Home > Household Bank, FSB > Net charge- offs to loans
Household Bank, FSB, Net charge- offs to loans
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1484% | 125 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0837% | 160 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0877% | 146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1407% | 365 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0907% | 154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4527% | 857 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4460% | 161 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0387% | 932 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.7643% | 50 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3295% | 600 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3305% | 592 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6804% | 63 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3111% | 619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.9055% | 60 |
| Percentage Net Loans Charged-off: Credit card loans | 10.9528% | 132 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6459% | 128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0664% | 350 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0666% | 364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9273% | 32 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0540% | 381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1059% | 81 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4073% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2299% | 183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2878% | 85 |
| Percentage Net Loans Charged-off:Construction & development | -130.9091% | 1,460 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2946% | 96 |
| Percentage Net Loans Charged-off: Home equity loans | -2.0390% | 1,377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4291% | 69 |
| Percentage Net Loans Charged-off: Commercial and industrial | 405.3682% | 1 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7751% | 132 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7539% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0257% | 99 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7412% | 17 |
| Percentage Net Loans Charged-off:Construction & development | -3.3378% | 1,400 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7842% | 23 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7341% | 1,312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9818% | 17 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1128% | 750 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4684% | 47 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5710% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.4864% | 79 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9308% | 13 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 56.3910% | 1 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9260% | 22 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1839% | 39 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9110% | 20 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.8126% | 30 |
| Percentage Net Loans Charged-off: Credit card loans | 10.6360% | 36 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3872% | 464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3920% | 127 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3923% | 101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4740% | 80 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3794% | 96 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5225% | 103 |
| Percentage Net Loans Charged-off: Credit card loans | 10.4789% | 32 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4926% | 374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3547% | 202 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0461% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6190% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2300% | 196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3956% | 100 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1961% | 217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2541% | 465 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4387% | 29 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2453% | 47 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6982% | 330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3849% | 249 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7558% | 215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2525% | 237 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3831% | 144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6241% | 52 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3379% | 172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5272% | 47 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1908% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1032% | 1,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4707% | 341 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0680% | 723 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0072% | 360 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5130% | 147 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6150% | 24 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3622% | 210 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0315% | 898 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0555% | 174 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1830% | 442 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1980% | 1,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3371% | 595 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7062% | 491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0837% | 384 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3367% | 255 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8648% | 25 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1624% | 455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0995% | 1,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5300% | 65 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4205% | 353 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |