Home > HSBC Trust Company (Delaware) > Performance and Condition Ratios
HSBC Trust Company (Delaware), Performance and Condition Ratios
| 2025-03-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 303 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.5728% | 3,791 |
| Cost of funding earning assets | 0.0000% | 4,397 |
| Net interest margin | 4.5728% | 560 |
| Noninterest income to average assets | 3.3600% | 173 |
| Noninterest expense to average assets | 1.4566% | 4,244 |
| Loan and lease loss provision to assets | 0.0000% | 2,722 |
| Net operating income to assets | 4.6952% | 72 |
| Return on assets (ROA) | 4.6952% | 72 |
| Pretax return on assets | 6.2508% | 69 |
| Return on Equity (ROE) | 4.8200% | 3,575 |
| Retained earnings to average equity (ytd only) | 1.1912% | 3,463 |
| Net charge-offs to loans | 0.0000% | 2,326 |
| Credit loss provision to net charge-offs | 0.0000% | 1,760 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,230 |
| Efficiency ratio | 18.8991% | 4,435 |
| Assets per employee ($millions) | 28.3205% | 51 |
| Cash dividends to net income (ytd only)* | 75.3012% | 722 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,373 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,773 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,816 |
| Noncurrent loans to loans | 0.0000% | 3,787 |
| Net loans and leases to total assets | 0.0000% | 4,354 |
| Net loans and leases to deposits | 0.0000% | 4,363 |
| Net loans and leases to core deposits | 0.0000% | 4,352 |
| Total domestic deposits to total assets | 0.8800% | 4,389 |
| Equity capital to assets | 97.3712% | 58 |
| Core capital (leverage) ratio | 97.3248% | 22 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 2,736 |
| Memoranda: | ||
| Average total assets | $56,568,500 | 4,161 |
| Average earning assets | $53,796,500 | 4,125 |
| Average equity | $55,070,000 | 1,656 |
| Average total loans | $0 | 4,354 |
| 2024-12-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 319 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 5.5054% | 2,125 |
| Cost of funding earning assets | 0.0000% | 4,414 |
| Net interest margin | 5.5054% | 174 |
| Noninterest income to average assets | 2.8300% | 201 |
| Noninterest expense to average assets | 1.4181% | 4,301 |
| Loan and lease loss provision to assets | 0.0000% | 3,171 |
| Net operating income to assets | 5.0300% | 70 |
| Return on assets (ROA) | 5.0300% | 72 |
| Pretax return on assets | 6.6957% | 72 |
| Return on Equity (ROE) | 5.1700% | 3,473 |
| Retained earnings to average equity (ytd only) | -1.9502% | 4,160 |
| Net charge-offs to loans | 0.0000% | 3,099 |
| Credit loss provision to net charge-offs | 0.0000% | 2,577 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,991 |
| Efficiency ratio | 17.4776% | 4,459 |
| Assets per employee ($millions) | 28.2480% | 50 |
| Cash dividends to net income (ytd only)* | 137.6936% | 112 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,399 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,770 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,816 |
| Noncurrent loans to loans | 0.0000% | 3,787 |
| Net loans and leases to total assets | 0.0000% | 4,378 |
| Net loans and leases to deposits | 0.0000% | 4,387 |
| Net loans and leases to core deposits | 0.0000% | 4,400 |
| Total domestic deposits to total assets | 0.8900% | 4,411 |
| Equity capital to assets | 97.3308% | 60 |
| Core capital (leverage) ratio | 94.2043% | 24 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 2,791 |
| Memoranda: | ||
| Average total assets | $57,753,200 | 4,162 |
| Average earning assets | $55,400,200 | 4,121 |
| Average equity | $56,149,400 | 1,575 |
| Average total loans | $0 | 4,379 |
| 2024-09-30 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 305 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 5.6487% | 1,810 |
| Cost of funding earning assets | 0.0000% | 4,453 |
| Net interest margin | 5.6487% | 161 |
| Noninterest income to average assets | 2.7900% | 196 |
| Noninterest expense to average assets | 1.3823% | 4,336 |
| Loan and lease loss provision to assets | 0.0000% | 3,009 |
| Net operating income to assets | 5.1410% | 69 |
| Return on assets (ROA) | 5.1410% | 71 |
| Pretax return on assets | 6.8401% | 70 |
| Return on Equity (ROE) | 5.2900% | 3,466 |
| Retained earnings to average equity (ytd only) | 1.7458% | 3,527 |
| Net charge-offs to loans | 0.0000% | 2,849 |
| Credit loss provision to net charge-offs | 0.0000% | 2,285 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,734 |
| Efficiency ratio | 16.8109% | 4,499 |
| Assets per employee ($millions) | 29.3900% | 49 |
| Cash dividends to net income (ytd only)* | 66.9942% | 776 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,432 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,813 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,861 |
| Noncurrent loans to loans | 0.0000% | 3,830 |
| Net loans and leases to total assets | 0.0000% | 4,409 |
| Net loans and leases to deposits | 0.0000% | 4,418 |
| Net loans and leases to core deposits | 0.0000% | 4,405 |
| Total domestic deposits to total assets | 0.8500% | 4,445 |
| Equity capital to assets | 96.6689% | 56 |
| Core capital (leverage) ratio | 96.9725% | 24 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 2,827 |
| Memoranda: | ||
| Average total assets | $58,067,500 | 4,176 |
| Average earning assets | $55,869,750 | 4,140 |
| Average equity | $56,439,750 | 1,563 |
| Average total loans | $0 | 4,410 |
| 2024-06-30 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 306 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 5.6361% | 1,713 |
| Cost of funding earning assets | 0.0000% | 4,464 |
| Net interest margin | 5.6361% | 164 |
| Noninterest income to average assets | 2.7800% | 194 |
| Noninterest expense to average assets | 1.3868% | 4,344 |
| Loan and lease loss provision to assets | 0.0000% | 2,867 |
| Net operating income to assets | 5.1254% | 69 |
| Return on assets (ROA) | 5.1254% | 70 |
| Pretax return on assets | 6.8200% | 67 |
| Return on Equity (ROE) | 5.2600% | 3,460 |
| Retained earnings to average equity (ytd only) | 1.7119% | 3,428 |
| Net charge-offs to loans | 0.0000% | 2,619 |
| Credit loss provision to net charge-offs | 0.0000% | 2,036 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,538 |
| Efficiency ratio | 16.8984% | 4,514 |
| Assets per employee ($millions) | 29.1310% | 49 |
| Cash dividends to net income (ytd only)* | 67.4764% | 930 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,450 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,808 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,854 |
| Noncurrent loans to loans | 0.0000% | 3,821 |
| Net loans and leases to total assets | 0.0000% | 4,430 |
| Net loans and leases to deposits | 0.0000% | 4,441 |
| Net loans and leases to core deposits | 0.0000% | 4,455 |
| Total domestic deposits to total assets | 0.8600% | 4,463 |
| Equity capital to assets | 97.0873% | 60 |
| Core capital (leverage) ratio | 97.3831% | 22 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 2,851 |
| Memoranda: | ||
| Average total assets | $57,830,000 | 4,197 |
| Average earning assets | $55,641,000 | 4,157 |
| Average equity | $56,312,333 | 1,545 |
| Average total loans | $0 | 4,430 |
| 2024-03-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 11 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 5.6324% | 1,576 |
| Cost of funding earning assets | 0.0000% | 4,491 |
| Net interest margin | 5.6324% | 165 |
| Noninterest income to average assets | 2.5100% | 201 |
| Noninterest expense to average assets | 1.4163% | 4,353 |
| Loan and lease loss provision to assets | 0.0000% | 2,519 |
| Net operating income to assets | 4.9016% | 73 |
| Return on assets (ROA) | 4.9016% | 74 |
| Pretax return on assets | 6.5192% | 73 |
| Return on Equity (ROE) | 5.0300% | 3,439 |
| Retained earnings to average equity (ytd only) | 1.4666% | 3,377 |
| Net charge-offs to loans | 0.0000% | 2,236 |
| Credit loss provision to net charge-offs | 0.0000% | 1,619 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,130 |
| Efficiency ratio | 17.8478% | 4,511 |
| Assets per employee ($millions) | 28.8640% | 56 |
| Cash dividends to net income (ytd only)* | 70.8215% | 869 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,440 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,825 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,894 |
| Noncurrent loans to loans | 0.0000% | 3,844 |
| Net loans and leases to total assets | 0.0000% | 4,458 |
| Net loans and leases to deposits | 0.0000% | 4,457 |
| Net loans and leases to core deposits | 0.0000% | 4,479 |
| Total domestic deposits to total assets | 0.8700% | 4,514 |
| Equity capital to assets | 97.5073% | 58 |
| Core capital (leverage) ratio | 97.5208% | 23 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 2,874 |
| Memoranda: | ||
| Average total assets | $57,614,000 | 4,225 |
| Average earning assets | $55,536,000 | 4,180 |
| Average equity | $56,186,000 | 1,537 |
| Average total loans | $0 | 4,458 |
| 2023-12-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 46 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 5.3418% | 1,408 |
| Cost of funding earning assets | 0.0000% | 4,519 |
| Net interest margin | 5.3418% | 222 |
| Noninterest income to average assets | 2.3700% | 229 |
| Noninterest expense to average assets | 1.1779% | 4,471 |
| Loan and lease loss provision to assets | 0.0000% | 3,179 |
| Net operating income to assets | 4.7572% | 79 |
| Return on assets (ROA) | 4.7572% | 80 |
| Pretax return on assets | 6.3283% | 74 |
| Return on Equity (ROE) | 4.8600% | 3,750 |
| Retained earnings to average equity (ytd only) | 1.5280% | 3,702 |
| Net charge-offs to loans | 0.0000% | 2,917 |
| Credit loss provision to net charge-offs | 0.0000% | 2,397 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,831 |
| Efficiency ratio | 15.6922% | 4,537 |
| Assets per employee ($millions) | 57.5000% | 27 |
| Cash dividends to net income (ytd only)* | 68.5609% | 891 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,458 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,805 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,871 |
| Noncurrent loans to loans | 0.0000% | 3,821 |
| Net loans and leases to total assets | 0.0000% | 4,475 |
| Net loans and leases to deposits | 0.0000% | 4,474 |
| Net loans and leases to core deposits | 0.0000% | 4,493 |
| Total domestic deposits to total assets | 0.8700% | 4,534 |
| Equity capital to assets | 97.5357% | 57 |
| Core capital (leverage) ratio | 97.4628% | 18 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 2,896 |
| Memoranda: | ||
| Average total assets | $56,966,400 | 4,248 |
| Average earning assets | $54,813,000 | 4,198 |
| Average equity | $55,759,400 | 1,471 |
| Average total loans | $0 | 4,477 |
| 2023-09-30 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 10 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 5.2520% | 1,358 |
| Cost of funding earning assets | 0.0000% | 4,547 |
| Net interest margin | 5.2520% | 240 |
| Noninterest income to average assets | 2.5300% | 228 |
| Noninterest expense to average assets | 1.1894% | 4,483 |
| Loan and lease loss provision to assets | 0.0000% | 2,992 |
| Net operating income to assets | 4.8234% | 85 |
| Return on assets (ROA) | 4.8234% | 85 |
| Pretax return on assets | 6.3928% | 75 |
| Return on Equity (ROE) | 4.9200% | 3,822 |
| Retained earnings to average equity (ytd only) | 1.6715% | 3,799 |
| Net charge-offs to loans | 0.0000% | 2,666 |
| Credit loss provision to net charge-offs | 0.0000% | 2,098 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,572 |
| Efficiency ratio | 15.6869% | 4,563 |
| Assets per employee ($millions) | 57.3720% | 28 |
| Cash dividends to net income (ytd only)* | 66.0506% | 762 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,482 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,833 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,901 |
| Noncurrent loans to loans | 0.0000% | 3,847 |
| Net loans and leases to total assets | 0.0000% | 4,500 |
| Net loans and leases to deposits | 0.0000% | 4,499 |
| Net loans and leases to core deposits | 0.0000% | 4,490 |
| Total domestic deposits to total assets | 0.8700% | 4,568 |
| Equity capital to assets | 97.4848% | 59 |
| Core capital (leverage) ratio | 97.7404% | 18 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 2,911 |
| Memoranda: | ||
| Average total assets | $56,833,000 | 4,262 |
| Average earning assets | $54,657,250 | 4,220 |
| Average equity | $55,678,500 | 1,463 |
| Average total loans | $0 | 4,502 |
| 2023-06-30 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 43 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 5.0873% | 1,394 |
| Cost of funding earning assets | 0.0000% | 4,571 |
| Net interest margin | 5.0873% | 276 |
| Noninterest income to average assets | 2.6300% | 195 |
| Noninterest expense to average assets | 1.2356% | 4,508 |
| Loan and lease loss provision to assets | 0.0000% | 2,857 |
| Net operating income to assets | 4.7376% | 77 |
| Return on assets (ROA) | 4.7376% | 79 |
| Pretax return on assets | 6.2838% | 67 |
| Return on Equity (ROE) | 4.8300% | 3,898 |
| Retained earnings to average equity (ytd only) | 1.7412% | 3,772 |
| Net charge-offs to loans | 0.0000% | 2,455 |
| Credit loss provision to net charge-offs | 0.0000% | 1,862 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,403 |
| Efficiency ratio | 16.4319% | 4,587 |
| Assets per employee ($millions) | 56.9110% | 27 |
| Cash dividends to net income (ytd only)* | 63.9344% | 881 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,517 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,834 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,917 |
| Noncurrent loans to loans | 0.0000% | 3,848 |
| Net loans and leases to total assets | 0.0000% | 4,533 |
| Net loans and leases to deposits | 0.0000% | 4,532 |
| Net loans and leases to core deposits | 0.0000% | 4,550 |
| Total domestic deposits to total assets | 0.8800% | 4,588 |
| Equity capital to assets | 97.9002% | 55 |
| Core capital (leverage) ratio | 97.6788% | 20 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 2,936 |
| Memoranda: | ||
| Average total assets | $56,653,333 | 4,286 |
| Average earning assets | $54,449,000 | 4,241 |
| Average equity | $55,595,000 | 1,467 |
| Average total loans | $0 | 4,533 |
| 2023-03-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 1 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.7302% | 1,779 |
| Cost of funding earning assets | 0.0000% | 4,615 |
| Net interest margin | 4.7302% | 420 |
| Noninterest income to average assets | 2.5200% | 188 |
| Noninterest expense to average assets | 1.3658% | 4,493 |
| Loan and lease loss provision to assets | 0.0000% | 2,553 |
| Net operating income to assets | 4.3026% | 89 |
| Return on assets (ROA) | 4.3026% | 87 |
| Pretax return on assets | 5.7037% | 80 |
| Return on Equity (ROE) | 4.3800% | 3,976 |
| Retained earnings to average equity (ytd only) | 4.3793% | 3,160 |
| Net charge-offs to loans | 0.0000% | 2,062 |
| Credit loss provision to net charge-offs | 0.0000% | 1,422 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,008 |
| Efficiency ratio | 19.3193% | 4,646 |
| Assets per employee ($millions) | 56.8340% | 28 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,306 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,580 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,881 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,959 |
| Noncurrent loans to loans | 0.0000% | 3,889 |
| Net loans and leases to total assets | 0.0000% | 4,605 |
| Net loans and leases to deposits | 0.0000% | 4,604 |
| Net loans and leases to core deposits | 0.0000% | 4,587 |
| Total domestic deposits to total assets | 0.8800% | 4,631 |
| Equity capital to assets | 98.2475% | 8 |
| Core capital (leverage) ratio | 98.8213% | 17 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 3,020 |
| Memoranda: | ||
| Average total assets | $56,524,500 | 4,343 |
| Average earning assets | $54,374,000 | 4,302 |
| Average equity | $55,534,500 | 1,477 |
| Average total loans | $0 | 4,605 |
| 2022-12-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 1 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.9607% | 4,608 |
| Cost of funding earning assets | 0.0000% | 4,648 |
| Net interest margin | 1.9607% | 4,561 |
| Noninterest income to average assets | 2.7300% | 187 |
| Noninterest expense to average assets | 1.2929% | 4,562 |
| Loan and lease loss provision to assets | 0.0000% | 2,926 |
| Net operating income to assets | 2.5029% | 145 |
| Return on assets (ROA) | 2.5029% | 141 |
| Pretax return on assets | 3.3204% | 107 |
| Return on Equity (ROE) | 2.5400% | 4,337 |
| Retained earnings to average equity (ytd only) | 1.6271% | 4,068 |
| Net charge-offs to loans | 0.0000% | 2,620 |
| Credit loss provision to net charge-offs | 0.0000% | 1,979 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,564 |
| Efficiency ratio | 28.0250% | 4,664 |
| Assets per employee ($millions) | 56.2150% | 29 |
| Cash dividends to net income (ytd only)* | 35.9712% | 2,128 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,606 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,900 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,976 |
| Noncurrent loans to loans | 0.0000% | 3,914 |
| Net loans and leases to total assets | 0.0000% | 4,635 |
| Net loans and leases to deposits | 0.0000% | 4,634 |
| Net loans and leases to core deposits | 0.0000% | 4,617 |
| Total domestic deposits to total assets | 0.8900% | 4,663 |
| Equity capital to assets | 98.2496% | 11 |
| Core capital (leverage) ratio | 98.9572% | 11 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 3,055 |
| Memoranda: | ||
| Average total assets | $55,534,800 | 4,381 |
| Average earning assets | $53,399,400 | 4,338 |
| Average equity | $54,699,800 | 1,506 |
| Average total loans | $0 | 4,639 |
| 2022-09-30 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 1 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.2600% | 4,684 |
| Cost of funding earning assets | 0.0000% | 4,686 |
| Net interest margin | 1.2600% | 4,670 |
| Noninterest income to average assets | 2.7000% | 199 |
| Noninterest expense to average assets | 1.3847% | 4,520 |
| Loan and lease loss provision to assets | 0.0000% | 2,752 |
| Net operating income to assets | 1.9169% | 333 |
| Return on assets (ROA) | 1.9169% | 331 |
| Pretax return on assets | 2.5286% | 208 |
| Return on Equity (ROE) | 1.9400% | 4,413 |
| Retained earnings to average equity (ytd only) | 0.7233% | 4,258 |
| Net charge-offs to loans | 0.0000% | 2,349 |
| Credit loss provision to net charge-offs | 0.0000% | 1,679 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,297 |
| Efficiency ratio | 35.3846% | 4,648 |
| Assets per employee ($millions) | 55.5490% | 29 |
| Cash dividends to net income (ytd only)* | 62.8141% | 798 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,653 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,983 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,052 |
| Noncurrent loans to loans | 0.0000% | 3,992 |
| Net loans and leases to total assets | 0.0000% | 4,679 |
| Net loans and leases to deposits | 0.0000% | 4,678 |
| Net loans and leases to core deposits | 0.0000% | 4,661 |
| Total domestic deposits to total assets | 0.9000% | 4,705 |
| Equity capital to assets | 98.3564% | 9 |
| Core capital (leverage) ratio | 98.1638% | 17 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 0.0000% | 3,120 |
| Memoranda: | ||
| Average total assets | $55,364,750 | 4,419 |
| Average earning assets | $53,227,500 | 4,372 |
| Average equity | $54,567,000 | 1,522 |
| Average total loans | $0 | 4,681 |
| 2022-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.6888% | 4,751 |
| Cost of funding earning assets | 0.0000% | 4,753 |
| Net interest margin | 0.6888% | 4,749 |
| Noninterest income to average assets | 2.8389% | 161 |
| Noninterest expense to average assets | 1.4068% | 4,521 |
| Loan and lease loss provision to assets | 0.0000% | 2,599 |
| Net operating income to assets | 1.5876% | 563 |
| Return on assets (ROA) | 1.5876% | 554 |
| Pretax return on assets | 2.0939% | 300 |
| Return on Equity (ROE) | 1.6097% | 4,391 |
| Retained earnings to average equity (ytd only) | 1.6097% | 3,852 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 40.1860% | 4,604 |
| Assets per employee ($millions) | 27.7870% | 52 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,927 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,093 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,740 |
| Net loans and leases to deposits | 0.0000% | 4,740 |
| Net loans and leases to core deposits | 0.0000% | 4,730 |
| Total domestic deposits to total assets | 0.8997% | 4,768 |
| Equity capital to assets | 98.5695% | 3 |
| Core capital (leverage) ratio | 98.9952% | 9 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | NA | NA |
| Memoranda: | ||
| Average total assets | $55,303,333 | 4,463 |
| Average earning assets | $53,133,333 | 4,430 |
| Average equity | $54,544,000 | 1,565 |
| Average total loans | NA | NA |
| 2022-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.3617% | 4,787 |
| Cost of funding earning assets | 0.0000% | 4,770 |
| Net interest margin | 0.3617% | 4,783 |
| Noninterest income to average assets | 2.7480% | 169 |
| Noninterest expense to average assets | 1.4356% | 4,496 |
| Loan and lease loss provision to assets | 0.0000% | 2,285 |
| Net operating income to assets | 1.2616% | 1,088 |
| Return on assets (ROA) | 1.2616% | 1,074 |
| Pretax return on assets | 1.6604% | 745 |
| Return on Equity (ROE) | 1.2788% | 4,379 |
| Retained earnings to average equity (ytd only) | 1.2788% | 3,757 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 46.3700% | 4,479 |
| Assets per employee ($millions) | 55.2280% | 29 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,254 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,139 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,768 |
| Net loans and leases to deposits | 0.0000% | 4,768 |
| Net loans and leases to core deposits | 0.0000% | 4,758 |
| Total domestic deposits to total assets | 0.9053% | 4,795 |
| Equity capital to assets | 98.7054% | 2 |
| Core capital (leverage) ratio | 98.7930% | 7 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | NA | NA |
| Memoranda: | ||
| Average total assets | $55,168,000 | 4,485 |
| Average earning assets | $53,077,500 | 4,450 |
| Average equity | $54,426,500 | 1,614 |
| Average total loans | NA | NA |
| 2021-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.2991% | 4,819 |
| Cost of funding earning assets | 0.0000% | 4,821 |
| Net interest margin | 0.2991% | 4,816 |
| Noninterest income to average assets | 3.3286% | 164 |
| Noninterest expense to average assets | 1.7105% | 4,280 |
| Loan and lease loss provision to assets | 0.0000% | 3,064 |
| Net operating income to assets | 1.4441% | 1,149 |
| Return on assets (ROA) | 1.4441% | 1,226 |
| Pretax return on assets | 1.9044% | 717 |
| Return on Equity (ROE) | 1.4655% | 4,560 |
| Retained earnings to average equity (ytd only) | 0.5461% | 4,363 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 47.3183% | 4,445 |
| Assets per employee ($millions) | 55.1080% | 33 |
| Cash dividends to net income (ytd only)* | 62.7353% | 989 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,222 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,813 |
| Net loans and leases to deposits | 0.0000% | 4,812 |
| Net loans and leases to core deposits | 0.0000% | 4,801 |
| Total domestic deposits to total assets | 0.9073% | 4,837 |
| Equity capital to assets | 98.6064% | 2 |
| Core capital (leverage) ratio | 98.1327% | 3 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | NA | NA |
| Memoranda: | ||
| Average total assets | $55,189,000 | 4,504 |
| Average earning assets | $52,818,800 | 4,477 |
| Average equity | $54,385,400 | 1,648 |
| Average total loans | NA | NA |
| 2021-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.2932% | 4,899 |
| Cost of funding earning assets | 0.0000% | 4,892 |
| Net interest margin | 0.2932% | 4,897 |
| Noninterest income to average assets | 3.6901% | 157 |
| Noninterest expense to average assets | 1.7943% | 4,181 |
| Loan and lease loss provision to assets | 0.0000% | 2,963 |
| Net operating income to assets | 1.6494% | 919 |
| Return on assets (ROA) | 1.6494% | 962 |
| Pretax return on assets | 2.1759% | 572 |
| Return on Equity (ROE) | 1.6741% | 4,634 |
| Retained earnings to average equity (ytd only) | 1.6741% | 4,281 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 45.1946% | 4,535 |
| Assets per employee ($millions) | 27.8035% | 54 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,236 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,311 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,885 |
| Net loans and leases to deposits | 0.0000% | 4,885 |
| Net loans and leases to core deposits | 0.0000% | 4,874 |
| Total domestic deposits to total assets | 0.8992% | 4,913 |
| Equity capital to assets | 98.4175% | 2 |
| Core capital (leverage) ratio | 98.7870% | 5 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | NA | NA |
| Memoranda: | ||
| Average total assets | $55,209,250 | 4,567 |
| Average earning assets | $52,756,500 | 4,542 |
| Average equity | $54,396,750 | 1,667 |
| Average total loans | NA | NA |
| 2021-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.2730% | 4,941 |
| Cost of funding earning assets | 0.0000% | 4,930 |
| Net interest margin | 0.2730% | 4,938 |
| Noninterest income to average assets | 3.9654% | 140 |
| Noninterest expense to average assets | 1.9754% | 3,773 |
| Loan and lease loss provision to assets | 0.0000% | 2,862 |
| Net operating income to assets | 1.7067% | 862 |
| Return on assets (ROA) | 1.7067% | 916 |
| Pretax return on assets | 2.2514% | 524 |
| Return on Equity (ROE) | 1.7315% | 4,620 |
| Retained earnings to average equity (ytd only) | 1.7315% | 4,182 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 46.7354% | 4,480 |
| Assets per employee ($millions) | 27.6675% | 55 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,087 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,353 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,922 |
| Net loans and leases to deposits | 0.0000% | 4,922 |
| Net loans and leases to core deposits | 0.0000% | 4,911 |
| Total domestic deposits to total assets | 0.9036% | 4,949 |
| Equity capital to assets | 98.5145% | 2 |
| Core capital (leverage) ratio | 98.7876% | 7 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | NA | NA |
| Memoranda: | ||
| Average total assets | $55,076,667 | 4,594 |
| Average earning assets | $52,741,000 | 4,565 |
| Average equity | $54,286,667 | 1,659 |
| Average total loans | NA | NA |
| 2021-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.2731% | 4,969 |
| Cost of funding earning assets | 0.0000% | 4,958 |
| Net interest margin | 0.2731% | 4,963 |
| Noninterest income to average assets | 4.6226% | 128 |
| Noninterest expense to average assets | 2.3805% | 2,558 |
| Loan and lease loss provision to assets | 0.0000% | 2,741 |
| Net operating income to assets | 1.9000% | 666 |
| Return on assets (ROA) | 1.9000% | 715 |
| Pretax return on assets | 2.5042% | 433 |
| Return on Equity (ROE) | 1.9271% | 4,609 |
| Retained earnings to average equity (ytd only) | 1.9271% | 4,024 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 48.7332% | 4,282 |
| Assets per employee ($millions) | 18.3683% | 123 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,433 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,422 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,950 |
| Net loans and leases to deposits | 0.0000% | 4,950 |
| Net loans and leases to core deposits | 0.0000% | 4,939 |
| Total domestic deposits to total assets | 0.9074% | 4,978 |
| Equity capital to assets | 98.5464% | 2 |
| Core capital (leverage) ratio | 98.8568% | 6 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | NA | NA |
| Memoranda: | ||
| Average total assets | $54,947,500 | 4,616 |
| Average earning assets | $52,720,500 | 4,581 |
| Average equity | $54,173,500 | 1,651 |
| Average total loans | NA | NA |
| 2020-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.5689% | 4,982 |
| Cost of funding earning assets | 0.0000% | 4,991 |
| Net interest margin | 0.5689% | 4,978 |
| Noninterest income to average assets | 2.7246% | 225 |
| Noninterest expense to average assets | 1.7451% | 4,551 |
| Loan and lease loss provision to assets | 0.0000% | 4,319 |
| Net operating income to assets | 1.1555% | 1,702 |
| Return on assets (ROA) | 1.1555% | 1,827 |
| Pretax return on assets | 1.5219% | 1,260 |
| Return on Equity (ROE) | 1.1800% | 4,658 |
| Retained earnings to average equity (ytd only) | -1.2745% | 4,659 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 53.4148% | 4,268 |
| Assets per employee ($millions) | 18.2633% | 110 |
| Cash dividends to net income (ytd only)* | 208.0063% | 50 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,492 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,974 |
| Net loans and leases to deposits | 0.0000% | 4,974 |
| Net loans and leases to core deposits | 0.0000% | 4,963 |
| Total domestic deposits to total assets | 0.9126% | 5,000 |
| Equity capital to assets | 98.6366% | 2 |
| Core capital (leverage) ratio | 98.2761% | 4 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | NA | NA |
| Memoranda: | ||
| Average total assets | $55,127,200 | 4,588 |
| Average earning assets | $52,559,200 | 4,551 |
| Average equity | $53,981,000 | 1,582 |
| Average total loans | NA | NA |
| 2020-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.6677% | 5,022 |
| Cost of funding earning assets | 0.0000% | 5,023 |
| Net interest margin | 0.6677% | 5,018 |
| Noninterest income to average assets | 2.7168% | 214 |
| Noninterest expense to average assets | 1.8281% | 4,444 |
| Loan and lease loss provision to assets | 0.0000% | 4,239 |
| Net operating income to assets | 1.1591% | 1,790 |
| Return on assets (ROA) | 1.1591% | 1,902 |
| Pretax return on assets | 1.5238% | 1,396 |
| Return on Equity (ROE) | 1.1859% | 4,677 |
| Retained earnings to average equity (ytd only) | -2.0877% | 4,709 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 54.5389% | 4,096 |
| Assets per employee ($millions) | 13.7670% | 213 |
| Cash dividends to net income (ytd only)* | 276.0417% | 37 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,543 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,006 |
| Net loans and leases to deposits | 0.0000% | 5,006 |
| Net loans and leases to core deposits | 0.0000% | 4,995 |
| Total domestic deposits to total assets | 0.9080% | 5,032 |
| Equity capital to assets | 97.8536% | 3 |
| Core capital (leverage) ratio | 98.2747% | 8 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | NA | NA |
| Memoranda: | ||
| Average total assets | $55,211,500 | 4,602 |
| Average earning assets | $52,520,250 | 4,569 |
| Average equity | $53,965,500 | 1,573 |
| Average total loans | NA | NA |
| 2020-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.8635% | 5,058 |
| Cost of funding earning assets | 0.0000% | 5,057 |
| Net interest margin | 0.8635% | 5,054 |
| Noninterest income to average assets | 2.3019% | 249 |
| Noninterest expense to average assets | 1.8350% | 4,508 |
| Loan and lease loss provision to assets | 0.0000% | 4,134 |
| Net operating income to assets | 0.9808% | 2,396 |
| Return on assets (ROA) | 0.9808% | 2,527 |
| Pretax return on assets | 1.2885% | 2,072 |
| Return on Equity (ROE) | 1.0039% | 4,688 |
| Retained earnings to average equity (ytd only) | -3.9043% | 4,721 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 58.7486% | 3,588 |
| Assets per employee ($millions) | 13.7635% | 208 |
| Cash dividends to net income (ytd only)* | 488.9299% | 20 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,603 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,039 |
| Net loans and leases to deposits | 0.0000% | 5,039 |
| Net loans and leases to core deposits | 0.0000% | 5,027 |
| Total domestic deposits to total assets | 0.9082% | 5,066 |
| Equity capital to assets | 97.4970% | 2 |
| Core capital (leverage) ratio | 97.8418% | 5 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | NA | NA |
| Memoranda: | ||
| Average total assets | $55,259,333 | 4,608 |
| Average earning assets | $52,574,667 | 4,577 |
| Average equity | $53,992,000 | 1,559 |
| Average total loans | NA | NA |
| 2020-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.4500% | 5,105 |
| Cost of funding earning assets | 0.0000% | 5,101 |
| Net interest margin | 1.4500% | 5,079 |
| Noninterest income to average assets | 2.1387% | 245 |
| Noninterest expense to average assets | 1.9725% | 4,454 |
| Loan and lease loss provision to assets | 0.0000% | 3,711 |
| Net operating income to assets | 1.1777% | 1,588 |
| Return on assets (ROA) | 1.1777% | 1,710 |
| Pretax return on assets | 1.5462% | 1,193 |
| Return on Equity (ROE) | 1.2041% | 4,599 |
| Retained earnings to average equity (ytd only) | -8.5836% | 4,716 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 56.0575% | 4,204 |
| Assets per employee ($millions) | 18.2593% | 84 |
| Cash dividends to net income (ytd only)* | 812.8834% | 24 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,662 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,086 |
| Net loans and leases to deposits | 0.0000% | 5,086 |
| Net loans and leases to core deposits | 0.0000% | 5,074 |
| Total domestic deposits to total assets | 0.9128% | 5,114 |
| Equity capital to assets | 97.7929% | 4 |
| Core capital (leverage) ratio | 96.1120% | 10 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | NA | NA |
| Memoranda: | ||
| Average total assets | $55,362,000 | 4,620 |
| Average earning assets | $52,690,000 | 4,589 |
| Average equity | $54,150,000 | 1,539 |
| Average total loans | NA | NA |
| 2019-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.3394% | 5,131 |
| Cost of funding earning assets | 0.0000% | 5,167 |
| Net interest margin | 2.3394% | 5,024 |
| Noninterest income to average assets | 2.8394% | 163 |
| Noninterest expense to average assets | 1.6966% | 4,870 |
| Loan and lease loss provision to assets | 0.0000% | 3,973 |
| Net operating income to assets | 2.3514% | 168 |
| Return on assets (ROA) | 2.3514% | 180 |
| Pretax return on assets | 3.3629% | 82 |
| Return on Equity (ROE) | 2.4105% | 4,753 |
| Retained earnings to average equity (ytd only) | -0.5258% | 4,769 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 33.5321% | 5,121 |
| Assets per employee ($millions) | 13.9865% | 146 |
| Cash dividends to net income (ytd only)* | 121.8113% | 173 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,701 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,149 |
| Net loans and leases to deposits | 0.0000% | 5,149 |
| Net loans and leases to core deposits | 0.0000% | 5,138 |
| Total domestic deposits to total assets | 0.8937% | 5,177 |
| Equity capital to assets | 97.8283% | 3 |
| Core capital (leverage) ratio | 97.4017% | 8 |
| Tier 1 risk-based capital ratio | 6,170.3495% | 1 |
| Total risk-based capital ratio | 6,170.3495% | 1 |
| Memoranda: | ||
| Average total assets | $56,349,600 | 4,644 |
| Average earning assets | $53,475,000 | 4,618 |
| Average equity | $54,968,600 | 1,473 |
| Average total loans | NA | NA |
| 2019-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.5088% | 5,210 |
| Cost of funding earning assets | 0.0000% | 5,247 |
| Net interest margin | 2.5088% | 5,061 |
| Noninterest income to average assets | 3.2311% | 142 |
| Noninterest expense to average assets | 1.7454% | 4,875 |
| Loan and lease loss provision to assets | 0.0000% | 3,836 |
| Net operating income to assets | 2.6642% | 129 |
| Return on assets (ROA) | 2.6642% | 134 |
| Pretax return on assets | 3.8664% | 71 |
| Return on Equity (ROE) | 2.7331% | 4,810 |
| Retained earnings to average equity (ytd only) | -1.1775% | 4,875 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 31.1027% | 5,206 |
| Assets per employee ($millions) | 14.0468% | 145 |
| Cash dividends to net income (ytd only)* | 143.0856% | 129 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,789 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,226 |
| Net loans and leases to deposits | 0.0000% | 5,226 |
| Net loans and leases to core deposits | 0.0000% | 5,215 |
| Total domestic deposits to total assets | 0.8899% | 5,256 |
| Equity capital to assets | 97.0563% | 3 |
| Core capital (leverage) ratio | 95.1976% | 11 |
| Tier 1 risk-based capital ratio | 3,283.1427% | 1 |
| Total risk-based capital ratio | 3,283.1427% | 1 |
| Memoranda: | ||
| Average total assets | $56,450,500 | 4,712 |
| Average earning assets | $53,570,750 | 4,686 |
| Average equity | $55,028,000 | 1,472 |
| Average total loans | NA | NA |
| 2019-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.5607% | 5,265 |
| Cost of funding earning assets | 0.0000% | 5,294 |
| Net interest margin | 2.5607% | 5,097 |
| Noninterest income to average assets | 1.6661% | 341 |
| Noninterest expense to average assets | 1.7864% | 4,891 |
| Loan and lease loss provision to assets | 0.0000% | 3,685 |
| Net operating income to assets | 1.3513% | 1,570 |
| Return on assets (ROA) | 1.3513% | 1,635 |
| Pretax return on assets | 2.3170% | 347 |
| Return on Equity (ROE) | 1.3842% | 5,012 |
| Retained earnings to average equity (ytd only) | 1.3842% | 4,324 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 43.5345% | 5,079 |
| Assets per employee ($millions) | 14.2255% | 121 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,431 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,834 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,274 |
| Net loans and leases to deposits | 0.0000% | 5,274 |
| Net loans and leases to core deposits | 0.0000% | 5,263 |
| Total domestic deposits to total assets | 0.8787% | 5,302 |
| Equity capital to assets | 97.3656% | 4 |
| Core capital (leverage) ratio | 97.7763% | 6 |
| Tier 1 risk-based capital ratio | 4,894.2580% | 1 |
| Total risk-based capital ratio | 4,894.2580% | 1 |
| Memoranda: | ||
| Average total assets | $56,538,330 | 4,746 |
| Average earning assets | $53,813,000 | 4,715 |
| Average equity | $55,193,000 | 1,446 |
| Average total loans | NA | NA |
| 2019-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.5644% | 5,333 |
| Cost of funding earning assets | 0.0000% | 5,351 |
| Net interest margin | 2.5644% | 5,161 |
| Noninterest income to average assets | 1.2989% | 503 |
| Noninterest expense to average assets | 1.3911% | 5,224 |
| Loan and lease loss provision to assets | 0.0000% | 3,406 |
| Net operating income to assets | 0.9653% | 2,990 |
| Return on assets (ROA) | 0.9653% | 3,029 |
| Pretax return on assets | 2.3493% | 328 |
| Return on Equity (ROE) | 0.9875% | 5,071 |
| Retained earnings to average equity (ytd only) | 0.9875% | 4,312 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 37.1917% | 5,253 |
| Assets per employee ($millions) | 14.1215% | 122 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,768 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,905 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,335 |
| Net loans and leases to deposits | 0.0000% | 5,334 |
| Net loans and leases to core deposits | 0.0000% | 5,323 |
| Total domestic deposits to total assets | 0.8852% | 5,361 |
| Equity capital to assets | 97.6454% | 2 |
| Core capital (leverage) ratio | 97.7146% | 6 |
| Tier 1 risk-based capital ratio | 4,902.7556% | 1 |
| Total risk-based capital ratio | 4,902.7556% | 1 |
| Memoranda: | ||
| Average total assets | $56,356,500 | 4,802 |
| Average earning assets | $53,657,500 | 4,770 |
| Average equity | $55,088,000 | 1,447 |
| Average total loans | NA | NA |
| 2018-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.0753% | 5,364 |
| Cost of funding earning assets | 0.0000% | 5,396 |
| Net interest margin | 2.0753% | 5,327 |
| Noninterest income to average assets | 4.1785% | 107 |
| Noninterest expense to average assets | 2.1370% | 4,479 |
| Loan and lease loss provision to assets | 0.0000% | 4,082 |
| Net operating income to assets | 2.9082% | 90 |
| Return on assets (ROA) | 2.9082% | 89 |
| Pretax return on assets | 4.0398% | 56 |
| Return on Equity (ROE) | 2.9685% | 4,902 |
| Retained earnings to average equity (ytd only) | 1.7822% | 4,432 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 34.5974% | 5,337 |
| Assets per employee ($millions) | 18.7423% | 52 |
| Cash dividends to net income (ytd only)* | 39.9628% | 2,526 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,937 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,379 |
| Net loans and leases to deposits | 0.0000% | 5,379 |
| Net loans and leases to core deposits | 0.0000% | 5,367 |
| Total domestic deposits to total assets | 0.8893% | 5,404 |
| Equity capital to assets | 97.8533% | 4 |
| Core capital (leverage) ratio | 99.5531% | 5 |
| Tier 1 risk-based capital ratio | 5,737.2263% | 1 |
| Total risk-based capital ratio | 5,737.2263% | 1 |
| Memoranda: | ||
| Average total assets | $55,498,400 | 4,847 |
| Average earning assets | $53,438,800 | 4,795 |
| Average equity | $54,370,600 | 1,422 |
| Average total loans | NA | NA |
| 2018-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.9495% | 5,442 |
| Cost of funding earning assets | 0.0000% | 5,467 |
| Net interest margin | 1.9495% | 5,411 |
| Noninterest income to average assets | 2.8659% | 168 |
| Noninterest expense to average assets | 2.3308% | 4,017 |
| Loan and lease loss provision to assets | 0.0000% | 3,948 |
| Net operating income to assets | 1.6270% | 902 |
| Return on assets (ROA) | 1.6270% | 906 |
| Pretax return on assets | 2.4176% | 272 |
| Return on Equity (ROE) | 1.6602% | 5,170 |
| Retained earnings to average equity (ytd only) | 0.0738% | 5,024 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 49.0863% | 4,996 |
| Assets per employee ($millions) | 18.4370% | 58 |
| Cash dividends to net income (ytd only)* | 95.5555% | 311 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,046 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,450 |
| Net loans and leases to deposits | 0.0000% | 5,450 |
| Net loans and leases to core deposits | 0.0000% | 5,439 |
| Total domestic deposits to total assets | 0.9040% | 5,476 |
| Equity capital to assets | 97.7780% | 3 |
| Core capital (leverage) ratio | 97.1039% | 10 |
| Tier 1 risk-based capital ratio | 54,082.0000% | 1 |
| Total risk-based capital ratio | 54,082.0000% | 1 |
| Memoranda: | ||
| Average total assets | $55,316,250 | 4,902 |
| Average earning assets | $53,415,250 | 4,850 |
| Average equity | $54,208,250 | 1,432 |
| Average total loans | NA | NA |
| 2018-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.8396% | 5,512 |
| Cost of funding earning assets | 0.0000% | 5,529 |
| Net interest margin | 1.8396% | 5,485 |
| Noninterest income to average assets | 3.0261% | 160 |
| Noninterest expense to average assets | 2.5887% | 3,360 |
| Loan and lease loss provision to assets | 0.0000% | 3,782 |
| Net operating income to assets | 1.3847% | 1,493 |
| Return on assets (ROA) | 1.3847% | 1,494 |
| Pretax return on assets | 2.2127% | 381 |
| Return on Equity (ROE) | 1.4120% | 5,231 |
| Retained earnings to average equity (ytd only) | 1.4120% | 4,660 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 53.9157% | 4,703 |
| Assets per employee ($millions) | 11.1236% | 234 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,456 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,076 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,515 |
| Net loans and leases to deposits | 0.0000% | 5,515 |
| Net loans and leases to core deposits | 0.0000% | 5,504 |
| Total domestic deposits to total assets | 0.8990% | 5,540 |
| Equity capital to assets | 97.8730% | 4 |
| Core capital (leverage) ratio | 98.3416% | 7 |
| Tier 1 risk-based capital ratio | 35,347.4026% | 1 |
| Total risk-based capital ratio | 35,347.4026% | 1 |
| Memoranda: | ||
| Average total assets | $55,318,000 | 4,956 |
| Average earning assets | $53,382,000 | 4,909 |
| Average equity | $54,250,330 | 1,437 |
| Average total loans | NA | NA |
| 2018-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.6974% | 5,586 |
| Cost of funding earning assets | 0.0000% | 5,593 |
| Net interest margin | 1.6974% | 5,567 |
| Noninterest income to average assets | 2.5812% | 189 |
| Noninterest expense to average assets | 2.2767% | 4,238 |
| Loan and lease loss provision to assets | 0.0000% | 3,508 |
| Net operating income to assets | 1.5371% | 986 |
| Return on assets (ROA) | 1.5371% | 994 |
| Pretax return on assets | 1.9432% | 653 |
| Return on Equity (ROE) | 1.5658% | 5,242 |
| Retained earnings to average equity (ytd only) | 1.5658% | 4,471 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 53.9519% | 4,804 |
| Assets per employee ($millions) | 11.0522% | 241 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,749 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,153 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,578 |
| Net loans and leases to deposits | 0.0000% | 5,578 |
| Net loans and leases to core deposits | 0.0000% | 5,567 |
| Total domestic deposits to total assets | 0.9048% | 5,604 |
| Equity capital to assets | 98.1958% | 2 |
| Core capital (leverage) ratio | 98.4042% | 6 |
| Tier 1 risk-based capital ratio | 39,608.7591% | 1 |
| Total risk-based capital ratio | 39,608.7591% | 1 |
| Memoranda: | ||
| Average total assets | $55,168,000 | 5,017 |
| Average earning assets | $53,257,500 | 4,971 |
| Average equity | $54,158,000 | 1,446 |
| Average total loans | NA | NA |
| 2017-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.2843% | 5,640 |
| Cost of funding earning assets | 0.0000% | 5,660 |
| Net interest margin | 1.2843% | 5,630 |
| Noninterest income to average assets | 2.8992% | 183 |
| Noninterest expense to average assets | 2.1251% | 4,713 |
| Loan and lease loss provision to assets | 0.0000% | 4,227 |
| Net operating income to assets | 1.2451% | 1,375 |
| Return on assets (ROA) | 1.2451% | 1,394 |
| Pretax return on assets | 2.0119% | 477 |
| Return on Equity (ROE) | 1.2684% | 5,194 |
| Retained earnings to average equity (ytd only) | 0.5226% | 4,824 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 51.3680% | 5,141 |
| Assets per employee ($millions) | 11.0150% | 239 |
| Cash dividends to net income (ytd only)* | 58.7977% | 1,813 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,206 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,643 |
| Net loans and leases to deposits | 0.0000% | 5,643 |
| Net loans and leases to core deposits | 0.0000% | 5,632 |
| Total domestic deposits to total assets | 0.9079% | 5,670 |
| Equity capital to assets | 98.1425% | 2 |
| Core capital (leverage) ratio | 98.1229% | 3 |
| Tier 1 risk-based capital ratio | 33,994.9686% | 1 |
| Total risk-based capital ratio | 33,994.9686% | 1 |
| Memoranda: | ||
| Average total assets | $54,773,200 | 5,063 |
| Average earning assets | $52,790,400 | 5,018 |
| Average equity | $53,770,400 | 1,429 |
| Average total loans | NA | NA |
| 2017-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.2093% | 5,715 |
| Cost of funding earning assets | 0.0000% | 5,725 |
| Net interest margin | 1.2093% | 5,708 |
| Noninterest income to average assets | 2.9275% | 190 |
| Noninterest expense to average assets | 2.2206% | 4,483 |
| Loan and lease loss provision to assets | 0.0000% | 4,088 |
| Net operating income to assets | 1.1773% | 1,786 |
| Return on assets (ROA) | 1.1773% | 1,828 |
| Pretax return on assets | 1.8721% | 742 |
| Return on Equity (ROE) | 1.1992% | 5,407 |
| Retained earnings to average equity (ytd only) | 0.2036% | 5,173 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 54.2585% | 4,914 |
| Assets per employee ($millions) | 11.0050% | 234 |
| Cash dividends to net income (ytd only)* | 83.0228% | 575 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,287 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,709 |
| Net loans and leases to deposits | 0.0000% | 5,709 |
| Net loans and leases to core deposits | 0.0000% | 5,698 |
| Total domestic deposits to total assets | 0.9087% | 5,736 |
| Equity capital to assets | 97.8701% | 1 |
| Core capital (leverage) ratio | 98.2307% | 5 |
| Tier 1 risk-based capital ratio | 27,476.0204% | 1 |
| Total risk-based capital ratio | 27,476.0204% | 1 |
| Memoranda: | ||
| Average total assets | $54,697,750 | 5,123 |
| Average earning assets | $52,701,000 | 5,073 |
| Average equity | $53,700,000 | 1,441 |
| Average total loans | NA | NA |
| 2017-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.0947% | 5,771 |
| Cost of funding earning assets | 0.0000% | 5,773 |
| Net interest margin | 1.0947% | 5,766 |
| Noninterest income to average assets | 2.9970% | 186 |
| Noninterest expense to average assets | 2.1799% | 4,598 |
| Loan and lease loss provision to assets | 0.0000% | 3,871 |
| Net operating income to assets | 1.1797% | 1,667 |
| Return on assets (ROA) | 1.1797% | 1,699 |
| Pretax return on assets | 1.8722% | 706 |
| Return on Equity (ROE) | 1.2004% | 5,446 |
| Retained earnings to average equity (ytd only) | -0.2945% | 5,122 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 53.7975% | 5,033 |
| Assets per employee ($millions) | 10.9416% | 228 |
| Cash dividends to net income (ytd only)* | 124.5342% | 256 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,332 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,758 |
| Net loans and leases to deposits | 0.0000% | 5,758 |
| Net loans and leases to core deposits | 0.0000% | 5,747 |
| Total domestic deposits to total assets | 0.9139% | 5,786 |
| Equity capital to assets | 98.1429% | 1 |
| Core capital (leverage) ratio | 98.4759% | 4 |
| Tier 1 risk-based capital ratio | 33,768.5535% | 1 |
| Total risk-based capital ratio | 33,768.5535% | 1 |
| Memoranda: | ||
| Average total assets | $54,588,670 | 5,161 |
| Average earning assets | $52,618,670 | 5,109 |
| Average equity | $53,649,000 | 1,450 |
| Average total loans | NA | NA |
| 2017-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.9668% | 5,843 |
| Cost of funding earning assets | 0.0000% | 5,834 |
| Net interest margin | 0.9668% | 5,839 |
| Noninterest income to average assets | 2.6995% | 214 |
| Noninterest expense to average assets | 2.2887% | 4,438 |
| Loan and lease loss provision to assets | 0.0000% | 3,537 |
| Net operating income to assets | 0.8436% | 3,021 |
| Return on assets (ROA) | 0.8436% | 3,065 |
| Pretax return on assets | 1.3424% | 2,087 |
| Return on Equity (ROE) | 0.8578% | 5,519 |
| Retained earnings to average equity (ytd only) | -2.1407% | 5,181 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 63.0303% | 3,984 |
| Assets per employee ($millions) | 10.8786% | 229 |
| Cash dividends to net income (ytd only)* | 349.5652% | 73 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,400 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,827 |
| Net loans and leases to deposits | 0.0000% | 5,825 |
| Net loans and leases to core deposits | 0.0000% | 5,814 |
| Total domestic deposits to total assets | 0.9192% | 5,853 |
| Equity capital to assets | 98.3288% | 1 |
| Core capital (leverage) ratio | 97.8861% | 4 |
| Tier 1 risk-based capital ratio | 74,283.3333% | 1 |
| Total risk-based capital ratio | 74,283.3333% | 1 |
| Memoranda: | ||
| Average total assets | $54,529,000 | 5,214 |
| Average earning assets | $52,543,500 | 5,165 |
| Average equity | $53,627,500 | 1,449 |
| Average total loans | NA | NA |
| 2016-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.6921% | 5,896 |
| Cost of funding earning assets | 0.0000% | 5,897 |
| Net interest margin | 0.6921% | 5,893 |
| Noninterest income to average assets | 2.3938% | 267 |
| Noninterest expense to average assets | 1.8798% | 5,390 |
| Loan and lease loss provision to assets | 0.0000% | 4,332 |
| Net operating income to assets | 0.7361% | 3,614 |
| Return on assets (ROA) | 0.7361% | 3,723 |
| Pretax return on assets | 1.1785% | 2,766 |
| Return on Equity (ROE) | 0.7479% | 5,598 |
| Retained earnings to average equity (ytd only) | 0.3450% | 5,184 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 61.4646% | 4,344 |
| Assets per employee ($millions) | 10.9330% | 233 |
| Cash dividends to net income (ytd only)* | 53.8653% | 2,090 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,456 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,884 |
| Net loans and leases to deposits | 0.0000% | 5,883 |
| Net loans and leases to core deposits | 0.0000% | 5,872 |
| Total domestic deposits to total assets | 0.9147% | 5,912 |
| Equity capital to assets | 98.3646% | 1 |
| Core capital (leverage) ratio | 98.4384% | 2 |
| Tier 1 risk-based capital ratio | 34,916.2338% | 1 |
| Total risk-based capital ratio | 34,916.2338% | 1 |
| Memoranda: | ||
| Average total assets | $54,473,800 | 5,257 |
| Average earning assets | $52,304,800 | 5,202 |
| Average equity | $53,619,200 | 1,432 |
| Average total loans | NA | NA |
| 2016-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.6812% | 5,965 |
| Cost of funding earning assets | 0.0000% | 5,963 |
| Net interest margin | 0.6812% | 5,961 |
| Noninterest income to average assets | 2.3885% | 275 |
| Noninterest expense to average assets | 1.8226% | 5,489 |
| Loan and lease loss provision to assets | 0.0000% | 4,186 |
| Net operating income to assets | 0.7619% | 3,553 |
| Return on assets (ROA) | 0.7619% | 3,685 |
| Pretax return on assets | 1.2200% | 2,752 |
| Return on Equity (ROE) | 0.7739% | 5,668 |
| Retained earnings to average equity (ytd only) | 0.2339% | 5,285 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 59.9034% | 4,555 |
| Assets per employee ($millions) | 10.9134% | 219 |
| Cash dividends to net income (ytd only)* | 69.7752% | 1,047 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,556 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,950 |
| Net loans and leases to deposits | 0.0000% | 5,950 |
| Net loans and leases to core deposits | 0.0000% | 5,939 |
| Total domestic deposits to total assets | 0.9163% | 5,981 |
| Equity capital to assets | 98.3745% | 2 |
| Core capital (leverage) ratio | 98.5243% | 4 |
| Tier 1 risk-based capital ratio | 34,857.1429% | 1 |
| Total risk-based capital ratio | 34,857.1429% | 1 |
| Memoranda: | ||
| Average total assets | $54,426,000 | 5,305 |
| Average earning assets | $52,259,000 | 5,249 |
| Average equity | $53,581,250 | 1,440 |
| Average total loans | NA | NA |
| 2016-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.6779% | 6,042 |
| Cost of funding earning assets | 0.0000% | 6,040 |
| Net interest margin | 0.6779% | 6,038 |
| Noninterest income to average assets | 2.3428% | 278 |
| Noninterest expense to average assets | 1.8058% | 5,591 |
| Loan and lease loss provision to assets | 0.0000% | 4,017 |
| Net operating income to assets | 0.7429% | 3,585 |
| Return on assets (ROA) | 0.7429% | 3,740 |
| Pretax return on assets | 1.1880% | 2,829 |
| Return on Equity (ROE) | 0.7545% | 5,717 |
| Retained earnings to average equity (ytd only) | -0.0523% | 5,301 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 60.3194% | 4,601 |
| Assets per employee ($millions) | 13.6020% | 107 |
| Cash dividends to net income (ytd only)* | 106.9307% | 437 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,652 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,029 |
| Net loans and leases to deposits | 0.0000% | 6,029 |
| Net loans and leases to core deposits | 0.0000% | 6,018 |
| Total domestic deposits to total assets | 0.9190% | 6,059 |
| Equity capital to assets | 98.4635% | 1 |
| Core capital (leverage) ratio | 98.2792% | 4 |
| Tier 1 risk-based capital ratio | 36,197.2973% | 1 |
| Total risk-based capital ratio | 36,197.2973% | 1 |
| Memoranda: | ||
| Average total assets | $54,379,000 | 5,363 |
| Average earning assets | $52,218,000 | 5,308 |
| Average equity | $53,548,330 | 1,439 |
| Average total loans | NA | NA |
| 2016-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.6824% | 6,105 |
| Cost of funding earning assets | 0.0000% | 6,095 |
| Net interest margin | 0.6824% | 6,103 |
| Noninterest income to average assets | 2.6635% | 236 |
| Noninterest expense to average assets | 1.9424% | 5,454 |
| Loan and lease loss provision to assets | 0.0000% | 3,656 |
| Net operating income to assets | 0.8609% | 2,945 |
| Return on assets (ROA) | 0.8609% | 3,058 |
| Pretax return on assets | 1.3759% | 1,977 |
| Return on Equity (ROE) | 0.8742% | 5,714 |
| Retained earnings to average equity (ytd only) | -0.7397% | 5,242 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 58.5366% | 4,941 |
| Assets per employee ($millions) | 18.1870% | 54 |
| Cash dividends to net income (ytd only)* | 184.6154% | 283 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,696 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,091 |
| Net loans and leases to deposits | 0.0000% | 6,091 |
| Net loans and leases to core deposits | 0.0000% | 6,080 |
| Total domestic deposits to total assets | 1.5066% | 6,120 |
| Equity capital to assets | 98.0316% | 1 |
| Core capital (leverage) ratio | 98.1791% | 2 |
| Tier 1 risk-based capital ratio | 14,982.3529% | 2 |
| Total risk-based capital ratio | 14,982.3529% | 2 |
| Memoranda: | ||
| Average total assets | $54,364,500 | 5,413 |
| Average earning assets | $52,168,500 | 5,359 |
| Average equity | $53,536,500 | 1,440 |
| Average total loans | NA | NA |
| 2015-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.4359% | 6,163 |
| Cost of funding earning assets | 0.0000% | 6,168 |
| Net interest margin | 0.4359% | 6,162 |
| Noninterest income to average assets | 2.9413% | 209 |
| Noninterest expense to average assets | 2.7244% | 3,503 |
| Loan and lease loss provision to assets | 0.0000% | 4,380 |
| Net operating income to assets | 0.3989% | 5,056 |
| Return on assets (ROA) | 0.3989% | 5,135 |
| Pretax return on assets | 0.6342% | 4,727 |
| Return on Equity (ROE) | 0.4055% | 5,852 |
| Retained earnings to average equity (ytd only) | -0.0411% | 5,520 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 81.1166% | 1,516 |
| Assets per employee ($millions) | 18.0560% | 56 |
| Cash dividends to net income (ytd only)* | 110.1382% | 306 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,750 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,149 |
| Net loans and leases to deposits | 0.0000% | 6,149 |
| Net loans and leases to core deposits | 0.0000% | 6,137 |
| Total domestic deposits to total assets | 0.6092% | 6,183 |
| Equity capital to assets | 98.9256% | 1 |
| Core capital (leverage) ratio | 98.6397% | 3 |
| Tier 1 risk-based capital ratio | 39,693.3333% | 1 |
| Total risk-based capital ratio | 39,693.3333% | 1 |
| Memoranda: | ||
| Average total assets | $54,397,800 | 5,448 |
| Average earning assets | $52,071,000 | 5,385 |
| Average equity | $53,520,600 | 1,396 |
| Average total loans | NA | NA |
| 2015-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.4252% | 6,254 |
| Cost of funding earning assets | 0.0000% | 6,253 |
| Net interest margin | 0.4252% | 6,252 |
| Noninterest income to average assets | 2.9920% | 210 |
| Noninterest expense to average assets | 2.7324% | 3,456 |
| Loan and lease loss provision to assets | 0.0000% | 4,232 |
| Net operating income to assets | 0.4187% | 5,090 |
| Return on assets (ROA) | 0.4187% | 5,177 |
| Pretax return on assets | 0.6660% | 4,787 |
| Return on Equity (ROE) | 0.4261% | 5,932 |
| Retained earnings to average equity (ytd only) | -0.1694% | 5,628 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 80.4035% | 1,604 |
| Assets per employee ($millions) | 10.8834% | 204 |
| Cash dividends to net income (ytd only)* | 139.7693% | 148 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,840 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,236 |
| Net loans and leases to deposits | 0.0000% | 6,236 |
| Net loans and leases to core deposits | 0.0000% | 6,224 |
| Total domestic deposits to total assets | 1.1853% | 6,263 |
| Equity capital to assets | 98.3884% | 2 |
| Core capital (leverage) ratio | 98.3576% | 4 |
| Tier 1 risk-based capital ratio | 27,040.4040% | 1 |
| Total risk-based capital ratio | 27,040.4040% | 1 |
| Memoranda: | ||
| Average total assets | $54,455,250 | 5,514 |
| Average earning assets | $52,054,000 | 5,456 |
| Average equity | $53,504,250 | 1,404 |
| Average total loans | NA | NA |
| 2015-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.4227% | 6,333 |
| Cost of funding earning assets | 0.0000% | 6,327 |
| Net interest margin | 0.4227% | 6,331 |
| Noninterest income to average assets | 2.9338% | 223 |
| Noninterest expense to average assets | 2.7466% | 3,424 |
| Loan and lease loss provision to assets | 0.0000% | 4,069 |
| Net operating income to assets | 0.3745% | 5,219 |
| Return on assets (ROA) | 0.3745% | 5,334 |
| Pretax return on assets | 0.5912% | 5,000 |
| Return on Equity (ROE) | 0.3814% | 5,982 |
| Retained earnings to average equity (ytd only) | -0.5122% | 5,608 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 82.2882% | 1,449 |
| Assets per employee ($millions) | 10.8742% | 204 |
| Cash dividends to net income (ytd only)* | 234.3137% | 81 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,929 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,313 |
| Net loans and leases to deposits | 0.0000% | 6,313 |
| Net loans and leases to core deposits | 0.0000% | 6,300 |
| Total domestic deposits to total assets | 1.2212% | 6,338 |
| Equity capital to assets | 98.3447% | 1 |
| Core capital (leverage) ratio | 98.4153% | 4 |
| Tier 1 risk-based capital ratio | 26,869.8492% | 1 |
| Total risk-based capital ratio | 26,869.8492% | 1 |
| Memoranda: | ||
| Average total assets | $54,468,000 | 5,571 |
| Average earning assets | $52,052,330 | 5,513 |
| Average equity | $53,492,330 | 1,414 |
| Average total loans | NA | NA |
| 2015-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.4226% | 6,404 |
| Cost of funding earning assets | 0.0000% | 6,393 |
| Net interest margin | 0.4226% | 6,402 |
| Noninterest income to average assets | 2.7808% | 237 |
| Noninterest expense to average assets | 2.8468% | 3,081 |
| Loan and lease loss provision to assets | 0.0000% | 3,703 |
| Net operating income to assets | 0.2128% | 5,654 |
| Return on assets (ROA) | 0.2128% | 5,744 |
| Pretax return on assets | 0.3375% | 5,563 |
| Return on Equity (ROE) | 0.2168% | 6,022 |
| Retained earnings to average equity (ytd only) | -1.5700% | 5,631 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 89.4009% | 894 |
| Assets per employee ($millions) | 10.8776% | 207 |
| Cash dividends to net income (ytd only)* | 824.1379% | 13 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,987 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,384 |
| Net loans and leases to deposits | 0.0000% | 6,384 |
| Net loans and leases to core deposits | 0.0000% | 6,371 |
| Total domestic deposits to total assets | 1.4066% | 6,409 |
| Equity capital to assets | 98.1797% | 1 |
| Core capital (leverage) ratio | 97.7520% | 2 |
| Tier 1 risk-based capital ratio | 26,047.8049% | 1 |
| Total risk-based capital ratio | 26,047.8049% | 1 |
| Memoranda: | ||
| Average total assets | $54,516,500 | 5,626 |
| Average earning assets | $52,063,000 | 5,558 |
| Average equity | $53,503,000 | 1,421 |
| Average total loans | NA | NA |
| 2014-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.4334% | 6,492 |
| Cost of funding earning assets | 0.0000% | 6,493 |
| Net interest margin | 0.4334% | 6,489 |
| Noninterest income to average assets | 2.6454% | 221 |
| Noninterest expense to average assets | 2.3778% | 4,900 |
| Loan and lease loss provision to assets | 0.0000% | 4,603 |
| Net operating income to assets | 0.4303% | 5,112 |
| Return on assets (ROA) | 0.4303% | 5,195 |
| Pretax return on assets | 0.6763% | 4,705 |
| Return on Equity (ROE) | 0.4451% | 6,049 |
| Retained earnings to average equity (ytd only) | 0.4376% | 5,575 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 77.8567% | 2,228 |
| Assets per employee ($millions) | 10.9290% | 195 |
| Cash dividends to net income (ytd only)* | 1.6807% | 4,298 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,115 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,475 |
| Net loans and leases to deposits | 0.0000% | 6,475 |
| Net loans and leases to core deposits | 0.0000% | 6,462 |
| Total domestic deposits to total assets | 1.4073% | 6,499 |
| Equity capital to assets | 98.1023% | 1 |
| Core capital (leverage) ratio | 97.1247% | 2 |
| Tier 1 risk-based capital ratio | 26,023.3010% | 1 |
| Total risk-based capital ratio | 26,023.3010% | 1 |
| Memoranda: | ||
| Average total assets | $55,304,000 | 5,666 |
| Average earning assets | $52,148,800 | 5,617 |
| Average equity | $53,470,000 | 1,367 |
| Average total loans | NA | NA |
| 2014-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.4347% | 6,574 |
| Cost of funding earning assets | 0.0000% | 6,574 |
| Net interest margin | 0.4347% | 6,571 |
| Noninterest income to average assets | 2.4902% | 244 |
| Noninterest expense to average assets | 2.4686% | 4,622 |
| Loan and lease loss provision to assets | 0.0000% | 4,401 |
| Net operating income to assets | 0.2740% | 5,667 |
| Return on assets (ROA) | 0.2740% | 5,733 |
| Pretax return on assets | 0.4303% | 5,519 |
| Return on Equity (ROE) | 0.2845% | 6,128 |
| Retained earnings to average equity (ytd only) | 0.2745% | 5,725 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 85.1575% | 1,273 |
| Assets per employee ($millions) | 11.0800% | 176 |
| Cash dividends to net income (ytd only)* | 3.5066% | 3,743 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,218 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,554 |
| Net loans and leases to deposits | 0.0000% | 6,554 |
| Net loans and leases to core deposits | 0.0000% | 6,541 |
| Total domestic deposits to total assets | 2.4116% | 6,576 |
| Equity capital to assets | 96.5415% | 3 |
| Core capital (leverage) ratio | 96.6497% | 5 |
| Tier 1 risk-based capital ratio | 14,533.6957% | 1 |
| Total risk-based capital ratio | 14,533.6957% | 1 |
| Memoranda: | ||
| Average total assets | $55,468,750 | 5,724 |
| Average earning assets | $52,142,500 | 5,679 |
| Average equity | $53,435,500 | 1,372 |
| Average total loans | NA | NA |
| 2014-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.4371% | 6,639 |
| Cost of funding earning assets | 0.0000% | 6,634 |
| Net interest margin | 0.4371% | 6,635 |
| Noninterest income to average assets | 2.4184% | 252 |
| Noninterest expense to average assets | 2.4652% | 4,682 |
| Loan and lease loss provision to assets | 0.0000% | 4,196 |
| Net operating income to assets | 0.2343% | 5,748 |
| Return on assets (ROA) | 0.2343% | 5,815 |
| Pretax return on assets | 0.3640% | 5,650 |
| Return on Equity (ROE) | 0.2434% | 6,183 |
| Retained earnings to average equity (ytd only) | 0.2246% | 5,624 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 87.1338% | 1,173 |
| Assets per employee ($millions) | 13.8368% | 91 |
| Cash dividends to net income (ytd only)* | 7.6923% | 3,514 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,288 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,622 |
| Net loans and leases to deposits | 0.0000% | 6,622 |
| Net loans and leases to core deposits | 0.0000% | 6,609 |
| Total domestic deposits to total assets | 2.6777% | 6,643 |
| Equity capital to assets | 96.5436% | 4 |
| Core capital (leverage) ratio | 96.2307% | 5 |
| Tier 1 risk-based capital ratio | 10,860.5691% | 1 |
| Total risk-based capital ratio | 10,860.5691% | 1 |
| Memoranda: | ||
| Average total assets | $55,491,670 | 5,778 |
| Average earning assets | $52,158,000 | 5,732 |
| Average equity | $53,419,330 | 1,364 |
| Average total loans | NA | NA |
| 2014-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.4521% | 6,713 |
| Cost of funding earning assets | 0.0000% | 6,699 |
| Net interest margin | 0.4521% | 6,711 |
| Noninterest income to average assets | 2.3684% | 257 |
| Noninterest expense to average assets | 1.8861% | 6,089 |
| Loan and lease loss provision to assets | 0.0000% | 3,817 |
| Net operating income to assets | 0.5831% | 4,274 |
| Return on assets (ROA) | 0.5831% | 4,347 |
| Pretax return on assets | 0.9071% | 3,672 |
| Return on Equity (ROE) | 0.6066% | 6,118 |
| Retained earnings to average equity (ytd only) | 0.5692% | 5,354 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 67.5258% | 4,266 |
| Assets per employee ($millions) | 13.8853% | 90 |
| Cash dividends to net income (ytd only)* | 6.1728% | 2,752 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,361 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,692 |
| Net loans and leases to deposits | 0.0000% | 6,692 |
| Net loans and leases to core deposits | 0.0000% | 6,679 |
| Total domestic deposits to total assets | 2.8862% | 6,711 |
| Equity capital to assets | 96.2352% | 7 |
| Core capital (leverage) ratio | 96.0933% | 7 |
| Tier 1 risk-based capital ratio | 11,252.6316% | 1 |
| Total risk-based capital ratio | 11,252.6316% | 1 |
| Memoranda: | ||
| Average total assets | $55,564,000 | 5,827 |
| Average earning assets | $52,203,500 | 5,783 |
| Average equity | $53,412,000 | 1,360 |
| Average total loans | NA | NA |
| 2013-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.3456% | 6,794 |
| Cost of funding earning assets | 0.1592% | 6,504 |
| Net interest margin | 0.1864% | 6,797 |
| Noninterest income to average assets | 0.3232% | 5,023 |
| Noninterest expense to average assets | 0.4100% | 6,789 |
| Loan and lease loss provision to assets | 0.0000% | 5,091 |
| Net operating income to assets | 0.0655% | 6,104 |
| Return on assets (ROA) | 0.0655% | 6,153 |
| Pretax return on assets | 0.0984% | 6,094 |
| Return on Equity (ROE) | 0.8450% | 6,107 |
| Retained earnings to average equity (ytd only) | 0.8394% | 5,461 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 80.6368% | 2,064 |
| Assets per employee ($millions) | 13.8968% | 94 |
| Cash dividends to net income (ytd only)* | 0.6682% | 4,275 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,461 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,772 |
| Net loans and leases to deposits | 0.0000% | 6,772 |
| Net loans and leases to core deposits | 0.0000% | 6,760 |
| Total domestic deposits to total assets | 2.8892% | 6,794 |
| Equity capital to assets | 96.0189% | 7 |
| Core capital (leverage) ratio | 6.3254% | 6,618 |
| Tier 1 risk-based capital ratio | 10,527.4162% | 1 |
| Total risk-based capital ratio | 10,527.4162% | 1 |
| Memoranda: | ||
| Average total assets | $685,670,400 | 971 |
| Average earning assets | $681,460,200 | 889 |
| Average equity | $53,134,000 | 1,334 |
| Average total loans | NA | NA |
| 2013-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.2858% | 6,875 |
| Cost of funding earning assets | 0.1383% | 6,675 |
| Net interest margin | 0.1475% | 6,880 |
| Noninterest income to average assets | 0.2789% | 5,451 |
| Noninterest expense to average assets | 0.3545% | 6,874 |
| Loan and lease loss provision to assets | 0.0000% | 4,941 |
| Net operating income to assets | 0.0481% | 6,223 |
| Return on assets (ROA) | 0.0481% | 6,276 |
| Pretax return on assets | 0.0712% | 6,237 |
| Return on Equity (ROE) | 0.7637% | 6,220 |
| Retained earnings to average equity (ytd only) | 0.7562% | 5,671 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 83.2838% | 1,677 |
| Assets per employee ($millions) | 475.4260% | 5 |
| Cash dividends to net income (ytd only)* | 0.9869% | 3,728 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,542 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,855 |
| Net loans and leases to deposits | 0.0000% | 6,854 |
| Net loans and leases to core deposits | 0.0000% | 6,842 |
| Total domestic deposits to total assets | 0.1104% | 6,894 |
| Equity capital to assets | 2.7990% | 6,851 |
| Core capital (leverage) ratio | 6.0422% | 6,713 |
| Tier 1 risk-based capital ratio | 7,782.0175% | 1 |
| Total risk-based capital ratio | 7,782.0175% | 1 |
| Memoranda: | ||
| Average total assets | $843,191,250 | 791 |
| Average earning assets | $838,765,500 | 716 |
| Average equity | $53,074,000 | 1,348 |
| Average total loans | NA | NA |
| 2013-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.4948% | 6,918 |
| Cost of funding earning assets | 0.2622% | 6,090 |
| Net interest margin | 0.2326% | 6,927 |
| Noninterest income to average assets | 0.4760% | 3,987 |
| Noninterest expense to average assets | 0.6228% | 6,911 |
| Loan and lease loss provision to assets | 0.0000% | 4,788 |
| Net operating income to assets | 0.0542% | 6,232 |
| Return on assets (ROA) | 0.0542% | 6,311 |
| Pretax return on assets | 0.0836% | 6,257 |
| Return on Equity (ROE) | 0.5017% | 6,311 |
| Retained earnings to average equity (ytd only) | 0.4904% | 5,702 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 88.1640% | 1,207 |
| Assets per employee ($millions) | 13.9975% | 95 |
| Cash dividends to net income (ytd only)* | 2.2556% | 3,482 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,597 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,904 |
| Net loans and leases to deposits | 0.0000% | 6,904 |
| Net loans and leases to core deposits | 0.0000% | 6,892 |
| Total domestic deposits to total assets | 4.3204% | 6,923 |
| Equity capital to assets | 94.7669% | 4 |
| Core capital (leverage) ratio | 6.0502% | 6,750 |
| Tier 1 risk-based capital ratio | 7,667.1965% | 1 |
| Total risk-based capital ratio | 7,667.1965% | 1 |
| Memoranda: | ||
| Average total assets | $490,353,670 | 1,364 |
| Average earning assets | $485,831,670 | 1,269 |
| Average equity | $53,022,330 | 1,356 |
| Average total loans | NA | NA |
| 2013-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.3488% | 7,004 |
| Cost of funding earning assets | 0.1929% | 6,611 |
| Net interest margin | 0.1559% | 7,006 |
| Noninterest income to average assets | 0.3398% | 4,976 |
| Noninterest expense to average assets | 0.4161% | 6,999 |
| Loan and lease loss provision to assets | 0.0000% | 4,409 |
| Net operating income to assets | 0.0509% | 6,246 |
| Return on assets (ROA) | 0.0509% | 6,333 |
| Pretax return on assets | 0.0786% | 6,293 |
| Return on Equity (ROE) | 0.6792% | 6,289 |
| Retained earnings to average equity (ytd only) | 0.6566% | 5,566 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 84.1143% | 1,752 |
| Assets per employee ($millions) | 339.7808% | 8 |
| Cash dividends to net income (ytd only)* | 3.3333% | 2,617 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,664 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,982 |
| Net loans and leases to deposits | 0.0000% | 6,982 |
| Net loans and leases to core deposits | 0.0000% | 6,969 |
| Total domestic deposits to total assets | 0.1819% | 7,022 |
| Equity capital to assets | 3.9021% | 6,942 |
| Core capital (leverage) ratio | 6.0129% | 6,803 |
| Tier 1 risk-based capital ratio | 8,168.5670% | 1 |
| Total risk-based capital ratio | 8,168.5670% | 1 |
| Memoranda: | ||
| Average total assets | $707,535,500 | 950 |
| Average earning assets | $702,926,500 | 877 |
| Average equity | $53,003,500 | 1,369 |
| Average total loans | NA | NA |
| 2012-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.2589% | 7,068 |
| Cost of funding earning assets | 0.1366% | 6,949 |
| Net interest margin | 0.1223% | 7,075 |
| Noninterest income to average assets | 0.2491% | 5,678 |
| Noninterest expense to average assets | 0.3301% | 7,057 |
| Loan and lease loss provision to assets | 0.0000% | 5,905 |
| Net operating income to assets | 0.0269% | 6,126 |
| Return on assets (ROA) | 0.0269% | 6,269 |
| Pretax return on assets | 0.0408% | 6,233 |
| Return on Equity (ROE) | 0.5024% | 6,223 |
| Retained earnings to average equity (ytd only) | 0.4930% | 5,600 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 89.0041% | 1,148 |
| Assets per employee ($millions) | 13.9870% | 108 |
| Cash dividends to net income (ytd only)* | 1.8797% | 4,278 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,725 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,047 |
| Net loans and leases to deposits | 0.0000% | 7,047 |
| Net loans and leases to core deposits | 0.0000% | 7,034 |
| Total domestic deposits to total assets | 4.4327% | 7,063 |
| Equity capital to assets | 94.6808% | 4 |
| Core capital (leverage) ratio | 6.1207% | 6,845 |
| Tier 1 risk-based capital ratio | 4,721.4095% | 2 |
| Total risk-based capital ratio | 4,721.4095% | 2 |
| Memoranda: | ||
| Average total assets | $988,285,600 | 665 |
| Average earning assets | $983,789,800 | 603 |
| Average equity | $52,946,000 | 1,343 |
| Average total loans | NA | NA |
| 2012-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.2134% | 7,177 |
| Cost of funding earning assets | 0.1058% | 7,106 |
| Net interest margin | 0.1076% | 7,177 |
| Noninterest income to average assets | 0.2063% | 6,053 |
| Noninterest expense to average assets | 0.2747% | 7,171 |
| Loan and lease loss provision to assets | 0.0000% | 5,790 |
| Net operating income to assets | 0.0255% | 6,245 |
| Return on assets (ROA) | 0.0255% | 6,379 |
| Pretax return on assets | 0.0389% | 6,355 |
| Return on Equity (ROE) | 0.5893% | 6,331 |
| Retained earnings to average equity (ytd only) | 0.5768% | 5,921 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 87.6045% | 1,237 |
| Assets per employee ($millions) | 365.4708% | 8 |
| Cash dividends to net income (ytd only)* | 2.1379% | 3,679 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,825 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,148 |
| Net loans and leases to deposits | 0.0000% | 7,147 |
| Net loans and leases to core deposits | 0.0000% | 7,135 |
| Total domestic deposits to total assets | 0.2180% | 7,183 |
| Equity capital to assets | 3.6236% | 7,114 |
| Core capital (leverage) ratio | 5.9294% | 6,953 |
| Tier 1 risk-based capital ratio | 6,833.9793% | 1 |
| Total risk-based capital ratio | 6,833.9793% | 1 |
| Memoranda: | ||
| Average total assets | $1,221,370,000 | 540 |
| Average earning assets | $1,216,968,500 | 496 |
| Average equity | $52,939,500 | 1,355 |
| Average total loans | NA | NA |
| 2012-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.2295% | 7,239 |
| Cost of funding earning assets | 0.1043% | 7,173 |
| Net interest margin | 0.1252% | 7,239 |
| Noninterest income to average assets | 0.2338% | 5,897 |
| Noninterest expense to average assets | 0.3120% | 7,232 |
| Loan and lease loss provision to assets | 0.0000% | 5,619 |
| Net operating income to assets | 0.0305% | 6,283 |
| Return on assets (ROA) | 0.0305% | 6,423 |
| Pretax return on assets | 0.0466% | 6,394 |
| Return on Equity (ROE) | 0.6575% | 6,360 |
| Retained earnings to average equity (ytd only) | 0.6386% | 5,806 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 86.9990% | 1,339 |
| Assets per employee ($millions) | 14.1928% | 92 |
| Cash dividends to net income (ytd only)* | 2.8736% | 3,484 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,881 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,209 |
| Net loans and leases to deposits | 0.0000% | 7,209 |
| Net loans and leases to core deposits | 0.0000% | 7,197 |
| Total domestic deposits to total assets | 5.8762% | 7,232 |
| Equity capital to assets | 93.3064% | 6 |
| Core capital (leverage) ratio | 5.9962% | 6,988 |
| Tier 1 risk-based capital ratio | 6,342.7371% | 1 |
| Total risk-based capital ratio | 6,342.7371% | 1 |
| Memoranda: | ||
| Average total assets | $1,141,199,000 | 580 |
| Average earning assets | $1,137,020,330 | 529 |
| Average equity | $52,928,330 | 1,344 |
| Average total loans | NA | NA |
| 2012-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.1567% | 7,302 |
| Cost of funding earning assets | 0.0643% | 7,263 |
| Net interest margin | 0.0924% | 7,302 |
| Noninterest income to average assets | 0.1409% | 6,534 |
| Noninterest expense to average assets | 0.2158% | 7,302 |
| Loan and lease loss provision to assets | 0.0000% | 5,254 |
| Net operating income to assets | 0.0114% | 6,395 |
| Return on assets (ROA) | 0.0114% | 6,502 |
| Pretax return on assets | 0.0173% | 6,503 |
| Return on Equity (ROE) | 0.3629% | 6,466 |
| Retained earnings to average equity (ytd only) | 0.3251% | 5,882 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 92.5586% | 904 |
| Assets per employee ($millions) | 402.3016% | 5 |
| Cash dividends to net income (ytd only)* | 10.4167% | 2,542 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,966 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,271 |
| Net loans and leases to deposits | 0.0000% | 7,271 |
| Net loans and leases to core deposits | 0.0000% | 7,258 |
| Total domestic deposits to total assets | 0.1676% | 7,311 |
| Equity capital to assets | 2.6287% | 7,250 |
| Core capital (leverage) ratio | 6.0348% | 7,037 |
| Tier 1 risk-based capital ratio | 6,396.8447% | 1 |
| Total risk-based capital ratio | 6,396.8447% | 1 |
| Memoranda: | ||
| Average total assets | $1,683,413,000 | 407 |
| Average earning assets | $1,679,675,000 | 368 |
| Average equity | $52,907,000 | 1,339 |
| Average total loans | NA | NA |
| 2011-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.3462% | 7,343 |
| Cost of funding earning assets | 0.1552% | 7,278 |
| Net interest margin | 0.1909% | 7,350 |
| Noninterest income to average assets | 0.2977% | 5,398 |
| Noninterest expense to average assets | 0.3742% | 7,337 |
| Loan and lease loss provision to assets | 0.0000% | 6,496 |
| Net operating income to assets | 0.0674% | 5,929 |
| Return on assets (ROA) | 0.0674% | 6,043 |
| Pretax return on assets | 0.1139% | 5,944 |
| Return on Equity (ROE) | 1.0156% | 5,962 |
| Retained earnings to average equity (ytd only) | 1.0156% | 5,387 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 76.6675% | 2,802 |
| Assets per employee ($millions) | 271.0636% | 11 |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,078 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,026 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,320 |
| Net loans and leases to deposits | 0.0000% | 7,320 |
| Net loans and leases to core deposits | 0.0000% | 7,305 |
| Total domestic deposits to total assets | 0.2508% | 7,358 |
| Equity capital to assets | 3.9059% | 7,229 |
| Core capital (leverage) ratio | 6.1286% | 7,045 |
| Tier 1 risk-based capital ratio | 18,544.7183% | 1 |
| Total risk-based capital ratio | 18,544.7183% | 1 |
| Memoranda: | ||
| Average total assets | $795,498,000 | 827 |
| Average earning assets | $793,566,800 | 743 |
| Average equity | $52,778,400 | 1,289 |
| Average total loans | NA | NA |
| 2011-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.4204% | 7,420 |
| Cost of funding earning assets | 0.2023% | 7,326 |
| Net interest margin | 0.2180% | 7,425 |
| Noninterest income to average assets | 0.3610% | 4,980 |
| Noninterest expense to average assets | 0.4399% | 7,413 |
| Loan and lease loss provision to assets | 0.0000% | 6,393 |
| Net operating income to assets | 0.0873% | 5,993 |
| Return on assets (ROA) | 0.0873% | 6,107 |
| Pretax return on assets | 0.1385% | 6,030 |
| Return on Equity (ROE) | 1.0846% | 6,055 |
| Retained earnings to average equity (ytd only) | 1.0846% | 5,588 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 76.0549% | 2,829 |
| Assets per employee ($millions) | 299.3406% | 10 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,512 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,097 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,401 |
| Net loans and leases to deposits | 0.0000% | 7,400 |
| Net loans and leases to core deposits | 0.0000% | 7,385 |
| Total domestic deposits to total assets | 0.2448% | 7,437 |
| Equity capital to assets | 3.5338% | 7,344 |
| Core capital (leverage) ratio | 6.0538% | 7,130 |
| Tier 1 risk-based capital ratio | 29,362.5698% | 1 |
| Total risk-based capital ratio | 29,362.5698% | 1 |
| Memoranda: | ||
| Average total assets | $655,543,000 | 997 |
| Average earning assets | $653,683,000 | 912 |
| Average equity | $52,738,750 | 1,293 |
| Average total loans | NA | NA |
| 2011-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.7271% | 7,490 |
| Cost of funding earning assets | 0.3879% | 7,155 |
| Net interest margin | 0.3392% | 7,491 |
| Noninterest income to average assets | 0.6323% | 2,934 |
| Noninterest expense to average assets | 0.7250% | 7,473 |
| Loan and lease loss provision to assets | 0.0000% | 6,217 |
| Net operating income to assets | 0.1583% | 5,859 |
| Return on assets (ROA) | 0.1583% | 5,959 |
| Pretax return on assets | 0.2447% | 5,823 |
| Return on Equity (ROE) | 1.1274% | 6,053 |
| Retained earnings to average equity (ytd only) | 1.1274% | 5,411 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 74.7664% | 3,225 |
| Assets per employee ($millions) | 14.3478% | 99 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,290 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,147 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,475 |
| Net loans and leases to deposits | 0.0000% | 7,474 |
| Net loans and leases to core deposits | 0.0000% | 7,460 |
| Total domestic deposits to total assets | 6.6909% | 7,492 |
| Equity capital to assets | 91.9987% | 10 |
| Core capital (leverage) ratio | 6.0584% | 7,183 |
| Tier 1 risk-based capital ratio | 17,592.9530% | 1 |
| Total risk-based capital ratio | 17,592.9530% | 1 |
| Memoranda: | ||
| Average total assets | $375,156,330 | 1,742 |
| Average earning assets | $373,280,670 | 1,614 |
| Average equity | $52,688,000 | 1,281 |
| Average total loans | NA | NA |
| 2011-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.5029% | 7,555 |
| Cost of funding earning assets | 0.2856% | 7,406 |
| Net interest margin | 0.2172% | 7,560 |
| Noninterest income to average assets | 0.4247% | 4,496 |
| Noninterest expense to average assets | 0.4434% | 7,553 |
| Loan and lease loss provision to assets | 0.0000% | 5,840 |
| Net operating income to assets | 0.1266% | 6,020 |
| Return on assets (ROA) | 0.1266% | 6,079 |
| Pretax return on assets | 0.1977% | 5,945 |
| Return on Equity (ROE) | 1.2844% | 6,055 |
| Retained earnings to average equity (ytd only) | 1.2844% | 5,314 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 69.1589% | 4,442 |
| Assets per employee ($millions) | 336.7947% | 9 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,514 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,222 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,537 |
| Net loans and leases to deposits | 0.0000% | 7,537 |
| Net loans and leases to core deposits | 0.0000% | 7,521 |
| Total domestic deposits to total assets | 0.3945% | 7,575 |
| Equity capital to assets | 5.2140% | 7,359 |
| Core capital (leverage) ratio | 6.1287% | 7,228 |
| Tier 1 risk-based capital ratio | 23,880.8219% | 1 |
| Total risk-based capital ratio | 23,880.8219% | 1 |
| Memoranda: | ||
| Average total assets | $534,039,000 | 1,260 |
| Average earning assets | $532,154,000 | 1,150 |
| Average equity | $52,632,500 | 1,270 |
| Average total loans | NA | NA |
| 2010-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.5413% | 7,622 |
| Cost of funding earning assets | 0.2830% | 7,518 |
| Net interest margin | 0.2583% | 7,623 |
| Noninterest income to average assets | 4.9400% | 138 |
| Noninterest expense to average assets | 3.4863% | 2,215 |
| Loan and lease loss provision to assets | 0.0000% | 7,042 |
| Net operating income to assets | 1.0441% | 1,894 |
| Return on assets (ROA) | 1.0441% | 1,993 |
| Pretax return on assets | 1.7103% | 920 |
| Return on Equity (ROE) | 8.8442% | 2,367 |
| Retained earnings to average equity (ytd only) | -0.5207% | 5,713 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 67.0879% | 4,749 |
| Assets per employee ($millions) | 19.2313% | 64 |
| Cash dividends to net income (ytd only)* | 105.8873% | 325 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,281 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,616 |
| Net loans and leases to deposits | 0.0000% | 7,616 |
| Net loans and leases to core deposits | 0.0000% | 7,598 |
| Total domestic deposits to total assets | 7.8483% | 7,634 |
| Equity capital to assets | 91.1429% | 12 |
| Core capital (leverage) ratio | 6.7552% | 7,126 |
| Tier 1 risk-based capital ratio | 16,089.5062% | 1 |
| Total risk-based capital ratio | 16,089.5062% | 1 |
| Memoranda: | ||
| Average total assets | $452,251,000 | 1,470 |
| Average earning assets | $449,439,800 | 1,358 |
| Average equity | $53,390,800 | 1,254 |
| Average total loans | NA | NA |
| 2010-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.4388% | 7,742 |
| Cost of funding earning assets | 0.2137% | 7,672 |
| Net interest margin | 0.2251% | 7,740 |
| Noninterest income to average assets | 5.2469% | 129 |
| Noninterest expense to average assets | 3.6561% | 1,658 |
| Loan and lease loss provision to assets | 0.0000% | 6,977 |
| Net operating income to assets | 1.1068% | 1,864 |
| Return on assets (ROA) | 1.1068% | 1,969 |
| Pretax return on assets | 1.8147% | 897 |
| Return on Equity (ROE) | 11.3769% | 1,682 |
| Retained earnings to average equity (ytd only) | -1.0623% | 6,025 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 66.8289% | 4,693 |
| Assets per employee ($millions) | 643.1530% | 6 |
| Cash dividends to net income (ytd only)* | 109.3374% | 283 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,384 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,720 |
| Net loans and leases to deposits | 0.0000% | 7,720 |
| Net loans and leases to core deposits | 0.0000% | 7,701 |
| Total domestic deposits to total assets | 0.2570% | 7,763 |
| Equity capital to assets | 2.7239% | 7,703 |
| Core capital (leverage) ratio | 6.5407% | 7,324 |
| Tier 1 risk-based capital ratio | 22,798.2456% | 1 |
| Total risk-based capital ratio | 22,798.2456% | 1 |
| Memoranda: | ||
| Average total assets | $550,890,250 | 1,223 |
| Average earning assets | $547,851,250 | 1,114 |
| Average equity | $53,592,500 | 1,249 |
| Average total loans | NA | NA |
| 2010-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.6494% | 7,739 |
| Cost of funding earning assets | 1.1325% | 5,498 |
| Net interest margin | 1.5169% | 7,740 |
| Noninterest income to average assets | 46.2966% | 27 |
| Noninterest expense to average assets | 31.6590% | 33 |
| Loan and lease loss provision to assets | 0.0000% | 6,857 |
| Net operating income to assets | 9.8088% | 22 |
| Return on assets (ROA) | 9.8088% | 21 |
| Pretax return on assets | 16.0977% | 19 |
| Return on Equity (ROE) | 16.6155% | 617 |
| Retained earnings to average equity (ytd only) | -1.9244% | 6,134 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 66.2923% | 4,932 |
| Assets per employee ($millions) | 24.7680% | 54 |
| Cash dividends to net income (ytd only)* | 111.5822% | 347 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,438 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,788 |
| Net loans and leases to deposits | 0.0000% | 7,788 |
| Net loans and leases to core deposits | 0.0000% | 7,770 |
| Total domestic deposits to total assets | 8.6550% | 7,802 |
| Equity capital to assets | 70.4525% | 42 |
| Core capital (leverage) ratio | 6.5230% | 7,377 |
| Tier 1 risk-based capital ratio | 11,231.1688% | 1 |
| Total risk-based capital ratio | 11,231.1688% | 1 |
| Memoranda: | ||
| Average total assets | $91,367,330 | 5,345 |
| Average earning assets | $87,943,670 | 5,177 |
| Average equity | $53,937,670 | 1,232 |
| Average total loans | NA | NA |
| 2010-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.9502% | 7,879 |
| Cost of funding earning assets | 0.5178% | 7,653 |
| Net interest margin | 1.4324% | 7,840 |
| Noninterest income to average assets | 75.8606% | 19 |
| Noninterest expense to average assets | 50.1186% | 24 |
| Loan and lease loss provision to assets | 0.0000% | 6,552 |
| Net operating income to assets | 16.4686% | 10 |
| Return on assets (ROA) | 16.4686% | 11 |
| Pretax return on assets | 27.1154% | 10 |
| Return on Equity (ROE) | 30.0592% | 89 |
| Retained earnings to average equity (ytd only) | 30.0592% | 66 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 64.8919% | 5,324 |
| Assets per employee ($millions) | 42.9907% | 37 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,528 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,514 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,889 |
| Net loans and leases to deposits | 0.0000% | 7,889 |
| Net loans and leases to core deposits | 0.0000% | 7,870 |
| Total domestic deposits to total assets | 28.6597% | 7,873 |
| Equity capital to assets | 44.0638% | 51 |
| Core capital (leverage) ratio | 6.6452% | 7,414 |
| Tier 1 risk-based capital ratio | 1,395.2357% | 3 |
| Total risk-based capital ratio | 1,395.2357% | 3 |
| Memoranda: | ||
| Average total assets | $99,899,000 | 5,153 |
| Average earning assets | $95,784,500 | 4,995 |
| Average equity | $54,732,000 | 1,221 |
| Average total loans | NA | NA |
| 2009-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.7583% | 7,983 |
| Cost of funding earning assets | 0.2964% | 7,904 |
| Net interest margin | 0.4619% | 7,973 |
| Noninterest income to average assets | 3.9022% | 172 |
| Noninterest expense to average assets | 0.9642% | 7,947 |
| Loan and lease loss provision to assets | 0.0000% | 7,427 |
| Net operating income to assets | 2.0723% | 196 |
| Return on assets (ROA) | 2.1072% | 196 |
| Pretax return on assets | 3.4480% | 66 |
| Return on Equity (ROE) | 9.6943% | 1,783 |
| Retained earnings to average equity (ytd only) | -3.2487% | 5,744 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 22.1269% | 7,974 |
| Assets per employee ($millions) | 23.6087% | 62 |
| Cash dividends to net income (ytd only)* | 133.5113% | 341 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,553 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,964 |
| Net loans and leases to deposits | 0.0000% | 7,964 |
| Net loans and leases to core deposits | 0.0000% | 7,957 |
| Total domestic deposits to total assets | 6.7772% | 7,983 |
| Equity capital to assets | 74.3145% | 35 |
| Core capital (leverage) ratio | 8.0961% | 6,000 |
| Tier 1 risk-based capital ratio | 4,075.2722% | 2 |
| Total risk-based capital ratio | 4,075.2722% | 2 |
| Memoranda: | ||
| Average total assets | $248,808,600 | 2,619 |
| Average earning assets | $245,273,600 | 2,451 |
| Average equity | $54,083,400 | 1,221 |
| Average total loans | NA | NA |
| 2009-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.5990% | 8,075 |
| Cost of funding earning assets | 0.2302% | 8,024 |
| Net interest margin | 0.3688% | 8,063 |
| Noninterest income to average assets | 4.1435% | 159 |
| Noninterest expense to average assets | 0.8087% | 8,053 |
| Loan and lease loss provision to assets | 0.0000% | 7,284 |
| Net operating income to assets | 2.2583% | 162 |
| Return on assets (ROA) | 2.2979% | 167 |
| Pretax return on assets | 3.7607% | 56 |
| Return on Equity (ROE) | 12.3790% | 1,270 |
| Retained earnings to average equity (ytd only) | -4.7630% | 6,223 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 17.9407% | 8,061 |
| Assets per employee ($millions) | 233.2700% | 17 |
| Cash dividends to net income (ytd only)* | 138.4768% | 321 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,619 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 8,051 |
| Net loans and leases to deposits | 0.0000% | 8,051 |
| Net loans and leases to core deposits | 0.0000% | 8,041 |
| Total domestic deposits to total assets | 0.6999% | 8,093 |
| Equity capital to assets | 7.5046% | 7,292 |
| Core capital (leverage) ratio | 9.3812% | 4,073 |
| Tier 1 risk-based capital ratio | 15,404.1298% | 1 |
| Total risk-based capital ratio | 15,404.1298% | 1 |
| Memoranda: | ||
| Average total assets | $293,304,250 | 2,277 |
| Average earning assets | $289,569,250 | 2,138 |
| Average equity | $54,445,750 | 1,228 |
| Average total loans | NA | NA |
| 2009-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.0821% | 8,156 |
| Cost of funding earning assets | 0.3272% | 8,092 |
| Net interest margin | 0.7549% | 8,122 |
| Noninterest income to average assets | 10.8351% | 70 |
| Noninterest expense to average assets | 1.4803% | 7,978 |
| Loan and lease loss provision to assets | 0.0000% | 7,158 |
| Net operating income to assets | 6.1532% | 23 |
| Return on assets (ROA) | 6.2635% | 24 |
| Pretax return on assets | 10.2609% | 21 |
| Return on Equity (ROE) | 17.9421% | 500 |
| Retained earnings to average equity (ytd only) | -7.4716% | 6,616 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 12.7958% | 8,158 |
| Assets per employee ($millions) | 24.1780% | 66 |
| Cash dividends to net income (ytd only)* | 141.6431% | 391 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,675 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 8,143 |
| Net loans and leases to deposits | 0.0000% | 8,143 |
| Net loans and leases to core deposits | 0.0000% | 8,133 |
| Total domestic deposits to total assets | 10.6074% | 8,155 |
| Equity capital to assets | 72.0269% | 39 |
| Core capital (leverage) ratio | 8.9069% | 4,772 |
| Tier 1 risk-based capital ratio | 12,616.4649% | 1 |
| Total risk-based capital ratio | 12,616.4649% | 1 |
| Memoranda: | ||
| Average total assets | $157,802,330 | 3,866 |
| Average earning assets | $153,401,670 | 3,677 |
| Average equity | $55,088,330 | 1,222 |
| Average total loans | NA | NA |
| 2009-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.6962% | 8,221 |
| Cost of funding earning assets | 0.0246% | 8,225 |
| Net interest margin | 0.6715% | 8,185 |
| Noninterest income to average assets | 15.1729% | 52 |
| Noninterest expense to average assets | 1.0317% | 8,163 |
| Loan and lease loss provision to assets | 0.0000% | 6,744 |
| Net operating income to assets | 9.0083% | 18 |
| Return on assets (ROA) | 9.0083% | 19 |
| Pretax return on assets | 14.7937% | 18 |
| Return on Equity (ROE) | 31.9516% | 82 |
| Retained earnings to average equity (ytd only) | 31.9516% | 44 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 6.5195% | 8,216 |
| Assets per employee ($millions) | 111.2433% | 29 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,832 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,674 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 8,196 |
| Net loans and leases to deposits | 0.0000% | 8,196 |
| Net loans and leases to core deposits | 0.0000% | 8,185 |
| Total domestic deposits to total assets | 15.8110% | 8,196 |
| Equity capital to assets | 17.6445% | 651 |
| Core capital (leverage) ratio | 8.6373% | 5,277 |
| Tier 1 risk-based capital ratio | 699.6423% | 3 |
| Total risk-based capital ratio | 699.6423% | 3 |
| Memoranda: | ||
| Average total assets | $200,436,500 | 3,241 |
| Average earning assets | $194,775,500 | 3,087 |
| Average equity | $56,510,500 | 1,196 |
| Average total loans | NA | NA |
| 2008-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 6.3534% | 3,678 |
| Cost of funding earning assets | 1.0761% | 8,023 |
| Net interest margin | 5.2773% | 291 |
| Noninterest income to average assets | 13.4073% | 65 |
| Noninterest expense to average assets | 2.8495% | 4,606 |
| Loan and lease loss provision to assets | 0.0000% | 7,334 |
| Net operating income to assets | 9.5722% | 21 |
| Return on assets (ROA) | 9.5722% | 22 |
| Pretax return on assets | 15.6091% | 21 |
| Return on Equity (ROE) | 13.5144% | 1,209 |
| Retained earnings to average equity (ytd only) | 1.3236% | 4,422 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 15.4370% | 8,269 |
| Assets per employee ($millions) | 22.3810% | 69 |
| Cash dividends to net income (ytd only)* | 90.2062% | 1,289 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,674 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 8,249 |
| Net loans and leases to deposits | 0.0000% | 8,249 |
| Net loans and leases to core deposits | 0.0000% | 8,238 |
| Total domestic deposits to total assets | 4.7764% | 8,278 |
| Equity capital to assets | 80.6279% | 34 |
| Core capital (leverage) ratio | 8.5090% | 5,569 |
| Tier 1 risk-based capital ratio | 3,304.7590% | 2 |
| Total risk-based capital ratio | 3,304.7590% | 2 |
| Memoranda: | ||
| Average total assets | $81,068,000 | 5,658 |
| Average earning assets | $77,596,800 | 5,521 |
| Average equity | $57,420,200 | 1,163 |
| Average total loans | NA | NA |