Home > HTLF Bank > Income and Expense

HTLF Bank, Income and Expense

2024-12-31 (YTD Data)		Rank
Total interest income	$991,097,000	97
Total interest expense	$356,071,000	114
Net interest income	$635,026,000	93
Provision for loan and lease losses	$53,436,000	83
Total noninterest income	$132,988,000	134
Gross Fiduciary activities income	$21,213,000	123
Service charges on deposit accounts	$27,330,000	81
Trading account gains and fees	$0	138
Additional Noninterest Income	$84,445,000	125
Total noninterest expense	$433,994,000	109
Salaries and employee benefits	$249,289,000	88
Premises and equipment expense	$34,635,000	113
Additional noninterest expense	$84,445,000	125
Pre-tax net operating income	$280,584,000	101
Securities gains (losses)	$-20,605,000	4,450
Applicable income taxes	$63,162,000	92
Income before extraordinary items	$196,817,000	104
Extraordinary gains, net	$0	53
Net income	$196,817,000	107
Minority interest net income	$0	90
Net income of bank and minority interests.	$196,817,000	106
Net charge-offs	$85,850,000	48
Cash dividends	$90,000,000	128
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$213,094,950	105
2024-09-30 (YTD Data)		Rank
Total interest income	$760,686,000	98
Total interest expense	$273,261,000	117
Net interest income	$487,425,000	93
Provision for loan and lease losses	$16,270,000	145
Total noninterest income	$107,687,000	123
Gross Fiduciary activities income	$15,847,000	125
Service charges on deposit accounts	$20,798,000	77
Trading account gains and fees	$0	139
Additional Noninterest Income	$71,042,000	118
Total noninterest expense	$325,723,000	108
Salaries and employee benefits	$188,446,000	88
Premises and equipment expense	$26,485,000	110
Additional noninterest expense	$71,042,000	118
Pre-tax net operating income	$253,119,000	89
Securities gains (losses)	$-18,968,000	4,494
Applicable income taxes	$55,884,000	85
Income before extraordinary items	$178,267,000	95
Extraordinary gains, net	$0	51
Net income	$178,267,000	96
Minority interest net income	$0	82
Net income of bank and minority interests.	$178,267,000	96
Net charge-offs	$38,045,000	77
Cash dividends	$90,000,000	102
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$193,251,720	90
2024-06-30 (YTD Data)		Rank
Total interest income	$507,023,000	97
Total interest expense	$182,932,000	112
Net interest income	$324,091,000	91
Provision for loan and lease losses	$9,994,000	144
Total noninterest income	$53,682,000	158
Gross Fiduciary activities income	$10,575,000	133
Service charges on deposit accounts	$14,068,000	76
Trading account gains and fees	$0	145
Additional Noninterest Income	$29,039,000	166
Total noninterest expense	$216,820,000	107
Salaries and employee benefits	$127,002,000	90
Premises and equipment expense	$18,038,000	110
Additional noninterest expense	$29,039,000	166
Pre-tax net operating income	$150,959,000	98
Securities gains (losses)	$-9,825,000	4,524
Applicable income taxes	$33,273,000	94
Income before extraordinary items	$107,861,000	101
Extraordinary gains, net	$0	52
Net income	$107,861,000	104
Minority interest net income	$0	84
Net income of bank and minority interests.	$107,861,000	103
Net charge-offs	$9,110,000	132
Cash dividends	$30,000,000	149
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$115,622,750	98
2024-03-31 (YTD Data)		Rank
Total interest income	$251,530,000	98
Total interest expense	$91,633,000	111
Net interest income	$159,897,000	94
Provision for loan and lease losses	$986,000	332
Total noninterest income	$26,248,000	157
Gross Fiduciary activities income	$5,043,000	123
Service charges on deposit accounts	$7,142,000	74
Trading account gains and fees	$0	121
Additional Noninterest Income	$14,063,000	167
Total noninterest expense	$108,710,000	106
Salaries and employee benefits	$62,303,000	90
Premises and equipment expense	$9,627,000	103
Additional noninterest expense	$14,063,000	167
Pre-tax net operating income	$76,449,000	99
Securities gains (losses)	$153,000	135
Applicable income taxes	$18,565,000	91
Income before extraordinary items	$58,037,000	98
Extraordinary gains, net	$0	51
Net income	$58,037,000	99
Minority interest net income	$0	72
Net income of bank and minority interests.	$58,037,000	98
Net charge-offs	$2,300,000	184
Cash dividends	$30,000,000	85
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$57,916,130	99
2023-12-31 (YTD Data)		Rank
Total interest income	$958,522,000	96
Total interest expense	$335,349,000	104
Net interest income	$623,173,000	96
Provision for loan and lease losses	$21,707,000	127
Total noninterest income	$118,250,000	131
Gross Fiduciary activities income	$21,199,000	110
Service charges on deposit accounts	$32,834,000	65
Trading account gains and fees	$0	123
Additional Noninterest Income	$64,217,000	148
Total noninterest expense	$437,781,000	105
Salaries and employee benefits	$248,352,000	86
Premises and equipment expense	$37,302,000	103
Additional noninterest expense	$64,217,000	148
Pre-tax net operating income	$281,935,000	101
Securities gains (losses)	$-141,299,000	4,581
Applicable income taxes	$32,833,000	155
Income before extraordinary items	$107,803,000	169
Extraordinary gains, net	$0	54
Net income	$107,803,000	172
Minority interest net income	$0	88
Net income of bank and minority interests.	$107,803,000	172
Net charge-offs	$12,354,000	138
Cash dividends	$50,000,000	166
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$219,429,210	103
2023-09-30 (YTD Data)		Rank
Total interest income	$640,338,000	104
Total interest expense	$216,466,000	111
Net interest income	$423,872,000	103
Provision for loan and lease losses	$10,116,000	176
Total noninterest income	$95,190,000	124
Gross Fiduciary activities income	$8,162,000	160
Service charges on deposit accounts	$23,189,000	66
Trading account gains and fees	$0	125
Additional Noninterest Income	$63,839,000	126
Total noninterest expense	$308,766,000	111
Salaries and employee benefits	$180,423,000	94
Premises and equipment expense	$26,122,000	111
Additional noninterest expense	$63,839,000	126
Pre-tax net operating income	$200,180,000	112
Securities gains (losses)	$-1,242,000	4,471
Applicable income taxes	$47,005,000	102
Income before extraordinary items	$151,933,000	113
Extraordinary gains, net	$0	52
Net income	$151,933,000	113
Minority interest net income	$0	81
Net income of bank and minority interests.	$151,933,000	113
Net charge-offs	$11,435,000	119
Cash dividends	$50,000,000	133
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$152,914,180	115
2023-06-30 (YTD Data)		Rank
Total interest income	$8,807,000	2,006
Total interest expense	$10,000	4,534
Net interest income	$319,168,000	95
Provision for loan and lease losses	NA	NA
Total noninterest income	$1,332	4,609
Gross Fiduciary activities income	$36	922
Service charges on deposit accounts	$0	4,471
Trading account gains and fees	$0	112
Additional Noninterest Income	$1,106,000	1,444
Total noninterest expense	$0	4,605
Salaries and employee benefits	NA	NA
Premises and equipment expense	$0	4,583
Additional noninterest expense	$7,941	4,462
Pre-tax net operating income	$1,087,581,000	25
Securities gains (losses)	$1,668,000	38
Applicable income taxes	$0	3,436
Income before extraordinary items	$42,000	4,358
Extraordinary gains, net	$58,458,000	3
Net income	$79,943,000	134
Minority interest net income	$0	81
Net income of bank and minority interests.	$0	4,409
Net charge-offs	$0	2,431
Cash dividends	$9,948,000	281
Sale, conversion, retirement of capital stock, net	$-4	4,593
Net operating income	$0	4,423
2023-03-31 (YTD Data)		Rank
Total interest income	$115,729,000	161
Total interest expense	$32,949,000	162
Net interest income	$82,780,000	157
Provision for loan and lease losses	$1,276,000	301
Total noninterest income	$39,692,000	105
Gross Fiduciary activities income	$1,896,000	215
Service charges on deposit accounts	$3,835,000	124
Trading account gains and fees	$0	97
Additional Noninterest Income	$33,961,000	86
Total noninterest expense	$79,446,000	138
Salaries and employee benefits	$50,506,000	108
Premises and equipment expense	$5,703,000	155
Additional noninterest expense	$33,961,000	86
Pre-tax net operating income	$41,750,000	154
Securities gains (losses)	$-433,000	4,536
Applicable income taxes	$9,618,000	146
Income before extraordinary items	$31,699,000	159
Extraordinary gains, net	$0	4
Net income	$31,699,000	158
Minority interest net income	$0	48
Net income of bank and minority interests.	$31,699,000	159
Net charge-offs	$-1,222,000	4,667
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$32,041,070	157
2022-12-31 (YTD Data)		Rank
Total interest income	$296,269,000	185
Total interest expense	$26,398,000	222
Net interest income	$269,871,000	177
Provision for loan and lease losses	$10,715,000	167
Total noninterest income	$54,966,000	232
Gross Fiduciary activities income	$5,927,000	251
Service charges on deposit accounts	$12,498,000	140
Trading account gains and fees	$0	116
Additional Noninterest Income	$36,541,000	223
Total noninterest expense	$175,850,000	202
Salaries and employee benefits	$47,793,000	336
Premises and equipment expense	$13,401,000	235
Additional noninterest expense	$36,541,000	223
Pre-tax net operating income	$138,272,000	187
Securities gains (losses)	$-1,671,000	4,530
Applicable income taxes	$30,551,000	187
Income before extraordinary items	$106,050,000	191
Extraordinary gains, net	$0	5
Net income	$106,050,000	191
Minority interest net income	$0	63
Net income of bank and minority interests.	$106,050,000	191
Net charge-offs	$2,517,000	253
Cash dividends	$52,500,000	159
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$107,370,090	189
2022-09-30 (YTD Data)		Rank
Total interest income	$119,498,000	276
Total interest expense	$5,853,000	411
Net interest income	$113,645,000	269
Provision for loan and lease losses	$4,264,000	236
Total noninterest income	$18,505,000	424
Gross Fiduciary activities income	$1,169,000	447
Service charges on deposit accounts	$4,729,000	236
Trading account gains and fees	$0	111
Additional Noninterest Income	$12,607,000	405
Total noninterest expense	$78,276,000	302
Salaries and employee benefits	$22,001,000	515
Premises and equipment expense	$6,645,000	332
Additional noninterest expense	$12,607,000	405
Pre-tax net operating income	$49,610,000	317
Securities gains (losses)	$-1,097,000	4,572
Applicable income taxes	$10,971,000	304
Income before extraordinary items	$37,542,000	317
Extraordinary gains, net	$0	4
Net income	$37,542,000	317
Minority interest net income	$0	57
Net income of bank and minority interests.	$37,542,000	317
Net charge-offs	$4,591,000	123
Cash dividends	$16,500,000	251
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$38,408,630	322
2022-06-30 (YTD Data)		Rank
Total interest income	$40,555,000	455
Total interest expense	$668,000	1,572
Net interest income	$39,887,000	424
Provision for loan and lease losses	$-2,328,000	4,716
Total noninterest income	$6,424,000	660
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$1,887,000	360
Trading account gains and fees	$0	108
Additional Noninterest Income	$4,537,000	634
Total noninterest expense	$28,109,000	478
Salaries and employee benefits	$8,342,000	862
Premises and equipment expense	$2,886,000	474
Additional noninterest expense	$16,881,000	299
Pre-tax net operating income	$20,530,000	420
Securities gains (losses)	$-1,079,000	4,635
Applicable income taxes	$4,474,000	391
Income before extraordinary items	$14,977,000	443
Extraordinary gains, net	$0	4
Net income	$14,977,000	443
Minority interest net income	$0	60
Net income of bank and minority interests.	$14,977,000	443
Net charge-offs	$-232,000	4,578
Cash dividends	$10,500,000	255
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$15,829,410	435
2022-03-31 (YTD Data)		Rank
Total interest income	$19,631,000	458
Total interest expense	$184,000	2,345
Net interest income	$19,447,000	424
Provision for loan and lease losses	$-2,008,000	4,726
Total noninterest income	$2,940,000	701
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$968,000	352
Trading account gains and fees	$0	103
Additional Noninterest Income	$1,972,000	698
Total noninterest expense	$14,624,000	473
Salaries and employee benefits	$4,469,000	818
Premises and equipment expense	$1,560,000	453
Additional noninterest expense	$8,595,000	294
Pre-tax net operating income	$9,771,000	428
Securities gains (losses)	$-281,000	4,635
Applicable income taxes	$2,170,000	391
Income before extraordinary items	$7,320,000	448
Extraordinary gains, net	$0	4
Net income	$7,320,000	447
Minority interest net income	$0	50
Net income of bank and minority interests.	$7,320,000	448
Net charge-offs	$34,000	800
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$7,541,990	444
2021-12-31 (YTD Data)		Rank
Total interest income	$86,726,000	412
Total interest expense	$1,164,000	1,999
Net interest income	$85,562,000	390
Provision for loan and lease losses	$-747,000	4,493
Total noninterest income	$8,152,000	970
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$3,874,000	328
Trading account gains and fees	$0	132
Additional Noninterest Income	$4,278,000	1,193
Total noninterest expense	$54,289,000	488
Salaries and employee benefits	$13,951,000	1,001
Premises and equipment expense	$7,111,000	394
Additional noninterest expense	$33,227,000	293
Pre-tax net operating income	$40,172,000	443
Securities gains (losses)	$1,170,000	196
Applicable income taxes	$9,581,000	405
Income before extraordinary items	$31,761,000	460
Extraordinary gains, net	$0	10
Net income	$31,761,000	460
Minority interest net income	$0	74
Net income of bank and minority interests.	$31,761,000	461
Net charge-offs	$346,000	781
Cash dividends	$26,300,000	247
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$30,836,700	460
2021-09-30 (YTD Data)		Rank
Total interest income	$65,717,000	413
Total interest expense	$964,000	1,938
Net interest income	$64,753,000	389
Provision for loan and lease losses	$1,178,000	371
Total noninterest income	$5,725,000	1,025
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$2,882,000	322
Trading account gains and fees	$0	132
Additional Noninterest Income	$2,843,000	1,341
Total noninterest expense	$39,365,000	510
Salaries and employee benefits	$10,527,000	1,005
Premises and equipment expense	$5,210,000	404
Additional noninterest expense	$23,628,000	307
Pre-tax net operating income	$29,935,000	455
Securities gains (losses)	$1,067,000	187
Applicable income taxes	$7,182,000	413
Income before extraordinary items	$23,820,000	467
Extraordinary gains, net	$0	8
Net income	$23,820,000	464
Minority interest net income	$0	69
Net income of bank and minority interests.	$23,820,000	467
Net charge-offs	$475,000	515
Cash dividends	$19,300,000	242
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$22,977,070	468
2021-06-30 (YTD Data)		Rank
Total interest income	$43,571,000	413
Total interest expense	$751,000	1,805
Net interest income	$42,820,000	385
Provision for loan and lease losses	$336,000	824
Total noninterest income	$3,783,000	1,031
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$1,903,000	314
Trading account gains and fees	$0	133
Additional Noninterest Income	$1,880,000	1,336
Total noninterest expense	$26,130,000	505
Salaries and employee benefits	$7,034,000	989
Premises and equipment expense	$3,421,000	410
Additional noninterest expense	$15,675,000	303
Pre-tax net operating income	$20,137,000	455
Securities gains (losses)	$833,000	184
Applicable income taxes	$4,874,000	411
Income before extraordinary items	$16,096,000	467
Extraordinary gains, net	$0	6
Net income	$16,096,000	465
Minority interest net income	$0	67
Net income of bank and minority interests.	$16,096,000	467
Net charge-offs	$457,000	433
Cash dividends	$13,300,000	224
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$15,437,930	473
2021-03-31 (YTD Data)		Rank
Total interest income	$21,997,000	405
Total interest expense	$449,000	1,637
Net interest income	$21,548,000	378
Provision for loan and lease losses	$632,000	291
Total noninterest income	$1,706,000	1,103
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$981,000	300
Trading account gains and fees	$0	127
Additional Noninterest Income	$725,000	1,551
Total noninterest expense	$12,921,000	507
Salaries and employee benefits	$3,443,000	1,008
Premises and equipment expense	$1,827,000	397
Additional noninterest expense	$7,651,000	298
Pre-tax net operating income	$9,701,000	471
Securities gains (losses)	$75,000	547
Applicable income taxes	$2,264,000	429
Income before extraordinary items	$7,512,000	493
Extraordinary gains, net	$0	3
Net income	$7,512,000	493
Minority interest net income	$0	55
Net income of bank and minority interests.	$7,512,000	493
Net charge-offs	$275,000	358
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$7,452,750	482
2020-12-31 (YTD Data)		Rank
Total interest income	$93,190,000	389
Total interest expense	$3,725,000	1,243
Net interest income	$89,465,000	351
Provision for loan and lease losses	$9,330,000	376
Total noninterest income	$4,575,000	1,334
Gross Fiduciary activities income	$23,000	841
Service charges on deposit accounts	$3,792,000	308
Trading account gains and fees	$0	133
Additional Noninterest Income	$760,000	2,727
Total noninterest expense	$54,975,000	469
Salaries and employee benefits	$17,743,000	791
Premises and equipment expense	$7,491,000	369
Additional noninterest expense	$29,741,000	314
Pre-tax net operating income	$29,735,000	432
Securities gains (losses)	$1,471,000	274
Applicable income taxes	$7,231,000	387
Income before extraordinary items	$23,975,000	456
Extraordinary gains, net	$0	4
Net income	$23,975,000	455
Minority interest net income	$0	72
Net income of bank and minority interests.	$23,975,000	456
Net charge-offs	$1,532,000	495
Cash dividends	$16,500,000	319
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$22,812,910	457
2020-09-30 (YTD Data)		Rank
Total interest income	$69,093,000	388
Total interest expense	$3,199,000	1,165
Net interest income	$65,894,000	347
Provision for loan and lease losses	$7,648,000	376
Total noninterest income	$4,190,000	1,148
Gross Fiduciary activities income	$22,000	802
Service charges on deposit accounts	$2,823,000	307
Trading account gains and fees	$0	125
Additional Noninterest Income	$1,345,000	1,861
Total noninterest expense	$42,660,000	443
Salaries and employee benefits	$13,952,000	750
Premises and equipment expense	$5,526,000	371
Additional noninterest expense	$23,182,000	292
Pre-tax net operating income	$19,776,000	445
Securities gains (losses)	$805,000	359
Applicable income taxes	$4,740,000	391
Income before extraordinary items	$15,841,000	480
Extraordinary gains, net	$0	4
Net income	$15,841,000	478
Minority interest net income	$0	65
Net income of bank and minority interests.	$15,841,000	480
Net charge-offs	$1,293,000	437
Cash dividends	$13,500,000	290
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$15,205,050	482
2020-06-30 (YTD Data)		Rank
Total interest income	$46,014,000	392
Total interest expense	$2,621,000	1,042
Net interest income	$43,393,000	349
Provision for loan and lease losses	$6,993,000	318
Total noninterest income	$3,171,000	997
Gross Fiduciary activities income	$22,000	780
Service charges on deposit accounts	$1,861,000	314
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,288,000	1,445
Total noninterest expense	$29,017,000	428
Salaries and employee benefits	$9,601,000	728
Premises and equipment expense	$3,720,000	362
Additional noninterest expense	$15,696,000	290
Pre-tax net operating income	$10,554,000	489
Securities gains (losses)	$405,000	423
Applicable income taxes	$2,535,000	412
Income before extraordinary items	$8,424,000	516
Extraordinary gains, net	$0	4
Net income	$8,424,000	514
Minority interest net income	$0	65
Net income of bank and minority interests.	$8,424,000	516
Net charge-offs	$1,140,000	366
Cash dividends	$8,500,000	303
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$8,104,050	516
2020-03-31 (YTD Data)		Rank
Total interest income	$22,923,000	395
Total interest expense	$2,015,000	785
Net interest income	$20,908,000	356
Provision for loan and lease losses	$4,644,000	266
Total noninterest income	$1,947,000	830
Gross Fiduciary activities income	$17,000	755
Service charges on deposit accounts	$1,018,000	332
Trading account gains and fees	$0	106
Additional Noninterest Income	$912,000	1,037
Total noninterest expense	$11,180,000	546
Salaries and employee benefits	$4,866,000	723
Premises and equipment expense	$1,746,000	392
Additional noninterest expense	$4,568,000	428
Pre-tax net operating income	$7,031,000	345
Securities gains (losses)	$215,000	357
Applicable income taxes	$1,722,000	300
Income before extraordinary items	$5,524,000	368
Extraordinary gains, net	$0	4
Net income	$5,524,000	367
Minority interest net income	$0	56
Net income of bank and minority interests.	$5,524,000	368
Net charge-offs	$87,000	946
Cash dividends	$8,500,000	221
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$5,354,150	372
2019-12-31 (YTD Data)		Rank
Total interest income	$98,042,000	369
Total interest expense	$11,050,000	634
Net interest income	$86,992,000	344
Provision for loan and lease losses	$1,087,000	862
Total noninterest income	$10,132,000	690
Gross Fiduciary activities income	$271,000	654
Service charges on deposit accounts	$3,589,000	367
Trading account gains and fees	$0	135
Additional Noninterest Income	$6,272,000	709
Total noninterest expense	$59,141,000	401
Salaries and employee benefits	$21,967,000	597
Premises and equipment expense	$7,000,000	377
Additional noninterest expense	$30,174,000	286
Pre-tax net operating income	$36,896,000	388
Securities gains (losses)	$184,000	665
Applicable income taxes	$8,684,000	347
Income before extraordinary items	$28,396,000	402
Extraordinary gains, net	$0	11
Net income	$28,396,000	402
Minority interest net income	$0	76
Net income of bank and minority interests.	$28,396,000	402
Net charge-offs	$481,000	1,057
Cash dividends	$27,000,000	255
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$28,250,640	398
2019-09-30 (YTD Data)		Rank
Total interest income	$74,034,000	373
Total interest expense	$8,363,000	632
Net interest income	$65,671,000	346
Provision for loan and lease losses	$233,000	1,812
Total noninterest income	$8,158,000	653
Gross Fiduciary activities income	$235,000	636
Service charges on deposit accounts	$2,645,000	369
Trading account gains and fees	$0	129
Additional Noninterest Income	$5,278,000	668
Total noninterest expense	$45,571,000	391
Salaries and employee benefits	$17,116,000	576
Premises and equipment expense	$5,341,000	377
Additional noninterest expense	$23,114,000	280
Pre-tax net operating income	$28,025,000	387
Securities gains (losses)	$24,000	1,352
Applicable income taxes	$6,616,000	347
Income before extraordinary items	$21,433,000	407
Extraordinary gains, net	$0	11
Net income	$21,433,000	407
Minority interest net income	$0	72
Net income of bank and minority interests.	$21,433,000	407
Net charge-offs	$332,000	974
Cash dividends	$20,500,000	242
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$21,414,040	399
2019-06-30 (YTD Data)		Rank
Total interest income	$49,461,000	378
Total interest expense	$5,083,000	668
Net interest income	$44,378,000	344
Provision for loan and lease losses	$-644,000	5,257
Total noninterest income	$6,045,000	604
Gross Fiduciary activities income	$180,000	620
Service charges on deposit accounts	$1,770,000	366
Trading account gains and fees	$0	131
Additional Noninterest Income	$4,095,000	581
Total noninterest expense	$30,931,000	382
Salaries and employee benefits	$11,692,000	555
Premises and equipment expense	$3,544,000	380
Additional noninterest expense	$15,695,000	279
Pre-tax net operating income	$20,136,000	354
Securities gains (losses)	$20,000	1,043
Applicable income taxes	$4,753,000	334
Income before extraordinary items	$15,403,000	373
Extraordinary gains, net	$0	11
Net income	$15,403,000	374
Minority interest net income	$0	69
Net income of bank and minority interests.	$15,403,000	374
Net charge-offs	$272,000	837
Cash dividends	$12,500,000	247
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$15,387,200	368
2019-03-31 (YTD Data)		Rank
Total interest income	$24,749,000	376
Total interest expense	$2,410,000	691
Net interest income	$22,339,000	341
Provision for loan and lease losses	$-780,000	5,333
Total noninterest income	$2,183,000	722
Gross Fiduciary activities income	$91,000	629
Service charges on deposit accounts	$853,000	369
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,239,000	774
Total noninterest expense	$15,707,000	381
Salaries and employee benefits	$5,899,000	548
Premises and equipment expense	$1,754,000	389
Additional noninterest expense	$8,054,000	270
Pre-tax net operating income	$9,595,000	365
Securities gains (losses)	$-54,000	5,265
Applicable income taxes	$2,258,000	339
Income before extraordinary items	$7,283,000	382
Extraordinary gains, net	$0	5
Net income	$7,283,000	382
Minority interest net income	$0	52
Net income of bank and minority interests.	$7,283,000	383
Net charge-offs	$66,000	1,070
Cash dividends	$4,500,000	288
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$7,325,660	373
2018-12-31 (YTD Data)		Rank
Total interest income	$99,529,000	360
Total interest expense	$5,527,000	848
Net interest income	$94,002,000	333
Provision for loan and lease losses	$4,815,000	265
Total noninterest income	$10,554,000	649
Gross Fiduciary activities income	$284,000	666
Service charges on deposit accounts	$3,602,000	376
Trading account gains and fees	$0	126
Additional Noninterest Income	$6,668,000	673
Total noninterest expense	$64,174,000	377
Salaries and employee benefits	$25,286,000	487
Premises and equipment expense	$7,354,000	377
Additional noninterest expense	$31,534,000	277
Pre-tax net operating income	$35,567,000	392
Securities gains (losses)	$151,000	246
Applicable income taxes	$8,470,000	342
Income before extraordinary items	$27,248,000	406
Extraordinary gains, net	$0	6
Net income	$27,248,000	406
Minority interest net income	$0	72
Net income of bank and minority interests.	$27,248,000	406
Net charge-offs	$1,015,000	577
Cash dividends	$22,000,000	250
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$27,128,710	405
2018-09-30 (YTD Data)		Rank
Total interest income	$74,084,000	359
Total interest expense	$3,578,000	900
Net interest income	$70,506,000	330
Provision for loan and lease losses	$3,319,000	274
Total noninterest income	$7,439,000	684
Gross Fiduciary activities income	$207,000	666
Service charges on deposit accounts	$2,693,000	376
Trading account gains and fees	$0	138
Additional Noninterest Income	$4,539,000	719
Total noninterest expense	$48,295,000	375
Salaries and employee benefits	$20,328,000	458
Premises and equipment expense	$5,569,000	377
Additional noninterest expense	$22,398,000	283
Pre-tax net operating income	$26,331,000	397
Securities gains (losses)	$128,000	260
Applicable income taxes	$6,216,000	354
Income before extraordinary items	$20,243,000	413
Extraordinary gains, net	$0	5
Net income	$20,243,000	412
Minority interest net income	$0	66
Net income of bank and minority interests.	$20,243,000	412
Net charge-offs	$965,000	452
Cash dividends	$5,000,000	532
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$20,141,880	414
2018-06-30 (YTD Data)		Rank
Total interest income	$49,237,000	356
Total interest expense	$2,217,000	909
Net interest income	$47,020,000	330
Provision for loan and lease losses	$2,894,000	230
Total noninterest income	$4,908,000	697
Gross Fiduciary activities income	$130,000	677
Service charges on deposit accounts	$1,813,000	374
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,965,000	726
Total noninterest expense	$32,865,000	365
Salaries and employee benefits	$14,011,000	450
Premises and equipment expense	$3,726,000	372
Additional noninterest expense	$15,128,000	281
Pre-tax net operating income	$16,169,000	414
Securities gains (losses)	$115,000	225
Applicable income taxes	$3,803,000	367
Income before extraordinary items	$12,481,000	430
Extraordinary gains, net	$0	6
Net income	$12,481,000	428
Minority interest net income	$0	65
Net income of bank and minority interests.	$12,481,000	429
Net charge-offs	$659,000	437
Cash dividends	$5,000,000	391
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$12,390,150	430
2018-03-31 (YTD Data)		Rank
Total interest income	$24,423,000	356
Total interest expense	$1,033,000	927
Net interest income	$23,390,000	329
Provision for loan and lease losses	$2,193,000	162
Total noninterest income	$2,686,000	642
Gross Fiduciary activities income	$62,000	694
Service charges on deposit accounts	$919,000	376
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,705,000	649
Total noninterest expense	$16,951,000	358
Salaries and employee benefits	$7,170,000	447
Premises and equipment expense	$1,749,000	390
Additional noninterest expense	$8,032,000	270
Pre-tax net operating income	$6,932,000	449
Securities gains (losses)	$177,000	124
Applicable income taxes	$1,646,000	392
Income before extraordinary items	$5,463,000	470
Extraordinary gains, net	$0	7
Net income	$5,463,000	469
Minority interest net income	$0	52
Net income of bank and minority interests.	$5,463,000	470
Net charge-offs	$60,000	1,097
Cash dividends	$1,500,000	523
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$5,323,170	478
2017-12-31 (YTD Data)		Rank
Total interest income	$68,084,000	429
Total interest expense	$3,024,000	1,078
Net interest income	$65,060,000	401
Provision for loan and lease losses	$3,427,000	317
Total noninterest income	$8,910,000	750
Gross Fiduciary activities income	$170,000	730
Service charges on deposit accounts	$2,712,000	479
Trading account gains and fees	$0	151
Additional Noninterest Income	$6,028,000	732
Total noninterest expense	$51,735,000	436
Salaries and employee benefits	$22,248,000	537
Premises and equipment expense	$6,532,000	408
Additional noninterest expense	$22,955,000	350
Pre-tax net operating income	$18,808,000	573
Securities gains (losses)	$215,000	381
Applicable income taxes	$11,301,000	374
Income before extraordinary items	$7,722,000	928
Extraordinary gains, net	$0	9
Net income	$7,722,000	928
Minority interest net income	$0	76
Net income of bank and minority interests.	$7,722,000	928
Net charge-offs	$538,000	1,036
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$7,584,400	938
2017-09-30 (YTD Data)		Rank
Total interest income	$41,068,000	526
Total interest expense	$1,981,000	1,202
Net interest income	$39,087,000	491
Provision for loan and lease losses	$1,736,000	462
Total noninterest income	$5,799,000	840
Gross Fiduciary activities income	$115,000	745
Service charges on deposit accounts	$1,768,000	547
Trading account gains and fees	$0	145
Additional Noninterest Income	$3,916,000	807
Total noninterest expense	$33,371,000	494
Salaries and employee benefits	$15,123,000	599
Premises and equipment expense	$4,255,000	459
Additional noninterest expense	$13,993,000	396
Pre-tax net operating income	$9,779,000	792
Securities gains (losses)	$105,000	581
Applicable income taxes	$3,231,000	646
Income before extraordinary items	$6,653,000	885
Extraordinary gains, net	$0	9
Net income	$6,653,000	886
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,653,000	885
Net charge-offs	$511,000	793
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$6,582,650	883
2017-06-30 (YTD Data)		Rank
Total interest income	$17,495,000	808
Total interest expense	$1,007,000	1,469
Net interest income	$16,488,000	764
Provision for loan and lease losses	$559,000	786
Total noninterest income	$3,515,000	893
Gross Fiduciary activities income	$65,000	765
Service charges on deposit accounts	$892,000	706
Trading account gains and fees	$0	139
Additional Noninterest Income	$2,558,000	818
Total noninterest expense	$16,437,000	671
Salaries and employee benefits	$6,986,000	873
Premises and equipment expense	$1,938,000	645
Additional noninterest expense	$7,513,000	464
Pre-tax net operating income	$3,007,000	1,459
Securities gains (losses)	$-39,000	5,637
Applicable income taxes	$856,000	1,221
Income before extraordinary items	$2,112,000	1,625
Extraordinary gains, net	$0	11
Net income	$2,112,000	1,625
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,112,000	1,625
Net charge-offs	$123,000	1,377
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,139,690	1,590
2017-03-31 (YTD Data)		Rank
Total interest income	$8,814,000	801
Total interest expense	$507,000	1,444
Net interest income	$8,307,000	749
Provision for loan and lease losses	$229,000	850
Total noninterest income	$1,753,000	884
Gross Fiduciary activities income	$24,000	801
Service charges on deposit accounts	$443,000	713
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,286,000	802
Total noninterest expense	$7,913,000	703
Salaries and employee benefits	$3,429,000	899
Premises and equipment expense	$972,000	647
Additional noninterest expense	$3,512,000	488
Pre-tax net operating income	$1,918,000	1,211
Securities gains (losses)	$62,000	304
Applicable income taxes	$614,000	945
Income before extraordinary items	$1,366,000	1,321
Extraordinary gains, net	$0	8
Net income	$1,366,000	1,320
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,366,000	1,321
Net charge-offs	$10,000	2,203
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,323,220	1,331
2016-12-31 (YTD Data)		Rank
Total interest income	$34,081,000	788
Total interest expense	$1,971,000	1,440
Net interest income	$32,110,000	746
Provision for loan and lease losses	$2,550,000	431
Total noninterest income	$7,586,000	849
Gross Fiduciary activities income	$11,000	1,007
Service charges on deposit accounts	$1,515,000	828
Trading account gains and fees	$0	170
Additional Noninterest Income	$6,060,000	729
Total noninterest expense	$32,175,000	672
Salaries and employee benefits	$13,849,000	850
Premises and equipment expense	$3,899,000	633
Additional noninterest expense	$14,427,000	490
Pre-tax net operating income	$4,971,000	1,631
Securities gains (losses)	$300,000	662
Applicable income taxes	$1,694,000	1,184
Income before extraordinary items	$3,577,000	1,811
Extraordinary gains, net	$0	5
Net income	$3,577,000	1,810
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,577,000	1,810
Net charge-offs	$1,119,000	604
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,373,000	1,860
2016-09-30 (YTD Data)		Rank
Total interest income	$24,615,000	818
Total interest expense	$1,448,000	1,460
Net interest income	$23,167,000	771
Provision for loan and lease losses	$2,349,000	362
Total noninterest income	$5,341,000	884
Gross Fiduciary activities income	$1,000	1,085
Service charges on deposit accounts	$1,090,000	863
Trading account gains and fees	$0	169
Additional Noninterest Income	$4,250,000	770
Total noninterest expense	$23,511,000	680
Salaries and employee benefits	$10,390,000	844
Premises and equipment expense	$2,806,000	664
Additional noninterest expense	$10,315,000	506
Pre-tax net operating income	$2,648,000	2,155
Securities gains (losses)	$272,000	641
Applicable income taxes	$915,000	1,498
Income before extraordinary items	$2,005,000	2,342
Extraordinary gains, net	$0	5
Net income	$2,005,000	2,341
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,005,000	2,342
Net charge-offs	$1,313,000	387
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,817,320	2,446
2016-06-30 (YTD Data)		Rank
Total interest income	$15,337,000	873
Total interest expense	$867,000	1,589
Net interest income	$14,470,000	814
Provision for loan and lease losses	$1,319,000	410
Total noninterest income	$3,264,000	935
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$663,000	932
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,601,000	809
Total noninterest expense	$15,036,000	712
Salaries and employee benefits	$6,968,000	846
Premises and equipment expense	$1,755,000	712
Additional noninterest expense	$6,313,000	552
Pre-tax net operating income	$1,379,000	2,538
Securities gains (losses)	$216,000	568
Applicable income taxes	$515,000	1,636
Income before extraordinary items	$1,080,000	2,675
Extraordinary gains, net	$0	16
Net income	$1,080,000	2,674
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,080,000	2,674
Net charge-offs	$980,000	364
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$933,120	2,848
2016-03-31 (YTD Data)		Rank
Total interest income	$6,484,000	1,038
Total interest expense	$381,000	1,774
Net interest income	$6,103,000	989
Provision for loan and lease losses	$-109,000	5,985
Total noninterest income	$1,379,000	1,026
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$280,000	1,064
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,099,000	878
Total noninterest expense	$6,312,000	837
Salaries and employee benefits	$2,936,000	1,003
Premises and equipment expense	$629,000	977
Additional noninterest expense	$2,747,000	619
Pre-tax net operating income	$1,279,000	1,579
Securities gains (losses)	$-1,000	5,825
Applicable income taxes	$454,000	1,132
Income before extraordinary items	$824,000	1,941
Extraordinary gains, net	$0	12
Net income	$824,000	1,941
Minority interest net income	$0	62
Net income of bank and minority interests.	$824,000	1,941
Net charge-offs	$-15,000	5,360
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$824,640	1,889
2015-12-31 (YTD Data)		Rank
Total interest income	$5,327,000	3,703
Total interest expense	$497,000	3,727
Net interest income	$4,830,000	3,663
Provision for loan and lease losses	$-572,000	5,968
Total noninterest income	$4,769,000	1,161
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$363,000	2,708
Trading account gains and fees	$0	159
Additional Noninterest Income	$4,406,000	880
Total noninterest expense	$9,962,000	1,900
Salaries and employee benefits	$4,849,000	2,105
Premises and equipment expense	$1,076,000	2,060
Additional noninterest expense	$4,037,000	1,501
Pre-tax net operating income	$209,000	5,440
Securities gains (losses)	$95,000	1,210
Applicable income taxes	$24,000	3,872
Income before extraordinary items	$280,000	5,280
Extraordinary gains, net	$0	23
Net income	$280,000	5,283
Minority interest net income	$0	81
Net income of bank and minority interests.	$280,000	5,283
Net charge-offs	$69,000	2,994
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$192,600	5,438
2015-09-30 (YTD Data)		Rank
Total interest income	$3,914,000	3,791
Total interest expense	$382,000	3,741
Net interest income	$3,532,000	3,755
Provision for loan and lease losses	$-512,000	6,091
Total noninterest income	$3,840,000	1,121
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$270,000	2,727
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,570,000	852
Total noninterest expense	$7,706,000	1,845
Salaries and employee benefits	$3,851,000	2,016
Premises and equipment expense	$794,000	2,118
Additional noninterest expense	$3,061,000	1,497
Pre-tax net operating income	$178,000	5,515
Securities gains (losses)	$80,000	1,166
Applicable income taxes	$40,000	3,725
Income before extraordinary items	$218,000	5,378
Extraordinary gains, net	$0	21
Net income	$218,000	5,380
Minority interest net income	$0	78
Net income of bank and minority interests.	$218,000	5,381
Net charge-offs	$228,000	1,430
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$150,800	5,537
2015-06-30 (YTD Data)		Rank
Total interest income	$2,612,000	3,801
Total interest expense	$260,000	3,737
Net interest income	$2,352,000	3,781
Provision for loan and lease losses	$-491,000	6,197
Total noninterest income	$2,511,000	1,138
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$164,000	2,862
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,347,000	860
Total noninterest expense	$5,131,000	1,858
Salaries and employee benefits	$2,586,000	2,013
Premises and equipment expense	$531,000	2,120
Additional noninterest expense	$2,014,000	1,529
Pre-tax net operating income	$223,000	5,151
Securities gains (losses)	$72,000	1,015
Applicable income taxes	$71,000	3,241
Income before extraordinary items	$224,000	5,024
Extraordinary gains, net	$0	22
Net income	$224,000	5,026
Minority interest net income	$0	75
Net income of bank and minority interests.	$224,000	5,028
Net charge-offs	$168,000	1,306
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$169,280	5,230
2015-03-31 (YTD Data)		Rank
Total interest income	$1,335,000	3,760
Total interest expense	$130,000	3,760
Net interest income	$1,205,000	3,718
Provision for loan and lease losses	$-470,000	6,324
Total noninterest income	$1,253,000	1,102
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$82,000	2,832
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,171,000	822
Total noninterest expense	$2,540,000	1,871
Salaries and employee benefits	$1,225,000	2,119
Premises and equipment expense	$264,000	2,148
Additional noninterest expense	$1,051,000	1,464
Pre-tax net operating income	$388,000	3,422
Securities gains (losses)	$72,000	702
Applicable income taxes	$155,000	2,061
Income before extraordinary items	$305,000	3,621
Extraordinary gains, net	$0	13
Net income	$305,000	3,624
Minority interest net income	$0	64
Net income of bank and minority interests.	$305,000	3,624
Net charge-offs	$234,000	648
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$257,480	3,826
2014-12-31 (YTD Data)		Rank
Total interest income	$4,816,000	4,040
Total interest expense	$601,000	3,634
Net interest income	$4,215,000	4,068
Provision for loan and lease losses	$306,000	1,964
Total noninterest income	$3,705,000	1,347
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$360,000	2,894
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,345,000	1,021
Total noninterest expense	$9,635,000	1,969
Salaries and employee benefits	$4,819,000	2,124
Premises and equipment expense	$1,210,000	1,906
Additional noninterest expense	$3,606,000	1,717
Pre-tax net operating income	$-2,021,000	6,427
Securities gains (losses)	$147,000	989
Applicable income taxes	$-803,000	6,410
Income before extraordinary items	$-1,071,000	6,376
Extraordinary gains, net	$0	17
Net income	$-1,071,000	6,376
Minority interest net income	$0	84
Net income of bank and minority interests.	$-1,071,000	6,376
Net charge-offs	$86,000	3,322
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$-1,165,080	6,383
2014-09-30 (YTD Data)		Rank
Total interest income	$3,579,000	4,109
Total interest expense	$459,000	3,646
Net interest income	$3,120,000	4,126
Provision for loan and lease losses	$-406,000	6,365
Total noninterest income	$2,786,000	1,356
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$274,000	2,896
Trading account gains and fees	$0	174
Additional Noninterest Income	$2,512,000	1,033
Total noninterest expense	$7,388,000	1,923
Salaries and employee benefits	$3,726,000	2,073
Premises and equipment expense	$907,000	1,920
Additional noninterest expense	$2,755,000	1,687
Pre-tax net operating income	$-1,076,000	6,483
Securities gains (losses)	$27,000	1,839
Applicable income taxes	$-468,000	6,508
Income before extraordinary items	$-581,000	6,409
Extraordinary gains, net	$0	15
Net income	$-581,000	6,408
Minority interest net income	$0	81
Net income of bank and minority interests.	$-581,000	6,408
Net charge-offs	$-68,000	6,124
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$-598,280	6,411
2014-06-30 (YTD Data)		Rank
Total interest income	$2,308,000	4,202
Total interest expense	$308,000	3,672
Net interest income	$2,000,000	4,243
Provision for loan and lease losses	$-288,000	6,444
Total noninterest income	$1,725,000	1,407
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$168,000	3,015
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,557,000	1,066
Total noninterest expense	$4,949,000	1,911
Salaries and employee benefits	$2,573,000	2,005
Premises and equipment expense	$573,000	2,035
Additional noninterest expense	$1,803,000	1,707
Pre-tax net operating income	$-936,000	6,574
Securities gains (losses)	$27,000	1,498
Applicable income taxes	$-394,000	6,596
Income before extraordinary items	$-515,000	6,527
Extraordinary gains, net	$0	20
Net income	$-515,000	6,527
Minority interest net income	$0	80
Net income of bank and minority interests.	$-515,000	6,527
Net charge-offs	$-53,000	6,163
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$-532,280	6,529
2014-03-31 (YTD Data)		Rank
Total interest income	$1,074,000	4,398
Total interest expense	$146,000	3,851
Net interest income	$928,000	4,432
Provision for loan and lease losses	$-181,000	6,559
Total noninterest income	$546,000	1,914
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$78,000	3,119
Trading account gains and fees	$0	147
Additional Noninterest Income	$468,000	1,482
Total noninterest expense	$2,416,000	1,967
Salaries and employee benefits	$1,311,000	1,982
Premises and equipment expense	$291,000	2,036
Additional noninterest expense	$814,000	1,860
Pre-tax net operating income	$-761,000	6,665
Securities gains (losses)	$23,000	917
Applicable income taxes	$-304,000	6,683
Income before extraordinary items	$-434,000	6,620
Extraordinary gains, net	$0	16
Net income	$-434,000	6,620
Minority interest net income	$0	66
Net income of bank and minority interests.	$-434,000	6,620
Net charge-offs	$99,000	1,376
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$-448,720	6,621
2013-12-31 (YTD Data)		Rank
Total interest income	$4,311,000	4,445
Total interest expense	$750,000	3,593
Net interest income	$3,561,000	4,536
Provision for loan and lease losses	$-227,000	6,482
Total noninterest income	$4,377,000	1,249
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$274,000	3,516
Trading account gains and fees	$0	184
Additional Noninterest Income	$4,103,000	924
Total noninterest expense	$9,370,000	2,019
Salaries and employee benefits	$4,959,000	2,062
Premises and equipment expense	$1,072,000	2,113
Additional noninterest expense	$3,339,000	1,901
Pre-tax net operating income	$-1,205,000	6,594
Securities gains (losses)	$46,000	1,855
Applicable income taxes	$-548,000	6,644
Income before extraordinary items	$-611,000	6,510
Extraordinary gains, net	$0	29
Net income	$-611,000	6,511
Minority interest net income	$0	90
Net income of bank and minority interests.	$-611,000	6,511
Net charge-offs	$-357,000	6,707
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$-640,440	6,508
2013-09-30 (YTD Data)		Rank
Total interest income	$3,221,000	4,498
Total interest expense	$575,000	3,634
Net interest income	$2,646,000	4,609
Provision for loan and lease losses	$135,000	3,044
Total noninterest income	$3,234,000	1,276
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$190,000	3,705
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,044,000	959
Total noninterest expense	$7,012,000	2,025
Salaries and employee benefits	$3,706,000	2,066
Premises and equipment expense	$791,000	2,173
Additional noninterest expense	$2,515,000	1,878
Pre-tax net operating income	$-1,267,000	6,732
Securities gains (losses)	$88,000	1,306
Applicable income taxes	$-524,000	6,802
Income before extraordinary items	$-655,000	6,672
Extraordinary gains, net	$0	25
Net income	$-655,000	6,673
Minority interest net income	$0	84
Net income of bank and minority interests.	$-655,000	6,673
Net charge-offs	$42,000	3,991
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-711,320	6,675
2013-06-30 (YTD Data)		Rank
Total interest income	$2,138,000	4,523
Total interest expense	$392,000	3,641
Net interest income	$1,746,000	4,647
Provision for loan and lease losses	$108,000	2,864
Total noninterest income	$2,265,000	1,251
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$81,000	4,483
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,184,000	921
Total noninterest expense	$4,549,000	2,076
Salaries and employee benefits	$2,392,000	2,146
Premises and equipment expense	$538,000	2,132
Additional noninterest expense	$1,619,000	1,929
Pre-tax net operating income	$-646,000	6,729
Securities gains (losses)	$97,000	1,135
Applicable income taxes	$-261,000	6,832
Income before extraordinary items	$-288,000	6,644
Extraordinary gains, net	$0	22
Net income	$-288,000	6,644
Minority interest net income	$0	82
Net income of bank and minority interests.	$-288,000	6,644
Net charge-offs	$90,000	2,851
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$-350,080	6,648
2013-03-31 (YTD Data)		Rank
Total interest income	$1,102,000	4,480
Total interest expense	$197,000	3,707
Net interest income	$905,000	4,572
Provision for loan and lease losses	$103,000	2,024
Total noninterest income	$1,284,000	1,129
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$36,000	4,669
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,248,000	840
Total noninterest expense	$2,235,000	2,124
Salaries and employee benefits	$1,200,000	2,152
Premises and equipment expense	$251,000	2,306
Additional noninterest expense	$784,000	1,997
Pre-tax net operating income	$-149,000	6,676
Securities gains (losses)	$25,000	1,194
Applicable income taxes	$-79,000	6,903
Income before extraordinary items	$-45,000	6,576
Extraordinary gains, net	$0	10
Net income	$-45,000	6,577
Minority interest net income	$0	76
Net income of bank and minority interests.	$-45,000	6,577
Net charge-offs	$-32,000	6,589
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$-61,000	6,572
2012-12-31 (YTD Data)		Rank
Total interest income	$4,166,000	4,762
Total interest expense	$903,000	3,863
Net interest income	$3,263,000	4,925
Provision for loan and lease losses	$717,000	2,234
Total noninterest income	$3,206,000	1,567
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$157,000	4,698
Trading account gains and fees	$0	166
Additional Noninterest Income	$3,049,000	1,146
Total noninterest expense	$6,601,000	2,811
Salaries and employee benefits	$3,749,000	2,607
Premises and equipment expense	$889,000	2,516
Additional noninterest expense	$1,963,000	3,140
Pre-tax net operating income	$-849,000	6,619
Securities gains (losses)	$197,000	1,714
Applicable income taxes	$-359,000	6,860
Income before extraordinary items	$-293,000	6,504
Extraordinary gains, net	$0	29
Net income	$-293,000	6,498
Minority interest net income	$0	93
Net income of bank and minority interests.	$-293,000	6,500
Net charge-offs	$525,000	2,588
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-419,080	6,491
2012-09-30 (YTD Data)		Rank
Total interest income	$3,124,000	4,857
Total interest expense	$680,000	3,970
Net interest income	$2,444,000	5,002
Provision for loan and lease losses	$458,000	2,387
Total noninterest income	$1,927,000	1,831
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$119,000	4,744
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,808,000	1,363
Total noninterest expense	$4,613,000	2,989
Salaries and employee benefits	$2,596,000	2,822
Premises and equipment expense	$628,000	2,672
Additional noninterest expense	$1,389,000	3,298
Pre-tax net operating income	$-700,000	6,758
Securities gains (losses)	$208,000	1,403
Applicable income taxes	$-268,000	6,995
Income before extraordinary items	$-224,000	6,635
Extraordinary gains, net	$0	20
Net income	$-224,000	6,633
Minority interest net income	$0	86
Net income of bank and minority interests.	$-224,000	6,633
Net charge-offs	$-8,000	6,562
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-357,120	6,634
2012-06-30 (YTD Data)		Rank
Total interest income	$2,095,000	4,878
Total interest expense	$450,000	4,073
Net interest income	$1,645,000	5,007
Provision for loan and lease losses	$345,000	2,253
Total noninterest income	$924,000	2,284
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$77,000	4,795
Trading account gains and fees	$0	153
Additional Noninterest Income	$847,000	1,695
Total noninterest expense	$2,869,000	3,169
Salaries and employee benefits	$1,560,000	3,083
Premises and equipment expense	$465,000	2,447
Additional noninterest expense	$844,000	3,534
Pre-tax net operating income	$-645,000	6,872
Securities gains (losses)	$204,000	1,091
Applicable income taxes	$-218,000	7,074
Income before extraordinary items	$-223,000	6,731
Extraordinary gains, net	$0	19
Net income	$-223,000	6,731
Minority interest net income	$0	84
Net income of bank and minority interests.	$-223,000	6,731
Net charge-offs	$-12,000	6,677
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-353,560	6,753
2012-03-31 (YTD Data)		Rank
Total interest income	$1,072,000	4,864
Total interest expense	$224,000	4,193
Net interest income	$848,000	4,958
Provision for loan and lease losses	$106,000	2,776
Total noninterest income	$402,000	2,476
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$38,000	4,813
Trading account gains and fees	$0	148
Additional Noninterest Income	$364,000	1,873
Total noninterest expense	$1,396,000	3,239
Salaries and employee benefits	$745,000	3,189
Premises and equipment expense	$241,000	2,379
Additional noninterest expense	$410,000	3,581
Pre-tax net operating income	$-252,000	6,904
Securities gains (losses)	$16,000	1,662
Applicable income taxes	$-113,000	7,178
Income before extraordinary items	$-123,000	6,830
Extraordinary gains, net	$0	19
Net income	$-123,000	6,831
Minority interest net income	$0	78
Net income of bank and minority interests.	$-123,000	6,831
Net charge-offs	$-14,000	6,765
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$-133,240	6,794
2011-12-31 (YTD Data)		Rank
Total interest income	$4,040,000	5,125
Total interest expense	$1,168,000	4,040
Net interest income	$2,872,000	5,361
Provision for loan and lease losses	$1,179,000	2,198
Total noninterest income	$1,288,000	2,669
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$135,000	5,066
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,153,000	1,959
Total noninterest expense	$4,714,000	3,690
Salaries and employee benefits	$2,256,000	3,844
Premises and equipment expense	$1,011,000	2,392
Additional noninterest expense	$1,447,000	3,951
Pre-tax net operating income	$-1,733,000	6,749
Securities gains (losses)	$250,000	1,279
Applicable income taxes	$-681,000	7,115
Income before extraordinary items	$-802,000	6,585
Extraordinary gains, net	$0	29
Net income	$-802,000	6,586
Minority interest net income	$0	96
Net income of bank and minority interests.	$-802,000	6,585
Net charge-offs	$1,438,000	1,937
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-962,000	6,601
2011-09-30 (YTD Data)		Rank
Total interest income	$3,082,000	5,140
Total interest expense	$903,000	4,087
Net interest income	$2,179,000	5,377
Provision for loan and lease losses	$1,029,000	1,927
Total noninterest income	$891,000	2,808
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$98,000	5,150
Trading account gains and fees	$0	145
Additional Noninterest Income	$793,000	2,048
Total noninterest expense	$3,436,000	3,775
Salaries and employee benefits	$1,595,000	4,008
Premises and equipment expense	$762,000	2,402
Additional noninterest expense	$1,079,000	3,957
Pre-tax net operating income	$-1,395,000	6,898
Securities gains (losses)	$213,000	1,167
Applicable income taxes	$-535,000	7,227
Income before extraordinary items	$-647,000	6,744
Extraordinary gains, net	$0	21
Net income	$-647,000	6,744
Minority interest net income	$0	87
Net income of bank and minority interests.	$-647,000	6,744
Net charge-offs	$1,192,000	1,730
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$-783,320	6,757
2011-06-30 (YTD Data)		Rank
Total interest income	$2,026,000	5,213
Total interest expense	$616,000	4,142
Net interest income	$1,410,000	5,469
Provision for loan and lease losses	$743,000	1,834
Total noninterest income	$571,000	2,882
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$66,000	5,116
Trading account gains and fees	$0	153
Additional Noninterest Income	$505,000	2,081
Total noninterest expense	$2,315,000	3,783
Salaries and employee benefits	$1,042,000	4,086
Premises and equipment expense	$496,000	2,470
Additional noninterest expense	$777,000	3,823
Pre-tax net operating income	$-1,077,000	7,002
Securities gains (losses)	$201,000	732
Applicable income taxes	$-388,000	7,302
Income before extraordinary items	$-488,000	6,837
Extraordinary gains, net	$0	15
Net income	$-488,000	6,836
Minority interest net income	$0	89
Net income of bank and minority interests.	$-488,000	6,837
Net charge-offs	$923,000	1,543
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$-616,640	6,878
2011-03-31 (YTD Data)		Rank
Total interest income	$992,000	5,284
Total interest expense	$318,000	4,154
Net interest income	$674,000	5,573
Provision for loan and lease losses	$619,000	1,227
Total noninterest income	$288,000	2,898
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$34,000	5,022
Trading account gains and fees	$0	158
Additional Noninterest Income	$254,000	2,129
Total noninterest expense	$1,337,000	3,395
Salaries and employee benefits	$504,000	4,202
Premises and equipment expense	$261,000	2,397
Additional noninterest expense	$572,000	2,824
Pre-tax net operating income	$-994,000	7,269
Securities gains (losses)	$-42,000	7,318
Applicable income taxes	$-432,000	7,458
Income before extraordinary items	$-604,000	7,174
Extraordinary gains, net	$0	9
Net income	$-604,000	7,175
Minority interest net income	$0	86
Net income of bank and minority interests.	$-604,000	7,175
Net charge-offs	$787,000	1,005
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$-577,120	7,155
2010-12-31 (YTD Data)		Rank
Total interest income	$4,513,000	5,098
Total interest expense	$1,413,000	4,404
Net interest income	$3,100,000	5,267
Provision for loan and lease losses	$759,000	3,466
Total noninterest income	$2,255,000	1,908
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$143,000	4,993
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,112,000	1,360
Total noninterest expense	$4,420,000	3,945
Salaries and employee benefits	$2,078,000	4,121
Premises and equipment expense	$979,000	2,520
Additional noninterest expense	$1,363,000	4,259
Pre-tax net operating income	$176,000	5,257
Securities gains (losses)	$205,000	1,568
Applicable income taxes	$108,000	3,175
Income before extraordinary items	$273,000	5,034
Extraordinary gains, net	$0	29
Net income	$273,000	5,037
Minority interest net income	$0	111
Net income of bank and minority interests.	$273,000	5,037
Net charge-offs	$414,000	3,897
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$2,391,000	238
Net operating income	$125,400	5,398
2010-09-30 (YTD Data)		Rank
Total interest income	$3,516,000	5,074
Total interest expense	$1,091,000	4,485
Net interest income	$2,425,000	5,216
Provision for loan and lease losses	$419,000	3,835
Total noninterest income	$1,791,000	1,840
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$104,000	5,117
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,687,000	1,243
Total noninterest expense	$3,241,000	4,015
Salaries and employee benefits	$1,537,000	4,200
Premises and equipment expense	$713,000	2,614
Additional noninterest expense	$991,000	4,324
Pre-tax net operating income	$556,000	4,057
Securities gains (losses)	$160,000	1,545
Applicable income taxes	$234,000	2,403
Income before extraordinary items	$482,000	4,184
Extraordinary gains, net	$0	23
Net income	$482,000	4,185
Minority interest net income	$0	110
Net income of bank and minority interests.	$482,000	4,185
Net charge-offs	$33,000	5,770
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$2,391,000	186
Net operating income	$374,800	4,388
2010-06-30 (YTD Data)		Rank
Total interest income	$2,388,000	5,076
Total interest expense	$749,000	4,515
Net interest income	$1,639,000	5,193
Provision for loan and lease losses	$-480,000	7,809
Total noninterest income	$502,000	3,218
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$63,000	5,279
Trading account gains and fees	$0	152
Additional Noninterest Income	$439,000	2,281
Total noninterest expense	$2,212,000	3,952
Salaries and employee benefits	$1,077,000	4,078
Premises and equipment expense	$485,000	2,596
Additional noninterest expense	$650,000	4,375
Pre-tax net operating income	$409,000	3,961
Securities gains (losses)	$8,000	2,663
Applicable income taxes	$136,000	2,506
Income before extraordinary items	$281,000	4,426
Extraordinary gains, net	$0	19
Net income	$281,000	4,426
Minority interest net income	$0	105
Net income of bank and minority interests.	$281,000	4,426
Net charge-offs	$31,000	5,251
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$2,391,000	133
Net operating income	$275,640	4,301
2010-03-31 (YTD Data)		Rank
Total interest income	$1,114,000	5,331
Total interest expense	$384,000	4,580
Net interest income	$730,000	5,546
Provision for loan and lease losses	$161,000	3,254
Total noninterest income	$218,000	3,471
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$29,000	5,402
Trading account gains and fees	$0	175
Additional Noninterest Income	$189,000	2,483
Total noninterest expense	$990,000	4,308
Salaries and employee benefits	$507,000	4,311
Premises and equipment expense	$222,000	2,864
Additional noninterest expense	$261,000	4,993
Pre-tax net operating income	$-203,000	6,836
Securities gains (losses)	$8,000	1,783
Applicable income taxes	$-77,000	7,408
Income before extraordinary items	$-118,000	6,792
Extraordinary gains, net	$0	16
Net income	$-118,000	6,793
Minority interest net income	$0	91
Net income of bank and minority interests.	$-118,000	6,792
Net charge-offs	$93,000	3,170
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$2,391,000	81
Net operating income	$-123,120	6,759
2009-12-31 (YTD Data)		Rank
Total interest income	$4,035,000	5,699
Total interest expense	$1,823,000	4,710
Net interest income	$2,212,000	6,141
Provision for loan and lease losses	$3,114,000	1,931
Total noninterest income	$876,000	3,581
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$124,000	5,450
Trading account gains and fees	$0	211
Additional Noninterest Income	$752,000	2,555
Total noninterest expense	$5,586,000	3,368
Salaries and employee benefits	$2,557,000	3,626
Premises and equipment expense	$969,000	2,653
Additional noninterest expense	$2,060,000	3,229
Pre-tax net operating income	$-5,612,000	7,236
Securities gains (losses)	$117,000	2,004
Applicable income taxes	$-2,038,000	7,521
Income before extraordinary items	$-3,457,000	7,072
Extraordinary gains, net	$0	34
Net income	$-3,457,000	7,070
Minority interest net income	$0	115
Net income of bank and minority interests.	$-3,457,000	7,070
Net charge-offs	$3,062,000	1,583
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$1,650,000	361
Net operating income	$-3,531,880	7,082
2009-09-30 (YTD Data)		Rank
Total interest income	$2,958,000	5,808
Total interest expense	$1,375,000	4,829
Net interest income	$1,583,000	6,254
Provision for loan and lease losses	$2,647,000	1,606
Total noninterest income	$595,000	3,857
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$95,000	5,432
Trading account gains and fees	$0	212
Additional Noninterest Income	$500,000	2,813
Total noninterest expense	$4,363,000	3,257
Salaries and employee benefits	$1,998,000	3,541
Premises and equipment expense	$730,000	2,671
Additional noninterest expense	$1,635,000	3,073
Pre-tax net operating income	$-4,832,000	7,492
Securities gains (losses)	$117,000	1,699
Applicable income taxes	$-1,748,000	7,691
Income before extraordinary items	$-2,967,000	7,375
Extraordinary gains, net	$0	27
Net income	$-2,967,000	7,375
Minority interest net income	$0	118
Net income of bank and minority interests.	$-2,967,000	7,375
Net charge-offs	$2,591,000	1,294
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-3,041,880	7,380
2009-06-30 (YTD Data)		Rank
Total interest income	$1,962,000	5,873
Total interest expense	$881,000	5,036
Net interest income	$1,081,000	6,215
Provision for loan and lease losses	$1,392,000	1,714
Total noninterest income	$514,000	3,361
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$60,000	5,529
Trading account gains and fees	$0	193
Additional Noninterest Income	$454,000	2,356
Total noninterest expense	$2,861,000	3,346
Salaries and employee benefits	$1,393,000	3,454
Premises and equipment expense	$487,000	2,699
Additional noninterest expense	$981,000	3,335
Pre-tax net operating income	$-2,658,000	7,515
Securities gains (losses)	$117,000	1,371
Applicable income taxes	$-940,000	7,739
Income before extraordinary items	$-1,601,000	7,363
Extraordinary gains, net	$0	21
Net income	$-1,601,000	7,362
Minority interest net income	$0	112
Net income of bank and minority interests.	$-1,601,000	7,361
Net charge-offs	$1,344,000	1,419
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-1,675,880	7,381
2009-03-31 (YTD Data)		Rank
Total interest income	$967,000	5,956
Total interest expense	$425,000	5,234
Net interest income	$542,000	6,221
Provision for loan and lease losses	$203,000	2,830
Total noninterest income	$322,000	2,892
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$28,000	5,598
Trading account gains and fees	$0	171
Additional Noninterest Income	$294,000	1,987
Total noninterest expense	$1,462,000	3,205
Salaries and employee benefits	$786,000	3,143
Premises and equipment expense	$253,000	2,652
Additional noninterest expense	$423,000	3,424
Pre-tax net operating income	$-801,000	7,545
Securities gains (losses)	$117,000	919
Applicable income taxes	$-252,000	7,761
Income before extraordinary items	$-432,000	7,378
Extraordinary gains, net	$0	15
Net income	$-432,000	7,379
Minority interest net income	$0	102
Net income of bank and minority interests.	$-432,000	7,379
Net charge-offs	$2,000	5,430
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-506,880	7,425
2008-12-31 (YTD Data)		Rank
Total interest income	$3,157,000	6,518
Total interest expense	$1,255,000	6,340
Net interest income	$1,902,000	6,530
Provision for loan and lease losses	$2,233,000	1,683
Total noninterest income	$1,039,000	3,330
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$76,000	6,237
Trading account gains and fees	$0	154
Additional Noninterest Income	$963,000	2,172
Total noninterest expense	$5,077,000	3,523
Salaries and employee benefits	$2,548,000	3,731
Premises and equipment expense	$1,072,000	2,468
Additional noninterest expense	$1,457,000	3,701
Pre-tax net operating income	$-4,369,000	7,749
Securities gains (losses)	$0	3,220
Applicable income taxes	$-1,615,000	7,864
Income before extraordinary items	$-2,754,000	7,558
Extraordinary gains, net	$0	39
Net income	$-2,754,000	7,557
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,725,000	1,418
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$40,000	1,171
Net operating income	$-2,754,000	7,630
2008-09-30 (YTD Data)		Rank
Total interest income	$2,239,000	6,694
Total interest expense	$877,000	6,608
Net interest income	$1,362,000	6,683
Provision for loan and lease losses	$1,545,000	1,397
Total noninterest income	$743,000	3,511
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$48,000	6,481
Trading account gains and fees	$0	148
Additional Noninterest Income	$695,000	2,325
Total noninterest expense	$4,012,000	3,375
Salaries and employee benefits	$2,054,000	3,530
Premises and equipment expense	$819,000	2,437
Additional noninterest expense	$1,139,000	3,518
Pre-tax net operating income	$-3,452,000	8,054
Securities gains (losses)	$0	3,106
Applicable income taxes	$-1,277,000	8,107
Income before extraordinary items	$-2,175,000	7,892
Extraordinary gains, net	$0	31
Net income	$-2,175,000	7,891
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,014,000	1,291
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-2,175,000	7,968
2008-06-30 (YTD Data)		Rank
Total interest income	$1,386,000	6,912
Total interest expense	$558,000	6,824
Net interest income	$828,000	6,886
Provision for loan and lease losses	$235,000	2,897
Total noninterest income	$414,000	3,947
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$23,000	6,769
Trading account gains and fees	$0	149
Additional Noninterest Income	$391,000	2,625
Total noninterest expense	$2,537,000	3,530
Salaries and employee benefits	$1,300,000	3,726
Premises and equipment expense	$544,000	2,451
Additional noninterest expense	$693,000	3,746
Pre-tax net operating income	$-1,530,000	8,091
Securities gains (losses)	$0	3,233
Applicable income taxes	$-566,000	8,197
Income before extraordinary items	$-964,000	7,983
Extraordinary gains, net	$0	21
Net income	$-964,000	7,983
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,998
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$-964,000	7,967
2008-03-31 (YTD Data)		Rank
Total interest income	$639,000	7,181
Total interest expense	$287,000	6,920
Net interest income	$352,000	7,239
Provision for loan and lease losses	$87,000	2,959
Total noninterest income	$224,000	3,756
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$7,000	7,034
Trading account gains and fees	$0	158
Additional Noninterest Income	$217,000	2,456
Total noninterest expense	$1,242,000	3,594
Salaries and employee benefits	$652,000	3,740
Premises and equipment expense	$273,000	2,466
Additional noninterest expense	$317,000	3,957
Pre-tax net operating income	$-753,000	8,219
Securities gains (losses)	$0	2,688
Applicable income taxes	$-279,000	8,304
Income before extraordinary items	$-474,000	8,131
Extraordinary gains, net	$0	15
Net income	$-474,000	8,130
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$-474,000	8,114
2007-12-31 (YTD Data)		Rank
Total interest income	$2,724,000	7,041
Total interest expense	$1,153,000	6,934
Net interest income	$1,571,000	7,039
Provision for loan and lease losses	$176,000	4,114
Total noninterest income	$572,000	4,736
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$9,000	7,324
Trading account gains and fees	$0	178
Additional Noninterest Income	$563,000	3,117
Total noninterest expense	$3,489,000	4,529
Salaries and employee benefits	$1,763,000	4,812
Premises and equipment expense	$724,000	3,349
Additional noninterest expense	$1,002,000	4,655
Pre-tax net operating income	$-1,522,000	8,197
Securities gains (losses)	$0	2,146
Applicable income taxes	$-557,000	8,332
Income before extraordinary items	$-965,000	8,099
Extraordinary gains, net	$0	39
Net income	$-965,000	8,096
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,483
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$1,895,000	367
Net operating income	$-965,000	8,093
2007-09-30 (YTD Data)		Rank
Total interest income	$1,929,000	7,195
Total interest expense	$777,000	7,140
Net interest income	$1,152,000	7,116
Provision for loan and lease losses	$201,000	2,990
Total noninterest income	$354,000	5,182
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$4,000	7,410
Trading account gains and fees	$0	184
Additional Noninterest Income	$350,000	3,457
Total noninterest expense	$2,531,000	4,622
Salaries and employee benefits	$1,240,000	4,986
Premises and equipment expense	$472,000	3,705
Additional noninterest expense	$819,000	4,306
Pre-tax net operating income	$-1,226,000	8,340
Securities gains (losses)	$0	1,655
Applicable income taxes	$-448,000	8,427
Income before extraordinary items	$-778,000	8,264
Extraordinary gains, net	$0	33
Net income	$-778,000	8,261
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,076
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$-778,000	8,255
2007-06-30 (YTD Data)		Rank
Total interest income	$1,175,000	7,398
Total interest expense	$421,000	7,487
Net interest income	$754,000	7,212
Provision for loan and lease losses	$209,000	2,108
Total noninterest income	$221,000	5,373
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$1,000	7,510
Trading account gains and fees	$0	168
Additional Noninterest Income	$220,000	3,603
Total noninterest expense	$1,549,000	4,915
Salaries and employee benefits	$752,000	5,324
Premises and equipment expense	$287,000	3,960
Additional noninterest expense	$510,000	4,515
Pre-tax net operating income	$-783,000	8,403
Securities gains (losses)	$0	1,444
Applicable income taxes	$-285,000	8,496
Income before extraordinary items	$-498,000	8,336
Extraordinary gains, net	$0	29
Net income	$-498,000	8,335
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$-498,000	8,330
2007-03-31 (YTD Data)		Rank
Total interest income	$462,000	7,783
Total interest expense	$126,000	8,084
Net interest income	$336,000	7,468
Provision for loan and lease losses	$143,000	1,556
Total noninterest income	$14,000	8,107
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$0	7,573
Trading account gains and fees	$0	195
Additional Noninterest Income	$14,000	7,050
Total noninterest expense	$641,000	5,547
Salaries and employee benefits	$300,000	6,056
Premises and equipment expense	$120,000	4,509
Additional noninterest expense	$221,000	4,921
Pre-tax net operating income	$-434,000	8,494
Securities gains (losses)	$0	1,187
Applicable income taxes	$-159,000	8,547
Income before extraordinary items	$-275,000	8,410
Extraordinary gains, net	$0	22
Net income	$-275,000	8,408
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$-275,000	8,398
2006-12-31 (YTD Data)		Rank
Total interest income	$203,000	8,625
Total interest expense	$45,000	8,578
Net interest income	$158,000	8,622
Provision for loan and lease losses	$191,000	3,616
Total noninterest income	$2,000	8,568
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$0	7,634
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,000	8,463
Total noninterest expense	$1,887,000	6,317
Salaries and employee benefits	$942,000	6,549
Premises and equipment expense	$245,000	6,263
Additional noninterest expense	$700,000	5,646
Pre-tax net operating income	$-1,918,000	8,571
Securities gains (losses)	$0	1,687
Applicable income taxes	$-698,000	8,606
Income before extraordinary items	$-1,220,000	8,509
Extraordinary gains, net	$0	51
Net income	$-1,220,000	8,508
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,377
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$15,000,000	133
Net operating income	$-1,220,000	8,503

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.