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Horizon Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$312,101,000221
Total interest expense$128,335,000202
Net interest income$183,766,000239
Provision for loan and lease losses$2,459,000501
Total noninterest income$43,631,000273
Gross Fiduciary activities income$5,080,000257
Service charges on deposit accounts$24,140,00088
Trading account gains and fees$0123
Additional Noninterest Income$14,411,000417
Total noninterest expense$144,173,000236
Salaries and employee benefits$77,307,000233
Premises and equipment expense$13,327,000237
Additional noninterest expense$14,411,000417
Pre-tax net operating income$80,765,000242
Securities gains (losses)$-32,052,0004,559
Applicable income taxes$12,966,000282
Income before extraordinary items$35,747,000365
Extraordinary gains, net$054
Net income$35,747,000371
Minority interest net income$088
Net income of bank and minority interests.$35,747,000368
Net charge-offs$2,161,000367
Cash dividends$55,500,000153
Sale, conversion, retirement of capital stock, net$0540
Net operating income$61,068,080252
2023-09-30 (YTD Data)Rank
Total interest income$228,640,000226
Total interest expense$89,194,000205
Net interest income$139,446,000242
Provision for loan and lease losses$1,185,000593
Total noninterest income$32,883,000271
Gross Fiduciary activities income$3,728,000260
Service charges on deposit accounts$18,053,00087
Trading account gains and fees$0125
Additional Noninterest Income$11,102,000414
Total noninterest expense$106,528,000238
Salaries and employee benefits$57,267,000235
Premises and equipment expense$10,074,000239
Additional noninterest expense$11,102,000414
Pre-tax net operating income$64,616,000238
Securities gains (losses)$-480,0004,366
Applicable income taxes$5,803,000426
Income before extraordinary items$58,333,000217
Extraordinary gains, net$052
Net income$58,333,000219
Minority interest net income$081
Net income of bank and minority interests.$58,333,000218
Net charge-offs$1,377,000352
Cash dividends$46,000,000143
Sale, conversion, retirement of capital stock, net$0507
Net operating income$58,769,800220
2023-06-30 (YTD Data)Rank
Total interest income$148,566,000221
Total interest expense$53,266,000198
Net interest income$95,300,000233
Provision for loan and lease losses$922,000533
Total noninterest income$21,096,000268
Gross Fiduciary activities income$2,522,000254
Service charges on deposit accounts$12,035,00085
Trading account gains and fees$0112
Additional Noninterest Income$6,539,000446
Total noninterest expense$71,018,000234
Salaries and employee benefits$38,244,000234
Premises and equipment expense$6,797,000230
Additional noninterest expense$6,539,000446
Pre-tax net operating income$44,456,000236
Securities gains (losses)$-480,0004,477
Applicable income taxes$3,951,000424
Income before extraordinary items$40,025,000212
Extraordinary gains, net$051
Net income$40,025,000216
Minority interest net income$081
Net income of bank and minority interests.$40,025,000212
Net charge-offs$653,000377
Cash dividends$36,500,000127
Sale, conversion, retirement of capital stock, net$0486
Net operating income$40,461,800216
2023-03-31 (YTD Data)Rank
Total interest income$71,748,000226
Total interest expense$24,590,000197
Net interest income$47,158,000237
Provision for loan and lease losses$242,000792
Total noninterest income$10,121,000279
Gross Fiduciary activities income$1,275,000266
Service charges on deposit accounts$5,670,00092
Trading account gains and fees$097
Additional Noninterest Income$3,176,000446
Total noninterest expense$35,084,000241
Salaries and employee benefits$18,884,000244
Premises and equipment expense$3,556,000226
Additional noninterest expense$3,176,000446
Pre-tax net operating income$21,953,000239
Securities gains (losses)$-500,0004,549
Applicable income taxes$2,073,000419
Income before extraordinary items$19,380,000220
Extraordinary gains, net$04
Net income$19,380,000220
Minority interest net income$048
Net income of bank and minority interests.$19,380,000220
Net charge-offs$379,000327
Cash dividends$9,000,000197
Sale, conversion, retirement of capital stock, net$0430
Net operating income$19,830,000221
2022-12-31 (YTD Data)Rank
Total interest income$235,959,000218
Total interest expense$30,256,000199
Net interest income$205,703,000217
Provision for loan and lease losses$-1,816,0004,651
Total noninterest income$47,659,000259
Gross Fiduciary activities income$5,381,000259
Service charges on deposit accounts$23,117,00095
Trading account gains and fees$0116
Additional Noninterest Income$19,161,000363
Total noninterest expense$142,637,000238
Salaries and employee benefits$77,732,000235
Premises and equipment expense$13,295,000236
Additional noninterest expense$19,161,000363
Pre-tax net operating income$112,541,000216
Securities gains (losses)$0691
Applicable income taxes$13,524,000306
Income before extraordinary items$99,017,000200
Extraordinary gains, net$05
Net income$99,017,000200
Minority interest net income$063
Net income of bank and minority interests.$99,017,000200
Net charge-offs$843,000463
Cash dividends$33,000,000217
Sale, conversion, retirement of capital stock, net$0568
Net operating income$99,017,000200
2022-09-30 (YTD Data)Rank
Total interest income$172,635,000212
Total interest expense$13,697,000211
Net interest income$158,938,000209
Provision for loan and lease losses$-1,747,0004,689
Total noninterest income$36,777,000260
Gross Fiduciary activities income$4,110,000256
Service charges on deposit accounts$17,440,00096
Trading account gains and fees$0111
Additional Noninterest Income$15,227,000364
Total noninterest expense$110,699,000232
Salaries and employee benefits$58,466,000238
Premises and equipment expense$10,023,000233
Additional noninterest expense$15,227,000364
Pre-tax net operating income$86,763,000209
Securities gains (losses)$0740
Applicable income taxes$10,515,000316
Income before extraordinary items$76,248,000194
Extraordinary gains, net$04
Net income$76,248,000194
Minority interest net income$057
Net income of bank and minority interests.$76,248,000194
Net charge-offs$558,000416
Cash dividends$24,500,000206
Sale, conversion, retirement of capital stock, net$0519
Net operating income$76,248,000194
2022-06-30 (YTD Data)Rank
Total interest income$109,627,000205
Total interest expense$5,688,000235
Net interest income$103,939,000203
Provision for loan and lease losses$-1,146,0004,674
Total noninterest income$26,589,000239
Gross Fiduciary activities income$2,908,000220
Service charges on deposit accounts$11,567,00095
Trading account gains and fees$0108
Additional Noninterest Income$12,114,000321
Total noninterest expense$72,614,000222
Salaries and employee benefits$38,499,000231
Premises and equipment expense$6,737,000228
Additional noninterest expense$27,378,000209
Pre-tax net operating income$59,060,000204
Securities gains (losses)$0687
Applicable income taxes$8,168,000273
Income before extraordinary items$50,892,000189
Extraordinary gains, net$04
Net income$50,892,000189
Minority interest net income$060
Net income of bank and minority interests.$50,892,000189
Net charge-offs$421,000368
Cash dividends$16,000,000198
Sale, conversion, retirement of capital stock, net$0494
Net operating income$50,892,000190
2022-03-31 (YTD Data)Rank
Total interest income$52,073,000207
Total interest expense$2,568,000227
Net interest income$49,505,000205
Provision for loan and lease losses$-1,386,0004,703
Total noninterest income$14,154,000237
Gross Fiduciary activities income$1,503,000220
Service charges on deposit accounts$5,479,00096
Trading account gains and fees$0103
Additional Noninterest Income$7,172,000298
Total noninterest expense$36,459,000224
Salaries and employee benefits$19,189,000229
Premises and equipment expense$3,554,000220
Additional noninterest expense$13,716,000202
Pre-tax net operating income$28,586,000194
Securities gains (losses)$0623
Applicable income taxes$3,928,000273
Income before extraordinary items$24,658,000183
Extraordinary gains, net$04
Net income$24,658,000183
Minority interest net income$050
Net income of bank and minority interests.$24,658,000183
Net charge-offs$136,000430
Cash dividends$8,000,000192
Sale, conversion, retirement of capital stock, net$0453
Net operating income$24,658,000185
2021-12-31 (YTD Data)Rank
Total interest income$199,942,000215
Total interest expense$12,538,000238
Net interest income$187,404,000209
Provision for loan and lease losses$-2,084,0004,598
Total noninterest income$57,014,000254
Gross Fiduciary activities income$7,420,000192
Service charges on deposit accounts$19,256,000101
Trading account gains and fees$0132
Additional Noninterest Income$30,338,000312
Total noninterest expense$138,709,000231
Salaries and employee benefits$72,161,000242
Premises and equipment expense$12,498,000247
Additional noninterest expense$54,050,000201
Pre-tax net operating income$107,793,000222
Securities gains (losses)$914,000232
Applicable income taxes$16,723,000280
Income before extraordinary items$91,984,000214
Extraordinary gains, net$010
Net income$91,984,000214
Minority interest net income$074
Net income of bank and minority interests.$91,984,000214
Net charge-offs$1,641,000322
Cash dividends$21,000,000287
Sale, conversion, retirement of capital stock, net$0582
Net operating income$91,207,100211
2021-09-30 (YTD Data)Rank
Total interest income$145,834,000217
Total interest expense$9,822,000241
Net interest income$136,012,000215
Provision for loan and lease losses$-13,0004,299
Total noninterest income$44,186,000252
Gross Fiduciary activities income$5,828,000185
Service charges on deposit accounts$13,884,000104
Trading account gains and fees$0132
Additional Noninterest Income$24,474,000298
Total noninterest expense$99,529,000237
Salaries and employee benefits$52,161,000252
Premises and equipment expense$9,301,000249
Additional noninterest expense$38,067,000203
Pre-tax net operating income$80,682,000222
Securities gains (losses)$914,000206
Applicable income taxes$12,270,000286
Income before extraordinary items$69,326,000208
Extraordinary gains, net$08
Net income$69,326,000209
Minority interest net income$069
Net income of bank and minority interests.$69,326,000209
Net charge-offs$230,000743
Cash dividends$21,000,000223
Sale, conversion, retirement of capital stock, net$0543
Net operating income$68,549,100210
2021-06-30 (YTD Data)Rank
Total interest income$94,979,000221
Total interest expense$6,946,000235
Net interest income$88,033,000216
Provision for loan and lease losses$-1,125,0004,687
Total noninterest income$28,141,000256
Gross Fiduciary activities income$3,704,000191
Service charges on deposit accounts$9,231,000101
Trading account gains and fees$0133
Additional Noninterest Income$15,206,000319
Total noninterest expense$65,338,000242
Salaries and employee benefits$33,740,000262
Premises and equipment expense$6,376,000240
Additional noninterest expense$25,222,000207
Pre-tax net operating income$51,961,000227
Securities gains (losses)$914,000171
Applicable income taxes$7,947,000296
Income before extraordinary items$44,928,000209
Extraordinary gains, net$06
Net income$44,928,000210
Minority interest net income$067
Net income of bank and minority interests.$44,928,000210
Net charge-offs$247,000579
Cash dividends$14,000,000216
Sale, conversion, retirement of capital stock, net$0517
Net operating income$44,151,100211
2021-03-31 (YTD Data)Rank
Total interest income$47,574,000223
Total interest expense$3,606,000243
Net interest income$43,968,000217
Provision for loan and lease losses$367,000478
Total noninterest income$12,952,000284
Gross Fiduciary activities income$1,743,000197
Service charges on deposit accounts$4,405,000103
Trading account gains and fees$0127
Additional Noninterest Income$6,804,000359
Total noninterest expense$32,102,000245
Salaries and employee benefits$16,491,000264
Premises and equipment expense$3,305,000233
Additional noninterest expense$12,306,000210
Pre-tax net operating income$24,451,000245
Securities gains (losses)$914,000121
Applicable income taxes$3,878,000300
Income before extraordinary items$21,487,000229
Extraordinary gains, net$03
Net income$21,487,000229
Minority interest net income$055
Net income of bank and minority interests.$21,487,000229
Net charge-offs$208,000419
Cash dividends$7,000,000200
Sale, conversion, retirement of capital stock, net$0482
Net operating income$20,710,100233
2020-12-31 (YTD Data)Rank
Total interest income$205,292,000215
Total interest expense$29,956,000201
Net interest income$175,336,000216
Provision for loan and lease losses$20,751,000221
Total noninterest income$55,218,000258
Gross Fiduciary activities income$9,145,000153
Service charges on deposit accounts$17,412,000102
Trading account gains and fees$0133
Additional Noninterest Income$28,661,000314
Total noninterest expense$130,532,000237
Salaries and employee benefits$69,085,000238
Premises and equipment expense$12,762,000241
Additional noninterest expense$48,685,000210
Pre-tax net operating income$79,271,000203
Securities gains (losses)$4,298,000123
Applicable income taxes$10,714,000285
Income before extraordinary items$72,855,000189
Extraordinary gains, net$04
Net income$72,855,000189
Minority interest net income$072
Net income of bank and minority interests.$72,855,000189
Net charge-offs$1,864,000434
Cash dividends$60,000,000143
Sale, conversion, retirement of capital stock, net$0566
Net operating income$69,115,740192
2020-09-30 (YTD Data)Rank
Total interest income$152,074,000219
Total interest expense$21,788,000222
Net interest income$130,286,000217
Provision for loan and lease losses$17,709,000225
Total noninterest income$38,108,000263
Gross Fiduciary activities income$6,398,000159
Service charges on deposit accounts$12,586,000104
Trading account gains and fees$0125
Additional Noninterest Income$19,124,000323
Total noninterest expense$94,902,000235
Salaries and employee benefits$50,060,000236
Premises and equipment expense$9,513,000239
Additional noninterest expense$35,329,000210
Pre-tax net operating income$55,783,000196
Securities gains (losses)$1,675,000204
Applicable income taxes$8,271,000259
Income before extraordinary items$49,187,000187
Extraordinary gains, net$04
Net income$49,187,000187
Minority interest net income$065
Net income of bank and minority interests.$49,187,000187
Net charge-offs$1,635,000373
Cash dividends$53,000,000116
Sale, conversion, retirement of capital stock, net$0532
Net operating income$47,746,500190
2020-06-30 (YTD Data)Rank
Total interest income$101,950,000221
Total interest expense$16,520,000218
Net interest income$85,430,000217
Provision for loan and lease losses$15,656,000218
Total noninterest income$22,496,000272
Gross Fiduciary activities income$4,293,000154
Service charges on deposit accounts$8,208,000108
Trading account gains and fees$0123
Additional Noninterest Income$9,995,000356
Total noninterest expense$61,720,000234
Salaries and employee benefits$31,785,000242
Premises and equipment expense$6,418,000236
Additional noninterest expense$23,517,000211
Pre-tax net operating income$30,550,000199
Securities gains (losses)$587,000333
Applicable income taxes$3,768,000304
Income before extraordinary items$27,369,000192
Extraordinary gains, net$04
Net income$27,369,000192
Minority interest net income$065
Net income of bank and minority interests.$27,369,000192
Net charge-offs$811,000445
Cash dividends$46,000,000106
Sale, conversion, retirement of capital stock, net$0504
Net operating income$26,852,440186
2020-03-31 (YTD Data)Rank
Total interest income$51,627,000222
Total interest expense$9,946,000213
Net interest income$41,681,000220
Provision for loan and lease losses$8,600,000200
Total noninterest income$11,618,000247
Gross Fiduciary activities income$2,528,000142
Service charges on deposit accounts$4,166,000120
Trading account gains and fees$0106
Additional Noninterest Income$4,924,000314
Total noninterest expense$31,034,000238
Salaries and employee benefits$16,228,000241
Premises and equipment expense$3,240,000243
Additional noninterest expense$11,566,000217
Pre-tax net operating income$13,665,000202
Securities gains (losses)$340,000256
Applicable income taxes$1,718,000302
Income before extraordinary items$12,287,000191
Extraordinary gains, net$04
Net income$12,287,000191
Minority interest net income$056
Net income of bank and minority interests.$12,287,000191
Net charge-offs$404,000426
Cash dividends$12,000,000168
Sale, conversion, retirement of capital stock, net$0482
Net operating income$11,987,800190
2019-12-31 (YTD Data)Rank
Total interest income$208,245,000225
Total interest expense$44,332,000216
Net interest income$163,913,000219
Provision for loan and lease losses$1,976,000544
Total noninterest income$43,132,000261
Gross Fiduciary activities income$8,580,000158
Service charges on deposit accounts$16,910,000120
Trading account gains and fees$0135
Additional Noninterest Income$17,642,000354
Total noninterest expense$121,442,000231
Salaries and employee benefits$63,519,000238
Premises and equipment expense$12,121,000245
Additional noninterest expense$45,802,000208
Pre-tax net operating income$83,627,000216
Securities gains (losses)$-75,0005,054
Applicable income taxes$13,934,000269
Income before extraordinary items$69,618,000209
Extraordinary gains, net$011
Net income$69,618,000210
Minority interest net income$076
Net income of bank and minority interests.$69,618,000210
Net charge-offs$2,129,000394
Cash dividends$45,000,000187
Sale, conversion, retirement of capital stock, net$0626
Net operating income$69,680,250207
2019-09-30 (YTD Data)Rank
Total interest income$154,867,000230
Total interest expense$33,291,000224
Net interest income$121,576,000222
Provision for loan and lease losses$1,636,000470
Total noninterest income$31,209,000264
Gross Fiduciary activities income$5,986,000162
Service charges on deposit accounts$12,323,000122
Trading account gains and fees$0129
Additional Noninterest Income$12,900,000359
Total noninterest expense$90,983,000232
Salaries and employee benefits$47,148,000241
Premises and equipment expense$9,028,000249
Additional noninterest expense$34,807,000206
Pre-tax net operating income$60,166,000225
Securities gains (losses)$-85,0005,153
Applicable income taxes$9,850,000281
Income before extraordinary items$50,231,000212
Extraordinary gains, net$011
Net income$50,231,000213
Minority interest net income$072
Net income of bank and minority interests.$50,231,000213
Net charge-offs$1,500,000376
Cash dividends$45,000,000156
Sale, conversion, retirement of capital stock, net$0590
Net operating income$50,302,400208
2019-06-30 (YTD Data)Rank
Total interest income$99,175,000235
Total interest expense$21,915,000222
Net interest income$77,260,000235
Provision for loan and lease losses$1,260,000404
Total noninterest income$19,696,000269
Gross Fiduciary activities income$4,152,000157
Service charges on deposit accounts$7,560,000125
Trading account gains and fees$0131
Additional Noninterest Income$7,984,000369
Total noninterest expense$61,082,000235
Salaries and employee benefits$30,636,000247
Premises and equipment expense$5,910,000255
Additional noninterest expense$24,536,000204
Pre-tax net operating income$34,614,000247
Securities gains (losses)$-85,0005,195
Applicable income taxes$5,682,000305
Income before extraordinary items$28,847,000243
Extraordinary gains, net$011
Net income$28,847,000245
Minority interest net income$069
Net income of bank and minority interests.$28,847,000245
Net charge-offs$775,000424
Cash dividends$20,000,000183
Sale, conversion, retirement of capital stock, net$0573
Net operating income$28,918,400235
2019-03-31 (YTD Data)Rank
Total interest income$45,352,000248
Total interest expense$10,490,000226
Net interest income$34,862,000248
Provision for loan and lease losses$364,000600
Total noninterest income$8,697,000276
Gross Fiduciary activities income$2,089,000154
Service charges on deposit accounts$3,108,000140
Trading account gains and fees$0126
Additional Noninterest Income$3,500,000388
Total noninterest expense$29,676,000238
Salaries and employee benefits$14,135,000262
Premises and equipment expense$2,771,000267
Additional noninterest expense$12,770,000203
Pre-tax net operating income$13,519,000287
Securities gains (losses)$15,000633
Applicable income taxes$2,203,000342
Income before extraordinary items$11,331,000281
Extraordinary gains, net$05
Net income$11,331,000281
Minority interest net income$052
Net income of bank and minority interests.$11,331,000281
Net charge-offs$363,000423
Cash dividends$10,000,000178
Sale, conversion, retirement of capital stock, net$0529
Net operating income$11,318,400276
2018-12-31 (YTD Data)Rank
Total interest income$166,118,000249
Total interest expense$29,124,000230
Net interest income$136,994,000250
Provision for loan and lease losses$2,906,000380
Total noninterest income$34,856,000293
Gross Fiduciary activities income$7,827,000164
Service charges on deposit accounts$12,905,000141
Trading account gains and fees$0126
Additional Noninterest Income$14,124,000397
Total noninterest expense$101,969,000267
Salaries and employee benefits$55,200,000259
Premises and equipment expense$10,476,000275
Additional noninterest expense$36,293,000255
Pre-tax net operating income$66,975,000256
Securities gains (losses)$-443,0005,247
Applicable income taxes$11,213,000292
Income before extraordinary items$55,319,000253
Extraordinary gains, net$06
Net income$55,319,000253
Minority interest net income$072
Net income of bank and minority interests.$55,319,000253
Net charge-offs$1,480,000438
Cash dividends$45,000,000163
Sale, conversion, retirement of capital stock, net$0671
Net operating income$55,686,690251
2018-09-30 (YTD Data)Rank
Total interest income$122,401,000248
Total interest expense$19,837,000233
Net interest income$102,564,000249
Provision for loan and lease losses$2,378,000344
Total noninterest income$26,046,000297
Gross Fiduciary activities income$5,598,000167
Service charges on deposit accounts$9,643,000140
Trading account gains and fees$0138
Additional Noninterest Income$10,805,000395
Total noninterest expense$75,962,000266
Salaries and employee benefits$41,465,000259
Premises and equipment expense$7,977,000272
Additional noninterest expense$26,520,000254
Pre-tax net operating income$50,270,000256
Securities gains (losses)$-111,0005,256
Applicable income taxes$8,589,000277
Income before extraordinary items$41,570,000250
Extraordinary gains, net$05
Net income$41,570,000250
Minority interest net income$066
Net income of bank and minority interests.$41,570,000250
Net charge-offs$974,000450
Cash dividends$30,000,000165
Sale, conversion, retirement of capital stock, net$0633
Net operating income$41,662,130246
2018-06-30 (YTD Data)Rank
Total interest income$80,145,000246
Total interest expense$11,946,000240
Net interest income$68,199,000245
Provision for loan and lease losses$1,202,000410
Total noninterest income$17,240,000299
Gross Fiduciary activities income$3,743,000167
Service charges on deposit accounts$6,389,000138
Trading account gains and fees$0130
Additional Noninterest Income$7,108,000395
Total noninterest expense$50,514,000265
Salaries and employee benefits$27,490,000260
Premises and equipment expense$5,483,000262
Additional noninterest expense$17,541,000255
Pre-tax net operating income$33,723,000250
Securities gains (losses)$11,000582
Applicable income taxes$5,864,000274
Income before extraordinary items$27,870,000240
Extraordinary gains, net$06
Net income$27,870,000240
Minority interest net income$065
Net income of bank and minority interests.$27,870,000240
Net charge-offs$525,000509
Cash dividends$20,000,000156
Sale, conversion, retirement of capital stock, net$0620
Net operating income$27,860,870240
2018-03-31 (YTD Data)Rank
Total interest income$39,417,000244
Total interest expense$5,357,000249
Net interest income$34,060,000244
Provision for loan and lease losses$567,000421
Total noninterest income$8,308,000304
Gross Fiduciary activities income$1,919,000169
Service charges on deposit accounts$3,079,000141
Trading account gains and fees$0123
Additional Noninterest Income$3,310,000409
Total noninterest expense$25,717,000262
Salaries and employee benefits$14,030,000256
Premises and equipment expense$2,964,000249
Additional noninterest expense$8,723,000254
Pre-tax net operating income$16,084,000251
Securities gains (losses)$11,000426
Applicable income taxes$2,806,000282
Income before extraordinary items$13,289,000248
Extraordinary gains, net$07
Net income$13,289,000247
Minority interest net income$052
Net income of bank and minority interests.$13,289,000248
Net charge-offs$487,000315
Cash dividends$10,000,000136
Sale, conversion, retirement of capital stock, net$0580
Net operating income$13,279,870247
2017-12-31 (YTD Data)Rank
Total interest income$128,449,000276
Total interest expense$13,593,000307
Net interest income$114,856,000268
Provision for loan and lease losses$2,470,000438
Total noninterest income$32,568,000297
Gross Fiduciary activities income$7,871,000160
Service charges on deposit accounts$10,924,000153
Trading account gains and fees$0151
Additional Noninterest Income$13,773,000408
Total noninterest expense$94,392,000272
Salaries and employee benefits$50,281,000272
Premises and equipment expense$9,529,000294
Additional noninterest expense$34,582,000251
Pre-tax net operating income$50,562,000289
Securities gains (losses)$38,0001,020
Applicable income taxes$15,811,000308
Income before extraordinary items$34,789,000273
Extraordinary gains, net$09
Net income$34,789,000273
Minority interest net income$076
Net income of bank and minority interests.$34,789,000273
Net charge-offs$913,000738
Cash dividends$26,000,000193
Sale, conversion, retirement of capital stock, net$0711
Net operating income$34,762,780270
2017-09-30 (YTD Data)Rank
Total interest income$91,683,000284
Total interest expense$8,997,000325
Net interest income$82,686,000278
Provision for loan and lease losses$1,370,000541
Total noninterest income$23,753,000309
Gross Fiduciary activities income$5,740,000160
Service charges on deposit accounts$8,020,000155
Trading account gains and fees$0145
Additional Noninterest Income$9,993,000421
Total noninterest expense$68,320,000276
Salaries and employee benefits$36,359,000278
Premises and equipment expense$7,043,000295
Additional noninterest expense$24,918,000257
Pre-tax net operating income$36,749,000295
Securities gains (losses)$38,0001,005
Applicable income taxes$9,911,000311
Income before extraordinary items$26,876,000285
Extraordinary gains, net$09
Net income$26,876,000285
Minority interest net income$071
Net income of bank and minority interests.$26,876,000285
Net charge-offs$621,000686
Cash dividends$19,000,000187
Sale, conversion, retirement of capital stock, net$0677
Net operating income$26,848,260281
2017-06-30 (YTD Data)Rank
Total interest income$59,622,000288
Total interest expense$5,495,000328
Net interest income$54,127,000282
Provision for loan and lease losses$660,000691
Total noninterest income$15,737,000306
Gross Fiduciary activities income$3,858,000157
Service charges on deposit accounts$5,261,000155
Trading account gains and fees$0139
Additional Noninterest Income$6,618,000421
Total noninterest expense$43,899,000287
Salaries and employee benefits$23,725,000281
Premises and equipment expense$4,645,000302
Additional noninterest expense$15,529,000269
Pre-tax net operating income$25,305,000284
Securities gains (losses)$32,000814
Applicable income taxes$6,998,000297
Income before extraordinary items$18,339,000279
Extraordinary gains, net$011
Net income$18,339,000278
Minority interest net income$071
Net income of bank and minority interests.$18,339,000279
Net charge-offs$470,000594
Cash dividends$12,000,000185
Sale, conversion, retirement of capital stock, net$0659
Net operating income$18,315,960277
2017-03-31 (YTD Data)Rank
Total interest income$28,825,000294
Total interest expense$2,551,000331
Net interest income$26,274,000288
Provision for loan and lease losses$330,000620
Total noninterest income$7,526,000315
Gross Fiduciary activities income$1,920,000155
Service charges on deposit accounts$2,460,000163
Trading account gains and fees$0142
Additional Noninterest Income$3,146,000433
Total noninterest expense$21,530,000291
Salaries and employee benefits$11,537,000293
Premises and equipment expense$2,450,000288
Additional noninterest expense$7,543,000274
Pre-tax net operating income$11,940,000298
Securities gains (losses)$35,000409
Applicable income taxes$3,251,000316
Income before extraordinary items$8,724,000280
Extraordinary gains, net$08
Net income$8,724,000281
Minority interest net income$055
Net income of bank and minority interests.$8,724,000281
Net charge-offs$113,000863
Cash dividends$5,000,000195
Sale, conversion, retirement of capital stock, net$0632
Net operating income$8,698,450275
2016-12-31 (YTD Data)Rank
Total interest income$106,497,000294
Total interest expense$18,161,000198
Net interest income$88,336,000315
Provision for loan and lease losses$1,842,000558
Total noninterest income$36,095,000273
Gross Fiduciary activities income$6,621,000168
Service charges on deposit accounts$9,530,000167
Trading account gains and fees$0170
Additional Noninterest Income$19,944,000312
Total noninterest expense$89,532,000284
Salaries and employee benefits$42,855,000307
Premises and equipment expense$8,322,000330
Additional noninterest expense$38,355,000236
Pre-tax net operating income$33,057,000352
Securities gains (losses)$1,836,000132
Applicable income taxes$8,955,000363
Income before extraordinary items$25,938,000333
Extraordinary gains, net$05
Net income$25,938,000332
Minority interest net income$082
Net income of bank and minority interests.$25,938,000332
Net charge-offs$1,539,000471
Cash dividends$19,000,000217
Sale, conversion, retirement of capital stock, net$0759
Net operating income$24,579,360346
2016-09-30 (YTD Data)Rank
Total interest income$77,118,000296
Total interest expense$10,409,000239
Net interest income$66,709,000310
Provision for loan and lease losses$1,219,000599
Total noninterest income$26,877,000276
Gross Fiduciary activities income$4,728,000171
Service charges on deposit accounts$7,074,000167
Trading account gains and fees$0169
Additional Noninterest Income$15,075,000308
Total noninterest expense$66,117,000287
Salaries and employee benefits$31,754,000309
Premises and equipment expense$6,010,000344
Additional noninterest expense$28,353,000240
Pre-tax net operating income$26,250,000329
Securities gains (losses)$875,000237
Applicable income taxes$7,427,000345
Income before extraordinary items$19,698,000324
Extraordinary gains, net$05
Net income$19,698,000324
Minority interest net income$071
Net income of bank and minority interests.$19,698,000324
Net charge-offs$1,229,000417
Cash dividends$12,000,000238
Sale, conversion, retirement of capital stock, net$0719
Net operating income$19,059,250325
2016-06-30 (YTD Data)Rank
Total interest income$48,167,000311
Total interest expense$6,528,000252
Net interest income$41,639,000327
Provision for loan and lease losses$764,000617
Total noninterest income$16,833,000285
Gross Fiduciary activities income$3,087,000175
Service charges on deposit accounts$4,430,000176
Trading account gains and fees$0157
Additional Noninterest Income$9,316,000329
Total noninterest expense$41,105,000303
Salaries and employee benefits$19,822,000333
Premises and equipment expense$3,837,000357
Additional noninterest expense$17,446,000249
Pre-tax net operating income$16,603,000341
Securities gains (losses)$875,000162
Applicable income taxes$4,875,000351
Income before extraordinary items$12,603,000327
Extraordinary gains, net$016
Net income$12,603,000326
Minority interest net income$071
Net income of bank and minority interests.$12,603,000326
Net charge-offs$1,072,000336
Cash dividends$5,000,000360
Sale, conversion, retirement of capital stock, net$0705
Net operating income$11,973,000342
2016-03-31 (YTD Data)Rank
Total interest income$23,522,000314
Total interest expense$3,250,000245
Net interest income$20,272,000331
Provision for loan and lease losses$532,000440
Total noninterest income$7,743,000292
Gross Fiduciary activities income$1,632,000166
Service charges on deposit accounts$2,112,000178
Trading account gains and fees$0142
Additional Noninterest Income$3,999,000353
Total noninterest expense$19,689,000310
Salaries and employee benefits$9,815,000337
Premises and equipment expense$1,936,000358
Additional noninterest expense$7,938,000260
Pre-tax net operating income$7,794,000341
Securities gains (losses)$108,000494
Applicable income taxes$2,096,000375
Income before extraordinary items$5,806,000342
Extraordinary gains, net$012
Net income$5,806,000341
Minority interest net income$062
Net income of bank and minority interests.$5,806,000342
Net charge-offs$830,000246
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,727,160337
2015-12-31 (YTD Data)Rank
Total interest income$88,572,000320
Total interest expense$11,845,000243
Net interest income$76,727,000335
Provision for loan and lease losses$3,162,000306
Total noninterest income$30,189,000301
Gross Fiduciary activities income$5,616,000186
Service charges on deposit accounts$7,998,000189
Trading account gains and fees$0159
Additional Noninterest Income$16,575,000343
Total noninterest expense$74,009,000315
Salaries and employee benefits$36,620,000340
Premises and equipment expense$6,400,000413
Additional noninterest expense$30,989,000262
Pre-tax net operating income$29,745,000359
Securities gains (losses)$189,000781
Applicable income taxes$7,632,000390
Income before extraordinary items$22,302,000355
Extraordinary gains, net$023
Net income$22,302,000355
Minority interest net income$081
Net income of bank and minority interests.$22,302,000355
Net charge-offs$5,129,000184
Cash dividends$29,500,000171
Sale, conversion, retirement of capital stock, net$0804
Net operating income$22,160,250350
2015-09-30 (YTD Data)Rank
Total interest income$64,788,000331
Total interest expense$8,782,000243
Net interest income$56,006,000345
Provision for loan and lease losses$2,820,000255
Total noninterest income$22,515,000310
Gross Fiduciary activities income$4,017,000188
Service charges on deposit accounts$5,695,000202
Trading account gains and fees$0153
Additional Noninterest Income$12,803,000344
Total noninterest expense$54,807,000325
Salaries and employee benefits$26,788,000356
Premises and equipment expense$4,649,000431
Additional noninterest expense$23,370,000274
Pre-tax net operating income$20,894,000384
Securities gains (losses)$124,000902
Applicable income taxes$5,351,000433
Income before extraordinary items$15,667,000384
Extraordinary gains, net$021
Net income$15,667,000384
Minority interest net income$078
Net income of bank and minority interests.$15,667,000384
Net charge-offs$3,153,000203
Cash dividends$16,000,000206
Sale, conversion, retirement of capital stock, net$0773
Net operating income$15,574,000381
2015-06-30 (YTD Data)Rank
Total interest income$41,215,000338
Total interest expense$5,486,000253
Net interest income$35,729,000355
Provision for loan and lease losses$2,520,000205
Total noninterest income$14,127,000329
Gross Fiduciary activities income$2,505,000203
Service charges on deposit accounts$3,535,000216
Trading account gains and fees$0157
Additional Noninterest Income$8,087,000363
Total noninterest expense$32,692,000358
Salaries and employee benefits$16,422,000376
Premises and equipment expense$2,926,000457
Additional noninterest expense$13,344,000311
Pre-tax net operating income$14,644,000369
Securities gains (losses)$124,000733
Applicable income taxes$3,868,000407
Income before extraordinary items$10,900,000366
Extraordinary gains, net$022
Net income$10,900,000365
Minority interest net income$075
Net income of bank and minority interests.$10,900,000365
Net charge-offs$2,600,000181
Cash dividends$12,500,000182
Sale, conversion, retirement of capital stock, net$0751
Net operating income$10,808,240364
2015-03-31 (YTD Data)Rank
Total interest income$20,090,000353
Total interest expense$2,711,000260
Net interest income$17,379,000362
Provision for loan and lease losses$614,000333
Total noninterest income$6,942,000323
Gross Fiduciary activities income$1,295,000200
Service charges on deposit accounts$1,662,000229
Trading account gains and fees$0152
Additional Noninterest Income$3,985,000353
Total noninterest expense$16,065,000364
Salaries and employee benefits$8,281,000379
Premises and equipment expense$1,551,000433
Additional noninterest expense$6,233,000310
Pre-tax net operating income$7,642,000350
Securities gains (losses)$124,000509
Applicable income taxes$2,013,000386
Income before extraordinary items$5,753,000337
Extraordinary gains, net$013
Net income$5,753,000337
Minority interest net income$064
Net income of bank and minority interests.$5,753,000337
Net charge-offs$481,000372
Cash dividends$5,000,000197
Sale, conversion, retirement of capital stock, net$0697
Net operating income$5,661,240338
2014-12-31 (YTD Data)Rank
Total interest income$76,192,000357
Total interest expense$11,213,000252
Net interest income$64,979,000373
Provision for loan and lease losses$3,058,000327
Total noninterest income$25,271,000325
Gross Fiduciary activities income$4,710,000203
Service charges on deposit accounts$6,887,000233
Trading account gains and fees$0180
Additional Noninterest Income$13,674,000357
Total noninterest expense$61,862,000363
Salaries and employee benefits$31,717,000376
Premises and equipment expense$5,607,000462
Additional noninterest expense$24,538,000322
Pre-tax net operating income$25,330,000380
Securities gains (losses)$988,000215
Applicable income taxes$7,004,000392
Income before extraordinary items$19,314,000390
Extraordinary gains, net$017
Net income$19,314,000389
Minority interest net income$084
Net income of bank and minority interests.$19,314,000390
Net charge-offs$2,549,000408
Cash dividends$12,500,000286
Sale, conversion, retirement of capital stock, net$-99,0006,439
Net operating income$18,592,760396
2014-09-30 (YTD Data)Rank
Total interest income$56,431,000360
Total interest expense$8,477,000252
Net interest income$47,954,000374
Provision for loan and lease losses$2,080,000338
Total noninterest income$18,534,000323
Gross Fiduciary activities income$3,351,000212
Service charges on deposit accounts$5,111,000234
Trading account gains and fees$0174
Additional Noninterest Income$10,072,000358
Total noninterest expense$46,211,000360
Salaries and employee benefits$23,350,000380
Premises and equipment expense$4,188,000461
Additional noninterest expense$18,673,000311
Pre-tax net operating income$18,197,000385
Securities gains (losses)$988,000153
Applicable income taxes$5,268,000399
Income before extraordinary items$13,917,000397
Extraordinary gains, net$015
Net income$13,917,000396
Minority interest net income$081
Net income of bank and minority interests.$13,917,000397
Net charge-offs$1,912,000403
Cash dividends$10,000,000252
Sale, conversion, retirement of capital stock, net$-99,0006,535
Net operating income$13,195,760407
2014-06-30 (YTD Data)Rank
Total interest income$36,583,000368
Total interest expense$5,532,000257
Net interest income$31,051,000380
Provision for loan and lease losses$339,0001,133
Total noninterest income$12,118,000325
Gross Fiduciary activities income$2,247,000207
Service charges on deposit accounts$3,354,000234
Trading account gains and fees$0172
Additional Noninterest Income$6,517,000362
Total noninterest expense$30,907,000360
Salaries and employee benefits$15,373,000378
Premises and equipment expense$2,784,000468
Additional noninterest expense$12,750,000299
Pre-tax net operating income$11,923,000392
Securities gains (losses)$02,580
Applicable income taxes$3,342,000410
Income before extraordinary items$8,581,000413
Extraordinary gains, net$020
Net income$8,581,000412
Minority interest net income$080
Net income of bank and minority interests.$8,581,000413
Net charge-offs$671,000688
Cash dividends$7,500,000229
Sale, conversion, retirement of capital stock, net$-99,0006,614
Net operating income$8,581,000404
2014-03-31 (YTD Data)Rank
Total interest income$16,464,000392
Total interest expense$2,699,000261
Net interest income$13,765,000409
Provision for loan and lease losses$03,817
Total noninterest income$5,261,000358
Gross Fiduciary activities income$1,048,000220
Service charges on deposit accounts$1,525,000255
Trading account gains and fees$0147
Additional Noninterest Income$2,688,000409
Total noninterest expense$14,611,000381
Salaries and employee benefits$7,300,000399
Premises and equipment expense$1,424,000464
Additional noninterest expense$5,887,000319
Pre-tax net operating income$4,415,000491
Securities gains (losses)$01,715
Applicable income taxes$1,046,000539
Income before extraordinary items$3,369,000481
Extraordinary gains, net$016
Net income$3,369,000480
Minority interest net income$066
Net income of bank and minority interests.$3,369,000481
Net charge-offs$-110,0006,492
Cash dividends$5,000,000158
Sale, conversion, retirement of capital stock, net$-99,0006,706
Net operating income$3,369,000471
2013-12-31 (YTD Data)Rank
Total interest income$74,881,000351
Total interest expense$11,493,000276
Net interest income$63,388,000367
Provision for loan and lease losses$1,920,000645
Total noninterest income$25,358,000336
Gross Fiduciary activities income$4,337,000200
Service charges on deposit accounts$6,402,000254
Trading account gains and fees$0184
Additional Noninterest Income$14,619,000368
Total noninterest expense$58,280,000377
Salaries and employee benefits$30,221,000383
Premises and equipment expense$4,984,000494
Additional noninterest expense$23,075,000335
Pre-tax net operating income$28,546,000323
Securities gains (losses)$374,000582
Applicable income taxes$8,276,000309
Income before extraordinary items$20,644,000347
Extraordinary gains, net$029
Net income$20,644,000347
Minority interest net income$090
Net income of bank and minority interests.$20,644,000347
Net charge-offs$4,198,000391
Cash dividends$7,500,000404
Sale, conversion, retirement of capital stock, net$99,000541
Net operating income$20,378,460348
2013-09-30 (YTD Data)Rank
Total interest income$57,445,000344
Total interest expense$8,689,000282
Net interest income$48,756,000365
Provision for loan and lease losses$2,917,000341
Total noninterest income$19,843,000336
Gross Fiduciary activities income$3,140,000199
Service charges on deposit accounts$4,785,000253
Trading account gains and fees$0180
Additional Noninterest Income$11,918,000358
Total noninterest expense$42,775,000383
Salaries and employee benefits$22,456,000383
Premises and equipment expense$3,778,000490
Additional noninterest expense$16,541,000343
Pre-tax net operating income$22,907,000316
Securities gains (losses)$374,000535
Applicable income taxes$6,900,000303
Income before extraordinary items$16,381,000344
Extraordinary gains, net$025
Net income$16,381,000345
Minority interest net income$084
Net income of bank and minority interests.$16,381,000345
Net charge-offs$3,339,000383
Cash dividends$5,000,000401
Sale, conversion, retirement of capital stock, net$0868
Net operating income$16,119,200338
2013-06-30 (YTD Data)Rank
Total interest income$39,405,000330
Total interest expense$5,829,000283
Net interest income$33,576,000344
Provision for loan and lease losses$2,813,000265
Total noninterest income$13,941,000328
Gross Fiduciary activities income$2,187,000198
Service charges on deposit accounts$3,077,000258
Trading account gains and fees$0157
Additional Noninterest Income$8,677,000344
Total noninterest expense$28,674,000387
Salaries and employee benefits$14,932,000385
Premises and equipment expense$2,606,000475
Additional noninterest expense$11,136,000338
Pre-tax net operating income$16,030,000299
Securities gains (losses)$368,000478
Applicable income taxes$4,984,000284
Income before extraordinary items$11,414,000327
Extraordinary gains, net$022
Net income$11,414,000328
Minority interest net income$082
Net income of bank and minority interests.$11,414,000328
Net charge-offs$2,203,000412
Cash dividends$5,000,000295
Sale, conversion, retirement of capital stock, net$0838
Net operating income$11,156,400321
2013-03-31 (YTD Data)Rank
Total interest income$19,429,000341
Total interest expense$2,927,000286
Net interest income$16,502,000355
Provision for loan and lease losses$2,084,000197
Total noninterest income$7,093,000323
Gross Fiduciary activities income$1,140,000191
Service charges on deposit accounts$1,464,000267
Trading account gains and fees$0148
Additional Noninterest Income$4,489,000324
Total noninterest expense$13,847,000402
Salaries and employee benefits$7,358,000395
Premises and equipment expense$1,311,000476
Additional noninterest expense$5,178,000365
Pre-tax net operating income$7,664,000312
Securities gains (losses)$368,000275
Applicable income taxes$2,457,000296
Income before extraordinary items$5,575,000319
Extraordinary gains, net$010
Net income$5,575,000320
Minority interest net income$076
Net income of bank and minority interests.$5,575,000320
Net charge-offs$789,000565
Cash dividends$2,500,000250
Sale, conversion, retirement of capital stock, net$0789
Net operating income$5,321,080320
2012-12-31 (YTD Data)Rank
Total interest income$72,527,000374
Total interest expense$12,372,000327
Net interest income$60,155,000379
Provision for loan and lease losses$3,524,000677
Total noninterest income$27,316,000340
Gross Fiduciary activities income$3,997,000199
Service charges on deposit accounts$5,258,000297
Trading account gains and fees$0166
Additional Noninterest Income$18,061,000320
Total noninterest expense$53,128,000417
Salaries and employee benefits$27,688,000398
Premises and equipment expense$4,529,000532
Additional noninterest expense$20,911,000380
Pre-tax net operating income$30,819,000302
Securities gains (losses)$2,0003,664
Applicable income taxes$9,568,000285
Income before extraordinary items$21,253,000331
Extraordinary gains, net$029
Net income$21,253,000330
Minority interest net income$093
Net income of bank and minority interests.$21,253,000330
Net charge-offs$4,136,000670
Cash dividends$16,500,000216
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$21,251,620321
2012-09-30 (YTD Data)Rank
Total interest income$52,067,000391
Total interest expense$9,438,000337
Net interest income$42,629,000401
Provision for loan and lease losses$1,809,000922
Total noninterest income$19,408,000346
Gross Fiduciary activities income$2,928,000199
Service charges on deposit accounts$3,698,000311
Trading account gains and fees$0157
Additional Noninterest Income$12,782,000329
Total noninterest expense$37,527,000437
Salaries and employee benefits$19,909,000410
Premises and equipment expense$3,216,000561
Additional noninterest expense$14,402,000406
Pre-tax net operating income$22,701,000309
Securities gains (losses)$03,575
Applicable income taxes$7,072,000295
Income before extraordinary items$15,629,000343
Extraordinary gains, net$020
Net income$15,629,000343
Minority interest net income$086
Net income of bank and minority interests.$15,629,000343
Net charge-offs$2,123,000892
Cash dividends$9,000,000228
Sale, conversion, retirement of capital stock, net$0952
Net operating income$15,629,000330
2012-06-30 (YTD Data)Rank
Total interest income$33,348,000405
Total interest expense$6,203,000357
Net interest income$27,145,000422
Provision for loan and lease losses$768,0001,328
Total noninterest income$11,697,000374
Gross Fiduciary activities income$1,957,000199
Service charges on deposit accounts$2,200,000347
Trading account gains and fees$0153
Additional Noninterest Income$7,540,000348
Total noninterest expense$22,916,000469
Salaries and employee benefits$12,191,000436
Premises and equipment expense$2,030,000591
Additional noninterest expense$8,695,000441
Pre-tax net operating income$15,158,000304
Securities gains (losses)$03,178
Applicable income taxes$4,811,000290
Income before extraordinary items$10,347,000336
Extraordinary gains, net$019
Net income$10,347,000336
Minority interest net income$084
Net income of bank and minority interests.$10,347,000336
Net charge-offs$1,276,000959
Cash dividends$7,500,000183
Sale, conversion, retirement of capital stock, net$0928
Net operating income$10,347,000317
2012-03-31 (YTD Data)Rank
Total interest income$16,826,000402
Total interest expense$3,158,000358
Net interest income$13,668,000417
Provision for loan and lease losses$559,000989
Total noninterest income$5,142,000392
Gross Fiduciary activities income$975,000201
Service charges on deposit accounts$1,058,000359
Trading account gains and fees$0148
Additional Noninterest Income$3,109,000401
Total noninterest expense$10,980,000476
Salaries and employee benefits$5,832,000453
Premises and equipment expense$1,054,000573
Additional noninterest expense$4,094,000444
Pre-tax net operating income$7,271,000309
Securities gains (losses)$02,210
Applicable income taxes$2,265,000297
Income before extraordinary items$5,006,000347
Extraordinary gains, net$019
Net income$5,006,000348
Minority interest net income$078
Net income of bank and minority interests.$5,006,000348
Net charge-offs$29,0003,446
Cash dividends$6,000,000113
Sale, conversion, retirement of capital stock, net$0861
Net operating income$5,006,000332
2011-12-31 (YTD Data)Rank
Total interest income$64,610,000427
Total interest expense$14,680,000373
Net interest income$49,930,000439
Provision for loan and lease losses$5,282,000753
Total noninterest income$18,505,000393
Gross Fiduciary activities income$3,983,000164
Service charges on deposit accounts$4,423,000356
Trading account gains and fees$0146
Additional Noninterest Income$10,099,000421
Total noninterest expense$45,478,000457
Salaries and employee benefits$22,340,000444
Premises and equipment expense$4,267,000592
Additional noninterest expense$18,871,000417
Pre-tax net operating income$17,675,000403
Securities gains (losses)$1,777,000267
Applicable income taxes$5,164,000404
Income before extraordinary items$14,288,000392
Extraordinary gains, net$029
Net income$14,288,000393
Minority interest net income$096
Net income of bank and minority interests.$14,288,000393
Net charge-offs$5,464,000739
Cash dividends$10,000,000237
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$12,990,790411
2011-09-30 (YTD Data)Rank
Total interest income$47,150,000437
Total interest expense$11,270,000386
Net interest income$35,880,000458
Provision for loan and lease losses$4,444,000688
Total noninterest income$13,529,000402
Gross Fiduciary activities income$2,911,000169
Service charges on deposit accounts$3,339,000356
Trading account gains and fees$0145
Additional Noninterest Income$7,279,000434
Total noninterest expense$32,569,000476
Salaries and employee benefits$16,508,000442
Premises and equipment expense$3,176,000603
Additional noninterest expense$12,885,000445
Pre-tax net operating income$12,396,000427
Securities gains (losses)$1,754,000210
Applicable income taxes$3,769,000405
Income before extraordinary items$10,381,000404
Extraordinary gains, net$021
Net income$10,381,000404
Minority interest net income$087
Net income of bank and minority interests.$10,381,000404
Net charge-offs$4,398,000703
Cash dividends$8,500,000180
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$9,100,580435
2011-06-30 (YTD Data)Rank
Total interest income$31,140,000450
Total interest expense$7,708,000398
Net interest income$23,432,000470
Provision for loan and lease losses$2,880,000710
Total noninterest income$8,110,000439
Gross Fiduciary activities income$1,895,000173
Service charges on deposit accounts$2,218,000357
Trading account gains and fees$0153
Additional Noninterest Income$3,997,000509
Total noninterest expense$20,478,000505
Salaries and employee benefits$10,613,000464
Premises and equipment expense$2,120,000606
Additional noninterest expense$7,745,000488
Pre-tax net operating income$8,184,000433
Securities gains (losses)$639,000294
Applicable income taxes$2,266,000423
Income before extraordinary items$6,557,000417
Extraordinary gains, net$015
Net income$6,557,000417
Minority interest net income$089
Net income of bank and minority interests.$6,557,000417
Net charge-offs$3,358,000626
Cash dividends$4,500,000211
Sale, conversion, retirement of capital stock, net$0986
Net operating income$6,084,140430
2011-03-31 (YTD Data)Rank
Total interest income$15,429,000462
Total interest expense$3,913,000410
Net interest income$11,516,000475
Provision for loan and lease losses$1,548,000623
Total noninterest income$4,006,000434
Gross Fiduciary activities income$963,000174
Service charges on deposit accounts$1,077,000362
Trading account gains and fees$0158
Additional Noninterest Income$1,966,000518
Total noninterest expense$10,127,000513
Salaries and employee benefits$5,259,000482
Premises and equipment expense$1,081,000616
Additional noninterest expense$3,787,000500
Pre-tax net operating income$3,847,000451
Securities gains (losses)$274,000271
Applicable income taxes$1,026,000445
Income before extraordinary items$3,095,000430
Extraordinary gains, net$09
Net income$3,095,000429
Minority interest net income$086
Net income of bank and minority interests.$3,095,000430
Net charge-offs$1,522,000646
Cash dividends$3,500,000121
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,889,500447
2010-12-31 (YTD Data)Rank
Total interest income$68,485,000439
Total interest expense$19,186,000409
Net interest income$49,299,000455
Provision for loan and lease losses$11,554,000596
Total noninterest income$19,173,000405
Gross Fiduciary activities income$3,979,000161
Service charges on deposit accounts$4,654,000338
Trading account gains and fees$0175
Additional Noninterest Income$10,540,000440
Total noninterest expense$41,894,000503
Salaries and employee benefits$21,592,000458
Premises and equipment expense$4,195,000614
Additional noninterest expense$16,107,000488
Pre-tax net operating income$15,024,000387
Securities gains (losses)$533,000847
Applicable income taxes$3,798,000446
Income before extraordinary items$11,759,000386
Extraordinary gains, net$029
Net income$11,759,000385
Minority interest net income$0111
Net income of bank and minority interests.$11,759,000386
Net charge-offs$8,505,000687
Cash dividends$5,000,000332
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$11,353,920383
2010-09-30 (YTD Data)Rank
Total interest income$50,811,000441
Total interest expense$15,045,000406
Net interest income$35,766,000458
Provision for loan and lease losses$8,890,000547
Total noninterest income$14,345,000390
Gross Fiduciary activities income$2,936,000162
Service charges on deposit accounts$3,517,000338
Trading account gains and fees$0165
Additional Noninterest Income$7,892,000423
Total noninterest expense$30,627,000506
Salaries and employee benefits$15,677,000470
Premises and equipment expense$3,077,000618
Additional noninterest expense$11,873,000478
Pre-tax net operating income$10,594,000402
Securities gains (losses)$467,000786
Applicable income taxes$2,594,000484
Income before extraordinary items$8,467,000404
Extraordinary gains, net$023
Net income$8,467,000404
Minority interest net income$0110
Net income of bank and minority interests.$8,467,000405
Net charge-offs$6,875,000629
Cash dividends$2,500,000437
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$8,107,410407
2010-06-30 (YTD Data)Rank
Total interest income$32,936,000457
Total interest expense$10,250,000412
Net interest income$22,686,000474
Provision for loan and lease losses$6,233,000527
Total noninterest income$9,001,000403
Gross Fiduciary activities income$2,002,000162
Service charges on deposit accounts$2,314,000344
Trading account gains and fees$0152
Additional Noninterest Income$4,685,000445
Total noninterest expense$19,559,000521
Salaries and employee benefits$9,868,000486
Premises and equipment expense$2,041,000635
Additional noninterest expense$7,650,000493
Pre-tax net operating income$5,895,000465
Securities gains (losses)$131,0001,234
Applicable income taxes$1,250,000590
Income before extraordinary items$4,776,000461
Extraordinary gains, net$019
Net income$4,776,000462
Minority interest net income$0105
Net income of bank and minority interests.$4,776,000462
Net charge-offs$5,705,000525
Cash dividends$1,000,000705
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,672,510455
2010-03-31 (YTD Data)Rank
Total interest income$16,131,000481
Total interest expense$5,206,000428
Net interest income$10,925,000500
Provision for loan and lease losses$3,233,000514
Total noninterest income$4,254,000419
Gross Fiduciary activities income$995,000162
Service charges on deposit accounts$1,089,000355
Trading account gains and fees$0175
Additional Noninterest Income$2,170,000460
Total noninterest expense$9,503,000538
Salaries and employee benefits$4,775,000512
Premises and equipment expense$1,062,000630
Additional noninterest expense$3,666,000499
Pre-tax net operating income$2,443,000554
Securities gains (losses)$02,284
Applicable income taxes$469,000744
Income before extraordinary items$1,974,000563
Extraordinary gains, net$016
Net income$1,974,000565
Minority interest net income$091
Net income of bank and minority interests.$1,974,000565
Net charge-offs$3,128,000476
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,974,000543
2009-12-31 (YTD Data)Rank
Total interest income$72,661,000457
Total interest expense$26,427,000423
Net interest income$46,234,000464
Provision for loan and lease losses$13,603,000660
Total noninterest income$17,190,000429
Gross Fiduciary activities income$3,322,000184
Service charges on deposit accounts$4,688,000366
Trading account gains and fees$0211
Additional Noninterest Income$9,180,000473
Total noninterest expense$37,210,000572
Salaries and employee benefits$18,701,000520
Premises and equipment expense$3,796,000702
Additional noninterest expense$14,713,000568
Pre-tax net operating income$12,611,000336
Securities gains (losses)$795,000608
Applicable income taxes$2,939,000408
Income before extraordinary items$10,467,000304
Extraordinary gains, net$034
Net income$10,467,000305
Minority interest net income$0115
Net income of bank and minority interests.$10,467,000306
Net charge-offs$8,998,000749
Cash dividends$7,750,000238
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$9,846,900324
2009-09-30 (YTD Data)Rank
Total interest income$55,007,000467
Total interest expense$20,467,000441
Net interest income$34,540,000472
Provision for loan and lease losses$9,903,000629
Total noninterest income$13,545,000428
Gross Fiduciary activities income$2,470,000184
Service charges on deposit accounts$3,480,000368
Trading account gains and fees$0212
Additional Noninterest Income$7,595,000445
Total noninterest expense$27,846,000571
Salaries and employee benefits$13,937,000536
Premises and equipment expense$2,872,000708
Additional noninterest expense$11,037,000542
Pre-tax net operating income$10,336,000318
Securities gains (losses)$03,497
Applicable income taxes$2,348,000408
Income before extraordinary items$7,988,000320
Extraordinary gains, net$027
Net income$7,988,000320
Minority interest net income$0118
Net income of bank and minority interests.$7,988,000321
Net charge-offs$7,389,000630
Cash dividends$5,250,000240
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,988,000317
2009-06-30 (YTD Data)Rank
Total interest income$37,522,000472
Total interest expense$14,051,000457
Net interest income$23,471,000465
Provision for loan and lease losses$6,487,000620
Total noninterest income$9,010,000428
Gross Fiduciary activities income$1,726,000180
Service charges on deposit accounts$2,297,000368
Trading account gains and fees$0193
Additional Noninterest Income$4,987,000454
Total noninterest expense$19,029,000570
Salaries and employee benefits$9,489,000534
Premises and equipment expense$1,931,000727
Additional noninterest expense$7,609,000533
Pre-tax net operating income$6,965,000319
Securities gains (losses)$03,136
Applicable income taxes$1,609,000408
Income before extraordinary items$5,356,000330
Extraordinary gains, net$021
Net income$5,356,000327
Minority interest net income$0112
Net income of bank and minority interests.$5,356,000329
Net charge-offs$5,248,000565
Cash dividends$1,750,000509
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$5,356,000314
2009-03-31 (YTD Data)Rank
Total interest income$18,674,000480
Total interest expense$6,863,000487
Net interest income$11,811,000456
Provision for loan and lease losses$3,197,000541
Total noninterest income$4,494,000402
Gross Fiduciary activities income$909,000174
Service charges on deposit accounts$1,120,000362
Trading account gains and fees$0171
Additional Noninterest Income$2,465,000435
Total noninterest expense$9,252,000552
Salaries and employee benefits$4,713,000539
Premises and equipment expense$1,032,000689
Additional noninterest expense$3,507,000496
Pre-tax net operating income$3,856,000314
Securities gains (losses)$02,434
Applicable income taxes$895,000387
Income before extraordinary items$2,961,000334
Extraordinary gains, net$015
Net income$2,961,000335
Minority interest net income$0102
Net income of bank and minority interests.$2,961,000336
Net charge-offs$3,018,000451
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,961,000312
2008-12-31 (YTD Data)Rank
Total interest income$70,224,000536
Total interest expense$31,103,000511
Net interest income$39,121,000561
Provision for loan and lease losses$7,568,000742
Total noninterest income$13,769,000470
Gross Fiduciary activities income$3,450,000190
Service charges on deposit accounts$4,652,000373
Trading account gains and fees$0154
Additional Noninterest Income$5,667,000584
Total noninterest expense$32,103,000618
Salaries and employee benefits$16,178,000604
Premises and equipment expense$3,775,000729
Additional noninterest expense$12,150,000572
Pre-tax net operating income$13,219,000401
Securities gains (losses)$-15,0007,055
Applicable income taxes$2,804,000497
Income before extraordinary items$10,400,000373
Extraordinary gains, net$039
Net income$10,400,000373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,949,000592
Cash dividends$6,200,000455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$10,411,850395
2008-09-30 (YTD Data)Rank
Total interest income$53,178,000550
Total interest expense$24,179,000522
Net interest income$28,999,000576
Provision for loan and lease losses$5,405,000624
Total noninterest income$10,441,000492
Gross Fiduciary activities income$2,585,000196
Service charges on deposit accounts$3,545,000378
Trading account gains and fees$0148
Additional Noninterest Income$4,311,000614
Total noninterest expense$24,034,000607
Salaries and employee benefits$12,270,000607
Premises and equipment expense$2,834,000732
Additional noninterest expense$8,930,000544
Pre-tax net operating income$10,001,000507
Securities gains (losses)$-15,0007,383
Applicable income taxes$2,041,000642
Income before extraordinary items$7,945,000453
Extraordinary gains, net$031
Net income$7,945,000452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,671,000468
Cash dividends$5,200,000440
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,957,000478
2008-06-30 (YTD Data)Rank
Total interest income$36,016,000545
Total interest expense$16,858,000519
Net interest income$19,158,000583
Provision for loan and lease losses$2,268,000720
Total noninterest income$7,100,000500
Gross Fiduciary activities income$1,765,000199
Service charges on deposit accounts$2,281,000380
Trading account gains and fees$0149
Additional Noninterest Income$3,054,000610
Total noninterest expense$15,911,000612
Salaries and employee benefits$8,210,000605
Premises and equipment expense$1,890,000728
Additional noninterest expense$5,811,000548
Pre-tax net operating income$8,079,000452
Securities gains (losses)$-15,0008,152
Applicable income taxes$1,806,000559
Income before extraordinary items$6,258,000449
Extraordinary gains, net$021
Net income$6,258,000448
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,247,000520
Cash dividends$3,700,000454
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$6,269,700430
2008-03-31 (YTD Data)Rank
Total interest income$18,750,000541
Total interest expense$9,362,000503
Net interest income$9,388,000586
Provision for loan and lease losses$778,000739
Total noninterest income$3,198,000540
Gross Fiduciary activities income$847,000204
Service charges on deposit accounts$1,095,000393
Trading account gains and fees$0158
Additional Noninterest Income$1,256,000707
Total noninterest expense$7,846,000610
Salaries and employee benefits$4,132,000608
Premises and equipment expense$972,000717
Additional noninterest expense$2,742,000546
Pre-tax net operating income$3,962,000495
Securities gains (losses)$02,688
Applicable income taxes$1,056,000559
Income before extraordinary items$2,906,000523
Extraordinary gains, net$015
Net income$2,906,000524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$888,000496
Cash dividends$1,700,000493
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,906,000499
2007-12-31 (YTD Data)Rank
Total interest income$74,929,000562
Total interest expense$39,622,000511
Net interest income$35,307,000626
Provision for loan and lease losses$3,068,000617
Total noninterest income$12,202,000537
Gross Fiduciary activities income$3,379,000203
Service charges on deposit accounts$4,013,000432
Trading account gains and fees$0178
Additional Noninterest Income$4,810,000702
Total noninterest expense$30,538,000615
Salaries and employee benefits$16,645,000582
Premises and equipment expense$3,602,000738
Additional noninterest expense$10,291,000567
Pre-tax net operating income$13,903,000630
Securities gains (losses)$2,0001,832
Applicable income taxes$3,930,000643
Income before extraordinary items$9,975,000653
Extraordinary gains, net$039
Net income$9,975,000651
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,015,000615
Cash dividends$4,250,000864
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$9,973,560645
2007-09-30 (YTD Data)Rank
Total interest income$55,547,000564
Total interest expense$29,706,000513
Net interest income$25,841,000648
Provision for loan and lease losses$1,140,000810
Total noninterest income$8,932,000544
Gross Fiduciary activities income$2,470,000205
Service charges on deposit accounts$2,908,000446
Trading account gains and fees$0184
Additional Noninterest Income$3,554,000726
Total noninterest expense$23,123,000595
Salaries and employee benefits$12,778,000571
Premises and equipment expense$2,677,000747
Additional noninterest expense$7,668,000554
Pre-tax net operating income$10,510,000672
Securities gains (losses)$01,655
Applicable income taxes$2,990,000696
Income before extraordinary items$7,520,000701
Extraordinary gains, net$033
Net income$7,520,000699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,055,000625
Cash dividends$2,950,000895
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$7,520,000689
2007-06-30 (YTD Data)Rank
Total interest income$36,375,000584
Total interest expense$19,395,000532
Net interest income$16,980,000671
Provision for loan and lease losses$590,000903
Total noninterest income$5,817,000571
Gross Fiduciary activities income$1,636,000212
Service charges on deposit accounts$1,877,000461
Trading account gains and fees$0168
Additional Noninterest Income$2,304,000764
Total noninterest expense$15,547,000605
Salaries and employee benefits$8,652,000579
Premises and equipment expense$1,777,000770
Additional noninterest expense$5,118,000567
Pre-tax net operating income$6,660,000739
Securities gains (losses)$01,444
Applicable income taxes$1,866,000774
Income before extraordinary items$4,794,000755
Extraordinary gains, net$029
Net income$4,794,000754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$664,000594
Cash dividends$2,950,000660
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,794,000750
2007-03-31 (YTD Data)Rank
Total interest income$17,808,000592
Total interest expense$9,462,000529
Net interest income$8,346,000674
Provision for loan and lease losses$225,0001,053
Total noninterest income$2,844,000571
Gross Fiduciary activities income$765,000219
Service charges on deposit accounts$901,000464
Trading account gains and fees$0195
Additional Noninterest Income$1,178,000722
Total noninterest expense$7,667,000607
Salaries and employee benefits$4,225,000594
Premises and equipment expense$922,000741
Additional noninterest expense$2,520,000566
Pre-tax net operating income$3,298,000738
Securities gains (losses)$01,187
Applicable income taxes$924,000779
Income before extraordinary items$2,374,000759
Extraordinary gains, net$022
Net income$2,374,000758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$343,000528
Cash dividends$1,600,000552
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,374,000750
2006-12-31 (YTD Data)Rank
Total interest income$68,656,000587
Total interest expense$34,460,000505
Net interest income$34,196,000653
Provision for loan and lease losses$905,0001,133
Total noninterest income$10,830,000570
Gross Fiduciary activities income$3,100,000198
Service charges on deposit accounts$3,572,000478
Trading account gains and fees$0130
Additional Noninterest Income$4,158,000788
Total noninterest expense$29,867,000601
Salaries and employee benefits$16,000,000590
Premises and equipment expense$3,611,000709
Additional noninterest expense$10,256,000548
Pre-tax net operating income$14,254,000716
Securities gains (losses)$-764,0008,557
Applicable income taxes$4,093,000741
Income before extraordinary items$9,397,000793
Extraordinary gains, net$051
Net income$9,397,000792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$535,0001,117
Cash dividends$5,900,000614
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$9,931,800738
2006-09-30 (YTD Data)Rank
Total interest income$50,071,000608
Total interest expense$24,656,000521
Net interest income$25,415,000673
Provision for loan and lease losses$725,0001,017
Total noninterest income$7,985,000594
Gross Fiduciary activities income$2,231,000208
Service charges on deposit accounts$2,643,000487
Trading account gains and fees$0126
Additional Noninterest Income$3,111,000794
Total noninterest expense$22,298,000621
Salaries and employee benefits$12,149,000603
Premises and equipment expense$2,724,000723
Additional noninterest expense$7,425,000572
Pre-tax net operating income$10,377,000768
Securities gains (losses)$-764,0008,659
Applicable income taxes$2,914,000809
Income before extraordinary items$6,699,000869
Extraordinary gains, net$045
Net income$6,699,000868
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$283,0001,193
Cash dividends$4,200,000605
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$7,233,800800
2006-06-30 (YTD Data)Rank
Total interest income$32,313,000616
Total interest expense$15,398,000530
Net interest income$16,915,000680
Provision for loan and lease losses$605,000810
Total noninterest income$4,629,000662
Gross Fiduciary activities income$1,473,000218
Service charges on deposit accounts$1,689,000500
Trading account gains and fees$0126
Additional Noninterest Income$1,467,0001,027
Total noninterest expense$14,612,000634
Salaries and employee benefits$8,050,000611
Premises and equipment expense$1,841,000721
Additional noninterest expense$4,721,000601
Pre-tax net operating income$6,327,000821
Securities gains (losses)$-249,0008,649
Applicable income taxes$1,849,000845
Income before extraordinary items$4,229,000921
Extraordinary gains, net$039
Net income$4,229,000922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0001,461
Cash dividends$2,700,000633
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,403,300870
2006-03-31 (YTD Data)Rank
Total interest income$15,663,000613
Total interest expense$7,237,000526
Net interest income$8,426,000679
Provision for loan and lease losses$380,000633
Total noninterest income$2,174,000685
Gross Fiduciary activities income$663,000236
Service charges on deposit accounts$792,000516
Trading account gains and fees$0115
Additional Noninterest Income$719,0001,024
Total noninterest expense$7,352,000626
Salaries and employee benefits$4,109,000597
Premises and equipment expense$958,000684
Additional noninterest expense$2,285,000616
Pre-tax net operating income$2,868,000886
Securities gains (losses)$-158,0008,697
Applicable income taxes$801,000932
Income before extraordinary items$1,909,000998
Extraordinary gains, net$021
Net income$1,909,000997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0001,127
Cash dividends$1,400,000567
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,019,600922
2005-12-31 (YTD Data)Rank
Total interest income$56,794,000595
Total interest expense$24,168,000499
Net interest income$32,626,000648
Provision for loan and lease losses$1,521,000702
Total noninterest income$9,809,000635
Gross Fiduciary activities income$2,748,000217
Service charges on deposit accounts$2,816,000604
Trading account gains and fees$0138
Additional Noninterest Income$4,245,000766
Total noninterest expense$28,565,000614
Salaries and employee benefits$16,106,000568
Premises and equipment expense$3,483,000707
Additional noninterest expense$8,976,000620
Pre-tax net operating income$12,349,000802
Securities gains (losses)$4,0001,802
Applicable income taxes$3,888,000787
Income before extraordinary items$8,465,000855
Extraordinary gains, net$046
Net income$8,465,000856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$903,000735
Cash dividends$3,900,000835
Sale, conversion, retirement of capital stock, net$0934
Net operating income$8,462,240842
2005-09-30 (YTD Data)Rank
Total interest income$40,771,000600
Total interest expense$17,008,000496
Net interest income$23,763,000651
Provision for loan and lease losses$1,071,000715
Total noninterest income$7,254,000642
Gross Fiduciary activities income$2,042,000214
Service charges on deposit accounts$1,971,000653
Trading account gains and fees$0126
Additional Noninterest Income$3,241,000760
Total noninterest expense$21,278,000615
Salaries and employee benefits$12,127,000565
Premises and equipment expense$2,535,000717
Additional noninterest expense$6,616,000622
Pre-tax net operating income$8,668,000852
Securities gains (losses)$02,317
Applicable income taxes$2,690,000845
Income before extraordinary items$5,978,000901
Extraordinary gains, net$035
Net income$5,978,000903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$431,000935
Cash dividends$2,300,000937
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,978,000885
2005-06-30 (YTD Data)Rank
Total interest income$25,032,000623
Total interest expense$10,320,000507
Net interest income$14,712,000698
Provision for loan and lease losses$711,000704
Total noninterest income$4,771,000643
Gross Fiduciary activities income$1,373,000213
Service charges on deposit accounts$1,164,000724
Trading account gains and fees$0116
Additional Noninterest Income$2,234,000740
Total noninterest expense$13,659,000630
Salaries and employee benefits$7,994,000571
Premises and equipment expense$1,566,000759
Additional noninterest expense$4,099,000650
Pre-tax net operating income$5,113,000929
Securities gains (losses)$4,0001,659
Applicable income taxes$1,533,000933
Income before extraordinary items$3,584,000971
Extraordinary gains, net$030
Net income$3,584,000971
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$259,0001,005
Cash dividends$1,500,000927
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,581,200951
2005-03-31 (YTD Data)Rank
Total interest income$11,785,000640
Total interest expense$4,717,000524
Net interest income$7,068,000714
Provision for loan and lease losses$330,000697
Total noninterest income$2,280,000648
Gross Fiduciary activities income$627,000229
Service charges on deposit accounts$525,000781
Trading account gains and fees$0115
Additional Noninterest Income$1,128,000725
Total noninterest expense$6,817,000623
Salaries and employee benefits$4,022,000558
Premises and equipment expense$792,000760
Additional noninterest expense$2,003,000651
Pre-tax net operating income$2,201,0001,049
Securities gains (losses)$01,685
Applicable income taxes$623,0001,107
Income before extraordinary items$1,578,0001,089
Extraordinary gains, net$024
Net income$1,578,0001,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,000992
Cash dividends$1,000,000642
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,578,0001,063
2004-12-31 (YTD Data)Rank
Total interest income$42,969,000651
Total interest expense$16,741,000503
Net interest income$26,228,000743
Provision for loan and lease losses$990,0001,043
Total noninterest income$10,634,000578
Gross Fiduciary activities income$2,694,000216
Service charges on deposit accounts$3,308,000524
Trading account gains and fees$0138
Additional Noninterest Income$4,632,000702
Total noninterest expense$25,218,000653
Salaries and employee benefits$14,429,000596
Premises and equipment expense$2,812,000809
Additional noninterest expense$7,977,000654
Pre-tax net operating income$10,654,000828
Securities gains (losses)$03,819
Applicable income taxes$2,994,000907
Income before extraordinary items$7,660,000854
Extraordinary gains, net$034
Net income$7,660,000855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$706,000995
Cash dividends$4,800,000645
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,660,000827
2004-09-30 (YTD Data)Rank
Total interest income$31,218,000664
Total interest expense$12,167,000504
Net interest income$19,051,000766
Provision for loan and lease losses$681,0001,115
Total noninterest income$8,020,000587
Gross Fiduciary activities income$1,930,000223
Service charges on deposit accounts$2,463,000531
Trading account gains and fees$0134
Additional Noninterest Income$3,627,000703
Total noninterest expense$18,687,000656
Salaries and employee benefits$10,615,000601
Premises and equipment expense$2,110,000802
Additional noninterest expense$5,962,000656
Pre-tax net operating income$7,703,000868
Securities gains (losses)$03,710
Applicable income taxes$2,107,000976
Income before extraordinary items$5,596,000887
Extraordinary gains, net$026
Net income$5,596,000888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$559,000871
Cash dividends$4,050,000542
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,596,000848
2004-06-30 (YTD Data)Rank
Total interest income$20,596,000666
Total interest expense$8,129,000490
Net interest income$12,467,000772
Provision for loan and lease losses$474,0001,059
Total noninterest income$5,135,000605
Gross Fiduciary activities income$1,335,000222
Service charges on deposit accounts$1,599,000541
Trading account gains and fees$0130
Additional Noninterest Income$2,201,000740
Total noninterest expense$12,151,000672
Salaries and employee benefits$6,810,000622
Premises and equipment expense$1,404,000805
Additional noninterest expense$3,937,000662
Pre-tax net operating income$4,977,000876
Securities gains (losses)$03,413
Applicable income taxes$1,329,0001,020
Income before extraordinary items$3,648,000894
Extraordinary gains, net$021
Net income$3,648,000894
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$407,000829
Cash dividends$3,800,000415
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,648,000856
2004-03-31 (YTD Data)Rank
Total interest income$9,818,000703
Total interest expense$4,042,000504
Net interest income$5,776,000860
Provision for loan and lease losses$246,000978
Total noninterest income$2,660,000583
Gross Fiduciary activities income$639,000227
Service charges on deposit accounts$756,000566
Trading account gains and fees$0121
Additional Noninterest Income$1,265,000665
Total noninterest expense$5,947,000686
Salaries and employee benefits$3,315,000644
Premises and equipment expense$724,000794
Additional noninterest expense$1,908,000669
Pre-tax net operating income$2,243,000964
Securities gains (losses)$02,934
Applicable income taxes$570,0001,181
Income before extraordinary items$1,673,000975
Extraordinary gains, net$016
Net income$1,673,000975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$204,000802
Cash dividends$550,0001,094
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,673,000927
2003-12-31 (YTD Data)Rank
Total interest income$41,524,000673
Total interest expense$16,686,000543
Net interest income$24,838,000768
Provision for loan and lease losses$1,350,000890
Total noninterest income$11,459,000588
Gross Fiduciary activities income$2,413,000233
Service charges on deposit accounts$3,161,000548
Trading account gains and fees$0160
Additional Noninterest Income$5,885,000675
Total noninterest expense$24,233,000679
Salaries and employee benefits$13,698,000622
Premises and equipment expense$2,909,000776
Additional noninterest expense$7,626,000700
Pre-tax net operating income$10,714,000806
Securities gains (losses)$-510,0009,133
Applicable income taxes$3,052,000908
Income before extraordinary items$7,152,000905
Extraordinary gains, net$054
Net income$7,152,000907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$696,0001,235
Cash dividends$2,250,0001,252
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,509,000800
2003-09-30 (YTD Data)Rank
Total interest income$31,507,000683
Total interest expense$12,530,000569
Net interest income$18,977,000764
Provision for loan and lease losses$1,050,000855
Total noninterest income$8,821,000607
Gross Fiduciary activities income$1,798,000243
Service charges on deposit accounts$2,346,000564
Trading account gains and fees$0153
Additional Noninterest Income$4,677,000670
Total noninterest expense$17,867,000702
Salaries and employee benefits$10,179,000645
Premises and equipment expense$2,105,000815
Additional noninterest expense$5,583,000708
Pre-tax net operating income$8,881,000764
Securities gains (losses)$-273,0009,172
Applicable income taxes$2,633,000861
Income before extraordinary items$5,975,000844
Extraordinary gains, net$040
Net income$5,975,000846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$555,0001,081
Cash dividends$1,450,0001,306
Sale, conversion, retirement of capital stock, net$0722
Net operating income$6,163,370764
2003-06-30 (YTD Data)Rank
Total interest income$20,419,000709
Total interest expense$8,227,000593
Net interest income$12,192,000800
Provision for loan and lease losses$750,000809
Total noninterest income$5,748,000612
Gross Fiduciary activities income$1,188,000247
Service charges on deposit accounts$1,528,000567
Trading account gains and fees$0150
Additional Noninterest Income$3,032,000676
Total noninterest expense$11,676,000711
Salaries and employee benefits$6,579,000663
Premises and equipment expense$871,0001,318
Additional noninterest expense$4,226,000646
Pre-tax net operating income$5,514,000814
Securities gains (losses)$-6,0009,006
Applicable income taxes$1,714,000886
Income before extraordinary items$3,794,000896
Extraordinary gains, net$030
Net income$3,794,000897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$383,0001,024
Cash dividends$1,000,0001,282
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,798,140824
2003-03-31 (YTD Data)Rank
Total interest income$10,169,000720
Total interest expense$4,123,000608
Net interest income$6,046,000800
Provision for loan and lease losses$375,000770
Total noninterest income$2,776,000624
Gross Fiduciary activities income$557,000265
Service charges on deposit accounts$724,000577
Trading account gains and fees$0134
Additional Noninterest Income$1,495,000666
Total noninterest expense$5,692,000723
Salaries and employee benefits$3,186,000683
Premises and equipment expense$701,000825
Additional noninterest expense$1,805,000715
Pre-tax net operating income$2,755,000815
Securities gains (losses)$02,891
Applicable income taxes$878,000888
Income before extraordinary items$1,877,000898
Extraordinary gains, net$021
Net income$1,877,000897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0001,188
Cash dividends$500,0001,179
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,877,000828
2002-12-31 (YTD Data)Rank
Total interest income$41,241,000737
Total interest expense$17,514,000644
Net interest income$23,727,000805
Provision for loan and lease losses$1,625,000880
Total noninterest income$10,301,000618
Gross Fiduciary activities income$2,349,000261
Service charges on deposit accounts$2,948,000549
Trading account gains and fees$0153
Additional Noninterest Income$5,004,000689
Total noninterest expense$23,115,000699
Salaries and employee benefits$12,503,000655
Premises and equipment expense$2,718,000808
Additional noninterest expense$7,894,000673
Pre-tax net operating income$9,288,000924
Securities gains (losses)$04,537
Applicable income taxes$3,127,000888
Income before extraordinary items$6,161,0001,019
Extraordinary gains, net$-92,0009,320
Net income$6,069,0001,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$780,0001,187
Cash dividends$2,550,0001,069
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,161,000977
2001-12-31 (YTD Data)Rank
Total interest income$40,710,000841
Total interest expense$20,805,000793
Net interest income$19,905,000889
Provision for loan and lease losses$1,505,000897
Total noninterest income$9,488,000623
Gross Fiduciary activities income$2,641,000244
Service charges on deposit accounts$2,362,000633
Trading account gains and fees$0177
Additional Noninterest Income$4,485,000711
Total noninterest expense$20,921,000736
Salaries and employee benefits$11,638,000651
Premises and equipment expense$2,845,000744
Additional noninterest expense$6,438,000777
Pre-tax net operating income$6,967,0001,075
Securities gains (losses)$04,612
Applicable income taxes$2,706,000906
Income before extraordinary items$4,261,0001,281
Extraordinary gains, net$0105
Net income$4,261,0001,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$873,0001,033
Cash dividends$600,0003,121
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,261,0001,230
2000-12-31 (YTD Data)Rank
Total interest income$41,563,000858
Total interest expense$23,075,000784
Net interest income$18,488,000937
Provision for loan and lease losses$2,010,000611
Total noninterest income$7,034,000725
Gross Fiduciary activities income$2,728,000242
Service charges on deposit accounts$2,028,000663
Trading account gains and fees$0180
Additional Noninterest Income$2,278,0001,033
Total noninterest expense$17,587,000825
Salaries and employee benefits$8,914,000786
Premises and equipment expense$3,810,000576
Additional noninterest expense$4,863,000967
Pre-tax net operating income$5,925,0001,253
Securities gains (losses)$01,956
Applicable income taxes$1,953,0001,181
Income before extraordinary items$3,972,0001,330
Extraordinary gains, net$038
Net income$3,972,0001,332
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$415,0001,429
Cash dividends$2,750,0001,037
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,972,0001,319
1999-12-31 (YTD Data)Rank
Total interest income$30,332,0001,073
Total interest expense$15,762,000985
Net interest income$14,570,0001,212
Provision for loan and lease losses$1,100,000898
Total noninterest income$5,946,000826
Gross Fiduciary activities income$2,113,000323
Service charges on deposit accounts$2,048,000646
Trading account gains and fees$0173
Additional Noninterest Income$1,785,0001,245
Total noninterest expense$16,418,000874
Salaries and employee benefits$8,270,000833
Premises and equipment expense$3,772,000591
Additional noninterest expense$4,376,0001,072
Pre-tax net operating income$2,998,0002,415
Securities gains (losses)$182,000575
Applicable income taxes$1,118,0002,041
Income before extraordinary items$2,062,0002,514
Extraordinary gains, net$035
Net income$2,062,0002,514
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$663,000975
Cash dividends$1,150,0002,045
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,943,7002,625
1998-12-31 (YTD Data)Rank
Total interest income$27,393,0001,188
Total interest expense$13,285,0001,159
Net interest income$14,108,0001,200
Provision for loan and lease losses$820,0001,156
Total noninterest income$5,615,000852
Gross Fiduciary activities income$2,141,000308
Service charges on deposit accounts$2,255,000554
Trading account gains and fees$0224
Additional Noninterest Income$1,219,0001,608
Total noninterest expense$16,424,000865
Salaries and employee benefits$8,399,000790
Premises and equipment expense$3,452,000628
Additional noninterest expense$4,573,0001,006
Pre-tax net operating income$2,479,0002,813
Securities gains (losses)$04,449
Applicable income taxes$733,0002,925
Income before extraordinary items$1,746,0002,865
Extraordinary gains, net$032
Net income$1,746,0002,866
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$708,000966
Cash dividends$3,000,000967
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,746,0002,780
1997-12-31 (YTD Data)Rank
Total interest income$28,858,0001,162
Total interest expense$12,937,0001,231
Net interest income$15,921,0001,108
Provision for loan and lease losses$1,255,000825
Total noninterest income$4,678,000972
Gross Fiduciary activities income$2,423,000299
Service charges on deposit accounts$1,516,000848
Trading account gains and fees$0239
Additional Noninterest Income$739,0002,145
Total noninterest expense$15,596,000903
Salaries and employee benefits$6,834,000967
Premises and equipment expense$2,623,000777
Additional noninterest expense$6,139,000835
Pre-tax net operating income$3,748,0002,008
Securities gains (losses)$03,944
Applicable income taxes$763,0003,033
Income before extraordinary items$2,985,0001,781
Extraordinary gains, net$044
Net income$2,985,0001,779
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,013,000803
Cash dividends$3,000,000929
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,985,0001,740
1996-12-31 (YTD Data)Rank
Total interest income$28,006,0001,224
Total interest expense$11,801,0001,375
Net interest income$16,205,0001,123
Provision for loan and lease losses$09,041
Total noninterest income$5,505,000886
Gross Fiduciary activities income$2,094,000352
Service charges on deposit accounts$1,572,000846
Trading account gains and fees$0262
Additional Noninterest Income$1,839,0001,220
Total noninterest expense$14,657,0001,036
Salaries and employee benefits$7,195,000948
Premises and equipment expense$2,243,000952
Additional noninterest expense$5,219,0001,095
Pre-tax net operating income$7,053,0001,060
Securities gains (losses)$04,148
Applicable income taxes$2,328,0001,073
Income before extraordinary items$4,725,0001,093
Extraordinary gains, net$053
Net income$4,725,0001,094
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$384,0001,734
Cash dividends$3,600,000825
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,725,0001,076
1995-12-31 (YTD Data)Rank
Total interest income$26,150,0001,309
Total interest expense$11,111,0001,466
Net interest income$15,039,0001,194
Provision for loan and lease losses$08,958
Total noninterest income$3,494,0001,224
Gross Fiduciary activities income$1,769,000405
Service charges on deposit accounts$1,442,000925
Trading account gains and fees$0522
Additional Noninterest Income$283,0004,141
Total noninterest expense$14,614,0001,024
Salaries and employee benefits$7,371,000925
Premises and equipment expense$1,921,0001,103
Additional noninterest expense$5,322,0001,066
Pre-tax net operating income$3,919,0001,896
Securities gains (losses)$42,0001,423
Applicable income taxes$1,355,0001,803
Income before extraordinary items$2,606,0001,921
Extraordinary gains, net$065
Net income$2,606,0001,918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-222,00011,872
Cash dividends$1,600,0001,426
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,578,2801,930
1994-12-31 (YTD Data)Rank
Total interest income$23,831,0001,314
Total interest expense$9,350,0001,396
Net interest income$14,481,0001,257
Provision for loan and lease losses$165,0003,404
Total noninterest income$4,070,0001,064
Gross Fiduciary activities income$1,699,000405
Service charges on deposit accounts$1,310,0001,014
Trading account gains and fees$0475
Additional Noninterest Income$1,061,0001,770
Total noninterest expense$14,130,0001,063
Salaries and employee benefits$6,980,000979
Premises and equipment expense$1,815,0001,162
Additional noninterest expense$5,335,0001,110
Pre-tax net operating income$4,256,0001,684
Securities gains (losses)$273,000405
Applicable income taxes$1,550,0001,511
Income before extraordinary items$2,979,0001,640
Extraordinary gains, net$0249
Net income$2,979,0001,640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-80,00012,145
Cash dividends$1,600,0001,328
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,798,8201,753
1993-12-31 (YTD Data)Rank
Total interest income$24,780,0001,280
Total interest expense$9,739,0001,381
Net interest income$15,041,0001,212
Provision for loan and lease losses$276,0003,190
Total noninterest income$3,570,0001,277
Gross Fiduciary activities income$1,630,000426
Service charges on deposit accounts$1,288,0001,026
Trading account gains and fees$0532
Additional Noninterest Income$652,0002,724
Total noninterest expense$13,524,0001,159
Salaries and employee benefits$6,758,0001,011
Premises and equipment expense$1,479,0001,436
Additional noninterest expense$5,287,0001,224
Pre-tax net operating income$4,811,0001,457
Securities gains (losses)$526,000869
Applicable income taxes$2,039,0001,195
Income before extraordinary items$3,298,0001,546
Extraordinary gains, net$03,149
Net income$3,298,0001,596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-37,00012,492
Cash dividends$1,600,0001,208
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,961,3601,604
1992-12-31 (YTD Data)Rank
Total interest income$27,977,0001,304
Total interest expense$13,002,0001,362
Net interest income$14,975,0001,247
Provision for loan and lease losses$1,176,0001,668
Total noninterest income$3,654,0001,227
Gross Fiduciary activities income$1,501,000438
Service charges on deposit accounts$1,213,0001,079
Trading account gains and fees$0504
Additional Noninterest Income$940,0002,087
Total noninterest expense$14,865,0001,078
Salaries and employee benefits$6,750,0001,007
Premises and equipment expense$1,619,0001,353
Additional noninterest expense$6,496,0001,067
Pre-tax net operating income$2,588,0002,385
Securities gains (losses)$819,000752
Applicable income taxes$1,591,0001,380
Income before extraordinary items$1,816,0002,527
Extraordinary gains, net$-152,00013,709
Net income$1,664,0002,811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,658,0001,114
Cash dividends$1,200,0001,321
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,291,8403,295

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.