Home > Horizon Bank > Income and Expense
Horizon Bank, Income and Expense
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,184,000 | 5,445 |
| Total interest expense | $703,000 | 3,938 |
| Net interest income | $481,000 | 6,492 |
| Provision for loan and lease losses | $2,775,000 | 595 |
| Total noninterest income | $-373,000 | 8,192 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $42,000 | 4,925 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-415,000 | 8,186 |
| Total noninterest expense | $1,090,000 | 4,048 |
| Salaries and employee benefits | $398,000 | 5,155 |
| Premises and equipment expense | $144,000 | 4,104 |
| Additional noninterest expense | $548,000 | 2,785 |
| Pre-tax net operating income | $-3,757,000 | 7,979 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-3,757,000 | 8,012 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,757,000 | 8,013 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-3,757,000 | 8,013 |
| Net charge-offs | $2,488,000 | 522 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-3,757,000 | 8,016 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,585,000 | 5,143 |
| Total interest expense | $3,131,000 | 4,136 |
| Net interest income | $2,454,000 | 5,951 |
| Provision for loan and lease losses | $1,782,000 | 1,940 |
| Total noninterest income | $24,000 | 7,914 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $230,000 | 4,529 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-206,000 | 8,169 |
| Total noninterest expense | $3,875,000 | 4,343 |
| Salaries and employee benefits | $1,531,000 | 5,274 |
| Premises and equipment expense | $753,000 | 3,337 |
| Additional noninterest expense | $1,591,000 | 3,471 |
| Pre-tax net operating income | $-3,179,000 | 7,619 |
| Securities gains (losses) | $137,000 | 922 |
| Applicable income taxes | $3,000 | 4,759 |
| Income before extraordinary items | $-3,045,000 | 7,617 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,045,000 | 7,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $721,000 | 2,331 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-3,182,000 | 7,704 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,236,000 | 5,189 |
| Total interest expense | $2,371,000 | 4,231 |
| Net interest income | $1,865,000 | 5,962 |
| Provision for loan and lease losses | $647,000 | 2,367 |
| Total noninterest income | $-131,000 | 8,303 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $183,000 | 4,436 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-314,000 | 8,321 |
| Total noninterest expense | $2,956,000 | 4,266 |
| Salaries and employee benefits | $1,223,000 | 5,101 |
| Premises and equipment expense | $575,000 | 3,298 |
| Additional noninterest expense | $1,158,000 | 3,479 |
| Pre-tax net operating income | $-1,869,000 | 7,834 |
| Securities gains (losses) | $137,000 | 802 |
| Applicable income taxes | $2,000 | 5,168 |
| Income before extraordinary items | $-1,734,000 | 7,792 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,734,000 | 7,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $619,000 | 1,729 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,871,000 | 7,914 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,892,000 | 5,180 |
| Total interest expense | $1,596,000 | 4,339 |
| Net interest income | $1,296,000 | 5,873 |
| Provision for loan and lease losses | $320,000 | 2,447 |
| Total noninterest income | $159,000 | 5,872 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $131,000 | 4,305 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $28,000 | 6,870 |
| Total noninterest expense | $1,909,000 | 4,387 |
| Salaries and employee benefits | $798,000 | 5,223 |
| Premises and equipment expense | $371,000 | 3,417 |
| Additional noninterest expense | $740,000 | 3,564 |
| Pre-tax net operating income | $-774,000 | 7,778 |
| Securities gains (losses) | $137,000 | 789 |
| Applicable income taxes | $2,000 | 5,394 |
| Income before extraordinary items | $-639,000 | 7,797 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-639,000 | 7,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $324,000 | 1,722 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-776,000 | 7,868 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,527,000 | 5,124 |
| Total interest expense | $816,000 | 4,458 |
| Net interest income | $711,000 | 5,640 |
| Provision for loan and lease losses | $90,000 | 2,858 |
| Total noninterest income | $195,000 | 4,057 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $68,000 | 4,202 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $127,000 | 3,340 |
| Total noninterest expense | $929,000 | 4,465 |
| Salaries and employee benefits | $403,000 | 5,202 |
| Premises and equipment expense | $190,000 | 3,376 |
| Additional noninterest expense | $336,000 | 3,783 |
| Pre-tax net operating income | $-113,000 | 7,600 |
| Securities gains (losses) | $137,000 | 576 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $23,000 | 6,980 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $23,000 | 6,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 1,064 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-108,520 | 7,637 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,523,000 | 4,945 |
| Total interest expense | $3,455,000 | 4,373 |
| Net interest income | $3,068,000 | 5,437 |
| Provision for loan and lease losses | $1,132,000 | 1,301 |
| Total noninterest income | $741,000 | 4,178 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $279,000 | 4,232 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $462,000 | 3,461 |
| Total noninterest expense | $3,318,000 | 4,694 |
| Salaries and employee benefits | $1,375,000 | 5,566 |
| Premises and equipment expense | $642,000 | 3,665 |
| Additional noninterest expense | $1,301,000 | 3,845 |
| Pre-tax net operating income | $-641,000 | 7,897 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,000 | 5,906 |
| Income before extraordinary items | $-643,000 | 7,972 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-643,000 | 7,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $527,000 | 1,633 |
| Cash dividends | $213,000 | 4,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-643,000 | 7,963 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,955,000 | 4,917 |
| Total interest expense | $2,503,000 | 4,483 |
| Net interest income | $2,452,000 | 5,280 |
| Provision for loan and lease losses | $1,097,000 | 836 |
| Total noninterest income | $587,000 | 4,069 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $208,000 | 4,259 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $379,000 | 3,307 |
| Total noninterest expense | $2,305,000 | 4,904 |
| Salaries and employee benefits | $977,000 | 5,715 |
| Premises and equipment expense | $441,000 | 3,886 |
| Additional noninterest expense | $887,000 | 4,056 |
| Pre-tax net operating income | $-363,000 | 7,998 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,000 | 6,113 |
| Income before extraordinary items | $-364,000 | 8,056 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-364,000 | 8,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $450,000 | 1,172 |
| Cash dividends | $213,000 | 4,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-364,000 | 8,039 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,305,000 | 4,939 |
| Total interest expense | $1,646,000 | 4,507 |
| Net interest income | $1,659,000 | 5,259 |
| Provision for loan and lease losses | $427,000 | 1,177 |
| Total noninterest income | $388,000 | 4,099 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $145,000 | 4,154 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $243,000 | 3,410 |
| Total noninterest expense | $1,462,000 | 5,097 |
| Salaries and employee benefits | $687,000 | 5,612 |
| Premises and equipment expense | $240,000 | 4,493 |
| Additional noninterest expense | $535,000 | 4,373 |
| Pre-tax net operating income | $158,000 | 6,917 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $157,000 | 6,686 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $157,000 | 6,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 1,098 |
| Cash dividends | $213,000 | 3,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $157,000 | 6,673 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,649,000 | 4,942 |
| Total interest expense | $793,000 | 4,591 |
| Net interest income | $856,000 | 5,160 |
| Provision for loan and lease losses | $427,000 | 599 |
| Total noninterest income | $194,000 | 4,094 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $72,000 | 4,107 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $122,000 | 3,401 |
| Total noninterest expense | $700,000 | 5,251 |
| Salaries and employee benefits | $321,000 | 5,863 |
| Premises and equipment expense | $130,000 | 4,270 |
| Additional noninterest expense | $249,000 | 4,551 |
| Pre-tax net operating income | $-77,000 | 8,093 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-77,000 | 8,120 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-77,000 | 8,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,851 |
| Cash dividends | $35,000 | 3,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-77,000 | 8,107 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,087,000 | 4,970 |
| Total interest expense | $2,802,000 | 4,496 |
| Net interest income | $3,285,000 | 5,254 |
| Provision for loan and lease losses | $180,000 | 3,697 |
| Total noninterest income | $571,000 | 4,852 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $283,000 | 4,235 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $288,000 | 4,390 |
| Total noninterest expense | $2,475,000 | 5,515 |
| Salaries and employee benefits | $1,242,000 | 5,793 |
| Premises and equipment expense | $244,000 | 6,271 |
| Additional noninterest expense | $989,000 | 4,550 |
| Pre-tax net operating income | $1,201,000 | 4,786 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,000 | 6,499 |
| Income before extraordinary items | $1,200,000 | 4,284 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,200,000 | 4,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 3,581 |
| Cash dividends | $1,538,000 | 1,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,200,000 | 4,263 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,526,000 | 4,963 |
| Total interest expense | $2,022,000 | 4,522 |
| Net interest income | $2,504,000 | 5,254 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $367,000 | 5,190 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $217,000 | 4,242 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $150,000 | 5,125 |
| Total noninterest expense | $1,843,000 | 5,517 |
| Salaries and employee benefits | $887,000 | 5,920 |
| Premises and equipment expense | $189,000 | 6,227 |
| Additional noninterest expense | $767,000 | 4,411 |
| Pre-tax net operating income | $893,000 | 4,992 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,000 | 6,574 |
| Income before extraordinary items | $892,000 | 4,445 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $892,000 | 4,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,885 |
| Cash dividends | $360,000 | 3,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $892,000 | 4,436 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,946,000 | 5,012 |
| Total interest expense | $1,269,000 | 4,554 |
| Net interest income | $1,677,000 | 5,264 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $204,000 | 5,593 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $148,000 | 4,169 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $56,000 | 6,195 |
| Total noninterest expense | $1,207,000 | 5,595 |
| Salaries and employee benefits | $532,000 | 6,266 |
| Premises and equipment expense | $132,000 | 6,106 |
| Additional noninterest expense | $543,000 | 4,224 |
| Pre-tax net operating income | $584,000 | 5,058 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $584,000 | 4,508 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $584,000 | 4,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,393 |
| Cash dividends | $260,000 | 3,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $584,000 | 4,499 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,418,000 | 5,091 |
| Total interest expense | $605,000 | 4,556 |
| Net interest income | $813,000 | 5,350 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $84,000 | 5,967 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $64,000 | 4,410 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $20,000 | 6,714 |
| Total noninterest expense | $562,000 | 5,820 |
| Salaries and employee benefits | $265,000 | 6,291 |
| Premises and equipment expense | $72,000 | 5,891 |
| Additional noninterest expense | $225,000 | 4,805 |
| Pre-tax net operating income | $290,000 | 5,049 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $290,000 | 4,504 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $290,000 | 4,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,616 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $290,000 | 4,485 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,151,000 | 5,061 |
| Total interest expense | $2,012,000 | 4,418 |
| Net interest income | $3,139,000 | 5,368 |
| Provision for loan and lease losses | $110,000 | 4,684 |
| Total noninterest income | $400,000 | 5,714 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $241,000 | 4,642 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $159,000 | 5,623 |
| Total noninterest expense | $2,034,000 | 6,056 |
| Salaries and employee benefits | $1,023,000 | 6,285 |
| Premises and equipment expense | $208,000 | 6,649 |
| Additional noninterest expense | $803,000 | 5,157 |
| Pre-tax net operating income | $1,395,000 | 4,549 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,000 | 6,850 |
| Income before extraordinary items | $1,394,000 | 3,961 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,394,000 | 3,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,682 |
| Cash dividends | $765,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,394,000 | 3,933 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,742,000 | 5,124 |
| Total interest expense | $1,447,000 | 4,396 |
| Net interest income | $2,295,000 | 5,448 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $272,000 | 5,984 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $175,000 | 4,749 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $97,000 | 5,995 |
| Total noninterest expense | $1,502,000 | 6,073 |
| Salaries and employee benefits | $745,000 | 6,366 |
| Premises and equipment expense | $165,000 | 6,489 |
| Additional noninterest expense | $592,000 | 5,165 |
| Pre-tax net operating income | $975,000 | 4,829 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,000 | 6,867 |
| Income before extraordinary items | $974,000 | 4,232 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $974,000 | 4,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,957 |
| Cash dividends | $437,000 | 3,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $974,000 | 4,182 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,414,000 | 5,174 |
| Total interest expense | $930,000 | 4,356 |
| Net interest income | $1,484,000 | 5,529 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $184,000 | 5,922 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $114,000 | 4,756 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $70,000 | 5,870 |
| Total noninterest expense | $985,000 | 6,127 |
| Salaries and employee benefits | $489,000 | 6,415 |
| Premises and equipment expense | $109,000 | 6,513 |
| Additional noninterest expense | $387,000 | 5,195 |
| Pre-tax net operating income | $623,000 | 4,917 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $623,000 | 4,321 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $623,000 | 4,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,846 |
| Cash dividends | $260,000 | 3,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $623,000 | 4,261 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,154,000 | 5,294 |
| Total interest expense | $448,000 | 4,352 |
| Net interest income | $706,000 | 5,708 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $78,000 | 6,223 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $54,000 | 4,823 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,543 |
| Total noninterest expense | $472,000 | 6,307 |
| Salaries and employee benefits | $243,000 | 6,458 |
| Premises and equipment expense | $52,000 | 6,674 |
| Additional noninterest expense | $177,000 | 5,469 |
| Pre-tax net operating income | $282,000 | 5,153 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $282,000 | 4,541 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $282,000 | 4,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $282,000 | 4,498 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,384,000 | 5,262 |
| Total interest expense | $1,602,000 | 4,332 |
| Net interest income | $2,782,000 | 5,665 |
| Provision for loan and lease losses | $110,000 | 4,839 |
| Total noninterest income | $407,000 | 5,750 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $265,000 | 4,613 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $142,000 | 5,787 |
| Total noninterest expense | $1,836,000 | 6,308 |
| Salaries and employee benefits | $969,000 | 6,380 |
| Premises and equipment expense | $187,000 | 6,909 |
| Additional noninterest expense | $680,000 | 5,612 |
| Pre-tax net operating income | $1,243,000 | 4,711 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,000 | 7,085 |
| Income before extraordinary items | $1,242,000 | 4,121 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,242,000 | 4,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,425 |
| Cash dividends | $846,000 | 2,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,242,000 | 4,052 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,184,000 | 5,355 |
| Total interest expense | $1,162,000 | 4,384 |
| Net interest income | $2,022,000 | 5,761 |
| Provision for loan and lease losses | $75,000 | 4,788 |
| Total noninterest income | $326,000 | 5,639 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $206,000 | 4,566 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $120,000 | 5,572 |
| Total noninterest expense | $1,374,000 | 6,268 |
| Salaries and employee benefits | $809,000 | 5,988 |
| Premises and equipment expense | $42,000 | 8,552 |
| Additional noninterest expense | $523,000 | 5,501 |
| Pre-tax net operating income | $899,000 | 4,884 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $899,000 | 4,276 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $899,000 | 4,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,696 |
| Cash dividends | $683,000 | 2,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $899,000 | 4,202 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,071,000 | 5,437 |
| Total interest expense | $758,000 | 4,438 |
| Net interest income | $1,313,000 | 5,844 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $207,000 | 5,741 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $134,000 | 4,616 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $73,000 | 5,776 |
| Total noninterest expense | $884,000 | 6,413 |
| Salaries and employee benefits | $537,000 | 6,041 |
| Premises and equipment expense | $16,000 | 8,866 |
| Additional noninterest expense | $331,000 | 5,668 |
| Pre-tax net operating income | $576,000 | 4,930 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $576,000 | 4,361 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $576,000 | 4,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,984 |
| Cash dividends | $338,000 | 2,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $576,000 | 4,266 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,034,000 | 5,469 |
| Total interest expense | $373,000 | 4,521 |
| Net interest income | $661,000 | 5,819 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $112,000 | 5,514 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $65,000 | 4,595 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $47,000 | 5,234 |
| Total noninterest expense | $451,000 | 6,399 |
| Salaries and employee benefits | $271,000 | 6,068 |
| Premises and equipment expense | $6,000 | 8,944 |
| Additional noninterest expense | $174,000 | 5,529 |
| Pre-tax net operating income | $277,000 | 5,020 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $277,000 | 4,487 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $277,000 | 4,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $85,000 | 3,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $277,000 | 4,357 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,441,000 | 5,294 |
| Total interest expense | $1,734,000 | 4,465 |
| Net interest income | $2,707,000 | 5,633 |
| Provision for loan and lease losses | $350,000 | 2,851 |
| Total noninterest income | $311,000 | 6,517 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $210,000 | 5,156 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $101,000 | 6,522 |
| Total noninterest expense | $1,609,000 | 6,698 |
| Salaries and employee benefits | $938,000 | 6,480 |
| Premises and equipment expense | $59,000 | 8,635 |
| Additional noninterest expense | $614,000 | 5,925 |
| Pre-tax net operating income | $1,057,000 | 5,030 |
| Securities gains (losses) | $87,000 | 2,013 |
| Applicable income taxes | $1,000 | 7,379 |
| Income before extraordinary items | $1,143,000 | 4,268 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,143,000 | 4,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 2,688 |
| Cash dividends | $623,000 | 3,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,056,000 | 4,317 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,344,000 | 5,339 |
| Total interest expense | $1,344,000 | 4,489 |
| Net interest income | $2,000,000 | 5,713 |
| Provision for loan and lease losses | $290,000 | 2,572 |
| Total noninterest income | $359,000 | 5,596 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $148,000 | 5,338 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $211,000 | 4,688 |
| Total noninterest expense | $1,308,000 | 6,428 |
| Salaries and employee benefits | $685,000 | 6,534 |
| Premises and equipment expense | $170,000 | 6,470 |
| Additional noninterest expense | $453,000 | 5,958 |
| Pre-tax net operating income | $761,000 | 5,283 |
| Securities gains (losses) | $53,000 | 2,264 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $814,000 | 4,548 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $814,000 | 4,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,836 |
| Cash dividends | $481,000 | 2,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $761,000 | 4,557 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,239,000 | 5,346 |
| Total interest expense | $929,000 | 4,487 |
| Net interest income | $1,310,000 | 5,766 |
| Provision for loan and lease losses | $200,000 | 2,502 |
| Total noninterest income | $241,000 | 5,568 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $96,000 | 5,375 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $145,000 | 4,632 |
| Total noninterest expense | $870,000 | 6,440 |
| Salaries and employee benefits | $460,000 | 6,533 |
| Premises and equipment expense | $111,000 | 6,499 |
| Additional noninterest expense | $299,000 | 5,990 |
| Pre-tax net operating income | $481,000 | 5,416 |
| Securities gains (losses) | $53,000 | 1,969 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $534,000 | 4,616 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $534,000 | 4,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,111 |
| Cash dividends | $339,000 | 2,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $481,000 | 4,682 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,119,000 | 5,376 |
| Total interest expense | $470,000 | 4,536 |
| Net interest income | $649,000 | 5,790 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $113,000 | 5,598 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $49,000 | 5,240 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $64,000 | 4,791 |
| Total noninterest expense | $427,000 | 6,517 |
| Salaries and employee benefits | $232,000 | 6,518 |
| Premises and equipment expense | $55,000 | 6,522 |
| Additional noninterest expense | $140,000 | 6,173 |
| Pre-tax net operating income | $275,000 | 5,017 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $275,000 | 4,468 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $275,000 | 4,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,019 |
| Cash dividends | $207,000 | 2,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $275,000 | 4,271 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,458,000 | 5,565 |
| Total interest expense | $2,137,000 | 4,596 |
| Net interest income | $2,321,000 | 6,149 |
| Provision for loan and lease losses | $130,000 | 5,190 |
| Total noninterest income | $445,000 | 5,513 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $231,000 | 4,890 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $214,000 | 4,880 |
| Total noninterest expense | $1,687,000 | 6,481 |
| Salaries and employee benefits | $841,000 | 6,738 |
| Premises and equipment expense | $250,000 | 6,143 |
| Additional noninterest expense | $596,000 | 5,955 |
| Pre-tax net operating income | $949,000 | 5,348 |
| Securities gains (losses) | $51,000 | 2,387 |
| Applicable income taxes | $1,000 | 7,615 |
| Income before extraordinary items | $999,000 | 4,605 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $999,000 | 4,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,798 |
| Cash dividends | $548,000 | 3,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $948,000 | 4,614 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,255,000 | 6,144 |
| Total interest expense | $2,242,000 | 5,761 |
| Net interest income | $2,013,000 | 6,417 |
| Provision for loan and lease losses | $120,000 | 5,188 |
| Total noninterest income | $348,000 | 6,034 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $216,000 | 4,986 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $132,000 | 5,790 |
| Total noninterest expense | $1,628,000 | 6,516 |
| Salaries and employee benefits | $784,000 | 6,858 |
| Premises and equipment expense | $268,000 | 5,874 |
| Additional noninterest expense | $576,000 | 5,995 |
| Pre-tax net operating income | $613,000 | 6,124 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $4,000 | 7,767 |
| Income before extraordinary items | $609,000 | 5,583 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $609,000 | 5,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,551 |
| Cash dividends | $457,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $609,000 | 5,453 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,805,000 | 6,649 |
| Total interest expense | $1,998,000 | 6,276 |
| Net interest income | $1,807,000 | 6,910 |
| Provision for loan and lease losses | $127,000 | 4,736 |
| Total noninterest income | $402,000 | 5,526 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 5,325 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $219,000 | 4,579 |
| Total noninterest expense | $1,478,000 | 6,803 |
| Salaries and employee benefits | $701,000 | 7,202 |
| Premises and equipment expense | $245,000 | 6,127 |
| Additional noninterest expense | $532,000 | 6,183 |
| Pre-tax net operating income | $604,000 | 6,569 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $61,000 | 7,058 |
| Income before extraordinary items | $543,000 | 6,111 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $543,000 | 6,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,073 |
| Cash dividends | $272,000 | 4,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $543,000 | 6,118 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,098,000 | 7,262 |
| Total interest expense | $1,557,000 | 6,833 |
| Net interest income | $1,541,000 | 7,508 |
| Provision for loan and lease losses | $10,000 | 8,114 |
| Total noninterest income | $259,000 | 6,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 5,944 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,295 |
| Total noninterest expense | $1,249,000 | 7,431 |
| Salaries and employee benefits | $544,000 | 8,075 |
| Premises and equipment expense | $207,000 | 6,697 |
| Additional noninterest expense | $498,000 | 6,530 |
| Pre-tax net operating income | $541,000 | 6,955 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $125,000 | 6,576 |
| Income before extraordinary items | $416,000 | 6,900 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $416,000 | 6,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,770 |
| Cash dividends | $120,000 | 5,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $416,000 | 6,877 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,606,000 | 7,977 |
| Total interest expense | $1,297,000 | 7,683 |
| Net interest income | $1,309,000 | 8,100 |
| Provision for loan and lease losses | $76,000 | 5,693 |
| Total noninterest income | $252,000 | 6,984 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 5,972 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,546 |
| Total noninterest expense | $990,000 | 8,144 |
| Salaries and employee benefits | $410,000 | 8,910 |
| Premises and equipment expense | $188,000 | 6,902 |
| Additional noninterest expense | $392,000 | 7,279 |
| Pre-tax net operating income | $495,000 | 7,394 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $196,000 | 6,239 |
| Income before extraordinary items | $299,000 | 7,902 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $299,000 | 7,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,762 |
| Cash dividends | $120,000 | 6,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $299,000 | 7,813 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,190,000 | 8,798 |
| Total interest expense | $1,054,000 | 8,541 |
| Net interest income | $1,136,000 | 8,846 |
| Provision for loan and lease losses | $91,000 | 5,357 |
| Total noninterest income | $282,000 | 6,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 6,289 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 5,896 |
| Total noninterest expense | $850,000 | 8,850 |
| Salaries and employee benefits | $371,000 | 9,446 |
| Premises and equipment expense | $165,000 | 7,471 |
| Additional noninterest expense | $314,000 | 8,183 |
| Pre-tax net operating income | $477,000 | 8,052 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $191,000 | 7,004 |
| Income before extraordinary items | $286,000 | 8,482 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $286,000 | 8,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $120,000 | 6,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $286,000 | 8,443 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,820,000 | 9,624 |
| Total interest expense | $788,000 | 9,685 |
| Net interest income | $1,032,000 | 9,465 |
| Provision for loan and lease losses | $65,000 | 5,977 |
| Total noninterest income | $257,000 | 7,493 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 6,881 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 6,422 |
| Total noninterest expense | $779,000 | 9,517 |
| Salaries and employee benefits | $332,000 | 10,097 |
| Premises and equipment expense | $146,000 | 8,152 |
| Additional noninterest expense | $301,000 | 8,872 |
| Pre-tax net operating income | $445,000 | 8,241 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $161,000 | 7,713 |
| Income before extraordinary items | $282,000 | 8,572 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $282,000 | 8,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,912 |
| Cash dividends | $50,000 | 7,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $283,280 | 8,499 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,571,000 | 10,396 |
| Total interest expense | $676,000 | 10,392 |
| Net interest income | $895,000 | 10,261 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $205,000 | 8,342 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 7,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,981 |
| Total noninterest expense | $702,000 | 10,180 |
| Salaries and employee benefits | $330,000 | 10,498 |
| Premises and equipment expense | $127,000 | 8,867 |
| Additional noninterest expense | $245,000 | 9,885 |
| Pre-tax net operating income | $374,000 | 9,237 |
| Securities gains (losses) | $-8,000 | 9,956 |
| Applicable income taxes | $136,000 | 8,513 |
| Income before extraordinary items | $230,000 | 9,610 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $230,000 | 9,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,295 |
| Cash dividends | $84,000 | 7,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $235,120 | 9,530 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,294,000 | 11,148 |
| Total interest expense | $471,000 | 11,222 |
| Net interest income | $823,000 | 10,969 |
| Provision for loan and lease losses | $69,000 | 5,368 |
| Total noninterest income | $205,000 | 8,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 7,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,612 |
| Total noninterest expense | $723,000 | 10,604 |
| Salaries and employee benefits | $270,000 | 11,476 |
| Premises and equipment expense | $124,000 | 9,273 |
| Additional noninterest expense | $329,000 | 9,608 |
| Pre-tax net operating income | $236,000 | 10,613 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $75,000 | 9,915 |
| Income before extraordinary items | $161,000 | 10,690 |
| Extraordinary gains, net | $29,000 | 191 |
| Net income | $190,000 | 10,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $140,000 | 6,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $161,000 | 10,732 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,223,000 | 11,840 |
| Total interest expense | $467,000 | 11,853 |
| Net interest income | $756,000 | 11,680 |
| Provision for loan and lease losses | $73,000 | 6,535 |
| Total noninterest income | $243,000 | 8,472 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 7,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 8,232 |
| Total noninterest expense | $662,000 | 11,341 |
| Salaries and employee benefits | $312,000 | 11,533 |
| Premises and equipment expense | $93,000 | 10,682 |
| Additional noninterest expense | $257,000 | 10,986 |
| Pre-tax net operating income | $264,000 | 10,515 |
| Securities gains (losses) | $36,000 | 3,866 |
| Applicable income taxes | $96,000 | 9,830 |
| Income before extraordinary items | $204,000 | 10,600 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $204,000 | 10,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 5,061 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $179,520 | 10,660 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,305,000 | 12,392 |
| Total interest expense | $543,000 | 12,556 |
| Net interest income | $762,000 | 12,066 |
| Provision for loan and lease losses | $36,000 | 9,661 |
| Total noninterest income | $255,000 | 8,418 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 6,517 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,805 |
| Total noninterest expense | $667,000 | 11,701 |
| Salaries and employee benefits | $308,000 | 11,919 |
| Premises and equipment expense | $90,000 | 11,109 |
| Additional noninterest expense | $269,000 | 11,288 |
| Pre-tax net operating income | $314,000 | 9,999 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $114,000 | 9,543 |
| Income before extraordinary items | $203,000 | 10,551 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $203,000 | 10,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 8,076 |
| Cash dividends | $95,000 | 6,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $201,080 | 10,246 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.