Home > Horizon Bank > Assets and Liabilities
Horizon Bank, Assets and Liabilities
| 2008-06-30 | Rank | |
| # of Employees: | 2 | 8,408 |
| Assets and Liabilities | ||
| Total Assets: | $1,955,000 | 8,460 |
| Cash and due from depository institutions | $1,955,000 | 8,408 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $0 | 8,159 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $0 | 8,395 |
| Loan loss allowance | $0 | 8,369 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $0 | 8,385 |
| Other real estate owned | $0 | 8,408 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $0 | 8,458 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $1,955,000 | 8,460 |
| Total liabilities | $74,000 | 8,459 |
| Total deposits | $0 | 8,460 |
| Interest-bearing deposits | $0 | 8,428 |
| Deposits held in domestic offices | $0 | 8,459 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $74,000 | 8,156 |
| Total equity capital | $1,881,000 | 8,284 |
| Total bank equity capital | $1,881,000 | 8,284 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $3,000 | 7,467 |
| Surplus | $3,487,000 | 4,789 |
| Undivided profits | $-1,609,000 | 7,791 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $0 | 8,425 |
| Earning assets | $0 | 8,450 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $66,619,330 | 6,180 |
| Average Assets, quarterly | $48,101,500 | 6,951 |
| Volatile liabilities | $0 | 8,385 |
| Insider loans | $0 | 7,572 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $0 | 8,241 |
| Tier 1 (core) risk-based capital | $1,881,000 | 8,273 |
| Tier 2 risk-based capital | $0 | 8,363 |
| Total risk weighted assets | $0 | 8,451 |
| Total unused commitments | $0 | 8,241 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 24 | 5,556 |
| Assets and Liabilities | ||
| Total Assets: | $94,248,000 | 5,322 |
| Cash and due from depository institutions | $2,422,000 | 5,556 |
| Interest-bearing balances | $1,576,000 | 2,595 |
| Securities | $1,086,000 | 7,895 |
| Federal funds sold & reverse repurchase agreements | $4,317,000 | 3,526 |
| Net loans & leases | $80,752,000 | 4,503 |
| Loan loss allowance | $4,950,000 | 1,141 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,349,000 | 3,449 |
| Other real estate owned | $796,000 | 5,556 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $1,526,000 | 5,727 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $94,248,000 | 5,322 |
| Total liabilities | $90,755,000 | 5,069 |
| Total deposits | $84,195,000 | 5,033 |
| Interest-bearing deposits | $78,678,000 | 4,757 |
| Deposits held in domestic offices | $84,195,000 | 5,030 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $6,000,000 | 3,511 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $560,000 | 5,403 |
| Total equity capital | $3,493,000 | 7,842 |
| Total bank equity capital | $3,493,000 | 7,842 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $3,000 | 7,501 |
| Surplus | $3,487,000 | 4,774 |
| Undivided profits | $3,000 | 7,486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,205,000 | 518 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $468,000 | 6,023 |
| Earning assets | $87,731,000 | 5,271 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $98,951,500 | 5,130 |
| Average Assets, quarterly | $98,951,500 | 5,130 |
| Volatile liabilities | $14,605,000 | 5,512 |
| Insider loans | $65,000 | 7,147 |
| FHLB advances | $6,000,000 | 3,377 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $1,997,000 | 7,260 |
| Tier 1 (core) risk-based capital | $3,506,000 | 7,777 |
| Tier 2 risk-based capital | $991,000 | 4,092 |
| Total risk weighted assets | $75,354,000 | 4,876 |
| Total unused commitments | $1,997,000 | 7,263 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 31 | 4,776 |
| Assets and Liabilities | ||
| Total Assets: | $103,655,000 | 4,988 |
| Cash and due from depository institutions | $1,991,000 | 4,776 |
| Interest-bearing balances | $1,178,000 | 2,389 |
| Securities | $5,129,000 | 7,049 |
| Federal funds sold & reverse repurchase agreements | $3,523,000 | 3,194 |
| Net loans & leases | $87,105,000 | 4,309 |
| Loan loss allowance | $4,975,000 | 1,103 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,424,000 | 3,379 |
| Other real estate owned | $501,000 | 4,776 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,982,000 | 5,211 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $103,655,000 | 4,988 |
| Total liabilities | $99,461,000 | 4,734 |
| Total deposits | $92,059,000 | 4,718 |
| Interest-bearing deposits | $86,195,000 | 4,426 |
| Deposits held in domestic offices | $92,059,000 | 4,716 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $7,000,000 | 3,198 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $402,000 | 6,134 |
| Total equity capital | $4,194,000 | 7,573 |
| Total bank equity capital | $4,194,000 | 7,573 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,000 | 7,548 |
| Surplus | $3,487,000 | 4,753 |
| Undivided profits | $704,000 | 7,084 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,048,000 | 447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $636,000 | 5,405 |
| Earning assets | $96,935,000 | 4,926 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $119,386,200 | 4,453 |
| Average Assets, quarterly | $107,992,500 | 4,828 |
| Volatile liabilities | $18,999,000 | 4,899 |
| Insider loans | $72,000 | 7,136 |
| FHLB advances | $7,000,000 | 3,075 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $4,140,000 | 6,322 |
| Tier 1 (core) risk-based capital | $4,222,000 | 7,496 |
| Tier 2 risk-based capital | $1,065,000 | 3,892 |
| Total risk weighted assets | $81,288,000 | 4,648 |
| Total unused commitments | $4,140,000 | 6,324 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 40 | 4,002 |
| Assets and Liabilities | ||
| Total Assets: | $112,330,000 | 4,691 |
| Cash and due from depository institutions | $1,979,000 | 4,002 |
| Interest-bearing balances | $1,396,000 | 2,107 |
| Securities | $5,865,000 | 6,953 |
| Federal funds sold & reverse repurchase agreements | $572,000 | 5,431 |
| Net loans & leases | $97,226,000 | 3,986 |
| Loan loss allowance | $4,199,000 | 1,250 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,490,000 | 3,294 |
| Other real estate owned | $817,000 | 4,002 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,381,000 | 4,851 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $112,330,000 | 4,691 |
| Total liabilities | $106,565,000 | 4,506 |
| Total deposits | $92,922,000 | 4,659 |
| Interest-bearing deposits | $85,708,000 | 4,415 |
| Deposits held in domestic offices | $92,922,000 | 4,656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $12,500,000 | 2,315 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,143,000 | 3,764 |
| Total equity capital | $5,765,000 | 7,002 |
| Total bank equity capital | $5,765,000 | 7,002 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,000 | 7,565 |
| Surplus | $3,487,000 | 4,723 |
| Undivided profits | $2,275,000 | 6,146 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,270,000 | 480 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $722,000 | 5,252 |
| Earning assets | $105,059,000 | 4,652 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $123,319,000 | 4,356 |
| Average Assets, quarterly | $116,327,500 | 4,575 |
| Volatile liabilities | $22,479,000 | 4,445 |
| Insider loans | $126,000 | 6,895 |
| FHLB advances | $12,500,000 | 2,207 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $4,958,000 | 6,066 |
| Tier 1 (core) risk-based capital | $5,805,000 | 6,930 |
| Tier 2 risk-based capital | $1,144,000 | 3,691 |
| Total risk weighted assets | $88,434,000 | 4,401 |
| Total unused commitments | $4,958,000 | 6,069 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 38 | 4,192 |
| Assets and Liabilities | ||
| Total Assets: | $120,325,000 | 4,499 |
| Cash and due from depository institutions | $2,297,000 | 4,192 |
| Interest-bearing balances | $1,354,000 | 2,156 |
| Securities | $3,924,000 | 7,440 |
| Federal funds sold & reverse repurchase agreements | $4,934,000 | 2,694 |
| Net loans & leases | $102,243,000 | 3,818 |
| Loan loss allowance | $4,409,000 | 1,188 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,526,000 | 3,252 |
| Other real estate owned | $814,000 | 4,192 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $2,587,000 | 4,610 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $120,325,000 | 4,499 |
| Total liabilities | $115,191,000 | 4,274 |
| Total deposits | $101,755,000 | 4,406 |
| Interest-bearing deposits | $95,586,000 | 4,124 |
| Deposits held in domestic offices | $101,755,000 | 4,404 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $12,500,000 | 2,233 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $936,000 | 4,039 |
| Total equity capital | $5,134,000 | 7,206 |
| Total bank equity capital | $5,134,000 | 7,206 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,000 | 7,618 |
| Surplus | $2,487,000 | 5,308 |
| Undivided profits | $2,644,000 | 5,849 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,569,000 | 497 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $880,000 | 4,381 |
| Earning assets | $112,455,000 | 4,441 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $126,982,000 | 4,305 |
| Average Assets, quarterly | $124,826,000 | 4,382 |
| Volatile liabilities | $22,453,000 | 4,411 |
| Insider loans | $249,000 | 6,329 |
| FHLB advances | $12,500,000 | 2,118 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $6,707,000 | 5,566 |
| Tier 1 (core) risk-based capital | $5,202,000 | 7,184 |
| Tier 2 risk-based capital | $1,213,000 | 3,530 |
| Total risk weighted assets | $93,822,000 | 4,218 |
| Total unused commitments | $6,707,000 | 5,568 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 37 | 4,261 |
| Assets and Liabilities | ||
| Total Assets: | $129,327,000 | 4,305 |
| Cash and due from depository institutions | $2,194,000 | 4,261 |
| Interest-bearing balances | $1,449,000 | 2,228 |
| Securities | $4,106,000 | 7,425 |
| Federal funds sold & reverse repurchase agreements | $7,099,000 | 2,621 |
| Net loans & leases | $109,234,000 | 3,618 |
| Loan loss allowance | $5,016,000 | 1,037 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,584,000 | 3,197 |
| Other real estate owned | $804,000 | 4,261 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $2,306,000 | 4,787 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $129,327,000 | 4,305 |
| Total liabilities | $123,384,000 | 4,102 |
| Total deposits | $108,247,000 | 4,244 |
| Interest-bearing deposits | $100,511,000 | 3,999 |
| Deposits held in domestic offices | $108,247,000 | 4,243 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $14,500,000 | 1,994 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $637,000 | 4,962 |
| Total equity capital | $5,943,000 | 6,921 |
| Total bank equity capital | $5,943,000 | 6,921 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,000 | 7,648 |
| Surplus | $2,487,000 | 5,294 |
| Undivided profits | $3,453,000 | 5,477 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,692,000 | 549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $898,000 | 4,186 |
| Earning assets | $121,888,000 | 4,235 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $130,310,500 | 4,262 |
| Average Assets, quarterly | $130,310,500 | 4,262 |
| Volatile liabilities | $26,708,000 | 3,910 |
| Insider loans | $254,000 | 6,307 |
| FHLB advances | $14,500,000 | 1,903 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $7,684,000 | 5,331 |
| Tier 1 (core) risk-based capital | $5,977,000 | 6,842 |
| Tier 2 risk-based capital | $1,305,000 | 3,331 |
| Total risk weighted assets | $100,725,000 | 3,990 |
| Total unused commitments | $7,684,000 | 5,332 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 37 | 4,262 |
| Assets and Liabilities | ||
| Total Assets: | $131,294,000 | 4,243 |
| Cash and due from depository institutions | $3,752,000 | 4,262 |
| Interest-bearing balances | $3,015,000 | 1,508 |
| Securities | $4,556,000 | 7,367 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $116,210,000 | 3,434 |
| Loan loss allowance | $1,997,000 | 2,472 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,653,000 | 3,093 |
| Other real estate owned | $483,000 | 4,262 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,640,000 | 4,518 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $131,294,000 | 4,243 |
| Total liabilities | $121,842,000 | 4,118 |
| Total deposits | $105,955,000 | 4,267 |
| Interest-bearing deposits | $98,681,000 | 3,977 |
| Deposits held in domestic offices | $105,955,000 | 4,266 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $15,700,000 | 1,978 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $187,000 | 7,416 |
| Total equity capital | $9,452,000 | 5,554 |
| Total bank equity capital | $9,452,000 | 5,554 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $3,000 | 7,687 |
| Surplus | $2,487,000 | 5,279 |
| Undivided profits | $6,962,000 | 3,919 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,130,000 | 1,030 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,059,000 | 3,751 |
| Earning assets | $123,781,000 | 4,160 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $119,422,600 | 4,374 |
| Average Assets, quarterly | $127,515,000 | 4,288 |
| Volatile liabilities | $50,783,000 | 2,611 |
| Insider loans | $310,000 | 6,148 |
| FHLB advances | $15,700,000 | 1,884 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $11,252,000 | 4,505 |
| Tier 1 (core) risk-based capital | $9,483,000 | 5,449 |
| Tier 2 risk-based capital | $1,378,000 | 3,188 |
| Total risk weighted assets | $109,610,000 | 3,727 |
| Total unused commitments | $11,252,000 | 4,505 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 41 | 3,935 |
| Assets and Liabilities | ||
| Total Assets: | $123,736,000 | 4,379 |
| Cash and due from depository institutions | $3,049,000 | 3,935 |
| Interest-bearing balances | $2,411,000 | 1,602 |
| Securities | $4,607,000 | 7,426 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $109,533,000 | 3,569 |
| Loan loss allowance | $1,389,000 | 3,333 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,734,000 | 3,033 |
| Other real estate owned | $386,000 | 3,935 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,427,000 | 4,759 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $123,736,000 | 4,379 |
| Total liabilities | $113,986,000 | 4,281 |
| Total deposits | $91,500,000 | 4,634 |
| Interest-bearing deposits | $85,070,000 | 4,339 |
| Deposits held in domestic offices | $91,500,000 | 4,631 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $21,700,000 | 1,686 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $786,000 | 4,431 |
| Total equity capital | $9,750,000 | 5,421 |
| Total bank equity capital | $9,750,000 | 5,421 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,000 | 7,745 |
| Surplus | $2,487,000 | 5,276 |
| Undivided profits | $7,260,000 | 3,854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,268,000 | 2,148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $874,000 | 4,416 |
| Earning assets | $116,551,000 | 4,302 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $116,454,750 | 4,472 |
| Average Assets, quarterly | $119,584,500 | 4,439 |
| Volatile liabilities | $50,523,000 | 2,592 |
| Insider loans | $534,000 | 5,382 |
| FHLB advances | $21,700,000 | 1,585 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $13,529,000 | 4,113 |
| Tier 1 (core) risk-based capital | $9,799,000 | 5,336 |
| Tier 2 risk-based capital | $1,247,000 | 3,426 |
| Total risk weighted assets | $99,766,000 | 3,959 |
| Total unused commitments | $13,529,000 | 4,113 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 40 | 4,042 |
| Assets and Liabilities | ||
| Total Assets: | $115,433,000 | 4,553 |
| Cash and due from depository institutions | $3,894,000 | 4,042 |
| Interest-bearing balances | $3,252,000 | 1,341 |
| Securities | $4,650,000 | 7,471 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $100,230,000 | 3,791 |
| Loan loss allowance | $1,281,000 | 3,520 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,825,000 | 2,939 |
| Other real estate owned | $354,000 | 4,042 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $2,480,000 | 4,639 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $115,433,000 | 4,553 |
| Total liabilities | $105,879,000 | 4,464 |
| Total deposits | $88,533,000 | 4,719 |
| Interest-bearing deposits | $81,904,000 | 4,435 |
| Deposits held in domestic offices | $88,533,000 | 4,715 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $16,700,000 | 2,003 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $646,000 | 4,605 |
| Total equity capital | $9,554,000 | 5,340 |
| Total bank equity capital | $9,554,000 | 5,340 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,000 | 7,773 |
| Surplus | $2,487,000 | 5,263 |
| Undivided profits | $7,064,000 | 3,766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,073,000 | 2,301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $691,000 | 4,826 |
| Earning assets | $108,132,000 | 4,486 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $114,027,670 | 4,559 |
| Average Assets, quarterly | $115,011,500 | 4,555 |
| Volatile liabilities | $41,869,000 | 2,952 |
| Insider loans | $303,000 | 6,183 |
| FHLB advances | $16,700,000 | 1,889 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $13,442,000 | 4,163 |
| Tier 1 (core) risk-based capital | $9,626,000 | 5,321 |
| Tier 2 risk-based capital | $1,157,000 | 3,564 |
| Total risk weighted assets | $92,553,000 | 4,122 |
| Total unused commitments | $13,442,000 | 4,163 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 39 | 4,111 |
| Assets and Liabilities | ||
| Total Assets: | $114,590,000 | 4,573 |
| Cash and due from depository institutions | $5,541,000 | 4,111 |
| Interest-bearing balances | $4,889,000 | 1,114 |
| Securities | $4,692,000 | 7,489 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $97,651,000 | 3,793 |
| Loan loss allowance | $1,471,000 | 3,124 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,941,000 | 2,797 |
| Other real estate owned | $151,000 | 4,111 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,614,000 | 4,421 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $114,590,000 | 4,573 |
| Total liabilities | $105,084,000 | 4,478 |
| Total deposits | $88,948,000 | 4,710 |
| Interest-bearing deposits | $81,006,000 | 4,457 |
| Deposits held in domestic offices | $88,948,000 | 4,706 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $15,700,000 | 1,973 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $436,000 | 5,522 |
| Total equity capital | $9,506,000 | 5,333 |
| Total bank equity capital | $9,506,000 | 5,333 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,000 | 7,786 |
| Surplus | $2,487,000 | 5,197 |
| Undivided profits | $7,016,000 | 3,824 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,104,000 | 2,197 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $775,000 | 4,234 |
| Earning assets | $107,232,000 | 4,523 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $113,325,000 | 4,579 |
| Average Assets, quarterly | $113,325,000 | 4,579 |
| Volatile liabilities | $39,353,000 | 2,932 |
| Insider loans | $479,000 | 5,533 |
| FHLB advances | $15,700,000 | 1,879 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $11,121,000 | 4,565 |
| Tier 1 (core) risk-based capital | $9,569,000 | 5,273 |
| Tier 2 risk-based capital | $1,138,000 | 3,593 |
| Total risk weighted assets | $91,023,000 | 4,113 |
| Total unused commitments | $11,121,000 | 4,566 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 42 | 3,855 |
| Assets and Liabilities | ||
| Total Assets: | $112,060,000 | 4,626 |
| Cash and due from depository institutions | $5,065,000 | 3,855 |
| Interest-bearing balances | $4,347,000 | 1,229 |
| Securities | $6,069,000 | 7,199 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $94,142,000 | 3,870 |
| Loan loss allowance | $1,896,000 | 2,488 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,047,000 | 2,706 |
| Other real estate owned | $275,000 | 3,855 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,462,000 | 4,578 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $112,060,000 | 4,626 |
| Total liabilities | $102,322,000 | 4,565 |
| Total deposits | $87,321,000 | 4,745 |
| Interest-bearing deposits | $80,027,000 | 4,465 |
| Deposits held in domestic offices | $87,321,000 | 4,742 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $14,700,000 | 2,133 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $301,000 | 6,316 |
| Total equity capital | $9,738,000 | 5,223 |
| Total bank equity capital | $9,738,000 | 5,223 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,000 | 7,822 |
| Surplus | $2,487,000 | 5,185 |
| Undivided profits | $7,248,000 | 3,735 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,557,000 | 1,633 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $811,000 | 4,137 |
| Earning assets | $104,558,000 | 4,570 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $109,026,800 | 4,557 |
| Average Assets, quarterly | $111,420,500 | 4,601 |
| Volatile liabilities | $38,248,000 | 2,969 |
| Insider loans | $324,000 | 6,085 |
| FHLB advances | $14,700,000 | 2,012 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $11,116,000 | 4,487 |
| Tier 1 (core) risk-based capital | $9,835,000 | 5,141 |
| Tier 2 risk-based capital | $1,150,000 | 3,534 |
| Total risk weighted assets | $92,032,000 | 4,074 |
| Total unused commitments | $11,116,000 | 4,487 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 40 | 4,010 |
| Assets and Liabilities | ||
| Total Assets: | $110,781,000 | 4,617 |
| Cash and due from depository institutions | $4,593,000 | 4,010 |
| Interest-bearing balances | $3,923,000 | 1,300 |
| Securities | $6,361,000 | 7,151 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $93,386,000 | 3,871 |
| Loan loss allowance | $1,406,000 | 3,173 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,138,000 | 2,605 |
| Other real estate owned | $14,000 | 4,010 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,289,000 | 4,702 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $110,781,000 | 4,617 |
| Total liabilities | $100,757,000 | 4,549 |
| Total deposits | $83,418,000 | 4,832 |
| Interest-bearing deposits | $75,432,000 | 4,589 |
| Deposits held in domestic offices | $83,418,000 | 4,828 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $16,700,000 | 1,992 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $639,000 | 4,528 |
| Total equity capital | $10,024,000 | 5,142 |
| Total bank equity capital | $10,024,000 | 5,142 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,000 | 7,846 |
| Surplus | $2,487,000 | 5,148 |
| Undivided profits | $7,534,000 | 3,687 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,507,000 | 1,057 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $780,000 | 4,241 |
| Earning assets | $103,670,000 | 4,563 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $108,268,500 | 4,581 |
| Average Assets, quarterly | $110,005,000 | 4,601 |
| Volatile liabilities | $39,315,000 | 2,808 |
| Insider loans | $328,000 | 6,113 |
| FHLB advances | $16,700,000 | 1,878 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $10,546,000 | 4,569 |
| Tier 1 (core) risk-based capital | $10,086,000 | 5,035 |
| Tier 2 risk-based capital | $1,109,000 | 3,598 |
| Total risk weighted assets | $88,756,000 | 4,134 |
| Total unused commitments | $10,546,000 | 4,571 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 40 | 4,006 |
| Assets and Liabilities | ||
| Total Assets: | $109,229,000 | 4,602 |
| Cash and due from depository institutions | $2,919,000 | 4,006 |
| Interest-bearing balances | $2,144,000 | 1,916 |
| Securities | $6,761,000 | 7,113 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $92,937,000 | 3,811 |
| Loan loss allowance | $1,100,000 | 3,763 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,200,000 | 2,528 |
| Other real estate owned | $14,000 | 4,006 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,398,000 | 4,454 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $109,229,000 | 4,602 |
| Total liabilities | $99,280,000 | 4,539 |
| Total deposits | $79,777,000 | 4,950 |
| Interest-bearing deposits | $72,335,000 | 4,677 |
| Deposits held in domestic offices | $79,777,000 | 4,947 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $19,008,000 | 1,820 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $495,000 | 4,896 |
| Total equity capital | $9,949,000 | 5,118 |
| Total bank equity capital | $9,949,000 | 5,118 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,000 | 7,850 |
| Surplus | $2,487,000 | 5,128 |
| Undivided profits | $7,459,000 | 3,688 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,476,000 | 1,035 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $774,000 | 3,935 |
| Earning assets | $101,842,000 | 4,564 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $107,431,000 | 4,588 |
| Average Assets, quarterly | $108,189,500 | 4,602 |
| Volatile liabilities | $35,783,000 | 2,906 |
| Insider loans | $261,000 | 6,356 |
| FHLB advances | $19,008,000 | 1,724 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $11,542,000 | 4,327 |
| Tier 1 (core) risk-based capital | $10,012,000 | 4,994 |
| Tier 2 risk-based capital | $1,077,000 | 3,614 |
| Total risk weighted assets | $86,175,000 | 4,159 |
| Total unused commitments | $11,542,000 | 4,327 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 41 | 3,913 |
| Assets and Liabilities | ||
| Total Assets: | $107,150,000 | 4,673 |
| Cash and due from depository institutions | $3,422,000 | 3,913 |
| Interest-bearing balances | $2,660,000 | 1,693 |
| Securities | $8,790,000 | 6,700 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $88,909,000 | 3,890 |
| Loan loss allowance | $591,000 | 5,593 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,187,000 | 2,491 |
| Other real estate owned | $57,000 | 3,913 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,785,000 | 5,175 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $107,150,000 | 4,673 |
| Total liabilities | $97,112,000 | 4,621 |
| Total deposits | $83,808,000 | 4,820 |
| Interest-bearing deposits | $74,958,000 | 4,613 |
| Deposits held in domestic offices | $83,808,000 | 4,816 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $12,908,000 | 2,232 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $396,000 | 5,343 |
| Total equity capital | $10,038,000 | 4,990 |
| Total bank equity capital | $10,038,000 | 4,990 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,000 | 7,912 |
| Surplus | $2,487,000 | 5,138 |
| Undivided profits | $7,548,000 | 3,618 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,836,000 | 908 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $731,000 | 4,020 |
| Earning assets | $100,359,000 | 4,602 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $106,532,000 | 4,663 |
| Average Assets, quarterly | $106,532,000 | 4,663 |
| Volatile liabilities | $35,676,000 | 2,826 |
| Insider loans | $156,000 | 6,870 |
| FHLB advances | $12,908,000 | 2,124 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $12,136,000 | 4,187 |
| Tier 1 (core) risk-based capital | $10,129,000 | 4,891 |
| Tier 2 risk-based capital | $591,000 | 5,296 |
| Total risk weighted assets | $80,749,000 | 4,308 |
| Total unused commitments | $12,136,000 | 4,187 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 43 | 3,788 |
| Assets and Liabilities | ||
| Total Assets: | $105,914,000 | 4,700 |
| Cash and due from depository institutions | $1,819,000 | 3,788 |
| Interest-bearing balances | $1,046,000 | 2,745 |
| Securities | $9,590,000 | 6,553 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $88,463,000 | 3,883 |
| Loan loss allowance | $569,000 | 5,686 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,189,000 | 2,479 |
| Other real estate owned | $106,000 | 3,788 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,747,000 | 5,176 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $105,914,000 | 4,700 |
| Total liabilities | $95,916,000 | 4,653 |
| Total deposits | $83,113,000 | 4,842 |
| Interest-bearing deposits | $75,493,000 | 4,555 |
| Deposits held in domestic offices | $83,113,000 | 4,838 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $12,458,000 | 2,305 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $345,000 | 5,647 |
| Total equity capital | $9,998,000 | 5,010 |
| Total bank equity capital | $9,998,000 | 5,010 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,000 | 7,955 |
| Surplus | $2,487,000 | 5,112 |
| Undivided profits | $7,508,000 | 3,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,352,000 | 795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $745,000 | 3,935 |
| Earning assets | $99,099,000 | 4,641 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $98,364,400 | 4,797 |
| Average Assets, quarterly | $103,417,000 | 4,736 |
| Volatile liabilities | $34,916,000 | 2,835 |
| Insider loans | $362,000 | 5,983 |
| FHLB advances | $12,458,000 | 2,174 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $11,596,000 | 4,136 |
| Tier 1 (core) risk-based capital | $10,049,000 | 4,849 |
| Tier 2 risk-based capital | $569,000 | 5,395 |
| Total risk weighted assets | $81,224,000 | 4,266 |
| Total unused commitments | $11,596,000 | 4,136 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 43 | 3,788 |
| Assets and Liabilities | ||
| Total Assets: | $100,920,000 | 4,801 |
| Cash and due from depository institutions | $2,734,000 | 3,788 |
| Interest-bearing balances | $1,778,000 | 2,259 |
| Securities | $11,215,000 | 6,251 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $81,145,000 | 4,068 |
| Loan loss allowance | $627,000 | 5,408 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,098,000 | 2,495 |
| Other real estate owned | $312,000 | 3,788 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,416,000 | 5,708 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $100,920,000 | 4,801 |
| Total liabilities | $91,240,000 | 4,763 |
| Total deposits | $83,571,000 | 4,779 |
| Interest-bearing deposits | $77,071,000 | 4,466 |
| Deposits held in domestic offices | $83,571,000 | 4,776 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $6,908,000 | 3,129 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $761,000 | 3,837 |
| Total equity capital | $9,680,000 | 5,089 |
| Total bank equity capital | $9,680,000 | 5,089 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,000 | 7,999 |
| Surplus | $2,487,000 | 5,091 |
| Undivided profits | $7,190,000 | 3,809 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,367,000 | 840 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $707,000 | 4,291 |
| Earning assets | $94,138,000 | 4,768 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $96,477,000 | 4,854 |
| Average Assets, quarterly | $99,254,000 | 4,813 |
| Volatile liabilities | $30,116,000 | 3,092 |
| Insider loans | $365,000 | 5,970 |
| FHLB advances | $6,908,000 | 2,991 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $11,707,000 | 4,080 |
| Tier 1 (core) risk-based capital | $9,719,000 | 4,938 |
| Tier 2 risk-based capital | $627,000 | 5,098 |
| Total risk weighted assets | $74,943,000 | 4,460 |
| Total unused commitments | $11,707,000 | 4,081 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 40 | 4,036 |
| Assets and Liabilities | ||
| Total Assets: | $97,588,000 | 4,904 |
| Cash and due from depository institutions | $1,962,000 | 4,036 |
| Interest-bearing balances | $1,279,000 | 2,590 |
| Securities | $12,177,000 | 6,125 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $78,538,000 | 4,124 |
| Loan loss allowance | $654,000 | 5,287 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,352,000 | 2,937 |
| Other real estate owned | $243,000 | 4,036 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,316,000 | 5,883 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $97,588,000 | 4,904 |
| Total liabilities | $88,279,000 | 4,855 |
| Total deposits | $79,793,000 | 4,930 |
| Interest-bearing deposits | $74,871,000 | 4,570 |
| Deposits held in domestic offices | $79,793,000 | 4,927 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,958,000 | 2,916 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $528,000 | 4,407 |
| Total equity capital | $9,309,000 | 5,108 |
| Total bank equity capital | $9,309,000 | 5,108 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,000 | 8,055 |
| Surplus | $2,460,000 | 5,102 |
| Undivided profits | $6,846,000 | 3,787 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,623,000 | 1,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $636,000 | 4,377 |
| Earning assets | $91,994,000 | 4,811 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $94,996,000 | 4,937 |
| Average Assets, quarterly | $96,717,500 | 4,909 |
| Volatile liabilities | $26,198,000 | 3,341 |
| Insider loans | $248,000 | 6,521 |
| FHLB advances | $7,958,000 | 2,796 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $9,784,000 | 4,483 |
| Tier 1 (core) risk-based capital | $9,414,000 | 4,993 |
| Tier 2 risk-based capital | $654,000 | 4,960 |
| Total risk weighted assets | $73,464,000 | 4,491 |
| Total unused commitments | $9,784,000 | 4,484 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 36 | 4,371 |
| Assets and Liabilities | ||
| Total Assets: | $95,847,000 | 4,958 |
| Cash and due from depository institutions | $5,336,000 | 4,371 |
| Interest-bearing balances | $4,720,000 | 1,371 |
| Securities | $13,578,000 | 5,818 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $72,829,000 | 4,265 |
| Loan loss allowance | $576,000 | 5,662 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,781,000 | 3,361 |
| Other real estate owned | $197,000 | 4,371 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,126,000 | 6,132 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $95,847,000 | 4,958 |
| Total liabilities | $86,756,000 | 4,907 |
| Total deposits | $79,464,000 | 4,935 |
| Interest-bearing deposits | $73,804,000 | 4,628 |
| Deposits held in domestic offices | $79,464,000 | 4,932 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $6,908,000 | 2,966 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $384,000 | 5,592 |
| Total equity capital | $9,091,000 | 5,265 |
| Total bank equity capital | $9,091,000 | 5,265 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,000 | 8,085 |
| Surplus | $2,460,000 | 5,087 |
| Undivided profits | $6,628,000 | 4,015 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,640,000 | 1,133 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $553,000 | 4,825 |
| Earning assets | $91,127,000 | 4,849 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $93,700,000 | 5,001 |
| Average Assets, quarterly | $93,700,000 | 5,001 |
| Volatile liabilities | $24,425,000 | 3,407 |
| Insider loans | $257,000 | 6,453 |
| FHLB advances | $6,908,000 | 2,837 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $8,044,000 | 4,880 |
| Tier 1 (core) risk-based capital | $9,070,000 | 5,079 |
| Tier 2 risk-based capital | $576,000 | 5,314 |
| Total risk weighted assets | $69,624,000 | 4,592 |
| Total unused commitments | $8,044,000 | 4,888 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 35 | 4,492 |
| Assets and Liabilities | ||
| Total Assets: | $91,553,000 | 5,085 |
| Cash and due from depository institutions | $3,952,000 | 4,492 |
| Interest-bearing balances | $3,359,000 | 1,615 |
| Securities | $15,116,000 | 5,606 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $68,948,000 | 4,427 |
| Loan loss allowance | $592,000 | 5,545 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,324,000 | 3,808 |
| Other real estate owned | $191,000 | 4,492 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,022,000 | 6,452 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,553,000 | 5,085 |
| Total liabilities | $82,740,000 | 5,067 |
| Total deposits | $77,498,000 | 5,016 |
| Interest-bearing deposits | $71,893,000 | 4,704 |
| Deposits held in domestic offices | $77,498,000 | 5,012 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,908,000 | 3,466 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $334,000 | 5,799 |
| Total equity capital | $8,813,000 | 5,293 |
| Total bank equity capital | $8,813,000 | 5,293 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,000 | 8,147 |
| Surplus | $2,460,000 | 5,074 |
| Undivided profits | $6,350,000 | 4,062 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,703,000 | 1,142 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $431,000 | 5,837 |
| Earning assets | $87,423,000 | 4,941 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $90,664,000 | 4,998 |
| Average Assets, quarterly | $91,096,500 | 5,078 |
| Volatile liabilities | $22,124,000 | 3,651 |
| Insider loans | $250,000 | 6,527 |
| FHLB advances | $4,908,000 | 3,318 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $5,259,000 | 5,646 |
| Tier 1 (core) risk-based capital | $8,811,000 | 5,138 |
| Tier 2 risk-based capital | $592,000 | 5,215 |
| Total risk weighted assets | $66,007,000 | 4,770 |
| Total unused commitments | $5,259,000 | 5,649 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 36 | 4,409 |
| Assets and Liabilities | ||
| Total Assets: | $90,640,000 | 5,105 |
| Cash and due from depository institutions | $5,713,000 | 4,409 |
| Interest-bearing balances | $4,976,000 | 1,367 |
| Securities | $15,222,000 | 5,503 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $65,998,000 | 4,547 |
| Loan loss allowance | $557,000 | 5,755 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,021,000 | 4,148 |
| Other real estate owned | $472,000 | 4,409 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,214,000 | 6,035 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,640,000 | 5,105 |
| Total liabilities | $82,139,000 | 5,060 |
| Total deposits | $75,503,000 | 5,090 |
| Interest-bearing deposits | $69,894,000 | 4,781 |
| Deposits held in domestic offices | $75,503,000 | 5,086 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,908,000 | 3,114 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $728,000 | 3,968 |
| Total equity capital | $8,501,000 | 5,416 |
| Total bank equity capital | $8,501,000 | 5,416 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,000 | 8,196 |
| Surplus | $2,460,000 | 5,047 |
| Undivided profits | $6,038,000 | 4,207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,057,000 | 1,060 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $495,000 | 5,577 |
| Earning assets | $86,196,000 | 4,977 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $90,441,750 | 5,029 |
| Average Assets, quarterly | $90,075,000 | 5,117 |
| Volatile liabilities | $21,709,000 | 3,681 |
| Insider loans | $226,000 | 6,658 |
| FHLB advances | $5,908,000 | 2,964 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $5,553,000 | 5,552 |
| Tier 1 (core) risk-based capital | $8,506,000 | 5,266 |
| Tier 2 risk-based capital | $557,000 | 5,399 |
| Total risk weighted assets | $64,751,000 | 4,803 |
| Total unused commitments | $5,553,000 | 5,557 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 37 | 4,346 |
| Assets and Liabilities | ||
| Total Assets: | $89,510,000 | 5,148 |
| Cash and due from depository institutions | $5,355,000 | 4,346 |
| Interest-bearing balances | $4,600,000 | 1,604 |
| Securities | $16,539,000 | 5,219 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $64,073,000 | 4,608 |
| Loan loss allowance | $529,000 | 5,876 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,972,000 | 4,191 |
| Other real estate owned | $440,000 | 4,346 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,131,000 | 6,113 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,510,000 | 5,148 |
| Total liabilities | $81,214,000 | 5,090 |
| Total deposits | $75,095,000 | 5,122 |
| Interest-bearing deposits | $70,524,000 | 4,752 |
| Deposits held in domestic offices | $75,095,000 | 5,119 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,545,000 | 3,142 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $574,000 | 4,723 |
| Total equity capital | $8,296,000 | 5,482 |
| Total bank equity capital | $8,296,000 | 5,482 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,000 | 8,225 |
| Surplus | $2,460,000 | 5,024 |
| Undivided profits | $5,833,000 | 4,318 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,655,000 | 1,243 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $456,000 | 5,726 |
| Earning assets | $85,212,000 | 5,013 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $90,375,670 | 5,017 |
| Average Assets, quarterly | $90,574,500 | 5,057 |
| Volatile liabilities | $19,675,000 | 3,856 |
| Insider loans | $117,000 | 7,372 |
| FHLB advances | $5,545,000 | 2,976 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $6,741,000 | 5,102 |
| Tier 1 (core) risk-based capital | $8,203,000 | 5,319 |
| Tier 2 risk-based capital | $529,000 | 5,523 |
| Total risk weighted assets | $61,737,000 | 4,925 |
| Total unused commitments | $6,741,000 | 5,114 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 33 | 4,686 |
| Assets and Liabilities | ||
| Total Assets: | $91,639,000 | 5,001 |
| Cash and due from depository institutions | $9,999,000 | 4,686 |
| Interest-bearing balances | $9,252,000 | 921 |
| Securities | $13,764,000 | 5,720 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $65,007,000 | 4,511 |
| Loan loss allowance | $534,000 | 5,794 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,554,000 | 4,790 |
| Other real estate owned | $115,000 | 4,686 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,200,000 | 5,915 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,639,000 | 5,001 |
| Total liabilities | $83,407,000 | 4,952 |
| Total deposits | $77,382,000 | 4,948 |
| Interest-bearing deposits | $72,683,000 | 4,652 |
| Deposits held in domestic offices | $77,382,000 | 4,945 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $5,551,000 | 3,063 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $474,000 | 5,297 |
| Total equity capital | $8,232,000 | 5,439 |
| Total bank equity capital | $8,232,000 | 5,439 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,000 | 8,268 |
| Surplus | $2,460,000 | 5,004 |
| Undivided profits | $5,769,000 | 4,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,968,000 | 1,109 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $492,000 | 5,422 |
| Earning assets | $88,023,000 | 4,829 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $90,808,500 | 5,003 |
| Average Assets, quarterly | $90,808,500 | 5,003 |
| Volatile liabilities | $21,040,000 | 3,650 |
| Insider loans | $120,000 | 7,365 |
| FHLB advances | $5,551,000 | 2,907 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $2,128,000 | 7,270 |
| Tier 1 (core) risk-based capital | $8,142,000 | 5,300 |
| Tier 2 risk-based capital | $534,000 | 5,452 |
| Total risk weighted assets | $61,289,000 | 4,872 |
| Total unused commitments | $2,128,000 | 7,284 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 34 | 4,589 |
| Assets and Liabilities | ||
| Total Assets: | $89,978,000 | 5,035 |
| Cash and due from depository institutions | $9,999,000 | 4,589 |
| Interest-bearing balances | $9,159,000 | 865 |
| Securities | $12,258,000 | 6,011 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $65,037,000 | 4,510 |
| Loan loss allowance | $572,000 | 5,535 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,487,000 | 4,883 |
| Other real estate owned | $96,000 | 4,589 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,101,000 | 6,231 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,978,000 | 5,035 |
| Total liabilities | $82,001,000 | 4,971 |
| Total deposits | $75,988,000 | 4,954 |
| Interest-bearing deposits | $72,172,000 | 4,611 |
| Deposits held in domestic offices | $75,988,000 | 4,950 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,557,000 | 3,090 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $456,000 | 5,499 |
| Total equity capital | $7,977,000 | 5,506 |
| Total bank equity capital | $7,977,000 | 5,506 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,000 | 8,305 |
| Surplus | $2,460,000 | 4,967 |
| Undivided profits | $5,514,000 | 4,381 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,233,000 | 1,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $459,000 | 5,897 |
| Earning assets | $86,454,000 | 4,855 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $87,833,400 | 4,944 |
| Average Assets, quarterly | $89,001,000 | 5,023 |
| Volatile liabilities | $20,551,000 | 3,667 |
| Insider loans | $175,000 | 7,030 |
| FHLB advances | $5,557,000 | 2,908 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $2,571,000 | 6,853 |
| Tier 1 (core) risk-based capital | $7,852,000 | 5,369 |
| Tier 2 risk-based capital | $572,000 | 5,211 |
| Total risk weighted assets | $60,726,000 | 4,887 |
| Total unused commitments | $2,571,000 | 6,856 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 32 | 4,798 |
| Assets and Liabilities | ||
| Total Assets: | $88,156,000 | 4,981 |
| Cash and due from depository institutions | $6,705,000 | 4,798 |
| Interest-bearing balances | $6,112,000 | 1,053 |
| Securities | $13,523,000 | 5,686 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $65,445,000 | 4,381 |
| Loan loss allowance | $387,000 | 6,665 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,308,000 | 5,214 |
| Other real estate owned | $45,000 | 4,798 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,130,000 | 6,233 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,156,000 | 4,981 |
| Total liabilities | $81,378,000 | 4,879 |
| Total deposits | $74,175,000 | 4,933 |
| Interest-bearing deposits | $70,287,000 | 4,585 |
| Deposits held in domestic offices | $74,175,000 | 4,928 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,581,000 | 2,681 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $622,000 | 4,779 |
| Total equity capital | $6,778,000 | 5,932 |
| Total bank equity capital | $6,778,000 | 5,932 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,000 | 8,524 |
| Surplus | $2,460,000 | 4,926 |
| Undivided profits | $4,315,000 | 4,822 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,685,000 | 1,769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $515,000 | 5,840 |
| Earning assets | $85,080,000 | 4,788 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $87,135,800 | 4,839 |
| Average Assets, quarterly | $87,628,500 | 4,964 |
| Volatile liabilities | $20,050,000 | 3,682 |
| Insider loans | $185,000 | 7,050 |
| FHLB advances | $6,581,000 | 2,515 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $3,287,000 | 6,431 |
| Tier 1 (core) risk-based capital | $6,753,000 | 5,797 |
| Tier 2 risk-based capital | $387,000 | 6,349 |
| Total risk weighted assets | $57,299,000 | 4,974 |
| Total unused commitments | $3,287,000 | 6,437 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 32 | 4,871 |
| Assets and Liabilities | ||
| Total Assets: | $84,241,000 | 5,012 |
| Cash and due from depository institutions | $2,650,000 | 4,871 |
| Interest-bearing balances | $2,035,000 | 1,672 |
| Securities | $14,213,000 | 5,726 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $64,691,000 | 4,339 |
| Loan loss allowance | $341,000 | 6,934 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,297,000 | 5,262 |
| Other real estate owned | $0 | 4,871 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,390,000 | 5,100 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,241,000 | 5,012 |
| Total liabilities | $78,491,000 | 4,908 |
| Total deposits | $68,495,000 | 5,066 |
| Interest-bearing deposits | $64,967,000 | 4,738 |
| Deposits held in domestic offices | $68,495,000 | 5,062 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $9,704,000 | 2,102 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $292,000 | 7,375 |
| Total equity capital | $5,750,000 | 6,525 |
| Total bank equity capital | $5,750,000 | 6,525 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,000 | 8,794 |
| Surplus | $2,460,000 | 4,912 |
| Undivided profits | $3,287,000 | 5,433 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,523,000 | 1,595 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $446,000 | 5,510 |
| Earning assets | $80,939,000 | 4,863 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $82,011,400 | 4,957 |
| Average Assets, quarterly | $84,472,500 | 4,970 |
| Volatile liabilities | $20,638,000 | 3,575 |
| Insider loans | $461,000 | 5,606 |
| FHLB advances | $9,704,000 | 487 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $2,493,000 | 6,914 |
| Tier 1 (core) risk-based capital | $5,876,000 | 6,311 |
| Tier 2 risk-based capital | $341,000 | 6,639 |
| Total risk weighted assets | $52,666,000 | 5,113 |
| Total unused commitments | $2,493,000 | 6,920 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 30 | 5,233 |
| Assets and Liabilities | ||
| Total Assets: | $79,986,000 | 5,220 |
| Cash and due from depository institutions | $3,822,000 | 5,233 |
| Interest-bearing balances | $2,735,000 | 1,372 |
| Securities | $15,651,000 | 5,661 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $57,169,000 | 4,683 |
| Loan loss allowance | $368,000 | 6,734 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,038,000 | 5,925 |
| Other real estate owned | $0 | 5,233 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,306,000 | 3,535 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,986,000 | 5,220 |
| Total liabilities | $74,308,000 | 5,107 |
| Total deposits | $61,481,000 | 5,476 |
| Interest-bearing deposits | $57,945,000 | 5,148 |
| Deposits held in domestic offices | $61,481,000 | 5,473 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $12,597,000 | 1,731 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $230,000 | 7,709 |
| Total equity capital | $5,678,000 | 6,471 |
| Total bank equity capital | $5,678,000 | 6,471 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,000 | 9,096 |
| Surplus | $2,460,000 | 4,916 |
| Undivided profits | $3,215,000 | 5,346 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $774,000 | 2,696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $349,000 | 5,925 |
| Earning assets | $75,555,000 | 5,105 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $82,561,800 | 4,982 |
| Average Assets, quarterly | $80,920,000 | 5,147 |
| Volatile liabilities | $19,962,000 | 3,492 |
| Insider loans | $329,000 | 6,313 |
| FHLB advances | $12,561,000 | 429 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,787,000 | 6,814 |
| Tier 1 (core) risk-based capital | $5,965,000 | 6,305 |
| Tier 2 risk-based capital | $368,000 | 6,366 |
| Total risk weighted assets | $47,980,000 | 5,342 |
| Total unused commitments | $2,787,000 | 6,820 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 28 | 5,562 |
| Assets and Liabilities | ||
| Total Assets: | $84,010,000 | 5,028 |
| Cash and due from depository institutions | $4,839,000 | 5,562 |
| Interest-bearing balances | $3,941,000 | 1,464 |
| Securities | $20,146,000 | 4,816 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $55,146,000 | 4,612 |
| Loan loss allowance | $289,000 | 7,507 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,160,000 | 5,510 |
| Other real estate owned | $0 | 5,562 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,719,000 | 2,704 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,010,000 | 5,028 |
| Total liabilities | $79,431,000 | 4,806 |
| Total deposits | $59,607,000 | 5,657 |
| Interest-bearing deposits | $56,374,000 | 5,270 |
| Deposits held in domestic offices | $59,607,000 | 5,654 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $19,547,000 | 1,072 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $277,000 | 7,721 |
| Total equity capital | $4,579,000 | 7,431 |
| Total bank equity capital | $4,579,000 | 7,431 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,000 | 9,308 |
| Surplus | $2,448,000 | 4,814 |
| Undivided profits | $2,128,000 | 6,766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,236,000 | 2,024 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $355,000 | 5,952 |
| Earning assets | $79,233,000 | 4,915 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $86,873,800 | 4,664 |
| Average Assets, quarterly | $84,520,000 | 4,913 |
| Volatile liabilities | $28,074,000 | 2,282 |
| Insider loans | $550,000 | 5,059 |
| FHLB advances | $19,450,000 | 322 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,060,000 | 7,400 |
| Tier 1 (core) risk-based capital | $5,875,000 | 6,279 |
| Tier 2 risk-based capital | $290,000 | 7,118 |
| Total risk weighted assets | $50,078,000 | 5,070 |
| Total unused commitments | $2,060,000 | 7,412 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 27 | 5,932 |
| Assets and Liabilities | ||
| Total Assets: | $86,634,000 | 4,877 |
| Cash and due from depository institutions | $3,920,000 | 5,932 |
| Interest-bearing balances | $3,292,000 | 1,268 |
| Securities | $24,006,000 | 4,329 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $55,815,000 | 4,556 |
| Loan loss allowance | $271,000 | 7,888 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,042,000 | 5,839 |
| Other real estate owned | $127,000 | 5,932 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,724,000 | 3,980 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,634,000 | 4,877 |
| Total liabilities | $80,181,000 | 4,772 |
| Total deposits | $57,412,000 | 5,843 |
| Interest-bearing deposits | $55,379,000 | 5,371 |
| Deposits held in domestic offices | $57,412,000 | 5,835 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $22,231,000 | 903 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $538,000 | 5,639 |
| Total equity capital | $6,453,000 | 6,103 |
| Total bank equity capital | $6,453,000 | 6,103 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,000 | 9,705 |
| Surplus | $2,448,000 | 4,808 |
| Undivided profits | $4,002,000 | 5,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $726,000 | 3,161 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $457,000 | 5,116 |
| Earning assets | $83,113,000 | 4,691 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $81,234,200 | 4,952 |
| Average Assets, quarterly | $86,319,000 | 4,843 |
| Volatile liabilities | $30,056,000 | 2,137 |
| Insider loans | $545,000 | 5,185 |
| FHLB advances | $22,070,000 | 289 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,773,000 | 7,710 |
| Tier 1 (core) risk-based capital | $6,483,000 | 5,955 |
| Tier 2 risk-based capital | $271,000 | 7,403 |
| Total risk weighted assets | $49,333,000 | 5,091 |
| Total unused commitments | $1,773,000 | 7,719 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 24 | 6,712 |
| Assets and Liabilities | ||
| Total Assets: | $72,514,000 | 5,720 |
| Cash and due from depository institutions | $2,305,000 | 6,712 |
| Interest-bearing balances | $1,663,000 | 1,823 |
| Securities | $16,304,000 | 6,085 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $51,197,000 | 4,936 |
| Loan loss allowance | $294,000 | 7,945 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,075,000 | 5,754 |
| Other real estate owned | $340,000 | 6,712 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,293,000 | 5,202 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,514,000 | 5,720 |
| Total liabilities | $66,676,000 | 5,619 |
| Total deposits | $56,044,000 | 6,127 |
| Interest-bearing deposits | $53,848,000 | 5,659 |
| Deposits held in domestic offices | $56,044,000 | 6,118 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $10,359,000 | 1,297 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $273,000 | 8,217 |
| Total equity capital | $5,838,000 | 6,559 |
| Total bank equity capital | $5,838,000 | 6,559 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,000 | 10,180 |
| Surplus | $2,448,000 | 4,871 |
| Undivided profits | $3,387,000 | 5,685 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $662,000 | 3,623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $394,000 | 5,729 |
| Earning assets | $69,164,000 | 5,555 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $72,267,600 | 5,584 |
| Average Assets, quarterly | $73,550,500 | 5,620 |
| Volatile liabilities | $15,687,000 | 3,501 |
| Insider loans | $198,000 | 7,745 |
| FHLB advances | $10,132,000 | 440 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $881,000 | 9,054 |
| Tier 1 (core) risk-based capital | $5,703,000 | 6,568 |
| Tier 2 risk-based capital | $259,000 | 7,787 |
| Total risk weighted assets | $41,617,000 | 5,813 |
| Total unused commitments | $881,000 | 9,067 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 25 | 6,788 |
| Assets and Liabilities | ||
| Total Assets: | $71,498,000 | 5,857 |
| Cash and due from depository institutions | $4,649,000 | 6,788 |
| Interest-bearing balances | $4,170,000 | 1,112 |
| Securities | $16,033,000 | 6,424 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $48,470,000 | 5,088 |
| Loan loss allowance | $289,000 | 8,227 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,192,000 | 5,439 |
| Other real estate owned | $0 | 6,788 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,154,000 | 5,749 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,498,000 | 5,857 |
| Total liabilities | $64,936,000 | 5,798 |
| Total deposits | $54,181,000 | 6,398 |
| Interest-bearing deposits | $53,035,000 | 5,826 |
| Deposits held in domestic offices | $54,181,000 | 6,391 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $10,334,000 | 1,149 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $421,000 | 6,936 |
| Total equity capital | $6,562,000 | 6,139 |
| Total bank equity capital | $6,562,000 | 6,139 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,000 | 10,649 |
| Surplus | $2,448,000 | 4,876 |
| Undivided profits | $4,111,000 | 5,177 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,235,000 | 2,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $416,000 | 5,583 |
| Earning assets | $68,673,000 | 5,654 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $67,360,600 | 5,906 |
| Average Assets, quarterly | $70,109,000 | 5,890 |
| Volatile liabilities | $15,676,000 | 3,211 |
| Insider loans | $213,000 | 7,862 |
| FHLB advances | $9,690,000 | 434 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,028,000 | 8,915 |
| Tier 1 (core) risk-based capital | $6,535,000 | 6,026 |
| Tier 2 risk-based capital | $256,000 | 7,967 |
| Total risk weighted assets | $39,878,000 | 5,959 |
| Total unused commitments | $1,028,000 | 8,926 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 26 | 6,864 |
| Assets and Liabilities | ||
| Total Assets: | $63,008,000 | 6,425 |
| Cash and due from depository institutions | $2,904,000 | 6,864 |
| Interest-bearing balances | $2,519,000 | 1,323 |
| Securities | $14,713,000 | 7,193 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $42,857,000 | 5,520 |
| Loan loss allowance | $291,000 | 8,527 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,222,000 | 5,359 |
| Other real estate owned | $190,000 | 6,864 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,122,000 | 6,208 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,008,000 | 6,425 |
| Total liabilities | $56,512,000 | 6,455 |
| Total deposits | $50,596,000 | 6,754 |
| Interest-bearing deposits | $48,658,000 | 6,214 |
| Deposits held in domestic offices | $50,596,000 | 6,747 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,506,000 | 1,664 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $410,000 | 5,975 |
| Total equity capital | $6,496,000 | 5,887 |
| Total bank equity capital | $6,496,000 | 5,887 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,000 | 11,232 |
| Surplus | $1,907,000 | 5,794 |
| Undivided profits | $4,587,000 | 4,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $380,000 | 5,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $305,000 | 6,483 |
| Earning assets | $60,089,000 | 6,202 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $60,106,600 | 6,525 |
| Average Assets, quarterly | $62,414,500 | 6,431 |
| Volatile liabilities | $9,501,000 | 4,508 |
| Insider loans | $69,000 | 9,938 |
| FHLB advances | $5,145,000 | 602 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $620,000 | 10,023 |
| Tier 1 (core) risk-based capital | $6,725,000 | 5,828 |
| Tier 2 risk-based capital | $255,000 | 8,159 |
| Total risk weighted assets | $33,670,000 | 6,695 |
| Total unused commitments | $620,000 | 10,030 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 26 | 7,126 |
| Assets and Liabilities | ||
| Total Assets: | $57,544,000 | 7,053 |
| Cash and due from depository institutions | $2,492,000 | 7,126 |
| Interest-bearing balances | $2,137,000 | 2,299 |
| Securities | $14,915,000 | 7,427 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $37,855,000 | 5,948 |
| Loan loss allowance | $380,000 | 7,646 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,311,000 | 5,156 |
| Other real estate owned | $0 | 7,126 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $971,000 | 6,247 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,544,000 | 7,053 |
| Total liabilities | $53,188,000 | 6,947 |
| Total deposits | $51,776,000 | 6,892 |
| Interest-bearing deposits | $50,917,000 | 6,259 |
| Deposits held in domestic offices | $51,776,000 | 6,884 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,196,000 | 2,544 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $216,000 | 8,931 |
| Total equity capital | $4,356,000 | 7,949 |
| Total bank equity capital | $4,356,000 | 7,949 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $4,356,000 | 4,806 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $612,000 | 4,348 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $300,000 | 6,080 |
| Earning assets | $54,907,000 | 6,856 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $56,057,800 | 7,009 |
| Average Assets, quarterly | $57,047,000 | 7,030 |
| Volatile liabilities | $4,238,000 | 7,109 |
| Insider loans | $140,000 | 9,118 |
| FHLB advances | $1,196,000 | 688 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,231,000 | 8,771 |
| Tier 1 (core) risk-based capital | $4,356,000 | 7,887 |
| Tier 2 risk-based capital | $339,000 | 7,009 |
| Total risk weighted assets | $29,084,000 | 7,428 |
| Total unused commitments | $1,231,000 | 8,799 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 22 | 8,155 |
| Assets and Liabilities | ||
| Total Assets: | $54,380,000 | 7,435 |
| Cash and due from depository institutions | $3,168,000 | 8,155 |
| Interest-bearing balances | $2,801,000 | 2,193 |
| Securities | $14,765,000 | 7,432 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $34,210,000 | 6,407 |
| Loan loss allowance | $378,000 | 7,738 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,183,000 | 5,556 |
| Other real estate owned | $147,000 | 8,155 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $907,000 | 6,801 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,380,000 | 7,435 |
| Total liabilities | $50,486,000 | 7,338 |
| Total deposits | $50,290,000 | 7,175 |
| Interest-bearing deposits | $49,702,000 | 6,530 |
| Deposits held in domestic offices | $50,290,000 | 7,168 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $196,000 | 10,129 |
| Total equity capital | $3,894,000 | 8,403 |
| Total bank equity capital | $3,894,000 | 8,403 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $3,894,000 | 5,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $564,000 | 5,269 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $285,000 | 6,788 |
| Earning assets | $51,776,000 | 7,223 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $53,801,200 | 7,332 |
| Average Assets, quarterly | $54,349,500 | 7,384 |
| Volatile liabilities | $1,621,000 | 10,578 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $646,000 | 10,119 |
| Tier 1 (core) risk-based capital | $3,894,000 | 8,333 |
| Tier 2 risk-based capital | $336,000 | 7,074 |
| Total risk weighted assets | $26,840,000 | 7,895 |
| Total unused commitments | $646,000 | 10,143 |
| Derivatives | $0 | 651 |