Home > Hull Federal Savings Bank > Income and Expense
Hull Federal Savings Bank, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $905,000 | 6,771 |
| Total interest expense | $163,000 | 6,459 |
| Net interest income | $742,000 | 6,792 |
| Provision for loan and lease losses | $-74,000 | 7,006 |
| Total noninterest income | $13,000 | 6,871 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $0 | 6,990 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $13,000 | 6,438 |
| Total noninterest expense | $423,000 | 7,025 |
| Salaries and employee benefits | $151,000 | 7,115 |
| Premises and equipment expense | $42,000 | 6,934 |
| Additional noninterest expense | $230,000 | 6,691 |
| Pre-tax net operating income | $406,000 | 4,971 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-33,000 | 6,821 |
| Income before extraordinary items | $439,000 | 4,840 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $439,000 | 4,840 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $439,000 | 4,840 |
| Net charge-offs | $1,403,000 | 1,173 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $439,000 | 4,667 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $622,000 | 6,803 |
| Total interest expense | $109,000 | 6,537 |
| Net interest income | $513,000 | 6,822 |
| Provision for loan and lease losses | $-266,000 | 7,157 |
| Total noninterest income | $11,000 | 6,920 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $0 | 7,045 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 6,430 |
| Total noninterest expense | $263,000 | 7,106 |
| Salaries and employee benefits | $99,000 | 7,179 |
| Premises and equipment expense | $25,000 | 7,022 |
| Additional noninterest expense | $139,000 | 6,826 |
| Pre-tax net operating income | $527,000 | 4,032 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $3,000 | 4,521 |
| Income before extraordinary items | $524,000 | 3,905 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $524,000 | 3,907 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $524,000 | 3,908 |
| Net charge-offs | $1,235,000 | 985 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $524,000 | 3,708 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $328,000 | 6,822 |
| Total interest expense | $55,000 | 6,608 |
| Net interest income | $273,000 | 6,825 |
| Provision for loan and lease losses | $-84,000 | 7,186 |
| Total noninterest income | $4,000 | 7,021 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $0 | 7,087 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,590 |
| Total noninterest expense | $150,000 | 7,114 |
| Salaries and employee benefits | $50,000 | 7,238 |
| Premises and equipment expense | $15,000 | 7,000 |
| Additional noninterest expense | $85,000 | 6,682 |
| Pre-tax net operating income | $211,000 | 4,434 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $109,000 | 2,361 |
| Income before extraordinary items | $102,000 | 5,329 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $102,000 | 5,330 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $102,000 | 5,330 |
| Net charge-offs | $1,228,000 | 584 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $102,000 | 5,182 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,352,000 | 6,867 |
| Total interest expense | $341,000 | 6,422 |
| Net interest income | $1,011,000 | 6,930 |
| Provision for loan and lease losses | $1,267,000 | 2,093 |
| Total noninterest income | $6,000 | 6,952 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $6,000 | 6,599 |
| Total noninterest expense | $502,000 | 7,245 |
| Salaries and employee benefits | $200,000 | 7,293 |
| Premises and equipment expense | $50,000 | 7,168 |
| Additional noninterest expense | $252,000 | 7,000 |
| Pre-tax net operating income | $-752,000 | 6,506 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-113,000 | 6,831 |
| Income before extraordinary items | $-639,000 | 6,532 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-639,000 | 6,532 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-639,000 | 6,531 |
| Net charge-offs | $808,000 | 2,619 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-639,000 | 6,498 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,040,000 | 6,911 |
| Total interest expense | $284,000 | 6,390 |
| Net interest income | $756,000 | 7,001 |
| Provision for loan and lease losses | $1,251,000 | 1,705 |
| Total noninterest income | $3,000 | 7,090 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $3,000 | 6,792 |
| Total noninterest expense | $319,000 | 7,350 |
| Salaries and employee benefits | $143,000 | 7,368 |
| Premises and equipment expense | $38,000 | 7,230 |
| Additional noninterest expense | $138,000 | 7,238 |
| Pre-tax net operating income | $-811,000 | 6,733 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $358,000 | 2,063 |
| Income before extraordinary items | $-1,169,000 | 6,907 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,169,000 | 6,909 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,169,000 | 6,908 |
| Net charge-offs | $765,000 | 2,196 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,169,000 | 6,872 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $693,000 | 6,971 |
| Total interest expense | $226,000 | 6,237 |
| Net interest income | $467,000 | 7,110 |
| Provision for loan and lease losses | $465,000 | 2,403 |
| Total noninterest income | $-5,000 | 7,207 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-5,000 | 7,001 |
| Total noninterest expense | $196,000 | 7,448 |
| Salaries and employee benefits | $95,000 | 7,444 |
| Premises and equipment expense | $19,000 | 7,368 |
| Additional noninterest expense | $82,000 | 7,366 |
| Pre-tax net operating income | $-199,000 | 6,552 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $295,000 | 1,819 |
| Income before extraordinary items | $-494,000 | 6,843 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-494,000 | 6,842 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-494,000 | 6,843 |
| Net charge-offs | $369,000 | 2,449 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-494,000 | 6,830 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $333,000 | 7,070 |
| Total interest expense | $133,000 | 6,060 |
| Net interest income | $200,000 | 7,257 |
| Provision for loan and lease losses | $53,000 | 4,125 |
| Total noninterest income | $3,000 | 7,236 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 6,858 |
| Total noninterest expense | $106,000 | 7,498 |
| Salaries and employee benefits | $48,000 | 7,495 |
| Premises and equipment expense | $10,000 | 7,406 |
| Additional noninterest expense | $48,000 | 7,355 |
| Pre-tax net operating income | $44,000 | 5,837 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $171,000 | 1,662 |
| Income before extraordinary items | $-127,000 | 6,773 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-127,000 | 6,772 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-127,000 | 6,773 |
| Net charge-offs | $184,000 | 2,178 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-127,000 | 6,762 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,686,000 | 6,938 |
| Total interest expense | $736,000 | 5,880 |
| Net interest income | $950,000 | 7,212 |
| Provision for loan and lease losses | $627,000 | 3,775 |
| Total noninterest income | $4,000 | 7,259 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,000 | 6,892 |
| Total noninterest expense | $343,000 | 7,601 |
| Salaries and employee benefits | $201,000 | 7,571 |
| Premises and equipment expense | $49,000 | 7,453 |
| Additional noninterest expense | $93,000 | 7,611 |
| Pre-tax net operating income | $-16,000 | 5,809 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $86,000 | 3,334 |
| Income before extraordinary items | $-102,000 | 6,076 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-102,000 | 6,074 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-102,000 | 6,076 |
| Net charge-offs | $458,000 | 3,770 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-102,000 | 5,997 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,175,000 | 7,118 |
| Total interest expense | $573,000 | 5,948 |
| Net interest income | $602,000 | 7,428 |
| Provision for loan and lease losses | $557,000 | 3,364 |
| Total noninterest income | $3,000 | 7,419 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $3,000 | 7,079 |
| Total noninterest expense | $246,000 | 7,710 |
| Salaries and employee benefits | $137,000 | 7,690 |
| Premises and equipment expense | $41,000 | 7,514 |
| Additional noninterest expense | $68,000 | 7,723 |
| Pre-tax net operating income | $-198,000 | 6,289 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $68,000 | 3,378 |
| Income before extraordinary items | $-266,000 | 6,506 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-266,000 | 6,507 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-266,000 | 6,506 |
| Net charge-offs | $380,000 | 3,425 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-266,000 | 6,419 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $787,000 | 7,169 |
| Total interest expense | $389,000 | 6,019 |
| Net interest income | $398,000 | 7,487 |
| Provision for loan and lease losses | $654,000 | 2,460 |
| Total noninterest income | $2,000 | 7,496 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,000 | 7,153 |
| Total noninterest expense | $154,000 | 7,785 |
| Salaries and employee benefits | $91,000 | 7,758 |
| Premises and equipment expense | $24,000 | 7,613 |
| Additional noninterest expense | $39,000 | 7,803 |
| Pre-tax net operating income | $-408,000 | 6,676 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $50,000 | 3,283 |
| Income before extraordinary items | $-458,000 | 6,832 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-458,000 | 6,834 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-458,000 | 6,833 |
| Net charge-offs | $435,000 | 2,602 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-458,000 | 6,789 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $379,000 | 7,311 |
| Total interest expense | $200,000 | 6,084 |
| Net interest income | $179,000 | 7,634 |
| Provision for loan and lease losses | $241,000 | 2,746 |
| Total noninterest income | $1,000 | 7,632 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,000 | 7,328 |
| Total noninterest expense | $87,000 | 7,876 |
| Salaries and employee benefits | $48,000 | 7,846 |
| Premises and equipment expense | $17,000 | 7,545 |
| Additional noninterest expense | $22,000 | 7,901 |
| Pre-tax net operating income | $-148,000 | 6,750 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $11,000 | 3,764 |
| Income before extraordinary items | $-159,000 | 6,871 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-159,000 | 6,872 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-159,000 | 6,871 |
| Net charge-offs | $282,000 | 2,094 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-159,000 | 6,829 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,412,000 | 7,470 |
| Total interest expense | $754,000 | 6,572 |
| Net interest income | $658,000 | 7,741 |
| Provision for loan and lease losses | $60,000 | 6,744 |
| Total noninterest income | $4,000 | 7,669 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,000 | 7,315 |
| Total noninterest expense | $455,000 | 7,901 |
| Salaries and employee benefits | $192,000 | 7,940 |
| Premises and equipment expense | $250,000 | 6,061 |
| Additional noninterest expense | $13,000 | 8,009 |
| Pre-tax net operating income | $147,000 | 4,950 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $62,000 | 3,154 |
| Income before extraordinary items | $85,000 | 5,215 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $85,000 | 5,214 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $85,000 | 5,214 |
| Net charge-offs | $27,000 | 6,547 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $85,000 | 5,149 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,061,000 | 7,560 |
| Total interest expense | $557,000 | 6,729 |
| Net interest income | $504,000 | 7,800 |
| Provision for loan and lease losses | $40,000 | 6,665 |
| Total noninterest income | $3,000 | 7,809 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,000 | 7,488 |
| Total noninterest expense | $214,000 | 8,060 |
| Salaries and employee benefits | $129,000 | 8,027 |
| Premises and equipment expense | $72,000 | 7,472 |
| Additional noninterest expense | $13,000 | 8,093 |
| Pre-tax net operating income | $253,000 | 4,712 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $47,000 | 3,362 |
| Income before extraordinary items | $206,000 | 4,820 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $206,000 | 4,821 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $206,000 | 4,821 |
| Net charge-offs | $15,000 | 6,364 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $206,000 | 4,750 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $696,000 | 7,639 |
| Total interest expense | $367,000 | 6,853 |
| Net interest income | $329,000 | 7,884 |
| Provision for loan and lease losses | $20,000 | 6,682 |
| Total noninterest income | $2,000 | 7,912 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,000 | 7,623 |
| Total noninterest expense | $134,000 | 8,157 |
| Salaries and employee benefits | $85,000 | 8,123 |
| Premises and equipment expense | $43,000 | 7,635 |
| Additional noninterest expense | $6,000 | 8,190 |
| Pre-tax net operating income | $177,000 | 4,777 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $32,000 | 3,439 |
| Income before extraordinary items | $145,000 | 4,895 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $145,000 | 4,892 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $145,000 | 4,893 |
| Net charge-offs | $15,000 | 5,781 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $145,000 | 4,813 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $349,000 | 7,696 |
| Total interest expense | $188,000 | 6,914 |
| Net interest income | $161,000 | 7,945 |
| Provision for loan and lease losses | $15,000 | 6,043 |
| Total noninterest income | $1,000 | 8,011 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,000 | 7,715 |
| Total noninterest expense | $70,000 | 8,208 |
| Salaries and employee benefits | $40,000 | 8,183 |
| Premises and equipment expense | $24,000 | 7,585 |
| Additional noninterest expense | $6,000 | 8,239 |
| Pre-tax net operating income | $77,000 | 5,297 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $75,000 | 5,314 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $75,000 | 5,319 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $75,000 | 5,318 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $75,000 | 5,136 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,252,000 | 7,836 |
| Total interest expense | $817,000 | 7,104 |
| Net interest income | $435,000 | 8,118 |
| Provision for loan and lease losses | $44,000 | 6,677 |
| Total noninterest income | $4,000 | 8,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $4,000 | 7,828 |
| Total noninterest expense | $274,000 | 8,251 |
| Salaries and employee benefits | $189,000 | 8,210 |
| Premises and equipment expense | $73,000 | 7,860 |
| Additional noninterest expense | $12,000 | 8,293 |
| Pre-tax net operating income | $121,000 | 5,960 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $27,000 | 4,154 |
| Income before extraordinary items | $94,000 | 5,881 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $94,000 | 5,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,395 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $94,000 | 6,030 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $901,000 | 7,957 |
| Total interest expense | $528,000 | 7,429 |
| Net interest income | $373,000 | 8,172 |
| Provision for loan and lease losses | $22,000 | 6,451 |
| Total noninterest income | $3,000 | 8,184 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,000 | 7,993 |
| Total noninterest expense | $195,000 | 8,333 |
| Salaries and employee benefits | $128,000 | 8,296 |
| Premises and equipment expense | $55,000 | 7,907 |
| Additional noninterest expense | $12,000 | 8,376 |
| Pre-tax net operating income | $159,000 | 6,198 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $13,000 | 4,781 |
| Income before extraordinary items | $146,000 | 5,960 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $146,000 | 5,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,592 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $146,000 | 6,125 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $596,000 | 8,024 |
| Total interest expense | $345,000 | 7,570 |
| Net interest income | $251,000 | 8,235 |
| Provision for loan and lease losses | $6,000 | 6,439 |
| Total noninterest income | $2,000 | 8,267 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,000 | 8,087 |
| Total noninterest expense | $122,000 | 8,407 |
| Salaries and employee benefits | $85,000 | 8,373 |
| Premises and equipment expense | $31,000 | 8,070 |
| Additional noninterest expense | $6,000 | 8,444 |
| Pre-tax net operating income | $125,000 | 6,266 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $2,000 | 5,394 |
| Income before extraordinary items | $123,000 | 6,183 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $123,000 | 6,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $123,000 | 6,120 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $289,000 | 8,111 |
| Total interest expense | $169,000 | 7,701 |
| Net interest income | $120,000 | 8,304 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $1,000 | 8,296 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,000 | 8,110 |
| Total noninterest expense | $62,000 | 8,449 |
| Salaries and employee benefits | $39,000 | 8,427 |
| Premises and equipment expense | $17,000 | 8,041 |
| Additional noninterest expense | $6,000 | 8,482 |
| Pre-tax net operating income | $59,000 | 6,494 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $58,000 | 6,452 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $58,000 | 6,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $58,000 | 6,354 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,129,000 | 8,119 |
| Total interest expense | $716,000 | 7,625 |
| Net interest income | $413,000 | 8,342 |
| Provision for loan and lease losses | $10,000 | 6,581 |
| Total noninterest income | $8,000 | 8,323 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $8,000 | 8,113 |
| Total noninterest expense | $245,000 | 8,487 |
| Salaries and employee benefits | $191,000 | 8,431 |
| Premises and equipment expense | $43,000 | 8,301 |
| Additional noninterest expense | $11,000 | 8,527 |
| Pre-tax net operating income | $166,000 | 6,956 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $64,000 | 4,795 |
| Income before extraordinary items | $102,000 | 7,130 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $102,000 | 7,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $102,000 | 7,103 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $840,000 | 8,182 |
| Total interest expense | $469,000 | 7,817 |
| Net interest income | $371,000 | 8,329 |
| Provision for loan and lease losses | $10,000 | 6,151 |
| Total noninterest income | $7,000 | 8,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $7,000 | 8,132 |
| Total noninterest expense | $167,000 | 8,520 |
| Salaries and employee benefits | $125,000 | 8,471 |
| Premises and equipment expense | $31,000 | 8,313 |
| Additional noninterest expense | $11,000 | 8,551 |
| Pre-tax net operating income | $201,000 | 6,961 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $43,000 | 5,051 |
| Income before extraordinary items | $158,000 | 6,998 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $158,000 | 6,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $158,000 | 6,982 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $564,000 | 8,246 |
| Total interest expense | $309,000 | 7,872 |
| Net interest income | $255,000 | 8,390 |
| Provision for loan and lease losses | $6,000 | 5,907 |
| Total noninterest income | $2,000 | 8,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,000 | 8,320 |
| Total noninterest expense | $105,000 | 8,576 |
| Salaries and employee benefits | $84,000 | 8,526 |
| Premises and equipment expense | $16,000 | 8,429 |
| Additional noninterest expense | $5,000 | 8,608 |
| Pre-tax net operating income | $146,000 | 6,982 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $145,000 | 6,787 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $145,000 | 6,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $145,000 | 6,772 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $281,000 | 8,301 |
| Total interest expense | $153,000 | 7,917 |
| Net interest income | $128,000 | 8,445 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $1,000 | 8,512 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,000 | 8,340 |
| Total noninterest expense | $52,000 | 8,615 |
| Salaries and employee benefits | $39,000 | 8,578 |
| Premises and equipment expense | $8,000 | 8,463 |
| Additional noninterest expense | $5,000 | 8,637 |
| Pre-tax net operating income | $77,000 | 6,963 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $77,000 | 6,755 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $77,000 | 6,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $77,000 | 6,733 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,052,000 | 8,244 |
| Total interest expense | $576,000 | 7,767 |
| Net interest income | $476,000 | 8,423 |
| Provision for loan and lease losses | $18,000 | 6,359 |
| Total noninterest income | $4,000 | 8,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,000 | 8,415 |
| Total noninterest expense | $232,000 | 8,631 |
| Salaries and employee benefits | $174,000 | 8,577 |
| Premises and equipment expense | $48,000 | 8,375 |
| Additional noninterest expense | $10,000 | 8,671 |
| Pre-tax net operating income | $230,000 | 7,307 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $108,000 | 4,908 |
| Income before extraordinary items | $122,000 | 7,592 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $122,000 | 7,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $122,000 | 7,587 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $782,000 | 8,314 |
| Total interest expense | $425,000 | 7,800 |
| Net interest income | $357,000 | 8,502 |
| Provision for loan and lease losses | $18,000 | 6,058 |
| Total noninterest income | $3,000 | 8,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,000 | 8,495 |
| Total noninterest expense | $157,000 | 8,701 |
| Salaries and employee benefits | $115,000 | 8,654 |
| Premises and equipment expense | $32,000 | 8,477 |
| Additional noninterest expense | $10,000 | 8,732 |
| Pre-tax net operating income | $185,000 | 7,476 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $83,000 | 5,101 |
| Income before extraordinary items | $102,000 | 7,712 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $102,000 | 7,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $102,000 | 7,712 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $520,000 | 8,367 |
| Total interest expense | $270,000 | 7,840 |
| Net interest income | $250,000 | 8,540 |
| Provision for loan and lease losses | $12,000 | 5,878 |
| Total noninterest income | $2,000 | 8,664 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,000 | 8,535 |
| Total noninterest expense | $104,000 | 8,742 |
| Salaries and employee benefits | $78,000 | 8,696 |
| Premises and equipment expense | $21,000 | 8,509 |
| Additional noninterest expense | $5,000 | 8,770 |
| Pre-tax net operating income | $136,000 | 7,474 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $63,000 | 5,020 |
| Income before extraordinary items | $73,000 | 7,739 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $73,000 | 7,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $73,000 | 7,745 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $251,000 | 8,401 |
| Total interest expense | $131,000 | 7,836 |
| Net interest income | $120,000 | 8,580 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $1,000 | 8,667 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $53,000 | 8,756 |
| Salaries and employee benefits | $38,000 | 8,714 |
| Premises and equipment expense | $10,000 | 8,530 |
| Additional noninterest expense | $5,000 | 8,783 |
| Pre-tax net operating income | $62,000 | 7,543 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $32,000 | 4,955 |
| Income before extraordinary items | $30,000 | 7,837 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $30,000 | 7,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $30,000 | 7,833 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $955,000 | 8,360 |
| Total interest expense | $446,000 | 7,767 |
| Net interest income | $509,000 | 8,523 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $5,000 | 8,707 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,000 | 8,545 |
| Total noninterest expense | $216,000 | 8,790 |
| Salaries and employee benefits | $140,000 | 8,758 |
| Premises and equipment expense | $52,000 | 8,444 |
| Additional noninterest expense | $24,000 | 8,816 |
| Pre-tax net operating income | $298,000 | 7,384 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $106,000 | 5,329 |
| Income before extraordinary items | $192,000 | 7,626 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $192,000 | 7,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $192,000 | 7,591 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $701,000 | 8,415 |
| Total interest expense | $322,000 | 7,797 |
| Net interest income | $379,000 | 8,581 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $4,000 | 8,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,585 |
| Total noninterest expense | $142,000 | 8,820 |
| Salaries and employee benefits | $96,000 | 8,794 |
| Premises and equipment expense | $28,000 | 8,609 |
| Additional noninterest expense | $18,000 | 8,840 |
| Pre-tax net operating income | $241,000 | 7,471 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $77,000 | 5,467 |
| Income before extraordinary items | $164,000 | 7,643 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $164,000 | 7,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $164,000 | 7,611 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $462,000 | 8,433 |
| Total interest expense | $207,000 | 7,790 |
| Net interest income | $255,000 | 8,586 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $2,000 | 8,770 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,000 | 8,611 |
| Total noninterest expense | $88,000 | 8,835 |
| Salaries and employee benefits | $63,000 | 8,808 |
| Premises and equipment expense | $18,000 | 8,624 |
| Additional noninterest expense | $7,000 | 8,857 |
| Pre-tax net operating income | $169,000 | 7,413 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $52,000 | 5,486 |
| Income before extraordinary items | $117,000 | 7,619 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $117,000 | 7,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $117,000 | 7,573 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $225,000 | 8,532 |
| Total interest expense | $101,000 | 7,824 |
| Net interest income | $124,000 | 8,678 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $1,000 | 8,826 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,675 |
| Total noninterest expense | $44,000 | 8,902 |
| Salaries and employee benefits | $30,000 | 8,875 |
| Premises and equipment expense | $9,000 | 8,660 |
| Additional noninterest expense | $5,000 | 8,918 |
| Pre-tax net operating income | $81,000 | 7,483 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $34,000 | 5,190 |
| Income before extraordinary items | $47,000 | 7,813 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $47,000 | 7,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $47,000 | 7,787 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $917,000 | 8,466 |
| Total interest expense | $485,000 | 7,358 |
| Net interest income | $432,000 | 8,711 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $4,000 | 8,880 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,000 | 8,722 |
| Total noninterest expense | $167,000 | 8,937 |
| Salaries and employee benefits | $97,000 | 8,923 |
| Premises and equipment expense | $70,000 | 8,351 |
| Additional noninterest expense | $0 | 8,970 |
| Pre-tax net operating income | $269,000 | 7,548 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $131,000 | 5,249 |
| Income before extraordinary items | $138,000 | 7,934 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $138,000 | 7,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $138,000 | 7,888 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $695,000 | 8,505 |
| Total interest expense | $361,000 | 7,392 |
| Net interest income | $334,000 | 8,754 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $3,000 | 8,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,783 |
| Total noninterest expense | $126,000 | 8,986 |
| Salaries and employee benefits | $68,000 | 8,979 |
| Premises and equipment expense | $58,000 | 8,243 |
| Additional noninterest expense | $0 | 9,020 |
| Pre-tax net operating income | $211,000 | 7,642 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $103,000 | 5,312 |
| Income before extraordinary items | $108,000 | 8,026 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $108,000 | 8,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $108,000 | 7,974 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $464,000 | 8,556 |
| Total interest expense | $239,000 | 7,474 |
| Net interest income | $225,000 | 8,803 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $2,000 | 9,001 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,000 | 8,825 |
| Total noninterest expense | $82,000 | 9,047 |
| Salaries and employee benefits | $45,000 | 9,033 |
| Premises and equipment expense | $37,000 | 8,342 |
| Additional noninterest expense | $0 | 9,074 |
| Pre-tax net operating income | $145,000 | 7,576 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $71,000 | 5,263 |
| Income before extraordinary items | $74,000 | 8,042 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $74,000 | 8,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $74,000 | 7,982 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $238,000 | 8,587 |
| Total interest expense | $117,000 | 7,585 |
| Net interest income | $121,000 | 8,811 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $1,000 | 9,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,000 | 8,837 |
| Total noninterest expense | $32,000 | 9,097 |
| Salaries and employee benefits | $22,000 | 9,075 |
| Premises and equipment expense | $10,000 | 8,791 |
| Additional noninterest expense | $0 | 9,110 |
| Pre-tax net operating income | $90,000 | 7,308 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $89,000 | 7,081 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $89,000 | 7,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $89,000 | 6,995 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $843,000 | 8,725 |
| Total interest expense | $426,000 | 8,027 |
| Net interest income | $417,000 | 8,880 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $7,000 | 9,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $7,000 | 8,858 |
| Total noninterest expense | $145,000 | 9,151 |
| Salaries and employee benefits | $91,000 | 9,131 |
| Premises and equipment expense | $50,000 | 8,765 |
| Additional noninterest expense | $4,000 | 9,173 |
| Pre-tax net operating income | $279,000 | 7,513 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $91,000 | 5,815 |
| Income before extraordinary items | $188,000 | 7,816 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $188,000 | 7,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $188,000 | 7,692 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $619,000 | 8,813 |
| Total interest expense | $311,000 | 8,190 |
| Net interest income | $308,000 | 8,969 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $6,000 | 9,130 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,000 | 8,884 |
| Total noninterest expense | $104,000 | 9,215 |
| Salaries and employee benefits | $65,000 | 9,190 |
| Premises and equipment expense | $35,000 | 8,854 |
| Additional noninterest expense | $4,000 | 9,231 |
| Pre-tax net operating income | $210,000 | 7,669 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $56,000 | 6,125 |
| Income before extraordinary items | $154,000 | 7,876 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $154,000 | 7,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $154,000 | 7,728 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $402,000 | 8,880 |
| Total interest expense | $201,000 | 8,324 |
| Net interest income | $201,000 | 9,015 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $5,000 | 9,162 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $5,000 | 8,823 |
| Total noninterest expense | $72,000 | 9,242 |
| Salaries and employee benefits | $44,000 | 9,223 |
| Premises and equipment expense | $24,000 | 8,843 |
| Additional noninterest expense | $4,000 | 9,254 |
| Pre-tax net operating income | $134,000 | 7,734 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $48,000 | 5,948 |
| Income before extraordinary items | $86,000 | 8,087 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $86,000 | 8,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $86,000 | 7,925 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $204,000 | 8,925 |
| Total interest expense | $97,000 | 8,461 |
| Net interest income | $107,000 | 9,044 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $2,000 | 9,206 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $37,000 | 9,286 |
| Salaries and employee benefits | $22,000 | 9,266 |
| Premises and equipment expense | $13,000 | 8,800 |
| Additional noninterest expense | $2,000 | 9,300 |
| Pre-tax net operating income | $72,000 | 7,648 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $29,000 | 5,756 |
| Income before extraordinary items | $43,000 | 8,035 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $43,000 | 8,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $43,000 | 7,885 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $799,000 | 9,003 |
| Total interest expense | $415,000 | 8,616 |
| Net interest income | $384,000 | 9,105 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $13,000 | 9,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 8,786 |
| Total noninterest expense | $134,000 | 9,326 |
| Salaries and employee benefits | $88,000 | 9,300 |
| Premises and equipment expense | $39,000 | 9,068 |
| Additional noninterest expense | $7,000 | 9,343 |
| Pre-tax net operating income | $263,000 | 7,692 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $100,000 | 5,962 |
| Income before extraordinary items | $163,000 | 8,024 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $163,000 | 8,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $163,000 | 7,925 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $729,000 | 9,312 |
| Total interest expense | $334,000 | 9,247 |
| Net interest income | $395,000 | 9,312 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $4,000 | 9,518 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $4,000 | 9,354 |
| Total noninterest expense | $176,000 | 9,573 |
| Salaries and employee benefits | $115,000 | 9,542 |
| Premises and equipment expense | $25,000 | 9,449 |
| Additional noninterest expense | $36,000 | 9,587 |
| Pre-tax net operating income | $223,000 | 7,773 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $103,000 | 5,970 |
| Income before extraordinary items | $120,000 | 8,215 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $120,000 | 8,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $120,000 | 8,106 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $680,000 | 9,600 |
| Total interest expense | $369,000 | 9,462 |
| Net interest income | $311,000 | 9,687 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $4,000 | 9,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,000 | 9,680 |
| Total noninterest expense | $134,000 | 9,874 |
| Salaries and employee benefits | $83,000 | 9,849 |
| Premises and equipment expense | $0 | 9,865 |
| Additional noninterest expense | $51,000 | 9,832 |
| Pre-tax net operating income | $181,000 | 8,443 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $75,000 | 6,855 |
| Income before extraordinary items | $106,000 | 8,668 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $106,000 | 8,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $106,000 | 8,654 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $659,000 | 9,875 |
| Total interest expense | $356,000 | 9,719 |
| Net interest income | $303,000 | 9,955 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $4,000 | 10,117 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $4,000 | 10,002 |
| Total noninterest expense | $123,000 | 10,191 |
| Salaries and employee benefits | $72,000 | 10,170 |
| Premises and equipment expense | $0 | 10,185 |
| Additional noninterest expense | $51,000 | 10,151 |
| Pre-tax net operating income | $184,000 | 8,662 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $72,000 | 7,308 |
| Income before extraordinary items | $112,000 | 8,881 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $112,000 | 8,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $112,000 | 8,847 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $592,000 | 10,159 |
| Total interest expense | $335,000 | 10,003 |
| Net interest income | $257,000 | 10,249 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $4,000 | 10,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $4,000 | 10,240 |
| Total noninterest expense | $97,000 | 10,435 |
| Salaries and employee benefits | $60,000 | 10,414 |
| Premises and equipment expense | $0 | 10,432 |
| Additional noninterest expense | $37,000 | 10,422 |
| Pre-tax net operating income | $164,000 | 9,103 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $63,000 | 8,107 |
| Income before extraordinary items | $101,000 | 9,341 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $101,000 | 9,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,413 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $101,000 | 9,272 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $554,000 | 10,678 |
| Total interest expense | $310,000 | 10,498 |
| Net interest income | $244,000 | 10,740 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $4,000 | 10,845 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $4,000 | 10,710 |
| Total noninterest expense | $93,000 | 10,887 |
| Salaries and employee benefits | $60,000 | 10,872 |
| Premises and equipment expense | $0 | 10,895 |
| Additional noninterest expense | $33,000 | 10,880 |
| Pre-tax net operating income | $155,000 | 9,818 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $49,000 | 9,272 |
| Income before extraordinary items | $106,000 | 9,924 |
| Extraordinary gains, net | $-2,000 | 10,903 |
| Net income | $104,000 | 9,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $106,000 | 9,880 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $503,000 | 11,259 |
| Total interest expense | $292,000 | 11,091 |
| Net interest income | $211,000 | 11,323 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,000 | 11,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,000 | 11,358 |
| Total noninterest expense | $97,000 | 11,427 |
| Salaries and employee benefits | $60,000 | 11,411 |
| Premises and equipment expense | $0 | 11,418 |
| Additional noninterest expense | $37,000 | 11,418 |
| Pre-tax net operating income | $115,000 | 10,294 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $36,000 | 9,934 |
| Income before extraordinary items | $79,000 | 10,393 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $79,000 | 10,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $79,000 | 10,350 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $528,000 | 11,764 |
| Total interest expense | $302,000 | 11,570 |
| Net interest income | $226,000 | 11,839 |
| Provision for loan and lease losses | $10,000 | 8,319 |
| Total noninterest income | $0 | 11,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $0 | 11,920 |
| Total noninterest expense | $86,000 | 11,954 |
| Salaries and employee benefits | $45,000 | 11,946 |
| Premises and equipment expense | $0 | 11,950 |
| Additional noninterest expense | $41,000 | 11,924 |
| Pre-tax net operating income | $130,000 | 10,908 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $41,000 | 10,357 |
| Income before extraordinary items | $89,000 | 11,026 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $89,000 | 11,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $89,000 | 11,004 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $535,000 | 12,385 |
| Total interest expense | $271,000 | 12,138 |
| Net interest income | $264,000 | 12,451 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $0 | 12,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $0 | 12,536 |
| Total noninterest expense | $68,000 | 12,593 |
| Salaries and employee benefits | $33,000 | 12,588 |
| Premises and equipment expense | $0 | 12,581 |
| Additional noninterest expense | $35,000 | 12,577 |
| Pre-tax net operating income | $196,000 | 10,923 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $75,000 | 9,915 |
| Income before extraordinary items | $121,000 | 11,144 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $121,000 | 11,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $121,000 | 11,190 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $506,000 | 13,054 |
| Total interest expense | $255,000 | 12,824 |
| Net interest income | $251,000 | 13,077 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $0 | 13,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $0 | 13,212 |
| Total noninterest expense | $69,000 | 13,270 |
| Salaries and employee benefits | $33,000 | 13,264 |
| Premises and equipment expense | $0 | 13,260 |
| Additional noninterest expense | $36,000 | 13,249 |
| Pre-tax net operating income | $182,000 | 11,194 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $51,000 | 10,921 |
| Income before extraordinary items | $131,000 | 11,442 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $131,000 | 11,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $131,000 | 11,230 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $464,000 | 13,726 |
| Total interest expense | $271,000 | 13,552 |
| Net interest income | $193,000 | 13,780 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $3,000 | 13,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,000 | 13,771 |
| Total noninterest expense | $71,000 | 13,907 |
| Salaries and employee benefits | $31,000 | 13,901 |
| Premises and equipment expense | $5,000 | 13,881 |
| Additional noninterest expense | $35,000 | 13,882 |
| Pre-tax net operating income | $125,000 | 11,758 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $26,000 | 11,922 |
| Income before extraordinary items | $99,000 | 11,953 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $99,000 | 12,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $99,000 | 11,662 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.