Home > Horizon Community Bank > Net charge- offs to loans
Horizon Community Bank, Net charge- offs to loans
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1150% | 4,529 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1735% | 4,658 |
| Percentage Net Loans Charged-off:Construction & development | 0.0795% | 69 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2220% | 4,663 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2188% | 4,653 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2071% | 4,643 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2234% | 4,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1486% | 562 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1196% | 4,361 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1223% | 4,368 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1924% | 4,585 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2397% | 4,621 |
| Percentage Net Loans Charged-off:Construction & development | 0.1250% | 45 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3386% | 4,579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1625% | 4,505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2258% | 4,551 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0260% | 1,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0348% | 259 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0578% | 115 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0247% | 4,107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0333% | 4,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3453% | 4,361 |
| Percentage Net Loans Charged-off: Credit card loans | -7.9208% | 836 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0309% | 1,620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0905% | 393 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2177% | 233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3414% | 4,675 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0650% | 3,614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0800% | 4,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1207% | 4,227 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4053% | 4,524 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8897% | 847 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3567% | 4,464 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0047% | 3,418 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0158% | 4,009 |
| Percentage Net Loans Charged-off:Construction & development | -0.1103% | 4,308 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0399% | 4,253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0545% | 4,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0296% | 1,074 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3231% | 4,501 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3563% | 4,492 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0042% | 3,377 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0188% | 4,142 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0099% | 4,328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0637% | 4,469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0870% | 4,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0346% | 893 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4860% | 4,571 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5383% | 4,554 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0139% | 3,821 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0181% | 4,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0113% | 4,451 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0537% | 4,490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0745% | 4,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0045% | 3,494 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2880% | 4,346 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3151% | 4,341 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0778% | 1,698 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0137% | 4,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 4,347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0475% | 4,528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0681% | 4,623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2703% | 991 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0176% | 4,825 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1243% | 4,796 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1118% | 1,229 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0116% | 4,238 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 4,336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0422% | 4,528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0607% | 4,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3684% | 729 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3208% | 4,868 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4660% | 4,833 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1456% | 990 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 4,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0418% | 4,551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0606% | 4,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5009% | 580 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.1082% | 4,917 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | -2.3529% | 4,882 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0561% | 1,445 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 4,250 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0518% | 4,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0755% | 4,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3314% | 565 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.9001% | 4,959 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | -3.2426% | 4,924 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0322% | 2,743 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0144% | 4,390 |
| Percentage Net Loans Charged-off:Construction & development | -0.0265% | 4,350 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0545% | 4,725 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0781% | 4,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1367% | 1,629 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2989% | 177 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7774% | 121 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0501% | 2,114 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0127% | 4,366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0593% | 4,815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0845% | 4,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1885% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6153% | 105 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.3055% | 69 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0553% | 1,854 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0080% | 4,230 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0363% | 4,688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0517% | 4,789 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2873% | 861 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7015% | 5,062 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8119% | 5,053 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1172% | 1,039 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0139% | 4,552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0613% | 4,931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0879% | 5,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5949% | 427 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9164% | 5,110 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0645% | 5,099 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1101% | 1,646 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 4,311 |
| Percentage Net Loans Charged-off:Construction & development | 0.0331% | 320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0406% | 4,830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0551% | 4,921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5734% | 749 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4249% | 5,103 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8503% | 470 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6069% | 5,125 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1514% | 1,086 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0102% | 4,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.0520% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0506% | 4,927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0679% | 5,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8019% | 513 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4198% | 5,126 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4778% | 5,112 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1272% | 1,161 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 4,120 |
| Percentage Net Loans Charged-off:Construction & development | 0.0865% | 161 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0352% | 4,819 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0466% | 4,935 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6591% | 525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 1,237 |
| Percentage Net Loans Charged-off:Construction & development | 0.1727% | 88 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0197% | 4,724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0260% | 4,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4026% | 5,125 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4611% | 5,129 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0155% | 4,885 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0970% | 5,322 |
| Percentage Net Loans Charged-off:Construction & development | -0.1465% | 4,846 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1190% | 5,303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0452% | 5,106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0575% | 5,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3641% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2230% | 5,484 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5060% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.6958% | 5,470 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0278% | 4,973 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1157% | 5,403 |
| Percentage Net Loans Charged-off:Construction & development | 0.0312% | 342 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1624% | 5,397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0535% | 5,187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0680% | 5,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3827% | 913 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0919% | 5,521 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0151% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.6620% | 5,523 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1420% | 5,513 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1688% | 5,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0422% | 265 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2489% | 5,507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0609% | 5,237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0768% | 5,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9528% | 5,545 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5113% | 103 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.9812% | 5,568 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2923% | 5,681 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3256% | 5,696 |
| Percentage Net Loans Charged-off:Construction & development | 0.0780% | 164 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5060% | 5,643 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0831% | 5,387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1057% | 5,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1014% | 4,869 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.8583% | 5,650 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8986% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | -2.7663% | 5,647 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0735% | 2,649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0931% | 1,297 |
| Percentage Net Loans Charged-off:Construction & development | -0.0444% | 4,738 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0493% | 1,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2201% | 714 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2902% | 529 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0296% | 4,606 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2235% | 2,684 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2189% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1316% | 5,298 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0312% | 3,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0365% | 1,772 |
| Percentage Net Loans Charged-off:Construction & development | -0.0620% | 4,846 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0672% | 759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0067% | 4,823 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0273% | 4,034 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0102% | 4,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4587% | 1,671 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0132% | 179 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0574% | 2,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0566% | 1,397 |
| Percentage Net Loans Charged-off:Construction & development | -0.0722% | 4,958 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1006% | 577 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0102% | 4,918 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0137% | 5,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0473% | 1,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4686% | 1,575 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5543% | 1,260 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1730% | 1,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1060% | 817 |
| Percentage Net Loans Charged-off:Construction & development | -0.0480% | 4,973 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1753% | 318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0105% | 4,934 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0144% | 5,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5032% | 554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9340% | 859 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0974% | 668 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0681% | 2,877 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0258% | 2,693 |
| Percentage Net Loans Charged-off:Construction & development | -0.0758% | 4,968 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 5,123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1305% | 1,499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1561% | 579 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1206% | 1,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2407% | 1,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5897% | 428 |
| Percentage Net Loans Charged-off: Credit card loans | 9.9432% | 37 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1246% | 2,885 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0912% | 2,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0393% | 2,220 |
| Percentage Net Loans Charged-off:Construction & development | -0.0701% | 5,048 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0120% | 5,251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1853% | 1,067 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2135% | 451 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1742% | 1,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3497% | 992 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0983% | 627 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3189% | 52 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1608% | 5,461 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0209% | 3,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0189% | 2,362 |
| Percentage Net Loans Charged-off:Construction & development | -0.0607% | 5,078 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0845% | 1,633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3221% | 344 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 5,262 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0562% | 4,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6075% | 417 |
| Percentage Net Loans Charged-off: Credit card loans | 10.7621% | 32 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0583% | 2,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0459% | 1,540 |
| Percentage Net Loans Charged-off:Construction & development | -0.0755% | 5,213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1891% | 880 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6639% | 178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0441% | 4,806 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1434% | 201 |
| Percentage Net Loans Charged-off: Credit card loans | 18.5430% | 20 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4614% | 1,257 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0330% | 5,817 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0570% | 5,937 |
| Percentage Net Loans Charged-off:Construction & development | -0.3416% | 5,518 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0152% | 5,597 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0444% | 5,957 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0117% | 4,382 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0579% | 5,998 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1106% | 2,145 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0977% | 5,667 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2346% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3484% | 5,972 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0557% | 5,951 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0738% | 6,044 |
| Percentage Net Loans Charged-off:Construction & development | -0.4363% | 5,631 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0204% | 5,674 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0592% | 6,048 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0156% | 4,428 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0771% | 6,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0630% | 2,030 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2618% | 5,931 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8048% | 546 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4680% | 6,071 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0327% | 5,717 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0446% | 5,934 |
| Percentage Net Loans Charged-off:Construction & development | -0.1417% | 5,456 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0240% | 5,787 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0548% | 6,080 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0233% | 4,468 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0679% | 6,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5771% | 1,381 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9056% | 77 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4596% | 6,069 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0342% | 5,637 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0645% | 6,088 |
| Percentage Net Loans Charged-off:Construction & development | -0.1702% | 5,602 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0336% | 5,987 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0963% | 6,246 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0476% | 4,566 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1161% | 6,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0723% | 1,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1262% | 789 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8182% | 68 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0291% | 6,223 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0686% | 6,362 |
| Percentage Net Loans Charged-off:Construction & development | -0.1626% | 5,654 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0629% | 2,261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3037% | 6,583 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0112% | 4,633 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4341% | 6,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2136% | 2,180 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0884% | 5,900 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6520% | 421 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4212% | 6,319 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0237% | 6,102 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0753% | 6,418 |
| Percentage Net Loans Charged-off:Construction & development | -0.1560% | 5,712 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0850% | 1,874 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3644% | 6,657 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0147% | 4,662 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5215% | 6,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3152% | 1,689 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3468% | 6,289 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4125% | 6,297 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0845% | 3,521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0635% | 3,068 |
| Percentage Net Loans Charged-off:Construction & development | -0.1417% | 5,741 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1373% | 1,492 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0136% | 6,078 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0216% | 4,673 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 6,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2589% | 1,593 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5076% | 6,405 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6034% | 6,418 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0215% | 5,748 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 5,677 |
| Percentage Net Loans Charged-off:Construction & development | -0.0965% | 5,768 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 6,103 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0269% | 2,412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0394% | 2,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0822% | 5,528 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6803% | 6,471 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8147% | 6,483 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7202% | 1,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9320% | 1,090 |
| Percentage Net Loans Charged-off:Construction & development | 6.7326% | 409 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0832% | 2,760 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8156% | 1,119 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0181% | 4,966 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3305% | 631 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2207% | 6,296 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2095% | 6,841 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3761% | 6,815 |
| Percentage Net Loans Charged-off: All other loans and lease | -17.4777% | 6,452 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0112% | 1,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2863% | 691 |
| Percentage Net Loans Charged-off:Construction & development | 9.0792% | 303 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1170% | 2,306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0885% | 808 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0118% | 4,989 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8121% | 427 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1877% | 6,272 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4299% | 6,936 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.6145% | 6,901 |
| Percentage Net Loans Charged-off: All other loans and lease | -26.5274% | 6,503 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0770% | 1,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4435% | 640 |
| Percentage Net Loans Charged-off:Construction & development | 12.5917% | 199 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0433% | 2,275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5424% | 1,561 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0173% | 5,001 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9355% | 949 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5035% | 6,601 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6051% | 6,984 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.7993% | 6,951 |
| Percentage Net Loans Charged-off: All other loans and lease | -38.2643% | 6,524 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0040% | 470 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3345% | 327 |
| Percentage Net Loans Charged-off:Construction & development | 22.6284% | 102 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0432% | 6,715 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0337% | 5,056 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0504% | 6,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1759% | 6,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1075% | 636 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8357% | 761 |
| Percentage Net Loans Charged-off:Construction & development | 7.0063% | 688 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1949% | 1,047 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0240% | 1,215 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2116% | 734 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8725% | 1,390 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8602% | 1,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2407% | 444 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3465% | 646 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3414% | 367 |
| Percentage Net Loans Charged-off: All other loans and lease | 51.3774% | 47 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6824% | 390 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3126% | 471 |
| Percentage Net Loans Charged-off:Construction & development | 9.4072% | 445 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4718% | 747 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0390% | 1,144 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2541% | 635 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8649% | 1,323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5344% | 868 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5361% | 383 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7817% | 529 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5942% | 314 |
| Percentage Net Loans Charged-off: All other loans and lease | 62.5094% | 32 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1042% | 324 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4029% | 486 |
| Percentage Net Loans Charged-off:Construction & development | 11.4578% | 360 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0026% | 993 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0837% | 1,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8131% | 797 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3053% | 896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9805% | 525 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8286% | 278 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8708% | 669 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.0335% | 217 |
| Percentage Net Loans Charged-off: All other loans and lease | 83.8214% | 25 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8666% | 692 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4167% | 857 |
| Percentage Net Loans Charged-off:Construction & development | -2.1189% | 6,748 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0104% | 450 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0122% | 504 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6124% | 411 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3378% | 420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.2160% | 305 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3262% | 6,735 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6529% | 476 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5167% | 7,020 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6128% | 704 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7688% | 585 |
| Percentage Net Loans Charged-off:Construction & development | 8.1773% | 753 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2183% | 2,756 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5462% | 256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4030% | 1,352 |
| All other 1-4 family - Percent of loans charged-off, net | 5.8278% | 120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1970% | 2,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3668% | 384 |
| Percentage Net Loans Charged-off: Credit card loans | 26.5998% | 26 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1392% | 860 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2456% | 739 |
| Percentage Net Loans Charged-off:Construction & development | 5.2451% | 1,065 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0905% | 2,810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7213% | 235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5345% | 1,075 |
| All other 1-4 family - Percent of loans charged-off, net | 6.0097% | 106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1887% | 2,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3075% | 542 |
| Percentage Net Loans Charged-off: Credit card loans | 20.7673% | 38 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3077% | 770 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4493% | 633 |
| Percentage Net Loans Charged-off:Construction & development | 5.0830% | 993 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1383% | 2,174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.3154% | 191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 7.4066% | 78 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8700% | 2,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5311% | 374 |
| Percentage Net Loans Charged-off: Credit card loans | 20.8178% | 40 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3407% | 719 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4099% | 610 |
| Percentage Net Loans Charged-off:Construction & development | 5.9383% | 692 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7932% | 250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 6.4839% | 125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6023% | 1,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9867% | 499 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8777% | 468 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8195% | 1,370 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7079% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | 3.4992% | 1,588 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1001% | 2,873 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5366% | 493 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7918% | 532 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9793% | 425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1422% | 1,788 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9792% | 530 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1381% | 613 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0922% | 944 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3560% | 1,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1620% | 1,389 |
| Percentage Net Loans Charged-off:Construction & development | 2.6632% | 1,522 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0469% | 2,568 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4331% | 772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3458% | 1,186 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0541% | 530 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2054% | 1,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4322% | 655 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1848% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4689% | 703 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5691% | 1,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1872% | 1,204 |
| Percentage Net Loans Charged-off:Construction & development | 2.9421% | 1,203 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0352% | 2,065 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2123% | 832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8661% | 543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4792% | 817 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3091% | 468 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4130% | 537 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2747% | 500 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2020% | 8,010 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4175% | 8,082 |
| Percentage Net Loans Charged-off:Construction & development | 1.5950% | 1,047 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8034% | 7,972 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.7324% | 8,067 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -2.6304% | 8,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3016% | 2,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8881% | 755 |
| Percentage Net Loans Charged-off: Credit card loans | -1.3267% | 1,646 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.9793% | 276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5367% | 222 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7549% | 161 |
| Percentage Net Loans Charged-off:Construction & development | 8.2340% | 261 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9715% | 538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6887% | 185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4933% | 708 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6708% | 119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5935% | 799 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1051% | 952 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6317% | 107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3090% | 619 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4708% | 408 |
| Percentage Net Loans Charged-off:Construction & development | 3.1340% | 504 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3781% | 680 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0645% | 437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5237% | 279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3935% | 2,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2736% | 1,453 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6894% | 693 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3017% | 502 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5320% | 306 |
| Percentage Net Loans Charged-off:Construction & development | 4.3163% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4574% | 828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6501% | 571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1133% | 2,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6122% | 2,545 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5157% | 500 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0959% | 231 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4600% | 126 |
| Percentage Net Loans Charged-off:Construction & development | 6.9375% | 107 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1781% | 1,112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2508% | 867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4118% | 1,120 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0057% | 6,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1931% | 4,617 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3559% | 1,898 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0077% | 5,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2632% | 3,757 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4949% | 1,891 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0034% | 7,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1178% | 7,402 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7802% | 1,873 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0035% | 6,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1223% | 7,132 |
| Percentage Net Loans Charged-off: Credit card loans | -1.5564% | 1,876 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0153% | 5,521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5667% | 2,596 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5151% | 467 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0138% | 5,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5254% | 2,423 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4202% | 685 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0167% | 4,457 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6565% | 1,913 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,896 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,497 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |