Home > Houston Independent Bank > Income and Expense
Houston Independent Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,016,000 | 9,693 |
| Total interest expense | $1,039,000 | 9,122 |
| Net interest income | $977,000 | 10,006 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $331,000 | 6,705 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $290,000 | 4,424 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 9,663 |
| Total noninterest expense | $1,104,000 | 8,562 |
| Salaries and employee benefits | $551,000 | 8,716 |
| Premises and equipment expense | $152,000 | 8,217 |
| Additional noninterest expense | $401,000 | 8,182 |
| Pre-tax net operating income | $204,000 | 10,439 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $204,000 | 9,883 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $204,000 | 9,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $204,000 | 9,857 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,658,000 | 10,427 |
| Total interest expense | $884,000 | 9,202 |
| Net interest income | $774,000 | 11,143 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $260,000 | 7,806 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $227,000 | 5,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,596 |
| Total noninterest expense | $1,134,000 | 8,858 |
| Salaries and employee benefits | $530,000 | 9,127 |
| Premises and equipment expense | $158,000 | 8,341 |
| Additional noninterest expense | $446,000 | 8,354 |
| Pre-tax net operating income | $-100,000 | 12,202 |
| Securities gains (losses) | $-117,000 | 11,646 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-217,000 | 12,233 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-217,000 | 12,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 11,561 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-100,000 | 12,173 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,241,000 | 9,692 |
| Total interest expense | $1,180,000 | 8,345 |
| Net interest income | $1,061,000 | 10,562 |
| Provision for loan and lease losses | $172,000 | 4,316 |
| Total noninterest income | $355,000 | 6,958 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $274,000 | 4,770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,582 |
| Total noninterest expense | $1,316,000 | 8,454 |
| Salaries and employee benefits | $589,000 | 8,895 |
| Premises and equipment expense | $200,000 | 7,681 |
| Additional noninterest expense | $527,000 | 7,978 |
| Pre-tax net operating income | $-72,000 | 12,563 |
| Securities gains (losses) | $49,000 | 3,427 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-23,000 | 12,578 |
| Extraordinary gains, net | $118,000 | 1,435 |
| Net income | $95,000 | 11,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 3,647 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-72,000 | 12,534 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,719,000 | 9,502 |
| Total interest expense | $1,520,000 | 8,453 |
| Net interest income | $1,199,000 | 10,326 |
| Provision for loan and lease losses | $219,000 | 4,999 |
| Total noninterest income | $396,000 | 6,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $277,000 | 4,735 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 7,481 |
| Total noninterest expense | $1,612,000 | 7,536 |
| Salaries and employee benefits | $630,000 | 8,552 |
| Premises and equipment expense | $156,000 | 8,945 |
| Additional noninterest expense | $826,000 | 5,912 |
| Pre-tax net operating income | $-236,000 | 13,123 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-236,000 | 13,215 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-236,000 | 13,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 4,307 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-236,000 | 13,092 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.