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Hudson United Bank, Net charge- offs to loans

2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9033%359
Percentage Net Loans Charged-off: Total real estate loans0.0844%1,444
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.1130%740
Percentage Net Loans Charged-off: Multi-family residential0.0138%169
Percentage Net Loans Charged-off: 1-4 family residential0.1216%1,247
Percentage Net Loans Charged-off: Home equity loans0.0238%606
All other 1-4 family - Percent of loans charged-off, net0.2912%592
Percentage Net Loans Charged-off: Commercial and industrial0.4862%1,932
Percentage Net Loans Charged-off: Loans to individuals3.7383%211
Percentage Net Loans Charged-off: Credit card loans6.5550%179
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1319%7,340
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6125%556
Percentage Net Loans Charged-off: Total real estate loans0.0563%1,600
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0745%690
Percentage Net Loans Charged-off: Multi-family residential0.0185%136
Percentage Net Loans Charged-off: 1-4 family residential0.0783%1,421
Percentage Net Loans Charged-off: Home equity loans-0.0355%5,996
All other 1-4 family - Percent of loans charged-off, net0.2864%540
Percentage Net Loans Charged-off: Commercial and industrial0.1752%2,428
Percentage Net Loans Charged-off: Loans to individuals2.7858%348
Percentage Net Loans Charged-off: Credit card loans4.4389%301
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1957%7,442
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4710%802
Percentage Net Loans Charged-off: Total real estate loans-0.0042%7,628
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate-0.0161%8,110
Percentage Net Loans Charged-off: Multi-family residential0.0294%96
Percentage Net Loans Charged-off: 1-4 family residential0.0023%2,117
Percentage Net Loans Charged-off: Home equity loans0.0045%434
All other 1-4 family - Percent of loans charged-off, net-0.0019%7,762
Percentage Net Loans Charged-off: Commercial and industrial0.2078%1,986
Percentage Net Loans Charged-off: Loans to individuals2.1316%547
Percentage Net Loans Charged-off: Credit card loans4.1819%353
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2520%7,444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4607%760
Percentage Net Loans Charged-off: Total real estate loans-0.0393%8,303
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate-0.0591%8,375
Percentage Net Loans Charged-off: Multi-family residential0.0521%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0642%8,383
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.1899%8,562
Percentage Net Loans Charged-off: Commercial and industrial0.1506%1,522
Percentage Net Loans Charged-off: Loans to individuals2.2793%550
Percentage Net Loans Charged-off: Credit card loans4.3004%310
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2331%7,431
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4476%1,268
Percentage Net Loans Charged-off: Total real estate loans0.0320%2,721
Percentage Net Loans Charged-off:Construction & development-0.0147%7,860
Percentage Net Loans Charged-off: Commercial real estate0.0660%1,126
Percentage Net Loans Charged-off: Multi-family residential-0.0008%6,380
Percentage Net Loans Charged-off: 1-4 family residential0.0308%2,511
Percentage Net Loans Charged-off: Home equity loans-0.0190%5,989
All other 1-4 family - Percent of loans charged-off, net0.1192%1,412
Percentage Net Loans Charged-off: Commercial and industrial0.1398%3,386
Percentage Net Loans Charged-off: Loans to individuals2.1630%663
Percentage Net Loans Charged-off: Credit card loans4.7137%373
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1427%7,470
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4443%1,092
Percentage Net Loans Charged-off: Total real estate loans0.0340%2,282
Percentage Net Loans Charged-off:Construction & development-0.0196%7,880
Percentage Net Loans Charged-off: Commercial real estate0.0600%890
Percentage Net Loans Charged-off: Multi-family residential-0.0009%6,334
Percentage Net Loans Charged-off: 1-4 family residential0.0562%1,775
Percentage Net Loans Charged-off: Home equity loans-0.0063%5,942
All other 1-4 family - Percent of loans charged-off, net0.1625%973
Percentage Net Loans Charged-off: Commercial and industrial0.1279%2,874
Percentage Net Loans Charged-off: Loans to individuals2.2003%607
Percentage Net Loans Charged-off: Credit card loans4.8174%343
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1341%7,448
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4898%974
Percentage Net Loans Charged-off: Total real estate loans0.0704%1,514
Percentage Net Loans Charged-off:Construction & development-0.0293%7,866
Percentage Net Loans Charged-off: Commercial real estate0.1151%611
Percentage Net Loans Charged-off: Multi-family residential-0.0004%6,297
Percentage Net Loans Charged-off: 1-4 family residential0.1365%1,029
Percentage Net Loans Charged-off: Home equity loans0.0384%367
All other 1-4 family - Percent of loans charged-off, net0.2939%590
Percentage Net Loans Charged-off: Commercial and industrial0.1402%2,419
Percentage Net Loans Charged-off: Loans to individuals2.3686%584
Percentage Net Loans Charged-off: Credit card loans5.1708%324
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1459%7,461
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4841%942
Percentage Net Loans Charged-off: Total real estate loans0.1199%911
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.2399%309
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.1535%783
Percentage Net Loans Charged-off: Home equity loans0.0063%282
All other 1-4 family - Percent of loans charged-off, net0.3729%405
Percentage Net Loans Charged-off: Commercial and industrial-0.0246%7,051
Percentage Net Loans Charged-off: Loans to individuals2.5736%616
Percentage Net Loans Charged-off: Credit card loans5.3938%350
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0130%876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5697%1,270
Percentage Net Loans Charged-off: Total real estate loans0.0245%3,147
Percentage Net Loans Charged-off:Construction & development0.0741%636
Percentage Net Loans Charged-off: Commercial real estate-0.0150%8,458
Percentage Net Loans Charged-off: Multi-family residential0.0537%143
Percentage Net Loans Charged-off: 1-4 family residential0.0198%2,913
Percentage Net Loans Charged-off: Home equity loans0.0102%601
All other 1-4 family - Percent of loans charged-off, net0.0286%2,616
Percentage Net Loans Charged-off: Commercial and industrial0.2448%3,446
Percentage Net Loans Charged-off: Loans to individuals2.8034%484
Percentage Net Loans Charged-off: Credit card loans5.5841%336
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0810%7,516
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6075%1,016
Percentage Net Loans Charged-off: Total real estate loans0.0287%2,536
Percentage Net Loans Charged-off:Construction & development0.1056%463
Percentage Net Loans Charged-off: Commercial real estate-0.0197%8,534
Percentage Net Loans Charged-off: Multi-family residential0.0301%119
Percentage Net Loans Charged-off: 1-4 family residential0.0468%1,994
Percentage Net Loans Charged-off: Home equity loans0.0141%471
All other 1-4 family - Percent of loans charged-off, net0.0739%1,657
Percentage Net Loans Charged-off: Commercial and industrial0.3006%2,741
Percentage Net Loans Charged-off: Loans to individuals2.8821%434
Percentage Net Loans Charged-off: Credit card loans5.7119%333
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0452%7,419
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6416%946
Percentage Net Loans Charged-off: Total real estate loans0.0304%2,150
Percentage Net Loans Charged-off:Construction & development0.1673%342
Percentage Net Loans Charged-off: Commercial real estate-0.0207%8,567
Percentage Net Loans Charged-off: Multi-family residential0.0275%86
Percentage Net Loans Charged-off: 1-4 family residential0.0294%1,897
Percentage Net Loans Charged-off: Home equity loans0.0221%375
All other 1-4 family - Percent of loans charged-off, net0.0348%1,771
Percentage Net Loans Charged-off: Commercial and industrial0.3459%2,309
Percentage Net Loans Charged-off: Loans to individuals3.0139%421
Percentage Net Loans Charged-off: Credit card loans5.9467%336
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0601%7,481
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6533%833
Percentage Net Loans Charged-off: Total real estate loans0.0482%1,452
Percentage Net Loans Charged-off:Construction & development0.3703%175
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.2386%1,812
Percentage Net Loans Charged-off: Loans to individuals3.2297%447
Percentage Net Loans Charged-off: Credit card loans6.0734%357
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0105%7,338
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1126%614
Percentage Net Loans Charged-off: Total real estate loans0.1054%1,758
Percentage Net Loans Charged-off:Construction & development0.8632%257
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial1.7792%1,190
Percentage Net Loans Charged-off: Loans to individuals3.2641%391
Percentage Net Loans Charged-off: Credit card loans6.3595%340
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0149%1,910
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3162%487
Percentage Net Loans Charged-off: Total real estate loans0.6093%292
Percentage Net Loans Charged-off:Construction & development2.3948%117
Percentage Net Loans Charged-off: Commercial real estate0.7824%309
Percentage Net Loans Charged-off: Multi-family residential0.0079%178
Percentage Net Loans Charged-off: 1-4 family residential0.3577%542
Percentage Net Loans Charged-off: Home equity loans-0.0007%5,940
All other 1-4 family - Percent of loans charged-off, net0.4005%478
Percentage Net Loans Charged-off: Commercial and industrial1.4454%1,338
Percentage Net Loans Charged-off: Loans to individuals4.3506%227
Percentage Net Loans Charged-off: Credit card loans8.9225%181
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0142%7,677
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4994%1,299
Percentage Net Loans Charged-off: Total real estate loans0.0633%365
Percentage Net Loans Charged-off:Construction & development0.0078%241
Percentage Net Loans Charged-off: Commercial real estate0.0130%369
Percentage Net Loans Charged-off: Multi-family residential-0.0347%1,373
Percentage Net Loans Charged-off: 1-4 family residential0.1061%230
Percentage Net Loans Charged-off: Home equity loans-0.0170%1,314
All other 1-4 family - Percent of loans charged-off, net0.1180%215
Percentage Net Loans Charged-off: Commercial and industrial0.4898%455
Percentage Net Loans Charged-off: Loans to individuals2.7394%126
Percentage Net Loans Charged-off: Credit card loans6.6082%98
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0361%1,314
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7359%862
Percentage Net Loans Charged-off: Total real estate loans0.3508%64
Percentage Net Loans Charged-off:Construction & development0.5949%47
Percentage Net Loans Charged-off: Commercial real estate0.4034%67
Percentage Net Loans Charged-off: Multi-family residential0.1020%74
Percentage Net Loans Charged-off: 1-4 family residential0.3156%88
Percentage Net Loans Charged-off: Home equity loans0.3307%103
All other 1-4 family - Percent of loans charged-off, net0.3143%89
Percentage Net Loans Charged-off: Commercial and industrial0.8289%248
Percentage Net Loans Charged-off: Loans to individuals2.4784%149
Percentage Net Loans Charged-off: Credit card loans4.3836%182
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3499%202
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9585%650
Percentage Net Loans Charged-off: Total real estate loans0.3843%64
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.6486%53
Percentage Net Loans Charged-off: Multi-family residential-0.0080%1,276
Percentage Net Loans Charged-off: 1-4 family residential0.2961%86
Percentage Net Loans Charged-off: Home equity loans0.1222%205
All other 1-4 family - Percent of loans charged-off, net0.3132%81
Percentage Net Loans Charged-off: Commercial and industrial0.4692%367
Percentage Net Loans Charged-off: Loans to individuals6.1639%34
Percentage Net Loans Charged-off: Credit card loans9.0438%50
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0031%1,230
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3586%2,278
Percentage Net Loans Charged-off: Total real estate loans0.1084%311
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0486%346
Percentage Net Loans Charged-off: Multi-family residential0.2363%124
Percentage Net Loans Charged-off: 1-4 family residential0.1430%235
Percentage Net Loans Charged-off: Home equity loans0.3877%99
All other 1-4 family - Percent of loans charged-off, net0.1046%291
Percentage Net Loans Charged-off: Commercial and industrial-0.0319%1,200
Percentage Net Loans Charged-off: Loans to individuals2.6989%152
Percentage Net Loans Charged-off: Credit card loans2.9510%466
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1577%238
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7188%1,129
Percentage Net Loans Charged-off: Total real estate loans0.2141%256
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0996%358
Percentage Net Loans Charged-off: Multi-family residential-0.2875%1,402
Percentage Net Loans Charged-off: 1-4 family residential0.3650%109
Percentage Net Loans Charged-off: Home equity loans0.2032%172
All other 1-4 family - Percent of loans charged-off, net0.3930%93
Percentage Net Loans Charged-off: Commercial and industrial2.0467%76
Percentage Net Loans Charged-off: Loans to individuals2.0492%213
Percentage Net Loans Charged-off: Credit card loans2.5681%502
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2713%205
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4420%1,944
Percentage Net Loans Charged-off: Total real estate loans0.3253%224
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.5534%225
Percentage Net Loans Charged-off: Multi-family residential0.0332%264
Percentage Net Loans Charged-off: 1-4 family residential0.2389%189
Percentage Net Loans Charged-off: Home equity loans0.0841%251
All other 1-4 family - Percent of loans charged-off, net0.2634%174
Percentage Net Loans Charged-off: Commercial and industrial0.8260%207
Percentage Net Loans Charged-off: Loans to individuals0.6294%639
Percentage Net Loans Charged-off: Credit card loans0.6363%914
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8149%91
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8852%885
Percentage Net Loans Charged-off: Total real estate loans1.2460%75
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate1.3334%135
Percentage Net Loans Charged-off: Multi-family residential3.1116%58
Percentage Net Loans Charged-off: 1-4 family residential0.9431%51
Percentage Net Loans Charged-off: Home equity loans0.1060%227
All other 1-4 family - Percent of loans charged-off, net1.1059%43
Percentage Net Loans Charged-off: Commercial and industrial-0.4698%1,270
Percentage Net Loans Charged-off: Loans to individuals0.1562%1,090
Percentage Net Loans Charged-off: Credit card loans0.1932%964
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0896%1,165
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%53
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1505%6,158
Percentage Net Loans Charged-off: Total real estate loans0.0241%1,032
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate0.0000%834
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.0415%737
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net0.0501%658
Percentage Net Loans Charged-off: Commercial and industrial0.4077%602
Percentage Net Loans Charged-off: Loans to individuals0.2436%1,035
Percentage Net Loans Charged-off: Credit card loans0.0000%1,000
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3127%217
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9301%2,281
Percentage Net Loans Charged-off: Total real estate loans0.0704%1,016
Percentage Net Loans Charged-off:Construction & development0.0000%639
Percentage Net Loans Charged-off: Commercial real estate0.1624%782
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.0237%953
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.0273%872
Percentage Net Loans Charged-off: Commercial and industrial3.3915%195
Percentage Net Loans Charged-off: Loans to individuals0.4338%1,027
Percentage Net Loans Charged-off: Credit card loans0.0000%1,026
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0906%112
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%144