Home > HSBC National Bank USA > Income and Expense
HSBC National Bank USA, Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,418,000 | 2,982 |
| Total interest expense | $3,929,000 | 2,947 |
| Net interest income | $5,489,000 | 2,953 |
| Provision for loan and lease losses | $802,000 | 2,098 |
| Total noninterest income | $648,000 | 3,804 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $377,000 | 3,032 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $271,000 | 3,867 |
| Total noninterest expense | $18,073,000 | 817 |
| Salaries and employee benefits | $7,176,000 | 1,065 |
| Premises and equipment expense | $8,109,000 | 270 |
| Additional noninterest expense | $2,788,000 | 1,603 |
| Pre-tax net operating income | $-12,738,000 | 8,246 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-5,213,000 | 8,273 |
| Income before extraordinary items | $-7,525,000 | 8,188 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-7,525,000 | 8,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $332,000 | 2,435 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-7,525,000 | 8,216 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,836,000 | 3,214 |
| Total interest expense | $2,429,000 | 3,262 |
| Net interest income | $3,407,000 | 3,137 |
| Provision for loan and lease losses | $311,000 | 2,474 |
| Total noninterest income | $345,000 | 4,315 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $218,000 | 3,313 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $127,000 | 4,612 |
| Total noninterest expense | $11,927,000 | 812 |
| Salaries and employee benefits | $4,770,000 | 1,082 |
| Premises and equipment expense | $5,374,000 | 270 |
| Additional noninterest expense | $1,783,000 | 1,657 |
| Pre-tax net operating income | $-8,486,000 | 8,342 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-3,474,000 | 8,367 |
| Income before extraordinary items | $-5,012,000 | 8,319 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,012,000 | 8,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,477 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-5,012,000 | 8,313 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,241,000 | 4,017 |
| Total interest expense | $1,324,000 | 3,199 |
| Net interest income | $917,000 | 4,892 |
| Provision for loan and lease losses | $141,000 | 2,257 |
| Total noninterest income | $127,000 | 4,962 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $84,000 | 3,792 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $43,000 | 5,319 |
| Total noninterest expense | $5,580,000 | 863 |
| Salaries and employee benefits | $2,435,000 | 1,063 |
| Premises and equipment expense | $2,380,000 | 312 |
| Additional noninterest expense | $765,000 | 1,839 |
| Pre-tax net operating income | $-4,677,000 | 8,427 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-1,915,000 | 8,428 |
| Income before extraordinary items | $-2,762,000 | 8,410 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,762,000 | 8,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 1,730 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-2,762,000 | 8,408 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,649,000 | 5,402 |
| Total interest expense | $3,593,000 | 4,271 |
| Net interest income | $2,056,000 | 6,438 |
| Provision for loan and lease losses | $77,000 | 5,229 |
| Total noninterest income | $199,000 | 6,745 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $126,000 | 5,683 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $73,000 | 6,653 |
| Total noninterest expense | $13,172,000 | 1,402 |
| Salaries and employee benefits | $5,191,000 | 1,941 |
| Premises and equipment expense | $4,258,000 | 626 |
| Additional noninterest expense | $3,723,000 | 1,490 |
| Pre-tax net operating income | $-10,994,000 | 8,483 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-4,499,000 | 8,493 |
| Income before extraordinary items | $-6,495,000 | 8,469 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-6,495,000 | 8,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,582 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-6,495,000 | 8,463 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,931,000 | 5,611 |
| Total interest expense | $2,575,000 | 4,395 |
| Net interest income | $1,356,000 | 6,781 |
| Provision for loan and lease losses | $36,000 | 5,408 |
| Total noninterest income | $111,000 | 7,193 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $64,000 | 6,263 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $47,000 | 6,866 |
| Total noninterest expense | $7,008,000 | 1,961 |
| Salaries and employee benefits | $3,152,000 | 2,389 |
| Premises and equipment expense | $2,744,000 | 722 |
| Additional noninterest expense | $1,112,000 | 3,387 |
| Pre-tax net operating income | $-5,577,000 | 8,527 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-2,276,000 | 8,526 |
| Income before extraordinary items | $-3,301,000 | 8,509 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-3,301,000 | 8,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,610 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-3,301,000 | 8,502 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,351,000 | 5,920 |
| Total interest expense | $1,522,000 | 4,754 |
| Net interest income | $829,000 | 7,009 |
| Provision for loan and lease losses | $17,000 | 5,470 |
| Total noninterest income | $52,000 | 7,614 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $32,000 | 6,601 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $20,000 | 7,375 |
| Total noninterest expense | $4,198,000 | 2,193 |
| Salaries and employee benefits | $1,862,000 | 2,677 |
| Premises and equipment expense | $1,647,000 | 824 |
| Additional noninterest expense | $689,000 | 3,606 |
| Pre-tax net operating income | $-3,334,000 | 8,583 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-1,361,000 | 8,588 |
| Income before extraordinary items | $-1,973,000 | 8,563 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,973,000 | 8,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-1,973,000 | 8,554 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,198,000 | 5,885 |
| Total interest expense | $796,000 | 4,578 |
| Net interest income | $402,000 | 7,085 |
| Provision for loan and lease losses | $10,000 | 5,012 |
| Total noninterest income | $18,000 | 7,949 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $10,000 | 6,985 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $8,000 | 7,599 |
| Total noninterest expense | $2,008,000 | 2,283 |
| Salaries and employee benefits | $942,000 | 2,683 |
| Premises and equipment expense | $709,000 | 937 |
| Additional noninterest expense | $357,000 | 3,478 |
| Pre-tax net operating income | $-1,598,000 | 8,615 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-653,000 | 8,621 |
| Income before extraordinary items | $-945,000 | 8,592 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-945,000 | 8,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-945,000 | 8,588 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $585,000 | 8,505 |
| Total interest expense | $351,000 | 8,198 |
| Net interest income | $234,000 | 8,590 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $2,000 | 8,568 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,000 | 7,596 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,000 | 8,495 |
| Total noninterest expense | $541,000 | 8,391 |
| Salaries and employee benefits | $420,000 | 8,096 |
| Premises and equipment expense | $33,000 | 8,502 |
| Additional noninterest expense | $88,000 | 8,588 |
| Pre-tax net operating income | $-305,000 | 8,169 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-125,000 | 8,394 |
| Income before extraordinary items | $-180,000 | 8,130 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-180,000 | 8,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $25,000,000 | 52 |
| Net operating income | $-180,000 | 8,122 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.