Home > Horizon Bank > Net charge- offs to loans
Horizon Bank, Net charge- offs to loans
2009-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 9.0480% | 50 |
Percentage Net Loans Charged-off: Total real estate loans | 9.0297% | 62 |
Percentage Net Loans Charged-off:Construction & development | 20.4016% | 202 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
Percentage Net Loans Charged-off: 1-4 family residential | 1.6610% | 795 |
Percentage Net Loans Charged-off: Home equity loans | 0.9607% | 873 |
All other 1-4 family - Percent of loans charged-off, net | 1.8611% | 716 |
Percentage Net Loans Charged-off: Commercial and industrial | 9.4105% | 296 |
Percentage Net Loans Charged-off: Loans to individuals | 15.5996% | 77 |
Percentage Net Loans Charged-off: Credit card loans | 11.3128% | 132 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2009-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 11.2613% | 35 |
Percentage Net Loans Charged-off: Total real estate loans | 11.1580% | 37 |
Percentage Net Loans Charged-off:Construction & development | 24.2177% | 125 |
Percentage Net Loans Charged-off: Commercial real estate | 0.2301% | 1,875 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
Percentage Net Loans Charged-off: 1-4 family residential | 2.0573% | 513 |
Percentage Net Loans Charged-off: Home equity loans | 1.2612% | 598 |
All other 1-4 family - Percent of loans charged-off, net | 2.2829% | 466 |
Percentage Net Loans Charged-off: Commercial and industrial | 12.1516% | 159 |
Percentage Net Loans Charged-off: Loans to individuals | 17.6595% | 69 |
Percentage Net Loans Charged-off: Credit card loans | 9.9489% | 155 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2009-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 8.5269% | 86 |
Percentage Net Loans Charged-off: Total real estate loans | 8.3849% | 81 |
Percentage Net Loans Charged-off:Construction & development | 17.2886% | 208 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
Percentage Net Loans Charged-off: 1-4 family residential | 2.1027% | 472 |
Percentage Net Loans Charged-off: Home equity loans | 0.6004% | 782 |
All other 1-4 family - Percent of loans charged-off, net | 2.5263% | 385 |
Percentage Net Loans Charged-off: Commercial and industrial | 9.2091% | 280 |
Percentage Net Loans Charged-off: Loans to individuals | 23.8997% | 49 |
Percentage Net Loans Charged-off: Credit card loans | 12.0174% | 105 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2009-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 8.8426% | 76 |
Percentage Net Loans Charged-off: Total real estate loans | 9.5819% | 54 |
Percentage Net Loans Charged-off:Construction & development | 18.7076% | 151 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
Percentage Net Loans Charged-off: 1-4 family residential | 3.3315% | 228 |
Percentage Net Loans Charged-off: Home equity loans | 1.1876% | 401 |
All other 1-4 family - Percent of loans charged-off, net | 3.9407% | 188 |
Percentage Net Loans Charged-off: Commercial and industrial | 4.9975% | 443 |
Percentage Net Loans Charged-off: Loans to individuals | 30.3608% | 36 |
Percentage Net Loans Charged-off: Credit card loans | 6.4418% | 283 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2008-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.5862% | 721 |
Percentage Net Loans Charged-off: Total real estate loans | 1.8766% | 449 |
Percentage Net Loans Charged-off:Construction & development | 3.6571% | 696 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0769% | 3,106 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
All other 1-4 family - Percent of loans charged-off, net | 0.0952% | 2,761 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0206% | 4,501 |
Percentage Net Loans Charged-off: Loans to individuals | 2.3008% | 814 |
Percentage Net Loans Charged-off: Credit card loans | 3.1237% | 496 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2008-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.0016% | 846 |
Percentage Net Loans Charged-off: Total real estate loans | 1.1735% | 528 |
Percentage Net Loans Charged-off:Construction & development | 2.2909% | 664 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 3,397 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 3,140 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0288% | 3,698 |
Percentage Net Loans Charged-off: Loans to individuals | 1.9700% | 854 |
Percentage Net Loans Charged-off: Credit card loans | 2.5832% | 518 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2008-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.6082% | 1,152 |
Percentage Net Loans Charged-off: Total real estate loans | 0.6964% | 694 |
Percentage Net Loans Charged-off:Construction & development | 1.3757% | 639 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0530% | 2,879 |
Percentage Net Loans Charged-off: Loans to individuals | 2.2881% | 644 |
Percentage Net Loans Charged-off: Credit card loans | 3.0981% | 418 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2008-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2564% | 1,842 |
Percentage Net Loans Charged-off: Total real estate loans | 0.2671% | 1,051 |
Percentage Net Loans Charged-off:Construction & development | 0.5319% | 623 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.1119% | 1,821 |
Percentage Net Loans Charged-off: Loans to individuals | 2.6134% | 546 |
Percentage Net Loans Charged-off: Credit card loans | 3.3728% | 361 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2007-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0158% | 5,951 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 4,198 |
Percentage Net Loans Charged-off:Construction & development | 0.0028% | 1,558 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0448% | 3,608 |
Percentage Net Loans Charged-off: Loans to individuals | 1.6174% | 886 |
Percentage Net Loans Charged-off: Credit card loans | 0.9053% | 962 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2007-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0177% | 5,201 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0615% | 2,852 |
Percentage Net Loans Charged-off: Loans to individuals | 1.7682% | 670 |
Percentage Net Loans Charged-off: Credit card loans | 0.8426% | 870 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2007-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0198% | 4,541 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0935% | 2,216 |
Percentage Net Loans Charged-off: Loans to individuals | 1.4117% | 856 |
Percentage Net Loans Charged-off: Credit card loans | 0.3209% | 932 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2007-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0299% | 3,413 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.1976% | 1,293 |
Percentage Net Loans Charged-off: Loans to individuals | 0.7900% | 1,568 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2006-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0107% | 5,760 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 7,700 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0218% | 8,070 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
All other 1-4 family - Percent of loans charged-off, net | -0.0266% | 8,063 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0022% | 3,704 |
Percentage Net Loans Charged-off: Loans to individuals | 2.4456% | 405 |
Percentage Net Loans Charged-off: Credit card loans | 2.6214% | 441 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2006-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0156% | 4,945 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 7,389 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 7,630 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 7,648 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0030% | 3,085 |
Percentage Net Loans Charged-off: Loans to individuals | 2.7483% | 313 |
Percentage Net Loans Charged-off: Credit card loans | 3.5440% | 278 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2006-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0149% | 4,540 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 7,409 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 7,689 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 7,709 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0048% | 2,631 |
Percentage Net Loans Charged-off: Loans to individuals | 2.5754% | 344 |
Percentage Net Loans Charged-off: Credit card loans | 3.2396% | 332 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2006-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0178% | 3,690 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
Percentage Net Loans Charged-off: Loans to individuals | 3.0958% | 313 |
Percentage Net Loans Charged-off: Credit card loans | 3.5458% | 308 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2005-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0287% | 5,377 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.1517% | 3,031 |
Percentage Net Loans Charged-off: Loans to individuals | 1.8232% | 785 |
Percentage Net Loans Charged-off: Credit card loans | 1.8792% | 866 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2005-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0333% | 4,728 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.1960% | 2,357 |
Percentage Net Loans Charged-off: Loans to individuals | 1.8424% | 702 |
Percentage Net Loans Charged-off: Credit card loans | 2.1944% | 675 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2005-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0419% | 4,098 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.2930% | 1,762 |
Percentage Net Loans Charged-off: Loans to individuals | 1.4088% | 1,037 |
Percentage Net Loans Charged-off: Credit card loans | 2.1812% | 657 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2005-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0639% | 2,980 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.4702% | 1,056 |
Percentage Net Loans Charged-off: Loans to individuals | 1.8233% | 766 |
Percentage Net Loans Charged-off: Credit card loans | 3.0282% | 444 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0046% | 7,936 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.2133% | 7,960 |
Percentage Net Loans Charged-off: Loans to individuals | 2.4986% | 537 |
Percentage Net Loans Charged-off: Credit card loans | 6.4187% | 228 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0139% | 7,902 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.2856% | 8,003 |
Percentage Net Loans Charged-off: Loans to individuals | 2.3822% | 538 |
Percentage Net Loans Charged-off: Credit card loans | 6.1400% | 240 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0219% | 7,873 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.4389% | 8,125 |
Percentage Net Loans Charged-off: Loans to individuals | 3.6138% | 294 |
Percentage Net Loans Charged-off: Credit card loans | 9.2971% | 116 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0247% | 4,311 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.0219% | 7,026 |
Percentage Net Loans Charged-off: Loans to individuals | 3.0710% | 457 |
Percentage Net Loans Charged-off: Credit card loans | 8.5189% | 172 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0453% | 5,993 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 3,904 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0103% | 1,513 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.2894% | 3,282 |
Percentage Net Loans Charged-off: Loans to individuals | 1.2233% | 1,820 |
Percentage Net Loans Charged-off: Credit card loans | 3.4726% | 723 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0600% | 5,139 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 3,248 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0145% | 1,179 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.4014% | 2,442 |
Percentage Net Loans Charged-off: Loans to individuals | 1.4225% | 1,340 |
Percentage Net Loans Charged-off: Credit card loans | 4.0806% | 577 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0930% | 4,103 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 2,701 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0234% | 886 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.8262% | 1,466 |
Percentage Net Loans Charged-off: Loans to individuals | 0.5551% | 3,353 |
Percentage Net Loans Charged-off: Credit card loans | 1.5332% | 1,177 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0108% | 5,190 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0157% | 1,785 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0496% | 518 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
Percentage Net Loans Charged-off: Loans to individuals | -0.3466% | 8,501 |
Percentage Net Loans Charged-off: Credit card loans | -1.0262% | 2,675 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2002-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0255% | 6,746 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 3,846 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0123% | 3,062 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
All other 1-4 family - Percent of loans charged-off, net | 0.0127% | 2,906 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0806% | 4,362 |
Percentage Net Loans Charged-off: Loans to individuals | 1.6387% | 1,216 |
Percentage Net Loans Charged-off: Credit card loans | 4.1980% | 649 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2001-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0943% | 5,211 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0656% | 2,129 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0775% | 1,019 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0736% | 1,808 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
All other 1-4 family - Percent of loans charged-off, net | 0.0747% | 1,727 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.5406% | 2,585 |
Percentage Net Loans Charged-off: Loans to individuals | 1.5230% | 1,255 |
Percentage Net Loans Charged-off: Credit card loans | 3.7426% | 683 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2000-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0589% | 5,569 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0233% | 611 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0551% | 255 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0197% | 646 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
All other 1-4 family - Percent of loans charged-off, net | 0.0199% | 600 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.9098% | 273 |
Percentage Net Loans Charged-off: Loans to individuals | 1.5493% | 243 |
Percentage Net Loans Charged-off: Credit card loans | 3.2042% | 286 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1999-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0088% | 7,535 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 964 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0188% | 346 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
Percentage Net Loans Charged-off: Loans to individuals | 0.8085% | 556 |
Percentage Net Loans Charged-off: Credit card loans | 1.0069% | 790 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1998-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0784% | 5,619 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0775% | 361 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
Percentage Net Loans Charged-off: Commercial real estate | 0.6883% | 49 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0325% | 599 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
All other 1-4 family - Percent of loans charged-off, net | 0.0326% | 548 |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,315 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1997-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0181% | 7,805 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0179% | 763 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
Percentage Net Loans Charged-off: Commercial real estate | 0.2471% | 154 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,313 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1996-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0000% | 8,805 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,050 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,371 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1995-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0200% | 10,333 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0196% | 1,356 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
Percentage Net Loans Charged-off: Commercial real estate | -0.1610% | 1,393 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 1,355 |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 1,357 |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,350 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1994-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0286% | 7,716 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0281% | 836 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
Percentage Net Loans Charged-off: Commercial real estate | 0.2562% | 380 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,287 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1993-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1095% | 6,901 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1076% | 730 |
Percentage Net Loans Charged-off:Construction & development | -0.3067% | 1,390 |
Percentage Net Loans Charged-off: Commercial real estate | 1.0311% | 277 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 1,372 |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 1,364 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,311 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1992-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0288% | 10,384 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0285% | 1,165 |
Percentage Net Loans Charged-off:Construction & development | 0.3512% | 496 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0478% | 893 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0158% | 1,015 |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | 0.0158% | 957 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,404 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |