Home > Houghton State Bank > Income and Expense
Houghton State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $8,962,000 | 2,984 |
| Total interest expense | $1,945,000 | 3,074 |
| Net interest income | $7,017,000 | 2,894 |
| Provision for loan and lease losses | $25,000 | 3,002 |
| Total noninterest income | $779,000 | 3,013 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $269,000 | 2,333 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $510,000 | 2,954 |
| Total noninterest expense | $4,021,000 | 3,340 |
| Salaries and employee benefits | $2,438,000 | 3,216 |
| Premises and equipment expense | $388,000 | 3,297 |
| Additional noninterest expense | $510,000 | 2,954 |
| Pre-tax net operating income | $3,750,000 | 2,246 |
| Securities gains (losses) | $31,000 | 535 |
| Applicable income taxes | $903,000 | 1,498 |
| Income before extraordinary items | $2,878,000 | 2,389 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,878,000 | 2,414 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,878,000 | 2,392 |
| Net charge-offs | $22,000 | 2,167 |
| Cash dividends | $1,267,000 | 1,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,853,510 | 2,402 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $6,449,000 | 3,006 |
| Total interest expense | $1,160,000 | 3,212 |
| Net interest income | $5,289,000 | 2,903 |
| Provision for loan and lease losses | $-45,000 | 4,324 |
| Total noninterest income | $586,000 | 3,012 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $206,000 | 2,313 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $380,000 | 2,951 |
| Total noninterest expense | $3,062,000 | 3,303 |
| Salaries and employee benefits | $1,857,000 | 3,173 |
| Premises and equipment expense | $291,000 | 3,302 |
| Additional noninterest expense | $380,000 | 2,950 |
| Pre-tax net operating income | $2,858,000 | 2,286 |
| Securities gains (losses) | $16,000 | 507 |
| Applicable income taxes | $688,000 | 1,541 |
| Income before extraordinary items | $2,186,000 | 2,414 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,186,000 | 2,437 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,186,000 | 2,416 |
| Net charge-offs | $19,000 | 1,924 |
| Cash dividends | $699,000 | 2,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,173,360 | 2,442 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,197,000 | 3,015 |
| Total interest expense | $629,000 | 3,279 |
| Net interest income | $3,568,000 | 2,903 |
| Provision for loan and lease losses | $-30,000 | 4,384 |
| Total noninterest income | $389,000 | 2,990 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $135,000 | 2,324 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $254,000 | 2,919 |
| Total noninterest expense | $2,023,000 | 3,313 |
| Salaries and employee benefits | $1,226,000 | 3,196 |
| Premises and equipment expense | $191,000 | 3,331 |
| Additional noninterest expense | $254,000 | 2,912 |
| Pre-tax net operating income | $1,964,000 | 2,272 |
| Securities gains (losses) | $12,000 | 583 |
| Applicable income taxes | $474,000 | 1,536 |
| Income before extraordinary items | $1,502,000 | 2,402 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,502,000 | 2,429 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,502,000 | 2,402 |
| Net charge-offs | $18,000 | 1,582 |
| Cash dividends | $699,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,492,520 | 2,424 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,054,000 | 3,041 |
| Total interest expense | $263,000 | 3,297 |
| Net interest income | $1,791,000 | 2,912 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $192,000 | 2,999 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $67,000 | 2,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 2,930 |
| Total noninterest expense | $1,005,000 | 3,364 |
| Salaries and employee benefits | $623,000 | 3,217 |
| Premises and equipment expense | $98,000 | 3,348 |
| Additional noninterest expense | $125,000 | 2,930 |
| Pre-tax net operating income | $978,000 | 2,332 |
| Securities gains (losses) | $8,000 | 629 |
| Applicable income taxes | $238,000 | 1,562 |
| Income before extraordinary items | $748,000 | 2,452 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $748,000 | 2,452 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $748,000 | 2,452 |
| Net charge-offs | $2,000 | 1,796 |
| Cash dividends | $699,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $741,680 | 2,484 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $7,200,000 | 3,003 |
| Total interest expense | $346,000 | 3,612 |
| Net interest income | $6,854,000 | 2,910 |
| Provision for loan and lease losses | $100,000 | 2,212 |
| Total noninterest income | $771,000 | 3,093 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $266,000 | 2,395 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $505,000 | 3,037 |
| Total noninterest expense | $4,022,000 | 3,338 |
| Salaries and employee benefits | $2,559,000 | 3,166 |
| Premises and equipment expense | $373,000 | 3,393 |
| Additional noninterest expense | $505,000 | 3,037 |
| Pre-tax net operating income | $3,503,000 | 2,466 |
| Securities gains (losses) | $-18,000 | 3,555 |
| Applicable income taxes | $827,000 | 1,691 |
| Income before extraordinary items | $2,658,000 | 2,597 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,658,000 | 2,594 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,658,000 | 2,596 |
| Net charge-offs | $30,000 | 1,774 |
| Cash dividends | $1,118,000 | 2,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,672,220 | 2,626 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,152,000 | 3,016 |
| Total interest expense | $144,000 | 3,977 |
| Net interest income | $5,008,000 | 2,930 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $574,000 | 3,144 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $210,000 | 2,349 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $364,000 | 3,115 |
| Total noninterest expense | $2,960,000 | 3,354 |
| Salaries and employee benefits | $1,884,000 | 3,176 |
| Premises and equipment expense | $269,000 | 3,446 |
| Additional noninterest expense | $364,000 | 3,115 |
| Pre-tax net operating income | $2,622,000 | 2,460 |
| Securities gains (losses) | $-14,000 | 3,866 |
| Applicable income taxes | $620,000 | 1,687 |
| Income before extraordinary items | $1,988,000 | 2,587 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,988,000 | 2,585 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,988,000 | 2,586 |
| Net charge-offs | $29,000 | 1,442 |
| Cash dividends | $507,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,999,060 | 2,617 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,301,000 | 3,044 |
| Total interest expense | $95,000 | 3,975 |
| Net interest income | $3,206,000 | 2,955 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $370,000 | 3,177 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $134,000 | 2,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $236,000 | 3,164 |
| Total noninterest expense | $1,922,000 | 3,390 |
| Salaries and employee benefits | $1,222,000 | 3,227 |
| Premises and equipment expense | $172,000 | 3,514 |
| Additional noninterest expense | $528,000 | 3,591 |
| Pre-tax net operating income | $1,654,000 | 2,445 |
| Securities gains (losses) | $-11,000 | 3,956 |
| Applicable income taxes | $393,000 | 1,660 |
| Income before extraordinary items | $1,250,000 | 2,568 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,250,000 | 2,568 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,250,000 | 2,568 |
| Net charge-offs | $26,000 | 1,228 |
| Cash dividends | $506,000 | 1,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,258,690 | 2,601 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,576,000 | 3,073 |
| Total interest expense | $47,000 | 3,982 |
| Net interest income | $1,529,000 | 2,992 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $175,000 | 3,187 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $68,000 | 2,359 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 3,201 |
| Total noninterest expense | $943,000 | 3,422 |
| Salaries and employee benefits | $579,000 | 3,301 |
| Premises and equipment expense | $87,000 | 3,520 |
| Additional noninterest expense | $277,000 | 3,529 |
| Pre-tax net operating income | $761,000 | 2,457 |
| Securities gains (losses) | $-4,000 | 4,101 |
| Applicable income taxes | $182,000 | 1,671 |
| Income before extraordinary items | $575,000 | 2,587 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $575,000 | 2,585 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $575,000 | 2,587 |
| Net charge-offs | $5,000 | 1,366 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $578,160 | 2,605 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $7,331,000 | 2,934 |
| Total interest expense | $251,000 | 3,928 |
| Net interest income | $7,080,000 | 2,833 |
| Provision for loan and lease losses | $200,000 | 1,725 |
| Total noninterest income | $815,000 | 3,198 |
| Gross Fiduciary activities income | $1,000 | 958 |
| Service charges on deposit accounts | $252,000 | 2,380 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $562,000 | 3,163 |
| Total noninterest expense | $4,018,000 | 3,353 |
| Salaries and employee benefits | $2,515,000 | 3,190 |
| Premises and equipment expense | $379,000 | 3,425 |
| Additional noninterest expense | $1,124,000 | 3,544 |
| Pre-tax net operating income | $3,677,000 | 2,434 |
| Securities gains (losses) | $27,000 | 1,378 |
| Applicable income taxes | $902,000 | 1,680 |
| Income before extraordinary items | $2,802,000 | 2,631 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,802,000 | 2,632 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,802,000 | 2,632 |
| Net charge-offs | $6,000 | 2,402 |
| Cash dividends | $865,000 | 2,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,780,670 | 2,617 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,705,000 | 2,933 |
| Total interest expense | $202,000 | 3,948 |
| Net interest income | $5,503,000 | 2,836 |
| Provision for loan and lease losses | $64,000 | 2,237 |
| Total noninterest income | $643,000 | 3,173 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $181,000 | 2,436 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $462,000 | 3,134 |
| Total noninterest expense | $3,108,000 | 3,319 |
| Salaries and employee benefits | $1,982,000 | 3,130 |
| Premises and equipment expense | $286,000 | 3,462 |
| Additional noninterest expense | $840,000 | 3,572 |
| Pre-tax net operating income | $2,974,000 | 2,442 |
| Securities gains (losses) | $18,000 | 1,444 |
| Applicable income taxes | $731,000 | 1,697 |
| Income before extraordinary items | $2,261,000 | 2,646 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,261,000 | 2,646 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,261,000 | 2,646 |
| Net charge-offs | $3,000 | 2,246 |
| Cash dividends | $358,000 | 2,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,246,780 | 2,633 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,925,000 | 2,913 |
| Total interest expense | $150,000 | 3,918 |
| Net interest income | $3,775,000 | 2,784 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $412,000 | 3,212 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $48,000 | 3,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $364,000 | 2,959 |
| Total noninterest expense | $2,088,000 | 3,310 |
| Salaries and employee benefits | $1,339,000 | 3,115 |
| Premises and equipment expense | $191,000 | 3,475 |
| Additional noninterest expense | $558,000 | 3,567 |
| Pre-tax net operating income | $2,099,000 | 2,322 |
| Securities gains (losses) | $15,000 | 1,275 |
| Applicable income taxes | $517,000 | 1,639 |
| Income before extraordinary items | $1,597,000 | 2,539 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,597,000 | 2,539 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,597,000 | 2,539 |
| Net charge-offs | $2,000 | 2,060 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,585,150 | 2,511 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,683,000 | 3,124 |
| Total interest expense | $82,000 | 3,900 |
| Net interest income | $1,601,000 | 3,009 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $288,000 | 2,844 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $23,000 | 3,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $265,000 | 2,570 |
| Total noninterest expense | $1,014,000 | 3,343 |
| Salaries and employee benefits | $623,000 | 3,216 |
| Premises and equipment expense | $107,000 | 3,300 |
| Additional noninterest expense | $284,000 | 3,505 |
| Pre-tax net operating income | $875,000 | 2,550 |
| Securities gains (losses) | $11,000 | 1,037 |
| Applicable income taxes | $215,000 | 1,765 |
| Income before extraordinary items | $671,000 | 2,751 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $671,000 | 2,749 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $671,000 | 2,751 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $662,310 | 2,734 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $7,596,000 | 2,961 |
| Total interest expense | $563,000 | 3,702 |
| Net interest income | $7,033,000 | 2,813 |
| Provision for loan and lease losses | $145,000 | 3,302 |
| Total noninterest income | $463,000 | 3,684 |
| Gross Fiduciary activities income | $1,000 | 991 |
| Service charges on deposit accounts | $93,000 | 3,627 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $369,000 | 3,443 |
| Total noninterest expense | $4,045,000 | 3,347 |
| Salaries and employee benefits | $2,544,000 | 3,188 |
| Premises and equipment expense | $361,000 | 3,559 |
| Additional noninterest expense | $1,140,000 | 3,499 |
| Pre-tax net operating income | $3,306,000 | 2,314 |
| Securities gains (losses) | $-6,000 | 4,777 |
| Applicable income taxes | $799,000 | 1,609 |
| Income before extraordinary items | $2,501,000 | 2,556 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,501,000 | 2,555 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,501,000 | 2,556 |
| Net charge-offs | $-3,000 | 4,049 |
| Cash dividends | $1,519,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,505,740 | 2,505 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,491,000 | 3,043 |
| Total interest expense | $463,000 | 3,688 |
| Net interest income | $5,028,000 | 2,885 |
| Provision for loan and lease losses | $25,000 | 3,952 |
| Total noninterest income | $349,000 | 3,673 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $69,000 | 3,663 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $280,000 | 3,420 |
| Total noninterest expense | $3,036,000 | 3,339 |
| Salaries and employee benefits | $1,934,000 | 3,150 |
| Premises and equipment expense | $264,000 | 3,620 |
| Additional noninterest expense | $838,000 | 3,513 |
| Pre-tax net operating income | $2,316,000 | 2,382 |
| Securities gains (losses) | $-9,000 | 4,770 |
| Applicable income taxes | $642,000 | 1,531 |
| Income before extraordinary items | $1,665,000 | 2,685 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,665,000 | 2,684 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,665,000 | 2,685 |
| Net charge-offs | $-1,000 | 3,797 |
| Cash dividends | $1,519,000 | 1,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,672,110 | 2,637 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,686,000 | 3,068 |
| Total interest expense | $353,000 | 3,634 |
| Net interest income | $3,333,000 | 2,920 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $233,000 | 3,672 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $45,000 | 3,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 3,362 |
| Total noninterest expense | $2,045,000 | 3,335 |
| Salaries and employee benefits | $1,326,000 | 3,128 |
| Premises and equipment expense | $177,000 | 3,603 |
| Additional noninterest expense | $542,000 | 3,583 |
| Pre-tax net operating income | $1,521,000 | 2,369 |
| Securities gains (losses) | $-9,000 | 4,773 |
| Applicable income taxes | $463,000 | 1,404 |
| Income before extraordinary items | $1,049,000 | 2,750 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,049,000 | 2,749 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,049,000 | 2,750 |
| Net charge-offs | $-10,000 | 4,318 |
| Cash dividends | $1,519,000 | 979 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,056,110 | 2,687 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,847,000 | 3,064 |
| Total interest expense | $215,000 | 3,497 |
| Net interest income | $1,632,000 | 2,939 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $107,000 | 3,725 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $24,000 | 3,850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 3,384 |
| Total noninterest expense | $1,010,000 | 3,382 |
| Salaries and employee benefits | $669,000 | 3,133 |
| Premises and equipment expense | $89,000 | 3,613 |
| Additional noninterest expense | $252,000 | 3,738 |
| Pre-tax net operating income | $729,000 | 2,286 |
| Securities gains (losses) | $-14,000 | 4,843 |
| Applicable income taxes | $172,000 | 1,516 |
| Income before extraordinary items | $543,000 | 2,538 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $543,000 | 2,538 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $543,000 | 2,539 |
| Net charge-offs | $-10,000 | 4,460 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $554,060 | 2,479 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,392,000 | 3,095 |
| Total interest expense | $921,000 | 3,423 |
| Net interest income | $6,471,000 | 2,964 |
| Provision for loan and lease losses | $131,000 | 2,714 |
| Total noninterest income | $668,000 | 3,325 |
| Gross Fiduciary activities income | $1,000 | 1,009 |
| Service charges on deposit accounts | $319,000 | 2,518 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $348,000 | 3,424 |
| Total noninterest expense | $4,025,000 | 3,406 |
| Salaries and employee benefits | $2,535,000 | 3,211 |
| Premises and equipment expense | $364,000 | 3,622 |
| Additional noninterest expense | $1,126,000 | 3,607 |
| Pre-tax net operating income | $2,983,000 | 2,466 |
| Securities gains (losses) | $9,000 | 1,922 |
| Applicable income taxes | $727,000 | 1,676 |
| Income before extraordinary items | $2,265,000 | 2,724 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,265,000 | 2,724 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,265,000 | 2,726 |
| Net charge-offs | $28,000 | 2,969 |
| Cash dividends | $725,000 | 2,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,257,890 | 2,694 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,546,000 | 3,126 |
| Total interest expense | $675,000 | 3,476 |
| Net interest income | $4,871,000 | 2,996 |
| Provision for loan and lease losses | $119,000 | 2,471 |
| Total noninterest income | $497,000 | 3,349 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $241,000 | 2,527 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $256,000 | 3,462 |
| Total noninterest expense | $3,011,000 | 3,429 |
| Salaries and employee benefits | $1,900,000 | 3,231 |
| Premises and equipment expense | $275,000 | 3,641 |
| Additional noninterest expense | $836,000 | 3,645 |
| Pre-tax net operating income | $2,238,000 | 2,534 |
| Securities gains (losses) | $9,000 | 1,686 |
| Applicable income taxes | $544,000 | 1,722 |
| Income before extraordinary items | $1,703,000 | 2,772 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,703,000 | 2,773 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,703,000 | 2,773 |
| Net charge-offs | $23,000 | 2,640 |
| Cash dividends | $350,000 | 2,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,695,890 | 2,748 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,677,000 | 3,138 |
| Total interest expense | $420,000 | 3,565 |
| Net interest income | $3,257,000 | 3,009 |
| Provision for loan and lease losses | $94,000 | 2,267 |
| Total noninterest income | $330,000 | 3,315 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $157,000 | 2,546 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 3,450 |
| Total noninterest expense | $1,983,000 | 3,482 |
| Salaries and employee benefits | $1,272,000 | 3,235 |
| Premises and equipment expense | $181,000 | 3,684 |
| Additional noninterest expense | $530,000 | 3,759 |
| Pre-tax net operating income | $1,510,000 | 2,496 |
| Securities gains (losses) | $4,000 | 1,415 |
| Applicable income taxes | $365,000 | 1,695 |
| Income before extraordinary items | $1,149,000 | 2,737 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,149,000 | 2,737 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,149,000 | 2,736 |
| Net charge-offs | $3,000 | 2,936 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,145,840 | 2,714 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,806,000 | 3,187 |
| Total interest expense | $188,000 | 3,704 |
| Net interest income | $1,618,000 | 3,045 |
| Provision for loan and lease losses | $38,000 | 2,301 |
| Total noninterest income | $153,000 | 3,399 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $76,000 | 2,606 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 3,547 |
| Total noninterest expense | $986,000 | 3,523 |
| Salaries and employee benefits | $630,000 | 3,295 |
| Premises and equipment expense | $95,000 | 3,636 |
| Additional noninterest expense | $261,000 | 3,792 |
| Pre-tax net operating income | $747,000 | 2,481 |
| Securities gains (losses) | $6,000 | 809 |
| Applicable income taxes | $181,000 | 1,669 |
| Income before extraordinary items | $572,000 | 2,704 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $572,000 | 2,703 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $572,000 | 2,703 |
| Net charge-offs | $3,000 | 2,375 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $567,260 | 2,699 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,593,000 | 3,287 |
| Total interest expense | $579,000 | 3,739 |
| Net interest income | $6,014,000 | 3,164 |
| Provision for loan and lease losses | $185,000 | 2,439 |
| Total noninterest income | $701,000 | 3,334 |
| Gross Fiduciary activities income | $1,000 | 1,056 |
| Service charges on deposit accounts | $349,000 | 2,502 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $351,000 | 3,500 |
| Total noninterest expense | $4,015,000 | 3,488 |
| Salaries and employee benefits | $2,557,000 | 3,239 |
| Premises and equipment expense | $357,000 | 3,736 |
| Additional noninterest expense | $1,101,000 | 3,736 |
| Pre-tax net operating income | $2,515,000 | 2,773 |
| Securities gains (losses) | $-9,000 | 4,385 |
| Applicable income taxes | $595,000 | 1,837 |
| Income before extraordinary items | $1,911,000 | 2,996 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,911,000 | 2,995 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,911,000 | 2,995 |
| Net charge-offs | $81,000 | 2,296 |
| Cash dividends | $446,000 | 3,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,918,110 | 2,994 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,843,000 | 3,325 |
| Total interest expense | $420,000 | 3,738 |
| Net interest income | $4,423,000 | 3,224 |
| Provision for loan and lease losses | $135,000 | 2,344 |
| Total noninterest income | $513,000 | 3,385 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $258,000 | 2,537 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $255,000 | 3,563 |
| Total noninterest expense | $3,012,000 | 3,498 |
| Salaries and employee benefits | $1,907,000 | 3,252 |
| Premises and equipment expense | $274,000 | 3,731 |
| Additional noninterest expense | $831,000 | 3,748 |
| Pre-tax net operating income | $1,789,000 | 2,914 |
| Securities gains (losses) | $-1,000 | 4,378 |
| Applicable income taxes | $423,000 | 1,940 |
| Income before extraordinary items | $1,365,000 | 3,126 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,365,000 | 3,124 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,365,000 | 3,125 |
| Net charge-offs | $58,000 | 2,101 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,365,790 | 3,115 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,180,000 | 3,336 |
| Total interest expense | $279,000 | 3,676 |
| Net interest income | $2,901,000 | 3,252 |
| Provision for loan and lease losses | $90,000 | 2,265 |
| Total noninterest income | $341,000 | 3,416 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $169,000 | 2,560 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 3,573 |
| Total noninterest expense | $1,990,000 | 3,529 |
| Salaries and employee benefits | $1,251,000 | 3,300 |
| Premises and equipment expense | $180,000 | 3,779 |
| Additional noninterest expense | $559,000 | 3,761 |
| Pre-tax net operating income | $1,162,000 | 2,931 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $277,000 | 1,928 |
| Income before extraordinary items | $885,000 | 3,142 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $885,000 | 3,140 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $885,000 | 3,141 |
| Net charge-offs | $18,000 | 2,302 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $885,000 | 3,133 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,566,000 | 3,366 |
| Total interest expense | $145,000 | 3,582 |
| Net interest income | $1,421,000 | 3,298 |
| Provision for loan and lease losses | $45,000 | 2,144 |
| Total noninterest income | $165,000 | 3,444 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $86,000 | 2,550 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 3,652 |
| Total noninterest expense | $1,006,000 | 3,546 |
| Salaries and employee benefits | $639,000 | 3,292 |
| Premises and equipment expense | $84,000 | 3,937 |
| Additional noninterest expense | $283,000 | 3,749 |
| Pre-tax net operating income | $535,000 | 3,006 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $126,000 | 1,970 |
| Income before extraordinary items | $409,000 | 3,212 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $409,000 | 3,212 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $409,000 | 3,212 |
| Net charge-offs | $1,000 | 2,559 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $409,000 | 3,214 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,678,000 | 3,526 |
| Total interest expense | $336,000 | 4,258 |
| Net interest income | $5,342,000 | 3,402 |
| Provision for loan and lease losses | $106,000 | 3,011 |
| Total noninterest income | $700,000 | 3,455 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $358,000 | 2,548 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $342,000 | 3,638 |
| Total noninterest expense | $3,587,000 | 3,765 |
| Salaries and employee benefits | $2,228,000 | 3,539 |
| Premises and equipment expense | $272,000 | 4,313 |
| Additional noninterest expense | $1,087,000 | 3,869 |
| Pre-tax net operating income | $2,349,000 | 2,849 |
| Securities gains (losses) | $-2,000 | 4,854 |
| Applicable income taxes | $1,005,000 | 1,873 |
| Income before extraordinary items | $1,342,000 | 3,317 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,342,000 | 3,316 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,342,000 | 3,317 |
| Net charge-offs | $40,000 | 3,090 |
| Cash dividends | $576,000 | 2,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,343,280 | 3,290 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,202,000 | 3,580 |
| Total interest expense | $208,000 | 4,525 |
| Net interest income | $3,994,000 | 3,442 |
| Provision for loan and lease losses | $38,000 | 3,443 |
| Total noninterest income | $520,000 | 3,507 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $268,000 | 2,576 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $252,000 | 3,701 |
| Total noninterest expense | $2,659,000 | 3,810 |
| Salaries and employee benefits | $1,676,000 | 3,546 |
| Premises and equipment expense | $173,000 | 4,590 |
| Additional noninterest expense | $810,000 | 3,887 |
| Pre-tax net operating income | $1,817,000 | 2,858 |
| Securities gains (losses) | $2,000 | 2,024 |
| Applicable income taxes | $654,000 | 1,841 |
| Income before extraordinary items | $1,165,000 | 3,261 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,165,000 | 3,260 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,165,000 | 3,261 |
| Net charge-offs | $13,000 | 3,165 |
| Cash dividends | $280,000 | 2,923 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,163,720 | 3,241 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,770,000 | 3,599 |
| Total interest expense | $116,000 | 4,745 |
| Net interest income | $2,654,000 | 3,448 |
| Provision for loan and lease losses | $20,000 | 3,394 |
| Total noninterest income | $355,000 | 3,472 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $179,000 | 2,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 3,648 |
| Total noninterest expense | $1,764,000 | 3,835 |
| Salaries and employee benefits | $1,125,000 | 3,558 |
| Premises and equipment expense | $105,000 | 4,722 |
| Additional noninterest expense | $534,000 | 3,927 |
| Pre-tax net operating income | $1,225,000 | 2,810 |
| Securities gains (losses) | $-2,000 | 5,321 |
| Applicable income taxes | $440,000 | 1,818 |
| Income before extraordinary items | $783,000 | 3,205 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $783,000 | 3,204 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $783,000 | 3,205 |
| Net charge-offs | $13,000 | 2,811 |
| Cash dividends | $280,000 | 2,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $784,280 | 3,184 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,358,000 | 3,643 |
| Total interest expense | $48,000 | 4,966 |
| Net interest income | $1,310,000 | 3,482 |
| Provision for loan and lease losses | $13,000 | 3,091 |
| Total noninterest income | $181,000 | 3,427 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $89,000 | 2,583 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 3,577 |
| Total noninterest expense | $872,000 | 3,902 |
| Salaries and employee benefits | $540,000 | 3,681 |
| Premises and equipment expense | $50,000 | 4,831 |
| Additional noninterest expense | $282,000 | 3,860 |
| Pre-tax net operating income | $606,000 | 2,791 |
| Securities gains (losses) | $-2,000 | 5,508 |
| Applicable income taxes | $217,000 | 1,792 |
| Income before extraordinary items | $387,000 | 3,192 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $387,000 | 3,190 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $387,000 | 3,192 |
| Net charge-offs | $4,000 | 2,506 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $388,280 | 3,164 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,630,000 | 3,564 |
| Total interest expense | $204,000 | 4,946 |
| Net interest income | $5,426,000 | 3,388 |
| Provision for loan and lease losses | $45,000 | 3,716 |
| Total noninterest income | $690,000 | 3,608 |
| Gross Fiduciary activities income | $1,000 | 1,131 |
| Service charges on deposit accounts | $354,000 | 2,676 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $335,000 | 3,810 |
| Total noninterest expense | $3,598,000 | 3,861 |
| Salaries and employee benefits | $2,209,000 | 3,636 |
| Premises and equipment expense | $230,000 | 4,721 |
| Additional noninterest expense | $1,159,000 | 3,895 |
| Pre-tax net operating income | $2,473,000 | 2,696 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $888,000 | 1,760 |
| Income before extraordinary items | $1,585,000 | 3,182 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,585,000 | 3,181 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,585,000 | 3,181 |
| Net charge-offs | $6,000 | 3,984 |
| Cash dividends | $559,000 | 2,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,585,000 | 3,131 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,227,000 | 3,574 |
| Total interest expense | $153,000 | 5,000 |
| Net interest income | $4,074,000 | 3,401 |
| Provision for loan and lease losses | $30,000 | 3,648 |
| Total noninterest income | $506,000 | 3,662 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $260,000 | 2,720 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $246,000 | 3,856 |
| Total noninterest expense | $2,714,000 | 3,865 |
| Salaries and employee benefits | $1,674,000 | 3,617 |
| Premises and equipment expense | $176,000 | 4,718 |
| Additional noninterest expense | $864,000 | 3,935 |
| Pre-tax net operating income | $1,836,000 | 2,762 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $658,000 | 1,818 |
| Income before extraordinary items | $1,178,000 | 3,235 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,178,000 | 3,234 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,178,000 | 3,235 |
| Net charge-offs | $4,000 | 3,666 |
| Cash dividends | $280,000 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,178,000 | 3,181 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,824,000 | 3,588 |
| Total interest expense | $101,000 | 5,055 |
| Net interest income | $2,723,000 | 3,412 |
| Provision for loan and lease losses | $15,000 | 3,638 |
| Total noninterest income | $310,000 | 3,788 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $163,000 | 2,808 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $147,000 | 4,000 |
| Total noninterest expense | $1,837,000 | 3,848 |
| Salaries and employee benefits | $1,132,000 | 3,632 |
| Premises and equipment expense | $116,000 | 4,765 |
| Additional noninterest expense | $589,000 | 3,915 |
| Pre-tax net operating income | $1,181,000 | 2,781 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $424,000 | 1,828 |
| Income before extraordinary items | $757,000 | 3,290 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $757,000 | 3,288 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $757,000 | 3,288 |
| Net charge-offs | $-3,000 | 4,597 |
| Cash dividends | $280,000 | 2,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $757,000 | 3,223 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,411,000 | 3,601 |
| Total interest expense | $50,000 | 5,105 |
| Net interest income | $1,361,000 | 3,426 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $146,000 | 3,869 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $78,000 | 2,880 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $68,000 | 4,057 |
| Total noninterest expense | $926,000 | 3,871 |
| Salaries and employee benefits | $561,000 | 3,665 |
| Premises and equipment expense | $57,000 | 4,833 |
| Additional noninterest expense | $308,000 | 3,823 |
| Pre-tax net operating income | $581,000 | 2,779 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $207,000 | 1,808 |
| Income before extraordinary items | $374,000 | 3,254 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $374,000 | 3,252 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $374,000 | 3,253 |
| Net charge-offs | $-4,000 | 4,749 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $374,000 | 3,183 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,485,000 | 3,633 |
| Total interest expense | $188,000 | 5,239 |
| Net interest income | $5,297,000 | 3,455 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $657,000 | 3,748 |
| Gross Fiduciary activities income | $1,000 | 1,155 |
| Service charges on deposit accounts | $380,000 | 2,597 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $276,000 | 4,080 |
| Total noninterest expense | $3,468,000 | 4,032 |
| Salaries and employee benefits | $2,163,000 | 3,738 |
| Premises and equipment expense | $240,000 | 4,836 |
| Additional noninterest expense | $1,065,000 | 4,176 |
| Pre-tax net operating income | $2,486,000 | 2,644 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $891,000 | 1,693 |
| Income before extraordinary items | $1,595,000 | 3,118 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,595,000 | 3,119 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,595,000 | 3,120 |
| Net charge-offs | $13,000 | 3,925 |
| Cash dividends | $760,000 | 2,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,595,000 | 3,072 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,122,000 | 3,669 |
| Total interest expense | $137,000 | 5,349 |
| Net interest income | $3,985,000 | 3,484 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $493,000 | 3,761 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $291,000 | 2,579 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $202,000 | 4,123 |
| Total noninterest expense | $2,602,000 | 4,053 |
| Salaries and employee benefits | $1,596,000 | 3,784 |
| Premises and equipment expense | $196,000 | 4,748 |
| Additional noninterest expense | $810,000 | 4,153 |
| Pre-tax net operating income | $1,876,000 | 2,680 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $673,000 | 1,731 |
| Income before extraordinary items | $1,203,000 | 3,175 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,203,000 | 3,174 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,203,000 | 3,175 |
| Net charge-offs | $1,000 | 4,077 |
| Cash dividends | $380,000 | 2,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,203,000 | 3,117 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,736,000 | 3,697 |
| Total interest expense | $92,000 | 5,388 |
| Net interest income | $2,644,000 | 3,499 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $319,000 | 3,832 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $187,000 | 2,624 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $132,000 | 4,185 |
| Total noninterest expense | $1,724,000 | 4,103 |
| Salaries and employee benefits | $1,077,000 | 3,796 |
| Premises and equipment expense | $127,000 | 4,822 |
| Additional noninterest expense | $520,000 | 4,273 |
| Pre-tax net operating income | $1,239,000 | 2,677 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $444,000 | 1,743 |
| Income before extraordinary items | $795,000 | 3,176 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $795,000 | 3,176 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $795,000 | 3,177 |
| Net charge-offs | $1,000 | 3,770 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $795,000 | 3,111 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,348,000 | 3,740 |
| Total interest expense | $45,000 | 5,451 |
| Net interest income | $1,303,000 | 3,537 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $153,000 | 3,879 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $92,000 | 2,626 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $61,000 | 4,292 |
| Total noninterest expense | $883,000 | 4,086 |
| Salaries and employee benefits | $557,000 | 3,760 |
| Premises and equipment expense | $64,000 | 4,866 |
| Additional noninterest expense | $262,000 | 4,275 |
| Pre-tax net operating income | $573,000 | 2,779 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $204,000 | 1,803 |
| Income before extraordinary items | $369,000 | 3,275 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $369,000 | 3,278 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $369,000 | 3,278 |
| Net charge-offs | $1,000 | 3,128 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $369,000 | 3,194 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,473,000 | 3,737 |
| Total interest expense | $191,000 | 5,550 |
| Net interest income | $5,282,000 | 3,521 |
| Provision for loan and lease losses | $60,000 | 3,589 |
| Total noninterest income | $716,000 | 3,669 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $434,000 | 2,531 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $282,000 | 4,095 |
| Total noninterest expense | $3,376,000 | 4,225 |
| Salaries and employee benefits | $2,120,000 | 3,872 |
| Premises and equipment expense | $271,000 | 4,856 |
| Additional noninterest expense | $985,000 | 4,475 |
| Pre-tax net operating income | $2,562,000 | 2,540 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $919,000 | 1,630 |
| Income before extraordinary items | $1,643,000 | 3,080 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,643,000 | 3,080 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,643,000 | 3,081 |
| Net charge-offs | $2,000 | 4,861 |
| Cash dividends | $1,939,000 | 1,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,643,000 | 3,025 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,074,000 | 3,788 |
| Total interest expense | $144,000 | 5,619 |
| Net interest income | $3,930,000 | 3,564 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $532,000 | 3,724 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $323,000 | 2,567 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $209,000 | 4,145 |
| Total noninterest expense | $2,535,000 | 4,240 |
| Salaries and employee benefits | $1,589,000 | 3,884 |
| Premises and equipment expense | $203,000 | 4,909 |
| Additional noninterest expense | $743,000 | 4,497 |
| Pre-tax net operating income | $1,927,000 | 2,575 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $690,000 | 1,662 |
| Income before extraordinary items | $1,237,000 | 3,079 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,237,000 | 3,079 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,237,000 | 3,080 |
| Net charge-offs | $2,000 | 4,524 |
| Cash dividends | $1,502,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,237,000 | 3,034 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,695,000 | 3,814 |
| Total interest expense | $96,000 | 5,671 |
| Net interest income | $2,599,000 | 3,586 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $344,000 | 3,766 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $208,000 | 2,614 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $136,000 | 4,170 |
| Total noninterest expense | $1,651,000 | 4,326 |
| Salaries and employee benefits | $1,037,000 | 3,943 |
| Premises and equipment expense | $132,000 | 4,999 |
| Additional noninterest expense | $482,000 | 4,571 |
| Pre-tax net operating income | $1,292,000 | 2,509 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $463,000 | 1,611 |
| Income before extraordinary items | $829,000 | 3,013 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $829,000 | 3,019 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $829,000 | 3,019 |
| Net charge-offs | $2,000 | 4,144 |
| Cash dividends | $1,502,000 | 821 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $829,000 | 2,959 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,351,000 | 3,817 |
| Total interest expense | $48,000 | 5,741 |
| Net interest income | $1,303,000 | 3,589 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $164,000 | 3,836 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $102,000 | 2,634 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $62,000 | 4,275 |
| Total noninterest expense | $831,000 | 4,343 |
| Salaries and employee benefits | $516,000 | 3,997 |
| Premises and equipment expense | $69,000 | 4,976 |
| Additional noninterest expense | $246,000 | 4,545 |
| Pre-tax net operating income | $636,000 | 2,480 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $227,000 | 1,602 |
| Income before extraordinary items | $409,000 | 2,946 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $409,000 | 2,949 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $409,000 | 2,949 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $1,502,000 | 414 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $409,000 | 2,912 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,605,000 | 3,788 |
| Total interest expense | $199,000 | 5,916 |
| Net interest income | $5,406,000 | 3,513 |
| Provision for loan and lease losses | $60,000 | 4,088 |
| Total noninterest income | $700,000 | 3,862 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $454,000 | 2,569 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $246,000 | 4,342 |
| Total noninterest expense | $3,148,000 | 4,502 |
| Salaries and employee benefits | $1,946,000 | 4,145 |
| Premises and equipment expense | $280,000 | 4,990 |
| Additional noninterest expense | $922,000 | 4,760 |
| Pre-tax net operating income | $2,898,000 | 2,212 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,046,000 | 1,428 |
| Income before extraordinary items | $1,852,000 | 2,760 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,852,000 | 2,763 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,852,000 | 2,763 |
| Net charge-offs | $7,000 | 5,162 |
| Cash dividends | $764,000 | 2,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,852,000 | 2,700 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,205,000 | 3,829 |
| Total interest expense | $152,000 | 5,991 |
| Net interest income | $4,053,000 | 3,535 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $513,000 | 3,961 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $335,000 | 2,618 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $178,000 | 4,464 |
| Total noninterest expense | $2,363,000 | 4,514 |
| Salaries and employee benefits | $1,456,000 | 4,152 |
| Premises and equipment expense | $206,000 | 5,066 |
| Additional noninterest expense | $701,000 | 4,758 |
| Pre-tax net operating income | $2,203,000 | 2,261 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $797,000 | 1,451 |
| Income before extraordinary items | $1,406,000 | 2,781 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,406,000 | 2,785 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,406,000 | 2,785 |
| Net charge-offs | $-18,000 | 6,247 |
| Cash dividends | $764,000 | 1,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,406,000 | 2,706 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,787,000 | 3,850 |
| Total interest expense | $104,000 | 6,028 |
| Net interest income | $2,683,000 | 3,549 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $327,000 | 4,062 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $214,000 | 2,663 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $113,000 | 4,589 |
| Total noninterest expense | $1,560,000 | 4,553 |
| Salaries and employee benefits | $960,000 | 4,207 |
| Premises and equipment expense | $135,000 | 5,107 |
| Additional noninterest expense | $465,000 | 4,774 |
| Pre-tax net operating income | $1,450,000 | 2,255 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $525,000 | 1,464 |
| Income before extraordinary items | $925,000 | 2,803 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $925,000 | 2,807 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $925,000 | 2,807 |
| Net charge-offs | $11,000 | 4,274 |
| Cash dividends | $764,000 | 1,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $925,000 | 2,695 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,397,000 | 3,872 |
| Total interest expense | $54,000 | 6,067 |
| Net interest income | $1,343,000 | 3,563 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $159,000 | 4,080 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $100,000 | 2,779 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $59,000 | 4,515 |
| Total noninterest expense | $813,000 | 4,499 |
| Salaries and employee benefits | $492,000 | 4,198 |
| Premises and equipment expense | $69,000 | 5,091 |
| Additional noninterest expense | $252,000 | 4,625 |
| Pre-tax net operating income | $689,000 | 2,296 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $249,000 | 1,512 |
| Income before extraordinary items | $440,000 | 2,843 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $440,000 | 2,845 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $440,000 | 2,845 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $764,000 | 678 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $440,000 | 2,746 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,890,000 | 3,886 |
| Total interest expense | $292,000 | 6,011 |
| Net interest income | $5,598,000 | 3,535 |
| Provision for loan and lease losses | $10,000 | 5,745 |
| Total noninterest income | $742,000 | 3,785 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $507,000 | 2,460 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $235,000 | 4,385 |
| Total noninterest expense | $3,114,000 | 4,651 |
| Salaries and employee benefits | $1,955,000 | 4,190 |
| Premises and equipment expense | $290,000 | 5,037 |
| Additional noninterest expense | $869,000 | 5,122 |
| Pre-tax net operating income | $3,216,000 | 1,970 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,170,000 | 1,321 |
| Income before extraordinary items | $2,046,000 | 2,543 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,046,000 | 2,545 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,046,000 | 2,544 |
| Net charge-offs | $83,000 | 4,565 |
| Cash dividends | $500,000 | 2,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,046,000 | 2,420 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,453,000 | 3,932 |
| Total interest expense | $232,000 | 6,067 |
| Net interest income | $4,221,000 | 3,581 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $562,000 | 3,807 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $386,000 | 2,452 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $176,000 | 4,412 |
| Total noninterest expense | $2,331,000 | 4,688 |
| Salaries and employee benefits | $1,476,000 | 4,187 |
| Premises and equipment expense | $216,000 | 5,115 |
| Additional noninterest expense | $639,000 | 5,193 |
| Pre-tax net operating income | $2,452,000 | 2,010 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $893,000 | 1,338 |
| Income before extraordinary items | $1,559,000 | 2,577 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,559,000 | 2,577 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,559,000 | 2,578 |
| Net charge-offs | $78,000 | 4,199 |
| Cash dividends | $500,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,559,000 | 2,444 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,986,000 | 3,944 |
| Total interest expense | $163,000 | 6,086 |
| Net interest income | $2,823,000 | 3,588 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $362,000 | 3,854 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $247,000 | 2,510 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $115,000 | 4,461 |
| Total noninterest expense | $1,550,000 | 4,720 |
| Salaries and employee benefits | $987,000 | 4,208 |
| Premises and equipment expense | $140,000 | 5,184 |
| Additional noninterest expense | $423,000 | 5,228 |
| Pre-tax net operating income | $1,635,000 | 1,999 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $596,000 | 1,328 |
| Income before extraordinary items | $1,039,000 | 2,555 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,039,000 | 2,555 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,039,000 | 2,555 |
| Net charge-offs | $59,000 | 3,882 |
| Cash dividends | $500,000 | 1,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,039,000 | 2,415 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,495,000 | 3,980 |
| Total interest expense | $87,000 | 6,088 |
| Net interest income | $1,408,000 | 3,618 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $169,000 | 3,986 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $113,000 | 2,677 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $56,000 | 4,542 |
| Total noninterest expense | $778,000 | 4,742 |
| Salaries and employee benefits | $495,000 | 4,226 |
| Premises and equipment expense | $71,000 | 5,195 |
| Additional noninterest expense | $212,000 | 5,230 |
| Pre-tax net operating income | $799,000 | 2,032 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $291,000 | 1,330 |
| Income before extraordinary items | $508,000 | 2,568 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $508,000 | 2,570 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $508,000 | 2,571 |
| Net charge-offs | $14,000 | 3,886 |
| Cash dividends | $500,000 | 850 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $508,000 | 2,450 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,227,000 | 3,952 |
| Total interest expense | $560,000 | 5,643 |
| Net interest income | $5,667,000 | 3,620 |
| Provision for loan and lease losses | $55,000 | 5,786 |
| Total noninterest income | $764,000 | 3,604 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $523,000 | 2,471 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $241,000 | 4,192 |
| Total noninterest expense | $3,055,000 | 4,836 |
| Salaries and employee benefits | $1,910,000 | 4,282 |
| Premises and equipment expense | $295,000 | 5,268 |
| Additional noninterest expense | $850,000 | 5,285 |
| Pre-tax net operating income | $3,321,000 | 1,672 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,216,000 | 1,168 |
| Income before extraordinary items | $2,105,000 | 2,155 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,105,000 | 2,156 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,105,000 | 2,156 |
| Net charge-offs | $79,000 | 5,175 |
| Cash dividends | $1,500,000 | 1,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,105,000 | 2,083 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,674,000 | 3,990 |
| Total interest expense | $447,000 | 5,637 |
| Net interest income | $4,227,000 | 3,637 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $576,000 | 3,608 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $396,000 | 2,467 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $180,000 | 4,250 |
| Total noninterest expense | $2,281,000 | 4,856 |
| Salaries and employee benefits | $1,428,000 | 4,294 |
| Premises and equipment expense | $222,000 | 5,310 |
| Additional noninterest expense | $631,000 | 5,324 |
| Pre-tax net operating income | $2,522,000 | 1,719 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $922,000 | 1,153 |
| Income before extraordinary items | $1,600,000 | 2,202 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,600,000 | 2,202 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,600,000 | 2,203 |
| Net charge-offs | $42,000 | 5,098 |
| Cash dividends | $1,000,000 | 1,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,600,000 | 2,113 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,093,000 | 4,051 |
| Total interest expense | $316,000 | 5,644 |
| Net interest income | $2,777,000 | 3,677 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $367,000 | 3,730 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $255,000 | 2,523 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $112,000 | 4,381 |
| Total noninterest expense | $1,523,000 | 4,905 |
| Salaries and employee benefits | $953,000 | 4,328 |
| Premises and equipment expense | $146,000 | 5,376 |
| Additional noninterest expense | $424,000 | 5,381 |
| Pre-tax net operating income | $1,621,000 | 1,760 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $592,000 | 1,166 |
| Income before extraordinary items | $1,029,000 | 2,223 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,029,000 | 2,222 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,029,000 | 2,223 |
| Net charge-offs | $43,000 | 4,564 |
| Cash dividends | $1,000,000 | 803 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,029,000 | 2,149 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,538,000 | 4,089 |
| Total interest expense | $169,000 | 5,602 |
| Net interest income | $1,369,000 | 3,707 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $158,000 | 4,063 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $115,000 | 2,685 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $43,000 | 4,887 |
| Total noninterest expense | $773,000 | 4,886 |
| Salaries and employee benefits | $470,000 | 4,394 |
| Premises and equipment expense | $75,000 | 5,366 |
| Additional noninterest expense | $228,000 | 5,219 |
| Pre-tax net operating income | $754,000 | 1,863 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $275,000 | 1,199 |
| Income before extraordinary items | $479,000 | 2,334 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $479,000 | 2,333 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $479,000 | 2,334 |
| Net charge-offs | $40,000 | 3,522 |
| Cash dividends | $500,000 | 725 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $479,000 | 2,283 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,474,000 | 4,106 |
| Total interest expense | $954,000 | 5,327 |
| Net interest income | $5,520,000 | 3,698 |
| Provision for loan and lease losses | $274,000 | 4,974 |
| Total noninterest income | $853,000 | 3,525 |
| Gross Fiduciary activities income | $1,000 | 1,307 |
| Service charges on deposit accounts | $581,000 | 2,347 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $271,000 | 4,112 |
| Total noninterest expense | $3,022,000 | 5,002 |
| Salaries and employee benefits | $1,822,000 | 4,489 |
| Premises and equipment expense | $313,000 | 5,307 |
| Additional noninterest expense | $887,000 | 5,387 |
| Pre-tax net operating income | $3,077,000 | 1,593 |
| Securities gains (losses) | $37,000 | 2,833 |
| Applicable income taxes | $1,145,000 | 1,109 |
| Income before extraordinary items | $1,969,000 | 2,052 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,969,000 | 2,053 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,969,000 | 2,054 |
| Net charge-offs | $90,000 | 5,504 |
| Cash dividends | $1,223,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,945,320 | 1,996 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,845,000 | 4,191 |
| Total interest expense | $755,000 | 5,374 |
| Net interest income | $4,090,000 | 3,776 |
| Provision for loan and lease losses | $74,000 | 5,991 |
| Total noninterest income | $561,000 | 3,826 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $436,000 | 2,410 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $125,000 | 4,920 |
| Total noninterest expense | $2,233,000 | 5,065 |
| Salaries and employee benefits | $1,373,000 | 4,508 |
| Premises and equipment expense | $199,000 | 5,744 |
| Additional noninterest expense | $661,000 | 5,412 |
| Pre-tax net operating income | $2,344,000 | 1,677 |
| Securities gains (losses) | $15,000 | 2,997 |
| Applicable income taxes | $869,000 | 1,123 |
| Income before extraordinary items | $1,490,000 | 2,154 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,490,000 | 2,155 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,490,000 | 2,157 |
| Net charge-offs | $53,000 | 5,466 |
| Cash dividends | $1,223,000 | 888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,480,400 | 2,075 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,203,000 | 4,243 |
| Total interest expense | $524,000 | 5,373 |
| Net interest income | $2,679,000 | 3,829 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $347,000 | 3,942 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $265,000 | 2,601 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $82,000 | 4,946 |
| Total noninterest expense | $1,459,000 | 5,138 |
| Salaries and employee benefits | $898,000 | 4,590 |
| Premises and equipment expense | $127,000 | 5,857 |
| Additional noninterest expense | $434,000 | 5,469 |
| Pre-tax net operating income | $1,567,000 | 1,660 |
| Securities gains (losses) | $15,000 | 2,470 |
| Applicable income taxes | $584,000 | 1,071 |
| Income before extraordinary items | $998,000 | 2,125 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $998,000 | 2,123 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $998,000 | 2,127 |
| Net charge-offs | $55,000 | 4,800 |
| Cash dividends | $786,000 | 899 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $988,400 | 2,065 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,565,000 | 4,372 |
| Total interest expense | $268,000 | 5,452 |
| Net interest income | $1,297,000 | 3,934 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $157,000 | 4,170 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $115,000 | 2,869 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $42,000 | 4,970 |
| Total noninterest expense | $746,000 | 5,126 |
| Salaries and employee benefits | $462,000 | 4,567 |
| Premises and equipment expense | $65,000 | 5,884 |
| Additional noninterest expense | $219,000 | 5,469 |
| Pre-tax net operating income | $708,000 | 1,810 |
| Securities gains (losses) | $15,000 | 1,604 |
| Applicable income taxes | $267,000 | 1,144 |
| Income before extraordinary items | $456,000 | 2,298 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $456,000 | 2,297 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $456,000 | 2,298 |
| Net charge-offs | $29,000 | 4,173 |
| Cash dividends | $349,000 | 974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $446,400 | 2,270 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,909,000 | 4,210 |
| Total interest expense | $1,568,000 | 5,067 |
| Net interest income | $5,341,000 | 3,783 |
| Provision for loan and lease losses | $411,000 | 4,836 |
| Total noninterest income | $729,000 | 3,973 |
| Gross Fiduciary activities income | $1,000 | 1,342 |
| Service charges on deposit accounts | $526,000 | 2,786 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $202,000 | 4,617 |
| Total noninterest expense | $3,007,000 | 5,171 |
| Salaries and employee benefits | $1,747,000 | 4,746 |
| Premises and equipment expense | $282,000 | 5,787 |
| Additional noninterest expense | $978,000 | 5,297 |
| Pre-tax net operating income | $2,652,000 | 1,505 |
| Securities gains (losses) | $3,000 | 3,532 |
| Applicable income taxes | $968,000 | 988 |
| Income before extraordinary items | $1,687,000 | 1,926 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,687,000 | 1,923 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,687,000 | 1,925 |
| Net charge-offs | $369,000 | 4,212 |
| Cash dividends | $1,825,000 | 995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,685,080 | 1,891 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,146,000 | 4,287 |
| Total interest expense | $1,268,000 | 5,015 |
| Net interest income | $3,878,000 | 3,869 |
| Provision for loan and lease losses | $233,000 | 4,945 |
| Total noninterest income | $496,000 | 4,241 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $390,000 | 2,817 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $106,000 | 5,301 |
| Total noninterest expense | $2,200,000 | 5,250 |
| Salaries and employee benefits | $1,312,000 | 4,779 |
| Premises and equipment expense | $209,000 | 5,863 |
| Additional noninterest expense | $679,000 | 5,501 |
| Pre-tax net operating income | $1,941,000 | 1,670 |
| Securities gains (losses) | $14,000 | 2,872 |
| Applicable income taxes | $709,000 | 1,081 |
| Income before extraordinary items | $1,246,000 | 2,107 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,246,000 | 2,105 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,246,000 | 2,107 |
| Net charge-offs | $256,000 | 3,929 |
| Cash dividends | $1,214,000 | 1,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,237,040 | 2,072 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,410,000 | 4,344 |
| Total interest expense | $913,000 | 4,958 |
| Net interest income | $2,497,000 | 3,945 |
| Provision for loan and lease losses | $102,000 | 5,288 |
| Total noninterest income | $326,000 | 4,274 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $257,000 | 2,809 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $69,000 | 5,381 |
| Total noninterest expense | $1,536,000 | 5,175 |
| Salaries and employee benefits | $884,000 | 4,794 |
| Premises and equipment expense | $134,000 | 5,998 |
| Additional noninterest expense | $518,000 | 5,153 |
| Pre-tax net operating income | $1,185,000 | 1,846 |
| Securities gains (losses) | $14,000 | 2,468 |
| Applicable income taxes | $430,000 | 1,208 |
| Income before extraordinary items | $769,000 | 2,304 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $769,000 | 2,301 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $769,000 | 2,303 |
| Net charge-offs | $162,000 | 3,687 |
| Cash dividends | $607,000 | 1,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $760,040 | 2,255 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,699,000 | 4,389 |
| Total interest expense | $489,000 | 4,891 |
| Net interest income | $1,210,000 | 4,034 |
| Provision for loan and lease losses | $41,000 | 5,146 |
| Total noninterest income | $165,000 | 4,203 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $130,000 | 2,736 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $35,000 | 5,396 |
| Total noninterest expense | $747,000 | 5,196 |
| Salaries and employee benefits | $448,000 | 4,805 |
| Premises and equipment expense | $70,000 | 5,952 |
| Additional noninterest expense | $229,000 | 5,195 |
| Pre-tax net operating income | $587,000 | 2,079 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $210,000 | 1,402 |
| Income before extraordinary items | $377,000 | 2,685 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $377,000 | 2,684 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $377,000 | 2,686 |
| Net charge-offs | $74,000 | 3,184 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $377,000 | 2,546 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,405,000 | 4,339 |
| Total interest expense | $2,640,000 | 4,594 |
| Net interest income | $4,765,000 | 4,073 |
| Provision for loan and lease losses | $292,000 | 4,679 |
| Total noninterest income | $712,000 | 4,098 |
| Gross Fiduciary activities income | $1,000 | 1,385 |
| Service charges on deposit accounts | $568,000 | 2,753 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $143,000 | 5,396 |
| Total noninterest expense | $2,849,000 | 5,283 |
| Salaries and employee benefits | $1,703,000 | 4,965 |
| Premises and equipment expense | $277,000 | 5,987 |
| Additional noninterest expense | $869,000 | 5,248 |
| Pre-tax net operating income | $2,336,000 | 2,203 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $826,000 | 1,370 |
| Income before extraordinary items | $1,510,000 | 2,510 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,510,000 | 2,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 4,126 |
| Cash dividends | $1,111,000 | 2,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,510,000 | 2,649 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,550,000 | 4,406 |
| Total interest expense | $2,069,000 | 4,598 |
| Net interest income | $3,481,000 | 4,178 |
| Provision for loan and lease losses | $166,000 | 4,490 |
| Total noninterest income | $540,000 | 4,169 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $428,000 | 2,764 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $112,000 | 5,436 |
| Total noninterest expense | $2,111,000 | 5,302 |
| Salaries and employee benefits | $1,277,000 | 4,982 |
| Premises and equipment expense | $203,000 | 6,060 |
| Additional noninterest expense | $631,000 | 5,276 |
| Pre-tax net operating income | $1,744,000 | 2,534 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $630,000 | 1,640 |
| Income before extraordinary items | $1,114,000 | 2,886 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,114,000 | 2,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,511 |
| Cash dividends | $806,000 | 2,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,114,000 | 3,034 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,711,000 | 4,451 |
| Total interest expense | $1,442,000 | 4,619 |
| Net interest income | $2,269,000 | 4,235 |
| Provision for loan and lease losses | $109,000 | 4,150 |
| Total noninterest income | $338,000 | 4,368 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $272,000 | 2,832 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $66,000 | 5,727 |
| Total noninterest expense | $1,414,000 | 5,311 |
| Salaries and employee benefits | $866,000 | 4,957 |
| Premises and equipment expense | $133,000 | 6,148 |
| Additional noninterest expense | $415,000 | 5,313 |
| Pre-tax net operating income | $1,084,000 | 2,784 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $390,000 | 1,899 |
| Income before extraordinary items | $694,000 | 3,336 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $694,000 | 3,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,315 |
| Cash dividends | $806,000 | 1,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $694,000 | 3,279 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,899,000 | 4,484 |
| Total interest expense | $784,000 | 4,564 |
| Net interest income | $1,115,000 | 4,292 |
| Provision for loan and lease losses | $47,000 | 3,879 |
| Total noninterest income | $150,000 | 4,614 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $118,000 | 3,094 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $32,000 | 5,807 |
| Total noninterest expense | $713,000 | 5,309 |
| Salaries and employee benefits | $438,000 | 4,958 |
| Premises and equipment expense | $64,000 | 6,286 |
| Additional noninterest expense | $211,000 | 5,213 |
| Pre-tax net operating income | $505,000 | 3,058 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $181,000 | 2,094 |
| Income before extraordinary items | $324,000 | 3,628 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $324,000 | 3,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,679 |
| Cash dividends | $500,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $324,000 | 3,535 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,092,000 | 4,328 |
| Total interest expense | $3,584,000 | 4,276 |
| Net interest income | $4,508,000 | 4,290 |
| Provision for loan and lease losses | $109,000 | 4,794 |
| Total noninterest income | $615,000 | 4,587 |
| Gross Fiduciary activities income | $1,000 | 1,439 |
| Service charges on deposit accounts | $501,000 | 3,047 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $113,000 | 6,026 |
| Total noninterest expense | $2,766,000 | 5,273 |
| Salaries and employee benefits | $1,679,000 | 4,962 |
| Premises and equipment expense | $326,000 | 5,582 |
| Additional noninterest expense | $761,000 | 5,508 |
| Pre-tax net operating income | $2,248,000 | 3,068 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $806,000 | 2,132 |
| Income before extraordinary items | $1,442,000 | 3,535 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,442,000 | 3,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,243 |
| Cash dividends | $1,354,000 | 2,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,442,000 | 3,526 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,028,000 | 4,363 |
| Total interest expense | $2,671,000 | 4,304 |
| Net interest income | $3,357,000 | 4,339 |
| Provision for loan and lease losses | $78,000 | 4,535 |
| Total noninterest income | $462,000 | 4,589 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $373,000 | 3,054 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $88,000 | 6,009 |
| Total noninterest expense | $2,037,000 | 5,303 |
| Salaries and employee benefits | $1,256,000 | 4,953 |
| Premises and equipment expense | $231,000 | 5,708 |
| Additional noninterest expense | $550,000 | 5,562 |
| Pre-tax net operating income | $1,704,000 | 3,203 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $611,000 | 2,261 |
| Income before extraordinary items | $1,093,000 | 3,675 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,093,000 | 3,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,311 |
| Cash dividends | $1,100,000 | 1,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,093,000 | 3,657 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,959,000 | 4,423 |
| Total interest expense | $1,734,000 | 4,383 |
| Net interest income | $2,225,000 | 4,385 |
| Provision for loan and lease losses | $45,000 | 4,495 |
| Total noninterest income | $300,000 | 4,664 |
| Gross Fiduciary activities income | $1,000 | 1,345 |
| Service charges on deposit accounts | $240,000 | 3,101 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $59,000 | 6,023 |
| Total noninterest expense | $1,328,000 | 5,406 |
| Salaries and employee benefits | $840,000 | 4,971 |
| Premises and equipment expense | $158,000 | 5,677 |
| Additional noninterest expense | $330,000 | 5,850 |
| Pre-tax net operating income | $1,152,000 | 3,192 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $412,000 | 2,337 |
| Income before extraordinary items | $740,000 | 3,690 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $740,000 | 3,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,834 |
| Cash dividends | $1,100,000 | 1,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $740,000 | 3,671 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,943,000 | 4,474 |
| Total interest expense | $844,000 | 4,438 |
| Net interest income | $1,099,000 | 4,418 |
| Provision for loan and lease losses | $21,000 | 4,310 |
| Total noninterest income | $140,000 | 4,792 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $111,000 | 3,236 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $29,000 | 6,041 |
| Total noninterest expense | $679,000 | 5,350 |
| Salaries and employee benefits | $429,000 | 4,939 |
| Premises and equipment expense | $80,000 | 5,684 |
| Additional noninterest expense | $170,000 | 5,750 |
| Pre-tax net operating income | $539,000 | 3,351 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $192,000 | 2,453 |
| Income before extraordinary items | $347,000 | 3,853 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $347,000 | 3,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,124 |
| Cash dividends | $500,000 | 1,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $347,000 | 3,828 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,485,000 | 4,370 |
| Total interest expense | $3,104,000 | 4,231 |
| Net interest income | $4,381,000 | 4,412 |
| Provision for loan and lease losses | $100,000 | 4,711 |
| Total noninterest income | $620,000 | 4,650 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $530,000 | 2,936 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $90,000 | 6,499 |
| Total noninterest expense | $2,774,000 | 5,151 |
| Salaries and employee benefits | $1,663,000 | 4,873 |
| Premises and equipment expense | $347,000 | 5,352 |
| Additional noninterest expense | $764,000 | 5,369 |
| Pre-tax net operating income | $2,127,000 | 3,513 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $752,000 | 2,563 |
| Income before extraordinary items | $1,375,000 | 3,966 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,375,000 | 3,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,164 |
| Cash dividends | $1,211,000 | 2,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,375,000 | 3,945 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,539,000 | 4,400 |
| Total interest expense | $2,255,000 | 4,225 |
| Net interest income | $3,284,000 | 4,453 |
| Provision for loan and lease losses | $68,000 | 4,698 |
| Total noninterest income | $471,000 | 4,646 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $406,000 | 2,928 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $65,000 | 6,548 |
| Total noninterest expense | $2,088,000 | 5,122 |
| Salaries and employee benefits | $1,255,000 | 4,831 |
| Premises and equipment expense | $261,000 | 5,339 |
| Additional noninterest expense | $572,000 | 5,374 |
| Pre-tax net operating income | $1,599,000 | 3,645 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $564,000 | 2,687 |
| Income before extraordinary items | $1,035,000 | 4,091 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,035,000 | 4,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,074 |
| Cash dividends | $600,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,035,000 | 4,075 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,623,000 | 4,403 |
| Total interest expense | $1,447,000 | 4,206 |
| Net interest income | $2,176,000 | 4,480 |
| Provision for loan and lease losses | $47,000 | 4,552 |
| Total noninterest income | $320,000 | 4,565 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $278,000 | 2,829 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $42,000 | 6,634 |
| Total noninterest expense | $1,389,000 | 5,140 |
| Salaries and employee benefits | $842,000 | 4,832 |
| Premises and equipment expense | $171,000 | 5,399 |
| Additional noninterest expense | $376,000 | 5,425 |
| Pre-tax net operating income | $1,060,000 | 3,664 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $372,000 | 2,726 |
| Income before extraordinary items | $688,000 | 4,116 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $688,000 | 4,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,021 |
| Cash dividends | $600,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $688,000 | 4,104 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,758,000 | 4,439 |
| Total interest expense | $695,000 | 4,193 |
| Net interest income | $1,063,000 | 4,531 |
| Provision for loan and lease losses | $25,000 | 4,252 |
| Total noninterest income | $159,000 | 4,523 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $133,000 | 2,855 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,300 |
| Total noninterest expense | $705,000 | 5,113 |
| Salaries and employee benefits | $427,000 | 4,811 |
| Premises and equipment expense | $86,000 | 5,415 |
| Additional noninterest expense | $192,000 | 5,309 |
| Pre-tax net operating income | $492,000 | 3,772 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $171,000 | 2,840 |
| Income before extraordinary items | $321,000 | 4,250 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $321,000 | 4,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,413 |
| Cash dividends | $600,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $321,000 | 4,232 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,609,000 | 4,317 |
| Total interest expense | $2,066,000 | 4,336 |
| Net interest income | $4,543,000 | 4,231 |
| Provision for loan and lease losses | $177,000 | 3,838 |
| Total noninterest income | $621,000 | 4,705 |
| Gross Fiduciary activities income | $1,000 | 1,485 |
| Service charges on deposit accounts | $579,000 | 2,739 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $41,000 | 7,593 |
| Total noninterest expense | $2,807,000 | 5,007 |
| Salaries and employee benefits | $1,655,000 | 4,750 |
| Premises and equipment expense | $376,000 | 5,053 |
| Additional noninterest expense | $776,000 | 5,272 |
| Pre-tax net operating income | $2,180,000 | 3,479 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $757,000 | 2,687 |
| Income before extraordinary items | $1,423,000 | 3,912 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,423,000 | 3,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,195 |
| Cash dividends | $1,179,000 | 2,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,423,000 | 3,886 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,784,000 | 4,395 |
| Total interest expense | $1,420,000 | 4,471 |
| Net interest income | $3,364,000 | 4,275 |
| Provision for loan and lease losses | $103,000 | 4,124 |
| Total noninterest income | $495,000 | 4,574 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $431,000 | 2,741 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $64,000 | 6,654 |
| Total noninterest expense | $2,103,000 | 4,975 |
| Salaries and employee benefits | $1,243,000 | 4,713 |
| Premises and equipment expense | $281,000 | 5,047 |
| Additional noninterest expense | $579,000 | 5,230 |
| Pre-tax net operating income | $1,653,000 | 3,504 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $574,000 | 2,717 |
| Income before extraordinary items | $1,079,000 | 3,960 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,079,000 | 3,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 2,846 |
| Cash dividends | $873,000 | 2,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,079,000 | 3,915 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,091,000 | 4,422 |
| Total interest expense | $854,000 | 4,596 |
| Net interest income | $2,237,000 | 4,258 |
| Provision for loan and lease losses | $62,000 | 4,081 |
| Total noninterest income | $320,000 | 4,627 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $278,000 | 2,766 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $42,000 | 6,689 |
| Total noninterest expense | $1,409,000 | 4,949 |
| Salaries and employee benefits | $836,000 | 4,669 |
| Premises and equipment expense | $186,000 | 5,060 |
| Additional noninterest expense | $387,000 | 5,195 |
| Pre-tax net operating income | $1,086,000 | 3,507 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $377,000 | 2,699 |
| Income before extraordinary items | $709,000 | 3,957 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $709,000 | 3,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 2,586 |
| Cash dividends | $567,000 | 2,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $709,000 | 3,904 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,471,000 | 4,555 |
| Total interest expense | $382,000 | 4,806 |
| Net interest income | $1,089,000 | 4,351 |
| Provision for loan and lease losses | $29,000 | 4,274 |
| Total noninterest income | $156,000 | 4,610 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $132,000 | 2,810 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,543 |
| Total noninterest expense | $713,000 | 4,928 |
| Salaries and employee benefits | $427,000 | 4,616 |
| Premises and equipment expense | $91,000 | 5,179 |
| Additional noninterest expense | $195,000 | 5,175 |
| Pre-tax net operating income | $503,000 | 3,661 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $173,000 | 2,843 |
| Income before extraordinary items | $330,000 | 4,109 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $330,000 | 4,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,258 |
| Cash dividends | $262,000 | 1,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $330,000 | 4,069 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,804,000 | 4,366 |
| Total interest expense | $1,359,000 | 4,779 |
| Net interest income | $4,445,000 | 4,156 |
| Provision for loan and lease losses | $192,000 | 3,768 |
| Total noninterest income | $747,000 | 4,239 |
| Gross Fiduciary activities income | $3,000 | 1,452 |
| Service charges on deposit accounts | $649,000 | 2,539 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $95,000 | 6,511 |
| Total noninterest expense | $2,726,000 | 4,997 |
| Salaries and employee benefits | $1,543,000 | 4,846 |
| Premises and equipment expense | $404,000 | 4,725 |
| Additional noninterest expense | $779,000 | 5,189 |
| Pre-tax net operating income | $2,274,000 | 3,225 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $782,000 | 2,568 |
| Income before extraordinary items | $1,492,000 | 3,658 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,492,000 | 3,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,204 |
| Cash dividends | $1,201,000 | 2,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,492,000 | 3,596 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,323,000 | 4,365 |
| Total interest expense | $1,009,000 | 4,761 |
| Net interest income | $3,314,000 | 4,163 |
| Provision for loan and lease losses | $111,000 | 4,118 |
| Total noninterest income | $565,000 | 4,235 |
| Gross Fiduciary activities income | $2,000 | 1,430 |
| Service charges on deposit accounts | $489,000 | 2,547 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $74,000 | 6,452 |
| Total noninterest expense | $2,023,000 | 4,986 |
| Salaries and employee benefits | $1,142,000 | 4,841 |
| Premises and equipment expense | $299,000 | 4,760 |
| Additional noninterest expense | $582,000 | 5,140 |
| Pre-tax net operating income | $1,745,000 | 3,219 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $602,000 | 2,568 |
| Income before extraordinary items | $1,143,000 | 3,670 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,143,000 | 3,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,767 |
| Cash dividends | $1,000,000 | 1,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,143,000 | 3,603 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,858,000 | 4,388 |
| Total interest expense | $680,000 | 4,757 |
| Net interest income | $2,178,000 | 4,214 |
| Provision for loan and lease losses | $77,000 | 3,961 |
| Total noninterest income | $383,000 | 4,195 |
| Gross Fiduciary activities income | $1,000 | 1,443 |
| Service charges on deposit accounts | $329,000 | 2,521 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $53,000 | 6,336 |
| Total noninterest expense | $1,351,000 | 5,009 |
| Salaries and employee benefits | $770,000 | 4,845 |
| Premises and equipment expense | $195,000 | 4,840 |
| Additional noninterest expense | $386,000 | 5,183 |
| Pre-tax net operating income | $1,133,000 | 3,252 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $389,000 | 2,612 |
| Income before extraordinary items | $744,000 | 3,714 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $744,000 | 3,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 2,646 |
| Cash dividends | $1,000,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $744,000 | 3,628 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,422,000 | 4,432 |
| Total interest expense | $346,000 | 4,737 |
| Net interest income | $1,076,000 | 4,264 |
| Provision for loan and lease losses | $38,000 | 3,803 |
| Total noninterest income | $186,000 | 4,225 |
| Gross Fiduciary activities income | $1,000 | 1,344 |
| Service charges on deposit accounts | $165,000 | 2,467 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $20,000 | 6,798 |
| Total noninterest expense | $705,000 | 4,893 |
| Salaries and employee benefits | $396,000 | 4,776 |
| Premises and equipment expense | $94,000 | 5,013 |
| Additional noninterest expense | $215,000 | 4,818 |
| Pre-tax net operating income | $519,000 | 3,424 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $178,000 | 2,779 |
| Income before extraordinary items | $341,000 | 3,917 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $341,000 | 3,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,294 |
| Cash dividends | $500,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $341,000 | 3,792 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,113,000 | 4,257 |
| Total interest expense | $1,818,000 | 4,321 |
| Net interest income | $4,295,000 | 4,145 |
| Provision for loan and lease losses | $188,000 | 4,143 |
| Total noninterest income | $741,000 | 4,401 |
| Gross Fiduciary activities income | $2,000 | 1,536 |
| Service charges on deposit accounts | $668,000 | 2,460 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $71,000 | 7,063 |
| Total noninterest expense | $2,658,000 | 4,997 |
| Salaries and employee benefits | $1,501,000 | 4,844 |
| Premises and equipment expense | $419,000 | 4,578 |
| Additional noninterest expense | $738,000 | 5,327 |
| Pre-tax net operating income | $2,190,000 | 3,180 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $752,000 | 2,648 |
| Income before extraordinary items | $1,438,000 | 3,657 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,438,000 | 3,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $389,000 | 1,905 |
| Cash dividends | $1,199,000 | 2,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,438,000 | 3,503 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,675,000 | 4,249 |
| Total interest expense | $1,446,000 | 4,257 |
| Net interest income | $3,229,000 | 4,159 |
| Provision for loan and lease losses | $158,000 | 3,807 |
| Total noninterest income | $544,000 | 4,495 |
| Gross Fiduciary activities income | $1,000 | 1,533 |
| Service charges on deposit accounts | $491,000 | 2,509 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $52,000 | 7,154 |
| Total noninterest expense | $2,002,000 | 4,978 |
| Salaries and employee benefits | $1,144,000 | 4,786 |
| Premises and equipment expense | $307,000 | 4,636 |
| Additional noninterest expense | $551,000 | 5,319 |
| Pre-tax net operating income | $1,613,000 | 3,367 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $553,000 | 2,837 |
| Income before extraordinary items | $1,060,000 | 3,845 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,060,000 | 3,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $356,000 | 1,530 |
| Cash dividends | $699,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,060,000 | 3,682 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,144,000 | 4,258 |
| Total interest expense | $1,026,000 | 4,168 |
| Net interest income | $2,118,000 | 4,215 |
| Provision for loan and lease losses | $64,000 | 4,631 |
| Total noninterest income | $330,000 | 4,744 |
| Gross Fiduciary activities income | $1,000 | 1,488 |
| Service charges on deposit accounts | $298,000 | 2,665 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $31,000 | 7,275 |
| Total noninterest expense | $1,336,000 | 4,965 |
| Salaries and employee benefits | $769,000 | 4,759 |
| Premises and equipment expense | $202,000 | 4,671 |
| Additional noninterest expense | $365,000 | 5,327 |
| Pre-tax net operating income | $1,048,000 | 3,405 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $359,000 | 2,912 |
| Income before extraordinary items | $689,000 | 3,908 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $689,000 | 3,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $324,000 | 1,177 |
| Cash dividends | $699,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $689,000 | 3,723 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,601,000 | 4,231 |
| Total interest expense | $527,000 | 4,171 |
| Net interest income | $1,074,000 | 4,178 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $155,000 | 4,810 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $138,000 | 2,749 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 7,254 |
| Total noninterest expense | $673,000 | 4,931 |
| Salaries and employee benefits | $394,000 | 4,661 |
| Premises and equipment expense | $101,000 | 4,667 |
| Additional noninterest expense | $178,000 | 5,386 |
| Pre-tax net operating income | $526,000 | 3,373 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $182,000 | 2,864 |
| Income before extraordinary items | $344,000 | 3,852 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $344,000 | 3,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,492 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $344,000 | 3,669 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,076,000 | 4,013 |
| Total interest expense | $2,423,000 | 4,206 |
| Net interest income | $4,653,000 | 3,876 |
| Provision for loan and lease losses | $376,000 | 2,957 |
| Total noninterest income | $646,000 | 4,535 |
| Gross Fiduciary activities income | $2,000 | 1,605 |
| Service charges on deposit accounts | $556,000 | 2,717 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $88,000 | 6,695 |
| Total noninterest expense | $2,645,000 | 4,883 |
| Salaries and employee benefits | $1,485,000 | 4,728 |
| Premises and equipment expense | $445,000 | 4,295 |
| Additional noninterest expense | $715,000 | 5,341 |
| Pre-tax net operating income | $2,278,000 | 3,096 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $784,000 | 2,633 |
| Income before extraordinary items | $1,494,000 | 3,518 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,494,000 | 3,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 2,774 |
| Cash dividends | $1,275,000 | 1,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,494,000 | 3,412 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,890,000 | 4,062 |
| Total interest expense | $3,526,000 | 4,185 |
| Net interest income | $4,364,000 | 3,853 |
| Provision for loan and lease losses | $211,000 | 4,006 |
| Total noninterest income | $649,000 | 4,387 |
| Gross Fiduciary activities income | $3,000 | 1,597 |
| Service charges on deposit accounts | $551,000 | 2,619 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $95,000 | 6,539 |
| Total noninterest expense | $3,227,000 | 4,099 |
| Salaries and employee benefits | $1,481,000 | 4,559 |
| Premises and equipment expense | $519,000 | 3,755 |
| Additional noninterest expense | $1,227,000 | 3,426 |
| Pre-tax net operating income | $1,575,000 | 3,732 |
| Securities gains (losses) | $39,000 | 2,590 |
| Applicable income taxes | $697,000 | 2,679 |
| Income before extraordinary items | $917,000 | 4,514 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $917,000 | 4,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,454 |
| Cash dividends | $1,000,000 | 2,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $892,040 | 4,481 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,322,000 | 3,994 |
| Total interest expense | $4,177,000 | 3,840 |
| Net interest income | $4,145,000 | 4,058 |
| Provision for loan and lease losses | $192,000 | 3,840 |
| Total noninterest income | $690,000 | 4,037 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $569,000 | 2,396 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $121,000 | 5,977 |
| Total noninterest expense | $3,137,000 | 4,075 |
| Salaries and employee benefits | $1,493,000 | 4,372 |
| Premises and equipment expense | $469,000 | 3,990 |
| Additional noninterest expense | $1,175,000 | 3,496 |
| Pre-tax net operating income | $1,506,000 | 4,061 |
| Securities gains (losses) | $14,000 | 1,057 |
| Applicable income taxes | $639,000 | 2,993 |
| Income before extraordinary items | $881,000 | 4,743 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $881,000 | 4,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,357 |
| Cash dividends | $850,000 | 2,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $872,040 | 4,782 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,365,000 | 4,212 |
| Total interest expense | $3,236,000 | 4,321 |
| Net interest income | $4,129,000 | 4,057 |
| Provision for loan and lease losses | $122,000 | 4,702 |
| Total noninterest income | $635,000 | 4,265 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $532,000 | 2,493 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $103,000 | 6,553 |
| Total noninterest expense | $3,239,000 | 3,948 |
| Salaries and employee benefits | $1,562,000 | 4,192 |
| Premises and equipment expense | $514,000 | 3,679 |
| Additional noninterest expense | $1,163,000 | 3,536 |
| Pre-tax net operating income | $1,403,000 | 4,289 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $566,000 | 3,350 |
| Income before extraordinary items | $837,000 | 4,952 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $837,000 | 4,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,132 |
| Cash dividends | $2,000,000 | 1,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $837,000 | 4,911 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,897,000 | 3,987 |
| Total interest expense | $3,410,000 | 4,232 |
| Net interest income | $4,487,000 | 3,746 |
| Provision for loan and lease losses | $184,000 | 3,684 |
| Total noninterest income | $644,000 | 4,195 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $522,000 | 2,459 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $122,000 | 6,168 |
| Total noninterest expense | $3,172,000 | 3,919 |
| Salaries and employee benefits | $1,520,000 | 4,197 |
| Premises and equipment expense | $490,000 | 3,763 |
| Additional noninterest expense | $1,162,000 | 3,462 |
| Pre-tax net operating income | $1,775,000 | 3,671 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $705,000 | 3,012 |
| Income before extraordinary items | $1,070,000 | 4,273 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,070,000 | 4,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 2,285 |
| Cash dividends | $4,000,000 | 765 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,070,000 | 4,174 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,074,000 | 7,667 |
| Total interest expense | $1,290,000 | 7,876 |
| Net interest income | $1,784,000 | 7,351 |
| Provision for loan and lease losses | $122,000 | 4,599 |
| Total noninterest income | $231,000 | 7,453 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $189,000 | 5,510 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $42,000 | 8,774 |
| Total noninterest expense | $1,083,000 | 8,056 |
| Salaries and employee benefits | $528,000 | 8,404 |
| Premises and equipment expense | $152,000 | 7,751 |
| Additional noninterest expense | $403,000 | 7,321 |
| Pre-tax net operating income | $810,000 | 6,504 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $298,000 | 5,740 |
| Income before extraordinary items | $512,000 | 6,896 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $512,000 | 6,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,212 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $-4,000 | 10,714 |
| Net operating income | $512,000 | 6,836 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,456,000 | 4,893 |
| Total interest expense | $2,587,000 | 5,373 |
| Net interest income | $3,869,000 | 4,455 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $629,000 | 4,422 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $483,000 | 2,807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 6,047 |
| Total noninterest expense | $2,165,000 | 5,607 |
| Salaries and employee benefits | $1,307,000 | 4,831 |
| Premises and equipment expense | $353,000 | 4,992 |
| Additional noninterest expense | $505,000 | 7,017 |
| Pre-tax net operating income | $2,333,000 | 2,994 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $750,000 | 3,016 |
| Income before extraordinary items | $1,581,000 | 3,031 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,581,000 | 3,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $750,000 | 2,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,582,360 | 3,001 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,051,000 | 5,168 |
| Total interest expense | $2,340,000 | 5,821 |
| Net interest income | $3,711,000 | 4,622 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $597,000 | 4,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $432,000 | 3,109 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 5,697 |
| Total noninterest expense | $2,183,000 | 5,593 |
| Salaries and employee benefits | $1,297,000 | 4,868 |
| Premises and equipment expense | $345,000 | 5,075 |
| Additional noninterest expense | $541,000 | 6,941 |
| Pre-tax net operating income | $2,125,000 | 3,304 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $624,000 | 3,571 |
| Income before extraordinary items | $1,501,000 | 3,251 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,501,000 | 3,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 11,021 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,501,000 | 3,226 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,481,000 | 5,259 |
| Total interest expense | $1,752,000 | 6,202 |
| Net interest income | $3,729,000 | 4,665 |
| Provision for loan and lease losses | $-225,000 | 12,348 |
| Total noninterest income | $572,000 | 4,822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $406,000 | 3,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 5,884 |
| Total noninterest expense | $2,140,000 | 5,878 |
| Salaries and employee benefits | $1,233,000 | 5,121 |
| Premises and equipment expense | $259,000 | 6,372 |
| Additional noninterest expense | $648,000 | 6,691 |
| Pre-tax net operating income | $2,386,000 | 2,949 |
| Securities gains (losses) | $-5,000 | 9,408 |
| Applicable income taxes | $769,000 | 2,868 |
| Income before extraordinary items | $1,612,000 | 2,982 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,612,000 | 2,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-289,000 | 12,472 |
| Cash dividends | $950,000 | 2,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,615,400 | 3,003 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,459,000 | 5,367 |
| Total interest expense | $1,864,000 | 6,167 |
| Net interest income | $3,595,000 | 4,847 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $582,000 | 5,059 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $384,000 | 3,579 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 5,700 |
| Total noninterest expense | $2,105,000 | 6,076 |
| Salaries and employee benefits | $1,152,000 | 5,425 |
| Premises and equipment expense | $293,000 | 5,976 |
| Additional noninterest expense | $660,000 | 6,870 |
| Pre-tax net operating income | $2,012,000 | 3,293 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $669,000 | 3,253 |
| Income before extraordinary items | $1,343,000 | 3,593 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,343,000 | 3,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 11,050 |
| Cash dividends | $850,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,343,000 | 3,403 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,728,000 | 5,710 |
| Total interest expense | $2,374,000 | 6,241 |
| Net interest income | $3,354,000 | 5,204 |
| Provision for loan and lease losses | $500,000 | 2,991 |
| Total noninterest income | $534,000 | 5,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $383,000 | 3,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 6,621 |
| Total noninterest expense | $2,028,000 | 6,306 |
| Salaries and employee benefits | $1,138,000 | 5,430 |
| Premises and equipment expense | $277,000 | 6,329 |
| Additional noninterest expense | $613,000 | 7,395 |
| Pre-tax net operating income | $1,360,000 | 4,437 |
| Securities gains (losses) | $-9,000 | 13,256 |
| Applicable income taxes | $400,000 | 4,798 |
| Income before extraordinary items | $951,000 | 4,713 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $951,000 | 4,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $531,000 | 2,373 |
| Cash dividends | $750,000 | 2,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $957,300 | 4,359 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.