Home > Houston National Bank > Income and Expense
Houston National Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,759,000 | 3,698 |
| Total interest expense | $3,077,000 | 4,670 |
| Net interest income | $5,682,000 | 3,115 |
| Provision for loan and lease losses | $230,000 | 3,114 |
| Total noninterest income | $547,000 | 4,861 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $434,000 | 3,101 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $113,000 | 6,777 |
| Total noninterest expense | $5,164,000 | 2,637 |
| Salaries and employee benefits | $2,840,000 | 2,344 |
| Premises and equipment expense | $596,000 | 3,235 |
| Additional noninterest expense | $1,728,000 | 2,784 |
| Pre-tax net operating income | $835,000 | 6,347 |
| Securities gains (losses) | $87,000 | 1,023 |
| Applicable income taxes | $347,000 | 5,357 |
| Income before extraordinary items | $575,000 | 6,431 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $575,000 | 6,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 2,009 |
| Cash dividends | $90,000 | 6,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $519,320 | 6,716 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,534,000 | 4,246 |
| Total interest expense | $2,711,000 | 5,212 |
| Net interest income | $4,823,000 | 3,658 |
| Provision for loan and lease losses | $230,000 | 2,756 |
| Total noninterest income | $510,000 | 5,117 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $401,000 | 3,362 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,966 |
| Total noninterest expense | $3,723,000 | 3,535 |
| Salaries and employee benefits | $1,752,000 | 3,732 |
| Premises and equipment expense | $468,000 | 3,969 |
| Additional noninterest expense | $1,503,000 | 3,091 |
| Pre-tax net operating income | $1,379,000 | 4,753 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $363,000 | 5,291 |
| Income before extraordinary items | $1,016,000 | 4,538 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,016,000 | 4,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,677 |
| Cash dividends | $420,000 | 3,731 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 208 |
| Net operating income | $1,016,740 | 4,522 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,740,000 | 5,912 |
| Total interest expense | $1,303,000 | 7,545 |
| Net interest income | $3,437,000 | 5,017 |
| Provision for loan and lease losses | $505,000 | 1,522 |
| Total noninterest income | $604,000 | 4,632 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $495,000 | 2,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 7,256 |
| Total noninterest expense | $2,578,000 | 5,015 |
| Salaries and employee benefits | $1,230,000 | 5,138 |
| Premises and equipment expense | $401,000 | 4,575 |
| Additional noninterest expense | $947,000 | 4,942 |
| Pre-tax net operating income | $958,000 | 6,128 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $318,000 | 5,654 |
| Income before extraordinary items | $640,000 | 6,283 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $640,000 | 6,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $431,000 | 1,510 |
| Cash dividends | $755,000 | 2,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $640,000 | 6,350 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,473,000 | 7,570 |
| Total interest expense | $912,000 | 9,495 |
| Net interest income | $2,561,000 | 6,426 |
| Provision for loan and lease losses | $195,000 | 3,979 |
| Total noninterest income | $544,000 | 5,294 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $451,000 | 3,070 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 8,112 |
| Total noninterest expense | $2,345,000 | 5,569 |
| Salaries and employee benefits | $1,223,000 | 5,148 |
| Premises and equipment expense | $296,000 | 5,922 |
| Additional noninterest expense | $826,000 | 5,774 |
| Pre-tax net operating income | $565,000 | 8,190 |
| Securities gains (losses) | $89,000 | 2,664 |
| Applicable income taxes | $222,000 | 7,228 |
| Income before extraordinary items | $432,000 | 8,128 |
| Extraordinary gains, net | $132,000 | 1,345 |
| Net income | $564,000 | 7,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 2,582 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $373,260 | 8,446 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,499,000 | 8,183 |
| Total interest expense | $1,111,000 | 9,943 |
| Net interest income | $2,388,000 | 6,813 |
| Provision for loan and lease losses | $627,000 | 2,559 |
| Total noninterest income | $495,000 | 5,681 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $389,000 | 3,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 7,856 |
| Total noninterest expense | $2,434,000 | 5,427 |
| Salaries and employee benefits | $1,418,000 | 4,445 |
| Premises and equipment expense | $252,000 | 6,746 |
| Additional noninterest expense | $764,000 | 6,321 |
| Pre-tax net operating income | $-178,000 | 13,056 |
| Securities gains (losses) | $236,000 | 1,796 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $58,000 | 12,480 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $58,000 | 12,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $493,000 | 2,483 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-178,000 | 13,026 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.