Home > Hot Springs Bank & Trust Company > Income and Expense
Hot Springs Bank & Trust Company, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,243,000 | 5,285 |
| Total interest expense | $248,000 | 5,323 |
| Net interest income | $1,995,000 | 5,225 |
| Provision for loan and lease losses | $545,000 | 1,434 |
| Total noninterest income | $338,000 | 4,625 |
| Gross Fiduciary activities income | $80,000 | 853 |
| Service charges on deposit accounts | $80,000 | 5,214 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $178,000 | 4,464 |
| Total noninterest expense | $2,569,000 | 4,332 |
| Salaries and employee benefits | $1,223,000 | 4,571 |
| Premises and equipment expense | $441,000 | 3,390 |
| Additional noninterest expense | $905,000 | 4,190 |
| Pre-tax net operating income | $-781,000 | 6,673 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-781,000 | 6,694 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-781,000 | 6,695 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-781,000 | 6,695 |
| Net charge-offs | $739,000 | 1,244 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-781,000 | 6,685 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,534,000 | 5,267 |
| Total interest expense | $178,000 | 5,269 |
| Net interest income | $1,356,000 | 5,198 |
| Provision for loan and lease losses | $515,000 | 1,135 |
| Total noninterest income | $181,000 | 4,989 |
| Gross Fiduciary activities income | $55,000 | 858 |
| Service charges on deposit accounts | $55,000 | 5,144 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $71,000 | 5,136 |
| Total noninterest expense | $1,754,000 | 4,284 |
| Salaries and employee benefits | $821,000 | 4,586 |
| Premises and equipment expense | $293,000 | 3,419 |
| Additional noninterest expense | $640,000 | 4,037 |
| Pre-tax net operating income | $-732,000 | 6,745 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-732,000 | 6,767 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-732,000 | 6,769 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-732,000 | 6,768 |
| Net charge-offs | $661,000 | 1,039 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-732,000 | 6,751 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $769,000 | 5,304 |
| Total interest expense | $93,000 | 5,282 |
| Net interest income | $676,000 | 5,231 |
| Provision for loan and lease losses | $238,000 | 1,192 |
| Total noninterest income | $67,000 | 5,400 |
| Gross Fiduciary activities income | $26,000 | 879 |
| Service charges on deposit accounts | $30,000 | 4,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $11,000 | 6,093 |
| Total noninterest expense | $917,000 | 4,216 |
| Salaries and employee benefits | $419,000 | 4,567 |
| Premises and equipment expense | $151,000 | 3,367 |
| Additional noninterest expense | $347,000 | 3,871 |
| Pre-tax net operating income | $-412,000 | 6,837 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-412,000 | 6,854 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-412,000 | 6,855 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-412,000 | 6,855 |
| Net charge-offs | $649,000 | 647 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-412,000 | 6,838 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,662,000 | 5,089 |
| Total interest expense | $559,000 | 4,908 |
| Net interest income | $3,103,000 | 5,022 |
| Provision for loan and lease losses | $305,000 | 3,332 |
| Total noninterest income | $707,000 | 3,873 |
| Gross Fiduciary activities income | $118,000 | 859 |
| Service charges on deposit accounts | $151,000 | 4,766 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $438,000 | 3,525 |
| Total noninterest expense | $3,633,000 | 4,284 |
| Salaries and employee benefits | $1,758,000 | 4,455 |
| Premises and equipment expense | $580,000 | 3,468 |
| Additional noninterest expense | $1,295,000 | 4,163 |
| Pre-tax net operating income | $-128,000 | 6,307 |
| Securities gains (losses) | $62,000 | 2,589 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-66,000 | 6,387 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-66,000 | 6,380 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-66,000 | 6,382 |
| Net charge-offs | $132,000 | 4,176 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-128,000 | 6,321 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,796,000 | 5,125 |
| Total interest expense | $455,000 | 4,862 |
| Net interest income | $2,341,000 | 5,094 |
| Provision for loan and lease losses | $140,000 | 3,959 |
| Total noninterest income | $535,000 | 3,883 |
| Gross Fiduciary activities income | $86,000 | 859 |
| Service charges on deposit accounts | $115,000 | 4,816 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $334,000 | 3,537 |
| Total noninterest expense | $2,733,000 | 4,301 |
| Salaries and employee benefits | $1,325,000 | 4,464 |
| Premises and equipment expense | $432,000 | 3,524 |
| Additional noninterest expense | $976,000 | 4,158 |
| Pre-tax net operating income | $3,000 | 6,261 |
| Securities gains (losses) | $62,000 | 2,306 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $65,000 | 6,230 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $65,000 | 6,228 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $65,000 | 6,229 |
| Net charge-offs | $80,000 | 4,173 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,000 | 6,267 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,882,000 | 5,134 |
| Total interest expense | $334,000 | 4,750 |
| Net interest income | $1,548,000 | 5,134 |
| Provision for loan and lease losses | $100,000 | 3,821 |
| Total noninterest income | $367,000 | 3,829 |
| Gross Fiduciary activities income | $55,000 | 874 |
| Service charges on deposit accounts | $77,000 | 4,795 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $235,000 | 3,434 |
| Total noninterest expense | $1,808,000 | 4,344 |
| Salaries and employee benefits | $887,000 | 4,478 |
| Premises and equipment expense | $259,000 | 3,775 |
| Additional noninterest expense | $662,000 | 4,148 |
| Pre-tax net operating income | $7,000 | 6,281 |
| Securities gains (losses) | $62,000 | 1,901 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $69,000 | 6,128 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $69,000 | 6,128 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $69,000 | 6,128 |
| Net charge-offs | $3,000 | 5,275 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $7,000 | 6,299 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,009,000 | 5,012 |
| Total interest expense | $178,000 | 4,705 |
| Net interest income | $831,000 | 5,006 |
| Provision for loan and lease losses | $70,000 | 3,343 |
| Total noninterest income | $212,000 | 3,536 |
| Gross Fiduciary activities income | $29,000 | 877 |
| Service charges on deposit accounts | $40,000 | 4,716 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $143,000 | 3,133 |
| Total noninterest expense | $883,000 | 4,439 |
| Salaries and employee benefits | $436,000 | 4,546 |
| Premises and equipment expense | $126,000 | 3,868 |
| Additional noninterest expense | $321,000 | 4,203 |
| Pre-tax net operating income | $90,000 | 5,514 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $90,000 | 5,498 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $90,000 | 5,498 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $90,000 | 5,498 |
| Net charge-offs | $-3,000 | 6,199 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $90,000 | 5,337 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,128,000 | 5,072 |
| Total interest expense | $930,000 | 4,566 |
| Net interest income | $3,198,000 | 5,112 |
| Provision for loan and lease losses | $1,375,000 | 2,004 |
| Total noninterest income | $-41,000 | 7,044 |
| Gross Fiduciary activities income | $115,000 | 825 |
| Service charges on deposit accounts | $131,000 | 5,112 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-287,000 | 7,010 |
| Total noninterest expense | $4,080,000 | 4,064 |
| Salaries and employee benefits | $1,802,000 | 4,442 |
| Premises and equipment expense | $514,000 | 3,958 |
| Additional noninterest expense | $1,764,000 | 3,450 |
| Pre-tax net operating income | $-2,298,000 | 6,831 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-2,298,000 | 6,874 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,298,000 | 6,873 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,298,000 | 6,874 |
| Net charge-offs | $1,118,000 | 2,227 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $3,500,000 | 186 |
| Net operating income | $-2,298,000 | 6,861 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,110,000 | 5,112 |
| Total interest expense | $735,000 | 4,563 |
| Net interest income | $2,375,000 | 5,178 |
| Provision for loan and lease losses | $975,000 | 1,998 |
| Total noninterest income | $-103,000 | 7,204 |
| Gross Fiduciary activities income | $85,000 | 815 |
| Service charges on deposit accounts | $92,000 | 5,253 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-280,000 | 7,165 |
| Total noninterest expense | $2,911,000 | 4,195 |
| Salaries and employee benefits | $1,333,000 | 4,484 |
| Premises and equipment expense | $383,000 | 4,030 |
| Additional noninterest expense | $1,195,000 | 3,699 |
| Pre-tax net operating income | $-1,614,000 | 6,944 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,614,000 | 7,002 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,614,000 | 7,003 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,614,000 | 7,003 |
| Net charge-offs | $614,000 | 2,438 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $3,500,000 | 153 |
| Net operating income | $-1,614,000 | 6,979 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,109,000 | 5,115 |
| Total interest expense | $524,000 | 4,512 |
| Net interest income | $1,585,000 | 5,209 |
| Provision for loan and lease losses | $875,000 | 1,635 |
| Total noninterest income | $-182,000 | 7,341 |
| Gross Fiduciary activities income | $56,000 | 833 |
| Service charges on deposit accounts | $58,000 | 5,319 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-296,000 | 7,316 |
| Total noninterest expense | $1,964,000 | 4,215 |
| Salaries and employee benefits | $889,000 | 4,522 |
| Premises and equipment expense | $252,000 | 4,084 |
| Additional noninterest expense | $823,000 | 3,675 |
| Pre-tax net operating income | $-1,436,000 | 7,086 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-1,436,000 | 7,129 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,436,000 | 7,130 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,436,000 | 7,130 |
| Net charge-offs | $199,000 | 3,125 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $3,500,000 | 74 |
| Net operating income | $-1,436,000 | 7,114 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,063,000 | 5,114 |
| Total interest expense | $278,000 | 4,502 |
| Net interest income | $785,000 | 5,222 |
| Provision for loan and lease losses | $700,000 | 1,128 |
| Total noninterest income | $84,000 | 5,202 |
| Gross Fiduciary activities income | $28,000 | 840 |
| Service charges on deposit accounts | $26,000 | 5,445 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $30,000 | 5,389 |
| Total noninterest expense | $916,000 | 4,432 |
| Salaries and employee benefits | $446,000 | 4,524 |
| Premises and equipment expense | $127,000 | 4,116 |
| Additional noninterest expense | $343,000 | 4,150 |
| Pre-tax net operating income | $-747,000 | 7,196 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-747,000 | 7,230 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-747,000 | 7,230 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-747,000 | 7,231 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-747,000 | 7,223 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,866,000 | 4,894 |
| Total interest expense | $1,370,000 | 4,483 |
| Net interest income | $3,496,000 | 4,950 |
| Provision for loan and lease losses | $809,000 | 3,391 |
| Total noninterest income | $281,000 | 5,489 |
| Gross Fiduciary activities income | $115,000 | 854 |
| Service charges on deposit accounts | $135,000 | 5,086 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $31,000 | 6,406 |
| Total noninterest expense | $3,855,000 | 4,313 |
| Salaries and employee benefits | $1,708,000 | 4,673 |
| Premises and equipment expense | $548,000 | 3,959 |
| Additional noninterest expense | $1,599,000 | 3,835 |
| Pre-tax net operating income | $-887,000 | 6,428 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-887,000 | 6,538 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-887,000 | 6,539 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-887,000 | 6,539 |
| Net charge-offs | $679,000 | 3,211 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 1,035 |
| Net operating income | $-887,000 | 6,501 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,725,000 | 4,932 |
| Total interest expense | $1,045,000 | 4,591 |
| Net interest income | $2,680,000 | 4,948 |
| Provision for loan and lease losses | $869,000 | 2,731 |
| Total noninterest income | $243,000 | 5,375 |
| Gross Fiduciary activities income | $85,000 | 839 |
| Service charges on deposit accounts | $103,000 | 5,134 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $55,000 | 5,896 |
| Total noninterest expense | $2,531,000 | 4,713 |
| Salaries and employee benefits | $1,257,000 | 4,777 |
| Premises and equipment expense | $400,000 | 4,097 |
| Additional noninterest expense | $874,000 | 4,675 |
| Pre-tax net operating income | $-477,000 | 6,535 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-477,000 | 6,653 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-477,000 | 6,653 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-477,000 | 6,653 |
| Net charge-offs | $769,000 | 2,511 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-477,000 | 6,587 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,473,000 | 4,980 |
| Total interest expense | $668,000 | 4,812 |
| Net interest income | $1,805,000 | 4,938 |
| Provision for loan and lease losses | $752,000 | 2,272 |
| Total noninterest income | $184,000 | 5,163 |
| Gross Fiduciary activities income | $56,000 | 856 |
| Service charges on deposit accounts | $65,000 | 5,229 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $63,000 | 5,311 |
| Total noninterest expense | $1,676,000 | 4,731 |
| Salaries and employee benefits | $806,000 | 4,907 |
| Premises and equipment expense | $286,000 | 3,942 |
| Additional noninterest expense | $584,000 | 4,654 |
| Pre-tax net operating income | $-439,000 | 6,703 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-439,000 | 6,817 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-439,000 | 6,819 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-439,000 | 6,818 |
| Net charge-offs | $256,000 | 3,248 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-439,000 | 6,771 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,258,000 | 4,999 |
| Total interest expense | $340,000 | 4,897 |
| Net interest income | $918,000 | 4,917 |
| Provision for loan and lease losses | $321,000 | 2,312 |
| Total noninterest income | $123,000 | 4,660 |
| Gross Fiduciary activities income | $24,000 | 887 |
| Service charges on deposit accounts | $37,000 | 5,011 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $62,000 | 4,332 |
| Total noninterest expense | $856,000 | 4,725 |
| Salaries and employee benefits | $421,000 | 4,850 |
| Premises and equipment expense | $136,000 | 4,147 |
| Additional noninterest expense | $299,000 | 4,593 |
| Pre-tax net operating income | $-136,000 | 6,726 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-136,000 | 6,828 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-136,000 | 6,829 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-136,000 | 6,828 |
| Net charge-offs | $40,000 | 3,918 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-136,000 | 6,783 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,261,000 | 4,984 |
| Total interest expense | $1,847,000 | 4,680 |
| Net interest income | $3,414,000 | 5,022 |
| Provision for loan and lease losses | $1,268,000 | 3,126 |
| Total noninterest income | $271,000 | 5,773 |
| Gross Fiduciary activities income | $59,000 | 939 |
| Service charges on deposit accounts | $113,000 | 5,582 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $99,000 | 5,655 |
| Total noninterest expense | $3,087,000 | 5,089 |
| Salaries and employee benefits | $1,550,000 | 5,087 |
| Premises and equipment expense | $499,000 | 4,388 |
| Additional noninterest expense | $1,038,000 | 5,149 |
| Pre-tax net operating income | $-670,000 | 6,092 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-670,000 | 6,177 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-670,000 | 6,176 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-670,000 | 6,176 |
| Net charge-offs | $543,000 | 3,678 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $3,079,000 | 260 |
| Net operating income | $-670,000 | 6,183 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,946,000 | 5,056 |
| Total interest expense | $1,491,000 | 4,618 |
| Net interest income | $2,455,000 | 5,157 |
| Provision for loan and lease losses | $363,000 | 4,316 |
| Total noninterest income | $190,000 | 5,981 |
| Gross Fiduciary activities income | $40,000 | 942 |
| Service charges on deposit accounts | $77,000 | 5,761 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $73,000 | 5,808 |
| Total noninterest expense | $2,212,000 | 5,237 |
| Salaries and employee benefits | $1,165,000 | 5,130 |
| Premises and equipment expense | $374,000 | 4,422 |
| Additional noninterest expense | $673,000 | 5,520 |
| Pre-tax net operating income | $70,000 | 5,412 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $70,000 | 5,466 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $70,000 | 5,466 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $70,000 | 5,466 |
| Net charge-offs | $13,000 | 6,424 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $2,806,000 | 232 |
| Net operating income | $70,000 | 5,412 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,603,000 | 5,129 |
| Total interest expense | $1,043,000 | 4,611 |
| Net interest income | $1,560,000 | 5,304 |
| Provision for loan and lease losses | $125,000 | 4,998 |
| Total noninterest income | $129,000 | 5,980 |
| Gross Fiduciary activities income | $28,000 | 950 |
| Service charges on deposit accounts | $51,000 | 5,772 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $50,000 | 5,847 |
| Total noninterest expense | $1,449,000 | 5,340 |
| Salaries and employee benefits | $785,000 | 5,159 |
| Premises and equipment expense | $246,000 | 4,501 |
| Additional noninterest expense | $418,000 | 5,716 |
| Pre-tax net operating income | $115,000 | 5,125 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $115,000 | 5,090 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $115,000 | 5,088 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $115,000 | 5,089 |
| Net charge-offs | $1,000 | 6,525 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $115,000 | 5,003 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,306,000 | 5,161 |
| Total interest expense | $544,000 | 4,604 |
| Net interest income | $762,000 | 5,363 |
| Provision for loan and lease losses | $40,000 | 5,160 |
| Total noninterest income | $65,000 | 5,965 |
| Gross Fiduciary activities income | $14,000 | 953 |
| Service charges on deposit accounts | $26,000 | 5,712 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $25,000 | 5,902 |
| Total noninterest expense | $705,000 | 5,372 |
| Salaries and employee benefits | $396,000 | 5,178 |
| Premises and equipment expense | $127,000 | 4,475 |
| Additional noninterest expense | $182,000 | 5,833 |
| Pre-tax net operating income | $82,000 | 5,223 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $82,000 | 5,192 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $82,000 | 5,197 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $82,000 | 5,196 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $82,000 | 5,025 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,856,000 | 5,549 |
| Total interest expense | $2,473,000 | 4,780 |
| Net interest income | $2,383,000 | 6,008 |
| Provision for loan and lease losses | $280,000 | 4,739 |
| Total noninterest income | $236,000 | 6,234 |
| Gross Fiduciary activities income | $55,000 | 963 |
| Service charges on deposit accounts | $91,000 | 6,024 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $90,000 | 6,062 |
| Total noninterest expense | $2,677,000 | 5,453 |
| Salaries and employee benefits | $1,499,000 | 5,337 |
| Premises and equipment expense | $500,000 | 4,455 |
| Additional noninterest expense | $678,000 | 5,908 |
| Pre-tax net operating income | $-338,000 | 6,659 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-338,000 | 6,604 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-338,000 | 6,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 1,005 |
| Net operating income | $-338,000 | 6,751 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,449,000 | 5,763 |
| Total interest expense | $1,839,000 | 4,915 |
| Net interest income | $1,610,000 | 6,314 |
| Provision for loan and lease losses | $239,000 | 3,921 |
| Total noninterest income | $170,000 | 6,412 |
| Gross Fiduciary activities income | $41,000 | 962 |
| Service charges on deposit accounts | $62,000 | 6,184 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $67,000 | 6,203 |
| Total noninterest expense | $1,894,000 | 5,626 |
| Salaries and employee benefits | $1,089,000 | 5,447 |
| Premises and equipment expense | $306,000 | 5,047 |
| Additional noninterest expense | $499,000 | 5,919 |
| Pre-tax net operating income | $-353,000 | 7,158 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-353,000 | 7,072 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-353,000 | 7,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-353,000 | 7,216 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,155,000 | 5,972 |
| Total interest expense | $1,211,000 | 5,089 |
| Net interest income | $944,000 | 6,599 |
| Provision for loan and lease losses | $103,000 | 4,211 |
| Total noninterest income | $100,000 | 6,661 |
| Gross Fiduciary activities income | $25,000 | 990 |
| Service charges on deposit accounts | $35,000 | 6,396 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $40,000 | 6,423 |
| Total noninterest expense | $1,224,000 | 5,733 |
| Salaries and employee benefits | $698,000 | 5,604 |
| Premises and equipment expense | $200,000 | 5,145 |
| Additional noninterest expense | $326,000 | 5,953 |
| Pre-tax net operating income | $-283,000 | 7,418 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-283,000 | 7,501 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-283,000 | 7,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-283,000 | 7,484 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,063,000 | 6,076 |
| Total interest expense | $615,000 | 5,206 |
| Net interest income | $448,000 | 6,767 |
| Provision for loan and lease losses | $50,000 | 3,776 |
| Total noninterest income | $48,000 | 6,727 |
| Gross Fiduciary activities income | $12,000 | 1,003 |
| Service charges on deposit accounts | $15,000 | 6,545 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $21,000 | 6,395 |
| Total noninterest expense | $559,000 | 6,006 |
| Salaries and employee benefits | $322,000 | 5,889 |
| Premises and equipment expense | $91,000 | 5,433 |
| Additional noninterest expense | $146,000 | 6,249 |
| Pre-tax net operating income | $-113,000 | 7,600 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-113,000 | 7,690 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-113,000 | 7,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-113,000 | 7,649 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,802,000 | 6,981 |
| Total interest expense | $1,464,000 | 6,483 |
| Net interest income | $1,338,000 | 7,332 |
| Provision for loan and lease losses | $299,000 | 3,215 |
| Total noninterest income | $284,000 | 6,123 |
| Gross Fiduciary activities income | $28,000 | 1,105 |
| Service charges on deposit accounts | $23,000 | 7,115 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $233,000 | 4,741 |
| Total noninterest expense | $1,996,000 | 6,224 |
| Salaries and employee benefits | $1,067,000 | 6,294 |
| Premises and equipment expense | $335,000 | 5,516 |
| Additional noninterest expense | $594,000 | 6,144 |
| Pre-tax net operating income | $-673,000 | 7,913 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-673,000 | 7,988 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-673,000 | 7,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,483 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $103,000 | 924 |
| Net operating income | $-673,000 | 7,980 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,838,000 | 7,295 |
| Total interest expense | $904,000 | 6,892 |
| Net interest income | $934,000 | 7,494 |
| Provision for loan and lease losses | $198,000 | 3,034 |
| Total noninterest income | $215,000 | 6,165 |
| Gross Fiduciary activities income | $19,000 | 1,088 |
| Service charges on deposit accounts | $13,000 | 7,222 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $183,000 | 4,668 |
| Total noninterest expense | $1,382,000 | 6,403 |
| Salaries and employee benefits | $752,000 | 6,424 |
| Premises and equipment expense | $208,000 | 5,982 |
| Additional noninterest expense | $422,000 | 6,256 |
| Pre-tax net operating income | $-431,000 | 8,039 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-431,000 | 8,101 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-431,000 | 8,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 958 |
| Net operating income | $-431,000 | 8,087 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,110,000 | 7,487 |
| Total interest expense | $524,000 | 7,140 |
| Net interest income | $586,000 | 7,641 |
| Provision for loan and lease losses | $67,000 | 3,886 |
| Total noninterest income | $126,000 | 6,452 |
| Gross Fiduciary activities income | $11,000 | 1,126 |
| Service charges on deposit accounts | $6,000 | 7,346 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $109,000 | 4,968 |
| Total noninterest expense | $847,000 | 6,675 |
| Salaries and employee benefits | $464,000 | 6,655 |
| Premises and equipment expense | $123,000 | 6,299 |
| Additional noninterest expense | $260,000 | 6,487 |
| Pre-tax net operating income | $-202,000 | 8,086 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-202,000 | 8,120 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-202,000 | 8,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 808 |
| Net operating income | $-202,000 | 8,109 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $520,000 | 7,621 |
| Total interest expense | $240,000 | 7,311 |
| Net interest income | $280,000 | 7,746 |
| Provision for loan and lease losses | $35,000 | 3,592 |
| Total noninterest income | $67,000 | 6,329 |
| Gross Fiduciary activities income | $4,000 | 1,141 |
| Service charges on deposit accounts | $3,000 | 7,373 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $60,000 | 4,749 |
| Total noninterest expense | $405,000 | 6,802 |
| Salaries and employee benefits | $211,000 | 6,911 |
| Premises and equipment expense | $69,000 | 6,070 |
| Additional noninterest expense | $125,000 | 6,594 |
| Pre-tax net operating income | $-93,000 | 8,139 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-93,000 | 8,171 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-93,000 | 8,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-93,000 | 8,157 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,074,000 | 8,229 |
| Total interest expense | $331,000 | 8,245 |
| Net interest income | $743,000 | 8,150 |
| Provision for loan and lease losses | $219,000 | 3,373 |
| Total noninterest income | $168,000 | 7,170 |
| Gross Fiduciary activities income | $16,000 | 1,208 |
| Service charges on deposit accounts | $4,000 | 7,527 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $148,000 | 5,635 |
| Total noninterest expense | $1,227,000 | 7,340 |
| Salaries and employee benefits | $664,000 | 7,390 |
| Premises and equipment expense | $132,000 | 7,465 |
| Additional noninterest expense | $431,000 | 6,912 |
| Pre-tax net operating income | $-535,000 | 8,278 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-535,000 | 8,310 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-535,000 | 8,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $2,020,000 | 405 |
| Net operating income | $-535,000 | 8,306 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $660,000 | 8,424 |
| Total interest expense | $170,000 | 8,442 |
| Net interest income | $490,000 | 8,336 |
| Provision for loan and lease losses | $150,000 | 3,386 |
| Total noninterest income | $109,000 | 7,404 |
| Gross Fiduciary activities income | $13,000 | 1,175 |
| Service charges on deposit accounts | $2,000 | 7,617 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $94,000 | 5,957 |
| Total noninterest expense | $878,000 | 7,444 |
| Salaries and employee benefits | $461,000 | 7,543 |
| Premises and equipment expense | $103,000 | 7,419 |
| Additional noninterest expense | $314,000 | 7,000 |
| Pre-tax net operating income | $-429,000 | 8,406 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-429,000 | 8,434 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-429,000 | 8,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $2,012,000 | 305 |
| Net operating income | $-429,000 | 8,424 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $355,000 | 8,560 |
| Total interest expense | $77,000 | 8,571 |
| Net interest income | $278,000 | 8,504 |
| Provision for loan and lease losses | $80,000 | 3,718 |
| Total noninterest income | $54,000 | 7,788 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,000 | 7,650 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $53,000 | 6,289 |
| Total noninterest expense | $569,000 | 7,531 |
| Salaries and employee benefits | $310,000 | 7,568 |
| Premises and equipment expense | $61,000 | 7,602 |
| Additional noninterest expense | $198,000 | 7,120 |
| Pre-tax net operating income | $-317,000 | 8,481 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-317,000 | 8,505 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-317,000 | 8,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $2,012,000 | 212 |
| Net operating income | $-317,000 | 8,503 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $126,000 | 8,678 |
| Total interest expense | $23,000 | 8,664 |
| Net interest income | $103,000 | 8,630 |
| Provision for loan and lease losses | $20,000 | 4,517 |
| Total noninterest income | $16,000 | 8,235 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,000 |
| Total noninterest expense | $277,000 | 7,603 |
| Salaries and employee benefits | $139,000 | 7,767 |
| Premises and equipment expense | $30,000 | 7,633 |
| Additional noninterest expense | $108,000 | 6,919 |
| Pre-tax net operating income | $-178,000 | 8,523 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-178,000 | 8,548 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-178,000 | 8,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $1,663,000 | 124 |
| Net operating income | $-178,000 | 8,538 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,000 | 8,831 |
| Total interest expense | $0 | 8,817 |
| Net interest income | $9,000 | 8,827 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $0 | 8,769 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,688 |
| Total noninterest expense | $369,000 | 8,697 |
| Salaries and employee benefits | $217,000 | 8,668 |
| Premises and equipment expense | $18,000 | 8,738 |
| Additional noninterest expense | $134,000 | 8,568 |
| Pre-tax net operating income | $-360,000 | 8,448 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-360,000 | 8,484 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-360,000 | 8,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $7,399,000 | 250 |
| Net operating income | $-360,000 | 8,464 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,263,000 | 4,723 |
| Total interest expense | $1,422,000 | 4,462 |
| Net interest income | $2,841,000 | 4,795 |
| Provision for loan and lease losses | $20,000 | 6,139 |
| Total noninterest income | $551,000 | 4,264 |
| Gross Fiduciary activities income | $12,000 | 1,190 |
| Service charges on deposit accounts | $228,000 | 4,166 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $311,000 | 3,738 |
| Total noninterest expense | $2,122,000 | 4,939 |
| Salaries and employee benefits | $1,065,000 | 5,211 |
| Premises and equipment expense | $311,000 | 4,718 |
| Additional noninterest expense | $746,000 | 4,425 |
| Pre-tax net operating income | $1,250,000 | 4,213 |
| Securities gains (losses) | $25,000 | 1,139 |
| Applicable income taxes | $280,000 | 3,911 |
| Income before extraordinary items | $995,000 | 4,172 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $995,000 | 4,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,945 |
| Cash dividends | $734,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $975,500 | 4,179 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,788,000 | 4,730 |
| Total interest expense | $903,000 | 4,440 |
| Net interest income | $1,885,000 | 4,786 |
| Provision for loan and lease losses | $17,000 | 5,817 |
| Total noninterest income | $364,000 | 4,274 |
| Gross Fiduciary activities income | $11,000 | 1,150 |
| Service charges on deposit accounts | $145,000 | 4,231 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $208,000 | 3,697 |
| Total noninterest expense | $1,430,000 | 4,888 |
| Salaries and employee benefits | $703,000 | 5,236 |
| Premises and equipment expense | $209,000 | 4,666 |
| Additional noninterest expense | $518,000 | 4,253 |
| Pre-tax net operating income | $802,000 | 4,280 |
| Securities gains (losses) | $12,000 | 1,290 |
| Applicable income taxes | $172,000 | 4,044 |
| Income before extraordinary items | $642,000 | 4,244 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $642,000 | 4,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,193 |
| Cash dividends | $457,000 | 2,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $632,520 | 4,230 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,329,000 | 4,847 |
| Total interest expense | $421,000 | 4,516 |
| Net interest income | $908,000 | 4,930 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $154,000 | 4,641 |
| Gross Fiduciary activities income | $7,000 | 1,108 |
| Service charges on deposit accounts | $71,000 | 4,223 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $76,000 | 4,289 |
| Total noninterest expense | $713,000 | 4,928 |
| Salaries and employee benefits | $354,000 | 5,256 |
| Premises and equipment expense | $98,000 | 4,931 |
| Additional noninterest expense | $261,000 | 4,224 |
| Pre-tax net operating income | $349,000 | 4,605 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $64,000 | 4,424 |
| Income before extraordinary items | $286,000 | 4,505 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $286,000 | 4,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $206,000 | 2,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $285,180 | 4,469 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,175,000 | 4,726 |
| Total interest expense | $1,290,000 | 4,915 |
| Net interest income | $3,885,000 | 4,575 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $524,000 | 5,150 |
| Gross Fiduciary activities income | $95,000 | 946 |
| Service charges on deposit accounts | $305,000 | 4,273 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $124,000 | 6,044 |
| Total noninterest expense | $2,768,000 | 4,938 |
| Salaries and employee benefits | $1,299,000 | 5,436 |
| Premises and equipment expense | $374,000 | 4,988 |
| Additional noninterest expense | $1,095,000 | 4,030 |
| Pre-tax net operating income | $1,641,000 | 4,028 |
| Securities gains (losses) | $46,000 | 1,813 |
| Applicable income taxes | $228,000 | 4,583 |
| Income before extraordinary items | $1,459,000 | 3,703 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,459,000 | 3,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,079 |
| Cash dividends | $1,002,000 | 2,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,419,440 | 3,711 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,911,000 | 4,678 |
| Total interest expense | $925,000 | 5,005 |
| Net interest income | $2,986,000 | 4,491 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $343,000 | 5,529 |
| Gross Fiduciary activities income | $13,000 | 1,207 |
| Service charges on deposit accounts | $236,000 | 4,239 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $94,000 | 6,030 |
| Total noninterest expense | $2,009,000 | 5,018 |
| Salaries and employee benefits | $959,000 | 5,457 |
| Premises and equipment expense | $247,000 | 5,378 |
| Additional noninterest expense | $803,000 | 4,071 |
| Pre-tax net operating income | $1,320,000 | 3,908 |
| Securities gains (losses) | $48,000 | 1,694 |
| Applicable income taxes | $95,000 | 5,402 |
| Income before extraordinary items | $1,273,000 | 3,393 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,273,000 | 3,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,223 |
| Cash dividends | $833,000 | 1,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,228,360 | 3,397 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,632,000 | 4,665 |
| Total interest expense | $621,000 | 5,006 |
| Net interest income | $2,011,000 | 4,462 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $221,000 | 5,603 |
| Gross Fiduciary activities income | $13,000 | 1,150 |
| Service charges on deposit accounts | $156,000 | 4,235 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $52,000 | 6,365 |
| Total noninterest expense | $1,281,000 | 5,194 |
| Salaries and employee benefits | $637,000 | 5,501 |
| Premises and equipment expense | $145,000 | 5,764 |
| Additional noninterest expense | $499,000 | 4,316 |
| Pre-tax net operating income | $951,000 | 3,649 |
| Securities gains (losses) | $26,000 | 1,881 |
| Applicable income taxes | $125,000 | 4,546 |
| Income before extraordinary items | $852,000 | 3,361 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $852,000 | 3,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,183 |
| Cash dividends | $616,000 | 1,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $829,380 | 3,346 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,318,000 | 4,674 |
| Total interest expense | $325,000 | 4,928 |
| Net interest income | $993,000 | 4,503 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $115,000 | 5,443 |
| Gross Fiduciary activities income | $8,000 | 1,128 |
| Service charges on deposit accounts | $80,000 | 4,116 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $27,000 | 6,301 |
| Total noninterest expense | $650,000 | 5,164 |
| Salaries and employee benefits | $310,000 | 5,642 |
| Premises and equipment expense | $61,000 | 6,270 |
| Additional noninterest expense | $279,000 | 3,970 |
| Pre-tax net operating income | $458,000 | 3,745 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $57,000 | 4,676 |
| Income before extraordinary items | $401,000 | 3,487 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $401,000 | 3,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $181,000 | 2,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $401,000 | 3,390 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,517,000 | 4,562 |
| Total interest expense | $1,876,000 | 4,219 |
| Net interest income | $3,641,000 | 4,666 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $488,000 | 5,508 |
| Gross Fiduciary activities income | $11,000 | 1,340 |
| Service charges on deposit accounts | $312,000 | 4,206 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $165,000 | 5,660 |
| Total noninterest expense | $2,544,000 | 5,158 |
| Salaries and employee benefits | $1,233,000 | 5,545 |
| Premises and equipment expense | $295,000 | 5,705 |
| Additional noninterest expense | $1,016,000 | 4,215 |
| Pre-tax net operating income | $1,585,000 | 3,981 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $189,000 | 5,001 |
| Income before extraordinary items | $1,396,000 | 3,734 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,396,000 | 3,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,670 |
| Cash dividends | $4,203,000 | 753 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,396,000 | 3,580 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,198,000 | 4,572 |
| Total interest expense | $1,504,000 | 4,129 |
| Net interest income | $2,694,000 | 4,732 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $347,000 | 5,689 |
| Gross Fiduciary activities income | $11,000 | 1,277 |
| Service charges on deposit accounts | $225,000 | 4,320 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $111,000 | 5,889 |
| Total noninterest expense | $1,886,000 | 5,181 |
| Salaries and employee benefits | $915,000 | 5,542 |
| Premises and equipment expense | $216,000 | 5,767 |
| Additional noninterest expense | $755,000 | 4,240 |
| Pre-tax net operating income | $1,155,000 | 4,183 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $114,000 | 5,428 |
| Income before extraordinary items | $1,041,000 | 3,886 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,041,000 | 3,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,530 |
| Cash dividends | $771,000 | 2,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,041,000 | 3,727 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,861,000 | 4,529 |
| Total interest expense | $1,069,000 | 4,035 |
| Net interest income | $1,792,000 | 4,726 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $203,000 | 5,966 |
| Gross Fiduciary activities income | $10,000 | 1,227 |
| Service charges on deposit accounts | $152,000 | 4,248 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $41,000 | 6,905 |
| Total noninterest expense | $1,228,000 | 5,250 |
| Salaries and employee benefits | $613,000 | 5,546 |
| Premises and equipment expense | $146,000 | 5,746 |
| Additional noninterest expense | $469,000 | 4,451 |
| Pre-tax net operating income | $767,000 | 4,170 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $75,000 | 5,484 |
| Income before extraordinary items | $692,000 | 3,896 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $692,000 | 3,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,535 |
| Cash dividends | $512,000 | 2,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $692,000 | 3,707 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,467,000 | 4,485 |
| Total interest expense | $566,000 | 3,954 |
| Net interest income | $901,000 | 4,703 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $69,000 | 6,751 |
| Gross Fiduciary activities income | $6,000 | 1,199 |
| Service charges on deposit accounts | $78,000 | 4,130 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-15,000 | 9,286 |
| Total noninterest expense | $603,000 | 5,321 |
| Salaries and employee benefits | $298,000 | 5,644 |
| Premises and equipment expense | $80,000 | 5,448 |
| Additional noninterest expense | $225,000 | 4,564 |
| Pre-tax net operating income | $367,000 | 4,257 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $33,000 | 5,621 |
| Income before extraordinary items | $335,000 | 3,929 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $335,000 | 3,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $176,000 | 2,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $334,090 | 3,760 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,770,000 | 4,163 |
| Total interest expense | $2,801,000 | 3,742 |
| Net interest income | $3,969,000 | 4,374 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $463,000 | 5,428 |
| Gross Fiduciary activities income | $10,000 | 1,406 |
| Service charges on deposit accounts | $308,000 | 4,169 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $145,000 | 5,673 |
| Total noninterest expense | $2,459,000 | 5,136 |
| Salaries and employee benefits | $1,220,000 | 5,420 |
| Premises and equipment expense | $305,000 | 5,529 |
| Additional noninterest expense | $934,000 | 4,412 |
| Pre-tax net operating income | $1,973,000 | 3,468 |
| Securities gains (losses) | $28,000 | 2,890 |
| Applicable income taxes | $309,000 | 4,392 |
| Income before extraordinary items | $1,692,000 | 3,195 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,692,000 | 3,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,119 |
| Cash dividends | $1,252,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,668,200 | 3,123 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,032,000 | 4,011 |
| Total interest expense | $4,851,000 | 3,232 |
| Net interest income | $3,181,000 | 4,862 |
| Provision for loan and lease losses | $230,000 | 3,830 |
| Total noninterest income | $561,000 | 4,758 |
| Gross Fiduciary activities income | $74,000 | 1,061 |
| Service charges on deposit accounts | $326,000 | 3,951 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $161,000 | 5,396 |
| Total noninterest expense | $2,411,000 | 5,087 |
| Salaries and employee benefits | $1,183,000 | 5,382 |
| Premises and equipment expense | $265,000 | 5,907 |
| Additional noninterest expense | $963,000 | 4,192 |
| Pre-tax net operating income | $1,101,000 | 4,648 |
| Securities gains (losses) | $231,000 | 1,080 |
| Applicable income taxes | $85,000 | 6,194 |
| Income before extraordinary items | $1,247,000 | 3,697 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,247,000 | 3,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 2,613 |
| Cash dividends | $913,000 | 2,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,029,860 | 4,096 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,093,000 | 4,088 |
| Total interest expense | $4,989,000 | 3,322 |
| Net interest income | $3,104,000 | 5,025 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $383,000 | 5,639 |
| Gross Fiduciary activities income | $14,000 | 1,182 |
| Service charges on deposit accounts | $262,000 | 4,406 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $107,000 | 6,272 |
| Total noninterest expense | $2,352,000 | 5,072 |
| Salaries and employee benefits | $1,167,000 | 5,339 |
| Premises and equipment expense | $316,000 | 5,266 |
| Additional noninterest expense | $869,000 | 4,461 |
| Pre-tax net operating income | $1,135,000 | 4,895 |
| Securities gains (losses) | $7,000 | 1,253 |
| Applicable income taxes | $130,000 | 6,160 |
| Income before extraordinary items | $1,012,000 | 4,343 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,012,000 | 4,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $2,000,000 | 1,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,005,770 | 4,371 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,685,000 | 4,080 |
| Total interest expense | $4,271,000 | 3,393 |
| Net interest income | $3,414,000 | 4,723 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $388,000 | 5,720 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $241,000 | 4,621 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 5,652 |
| Total noninterest expense | $2,143,000 | 5,407 |
| Salaries and employee benefits | $1,026,000 | 5,781 |
| Premises and equipment expense | $312,000 | 5,356 |
| Additional noninterest expense | $805,000 | 4,768 |
| Pre-tax net operating income | $1,659,000 | 3,827 |
| Securities gains (losses) | $15,000 | 1,536 |
| Applicable income taxes | $299,000 | 4,832 |
| Income before extraordinary items | $1,375,000 | 3,469 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,375,000 | 3,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,010 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,362,700 | 3,461 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,724,000 | 4,538 |
| Total interest expense | $3,759,000 | 3,874 |
| Net interest income | $2,965,000 | 5,168 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $434,000 | 5,357 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $268,000 | 4,279 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 5,426 |
| Total noninterest expense | $2,120,000 | 5,363 |
| Salaries and employee benefits | $999,000 | 5,799 |
| Premises and equipment expense | $240,000 | 6,105 |
| Additional noninterest expense | $881,000 | 4,363 |
| Pre-tax net operating income | $1,279,000 | 4,677 |
| Securities gains (losses) | $27,000 | 2,200 |
| Applicable income taxes | $268,000 | 5,477 |
| Income before extraordinary items | $1,038,000 | 4,376 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,038,000 | 4,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,598 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,016,670 | 4,361 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,200,000 | 4,932 |
| Total interest expense | $3,118,000 | 4,558 |
| Net interest income | $3,082,000 | 5,193 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $395,000 | 5,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $276,000 | 4,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 6,301 |
| Total noninterest expense | $2,013,000 | 5,639 |
| Salaries and employee benefits | $936,000 | 6,127 |
| Premises and equipment expense | $247,000 | 6,101 |
| Additional noninterest expense | $830,000 | 4,598 |
| Pre-tax net operating income | $1,464,000 | 4,584 |
| Securities gains (losses) | $59,000 | 1,244 |
| Applicable income taxes | $510,000 | 4,161 |
| Income before extraordinary items | $1,013,000 | 4,658 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,013,000 | 4,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,811 |
| Cash dividends | $240,000 | 5,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $973,470 | 4,734 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,809,000 | 5,301 |
| Total interest expense | $2,806,000 | 5,062 |
| Net interest income | $3,003,000 | 5,439 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $311,000 | 6,812 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $218,000 | 5,252 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 7,355 |
| Total noninterest expense | $1,737,000 | 6,527 |
| Salaries and employee benefits | $838,000 | 6,783 |
| Premises and equipment expense | $218,000 | 6,718 |
| Additional noninterest expense | $681,000 | 5,848 |
| Pre-tax net operating income | $1,577,000 | 4,159 |
| Securities gains (losses) | $-4,000 | 9,823 |
| Applicable income taxes | $615,000 | 3,513 |
| Income before extraordinary items | $958,000 | 4,648 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $958,000 | 4,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,336 |
| Cash dividends | $310,000 | 4,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $960,560 | 4,587 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,636,000 | 7,385 |
| Total interest expense | $1,817,000 | 6,852 |
| Net interest income | $1,817,000 | 7,723 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $197,000 | 8,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 6,790 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,088 |
| Total noninterest expense | $1,350,000 | 7,737 |
| Salaries and employee benefits | $549,000 | 8,731 |
| Premises and equipment expense | $146,000 | 8,373 |
| Additional noninterest expense | $655,000 | 6,161 |
| Pre-tax net operating income | $666,000 | 7,502 |
| Securities gains (losses) | $-86,000 | 11,426 |
| Applicable income taxes | $246,000 | 6,705 |
| Income before extraordinary items | $334,000 | 8,621 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $334,000 | 8,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,925 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $4,129,000 | 120 |
| Net operating income | $389,040 | 8,127 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,421,000 | 6,230 |
| Total interest expense | $1,766,000 | 6,155 |
| Net interest income | $2,655,000 | 6,165 |
| Provision for loan and lease losses | $-127,000 | 12,229 |
| Total noninterest income | $615,000 | 4,569 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $241,000 | 5,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $374,000 | 3,555 |
| Total noninterest expense | $2,158,000 | 5,847 |
| Salaries and employee benefits | $908,000 | 6,579 |
| Premises and equipment expense | $199,000 | 7,444 |
| Additional noninterest expense | $1,051,000 | 4,517 |
| Pre-tax net operating income | $1,239,000 | 5,116 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $415,000 | 4,632 |
| Income before extraordinary items | $826,000 | 5,235 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $826,000 | 5,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,341 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $824,660 | 5,300 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,444,000 | 6,373 |
| Total interest expense | $1,776,000 | 6,400 |
| Net interest income | $2,668,000 | 6,224 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $521,000 | 5,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $247,000 | 5,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $274,000 | 4,726 |
| Total noninterest expense | $2,219,000 | 5,824 |
| Salaries and employee benefits | $910,000 | 6,656 |
| Premises and equipment expense | $235,000 | 6,992 |
| Additional noninterest expense | $1,074,000 | 4,633 |
| Pre-tax net operating income | $970,000 | 6,021 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $310,000 | 5,948 |
| Income before extraordinary items | $661,000 | 6,346 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $661,000 | 6,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $330,000 | 4,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $660,320 | 6,116 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,995,000 | 6,394 |
| Total interest expense | $2,088,000 | 6,898 |
| Net interest income | $2,907,000 | 5,864 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $525,000 | 5,454 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $238,000 | 5,314 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $287,000 | 4,547 |
| Total noninterest expense | $2,122,000 | 6,103 |
| Salaries and employee benefits | $957,000 | 6,279 |
| Premises and equipment expense | $228,000 | 7,203 |
| Additional noninterest expense | $937,000 | 5,336 |
| Pre-tax net operating income | $1,310,000 | 4,579 |
| Securities gains (losses) | $29,000 | 5,046 |
| Applicable income taxes | $444,000 | 4,408 |
| Income before extraordinary items | $895,000 | 4,953 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $895,000 | 5,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 9,788 |
| Cash dividends | $440,000 | 3,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $875,570 | 4,718 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.