Home > Houston Commerce Bank > Assets and Liabilities
Houston Commerce Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 52 | 3,358 |
| Assets and Liabilities | ||
| Total Assets: | $104,752,000 | 4,175 |
| Cash and due from depository institutions | $3,601,000 | 3,358 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $8,871,000 | 7,425 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $87,272,000 | 3,118 |
| Loan loss allowance | $659,000 | 4,668 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,852,000 | 2,826 |
| Other real estate owned | $372,000 | 3,358 |
| Goodwill and other intangibles | $176,000 | 2,416 |
| All other assets | $1,608,000 | 4,195 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,752,000 | 4,175 |
| Total liabilities | $97,368,000 | 4,045 |
| Total deposits | $94,113,000 | 3,941 |
| Interest-bearing deposits | $70,440,000 | 4,435 |
| Deposits held in domestic offices | $94,113,000 | 3,935 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,904,000 | 2,020 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,351,000 | 2,748 |
| Total equity capital | $7,384,000 | 5,562 |
| Total bank equity capital | $7,384,000 | 5,562 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $754,000 | 3,842 |
| Surplus | $4,663,000 | 3,046 |
| Undivided profits | $1,967,000 | 6,978 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $385,000 | 4,614 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $522,000 | 4,438 |
| Earning assets | $96,143,000 | 4,194 |
| Long-term assets (5+ years) | $4,832,000 | 6,289 |
| Average Assets, year-to-date | $93,747,800 | 4,404 |
| Average Assets, quarterly | $102,551,500 | 4,192 |
| Volatile liabilities | $20,772,000 | 2,911 |
| Insider loans | $2,560,000 | 1,680 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $34,989,000 | 1,479 |
| Tier 1 (core) risk-based capital | $7,202,000 | 5,469 |
| Tier 2 risk-based capital | $659,000 | 4,274 |
| Total risk weighted assets | $90,375,900 | 3,088 |
| Total unused commitments | $34,989,000 | 1,485 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 50 | 3,586 |
| Assets and Liabilities | ||
| Total Assets: | $87,037,000 | 4,865 |
| Cash and due from depository institutions | $4,597,000 | 3,586 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $13,659,000 | 6,342 |
| Federal funds sold & reverse repurchase agreements | $8,760,000 | 1,578 |
| Net loans & leases | $55,563,000 | 4,574 |
| Loan loss allowance | $396,000 | 6,596 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,783,000 | 2,832 |
| Other real estate owned | $115,000 | 3,586 |
| Goodwill and other intangibles | $192,000 | 2,290 |
| All other assets | $1,368,000 | 4,821 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,037,000 | 4,865 |
| Total liabilities | $80,209,000 | 4,770 |
| Total deposits | $79,038,000 | 4,566 |
| Interest-bearing deposits | $56,472,000 | 5,286 |
| Deposits held in domestic offices | $79,038,000 | 4,558 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,171,000 | 3,122 |
| Total equity capital | $6,828,000 | 5,882 |
| Total bank equity capital | $6,828,000 | 5,882 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $754,000 | 3,966 |
| Surplus | $4,663,000 | 2,971 |
| Undivided profits | $1,411,000 | 7,961 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $295,000 | 5,391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $369,000 | 5,996 |
| Earning assets | $77,982,000 | 4,943 |
| Long-term assets (5+ years) | $4,919,000 | 6,005 |
| Average Assets, year-to-date | $79,146,600 | 5,049 |
| Average Assets, quarterly | $84,007,000 | 4,945 |
| Volatile liabilities | $14,755,000 | 3,813 |
| Insider loans | $2,461,000 | 1,712 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $9,801,000 | 3,510 |
| Tier 1 (core) risk-based capital | $6,601,000 | 5,885 |
| Tier 2 risk-based capital | $396,000 | 6,047 |
| Total risk weighted assets | $62,173,900 | 4,218 |
| Total unused commitments | $9,801,000 | 3,512 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 41 | 4,469 |
| Assets and Liabilities | ||
| Total Assets: | $72,802,000 | 5,701 |
| Cash and due from depository institutions | $4,390,000 | 4,469 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $12,921,000 | 7,019 |
| Federal funds sold & reverse repurchase agreements | $150,000 | 8,185 |
| Net loans & leases | $50,764,000 | 4,979 |
| Loan loss allowance | $378,000 | 7,014 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,221,000 | 2,440 |
| Other real estate owned | $468,000 | 4,469 |
| Goodwill and other intangibles | $208,000 | 2,119 |
| All other assets | $680,000 | 7,753 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,802,000 | 5,701 |
| Total liabilities | $67,179,000 | 5,589 |
| Total deposits | $65,967,000 | 5,430 |
| Interest-bearing deposits | $47,829,000 | 6,146 |
| Deposits held in domestic offices | $65,967,000 | 5,420 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,212,000 | 3,036 |
| Total equity capital | $5,623,000 | 6,724 |
| Total bank equity capital | $5,623,000 | 6,724 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $754,000 | 4,229 |
| Surplus | $4,163,000 | 3,320 |
| Undivided profits | $706,000 | 9,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $203,000 | 6,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $312,000 | 6,735 |
| Earning assets | $63,835,000 | 5,904 |
| Long-term assets (5+ years) | $5,265,000 | 5,752 |
| Average Assets, year-to-date | $63,634,800 | 6,105 |
| Average Assets, quarterly | $71,281,000 | 5,739 |
| Volatile liabilities | $8,771,000 | 5,286 |
| Insider loans | $2,118,000 | 2,011 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,141,000 | 4,559 |
| Tier 1 (core) risk-based capital | $5,382,000 | 6,821 |
| Tier 2 risk-based capital | $378,000 | 6,346 |
| Total risk weighted assets | $56,366,000 | 4,631 |
| Total unused commitments | $6,141,000 | 4,572 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 48 | 3,993 |
| Assets and Liabilities | ||
| Total Assets: | $56,682,000 | 6,906 |
| Cash and due from depository institutions | $3,921,000 | 3,993 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $3,790,000 | 10,718 |
| Federal funds sold & reverse repurchase agreements | $5,700,000 | 2,537 |
| Net loans & leases | $38,903,000 | 5,954 |
| Loan loss allowance | $402,000 | 6,960 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,027,000 | 2,533 |
| Other real estate owned | $681,000 | 3,993 |
| Goodwill and other intangibles | $224,000 | 1,954 |
| All other assets | $433,000 | 9,644 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,682,000 | 6,906 |
| Total liabilities | $52,134,000 | 6,793 |
| Total deposits | $51,107,000 | 6,689 |
| Interest-bearing deposits | $35,187,000 | 7,603 |
| Deposits held in domestic offices | $51,107,000 | 6,682 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $3,000 | 5,103 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,024,000 | 3,564 |
| Total equity capital | $4,548,000 | 7,768 |
| Total bank equity capital | $4,548,000 | 7,768 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $754,000 | 4,438 |
| Surplus | $3,419,000 | 3,874 |
| Undivided profits | $375,000 | 10,595 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $377,000 | 5,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $222,000 | 8,387 |
| Earning assets | $48,393,000 | 7,188 |
| Long-term assets (5+ years) | $2,596,000 | 7,366 |
| Average Assets, year-to-date | $54,209,400 | 6,881 |
| Average Assets, quarterly | $55,716,000 | 6,916 |
| Volatile liabilities | $3,931,000 | 7,717 |
| Insider loans | $847,000 | 4,151 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,958,000 | 5,014 |
| Tier 1 (core) risk-based capital | $4,260,000 | 7,945 |
| Tier 2 risk-based capital | $402,000 | 6,170 |
| Total risk weighted assets | $41,228,400 | 5,819 |
| Total unused commitments | $4,958,000 | 5,027 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 46 | 4,290 |
| Assets and Liabilities | ||
| Total Assets: | $52,830,000 | 7,246 |
| Cash and due from depository institutions | $5,060,000 | 4,290 |
| Interest-bearing balances | $1,683,000 | 1,783 |
| Securities | $6,550,000 | 10,122 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 6,727 |
| Net loans & leases | $37,823,000 | 6,014 |
| Loan loss allowance | $450,000 | 6,640 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,607,000 | 4,388 |
| Other real estate owned | $876,000 | 4,290 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $414,000 | 10,250 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,830,000 | 7,246 |
| Total liabilities | $48,935,000 | 7,123 |
| Total deposits | $48,570,000 | 6,949 |
| Interest-bearing deposits | $33,468,000 | 7,936 |
| Deposits held in domestic offices | $48,570,000 | 6,941 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $11,000 | 5,269 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $354,000 | 6,597 |
| Total equity capital | $3,895,000 | 8,300 |
| Total bank equity capital | $3,895,000 | 8,300 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $754,000 | 4,645 |
| Surplus | $2,100,000 | 5,336 |
| Undivided profits | $1,041,000 | 8,939 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $202,000 | 6,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $193,000 | 8,621 |
| Earning assets | $46,556,000 | 7,414 |
| Long-term assets (5+ years) | $1,751,000 | 8,538 |
| Average Assets, year-to-date | $51,855,600 | 7,230 |
| Average Assets, quarterly | $52,797,000 | 7,217 |
| Volatile liabilities | $3,746,000 | 7,739 |
| Insider loans | $540,000 | 5,440 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,758,000 | 6,607 |
| Tier 1 (core) risk-based capital | $4,078,000 | 8,179 |
| Tier 2 risk-based capital | $450,000 | 5,737 |
| Total risk weighted assets | $38,892,800 | 6,016 |
| Total unused commitments | $2,758,000 | 6,618 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 43 | 4,750 |
| Assets and Liabilities | ||
| Total Assets: | $50,056,000 | 7,740 |
| Cash and due from depository institutions | $5,456,000 | 4,750 |
| Interest-bearing balances | $2,476,000 | 2,104 |
| Securities | $9,443,000 | 9,287 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $32,296,000 | 6,659 |
| Loan loss allowance | $340,000 | 8,140 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,350,000 | 5,063 |
| Other real estate owned | $1,072,000 | 4,750 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $439,000 | 9,904 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,056,000 | 7,740 |
| Total liabilities | $46,159,000 | 7,648 |
| Total deposits | $45,728,000 | 7,515 |
| Interest-bearing deposits | $33,848,000 | 8,216 |
| Deposits held in domestic offices | $45,728,000 | 7,508 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $49,000 | 4,645 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $382,000 | 6,507 |
| Total equity capital | $3,897,000 | 8,518 |
| Total bank equity capital | $3,897,000 | 8,518 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $754,000 | 4,830 |
| Surplus | $2,100,000 | 5,317 |
| Undivided profits | $1,043,000 | 9,414 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $260,000 | 6,792 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $139,000 | 9,805 |
| Earning assets | $44,215,000 | 7,901 |
| Long-term assets (5+ years) | $1,220,000 | 9,680 |
| Average Assets, year-to-date | $51,398,400 | 7,438 |
| Average Assets, quarterly | $50,288,000 | 7,654 |
| Volatile liabilities | $3,009,000 | 8,378 |
| Insider loans | $784,000 | 4,422 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,045,000 | 5,474 |
| Tier 1 (core) risk-based capital | $3,897,000 | 8,431 |
| Tier 2 risk-based capital | $340,000 | 6,996 |
| Total risk weighted assets | $34,644,300 | 6,576 |
| Total unused commitments | $4,045,000 | 5,495 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 46 | 4,586 |
| Assets and Liabilities | ||
| Total Assets: | $53,908,000 | 7,482 |
| Cash and due from depository institutions | $5,025,000 | 4,586 |
| Interest-bearing balances | $1,768,000 | 2,915 |
| Securities | $10,549,000 | 8,921 |
| Federal funds sold & reverse repurchase agreements | $6,400,000 | 2,585 |
| Net loans & leases | $28,606,000 | 7,279 |
| Loan loss allowance | $459,000 | 6,871 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,392,000 | 4,939 |
| Other real estate owned | $1,444,000 | 4,586 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $492,000 | 9,772 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,908,000 | 7,482 |
| Total liabilities | $50,301,000 | 7,363 |
| Total deposits | $49,812,000 | 7,224 |
| Interest-bearing deposits | $35,988,000 | 8,136 |
| Deposits held in domestic offices | $49,812,000 | 7,217 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $95,000 | 4,348 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $394,000 | 6,883 |
| Total equity capital | $3,607,000 | 8,782 |
| Total bank equity capital | $3,607,000 | 8,782 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $754,000 | 5,068 |
| Surplus | $2,100,000 | 5,221 |
| Undivided profits | $753,000 | 10,232 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $340,000 | 6,847 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $160,000 | 9,744 |
| Earning assets | $47,323,000 | 7,666 |
| Long-term assets (5+ years) | $2,075,000 | 8,869 |
| Average Assets, year-to-date | $51,843,800 | 7,520 |
| Average Assets, quarterly | $52,227,000 | 7,583 |
| Volatile liabilities | $3,121,000 | 8,405 |
| Insider loans | $412,000 | 2,225 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,080,000 | 6,012 |
| Tier 1 (core) risk-based capital | $3,607,000 | 8,709 |
| Tier 2 risk-based capital | $395,330 | 6,305 |
| Total risk weighted assets | $31,562,630 | 7,068 |
| Total unused commitments | $3,080,000 | 6,039 |
| Derivatives | $0 | 651 |