Home > Horizon Community Bank > Income and Expense

Horizon Community Bank, Income and Expense

2022-09-30 (YTD Data)		Rank
Total interest income	$12,984,000	1,701
Total interest expense	$297,000	3,314
Net interest income	$12,687,000	1,623
Provision for loan and lease losses	$0	2,835
Total noninterest income	$3,553,000	1,254
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$501,000	1,405
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,052,000	1,055
Total noninterest expense	$17,376,000	1,051
Salaries and employee benefits	$9,746,000	1,079
Premises and equipment expense	$1,261,000	1,422
Additional noninterest expense	$3,052,000	1,055
Pre-tax net operating income	$-1,136,000	4,713
Securities gains (losses)	$0	740
Applicable income taxes	$-294,000	4,690
Income before extraordinary items	$-842,000	4,673
Extraordinary gains, net	$0	4
Net income	$-842,000	4,674
Minority interest net income	$0	57
Net income of bank and minority interests.	$-842,000	4,674
Net charge-offs	$-229,000	4,499
Cash dividends	$1,533,000	1,320
Sale, conversion, retirement of capital stock, net	$1,288,000	170
Net operating income	$-842,000	4,692
2022-06-30 (YTD Data)		Rank
Total interest income	$8,401,000	1,699
Total interest expense	$191,000	3,251
Net interest income	$8,210,000	1,628
Provision for loan and lease losses	$0	2,599
Total noninterest income	$2,608,000	1,173
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$335,000	1,379
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,273,000	1,001
Total noninterest expense	$7,682,000	1,434
Salaries and employee benefits	$4,498,000	1,426
Premises and equipment expense	$695,000	1,637
Additional noninterest expense	$2,489,000	1,342
Pre-tax net operating income	$3,136,000	1,681
Securities gains (losses)	$0	687
Applicable income taxes	$812,000	1,158
Income before extraordinary items	$2,324,000	1,804
Extraordinary gains, net	$0	4
Net income	$2,324,000	1,804
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,324,000	1,804
Net charge-offs	$-255,000	4,599
Cash dividends	$1,055,000	1,292
Sale, conversion, retirement of capital stock, net	$1,288,000	130
Net operating income	$2,324,000	1,847
2022-03-31 (YTD Data)		Rank
Total interest income	$4,006,000	1,723
Total interest expense	$98,000	3,209
Net interest income	$3,908,000	1,652
Provision for loan and lease losses	$0	2,285
Total noninterest income	$1,467,000	1,076
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$173,000	1,327
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,294,000	921
Total noninterest expense	$3,912,000	1,413
Salaries and employee benefits	$2,295,000	1,404
Premises and equipment expense	$344,000	1,667
Additional noninterest expense	$1,273,000	1,310
Pre-tax net operating income	$1,463,000	1,663
Securities gains (losses)	$0	623
Applicable income taxes	$354,000	1,182
Income before extraordinary items	$1,109,000	1,788
Extraordinary gains, net	$0	4
Net income	$1,109,000	1,788
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,109,000	1,788
Net charge-offs	$17,000	1,013
Cash dividends	$270,000	1,574
Sale, conversion, retirement of capital stock, net	$1,288,000	68
Net operating income	$1,109,000	1,807
2021-12-31 (YTD Data)		Rank
Total interest income	$17,601,000	1,645
Total interest expense	$646,000	2,809
Net interest income	$16,955,000	1,573
Provision for loan and lease losses	$75,000	2,339
Total noninterest income	$5,107,000	1,298
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$571,000	1,464
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,536,000	1,143
Total noninterest expense	$14,376,000	1,507
Salaries and employee benefits	$8,296,000	1,523
Premises and equipment expense	$1,469,000	1,543
Additional noninterest expense	$4,611,000	1,417
Pre-tax net operating income	$7,611,000	1,540
Securities gains (losses)	$0	2,062
Applicable income taxes	$1,692,000	1,219
Income before extraordinary items	$5,919,000	1,673
Extraordinary gains, net	$0	10
Net income	$5,919,000	1,672
Minority interest net income	$0	74
Net income of bank and minority interests.	$5,919,000	1,673
Net charge-offs	$86,000	1,402
Cash dividends	$1,008,000	2,190
Sale, conversion, retirement of capital stock, net	$127,000	443
Net operating income	$5,919,000	1,648
2021-09-30 (YTD Data)		Rank
Total interest income	$13,392,000	1,654
Total interest expense	$536,000	2,767
Net interest income	$12,856,000	1,578
Provision for loan and lease losses	$75,000	2,140
Total noninterest income	$3,851,000	1,324
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$384,000	1,580
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,467,000	1,163
Total noninterest expense	$10,661,000	1,523
Salaries and employee benefits	$6,132,000	1,537
Premises and equipment expense	$1,121,000	1,552
Additional noninterest expense	$3,408,000	1,434
Pre-tax net operating income	$5,971,000	1,557
Securities gains (losses)	$0	2,015
Applicable income taxes	$1,472,000	1,166
Income before extraordinary items	$4,499,000	1,729
Extraordinary gains, net	$0	8
Net income	$4,499,000	1,727
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,499,000	1,729
Net charge-offs	$-10,000	3,659
Cash dividends	$756,000	1,967
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$4,499,000	1,700
2021-06-30 (YTD Data)		Rank
Total interest income	$8,763,000	1,675
Total interest expense	$410,000	2,643
Net interest income	$8,353,000	1,596
Provision for loan and lease losses	$75,000	1,864
Total noninterest income	$2,467,000	1,349
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$209,000	1,746
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,258,000	1,192
Total noninterest expense	$6,969,000	1,541
Salaries and employee benefits	$3,914,000	1,582
Premises and equipment expense	$765,000	1,515
Additional noninterest expense	$2,290,000	1,418
Pre-tax net operating income	$3,776,000	1,592
Securities gains (losses)	$0	1,818
Applicable income taxes	$928,000	1,202
Income before extraordinary items	$2,848,000	1,764
Extraordinary gains, net	$0	6
Net income	$2,848,000	1,764
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,848,000	1,764
Net charge-offs	$-6,000	3,611
Cash dividends	$504,000	1,936
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,848,000	1,737
2021-03-31 (YTD Data)		Rank
Total interest income	$4,563,000	1,620
Total interest expense	$230,000	2,555
Net interest income	$4,333,000	1,539
Provision for loan and lease losses	$75,000	1,426
Total noninterest income	$907,000	1,620
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$102,000	1,759
Trading account gains and fees	NA	NA
Additional Noninterest Income	$805,000	1,462
Total noninterest expense	$3,312,000	1,593
Salaries and employee benefits	$1,840,000	1,656
Premises and equipment expense	$411,000	1,455
Additional noninterest expense	$1,061,000	1,471
Pre-tax net operating income	$1,853,000	1,612
Securities gains (losses)	$0	1,392
Applicable income taxes	$455,000	1,202
Income before extraordinary items	$1,398,000	1,800
Extraordinary gains, net	$0	3
Net income	$1,398,000	1,800
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,398,000	1,800
Net charge-offs	$-10,000	4,067
Cash dividends	$252,000	1,676
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,398,000	1,761
2020-12-31 (YTD Data)		Rank
Total interest income	$17,641,000	1,662
Total interest expense	$1,994,000	1,987
Net interest income	$15,647,000	1,592
Provision for loan and lease losses	$930,000	1,680
Total noninterest income	$4,030,000	1,457
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$443,000	1,752
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,587,000	1,300
Total noninterest expense	$13,785,000	1,512
Salaries and employee benefits	$8,353,000	1,457
Premises and equipment expense	$1,413,000	1,584
Additional noninterest expense	$4,019,000	1,532
Pre-tax net operating income	$4,962,000	1,791
Securities gains (losses)	$0	2,675
Applicable income taxes	$1,045,000	1,400
Income before extraordinary items	$3,917,000	1,950
Extraordinary gains, net	$0	4
Net income	$3,917,000	1,949
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,917,000	1,950
Net charge-offs	$220,000	1,490
Cash dividends	$924,000	2,309
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,917,000	1,900
2020-09-30 (YTD Data)		Rank
Total interest income	$12,879,000	1,707
Total interest expense	$1,688,000	1,912
Net interest income	$11,191,000	1,650
Provision for loan and lease losses	$655,000	1,717
Total noninterest income	$2,984,000	1,428
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$322,000	1,783
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,662,000	1,274
Total noninterest expense	$10,055,000	1,526
Salaries and employee benefits	$6,017,000	1,492
Premises and equipment expense	$1,042,000	1,607
Additional noninterest expense	$2,996,000	1,514
Pre-tax net operating income	$3,465,000	1,858
Securities gains (losses)	$0	2,494
Applicable income taxes	$725,000	1,426
Income before extraordinary items	$2,740,000	2,014
Extraordinary gains, net	$0	4
Net income	$2,740,000	2,014
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,740,000	2,014
Net charge-offs	$235,000	1,163
Cash dividends	$693,000	2,048
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,740,000	1,960
2020-06-30 (YTD Data)		Rank
Total interest income	$8,479,000	1,739
Total interest expense	$1,258,000	1,864
Net interest income	$7,221,000	1,692
Provision for loan and lease losses	$430,000	1,739
Total noninterest income	$1,887,000	1,416
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$217,000	1,801
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,670,000	1,233
Total noninterest expense	$6,543,000	1,548
Salaries and employee benefits	$3,869,000	1,529
Premises and equipment expense	$681,000	1,626
Additional noninterest expense	$1,993,000	1,506
Pre-tax net operating income	$2,135,000	1,909
Securities gains (losses)	$0	2,249
Applicable income taxes	$503,000	1,344
Income before extraordinary items	$1,632,000	2,117
Extraordinary gains, net	$0	4
Net income	$1,632,000	2,117
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,632,000	2,117
Net charge-offs	$196,000	1,019
Cash dividends	$462,000	2,052
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,632,000	2,073
2020-03-31 (YTD Data)		Rank
Total interest income	$4,194,000	1,737
Total interest expense	$725,000	1,807
Net interest income	$3,469,000	1,723
Provision for loan and lease losses	$135,000	1,743
Total noninterest income	$934,000	1,352
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$125,000	1,863
Trading account gains and fees	NA	NA
Additional Noninterest Income	$809,000	1,125
Total noninterest expense	$3,362,000	1,528
Salaries and employee benefits	$2,039,000	1,476
Premises and equipment expense	$331,000	1,691
Additional noninterest expense	$992,000	1,528
Pre-tax net operating income	$906,000	1,979
Securities gains (losses)	$0	1,705
Applicable income taxes	$210,000	1,365
Income before extraordinary items	$696,000	2,180
Extraordinary gains, net	$0	4
Net income	$696,000	2,179
Minority interest net income	$0	56
Net income of bank and minority interests.	$696,000	2,180
Net charge-offs	$35,000	1,356
Cash dividends	$231,000	1,850
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$696,000	2,149
2019-12-31 (YTD Data)		Rank
Total interest income	$16,729,000	1,766
Total interest expense	$3,134,000	1,752
Net interest income	$13,595,000	1,751
Provision for loan and lease losses	$494,000	1,497
Total noninterest income	$4,174,000	1,270
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$504,000	1,915
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,670,000	1,037
Total noninterest expense	$13,311,000	1,502
Salaries and employee benefits	$8,359,000	1,406
Premises and equipment expense	$1,346,000	1,644
Additional noninterest expense	$3,606,000	1,638
Pre-tax net operating income	$3,964,000	2,063
Securities gains (losses)	$0	2,379
Applicable income taxes	$881,000	1,531
Income before extraordinary items	$3,083,000	2,245
Extraordinary gains, net	$0	11
Net income	$3,083,000	2,247
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,083,000	2,247
Net charge-offs	$75,000	2,391
Cash dividends	$924,000	2,445
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,083,000	2,207
2019-09-30 (YTD Data)		Rank
Total interest income	$12,409,000	1,800
Total interest expense	$2,321,000	1,773
Net interest income	$10,088,000	1,793
Provision for loan and lease losses	$399,000	1,360
Total noninterest income	$3,248,000	1,230
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$370,000	1,942
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,878,000	991
Total noninterest expense	$10,074,000	1,493
Salaries and employee benefits	$6,345,000	1,401
Premises and equipment expense	$1,020,000	1,640
Additional noninterest expense	$2,709,000	1,631
Pre-tax net operating income	$2,863,000	2,167
Securities gains (losses)	$0	2,167
Applicable income taxes	$621,000	1,630
Income before extraordinary items	$2,242,000	2,355
Extraordinary gains, net	$0	11
Net income	$2,242,000	2,356
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,242,000	2,356
Net charge-offs	$86,000	1,860
Cash dividends	$693,000	2,194
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,242,000	2,323
2019-06-30 (YTD Data)		Rank
Total interest income	$8,098,000	1,832
Total interest expense	$1,449,000	1,842
Net interest income	$6,649,000	1,813
Provision for loan and lease losses	$256,000	1,361
Total noninterest income	$2,323,000	1,148
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$237,000	1,974
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,086,000	902
Total noninterest expense	$6,753,000	1,493
Salaries and employee benefits	$4,283,000	1,373
Premises and equipment expense	$690,000	1,630
Additional noninterest expense	$1,780,000	1,665
Pre-tax net operating income	$1,963,000	2,119
Securities gains (losses)	$0	1,702
Applicable income taxes	$460,000	1,511
Income before extraordinary items	$1,503,000	2,329
Extraordinary gains, net	$0	11
Net income	$1,503,000	2,329
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,503,000	2,329
Net charge-offs	$62,000	1,691
Cash dividends	$462,000	2,192
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,503,000	2,297
2019-03-31 (YTD Data)		Rank
Total interest income	$3,928,000	1,879
Total interest expense	$653,000	1,941
Net interest income	$3,275,000	1,840
Provision for loan and lease losses	$63,000	1,855
Total noninterest income	$867,000	1,359
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$123,000	1,929
Trading account gains and fees	NA	NA
Additional Noninterest Income	$744,000	1,113
Total noninterest expense	$3,147,000	1,592
Salaries and employee benefits	$1,983,000	1,476
Premises and equipment expense	$328,000	1,725
Additional noninterest expense	$836,000	1,749
Pre-tax net operating income	$932,000	2,150
Securities gains (losses)	$0	1,087
Applicable income taxes	$218,000	1,516
Income before extraordinary items	$714,000	2,339
Extraordinary gains, net	$0	5
Net income	$714,000	2,338
Minority interest net income	$0	52
Net income of bank and minority interests.	$714,000	2,338
Net charge-offs	$65,000	1,074
Cash dividends	$231,000	1,947
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$714,000	2,326
2018-12-31 (YTD Data)		Rank
Total interest income	$13,751,000	1,991
Total interest expense	$1,770,000	2,097
Net interest income	$11,981,000	1,962
Provision for loan and lease losses	$498,000	1,466
Total noninterest income	$3,988,000	1,275
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$504,000	1,969
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,484,000	1,029
Total noninterest expense	$12,067,000	1,614
Salaries and employee benefits	$7,394,000	1,519
Premises and equipment expense	$1,262,000	1,743
Additional noninterest expense	$3,411,000	1,715
Pre-tax net operating income	$3,404,000	2,320
Securities gains (losses)	$0	1,125
Applicable income taxes	$781,000	1,602
Income before extraordinary items	$2,623,000	2,523
Extraordinary gains, net	$0	6
Net income	$2,623,000	2,522
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,623,000	2,522
Net charge-offs	$224,000	1,553
Cash dividends	$924,000	2,324
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,623,000	2,516
2018-09-30 (YTD Data)		Rank
Total interest income	$9,901,000	2,039
Total interest expense	$1,200,000	2,170
Net interest income	$8,701,000	2,002
Provision for loan and lease losses	$338,000	1,472
Total noninterest income	$2,800,000	1,342
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$365,000	2,041
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,435,000	1,089
Total noninterest expense	$8,998,000	1,617
Salaries and employee benefits	$5,489,000	1,527
Premises and equipment expense	$940,000	1,768
Additional noninterest expense	$2,569,000	1,704
Pre-tax net operating income	$2,165,000	2,604
Securities gains (losses)	$0	1,118
Applicable income taxes	$565,000	1,684
Income before extraordinary items	$1,600,000	2,889
Extraordinary gains, net	$0	5
Net income	$1,600,000	2,889
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,600,000	2,889
Net charge-offs	$227,000	1,157
Cash dividends	$693,000	2,057
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,600,000	2,877
2018-06-30 (YTD Data)		Rank
Total interest income	$6,346,000	2,092
Total interest expense	$716,000	2,250
Net interest income	$5,630,000	2,051
Provision for loan and lease losses	$177,000	1,660
Total noninterest income	$1,843,000	1,358
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$233,000	2,089
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,610,000	1,105
Total noninterest expense	$5,890,000	1,652
Salaries and employee benefits	$3,581,000	1,581
Premises and equipment expense	$604,000	1,828
Additional noninterest expense	$1,705,000	1,722
Pre-tax net operating income	$1,406,000	2,616
Securities gains (losses)	$0	961
Applicable income taxes	$368,000	1,690
Income before extraordinary items	$1,038,000	2,888
Extraordinary gains, net	$0	6
Net income	$1,038,000	2,887
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,038,000	2,887
Net charge-offs	$125,000	1,181
Cash dividends	$462,000	2,094
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,038,000	2,877
2018-03-31 (YTD Data)		Rank
Total interest income	$3,034,000	2,153
Total interest expense	$328,000	2,316
Net interest income	$2,706,000	2,112
Provision for loan and lease losses	$42,000	2,239
Total noninterest income	$857,000	1,416
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$112,000	2,151
Trading account gains and fees	NA	NA
Additional Noninterest Income	$745,000	1,144
Total noninterest expense	$2,922,000	1,673
Salaries and employee benefits	$1,789,000	1,596
Premises and equipment expense	$295,000	1,884
Additional noninterest expense	$838,000	1,743
Pre-tax net operating income	$599,000	2,823
Securities gains (losses)	$0	735
Applicable income taxes	$159,000	1,782
Income before extraordinary items	$440,000	3,103
Extraordinary gains, net	$0	7
Net income	$440,000	3,103
Minority interest net income	$0	52
Net income of bank and minority interests.	$440,000	3,103
Net charge-offs	$0	2,722
Cash dividends	$231,000	1,798
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$440,000	3,102
2017-12-31 (YTD Data)		Rank
Total interest income	$11,040,000	2,265
Total interest expense	$1,124,000	2,352
Net interest income	$9,916,000	2,242
Provision for loan and lease losses	$315,000	1,921
Total noninterest income	$3,686,000	1,360
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$481,000	2,092
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,205,000	1,110
Total noninterest expense	$10,573,000	1,825
Salaries and employee benefits	$6,160,000	1,775
Premises and equipment expense	$1,137,000	1,927
Additional noninterest expense	$3,276,000	1,810
Pre-tax net operating income	$2,714,000	2,636
Securities gains (losses)	$0	2,243
Applicable income taxes	$-352,000	5,595
Income before extraordinary items	$3,066,000	1,992
Extraordinary gains, net	$0	9
Net income	$3,066,000	1,990
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,066,000	1,992
Net charge-offs	$-28,000	5,015
Cash dividends	$924,000	2,304
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,066,000	1,976
2017-09-30 (YTD Data)		Rank
Total interest income	$8,062,000	2,304
Total interest expense	$813,000	2,387
Net interest income	$7,249,000	2,289
Provision for loan and lease losses	$197,000	2,050
Total noninterest income	$3,134,000	1,270
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$363,000	2,094
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,771,000	1,037
Total noninterest expense	$8,141,000	1,772
Salaries and employee benefits	$4,751,000	1,740
Premises and equipment expense	$840,000	1,947
Additional noninterest expense	$2,550,000	1,742
Pre-tax net operating income	$2,045,000	2,691
Securities gains (losses)	$0	2,274
Applicable income taxes	$0	4,172
Income before extraordinary items	$2,045,000	2,370
Extraordinary gains, net	$0	9
Net income	$2,045,000	2,369
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,045,000	2,370
Net charge-offs	$-37,000	5,092
Cash dividends	$693,000	2,088
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,045,000	2,350
2017-06-30 (YTD Data)		Rank
Total interest income	$5,209,000	2,343
Total interest expense	$518,000	2,427
Net interest income	$4,691,000	2,331
Provision for loan and lease losses	$32,000	3,112
Total noninterest income	$1,451,000	1,634
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$245,000	2,063
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,206,000	1,370
Total noninterest expense	$5,001,000	1,910
Salaries and employee benefits	$2,937,000	1,864
Premises and equipment expense	$543,000	1,991
Additional noninterest expense	$1,521,000	1,919
Pre-tax net operating income	$1,109,000	2,958
Securities gains (losses)	$0	1,906
Applicable income taxes	$0	4,189
Income before extraordinary items	$1,109,000	2,653
Extraordinary gains, net	$0	11
Net income	$1,109,000	2,652
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,109,000	2,653
Net charge-offs	$-124,000	5,489
Cash dividends	$462,000	2,111
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,109,000	2,639
2017-03-31 (YTD Data)		Rank
Total interest income	$2,513,000	2,416
Total interest expense	$244,000	2,499
Net interest income	$2,269,000	2,391
Provision for loan and lease losses	$0	3,537
Total noninterest income	$552,000	1,925
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$115,000	2,171
Trading account gains and fees	$0	142
Additional Noninterest Income	$437,000	1,666
Total noninterest expense	$2,388,000	2,007
Salaries and employee benefits	$1,435,000	1,919
Premises and equipment expense	$266,000	2,047
Additional noninterest expense	$687,000	2,077
Pre-tax net operating income	$433,000	3,317
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$433,000	2,994
Extraordinary gains, net	$0	8
Net income	$433,000	2,994
Minority interest net income	$0	55
Net income of bank and minority interests.	$433,000	2,994
Net charge-offs	$-127,000	5,650
Cash dividends	$231,000	1,854
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$433,000	2,974
2016-12-31 (YTD Data)		Rank
Total interest income	$9,488,000	2,515
Total interest expense	$969,000	2,473
Net interest income	$8,519,000	2,493
Provision for loan and lease losses	$428,000	1,624
Total noninterest income	$2,453,000	1,879
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$357,000	2,654
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,096,000	1,555
Total noninterest expense	$8,844,000	2,120
Salaries and employee benefits	$5,101,000	2,066
Premises and equipment expense	$1,010,000	2,135
Additional noninterest expense	$2,733,000	2,132
Pre-tax net operating income	$1,700,000	3,328
Securities gains (losses)	$0	3,212
Applicable income taxes	$0	4,278
Income before extraordinary items	$1,700,000	3,064
Extraordinary gains, net	$0	5
Net income	$1,700,000	3,063
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,700,000	3,063
Net charge-offs	$121,000	2,438
Cash dividends	$154,000	3,800
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,700,000	3,011
2016-09-30 (YTD Data)		Rank
Total interest income	$7,023,000	2,550
Total interest expense	$711,000	2,517
Net interest income	$6,312,000	2,529
Provision for loan and lease losses	$361,000	1,442
Total noninterest income	$1,867,000	1,857
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$281,000	2,578
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,586,000	1,532
Total noninterest expense	$6,650,000	2,104
Salaries and employee benefits	$3,841,000	2,053
Premises and equipment expense	$762,000	2,135
Additional noninterest expense	$2,047,000	2,138
Pre-tax net operating income	$1,168,000	3,507
Securities gains (losses)	$0	3,160
Applicable income taxes	$0	4,325
Income before extraordinary items	$1,168,000	3,248
Extraordinary gains, net	$0	5
Net income	$1,168,000	3,247
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,168,000	3,248
Net charge-offs	$38,000	2,761
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,168,000	3,191
2016-06-30 (YTD Data)		Rank
Total interest income	$4,584,000	2,609
Total interest expense	$456,000	2,586
Net interest income	$4,128,000	2,576
Provision for loan and lease losses	$259,000	1,383
Total noninterest income	$1,202,000	1,888
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$182,000	2,596
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,020,000	1,528
Total noninterest expense	$4,441,000	2,104
Salaries and employee benefits	$2,548,000	2,065
Premises and equipment expense	$502,000	2,145
Additional noninterest expense	$1,391,000	2,117
Pre-tax net operating income	$630,000	3,811
Securities gains (losses)	$0	2,835
Applicable income taxes	$0	4,338
Income before extraordinary items	$630,000	3,594
Extraordinary gains, net	$0	16
Net income	$630,000	3,590
Minority interest net income	$0	71
Net income of bank and minority interests.	$630,000	3,592
Net charge-offs	$46,000	2,204
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$630,000	3,523
2016-03-31 (YTD Data)		Rank
Total interest income	$2,220,000	2,659
Total interest expense	$216,000	2,704
Net interest income	$2,004,000	2,633
Provision for loan and lease losses	$125,000	1,322
Total noninterest income	$532,000	1,998
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$93,000	2,537
Trading account gains and fees	$0	142
Additional Noninterest Income	$439,000	1,650
Total noninterest expense	$2,221,000	2,117
Salaries and employee benefits	$1,269,000	2,081
Premises and equipment expense	$247,000	2,174
Additional noninterest expense	$705,000	2,073
Pre-tax net operating income	$190,000	4,497
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$190,000	4,307
Extraordinary gains, net	$0	12
Net income	$190,000	4,304
Minority interest net income	$0	62
Net income of bank and minority interests.	$190,000	4,306
Net charge-offs	$68,000	1,249
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$190,000	4,258
2015-12-31 (YTD Data)		Rank
Total interest income	$7,660,000	2,918
Total interest expense	$669,000	3,158
Net interest income	$6,991,000	2,862
Provision for loan and lease losses	$-100,000	5,729
Total noninterest income	$2,283,000	1,939
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$399,000	2,515
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,884,000	1,594
Total noninterest expense	$8,148,000	2,261
Salaries and employee benefits	$4,546,000	2,226
Premises and equipment expense	$985,000	2,196
Additional noninterest expense	$2,617,000	2,243
Pre-tax net operating income	$1,226,000	3,811
Securities gains (losses)	$0	3,216
Applicable income taxes	$0	4,402
Income before extraordinary items	$1,226,000	3,590
Extraordinary gains, net	$0	23
Net income	$1,226,000	3,588
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,226,000	3,590
Net charge-offs	$90,000	2,757
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$2,500,000	134
Net operating income	$1,226,000	3,544
2015-09-30 (YTD Data)		Rank
Total interest income	$5,618,000	2,997
Total interest expense	$494,000	3,235
Net interest income	$5,124,000	2,930
Provision for loan and lease losses	$150,000	2,243
Total noninterest income	$1,896,000	1,817
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$297,000	2,547
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,599,000	1,465
Total noninterest expense	$6,133,000	2,248
Salaries and employee benefits	$3,443,000	2,208
Premises and equipment expense	$745,000	2,216
Additional noninterest expense	$1,945,000	2,260
Pre-tax net operating income	$737,000	4,208
Securities gains (losses)	$0	3,031
Applicable income taxes	$0	4,489
Income before extraordinary items	$737,000	4,022
Extraordinary gains, net	$0	21
Net income	$737,000	4,022
Minority interest net income	$0	78
Net income of bank and minority interests.	$737,000	4,024
Net charge-offs	$87,000	2,303
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$2,500,000	98
Net operating income	$737,000	3,966
2015-06-30 (YTD Data)		Rank
Total interest income	$3,689,000	3,019
Total interest expense	$320,000	3,313
Net interest income	$3,369,000	2,965
Provision for loan and lease losses	$150,000	1,756
Total noninterest income	$1,371,000	1,718
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$197,000	2,523
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,174,000	1,393
Total noninterest expense	$4,042,000	2,279
Salaries and employee benefits	$2,235,000	2,281
Premises and equipment expense	$493,000	2,246
Additional noninterest expense	$1,314,000	2,241
Pre-tax net operating income	$548,000	4,043
Securities gains (losses)	$0	2,636
Applicable income taxes	$0	4,497
Income before extraordinary items	$548,000	3,818
Extraordinary gains, net	$0	22
Net income	$548,000	3,819
Minority interest net income	$0	75
Net income of bank and minority interests.	$548,000	3,821
Net charge-offs	$13,000	3,155
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$2,500,000	77
Net operating income	$548,000	3,758
2015-03-31 (YTD Data)		Rank
Total interest income	$1,816,000	3,074
Total interest expense	$155,000	3,412
Net interest income	$1,661,000	2,995
Provision for loan and lease losses	$75,000	1,675
Total noninterest income	$658,000	1,748
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$102,000	2,439
Trading account gains and fees	$0	152
Additional Noninterest Income	$556,000	1,395
Total noninterest expense	$1,965,000	2,344
Salaries and employee benefits	$1,065,000	2,374
Premises and equipment expense	$243,000	2,295
Additional noninterest expense	$657,000	2,227
Pre-tax net operating income	$279,000	3,988
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$279,000	3,770
Extraordinary gains, net	$0	13
Net income	$279,000	3,773
Minority interest net income	$0	64
Net income of bank and minority interests.	$279,000	3,774
Net charge-offs	$18,000	2,186
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$2,500,000	44
Net operating income	$279,000	3,687
2014-12-31 (YTD Data)		Rank
Total interest income	$6,967,000	3,190
Total interest expense	$686,000	3,359
Net interest income	$6,281,000	3,135
Provision for loan and lease losses	$40,000	3,914
Total noninterest income	$2,460,000	1,826
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$448,000	2,473
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,012,000	1,454
Total noninterest expense	$7,247,000	2,539
Salaries and employee benefits	$4,076,000	2,450
Premises and equipment expense	$766,000	2,745
Additional noninterest expense	$2,405,000	2,481
Pre-tax net operating income	$1,454,000	3,544
Securities gains (losses)	$0	3,259
Applicable income taxes	$0	4,531
Income before extraordinary items	$1,454,000	3,291
Extraordinary gains, net	$0	17
Net income	$1,454,000	3,292
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,454,000	3,292
Net charge-offs	$-39,000	5,937
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$1,000	851
Net operating income	$1,454,000	3,242
2014-09-30 (YTD Data)		Rank
Total interest income	$5,175,000	3,241
Total interest expense	$527,000	3,357
Net interest income	$4,648,000	3,193
Provision for loan and lease losses	$100,000	2,760
Total noninterest income	$1,900,000	1,786
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$335,000	2,496
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,565,000	1,409
Total noninterest expense	$5,473,000	2,527
Salaries and employee benefits	$3,060,000	2,447
Premises and equipment expense	$581,000	2,758
Additional noninterest expense	$1,832,000	2,463
Pre-tax net operating income	$975,000	3,803
Securities gains (losses)	$0	2,980
Applicable income taxes	$0	4,583
Income before extraordinary items	$975,000	3,547
Extraordinary gains, net	$0	15
Net income	$975,000	3,548
Minority interest net income	$0	81
Net income of bank and minority interests.	$975,000	3,549
Net charge-offs	$-49,000	6,034
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$1,000	807
Net operating income	$975,000	3,498
2014-06-30 (YTD Data)		Rank
Total interest income	$3,435,000	3,255
Total interest expense	$356,000	3,357
Net interest income	$3,079,000	3,209
Provision for loan and lease losses	$55,000	2,941
Total noninterest income	$1,073,000	1,997
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$219,000	2,512
Trading account gains and fees	$0	172
Additional Noninterest Income	$854,000	1,622
Total noninterest expense	$3,647,000	2,532
Salaries and employee benefits	$2,024,000	2,485
Premises and equipment expense	$374,000	2,837
Additional noninterest expense	$1,249,000	2,401
Pre-tax net operating income	$450,000	4,348
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$450,000	4,135
Extraordinary gains, net	$0	20
Net income	$450,000	4,141
Minority interest net income	$0	80
Net income of bank and minority interests.	$450,000	4,140
Net charge-offs	$-19,000	5,867
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$450,000	4,070
2014-03-31 (YTD Data)		Rank
Total interest income	$1,695,000	3,298
Total interest expense	$182,000	3,367
Net interest income	$1,513,000	3,245
Provision for loan and lease losses	$55,000	2,165
Total noninterest income	$509,000	2,016
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$111,000	2,454
Trading account gains and fees	$0	147
Additional Noninterest Income	$398,000	1,664
Total noninterest expense	$1,798,000	2,574
Salaries and employee benefits	$968,000	2,589
Premises and equipment expense	$185,000	2,908
Additional noninterest expense	$645,000	2,317
Pre-tax net operating income	$169,000	4,720
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$169,000	4,508
Extraordinary gains, net	$0	16
Net income	$169,000	4,511
Minority interest net income	$0	66
Net income of bank and minority interests.	$169,000	4,511
Net charge-offs	$-10,000	5,749
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$169,000	4,459
2013-12-31 (YTD Data)		Rank
Total interest income	$6,576,000	3,419
Total interest expense	$961,000	3,036
Net interest income	$5,615,000	3,421
Provision for loan and lease losses	$105,000	3,638
Total noninterest income	$2,494,000	1,846
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$470,000	2,507
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,024,000	1,498
Total noninterest expense	$7,077,000	2,606
Salaries and employee benefits	$3,780,000	2,603
Premises and equipment expense	$725,000	2,897
Additional noninterest expense	$2,572,000	2,392
Pre-tax net operating income	$927,000	4,188
Securities gains (losses)	$0	3,182
Applicable income taxes	$0	4,631
Income before extraordinary items	$927,000	4,028
Extraordinary gains, net	$0	29
Net income	$927,000	4,031
Minority interest net income	$0	90
Net income of bank and minority interests.	$927,000	4,031
Net charge-offs	$-33,000	6,354
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$1,000	916
Net operating income	$927,000	3,980
2013-09-30 (YTD Data)		Rank
Total interest income	$4,869,000	3,469
Total interest expense	$740,000	3,056
Net interest income	$4,129,000	3,488
Provision for loan and lease losses	$105,000	3,304
Total noninterest income	$2,363,000	1,582
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$351,000	2,534
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,012,000	1,266
Total noninterest expense	$5,384,000	2,583
Salaries and employee benefits	$2,883,000	2,569
Premises and equipment expense	$558,000	2,873
Additional noninterest expense	$1,943,000	2,364
Pre-tax net operating income	$1,003,000	3,678
Securities gains (losses)	$0	3,040
Applicable income taxes	$0	4,713
Income before extraordinary items	$1,003,000	3,419
Extraordinary gains, net	$0	25
Net income	$1,003,000	3,422
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,003,000	3,423
Net charge-offs	$-20,000	6,264
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,003,000	3,351
2013-06-30 (YTD Data)		Rank
Total interest income	$3,193,000	3,511
Total interest expense	$503,000	3,059
Net interest income	$2,690,000	3,539
Provision for loan and lease losses	$85,000	3,135
Total noninterest income	$1,886,000	1,409
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$230,000	2,531
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,656,000	1,122
Total noninterest expense	$3,649,000	2,545
Salaries and employee benefits	$1,944,000	2,557
Premises and equipment expense	$378,000	2,838
Additional noninterest expense	$1,327,000	2,309
Pre-tax net operating income	$842,000	3,232
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$842,000	2,959
Extraordinary gains, net	$0	22
Net income	$842,000	2,961
Minority interest net income	$0	82
Net income of bank and minority interests.	$842,000	2,962
Net charge-offs	$47,000	3,402
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$842,000	2,876
2013-03-31 (YTD Data)		Rank
Total interest income	$1,619,000	3,510
Total interest expense	$260,000	3,061
Net interest income	$1,359,000	3,538
Provision for loan and lease losses	$5,000	4,198
Total noninterest income	$863,000	1,496
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$119,000	2,453
Trading account gains and fees	$0	148
Additional Noninterest Income	$744,000	1,205
Total noninterest expense	$1,836,000	2,563
Salaries and employee benefits	$970,000	2,578
Premises and equipment expense	$185,000	2,905
Additional noninterest expense	$681,000	2,285
Pre-tax net operating income	$381,000	3,377
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$381,000	3,114
Extraordinary gains, net	$0	10
Net income	$381,000	3,115
Minority interest net income	$0	76
Net income of bank and minority interests.	$381,000	3,116
Net charge-offs	$-6,000	5,985
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$381,000	3,024
2012-12-31 (YTD Data)		Rank
Total interest income	$6,548,000	3,620
Total interest expense	$1,222,000	3,158
Net interest income	$5,326,000	3,654
Provision for loan and lease losses	$750,000	2,165
Total noninterest income	$2,293,000	1,992
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$519,000	2,414
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,774,000	1,660
Total noninterest expense	$6,669,000	2,786
Salaries and employee benefits	$3,143,000	3,027
Premises and equipment expense	$671,000	3,117
Additional noninterest expense	$2,855,000	2,272
Pre-tax net operating income	$200,000	5,682
Securities gains (losses)	$2,000	3,664
Applicable income taxes	$0	4,751
Income before extraordinary items	$202,000	5,789
Extraordinary gains, net	$0	29
Net income	$202,000	5,787
Minority interest net income	$0	93
Net income of bank and minority interests.	$202,000	5,788
Net charge-offs	$760,000	2,116
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$2,000	976
Net operating income	$200,000	5,616
2012-09-30 (YTD Data)		Rank
Total interest income	$4,807,000	3,736
Total interest expense	$938,000	3,223
Net interest income	$3,869,000	3,790
Provision for loan and lease losses	$457,000	2,390
Total noninterest income	$1,660,000	2,044
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$382,000	2,474
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,278,000	1,708
Total noninterest expense	$4,885,000	2,850
Salaries and employee benefits	$2,252,000	3,146
Premises and equipment expense	$512,000	3,114
Additional noninterest expense	$2,121,000	2,287
Pre-tax net operating income	$187,000	5,721
Securities gains (losses)	$2,000	3,410
Applicable income taxes	$0	4,802
Income before extraordinary items	$189,000	5,768
Extraordinary gains, net	$0	20
Net income	$189,000	5,767
Minority interest net income	$0	86
Net income of bank and minority interests.	$189,000	5,767
Net charge-offs	$783,000	1,696
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$1,000	943
Net operating income	$187,000	5,602
2012-06-30 (YTD Data)		Rank
Total interest income	$3,183,000	3,777
Total interest expense	$638,000	3,272
Net interest income	$2,545,000	3,849
Provision for loan and lease losses	$311,000	2,349
Total noninterest income	$1,112,000	2,003
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$250,000	2,480
Trading account gains and fees	$0	153
Additional Noninterest Income	$862,000	1,679
Total noninterest expense	$3,229,000	2,863
Salaries and employee benefits	$1,430,000	3,265
Premises and equipment expense	$341,000	3,123
Additional noninterest expense	$1,458,000	2,217
Pre-tax net operating income	$117,000	5,780
Securities gains (losses)	$2,000	3,012
Applicable income taxes	$0	4,770
Income before extraordinary items	$119,000	5,838
Extraordinary gains, net	$0	19
Net income	$119,000	5,837
Minority interest net income	$0	84
Net income of bank and minority interests.	$119,000	5,837
Net charge-offs	$552,000	1,664
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$1,000	910
Net operating income	$117,000	5,674
2012-03-31 (YTD Data)		Rank
Total interest income	$1,592,000	3,820
Total interest expense	$323,000	3,345
Net interest income	$1,269,000	3,875
Provision for loan and lease losses	$216,000	1,930
Total noninterest income	$627,000	1,850
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$133,000	2,364
Trading account gains and fees	$0	148
Additional Noninterest Income	$494,000	1,521
Total noninterest expense	$1,608,000	2,885
Salaries and employee benefits	$702,000	3,341
Premises and equipment expense	$174,000	3,098
Additional noninterest expense	$732,000	2,206
Pre-tax net operating income	$72,000	5,697
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$72,000	5,721
Extraordinary gains, net	$0	19
Net income	$72,000	5,721
Minority interest net income	$0	78
Net income of bank and minority interests.	$72,000	5,721
Net charge-offs	$512,000	1,076
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$72,000	5,571
2011-12-31 (YTD Data)		Rank
Total interest income	$6,059,000	4,022
Total interest expense	$1,388,000	3,631
Net interest income	$4,671,000	4,096
Provision for loan and lease losses	$1,452,000	1,937
Total noninterest income	$1,686,000	2,270
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$545,000	2,403
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,141,000	1,971
Total noninterest expense	$5,955,000	3,076
Salaries and employee benefits	$2,433,000	3,631
Premises and equipment expense	$763,000	3,014
Additional noninterest expense	$2,759,000	2,378
Pre-tax net operating income	$-1,050,000	6,595
Securities gains (losses)	$0	3,838
Applicable income taxes	$0	4,719
Income before extraordinary items	$-1,050,000	6,654
Extraordinary gains, net	$0	29
Net income	$-1,050,000	6,655
Minority interest net income	$0	96
Net income of bank and minority interests.	$-1,050,000	6,654
Net charge-offs	$2,036,000	1,532
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$6,000	1,038
Net operating income	$-1,050,000	6,628
2011-09-30 (YTD Data)		Rank
Total interest income	$4,455,000	4,137
Total interest expense	$1,055,000	3,704
Net interest income	$3,400,000	4,210
Provision for loan and lease losses	$935,000	2,040
Total noninterest income	$1,319,000	2,195
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$409,000	2,413
Trading account gains and fees	$0	145
Additional Noninterest Income	$910,000	1,871
Total noninterest expense	$4,548,000	3,025
Salaries and employee benefits	$1,832,000	3,619
Premises and equipment expense	$586,000	2,993
Additional noninterest expense	$2,130,000	2,328
Pre-tax net operating income	$-764,000	6,716
Securities gains (losses)	$0	3,555
Applicable income taxes	$0	4,740
Income before extraordinary items	$-764,000	6,788
Extraordinary gains, net	$0	21
Net income	$-764,000	6,789
Minority interest net income	$0	87
Net income of bank and minority interests.	$-764,000	6,788
Net charge-offs	$1,917,000	1,265
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$6,000	962
Net operating income	$-764,000	6,753
2011-06-30 (YTD Data)		Rank
Total interest income	$2,913,000	4,232
Total interest expense	$699,000	3,812
Net interest income	$2,214,000	4,288
Provision for loan and lease losses	$870,000	1,641
Total noninterest income	$848,000	2,241
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$268,000	2,425
Trading account gains and fees	$0	153
Additional Noninterest Income	$580,000	1,916
Total noninterest expense	$3,134,000	2,987
Salaries and employee benefits	$1,279,000	3,522
Premises and equipment expense	$406,000	2,932
Additional noninterest expense	$1,449,000	2,312
Pre-tax net operating income	$-942,000	6,964
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$-942,000	7,009
Extraordinary gains, net	$0	15
Net income	$-942,000	7,008
Minority interest net income	$0	89
Net income of bank and minority interests.	$-942,000	7,009
Net charge-offs	$1,472,000	1,137
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$6,000	884
Net operating income	$-942,000	6,998
2011-03-31 (YTD Data)		Rank
Total interest income	$1,453,000	4,257
Total interest expense	$348,000	3,931
Net interest income	$1,105,000	4,293
Provision for loan and lease losses	$222,000	2,334
Total noninterest income	$503,000	1,977
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$137,000	2,357
Trading account gains and fees	$0	158
Additional Noninterest Income	$366,000	1,671
Total noninterest expense	$1,626,000	2,885
Salaries and employee benefits	$675,000	3,415
Premises and equipment expense	$206,000	2,911
Additional noninterest expense	$745,000	2,232
Pre-tax net operating income	$-240,000	6,872
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$-240,000	6,933
Extraordinary gains, net	$0	9
Net income	$-240,000	6,933
Minority interest net income	$0	86
Net income of bank and minority interests.	$-240,000	6,933
Net charge-offs	$449,000	1,426
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$3,000	835
Net operating income	$-240,000	6,921
2010-12-31 (YTD Data)		Rank
Total interest income	$6,722,000	4,008
Total interest expense	$1,891,000	3,706
Net interest income	$4,831,000	4,054
Provision for loan and lease losses	$1,866,000	2,165
Total noninterest income	$1,255,000	2,833
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$379,000	3,167
Trading account gains and fees	$0	175
Additional Noninterest Income	$876,000	2,370
Total noninterest expense	$6,159,000	3,044
Salaries and employee benefits	$2,243,000	3,905
Premises and equipment expense	$840,000	2,875
Additional noninterest expense	$3,076,000	2,250
Pre-tax net operating income	$-1,939,000	6,756
Securities gains (losses)	$-5,000	6,980
Applicable income taxes	$-51,000	6,720
Income before extraordinary items	$-1,893,000	6,827
Extraordinary gains, net	$0	29
Net income	$-1,893,000	6,827
Minority interest net income	$0	111
Net income of bank and minority interests.	$-1,893,000	6,828
Net charge-offs	$2,819,000	1,525
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$23,000	1,077
Net operating income	$-1,888,150	6,804
2010-09-30 (YTD Data)		Rank
Total interest income	$5,141,000	4,040
Total interest expense	$1,503,000	3,693
Net interest income	$3,638,000	4,096
Provision for loan and lease losses	$880,000	2,706
Total noninterest income	$821,000	3,107
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$256,000	3,458
Trading account gains and fees	$0	165
Additional Noninterest Income	$565,000	2,572
Total noninterest expense	$4,591,000	3,067
Salaries and employee benefits	$1,704,000	3,902
Premises and equipment expense	$639,000	2,885
Additional noninterest expense	$2,248,000	2,262
Pre-tax net operating income	$-1,012,000	6,793
Securities gains (losses)	$-5,000	7,159
Applicable income taxes	$-51,000	6,981
Income before extraordinary items	$-966,000	6,887
Extraordinary gains, net	$0	23
Net income	$-966,000	6,887
Minority interest net income	$0	110
Net income of bank and minority interests.	$-966,000	6,887
Net charge-offs	$1,775,000	1,623
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$20,000	990
Net operating income	$-961,250	6,840
2010-06-30 (YTD Data)		Rank
Total interest income	$3,543,000	3,991
Total interest expense	$1,050,000	3,673
Net interest income	$2,493,000	4,025
Provision for loan and lease losses	$101,000	5,129
Total noninterest income	$928,000	2,153
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$166,000	3,514
Trading account gains and fees	$0	152
Additional Noninterest Income	$762,000	1,574
Total noninterest expense	$3,163,000	2,982
Salaries and employee benefits	$1,172,000	3,827
Premises and equipment expense	$423,000	2,915
Additional noninterest expense	$1,568,000	2,176
Pre-tax net operating income	$157,000	5,175
Securities gains (losses)	$-5,000	7,261
Applicable income taxes	$-51,000	7,084
Income before extraordinary items	$203,000	4,881
Extraordinary gains, net	$0	19
Net income	$203,000	4,882
Minority interest net income	$0	105
Net income of bank and minority interests.	$203,000	4,881
Net charge-offs	$1,307,000	1,490
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$15,000	905
Net operating income	$208,000	4,694
2010-03-31 (YTD Data)		Rank
Total interest income	$1,786,000	4,023
Total interest expense	$551,000	3,670
Net interest income	$1,235,000	4,070
Provision for loan and lease losses	$0	6,552
Total noninterest income	$470,000	2,131
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$81,000	3,563
Trading account gains and fees	$0	175
Additional Noninterest Income	$389,000	1,540
Total noninterest expense	$1,629,000	2,922
Salaries and employee benefits	$628,000	3,681
Premises and equipment expense	$213,000	2,978
Additional noninterest expense	$788,000	2,147
Pre-tax net operating income	$76,000	5,337
Securities gains (losses)	$-1,000	7,364
Applicable income taxes	$-51,000	7,322
Income before extraordinary items	$126,000	4,657
Extraordinary gains, net	$0	16
Net income	$126,000	4,658
Minority interest net income	$0	91
Net income of bank and minority interests.	$126,000	4,656
Net charge-offs	$679,000	1,358
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$8,000	851
Net operating income	$127,000	4,533
2009-12-31 (YTD Data)		Rank
Total interest income	$7,442,000	4,015
Total interest expense	$2,888,000	3,513
Net interest income	$4,554,000	4,188
Provision for loan and lease losses	$3,263,000	1,867
Total noninterest income	$218,000	6,113
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$429,000	3,188
Trading account gains and fees	$0	211
Additional Noninterest Income	$-211,000	7,689
Total noninterest expense	$7,280,000	2,703
Salaries and employee benefits	$2,868,000	3,313
Premises and equipment expense	$925,000	2,752
Additional noninterest expense	$3,487,000	2,068
Pre-tax net operating income	$-5,771,000	7,252
Securities gains (losses)	$-8,000	6,985
Applicable income taxes	$-113,000	6,599
Income before extraordinary items	$-5,666,000	7,320
Extraordinary gains, net	$0	34
Net income	$-5,666,000	7,320
Minority interest net income	$0	115
Net income of bank and minority interests.	$-5,666,000	7,320
Net charge-offs	$2,271,000	1,885
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$4,395,000	204
Net operating income	$-5,658,160	7,340
2009-09-30 (YTD Data)		Rank
Total interest income	$5,599,000	4,061
Total interest expense	$2,206,000	3,595
Net interest income	$3,393,000	4,223
Provision for loan and lease losses	$1,102,000	2,637
Total noninterest income	$1,346,000	2,336
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$326,000	3,178
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,020,000	1,797
Total noninterest expense	$5,667,000	2,612
Salaries and employee benefits	$2,386,000	3,052
Premises and equipment expense	$678,000	2,848
Additional noninterest expense	$2,603,000	2,026
Pre-tax net operating income	$-2,030,000	7,053
Securities gains (losses)	$-10,000	7,228
Applicable income taxes	$-82,000	6,904
Income before extraordinary items	$-1,958,000	7,156
Extraordinary gains, net	$0	27
Net income	$-1,958,000	7,156
Minority interest net income	$0	118
Net income of bank and minority interests.	$-1,958,000	7,155
Net charge-offs	$1,284,000	1,934
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$4,388,000	167
Net operating income	$-1,948,400	7,152
2009-06-30 (YTD Data)		Rank
Total interest income	$3,805,000	4,047
Total interest expense	$1,436,000	3,775
Net interest income	$2,369,000	4,068
Provision for loan and lease losses	$405,000	3,248
Total noninterest income	$902,000	2,339
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$211,000	3,216
Trading account gains and fees	$0	193
Additional Noninterest Income	$691,000	1,823
Total noninterest expense	$3,819,000	2,612
Salaries and employee benefits	$1,629,000	3,028
Premises and equipment expense	$459,000	2,847
Additional noninterest expense	$1,731,000	2,048
Pre-tax net operating income	$-953,000	6,998
Securities gains (losses)	$-10,000	7,471
Applicable income taxes	$-60,000	7,042
Income before extraordinary items	$-903,000	7,101
Extraordinary gains, net	$0	21
Net income	$-903,000	7,101
Minority interest net income	$0	112
Net income of bank and minority interests.	$-903,000	7,101
Net charge-offs	$1,004,000	1,624
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$4,358,000	121
Net operating income	$-893,600	7,073
2009-03-31 (YTD Data)		Rank
Total interest income	$1,893,000	4,102
Total interest expense	$678,000	4,035
Net interest income	$1,215,000	4,025
Provision for loan and lease losses	$136,000	3,442
Total noninterest income	$417,000	2,433
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$100,000	3,259
Trading account gains and fees	$0	171
Additional Noninterest Income	$317,000	1,879
Total noninterest expense	$1,821,000	2,643
Salaries and employee benefits	$842,000	2,972
Premises and equipment expense	$233,000	2,845
Additional noninterest expense	$746,000	2,106
Pre-tax net operating income	$-325,000	7,102
Securities gains (losses)	$0	2,434
Applicable income taxes	$-30,000	7,333
Income before extraordinary items	$-295,000	7,192
Extraordinary gains, net	$0	15
Net income	$-295,000	7,192
Minority interest net income	$0	102
Net income of bank and minority interests.	$-295,000	7,193
Net charge-offs	$-66,000	8,160
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$4,330,000	67
Net operating income	$-295,000	7,135
2008-12-31 (YTD Data)		Rank
Total interest income	$9,523,000	3,661
Total interest expense	$3,412,000	3,900
Net interest income	$6,111,000	3,427
Provision for loan and lease losses	$6,016,000	883
Total noninterest income	$1,851,000	2,261
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$494,000	3,044
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,357,000	1,718
Total noninterest expense	$7,057,000	2,673
Salaries and employee benefits	$3,411,000	2,901
Premises and equipment expense	$950,000	2,754
Additional noninterest expense	$2,696,000	2,211
Pre-tax net operating income	$-5,111,000	7,805
Securities gains (losses)	$-4,000	6,940
Applicable income taxes	$-1,277,000	7,792
Income before extraordinary items	$-3,838,000	7,715
Extraordinary gains, net	$0	39
Net income	$-3,838,000	7,714
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,784,000	717
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$125,000	909
Net operating income	$-3,835,000	7,785
2008-09-30 (YTD Data)		Rank
Total interest income	$7,647,000	3,534
Total interest expense	$2,649,000	3,929
Net interest income	$4,998,000	3,226
Provision for loan and lease losses	$4,147,000	738
Total noninterest income	$1,366,000	2,357
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$356,000	3,141
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,010,000	1,802
Total noninterest expense	$5,226,000	2,677
Salaries and employee benefits	$2,565,000	2,917
Premises and equipment expense	$686,000	2,855
Additional noninterest expense	$1,975,000	2,188
Pre-tax net operating income	$-3,009,000	8,018
Securities gains (losses)	$-1,000	7,156
Applicable income taxes	$-1,240,000	8,103
Income before extraordinary items	$-1,770,000	7,805
Extraordinary gains, net	$0	31
Net income	$-1,770,000	7,804
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,333,000	1,090
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$97,000	780
Net operating income	$-1,769,360	7,886
2008-06-30 (YTD Data)		Rank
Total interest income	$5,238,000	3,524
Total interest expense	$1,852,000	3,932
Net interest income	$3,386,000	3,153
Provision for loan and lease losses	$1,111,000	1,150
Total noninterest income	$895,000	2,425
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$226,000	3,233
Trading account gains and fees	$0	149
Additional Noninterest Income	$669,000	1,853
Total noninterest expense	$3,479,000	2,689
Salaries and employee benefits	$1,708,000	2,948
Premises and equipment expense	$440,000	2,955
Additional noninterest expense	$1,331,000	2,127
Pre-tax net operating income	$-309,000	7,441
Securities gains (losses)	$-1,000	7,955
Applicable income taxes	$-150,000	7,933
Income before extraordinary items	$-160,000	7,346
Extraordinary gains, net	$0	21
Net income	$-160,000	7,346
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$879,000	935
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$54,000	755
Net operating income	$-159,360	7,319
2008-03-31 (YTD Data)		Rank
Total interest income	$2,737,000	3,481
Total interest expense	$1,028,000	3,835
Net interest income	$1,709,000	3,141
Provision for loan and lease losses	$756,000	749
Total noninterest income	$413,000	2,547
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$112,000	3,210
Trading account gains and fees	$0	158
Additional Noninterest Income	$301,000	1,967
Total noninterest expense	$1,755,000	2,666
Salaries and employee benefits	$873,000	2,916
Premises and equipment expense	$222,000	2,948
Additional noninterest expense	$660,000	2,122
Pre-tax net operating income	$-389,000	8,000
Securities gains (losses)	$0	2,688
Applicable income taxes	$-151,000	8,214
Income before extraordinary items	$-238,000	7,902
Extraordinary gains, net	$0	15
Net income	$-238,000	7,901
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$704,000	576
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$27,000	625
Net operating income	$-238,000	7,869
2007-12-31 (YTD Data)		Rank
Total interest income	$12,206,000	3,236
Total interest expense	$4,718,000	3,607
Net interest income	$7,488,000	2,922
Provision for loan and lease losses	$233,000	3,649
Total noninterest income	$1,902,000	2,296
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$455,000	3,268
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,447,000	1,709
Total noninterest expense	$6,551,000	2,734
Salaries and employee benefits	$3,281,000	3,004
Premises and equipment expense	$907,000	2,790
Additional noninterest expense	$2,363,000	2,290
Pre-tax net operating income	$2,606,000	2,735
Securities gains (losses)	$2,000	1,832
Applicable income taxes	$1,015,000	1,843
Income before extraordinary items	$1,593,000	3,316
Extraordinary gains, net	$0	39
Net income	$1,593,000	3,315
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	6,055
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$124,000	873
Net operating income	$1,591,720	3,301
2007-09-30 (YTD Data)		Rank
Total interest income	$9,156,000	3,243
Total interest expense	$3,503,000	3,641
Net interest income	$5,653,000	2,896
Provision for loan and lease losses	$180,000	3,151
Total noninterest income	$1,434,000	2,284
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$324,000	3,375
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,110,000	1,684
Total noninterest expense	$4,782,000	2,772
Salaries and employee benefits	$2,352,000	3,088
Premises and equipment expense	$676,000	2,788
Additional noninterest expense	$1,754,000	2,262
Pre-tax net operating income	$2,125,000	2,721
Securities gains (losses)	$1,000	1,492
Applicable income taxes	$833,000	1,848
Income before extraordinary items	$1,293,000	3,298
Extraordinary gains, net	$0	33
Net income	$1,293,000	3,297
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,346
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$97,000	766
Net operating income	$1,292,360	3,286
2007-06-30 (YTD Data)		Rank
Total interest income	$5,953,000	3,314
Total interest expense	$2,226,000	3,746
Net interest income	$3,727,000	2,951
Provision for loan and lease losses	$135,000	2,802
Total noninterest income	$985,000	2,268
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$204,000	3,476
Trading account gains and fees	$0	168
Additional Noninterest Income	$781,000	1,641
Total noninterest expense	$3,189,000	2,804
Salaries and employee benefits	$1,557,000	3,146
Premises and equipment expense	$444,000	2,851
Additional noninterest expense	$1,188,000	2,233
Pre-tax net operating income	$1,388,000	2,808
Securities gains (losses)	$1,000	1,305
Applicable income taxes	$532,000	1,977
Income before extraordinary items	$857,000	3,366
Extraordinary gains, net	$0	29
Net income	$857,000	3,365
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,195
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$43,000	772
Net operating income	$856,360	3,348
2007-03-31 (YTD Data)		Rank
Total interest income	$2,854,000	3,415
Total interest expense	$1,043,000	3,903
Net interest income	$1,811,000	3,029
Provision for loan and lease losses	$113,000	1,864
Total noninterest income	$463,000	2,317
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$100,000	3,456
Trading account gains and fees	$0	195
Additional Noninterest Income	$363,000	1,712
Total noninterest expense	$1,530,000	2,931
Salaries and employee benefits	$783,000	3,144
Premises and equipment expense	$213,000	2,959
Additional noninterest expense	$534,000	2,471
Pre-tax net operating income	$631,000	3,007
Securities gains (losses)	$0	1,187
Applicable income taxes	$231,000	2,194
Income before extraordinary items	$400,000	3,501
Extraordinary gains, net	$0	22
Net income	$400,000	3,501
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,566
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$22,000	654
Net operating income	$400,000	3,477
2006-12-31 (YTD Data)		Rank
Total interest income	$9,856,000	3,618
Total interest expense	$3,474,000	3,932
Net interest income	$6,382,000	3,356
Provision for loan and lease losses	$477,000	1,988
Total noninterest income	$1,599,000	2,594
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$373,000	3,671
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,226,000	1,935
Total noninterest expense	$5,292,000	3,199
Salaries and employee benefits	$2,666,000	3,454
Premises and equipment expense	$794,000	3,029
Additional noninterest expense	$1,832,000	2,771
Pre-tax net operating income	$2,212,000	3,418
Securities gains (losses)	$-1,000	6,756
Applicable income taxes	$582,000	2,928
Income before extraordinary items	$1,629,000	3,586
Extraordinary gains, net	$0	51
Net income	$1,629,000	3,586
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	5,321
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$22,000	1,100
Net operating income	$1,629,740	3,567
2006-09-30 (YTD Data)		Rank
Total interest income	$7,114,000	3,698
Total interest expense	$2,545,000	3,911
Net interest income	$4,569,000	3,500
Provision for loan and lease losses	$192,000	2,947
Total noninterest income	$1,171,000	2,635
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$264,000	3,830
Trading account gains and fees	$0	126
Additional Noninterest Income	$907,000	1,965
Total noninterest expense	$3,808,000	3,304
Salaries and employee benefits	$1,841,000	3,658
Premises and equipment expense	$586,000	3,070
Additional noninterest expense	$1,381,000	2,746
Pre-tax net operating income	$1,740,000	3,441
Securities gains (losses)	$-1,000	7,100
Applicable income taxes	$694,000	2,393
Income before extraordinary items	$1,045,000	4,065
Extraordinary gains, net	$0	45
Net income	$1,045,000	4,068
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	4,856
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,045,640	4,052
2006-06-30 (YTD Data)		Rank
Total interest income	$4,632,000	3,713
Total interest expense	$1,648,000	3,879
Net interest income	$2,984,000	3,560
Provision for loan and lease losses	$136,000	2,806
Total noninterest income	$735,000	2,748
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$169,000	3,888
Trading account gains and fees	$0	126
Additional Noninterest Income	$566,000	2,039
Total noninterest expense	$2,526,000	3,321
Salaries and employee benefits	$1,200,000	3,743
Premises and equipment expense	$385,000	3,097
Additional noninterest expense	$941,000	2,713
Pre-tax net operating income	$1,057,000	3,670
Securities gains (losses)	$0	1,185
Applicable income taxes	$441,000	2,477
Income before extraordinary items	$616,000	4,369
Extraordinary gains, net	$0	39
Net income	$616,000	4,373
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	4,339
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$616,000	4,362
2006-03-31 (YTD Data)		Rank
Total interest income	$2,260,000	3,735
Total interest expense	$805,000	3,801
Net interest income	$1,455,000	3,627
Provision for loan and lease losses	$0	6,013
Total noninterest income	$372,000	2,671
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$82,000	3,884
Trading account gains and fees	$0	115
Additional Noninterest Income	$290,000	1,995
Total noninterest expense	$1,297,000	3,267
Salaries and employee benefits	$608,000	3,723
Premises and equipment expense	$191,000	3,125
Additional noninterest expense	$498,000	2,540
Pre-tax net operating income	$530,000	3,602
Securities gains (losses)	$0	955
Applicable income taxes	$245,000	2,299
Income before extraordinary items	$285,000	4,547
Extraordinary gains, net	$0	21
Net income	$285,000	4,547
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$285,000	4,531
2005-12-31 (YTD Data)		Rank
Total interest income	$7,022,000	4,136
Total interest expense	$2,197,000	4,158
Net interest income	$4,825,000	4,062
Provision for loan and lease losses	$149,000	4,168
Total noninterest income	$1,217,000	3,110
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$219,000	4,853
Trading account gains and fees	$0	138
Additional Noninterest Income	$998,000	2,223
Total noninterest expense	$5,174,000	3,143
Salaries and employee benefits	$2,772,000	3,184
Premises and equipment expense	$751,000	3,061
Additional noninterest expense	$1,651,000	2,997
Pre-tax net operating income	$719,000	6,103
Securities gains (losses)	$0	2,296
Applicable income taxes	$-15,000	8,482
Income before extraordinary items	$734,000	5,560
Extraordinary gains, net	$0	46
Net income	$734,000	5,564
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$7,000	897
Net operating income	$734,000	5,527
2005-09-30 (YTD Data)		Rank
Total interest income	$4,935,000	4,284
Total interest expense	$1,466,000	4,362
Net interest income	$3,469,000	4,175
Provision for loan and lease losses	$149,000	3,520
Total noninterest income	$875,000	3,203
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$149,000	5,085
Trading account gains and fees	$0	126
Additional Noninterest Income	$726,000	2,267
Total noninterest expense	$3,477,000	3,418
Salaries and employee benefits	$1,720,000	3,709
Premises and equipment expense	$540,000	3,146
Additional noninterest expense	$1,217,000	3,010
Pre-tax net operating income	$718,000	5,590
Securities gains (losses)	$0	2,317
Applicable income taxes	$-100,000	8,720
Income before extraordinary items	$818,000	4,700
Extraordinary gains, net	$0	35
Net income	$818,000	4,702
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$7,000	735
Net operating income	$818,000	4,660
2005-06-30 (YTD Data)		Rank
Total interest income	$3,071,000	4,449
Total interest expense	$847,000	4,619
Net interest income	$2,224,000	4,269
Provision for loan and lease losses	$115,000	3,168
Total noninterest income	$547,000	3,310
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$88,000	5,294
Trading account gains and fees	$0	116
Additional Noninterest Income	$459,000	2,312
Total noninterest expense	$2,246,000	3,484
Salaries and employee benefits	$1,120,000	3,760
Premises and equipment expense	$353,000	3,171
Additional noninterest expense	$773,000	3,108
Pre-tax net operating income	$410,000	5,918
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$410,000	5,382
Extraordinary gains, net	$0	30
Net income	$410,000	5,384
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$7,000	602
Net operating income	$410,000	5,349
2005-03-31 (YTD Data)		Rank
Total interest income	$1,411,000	4,662
Total interest expense	$378,000	4,836
Net interest income	$1,033,000	4,517
Provision for loan and lease losses	$59,000	3,012
Total noninterest income	$254,000	3,419
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$41,000	5,405
Trading account gains and fees	$0	115
Additional Noninterest Income	$213,000	2,386
Total noninterest expense	$1,088,000	3,601
Salaries and employee benefits	$542,000	3,844
Premises and equipment expense	$185,000	3,071
Additional noninterest expense	$361,000	3,287
Pre-tax net operating income	$140,000	6,689
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$140,000	6,259
Extraordinary gains, net	$0	24
Net income	$140,000	6,261
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$140,000	6,211
2004-12-31 (YTD Data)		Rank
Total interest income	$4,058,000	5,516
Total interest expense	$747,000	6,430
Net interest income	$3,311,000	5,094
Provision for loan and lease losses	$147,000	4,307
Total noninterest income	$835,000	3,942
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$158,000	5,672
Trading account gains and fees	$0	138
Additional Noninterest Income	$677,000	2,760
Total noninterest expense	$3,316,000	4,352
Salaries and employee benefits	$1,636,000	4,660
Premises and equipment expense	$482,000	4,203
Additional noninterest expense	$1,198,000	3,753
Pre-tax net operating income	$683,000	6,148
Securities gains (losses)	$0	3,819
Applicable income taxes	$0	7,185
Income before extraordinary items	$683,000	5,652
Extraordinary gains, net	$0	34
Net income	$683,000	5,654
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,973
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$683,000	5,591
2004-09-30 (YTD Data)		Rank
Total interest income	$2,807,000	5,756
Total interest expense	$507,000	6,666
Net interest income	$2,300,000	5,335
Provision for loan and lease losses	$104,000	4,214
Total noninterest income	$599,000	4,092
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$114,000	5,801
Trading account gains and fees	$0	134
Additional Noninterest Income	$485,000	2,858
Total noninterest expense	$2,263,000	4,614
Salaries and employee benefits	$1,128,000	4,888
Premises and equipment expense	$310,000	4,663
Additional noninterest expense	$825,000	3,994
Pre-tax net operating income	$532,000	6,177
Securities gains (losses)	$0	3,710
Applicable income taxes	$0	7,220
Income before extraordinary items	$532,000	5,663
Extraordinary gains, net	$0	26
Net income	$532,000	5,663
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$532,000	5,591
2004-06-30 (YTD Data)		Rank
Total interest income	$1,702,000	6,069
Total interest expense	$314,000	6,880
Net interest income	$1,388,000	5,656
Provision for loan and lease losses	$70,000	4,107
Total noninterest income	$369,000	4,296
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$69,000	5,999
Trading account gains and fees	$0	130
Additional Noninterest Income	$300,000	2,988
Total noninterest expense	$1,360,000	4,988
Salaries and employee benefits	$718,000	5,073
Premises and equipment expense	$147,000	5,726
Additional noninterest expense	$495,000	4,353
Pre-tax net operating income	$327,000	6,327
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$327,000	5,848
Extraordinary gains, net	$0	21
Net income	$327,000	5,848
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$327,000	5,761
2004-03-31 (YTD Data)		Rank
Total interest income	$768,000	6,409
Total interest expense	$145,000	7,106
Net interest income	$623,000	6,024
Provision for loan and lease losses	$0	6,501
Total noninterest income	$165,000	4,531
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$29,000	6,251
Trading account gains and fees	$0	121
Additional Noninterest Income	$136,000	3,110
Total noninterest expense	$638,000	5,230
Salaries and employee benefits	$367,000	5,017
Premises and equipment expense	$70,000	5,876
Additional noninterest expense	$201,000	5,064
Pre-tax net operating income	$150,000	6,440
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$150,000	6,017
Extraordinary gains, net	$0	16
Net income	$150,000	6,017
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$150,000	5,893
2003-12-31 (YTD Data)		Rank
Total interest income	$1,483,000	8,093
Total interest expense	$300,000	8,454
Net interest income	$1,183,000	7,839
Provision for loan and lease losses	$424,000	2,465
Total noninterest income	$502,000	5,427
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$47,000	7,480
Trading account gains and fees	$0	160
Additional Noninterest Income	$455,000	3,739
Total noninterest expense	$2,165,000	5,732
Salaries and employee benefits	$1,233,000	5,545
Premises and equipment expense	$283,000	5,834
Additional noninterest expense	$649,000	5,735
Pre-tax net operating income	$-904,000	8,949
Securities gains (losses)	$0	4,500
Applicable income taxes	$0	7,459
Income before extraordinary items	$-904,000	9,015
Extraordinary gains, net	$0	54
Net income	$-904,000	9,015
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,416
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-904,000	8,967
2003-09-30 (YTD Data)		Rank
Total interest income	$867,000	8,536
Total interest expense	$179,000	8,745
Net interest income	$688,000	8,310
Provision for loan and lease losses	$308,000	2,473
Total noninterest income	$351,000	5,651
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$26,000	7,720
Trading account gains and fees	$0	153
Additional Noninterest Income	$325,000	3,909
Total noninterest expense	$1,507,000	5,965
Salaries and employee benefits	$872,000	5,712
Premises and equipment expense	$195,000	6,070
Additional noninterest expense	$440,000	6,057
Pre-tax net operating income	$-776,000	9,032
Securities gains (losses)	$0	4,204
Applicable income taxes	$0	7,524
Income before extraordinary items	$-776,000	9,094
Extraordinary gains, net	$0	40
Net income	$-776,000	9,092
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$-776,000	9,045
2003-06-30 (YTD Data)		Rank
Total interest income	$437,000	8,824
Total interest expense	$86,000	8,962
Net interest income	$351,000	8,665
Provision for loan and lease losses	$160,000	2,893
Total noninterest income	$213,000	5,861
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$12,000	7,878
Trading account gains and fees	$0	150
Additional Noninterest Income	$201,000	4,025
Total noninterest expense	$967,000	6,088
Salaries and employee benefits	$550,000	5,917
Premises and equipment expense	$138,000	5,905
Additional noninterest expense	$279,000	6,197
Pre-tax net operating income	$-563,000	9,090
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$-563,000	9,149
Extraordinary gains, net	$0	30
Net income	$-563,000	9,147
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$-563,000	9,094
2003-03-31 (YTD Data)		Rank
Total interest income	$151,000	9,077
Total interest expense	$25,000	9,147
Net interest income	$126,000	8,972
Provision for loan and lease losses	$92,000	2,478
Total noninterest income	$67,000	6,806
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$4,000	7,983
Trading account gains and fees	$0	134
Additional Noninterest Income	$63,000	4,821
Total noninterest expense	$449,000	6,345
Salaries and employee benefits	$252,000	6,217
Premises and equipment expense	$66,000	6,019
Additional noninterest expense	$131,000	6,392
Pre-tax net operating income	$-348,000	9,161
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$-348,000	9,204
Extraordinary gains, net	$0	21
Net income	$-348,000	9,200
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$-348,000	9,153
2002-12-31 (YTD Data)		Rank
Total interest income	$45,000	9,332
Total interest expense	$2,000	9,331
Net interest income	$43,000	9,318
Provision for loan and lease losses	$15,000	7,642
Total noninterest income	$1,000	9,283
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$0	8,205
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,000	9,177
Total noninterest expense	$817,000	8,316
Salaries and employee benefits	$144,000	9,245
Premises and equipment expense	$60,000	8,752
Additional noninterest expense	$613,000	5,845
Pre-tax net operating income	$-788,000	9,076
Securities gains (losses)	$0	4,537
Applicable income taxes	$0	7,681
Income before extraordinary items	$-788,000	9,133
Extraordinary gains, net	$0	70
Net income	$-788,000	9,130
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$10,065,000	59
Net operating income	$-788,000	9,095

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.