Home > Horizon Bank > Income and Expense
Horizon Bank, Income and Expense
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $57,365,000 | 566 |
| Total interest expense | $34,665,000 | 329 |
| Net interest income | $22,700,000 | 953 |
| Provision for loan and lease losses | $116,521,000 | 134 |
| Total noninterest income | $-869,000 | 7,914 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,914,000 | 906 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-2,783,000 | 7,970 |
| Total noninterest expense | $39,476,000 | 543 |
| Salaries and employee benefits | $13,946,000 | 686 |
| Premises and equipment expense | $3,974,000 | 669 |
| Additional noninterest expense | $21,556,000 | 417 |
| Pre-tax net operating income | $-134,166,000 | 7,947 |
| Securities gains (losses) | $-238,000 | 7,450 |
| Applicable income taxes | $-28,325,000 | 7,943 |
| Income before extraordinary items | $-106,079,000 | 7,935 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-106,143,000 | 7,933 |
| Minority interest net income | $64,000 | 70 |
| Net income of bank and minority interests. | $-106,079,000 | 7,934 |
| Net charge-offs | $97,456,000 | 123 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-105,890,980 | 7,936 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $44,963,000 | 562 |
| Total interest expense | $27,010,000 | 339 |
| Net interest income | $17,953,000 | 909 |
| Provision for loan and lease losses | $104,521,000 | 126 |
| Total noninterest income | $-520,000 | 8,007 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,450,000 | 891 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-1,970,000 | 8,060 |
| Total noninterest expense | $29,273,000 | 553 |
| Salaries and employee benefits | $10,649,000 | 691 |
| Premises and equipment expense | $2,999,000 | 682 |
| Additional noninterest expense | $15,625,000 | 415 |
| Pre-tax net operating income | $-116,361,000 | 8,043 |
| Securities gains (losses) | $-190,000 | 7,580 |
| Applicable income taxes | $-10,623,000 | 7,982 |
| Income before extraordinary items | $-105,928,000 | 8,033 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-105,973,000 | 8,032 |
| Minority interest net income | $45,000 | 79 |
| Net income of bank and minority interests. | $-105,928,000 | 8,032 |
| Net charge-offs | $93,889,000 | 102 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-105,755,100 | 8,034 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $31,248,000 | 565 |
| Total interest expense | $18,377,000 | 354 |
| Net interest income | $12,871,000 | 845 |
| Provision for loan and lease losses | $75,521,000 | 120 |
| Total noninterest income | $-356,000 | 8,094 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $975,000 | 869 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-1,331,000 | 8,141 |
| Total noninterest expense | $18,149,000 | 591 |
| Salaries and employee benefits | $7,082,000 | 708 |
| Premises and equipment expense | $2,034,000 | 687 |
| Additional noninterest expense | $9,033,000 | 458 |
| Pre-tax net operating income | $-81,155,000 | 8,131 |
| Securities gains (losses) | $-204,000 | 7,795 |
| Applicable income taxes | $-10,354,000 | 8,097 |
| Income before extraordinary items | $-71,005,000 | 8,126 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-71,005,000 | 8,125 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-71,005,000 | 8,125 |
| Net charge-offs | $49,331,000 | 126 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-70,827,520 | 8,125 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $16,543,000 | 535 |
| Total interest expense | $9,394,000 | 358 |
| Net interest income | $7,149,000 | 747 |
| Provision for loan and lease losses | $40,000,000 | 122 |
| Total noninterest income | $806,000 | 1,546 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $443,000 | 929 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $363,000 | 1,722 |
| Total noninterest expense | $8,761,000 | 583 |
| Salaries and employee benefits | $3,728,000 | 674 |
| Premises and equipment expense | $1,082,000 | 660 |
| Additional noninterest expense | $3,951,000 | 448 |
| Pre-tax net operating income | $-40,806,000 | 8,186 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-15,416,000 | 8,198 |
| Income before extraordinary items | $-25,390,000 | 8,172 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-25,390,000 | 8,171 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-25,390,000 | 8,172 |
| Net charge-offs | $26,328,000 | 106 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-25,390,000 | 8,170 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $85,776,000 | 459 |
| Total interest expense | $41,089,000 | 391 |
| Net interest income | $44,687,000 | 492 |
| Provision for loan and lease losses | $27,000,000 | 294 |
| Total noninterest income | $5,733,000 | 946 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,945,000 | 909 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,788,000 | 800 |
| Total noninterest expense | $29,751,000 | 670 |
| Salaries and employee benefits | $16,037,000 | 607 |
| Premises and equipment expense | $4,195,000 | 655 |
| Additional noninterest expense | $9,519,000 | 708 |
| Pre-tax net operating income | $-6,331,000 | 7,873 |
| Securities gains (losses) | $-20,000 | 7,082 |
| Applicable income taxes | $-3,231,000 | 8,030 |
| Income before extraordinary items | $-3,120,000 | 7,630 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,120,000 | 7,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,582,000 | 262 |
| Cash dividends | $5,562,000 | 514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-3,107,200 | 7,694 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $66,428,000 | 453 |
| Total interest expense | $31,144,000 | 408 |
| Net interest income | $35,284,000 | 484 |
| Provision for loan and lease losses | $17,000,000 | 269 |
| Total noninterest income | $4,707,000 | 917 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,461,000 | 914 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,246,000 | 786 |
| Total noninterest expense | $21,818,000 | 675 |
| Salaries and employee benefits | $12,084,000 | 615 |
| Premises and equipment expense | $3,140,000 | 666 |
| Additional noninterest expense | $6,594,000 | 711 |
| Pre-tax net operating income | $1,173,000 | 3,361 |
| Securities gains (losses) | $282,000 | 488 |
| Applicable income taxes | $-354,000 | 7,793 |
| Income before extraordinary items | $1,809,000 | 1,948 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,809,000 | 1,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,312,000 | 295 |
| Cash dividends | $5,562,000 | 413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,527,000 | 2,408 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $45,536,000 | 455 |
| Total interest expense | $21,309,000 | 415 |
| Net interest income | $24,227,000 | 472 |
| Provision for loan and lease losses | $5,000,000 | 432 |
| Total noninterest income | $2,784,000 | 1,018 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $950,000 | 917 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,834,000 | 900 |
| Total noninterest expense | $14,085,000 | 691 |
| Salaries and employee benefits | $7,897,000 | 633 |
| Premises and equipment expense | $2,099,000 | 666 |
| Additional noninterest expense | $4,089,000 | 738 |
| Pre-tax net operating income | $7,926,000 | 463 |
| Securities gains (losses) | $1,059,000 | 177 |
| Applicable income taxes | $2,721,000 | 405 |
| Income before extraordinary items | $6,264,000 | 445 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,264,000 | 444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,742,000 | 370 |
| Cash dividends | $4,964,000 | 350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $5,522,700 | 496 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $23,809,000 | 447 |
| Total interest expense | $11,130,000 | 423 |
| Net interest income | $12,679,000 | 453 |
| Provision for loan and lease losses | $2,000,000 | 406 |
| Total noninterest income | $1,442,000 | 996 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $477,000 | 907 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $965,000 | 880 |
| Total noninterest expense | $6,816,000 | 706 |
| Salaries and employee benefits | $3,670,000 | 686 |
| Premises and equipment expense | $1,087,000 | 644 |
| Additional noninterest expense | $2,059,000 | 705 |
| Pre-tax net operating income | $5,305,000 | 383 |
| Securities gains (losses) | $480,000 | 246 |
| Applicable income taxes | $1,806,000 | 374 |
| Income before extraordinary items | $3,979,000 | 386 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,979,000 | 387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $777,000 | 545 |
| Cash dividends | $3,355,000 | 268 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $3,647,800 | 389 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $101,761,000 | 430 |
| Total interest expense | $46,411,000 | 448 |
| Net interest income | $55,350,000 | 423 |
| Provision for loan and lease losses | $2,100,000 | 811 |
| Total noninterest income | $5,361,000 | 1,041 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,857,000 | 961 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,504,000 | 908 |
| Total noninterest expense | $28,369,000 | 666 |
| Salaries and employee benefits | $15,939,000 | 605 |
| Premises and equipment expense | $4,234,000 | 628 |
| Additional noninterest expense | $8,196,000 | 699 |
| Pre-tax net operating income | $30,242,000 | 347 |
| Securities gains (losses) | $-29,000 | 7,862 |
| Applicable income taxes | $9,800,000 | 333 |
| Income before extraordinary items | $20,413,000 | 355 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $20,413,000 | 352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 3,001 |
| Cash dividends | $12,438,000 | 355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $20,432,720 | 352 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $75,627,000 | 435 |
| Total interest expense | $34,302,000 | 456 |
| Net interest income | $41,325,000 | 424 |
| Provision for loan and lease losses | $1,200,000 | 765 |
| Total noninterest income | $4,082,000 | 1,024 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,361,000 | 963 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,721,000 | 889 |
| Total noninterest expense | $21,277,000 | 654 |
| Salaries and employee benefits | $12,026,000 | 601 |
| Premises and equipment expense | $3,126,000 | 634 |
| Additional noninterest expense | $6,125,000 | 680 |
| Pre-tax net operating income | $22,930,000 | 371 |
| Securities gains (losses) | $-29,000 | 8,055 |
| Applicable income taxes | $7,474,000 | 360 |
| Income before extraordinary items | $15,427,000 | 384 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $15,427,000 | 382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,343 |
| Cash dividends | $8,268,000 | 380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $15,446,430 | 379 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $49,469,000 | 454 |
| Total interest expense | $22,353,000 | 473 |
| Net interest income | $27,116,000 | 441 |
| Provision for loan and lease losses | $400,000 | 1,235 |
| Total noninterest income | $2,738,000 | 1,043 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $886,000 | 997 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,852,000 | 906 |
| Total noninterest expense | $14,152,000 | 664 |
| Salaries and employee benefits | $7,991,000 | 616 |
| Premises and equipment expense | $2,075,000 | 656 |
| Additional noninterest expense | $4,086,000 | 694 |
| Pre-tax net operating income | $15,302,000 | 399 |
| Securities gains (losses) | $-29,000 | 8,202 |
| Applicable income taxes | $5,036,000 | 388 |
| Income before extraordinary items | $10,237,000 | 416 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $10,237,000 | 415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 1,985 |
| Cash dividends | $5,191,000 | 410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $10,256,430 | 407 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $24,312,000 | 459 |
| Total interest expense | $10,895,000 | 480 |
| Net interest income | $13,417,000 | 446 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $1,336,000 | 1,045 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $438,000 | 979 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $898,000 | 916 |
| Total noninterest expense | $7,160,000 | 655 |
| Salaries and employee benefits | $4,019,000 | 616 |
| Premises and equipment expense | $1,091,000 | 624 |
| Additional noninterest expense | $2,050,000 | 681 |
| Pre-tax net operating income | $7,593,000 | 399 |
| Securities gains (losses) | $-28,000 | 8,414 |
| Applicable income taxes | $2,517,000 | 381 |
| Income before extraordinary items | $5,048,000 | 413 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $5,048,000 | 412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 1,338 |
| Cash dividends | $1,832,000 | 498 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $5,066,760 | 402 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $88,357,000 | 468 |
| Total interest expense | $36,360,000 | 487 |
| Net interest income | $51,997,000 | 443 |
| Provision for loan and lease losses | $2,150,000 | 523 |
| Total noninterest income | $5,115,000 | 1,076 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,715,000 | 1,034 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,400,000 | 914 |
| Total noninterest expense | $26,353,000 | 679 |
| Salaries and employee benefits | $15,415,000 | 609 |
| Premises and equipment expense | $3,524,000 | 728 |
| Additional noninterest expense | $7,414,000 | 731 |
| Pre-tax net operating income | $28,609,000 | 427 |
| Securities gains (losses) | $-499,000 | 8,514 |
| Applicable income taxes | $9,245,000 | 414 |
| Income before extraordinary items | $18,865,000 | 447 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $18,865,000 | 446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,075 |
| Cash dividends | $9,002,000 | 424 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 1,014 |
| Net operating income | $19,199,330 | 431 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $63,845,000 | 494 |
| Total interest expense | $25,482,000 | 507 |
| Net interest income | $38,363,000 | 465 |
| Provision for loan and lease losses | $1,700,000 | 471 |
| Total noninterest income | $3,919,000 | 1,064 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,268,000 | 1,049 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,651,000 | 909 |
| Total noninterest expense | $19,516,000 | 693 |
| Salaries and employee benefits | $11,409,000 | 631 |
| Premises and equipment expense | $2,556,000 | 754 |
| Additional noninterest expense | $5,551,000 | 737 |
| Pre-tax net operating income | $21,066,000 | 450 |
| Securities gains (losses) | $-499,000 | 8,628 |
| Applicable income taxes | $6,719,000 | 451 |
| Income before extraordinary items | $13,848,000 | 476 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $13,848,000 | 475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 2,158 |
| Cash dividends | $6,968,000 | 392 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 816 |
| Net operating income | $14,182,330 | 454 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $40,604,000 | 502 |
| Total interest expense | $15,623,000 | 520 |
| Net interest income | $24,981,000 | 475 |
| Provision for loan and lease losses | $1,000,000 | 511 |
| Total noninterest income | $2,744,000 | 1,024 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $832,000 | 1,064 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,912,000 | 850 |
| Total noninterest expense | $12,853,000 | 704 |
| Salaries and employee benefits | $7,459,000 | 655 |
| Premises and equipment expense | $1,646,000 | 789 |
| Additional noninterest expense | $3,748,000 | 733 |
| Pre-tax net operating income | $13,872,000 | 452 |
| Securities gains (losses) | $-514,000 | 8,702 |
| Applicable income taxes | $4,300,000 | 463 |
| Income before extraordinary items | $9,058,000 | 480 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,058,000 | 479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 2,108 |
| Cash dividends | $4,884,000 | 389 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 631 |
| Net operating income | $9,407,520 | 455 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $19,207,000 | 513 |
| Total interest expense | $7,121,000 | 533 |
| Net interest income | $12,086,000 | 487 |
| Provision for loan and lease losses | $300,000 | 761 |
| Total noninterest income | $1,489,000 | 937 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $406,000 | 1,054 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,083,000 | 755 |
| Total noninterest expense | $6,473,000 | 696 |
| Salaries and employee benefits | $3,671,000 | 662 |
| Premises and equipment expense | $785,000 | 818 |
| Additional noninterest expense | $2,017,000 | 687 |
| Pre-tax net operating income | $6,802,000 | 451 |
| Securities gains (losses) | $-519,000 | 8,755 |
| Applicable income taxes | $1,917,000 | 484 |
| Income before extraordinary items | $4,366,000 | 486 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,366,000 | 485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 1,662 |
| Cash dividends | $1,685,000 | 480 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 399 |
| Net operating income | $4,724,110 | 447 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $65,017,000 | 534 |
| Total interest expense | $22,219,000 | 536 |
| Net interest income | $42,798,000 | 514 |
| Provision for loan and lease losses | $3,000,000 | 359 |
| Total noninterest income | $5,729,000 | 976 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,326,000 | 1,334 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,403,000 | 739 |
| Total noninterest expense | $24,333,000 | 711 |
| Salaries and employee benefits | $13,762,000 | 659 |
| Premises and equipment expense | $3,162,000 | 765 |
| Additional noninterest expense | $7,409,000 | 716 |
| Pre-tax net operating income | $21,194,000 | 510 |
| Securities gains (losses) | $47,000 | 948 |
| Applicable income taxes | $6,097,000 | 559 |
| Income before extraordinary items | $15,144,000 | 513 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $15,144,000 | 513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 2,017 |
| Cash dividends | $11,801,000 | 337 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 802 |
| Net operating income | $15,110,630 | 501 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $46,558,000 | 537 |
| Total interest expense | $15,616,000 | 537 |
| Net interest income | $30,942,000 | 533 |
| Provision for loan and lease losses | $2,200,000 | 350 |
| Total noninterest income | $4,249,000 | 995 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $876,000 | 1,483 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,373,000 | 737 |
| Total noninterest expense | $17,681,000 | 714 |
| Salaries and employee benefits | $10,054,000 | 669 |
| Premises and equipment expense | $2,281,000 | 789 |
| Additional noninterest expense | $5,346,000 | 734 |
| Pre-tax net operating income | $15,310,000 | 527 |
| Securities gains (losses) | $47,000 | 902 |
| Applicable income taxes | $4,280,000 | 590 |
| Income before extraordinary items | $11,077,000 | 523 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $11,077,000 | 522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 1,642 |
| Cash dividends | $9,689,000 | 295 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 633 |
| Net operating income | $11,043,160 | 512 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $29,678,000 | 548 |
| Total interest expense | $9,709,000 | 539 |
| Net interest income | $19,969,000 | 541 |
| Provision for loan and lease losses | $1,450,000 | 352 |
| Total noninterest income | $2,743,000 | 1,004 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $464,000 | 1,802 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,279,000 | 732 |
| Total noninterest expense | $11,523,000 | 723 |
| Salaries and employee benefits | $6,486,000 | 679 |
| Premises and equipment expense | $1,525,000 | 783 |
| Additional noninterest expense | $3,512,000 | 743 |
| Pre-tax net operating income | $9,739,000 | 540 |
| Securities gains (losses) | $47,000 | 802 |
| Applicable income taxes | $2,619,000 | 622 |
| Income before extraordinary items | $7,167,000 | 529 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $7,167,000 | 529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 1,355 |
| Cash dividends | $7,350,000 | 253 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 499 |
| Net operating income | $7,132,690 | 517 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $13,969,000 | 561 |
| Total interest expense | $4,446,000 | 553 |
| Net interest income | $9,523,000 | 554 |
| Provision for loan and lease losses | $425,000 | 558 |
| Total noninterest income | $1,198,000 | 1,087 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $266,000 | 1,529 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $932,000 | 830 |
| Total noninterest expense | $5,545,000 | 756 |
| Salaries and employee benefits | $3,111,000 | 709 |
| Premises and equipment expense | $769,000 | 781 |
| Additional noninterest expense | $1,665,000 | 764 |
| Pre-tax net operating income | $4,751,000 | 542 |
| Securities gains (losses) | $5,000 | 1,192 |
| Applicable income taxes | $1,403,000 | 587 |
| Income before extraordinary items | $3,353,000 | 553 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $3,353,000 | 553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 958 |
| Cash dividends | $3,505,000 | 230 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 322 |
| Net operating income | $3,349,450 | 540 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $51,289,000 | 564 |
| Total interest expense | $15,375,000 | 537 |
| Net interest income | $35,914,000 | 568 |
| Provision for loan and lease losses | $1,645,000 | 658 |
| Total noninterest income | $5,240,000 | 1,045 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,344,000 | 1,323 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,896,000 | 801 |
| Total noninterest expense | $21,032,000 | 773 |
| Salaries and employee benefits | $12,048,000 | 706 |
| Premises and equipment expense | $2,706,000 | 837 |
| Additional noninterest expense | $6,278,000 | 804 |
| Pre-tax net operating income | $18,477,000 | 523 |
| Securities gains (losses) | $925,000 | 298 |
| Applicable income taxes | $5,929,000 | 531 |
| Income before extraordinary items | $13,473,000 | 528 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $13,473,000 | 529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,577 |
| Cash dividends | $12,723,000 | 292 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 734 |
| Net operating income | $12,834,750 | 526 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $37,830,000 | 571 |
| Total interest expense | $11,289,000 | 536 |
| Net interest income | $26,541,000 | 571 |
| Provision for loan and lease losses | $1,295,000 | 606 |
| Total noninterest income | $3,904,000 | 1,055 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,006,000 | 1,333 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,898,000 | 822 |
| Total noninterest expense | $15,378,000 | 779 |
| Salaries and employee benefits | $8,807,000 | 716 |
| Premises and equipment expense | $1,907,000 | 880 |
| Additional noninterest expense | $4,664,000 | 809 |
| Pre-tax net operating income | $13,772,000 | 527 |
| Securities gains (losses) | $923,000 | 288 |
| Applicable income taxes | $4,529,000 | 521 |
| Income before extraordinary items | $10,166,000 | 517 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $10,166,000 | 518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-71,000 | 8,739 |
| Cash dividends | $10,108,000 | 268 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 593 |
| Net operating income | $9,529,130 | 530 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $24,773,000 | 569 |
| Total interest expense | $7,409,000 | 540 |
| Net interest income | $17,364,000 | 572 |
| Provision for loan and lease losses | $970,000 | 534 |
| Total noninterest income | $2,517,000 | 1,079 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $665,000 | 1,330 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,852,000 | 850 |
| Total noninterest expense | $9,829,000 | 825 |
| Salaries and employee benefits | $5,687,000 | 740 |
| Premises and equipment expense | $1,222,000 | 921 |
| Additional noninterest expense | $2,920,000 | 847 |
| Pre-tax net operating income | $9,082,000 | 527 |
| Securities gains (losses) | $771,000 | 263 |
| Applicable income taxes | $3,090,000 | 511 |
| Income before extraordinary items | $6,763,000 | 523 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,763,000 | 522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-73,000 | 8,823 |
| Cash dividends | $5,836,000 | 291 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 474 |
| Net operating income | $6,231,010 | 540 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $12,431,000 | 575 |
| Total interest expense | $3,678,000 | 554 |
| Net interest income | $8,753,000 | 572 |
| Provision for loan and lease losses | $670,000 | 416 |
| Total noninterest income | $1,308,000 | 1,019 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $311,000 | 1,381 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $997,000 | 789 |
| Total noninterest expense | $4,778,000 | 856 |
| Salaries and employee benefits | $2,737,000 | 793 |
| Premises and equipment expense | $627,000 | 907 |
| Additional noninterest expense | $1,414,000 | 878 |
| Pre-tax net operating income | $4,613,000 | 518 |
| Securities gains (losses) | $454,000 | 280 |
| Applicable income taxes | $1,662,000 | 494 |
| Income before extraordinary items | $3,405,000 | 523 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,405,000 | 522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,164 |
| Cash dividends | $2,148,000 | 353 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 307 |
| Net operating income | $3,100,820 | 531 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $50,133,000 | 567 |
| Total interest expense | $16,190,000 | 560 |
| Net interest income | $33,943,000 | 561 |
| Provision for loan and lease losses | $2,285,000 | 587 |
| Total noninterest income | $5,997,000 | 970 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $924,000 | 1,873 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $5,073,000 | 757 |
| Total noninterest expense | $18,747,000 | 861 |
| Salaries and employee benefits | $10,953,000 | 779 |
| Premises and equipment expense | $2,374,000 | 955 |
| Additional noninterest expense | $5,420,000 | 938 |
| Pre-tax net operating income | $18,908,000 | 502 |
| Securities gains (losses) | $235,000 | 1,226 |
| Applicable income taxes | $6,174,000 | 530 |
| Income before extraordinary items | $12,969,000 | 540 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $12,969,000 | 540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 2,363 |
| Cash dividends | $10,330,000 | 368 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 727 |
| Net operating income | $12,809,200 | 512 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $38,022,000 | 576 |
| Total interest expense | $12,427,000 | 575 |
| Net interest income | $25,595,000 | 573 |
| Provision for loan and lease losses | $2,065,000 | 521 |
| Total noninterest income | $4,938,000 | 940 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $665,000 | 1,948 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,273,000 | 717 |
| Total noninterest expense | $13,761,000 | 882 |
| Salaries and employee benefits | $8,003,000 | 804 |
| Premises and equipment expense | $1,759,000 | 983 |
| Additional noninterest expense | $3,999,000 | 959 |
| Pre-tax net operating income | $14,707,000 | 496 |
| Securities gains (losses) | $44,000 | 2,422 |
| Applicable income taxes | $4,764,000 | 527 |
| Income before extraordinary items | $9,987,000 | 548 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $9,987,000 | 548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 1,821 |
| Cash dividends | $7,731,000 | 362 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 561 |
| Net operating income | $9,957,080 | 507 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $25,489,000 | 577 |
| Total interest expense | $8,495,000 | 579 |
| Net interest income | $16,994,000 | 574 |
| Provision for loan and lease losses | $1,565,000 | 463 |
| Total noninterest income | $2,995,000 | 1,002 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $454,000 | 1,862 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,541,000 | 777 |
| Total noninterest expense | $8,731,000 | 938 |
| Salaries and employee benefits | $5,133,000 | 833 |
| Premises and equipment expense | $1,107,000 | 1,044 |
| Additional noninterest expense | $2,491,000 | 1,022 |
| Pre-tax net operating income | $9,693,000 | 499 |
| Securities gains (losses) | $4,000 | 3,287 |
| Applicable income taxes | $3,131,000 | 536 |
| Income before extraordinary items | $6,566,000 | 558 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,566,000 | 558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 1,308 |
| Cash dividends | $5,270,000 | 327 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 431 |
| Net operating income | $6,563,280 | 512 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $12,748,000 | 587 |
| Total interest expense | $4,358,000 | 577 |
| Net interest income | $8,390,000 | 581 |
| Provision for loan and lease losses | $1,040,000 | 370 |
| Total noninterest income | $1,409,000 | 1,023 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $208,000 | 1,956 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,201,000 | 779 |
| Total noninterest expense | $4,090,000 | 996 |
| Salaries and employee benefits | $2,404,000 | 898 |
| Premises and equipment expense | $537,000 | 1,082 |
| Additional noninterest expense | $1,149,000 | 1,079 |
| Pre-tax net operating income | $4,669,000 | 513 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,504,000 | 563 |
| Income before extraordinary items | $3,165,000 | 559 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,165,000 | 557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,468 |
| Cash dividends | $3,450,000 | 250 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 261 |
| Net operating income | $3,165,000 | 524 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $51,652,000 | 600 |
| Total interest expense | $20,798,000 | 564 |
| Net interest income | $30,854,000 | 621 |
| Provision for loan and lease losses | $1,885,000 | 784 |
| Total noninterest income | $4,838,000 | 1,085 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $718,000 | 2,206 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,120,000 | 799 |
| Total noninterest expense | $16,079,000 | 975 |
| Salaries and employee benefits | $8,890,000 | 905 |
| Premises and equipment expense | $2,108,000 | 1,046 |
| Additional noninterest expense | $5,081,000 | 982 |
| Pre-tax net operating income | $17,728,000 | 517 |
| Securities gains (losses) | $133,000 | 1,485 |
| Applicable income taxes | $5,820,000 | 520 |
| Income before extraordinary items | $12,041,000 | 552 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $12,041,000 | 554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,544 |
| Cash dividends | $7,137,000 | 459 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 715 |
| Net operating income | $11,951,890 | 528 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $55,526,000 | 634 |
| Total interest expense | $29,001,000 | 585 |
| Net interest income | $26,525,000 | 674 |
| Provision for loan and lease losses | $1,040,000 | 1,207 |
| Total noninterest income | $2,961,000 | 1,488 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $753,000 | 2,008 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,208,000 | 1,155 |
| Total noninterest expense | $14,184,000 | 1,043 |
| Salaries and employee benefits | $7,303,000 | 1,020 |
| Premises and equipment expense | $1,967,000 | 1,083 |
| Additional noninterest expense | $4,914,000 | 993 |
| Pre-tax net operating income | $14,262,000 | 559 |
| Securities gains (losses) | $381,000 | 748 |
| Applicable income taxes | $4,847,000 | 555 |
| Income before extraordinary items | $9,796,000 | 585 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $9,796,000 | 587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $555,000 | 1,450 |
| Cash dividends | $7,925,000 | 444 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 733 |
| Net operating income | $9,540,730 | 562 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $55,297,000 | 662 |
| Total interest expense | $31,043,000 | 604 |
| Net interest income | $24,254,000 | 734 |
| Provision for loan and lease losses | $492,000 | 1,902 |
| Total noninterest income | $2,414,000 | 1,633 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $701,000 | 1,973 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,713,000 | 1,252 |
| Total noninterest expense | $13,585,000 | 1,033 |
| Salaries and employee benefits | $7,024,000 | 1,001 |
| Premises and equipment expense | $2,022,000 | 986 |
| Additional noninterest expense | $4,539,000 | 1,038 |
| Pre-tax net operating income | $12,591,000 | 639 |
| Securities gains (losses) | $170,000 | 449 |
| Applicable income taxes | $4,086,000 | 635 |
| Income before extraordinary items | $8,675,000 | 643 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $8,675,000 | 643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $349,000 | 1,634 |
| Cash dividends | $12,609,000 | 313 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 768 |
| Net operating income | $8,559,400 | 645 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $49,831,000 | 702 |
| Total interest expense | $25,552,000 | 648 |
| Net interest income | $24,279,000 | 738 |
| Provision for loan and lease losses | $130,000 | 4,573 |
| Total noninterest income | $1,882,000 | 1,939 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $622,000 | 2,132 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,260,000 | 1,581 |
| Total noninterest expense | $12,662,000 | 1,098 |
| Salaries and employee benefits | $6,339,000 | 1,080 |
| Premises and equipment expense | $1,929,000 | 1,051 |
| Additional noninterest expense | $4,394,000 | 1,067 |
| Pre-tax net operating income | $13,369,000 | 654 |
| Securities gains (losses) | $219,000 | 527 |
| Applicable income taxes | $4,423,000 | 651 |
| Income before extraordinary items | $9,165,000 | 664 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $9,165,000 | 665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,912 |
| Cash dividends | $3,428,000 | 875 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 855 |
| Net operating income | $9,018,270 | 660 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $43,439,000 | 768 |
| Total interest expense | $23,069,000 | 711 |
| Net interest income | $20,370,000 | 839 |
| Provision for loan and lease losses | $570,000 | 1,556 |
| Total noninterest income | $1,304,000 | 2,520 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $338,000 | 3,579 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $966,000 | 1,905 |
| Total noninterest expense | $8,192,000 | 1,617 |
| Salaries and employee benefits | $3,990,000 | 1,669 |
| Premises and equipment expense | $1,149,000 | 1,718 |
| Additional noninterest expense | $3,053,000 | 1,426 |
| Pre-tax net operating income | $12,912,000 | 641 |
| Securities gains (losses) | $322,000 | 714 |
| Applicable income taxes | $4,401,000 | 636 |
| Income before extraordinary items | $8,833,000 | 658 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $8,833,000 | 657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 1,664 |
| Cash dividends | $5,947,000 | 567 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 859 |
| Net operating income | $8,617,260 | 648 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $40,619,000 | 839 |
| Total interest expense | $21,910,000 | 747 |
| Net interest income | $18,709,000 | 958 |
| Provision for loan and lease losses | $210,000 | 3,330 |
| Total noninterest income | $887,000 | 3,340 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $289,000 | 4,189 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $598,000 | 2,480 |
| Total noninterest expense | $7,225,000 | 1,794 |
| Salaries and employee benefits | $3,789,000 | 1,726 |
| Premises and equipment expense | $1,076,000 | 1,846 |
| Additional noninterest expense | $2,360,000 | 1,803 |
| Pre-tax net operating income | $12,161,000 | 697 |
| Securities gains (losses) | $423,000 | 467 |
| Applicable income taxes | $4,178,000 | 696 |
| Income before extraordinary items | $8,406,000 | 680 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $8,406,000 | 680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,367 |
| Cash dividends | $2,360,000 | 1,136 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 842 |
| Net operating income | $8,122,590 | 685 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $38,876,000 | 899 |
| Total interest expense | $20,780,000 | 821 |
| Net interest income | $18,096,000 | 1,016 |
| Provision for loan and lease losses | $185,000 | 3,579 |
| Total noninterest income | $856,000 | 3,512 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $255,000 | 4,758 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $601,000 | 2,568 |
| Total noninterest expense | $7,232,000 | 1,946 |
| Salaries and employee benefits | $4,049,000 | 1,643 |
| Premises and equipment expense | $1,074,000 | 1,875 |
| Additional noninterest expense | $2,109,000 | 2,340 |
| Pre-tax net operating income | $11,535,000 | 701 |
| Securities gains (losses) | $300,000 | 551 |
| Applicable income taxes | $3,915,000 | 708 |
| Income before extraordinary items | $7,920,000 | 703 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $7,920,000 | 703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $7,355,000 | 527 |
| Sale, conversion, retirement of capital stock, net | $-474,000 | 11,398 |
| Net operating income | $7,719,000 | 696 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $36,817,000 | 969 |
| Total interest expense | $20,342,000 | 869 |
| Net interest income | $16,475,000 | 1,116 |
| Provision for loan and lease losses | $128,000 | 3,968 |
| Total noninterest income | $809,000 | 3,651 |
| Gross Fiduciary activities income | $10,000 | 1,474 |
| Service charges on deposit accounts | $242,000 | 5,050 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $557,000 | 2,678 |
| Total noninterest expense | $6,704,000 | 2,059 |
| Salaries and employee benefits | $3,409,000 | 1,941 |
| Premises and equipment expense | $1,009,000 | 2,002 |
| Additional noninterest expense | $2,286,000 | 2,155 |
| Pre-tax net operating income | $10,452,000 | 808 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $3,461,000 | 810 |
| Income before extraordinary items | $6,995,000 | 813 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $6,995,000 | 811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-74,000 | 11,628 |
| Cash dividends | $2,185,000 | 1,162 |
| Sale, conversion, retirement of capital stock, net | $383,000 | 407 |
| Net operating income | $6,992,320 | 807 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $34,387,000 | 931 |
| Total interest expense | $15,993,000 | 863 |
| Net interest income | $18,394,000 | 999 |
| Provision for loan and lease losses | $359,000 | 1,998 |
| Total noninterest income | $1,212,000 | 2,719 |
| Gross Fiduciary activities income | $190,000 | 1,028 |
| Service charges on deposit accounts | $278,000 | 4,643 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $744,000 | 2,246 |
| Total noninterest expense | $7,332,000 | 1,955 |
| Salaries and employee benefits | $3,800,000 | 1,769 |
| Premises and equipment expense | $956,000 | 2,113 |
| Additional noninterest expense | $2,576,000 | 2,084 |
| Pre-tax net operating income | $11,915,000 | 693 |
| Securities gains (losses) | $-7,000 | 9,611 |
| Applicable income taxes | $4,024,000 | 676 |
| Income before extraordinary items | $7,884,000 | 695 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $7,884,000 | 697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,734 |
| Cash dividends | $1,980,000 | 1,133 |
| Sale, conversion, retirement of capital stock, net | $448,000 | 567 |
| Net operating income | $7,888,620 | 709 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $34,450,000 | 938 |
| Total interest expense | $15,361,000 | 918 |
| Net interest income | $19,089,000 | 960 |
| Provision for loan and lease losses | $522,000 | 2,035 |
| Total noninterest income | $988,000 | 3,371 |
| Gross Fiduciary activities income | $204,000 | 1,056 |
| Service charges on deposit accounts | $295,000 | 4,494 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $489,000 | 3,312 |
| Total noninterest expense | $7,237,000 | 2,028 |
| Salaries and employee benefits | $3,717,000 | 1,804 |
| Premises and equipment expense | $874,000 | 2,336 |
| Additional noninterest expense | $2,646,000 | 2,105 |
| Pre-tax net operating income | $12,318,000 | 586 |
| Securities gains (losses) | $114,000 | 2,310 |
| Applicable income taxes | $3,884,000 | 667 |
| Income before extraordinary items | $8,548,000 | 617 |
| Extraordinary gains, net | $-589,000 | 13,178 |
| Net income | $7,959,000 | 680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 2,210 |
| Cash dividends | $1,809,000 | 1,116 |
| Sale, conversion, retirement of capital stock, net | $654,000 | 548 |
| Net operating income | $8,469,340 | 575 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $34,280,000 | 1,066 |
| Total interest expense | $16,996,000 | 1,064 |
| Net interest income | $17,284,000 | 1,072 |
| Provision for loan and lease losses | $382,000 | 3,560 |
| Total noninterest income | $981,000 | 3,372 |
| Gross Fiduciary activities income | $190,000 | 1,098 |
| Service charges on deposit accounts | $268,000 | 4,862 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $523,000 | 3,093 |
| Total noninterest expense | $7,078,000 | 2,084 |
| Salaries and employee benefits | $3,554,000 | 1,862 |
| Premises and equipment expense | $815,000 | 2,541 |
| Additional noninterest expense | $2,709,000 | 2,174 |
| Pre-tax net operating income | $10,805,000 | 593 |
| Securities gains (losses) | $107,000 | 2,901 |
| Applicable income taxes | $3,803,000 | 627 |
| Income before extraordinary items | $7,109,000 | 668 |
| Extraordinary gains, net | $-300,000 | 13,782 |
| Net income | $6,809,000 | 694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 6,260 |
| Cash dividends | $1,435,000 | 1,146 |
| Sale, conversion, retirement of capital stock, net | $404,000 | 596 |
| Net operating income | $7,039,450 | 616 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.