Home > Houston Commercial Bank > Assets and Liabilities
Houston Commercial Bank, Assets and Liabilities
| 2003-09-30 | Rank | |
| # of Employees: | 15 | 7,212 |
| Assets and Liabilities | ||
| Total Assets: | $38,304,000 | 7,683 |
| Cash and due from depository institutions | $1,612,000 | 7,212 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $1,000,000 | 8,795 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,606 |
| Net loans & leases | $31,277,000 | 6,733 |
| Loan loss allowance | $353,000 | 7,075 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,166,000 | 5,542 |
| Other real estate owned | $0 | 7,212 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $249,000 | 8,832 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,304,000 | 7,683 |
| Total liabilities | $32,820,000 | 7,731 |
| Total deposits | $32,698,000 | 7,598 |
| Interest-bearing deposits | $23,958,000 | 7,877 |
| Deposits held in domestic offices | $32,698,000 | 7,597 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $122,000 | 8,180 |
| Total equity capital | $5,484,000 | 6,982 |
| Total bank equity capital | $5,484,000 | 6,982 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $600,000 | 3,862 |
| Surplus | $5,400,000 | 3,136 |
| Undivided profits | $-516,000 | 8,749 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $131,000 | 8,559 |
| Earning assets | $35,277,000 | 7,649 |
| Long-term assets (5+ years) | $1,450,000 | 7,534 |
| Average Assets, year-to-date | $35,486,000 | 7,805 |
| Average Assets, quarterly | $37,702,000 | 7,713 |
| Volatile liabilities | $9,155,000 | 5,944 |
| Insider loans | $156,000 | 7,056 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $3,288,000 | 6,570 |
| Tier 1 (core) risk-based capital | $5,484,000 | 6,830 |
| Tier 2 risk-based capital | $353,000 | 6,754 |
| Total risk weighted assets | $33,668,000 | 6,745 |
| Total unused commitments | $3,288,000 | 6,578 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 14 | 7,417 |
| Assets and Liabilities | ||
| Total Assets: | $37,100,000 | 7,775 |
| Cash and due from depository institutions | $2,044,000 | 7,417 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $1,000,000 | 8,821 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 5,160 |
| Net loans & leases | $31,097,000 | 6,740 |
| Loan loss allowance | $329,000 | 7,201 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,187,000 | 5,480 |
| Other real estate owned | $0 | 7,417 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $172,000 | 9,047 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,100,000 | 7,775 |
| Total liabilities | $31,725,000 | 7,811 |
| Total deposits | $31,608,000 | 7,697 |
| Interest-bearing deposits | $22,878,000 | 8,007 |
| Deposits held in domestic offices | $31,608,000 | 7,696 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $117,000 | 8,284 |
| Total equity capital | $5,375,000 | 7,051 |
| Total bank equity capital | $5,375,000 | 7,051 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $600,000 | 3,864 |
| Surplus | $5,400,000 | 3,108 |
| Undivided profits | $-625,000 | 8,836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $125,000 | 8,607 |
| Earning assets | $33,697,000 | 7,770 |
| Long-term assets (5+ years) | $1,401,000 | 7,560 |
| Average Assets, year-to-date | $34,546,670 | 7,894 |
| Average Assets, quarterly | $35,726,500 | 7,839 |
| Volatile liabilities | $8,326,000 | 6,192 |
| Insider loans | $170,000 | 7,001 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $4,275,000 | 6,074 |
| Tier 1 (core) risk-based capital | $5,375,000 | 6,855 |
| Tier 2 risk-based capital | $329,000 | 6,914 |
| Total risk weighted assets | $32,741,000 | 6,834 |
| Total unused commitments | $4,275,000 | 6,086 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 13 | 7,593 |
| Assets and Liabilities | ||
| Total Assets: | $34,353,000 | 7,961 |
| Cash and due from depository institutions | $1,910,000 | 7,593 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $1,000,000 | 8,877 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 3,419 |
| Net loans & leases | $25,588,000 | 7,198 |
| Loan loss allowance | $305,000 | 7,384 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,206,000 | 5,431 |
| Other real estate owned | $0 | 7,593 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $149,000 | 9,142 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,353,000 | 7,961 |
| Total liabilities | $29,118,000 | 8,003 |
| Total deposits | $28,996,000 | 7,904 |
| Interest-bearing deposits | $22,043,000 | 8,101 |
| Deposits held in domestic offices | $28,996,000 | 7,903 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $122,000 | 8,254 |
| Total equity capital | $5,235,000 | 7,080 |
| Total bank equity capital | $5,235,000 | 7,080 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $600,000 | 3,877 |
| Surplus | $5,400,000 | 3,055 |
| Undivided profits | $-765,000 | 8,922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $112,000 | 8,745 |
| Earning assets | $31,088,000 | 7,965 |
| Long-term assets (5+ years) | $486,000 | 7,989 |
| Average Assets, year-to-date | $33,270,000 | 7,992 |
| Average Assets, quarterly | $33,270,000 | 7,992 |
| Volatile liabilities | $8,013,000 | 6,254 |
| Insider loans | $130,000 | 7,296 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $2,640,000 | 6,931 |
| Tier 1 (core) risk-based capital | $5,235,000 | 6,898 |
| Tier 2 risk-based capital | $305,000 | 7,091 |
| Total risk weighted assets | $27,619,000 | 7,265 |
| Total unused commitments | $2,640,000 | 6,947 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 13 | 7,607 |
| Assets and Liabilities | ||
| Total Assets: | $32,187,000 | 8,081 |
| Cash and due from depository institutions | $1,741,000 | 7,607 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $1,000,000 | 8,918 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,948 |
| Net loans & leases | $25,112,000 | 7,302 |
| Loan loss allowance | $281,000 | 7,561 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,206,000 | 5,411 |
| Other real estate owned | $0 | 7,607 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $128,000 | 9,228 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,187,000 | 8,081 |
| Total liabilities | $26,995,000 | 8,153 |
| Total deposits | $26,891,000 | 8,063 |
| Interest-bearing deposits | $20,071,000 | 8,271 |
| Deposits held in domestic offices | $26,891,000 | 8,061 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $104,000 | 8,552 |
| Total equity capital | $5,192,000 | 7,076 |
| Total bank equity capital | $5,192,000 | 7,076 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $600,000 | 3,880 |
| Surplus | $5,400,000 | 3,023 |
| Undivided profits | $-808,000 | 8,967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $99,000 | 8,893 |
| Earning assets | $29,112,000 | 8,088 |
| Long-term assets (5+ years) | $421,000 | 8,052 |
| Average Assets, year-to-date | $30,342,800 | 8,106 |
| Average Assets, quarterly | $32,265,500 | 8,065 |
| Volatile liabilities | $7,688,000 | 6,372 |
| Insider loans | $75,000 | 7,728 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $3,216,000 | 6,455 |
| Tier 1 (core) risk-based capital | $5,192,000 | 6,890 |
| Tier 2 risk-based capital | $281,000 | 7,291 |
| Total risk weighted assets | $26,163,000 | 7,414 |
| Total unused commitments | $3,216,000 | 6,457 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 12 | 7,955 |
| Assets and Liabilities | ||
| Total Assets: | $26,533,000 | 8,540 |
| Cash and due from depository institutions | $3,075,000 | 7,955 |
| Interest-bearing balances | $1,980,000 | 2,297 |
| Securities | $998,000 | 9,167 |
| Federal funds sold & reverse repurchase agreements | $5,170,000 | 2,696 |
| Net loans & leases | $15,883,000 | 8,274 |
| Loan loss allowance | $116,000 | 8,909 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,272,000 | 5,291 |
| Other real estate owned | $0 | 7,955 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $135,000 | 9,477 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,533,000 | 8,540 |
| Total liabilities | $21,242,000 | 8,665 |
| Total deposits | $21,108,000 | 8,577 |
| Interest-bearing deposits | $13,918,000 | 8,911 |
| Deposits held in domestic offices | $21,108,000 | 8,576 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $134,000 | 8,586 |
| Total equity capital | $5,291,000 | 6,904 |
| Total bank equity capital | $5,291,000 | 6,904 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $600,000 | 3,949 |
| Surplus | $5,400,000 | 2,914 |
| Undivided profits | $-709,000 | 9,145 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $74,000 | 9,280 |
| Earning assets | $24,031,000 | 8,534 |
| Long-term assets (5+ years) | $318,000 | 8,281 |
| Average Assets, year-to-date | $20,196,250 | 8,885 |
| Average Assets, quarterly | $25,972,500 | 8,539 |
| Volatile liabilities | $6,665,000 | 6,726 |
| Insider loans | $752,000 | 4,534 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $2,547,000 | 6,910 |
| Tier 1 (core) risk-based capital | $5,291,000 | 6,715 |
| Tier 2 risk-based capital | $116,000 | 8,829 |
| Total risk weighted assets | $19,116,000 | 8,174 |
| Total unused commitments | $2,547,000 | 6,918 |
| Derivatives | $0 | 450 |