Home > Houston Community Bank > Income and Expense
Houston Community Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,567,000 | 1,953 |
| Total interest expense | $471,000 | 3,573 |
| Net interest income | $9,096,000 | 1,819 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $884,000 | 2,883 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $592,000 | 1,611 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $292,000 | 3,681 |
| Total noninterest expense | $8,560,000 | 1,682 |
| Salaries and employee benefits | $5,179,000 | 1,503 |
| Premises and equipment expense | $805,000 | 2,135 |
| Additional noninterest expense | $2,576,000 | 1,787 |
| Pre-tax net operating income | $1,420,000 | 3,138 |
| Securities gains (losses) | $-2,263,000 | 6,567 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-843,000 | 6,457 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-843,000 | 6,456 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-843,000 | 6,456 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $3,067,000 | 656 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,420,000 | 2,787 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,375,000 | 1,950 |
| Total interest expense | $320,000 | 3,573 |
| Net interest income | $6,055,000 | 1,812 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $583,000 | 2,877 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $397,000 | 1,577 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $186,000 | 3,748 |
| Total noninterest expense | $4,569,000 | 2,074 |
| Salaries and employee benefits | $2,925,000 | 1,765 |
| Premises and equipment expense | $539,000 | 2,132 |
| Additional noninterest expense | $1,105,000 | 2,665 |
| Pre-tax net operating income | $2,069,000 | 1,770 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $2,069,000 | 1,491 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,069,000 | 1,493 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,069,000 | 1,493 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $690,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,069,000 | 1,457 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,172,000 | 1,951 |
| Total interest expense | $165,000 | 3,564 |
| Net interest income | $3,007,000 | 1,813 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $293,000 | 2,840 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $203,000 | 1,529 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $90,000 | 3,728 |
| Total noninterest expense | $2,403,000 | 1,976 |
| Salaries and employee benefits | $1,366,000 | 1,902 |
| Premises and equipment expense | $268,000 | 2,170 |
| Additional noninterest expense | $769,000 | 1,964 |
| Pre-tax net operating income | $897,000 | 1,920 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $897,000 | 1,631 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $897,000 | 1,634 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $897,000 | 1,634 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $414,000 | 1,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $897,000 | 1,599 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,473,000 | 1,982 |
| Total interest expense | $752,000 | 3,586 |
| Net interest income | $11,721,000 | 1,833 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,235,000 | 2,871 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $880,000 | 1,516 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $355,000 | 3,850 |
| Total noninterest expense | $8,578,000 | 2,199 |
| Salaries and employee benefits | $5,313,000 | 1,917 |
| Premises and equipment expense | $1,065,000 | 2,128 |
| Additional noninterest expense | $2,200,000 | 2,778 |
| Pre-tax net operating income | $4,378,000 | 1,595 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $4,378,000 | 1,378 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,378,000 | 1,381 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,378,000 | 1,381 |
| Net charge-offs | $45,000 | 4,421 |
| Cash dividends | $2,070,000 | 1,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $4,378,000 | 1,361 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,247,000 | 2,009 |
| Total interest expense | $579,000 | 3,609 |
| Net interest income | $8,668,000 | 1,858 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $925,000 | 2,928 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $661,000 | 1,520 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $264,000 | 3,937 |
| Total noninterest expense | $6,452,000 | 2,189 |
| Salaries and employee benefits | $4,001,000 | 1,923 |
| Premises and equipment expense | $803,000 | 2,140 |
| Additional noninterest expense | $1,648,000 | 2,762 |
| Pre-tax net operating income | $3,141,000 | 1,674 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $3,141,000 | 1,442 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,141,000 | 1,445 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,141,000 | 1,444 |
| Net charge-offs | $-24,000 | 6,312 |
| Cash dividends | $1,794,000 | 962 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,141,000 | 1,413 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,112,000 | 2,026 |
| Total interest expense | $400,000 | 3,587 |
| Net interest income | $5,712,000 | 1,867 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $606,000 | 2,983 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $432,000 | 1,520 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $174,000 | 4,001 |
| Total noninterest expense | $4,328,000 | 2,178 |
| Salaries and employee benefits | $2,670,000 | 1,930 |
| Premises and equipment expense | $541,000 | 2,118 |
| Additional noninterest expense | $1,117,000 | 2,706 |
| Pre-tax net operating income | $1,990,000 | 1,723 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,990,000 | 1,524 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,990,000 | 1,527 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,990,000 | 1,529 |
| Net charge-offs | $-25,000 | 6,377 |
| Cash dividends | $1,242,000 | 909 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,990,000 | 1,460 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,015,000 | 2,071 |
| Total interest expense | $212,000 | 3,549 |
| Net interest income | $2,803,000 | 1,900 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $301,000 | 3,004 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $217,000 | 1,517 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $84,000 | 4,006 |
| Total noninterest expense | $2,161,000 | 2,199 |
| Salaries and employee benefits | $1,342,000 | 1,936 |
| Premises and equipment expense | $272,000 | 2,150 |
| Additional noninterest expense | $547,000 | 2,758 |
| Pre-tax net operating income | $943,000 | 1,801 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $943,000 | 1,565 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $943,000 | 1,568 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $943,000 | 1,567 |
| Net charge-offs | $-23,000 | 6,491 |
| Cash dividends | $690,000 | 740 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $943,000 | 1,510 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,997,000 | 2,180 |
| Total interest expense | $926,000 | 3,798 |
| Net interest income | $11,071,000 | 1,966 |
| Provision for loan and lease losses | $10,000 | 5,745 |
| Total noninterest income | $1,325,000 | 2,808 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $866,000 | 1,581 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $459,000 | 3,450 |
| Total noninterest expense | $8,681,000 | 2,185 |
| Salaries and employee benefits | $5,425,000 | 1,859 |
| Premises and equipment expense | $1,049,000 | 2,186 |
| Additional noninterest expense | $2,207,000 | 2,853 |
| Pre-tax net operating income | $3,705,000 | 1,748 |
| Securities gains (losses) | $859,000 | 608 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $4,564,000 | 1,292 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,564,000 | 1,293 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,564,000 | 1,293 |
| Net charge-offs | $17,000 | 5,457 |
| Cash dividends | $2,416,000 | 1,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,705,000 | 1,457 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,027,000 | 2,213 |
| Total interest expense | $696,000 | 3,910 |
| Net interest income | $8,331,000 | 1,996 |
| Provision for loan and lease losses | $10,000 | 5,570 |
| Total noninterest income | $1,000,000 | 2,794 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $646,000 | 1,616 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $354,000 | 3,451 |
| Total noninterest expense | $6,388,000 | 2,239 |
| Salaries and employee benefits | $3,965,000 | 1,899 |
| Premises and equipment expense | $777,000 | 2,244 |
| Additional noninterest expense | $1,646,000 | 2,877 |
| Pre-tax net operating income | $2,933,000 | 1,732 |
| Securities gains (losses) | $750,000 | 541 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $3,683,000 | 1,220 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,683,000 | 1,221 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,683,000 | 1,221 |
| Net charge-offs | $29,000 | 4,874 |
| Cash dividends | $1,756,000 | 885 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,933,000 | 1,425 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,008,000 | 2,226 |
| Total interest expense | $474,000 | 3,954 |
| Net interest income | $5,534,000 | 1,996 |
| Provision for loan and lease losses | $10,000 | 5,356 |
| Total noninterest income | $690,000 | 2,708 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $426,000 | 1,608 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $264,000 | 3,253 |
| Total noninterest expense | $4,262,000 | 2,243 |
| Salaries and employee benefits | $2,633,000 | 1,904 |
| Premises and equipment expense | $523,000 | 2,203 |
| Additional noninterest expense | $1,106,000 | 2,874 |
| Pre-tax net operating income | $1,952,000 | 1,715 |
| Securities gains (losses) | $269,000 | 921 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $2,221,000 | 1,339 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,221,000 | 1,339 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,221,000 | 1,339 |
| Net charge-offs | $27,000 | 4,455 |
| Cash dividends | $1,068,000 | 915 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,952,000 | 1,432 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,042,000 | 2,228 |
| Total interest expense | $248,000 | 3,956 |
| Net interest income | $2,794,000 | 1,978 |
| Provision for loan and lease losses | $10,000 | 4,833 |
| Total noninterest income | $303,000 | 2,935 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $219,000 | 1,577 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $84,000 | 3,962 |
| Total noninterest expense | $2,155,000 | 2,210 |
| Salaries and employee benefits | $1,349,000 | 1,863 |
| Premises and equipment expense | $253,000 | 2,281 |
| Additional noninterest expense | $553,000 | 2,853 |
| Pre-tax net operating income | $932,000 | 1,784 |
| Securities gains (losses) | $266,000 | 491 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $1,198,000 | 1,216 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,198,000 | 1,216 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,198,000 | 1,217 |
| Net charge-offs | $9,000 | 4,072 |
| Cash dividends | $683,000 | 681 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $932,000 | 1,472 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,684,000 | 2,208 |
| Total interest expense | $1,570,000 | 3,335 |
| Net interest income | $11,114,000 | 1,970 |
| Provision for loan and lease losses | $185,000 | 4,706 |
| Total noninterest income | $1,202,000 | 2,792 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $855,000 | 1,691 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $347,000 | 3,641 |
| Total noninterest expense | $8,335,000 | 2,277 |
| Salaries and employee benefits | $5,023,000 | 1,929 |
| Premises and equipment expense | $951,000 | 2,514 |
| Additional noninterest expense | $2,361,000 | 2,716 |
| Pre-tax net operating income | $3,796,000 | 1,494 |
| Securities gains (losses) | $672,000 | 623 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $4,468,000 | 1,119 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,468,000 | 1,119 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,468,000 | 1,119 |
| Net charge-offs | $25,000 | 5,823 |
| Cash dividends | $2,467,000 | 802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,796,000 | 1,237 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,496,000 | 2,234 |
| Total interest expense | $1,259,000 | 3,269 |
| Net interest income | $8,237,000 | 1,998 |
| Provision for loan and lease losses | $155,000 | 4,455 |
| Total noninterest income | $821,000 | 2,958 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $630,000 | 1,723 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $191,000 | 4,153 |
| Total noninterest expense | $6,016,000 | 2,377 |
| Salaries and employee benefits | $3,583,000 | 2,011 |
| Premises and equipment expense | $684,000 | 2,616 |
| Additional noninterest expense | $1,749,000 | 2,743 |
| Pre-tax net operating income | $2,887,000 | 1,533 |
| Securities gains (losses) | $672,000 | 502 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $3,559,000 | 1,076 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,559,000 | 1,076 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,559,000 | 1,076 |
| Net charge-offs | $20,000 | 5,533 |
| Cash dividends | $1,785,000 | 719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,887,000 | 1,261 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,210,000 | 2,291 |
| Total interest expense | $857,000 | 3,325 |
| Net interest income | $5,353,000 | 2,052 |
| Provision for loan and lease losses | $125,000 | 4,121 |
| Total noninterest income | $519,000 | 3,046 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $411,000 | 1,730 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $108,000 | 4,435 |
| Total noninterest expense | $3,828,000 | 2,481 |
| Salaries and employee benefits | $2,273,000 | 2,151 |
| Premises and equipment expense | $430,000 | 2,777 |
| Additional noninterest expense | $1,125,000 | 2,890 |
| Pre-tax net operating income | $1,919,000 | 1,505 |
| Securities gains (losses) | $181,000 | 785 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $2,100,000 | 1,186 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,100,000 | 1,185 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,100,000 | 1,186 |
| Net charge-offs | $36,000 | 4,718 |
| Cash dividends | $1,239,000 | 677 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,919,000 | 1,246 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,173,000 | 2,249 |
| Total interest expense | $448,000 | 3,326 |
| Net interest income | $2,725,000 | 2,006 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $277,000 | 2,961 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $204,000 | 1,720 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $73,000 | 4,052 |
| Total noninterest expense | $1,927,000 | 2,492 |
| Salaries and employee benefits | $1,142,000 | 2,155 |
| Premises and equipment expense | $214,000 | 2,828 |
| Additional noninterest expense | $571,000 | 2,829 |
| Pre-tax net operating income | $1,000,000 | 1,435 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $1,000,000 | 1,239 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,000,000 | 1,238 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,000,000 | 1,239 |
| Net charge-offs | $39,000 | 3,544 |
| Cash dividends | $692,000 | 548 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,000,000 | 1,205 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,717,000 | 2,207 |
| Total interest expense | $1,929,000 | 3,664 |
| Net interest income | $11,788,000 | 1,867 |
| Provision for loan and lease losses | $400,000 | 4,443 |
| Total noninterest income | $1,088,000 | 3,088 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $895,000 | 1,652 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $193,000 | 4,642 |
| Total noninterest expense | $7,864,000 | 2,455 |
| Salaries and employee benefits | $4,753,000 | 2,031 |
| Premises and equipment expense | $898,000 | 2,706 |
| Additional noninterest expense | $2,213,000 | 2,967 |
| Pre-tax net operating income | $4,612,000 | 1,104 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $4,612,000 | 955 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,612,000 | 956 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,612,000 | 957 |
| Net charge-offs | $113,000 | 5,319 |
| Cash dividends | $2,627,000 | 622 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $4,612,000 | 909 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,418,000 | 2,229 |
| Total interest expense | $1,463,000 | 3,765 |
| Net interest income | $8,955,000 | 1,871 |
| Provision for loan and lease losses | $295,000 | 4,350 |
| Total noninterest income | $862,000 | 3,008 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $679,000 | 1,682 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $183,000 | 4,322 |
| Total noninterest expense | $5,883,000 | 2,464 |
| Salaries and employee benefits | $3,552,000 | 2,035 |
| Premises and equipment expense | $677,000 | 2,738 |
| Additional noninterest expense | $1,654,000 | 2,943 |
| Pre-tax net operating income | $3,639,000 | 1,118 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $3,639,000 | 960 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,639,000 | 962 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,639,000 | 962 |
| Net charge-offs | $75,000 | 5,177 |
| Cash dividends | $1,943,000 | 560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,639,000 | 914 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,967,000 | 2,250 |
| Total interest expense | $993,000 | 3,827 |
| Net interest income | $5,974,000 | 1,876 |
| Provision for loan and lease losses | $190,000 | 4,296 |
| Total noninterest income | $573,000 | 2,962 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $450,000 | 1,702 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $123,000 | 4,300 |
| Total noninterest expense | $3,942,000 | 2,461 |
| Salaries and employee benefits | $2,377,000 | 2,044 |
| Premises and equipment expense | $444,000 | 2,795 |
| Additional noninterest expense | $1,121,000 | 2,892 |
| Pre-tax net operating income | $2,415,000 | 1,105 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $2,415,000 | 934 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,415,000 | 934 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,415,000 | 935 |
| Net charge-offs | $11,000 | 5,773 |
| Cash dividends | $1,260,000 | 551 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,415,000 | 896 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,485,000 | 2,301 |
| Total interest expense | $513,000 | 3,862 |
| Net interest income | $2,972,000 | 1,911 |
| Provision for loan and lease losses | $85,000 | 4,189 |
| Total noninterest income | $267,000 | 3,095 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $215,000 | 1,764 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $52,000 | 4,626 |
| Total noninterest expense | $1,972,000 | 2,477 |
| Salaries and employee benefits | $1,188,000 | 2,074 |
| Premises and equipment expense | $210,000 | 3,012 |
| Additional noninterest expense | $574,000 | 2,818 |
| Pre-tax net operating income | $1,182,000 | 1,122 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $1,182,000 | 921 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,182,000 | 925 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,182,000 | 925 |
| Net charge-offs | $5,000 | 5,141 |
| Cash dividends | $577,000 | 585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,182,000 | 901 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,075,000 | 2,373 |
| Total interest expense | $2,746,000 | 3,661 |
| Net interest income | $11,329,000 | 1,953 |
| Provision for loan and lease losses | $300,000 | 5,244 |
| Total noninterest income | $944,000 | 3,455 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $841,000 | 1,971 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $103,000 | 5,604 |
| Total noninterest expense | $7,644,000 | 2,577 |
| Salaries and employee benefits | $4,489,000 | 2,186 |
| Premises and equipment expense | $926,000 | 2,747 |
| Additional noninterest expense | $2,229,000 | 3,042 |
| Pre-tax net operating income | $4,329,000 | 968 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $4,329,000 | 793 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,329,000 | 791 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $4,329,000 | 793 |
| Net charge-offs | $58,000 | 6,117 |
| Cash dividends | $2,121,000 | 858 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $4,329,000 | 783 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,471,000 | 2,431 |
| Total interest expense | $2,167,000 | 3,649 |
| Net interest income | $8,304,000 | 1,986 |
| Provision for loan and lease losses | $225,000 | 4,987 |
| Total noninterest income | $769,000 | 3,358 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $617,000 | 2,005 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $152,000 | 4,737 |
| Total noninterest expense | $5,622,000 | 2,633 |
| Salaries and employee benefits | $3,312,000 | 2,249 |
| Premises and equipment expense | $684,000 | 2,827 |
| Additional noninterest expense | $1,626,000 | 3,083 |
| Pre-tax net operating income | $3,226,000 | 1,013 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $3,226,000 | 847 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,226,000 | 848 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,226,000 | 848 |
| Net charge-offs | $57,000 | 5,575 |
| Cash dividends | $1,574,000 | 809 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,226,000 | 835 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,887,000 | 2,500 |
| Total interest expense | $1,473,000 | 3,727 |
| Net interest income | $5,414,000 | 2,028 |
| Provision for loan and lease losses | $150,000 | 4,729 |
| Total noninterest income | $493,000 | 3,449 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $400,000 | 2,024 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $93,000 | 4,923 |
| Total noninterest expense | $3,739,000 | 2,667 |
| Salaries and employee benefits | $2,202,000 | 2,294 |
| Premises and equipment expense | $452,000 | 2,892 |
| Additional noninterest expense | $1,085,000 | 3,081 |
| Pre-tax net operating income | $2,018,000 | 1,131 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $2,018,000 | 940 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,018,000 | 940 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,018,000 | 940 |
| Net charge-offs | $43,000 | 5,045 |
| Cash dividends | $1,028,000 | 864 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,018,000 | 913 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,390,000 | 2,566 |
| Total interest expense | $706,000 | 3,927 |
| Net interest income | $2,684,000 | 2,036 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $254,000 | 3,345 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $209,000 | 1,890 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $45,000 | 5,014 |
| Total noninterest expense | $1,817,000 | 2,647 |
| Salaries and employee benefits | $1,114,000 | 2,295 |
| Premises and equipment expense | $233,000 | 2,845 |
| Additional noninterest expense | $470,000 | 3,171 |
| Pre-tax net operating income | $1,046,000 | 1,235 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $1,046,000 | 1,034 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,046,000 | 1,034 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,046,000 | 1,036 |
| Net charge-offs | $28,000 | 4,069 |
| Cash dividends | $544,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,046,000 | 960 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,701,000 | 2,695 |
| Total interest expense | $4,194,000 | 3,397 |
| Net interest income | $9,507,000 | 2,313 |
| Provision for loan and lease losses | $170,000 | 5,409 |
| Total noninterest income | $1,052,000 | 3,299 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $869,000 | 1,976 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $183,000 | 4,986 |
| Total noninterest expense | $6,564,000 | 2,835 |
| Salaries and employee benefits | $4,014,000 | 2,498 |
| Premises and equipment expense | $822,000 | 3,110 |
| Additional noninterest expense | $1,728,000 | 3,240 |
| Pre-tax net operating income | $3,825,000 | 1,426 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $3,825,000 | 1,086 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,825,000 | 1,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 4,932 |
| Cash dividends | $2,062,000 | 1,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,825,000 | 1,156 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,275,000 | 2,753 |
| Total interest expense | $3,320,000 | 3,371 |
| Net interest income | $6,955,000 | 2,378 |
| Provision for loan and lease losses | $108,000 | 5,070 |
| Total noninterest income | $809,000 | 3,319 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $666,000 | 1,950 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $143,000 | 5,025 |
| Total noninterest expense | $4,850,000 | 2,845 |
| Salaries and employee benefits | $2,971,000 | 2,567 |
| Premises and equipment expense | $598,000 | 3,205 |
| Additional noninterest expense | $1,281,000 | 3,200 |
| Pre-tax net operating income | $2,806,000 | 1,736 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $2,806,000 | 1,323 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,806,000 | 1,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,819 |
| Cash dividends | $1,517,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,806,000 | 1,400 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,906,000 | 2,760 |
| Total interest expense | $2,367,000 | 3,316 |
| Net interest income | $4,539,000 | 2,407 |
| Provision for loan and lease losses | $72,000 | 4,725 |
| Total noninterest income | $546,000 | 3,325 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $439,000 | 1,942 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $107,000 | 4,934 |
| Total noninterest expense | $3,183,000 | 2,901 |
| Salaries and employee benefits | $1,988,000 | 2,584 |
| Premises and equipment expense | $393,000 | 3,257 |
| Additional noninterest expense | $802,000 | 3,352 |
| Pre-tax net operating income | $1,830,000 | 1,824 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,830,000 | 1,496 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,830,000 | 1,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,622 |
| Cash dividends | $973,000 | 1,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,830,000 | 1,470 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,524,000 | 2,768 |
| Total interest expense | $1,318,000 | 3,217 |
| Net interest income | $2,206,000 | 2,472 |
| Provision for loan and lease losses | $36,000 | 4,202 |
| Total noninterest income | $285,000 | 3,238 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $227,000 | 1,870 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $58,000 | 4,758 |
| Total noninterest expense | $1,564,000 | 2,936 |
| Salaries and employee benefits | $988,000 | 2,613 |
| Premises and equipment expense | $197,000 | 3,281 |
| Additional noninterest expense | $379,000 | 3,453 |
| Pre-tax net operating income | $891,000 | 1,977 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $891,000 | 1,667 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $891,000 | 1,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,625 |
| Cash dividends | $542,000 | 1,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $891,000 | 1,608 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,021,000 | 2,862 |
| Total interest expense | $5,477,000 | 3,229 |
| Net interest income | $8,544,000 | 2,566 |
| Provision for loan and lease losses | $54,000 | 5,621 |
| Total noninterest income | $1,131,000 | 3,266 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $920,000 | 1,895 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $211,000 | 4,955 |
| Total noninterest expense | $6,107,000 | 2,922 |
| Salaries and employee benefits | $3,867,000 | 2,563 |
| Premises and equipment expense | $798,000 | 3,087 |
| Additional noninterest expense | $1,442,000 | 3,539 |
| Pre-tax net operating income | $3,514,000 | 2,190 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $3,514,000 | 1,792 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,514,000 | 1,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,283 |
| Cash dividends | $1,913,000 | 1,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,514,000 | 1,783 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,412,000 | 2,888 |
| Total interest expense | $4,059,000 | 3,252 |
| Net interest income | $6,353,000 | 2,605 |
| Provision for loan and lease losses | $54,000 | 4,965 |
| Total noninterest income | $861,000 | 3,234 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $675,000 | 1,916 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $186,000 | 4,638 |
| Total noninterest expense | $4,558,000 | 2,916 |
| Salaries and employee benefits | $2,856,000 | 2,595 |
| Premises and equipment expense | $603,000 | 3,057 |
| Additional noninterest expense | $1,099,000 | 3,441 |
| Pre-tax net operating income | $2,602,000 | 2,364 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $2,602,000 | 1,939 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,602,000 | 1,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,536 |
| Cash dividends | $1,372,000 | 1,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,602,000 | 1,930 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,828,000 | 2,950 |
| Total interest expense | $2,658,000 | 3,282 |
| Net interest income | $4,170,000 | 2,660 |
| Provision for loan and lease losses | $54,000 | 4,290 |
| Total noninterest income | $630,000 | 3,048 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $446,000 | 1,928 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $184,000 | 3,937 |
| Total noninterest expense | $3,011,000 | 2,967 |
| Salaries and employee benefits | $1,877,000 | 2,659 |
| Premises and equipment expense | $403,000 | 3,081 |
| Additional noninterest expense | $731,000 | 3,431 |
| Pre-tax net operating income | $1,735,000 | 2,411 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,735,000 | 1,983 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,735,000 | 1,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,767 |
| Cash dividends | $831,000 | 1,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,735,000 | 1,964 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,362,000 | 2,983 |
| Total interest expense | $1,319,000 | 3,286 |
| Net interest income | $2,043,000 | 2,705 |
| Provision for loan and lease losses | $54,000 | 3,005 |
| Total noninterest income | $310,000 | 3,047 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $211,000 | 1,971 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $99,000 | 3,787 |
| Total noninterest expense | $1,478,000 | 3,018 |
| Salaries and employee benefits | $917,000 | 2,743 |
| Premises and equipment expense | $255,000 | 2,541 |
| Additional noninterest expense | $306,000 | 3,915 |
| Pre-tax net operating income | $821,000 | 2,519 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $821,000 | 2,016 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $821,000 | 2,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,847 |
| Cash dividends | $585,000 | 1,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $821,000 | 2,007 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,000,000 | 2,886 |
| Total interest expense | $4,924,000 | 3,061 |
| Net interest income | $8,076,000 | 2,732 |
| Provision for loan and lease losses | $198,000 | 3,566 |
| Total noninterest income | $1,091,000 | 3,347 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $727,000 | 2,295 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $364,000 | 3,917 |
| Total noninterest expense | $5,896,000 | 2,912 |
| Salaries and employee benefits | $3,595,000 | 2,685 |
| Premises and equipment expense | $1,025,000 | 2,420 |
| Additional noninterest expense | $1,276,000 | 3,757 |
| Pre-tax net operating income | $3,073,000 | 2,729 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $3,073,000 | 2,234 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,073,000 | 2,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 2,784 |
| Cash dividends | $1,835,000 | 1,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,073,000 | 2,224 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,522,000 | 2,930 |
| Total interest expense | $3,491,000 | 3,118 |
| Net interest income | $6,031,000 | 2,770 |
| Provision for loan and lease losses | $162,000 | 3,271 |
| Total noninterest income | $815,000 | 3,356 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $539,000 | 2,329 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $276,000 | 3,890 |
| Total noninterest expense | $4,428,000 | 2,902 |
| Salaries and employee benefits | $2,723,000 | 2,661 |
| Premises and equipment expense | $765,000 | 2,430 |
| Additional noninterest expense | $940,000 | 3,798 |
| Pre-tax net operating income | $2,256,000 | 2,868 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $2,256,000 | 2,348 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,256,000 | 2,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,504 |
| Cash dividends | $1,337,000 | 1,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,256,000 | 2,336 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,114,000 | 2,976 |
| Total interest expense | $2,138,000 | 3,212 |
| Net interest income | $3,976,000 | 2,800 |
| Provision for loan and lease losses | $108,000 | 3,218 |
| Total noninterest income | $543,000 | 3,333 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $354,000 | 2,330 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $189,000 | 3,859 |
| Total noninterest expense | $2,945,000 | 2,921 |
| Salaries and employee benefits | $1,808,000 | 2,674 |
| Premises and equipment expense | $506,000 | 2,437 |
| Additional noninterest expense | $631,000 | 3,764 |
| Pre-tax net operating income | $1,466,000 | 2,921 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,466,000 | 2,378 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,466,000 | 2,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $840,000 | 1,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,466,000 | 2,362 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,986,000 | 2,979 |
| Total interest expense | $1,033,000 | 3,180 |
| Net interest income | $1,953,000 | 2,828 |
| Provision for loan and lease losses | $54,000 | 3,025 |
| Total noninterest income | $260,000 | 3,379 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $171,000 | 2,326 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $89,000 | 3,937 |
| Total noninterest expense | $1,459,000 | 2,952 |
| Salaries and employee benefits | $905,000 | 2,668 |
| Premises and equipment expense | $249,000 | 2,477 |
| Additional noninterest expense | $305,000 | 3,840 |
| Pre-tax net operating income | $700,000 | 2,968 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $700,000 | 2,439 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $700,000 | 2,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $461,000 | 1,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $700,000 | 2,419 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,401,000 | 3,053 |
| Total interest expense | $2,765,000 | 3,554 |
| Net interest income | $7,636,000 | 2,820 |
| Provision for loan and lease losses | $282,000 | 2,965 |
| Total noninterest income | $1,300,000 | 2,956 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $852,000 | 2,003 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $448,000 | 3,567 |
| Total noninterest expense | $5,568,000 | 2,945 |
| Salaries and employee benefits | $3,389,000 | 2,668 |
| Premises and equipment expense | $973,000 | 2,430 |
| Additional noninterest expense | $1,206,000 | 3,854 |
| Pre-tax net operating income | $3,086,000 | 2,690 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $3,086,000 | 2,191 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,086,000 | 2,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,650 |
| Cash dividends | $1,561,000 | 1,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,086,000 | 2,164 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,506,000 | 3,107 |
| Total interest expense | $1,893,000 | 3,652 |
| Net interest income | $5,613,000 | 2,847 |
| Provision for loan and lease losses | $228,000 | 2,692 |
| Total noninterest income | $1,008,000 | 2,894 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $646,000 | 1,985 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $362,000 | 3,462 |
| Total noninterest expense | $4,149,000 | 2,924 |
| Salaries and employee benefits | $2,525,000 | 2,646 |
| Premises and equipment expense | $717,000 | 2,454 |
| Additional noninterest expense | $907,000 | 3,782 |
| Pre-tax net operating income | $2,244,000 | 2,800 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $2,244,000 | 2,264 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,244,000 | 2,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,271 |
| Cash dividends | $1,145,000 | 1,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,244,000 | 2,231 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,893,000 | 3,099 |
| Total interest expense | $1,195,000 | 3,627 |
| Net interest income | $3,698,000 | 2,854 |
| Provision for loan and lease losses | $174,000 | 2,419 |
| Total noninterest income | $709,000 | 2,744 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $431,000 | 1,948 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $278,000 | 3,206 |
| Total noninterest expense | $2,775,000 | 2,911 |
| Salaries and employee benefits | $1,687,000 | 2,622 |
| Premises and equipment expense | $478,000 | 2,430 |
| Additional noninterest expense | $610,000 | 3,748 |
| Pre-tax net operating income | $1,458,000 | 2,822 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,458,000 | 2,279 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,458,000 | 2,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,782 |
| Cash dividends | $754,000 | 1,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,458,000 | 2,248 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,396,000 | 3,104 |
| Total interest expense | $583,000 | 3,584 |
| Net interest income | $1,813,000 | 2,891 |
| Provision for loan and lease losses | $120,000 | 1,733 |
| Total noninterest income | $403,000 | 2,475 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $213,000 | 1,901 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $190,000 | 2,562 |
| Total noninterest expense | $1,370,000 | 2,941 |
| Salaries and employee benefits | $847,000 | 2,643 |
| Premises and equipment expense | $235,000 | 2,492 |
| Additional noninterest expense | $288,000 | 3,930 |
| Pre-tax net operating income | $726,000 | 2,778 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $726,000 | 2,262 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $726,000 | 2,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,295 |
| Cash dividends | $364,000 | 1,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $726,000 | 2,226 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,756,000 | 3,167 |
| Total interest expense | $1,612,000 | 4,310 |
| Net interest income | $7,144,000 | 2,836 |
| Provision for loan and lease losses | $480,000 | 2,016 |
| Total noninterest income | $1,240,000 | 3,052 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $948,000 | 1,846 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $292,000 | 4,319 |
| Total noninterest expense | $5,327,000 | 2,937 |
| Salaries and employee benefits | $3,229,000 | 2,665 |
| Premises and equipment expense | $925,000 | 2,468 |
| Additional noninterest expense | $1,173,000 | 3,825 |
| Pre-tax net operating income | $2,577,000 | 2,930 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $2,577,000 | 2,367 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,577,000 | 2,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,639 |
| Cash dividends | $1,374,000 | 1,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,577,000 | 2,313 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,447,000 | 3,199 |
| Total interest expense | $1,120,000 | 4,489 |
| Net interest income | $5,327,000 | 2,820 |
| Provision for loan and lease losses | $360,000 | 1,934 |
| Total noninterest income | $921,000 | 3,107 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $722,000 | 1,832 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $199,000 | 4,514 |
| Total noninterest expense | $3,995,000 | 2,913 |
| Salaries and employee benefits | $2,429,000 | 2,631 |
| Premises and equipment expense | $694,000 | 2,439 |
| Additional noninterest expense | $872,000 | 3,824 |
| Pre-tax net operating income | $1,893,000 | 3,019 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,893,000 | 2,436 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,893,000 | 2,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 1,998 |
| Cash dividends | $1,012,000 | 1,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,893,000 | 2,376 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,228,000 | 3,236 |
| Total interest expense | $716,000 | 4,614 |
| Net interest income | $3,512,000 | 2,837 |
| Provision for loan and lease losses | $240,000 | 1,886 |
| Total noninterest income | $609,000 | 3,130 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $489,000 | 1,788 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $120,000 | 4,788 |
| Total noninterest expense | $2,645,000 | 2,939 |
| Salaries and employee benefits | $1,603,000 | 2,667 |
| Premises and equipment expense | $457,000 | 2,465 |
| Additional noninterest expense | $585,000 | 3,817 |
| Pre-tax net operating income | $1,236,000 | 3,041 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,236,000 | 2,456 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,236,000 | 2,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 2,947 |
| Cash dividends | $675,000 | 1,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,236,000 | 2,393 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,081,000 | 3,279 |
| Total interest expense | $356,000 | 4,656 |
| Net interest income | $1,725,000 | 2,883 |
| Provision for loan and lease losses | $120,000 | 1,785 |
| Total noninterest income | $288,000 | 3,205 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $227,000 | 1,856 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $61,000 | 4,708 |
| Total noninterest expense | $1,283,000 | 3,025 |
| Salaries and employee benefits | $782,000 | 2,748 |
| Premises and equipment expense | $217,000 | 2,611 |
| Additional noninterest expense | $284,000 | 3,905 |
| Pre-tax net operating income | $610,000 | 3,042 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $610,000 | 2,457 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $610,000 | 2,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,637 |
| Cash dividends | $337,000 | 1,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $610,000 | 2,378 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,159,000 | 3,382 |
| Total interest expense | $1,746,000 | 4,451 |
| Net interest income | $6,413,000 | 3,001 |
| Provision for loan and lease losses | $380,000 | 2,681 |
| Total noninterest income | $1,137,000 | 3,425 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $859,000 | 1,999 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $278,000 | 4,656 |
| Total noninterest expense | $4,873,000 | 3,114 |
| Salaries and employee benefits | $2,870,000 | 2,879 |
| Premises and equipment expense | $778,000 | 2,828 |
| Additional noninterest expense | $1,225,000 | 3,668 |
| Pre-tax net operating income | $2,297,000 | 3,078 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $2,297,000 | 2,562 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,297,000 | 2,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 2,384 |
| Cash dividends | $1,253,000 | 1,988 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,297,000 | 2,441 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,068,000 | 3,455 |
| Total interest expense | $1,371,000 | 4,429 |
| Net interest income | $4,697,000 | 3,073 |
| Provision for loan and lease losses | $300,000 | 2,501 |
| Total noninterest income | $857,000 | 3,478 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $636,000 | 2,025 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $221,000 | 4,597 |
| Total noninterest expense | $3,626,000 | 3,140 |
| Salaries and employee benefits | $2,123,000 | 2,925 |
| Premises and equipment expense | $580,000 | 2,856 |
| Additional noninterest expense | $923,000 | 3,636 |
| Pre-tax net operating income | $1,628,000 | 3,341 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,628,000 | 2,788 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,628,000 | 2,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,457 |
| Cash dividends | $927,000 | 1,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,628,000 | 2,640 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,034,000 | 3,492 |
| Total interest expense | $952,000 | 4,410 |
| Net interest income | $3,082,000 | 3,118 |
| Provision for loan and lease losses | $250,000 | 2,117 |
| Total noninterest income | $550,000 | 3,545 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $403,000 | 2,083 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $147,000 | 4,602 |
| Total noninterest expense | $2,407,000 | 3,147 |
| Salaries and employee benefits | $1,392,000 | 2,981 |
| Premises and equipment expense | $399,000 | 2,774 |
| Additional noninterest expense | $616,000 | 3,632 |
| Pre-tax net operating income | $975,000 | 3,585 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $975,000 | 3,039 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $975,000 | 3,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,150 |
| Cash dividends | $618,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $975,000 | 2,879 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,015,000 | 3,498 |
| Total interest expense | $486,000 | 4,423 |
| Net interest income | $1,529,000 | 3,125 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $279,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $201,000 | 2,013 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $78,000 | 4,393 |
| Total noninterest expense | $1,144,000 | 3,288 |
| Salaries and employee benefits | $676,000 | 3,045 |
| Premises and equipment expense | $204,000 | 2,714 |
| Additional noninterest expense | $264,000 | 4,045 |
| Pre-tax net operating income | $514,000 | 3,426 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $514,000 | 2,886 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $514,000 | 2,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,300 |
| Cash dividends | $309,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $514,000 | 2,748 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,354,000 | 3,519 |
| Total interest expense | $2,429,000 | 4,193 |
| Net interest income | $5,925,000 | 3,172 |
| Provision for loan and lease losses | $572,000 | 2,154 |
| Total noninterest income | $1,109,000 | 3,243 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $808,000 | 1,974 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $301,000 | 4,249 |
| Total noninterest expense | $4,206,000 | 3,420 |
| Salaries and employee benefits | $2,350,000 | 3,288 |
| Premises and equipment expense | $812,000 | 2,651 |
| Additional noninterest expense | $1,044,000 | 4,031 |
| Pre-tax net operating income | $2,256,000 | 3,124 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $2,256,000 | 2,550 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,256,000 | 2,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $470,000 | 1,737 |
| Cash dividends | $1,216,000 | 1,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,256,000 | 2,464 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,611,000 | 3,775 |
| Total interest expense | $3,603,000 | 4,116 |
| Net interest income | $5,008,000 | 3,421 |
| Provision for loan and lease losses | $325,000 | 3,038 |
| Total noninterest income | $1,108,000 | 3,102 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $685,000 | 2,177 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $423,000 | 3,431 |
| Total noninterest expense | $3,912,000 | 3,493 |
| Salaries and employee benefits | $2,145,000 | 3,391 |
| Premises and equipment expense | $612,000 | 3,305 |
| Additional noninterest expense | $1,155,000 | 3,625 |
| Pre-tax net operating income | $1,879,000 | 3,322 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,879,000 | 2,683 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,879,000 | 2,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 3,083 |
| Cash dividends | $905,000 | 2,417 |
| Sale, conversion, retirement of capital stock, net | $1,856,000 | 328 |
| Net operating income | $1,879,000 | 2,598 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,241,000 | 4,457 |
| Total interest expense | $3,064,000 | 4,842 |
| Net interest income | $4,177,000 | 4,030 |
| Provision for loan and lease losses | $160,000 | 4,252 |
| Total noninterest income | $997,000 | 3,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $618,000 | 2,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $379,000 | 3,473 |
| Total noninterest expense | $3,466,000 | 3,730 |
| Salaries and employee benefits | $1,965,000 | 3,513 |
| Premises and equipment expense | $524,000 | 3,650 |
| Additional noninterest expense | $977,000 | 4,053 |
| Pre-tax net operating income | $1,548,000 | 3,986 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $1,548,000 | 3,171 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,548,000 | 3,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,108 |
| Cash dividends | $1,245,000 | 1,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,548,000 | 3,168 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,622,000 | 4,603 |
| Total interest expense | $2,581,000 | 5,102 |
| Net interest income | $4,041,000 | 4,137 |
| Provision for loan and lease losses | $203,000 | 3,527 |
| Total noninterest income | $1,334,000 | 2,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $769,000 | 1,722 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $565,000 | 2,731 |
| Total noninterest expense | $3,220,000 | 3,970 |
| Salaries and employee benefits | $1,793,000 | 3,755 |
| Premises and equipment expense | $507,000 | 3,722 |
| Additional noninterest expense | $920,000 | 4,304 |
| Pre-tax net operating income | $1,952,000 | 3,399 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $1,952,000 | 2,640 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,952,000 | 2,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,827 |
| Cash dividends | $1,205,000 | 1,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,952,000 | 2,611 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,133,000 | 4,922 |
| Total interest expense | $2,602,000 | 5,216 |
| Net interest income | $3,531,000 | 4,568 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $1,204,000 | 2,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $734,000 | 1,731 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $470,000 | 3,097 |
| Total noninterest expense | $2,933,000 | 4,205 |
| Salaries and employee benefits | $1,681,000 | 3,879 |
| Premises and equipment expense | $470,000 | 3,872 |
| Additional noninterest expense | $782,000 | 4,764 |
| Pre-tax net operating income | $1,682,000 | 3,836 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $1,682,000 | 2,956 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,682,000 | 2,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,129 |
| Cash dividends | $1,069,000 | 2,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,682,000 | 2,869 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,973,000 | 5,824 |
| Total interest expense | $2,008,000 | 6,257 |
| Net interest income | $2,965,000 | 5,348 |
| Provision for loan and lease losses | $82,000 | 5,614 |
| Total noninterest income | $998,000 | 3,046 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $628,000 | 2,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $370,000 | 3,454 |
| Total noninterest expense | $2,320,000 | 5,071 |
| Salaries and employee benefits | $1,366,000 | 4,600 |
| Premises and equipment expense | $322,000 | 5,207 |
| Additional noninterest expense | $632,000 | 5,609 |
| Pre-tax net operating income | $1,561,000 | 4,342 |
| Securities gains (losses) | $-9,000 | 9,978 |
| Applicable income taxes | $16,000 | 9,792 |
| Income before extraordinary items | $1,536,000 | 3,299 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,536,000 | 3,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,539 |
| Cash dividends | $864,000 | 2,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,544,910 | 3,203 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,933,000 | 6,935 |
| Total interest expense | $1,569,000 | 7,395 |
| Net interest income | $2,364,000 | 6,453 |
| Provision for loan and lease losses | $-32,000 | 11,162 |
| Total noninterest income | $1,102,000 | 2,879 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $770,000 | 1,742 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $332,000 | 3,825 |
| Total noninterest expense | $2,140,000 | 5,650 |
| Salaries and employee benefits | $1,202,000 | 5,205 |
| Premises and equipment expense | $296,000 | 5,649 |
| Additional noninterest expense | $642,000 | 6,082 |
| Pre-tax net operating income | $1,358,000 | 4,687 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $469,000 | 4,369 |
| Income before extraordinary items | $892,000 | 4,904 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $892,000 | 4,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,175 |
| Cash dividends | $424,000 | 3,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $890,020 | 4,856 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,164,000 | 7,988 |
| Total interest expense | $1,261,000 | 8,407 |
| Net interest income | $1,903,000 | 7,524 |
| Provision for loan and lease losses | $77,000 | 5,197 |
| Total noninterest income | $982,000 | 3,141 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $661,000 | 2,052 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $321,000 | 3,847 |
| Total noninterest expense | $1,771,000 | 6,541 |
| Salaries and employee benefits | $1,073,000 | 5,712 |
| Premises and equipment expense | $242,000 | 6,482 |
| Additional noninterest expense | $456,000 | 7,647 |
| Pre-tax net operating income | $1,037,000 | 5,845 |
| Securities gains (losses) | $25,000 | 1,741 |
| Applicable income taxes | $359,000 | 5,337 |
| Income before extraordinary items | $703,000 | 5,974 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $703,000 | 5,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,621 |
| Cash dividends | $329,000 | 4,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $686,500 | 6,041 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,574,000 | 8,779 |
| Total interest expense | $870,000 | 9,256 |
| Net interest income | $1,704,000 | 8,295 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $806,000 | 3,701 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $536,000 | 2,548 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 4,385 |
| Total noninterest expense | $1,752,000 | 6,827 |
| Salaries and employee benefits | $977,000 | 6,195 |
| Premises and equipment expense | $251,000 | 6,508 |
| Additional noninterest expense | $524,000 | 7,641 |
| Pre-tax net operating income | $734,000 | 7,224 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $245,000 | 6,623 |
| Income before extraordinary items | $489,000 | 7,395 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $489,000 | 7,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,562 |
| Cash dividends | $282,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $489,000 | 7,435 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,263,000 | 9,654 |
| Total interest expense | $664,000 | 10,802 |
| Net interest income | $1,599,000 | 8,799 |
| Provision for loan and lease losses | $61,000 | 6,929 |
| Total noninterest income | $546,000 | 5,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $454,000 | 3,056 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 8,143 |
| Total noninterest expense | $1,466,000 | 7,939 |
| Salaries and employee benefits | $836,000 | 7,097 |
| Premises and equipment expense | $174,000 | 8,281 |
| Additional noninterest expense | $456,000 | 8,657 |
| Pre-tax net operating income | $618,000 | 7,831 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $212,000 | 7,394 |
| Income before extraordinary items | $415,000 | 8,285 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $415,000 | 8,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 7,730 |
| Cash dividends | $255,000 | 4,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $409,060 | 8,060 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,124,000 | 10,650 |
| Total interest expense | $710,000 | 11,760 |
| Net interest income | $1,414,000 | 9,572 |
| Provision for loan and lease losses | $42,000 | 9,403 |
| Total noninterest income | $427,000 | 6,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $386,000 | 3,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,988 |
| Total noninterest expense | $1,255,000 | 8,822 |
| Salaries and employee benefits | $665,000 | 8,262 |
| Premises and equipment expense | $154,000 | 8,989 |
| Additional noninterest expense | $436,000 | 9,132 |
| Pre-tax net operating income | $544,000 | 8,104 |
| Securities gains (losses) | $23,000 | 5,402 |
| Applicable income taxes | $189,000 | 7,777 |
| Income before extraordinary items | $378,000 | 8,434 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $378,000 | 8,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 8,305 |
| Cash dividends | $267,000 | 4,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $362,590 | 8,228 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.