Home > Houston Community Bank > Assets and Liabilities
Houston Community Bank, Assets and Liabilities
| 2014-09-30 | Rank | |
| # of Employees: | 70 | 2,134 |
| Assets and Liabilities | ||
| Total Assets: | $328,705,000 | 2,019 |
| Cash and due from depository institutions | $118,825,000 | 2,134 |
| Interest-bearing balances | $115,735,000 | 282 |
| Securities | $3,549,000 | 5,990 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,747 |
| Net loans & leases | $196,596,000 | 2,099 |
| Loan loss allowance | $2,091,000 | 2,735 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $7,178,000 | 1,613 |
| Other real estate owned | $0 | 2,134 |
| Goodwill and other intangibles | $1,015,000 | 1,549 |
| All other assets | $1,542,000 | 4,892 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $328,705,000 | 2,019 |
| Total liabilities | $303,674,000 | 1,946 |
| Total deposits | $303,092,000 | 1,844 |
| Interest-bearing deposits | $207,755,000 | 2,109 |
| Deposits held in domestic offices | $303,092,000 | 1,843 |
| % insured | 65.22% | 6,016 |
| Federal funds purchased & repurchase agreements | $0 | 2,181 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,890 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $582,000 | 4,016 |
| Total equity capital | $25,031,000 | 2,749 |
| Total bank equity capital | $25,031,000 | 2,749 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $1,088,000 | 2,017 |
| Surplus | $2,944,000 | 4,228 |
| Undivided profits | $20,999,000 | 1,845 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 6,057 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 951 |
| Income earned, not collected on loans | $795,000 | 3,281 |
| Earning assets | $315,880,000 | 1,939 |
| Long-term assets (5+ years) | $82,721,000 | 2,360 |
| Average Assets, year-to-date | $322,706,750 | 2,027 |
| Average Assets, quarterly | $324,350,500 | 2,036 |
| Volatile liabilities | $59,301,000 | 845 |
| Insider loans | $1,258,000 | 3,145 |
| FHLB advances | $0 | 3,673 |
| Loans and leases held for sale | $0 | 1,914 |
| Unused loan commitments | $25,820,000 | 2,354 |
| Tier 1 (core) risk-based capital | $23,964,000 | 2,764 |
| Tier 2 risk-based capital | $2,091,000 | 2,307 |
| Total risk weighted assets | $198,013,000 | 2,195 |
| Total unused commitments | $25,820,000 | 2,354 |
| Derivatives | $0 | 1,399 |
| 2014-06-30 | Rank | |
| # of Employees: | 69 | 2,169 |
| Assets and Liabilities | ||
| Total Assets: | $319,996,000 | 2,063 |
| Cash and due from depository institutions | $67,365,000 | 2,169 |
| Interest-bearing balances | $63,703,000 | 494 |
| Securities | $39,909,000 | 3,128 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,844 |
| Net loans & leases | $202,515,000 | 2,046 |
| Loan loss allowance | $2,091,000 | 2,765 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $7,314,000 | 1,592 |
| Other real estate owned | $0 | 2,169 |
| Goodwill and other intangibles | $1,016,000 | 1,542 |
| All other assets | $1,877,000 | 4,564 |
| Life insurance assets | $0 | 3,825 |
| Total liabilities and capital | $319,996,000 | 2,063 |
| Total liabilities | $291,654,000 | 2,016 |
| Total deposits | $291,274,000 | 1,907 |
| Interest-bearing deposits | $203,408,000 | 2,151 |
| Deposits held in domestic offices | $291,274,000 | 1,906 |
| % insured | 65.68% | 6,097 |
| Federal funds purchased & repurchase agreements | $0 | 2,152 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $0 | 3,882 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $380,000 | 4,550 |
| Total equity capital | $28,342,000 | 2,439 |
| Total bank equity capital | $28,342,000 | 2,439 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,088,000 | 2,046 |
| Surplus | $2,944,000 | 4,260 |
| Undivided profits | $24,310,000 | 1,577 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 6,118 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $1,059,000 | 2,449 |
| Earning assets | $306,127,000 | 1,997 |
| Long-term assets (5+ years) | $118,999,000 | 1,808 |
| Average Assets, year-to-date | $320,707,330 | 2,040 |
| Average Assets, quarterly | $321,482,500 | 2,046 |
| Volatile liabilities | $59,208,000 | 829 |
| Insider loans | $1,293,000 | 3,099 |
| FHLB advances | $0 | 3,672 |
| Loans and leases held for sale | $0 | 1,950 |
| Unused loan commitments | $25,888,000 | 2,343 |
| Tier 1 (core) risk-based capital | $29,251,000 | 2,319 |
| Tier 2 risk-based capital | $2,091,000 | 2,303 |
| Total risk weighted assets | $204,937,000 | 2,106 |
| Total unused commitments | $25,888,000 | 2,343 |
| Derivatives | $0 | 1,413 |
| 2014-03-31 | Rank | |
| # of Employees: | 69 | 2,160 |
| Assets and Liabilities | ||
| Total Assets: | $322,969,000 | 2,048 |
| Cash and due from depository institutions | $73,400,000 | 2,160 |
| Interest-bearing balances | $69,662,000 | 515 |
| Securities | $39,940,000 | 3,130 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,112 |
| Net loans & leases | $199,588,000 | 2,045 |
| Loan loss allowance | $2,091,000 | 2,789 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $7,316,000 | 1,608 |
| Other real estate owned | $29,000 | 2,160 |
| Goodwill and other intangibles | $1,018,000 | 1,543 |
| All other assets | $1,678,000 | 4,789 |
| Life insurance assets | $0 | 3,830 |
| Total liabilities and capital | $322,969,000 | 2,048 |
| Total liabilities | $296,344,000 | 1,980 |
| Total deposits | $296,001,000 | 1,891 |
| Interest-bearing deposits | $206,884,000 | 2,144 |
| Deposits held in domestic offices | $296,001,000 | 1,891 |
| % insured | 56.72% | 6,459 |
| Federal funds purchased & repurchase agreements | $0 | 1,959 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,804 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $343,000 | 4,621 |
| Total equity capital | $26,625,000 | 2,533 |
| Total bank equity capital | $26,625,000 | 2,533 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $1,088,000 | 2,068 |
| Surplus | $2,944,000 | 4,299 |
| Undivided profits | $22,593,000 | 1,633 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 6,210 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $897,000 | 2,793 |
| Earning assets | $309,190,000 | 1,972 |
| Long-term assets (5+ years) | $115,087,000 | 1,837 |
| Average Assets, year-to-date | $321,063,000 | 2,034 |
| Average Assets, quarterly | $321,063,000 | 2,034 |
| Volatile liabilities | $59,463,000 | 784 |
| Insider loans | $1,327,000 | 3,081 |
| FHLB advances | $0 | 3,598 |
| Loans and leases held for sale | $0 | 1,833 |
| Unused loan commitments | $24,194,000 | 2,471 |
| Tier 1 (core) risk-based capital | $28,353,000 | 2,375 |
| Tier 2 risk-based capital | $2,091,000 | 2,308 |
| Total risk weighted assets | $199,772,000 | 2,147 |
| Total unused commitments | $24,194,000 | 2,471 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 71 | 2,121 |
| Assets and Liabilities | ||
| Total Assets: | $319,157,000 | 2,047 |
| Cash and due from depository institutions | $68,812,000 | 2,121 |
| Interest-bearing balances | $65,444,000 | 514 |
| Securities | $40,008,000 | 3,123 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $200,055,000 | 2,027 |
| Loan loss allowance | $2,091,000 | 2,804 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $7,375,000 | 1,596 |
| Other real estate owned | $61,000 | 2,121 |
| Goodwill and other intangibles | $1,019,000 | 1,536 |
| All other assets | $1,827,000 | 4,761 |
| Life insurance assets | $0 | 3,841 |
| Total liabilities and capital | $319,157,000 | 2,047 |
| Total liabilities | $293,776,000 | 1,990 |
| Total deposits | $293,323,000 | 1,892 |
| Interest-bearing deposits | $205,821,000 | 2,140 |
| Deposits held in domestic offices | $293,323,000 | 1,891 |
| % insured | 64.80% | 6,278 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,907 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $453,000 | 4,198 |
| Total equity capital | $25,381,000 | 2,591 |
| Total bank equity capital | $25,381,000 | 2,591 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $1,088,000 | 2,095 |
| Surplus | $2,944,000 | 4,338 |
| Undivided profits | $21,349,000 | 1,670 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 6,318 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $1,097,000 | 2,406 |
| Earning assets | $305,507,000 | 1,978 |
| Long-term assets (5+ years) | $112,555,000 | 1,850 |
| Average Assets, year-to-date | $298,667,400 | 2,153 |
| Average Assets, quarterly | $310,762,000 | 2,100 |
| Volatile liabilities | $58,930,000 | 798 |
| Insider loans | $1,361,000 | 3,064 |
| FHLB advances | $0 | 3,709 |
| Loans and leases held for sale | $0 | 1,902 |
| Unused loan commitments | $27,648,000 | 2,173 |
| Tier 1 (core) risk-based capital | $27,870,000 | 2,385 |
| Tier 2 risk-based capital | $2,091,000 | 2,308 |
| Total risk weighted assets | $200,467,000 | 2,140 |
| Total unused commitments | $27,648,000 | 2,173 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 72 | 2,120 |
| Assets and Liabilities | ||
| Total Assets: | $302,367,000 | 2,144 |
| Cash and due from depository institutions | $57,293,000 | 2,120 |
| Interest-bearing balances | $53,820,000 | 640 |
| Securities | $41,099,000 | 3,085 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $193,841,000 | 2,051 |
| Loan loss allowance | $2,160,000 | 2,829 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $7,395,000 | 1,586 |
| Other real estate owned | $0 | 2,120 |
| Goodwill and other intangibles | $1,020,000 | 1,531 |
| All other assets | $1,719,000 | 4,911 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $302,367,000 | 2,144 |
| Total liabilities | $277,691,000 | 2,093 |
| Total deposits | $277,222,000 | 1,978 |
| Interest-bearing deposits | $191,894,000 | 2,283 |
| Deposits held in domestic offices | $277,222,000 | 1,977 |
| % insured | 67.64% | 6,276 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,930 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $469,000 | 4,452 |
| Total equity capital | $24,676,000 | 2,688 |
| Total bank equity capital | $24,676,000 | 2,688 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $1,088,000 | 2,126 |
| Surplus | $2,944,000 | 4,374 |
| Undivided profits | $20,644,000 | 1,736 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $125,000 | 5,723 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $872,000 | 3,063 |
| Earning assets | $288,760,000 | 2,072 |
| Long-term assets (5+ years) | $108,860,000 | 1,891 |
| Average Assets, year-to-date | $293,545,000 | 2,198 |
| Average Assets, quarterly | $298,496,500 | 2,161 |
| Volatile liabilities | $56,239,000 | 818 |
| Insider loans | $1,395,000 | 3,061 |
| FHLB advances | $0 | 3,717 |
| Loans and leases held for sale | $0 | 2,008 |
| Unused loan commitments | $29,517,000 | 2,093 |
| Tier 1 (core) risk-based capital | $26,908,000 | 2,446 |
| Tier 2 risk-based capital | $2,160,000 | 2,256 |
| Total risk weighted assets | $195,660,000 | 2,164 |
| Total unused commitments | $29,517,000 | 2,093 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 74 | 2,072 |
| Assets and Liabilities | ||
| Total Assets: | $294,626,000 | 2,194 |
| Cash and due from depository institutions | $61,620,000 | 2,072 |
| Interest-bearing balances | $58,108,000 | 627 |
| Securities | $41,606,000 | 3,037 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $181,112,000 | 2,182 |
| Loan loss allowance | $2,161,000 | 2,836 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $7,462,000 | 1,582 |
| Other real estate owned | $0 | 2,072 |
| Goodwill and other intangibles | $1,022,000 | 1,524 |
| All other assets | $1,804,000 | 4,802 |
| Life insurance assets | $0 | 3,807 |
| Total liabilities and capital | $294,626,000 | 2,194 |
| Total liabilities | $270,825,000 | 2,140 |
| Total deposits | $270,440,000 | 2,041 |
| Interest-bearing deposits | $190,113,000 | 2,315 |
| Deposits held in domestic offices | $270,440,000 | 2,040 |
| % insured | 69.31% | 6,236 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,942 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $385,000 | 4,654 |
| Total equity capital | $23,801,000 | 2,762 |
| Total bank equity capital | $23,801,000 | 2,762 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $1,088,000 | 2,140 |
| Surplus | $2,944,000 | 4,395 |
| Undivided profits | $19,769,000 | 1,796 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $103,000 | 5,843 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $1,003,000 | 2,650 |
| Earning assets | $280,826,000 | 2,124 |
| Long-term assets (5+ years) | $97,506,000 | 2,014 |
| Average Assets, year-to-date | $290,604,330 | 2,220 |
| Average Assets, quarterly | $289,314,000 | 2,230 |
| Volatile liabilities | $55,549,000 | 811 |
| Insider loans | $1,403,000 | 3,081 |
| FHLB advances | $0 | 3,718 |
| Loans and leases held for sale | $0 | 2,138 |
| Unused loan commitments | $33,494,000 | 1,887 |
| Tier 1 (core) risk-based capital | $26,307,000 | 2,466 |
| Tier 2 risk-based capital | $2,161,000 | 2,260 |
| Total risk weighted assets | $184,165,000 | 2,282 |
| Total unused commitments | $33,494,000 | 1,887 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 75 | 2,033 |
| Assets and Liabilities | ||
| Total Assets: | $284,002,000 | 2,295 |
| Cash and due from depository institutions | $46,273,000 | 2,033 |
| Interest-bearing balances | $42,974,000 | 1,057 |
| Securities | $44,798,000 | 2,914 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $181,652,000 | 2,157 |
| Loan loss allowance | $2,159,000 | 2,884 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $7,563,000 | 1,569 |
| Other real estate owned | $465,000 | 2,033 |
| Goodwill and other intangibles | $1,023,000 | 1,533 |
| All other assets | $2,228,000 | 4,457 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $284,002,000 | 2,295 |
| Total liabilities | $258,048,000 | 2,254 |
| Total deposits | $257,709,000 | 2,146 |
| Interest-bearing deposits | $184,709,000 | 2,420 |
| Deposits held in domestic offices | $257,709,000 | 2,146 |
| % insured | 69.54% | 6,314 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,908 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $339,000 | 4,973 |
| Total equity capital | $25,954,000 | 2,629 |
| Total bank equity capital | $25,954,000 | 2,629 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $1,088,000 | 2,182 |
| Surplus | $2,944,000 | 4,434 |
| Undivided profits | $21,922,000 | 1,715 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $38,000 | 6,215 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $926,000 | 2,790 |
| Earning assets | $269,424,000 | 2,235 |
| Long-term assets (5+ years) | $97,965,000 | 1,980 |
| Average Assets, year-to-date | $288,593,500 | 2,259 |
| Average Assets, quarterly | $288,593,500 | 2,259 |
| Volatile liabilities | $54,755,000 | 801 |
| Insider loans | $1,424,000 | 3,082 |
| FHLB advances | $0 | 3,677 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $37,967,000 | 1,705 |
| Tier 1 (core) risk-based capital | $25,811,000 | 2,508 |
| Tier 2 risk-based capital | $2,159,000 | 2,256 |
| Total risk weighted assets | $187,399,000 | 2,236 |
| Total unused commitments | $37,967,000 | 1,705 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 73 | 2,097 |
| Assets and Liabilities | ||
| Total Assets: | $293,185,000 | 2,234 |
| Cash and due from depository institutions | $83,067,000 | 2,097 |
| Interest-bearing balances | $79,322,000 | 534 |
| Securities | $20,551,000 | 4,435 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $177,743,000 | 2,215 |
| Loan loss allowance | $2,136,000 | 2,926 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $7,633,000 | 1,552 |
| Other real estate owned | $465,000 | 2,097 |
| Goodwill and other intangibles | $1,024,000 | 1,538 |
| All other assets | $2,702,000 | 4,152 |
| Life insurance assets | $0 | 3,787 |
| Total liabilities and capital | $293,185,000 | 2,234 |
| Total liabilities | $266,539,000 | 2,191 |
| Total deposits | $265,821,000 | 2,093 |
| Interest-bearing deposits | $196,730,000 | 2,256 |
| Deposits held in domestic offices | $265,821,000 | 2,093 |
| % insured | 74.54% | 6,454 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $0 | 4,109 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $718,000 | 3,792 |
| Total equity capital | $26,646,000 | 2,556 |
| Total bank equity capital | $26,646,000 | 2,556 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $1,088,000 | 2,201 |
| Surplus | $2,944,000 | 4,468 |
| Undivided profits | $22,614,000 | 1,653 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $38,000 | 6,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $1,071,000 | 2,503 |
| Earning assets | $277,616,000 | 2,162 |
| Long-term assets (5+ years) | $66,999,000 | 2,598 |
| Average Assets, year-to-date | $263,510,400 | 2,404 |
| Average Assets, quarterly | $277,641,000 | 2,316 |
| Volatile liabilities | $66,408,000 | 729 |
| Insider loans | $1,457,000 | 3,075 |
| FHLB advances | $0 | 3,864 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $25,600,000 | 2,209 |
| Tier 1 (core) risk-based capital | $25,557,000 | 2,510 |
| Tier 2 risk-based capital | $2,136,000 | 2,271 |
| Total risk weighted assets | $181,200,000 | 2,303 |
| Total unused commitments | $25,600,000 | 2,209 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 76 | 2,018 |
| Assets and Liabilities | ||
| Total Assets: | $262,097,000 | 2,469 |
| Cash and due from depository institutions | $58,988,000 | 2,018 |
| Interest-bearing balances | $55,670,000 | 733 |
| Securities | $15,611,000 | 4,989 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $175,628,000 | 2,252 |
| Loan loss allowance | $2,124,000 | 3,003 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $7,681,000 | 1,549 |
| Other real estate owned | $465,000 | 2,018 |
| Goodwill and other intangibles | $1,026,000 | 1,528 |
| All other assets | $2,698,000 | 4,219 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $262,097,000 | 2,469 |
| Total liabilities | $235,609,000 | 2,445 |
| Total deposits | $235,109,000 | 2,313 |
| Interest-bearing deposits | $170,434,000 | 2,591 |
| Deposits held in domestic offices | $235,109,000 | 2,313 |
| % insured | 81.17% | 5,889 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $0 | 4,201 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $500,000 | 4,654 |
| Total equity capital | $26,488,000 | 2,618 |
| Total bank equity capital | $26,488,000 | 2,617 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,088,000 | 2,238 |
| Surplus | $2,944,000 | 4,513 |
| Undivided profits | $22,456,000 | 1,687 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $143,000 | 5,941 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $894,000 | 3,183 |
| Earning assets | $246,909,000 | 2,401 |
| Long-term assets (5+ years) | $57,891,000 | 2,897 |
| Average Assets, year-to-date | $256,091,750 | 2,496 |
| Average Assets, quarterly | $259,870,500 | 2,477 |
| Volatile liabilities | $42,341,000 | 1,086 |
| Insider loans | $1,499,000 | 3,084 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $28,266,000 | 2,059 |
| Tier 1 (core) risk-based capital | $25,334,000 | 2,558 |
| Tier 2 risk-based capital | $2,124,000 | 2,312 |
| Total risk weighted assets | $180,427,000 | 2,327 |
| Total unused commitments | $28,266,000 | 2,059 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 75 | 2,029 |
| Assets and Liabilities | ||
| Total Assets: | $257,644,000 | 2,491 |
| Cash and due from depository institutions | $50,906,000 | 2,029 |
| Interest-bearing balances | $47,452,000 | 859 |
| Securities | $20,870,000 | 4,502 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $173,838,000 | 2,271 |
| Loan loss allowance | $2,126,000 | 3,020 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $7,756,000 | 1,528 |
| Other real estate owned | $465,000 | 2,029 |
| Goodwill and other intangibles | $1,027,000 | 1,516 |
| All other assets | $2,782,000 | 4,149 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $257,644,000 | 2,491 |
| Total liabilities | $231,892,000 | 2,468 |
| Total deposits | $231,527,000 | 2,326 |
| Interest-bearing deposits | $170,220,000 | 2,598 |
| Deposits held in domestic offices | $231,527,000 | 2,326 |
| % insured | 80.62% | 6,058 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $365,000 | 5,079 |
| Total equity capital | $25,752,000 | 2,635 |
| Total bank equity capital | $25,752,000 | 2,634 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $1,088,000 | 2,274 |
| Surplus | $2,944,000 | 4,532 |
| Undivided profits | $21,720,000 | 1,698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 6,738 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $1,019,000 | 2,691 |
| Earning assets | $242,160,000 | 2,427 |
| Long-term assets (5+ years) | $65,398,000 | 2,591 |
| Average Assets, year-to-date | $254,090,000 | 2,508 |
| Average Assets, quarterly | $253,372,500 | 2,529 |
| Volatile liabilities | $44,296,000 | 1,044 |
| Insider loans | $1,520,000 | 3,077 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $21,672,000 | 2,488 |
| Tier 1 (core) risk-based capital | $24,559,000 | 2,606 |
| Tier 2 risk-based capital | $2,126,000 | 2,304 |
| Total risk weighted assets | $176,281,000 | 2,367 |
| Total unused commitments | $21,672,000 | 2,488 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 78 | 1,935 |
| Assets and Liabilities | ||
| Total Assets: | $249,101,000 | 2,587 |
| Cash and due from depository institutions | $34,438,000 | 1,935 |
| Interest-bearing balances | $31,037,000 | 1,382 |
| Securities | $25,364,000 | 4,112 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $176,512,000 | 2,236 |
| Loan loss allowance | $2,144,000 | 3,033 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $7,786,000 | 1,527 |
| Other real estate owned | $1,013,000 | 1,935 |
| Goodwill and other intangibles | $1,028,000 | 1,529 |
| All other assets | $2,960,000 | 4,027 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $249,101,000 | 2,587 |
| Total liabilities | $224,129,000 | 2,583 |
| Total deposits | $223,742,000 | 2,440 |
| Interest-bearing deposits | $162,509,000 | 2,741 |
| Deposits held in domestic offices | $223,742,000 | 2,439 |
| % insured | 82.36% | 5,792 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $387,000 | 4,938 |
| Total equity capital | $24,972,000 | 2,690 |
| Total bank equity capital | $24,972,000 | 2,689 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $1,088,000 | 2,303 |
| Surplus | $2,944,000 | 4,560 |
| Undivided profits | $20,940,000 | 1,709 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $78,000 | 6,333 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $912,000 | 2,959 |
| Earning assets | $232,913,000 | 2,535 |
| Long-term assets (5+ years) | $70,817,000 | 2,418 |
| Average Assets, year-to-date | $252,313,000 | 2,542 |
| Average Assets, quarterly | $252,313,000 | 2,542 |
| Volatile liabilities | $42,278,000 | 1,108 |
| Insider loans | $1,576,000 | 3,061 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $16,521,000 | 2,926 |
| Tier 1 (core) risk-based capital | $23,920,000 | 2,644 |
| Tier 2 risk-based capital | $2,144,000 | 2,288 |
| Total risk weighted assets | $179,539,000 | 2,346 |
| Total unused commitments | $16,521,000 | 2,926 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 72 | 2,109 |
| Assets and Liabilities | ||
| Total Assets: | $255,525,000 | 2,514 |
| Cash and due from depository institutions | $37,142,000 | 2,109 |
| Interest-bearing balances | $33,235,000 | 1,164 |
| Securities | $26,705,000 | 3,956 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $179,129,000 | 2,224 |
| Loan loss allowance | $2,143,000 | 3,024 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $7,855,000 | 1,509 |
| Other real estate owned | $537,000 | 2,109 |
| Goodwill and other intangibles | $1,030,000 | 1,525 |
| All other assets | $3,127,000 | 4,010 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $255,525,000 | 2,514 |
| Total liabilities | $230,470,000 | 2,485 |
| Total deposits | $229,645,000 | 2,348 |
| Interest-bearing deposits | $171,428,000 | 2,590 |
| Deposits held in domestic offices | $229,645,000 | 2,347 |
| % insured | 78.77% | 6,374 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $825,000 | 3,595 |
| Total equity capital | $25,055,000 | 2,648 |
| Total bank equity capital | $25,055,000 | 2,648 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $1,088,000 | 2,321 |
| Surplus | $2,944,000 | 4,587 |
| Undivided profits | $21,023,000 | 1,684 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $328,000 | 5,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,137,000 | 2,557 |
| Earning assets | $239,069,000 | 2,455 |
| Long-term assets (5+ years) | $69,507,000 | 2,091 |
| Average Assets, year-to-date | $250,213,200 | 2,519 |
| Average Assets, quarterly | $257,659,500 | 2,472 |
| Volatile liabilities | $52,803,000 | 977 |
| Insider loans | $1,607,000 | 3,080 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $16,067,000 | 2,921 |
| Tier 1 (core) risk-based capital | $23,403,000 | 2,664 |
| Tier 2 risk-based capital | $2,143,000 | 2,307 |
| Total risk weighted assets | $180,479,000 | 2,348 |
| Total unused commitments | $16,067,000 | 2,922 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 71 | 2,160 |
| Assets and Liabilities | ||
| Total Assets: | $259,794,000 | 2,451 |
| Cash and due from depository institutions | $44,793,000 | 2,160 |
| Interest-bearing balances | $41,127,000 | 1,031 |
| Securities | $27,549,000 | 3,787 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $175,032,000 | 2,292 |
| Loan loss allowance | $2,118,000 | 3,068 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $7,923,000 | 1,491 |
| Other real estate owned | $533,000 | 2,160 |
| Goodwill and other intangibles | $1,031,000 | 1,543 |
| All other assets | $2,933,000 | 4,189 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $259,794,000 | 2,451 |
| Total liabilities | $235,194,000 | 2,434 |
| Total deposits | $234,642,000 | 2,281 |
| Interest-bearing deposits | $182,053,000 | 2,453 |
| Deposits held in domestic offices | $234,642,000 | 2,281 |
| % insured | 73.88% | 6,882 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $552,000 | 4,581 |
| Total equity capital | $24,600,000 | 2,716 |
| Total bank equity capital | $24,600,000 | 2,714 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $1,088,000 | 2,357 |
| Surplus | $2,944,000 | 4,625 |
| Undivided profits | $20,568,000 | 1,731 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $387,000 | 5,576 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $883,000 | 3,305 |
| Earning assets | $243,708,000 | 2,399 |
| Long-term assets (5+ years) | $67,396,000 | 2,084 |
| Average Assets, year-to-date | $248,885,250 | 2,544 |
| Average Assets, quarterly | $253,035,500 | 2,509 |
| Volatile liabilities | $60,783,000 | 868 |
| Insider loans | $2,127,000 | 2,609 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $18,379,000 | 2,693 |
| Tier 1 (core) risk-based capital | $23,175,000 | 2,696 |
| Tier 2 risk-based capital | $2,118,000 | 2,336 |
| Total risk weighted assets | $178,286,000 | 2,376 |
| Total unused commitments | $18,379,000 | 2,695 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 70 | 2,208 |
| Assets and Liabilities | ||
| Total Assets: | $246,277,000 | 2,601 |
| Cash and due from depository institutions | $51,070,000 | 2,208 |
| Interest-bearing balances | $47,084,000 | 798 |
| Securities | $23,149,000 | 4,226 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $163,621,000 | 2,439 |
| Loan loss allowance | $2,072,000 | 3,124 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $4,830,000 | 2,399 |
| Other real estate owned | $533,000 | 2,208 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $3,074,000 | 4,111 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $246,277,000 | 2,601 |
| Total liabilities | $222,811,000 | 2,566 |
| Total deposits | $222,395,000 | 2,414 |
| Interest-bearing deposits | $177,305,000 | 2,532 |
| Deposits held in domestic offices | $222,395,000 | 2,414 |
| % insured | 68.52% | 7,163 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $416,000 | 4,952 |
| Total equity capital | $23,466,000 | 2,771 |
| Total bank equity capital | $23,466,000 | 2,769 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,088,000 | 2,395 |
| Surplus | $2,944,000 | 4,667 |
| Undivided profits | $19,434,000 | 1,764 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $1,710,000 | 3,744 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,005,000 | 2,884 |
| Earning assets | $233,854,000 | 2,488 |
| Long-term assets (5+ years) | $59,869,000 | 2,246 |
| Average Assets, year-to-date | $245,249,000 | 2,601 |
| Average Assets, quarterly | $245,434,000 | 2,612 |
| Volatile liabilities | $75,482,000 | 732 |
| Insider loans | $2,171,000 | 2,612 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $15,212,000 | 3,072 |
| Tier 1 (core) risk-based capital | $23,293,000 | 2,652 |
| Tier 2 risk-based capital | $2,072,000 | 2,383 |
| Total risk weighted assets | $167,103,000 | 2,522 |
| Total unused commitments | $15,212,000 | 3,073 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 69 | 2,241 |
| Assets and Liabilities | ||
| Total Assets: | $244,591,000 | 2,631 |
| Cash and due from depository institutions | $55,559,000 | 2,241 |
| Interest-bearing balances | $52,844,000 | 750 |
| Securities | $13,364,000 | 5,322 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $167,242,000 | 2,415 |
| Loan loss allowance | $2,019,000 | 3,188 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $4,826,000 | 2,413 |
| Other real estate owned | $661,000 | 2,241 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $2,939,000 | 4,270 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $244,591,000 | 2,631 |
| Total liabilities | $221,739,000 | 2,609 |
| Total deposits | $221,296,000 | 2,459 |
| Interest-bearing deposits | $176,187,000 | 2,584 |
| Deposits held in domestic offices | $221,296,000 | 2,458 |
| % insured | 68.94% | 7,207 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $443,000 | 4,727 |
| Total equity capital | $22,852,000 | 2,790 |
| Total bank equity capital | $22,852,000 | 2,788 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,088,000 | 2,424 |
| Surplus | $2,944,000 | 4,703 |
| Undivided profits | $18,820,000 | 1,738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $91,000 | 6,571 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $876,000 | 3,267 |
| Earning assets | $233,450,000 | 2,522 |
| Long-term assets (5+ years) | $47,442,000 | 2,629 |
| Average Assets, year-to-date | $244,735,000 | 2,619 |
| Average Assets, quarterly | $244,735,000 | 2,619 |
| Volatile liabilities | $73,387,000 | 785 |
| Insider loans | $2,256,000 | 2,584 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $19,040,000 | 2,687 |
| Tier 1 (core) risk-based capital | $22,740,000 | 2,699 |
| Tier 2 risk-based capital | $2,019,000 | 2,464 |
| Total risk weighted assets | $169,492,000 | 2,511 |
| Total unused commitments | $19,040,000 | 2,691 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 68 | 2,297 |
| Assets and Liabilities | ||
| Total Assets: | $244,879,000 | 2,618 |
| Cash and due from depository institutions | $59,212,000 | 2,297 |
| Interest-bearing balances | $56,326,000 | 637 |
| Securities | $2,626,000 | 6,966 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $174,269,000 | 2,366 |
| Loan loss allowance | $1,983,000 | 3,230 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $4,841,000 | 2,435 |
| Other real estate owned | $743,000 | 2,297 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $3,188,000 | 4,194 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $244,879,000 | 2,618 |
| Total liabilities | $222,322,000 | 2,590 |
| Total deposits | $221,442,000 | 2,422 |
| Interest-bearing deposits | $174,638,000 | 2,609 |
| Deposits held in domestic offices | $221,442,000 | 2,421 |
| % insured | 69.58% | 7,200 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $880,000 | 3,433 |
| Total equity capital | $22,557,000 | 2,810 |
| Total bank equity capital | $22,557,000 | 2,809 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,088,000 | 2,456 |
| Surplus | $2,944,000 | 4,749 |
| Undivided profits | $18,525,000 | 1,749 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $658,000 | 5,185 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,128,000 | 2,688 |
| Earning assets | $233,221,000 | 2,516 |
| Long-term assets (5+ years) | $40,587,000 | 2,862 |
| Average Assets, year-to-date | $238,744,200 | 2,648 |
| Average Assets, quarterly | $244,411,500 | 2,616 |
| Volatile liabilities | $109,279,000 | 1,252 |
| Insider loans | $2,327,000 | 2,599 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $17,578,000 | 2,785 |
| Tier 1 (core) risk-based capital | $22,432,000 | 2,726 |
| Tier 2 risk-based capital | $1,983,000 | 2,550 |
| Total risk weighted assets | $175,364,000 | 2,485 |
| Total unused commitments | $17,578,000 | 2,785 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 67 | 2,333 |
| Assets and Liabilities | ||
| Total Assets: | $243,944,000 | 2,662 |
| Cash and due from depository institutions | $50,168,000 | 2,333 |
| Interest-bearing balances | $47,044,000 | 776 |
| Securities | $2,787,000 | 6,976 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $182,008,000 | 2,330 |
| Loan loss allowance | $1,916,000 | 3,287 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,888,000 | 2,442 |
| Other real estate owned | $793,000 | 2,333 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $3,300,000 | 4,200 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $243,944,000 | 2,662 |
| Total liabilities | $221,654,000 | 2,627 |
| Total deposits | $220,791,000 | 2,446 |
| Interest-bearing deposits | $176,763,000 | 2,612 |
| Deposits held in domestic offices | $220,791,000 | 2,443 |
| % insured | 65.55% | 7,295 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $863,000 | 3,841 |
| Total equity capital | $22,290,000 | 2,935 |
| Total bank equity capital | $22,290,000 | 2,933 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,088,000 | 2,505 |
| Surplus | $2,944,000 | 4,788 |
| Undivided profits | $18,258,000 | 1,855 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $668,000 | 5,292 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $984,000 | 3,255 |
| Earning assets | $231,839,000 | 2,567 |
| Long-term assets (5+ years) | $42,359,000 | 2,738 |
| Average Assets, year-to-date | $237,210,500 | 2,704 |
| Average Assets, quarterly | $239,791,000 | 2,691 |
| Volatile liabilities | $110,520,000 | 1,272 |
| Insider loans | $2,382,000 | 2,597 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $16,635,000 | 2,947 |
| Tier 1 (core) risk-based capital | $22,142,000 | 2,791 |
| Tier 2 risk-based capital | $1,916,000 | 2,655 |
| Total risk weighted assets | $183,513,000 | 2,424 |
| Total unused commitments | $16,635,000 | 2,949 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 68 | 2,335 |
| Assets and Liabilities | ||
| Total Assets: | $235,638,000 | 2,752 |
| Cash and due from depository institutions | $34,785,000 | 2,335 |
| Interest-bearing balances | $32,260,000 | 1,063 |
| Securities | $2,942,000 | 7,041 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $188,588,000 | 2,292 |
| Loan loss allowance | $1,875,000 | 3,357 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,956,000 | 2,438 |
| Other real estate owned | $731,000 | 2,335 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $3,636,000 | 4,008 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $235,638,000 | 2,752 |
| Total liabilities | $213,874,000 | 2,727 |
| Total deposits | $213,185,000 | 2,536 |
| Interest-bearing deposits | $172,031,000 | 2,724 |
| Deposits held in domestic offices | $213,185,000 | 2,534 |
| % insured | 67.63% | 7,295 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $689,000 | 4,170 |
| Total equity capital | $21,764,000 | 2,972 |
| Total bank equity capital | $21,764,000 | 2,971 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,088,000 | 2,530 |
| Surplus | $2,944,000 | 4,814 |
| Undivided profits | $17,732,000 | 1,873 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $60,000 | 6,939 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,236,000 | 2,554 |
| Earning assets | $223,790,000 | 2,652 |
| Long-term assets (5+ years) | $42,992,000 | 2,692 |
| Average Assets, year-to-date | $234,966,000 | 2,754 |
| Average Assets, quarterly | $235,245,000 | 2,754 |
| Volatile liabilities | $109,674,000 | 1,314 |
| Insider loans | $2,427,000 | 2,603 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $16,379,000 | 3,007 |
| Tier 1 (core) risk-based capital | $21,600,000 | 2,840 |
| Tier 2 risk-based capital | $1,875,000 | 2,724 |
| Total risk weighted assets | $193,997,000 | 2,322 |
| Total unused commitments | $16,379,000 | 3,012 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 67 | 2,396 |
| Assets and Liabilities | ||
| Total Assets: | $234,852,000 | 2,826 |
| Cash and due from depository institutions | $36,714,000 | 2,396 |
| Interest-bearing balances | $33,859,000 | 1,024 |
| Securities | $2,986,000 | 7,094 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $186,000,000 | 2,369 |
| Loan loss allowance | $1,776,000 | 3,511 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $4,891,000 | 2,509 |
| Other real estate owned | $703,000 | 2,396 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $3,558,000 | 4,140 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $234,852,000 | 2,826 |
| Total liabilities | $213,687,000 | 2,783 |
| Total deposits | $213,095,000 | 2,586 |
| Interest-bearing deposits | $168,658,000 | 2,813 |
| Deposits held in domestic offices | $213,095,000 | 2,584 |
| % insured | 67.77% | 7,366 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $592,000 | 4,497 |
| Total equity capital | $21,165,000 | 3,060 |
| Total bank equity capital | $21,165,000 | 3,060 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,088,000 | 2,579 |
| Surplus | $2,944,000 | 4,888 |
| Undivided profits | $17,133,000 | 1,907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 7,395 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,016,000 | 3,186 |
| Earning assets | $222,845,000 | 2,711 |
| Long-term assets (5+ years) | $40,875,000 | 2,790 |
| Average Assets, year-to-date | $234,630,000 | 2,816 |
| Average Assets, quarterly | $234,630,000 | 2,816 |
| Volatile liabilities | $106,555,000 | 1,395 |
| Insider loans | $2,476,000 | 2,619 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $14,675,000 | 3,339 |
| Tier 1 (core) risk-based capital | $21,050,000 | 2,938 |
| Tier 2 risk-based capital | $1,776,000 | 2,885 |
| Total risk weighted assets | $188,191,000 | 2,466 |
| Total unused commitments | $14,675,000 | 3,345 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 68 | 2,391 |
| Assets and Liabilities | ||
| Total Assets: | $234,408,000 | 2,844 |
| Cash and due from depository institutions | $30,713,000 | 2,391 |
| Interest-bearing balances | $27,533,000 | 1,046 |
| Securities | $3,148,000 | 7,086 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $191,386,000 | 2,358 |
| Loan loss allowance | $1,696,000 | 3,583 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $4,833,000 | 2,576 |
| Other real estate owned | $668,000 | 2,391 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $3,660,000 | 4,150 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $234,408,000 | 2,844 |
| Total liabilities | $213,873,000 | 2,788 |
| Total deposits | $212,938,000 | 2,585 |
| Interest-bearing deposits | $167,117,000 | 2,820 |
| Deposits held in domestic offices | $212,938,000 | 2,583 |
| % insured | 67.86% | 7,403 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $935,000 | 3,570 |
| Total equity capital | $20,535,000 | 3,114 |
| Total bank equity capital | $20,535,000 | 3,113 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,088,000 | 2,619 |
| Surplus | $2,944,000 | 4,928 |
| Undivided profits | $16,503,000 | 1,960 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $104,000 | 6,845 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,216,000 | 2,794 |
| Earning assets | $222,067,000 | 2,740 |
| Long-term assets (5+ years) | $42,682,000 | 2,691 |
| Average Assets, year-to-date | $230,257,200 | 2,821 |
| Average Assets, quarterly | $232,317,000 | 2,852 |
| Volatile liabilities | $103,702,000 | 1,454 |
| Insider loans | $2,585,000 | 2,607 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $15,583,000 | 3,232 |
| Tier 1 (core) risk-based capital | $20,445,000 | 3,007 |
| Tier 2 risk-based capital | $1,696,000 | 3,020 |
| Total risk weighted assets | $193,430,000 | 2,446 |
| Total unused commitments | $15,583,000 | 3,234 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 68 | 2,400 |
| Assets and Liabilities | ||
| Total Assets: | $230,226,000 | 2,900 |
| Cash and due from depository institutions | $30,191,000 | 2,400 |
| Interest-bearing balances | $27,075,000 | 960 |
| Securities | $3,287,000 | 7,133 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $188,637,000 | 2,424 |
| Loan loss allowance | $1,622,000 | 3,601 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,854,000 | 2,587 |
| Other real estate owned | $703,000 | 2,400 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $2,554,000 | 4,588 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $230,226,000 | 2,900 |
| Total liabilities | $210,241,000 | 2,838 |
| Total deposits | $209,224,000 | 2,598 |
| Interest-bearing deposits | $163,719,000 | 2,851 |
| Deposits held in domestic offices | $209,224,000 | 2,595 |
| % insured | 67.89% | 7,521 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,017,000 | 3,744 |
| Total equity capital | $19,985,000 | 3,287 |
| Total bank equity capital | $19,985,000 | 3,287 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,088,000 | 2,651 |
| Surplus | $2,944,000 | 4,960 |
| Undivided profits | $15,953,000 | 2,086 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $218,000 | 6,511 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $975,000 | 3,661 |
| Earning assets | $218,999,000 | 2,795 |
| Long-term assets (5+ years) | $41,596,000 | 2,706 |
| Average Assets, year-to-date | $229,219,500 | 2,851 |
| Average Assets, quarterly | $233,652,500 | 2,829 |
| Volatile liabilities | $103,089,000 | 1,492 |
| Insider loans | $2,636,000 | 2,578 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $18,253,000 | 3,042 |
| Tier 1 (core) risk-based capital | $19,889,000 | 3,135 |
| Tier 2 risk-based capital | $1,622,000 | 3,114 |
| Total risk weighted assets | $191,316,000 | 2,517 |
| Total unused commitments | $18,253,000 | 3,043 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 68 | 2,443 |
| Assets and Liabilities | ||
| Total Assets: | $237,079,000 | 2,811 |
| Cash and due from depository institutions | $38,462,000 | 2,443 |
| Interest-bearing balances | $35,977,000 | 616 |
| Securities | $3,371,000 | 7,132 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $187,432,000 | 2,468 |
| Loan loss allowance | $1,561,000 | 3,620 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,886,000 | 2,605 |
| Other real estate owned | $142,000 | 2,443 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $2,786,000 | 4,391 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $237,079,000 | 2,811 |
| Total liabilities | $217,816,000 | 2,742 |
| Total deposits | $216,998,000 | 2,498 |
| Interest-bearing deposits | $171,612,000 | 2,733 |
| Deposits held in domestic offices | $216,998,000 | 2,495 |
| % insured | 50.96% | 7,715 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $818,000 | 4,241 |
| Total equity capital | $19,263,000 | 3,360 |
| Total bank equity capital | $19,263,000 | 3,360 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,088,000 | 2,690 |
| Surplus | $2,944,000 | 5,003 |
| Undivided profits | $15,231,000 | 2,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $942,000 | 4,872 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,179,000 | 2,959 |
| Earning assets | $226,780,000 | 2,697 |
| Long-term assets (5+ years) | $42,068,000 | 2,647 |
| Average Assets, year-to-date | $228,884,000 | 2,876 |
| Average Assets, quarterly | $235,223,500 | 2,819 |
| Volatile liabilities | $111,548,000 | 1,380 |
| Insider loans | $776,000 | 4,760 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $24,197,000 | 2,595 |
| Tier 1 (core) risk-based capital | $19,228,000 | 3,257 |
| Tier 2 risk-based capital | $1,561,000 | 3,178 |
| Total risk weighted assets | $191,422,000 | 2,522 |
| Total unused commitments | $24,197,000 | 2,599 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 68 | 2,457 |
| Assets and Liabilities | ||
| Total Assets: | $233,368,000 | 2,860 |
| Cash and due from depository institutions | $40,899,000 | 2,457 |
| Interest-bearing balances | $240,000 | 5,524 |
| Securities | $3,680,000 | 7,120 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $181,131,000 | 2,546 |
| Loan loss allowance | $1,501,000 | 3,644 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $4,943,000 | 2,605 |
| Other real estate owned | $92,000 | 2,457 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $2,623,000 | 4,524 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $233,368,000 | 2,860 |
| Total liabilities | $214,509,000 | 2,794 |
| Total deposits | $213,925,000 | 2,527 |
| Interest-bearing deposits | $166,136,000 | 2,809 |
| Deposits held in domestic offices | $213,925,000 | 2,525 |
| % insured | 51.25% | 7,735 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $584,000 | 4,878 |
| Total equity capital | $18,859,000 | 3,459 |
| Total bank equity capital | $18,859,000 | 3,459 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,088,000 | 2,707 |
| Surplus | $2,944,000 | 5,030 |
| Undivided profits | $14,827,000 | 2,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 7,405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $978,000 | 3,534 |
| Earning assets | $185,051,000 | 3,251 |
| Long-term assets (5+ years) | $40,381,000 | 2,688 |
| Average Assets, year-to-date | $224,786,500 | 2,932 |
| Average Assets, quarterly | $224,786,500 | 2,932 |
| Volatile liabilities | $101,944,000 | 1,522 |
| Insider loans | $1,161,000 | 4,081 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $24,547,000 | 2,676 |
| Tier 1 (core) risk-based capital | $18,739,000 | 3,348 |
| Tier 2 risk-based capital | $1,501,000 | 3,284 |
| Total risk weighted assets | $185,823,000 | 2,601 |
| Total unused commitments | $24,547,000 | 2,680 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 66 | 2,546 |
| Assets and Liabilities | ||
| Total Assets: | $216,205,000 | 3,030 |
| Cash and due from depository institutions | $24,706,000 | 2,546 |
| Interest-bearing balances | $19,107,000 | 611 |
| Securities | $3,747,000 | 7,198 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $180,012,000 | 2,578 |
| Loan loss allowance | $1,454,000 | 3,668 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $4,895,000 | 2,645 |
| Other real estate owned | $129,000 | 2,546 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $2,716,000 | 4,504 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $216,205,000 | 3,030 |
| Total liabilities | $197,885,000 | 2,964 |
| Total deposits | $196,926,000 | 2,683 |
| Interest-bearing deposits | $151,595,000 | 2,981 |
| Deposits held in domestic offices | $196,926,000 | 2,681 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $959,000 | 3,829 |
| Total equity capital | $18,320,000 | 3,515 |
| Total bank equity capital | $18,320,000 | 3,515 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,088,000 | 2,726 |
| Surplus | $2,944,000 | 5,037 |
| Undivided profits | $14,288,000 | 2,261 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,569 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,194,000 | 3,111 |
| Earning assets | $202,866,000 | 2,975 |
| Long-term assets (5+ years) | $40,648,000 | 2,648 |
| Average Assets, year-to-date | $206,603,000 | 3,046 |
| Average Assets, quarterly | $213,922,000 | 3,033 |
| Volatile liabilities | $88,565,000 | 1,694 |
| Insider loans | $968,000 | 4,486 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $24,128,000 | 2,729 |
| Tier 1 (core) risk-based capital | $18,237,000 | 3,407 |
| Tier 2 risk-based capital | $1,454,000 | 3,330 |
| Total risk weighted assets | $190,285,000 | 2,549 |
| Total unused commitments | $24,128,000 | 2,731 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 59 | 2,859 |
| Assets and Liabilities | ||
| Total Assets: | $211,639,000 | 3,066 |
| Cash and due from depository institutions | $29,159,000 | 2,859 |
| Interest-bearing balances | $23,672,000 | 298 |
| Securities | $3,764,000 | 7,219 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $171,587,000 | 2,664 |
| Loan loss allowance | $1,451,000 | 3,492 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $4,468,000 | 2,818 |
| Other real estate owned | $90,000 | 2,859 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,571,000 | 4,674 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $211,639,000 | 3,066 |
| Total liabilities | $193,897,000 | 3,011 |
| Total deposits | $193,135,000 | 2,693 |
| Interest-bearing deposits | $146,916,000 | 3,012 |
| Deposits held in domestic offices | $193,135,000 | 2,690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $762,000 | 4,475 |
| Total equity capital | $17,742,000 | 3,612 |
| Total bank equity capital | $17,742,000 | 3,612 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,088,000 | 2,750 |
| Surplus | $2,944,000 | 5,053 |
| Undivided profits | $13,710,000 | 2,386 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 7,281 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $998,000 | 3,853 |
| Earning assets | $199,023,000 | 2,988 |
| Long-term assets (5+ years) | $37,644,000 | 2,763 |
| Average Assets, year-to-date | $204,202,500 | 3,089 |
| Average Assets, quarterly | $201,793,500 | 3,174 |
| Volatile liabilities | $73,138,000 | 1,938 |
| Insider loans | $1,178,000 | 4,121 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $28,244,000 | 2,566 |
| Tier 1 (core) risk-based capital | $17,763,000 | 3,540 |
| Tier 2 risk-based capital | $1,451,000 | 3,258 |
| Total risk weighted assets | $182,144,000 | 2,650 |
| Total unused commitments | $28,244,000 | 2,568 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 60 | 2,859 |
| Assets and Liabilities | ||
| Total Assets: | $191,948,000 | 3,311 |
| Cash and due from depository institutions | $14,053,000 | 2,859 |
| Interest-bearing balances | $6,760,000 | 954 |
| Securities | $3,848,000 | 7,257 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $167,217,000 | 2,698 |
| Loan loss allowance | $1,399,000 | 3,499 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,042,000 | 3,031 |
| Other real estate owned | $90,000 | 2,859 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,698,000 | 4,533 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $191,948,000 | 3,311 |
| Total liabilities | $174,760,000 | 3,260 |
| Total deposits | $169,060,000 | 3,055 |
| Interest-bearing deposits | $125,074,000 | 3,430 |
| Deposits held in domestic offices | $169,060,000 | 3,052 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $5,000,000 | 3,986 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $700,000 | 4,638 |
| Total equity capital | $17,188,000 | 3,745 |
| Total bank equity capital | $17,188,000 | 3,745 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,088,000 | 2,773 |
| Surplus | $2,944,000 | 5,068 |
| Undivided profits | $13,156,000 | 2,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $122,000 | 6,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,160,000 | 3,286 |
| Earning assets | $177,825,000 | 3,283 |
| Long-term assets (5+ years) | $32,834,000 | 3,006 |
| Average Assets, year-to-date | $201,723,670 | 3,131 |
| Average Assets, quarterly | $199,063,500 | 3,204 |
| Volatile liabilities | $62,890,000 | 2,213 |
| Insider loans | $1,165,000 | 4,139 |
| FHLB advances | $5,000,000 | 3,838 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $25,011,000 | 2,852 |
| Tier 1 (core) risk-based capital | $17,331,000 | 3,635 |
| Tier 2 risk-based capital | $1,399,000 | 3,302 |
| Total risk weighted assets | $174,294,000 | 2,733 |
| Total unused commitments | $25,011,000 | 2,853 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 60 | 2,850 |
| Assets and Liabilities | ||
| Total Assets: | $206,179,000 | 3,105 |
| Cash and due from depository institutions | $31,996,000 | 2,850 |
| Interest-bearing balances | $22,130,000 | 337 |
| Securities | $4,118,000 | 7,214 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $163,203,000 | 2,710 |
| Loan loss allowance | $1,380,000 | 3,469 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $4,060,000 | 3,005 |
| Other real estate owned | $100,000 | 2,850 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $2,702,000 | 4,423 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $206,179,000 | 3,105 |
| Total liabilities | $189,351,000 | 3,022 |
| Total deposits | $188,567,000 | 2,760 |
| Interest-bearing deposits | $143,668,000 | 3,083 |
| Deposits held in domestic offices | $188,567,000 | 2,757 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $784,000 | 4,595 |
| Total equity capital | $16,828,000 | 3,893 |
| Total bank equity capital | $16,828,000 | 3,893 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,088,000 | 2,780 |
| Surplus | $2,944,000 | 5,061 |
| Undivided profits | $12,796,000 | 2,667 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $168,000 | 6,161 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,119,000 | 3,392 |
| Earning assets | $189,451,000 | 3,103 |
| Long-term assets (5+ years) | $30,342,000 | 3,084 |
| Average Assets, year-to-date | $206,611,500 | 3,057 |
| Average Assets, quarterly | $206,611,500 | 3,057 |
| Volatile liabilities | $70,714,000 | 1,957 |
| Insider loans | $1,157,000 | 4,109 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $26,309,000 | 2,831 |
| Tier 1 (core) risk-based capital | $16,823,000 | 3,725 |
| Tier 2 risk-based capital | $1,380,000 | 3,302 |
| Total risk weighted assets | $173,040,000 | 2,718 |
| Total unused commitments | $26,309,000 | 2,834 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 61 | 2,810 |
| Assets and Liabilities | ||
| Total Assets: | $207,044,000 | 3,034 |
| Cash and due from depository institutions | $31,113,000 | 2,810 |
| Interest-bearing balances | $24,432,000 | 237 |
| Securities | $4,117,000 | 7,302 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $164,960,000 | 2,654 |
| Loan loss allowance | $1,386,000 | 3,421 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,002,000 | 3,035 |
| Other real estate owned | $101,000 | 2,810 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,751,000 | 4,448 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $207,044,000 | 3,034 |
| Total liabilities | $190,619,000 | 2,944 |
| Total deposits | $189,615,000 | 2,697 |
| Interest-bearing deposits | $137,575,000 | 3,155 |
| Deposits held in domestic offices | $189,615,000 | 2,695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,004,000 | 3,990 |
| Total equity capital | $16,425,000 | 3,916 |
| Total bank equity capital | $16,425,000 | 3,916 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,088,000 | 2,782 |
| Surplus | $2,944,000 | 5,055 |
| Undivided profits | $12,393,000 | 2,691 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $72,000 | 6,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,185,000 | 3,464 |
| Earning assets | $193,509,000 | 2,985 |
| Long-term assets (5+ years) | $29,410,000 | 2,941 |
| Average Assets, year-to-date | $188,858,800 | 3,189 |
| Average Assets, quarterly | $197,970,000 | 3,133 |
| Volatile liabilities | $67,254,000 | 2,044 |
| Insider loans | $1,203,000 | 4,032 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $27,586,000 | 2,737 |
| Tier 1 (core) risk-based capital | $16,474,000 | 3,782 |
| Tier 2 risk-based capital | $1,386,000 | 3,265 |
| Total risk weighted assets | $176,870,000 | 2,623 |
| Total unused commitments | $27,586,000 | 2,738 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 60 | 2,853 |
| Assets and Liabilities | ||
| Total Assets: | $188,896,000 | 3,265 |
| Cash and due from depository institutions | $19,519,000 | 2,853 |
| Interest-bearing balances | $13,730,000 | 410 |
| Securities | $4,184,000 | 7,319 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $158,263,000 | 2,709 |
| Loan loss allowance | $1,416,000 | 3,315 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,676,000 | 3,178 |
| Other real estate owned | $574,000 | 2,853 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,680,000 | 4,578 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $188,896,000 | 3,265 |
| Total liabilities | $172,865,000 | 3,188 |
| Total deposits | $171,784,000 | 2,934 |
| Interest-bearing deposits | $129,696,000 | 3,287 |
| Deposits held in domestic offices | $171,784,000 | 2,931 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $261,000 | 5,297 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $820,000 | 4,535 |
| Total equity capital | $16,031,000 | 3,959 |
| Total bank equity capital | $16,031,000 | 3,959 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,088,000 | 2,759 |
| Surplus | $2,944,000 | 5,023 |
| Undivided profits | $11,999,000 | 2,775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $45,000 | 6,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $952,000 | 4,402 |
| Earning assets | $176,177,000 | 3,218 |
| Long-term assets (5+ years) | $29,207,000 | 2,846 |
| Average Assets, year-to-date | $184,312,500 | 3,246 |
| Average Assets, quarterly | $185,337,500 | 3,290 |
| Volatile liabilities | $62,558,000 | 2,117 |
| Insider loans | $1,288,000 | 3,854 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $28,619,000 | 2,710 |
| Tier 1 (core) risk-based capital | $16,103,000 | 3,842 |
| Tier 2 risk-based capital | $1,416,000 | 3,185 |
| Total risk weighted assets | $166,008,000 | 2,738 |
| Total unused commitments | $28,619,000 | 2,710 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 62 | 2,816 |
| Assets and Liabilities | ||
| Total Assets: | $181,779,000 | 3,361 |
| Cash and due from depository institutions | $20,265,000 | 2,816 |
| Interest-bearing balances | $14,441,000 | 432 |
| Securities | $3,741,000 | 7,472 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $151,090,000 | 2,823 |
| Loan loss allowance | $1,423,000 | 3,295 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,246,000 | 3,450 |
| Other real estate owned | $639,000 | 2,816 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $2,798,000 | 4,434 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $181,779,000 | 3,361 |
| Total liabilities | $166,178,000 | 3,292 |
| Total deposits | $165,246,000 | 3,062 |
| Interest-bearing deposits | $123,182,000 | 3,417 |
| Deposits held in domestic offices | $165,246,000 | 3,060 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $250,000 | 5,234 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $682,000 | 4,797 |
| Total equity capital | $15,601,000 | 3,982 |
| Total bank equity capital | $15,601,000 | 3,982 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,088,000 | 2,758 |
| Surplus | $2,944,000 | 5,024 |
| Undivided profits | $11,569,000 | 2,789 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $72,000 | 6,431 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,067,000 | 3,757 |
| Earning assets | $169,272,000 | 3,311 |
| Long-term assets (5+ years) | $28,089,000 | 2,842 |
| Average Assets, year-to-date | $182,784,670 | 3,295 |
| Average Assets, quarterly | $181,844,000 | 3,333 |
| Volatile liabilities | $53,428,000 | 2,386 |
| Insider loans | $1,245,000 | 3,902 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $26,231,000 | 2,876 |
| Tier 1 (core) risk-based capital | $15,777,000 | 3,886 |
| Tier 2 risk-based capital | $1,423,000 | 3,165 |
| Total risk weighted assets | $157,156,000 | 2,860 |
| Total unused commitments | $26,231,000 | 2,876 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 58 | 2,956 |
| Assets and Liabilities | ||
| Total Assets: | $181,909,000 | 3,357 |
| Cash and due from depository institutions | $23,970,000 | 2,956 |
| Interest-bearing balances | $17,859,000 | 367 |
| Securities | $4,018,000 | 7,447 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $147,676,000 | 2,852 |
| Loan loss allowance | $1,423,000 | 3,288 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,279,000 | 3,376 |
| Other real estate owned | $368,000 | 2,956 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $2,598,000 | 4,509 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $181,909,000 | 3,357 |
| Total liabilities | $166,888,000 | 3,276 |
| Total deposits | $165,964,000 | 3,042 |
| Interest-bearing deposits | $123,376,000 | 3,425 |
| Deposits held in domestic offices | $165,964,000 | 3,040 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $290,000 | 5,160 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $634,000 | 4,973 |
| Total equity capital | $15,021,000 | 4,111 |
| Total bank equity capital | $15,021,000 | 4,111 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,088,000 | 2,752 |
| Surplus | $2,944,000 | 5,000 |
| Undivided profits | $10,989,000 | 2,961 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $134,000 | 5,879 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $960,000 | 3,959 |
| Earning assets | $169,553,000 | 3,310 |
| Long-term assets (5+ years) | $28,069,000 | 2,809 |
| Average Assets, year-to-date | $183,287,500 | 3,302 |
| Average Assets, quarterly | $183,287,500 | 3,302 |
| Volatile liabilities | $50,750,000 | 2,458 |
| Insider loans | $1,235,000 | 3,884 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $15,029,000 | 3,996 |
| Tier 1 (core) risk-based capital | $15,109,000 | 4,004 |
| Tier 2 risk-based capital | $1,423,000 | 3,136 |
| Total risk weighted assets | $152,962,000 | 2,908 |
| Total unused commitments | $15,029,000 | 3,996 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 59 | 2,924 |
| Assets and Liabilities | ||
| Total Assets: | $184,666,000 | 3,269 |
| Cash and due from depository institutions | $27,969,000 | 2,924 |
| Interest-bearing balances | $22,560,000 | 268 |
| Securities | $3,608,000 | 7,574 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $147,060,000 | 2,840 |
| Loan loss allowance | $1,359,000 | 3,377 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,357,000 | 3,302 |
| Other real estate owned | $0 | 2,924 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,672,000 | 4,498 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $184,666,000 | 3,269 |
| Total liabilities | $169,891,000 | 3,196 |
| Total deposits | $168,825,000 | 2,972 |
| Interest-bearing deposits | $125,107,000 | 3,352 |
| Deposits held in domestic offices | $168,825,000 | 2,969 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $263,000 | 5,334 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $803,000 | 4,389 |
| Total equity capital | $14,775,000 | 4,096 |
| Total bank equity capital | $14,775,000 | 4,096 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,088,000 | 2,750 |
| Surplus | $2,944,000 | 4,988 |
| Undivided profits | $10,743,000 | 2,981 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $368,000 | 4,386 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,038,000 | 3,812 |
| Earning assets | $173,228,000 | 3,197 |
| Long-term assets (5+ years) | $30,894,000 | 2,607 |
| Average Assets, year-to-date | $177,791,200 | 3,259 |
| Average Assets, quarterly | $183,622,500 | 3,256 |
| Volatile liabilities | $52,355,000 | 2,552 |
| Insider loans | $1,153,000 | 3,990 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $12,828,000 | 4,240 |
| Tier 1 (core) risk-based capital | $14,873,000 | 4,004 |
| Tier 2 risk-based capital | $1,359,000 | 3,231 |
| Total risk weighted assets | $152,266,000 | 2,878 |
| Total unused commitments | $12,828,000 | 4,240 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 61 | 2,871 |
| Assets and Liabilities | ||
| Total Assets: | $182,579,000 | 3,279 |
| Cash and due from depository institutions | $23,103,000 | 2,871 |
| Interest-bearing balances | $17,813,000 | 310 |
| Securities | $3,744,000 | 7,632 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $149,701,000 | 2,779 |
| Loan loss allowance | $1,414,000 | 3,272 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,430,000 | 3,223 |
| Other real estate owned | $0 | 2,871 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,601,000 | 4,603 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $182,579,000 | 3,279 |
| Total liabilities | $168,171,000 | 3,187 |
| Total deposits | $167,160,000 | 2,962 |
| Interest-bearing deposits | $129,039,000 | 3,198 |
| Deposits held in domestic offices | $167,160,000 | 2,959 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $280,000 | 5,555 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $731,000 | 4,632 |
| Total equity capital | $14,408,000 | 4,143 |
| Total bank equity capital | $14,408,000 | 4,143 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,088,000 | 2,763 |
| Surplus | $2,944,000 | 4,977 |
| Undivided profits | $10,376,000 | 3,047 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $468,000 | 4,020 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $913,000 | 4,256 |
| Earning assets | $171,258,000 | 3,215 |
| Long-term assets (5+ years) | $29,788,000 | 2,645 |
| Average Assets, year-to-date | $176,072,500 | 3,295 |
| Average Assets, quarterly | $181,027,500 | 3,265 |
| Volatile liabilities | $54,685,000 | 2,451 |
| Insider loans | $1,391,000 | 3,610 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $11,730,000 | 4,434 |
| Tier 1 (core) risk-based capital | $14,554,000 | 4,046 |
| Tier 2 risk-based capital | $1,414,000 | 3,121 |
| Total risk weighted assets | $153,646,000 | 2,851 |
| Total unused commitments | $11,730,000 | 4,434 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 60 | 2,941 |
| Assets and Liabilities | ||
| Total Assets: | $179,476,000 | 3,301 |
| Cash and due from depository institutions | $21,106,000 | 2,941 |
| Interest-bearing balances | $14,040,000 | 388 |
| Securities | $3,770,000 | 7,665 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $148,493,000 | 2,777 |
| Loan loss allowance | $1,394,000 | 3,301 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,489,000 | 3,146 |
| Other real estate owned | $0 | 2,941 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $2,618,000 | 4,509 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $179,476,000 | 3,301 |
| Total liabilities | $165,423,000 | 3,217 |
| Total deposits | $164,695,000 | 2,977 |
| Interest-bearing deposits | $124,458,000 | 3,254 |
| Deposits held in domestic offices | $164,695,000 | 2,974 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $121,000 | 5,629 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $607,000 | 4,768 |
| Total equity capital | $14,053,000 | 4,095 |
| Total bank equity capital | $14,053,000 | 4,095 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,088,000 | 2,752 |
| Surplus | $2,944,000 | 4,966 |
| Undivided profits | $10,021,000 | 2,998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $559,000 | 3,499 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $938,000 | 3,798 |
| Earning assets | $166,303,000 | 3,248 |
| Long-term assets (5+ years) | $32,095,000 | 2,482 |
| Average Assets, year-to-date | $173,903,670 | 3,321 |
| Average Assets, quarterly | $177,016,500 | 3,302 |
| Volatile liabilities | $53,122,000 | 2,468 |
| Insider loans | $1,150,000 | 3,964 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $14,394,000 | 4,006 |
| Tier 1 (core) risk-based capital | $14,260,000 | 4,035 |
| Tier 2 risk-based capital | $1,394,000 | 3,144 |
| Total risk weighted assets | $151,488,000 | 2,860 |
| Total unused commitments | $14,394,000 | 4,007 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 56 | 3,071 |
| Assets and Liabilities | ||
| Total Assets: | $174,557,000 | 3,348 |
| Cash and due from depository institutions | $20,618,000 | 3,071 |
| Interest-bearing balances | $13,883,000 | 435 |
| Securities | $4,375,000 | 7,553 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $143,775,000 | 2,811 |
| Loan loss allowance | $1,346,000 | 3,358 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,526,000 | 3,071 |
| Other real estate owned | $0 | 3,071 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,263,000 | 4,761 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $174,557,000 | 3,348 |
| Total liabilities | $160,792,000 | 3,273 |
| Total deposits | $160,255,000 | 3,026 |
| Interest-bearing deposits | $122,460,000 | 3,285 |
| Deposits held in domestic offices | $160,255,000 | 3,023 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $56,000 | 5,613 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $481,000 | 5,260 |
| Total equity capital | $13,765,000 | 4,120 |
| Total bank equity capital | $13,765,000 | 4,120 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,088,000 | 2,739 |
| Surplus | $2,944,000 | 4,905 |
| Undivided profits | $9,733,000 | 3,086 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $667,000 | 3,124 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $725,000 | 4,452 |
| Earning assets | $162,033,000 | 3,316 |
| Long-term assets (5+ years) | $31,840,000 | 2,477 |
| Average Assets, year-to-date | $171,117,500 | 3,374 |
| Average Assets, quarterly | $171,117,500 | 3,374 |
| Volatile liabilities | $53,540,000 | 2,351 |
| Insider loans | $1,202,000 | 3,838 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $14,659,000 | 3,980 |
| Tier 1 (core) risk-based capital | $13,874,000 | 4,054 |
| Tier 2 risk-based capital | $1,346,000 | 3,184 |
| Total risk weighted assets | $146,325,000 | 2,893 |
| Total unused commitments | $14,659,000 | 3,980 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 57 | 3,022 |
| Assets and Liabilities | ||
| Total Assets: | $167,678,000 | 3,427 |
| Cash and due from depository institutions | $18,673,000 | 3,022 |
| Interest-bearing balances | $12,166,000 | 465 |
| Securities | $3,598,000 | 7,796 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $139,424,000 | 2,850 |
| Loan loss allowance | $1,291,000 | 3,436 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,600,000 | 2,992 |
| Other real estate owned | $0 | 3,022 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,383,000 | 4,646 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $167,678,000 | 3,427 |
| Total liabilities | $154,132,000 | 3,357 |
| Total deposits | $152,710,000 | 3,121 |
| Interest-bearing deposits | $116,342,000 | 3,371 |
| Deposits held in domestic offices | $152,710,000 | 3,117 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $726,000 | 5,263 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $696,000 | 4,319 |
| Total equity capital | $13,546,000 | 4,137 |
| Total bank equity capital | $13,546,000 | 4,137 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,088,000 | 2,739 |
| Surplus | $2,944,000 | 4,872 |
| Undivided profits | $9,514,000 | 3,138 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $706,000 | 3,046 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $915,000 | 3,713 |
| Earning assets | $155,188,000 | 3,395 |
| Long-term assets (5+ years) | $31,516,000 | 2,468 |
| Average Assets, year-to-date | $158,552,000 | 3,449 |
| Average Assets, quarterly | $161,942,000 | 3,481 |
| Volatile liabilities | $49,451,000 | 2,471 |
| Insider loans | $1,407,000 | 3,509 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $16,714,000 | 3,661 |
| Tier 1 (core) risk-based capital | $13,634,000 | 4,071 |
| Tier 2 risk-based capital | $1,291,000 | 3,253 |
| Total risk weighted assets | $143,514,000 | 2,907 |
| Total unused commitments | $16,714,000 | 3,662 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 55 | 3,095 |
| Assets and Liabilities | ||
| Total Assets: | $156,206,000 | 3,572 |
| Cash and due from depository institutions | $17,800,000 | 3,095 |
| Interest-bearing balances | $10,578,000 | 543 |
| Securities | $3,721,000 | 7,782 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $128,711,000 | 3,017 |
| Loan loss allowance | $1,266,000 | 3,449 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,668,000 | 2,919 |
| Other real estate owned | $0 | 3,095 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,306,000 | 4,686 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $156,206,000 | 3,572 |
| Total liabilities | $143,054,000 | 3,505 |
| Total deposits | $142,189,000 | 3,266 |
| Interest-bearing deposits | $103,537,000 | 3,648 |
| Deposits held in domestic offices | $142,189,000 | 3,262 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $359,000 | 5,592 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $506,000 | 5,125 |
| Total equity capital | $13,152,000 | 4,206 |
| Total bank equity capital | $13,152,000 | 4,206 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,088,000 | 2,722 |
| Surplus | $2,944,000 | 4,824 |
| Undivided profits | $9,120,000 | 3,282 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $596,000 | 3,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $730,000 | 4,437 |
| Earning assets | $143,010,000 | 3,572 |
| Long-term assets (5+ years) | $30,647,000 | 2,544 |
| Average Assets, year-to-date | $156,270,500 | 3,477 |
| Average Assets, quarterly | $155,620,000 | 3,547 |
| Volatile liabilities | $49,329,000 | 2,413 |
| Insider loans | $1,183,000 | 3,821 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $14,734,000 | 3,840 |
| Tier 1 (core) risk-based capital | $13,209,000 | 4,117 |
| Tier 2 risk-based capital | $1,266,000 | 3,256 |
| Total risk weighted assets | $135,091,000 | 3,014 |
| Total unused commitments | $14,734,000 | 3,841 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 57 | 2,998 |
| Assets and Liabilities | ||
| Total Assets: | $155,034,000 | 3,539 |
| Cash and due from depository institutions | $17,258,000 | 2,998 |
| Interest-bearing balances | $11,772,000 | 459 |
| Securities | $3,864,000 | 7,796 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $127,884,000 | 2,944 |
| Loan loss allowance | $1,214,000 | 3,517 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,741,000 | 2,815 |
| Other real estate owned | $0 | 2,998 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,287,000 | 4,557 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $155,034,000 | 3,539 |
| Total liabilities | $142,261,000 | 3,469 |
| Total deposits | $141,577,000 | 3,226 |
| Interest-bearing deposits | $101,797,000 | 3,637 |
| Deposits held in domestic offices | $141,577,000 | 3,223 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $298,000 | 5,528 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $386,000 | 5,534 |
| Total equity capital | $12,773,000 | 4,241 |
| Total bank equity capital | $12,773,000 | 4,241 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,088,000 | 2,700 |
| Surplus | $2,944,000 | 4,797 |
| Undivided profits | $8,741,000 | 3,347 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $530,000 | 3,575 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $832,000 | 3,718 |
| Earning assets | $143,520,000 | 3,498 |
| Long-term assets (5+ years) | $33,406,000 | 2,394 |
| Average Assets, year-to-date | $156,292,000 | 3,451 |
| Average Assets, quarterly | $157,230,000 | 3,451 |
| Volatile liabilities | $47,433,000 | 2,371 |
| Insider loans | $1,297,000 | 3,592 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $16,563,000 | 3,576 |
| Tier 1 (core) risk-based capital | $12,814,000 | 4,141 |
| Tier 2 risk-based capital | $1,214,000 | 3,313 |
| Total risk weighted assets | $133,704,000 | 2,958 |
| Total unused commitments | $16,563,000 | 3,577 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 56 | 3,017 |
| Assets and Liabilities | ||
| Total Assets: | $159,426,000 | 3,430 |
| Cash and due from depository institutions | $25,155,000 | 3,017 |
| Interest-bearing balances | $18,185,000 | 311 |
| Securities | $3,963,000 | 7,858 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $124,289,000 | 2,966 |
| Loan loss allowance | $1,157,000 | 3,659 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,820,000 | 2,730 |
| Other real estate owned | $0 | 3,017 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,199,000 | 4,629 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $159,426,000 | 3,430 |
| Total liabilities | $147,039,000 | 3,376 |
| Total deposits | $146,313,000 | 3,125 |
| Interest-bearing deposits | $108,439,000 | 3,475 |
| Deposits held in domestic offices | $146,313,000 | 3,121 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $354,000 | 5,369 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $372,000 | 5,510 |
| Total equity capital | $12,387,000 | 4,270 |
| Total bank equity capital | $12,387,000 | 4,270 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,088,000 | 2,710 |
| Surplus | $2,944,000 | 4,801 |
| Undivided profits | $8,355,000 | 3,368 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $639,000 | 3,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $744,000 | 3,956 |
| Earning assets | $146,437,000 | 3,435 |
| Long-term assets (5+ years) | $31,731,000 | 2,537 |
| Average Assets, year-to-date | $156,921,000 | 3,458 |
| Average Assets, quarterly | $156,921,000 | 3,458 |
| Volatile liabilities | $52,855,000 | 2,076 |
| Insider loans | $841,000 | 4,476 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $18,073,000 | 3,349 |
| Tier 1 (core) risk-based capital | $12,472,000 | 4,179 |
| Tier 2 risk-based capital | $1,157,000 | 3,442 |
| Total risk weighted assets | $130,597,000 | 2,982 |
| Total unused commitments | $18,073,000 | 3,351 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 57 | 2,973 |
| Assets and Liabilities | ||
| Total Assets: | $154,416,000 | 3,518 |
| Cash and due from depository institutions | $22,998,000 | 2,973 |
| Interest-bearing balances | $18,948,000 | 301 |
| Securities | $4,126,000 | 7,865 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $121,195,000 | 3,007 |
| Loan loss allowance | $1,046,000 | 3,892 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,903,000 | 2,646 |
| Other real estate owned | $0 | 2,973 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,194,000 | 4,604 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $154,416,000 | 3,518 |
| Total liabilities | $142,343,000 | 3,446 |
| Total deposits | $141,470,000 | 3,196 |
| Interest-bearing deposits | $106,506,000 | 3,495 |
| Deposits held in domestic offices | $141,470,000 | 3,192 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $363,000 | 5,416 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $510,000 | 4,667 |
| Total equity capital | $12,073,000 | 4,355 |
| Total bank equity capital | $12,073,000 | 4,355 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,088,000 | 2,695 |
| Surplus | $2,944,000 | 4,774 |
| Undivided profits | $8,041,000 | 3,511 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $460,000 | 3,956 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $844,000 | 3,542 |
| Earning assets | $144,269,000 | 3,468 |
| Long-term assets (5+ years) | $32,265,000 | 2,570 |
| Average Assets, year-to-date | $140,325,200 | 3,699 |
| Average Assets, quarterly | $148,921,500 | 3,600 |
| Volatile liabilities | $51,539,000 | 2,068 |
| Insider loans | $772,000 | 4,632 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $12,586,000 | 3,992 |
| Tier 1 (core) risk-based capital | $12,110,000 | 4,221 |
| Tier 2 risk-based capital | $1,046,000 | 3,673 |
| Total risk weighted assets | $126,488,000 | 3,034 |
| Total unused commitments | $12,586,000 | 3,992 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 55 | 3,072 |
| Assets and Liabilities | ||
| Total Assets: | $143,427,000 | 3,717 |
| Cash and due from depository institutions | $13,974,000 | 3,072 |
| Interest-bearing balances | $7,550,000 | 781 |
| Securities | $4,304,000 | 7,844 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $119,015,000 | 3,019 |
| Loan loss allowance | $931,000 | 4,243 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,964,000 | 2,575 |
| Other real estate owned | $0 | 3,072 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,170,000 | 4,616 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $143,427,000 | 3,717 |
| Total liabilities | $131,692,000 | 3,635 |
| Total deposits | $131,034,000 | 3,381 |
| Interest-bearing deposits | $96,084,000 | 3,786 |
| Deposits held in domestic offices | $131,034,000 | 3,376 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $245,000 | 5,534 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $413,000 | 5,417 |
| Total equity capital | $11,735,000 | 4,449 |
| Total bank equity capital | $11,735,000 | 4,449 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,088,000 | 2,695 |
| Surplus | $2,944,000 | 4,755 |
| Undivided profits | $7,703,000 | 3,633 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $472,000 | 4,088 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $707,000 | 4,291 |
| Earning assets | $130,869,000 | 3,719 |
| Long-term assets (5+ years) | $30,598,000 | 2,691 |
| Average Assets, year-to-date | $136,802,500 | 3,764 |
| Average Assets, quarterly | $141,196,500 | 3,734 |
| Volatile liabilities | $41,711,000 | 2,401 |
| Insider loans | $666,000 | 4,903 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $12,251,000 | 3,996 |
| Tier 1 (core) risk-based capital | $11,788,000 | 4,289 |
| Tier 2 risk-based capital | $931,000 | 3,959 |
| Total risk weighted assets | $118,810,000 | 3,156 |
| Total unused commitments | $12,251,000 | 3,997 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 58 | 2,954 |
| Assets and Liabilities | ||
| Total Assets: | $138,966,000 | 3,794 |
| Cash and due from depository institutions | $12,398,000 | 2,954 |
| Interest-bearing balances | $6,065,000 | 992 |
| Securities | $4,345,000 | 7,910 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $115,964,000 | 3,045 |
| Loan loss allowance | $944,000 | 4,185 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,928,000 | 2,552 |
| Other real estate owned | $93,000 | 2,954 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,238,000 | 4,518 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $138,966,000 | 3,794 |
| Total liabilities | $127,670,000 | 3,724 |
| Total deposits | $126,998,000 | 3,445 |
| Interest-bearing deposits | $94,207,000 | 3,836 |
| Deposits held in domestic offices | $126,998,000 | 3,442 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $368,000 | 5,430 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $304,000 | 5,817 |
| Total equity capital | $11,296,000 | 4,436 |
| Total bank equity capital | $11,296,000 | 4,436 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,088,000 | 2,705 |
| Surplus | $2,944,000 | 4,740 |
| Undivided profits | $7,264,000 | 3,632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $643,000 | 3,497 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $845,000 | 3,437 |
| Earning assets | $126,374,000 | 3,794 |
| Long-term assets (5+ years) | $32,648,000 | 2,669 |
| Average Assets, year-to-date | $134,594,330 | 3,826 |
| Average Assets, quarterly | $135,488,000 | 3,843 |
| Volatile liabilities | $41,159,000 | 2,386 |
| Insider loans | $427,000 | 5,753 |
| FHLB advances | $368,000 | 5,153 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $17,895,000 | 3,220 |
| Tier 1 (core) risk-based capital | $11,468,000 | 4,318 |
| Tier 2 risk-based capital | $944,000 | 3,899 |
| Total risk weighted assets | $115,858,000 | 3,173 |
| Total unused commitments | $17,895,000 | 3,223 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 52 | 3,243 |
| Assets and Liabilities | ||
| Total Assets: | $132,010,000 | 3,923 |
| Cash and due from depository institutions | $10,279,000 | 3,243 |
| Interest-bearing balances | $5,143,000 | 1,285 |
| Securities | $4,776,000 | 7,802 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $111,209,000 | 3,078 |
| Loan loss allowance | $852,000 | 4,459 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,639,000 | 2,687 |
| Other real estate owned | $0 | 3,243 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,107,000 | 4,534 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $132,010,000 | 3,923 |
| Total liabilities | $120,777,000 | 3,852 |
| Total deposits | $120,212,000 | 3,602 |
| Interest-bearing deposits | $87,800,000 | 4,047 |
| Deposits held in domestic offices | $120,212,000 | 3,597 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $266,000 | 5,383 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $299,000 | 6,197 |
| Total equity capital | $11,233,000 | 4,540 |
| Total bank equity capital | $11,233,000 | 4,540 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,088,000 | 2,701 |
| Surplus | $2,944,000 | 4,718 |
| Undivided profits | $7,201,000 | 3,809 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $102,000 | 6,659 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $733,000 | 3,834 |
| Earning assets | $121,128,000 | 3,921 |
| Long-term assets (5+ years) | $33,153,000 | 2,576 |
| Average Assets, year-to-date | $132,408,500 | 3,893 |
| Average Assets, quarterly | $132,408,500 | 3,893 |
| Volatile liabilities | $38,323,000 | 2,449 |
| Insider loans | $431,000 | 5,712 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $9,810,000 | 4,444 |
| Tier 1 (core) risk-based capital | $11,180,000 | 4,373 |
| Tier 2 risk-based capital | $852,000 | 4,153 |
| Total risk weighted assets | $110,690,000 | 3,246 |
| Total unused commitments | $9,810,000 | 4,451 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 57 | 3,010 |
| Assets and Liabilities | ||
| Total Assets: | $132,807,000 | 3,884 |
| Cash and due from depository institutions | $17,476,000 | 3,010 |
| Interest-bearing balances | $10,880,000 | 604 |
| Securities | $4,896,000 | 7,841 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $105,198,000 | 3,224 |
| Loan loss allowance | $758,000 | 4,797 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,053,000 | 3,095 |
| Other real estate owned | $0 | 3,010 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,184,000 | 4,474 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,807,000 | 3,884 |
| Total liabilities | $121,915,000 | 3,820 |
| Total deposits | $121,216,000 | 3,550 |
| Interest-bearing deposits | $87,689,000 | 4,020 |
| Deposits held in domestic offices | $121,216,000 | 3,547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $353,000 | 5,323 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $346,000 | 5,706 |
| Total equity capital | $10,892,000 | 4,583 |
| Total bank equity capital | $10,892,000 | 4,583 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,088,000 | 2,722 |
| Surplus | $2,944,000 | 4,695 |
| Undivided profits | $6,860,000 | 3,864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $90,000 | 6,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $801,000 | 3,665 |
| Earning assets | $120,974,000 | 3,896 |
| Long-term assets (5+ years) | $29,360,000 | 2,830 |
| Average Assets, year-to-date | $128,938,400 | 3,862 |
| Average Assets, quarterly | $131,350,000 | 3,891 |
| Volatile liabilities | $37,806,000 | 2,466 |
| Insider loans | $283,000 | 6,372 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $12,820,000 | 3,727 |
| Tier 1 (core) risk-based capital | $10,907,000 | 4,422 |
| Tier 2 risk-based capital | $758,000 | 4,500 |
| Total risk weighted assets | $106,625,000 | 3,342 |
| Total unused commitments | $12,820,000 | 3,731 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 53 | 3,219 |
| Assets and Liabilities | ||
| Total Assets: | $129,893,000 | 3,929 |
| Cash and due from depository institutions | $16,988,000 | 3,219 |
| Interest-bearing balances | $11,885,000 | 659 |
| Securities | $4,863,000 | 7,822 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $103,263,000 | 3,253 |
| Loan loss allowance | $863,000 | 4,398 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,505,000 | 3,594 |
| Other real estate owned | $0 | 3,219 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,274,000 | 4,351 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,893,000 | 3,929 |
| Total liabilities | $119,324,000 | 3,866 |
| Total deposits | $118,714,000 | 3,602 |
| Interest-bearing deposits | $89,530,000 | 3,962 |
| Deposits held in domestic offices | $118,714,000 | 3,599 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $280,000 | 5,352 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $330,000 | 6,210 |
| Total equity capital | $10,569,000 | 4,668 |
| Total bank equity capital | $10,569,000 | 4,668 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,088,000 | 2,741 |
| Surplus | $2,944,000 | 4,649 |
| Undivided profits | $6,537,000 | 4,006 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $753,000 | 3,431 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $745,000 | 4,096 |
| Earning assets | $120,011,000 | 3,902 |
| Long-term assets (5+ years) | $28,163,000 | 2,905 |
| Average Assets, year-to-date | $127,971,250 | 3,897 |
| Average Assets, quarterly | $129,349,000 | 3,924 |
| Volatile liabilities | $37,792,000 | 2,415 |
| Insider loans | $300,000 | 6,320 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $8,264,000 | 4,707 |
| Tier 1 (core) risk-based capital | $10,564,000 | 4,518 |
| Tier 2 risk-based capital | $863,000 | 4,098 |
| Total risk weighted assets | $105,443,000 | 3,363 |
| Total unused commitments | $8,264,000 | 4,710 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 50 | 3,383 |
| Assets and Liabilities | ||
| Total Assets: | $128,805,000 | 3,956 |
| Cash and due from depository institutions | $24,075,000 | 3,383 |
| Interest-bearing balances | $19,064,000 | 441 |
| Securities | $4,175,000 | 7,988 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $95,364,000 | 3,440 |
| Loan loss allowance | $839,000 | 4,436 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,318,000 | 3,774 |
| Other real estate owned | $113,000 | 3,383 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,760,000 | 3,741 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,805,000 | 3,956 |
| Total liabilities | $118,469,000 | 3,877 |
| Total deposits | $117,781,000 | 3,625 |
| Interest-bearing deposits | $89,409,000 | 3,960 |
| Deposits held in domestic offices | $117,781,000 | 3,620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $379,000 | 5,344 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $309,000 | 6,431 |
| Total equity capital | $10,336,000 | 4,735 |
| Total bank equity capital | $10,336,000 | 4,735 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,088,000 | 2,741 |
| Surplus | $2,944,000 | 4,614 |
| Undivided profits | $6,304,000 | 4,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $91,000 | 6,975 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $867,000 | 3,451 |
| Earning assets | $118,603,000 | 3,919 |
| Long-term assets (5+ years) | $25,508,000 | 2,962 |
| Average Assets, year-to-date | $127,330,670 | 3,907 |
| Average Assets, quarterly | $127,404,000 | 3,946 |
| Volatile liabilities | $38,168,000 | 2,347 |
| Insider loans | $421,000 | 5,777 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $6,617,000 | 5,146 |
| Tier 1 (core) risk-based capital | $10,220,000 | 4,558 |
| Tier 2 risk-based capital | $839,000 | 4,141 |
| Total risk weighted assets | $96,979,000 | 3,541 |
| Total unused commitments | $6,617,000 | 5,160 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 47 | 3,537 |
| Assets and Liabilities | ||
| Total Assets: | $126,003,000 | 3,965 |
| Cash and due from depository institutions | $20,882,000 | 3,537 |
| Interest-bearing balances | $15,239,000 | 550 |
| Securities | $3,714,000 | 8,171 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $96,362,000 | 3,367 |
| Loan loss allowance | $806,000 | 4,522 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,390,000 | 3,656 |
| Other real estate owned | $0 | 3,537 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,655,000 | 3,806 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,003,000 | 3,965 |
| Total liabilities | $115,828,000 | 3,896 |
| Total deposits | $115,505,000 | 3,639 |
| Interest-bearing deposits | $86,298,000 | 4,062 |
| Deposits held in domestic offices | $115,505,000 | 3,636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $92,000 | 5,487 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $231,000 | 7,129 |
| Total equity capital | $10,175,000 | 4,695 |
| Total bank equity capital | $10,175,000 | 4,695 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,088,000 | 2,752 |
| Surplus | $2,944,000 | 4,587 |
| Undivided profits | $6,143,000 | 4,129 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 8,170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $790,000 | 3,768 |
| Earning assets | $115,315,000 | 3,965 |
| Long-term assets (5+ years) | $8,632,000 | 5,131 |
| Average Assets, year-to-date | $126,593,500 | 3,919 |
| Average Assets, quarterly | $126,593,500 | 3,919 |
| Volatile liabilities | $36,746,000 | 2,391 |
| Insider loans | $399,000 | 5,839 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $5,945,000 | 5,295 |
| Tier 1 (core) risk-based capital | $10,068,000 | 4,548 |
| Tier 2 risk-based capital | $806,000 | 4,221 |
| Total risk weighted assets | $96,494,000 | 3,479 |
| Total unused commitments | $5,945,000 | 5,310 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 46 | 3,585 |
| Assets and Liabilities | ||
| Total Assets: | $127,184,000 | 3,891 |
| Cash and due from depository institutions | $21,267,000 | 3,585 |
| Interest-bearing balances | $15,996,000 | 474 |
| Securities | $3,944,000 | 8,162 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $96,780,000 | 3,333 |
| Loan loss allowance | $650,000 | 5,129 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,448,000 | 3,579 |
| Other real estate owned | $69,000 | 3,585 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,676,000 | 3,790 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,184,000 | 3,891 |
| Total liabilities | $117,200,000 | 3,820 |
| Total deposits | $116,587,000 | 3,561 |
| Interest-bearing deposits | $86,432,000 | 3,988 |
| Deposits held in domestic offices | $116,587,000 | 3,558 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $301,000 | 5,403 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $312,000 | 6,530 |
| Total equity capital | $9,984,000 | 4,732 |
| Total bank equity capital | $9,984,000 | 4,732 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,088,000 | 2,755 |
| Surplus | $2,944,000 | 4,534 |
| Undivided profits | $5,952,000 | 4,204 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $74,000 | 7,122 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $801,000 | 3,864 |
| Earning assets | $116,720,000 | 3,867 |
| Long-term assets (5+ years) | $17,029,000 | 3,691 |
| Average Assets, year-to-date | $125,567,000 | 3,798 |
| Average Assets, quarterly | $124,811,000 | 3,920 |
| Volatile liabilities | $37,506,000 | 2,337 |
| Insider loans | $555,000 | 5,219 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $7,179,000 | 4,798 |
| Tier 1 (core) risk-based capital | $9,863,000 | 4,570 |
| Tier 2 risk-based capital | $650,000 | 4,809 |
| Total risk weighted assets | $96,921,000 | 3,450 |
| Total unused commitments | $7,179,000 | 4,803 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 43 | 3,815 |
| Assets and Liabilities | ||
| Total Assets: | $118,399,000 | 4,005 |
| Cash and due from depository institutions | $14,355,000 | 3,815 |
| Interest-bearing balances | $9,147,000 | 776 |
| Securities | $4,871,000 | 7,969 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $93,677,000 | 3,300 |
| Loan loss allowance | $548,000 | 5,508 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,658,000 | 3,283 |
| Other real estate owned | $0 | 3,815 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,838,000 | 3,531 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,399,000 | 4,005 |
| Total liabilities | $109,581,000 | 3,909 |
| Total deposits | $108,935,000 | 3,653 |
| Interest-bearing deposits | $83,961,000 | 3,982 |
| Deposits held in domestic offices | $108,935,000 | 3,647 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $249,000 | 5,239 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $397,000 | 6,106 |
| Total equity capital | $8,818,000 | 4,974 |
| Total bank equity capital | $8,818,000 | 4,974 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,088,000 | 2,803 |
| Surplus | $2,944,000 | 4,463 |
| Undivided profits | $4,786,000 | 4,555 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $950,000 | 2,798 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $809,000 | 4,160 |
| Earning assets | $107,695,000 | 4,032 |
| Long-term assets (5+ years) | $7,641,000 | 5,370 |
| Average Assets, year-to-date | $104,848,000 | 4,237 |
| Average Assets, quarterly | $113,743,500 | 4,103 |
| Volatile liabilities | $37,713,000 | 2,246 |
| Insider loans | $354,000 | 6,105 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $12,743,000 | 3,390 |
| Tier 1 (core) risk-based capital | $8,823,000 | 4,817 |
| Tier 2 risk-based capital | $548,000 | 5,189 |
| Total risk weighted assets | $92,106,000 | 3,447 |
| Total unused commitments | $12,743,000 | 3,398 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 40 | 4,097 |
| Assets and Liabilities | ||
| Total Assets: | $91,797,000 | 4,740 |
| Cash and due from depository institutions | $6,355,000 | 4,097 |
| Interest-bearing balances | $1,273,000 | 2,139 |
| Securities | $5,344,000 | 8,235 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $76,058,000 | 3,853 |
| Loan loss allowance | $400,000 | 6,459 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,548,000 | 3,352 |
| Other real estate owned | $0 | 4,097 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,492,000 | 4,863 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,797,000 | 4,740 |
| Total liabilities | $85,853,000 | 4,575 |
| Total deposits | $84,831,000 | 4,348 |
| Interest-bearing deposits | $65,056,000 | 4,732 |
| Deposits held in domestic offices | $84,831,000 | 4,344 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $521,000 | 4,959 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $501,000 | 5,784 |
| Total equity capital | $5,944,000 | 6,400 |
| Total bank equity capital | $5,944,000 | 6,400 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,088,000 | 2,882 |
| Surplus | $1,088,000 | 6,870 |
| Undivided profits | $3,768,000 | 5,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 8,411 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $6,000 | 1,335 |
| Income earned, not collected on loans | $657,000 | 4,122 |
| Earning assets | $82,675,000 | 4,787 |
| Long-term assets (5+ years) | $14,316,000 | 3,855 |
| Average Assets, year-to-date | $84,784,000 | 4,843 |
| Average Assets, quarterly | $89,158,000 | 4,792 |
| Volatile liabilities | $32,386,000 | 2,502 |
| Insider loans | $144,000 | 7,538 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $11,424,000 | 3,431 |
| Tier 1 (core) risk-based capital | $5,993,000 | 6,247 |
| Tier 2 risk-based capital | $400,000 | 6,141 |
| Total risk weighted assets | $76,272,800 | 3,900 |
| Total unused commitments | $11,424,000 | 3,431 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 38 | 4,376 |
| Assets and Liabilities | ||
| Total Assets: | $77,757,000 | 5,320 |
| Cash and due from depository institutions | $6,727,000 | 4,376 |
| Interest-bearing balances | $757,000 | 2,733 |
| Securities | $5,588,000 | 8,460 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 3,145 |
| Net loans & leases | $59,484,000 | 4,544 |
| Loan loss allowance | $371,000 | 6,709 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,462,000 | 3,402 |
| Other real estate owned | $0 | 4,376 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $896,000 | 6,536 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,757,000 | 5,320 |
| Total liabilities | $72,289,000 | 5,192 |
| Total deposits | $71,837,000 | 4,931 |
| Interest-bearing deposits | $53,960,000 | 5,387 |
| Deposits held in domestic offices | $71,837,000 | 4,927 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $452,000 | 5,666 |
| Total equity capital | $5,468,000 | 6,635 |
| Total bank equity capital | $5,468,000 | 6,635 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,088,000 | 2,949 |
| Surplus | $1,088,000 | 7,003 |
| Undivided profits | $3,292,000 | 5,280 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $356,000 | 5,847 |
| Earning assets | $68,429,000 | 5,434 |
| Long-term assets (5+ years) | $11,314,000 | 4,583 |
| Average Assets, year-to-date | $81,889,200 | 5,010 |
| Average Assets, quarterly | $80,005,000 | 5,179 |
| Volatile liabilities | $23,983,000 | 3,025 |
| Insider loans | $887,000 | 4,039 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $7,620,000 | 4,416 |
| Tier 1 (core) risk-based capital | $5,690,000 | 6,480 |
| Tier 2 risk-based capital | $371,000 | 6,339 |
| Total risk weighted assets | $58,960,800 | 4,698 |
| Total unused commitments | $7,620,000 | 4,420 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 38 | 4,440 |
| Assets and Liabilities | ||
| Total Assets: | $82,708,000 | 5,088 |
| Cash and due from depository institutions | $13,896,000 | 4,440 |
| Interest-bearing balances | $6,312,000 | 990 |
| Securities | $6,638,000 | 8,153 |
| Federal funds sold & reverse repurchase agreements | $5,200,000 | 3,264 |
| Net loans & leases | $53,698,000 | 4,714 |
| Loan loss allowance | $255,000 | 7,884 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,546,000 | 3,174 |
| Other real estate owned | $14,000 | 4,440 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $716,000 | 7,104 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,708,000 | 5,088 |
| Total liabilities | $77,700,000 | 4,900 |
| Total deposits | $77,201,000 | 4,664 |
| Interest-bearing deposits | $54,354,000 | 5,406 |
| Deposits held in domestic offices | $77,201,000 | 4,660 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $499,000 | 5,764 |
| Total equity capital | $5,008,000 | 7,105 |
| Total bank equity capital | $5,008,000 | 7,105 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,088,000 | 2,948 |
| Surplus | $1,088,000 | 7,020 |
| Undivided profits | $2,832,000 | 6,040 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $297,000 | 6,607 |
| Earning assets | $71,848,000 | 5,276 |
| Long-term assets (5+ years) | $11,610,000 | 4,365 |
| Average Assets, year-to-date | $76,029,800 | 5,164 |
| Average Assets, quarterly | $81,631,500 | 5,059 |
| Volatile liabilities | $23,721,000 | 2,604 |
| Insider loans | $1,028,000 | 3,478 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,183,000 | 3,832 |
| Tier 1 (core) risk-based capital | $4,944,000 | 6,981 |
| Tier 2 risk-based capital | $255,000 | 7,531 |
| Total risk weighted assets | $55,111,100 | 4,727 |
| Total unused commitments | $9,183,000 | 3,839 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 31 | 5,405 |
| Assets and Liabilities | ||
| Total Assets: | $65,135,000 | 6,017 |
| Cash and due from depository institutions | $12,435,000 | 5,405 |
| Interest-bearing balances | $5,454,000 | 834 |
| Securities | $6,518,000 | 8,619 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 6,072 |
| Net loans & leases | $42,197,000 | 5,609 |
| Loan loss allowance | $180,000 | 9,058 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,254,000 | 3,457 |
| Other real estate owned | $82,000 | 5,405 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $449,000 | 8,753 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,135,000 | 6,017 |
| Total liabilities | $60,743,000 | 5,837 |
| Total deposits | $60,385,000 | 5,625 |
| Interest-bearing deposits | $43,608,000 | 6,312 |
| Deposits held in domestic offices | $60,385,000 | 5,619 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $358,000 | 7,155 |
| Total equity capital | $4,392,000 | 7,703 |
| Total bank equity capital | $4,392,000 | 7,703 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,088,000 | 3,016 |
| Surplus | $1,088,000 | 7,185 |
| Undivided profits | $2,216,000 | 6,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $330,000 | 5,110 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $253,000 | 7,437 |
| Earning assets | $55,369,000 | 6,302 |
| Long-term assets (5+ years) | $12,720,000 | 3,745 |
| Average Assets, year-to-date | $59,591,800 | 6,186 |
| Average Assets, quarterly | $65,078,000 | 5,953 |
| Volatile liabilities | $19,551,000 | 3,043 |
| Insider loans | $705,000 | 4,487 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $7,381,000 | 4,193 |
| Tier 1 (core) risk-based capital | $4,331,000 | 7,623 |
| Tier 2 risk-based capital | $180,000 | 8,682 |
| Total risk weighted assets | $42,806,100 | 5,671 |
| Total unused commitments | $7,381,000 | 4,195 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 25 | 6,541 |
| Assets and Liabilities | ||
| Total Assets: | $53,816,000 | 6,959 |
| Cash and due from depository institutions | $10,285,000 | 6,541 |
| Interest-bearing balances | $5,355,000 | 711 |
| Securities | $4,913,000 | 9,816 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 8,261 |
| Net loans & leases | $36,168,000 | 6,249 |
| Loan loss allowance | $137,000 | 10,046 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,851,000 | 4,014 |
| Other real estate owned | $82,000 | 6,541 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $417,000 | 9,406 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,816,000 | 6,959 |
| Total liabilities | $50,163,000 | 6,788 |
| Total deposits | $49,862,000 | 6,604 |
| Interest-bearing deposits | $37,073,000 | 7,200 |
| Deposits held in domestic offices | $49,862,000 | 6,595 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $301,000 | 7,858 |
| Total equity capital | $3,653,000 | 8,529 |
| Total bank equity capital | $3,653,000 | 8,529 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,088,000 | 3,227 |
| Surplus | $1,088,000 | 7,414 |
| Undivided profits | $1,477,000 | 8,075 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $92,000 | 8,257 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $186,000 | 8,704 |
| Earning assets | $46,536,000 | 7,192 |
| Long-term assets (5+ years) | $9,463,000 | 4,355 |
| Average Assets, year-to-date | $48,241,200 | 7,234 |
| Average Assets, quarterly | $52,768,500 | 6,980 |
| Volatile liabilities | $13,787,000 | 3,863 |
| Insider loans | $633,000 | 4,877 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,431,000 | 6,976 |
| Tier 1 (core) risk-based capital | $3,659,000 | 8,431 |
| Tier 2 risk-based capital | $137,000 | 9,681 |
| Total risk weighted assets | $36,213,100 | 6,399 |
| Total unused commitments | $2,431,000 | 6,990 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 26 | 6,632 |
| Assets and Liabilities | ||
| Total Assets: | $42,890,000 | 8,079 |
| Cash and due from depository institutions | $6,012,000 | 6,632 |
| Interest-bearing balances | $2,652,000 | 1,531 |
| Securities | $4,952,000 | 10,239 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 9,118 |
| Net loans & leases | $29,371,000 | 7,076 |
| Loan loss allowance | $183,000 | 9,733 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,961,000 | 3,772 |
| Other real estate owned | $94,000 | 6,632 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $400,000 | 9,887 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,890,000 | 8,079 |
| Total liabilities | $39,689,000 | 7,934 |
| Total deposits | $39,502,000 | 7,785 |
| Interest-bearing deposits | $28,360,000 | 8,534 |
| Deposits held in domestic offices | $39,502,000 | 7,781 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $187,000 | 9,882 |
| Total equity capital | $3,201,000 | 9,241 |
| Total bank equity capital | $3,201,000 | 9,241 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,088,000 | 3,363 |
| Surplus | $1,088,000 | 7,573 |
| Undivided profits | $1,025,000 | 9,230 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $87,000 | 8,514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $140,000 | 9,914 |
| Earning assets | $37,075,000 | 8,304 |
| Long-term assets (5+ years) | $2,665,000 | 7,311 |
| Average Assets, year-to-date | $40,437,600 | 8,156 |
| Average Assets, quarterly | $41,804,500 | 8,124 |
| Volatile liabilities | $10,501,000 | 4,426 |
| Insider loans | $752,000 | 4,496 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,918,000 | 6,439 |
| Tier 1 (core) risk-based capital | $3,190,000 | 9,170 |
| Tier 2 risk-based capital | $183,000 | 9,155 |
| Total risk weighted assets | $31,104,500 | 7,017 |
| Total unused commitments | $2,918,000 | 6,453 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 23 | 7,461 |
| Assets and Liabilities | ||
| Total Assets: | $40,667,000 | 8,497 |
| Cash and due from depository institutions | $4,055,000 | 7,461 |
| Interest-bearing balances | $28,000 | 6,344 |
| Securities | $5,196,000 | 10,763 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 2,198 |
| Net loans & leases | $25,148,000 | 7,795 |
| Loan loss allowance | $172,000 | 10,332 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,714,000 | 4,168 |
| Other real estate owned | $94,000 | 7,461 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $460,000 | 9,881 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,667,000 | 8,497 |
| Total liabilities | $37,901,000 | 8,319 |
| Total deposits | $37,666,000 | 8,122 |
| Interest-bearing deposits | $27,718,000 | 8,811 |
| Deposits held in domestic offices | $37,666,000 | 8,115 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $235,000 | 8,354 |
| Total equity capital | $2,766,000 | 9,808 |
| Total bank equity capital | $2,766,000 | 9,808 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,088,000 | 3,495 |
| Surplus | $1,088,000 | 7,729 |
| Undivided profits | $590,000 | 10,075 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $85,000 | 11,232 |
| Earning assets | $34,372,000 | 8,826 |
| Long-term assets (5+ years) | $1,287,000 | 9,080 |
| Average Assets, year-to-date | $36,196,200 | 8,907 |
| Average Assets, quarterly | $39,196,500 | 8,631 |
| Volatile liabilities | $9,555,000 | 4,492 |
| Insider loans | $662,000 | 4,829 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,103,000 | 7,337 |
| Tier 1 (core) risk-based capital | $2,816,000 | 9,839 |
| Tier 2 risk-based capital | $172,000 | 9,683 |
| Total risk weighted assets | $28,490,100 | 7,467 |
| Total unused commitments | $2,103,000 | 7,352 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 20 | 8,423 |
| Assets and Liabilities | ||
| Total Assets: | $33,099,000 | 9,745 |
| Cash and due from depository institutions | $2,262,000 | 8,423 |
| Interest-bearing balances | $18,000 | 7,325 |
| Securities | $5,453,000 | 11,056 |
| Federal funds sold & reverse repurchase agreements | $1,850,000 | 6,060 |
| Net loans & leases | $21,843,000 | 8,458 |
| Loan loss allowance | $169,000 | 10,824 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,153,000 | 5,602 |
| Other real estate owned | $117,000 | 8,423 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $421,000 | 10,065 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,099,000 | 9,745 |
| Total liabilities | $30,490,000 | 9,649 |
| Total deposits | $30,330,000 | 9,518 |
| Interest-bearing deposits | $22,261,000 | 10,157 |
| Deposits held in domestic offices | $30,330,000 | 9,512 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $160,000 | 10,140 |
| Total equity capital | $2,609,000 | 10,370 |
| Total bank equity capital | $2,609,000 | 10,370 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,088,000 | 3,603 |
| Surplus | $1,088,000 | 7,840 |
| Undivided profits | $433,000 | 11,040 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $235,000 | 7,102 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $54,000 | 12,311 |
| Earning assets | $29,164,000 | 9,876 |
| Long-term assets (5+ years) | $1,492,000 | 9,321 |
| Average Assets, year-to-date | $30,026,600 | 10,019 |
| Average Assets, quarterly | $32,082,000 | 9,816 |
| Volatile liabilities | $4,944,000 | 6,570 |
| Insider loans | $734,000 | 4,592 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,078,000 | 5,453 |
| Tier 1 (core) risk-based capital | $2,609,000 | 10,327 |
| Tier 2 risk-based capital | $169,000 | 10,043 |
| Total risk weighted assets | $24,502,600 | 8,229 |
| Total unused commitments | $4,078,000 | 5,474 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 15 | 10,021 |
| Assets and Liabilities | ||
| Total Assets: | $26,502,000 | 10,962 |
| Cash and due from depository institutions | $992,000 | 10,021 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $6,125,000 | 10,999 |
| Federal funds sold & reverse repurchase agreements | $3,150,000 | 4,863 |
| Net loans & leases | $14,942,000 | 10,213 |
| Loan loss allowance | $128,000 | 12,006 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $629,000 | 8,065 |
| Other real estate owned | $336,000 | 10,021 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $328,000 | 11,425 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,502,000 | 10,962 |
| Total liabilities | $24,053,000 | 10,951 |
| Total deposits | $23,868,000 | 10,864 |
| Interest-bearing deposits | $19,520,000 | 11,041 |
| Deposits held in domestic offices | $23,868,000 | 10,860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $185,000 | 10,343 |
| Total equity capital | $2,449,000 | 10,662 |
| Total bank equity capital | $2,449,000 | 10,662 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,088,000 | 3,764 |
| Surplus | $1,088,000 | 7,855 |
| Undivided profits | $273,000 | 11,698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 12,277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $43,000 | 13,148 |
| Earning assets | $24,217,000 | 10,916 |
| Long-term assets (5+ years) | $2,882,000 | 8,093 |
| Average Assets, year-to-date | $25,398,800 | 11,031 |
| Average Assets, quarterly | $25,397,500 | 11,087 |
| Volatile liabilities | $5,344,000 | 6,298 |
| Insider loans | $203,000 | 3,888 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,269,000 | 8,574 |
| Tier 1 (core) risk-based capital | $2,449,000 | 10,615 |
| Tier 2 risk-based capital | $128,000 | 11,238 |
| Total risk weighted assets | $17,604,700 | 9,944 |
| Total unused commitments | $1,269,000 | 8,601 |
| Derivatives | $0 | 651 |