Home > Horizon Bank and Trust > Income and Expense
Horizon Bank and Trust, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,945,000 | 6,773 |
| Total interest expense | $1,152,000 | 8,086 |
| Net interest income | $2,793,000 | 5,923 |
| Provision for loan and lease losses | $175,000 | 3,305 |
| Total noninterest income | $472,000 | 5,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $288,000 | 4,516 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $184,000 | 5,544 |
| Total noninterest expense | $2,713,000 | 4,808 |
| Salaries and employee benefits | $1,085,000 | 5,704 |
| Premises and equipment expense | $412,000 | 4,468 |
| Additional noninterest expense | $1,216,000 | 4,009 |
| Pre-tax net operating income | $377,000 | 9,531 |
| Securities gains (losses) | $-14,000 | 10,078 |
| Applicable income taxes | $-140,000 | 12,345 |
| Income before extraordinary items | $503,000 | 7,288 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $503,000 | 7,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 2,004 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $517,000 | 7,209 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,878,000 | 7,025 |
| Total interest expense | $1,288,000 | 7,927 |
| Net interest income | $2,590,000 | 6,385 |
| Provision for loan and lease losses | $292,000 | 3,089 |
| Total noninterest income | $497,000 | 5,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $280,000 | 4,691 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 5,419 |
| Total noninterest expense | $2,477,000 | 5,327 |
| Salaries and employee benefits | $960,000 | 6,354 |
| Premises and equipment expense | $418,000 | 4,549 |
| Additional noninterest expense | $1,099,000 | 4,536 |
| Pre-tax net operating income | $318,000 | 10,097 |
| Securities gains (losses) | $52,000 | 3,344 |
| Applicable income taxes | $-85,000 | 12,938 |
| Income before extraordinary items | $455,000 | 7,930 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $455,000 | 8,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $430,000 | 1,958 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $403,000 | 8,127 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,394,000 | 7,022 |
| Total interest expense | $1,785,000 | 7,661 |
| Net interest income | $2,609,000 | 6,388 |
| Provision for loan and lease losses | $818,000 | 2,124 |
| Total noninterest income | $354,000 | 7,059 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 5,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 8,102 |
| Total noninterest expense | $2,698,000 | 4,969 |
| Salaries and employee benefits | $990,000 | 6,088 |
| Premises and equipment expense | $402,000 | 4,771 |
| Additional noninterest expense | $1,306,000 | 4,023 |
| Pre-tax net operating income | $-553,000 | 13,320 |
| Securities gains (losses) | $124,000 | 2,671 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-429,000 | 13,342 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-429,000 | 13,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,457,000 | 1,221 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-553,000 | 13,295 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.