Home > Horizon Bank > Loan Charge- Offs and Recoveries
Horizon Bank, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,409,000 | 782 |
| Loans secured by real estate, total | $195,000 | 938 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $195,000 | 938 |
| Construction and land development | $1,000 | 647 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $78,000 | 1,046 |
| Secured by multifamily residential properties | $6,000 | 379 |
| Secured by nonfarm nonresidential properties | $110,000 | 576 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $10,000 | 166 |
| Commercial and industrial loans | $276,000 | 1,103 |
| Loans to individuals | $928,000 | 574 |
| Credit card loan charge offs | $28,000 | 1,338 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $900,000 | 433 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 270 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $307,000 | 951 |
| Loans secured by real estate, total | $11,000 | 2,311 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $11,000 | 2,313 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $11,000 | 1,497 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $0 | 1,668 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 218 |
| Commercial and industrial loans | $61,000 | 1,470 |
| Loans to individuals | $235,000 | 527 |
| Credit card loan recoveries | $1,000 | 2,101 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $234,000 | 428 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $0 | 271 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,102,000 | 754 |
| Loans secured by real estate, total | $184,000 | 748 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $184,000 | 746 |
| Construction and land development | $1,000 | 564 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $67,000 | 972 |
| Secured by multifamily residential properties | $6,000 | 334 |
| Secured by nonfarm nonresidential properties | $110,000 | 410 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $10,000 | 109 |
| Commercial and industrial loans | $215,000 | 1,030 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $693,000 | 580 |
| Credit card loan net charge offs | $27,000 | 1,238 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $666,000 | 439 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 229 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,218,000 | 980 |
| Loans secured by real estate, total | $288,000 | 852 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $288,000 | 852 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $193,000 | 651 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $95,000 | 756 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $78,000 | 2,828 |
| Loans to individuals | $852,000 | 647 |
| Credit card loan charge offs | $0 | 4,125 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $852,000 | 487 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $273,000 | 1,180 |
| Loans secured by real estate, total | $20,000 | 2,000 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $20,000 | 2,000 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $8,000 | 1,867 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $12,000 | 1,144 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $19,000 | 3,299 |
| Loans to individuals | $234,000 | 607 |
| Credit card loan recoveries | $0 | 2,751 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $234,000 | 505 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $945,000 | 936 |
| Loans secured by real estate, total | $268,000 | 702 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $268,000 | 700 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $185,000 | 554 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $83,000 | 597 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $59,000 | 2,529 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $618,000 | 651 |
| Credit card loan net charge offs | $0 | 3,910 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $618,000 | 475 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,265,000 | 970 |
| Loans secured by real estate, total | $327,000 | 902 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $327,000 | 901 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $71,000 | 84 |
| Total charge-offs secured by 1-4 family residential properties | $29,000 | 2,062 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $227,000 | 596 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $196,000 | 1,415 |
| Loans to individuals | $742,000 | 646 |
| Credit card loan charge offs | $0 | 4,035 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $742,000 | 474 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $334,000 | 1,005 |
| Loans secured by real estate, total | $63,000 | 1,185 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $63,000 | 1,184 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $44,000 | 738 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $19,000 | 1,067 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $56,000 | 1,790 |
| Loans to individuals | $215,000 | 641 |
| Credit card loan recoveries | $0 | 2,795 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $215,000 | 537 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $931,000 | 918 |
| Loans secured by real estate, total | $264,000 | 832 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $264,000 | 831 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $71,000 | 68 |
| Secured by 1-4 family residential properties- net charge-offs | $-15,000 | 11,480 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $208,000 | 510 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $140,000 | 1,314 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $527,000 | 630 |
| Credit card loan net charge offs | $0 | 3,773 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $527,000 | 432 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $457,000 | 1,943 |
| Loans secured by real estate, total | $62,000 | 2,471 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $62,000 | 2,471 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $41,000 | 1,899 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $21,000 | 1,823 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $109,000 | 2,314 |
| Loans to individuals | $286,000 | 1,043 |
| Credit card loan charge offs | $0 | 4,000 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $286,000 | 824 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,333 |
| Total recoveries | $331,000 | 1,150 |
| Loans secured by real estate, total | $158,000 | 730 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $158,000 | 729 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $17,000 | 1,502 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $141,000 | 445 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $89,000 | 1,485 |
| Loans to individuals | $84,000 | 1,258 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $84,000 | 1,110 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,776 |
| Net charge-offs | $126,000 | 3,299 |
| Loans secured by real estate, total | $-96,000 | 12,322 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-96,000 | 12,360 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $24,000 | 2,055 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $-120,000 | 12,420 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $20,000 | 3,684 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $202,000 | 977 |
| Credit card loan net charge offs | $0 | 3,705 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $202,000 | 718 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,012 |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $436,000 | 2,498 |
| Loans secured by real estate, total | $84,000 | 2,634 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $84,000 | 2,634 |
| Construction and land development | $4,000 | 1,152 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 5,721 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $80,000 | 1,395 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $137,000 | 2,573 |
| Loans to individuals | $215,000 | 1,438 |
| Credit card loan charge offs | $0 | 4,176 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $215,000 | 1,157 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,635 |
| Total recoveries | $168,000 | 2,110 |
| Loans secured by real estate, total | $9,000 | 3,617 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $9,000 | 3,618 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $8,000 | 2,377 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $1,000 | 2,379 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $48,000 | 2,694 |
| Loans to individuals | $111,000 | 1,111 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $111,000 | 961 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $268,000 | 2,633 |
| Loans secured by real estate, total | $75,000 | 2,349 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $75,000 | 2,347 |
| Construction and land development | $4,000 | 1,026 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $-8,000 | 12,485 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $79,000 | 1,236 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $89,000 | 2,530 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $104,000 | 1,770 |
| Credit card loan net charge offs | $0 | 3,895 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $104,000 | 1,406 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,260 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $371,000 | 3,555 |
| Loans secured by real estate, total | $119,000 | 2,756 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $119,000 | 2,756 |
| Construction and land development | $22,000 | 1,241 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $97,000 | 1,658 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $74,000 | 4,820 |
| Loans to individuals | $178,000 | 2,021 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $178,000 | 1,716 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $89,000 | 3,590 |
| Loans secured by real estate, total | $27,000 | 2,273 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $27,000 | 2,273 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $17,000 | 1,653 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $10,000 | 1,462 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $10,000 | 5,960 |
| Loans to individuals | $52,000 | 2,022 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $52,000 | 1,840 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $282,000 | 3,464 |
| Loans secured by real estate, total | $92,000 | 2,800 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $92,000 | 2,801 |
| Construction and land development | $22,000 | 1,162 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $80,000 | 1,609 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $-10,000 | 13,457 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $64,000 | 4,212 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $126,000 | 1,999 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $126,000 | 1,673 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.