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Hudson River Bank & Trust Company, Total Unused Commitments

2004-12-31Rank
Total unused commitments$262,636,000449
Loan commitments-revolving, open-end lines secured by 1-4's$27,983,000624
Credit card lines$02,092
Commercial real estate, construction & land development$65,156,000401
Commitments secured by real estate$65,156,000395
Commitments not secured by real estate$0755
Securities underwriting$08
Other unused commitments$169,497,000252
Memoranda:
Commitments with an original maturity exceeding 1 yr$27,983,000767
Securities lent$039
All other off-balance sheet liabilities$0281
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$043
Acquired by reporting bank$017
2004-09-30Rank
Total unused commitments$287,460,000419
Loan commitments-revolving, open-end lines secured by 1-4's$30,276,000578
Credit card lines$02,153
Commercial real estate, construction & land development$73,428,000338
Commitments secured by real estate$73,428,000328
Commitments not secured by real estate$0802
Securities underwriting$07
Other unused commitments$183,756,000239
Memoranda:
Commitments with an original maturity exceeding 1 yr$30,276,000707
Securities lent$042
All other off-balance sheet liabilities$0271
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$040
Acquired by reporting bank$013
2004-06-30Rank
Total unused commitments$311,025,000385
Loan commitments-revolving, open-end lines secured by 1-4's$30,044,000557
Credit card lines$02,201
Commercial real estate, construction & land development$89,585,000264
Commitments secured by real estate$89,585,000258
Commitments not secured by real estate$0797
Securities underwriting$06
Other unused commitments$191,396,000226
Memoranda:
Commitments with an original maturity exceeding 1 yr$30,044,000692
Securities lent$041
All other off-balance sheet liabilities$0293
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$037
Acquired by reporting bank$011
2004-03-31Rank
Total unused commitments$280,423,000408
Loan commitments-revolving, open-end lines secured by 1-4's$31,350,000509
Credit card lines$02,253
Commercial real estate, construction & land development$83,801,000258
Commitments secured by real estate$83,801,000249
Commitments not secured by real estate$0806
Securities underwriting$06
Other unused commitments$165,272,000246
Memoranda:
Commitments with an original maturity exceeding 1 yr$31,350,000660
Securities lent$043
All other off-balance sheet liabilities$0311
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$039
Acquired by reporting bank$012
2003-12-31Rank
Total unused commitments$283,028,000402
Loan commitments-revolving, open-end lines secured by 1-4's$30,961,000426
Credit card lines$02,174
Commercial real estate, construction & land development$87,285,000240
Commitments secured by real estate$87,285,000233
Commitments not secured by real estate$0819
Securities underwriting$07
Other unused commitments$164,782,000243
Memoranda:
Commitments with an original maturity exceeding 1 yr$30,961,000664
Securities lent$052
All other off-balance sheet liabilities$0292
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-09-30Rank
Total unused commitments$307,588,000390
Loan commitments-revolving, open-end lines secured by 1-4's$31,868,000413
Credit card lines$02,194
Commercial real estate, construction & land development$102,426,000209
Commitments secured by real estate$102,426,000198
Commitments not secured by real estate$0858
Securities underwriting$06
Other unused commitments$173,294,000237
Memoranda:
Commitments with an original maturity exceeding 1 yr$31,868,000635
Securities lent$063
All other off-balance sheet liabilities$0324
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-06-30Rank
Total unused commitments$277,098,000427
Loan commitments-revolving, open-end lines secured by 1-4's$31,981,000390
Credit card lines$02,230
Commercial real estate, construction & land development$84,483,000236
Commitments secured by real estate$84,483,000228
Commitments not secured by real estate$0913
Securities underwriting$06
Other unused commitments$160,634,000263
Memoranda:
Commitments with an original maturity exceeding 1 yr$31,981,000602
Securities lent$061
All other off-balance sheet liabilities$0348
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-03-31Rank
Total unused commitments$200,851,000515
Loan commitments-revolving, open-end lines secured by 1-4's$35,302,000349
Credit card lines$02,280
Commercial real estate, construction & land development$50,658,000359
Commitments secured by real estate$50,658,000351
Commitments not secured by real estate$0929
Securities underwriting$07
Other unused commitments$114,891,000326
Memoranda:
Commitments with an original maturity exceeding 1 yr$35,302,000539
Securities lent$061
All other off-balance sheet liabilities$0341
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2002-12-31Rank
Total unused commitments$204,367,000491
Loan commitments-revolving, open-end lines secured by 1-4's$33,298,000348
Credit card lines$02,321
Commercial real estate, construction & land development$48,496,000364
Commitments secured by real estate$48,496,000353
Commitments not secured by real estate$0921
Securities underwriting$07
Other unused commitments$122,573,000305
Memoranda:
Commitments with an original maturity exceeding 1 yr$33,298,000548
Securities lent$061
All other off-balance sheet liabilities$0293
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$036
Acquired by reporting bank$014
2001-12-31Rank
Total unused commitments$182,581,000502
Loan commitments-revolving, open-end lines secured by 1-4's$33,070,000310
Credit card lines$02,495
Commercial real estate, construction & land development$40,361,000407
Commitments secured by real estate$40,361,000389
Commitments not secured by real estate$0981
Securities underwriting$08
Other unused commitments$109,150,000317
Memoranda:
Commitments with an original maturity exceeding 1 yr$31,697,000515
Securities lent$063
All other off-balance sheet liabilities$0274
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$036
Acquired by reporting bank$020
2000-12-31Rank
Total unused commitments$128,800,000601
Loan commitments-revolving, open-end lines secured by 1-4's$19,945,000428
Credit card lines$03,061
Commercial real estate, construction & land development$28,928,000470
Commitments secured by real estate$28,928,000449
Commitments not secured by real estate$0989
Securities underwriting$09
Other unused commitments$79,927,000391
Memoranda:
Commitments with an original maturity exceeding 1 yr$19,340,000666
Securities lent$075
All other off-balance sheet liabilities$066
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$028
Acquired by reporting bank$040
1999-12-31Rank
Total unused commitments$105,764,000714
Loan commitments-revolving, open-end lines secured by 1-4's$21,451,000422
Credit card lines$03,256
Commercial real estate, construction & land development$25,914,000540
Commitments secured by real estate$25,914,000510
Commitments not secured by real estate$01,066
Securities underwriting$012
Other unused commitments$58,399,000509
Memoranda:
Commitments with an original maturity exceeding 1 yr$20,662,000650
Securities lent$086
All other off-balance sheet liabilities$064
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$032
Acquired by reporting bank$046
1998-12-31Rank
Total unused commitments$53,656,0001,083
Loan commitments-revolving, open-end lines secured by 1-4's$11,265,000666
Credit card lines$3,759,000735
Commercial real estate, construction & land development$23,554,000516
Commitments secured by real estate$12,032,000877
Commitments not secured by real estate$11,522,000120
Securities underwriting$013
Other unused commitments$15,078,0001,412
Memoranda:
Commitments with an original maturity exceeding 1 yr$10,772,000882
Securities lent$092
All other off-balance sheet liabilities$057
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$032
Acquired by reporting bank$060
1997-12-31Rank
Total unused commitments$43,340,0001,212
Loan commitments-revolving, open-end lines secured by 1-4's$12,364,000576
Credit card lines$2,241,0001,066
Commercial real estate, construction & land development$14,018,000714
Commitments secured by real estate$3,033,0002,137
Commitments not secured by real estate$10,985,000107
Securities underwriting$016
Other unused commitments$14,717,0001,353
Memoranda:
Commitments with an original maturity exceeding 1 yr$11,862,000786
Securities lent$0105
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$042
Acquired by reporting bank$055
1996-12-31Rank
Total unused commitments$60,116,000960
Loan commitments-revolving, open-end lines secured by 1-4's$9,736,000737
Credit card lines$2,015,0001,215
Commercial real estate, construction & land development$2,281,0002,565
Commitments secured by real estate$2,281,0002,488
Commitments not secured by real estate$01,335
Securities underwriting$014
Other unused commitments$46,084,000581
Memoranda:
Commitments with an original maturity exceeding 1 yr$9,080,000952
Securities lent$0139
All other off-balance sheet liabilities$045
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$048
Acquired by reporting bank$059
1995-12-31Rank
Total unused commitments$25,656,0001,688
Loan commitments-revolving, open-end lines secured by 1-4's$7,557,000870
Credit card lines$1,468,0001,582
Commercial real estate, construction & land development$3,686,0001,817
Commitments secured by real estate$3,527,0001,789
Commitments not secured by real estate$159,000826
Securities underwriting$019
Other unused commitments$12,945,0001,478
Memoranda:
Commitments with an original maturity exceeding 1 yr$7,557,0001,044
Securities lent$0168
All other off-balance sheet liabilities$051
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$052
Acquired by reporting bank$062
1994-12-31Rank
Total unused commitments$44,827,0001,077
Loan commitments-revolving, open-end lines secured by 1-4's$9,889,000700
Credit card lines$822,0002,105
Commercial real estate, construction & land development$12,541,000643
Commitments secured by real estate$4,224,0001,492
Commitments not secured by real estate$8,317,000106
Securities underwriting$022
Other unused commitments$21,575,000933
Memoranda:
Commitments with an original maturity exceeding 1 yr$9,391,000887
Securities lent$0184
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$052
Acquired by reporting bank$095
1993-12-31Rank
Total unused commitments$40,245,0001,178
Loan commitments-revolving, open-end lines secured by 1-4's$9,810,000679
Credit card lines$1,025,0001,809
Commercial real estate, construction & land development$11,740,000595
Commitments secured by real estate$2,928,0001,790
Commitments not secured by real estate$8,812,00098
Securities underwriting$031
Other unused commitments$17,670,0001,030
Memoranda:
Commitments with an original maturity exceeding 1 yr$9,160,000787
Securities lent$0256
All other off-balance sheet liabilities$073
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$048
Acquired by reporting bank$0102
1992-12-31Rank
Total unused commitments$42,785,0001,073
Loan commitments-revolving, open-end lines secured by 1-4's$15,374,000495
Credit card lines$1,310,0001,544
Commercial real estate, construction & land development$8,376,000692
Commitments secured by real estate$7,353,000713
Commitments not secured by real estate$1,023,000415
Securities underwriting$026
Other unused commitments$17,725,000995
Memoranda:
Commitments with an original maturity exceeding 1 yr$15,374,000562
Securities lent$0206
All other off-balance sheet liabilities$067
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$054
Acquired by reporting bank$0109