Home > Hudson Valley Bank > Net charge- offs to loans
Hudson Valley Bank, Net charge- offs to loans
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0699% | 2,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1206% | 1,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3225% | 327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0662% | 5,832 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1982% | 4,549 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0115% | 5,299 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0875% | 5,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0461% | 5,399 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0250% | 4,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0704% | 2,723 |
| Percentage Net Loans Charged-off:Construction & development | -0.0417% | 5,114 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0516% | 5,854 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0666% | 348 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2766% | 1,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1518% | 814 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3241% | 1,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1764% | 5,553 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1888% | 6,264 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1888% | 6,229 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0204% | 5,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0420% | 5,845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 3,606 |
| Percentage Net Loans Charged-off:Construction & development | -0.0578% | 5,221 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1703% | 6,168 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0922% | 290 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2001% | 1,482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0198% | 999 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2673% | 1,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2986% | 5,793 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3442% | 6,335 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3442% | 6,299 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0090% | 1,345 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0886% | 6,104 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0416% | 5,916 |
| Percentage Net Loans Charged-off:Construction & development | -0.0865% | 5,376 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2622% | 6,293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1478% | 211 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1641% | 1,621 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0456% | 802 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2073% | 1,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3628% | 5,900 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.1193% | 6,440 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.1193% | 6,403 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0160% | 1,157 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2032% | 6,389 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1948% | 6,411 |
| Percentage Net Loans Charged-off:Construction & development | -0.1745% | 5,606 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5339% | 6,454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3190% | 112 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0186% | 5,768 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1339% | 4,706 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0227% | 1,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2805% | 5,858 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.3839% | 6,499 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.3839% | 6,457 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1002% | 723 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2045% | 2,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1814% | 2,449 |
| Percentage Net Loans Charged-off:Construction & development | 1.0028% | 818 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1666% | 1,822 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5639% | 5,355 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4595% | 1,209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2183% | 1,021 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5655% | 982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2589% | 2,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9046% | 295 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9046% | 269 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0062% | 5,447 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2313% | 2,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1937% | 2,209 |
| Percentage Net Loans Charged-off:Construction & development | 1.1981% | 710 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1245% | 1,736 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7707% | 5,408 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6673% | 802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3667% | 766 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8085% | 637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3120% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9614% | 192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9614% | 179 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0070% | 5,516 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2401% | 2,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1908% | 2,153 |
| Percentage Net Loans Charged-off:Construction & development | 1.5961% | 577 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1083% | 1,580 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1822% | 5,405 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8739% | 620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4738% | 618 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0802% | 480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5295% | 1,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4337% | 377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4337% | 346 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0089% | 5,535 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3594% | 1,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3681% | 1,289 |
| Percentage Net Loans Charged-off:Construction & development | 2.1361% | 405 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2602% | 895 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3343% | 5,401 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5982% | 859 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2889% | 4,959 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0717% | 494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0185% | 1,642 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6271% | 142 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.6271% | 130 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0072% | 5,601 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7651% | 1,531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7225% | 1,428 |
| Percentage Net Loans Charged-off:Construction & development | 3.3956% | 757 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6138% | 1,350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0433% | 804 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7200% | 1,290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6246% | 923 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7689% | 1,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3503% | 1,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4049% | 2,662 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4049% | 2,500 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7547% | 1,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7347% | 1,355 |
| Percentage Net Loans Charged-off:Construction & development | 1.7971% | 1,093 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7600% | 1,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0538% | 693 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9674% | 910 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8414% | 695 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0322% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1275% | 1,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4725% | 2,222 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4725% | 2,070 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5955% | 1,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4279% | 2,052 |
| Percentage Net Loans Charged-off:Construction & development | 2.9194% | 769 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0278% | 2,337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0734% | 545 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8373% | 1,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6288% | 754 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9449% | 940 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9167% | 809 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5549% | 1,926 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5549% | 1,787 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0408% | 4,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0310% | 3,450 |
| Percentage Net Loans Charged-off:Construction & development | -0.0035% | 5,955 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0525% | 1,566 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0298% | 2,872 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4952% | 692 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2250% | 6,985 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0630% | 1,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4412% | 1,943 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4412% | 1,771 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7814% | 180 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0896% | 142 |
| Percentage Net Loans Charged-off:Construction & development | 6.1428% | 796 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.5892% | 149 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7861% | 371 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2684% | 261 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1567% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 3.9789% | 205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2701% | 1,058 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4861% | 7,015 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4861% | 7,006 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3291% | 961 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4485% | 2,930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3049% | 3,091 |
| Percentage Net Loans Charged-off:Construction & development | 0.2187% | 2,384 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0816% | 7,042 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4237% | 649 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2646% | 902 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5323% | 5,408 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4153% | 410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4939% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0095% | 4,569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0095% | 4,404 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3384% | 869 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4433% | 2,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2248% | 3,233 |
| Percentage Net Loans Charged-off:Construction & development | 0.3384% | 2,015 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1283% | 7,132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8034% | 461 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6308% | 1,679 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5356% | 5,431 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3807% | 838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9181% | 1,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0640% | 3,930 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0640% | 3,729 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4019% | 741 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9252% | 1,439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5768% | 1,739 |
| Percentage Net Loans Charged-off:Construction & development | 1.3746% | 1,122 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0502% | 7,054 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7562% | 237 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0164% | 943 |
| Percentage Net Loans Charged-off: Home equity loans | -1.7000% | 5,473 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8185% | 340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2342% | 574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1407% | 3,024 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1407% | 2,767 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6223% | 698 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9502% | 522 |
| Percentage Net Loans Charged-off:Construction & development | 7.6852% | 817 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5925% | 831 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0027% | 5,868 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0920% | 198 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2938% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | 4.5901% | 181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8415% | 2,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5107% | 542 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0634% | 1,718 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1996% | 455 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5933% | 329 |
| Percentage Net Loans Charged-off:Construction & development | 8.6826% | 641 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0842% | 569 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0039% | 5,906 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.7927% | 146 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5330% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | 4.9516% | 158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0262% | 2,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8981% | 306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0773% | 1,502 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8780% | 569 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2866% | 429 |
| Percentage Net Loans Charged-off:Construction & development | 6.3383% | 819 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6998% | 634 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0064% | 5,905 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.6289% | 122 |
| Percentage Net Loans Charged-off: Home equity loans | 5.3758% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | 5.7820% | 133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0064% | 2,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6668% | 2,506 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0930% | 1,289 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0787% | 1,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2396% | 1,166 |
| Percentage Net Loans Charged-off:Construction & development | 0.1780% | 1,884 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0579% | 1,719 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0138% | 5,961 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.8389% | 175 |
| Percentage Net Loans Charged-off: Home equity loans | 7.8294% | 94 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0515% | 356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3364% | 2,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2908% | 3,087 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0180% | 1,145 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4188% | 4,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3712% | 3,343 |
| Percentage Net Loans Charged-off:Construction & development | 0.4196% | 3,010 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4188% | 1,906 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2278% | 794 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2774% | 2,867 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0088% | 5,770 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4641% | 2,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6430% | 3,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1603% | 5,389 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4926% | 1,284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2970% | 4,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2125% | 3,529 |
| Percentage Net Loans Charged-off:Construction & development | 0.2248% | 2,787 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1102% | 2,267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3057% | 558 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3747% | 2,129 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0088% | 5,796 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6299% | 1,452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6790% | 2,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1762% | 4,957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1873% | 1,421 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2512% | 3,946 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2951% | 2,711 |
| Percentage Net Loans Charged-off:Construction & development | 0.3358% | 2,267 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1690% | 1,620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5761% | 1,427 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0090% | 5,819 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9642% | 960 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0606% | 3,713 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2804% | 4,149 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2713% | 1,140 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1881% | 3,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1875% | 2,471 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7384% | 954 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0031% | 5,806 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2276% | 609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1445% | 2,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5928% | 2,756 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5421% | 749 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3219% | 3,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1872% | 2,953 |
| Percentage Net Loans Charged-off:Construction & development | 0.3425% | 2,199 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0159% | 2,223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4005% | 1,422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9891% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0093% | 3,830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6735% | 2,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2619% | 4,711 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6412% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2605% | 2,819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2724% | 1,783 |
| Percentage Net Loans Charged-off:Construction & development | 0.4701% | 1,468 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0231% | 1,567 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5892% | 791 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4593% | 270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0129% | 3,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1955% | 2,856 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2305% | 4,317 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7758% | 735 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3788% | 1,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4314% | 1,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.7166% | 891 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0380% | 1,127 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9277% | 432 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2920% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0203% | 2,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2514% | 2,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5519% | 755 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3120% | 1,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4005% | 801 |
| Percentage Net Loans Charged-off:Construction & development | 1.4525% | 372 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0818% | 617 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0549% | 1,604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0469% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0604% | 1,449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1198% | 1,807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1717% | 826 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0486% | 5,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0042% | 4,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0167% | 1,489 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 7,678 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0109% | 5,971 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0039% | 3,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1367% | 3,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3904% | 3,570 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0670% | 3,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 3,214 |
| Percentage Net Loans Charged-off:Construction & development | 0.0218% | 987 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 7,686 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0148% | 5,972 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2177% | 2,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0408% | 5,044 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0087% | 1,489 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0447% | 3,783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0102% | 2,424 |
| Percentage Net Loans Charged-off:Construction & development | 0.0315% | 680 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 2,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0074% | 530 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1305% | 2,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0097% | 4,665 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0106% | 4,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 1,616 |
| Percentage Net Loans Charged-off:Construction & development | 0.0615% | 348 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0138% | 7,852 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0339% | 5,982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0213% | 5,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0211% | 2,678 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0759% | 1,666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1836% | 335 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0238% | 3,503 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0175% | 5,657 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0342% | 7,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0182% | 4,831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0288% | 2,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1012% | 1,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2454% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0016% | 6,625 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0349% | 7,046 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0303% | 3,979 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0443% | 1,503 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1518% | 815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3684% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0012% | 2,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0703% | 1,030 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0008% | 4,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0025% | 1,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0355% | 5,166 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 7,529 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 7,907 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1001% | 3,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1164% | 5,596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2365% | 1,052 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0111% | 5,582 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 7,472 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 7,925 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0196% | 3,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1535% | 4,877 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2190% | 937 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0136% | 5,039 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 7,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 7,986 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0358% | 2,695 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3549% | 697 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0004% | 4,725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0206% | 4,233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0143% | 6,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0118% | 3,365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0265% | 1,331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0119% | 4,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0829% | 6,127 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1024% | 1,298 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0050% | 6,282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0045% | 3,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1174% | 5,489 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1212% | 1,091 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0128% | 5,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0290% | 2,928 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1870% | 4,683 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0448% | 1,120 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0136% | 4,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0210% | 2,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5869% | 488 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0747% | 5,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1157% | 1,680 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2266% | 770 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0098% | 7,566 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1273% | 8,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0110% | 1,819 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0794% | 4,702 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1557% | 1,134 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3034% | 535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0973% | 7,907 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0626% | 8,304 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0146% | 1,582 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1109% | 3,809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2357% | 754 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4567% | 370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1841% | 8,055 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0910% | 8,206 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0226% | 1,357 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2249% | 2,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4665% | 340 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8999% | 175 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3545% | 8,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0382% | 944 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0652% | 5,826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1381% | 4,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6443% | 1,204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1590% | 1,504 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2084% | 3,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0935% | 1,745 |
| Percentage Net Loans Charged-off:Construction & development | 0.4352% | 331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0468% | 1,150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0901% | 1,640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1038% | 1,448 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6440% | 2,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1581% | 6,264 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0821% | 5,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1123% | 221 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0558% | 19 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0019% | 1,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2506% | 1,066 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0953% | 9,750 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1471% | 1,496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3376% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0112% | 844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0127% | 781 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0133% | 976 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3055% | 1,003 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0458% | 6,513 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 1,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0335% | 1,232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0400% | 543 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4379% | 1,306 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0882% | 296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1921% | 637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0969% | 1,229 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4502% | 158 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1473% | 10,499 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2357% | 1,454 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6087% | 1,469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6926% | 1,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0771% | 742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6345% | 779 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1241% | 259 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1620% | 4,653 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0165% | 1,341 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0606% | 1,301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0254% | 705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1741% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5507% | 311 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8368% | 88 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1390% | 4,826 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0185% | 1,350 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0444% | 1,294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6350% | 263 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6823% | 1,557 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1208% | 5,301 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0106% | 1,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0251% | 1,392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0319% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2114% | 507 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8461% | 22 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1669% | 5,877 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1881% | 582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5358% | 386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1363% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2554% | 1,503 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6121% | 3,545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5552% | 428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1616% | 48 |
| Percentage Net Loans Charged-off: Home equity loans | 6.2898% | 7 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6789% | 709 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4078% | 403 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |