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Hudson Valley Bank, Assets and Liabilities

2015-03-31Rank
# of Employees:389372
Assets and Liabilities
Total Assets:$3,201,917,000272
Cash and due from depository institutions$365,185,000372
Interest-bearing balances$323,303,000137
Securities$776,480,000223
Federal funds sold & reverse repurchase agreements$11,651,000395
Net loans & leases$1,943,706,000290
Loan loss allowance$28,355,000248
Trading account assets$0251
Bank premises and fixed assets$12,315,000963
Other real estate owned$222,000372
Goodwill and other intangibles$1,369,0001,375
All other assets$90,989,000300
Life insurance assets$43,777,000226
Total liabilities and capital$3,201,917,000272
Total liabilities$2,904,427,000265
Total deposits$2,859,035,000244
Interest-bearing deposits$1,756,070,000287
Deposits held in domestic offices$2,859,035,000243
% insured46.82%6,300
Federal funds purchased & repurchase agreements$19,865,000506
Trading liabilities$0165
Other borrowed funds$03,720
Subordinated debt$0128
All other liabilities$25,527,000319
Total equity capital$297,490,000314
Total bank equity capital$297,362,000314
Perpetual preferred stock$0175
Common stock$1,676,0001,529
Surplus$96,602,000428
Undivided profits$199,084,000214
Noncontrolling interests in consolidated subsidiaries$128,00090
Memoranda
Noncurrent loans and leases$21,721,000288
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0945
Income earned, not collected on loans$9,200,000271
Earning assets$3,055,140,000257
Long-term assets (5+ years)$1,099,757,000248
Average Assets, year-to-date$3,166,906,500270
Average Assets, quarterly$3,166,906,500270
Volatile liabilities$80,246,000651
Insider loans$45,312,00087
FHLB advances$03,519
Loans and leases held for sale$01,949
Unused loan commitments$294,310,000396
Tier 1 (core) risk-based capital$291,690,000292
Tier 2 risk-based capital$26,754,000246
Total risk weighted assets$2,138,638,000290
Total unused commitments$294,310,000396
Derivatives$01,438
2014-12-31Rank
# of Employees:416353
Assets and Liabilities
Total Assets:$3,131,896,000269
Cash and due from depository institutions$292,515,000353
Interest-bearing balances$259,319,000151
Securities$813,004,000206
Federal funds sold & reverse repurchase agreements$13,673,000292
Net loans & leases$1,900,814,000288
Loan loss allowance$27,342,000257
Trading account assets$0249
Bank premises and fixed assets$12,970,000900
Other real estate owned$0353
Goodwill and other intangibles$4,512,000794
All other assets$94,408,000287
Life insurance assets$43,058,000221
Total liabilities and capital$3,131,896,000269
Total liabilities$2,841,425,000265
Total deposits$2,782,041,000244
Interest-bearing deposits$1,699,822,000294
Deposits held in domestic offices$2,782,041,000243
% insured43.50%6,408
Federal funds purchased & repurchase agreements$28,161,000430
Trading liabilities$0167
Other borrowed funds$03,842
Subordinated debt$0126
All other liabilities$31,223,000275
Total equity capital$290,471,000314
Total bank equity capital$290,341,000313
Perpetual preferred stock$0187
Common stock$1,676,0001,563
Surplus$96,464,000424
Undivided profits$192,201,000218
Noncontrolling interests in consolidated subsidiaries$130,00092
Memoranda
Noncurrent loans and leases$22,384,000284
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0938
Income earned, not collected on loans$8,612,000287
Earning assets$2,986,810,000263
Long-term assets (5+ years)$1,063,960,000251
Average Assets, year-to-date$3,071,613,600263
Average Assets, quarterly$3,122,849,500269
Volatile liabilities$90,101,000596
Insider loans$44,518,00087
FHLB advances$03,651
Loans and leases held for sale$01,855
Unused loan commitments$297,613,000385
Tier 1 (core) risk-based capital$286,327,000291
Tier 2 risk-based capital$26,354,000243
Total risk weighted assets$2,107,170,000281
Total unused commitments$297,613,000385
Derivatives$01,406
2014-09-30Rank
# of Employees:415349
Assets and Liabilities
Total Assets:$3,113,803,000268
Cash and due from depository institutions$340,763,000349
Interest-bearing balances$291,773,000139
Securities$840,465,000195
Federal funds sold & reverse repurchase agreements$13,608,000278
Net loans & leases$1,800,122,000288
Loan loss allowance$27,722,000260
Trading account assets$0245
Bank premises and fixed assets$13,732,000850
Other real estate owned$0349
Goodwill and other intangibles$5,712,000678
All other assets$99,401,000277
Life insurance assets$42,734,000214
Total liabilities and capital$3,113,803,000268
Total liabilities$2,829,325,000264
Total deposits$2,769,746,000241
Interest-bearing deposits$1,691,230,000289
Deposits held in domestic offices$2,769,746,000240
% insured44.60%6,487
Federal funds purchased & repurchase agreements$29,890,000410
Trading liabilities$0165
Other borrowed funds$03,890
Subordinated debt$0131
All other liabilities$29,689,000272
Total equity capital$284,478,000310
Total bank equity capital$284,348,000310
Perpetual preferred stock$0194
Common stock$1,676,0001,586
Surplus$94,757,000430
Undivided profits$187,915,000216
Noncontrolling interests in consolidated subsidiaries$130,00099
Memoranda
Noncurrent loans and leases$27,027,000258
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0951
Income earned, not collected on loans$8,787,000288
Earning assets$2,945,968,000261
Long-term assets (5+ years)$1,012,770,000259
Average Assets, year-to-date$3,056,543,000260
Average Assets, quarterly$3,166,508,000263
Volatile liabilities$92,729,000580
Insider loans$37,758,000113
FHLB advances$03,673
Loans and leases held for sale$01,914
Unused loan commitments$270,403,000405
Tier 1 (core) risk-based capital$281,904,000291
Tier 2 risk-based capital$25,204,000254
Total risk weighted assets$2,013,770,000287
Total unused commitments$270,403,000405
Derivatives$01,399
2014-06-30Rank
# of Employees:408363
Assets and Liabilities
Total Assets:$3,219,213,000257
Cash and due from depository institutions$506,172,000363
Interest-bearing balances$453,333,000102
Securities$838,689,000196
Federal funds sold & reverse repurchase agreements$15,539,000246
Net loans & leases$1,741,822,000290
Loan loss allowance$27,275,000269
Trading account assets$0246
Bank premises and fixed assets$13,712,000858
Other real estate owned$0363
Goodwill and other intangibles$5,760,000665
All other assets$97,519,000273
Life insurance assets$42,386,000211
Total liabilities and capital$3,219,213,000257
Total liabilities$2,934,052,000252
Total deposits$2,861,096,000229
Interest-bearing deposits$1,777,707,000273
Deposits held in domestic offices$2,861,096,000229
% insured44.41%6,557
Federal funds purchased & repurchase agreements$46,072,000312
Trading liabilities$0168
Other borrowed funds$03,882
Subordinated debt$0135
All other liabilities$26,884,000288
Total equity capital$285,161,000304
Total bank equity capital$285,028,000304
Perpetual preferred stock$0199
Common stock$1,676,0001,612
Surplus$94,312,000423
Undivided profits$189,040,000213
Noncontrolling interests in consolidated subsidiaries$133,000101
Memoranda
Noncurrent loans and leases$20,546,000349
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0990
Income earned, not collected on loans$8,287,000287
Earning assets$3,049,383,000247
Long-term assets (5+ years)$995,140,000260
Average Assets, year-to-date$3,037,456,330261
Average Assets, quarterly$3,059,462,500261
Volatile liabilities$108,680,000498
Insider loans$33,308,000129
FHLB advances$03,672
Loans and leases held for sale$01,950
Unused loan commitments$270,617,000398
Tier 1 (core) risk-based capital$280,488,000283
Tier 2 risk-based capital$24,374,000260
Total risk weighted assets$1,946,968,000287
Total unused commitments$270,617,000398
Derivatives$01,413
2014-03-31Rank
# of Employees:406356
Assets and Liabilities
Total Assets:$2,899,712,000272
Cash and due from depository institutions$600,590,000356
Interest-bearing balances$552,480,00092
Securities$532,466,000280
Federal funds sold & reverse repurchase agreements$18,866,000243
Net loans & leases$1,632,795,000299
Loan loss allowance$26,904,000279
Trading account assets$0247
Bank premises and fixed assets$13,357,000876
Other real estate owned$0356
Goodwill and other intangibles$5,807,000666
All other assets$95,831,000277
Life insurance assets$41,855,000207
Total liabilities and capital$2,899,712,000272
Total liabilities$2,618,881,000269
Total deposits$2,563,365,000245
Interest-bearing deposits$1,591,285,000298
Deposits held in domestic offices$2,563,365,000245
% insured43.18%6,642
Federal funds purchased & repurchase agreements$31,183,000390
Trading liabilities$0165
Other borrowed funds$03,804
Subordinated debt$0134
All other liabilities$24,333,000306
Total equity capital$280,831,000303
Total bank equity capital$280,698,000303
Perpetual preferred stock$0201
Common stock$1,676,0001,632
Surplus$93,922,000426
Undivided profits$185,100,000208
Noncontrolling interests in consolidated subsidiaries$133,000103
Memoranda
Noncurrent loans and leases$21,006,000366
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0998
Income earned, not collected on loans$8,073,000291
Earning assets$2,736,607,000261
Long-term assets (5+ years)$736,227,000338
Average Assets, year-to-date$2,946,578,000267
Average Assets, quarterly$2,946,578,000267
Volatile liabilities$94,071,000535
Insider loans$36,308,000114
FHLB advances$03,598
Loans and leases held for sale$01,833
Unused loan commitments$259,317,000401
Tier 1 (core) risk-based capital$278,760,000281
Tier 2 risk-based capital$21,974,000274
Total risk weighted assets$1,752,847,000300
Total unused commitments$259,317,000401
Derivatives$01,405
2013-12-31Rank
# of Employees:414351
Assets and Liabilities
Total Assets:$2,993,444,000262
Cash and due from depository institutions$697,880,000351
Interest-bearing balances$660,175,00079
Securities$543,752,000275
Federal funds sold & reverse repurchase agreements$27,134,000148
Net loans & leases$1,606,179,000297
Loan loss allowance$25,990,000288
Trading account assets$0247
Bank premises and fixed assets$13,699,000859
Other real estate owned$0351
Goodwill and other intangibles$5,855,000658
All other assets$98,945,000277
Life insurance assets$41,224,000207
Total liabilities and capital$2,993,444,000262
Total liabilities$2,715,539,000258
Total deposits$2,635,126,000237
Interest-bearing deposits$1,564,114,000299
Deposits held in domestic offices$2,635,126,000236
% insured44.92%6,708
Federal funds purchased & repurchase agreements$34,379,000391
Trading liabilities$0167
Other borrowed funds$16,388,0001,289
Subordinated debt$0136
All other liabilities$29,646,000270
Total equity capital$277,905,000302
Total bank equity capital$277,772,000302
Perpetual preferred stock$0206
Common stock$1,676,0001,658
Surplus$93,695,000426
Undivided profits$182,401,000202
Noncontrolling interests in consolidated subsidiaries$133,000101
Memoranda
Noncurrent loans and leases$23,489,000355
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0991
Income earned, not collected on loans$8,353,000277
Earning assets$2,837,240,000251
Long-term assets (5+ years)$681,434,000355
Average Assets, year-to-date$2,939,592,800258
Average Assets, quarterly$3,004,835,500259
Volatile liabilities$98,396,000522
Insider loans$36,642,000117
FHLB advances$16,388,0001,236
Loans and leases held for sale$01,902
Unused loan commitments$267,324,000395
Tier 1 (core) risk-based capital$274,239,000281
Tier 2 risk-based capital$21,701,000277
Total risk weighted assets$1,731,664,000300
Total unused commitments$267,324,000395
Derivatives$01,395
2013-09-30Rank
# of Employees:425337
Assets and Liabilities
Total Assets:$3,016,227,000255
Cash and due from depository institutions$776,351,000337
Interest-bearing balances$718,394,00080
Securities$531,674,000289
Federal funds sold & reverse repurchase agreements$18,393,000239
Net loans & leases$1,552,125,000308
Loan loss allowance$25,863,000297
Trading account assets$0248
Bank premises and fixed assets$14,530,000818
Other real estate owned$0337
Goodwill and other intangibles$24,602,000276
All other assets$98,552,000276
Life insurance assets$40,852,000206
Total liabilities and capital$3,016,227,000255
Total liabilities$2,730,907,000252
Total deposits$2,665,551,000229
Interest-bearing deposits$1,674,944,000281
Deposits held in domestic offices$2,665,551,000228
% insured45.16%6,790
Federal funds purchased & repurchase agreements$21,038,000545
Trading liabilities$0163
Other borrowed funds$16,398,0001,275
Subordinated debt$0150
All other liabilities$27,920,000290
Total equity capital$285,320,000290
Total bank equity capital$285,181,000291
Perpetual preferred stock$0217
Common stock$1,676,0001,687
Surplus$93,108,000428
Undivided profits$190,397,000199
Noncontrolling interests in consolidated subsidiaries$139,000100
Memoranda
Noncurrent loans and leases$33,964,000274
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,015
Income earned, not collected on loans$7,424,000321
Earning assets$2,820,586,000246
Long-term assets (5+ years)$701,766,000341
Average Assets, year-to-date$2,926,130,000256
Average Assets, quarterly$2,996,661,000255
Volatile liabilities$84,827,000590
Insider loans$27,949,000159
FHLB advances$16,398,0001,218
Loans and leases held for sale$02,008
Unused loan commitments$254,728,000402
Tier 1 (core) risk-based capital$268,440,000284
Tier 2 risk-based capital$21,475,000281
Total risk weighted assets$1,713,514,000301
Total unused commitments$254,728,000402
Derivatives$01,430
2013-06-30Rank
# of Employees:426333
Assets and Liabilities
Total Assets:$2,977,095,000254
Cash and due from depository institutions$835,394,000333
Interest-bearing balances$773,519,00072
Securities$525,701,000294
Federal funds sold & reverse repurchase agreements$24,360,000175
Net loans & leases$1,454,190,000315
Loan loss allowance$25,926,000299
Trading account assets$0250
Bank premises and fixed assets$19,909,000582
Other real estate owned$0333
Goodwill and other intangibles$24,650,000275
All other assets$92,891,000291
Life insurance assets$40,417,000209
Total liabilities and capital$2,977,095,000254
Total liabilities$2,693,084,000251
Total deposits$2,625,976,000229
Interest-bearing deposits$1,621,433,000292
Deposits held in domestic offices$2,625,976,000229
% insured41.21%6,878
Federal funds purchased & repurchase agreements$23,902,000493
Trading liabilities$0154
Other borrowed funds$16,409,0001,253
Subordinated debt$0152
All other liabilities$26,797,000301
Total equity capital$284,011,000288
Total bank equity capital$283,871,000288
Perpetual preferred stock$0228
Common stock$1,676,0001,692
Surplus$92,815,000429
Undivided profits$189,380,000198
Noncontrolling interests in consolidated subsidiaries$140,000104
Memoranda
Noncurrent loans and leases$30,266,000322
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,060
Income earned, not collected on loans$7,263,000328
Earning assets$2,777,770,000244
Long-term assets (5+ years)$539,340,000414
Average Assets, year-to-date$2,896,097,670259
Average Assets, quarterly$2,900,674,500258
Volatile liabilities$89,973,000555
Insider loans$26,990,000154
FHLB advances$16,409,0001,193
Loans and leases held for sale$02,138
Unused loan commitments$245,591,000397
Tier 1 (core) risk-based capital$266,806,000285
Tier 2 risk-based capital$20,664,000285
Total risk weighted assets$1,647,696,000303
Total unused commitments$245,591,000397
Derivatives$01,417
2013-03-31Rank
# of Employees:449316
Assets and Liabilities
Total Assets:$2,824,254,000269
Cash and due from depository institutions$791,979,000316
Interest-bearing balances$765,564,00088
Securities$479,325,000320
Federal funds sold & reverse repurchase agreements$28,410,000183
Net loans & leases$1,388,980,000326
Loan loss allowance$26,088,000301
Trading account assets$0242
Bank premises and fixed assets$22,071,000509
Other real estate owned$0316
Goodwill and other intangibles$24,697,000275
All other assets$88,792,000303
Life insurance assets$39,805,000206
Total liabilities and capital$2,824,254,000269
Total liabilities$2,536,169,000262
Total deposits$2,465,026,000236
Interest-bearing deposits$1,477,344,000314
Deposits held in domestic offices$2,465,026,000235
% insured44.62%6,930
Federal funds purchased & repurchase agreements$29,169,000420
Trading liabilities$0154
Other borrowed funds$16,418,0001,182
Subordinated debt$0155
All other liabilities$25,556,000319
Total equity capital$288,085,000291
Total bank equity capital$287,945,000290
Perpetual preferred stock$0239
Common stock$1,676,0001,722
Surplus$92,470,000430
Undivided profits$193,799,000197
Noncontrolling interests in consolidated subsidiaries$140,000107
Memoranda
Noncurrent loans and leases$32,140,000329
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,043
Income earned, not collected on loans$7,847,000304
Earning assets$2,662,279,000255
Long-term assets (5+ years)$525,855,000413
Average Assets, year-to-date$2,855,599,000265
Average Assets, quarterly$2,855,599,000265
Volatile liabilities$96,098,000507
Insider loans$33,373,000131
FHLB advances$16,418,0001,122
Loans and leases held for sale$2,286,000897
Unused loan commitments$246,693,000392
Tier 1 (core) risk-based capital$264,138,000289
Tier 2 risk-based capital$19,750,000297
Total risk weighted assets$1,573,474,000313
Total unused commitments$246,693,000392
Derivatives$01,405
2012-12-31Rank
# of Employees:445321
Assets and Liabilities
Total Assets:$2,886,944,000262
Cash and due from depository institutions$827,145,000321
Interest-bearing balances$769,317,00083
Securities$450,956,000337
Federal funds sold & reverse repurchase agreements$19,251,000288
Net loans & leases$1,443,078,000316
Loan loss allowance$26,612,000302
Trading account assets$0243
Bank premises and fixed assets$22,551,000490
Other real estate owned$250,000321
Goodwill and other intangibles$24,745,000275
All other assets$98,968,000284
Life insurance assets$39,257,000205
Total liabilities and capital$2,886,944,000262
Total liabilities$2,600,687,000259
Total deposits$2,520,996,000234
Interest-bearing deposits$1,484,114,000314
Deposits held in domestic offices$2,520,996,000233
% insured46.53%7,033
Federal funds purchased & repurchase agreements$34,624,000386
Trading liabilities$0152
Other borrowed funds$16,428,0001,283
Subordinated debt$0159
All other liabilities$28,639,000297
Total equity capital$286,257,000290
Total bank equity capital$286,117,000288
Perpetual preferred stock$0246
Common stock$1,676,0001,736
Surplus$92,279,000433
Undivided profits$192,162,000191
Noncontrolling interests in consolidated subsidiaries$140,000111
Memoranda
Noncurrent loans and leases$34,808,000324
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,020
Income earned, not collected on loans$7,760,000309
Earning assets$2,682,602,000251
Long-term assets (5+ years)$554,152,000381
Average Assets, year-to-date$2,843,650,800256
Average Assets, quarterly$2,905,641,500258
Volatile liabilities$107,116,000482
Insider loans$30,667,000135
FHLB advances$16,428,0001,217
Loans and leases held for sale$2,317,0001,065
Unused loan commitments$215,955,000413
Tier 1 (core) risk-based capital$261,421,000285
Tier 2 risk-based capital$20,261,000293
Total risk weighted assets$1,614,349,000311
Total unused commitments$215,955,000413
Derivatives$01,366
2012-09-30Rank
# of Employees:446319
Assets and Liabilities
Total Assets:$2,924,339,000256
Cash and due from depository institutions$831,094,000319
Interest-bearing balances$777,767,00076
Securities$453,281,000340
Federal funds sold & reverse repurchase agreements$12,517,000438
Net loans & leases$1,479,167,000311
Loan loss allowance$28,107,000300
Trading account assets$0231
Bank premises and fixed assets$23,983,000454
Other real estate owned$250,000319
Goodwill and other intangibles$24,932,000274
All other assets$99,115,000284
Life insurance assets$38,937,000200
Total liabilities and capital$2,924,339,000256
Total liabilities$2,635,817,000251
Total deposits$2,549,471,000231
Interest-bearing deposits$1,551,359,000302
Deposits held in domestic offices$2,549,471,000230
% insured47.79%7,127
Federal funds purchased & repurchase agreements$42,693,000342
Trading liabilities$0150
Other borrowed funds$16,438,0001,313
Subordinated debt$0163
All other liabilities$27,215,000327
Total equity capital$288,522,000290
Total bank equity capital$288,375,000288
Perpetual preferred stock$0250
Common stock$1,676,0001,774
Surplus$92,066,000430
Undivided profits$194,633,000193
Noncontrolling interests in consolidated subsidiaries$147,000111
Memoranda
Noncurrent loans and leases$42,305,000304
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$8,270,000307
Earning assets$2,722,732,000248
Long-term assets (5+ years)$627,979,000328
Average Assets, year-to-date$2,832,827,500256
Average Assets, quarterly$2,867,881,000260
Volatile liabilities$114,289,000466
Insider loans$35,831,000108
FHLB advances$16,438,0001,237
Loans and leases held for sale$2,354,0001,033
Unused loan commitments$182,055,000476
Tier 1 (core) risk-based capital$262,110,000284
Tier 2 risk-based capital$20,681,000289
Total risk weighted assets$1,646,839,000306
Total unused commitments$182,055,000477
Derivatives$01,366
2012-06-30Rank
# of Employees:449317
Assets and Liabilities
Total Assets:$2,811,423,000264
Cash and due from depository institutions$638,505,000317
Interest-bearing balances$593,657,00097
Securities$466,646,000334
Federal funds sold & reverse repurchase agreements$22,250,000223
Net loans & leases$1,526,220,000300
Loan loss allowance$28,733,000299
Trading account assets$0211
Bank premises and fixed assets$24,808,000439
Other real estate owned$250,000317
Goodwill and other intangibles$25,119,000269
All other assets$107,625,000268
Life insurance assets$38,458,000198
Total liabilities and capital$2,811,423,000264
Total liabilities$2,523,077,000260
Total deposits$2,440,872,000237
Interest-bearing deposits$1,475,476,000312
Deposits held in domestic offices$2,440,872,000236
% insured47.31%7,188
Federal funds purchased & repurchase agreements$42,173,000345
Trading liabilities$0130
Other borrowed funds$16,447,0001,323
Subordinated debt$0180
All other liabilities$23,585,000340
Total equity capital$288,346,000288
Total bank equity capital$288,199,000286
Perpetual preferred stock$0254
Common stock$1,676,0001,806
Surplus$92,051,000421
Undivided profits$194,472,000186
Noncontrolling interests in consolidated subsidiaries$147,000111
Memoranda
Noncurrent loans and leases$39,304,000347
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,080
Income earned, not collected on loans$8,023,000303
Earning assets$2,608,773,000256
Long-term assets (5+ years)$687,081,000302
Average Assets, year-to-date$2,802,323,670262
Average Assets, quarterly$2,806,404,500262
Volatile liabilities$115,796,000459
Insider loans$38,157,000103
FHLB advances$16,447,0001,254
Loans and leases held for sale$2,387,000915
Unused loan commitments$200,688,000436
Tier 1 (core) risk-based capital$262,297,000280
Tier 2 risk-based capital$21,177,000278
Total risk weighted assets$1,686,457,000295
Total unused commitments$200,688,000436
Derivatives$01,332
2012-03-31Rank
# of Employees:449314
Assets and Liabilities
Total Assets:$2,801,386,000260
Cash and due from depository institutions$564,928,000314
Interest-bearing balances$521,232,000104
Securities$459,206,000347
Federal funds sold & reverse repurchase agreements$11,878,000586
Net loans & leases$1,611,731,000280
Loan loss allowance$31,856,000277
Trading account assets$0215
Bank premises and fixed assets$25,248,000431
Other real estate owned$1,174,000314
Goodwill and other intangibles$25,306,000266
All other assets$101,915,000272
Life insurance assets$38,126,000194
Total liabilities and capital$2,801,386,000260
Total liabilities$2,518,172,000257
Total deposits$2,428,711,000235
Interest-bearing deposits$1,488,400,000309
Deposits held in domestic offices$2,428,711,000235
% insured46.97%7,254
Federal funds purchased & repurchase agreements$46,337,000333
Trading liabilities$0123
Other borrowed funds$16,457,0001,343
Subordinated debt$0185
All other liabilities$26,667,000311
Total equity capital$283,214,000288
Total bank equity capital$283,066,000286
Perpetual preferred stock$0259
Common stock$1,676,0001,835
Surplus$92,039,000419
Undivided profits$189,351,000186
Noncontrolling interests in consolidated subsidiaries$148,000110
Memoranda
Noncurrent loans and leases$27,859,000506
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,111
Income earned, not collected on loans$11,198,000223
Earning assets$2,604,047,000248
Long-term assets (5+ years)$704,815,000283
Average Assets, year-to-date$2,797,774,000260
Average Assets, quarterly$2,797,774,000260
Volatile liabilities$122,314,000438
Insider loans$46,533,00080
FHLB advances$16,457,0001,276
Loans and leases held for sale$2,532,000865
Unused loan commitments$202,205,000420
Tier 1 (core) risk-based capital$257,136,000277
Tier 2 risk-based capital$22,161,000263
Total risk weighted assets$1,763,033,000280
Total unused commitments$202,205,000420
Derivatives$01,297
2011-12-31Rank
# of Employees:449308
Assets and Liabilities
Total Assets:$2,794,162,000261
Cash and due from depository institutions$75,436,000308
Interest-bearing balances$32,906,0001,174
Securities$519,775,000291
Federal funds sold & reverse repurchase agreements$16,425,000325
Net loans & leases$2,015,218,000239
Loan loss allowance$30,685,000288
Trading account assets$0205
Bank premises and fixed assets$25,503,000429
Other real estate owned$1,174,000308
Goodwill and other intangibles$25,493,000267
All other assets$115,138,000252
Life insurance assets$37,563,000194
Total liabilities and capital$2,794,162,000261
Total liabilities$2,527,481,000257
Total deposits$2,433,415,000232
Interest-bearing deposits$1,514,953,000303
Deposits held in domestic offices$2,433,415,000232
% insured47.28%7,299
Federal funds purchased & repurchase agreements$53,057,000308
Trading liabilities$0115
Other borrowed funds$16,466,0001,449
Subordinated debt$0193
All other liabilities$24,543,000315
Total equity capital$266,681,000295
Total bank equity capital$266,526,000293
Perpetual preferred stock$0263
Common stock$1,676,0001,847
Surplus$91,897,000422
Undivided profits$172,953,000201
Noncontrolling interests in consolidated subsidiaries$155,000108
Memoranda
Noncurrent loans and leases$57,740,000277
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,138
Income earned, not collected on loans$11,860,000221
Earning assets$2,584,324,000249
Long-term assets (5+ years)$737,431,000215
Average Assets, year-to-date$2,769,429,400260
Average Assets, quarterly$2,856,607,000256
Volatile liabilities$133,127,000451
Insider loans$44,424,00082
FHLB advances$16,466,0001,375
Loans and leases held for sale$473,814,00029
Unused loan commitments$201,156,000413
Tier 1 (core) risk-based capital$238,843,000295
Tier 2 risk-based capital$27,525,000226
Total risk weighted assets$2,202,629,000228
Total unused commitments$201,156,000413
Derivatives$01,191
2011-09-30Rank
# of Employees:447303
Assets and Liabilities
Total Assets:$2,919,052,000255
Cash and due from depository institutions$251,503,000303
Interest-bearing balances$201,019,000230
Securities$498,803,000299
Federal funds sold & reverse repurchase agreements$36,400,000135
Net loans & leases$1,995,902,000237
Loan loss allowance$42,150,000225
Trading account assets$0209
Bank premises and fixed assets$26,025,000410
Other real estate owned$924,000303
Goodwill and other intangibles$25,680,000268
All other assets$83,815,000318
Life insurance assets$27,159,000264
Total liabilities and capital$2,919,052,000255
Total liabilities$2,629,079,000249
Total deposits$2,540,786,000226
Interest-bearing deposits$1,645,362,000277
Deposits held in domestic offices$2,540,786,000226
% insured57.15%7,312
Federal funds purchased & repurchase agreements$46,131,000349
Trading liabilities$0112
Other borrowed funds$16,955,0001,446
Subordinated debt$0206
All other liabilities$25,207,000319
Total equity capital$289,973,000279
Total bank equity capital$289,818,000278
Perpetual preferred stock$0266
Common stock$1,676,0001,882
Surplus$91,843,000433
Undivided profits$196,299,000179
Noncontrolling interests in consolidated subsidiaries$155,000109
Memoranda
Noncurrent loans and leases$60,780,000273
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,137
Income earned, not collected on loans$11,976,000218
Earning assets$2,732,124,000242
Long-term assets (5+ years)$768,910,000188
Average Assets, year-to-date$2,763,246,250259
Average Assets, quarterly$2,866,951,000253
Volatile liabilities$130,458,000465
Insider loans$41,864,00094
FHLB advances$16,475,0001,379
Loans and leases held for sale$2,244,000775
Unused loan commitments$208,925,000410
Tier 1 (core) risk-based capital$262,015,000279
Tier 2 risk-based capital$27,213,000234
Total risk weighted assets$2,161,964,000231
Total unused commitments$208,925,000410
Derivatives$01,195
2011-06-30Rank
# of Employees:447313
Assets and Liabilities
Total Assets:$2,814,850,000255
Cash and due from depository institutions$268,509,000313
Interest-bearing balances$222,043,000187
Securities$475,269,000309
Federal funds sold & reverse repurchase agreements$36,441,000122
Net loans & leases$1,893,267,000245
Loan loss allowance$41,889,000233
Trading account assets$0213
Bank premises and fixed assets$26,666,000405
Other real estate owned$2,370,000313
Goodwill and other intangibles$25,885,000266
All other assets$86,443,000311
Life insurance assets$26,770,000264
Total liabilities and capital$2,814,850,000255
Total liabilities$2,536,040,000250
Total deposits$2,433,054,000227
Interest-bearing deposits$1,560,659,000286
Deposits held in domestic offices$2,433,054,000227
% insured47.04%7,451
Federal funds purchased & repurchase agreements$43,163,000387
Trading liabilities$0112
Other borrowed funds$36,994,000817
Subordinated debt$0212
All other liabilities$22,829,000327
Total equity capital$278,810,000286
Total bank equity capital$278,654,000283
Perpetual preferred stock$0222
Common stock$1,676,0001,913
Surplus$91,792,000435
Undivided profits$185,186,000185
Noncontrolling interests in consolidated subsidiaries$156,000116
Memoranda
Noncurrent loans and leases$62,122,000285
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,160
Income earned, not collected on loans$11,604,000226
Earning assets$2,627,020,000246
Long-term assets (5+ years)$738,493,000199
Average Assets, year-to-date$2,711,311,000268
Average Assets, quarterly$2,733,658,000266
Volatile liabilities$153,227,000422
Insider loans$39,241,000102
FHLB advances$36,484,000766
Loans and leases held for sale$4,506,000395
Unused loan commitments$213,664,000398
Tier 1 (core) risk-based capital$251,541,000283
Tier 2 risk-based capital$25,858,000247
Total risk weighted assets$2,052,454,000245
Total unused commitments$213,664,000398
Derivatives$01,174
2011-03-31Rank
# of Employees:449308
Assets and Liabilities
Total Assets:$2,652,466,000273
Cash and due from depository institutions$237,408,000308
Interest-bearing balances$196,700,000215
Securities$447,907,000329
Federal funds sold & reverse repurchase agreements$39,511,000136
Net loans & leases$1,780,185,000255
Loan loss allowance$40,287,000254
Trading account assets$0208
Bank premises and fixed assets$26,699,000413
Other real estate owned$4,810,000308
Goodwill and other intangibles$26,090,000270
All other assets$89,856,000306
Life insurance assets$26,502,000262
Total liabilities and capital$2,652,466,000273
Total liabilities$2,381,207,000269
Total deposits$2,261,107,000244
Interest-bearing deposits$1,428,859,000320
Deposits held in domestic offices$2,261,107,000244
% insured51.28%7,469
Federal funds purchased & repurchase agreements$45,962,000364
Trading liabilities$0108
Other borrowed funds$52,010,000650
Subordinated debt$0214
All other liabilities$22,128,000331
Total equity capital$271,259,000286
Total bank equity capital$271,103,000283
Perpetual preferred stock$0224
Common stock$1,676,0001,940
Surplus$91,784,000439
Undivided profits$177,643,000191
Noncontrolling interests in consolidated subsidiaries$156,000112
Memoranda
Noncurrent loans and leases$59,939,000306
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,152
Income earned, not collected on loans$11,745,000221
Earning assets$2,464,303,000262
Long-term assets (5+ years)$725,499,000194
Average Assets, year-to-date$2,659,541,500273
Average Assets, quarterly$2,659,541,500273
Volatile liabilities$172,674,000384
Insider loans$40,065,00099
FHLB advances$51,492,000596
Loans and leases held for sale$5,506,000301
Unused loan commitments$175,821,000464
Tier 1 (core) risk-based capital$243,410,000286
Tier 2 risk-based capital$24,724,000255
Total risk weighted assets$1,962,201,000258
Total unused commitments$175,821,000465
Derivatives$01,153
2010-12-31Rank
# of Employees:461304
Assets and Liabilities
Total Assets:$2,666,617,000271
Cash and due from depository institutions$282,641,000304
Interest-bearing balances$256,785,000163
Securities$458,801,000313
Federal funds sold & reverse repurchase agreements$72,071,00084
Net loans & leases$1,696,998,000270
Loan loss allowance$38,949,000259
Trading account assets$0207
Bank premises and fixed assets$28,005,000393
Other real estate owned$11,028,000304
Goodwill and other intangibles$26,296,000269
All other assets$90,777,000306
Life insurance assets$25,976,000264
Total liabilities and capital$2,666,617,000271
Total liabilities$2,398,281,000271
Total deposits$2,254,307,000245
Interest-bearing deposits$1,477,494,000314
Deposits held in domestic offices$2,254,307,000244
% insured52.17%7,537
Federal funds purchased & repurchase agreements$36,129,000456
Trading liabilities$0108
Other borrowed funds$88,216,000431
Subordinated debt$0220
All other liabilities$19,629,000367
Total equity capital$268,336,000288
Total bank equity capital$268,179,000286
Perpetual preferred stock$0224
Common stock$1,676,0001,969
Surplus$91,736,000437
Undivided profits$174,767,000190
Noncontrolling interests in consolidated subsidiaries$157,000121
Memoranda
Noncurrent loans and leases$53,120,000347
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$13,426,000206
Earning assets$2,484,655,000264
Long-term assets (5+ years)$725,482,000192
Average Assets, year-to-date$2,768,454,600257
Average Assets, quarterly$2,746,756,000264
Volatile liabilities$251,908,000538
Insider loans$36,805,000118
FHLB advances$87,751,000376
Loans and leases held for sale$7,811,000410
Unused loan commitments$134,932,000572
Tier 1 (core) risk-based capital$240,834,000286
Tier 2 risk-based capital$23,740,000266
Total risk weighted assets$1,884,268,000265
Total unused commitments$134,932,000573
Derivatives$01,176
2010-09-30Rank
# of Employees:464296
Assets and Liabilities
Total Assets:$2,826,895,000253
Cash and due from depository institutions$416,481,000296
Interest-bearing balances$378,366,000132
Securities$490,655,000280
Federal funds sold & reverse repurchase agreements$70,908,00088
Net loans & leases$1,693,594,000272
Loan loss allowance$36,886,000274
Trading account assets$0210
Bank premises and fixed assets$28,638,000378
Other real estate owned$9,393,000296
Goodwill and other intangibles$26,501,000263
All other assets$90,725,000303
Life insurance assets$25,651,000263
Total liabilities and capital$2,826,895,000253
Total liabilities$2,562,784,000250
Total deposits$2,396,011,000232
Interest-bearing deposits$1,605,971,000291
Deposits held in domestic offices$2,396,011,000231
% insured48.52%7,621
Federal funds purchased & repurchase agreements$42,803,000401
Trading liabilities$0103
Other borrowed funds$103,292,000396
Subordinated debt$0233
All other liabilities$20,678,000361
Total equity capital$264,111,000293
Total bank equity capital$263,945,000291
Perpetual preferred stock$0229
Common stock$1,676,0002,000
Surplus$91,722,000429
Undivided profits$170,547,000195
Noncontrolling interests in consolidated subsidiaries$166,000119
Memoranda
Noncurrent loans and leases$63,979,000303
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$13,050,000211
Earning assets$2,633,523,000244
Long-term assets (5+ years)$688,322,000188
Average Assets, year-to-date$2,793,914,000255
Average Assets, quarterly$2,854,030,000251
Volatile liabilities$223,433,000608
Insider loans$32,598,000130
FHLB advances$102,759,000347
Loans and leases held for sale$21,864,000213
Unused loan commitments$182,096,000452
Tier 1 (core) risk-based capital$233,637,000285
Tier 2 risk-based capital$23,575,000276
Total risk weighted assets$1,874,234,000267
Total unused commitments$182,096,000452
Derivatives$01,218
2010-06-30Rank
# of Employees:462297
Assets and Liabilities
Total Assets:$2,881,165,000250
Cash and due from depository institutions$454,221,000297
Interest-bearing balances$405,311,000115
Securities$503,804,000271
Federal funds sold & reverse repurchase agreements$75,165,00087
Net loans & leases$1,693,083,000277
Loan loss allowance$47,127,000222
Trading account assets$0210
Bank premises and fixed assets$28,394,000381
Other real estate owned$5,578,000297
Goodwill and other intangibles$26,707,000262
All other assets$94,213,000295
Life insurance assets$25,388,000263
Total liabilities and capital$2,881,165,000250
Total liabilities$2,623,724,000245
Total deposits$2,434,898,000229
Interest-bearing deposits$1,621,642,000285
Deposits held in domestic offices$2,434,898,000227
% insured51.78%7,637
Federal funds purchased & repurchase agreements$64,024,000308
Trading liabilities$0104
Other borrowed funds$103,293,000413
Subordinated debt$0241
All other liabilities$21,509,000342
Total equity capital$257,441,000294
Total bank equity capital$257,276,000293
Perpetual preferred stock$0222
Common stock$1,676,0002,022
Surplus$91,675,000426
Undivided profits$163,925,000199
Noncontrolling interests in consolidated subsidiaries$165,000120
Memoranda
Noncurrent loans and leases$70,010,000278
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,233
Income earned, not collected on loans$12,274,000224
Earning assets$2,677,363,000242
Long-term assets (5+ years)$685,656,000185
Average Assets, year-to-date$2,782,920,330254
Average Assets, quarterly$2,841,778,500254
Volatile liabilities$256,465,000544
Insider loans$36,040,000127
FHLB advances$102,768,000366
Loans and leases held for sale$01,852
Unused loan commitments$159,022,000489
Tier 1 (core) risk-based capital$229,447,000287
Tier 2 risk-based capital$23,092,000284
Total risk weighted assets$1,822,558,000274
Total unused commitments$159,022,000489
Derivatives$01,168
2010-03-31Rank
# of Employees:446316
Assets and Liabilities
Total Assets:$2,802,392,000267
Cash and due from depository institutions$288,827,000316
Interest-bearing balances$249,682,000169
Securities$533,346,000247
Federal funds sold & reverse repurchase agreements$71,646,000102
Net loans & leases$1,755,982,000282
Loan loss allowance$39,363,000271
Trading account assets$0227
Bank premises and fixed assets$29,033,000386
Other real estate owned$6,937,000316
Goodwill and other intangibles$26,912,000266
All other assets$89,709,000315
Life insurance assets$24,857,000270
Total liabilities and capital$2,802,392,000267
Total liabilities$2,549,023,000260
Total deposits$2,327,563,000242
Interest-bearing deposits$1,578,250,000298
Deposits held in domestic offices$2,327,563,000239
% insured53.74%7,711
Federal funds purchased & repurchase agreements$71,274,000307
Trading liabilities$0108
Other borrowed funds$124,324,000374
Subordinated debt$0248
All other liabilities$25,862,000300
Total equity capital$253,369,000299
Total bank equity capital$253,203,000298
Perpetual preferred stock$0220
Common stock$1,676,0002,067
Surplus$76,626,000513
Undivided profits$174,901,000178
Noncontrolling interests in consolidated subsidiaries$166,000123
Memoranda
Noncurrent loans and leases$78,190,000277
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,219
Income earned, not collected on loans$13,674,000215
Earning assets$2,610,656,000258
Long-term assets (5+ years)$724,530,000175
Average Assets, year-to-date$2,733,798,000269
Average Assets, quarterly$2,733,798,000269
Volatile liabilities$231,638,000617
Insider loans$36,216,000136
FHLB advances$123,776,000314
Loans and leases held for sale$01,823
Unused loan commitments$189,160,000446
Tier 1 (core) risk-based capital$225,228,000293
Tier 2 risk-based capital$20,243,000327
Total risk weighted assets$1,894,039,000282
Total unused commitments$189,160,000446
Derivatives$01,155
2009-12-31Rank
# of Employees:451314
Assets and Liabilities
Total Assets:$2,529,806,000294
Cash and due from depository institutions$152,564,000314
Interest-bearing balances$115,287,000287
Securities$503,151,000259
Federal funds sold & reverse repurchase agreements$26,511,000283
Net loans & leases$1,708,564,000290
Loan loss allowance$36,763,000290
Trading account assets$0224
Bank premises and fixed assets$21,691,000520
Other real estate owned$8,974,000314
Goodwill and other intangibles$24,074,000290
All other assets$84,277,000340
Life insurance assets$24,073,000280
Total liabilities and capital$2,529,806,000294
Total liabilities$2,296,773,000289
Total deposits$2,101,056,000268
Interest-bearing deposits$1,402,370,000339
Deposits held in domestic offices$2,101,056,000265
% insured50.17%7,836
Federal funds purchased & repurchase agreements$52,604,000377
Trading liabilities$0104
Other borrowed funds$122,999,000408
Subordinated debt$0258
All other liabilities$20,114,000355
Total equity capital$233,033,000311
Total bank equity capital$232,867,000310
Perpetual preferred stock$0219
Common stock$1,676,0002,099
Surplus$61,571,000587
Undivided profits$169,620,000179
Noncontrolling interests in consolidated subsidiaries$166,000124
Memoranda
Noncurrent loans and leases$49,420,000411
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,191
Income earned, not collected on loans$11,934,000247
Earning assets$2,353,513,000280
Long-term assets (5+ years)$698,775,000185
Average Assets, year-to-date$2,445,305,800300
Average Assets, quarterly$2,487,096,000298
Volatile liabilities$208,209,000705
Insider loans$35,059,000140
FHLB advances$122,482,000354
Loans and leases held for sale$01,814
Unused loan commitments$179,273,000471
Tier 1 (core) risk-based capital$210,102,000309
Tier 2 risk-based capital$22,841,000305
Total risk weighted assets$1,837,462,000296
Total unused commitments$179,273,000471
Derivatives$01,139
2009-09-30Rank
# of Employees:450325
Assets and Liabilities
Total Assets:$2,444,386,000317
Cash and due from depository institutions$77,785,000325
Interest-bearing balances$35,291,000767
Securities$526,039,000255
Federal funds sold & reverse repurchase agreements$50,964,000159
Net loans & leases$1,672,366,000305
Loan loss allowance$33,104,000319
Trading account assets$0238
Bank premises and fixed assets$21,846,000527
Other real estate owned$4,664,000325
Goodwill and other intangibles$21,231,000334
All other assets$69,491,000370
Life insurance assets$23,753,000287
Total liabilities and capital$2,444,386,000317
Total liabilities$2,256,621,000303
Total deposits$2,052,339,000284
Interest-bearing deposits$1,363,360,000357
Deposits held in domestic offices$2,052,339,000281
% insured52.13%7,885
Federal funds purchased & repurchase agreements$54,693,000387
Trading liabilities$0103
Other borrowed funds$126,030,000433
Subordinated debt$0269
All other liabilities$23,559,000339
Total equity capital$187,765,000383
Total bank equity capital$187,597,000383
Perpetual preferred stock$0212
Common stock$1,676,0002,128
Surplus$19,003,0001,666
Undivided profits$166,918,000191
Noncontrolling interests in consolidated subsidiaries$168,000132
Memoranda
Noncurrent loans and leases$54,371,000392
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,174
Income earned, not collected on loans$13,209,000245
Earning assets$2,284,660,000307
Long-term assets (5+ years)$696,873,000193
Average Assets, year-to-date$2,424,180,750313
Average Assets, quarterly$2,435,669,000316
Volatile liabilities$173,788,000881
Insider loans$33,435,000145
FHLB advances$125,490,000365
Loans and leases held for sale$01,823
Unused loan commitments$197,690,000469
Tier 1 (core) risk-based capital$165,418,000391
Tier 2 risk-based capital$22,615,000327
Total risk weighted assets$1,800,326,000320
Total unused commitments$197,690,000470
Derivatives$01,183
2009-06-30Rank
# of Employees:496303
Assets and Liabilities
Total Assets:$2,426,952,000321
Cash and due from depository institutions$73,633,000303
Interest-bearing balances$27,851,000792
Securities$492,324,000274
Federal funds sold & reverse repurchase agreements$78,274,000102
Net loans & leases$1,664,449,000325
Loan loss allowance$32,292,000314
Trading account assets$0240
Bank premises and fixed assets$21,745,000539
Other real estate owned$6,873,000303
Goodwill and other intangibles$21,297,000352
All other assets$68,357,000375
Life insurance assets$23,210,000301
Total liabilities and capital$2,426,952,000321
Total liabilities$2,244,746,000311
Total deposits$2,017,121,000290
Interest-bearing deposits$1,345,905,000361
Deposits held in domestic offices$2,017,121,000287
% insured42.28%7,926
Federal funds purchased & repurchase agreements$61,078,000365
Trading liabilities$0100
Other borrowed funds$141,248,000408
Subordinated debt$0276
All other liabilities$25,299,000330
Total equity capital$182,206,000386
Total bank equity capital$182,038,000386
Perpetual preferred stock$0213
Common stock$1,676,0002,159
Surplus$18,937,0001,677
Undivided profits$161,425,000198
Noncontrolling interests in consolidated subsidiaries$168,000135
Memoranda
Noncurrent loans and leases$49,091,000400
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,161
Income earned, not collected on loans$11,513,000276
Earning assets$2,262,898,000315
Long-term assets (5+ years)$705,537,000190
Average Assets, year-to-date$2,417,445,670323
Average Assets, quarterly$2,420,509,000323
Volatile liabilities$202,679,000766
Insider loans$34,860,000144
FHLB advances$125,498,000391
Loans and leases held for sale$01,961
Unused loan commitments$202,066,000484
Tier 1 (core) risk-based capital$162,867,000397
Tier 2 risk-based capital$22,812,000321
Total risk weighted assets$1,813,028,000330
Total unused commitments$202,066,000484
Derivatives$01,221
2009-03-31Rank
# of Employees:433341
Assets and Liabilities
Total Assets:$2,414,066,000326
Cash and due from depository institutions$47,662,000341
Interest-bearing balances$10,474,0001,565
Securities$588,659,000241
Federal funds sold & reverse repurchase agreements$20,346,000551
Net loans & leases$1,643,608,000328
Loan loss allowance$22,606,000384
Trading account assets$0234
Bank premises and fixed assets$21,375,000549
Other real estate owned$5,140,000341
Goodwill and other intangibles$21,363,000364
All other assets$65,913,000381
Life insurance assets$22,831,000307
Total liabilities and capital$2,414,066,000326
Total liabilities$2,227,845,000315
Total deposits$1,919,101,000302
Interest-bearing deposits$1,294,756,000383
Deposits held in domestic offices$1,919,101,000300
% insured43.14%7,955
Federal funds purchased & repurchase agreements$84,828,000312
Trading liabilities$092
Other borrowed funds$196,255,000339
Subordinated debt$0271
All other liabilities$27,661,000329
Total equity capital$186,221,000386
Total bank equity capital$186,053,000386
Perpetual preferred stock$0193
Common stock$1,676,0002,174
Surplus$18,871,0001,657
Undivided profits$165,506,000190
Noncontrolling interests in consolidated subsidiaries$168,000133
Memoranda
Noncurrent loans and leases$30,343,000524
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,134
Income earned, not collected on loans$13,545,000249
Earning assets$2,263,087,000317
Long-term assets (5+ years)$723,368,000192
Average Assets, year-to-date$2,412,692,500324
Average Assets, quarterly$2,412,692,500324
Volatile liabilities$280,015,000579
Insider loans$26,307,000220
FHLB advances$195,505,000272
Loans and leases held for sale$01,892
Unused loan commitments$207,790,000492
Tier 1 (core) risk-based capital$167,006,000394
Tier 2 risk-based capital$22,341,000329
Total risk weighted assets$1,786,776,000333
Total unused commitments$207,790,000494
Derivatives$01,177
2008-12-31Rank
# of Employees:437341
Assets and Liabilities
Total Assets:$2,411,319,000323
Cash and due from depository institutions$41,890,000341
Interest-bearing balances$5,228,0001,808
Securities$630,791,000225
Federal funds sold & reverse repurchase agreements$6,427,0001,505
Net loans & leases$1,605,035,000338
Loan loss allowance$21,015,000388
Trading account assets$0236
Bank premises and fixed assets$21,951,000530
Other real estate owned$5,152,000341
Goodwill and other intangibles$21,429,000374
All other assets$78,644,000332
Life insurance assets$22,561,000306
Total liabilities and capital$2,411,319,000323
Total liabilities$2,220,507,000314
Total deposits$1,714,288,000320
Interest-bearing deposits$1,096,358,000425
Deposits held in domestic offices$1,714,288,000317
% insured0.00%1
Federal funds purchased & repurchase agreements$72,618,000355
Trading liabilities$088
Other borrowed funds$405,880,000205
Subordinated debt$0278
All other liabilities$27,721,000333
Total equity capital$190,812,000380
Total bank equity capital$190,812,000380
Perpetual preferred stock$0141
Common stock$1,676,0002,180
Surplus$18,794,0001,632
Undivided profits$170,342,000179
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$15,693,000768
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$12,487,000273
Earning assets$2,247,481,000315
Long-term assets (5+ years)$696,032,000193
Average Assets, year-to-date$2,264,723,400320
Average Assets, quarterly$2,348,711,000320
Volatile liabilities$473,028,000352
Insider loans$28,769,000197
FHLB advances$405,513,000162
Loans and leases held for sale$01,663
Unused loan commitments$248,163,000453
Tier 1 (core) risk-based capital$175,061,000374
Tier 2 risk-based capital$21,015,000343
Total risk weighted assets$1,758,868,000334
Total unused commitments$248,163,000453
Derivatives$01,109
2008-09-30Rank
# of Employees:423356
Assets and Liabilities
Total Assets:$2,286,103,000327
Cash and due from depository institutions$51,053,000356
Interest-bearing balances$2,714,0002,020
Securities$593,664,000223
Federal funds sold & reverse repurchase agreements$1,612,0004,026
Net loans & leases$1,525,570,000353
Loan loss allowance$16,174,000442
Trading account assets$0251
Bank premises and fixed assets$21,365,000550
Other real estate owned$1,900,000356
Goodwill and other intangibles$16,237,000480
All other assets$74,702,000331
Life insurance assets$21,192,000321
Total liabilities and capital$2,286,103,000327
Total liabilities$2,093,076,000320
Total deposits$1,650,714,000326
Interest-bearing deposits$1,069,971,000429
Deposits held in domestic offices$1,650,714,000322
% insured0.00%1
Federal funds purchased & repurchase agreements$90,806,000328
Trading liabilities$091
Other borrowed funds$324,051,000246
Subordinated debt$0276
All other liabilities$27,505,000328
Total equity capital$193,027,000384
Total bank equity capital$193,027,000384
Perpetual preferred stock$0110
Common stock$1,676,0002,198
Surplus$17,980,0001,672
Undivided profits$173,371,000193
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$13,296,000763
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,110
Income earned, not collected on loans$12,319,000294
Earning assets$2,123,560,000318
Long-term assets (5+ years)$735,933,000178
Average Assets, year-to-date$2,228,074,500327
Average Assets, quarterly$2,248,167,500329
Volatile liabilities$215,018,000707
Insider loans$28,923,000193
FHLB advances$317,523,000211
Loans and leases held for sale$01,623
Unused loan commitments$299,117,000423
Tier 1 (core) risk-based capital$187,889,000354
Tier 2 risk-based capital$16,174,000423
Total risk weighted assets$1,653,995,000357
Total unused commitments$299,117,000423
Derivatives$01,077
2008-06-30Rank
# of Employees:426354
Assets and Liabilities
Total Assets:$2,210,232,000339
Cash and due from depository institutions$48,131,000354
Interest-bearing balances$4,072,0001,443
Securities$616,499,000224
Federal funds sold & reverse repurchase agreements$10,116,0001,214
Net loans & leases$1,427,149,000375
Loan loss allowance$15,255,000441
Trading account assets$0267
Bank premises and fixed assets$20,374,000570
Other real estate owned$1,900,000354
Goodwill and other intangibles$15,996,000490
All other assets$70,067,000348
Life insurance assets$21,935,000313
Total liabilities and capital$2,210,232,000339
Total liabilities$2,018,331,000330
Total deposits$1,607,454,000330
Interest-bearing deposits$1,017,745,000449
Deposits held in domestic offices$1,607,454,000328
% insured0.00%1
Federal funds purchased & repurchase agreements$84,859,000363
Trading liabilities$094
Other borrowed funds$300,954,000255
Subordinated debt$0257
All other liabilities$25,064,000345
Total equity capital$191,901,000394
Total bank equity capital$191,901,000394
Perpetual preferred stock$0107
Common stock$1,676,0002,217
Surplus$17,634,0001,680
Undivided profits$172,591,000206
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$11,956,000744
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,082
Income earned, not collected on loans$11,295,000308
Earning assets$2,057,836,000331
Long-term assets (5+ years)$734,216,000181
Average Assets, year-to-date$2,208,731,670329
Average Assets, quarterly$2,216,446,500335
Volatile liabilities$405,788,000411
Insider loans$25,005,000240
FHLB advances$300,380,000218
Loans and leases held for sale$01,725
Unused loan commitments$304,797,000434
Tier 1 (core) risk-based capital$184,180,000362
Tier 2 risk-based capital$15,255,000428
Total risk weighted assets$1,557,178,000374
Total unused commitments$304,797,000434
Derivatives$01,075
2008-03-31Rank
# of Employees:408370
Assets and Liabilities
Total Assets:$2,222,661,000334
Cash and due from depository institutions$48,469,000370
Interest-bearing balances$2,469,0002,129
Securities$710,884,000204
Federal funds sold & reverse repurchase agreements$63,994,000252
Net loans & leases$1,299,738,000398
Loan loss allowance$15,309,000405
Trading account assets$0252
Bank premises and fixed assets$19,544,000595
Other real estate owned$1,900,000370
Goodwill and other intangibles$16,062,000514
All other assets$62,070,000380
Life insurance assets$20,790,000322
Total liabilities and capital$2,222,661,000334
Total liabilities$2,023,959,000328
Total deposits$1,653,165,000322
Interest-bearing deposits$1,059,965,000427
Deposits held in domestic offices$1,653,165,000319
% insured0.00%1
Federal funds purchased & repurchase agreements$107,549,000316
Trading liabilities$086
Other borrowed funds$239,981,000292
Subordinated debt$0251
All other liabilities$23,264,000388
Total equity capital$198,702,000394
Total bank equity capital$198,702,000394
Perpetual preferred stock$0108
Common stock$1,676,0002,214
Surplus$16,462,0001,771
Undivided profits$180,564,000207
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$10,837,000708
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,070
Income earned, not collected on loans$11,805,000305
Earning assets$2,077,085,000328
Long-term assets (5+ years)$602,656,000216
Average Assets, year-to-date$2,207,981,500330
Average Assets, quarterly$2,207,981,500330
Volatile liabilities$263,066,000589
Insider loans$22,848,000258
FHLB advances$239,537,000251
Loans and leases held for sale$01,797
Unused loan commitments$280,125,000481
Tier 1 (core) risk-based capital$182,790,000367
Tier 2 risk-based capital$15,309,000416
Total risk weighted assets$1,485,366,000379
Total unused commitments$280,125,000481
Derivatives$01,109
2007-12-31Rank
# of Employees:403385
Assets and Liabilities
Total Assets:$2,193,302,000335
Cash and due from depository institutions$46,720,000385
Interest-bearing balances$552,0003,058
Securities$737,481,000198
Federal funds sold & reverse repurchase agreements$83,617,000192
Net loans & leases$1,227,599,000412
Loan loss allowance$16,107,000368
Trading account assets$0237
Bank premises and fixed assets$18,424,000633
Other real estate owned$0385
Goodwill and other intangibles$16,128,000507
All other assets$63,333,000371
Life insurance assets$21,206,000318
Total liabilities and capital$2,193,302,000335
Total liabilities$2,008,174,000328
Total deposits$1,694,538,000316
Interest-bearing deposits$1,153,805,000392
Deposits held in domestic offices$1,694,538,000313
% insured0.00%1
Federal funds purchased & repurchase agreements$77,347,000375
Trading liabilities$078
Other borrowed funds$210,294,000314
Subordinated debt$0248
All other liabilities$25,995,000359
Total equity capital$185,128,000413
Total bank equity capital$185,128,000413
Perpetual preferred stock$0111
Common stock$1,676,0002,209
Surplus$16,126,0001,775
Undivided profits$167,326,000223
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$11,638,000532
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,085
Income earned, not collected on loans$12,086,000324
Earning assets$2,049,249,000331
Long-term assets (5+ years)$600,496,000213
Average Assets, year-to-date$2,200,232,000324
Average Assets, quarterly$2,148,387,500334
Volatile liabilities$241,120,000652
Insider loans$20,211,000301
FHLB advances$209,544,000273
Loans and leases held for sale$01,738
Unused loan commitments$355,264,000410
Tier 1 (core) risk-based capital$173,936,000381
Tier 2 risk-based capital$16,107,000391
Total risk weighted assets$1,407,647,000399
Total unused commitments$355,264,000410
Derivatives$01,052
2007-09-30Rank
# of Employees:437355
Assets and Liabilities
Total Assets:$2,103,473,000345
Cash and due from depository institutions$48,389,000355
Interest-bearing balances$1,113,0002,305
Securities$773,890,000195
Federal funds sold & reverse repurchase agreements$23,141,000585
Net loans & leases$1,176,066,000423
Loan loss allowance$15,943,000354
Trading account assets$0244
Bank premises and fixed assets$16,424,000707
Other real estate owned$0355
Goodwill and other intangibles$10,759,000623
All other assets$54,804,000408
Life insurance assets$10,839,000585
Total liabilities and capital$2,103,473,000345
Total liabilities$1,925,067,000334
Total deposits$1,603,483,000331
Interest-bearing deposits$1,043,236,000423
Deposits held in domestic offices$1,603,483,000329
% insured0.00%1
Federal funds purchased & repurchase agreements$88,509,000333
Trading liabilities$078
Other borrowed funds$210,173,000299
Subordinated debt$0244
All other liabilities$22,902,000383
Total equity capital$178,406,000420
Total bank equity capital$178,406,000420
Perpetual preferred stock$0113
Common stock$1,676,0002,187
Surplus$15,677,0001,767
Undivided profits$161,053,000241
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$11,123,000448
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$172,000607
Income earned, not collected on loans$14,020,000299
Earning assets$1,974,210,000335
Long-term assets (5+ years)$587,257,000213
Average Assets, year-to-date$2,201,964,500321
Average Assets, quarterly$2,198,585,500329
Volatile liabilities$266,784,000562
Insider loans$19,301,000316
FHLB advances$209,550,000256
Loans and leases held for sale$01,751
Unused loan commitments$362,336,000403
Tier 1 (core) risk-based capital$174,156,000383
Tier 2 risk-based capital$15,943,000387
Total risk weighted assets$1,347,752,000404
Total unused commitments$362,336,000403
Derivatives$01,033
2007-06-30Rank
# of Employees:440365
Assets and Liabilities
Total Assets:$2,293,698,000328
Cash and due from depository institutions$101,459,000365
Interest-bearing balances$36,032,000177
Securities$802,697,000192
Federal funds sold & reverse repurchase agreements$132,367,000155
Net loans & leases$1,171,718,000432
Loan loss allowance$16,123,000359
Trading account assets$0245
Bank premises and fixed assets$15,353,000764
Other real estate owned$0365
Goodwill and other intangibles$10,890,000632
All other assets$59,214,000386
Life insurance assets$10,731,000581
Total liabilities and capital$2,293,698,000328
Total liabilities$2,122,345,000320
Total deposits$1,686,328,000326
Interest-bearing deposits$1,064,824,000428
Deposits held in domestic offices$1,686,328,000324
% insured0.00%1
Federal funds purchased & repurchase agreements$187,552,000214
Trading liabilities$087
Other borrowed funds$226,264,000264
Subordinated debt$0258
All other liabilities$22,201,000398
Total equity capital$171,353,000439
Total bank equity capital$171,353,000439
Perpetual preferred stock$0111
Common stock$1,676,0002,185
Surplus$15,552,0001,782
Undivided profits$154,125,000258
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,076,000471
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,127
Income earned, not collected on loans$12,753,000314
Earning assets$2,142,814,000320
Long-term assets (5+ years)$558,899,000227
Average Assets, year-to-date$2,234,795,000329
Average Assets, quarterly$2,269,308,500328
Volatile liabilities$432,971,000366
Insider loans$19,409,000317
FHLB advances$225,558,000226
Loans and leases held for sale$01,802
Unused loan commitments$337,678,000438
Tier 1 (core) risk-based capital$170,559,000397
Tier 2 risk-based capital$16,123,000398
Total risk weighted assets$1,392,716,000404
Total unused commitments$337,678,000438
Derivatives$01,067
2007-03-31Rank
# of Employees:378419
Assets and Liabilities
Total Assets:$2,244,919,000329
Cash and due from depository institutions$55,642,000419
Interest-bearing balances$1,880,0002,007
Securities$845,910,000187
Federal funds sold & reverse repurchase agreements$103,379,000193
Net loans & leases$1,155,669,000428
Loan loss allowance$15,830,000354
Trading account assets$0267
Bank premises and fixed assets$13,518,000850
Other real estate owned$0419
Goodwill and other intangibles$11,084,000611
All other assets$59,717,000378
Life insurance assets$10,591,000576
Total liabilities and capital$2,244,919,000329
Total liabilities$2,068,234,000320
Total deposits$1,563,868,000347
Interest-bearing deposits$944,594,000481
Deposits held in domestic offices$1,563,868,000344
% insured0.00%1
Federal funds purchased & repurchase agreements$187,011,000205
Trading liabilities$089
Other borrowed funds$298,110,000216
Subordinated debt$0262
All other liabilities$19,245,000440
Total equity capital$176,685,000429
Total bank equity capital$176,685,000429
Perpetual preferred stock$0113
Common stock$1,676,0002,176
Surplus$15,426,0001,773
Undivided profits$159,583,000245
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$11,245,000343
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$499,000315
Income earned, not collected on loans$13,574,000296
Earning assets$2,106,838,000317
Long-term assets (5+ years)$552,361,000228
Average Assets, year-to-date$2,205,343,500333
Average Assets, quarterly$2,205,343,500333
Volatile liabilities$355,950,000425
Insider loans$23,019,000242
FHLB advances$298,065,000179
Loans and leases held for sale$01,800
Unused loan commitments$266,587,000511
Tier 1 (core) risk-based capital$171,162,000388
Tier 2 risk-based capital$15,830,000390
Total risk weighted assets$1,341,019,000406
Total unused commitments$266,587,000511
Derivatives$01,065
2006-12-31Rank
# of Employees:380421
Assets and Liabilities
Total Assets:$2,165,768,000334
Cash and due from depository institutions$56,124,000421
Interest-bearing balances$5,793,000964
Securities$864,230,000188
Federal funds sold & reverse repurchase agreements$10,872,0001,518
Net loans & leases$1,152,283,000421
Loan loss allowance$15,336,000355
Trading account assets$0156
Bank premises and fixed assets$12,945,000863
Other real estate owned$0421
Goodwill and other intangibles$11,474,000587
All other assets$57,840,000380
Life insurance assets$10,221,000592
Total liabilities and capital$2,165,768,000334
Total liabilities$1,994,043,000326
Total deposits$1,499,192,000355
Interest-bearing deposits$890,093,000499
Deposits held in domestic offices$1,499,192,000352
% insured0.00%1
Federal funds purchased & repurchase agreements$211,044,000196
Trading liabilities$077
Other borrowed funds$262,614,000235
Subordinated debt$0264
All other liabilities$21,193,000415
Total equity capital$171,725,000421
Total bank equity capital$171,725,000421
Perpetual preferred stock$0112
Common stock$1,676,0002,165
Surplus$15,142,0001,753
Undivided profits$154,907,000246
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,150,000463
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,087
Income earned, not collected on loans$13,547,000299
Earning assets$2,033,178,000323
Long-term assets (5+ years)$570,090,000225
Average Assets, year-to-date$2,092,836,800329
Average Assets, quarterly$2,144,276,500335
Volatile liabilities$379,283,000473
Insider loans$20,890,000277
FHLB advances$261,750,000198
Loans and leases held for sale$01,760
Unused loan commitments$310,861,000444
Tier 1 (core) risk-based capital$167,284,000387
Tier 2 risk-based capital$15,336,000397
Total risk weighted assets$1,351,574,000397
Total unused commitments$310,861,000445
Derivatives$01,023
2006-09-30Rank
# of Employees:363442
Assets and Liabilities
Total Assets:$2,122,785,000344
Cash and due from depository institutions$43,217,000442
Interest-bearing balances$1,422,0002,085
Securities$872,551,000194
Federal funds sold & reverse repurchase agreements$10,094,0001,394
Net loans & leases$1,119,165,000441
Loan loss allowance$14,920,000375
Trading account assets$0154
Bank premises and fixed assets$12,657,000875
Other real estate owned$0442
Goodwill and other intangibles$9,037,000660
All other assets$56,064,000407
Life insurance assets$9,994,000581
Total liabilities and capital$2,122,785,000344
Total liabilities$1,954,925,000335
Total deposits$1,411,211,000376
Interest-bearing deposits$833,531,000526
Deposits held in domestic offices$1,411,211,000374
% insured0.00%1
Federal funds purchased & repurchase agreements$232,055,000199
Trading liabilities$074
Other borrowed funds$293,654,000232
Subordinated debt$0269
All other liabilities$18,005,000444
Total equity capital$167,860,000438
Total bank equity capital$167,860,000438
Perpetual preferred stock$0118
Common stock$1,676,0002,172
Surplus$14,925,0001,763
Undivided profits$151,259,000259
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$10,815,000302
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,131
Income earned, not collected on loans$13,951,000290
Earning assets$2,003,232,000338
Long-term assets (5+ years)$576,144,000219
Average Assets, year-to-date$2,074,604,000342
Average Assets, quarterly$2,100,664,000347
Volatile liabilities$382,169,000478
Insider loans$20,230,000282
FHLB advances$293,078,000189
Loans and leases held for sale$01,773
Unused loan commitments$330,246,000441
Tier 1 (core) risk-based capital$164,906,000401
Tier 2 risk-based capital$14,920,000411
Total risk weighted assets$1,310,828,000411
Total unused commitments$330,246,000441
Derivatives$01,023
2006-06-30Rank
# of Employees:357455
Assets and Liabilities
Total Assets:$2,078,543,000355
Cash and due from depository institutions$46,606,000455
Interest-bearing balances$4,446,0001,102
Securities$875,189,000197
Federal funds sold & reverse repurchase agreements$11,574,0001,118
Net loans & leases$1,063,597,000464
Loan loss allowance$14,409,000387
Trading account assets$0157
Bank premises and fixed assets$12,675,000860
Other real estate owned$0455
Goodwill and other intangibles$9,152,000643
All other assets$59,750,000385
Life insurance assets$9,854,000583
Total liabilities and capital$2,078,543,000355
Total liabilities$1,922,806,000342
Total deposits$1,400,757,000379
Interest-bearing deposits$803,823,000534
Deposits held in domestic offices$1,400,757,000375
% insured0.00%1
Federal funds purchased & repurchase agreements$203,206,000214
Trading liabilities$073
Other borrowed funds$298,834,000246
Subordinated debt$0265
All other liabilities$20,009,000418
Total equity capital$155,737,000451
Total bank equity capital$155,737,000451
Perpetual preferred stock$0119
Common stock$1,676,0002,164
Surplus$14,821,0001,727
Undivided profits$139,240,000271
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,528,000758
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,150
Income earned, not collected on loans$12,438,000299
Earning assets$1,954,806,000345
Long-term assets (5+ years)$515,052,000248
Average Assets, year-to-date$2,058,543,670350
Average Assets, quarterly$2,071,765,000349
Volatile liabilities$379,878,000478
Insider loans$20,253,000272
FHLB advances$298,084,000195
Loans and leases held for sale$01,763
Unused loan commitments$319,341,000456
Tier 1 (core) risk-based capital$159,307,000408
Tier 2 risk-based capital$14,409,000413
Total risk weighted assets$1,262,349,000417
Total unused commitments$319,341,000456
Derivatives$01,000
2006-03-31Rank
# of Employees:376429
Assets and Liabilities
Total Assets:$2,064,987,000347
Cash and due from depository institutions$43,034,000429
Interest-bearing balances$2,831,0001,627
Securities$881,922,000200
Federal funds sold & reverse repurchase agreements$29,444,000455
Net loans & leases$1,030,398,000458
Loan loss allowance$14,000,000387
Trading account assets$0154
Bank premises and fixed assets$12,875,000816
Other real estate owned$0429
Goodwill and other intangibles$9,269,000613
All other assets$58,045,000380
Life insurance assets$9,553,000575
Total liabilities and capital$2,064,987,000347
Total liabilities$1,908,732,000335
Total deposits$1,399,201,000370
Interest-bearing deposits$805,473,000522
Deposits held in domestic offices$1,399,201,000369
% insured0.00%1
Federal funds purchased & repurchase agreements$192,764,000205
Trading liabilities$077
Other borrowed funds$298,215,000235
Subordinated debt$0259
All other liabilities$18,552,000423
Total equity capital$156,255,000434
Total bank equity capital$156,255,000434
Perpetual preferred stock$0120
Common stock$1,676,0002,150
Surplus$14,668,0001,682
Undivided profits$139,911,000269
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,114,000534
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$210,000545
Income earned, not collected on loans$12,487,000291
Earning assets$1,944,595,000334
Long-term assets (5+ years)$532,147,000231
Average Assets, year-to-date$2,048,544,000343
Average Assets, quarterly$2,048,544,000343
Volatile liabilities$390,893,000448
Insider loans$22,028,000241
FHLB advances$298,091,000191
Loans and leases held for sale$01,721
Unused loan commitments$325,093,000441
Tier 1 (core) risk-based capital$156,261,000395
Tier 2 risk-based capital$14,000,000415
Total risk weighted assets$1,227,722,000418
Total unused commitments$325,093,000441
Derivatives$0990
2005-12-31Rank
# of Employees:367432
Assets and Liabilities
Total Assets:$2,032,101,000345
Cash and due from depository institutions$47,776,000432
Interest-bearing balances$2,064,0001,894
Securities$882,723,000201
Federal funds sold & reverse repurchase agreements$17,329,000774
Net loans & leases$1,009,819,000456
Loan loss allowance$13,525,000391
Trading account assets$0155
Bank premises and fixed assets$12,937,000792
Other real estate owned$0432
Goodwill and other intangibles$8,948,000612
All other assets$52,569,000406
Life insurance assets$0351
Total liabilities and capital$2,032,101,000345
Total liabilities$1,862,893,000338
Total deposits$1,408,090,000362
Interest-bearing deposits$831,964,000499
Deposits held in domestic offices$1,408,090,000359
% insured0.00%1
Federal funds purchased & repurchase agreements$171,463,000230
Trading liabilities$072
Other borrowed funds$263,749,000257
Subordinated debt$0258
All other liabilities$19,591,000413
Total equity capital$169,208,000407
Total bank equity capital$169,208,000407
Perpetual preferred stock$0122
Common stock$1,676,0002,146
Surplus$14,198,0001,706
Undivided profits$153,334,000237
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,360,000385
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$244,000494
Income earned, not collected on loans$11,527,000305
Earning assets$1,911,935,000334
Long-term assets (5+ years)$565,173,000220
Average Assets, year-to-date$1,962,928,200342
Average Assets, quarterly$2,044,666,000341
Volatile liabilities$335,151,000490
Insider loans$22,713,000222
FHLB advances$263,097,000217
Loans and leases held for sale$01,743
Unused loan commitments$306,617,000439
Tier 1 (core) risk-based capital$165,280,000377
Tier 2 risk-based capital$13,525,000418
Total risk weighted assets$1,204,435,000424
Total unused commitments$306,617,000439
Derivatives$0930
2005-09-30Rank
# of Employees:321490
Assets and Liabilities
Total Assets:$2,057,231,000338
Cash and due from depository institutions$48,701,000490
Interest-bearing balances$2,733,0001,666
Securities$881,709,000199
Federal funds sold & reverse repurchase agreements$110,866,000141
Net loans & leases$946,326,000473
Loan loss allowance$13,245,000390
Trading account assets$0146
Bank premises and fixed assets$12,920,000774
Other real estate owned$0490
Goodwill and other intangibles$7,276,000651
All other assets$49,433,000420
Life insurance assets$0341
Total liabilities and capital$2,057,231,000338
Total liabilities$1,891,092,000329
Total deposits$1,441,952,000343
Interest-bearing deposits$834,466,000478
Deposits held in domestic offices$1,441,952,000340
% insured0.00%1
Federal funds purchased & repurchase agreements$166,075,000223
Trading liabilities$063
Other borrowed funds$263,626,000271
Subordinated debt$0251
All other liabilities$19,439,000398
Total equity capital$166,139,000404
Total bank equity capital$166,139,000404
Perpetual preferred stock$0120
Common stock$1,676,0002,114
Surplus$14,136,0001,665
Undivided profits$150,327,000245
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,834,000366
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$468,000344
Income earned, not collected on loans$11,015,000301
Earning assets$1,941,634,000326
Long-term assets (5+ years)$589,308,000209
Average Assets, year-to-date$1,945,635,000340
Average Assets, quarterly$2,022,776,000340
Volatile liabilities$330,828,000485
Insider loans$19,599,000260
FHLB advances$263,103,000226
Loans and leases held for sale$01,843
Unused loan commitments$299,300,000437
Tier 1 (core) risk-based capital$162,577,000372
Tier 2 risk-based capital$13,245,000418
Total risk weighted assets$1,158,405,000429
Total unused commitments$299,300,000437
Derivatives$0909
2005-06-30Rank
# of Employees:322483
Assets and Liabilities
Total Assets:$1,988,321,000339
Cash and due from depository institutions$44,654,000483
Interest-bearing balances$3,036,0001,550
Securities$894,327,000198
Federal funds sold & reverse repurchase agreements$48,824,000251
Net loans & leases$933,827,000468
Loan loss allowance$12,748,000402
Trading account assets$0148
Bank premises and fixed assets$12,990,000754
Other real estate owned$0483
Goodwill and other intangibles$7,417,000640
All other assets$46,282,000433
Life insurance assets$0339
Total liabilities and capital$1,988,321,000339
Total liabilities$1,822,976,000327
Total deposits$1,370,275,000343
Interest-bearing deposits$762,756,000510
Deposits held in domestic offices$1,370,275,000342
% insured0.00%1
Federal funds purchased & repurchase agreements$169,508,000221
Trading liabilities$065
Other borrowed funds$263,860,000266
Subordinated debt$0251
All other liabilities$19,333,000398
Total equity capital$165,345,000400
Total bank equity capital$165,345,000400
Perpetual preferred stock$0118
Common stock$1,676,0002,095
Surplus$13,841,0001,665
Undivided profits$149,828,000234
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,075,000458
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$472,000332
Income earned, not collected on loans$10,993,000287
Earning assets$1,880,014,000326
Long-term assets (5+ years)$581,735,000213
Average Assets, year-to-date$1,908,436,330341
Average Assets, quarterly$1,942,756,500342
Volatile liabilities$306,048,000503
Insider loans$18,301,000262
FHLB advances$263,110,000220
Loans and leases held for sale$01,818
Unused loan commitments$285,244,000444
Tier 1 (core) risk-based capital$157,510,000373
Tier 2 risk-based capital$12,748,000423
Total risk weighted assets$1,135,317,000425
Total unused commitments$285,244,000444
Derivatives$0866
2005-03-31Rank
# of Employees:303505
Assets and Liabilities
Total Assets:$1,897,192,000343
Cash and due from depository institutions$35,744,000505
Interest-bearing balances$1,326,0002,438
Securities$889,242,000199
Federal funds sold & reverse repurchase agreements$5,564,0002,129
Net loans & leases$895,756,000474
Loan loss allowance$12,288,000410
Trading account assets$0148
Bank premises and fixed assets$13,352,000712
Other real estate owned$0505
Goodwill and other intangibles$7,574,000625
All other assets$49,960,000397
Life insurance assets$0333
Total liabilities and capital$1,897,192,000343
Total liabilities$1,740,438,000336
Total deposits$1,298,319,000361
Interest-bearing deposits$741,754,000514
Deposits held in domestic offices$1,298,319,000359
% insured0.00%1
Federal funds purchased & repurchase agreements$161,126,000226
Trading liabilities$065
Other borrowed funds$263,496,000254
Subordinated debt$0265
All other liabilities$17,497,000418
Total equity capital$156,754,000402
Total bank equity capital$156,754,000402
Perpetual preferred stock$0120
Common stock$1,676,0002,102
Surplus$13,770,0001,629
Undivided profits$141,308,000244
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,095,000641
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$332,000429
Income earned, not collected on loans$10,635,000289
Earning assets$1,791,888,000331
Long-term assets (5+ years)$625,684,000201
Average Assets, year-to-date$1,868,494,000344
Average Assets, quarterly$1,868,494,000344
Volatile liabilities$286,017,000503
Insider loans$23,760,000190
FHLB advances$263,115,000210
Loans and leases held for sale$01,762
Unused loan commitments$270,482,000444
Tier 1 (core) risk-based capital$153,672,000375
Tier 2 risk-based capital$12,288,000435
Total risk weighted assets$1,082,288,000428
Total unused commitments$270,482,000444
Derivatives$0790
2004-12-31Rank
# of Employees:309501
Assets and Liabilities
Total Assets:$1,839,796,000354
Cash and due from depository institutions$32,428,000501
Interest-bearing balances$5,785,000969
Securities$873,825,000206
Federal funds sold & reverse repurchase agreements$5,700,0001,964
Net loans & leases$862,496,000491
Loan loss allowance$11,801,000430
Trading account assets$0153
Bank premises and fixed assets$13,466,000697
Other real estate owned$0501
Goodwill and other intangibles$7,764,000606
All other assets$44,117,000436
Life insurance assets$0334
Total liabilities and capital$1,839,796,000354
Total liabilities$1,681,651,000345
Total deposits$1,236,165,000375
Interest-bearing deposits$722,551,000536
Deposits held in domestic offices$1,236,165,000373
% insured0.00%1
Federal funds purchased & repurchase agreements$152,722,000231
Trading liabilities$066
Other borrowed funds$274,871,000255
Subordinated debt$0272
All other liabilities$17,893,000403
Total equity capital$158,145,000406
Total bank equity capital$158,145,000406
Perpetual preferred stock$0118
Common stock$1,676,0002,084
Surplus$13,647,0001,625
Undivided profits$142,822,000242
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,527,000510
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$387,000371
Income earned, not collected on loans$10,003,000298
Earning assets$1,747,806,000340
Long-term assets (5+ years)$514,860,000230
Average Assets, year-to-date$1,776,948,000342
Average Assets, quarterly$1,858,314,000347
Volatile liabilities$286,593,000505
Insider loans$22,860,000191
FHLB advances$274,121,000211
Loans and leases held for sale$01,753
Unused loan commitments$209,269,000526
Tier 1 (core) risk-based capital$149,594,000384
Tier 2 risk-based capital$11,801,000455
Total risk weighted assets$1,039,863,000446
Total unused commitments$209,269,000526
Derivatives$0774
2004-09-30Rank
# of Employees:301513
Assets and Liabilities
Total Assets:$1,876,832,000346
Cash and due from depository institutions$66,896,000513
Interest-bearing balances$13,424,000444
Securities$876,512,000207
Federal funds sold & reverse repurchase agreements$53,700,000227
Net loans & leases$822,147,000500
Loan loss allowance$11,885,000431
Trading account assets$0149
Bank premises and fixed assets$13,323,000675
Other real estate owned$0513
Goodwill and other intangibles$669,0001,885
All other assets$43,585,000437
Life insurance assets$0330
Total liabilities and capital$1,876,832,000346
Total liabilities$1,722,643,000339
Total deposits$1,280,572,000352
Interest-bearing deposits$679,086,000553
Deposits held in domestic offices$1,280,572,000349
% insured0.00%1
Federal funds purchased & repurchase agreements$167,537,000221
Trading liabilities$068
Other borrowed funds$258,877,000275
Subordinated debt$0276
All other liabilities$15,657,000431
Total equity capital$154,189,000414
Total bank equity capital$154,189,000414
Perpetual preferred stock$0124
Common stock$1,676,0002,083
Surplus$13,591,0001,601
Undivided profits$138,922,000257
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,354,000554
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$429,000373
Income earned, not collected on loans$10,098,000298
Earning assets$1,765,783,000337
Long-term assets (5+ years)$516,415,000239
Average Assets, year-to-date$1,761,236,000347
Average Assets, quarterly$1,843,575,000346
Volatile liabilities$287,220,000491
Insider loans$22,651,000203
FHLB advances$258,127,000223
Loans and leases held for sale$01,808
Unused loan commitments$247,637,000464
Tier 1 (core) risk-based capital$151,522,000381
Tier 2 risk-based capital$11,885,000445
Total risk weighted assets$1,009,064,000444
Total unused commitments$247,637,000464
Derivatives$0770
2004-06-30Rank
# of Employees:296523
Assets and Liabilities
Total Assets:$1,810,318,000352
Cash and due from depository institutions$51,644,000523
Interest-bearing balances$1,293,0002,570
Securities$911,423,000193
Federal funds sold & reverse repurchase agreements$24,500,000432
Net loans & leases$761,159,000509
Loan loss allowance$11,866,000419
Trading account assets$0153
Bank premises and fixed assets$13,451,000654
Other real estate owned$0523
Goodwill and other intangibles$684,0001,869
All other assets$47,457,000422
Life insurance assets$0323
Total liabilities and capital$1,810,318,000352
Total liabilities$1,669,499,000343
Total deposits$1,222,652,000366
Interest-bearing deposits$660,438,000560
Deposits held in domestic offices$1,222,652,000364
% insured0.00%1
Federal funds purchased & repurchase agreements$172,706,000219
Trading liabilities$069
Other borrowed funds$258,882,000280
Subordinated debt$0288
All other liabilities$15,259,000434
Total equity capital$140,819,000423
Total bank equity capital$140,819,000423
Perpetual preferred stock$0126
Common stock$1,676,0002,086
Surplus$13,541,0001,545
Undivided profits$125,602,000269
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,001,000437
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,328
Income earned, not collected on loans$9,605,000290
Earning assets$1,698,375,000348
Long-term assets (5+ years)$648,057,000208
Average Assets, year-to-date$1,722,704,000353
Average Assets, quarterly$1,749,773,500351
Volatile liabilities$286,956,000483
Insider loans$22,504,000198
FHLB advances$258,132,000230
Loans and leases held for sale$01,820
Unused loan commitments$218,678,000507
Tier 1 (core) risk-based capital$145,876,000385
Tier 2 risk-based capital$11,866,000443
Total risk weighted assets$960,260,000454
Total unused commitments$218,678,000507
Derivatives$0740
2004-03-31Rank
# of Employees:278561
Assets and Liabilities
Total Assets:$1,689,229,000367
Cash and due from depository institutions$41,332,000561
Interest-bearing balances$2,612,0002,010
Securities$849,790,000209
Federal funds sold & reverse repurchase agreements$5,500,0002,608
Net loans & leases$744,006,000515
Loan loss allowance$11,675,000425
Trading account assets$0144
Bank premises and fixed assets$13,536,000631
Other real estate owned$0561
Goodwill and other intangibles$681,0001,871
All other assets$34,384,000500
Life insurance assets$0322
Total liabilities and capital$1,689,229,000367
Total liabilities$1,538,087,000368
Total deposits$1,151,408,000387
Interest-bearing deposits$645,218,000570
Deposits held in domestic offices$1,151,408,000384
% insured0.00%1
Federal funds purchased & repurchase agreements$171,906,000219
Trading liabilities$070
Other borrowed funds$199,888,000318
Subordinated debt$0287
All other liabilities$14,885,000461
Total equity capital$151,142,000410
Total bank equity capital$151,142,000410
Perpetual preferred stock$0129
Common stock$1,676,0002,083
Surplus$13,459,0001,532
Undivided profits$136,007,000256
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,332,000576
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$468,000386
Income earned, not collected on loans$9,519,000295
Earning assets$1,601,908,000363
Long-term assets (5+ years)$587,885,000222
Average Assets, year-to-date$1,678,897,000367
Average Assets, quarterly$1,678,897,000367
Volatile liabilities$298,800,000465
Insider loans$16,787,000267
FHLB advances$199,138,000267
Loans and leases held for sale$01,884
Unused loan commitments$189,638,000542
Tier 1 (core) risk-based capital$142,447,000392
Tier 2 risk-based capital$11,465,000449
Total risk weighted assets$916,697,000463
Total unused commitments$189,638,000543
Derivatives$0699
2003-12-31Rank
# of Employees:279568
Assets and Liabilities
Total Assets:$1,668,565,000376
Cash and due from depository institutions$42,558,000568
Interest-bearing balances$1,383,0002,585
Securities$860,253,000206
Federal funds sold & reverse repurchase agreements$6,000,0001,965
Net loans & leases$707,104,000525
Loan loss allowance$11,441,000443
Trading account assets$0168
Bank premises and fixed assets$13,813,000616
Other real estate owned$0568
Goodwill and other intangibles$730,0001,817
All other assets$38,107,000478
Life insurance assets$01
Total liabilities and capital$1,668,565,000376
Total liabilities$1,526,834,000372
Total deposits$1,124,902,000401
Interest-bearing deposits$639,692,000570
Deposits held in domestic offices$1,124,902,000399
% insured0.00%1
Federal funds purchased & repurchase agreements$162,506,000224
Trading liabilities$072
Other borrowed funds$223,894,000299
Subordinated debt$0293
All other liabilities$15,532,000438
Total equity capital$141,731,000429
Total bank equity capital$141,731,000429
Perpetual preferred stock$0131
Common stock$1,676,0002,098
Surplus$13,318,0001,511
Undivided profits$126,737,000257
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,343,000718
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$780,000234
Income earned, not collected on loans$9,159,000304
Earning assets$1,574,740,000362
Long-term assets (5+ years)$643,568,000215
Average Assets, year-to-date$1,596,850,400378
Average Assets, quarterly$1,668,717,500369
Volatile liabilities$303,869,000458
Insider loans$18,476,000233
FHLB advances$188,143,000280
Loans and leases held for sale$01,789
Unused loan commitments$197,639,000522
Tier 1 (core) risk-based capital$138,668,000398
Tier 2 risk-based capital$11,155,000461
Total risk weighted assets$892,140,000472
Total unused commitments$197,639,000522
Derivatives$0665
2003-09-30Rank
# of Employees:275585
Assets and Liabilities
Total Assets:$1,668,870,000374
Cash and due from depository institutions$44,357,000585
Interest-bearing balances$1,066,0003,018
Securities$878,103,000205
Federal funds sold & reverse repurchase agreements$18,200,000804
Net loans & leases$679,643,000546
Loan loss allowance$11,507,000457
Trading account assets$0165
Bank premises and fixed assets$13,649,000623
Other real estate owned$0585
Goodwill and other intangibles$366,0002,200
All other assets$34,552,000514
Life insurance assets$01
Total liabilities and capital$1,668,870,000374
Total liabilities$1,527,350,000371
Total deposits$1,129,721,000402
Interest-bearing deposits$644,190,000566
Deposits held in domestic offices$1,129,721,000400
% insured0.00%1
Federal funds purchased & repurchase agreements$168,992,000223
Trading liabilities$072
Other borrowed funds$213,905,000300
Subordinated debt$0293
All other liabilities$14,732,000481
Total equity capital$141,520,000439
Total bank equity capital$141,520,000439
Perpetual preferred stock$0137
Common stock$1,676,0002,105
Surplus$13,300,0001,491
Undivided profits$126,544,000260
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,660,000710
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$531,000354
Income earned, not collected on loans$8,762,000330
Earning assets$1,577,012,000364
Long-term assets (5+ years)$637,582,000211
Average Assets, year-to-date$1,578,921,750393
Average Assets, quarterly$1,634,948,500382
Volatile liabilities$313,085,000456
Insider loans$17,682,000247
FHLB advances$188,155,000266
Loans and leases held for sale$01,962
Unused loan commitments$165,349,000599
Tier 1 (core) risk-based capital$135,389,000415
Tier 2 risk-based capital$10,697,000477
Total risk weighted assets$854,959,000478
Total unused commitments$165,349,000602
Derivatives$0666
2003-06-30Rank
# of Employees:269607
Assets and Liabilities
Total Assets:$1,601,027,000394
Cash and due from depository institutions$47,932,000607
Interest-bearing balances$2,682,0002,167
Securities$752,857,000226
Federal funds sold & reverse repurchase agreements$103,200,000177
Net loans & leases$654,693,000553
Loan loss allowance$11,539,000445
Trading account assets$0170
Bank premises and fixed assets$12,717,000674
Other real estate owned$1,725,000607
Goodwill and other intangibles$411,0002,080
All other assets$27,492,000581
Life insurance assets$01
Total liabilities and capital$1,601,027,000394
Total liabilities$1,459,593,000389
Total deposits$1,111,247,000408
Interest-bearing deposits$640,223,000571
Deposits held in domestic offices$1,111,247,000406
% insured0.00%1
Federal funds purchased & repurchase agreements$145,486,000242
Trading liabilities$074
Other borrowed funds$188,911,000325
Subordinated debt$0266
All other liabilities$13,949,000526
Total equity capital$141,434,000425
Total bank equity capital$141,434,000425
Perpetual preferred stock$0140
Common stock$1,676,0002,105
Surplus$12,772,0001,503
Undivided profits$126,986,000265
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,947,000826
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,072,000206
Income earned, not collected on loans$6,989,000382
Earning assets$1,513,432,000382
Long-term assets (5+ years)$503,187,000241
Average Assets, year-to-date$1,548,939,000396
Average Assets, quarterly$1,570,431,500397
Volatile liabilities$255,388,000521
Insider loans$18,193,000242
FHLB advances$188,161,000271
Loans and leases held for sale$02,044
Unused loan commitments$173,929,000574
Tier 1 (core) risk-based capital$132,175,000409
Tier 2 risk-based capital$9,795,000492
Total risk weighted assets$781,836,000503
Total unused commitments$173,929,000575
Derivatives$0623
2003-03-31Rank
# of Employees:263609
Assets and Liabilities
Total Assets:$1,539,836,000404
Cash and due from depository institutions$38,723,000609
Interest-bearing balances$694,0003,549
Securities$746,907,000227
Federal funds sold & reverse repurchase agreements$68,800,000246
Net loans & leases$643,796,000554
Loan loss allowance$11,509,000437
Trading account assets$0169
Bank premises and fixed assets$12,135,000712
Other real estate owned$1,784,000609
Goodwill and other intangibles$510,0001,943
All other assets$27,181,000575
Life insurance assets$01
Total liabilities and capital$1,539,836,000404
Total liabilities$1,402,391,000400
Total deposits$1,054,522,000424
Interest-bearing deposits$628,060,000582
Deposits held in domestic offices$1,054,522,000422
% insured0.00%1
Federal funds purchased & repurchase agreements$144,440,000243
Trading liabilities$079
Other borrowed funds$189,025,000311
Subordinated debt$0265
All other liabilities$14,404,000517
Total equity capital$137,445,000425
Total bank equity capital$137,445,000425
Perpetual preferred stock$0141
Common stock$1,676,0002,117
Surplus$12,700,0001,480
Undivided profits$123,069,000269
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,054,000809
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$642,000320
Income earned, not collected on loans$7,652,000372
Earning assets$1,460,197,000388
Long-term assets (5+ years)$513,646,000236
Average Assets, year-to-date$1,522,895,000404
Average Assets, quarterly$1,522,895,000404
Volatile liabilities$260,812,000504
Insider loans$17,162,000258
FHLB advances$188,166,000256
Loans and leases held for sale$01,961
Unused loan commitments$149,706,000619
Tier 1 (core) risk-based capital$127,918,000412
Tier 2 risk-based capital$9,285,000512
Total risk weighted assets$740,632,000523
Total unused commitments$149,706,000620
Derivatives$50,000,000239
2002-12-31Rank
# of Employees:262611
Assets and Liabilities
Total Assets:$1,505,954,000403
Cash and due from depository institutions$48,347,000611
Interest-bearing balances$312,0004,160
Securities$742,886,000214
Federal funds sold & reverse repurchase agreements$29,393,000482
Net loans & leases$642,438,000554
Loan loss allowance$11,510,000432
Trading account assets$0170
Bank premises and fixed assets$12,161,000701
Other real estate owned$1,903,000611
Goodwill and other intangibles$555,0001,882
All other assets$28,271,000558
Life insurance assets$01
Total liabilities and capital$1,505,954,000403
Total liabilities$1,369,730,000398
Total deposits$1,027,422,000426
Interest-bearing deposits$580,806,000610
Deposits held in domestic offices$1,027,422,000424
% insured0.00%1
Federal funds purchased & repurchase agreements$138,204,000244
Trading liabilities$075
Other borrowed funds$189,179,000315
Subordinated debt$0258
All other liabilities$14,925,000485
Total equity capital$136,224,000421
Total bank equity capital$136,224,000421
Perpetual preferred stock$0142
Common stock$1,676,0002,113
Surplus$12,474,0001,472
Undivided profits$122,074,000271
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,933,000436
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,154,000178
Income earned, not collected on loans$7,195,000405
Earning assets$1,415,029,000387
Long-term assets (5+ years)$592,414,000201
Average Assets, year-to-date$1,448,853,000407
Average Assets, quarterly$1,506,299,500400
Volatile liabilities$251,106,000510
Insider loans$17,192,000247
FHLB advances$188,171,000258
Loans and leases held for sale$01,889
Unused loan commitments$129,442,000661
Tier 1 (core) risk-based capital$122,504,000416
Tier 2 risk-based capital$9,023,000511
Total risk weighted assets$719,431,000530
Total unused commitments$129,442,000662
Derivatives$50,000,000222
2001-12-31Rank
# of Employees:233691
Assets and Liabilities
Total Assets:$1,371,564,000429
Cash and due from depository institutions$29,821,000691
Interest-bearing balances$07,015
Securities$623,313,000232
Federal funds sold & reverse repurchase agreements$76,300,000238
Net loans & leases$600,377,000572
Loan loss allowance$8,018,000566
Trading account assets$0182
Bank premises and fixed assets$12,129,000669
Other real estate owned$2,021,000691
Goodwill and other intangibles$690,0001,673
All other assets$26,913,000556
Life insurance assets$01
Total liabilities and capital$1,371,564,000429
Total liabilities$1,258,939,000424
Total deposits$888,820,000459
Interest-bearing deposits$545,111,000621
Deposits held in domestic offices$888,820,000457
% insured0.00%1
Federal funds purchased & repurchase agreements$142,376,000256
Trading liabilities$069
Other borrowed funds$210,345,000300
Subordinated debt$0241
All other liabilities$17,398,000444
Total equity capital$112,625,000465
Total bank equity capital$112,625,000465
Perpetual preferred stock$0158
Common stock$1,676,0002,148
Surplus$11,883,0001,470
Undivided profits$99,066,000288
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,660,000835
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$8,119,000382
Earning assets$1,299,990,000409
Long-term assets (5+ years)$739,965,000184
Average Assets, year-to-date$1,325,216,400417
Average Assets, quarterly$1,352,443,500431
Volatile liabilities$313,391,000434
Insider loans$17,239,000222
FHLB advances$209,191,000229
Loans and leases held for sale$01,749
Unused loan commitments$130,161,000624
Tier 1 (core) risk-based capital$106,572,000444
Tier 2 risk-based capital$8,018,000536
Total risk weighted assets$695,864,000522
Total unused commitments$130,161,000624
Derivatives$50,000,000204
2000-12-31Rank
# of Employees:225700
Assets and Liabilities
Total Assets:$1,293,477,000435
Cash and due from depository institutions$30,410,000700
Interest-bearing balances$06,829
Securities$663,923,000215
Federal funds sold & reverse repurchase agreements$7,300,0001,646
Net loans & leases$505,501,000652
Loan loss allowance$4,816,000863
Trading account assets$0175
Bank premises and fixed assets$13,345,000573
Other real estate owned$2,117,000700
Goodwill and other intangibles$824,0001,542
All other assets$70,057,000268
Life insurance assets$01
Total liabilities and capital$1,293,477,000435
Total liabilities$1,200,730,000425
Total deposits$879,773,000456
Interest-bearing deposits$604,837,000558
Deposits held in domestic offices$879,773,000454
% insured0.00%1
Federal funds purchased & repurchase agreements$136,622,000261
Trading liabilities$077
Other borrowed funds$149,209,000360
Subordinated debt$0239
All other liabilities$35,126,000294
Total equity capital$92,747,000534
Total bank equity capital$92,747,000534
Perpetual preferred stock$0178
Common stock$1,676,0002,192
Surplus$11,562,0001,450
Undivided profits$79,509,000335
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,281,000520
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$3,220,000773
Earning assets$1,176,724,000424
Long-term assets (5+ years)$756,230,000180
Average Assets, year-to-date$1,207,192,600435
Average Assets, quarterly$1,263,454,500434
Volatile liabilities$494,758,000328
Insider loans$14,535,000270
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$147,555,000546
Tier 1 (core) risk-based capital$92,052,000501
Tier 2 risk-based capital$4,816,000815
Total risk weighted assets$623,423,900581
Total unused commitments$147,555,000546
Derivatives$50,000,000221
1999-12-31Rank
# of Employees:206808
Assets and Liabilities
Total Assets:$1,146,501,000482
Cash and due from depository institutions$26,175,000808
Interest-bearing balances$06,854
Securities$643,222,000231
Federal funds sold & reverse repurchase agreements$20,900,000491
Net loans & leases$412,913,000775
Loan loss allowance$4,047,000968
Trading account assets$0165
Bank premises and fixed assets$13,733,000557
Other real estate owned$2,193,000808
Goodwill and other intangibles$712,0001,690
All other assets$26,653,000488
Life insurance assets$01
Total liabilities and capital$1,146,501,000482
Total liabilities$1,079,492,000469
Total deposits$755,356,000523
Interest-bearing deposits$528,501,000629
Deposits held in domestic offices$755,356,000520
% insured0.00%1
Federal funds purchased & repurchase agreements$126,484,000302
Trading liabilities$065
Other borrowed funds$187,234,000330
Subordinated debt$0242
All other liabilities$10,418,000601
Total equity capital$67,009,000695
Total bank equity capital$67,009,000695
Perpetual preferred stock$0193
Common stock$1,676,0002,221
Surplus$11,468,0001,444
Undivided profits$53,865,000460
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,119,000600
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$2,297,000920
Earning assets$1,077,035,000471
Long-term assets (5+ years)$690,222,000194
Average Assets, year-to-date$1,055,045,000503
Average Assets, quarterly$1,132,804,500484
Volatile liabilities$446,505,000350
Insider loans$11,522,000353
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$103,163,000720
Tier 1 (core) risk-based capital$79,547,000572
Tier 2 risk-based capital$4,047,000917
Total risk weighted assets$511,848,800666
Total unused commitments$103,163,000720
Derivatives$50,000,000234
1998-12-31Rank
# of Employees:202836
Assets and Liabilities
Total Assets:$939,065,000561
Cash and due from depository institutions$29,349,000836
Interest-bearing balances$06,728
Securities$570,006,000256
Federal funds sold & reverse repurchase agreements$3,500,0004,389
Net loans & leases$308,131,000929
Loan loss allowance$3,103,0001,192
Trading account assets$0197
Bank premises and fixed assets$12,021,000604
Other real estate owned$2,102,000836
Goodwill and other intangibles$749,0001,593
All other assets$13,207,000725
Life insurance assets$01
Total liabilities and capital$939,065,000561
Total liabilities$864,175,000560
Total deposits$627,523,000600
Interest-bearing deposits$417,473,000757
Deposits held in domestic offices$627,523,000595
% insured0.00%1
Federal funds purchased & repurchase agreements$118,146,000283
Trading liabilities$069
Other borrowed funds$105,536,000393
Subordinated debt$0255
All other liabilities$12,970,000534
Total equity capital$74,890,000637
Total bank equity capital$74,890,000637
Perpetual preferred stock$0199
Common stock$1,676,0002,179
Surplus$11,378,0001,374
Undivided profits$61,836,000415
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,106,0001,231
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$1,825,0001,143
Earning assets$881,637,000550
Long-term assets (5+ years)$549,315,000214
Average Assets, year-to-date$911,934,800557
Average Assets, quarterly$957,532,000545
Volatile liabilities$294,538,000413
Insider loans$11,462,000347
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$93,368,000750
Tier 1 (core) risk-based capital$70,210,000621
Tier 2 risk-based capital$3,103,0001,099
Total risk weighted assets$380,079,800787
Total unused commitments$93,368,000756
Derivatives$50,000,000250
1997-12-31Rank
# of Employees:192918
Assets and Liabilities
Total Assets:$813,748,000634
Cash and due from depository institutions$23,802,000918
Interest-bearing balances$3,000,0001,353
Securities$486,056,000298
Federal funds sold & reverse repurchase agreements$10,200,0001,320
Net loans & leases$264,255,0001,132
Loan loss allowance$3,533,0001,088
Trading account assets$0203
Bank premises and fixed assets$12,015,000613
Other real estate owned$2,641,000918
Goodwill and other intangibles$786,0001,488
All other assets$13,993,000668
Life insurance assets$01
Total liabilities and capital$813,748,000634
Total liabilities$749,132,000630
Total deposits$595,312,000646
Interest-bearing deposits$404,149,000801
Deposits held in domestic offices$595,312,000641
% insured0.00%1
Federal funds purchased & repurchase agreements$107,774,000324
Trading liabilities$080
Other borrowed funds$35,588,000696
Subordinated debt$0260
All other liabilities$10,458,000613
Total equity capital$64,616,000737
Total bank equity capital$64,616,000737
Perpetual preferred stock$0223
Common stock$1,676,0002,195
Surplus$11,321,0001,389
Undivided profits$51,619,000486
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,218,000884
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$1,774,0001,220
Earning assets$763,511,000616
Long-term assets (5+ years)$420,988,000234
Average Assets, year-to-date$806,515,600606
Average Assets, quarterly$829,154,000612
Volatile liabilities$286,039,000434
Insider loans$4,215,000979
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$83,994,000744
Tier 1 (core) risk-based capital$62,190,000699
Tier 2 risk-based capital$3,533,000942
Total risk weighted assets$351,113,900854
Total unused commitments$83,994,000747
Derivatives$0533
1996-12-31Rank
# of Employees:193969
Assets and Liabilities
Total Assets:$738,900,000712
Cash and due from depository institutions$44,601,000969
Interest-bearing balances$10,400,000357
Securities$409,436,000363
Federal funds sold & reverse repurchase agreements$26,200,000504
Net loans & leases$235,641,0001,277
Loan loss allowance$2,559,0001,526
Trading account assets$0240
Bank premises and fixed assets$6,058,0001,289
Other real estate owned$2,694,000969
Goodwill and other intangibles$03,437
All other assets$14,270,000690
Life insurance assets$01
Total liabilities and capital$738,900,000712
Total liabilities$685,215,000701
Total deposits$539,958,000737
Interest-bearing deposits$361,340,000928
Deposits held in domestic offices$539,958,000732
% insured0.00%1
Federal funds purchased & repurchase agreements$133,520,000308
Trading liabilities$097
Other borrowed funds$637,0003,741
Subordinated debt$0298
All other liabilities$11,100,000592
Total equity capital$53,685,000869
Total bank equity capital$53,685,000869
Perpetual preferred stock$0250
Common stock$1,676,0002,338
Surplus$5,219,0002,737
Undivided profits$46,790,000565
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,657,0001,209
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$1,549,0001,389
Earning assets$681,677,000699
Long-term assets (5+ years)$354,336,000278
Average Assets, year-to-date$666,129,200732
Average Assets, quarterly$727,224,500712
Volatile liabilities$245,242,000490
Insider loans$3,174,0001,355
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$64,284,000906
Tier 1 (core) risk-based capital$53,786,000823
Tier 2 risk-based capital$2,559,0001,261
Total risk weighted assets$315,728,700961
Total unused commitments$64,284,000912
Derivatives$0549
1995-12-31Rank
# of Employees:1861,031
Assets and Liabilities
Total Assets:$568,046,000896
Cash and due from depository institutions$33,314,0001,031
Interest-bearing balances$2,000,0001,803
Securities$297,095,000480
Federal funds sold & reverse repurchase agreements$5,500,0002,626
Net loans & leases$212,507,0001,392
Loan loss allowance$4,182,0001,036
Trading account assets$0261
Bank premises and fixed assets$6,144,0001,231
Other real estate owned$264,0001,031
Goodwill and other intangibles$03,181
All other assets$13,222,000755
Life insurance assets$01
Total liabilities and capital$568,046,000896
Total liabilities$518,068,000895
Total deposits$409,884,000975
Interest-bearing deposits$250,278,0001,363
Deposits held in domestic offices$409,884,000964
% insured0.00%1
Federal funds purchased & repurchase agreements$100,058,000386
Trading liabilities$0110
Other borrowed funds$1,432,0002,649
Subordinated debt$0337
All other liabilities$6,694,000841
Total equity capital$49,978,000943
Total bank equity capital$49,978,000943
Perpetual preferred stock$0288
Common stock$1,676,0002,400
Surplus$5,219,0002,745
Undivided profits$43,083,000622
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,238,000735
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$1,569,0001,420
Earning assets$517,102,000906
Long-term assets (5+ years)$227,918,000357
Average Assets, year-to-date$530,041,400915
Average Assets, quarterly$558,827,000904
Volatile liabilities$130,033,000710
Insider loans$5,305,000841
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$39,581,0001,214
Tier 1 (core) risk-based capital$49,108,000914
Tier 2 risk-based capital$3,358,4101,026
Total risk weighted assets$267,849,0101,099
Total unused commitments$39,581,0001,223
Derivatives$0628
1994-12-31Rank
# of Employees:1941,002
Assets and Liabilities
Total Assets:$507,252,000947
Cash and due from depository institutions$30,209,0001,002
Interest-bearing balances$2,000,0001,593
Securities$245,303,000585
Federal funds sold & reverse repurchase agreements$3,000,0002,781
Net loans & leases$208,538,0001,344
Loan loss allowance$4,352,0001,011
Trading account assets$0286
Bank premises and fixed assets$6,138,0001,190
Other real estate owned$551,0001,002
Goodwill and other intangibles$03,133
All other assets$13,513,000793
Life insurance assets$01
Total liabilities and capital$507,252,000947
Total liabilities$473,523,000926
Total deposits$390,146,000979
Interest-bearing deposits$246,016,0001,336
Deposits held in domestic offices$390,146,000969
% insured0.00%1
Federal funds purchased & repurchase agreements$77,356,000455
Trading liabilities$087
Other borrowed funds$750,0003,415
Subordinated debt$0372
All other liabilities$5,271,000891
Total equity capital$33,729,0001,235
Total bank equity capital$33,729,0001,235
Perpetual preferred stock$0310
Common stock$1,676,0002,467
Surplus$3,818,0003,489
Undivided profits$28,235,000827
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,484,000649
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$1,443,0001,346
Earning assets$458,841,000950
Long-term assets (5+ years)$178,135,000417
Average Assets, year-to-date$494,681,200948
Average Assets, quarterly$504,577,500943
Volatile liabilities$94,763,000843
Insider loans$2,997,0001,403
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$42,937,0001,096
Tier 1 (core) risk-based capital$41,009,0001,012
Tier 2 risk-based capital$3,187,8501,054
Total risk weighted assets$253,864,0501,126
Total unused commitments$42,937,0001,104
Derivatives$0687
1993-12-31Rank
# of Employees:1891,090
Assets and Liabilities
Total Assets:$475,611,0001,011
Cash and due from depository institutions$20,287,0001,090
Interest-bearing balances$1,000,0003,386
Securities$240,690,000622
Federal funds sold & reverse repurchase agreements$3,802,0003,603
Net loans & leases$193,997,0001,432
Loan loss allowance$4,559,0001,053
Trading account assets$0330
Bank premises and fixed assets$5,354,0001,365
Other real estate owned$1,389,0001,090
Goodwill and other intangibles$03,091
All other assets$10,092,000947
Life insurance assets$01
Total liabilities and capital$475,611,0001,011
Total liabilities$439,879,0001,012
Total deposits$351,721,0001,120
Interest-bearing deposits$233,678,0001,482
Deposits held in domestic offices$351,721,0001,109
% insured0.00%1
Federal funds purchased & repurchase agreements$84,575,000390
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$3,583,0001,182
Total equity capital$35,732,0001,155
Total bank equity capital$35,732,0001,155
Perpetual preferred stock$0343
Common stock$1,676,0002,505
Surplus$3,818,0003,437
Undivided profits$30,238,000752
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,381,000814
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$726,0002,471
Earning assets$439,489,0001,007
Long-term assets (5+ years)$183,555,000403
Average Assets, year-to-date$464,778,8001,021
Average Assets, quarterly$474,159,5001,008
Volatile liabilities$91,077,000814
Insider loans$5,064,000819
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$13,896,0002,451
Tier 1 (core) risk-based capital$34,505,0001,147
Tier 2 risk-based capital$2,995,8801,111
Total risk weighted assets$238,107,0801,187
Total unused commitments$13,896,0002,472
Derivatives$0714
1992-12-31Rank
# of Employees:1761,214
Assets and Liabilities
Total Assets:$459,766,0001,084
Cash and due from depository institutions$20,814,0001,214
Interest-bearing balances$08,059
Securities$226,832,000627
Federal funds sold & reverse repurchase agreements$4,300,0003,744
Net loans & leases$194,839,0001,468
Loan loss allowance$3,435,0001,376
Trading account assets$0344
Bank premises and fixed assets$3,676,0001,989
Other real estate owned$960,0001,214
Goodwill and other intangibles$03,106
All other assets$8,345,0001,110
Life insurance assets$01
Total liabilities and capital$459,766,0001,084
Total liabilities$431,194,0001,066
Total deposits$337,775,0001,226
Interest-bearing deposits$234,934,0001,545
Deposits held in domestic offices$337,775,0001,217
% insured0.00%1
Federal funds purchased & repurchase agreements$89,949,000326
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$3,470,0001,225
Total equity capital$28,572,0001,358
Total bank equity capital$28,572,0001,358
Perpetual preferred stock$0346
Common stock$1,676,0002,604
Surplus$2,268,0004,976
Undivided profits$24,628,000872
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,436,0001,227
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$1,144,0001,691
Earning assets$425,971,0001,069
Long-term assets (5+ years)$194,281,000380
Average Assets, year-to-date$415,833,2001,164
Average Assets, quarterly$448,692,0001,096
Volatile liabilities$96,889,000764
Insider loans$4,561,000104
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$11,869,0002,629
Tier 1 (core) risk-based capital$28,572,0001,327
Tier 2 risk-based capital$2,859,6701,170
Total risk weighted assets$228,198,5701,273
Total unused commitments$11,869,0002,646
Derivatives$0651