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Horizon Bank, Net charge- offs to loans

2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0447%1,389
Percentage Net Loans Charged-off: Total real estate loans0.0379%673
Percentage Net Loans Charged-off:Construction & development0.2164%77
Percentage Net Loans Charged-off: Commercial real estate0.0162%582
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0335%529
Percentage Net Loans Charged-off: Home equity loans0.0992%120
All other 1-4 family - Percent of loans charged-off, net0.0095%773
Percentage Net Loans Charged-off: Commercial and industrial0.0987%944
Percentage Net Loans Charged-off: Loans to individuals0.0532%2,232
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0532%2,133
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0083%2,005
Percentage Net Loans Charged-off: Total real estate loans0.0001%1,222
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.0106%556
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0120%3,831
Percentage Net Loans Charged-off: Home equity loans0.0116%195
All other 1-4 family - Percent of loans charged-off, net-0.0205%4,048
Percentage Net Loans Charged-off: Commercial and industrial0.0236%1,108
Percentage Net Loans Charged-off: Loans to individuals0.0444%2,093
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0444%1,991
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0134%1,682
Percentage Net Loans Charged-off: Total real estate loans-0.0007%3,288
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0143%456
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0182%4,054
Percentage Net Loans Charged-off: Home equity loans-0.0018%3,233
All other 1-4 family - Percent of loans charged-off, net-0.0241%4,164
Percentage Net Loans Charged-off: Commercial and industrial0.0470%847
Percentage Net Loans Charged-off: Loans to individuals0.0644%1,762
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0644%1,644
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0220%1,294
Percentage Net Loans Charged-off: Total real estate loans-0.0052%3,792
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0111%306
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0267%4,275
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net-0.0360%4,376
Percentage Net Loans Charged-off: Commercial and industrial0.0932%552
Percentage Net Loans Charged-off: Loans to individuals0.1098%1,421
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1098%1,310
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0484%2,104
Percentage Net Loans Charged-off: Total real estate loans0.0158%1,487
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate-0.0074%4,361
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0477%825
Percentage Net Loans Charged-off: Home equity loans0.0900%222
All other 1-4 family - Percent of loans charged-off, net0.0348%896
Percentage Net Loans Charged-off: Commercial and industrial0.0602%1,635
Percentage Net Loans Charged-off: Loans to individuals0.2874%1,751
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2874%1,631
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0567%1,802
Percentage Net Loans Charged-off: Total real estate loans0.0172%1,250
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate-0.0101%4,433
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.0531%656
Percentage Net Loans Charged-off: Home equity loans0.0835%204
All other 1-4 family - Percent of loans charged-off, net0.0440%687
Percentage Net Loans Charged-off: Commercial and industrial0.1171%1,194
Percentage Net Loans Charged-off: Loans to individuals0.2821%1,699
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2821%1,566
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0429%1,888
Percentage Net Loans Charged-off: Total real estate loans0.0109%1,197
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate-0.0169%4,572
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0433%668
Percentage Net Loans Charged-off: Home equity loans0.1038%159
All other 1-4 family - Percent of loans charged-off, net0.0256%770
Percentage Net Loans Charged-off: Commercial and industrial0.0289%1,398
Percentage Net Loans Charged-off: Loans to individuals0.3029%1,667
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3029%1,532
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0439%1,592
Percentage Net Loans Charged-off: Total real estate loans-0.0049%3,971
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate-0.0349%4,735
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0211%695
Percentage Net Loans Charged-off: Home equity loans0.0654%155
All other 1-4 family - Percent of loans charged-off, net0.0083%741
Percentage Net Loans Charged-off: Commercial and industrial0.0687%912
Percentage Net Loans Charged-off: Loans to individuals0.3717%1,458
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3717%1,370
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0604%2,238
Percentage Net Loans Charged-off: Total real estate loans0.0245%1,523
Percentage Net Loans Charged-off:Construction & development0.0016%393
Percentage Net Loans Charged-off: Commercial real estate0.0069%1,018
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0519%1,005
Percentage Net Loans Charged-off: Home equity loans0.1859%180
All other 1-4 family - Percent of loans charged-off, net0.0160%1,428
Percentage Net Loans Charged-off: Commercial and industrial0.0860%1,812
Percentage Net Loans Charged-off: Loans to individuals0.3183%2,046
Percentage Net Loans Charged-off: Credit card loans0.0000%608
Percentage Net Loans Charged-off: Other loans to individual0.3184%1,919
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0573%2,011
Percentage Net Loans Charged-off: Total real estate loans0.0203%1,359
Percentage Net Loans Charged-off:Construction & development0.0022%296
Percentage Net Loans Charged-off: Commercial real estate0.0091%795
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0396%976
Percentage Net Loans Charged-off: Home equity loans0.1527%184
All other 1-4 family - Percent of loans charged-off, net0.0098%1,302
Percentage Net Loans Charged-off: Commercial and industrial0.0572%1,596
Percentage Net Loans Charged-off: Loans to individuals0.3479%1,833
Percentage Net Loans Charged-off: Credit card loans0.0000%568
Percentage Net Loans Charged-off: Other loans to individual0.3479%1,705
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0451%2,007
Percentage Net Loans Charged-off: Total real estate loans0.0313%1,007
Percentage Net Loans Charged-off:Construction & development0.0033%225
Percentage Net Loans Charged-off: Commercial real estate0.0148%591
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0603%701
Percentage Net Loans Charged-off: Home equity loans0.2057%127
All other 1-4 family - Percent of loans charged-off, net0.0228%956
Percentage Net Loans Charged-off: Commercial and industrial-0.0208%4,049
Percentage Net Loans Charged-off: Loans to individuals0.2366%1,992
Percentage Net Loans Charged-off: Credit card loans0.0000%510
Percentage Net Loans Charged-off: Other loans to individual0.2366%1,878
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0438%1,648
Percentage Net Loans Charged-off: Total real estate loans0.0005%1,238
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate-0.0021%4,570
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0032%968
Percentage Net Loans Charged-off: Home equity loans-0.0688%3,797
All other 1-4 family - Percent of loans charged-off, net0.0212%743
Percentage Net Loans Charged-off: Commercial and industrial0.0057%1,092
Percentage Net Loans Charged-off: Loans to individuals0.4019%1,467
Percentage Net Loans Charged-off: Credit card loans0.0000%435
Percentage Net Loans Charged-off: Other loans to individual0.4020%1,354
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0507%2,429
Percentage Net Loans Charged-off: Total real estate loans-0.0037%4,116
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate0.0071%1,044
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-0.0157%4,528
Percentage Net Loans Charged-off: Home equity loans-0.0256%3,662
All other 1-4 family - Percent of loans charged-off, net-0.0135%4,516
Percentage Net Loans Charged-off: Commercial and industrial0.1032%1,626
Percentage Net Loans Charged-off: Loans to individuals0.4098%1,753
Percentage Net Loans Charged-off: Credit card loans0.0000%619
Percentage Net Loans Charged-off: Other loans to individual0.4099%1,658
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0449%2,201
Percentage Net Loans Charged-off: Total real estate loans-0.0049%4,100
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.0104%791
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.0218%4,630
Percentage Net Loans Charged-off: Home equity loans0.0041%459
All other 1-4 family - Percent of loans charged-off, net-0.0277%4,729
Percentage Net Loans Charged-off: Commercial and industrial0.0227%1,732
Percentage Net Loans Charged-off: Loans to individuals0.4482%1,502
Percentage Net Loans Charged-off: Credit card loans0.0000%577
Percentage Net Loans Charged-off: Other loans to individual0.4484%1,396
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0365%2,122
Percentage Net Loans Charged-off: Total real estate loans-0.0091%4,306
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate-0.0056%4,621
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0168%4,567
Percentage Net Loans Charged-off: Home equity loans0.0814%279
All other 1-4 family - Percent of loans charged-off, net-0.0395%4,871
Percentage Net Loans Charged-off: Commercial and industrial-0.0359%4,303
Percentage Net Loans Charged-off: Loans to individuals0.4693%1,391
Percentage Net Loans Charged-off: Credit card loans0.0000%525
Percentage Net Loans Charged-off: Other loans to individual0.4695%1,287
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0684%1,425
Percentage Net Loans Charged-off: Total real estate loans0.0188%988
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate-0.0053%4,788
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0505%750
Percentage Net Loans Charged-off: Home equity loans0.2100%142
All other 1-4 family - Percent of loans charged-off, net0.0135%913
Percentage Net Loans Charged-off: Commercial and industrial-0.0355%4,300
Percentage Net Loans Charged-off: Loans to individuals0.6022%1,192
Percentage Net Loans Charged-off: Credit card loans0.0000%441
Percentage Net Loans Charged-off: Other loans to individual0.6024%1,085
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0386%3,026
Percentage Net Loans Charged-off: Total real estate loans0.0135%2,225
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate0.0104%1,198
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0219%1,981
Percentage Net Loans Charged-off: Home equity loans0.0623%505
All other 1-4 family - Percent of loans charged-off, net0.0115%2,066
Percentage Net Loans Charged-off: Commercial and industrial-0.0009%4,111
Percentage Net Loans Charged-off: Loans to individuals0.3488%2,151
Percentage Net Loans Charged-off: Credit card loans0.0000%699
Percentage Net Loans Charged-off: Other loans to individual0.3489%2,018
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0368%2,702
Percentage Net Loans Charged-off: Total real estate loans0.0118%1,995
Percentage Net Loans Charged-off:Construction & development0.0010%420
Percentage Net Loans Charged-off: Commercial real estate0.0204%872
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0095%1,924
Percentage Net Loans Charged-off: Home equity loans0.0327%507
All other 1-4 family - Percent of loans charged-off, net0.0034%1,945
Percentage Net Loans Charged-off: Commercial and industrial0.0313%1,811
Percentage Net Loans Charged-off: Loans to individuals0.3264%2,084
Percentage Net Loans Charged-off: Credit card loans0.0000%650
Percentage Net Loans Charged-off: Other loans to individual0.3266%1,946
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0430%2,332
Percentage Net Loans Charged-off: Total real estate loans0.0131%1,711
Percentage Net Loans Charged-off:Construction & development0.0016%333
Percentage Net Loans Charged-off: Commercial real estate0.0295%667
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0050%1,763
Percentage Net Loans Charged-off: Home equity loans0.0448%401
All other 1-4 family - Percent of loans charged-off, net-0.0056%4,564
Percentage Net Loans Charged-off: Commercial and industrial0.1110%1,245
Percentage Net Loans Charged-off: Loans to individuals0.3413%1,882
Percentage Net Loans Charged-off: Credit card loans0.0000%579
Percentage Net Loans Charged-off: Other loans to individual0.3415%1,761
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0211%2,360
Percentage Net Loans Charged-off: Total real estate loans0.0108%1,360
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate-0.0021%4,816
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0256%1,141
Percentage Net Loans Charged-off: Home equity loans0.0797%281
All other 1-4 family - Percent of loans charged-off, net0.0113%1,157
Percentage Net Loans Charged-off: Commercial and industrial-0.0329%4,383
Percentage Net Loans Charged-off: Loans to individuals0.3670%1,658
Percentage Net Loans Charged-off: Credit card loans0.0000%466
Percentage Net Loans Charged-off: Other loans to individual0.3672%1,534
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0788%2,560
Percentage Net Loans Charged-off: Total real estate loans0.0605%1,630
Percentage Net Loans Charged-off:Construction & development0.0000%574
Percentage Net Loans Charged-off: Commercial real estate0.1403%731
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0255%2,276
Percentage Net Loans Charged-off: Home equity loans0.0569%649
All other 1-4 family - Percent of loans charged-off, net0.0174%2,323
Percentage Net Loans Charged-off: Commercial and industrial0.0060%2,387
Percentage Net Loans Charged-off: Loans to individuals0.3687%2,170
Percentage Net Loans Charged-off: Credit card loans0.0000%715
Percentage Net Loans Charged-off: Other loans to individual0.3693%2,036
Percentage Net Loans Charged-off: All other loans and lease0.0183%1,474
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0860%2,104
Percentage Net Loans Charged-off: Total real estate loans0.0728%1,284
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate0.1732%527
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0286%1,955
Percentage Net Loans Charged-off: Home equity loans0.1054%477
All other 1-4 family - Percent of loans charged-off, net0.0086%2,182
Percentage Net Loans Charged-off: Commercial and industrial-0.0581%4,774
Percentage Net Loans Charged-off: Loans to individuals0.4027%1,820
Percentage Net Loans Charged-off: Credit card loans0.0000%663
Percentage Net Loans Charged-off: Other loans to individual0.4034%1,678
Percentage Net Loans Charged-off: All other loans and lease0.0238%1,267
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1185%1,648
Percentage Net Loans Charged-off: Total real estate loans0.1174%932
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate0.2764%368
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0498%1,549
Percentage Net Loans Charged-off: Home equity loans0.1626%362
All other 1-4 family - Percent of loans charged-off, net0.0199%1,794
Percentage Net Loans Charged-off: Commercial and industrial-0.0991%5,013
Percentage Net Loans Charged-off: Loans to individuals0.4187%1,678
Percentage Net Loans Charged-off: Credit card loans0.0000%604
Percentage Net Loans Charged-off: Other loans to individual0.4195%1,540
Percentage Net Loans Charged-off: All other loans and lease0.0395%1,025
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1908%1,025
Percentage Net Loans Charged-off: Total real estate loans0.1966%535
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.4021%217
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.1221%844
Percentage Net Loans Charged-off: Home equity loans0.3744%187
All other 1-4 family - Percent of loans charged-off, net0.0532%1,128
Percentage Net Loans Charged-off: Commercial and industrial-0.0801%4,990
Percentage Net Loans Charged-off: Loans to individuals0.4924%1,386
Percentage Net Loans Charged-off: Credit card loans0.0000%501
Percentage Net Loans Charged-off: Other loans to individual0.4935%1,260
Percentage Net Loans Charged-off: All other loans and lease0.0932%702
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3259%917
Percentage Net Loans Charged-off: Total real estate loans0.3435%523
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate0.1550%875
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.6316%279
Percentage Net Loans Charged-off: Home equity loans2.0020%48
All other 1-4 family - Percent of loans charged-off, net0.1707%1,222
Percentage Net Loans Charged-off: Commercial and industrial0.3362%1,239
Percentage Net Loans Charged-off: Loans to individuals0.4606%1,732
Percentage Net Loans Charged-off: Credit card loans0.0000%747
Percentage Net Loans Charged-off: Other loans to individual0.4610%1,598
Percentage Net Loans Charged-off: All other loans and lease0.0888%1,066
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2752%970
Percentage Net Loans Charged-off: Total real estate loans0.3042%569
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate0.0509%1,054
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.6342%259
Percentage Net Loans Charged-off: Home equity loans1.8560%61
All other 1-4 family - Percent of loans charged-off, net0.1980%992
Percentage Net Loans Charged-off: Commercial and industrial0.2413%1,200
Percentage Net Loans Charged-off: Loans to individuals0.4087%1,708
Percentage Net Loans Charged-off: Credit card loans0.0000%684
Percentage Net Loans Charged-off: Other loans to individual0.4089%1,589
Percentage Net Loans Charged-off: All other loans and lease0.0116%1,248
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3562%736
Percentage Net Loans Charged-off: Total real estate loans0.4065%426
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate0.0500%927
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.8945%182
Percentage Net Loans Charged-off: Home equity loans2.4683%51
All other 1-4 family - Percent of loans charged-off, net0.2798%745
Percentage Net Loans Charged-off: Commercial and industrial0.3712%861
Percentage Net Loans Charged-off: Loans to individuals0.4622%1,435
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4622%1,317
Percentage Net Loans Charged-off: All other loans and lease-0.0128%5,225
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1349%1,436
Percentage Net Loans Charged-off: Total real estate loans0.0836%1,279
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0115%730
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.1831%893
Percentage Net Loans Charged-off: Home equity loans-0.0571%4,399
All other 1-4 family - Percent of loans charged-off, net0.2790%663
Percentage Net Loans Charged-off: Commercial and industrial-0.0460%4,824
Percentage Net Loans Charged-off: Loans to individuals0.7228%989
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7228%895
Percentage Net Loans Charged-off: All other loans and lease-0.0139%5,291
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2043%2,031
Percentage Net Loans Charged-off: Total real estate loans0.0876%2,497
Percentage Net Loans Charged-off:Construction & development0.2885%724
Percentage Net Loans Charged-off: Commercial real estate-0.0184%5,632
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.1785%1,749
Percentage Net Loans Charged-off: Home equity loans0.1985%713
All other 1-4 family - Percent of loans charged-off, net0.1699%1,739
Percentage Net Loans Charged-off: Commercial and industrial0.8852%827
Percentage Net Loans Charged-off: Loans to individuals0.5478%1,701
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5478%1,576
Percentage Net Loans Charged-off: All other loans and lease-0.0187%5,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2101%1,790
Percentage Net Loans Charged-off: Total real estate loans0.0935%2,189
Percentage Net Loans Charged-off:Construction & development0.4047%572
Percentage Net Loans Charged-off: Commercial real estate-0.0211%5,681
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.1801%1,613
Percentage Net Loans Charged-off: Home equity loans0.2134%662
All other 1-4 family - Percent of loans charged-off, net0.1658%1,614
Percentage Net Loans Charged-off: Commercial and industrial0.9925%652
Percentage Net Loans Charged-off: Loans to individuals0.4780%1,728
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4780%1,589
Percentage Net Loans Charged-off: All other loans and lease-0.0194%5,444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1148%2,513
Percentage Net Loans Charged-off: Total real estate loans0.1572%1,602
Percentage Net Loans Charged-off:Construction & development0.9168%381
Percentage Net Loans Charged-off: Commercial real estate-0.0329%5,853
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.2734%1,174
Percentage Net Loans Charged-off: Home equity loans0.3048%511
All other 1-4 family - Percent of loans charged-off, net0.2595%1,181
Percentage Net Loans Charged-off: Commercial and industrial-0.5365%6,032
Percentage Net Loans Charged-off: Loans to individuals0.4507%1,631
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4507%1,502
Percentage Net Loans Charged-off: All other loans and lease-0.0194%5,491
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0404%5,711
Percentage Net Loans Charged-off: Total real estate loans0.0830%1,730
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0066%1,025
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.1845%1,245
Percentage Net Loans Charged-off: Home equity loans0.1414%502
All other 1-4 family - Percent of loans charged-off, net0.2047%1,108
Percentage Net Loans Charged-off: Commercial and industrial-1.5444%6,301
Percentage Net Loans Charged-off: Loans to individuals0.3271%1,826
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3271%1,704
Percentage Net Loans Charged-off: All other loans and lease-0.0219%5,525
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3752%1,794
Percentage Net Loans Charged-off: Total real estate loans0.4419%1,281
Percentage Net Loans Charged-off:Construction & development0.6805%977
Percentage Net Loans Charged-off: Commercial real estate0.3128%1,409
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.6124%911
Percentage Net Loans Charged-off: Home equity loans0.6366%566
All other 1-4 family - Percent of loans charged-off, net0.6012%923
Percentage Net Loans Charged-off: Commercial and industrial0.8150%1,164
Percentage Net Loans Charged-off: Loans to individuals0.2137%3,097
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2137%2,952
Percentage Net Loans Charged-off: All other loans and lease-0.0148%5,544
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3938%1,629
Percentage Net Loans Charged-off: Total real estate loans0.4574%1,167
Percentage Net Loans Charged-off:Construction & development0.9228%794
Percentage Net Loans Charged-off: Commercial real estate0.3377%1,205
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.5929%906
Percentage Net Loans Charged-off: Home equity loans0.6412%554
All other 1-4 family - Percent of loans charged-off, net0.5707%914
Percentage Net Loans Charged-off: Commercial and industrial1.0380%894
Percentage Net Loans Charged-off: Loans to individuals0.1893%2,956
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1893%2,799
Percentage Net Loans Charged-off: All other loans and lease-0.0137%5,589
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3847%1,680
Percentage Net Loans Charged-off: Total real estate loans0.3987%1,338
Percentage Net Loans Charged-off:Construction & development0.4447%910
Percentage Net Loans Charged-off: Commercial real estate0.1151%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.7067%784
Percentage Net Loans Charged-off: Home equity loans0.4558%632
All other 1-4 family - Percent of loans charged-off, net0.8219%667
Percentage Net Loans Charged-off: Commercial and industrial1.8398%570
Percentage Net Loans Charged-off: Loans to individuals0.0093%3,438
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0093%3,302
Percentage Net Loans Charged-off: All other loans and lease-0.0125%5,573
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2740%1,860
Percentage Net Loans Charged-off: Total real estate loans0.4589%1,101
Percentage Net Loans Charged-off:Construction & development0.8935%574
Percentage Net Loans Charged-off: Commercial real estate0.2500%913
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.6662%794
Percentage Net Loans Charged-off: Home equity loans0.4757%496
All other 1-4 family - Percent of loans charged-off, net0.7537%684
Percentage Net Loans Charged-off: Commercial and industrial0.5307%917
Percentage Net Loans Charged-off: Loans to individuals-0.3438%6,186
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3438%6,131
Percentage Net Loans Charged-off: All other loans and lease-0.0116%5,626
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3844%2,717
Percentage Net Loans Charged-off: Total real estate loans0.0831%4,173
Percentage Net Loans Charged-off:Construction & development0.0000%2,360
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,215
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.1666%3,209
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net0.2323%2,675
Percentage Net Loans Charged-off: Commercial and industrial2.4307%700
Percentage Net Loans Charged-off: Loans to individuals1.3549%995
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3549%907
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2712%3,101
Percentage Net Loans Charged-off: Total real estate loans0.0831%3,936
Percentage Net Loans Charged-off:Construction & development0.0000%2,174
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,867
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.1650%2,986
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.2269%2,552
Percentage Net Loans Charged-off: Commercial and industrial0.5964%1,703
Percentage Net Loans Charged-off: Loans to individuals1.3279%977
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3279%873
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2550%3,050
Percentage Net Loans Charged-off: Total real estate loans0.0597%3,900
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,477
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.1170%3,039
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.1557%2,685
Percentage Net Loans Charged-off: Commercial and industrial-0.1880%6,274
Percentage Net Loans Charged-off: Loans to individuals1.5789%816
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5789%740
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0116%4,547
Percentage Net Loans Charged-off: Total real estate loans0.0411%3,384
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.0799%2,634
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.1092%2,351
Percentage Net Loans Charged-off: Commercial and industrial-2.2713%6,913
Percentage Net Loans Charged-off: Loans to individuals0.8261%1,316
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8261%1,184
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6078%2,626
Percentage Net Loans Charged-off: Total real estate loans0.1668%4,155
Percentage Net Loans Charged-off:Construction & development0.0000%2,917
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,614
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.3184%2,856
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.3976%2,445
Percentage Net Loans Charged-off: Commercial and industrial1.4046%1,605
Percentage Net Loans Charged-off: Loans to individuals2.5758%588
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.1730%609
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6705%2,235
Percentage Net Loans Charged-off: Total real estate loans0.1950%3,640
Percentage Net Loans Charged-off:Construction & development0.0000%2,635
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.3716%2,392
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.4641%2,027
Percentage Net Loans Charged-off: Commercial and industrial1.6414%1,272
Percentage Net Loans Charged-off: Loans to individuals2.6617%549
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.1621%585
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7871%1,930
Percentage Net Loans Charged-off: Total real estate loans0.2633%3,045
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,658
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.5020%1,926
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.6286%1,584
Percentage Net Loans Charged-off: Commercial and industrial1.5394%1,230
Percentage Net Loans Charged-off: Loans to individuals3.0478%479
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.3328%501
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7095%1,797
Percentage Net Loans Charged-off: Total real estate loans0.0582%3,493
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.1102%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.1378%2,331
Percentage Net Loans Charged-off: Commercial and industrial0.4356%1,705
Percentage Net Loans Charged-off: Loans to individuals3.8274%372
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.6331%414
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9402%2,300
Percentage Net Loans Charged-off: Total real estate loans0.1506%4,512
Percentage Net Loans Charged-off:Construction & development0.0000%3,381
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,630
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.2837%3,051
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.3553%2,690
Percentage Net Loans Charged-off: Commercial and industrial6.1543%463
Percentage Net Loans Charged-off: Loans to individuals2.7010%756
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0126%1,987
Percentage Net Loans Charged-off: Total real estate loans0.1715%4,043
Percentage Net Loans Charged-off:Construction & development0.0000%3,073
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.3237%2,629
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.4059%2,267
Percentage Net Loans Charged-off: Commercial and industrial7.0798%342
Percentage Net Loans Charged-off: Loans to individuals2.6340%761
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2937%1,472
Percentage Net Loans Charged-off: Total real estate loans0.2302%3,407
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.4362%2,050
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.5498%1,728
Percentage Net Loans Charged-off: Commercial and industrial8.7397%281
Percentage Net Loans Charged-off: Loans to individuals3.1504%610
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4633%1,180
Percentage Net Loans Charged-off: Total real estate loans0.2484%2,713
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.4807%1,590
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.6137%1,321
Percentage Net Loans Charged-off: Commercial and industrial11.6533%212
Percentage Net Loans Charged-off: Loans to individuals2.5778%779
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9978%2,417
Percentage Net Loans Charged-off: Total real estate loans0.0865%4,924
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,404
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.1653%3,460
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.2080%3,068
Percentage Net Loans Charged-off: Commercial and industrial3.3166%1,218
Percentage Net Loans Charged-off: Loans to individuals3.7622%571
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0895%1,829
Percentage Net Loans Charged-off: Total real estate loans0.0761%4,532
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.1448%3,186
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.1814%2,771
Percentage Net Loans Charged-off: Commercial and industrial3.3615%962
Percentage Net Loans Charged-off: Loans to individuals4.2027%472
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1513%1,585
Percentage Net Loans Charged-off: Total real estate loans0.1051%3,739
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.1987%2,494
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.2476%2,160
Percentage Net Loans Charged-off: Commercial and industrial3.5203%806
Percentage Net Loans Charged-off: Loans to individuals4.3674%459
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3195%1,063
Percentage Net Loans Charged-off: Total real estate loans0.0396%3,378
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0743%2,337
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0920%2,074
Percentage Net Loans Charged-off: Commercial and industrial5.5668%390
Percentage Net Loans Charged-off: Loans to individuals4.4823%415
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6834%1,798
Percentage Net Loans Charged-off: Total real estate loans0.0595%4,220
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.1073%2,789
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.1309%2,455
Percentage Net Loans Charged-off: Commercial and industrial1.6890%1,240
Percentage Net Loans Charged-off: Loans to individuals2.4018%769
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7190%1,206
Percentage Net Loans Charged-off: Total real estate loans0.0725%3,226
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.1298%2,129
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.1579%1,813
Percentage Net Loans Charged-off: Commercial and industrial2.2305%677
Percentage Net Loans Charged-off: Loans to individuals2.2449%713
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5182%1,358
Percentage Net Loans Charged-off: Total real estate loans0.1278%2,139
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.2266%1,346
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.2750%1,113
Percentage Net Loans Charged-off: Commercial and industrial0.1747%2,396
Percentage Net Loans Charged-off: Loans to individuals2.0288%770
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4052%1,275
Percentage Net Loans Charged-off: Total real estate loans0.0772%1,869
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.1365%1,249
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.1650%1,052
Percentage Net Loans Charged-off: Commercial and industrial0.1990%1,624
Percentage Net Loans Charged-off: Loans to individuals1.6305%954
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2335%2,329
Percentage Net Loans Charged-off: Total real estate loans0.0062%4,008
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0096%3,157
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0111%2,896
Percentage Net Loans Charged-off: Commercial and industrial-0.0553%7,340
Percentage Net Loans Charged-off: Loans to individuals1.2103%1,290
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1646%2,313
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,385
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,699
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial-0.0638%7,256
Percentage Net Loans Charged-off: Loans to individuals0.8978%1,557
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1564%2,074
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,712
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial-0.0481%7,124
Percentage Net Loans Charged-off: Loans to individuals0.8863%1,482
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1632%1,634
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial-0.0367%7,006
Percentage Net Loans Charged-off: Loans to individuals0.9511%1,320
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0675%3,944
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,458
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial-0.2053%7,768
Percentage Net Loans Charged-off: Loans to individuals0.5616%2,610
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0485%3,779
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,897
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial-0.2320%7,777
Percentage Net Loans Charged-off: Loans to individuals0.4725%2,632
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0343%3,861
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,437
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial-0.1255%7,480
Percentage Net Loans Charged-off: Loans to individuals0.3161%3,091
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0418%3,013
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial-0.0137%6,678
Percentage Net Loans Charged-off: Loans to individuals0.2879%2,787
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1380%3,048
Percentage Net Loans Charged-off: Total real estate loans0.0058%3,263
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0086%2,834
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0101%2,619
Percentage Net Loans Charged-off: Commercial and industrial0.1779%2,898
Percentage Net Loans Charged-off: Loans to individuals0.7998%2,370
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0906%3,314
Percentage Net Loans Charged-off: Total real estate loans0.0079%2,741
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0117%2,370
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0138%2,173
Percentage Net Loans Charged-off: Commercial and industrial-0.0972%7,459
Percentage Net Loans Charged-off: Loans to individuals0.7091%2,347
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0855%3,137
Percentage Net Loans Charged-off: Total real estate loans0.0097%2,275
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0142%1,943
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0167%1,766
Percentage Net Loans Charged-off: Commercial and industrial-0.1538%7,588
Percentage Net Loans Charged-off: Loans to individuals0.7462%2,098
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0864%2,618
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial-0.3179%7,899
Percentage Net Loans Charged-off: Loans to individuals1.0054%1,502
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1371%3,580
Percentage Net Loans Charged-off: Total real estate loans0.0104%3,423
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0139%2,895
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0158%2,696
Percentage Net Loans Charged-off: Commercial and industrial0.1265%3,449
Percentage Net Loans Charged-off: Loans to individuals1.0173%2,013
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1486%2,915
Percentage Net Loans Charged-off: Total real estate loans0.0141%2,800
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0188%2,350
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0212%2,169
Percentage Net Loans Charged-off: Commercial and industrial0.0876%3,078
Percentage Net Loans Charged-off: Loans to individuals1.1596%1,560
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1628%2,573
Percentage Net Loans Charged-off: Total real estate loans-0.0011%7,705
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0014%7,898
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net-0.0016%7,932
Percentage Net Loans Charged-off: Commercial and industrial0.2413%2,097
Percentage Net Loans Charged-off: Loans to individuals1.2811%1,391
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1664%2,192
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial-0.0689%7,386
Percentage Net Loans Charged-off: Loans to individuals1.6910%1,076
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1374%4,183
Percentage Net Loans Charged-off: Total real estate loans0.0504%2,524
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0608%2,194
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0649%2,078
Percentage Net Loans Charged-off: Commercial and industrial-0.0412%7,783
Percentage Net Loans Charged-off: Loans to individuals1.1981%1,874
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1425%3,637
Percentage Net Loans Charged-off: Total real estate loans0.0610%1,988
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0724%1,711
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0767%1,632
Percentage Net Loans Charged-off: Commercial and industrial-0.0541%7,731
Percentage Net Loans Charged-off: Loans to individuals1.2208%1,701
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1423%3,369
Percentage Net Loans Charged-off: Total real estate loans0.0849%1,498
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0992%1,277
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.1045%1,228
Percentage Net Loans Charged-off: Commercial and industrial-0.0774%7,774
Percentage Net Loans Charged-off: Loans to individuals1.0484%1,978
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1059%3,275
Percentage Net Loans Charged-off: Total real estate loans0.0778%1,215
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0906%1,060
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0953%1,002
Percentage Net Loans Charged-off: Commercial and industrial-0.1618%7,989
Percentage Net Loans Charged-off: Loans to individuals0.7380%2,513
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1631%4,137
Percentage Net Loans Charged-off: Total real estate loans0.0238%3,183
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0275%2,715
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0290%2,574
Percentage Net Loans Charged-off: Commercial and industrial0.3308%3,310
Percentage Net Loans Charged-off: Loans to individuals1.4550%1,439
Percentage Net Loans Charged-off: Credit card loans3.5534%793
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0445%7,615
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2071%3,530
Percentage Net Loans Charged-off: Total real estate loans0.0159%3,257
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0181%2,746
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0190%2,583
Percentage Net Loans Charged-off: Commercial and industrial0.0783%4,291
Percentage Net Loans Charged-off: Loans to individuals1.9971%812
Percentage Net Loans Charged-off: Credit card loans3.4270%768
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.8756%456
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1040%4,547
Percentage Net Loans Charged-off: Total real estate loans-0.0038%1,306
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0043%1,350
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net-0.0044%1,352
Percentage Net Loans Charged-off: Commercial and industrial0.0118%1,022
Percentage Net Loans Charged-off: Loans to individuals1.5088%252
Percentage Net Loans Charged-off: Credit card loans2.3203%423
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2101%3,100
Percentage Net Loans Charged-off: Total real estate loans0.0457%472
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0536%486
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0549%440
Percentage Net Loans Charged-off: Commercial and industrial-0.0759%1,329
Percentage Net Loans Charged-off: Loans to individuals2.1703%172
Percentage Net Loans Charged-off: Credit card loans2.7773%383
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2661%2,752
Percentage Net Loans Charged-off: Total real estate loans-0.0006%1,171
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0007%1,232
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net-0.0007%1,231
Percentage Net Loans Charged-off: Commercial and industrial0.0978%767
Percentage Net Loans Charged-off: Loans to individuals1.6354%263
Percentage Net Loans Charged-off: Credit card loans5.0083%169
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3778%2,155
Percentage Net Loans Charged-off: Total real estate loans0.0006%994
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0007%996
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0007%937
Percentage Net Loans Charged-off: Commercial and industrial0.0154%857
Percentage Net Loans Charged-off: Loans to individuals2.0063%234
Percentage Net Loans Charged-off: Credit card loans6.1196%134
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1493%4,858
Percentage Net Loans Charged-off: Total real estate loans0.0082%922
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0101%888
Percentage Net Loans Charged-off: Home equity loans0.3650%106
All other 1-4 family - Percent of loans charged-off, net0.0000%995
Percentage Net Loans Charged-off: Commercial and industrial-0.0545%1,222
Percentage Net Loans Charged-off: Loans to individuals0.8012%648
Percentage Net Loans Charged-off: Credit card loans2.2593%588
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0975%11,117
Percentage Net Loans Charged-off: Total real estate loans0.0058%972
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.0000%615
Percentage Net Loans Charged-off: Multi-family residential0.6681%133
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,034
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.0000%989
Percentage Net Loans Charged-off: Commercial and industrial-1.2086%1,402
Percentage Net Loans Charged-off: Loans to individuals0.2007%1,114
Percentage Net Loans Charged-off: Credit card loans1.0702%795
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0364%10,707
Percentage Net Loans Charged-off: Total real estate loans-0.0007%1,214
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate0.0000%668
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential-0.0009%1,254
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net-0.0009%1,252
Percentage Net Loans Charged-off: Commercial and industrial-0.6275%1,304
Percentage Net Loans Charged-off: Loans to individuals0.1471%1,105
Percentage Net Loans Charged-off: Credit card loans1.0581%711
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0171%11,256
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,220
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate0.0000%834
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,114
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net0.0000%1,053
Percentage Net Loans Charged-off: Commercial and industrial-0.5811%1,346
Percentage Net Loans Charged-off: Loans to individuals0.2044%1,084
Percentage Net Loans Charged-off: Credit card loans0.7591%844
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%423
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8000%2,733
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,332
Percentage Net Loans Charged-off:Construction & development0.0000%639
Percentage Net Loans Charged-off: Commercial real estate0.0000%967
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,178
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.0000%1,124
Percentage Net Loans Charged-off: Commercial and industrial6.4661%98
Percentage Net Loans Charged-off: Loans to individuals0.6179%853
Percentage Net Loans Charged-off: Credit card loans3.3287%372
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%479
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%144