Home > Horizon Bank > Income and Expense
Horizon Bank, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $742,000 | 4,702 |
| Total interest expense | $63,000 | 4,663 |
| Net interest income | $679,000 | 4,659 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $136,000 | 3,881 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $55,000 | 3,369 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $81,000 | 3,762 |
| Total noninterest expense | $905,000 | 3,824 |
| Salaries and employee benefits | $386,000 | 4,336 |
| Premises and equipment expense | $134,000 | 3,212 |
| Additional noninterest expense | $385,000 | 3,189 |
| Pre-tax net operating income | $-90,000 | 5,725 |
| Securities gains (losses) | $-211,000 | 5,824 |
| Applicable income taxes | $-49,000 | 5,781 |
| Income before extraordinary items | $-252,000 | 5,784 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-252,000 | 5,784 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-252,000 | 5,784 |
| Net charge-offs | $619,000 | 297 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-74,760 | 5,718 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,951,000 | 4,740 |
| Total interest expense | $258,000 | 4,667 |
| Net interest income | $2,693,000 | 4,696 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $555,000 | 3,945 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $215,000 | 3,488 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $340,000 | 3,788 |
| Total noninterest expense | $2,537,000 | 4,526 |
| Salaries and employee benefits | $1,580,000 | 4,294 |
| Premises and equipment expense | $161,000 | 5,137 |
| Additional noninterest expense | $796,000 | 4,569 |
| Pre-tax net operating income | $711,000 | 4,490 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $141,000 | 3,131 |
| Income before extraordinary items | $570,000 | 4,596 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $570,000 | 4,595 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $570,000 | 4,595 |
| Net charge-offs | $-7,000 | 4,917 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $570,000 | 4,547 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,204,000 | 4,788 |
| Total interest expense | $193,000 | 4,706 |
| Net interest income | $2,011,000 | 4,743 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $419,000 | 3,955 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $163,000 | 3,488 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $256,000 | 3,795 |
| Total noninterest expense | $1,771,000 | 4,661 |
| Salaries and employee benefits | $1,078,000 | 4,489 |
| Premises and equipment expense | $131,000 | 5,077 |
| Additional noninterest expense | $562,000 | 4,702 |
| Pre-tax net operating income | $659,000 | 4,316 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $180,000 | 2,873 |
| Income before extraordinary items | $479,000 | 4,550 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $479,000 | 4,550 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $479,000 | 4,550 |
| Net charge-offs | $2,000 | 3,786 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $479,000 | 4,477 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,491,000 | 4,805 |
| Total interest expense | $128,000 | 4,750 |
| Net interest income | $1,363,000 | 4,760 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $254,000 | 4,113 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $109,000 | 3,490 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $145,000 | 4,019 |
| Total noninterest expense | $1,195,000 | 4,690 |
| Salaries and employee benefits | $718,000 | 4,532 |
| Premises and equipment expense | $87,000 | 5,120 |
| Additional noninterest expense | $390,000 | 4,671 |
| Pre-tax net operating income | $422,000 | 4,385 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $120,000 | 2,880 |
| Income before extraordinary items | $302,000 | 4,628 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $302,000 | 4,624 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $302,000 | 4,625 |
| Net charge-offs | $15,000 | 2,919 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $302,000 | 4,564 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $755,000 | 4,821 |
| Total interest expense | $64,000 | 4,785 |
| Net interest income | $691,000 | 4,766 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $137,000 | 3,958 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $55,000 | 3,472 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $82,000 | 3,834 |
| Total noninterest expense | $603,000 | 4,705 |
| Salaries and employee benefits | $353,000 | 4,599 |
| Premises and equipment expense | $53,000 | 4,929 |
| Additional noninterest expense | $197,000 | 4,680 |
| Pre-tax net operating income | $225,000 | 4,282 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $60,000 | 2,846 |
| Income before extraordinary items | $165,000 | 4,505 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $165,000 | 4,504 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $165,000 | 4,506 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $165,000 | 4,442 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,051,000 | 4,828 |
| Total interest expense | $257,000 | 4,844 |
| Net interest income | $2,794,000 | 4,774 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $582,000 | 3,943 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $226,000 | 3,523 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $356,000 | 3,752 |
| Total noninterest expense | $2,643,000 | 4,593 |
| Salaries and employee benefits | $1,496,000 | 4,516 |
| Premises and equipment expense | $204,000 | 5,060 |
| Additional noninterest expense | $943,000 | 4,408 |
| Pre-tax net operating income | $733,000 | 4,524 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $173,000 | 3,029 |
| Income before extraordinary items | $560,000 | 4,699 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $560,000 | 4,701 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $560,000 | 4,701 |
| Net charge-offs | $7,000 | 4,121 |
| Cash dividends | $695,000 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $560,000 | 4,648 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,306,000 | 4,867 |
| Total interest expense | $192,000 | 4,925 |
| Net interest income | $2,114,000 | 4,805 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $444,000 | 3,933 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $172,000 | 3,504 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $272,000 | 3,755 |
| Total noninterest expense | $1,903,000 | 4,707 |
| Salaries and employee benefits | $1,051,000 | 4,660 |
| Premises and equipment expense | $150,000 | 5,149 |
| Additional noninterest expense | $702,000 | 4,441 |
| Pre-tax net operating income | $655,000 | 4,385 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $170,000 | 2,939 |
| Income before extraordinary items | $485,000 | 4,608 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $485,000 | 4,610 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $485,000 | 4,611 |
| Net charge-offs | $7,000 | 3,743 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $485,000 | 4,550 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,546,000 | 4,890 |
| Total interest expense | $128,000 | 4,971 |
| Net interest income | $1,418,000 | 4,829 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $327,000 | 3,783 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $116,000 | 3,467 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $211,000 | 3,555 |
| Total noninterest expense | $1,340,000 | 4,636 |
| Salaries and employee benefits | $710,000 | 4,684 |
| Premises and equipment expense | $105,000 | 5,118 |
| Additional noninterest expense | $525,000 | 4,250 |
| Pre-tax net operating income | $405,000 | 4,467 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $110,000 | 2,961 |
| Income before extraordinary items | $295,000 | 4,715 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $295,000 | 4,717 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $295,000 | 4,718 |
| Net charge-offs | $7,000 | 3,368 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $295,000 | 4,651 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $772,000 | 4,926 |
| Total interest expense | $64,000 | 5,019 |
| Net interest income | $708,000 | 4,861 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $165,000 | 3,736 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $58,000 | 3,437 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $107,000 | 3,498 |
| Total noninterest expense | $642,000 | 4,759 |
| Salaries and employee benefits | $334,000 | 4,830 |
| Premises and equipment expense | $56,000 | 5,069 |
| Additional noninterest expense | $252,000 | 4,343 |
| Pre-tax net operating income | $231,000 | 4,248 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $50,000 | 2,987 |
| Income before extraordinary items | $181,000 | 4,431 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $181,000 | 4,433 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $181,000 | 4,434 |
| Net charge-offs | $4,000 | 2,829 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $181,000 | 4,353 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,281,000 | 4,901 |
| Total interest expense | $266,000 | 5,146 |
| Net interest income | $3,015,000 | 4,805 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $306,000 | 4,970 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $256,000 | 3,498 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $50,000 | 5,734 |
| Total noninterest expense | $2,796,000 | 4,655 |
| Salaries and employee benefits | $1,533,000 | 4,583 |
| Premises and equipment expense | $215,000 | 5,251 |
| Additional noninterest expense | $1,048,000 | 4,352 |
| Pre-tax net operating income | $525,000 | 4,991 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $123,000 | 3,272 |
| Income before extraordinary items | $402,000 | 5,162 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $402,000 | 5,161 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $402,000 | 5,162 |
| Net charge-offs | $9,000 | 4,601 |
| Cash dividends | $417,000 | 3,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $402,000 | 5,106 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,468,000 | 4,945 |
| Total interest expense | $200,000 | 5,218 |
| Net interest income | $2,268,000 | 4,842 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $141,000 | 5,545 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $203,000 | 3,443 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-62,000 | 6,477 |
| Total noninterest expense | $1,945,000 | 4,854 |
| Salaries and employee benefits | $1,041,000 | 4,827 |
| Premises and equipment expense | $148,000 | 5,420 |
| Additional noninterest expense | $756,000 | 4,463 |
| Pre-tax net operating income | $464,000 | 4,872 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $-61,000 | 6,391 |
| Income before extraordinary items | $525,000 | 4,538 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $525,000 | 4,538 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $525,000 | 4,539 |
| Net charge-offs | $-1,000 | 5,188 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $525,000 | 4,500 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,642,000 | 4,970 |
| Total interest expense | $134,000 | 5,261 |
| Net interest income | $1,508,000 | 4,867 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $-32,000 | 6,590 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $137,000 | 3,402 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-169,000 | 6,610 |
| Total noninterest expense | $1,277,000 | 4,914 |
| Salaries and employee benefits | $689,000 | 4,875 |
| Premises and equipment expense | $96,000 | 5,508 |
| Additional noninterest expense | $492,000 | 4,520 |
| Pre-tax net operating income | $199,000 | 5,328 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-84,000 | 6,501 |
| Income before extraordinary items | $283,000 | 4,820 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $283,000 | 4,822 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $283,000 | 4,823 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $283,000 | 4,765 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $816,000 | 5,025 |
| Total interest expense | $67,000 | 5,322 |
| Net interest income | $749,000 | 4,903 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $-202,000 | 6,707 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $73,000 | 3,258 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-275,000 | 6,706 |
| Total noninterest expense | $623,000 | 5,022 |
| Salaries and employee benefits | $335,000 | 4,997 |
| Premises and equipment expense | $53,000 | 5,409 |
| Additional noninterest expense | $235,000 | 4,632 |
| Pre-tax net operating income | $-76,000 | 6,415 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-42,000 | 6,564 |
| Income before extraordinary items | $-34,000 | 6,344 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-34,000 | 6,344 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-34,000 | 6,345 |
| Net charge-offs | $2,000 | 3,350 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-34,000 | 6,336 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,380,000 | 5,017 |
| Total interest expense | $336,000 | 5,208 |
| Net interest income | $3,044,000 | 4,901 |
| Provision for loan and lease losses | $80,000 | 3,888 |
| Total noninterest income | $766,000 | 3,686 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $320,000 | 3,243 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $446,000 | 3,512 |
| Total noninterest expense | $2,576,000 | 4,974 |
| Salaries and employee benefits | $1,414,000 | 4,902 |
| Premises and equipment expense | $207,000 | 5,498 |
| Additional noninterest expense | $955,000 | 4,669 |
| Pre-tax net operating income | $1,154,000 | 3,844 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $341,000 | 2,510 |
| Income before extraordinary items | $813,000 | 4,244 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $813,000 | 4,246 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $813,000 | 4,247 |
| Net charge-offs | $1,108,000 | 1,169 |
| Cash dividends | $347,000 | 3,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $813,000 | 4,188 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,551,000 | 5,044 |
| Total interest expense | $263,000 | 5,234 |
| Net interest income | $2,288,000 | 4,935 |
| Provision for loan and lease losses | $80,000 | 3,586 |
| Total noninterest income | $575,000 | 3,766 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $240,000 | 3,261 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $335,000 | 3,586 |
| Total noninterest expense | $1,998,000 | 4,900 |
| Salaries and employee benefits | $985,000 | 5,102 |
| Premises and equipment expense | $133,000 | 5,769 |
| Additional noninterest expense | $880,000 | 4,257 |
| Pre-tax net operating income | $785,000 | 4,090 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $49,000 | 3,732 |
| Income before extraordinary items | $736,000 | 3,972 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $736,000 | 3,974 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $736,000 | 3,975 |
| Net charge-offs | $1,121,000 | 919 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $736,000 | 3,902 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,666,000 | 5,113 |
| Total interest expense | $182,000 | 5,221 |
| Net interest income | $1,484,000 | 4,998 |
| Provision for loan and lease losses | $80,000 | 3,162 |
| Total noninterest income | $401,000 | 3,712 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $161,000 | 3,227 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $240,000 | 3,518 |
| Total noninterest expense | $1,308,000 | 4,974 |
| Salaries and employee benefits | $652,000 | 5,142 |
| Premises and equipment expense | $83,000 | 5,877 |
| Additional noninterest expense | $573,000 | 4,299 |
| Pre-tax net operating income | $497,000 | 4,149 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $91,000 | 3,066 |
| Income before extraordinary items | $406,000 | 4,294 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $406,000 | 4,296 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $406,000 | 4,297 |
| Net charge-offs | $1,117,000 | 704 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $406,000 | 4,183 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $798,000 | 5,225 |
| Total interest expense | $95,000 | 5,228 |
| Net interest income | $703,000 | 5,162 |
| Provision for loan and lease losses | $80,000 | 2,309 |
| Total noninterest income | $118,000 | 4,578 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $0 | 6,809 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $118,000 | 3,526 |
| Total noninterest expense | $606,000 | 5,191 |
| Salaries and employee benefits | $320,000 | 5,226 |
| Premises and equipment expense | $45,000 | 5,811 |
| Additional noninterest expense | $241,000 | 4,731 |
| Pre-tax net operating income | $135,000 | 4,987 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $133,000 | 2,126 |
| Income before extraordinary items | $2,000 | 6,394 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,000 | 6,395 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,000 | 6,395 |
| Net charge-offs | $1,031,000 | 462 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $2,000 | 6,318 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,765,000 | 5,021 |
| Total interest expense | $390,000 | 5,584 |
| Net interest income | $3,375,000 | 4,842 |
| Provision for loan and lease losses | $800,000 | 2,072 |
| Total noninterest income | $823,000 | 3,596 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $334,000 | 3,285 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $489,000 | 3,376 |
| Total noninterest expense | $2,730,000 | 4,954 |
| Salaries and employee benefits | $1,517,000 | 4,821 |
| Premises and equipment expense | $194,000 | 5,751 |
| Additional noninterest expense | $1,019,000 | 4,758 |
| Pre-tax net operating income | $668,000 | 4,579 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $235,000 | 2,879 |
| Income before extraordinary items | $433,000 | 5,114 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $433,000 | 5,112 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $433,000 | 5,113 |
| Net charge-offs | $47,000 | 4,961 |
| Cash dividends | $695,000 | 2,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $433,000 | 4,905 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,842,000 | 5,088 |
| Total interest expense | $284,000 | 5,771 |
| Net interest income | $2,558,000 | 4,889 |
| Provision for loan and lease losses | $800,000 | 1,704 |
| Total noninterest income | $621,000 | 3,626 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $339,000 | 2,720 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $282,000 | 3,765 |
| Total noninterest expense | $1,767,000 | 5,340 |
| Salaries and employee benefits | $990,000 | 5,207 |
| Premises and equipment expense | $111,000 | 6,201 |
| Additional noninterest expense | $666,000 | 5,101 |
| Pre-tax net operating income | $612,000 | 4,419 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $21,000 | 4,141 |
| Income before extraordinary items | $591,000 | 4,399 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $591,000 | 4,398 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $591,000 | 4,397 |
| Net charge-offs | $41,000 | 4,650 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $591,000 | 4,215 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,897,000 | 5,114 |
| Total interest expense | $187,000 | 5,892 |
| Net interest income | $1,710,000 | 4,913 |
| Provision for loan and lease losses | $800,000 | 1,285 |
| Total noninterest income | $379,000 | 3,763 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $222,000 | 2,736 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $157,000 | 4,002 |
| Total noninterest expense | $1,132,000 | 5,480 |
| Salaries and employee benefits | $660,000 | 5,227 |
| Premises and equipment expense | $78,000 | 6,174 |
| Additional noninterest expense | $394,000 | 5,366 |
| Pre-tax net operating income | $157,000 | 5,554 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-65,000 | 6,973 |
| Income before extraordinary items | $222,000 | 5,209 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $222,000 | 5,209 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $222,000 | 5,209 |
| Net charge-offs | $22,000 | 4,582 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $222,000 | 5,015 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $954,000 | 5,154 |
| Total interest expense | $96,000 | 5,945 |
| Net interest income | $858,000 | 4,919 |
| Provision for loan and lease losses | $500,000 | 1,039 |
| Total noninterest income | $207,000 | 3,579 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $111,000 | 2,704 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $96,000 | 3,766 |
| Total noninterest expense | $568,000 | 5,502 |
| Salaries and employee benefits | $336,000 | 5,221 |
| Premises and equipment expense | $42,000 | 6,119 |
| Additional noninterest expense | $190,000 | 5,468 |
| Pre-tax net operating income | $-3,000 | 6,448 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-47,000 | 7,108 |
| Income before extraordinary items | $44,000 | 6,047 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $44,000 | 6,047 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $44,000 | 6,047 |
| Net charge-offs | $25,000 | 3,537 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $44,000 | 5,910 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,237,000 | 5,007 |
| Total interest expense | $631,000 | 5,410 |
| Net interest income | $3,606,000 | 4,807 |
| Provision for loan and lease losses | $346,000 | 3,935 |
| Total noninterest income | $1,005,000 | 3,107 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $441,000 | 2,839 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $564,000 | 2,953 |
| Total noninterest expense | $2,608,000 | 5,245 |
| Salaries and employee benefits | $1,425,000 | 5,091 |
| Premises and equipment expense | $206,000 | 5,953 |
| Additional noninterest expense | $977,000 | 4,946 |
| Pre-tax net operating income | $1,657,000 | 2,860 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $407,000 | 2,237 |
| Income before extraordinary items | $1,250,000 | 3,129 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,250,000 | 3,132 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,250,000 | 3,132 |
| Net charge-offs | $405,000 | 3,425 |
| Cash dividends | $695,000 | 2,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,250,000 | 3,027 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,215,000 | 5,036 |
| Total interest expense | $521,000 | 5,326 |
| Net interest income | $2,694,000 | 4,857 |
| Provision for loan and lease losses | $171,000 | 4,361 |
| Total noninterest income | $791,000 | 3,032 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $326,000 | 2,867 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $465,000 | 2,811 |
| Total noninterest expense | $1,781,000 | 5,469 |
| Salaries and employee benefits | $927,000 | 5,467 |
| Premises and equipment expense | $141,000 | 6,144 |
| Additional noninterest expense | $713,000 | 5,043 |
| Pre-tax net operating income | $1,533,000 | 2,528 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $305,000 | 2,244 |
| Income before extraordinary items | $1,228,000 | 2,683 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,228,000 | 2,685 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,228,000 | 2,685 |
| Net charge-offs | $228,000 | 3,567 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,228,000 | 2,585 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,177,000 | 5,024 |
| Total interest expense | $364,000 | 5,339 |
| Net interest income | $1,813,000 | 4,855 |
| Provision for loan and lease losses | $171,000 | 3,754 |
| Total noninterest income | $583,000 | 2,847 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $215,000 | 2,864 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $368,000 | 2,561 |
| Total noninterest expense | $1,265,000 | 5,386 |
| Salaries and employee benefits | $628,000 | 5,471 |
| Premises and equipment expense | $97,000 | 6,147 |
| Additional noninterest expense | $540,000 | 4,805 |
| Pre-tax net operating income | $960,000 | 2,609 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $205,000 | 2,208 |
| Income before extraordinary items | $755,000 | 2,773 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $755,000 | 2,774 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $755,000 | 2,774 |
| Net charge-offs | $231,000 | 2,964 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $755,000 | 2,689 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,097,000 | 5,022 |
| Total interest expense | $192,000 | 5,330 |
| Net interest income | $905,000 | 4,849 |
| Provision for loan and lease losses | $171,000 | 2,629 |
| Total noninterest income | $239,000 | 3,243 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $110,000 | 2,792 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $129,000 | 3,149 |
| Total noninterest expense | $565,000 | 5,688 |
| Salaries and employee benefits | $296,000 | 5,636 |
| Premises and equipment expense | $74,000 | 5,394 |
| Additional noninterest expense | $195,000 | 5,604 |
| Pre-tax net operating income | $408,000 | 2,920 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $102,000 | 2,155 |
| Income before extraordinary items | $306,000 | 3,191 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $306,000 | 3,186 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $306,000 | 3,190 |
| Net charge-offs | $224,000 | 2,017 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $306,000 | 3,129 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,675,000 | 4,997 |
| Total interest expense | $1,051,000 | 5,107 |
| Net interest income | $3,624,000 | 4,858 |
| Provision for loan and lease losses | $596,000 | 3,875 |
| Total noninterest income | $782,000 | 3,704 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $323,000 | 3,487 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $459,000 | 3,311 |
| Total noninterest expense | $2,273,000 | 5,721 |
| Salaries and employee benefits | $1,442,000 | 5,152 |
| Premises and equipment expense | $169,000 | 6,480 |
| Additional noninterest expense | $662,000 | 6,021 |
| Pre-tax net operating income | $1,537,000 | 2,687 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $408,000 | 2,077 |
| Income before extraordinary items | $1,129,000 | 3,012 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,129,000 | 3,009 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,129,000 | 3,012 |
| Net charge-offs | $370,000 | 4,033 |
| Cash dividends | $695,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,129,000 | 2,892 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,509,000 | 5,083 |
| Total interest expense | $812,000 | 5,191 |
| Net interest income | $2,697,000 | 4,929 |
| Provision for loan and lease losses | $496,000 | 3,552 |
| Total noninterest income | $572,000 | 3,784 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $236,000 | 3,611 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $336,000 | 3,364 |
| Total noninterest expense | $1,532,000 | 6,006 |
| Salaries and employee benefits | $980,000 | 5,473 |
| Premises and equipment expense | $123,000 | 6,591 |
| Additional noninterest expense | $429,000 | 6,337 |
| Pre-tax net operating income | $1,241,000 | 2,717 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $307,000 | 2,120 |
| Income before extraordinary items | $934,000 | 3,016 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $934,000 | 3,013 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $934,000 | 3,016 |
| Net charge-offs | $370,000 | 3,457 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $934,000 | 2,892 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,352,000 | 5,117 |
| Total interest expense | $548,000 | 5,271 |
| Net interest income | $1,804,000 | 4,940 |
| Provision for loan and lease losses | $264,000 | 3,819 |
| Total noninterest income | $318,000 | 4,141 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $144,000 | 3,771 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $174,000 | 3,737 |
| Total noninterest expense | $936,000 | 6,220 |
| Salaries and employee benefits | $645,000 | 5,550 |
| Premises and equipment expense | $86,000 | 6,573 |
| Additional noninterest expense | $205,000 | 6,875 |
| Pre-tax net operating income | $922,000 | 2,540 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $205,000 | 2,103 |
| Income before extraordinary items | $717,000 | 2,712 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $717,000 | 2,707 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $717,000 | 2,711 |
| Net charge-offs | $20,000 | 5,512 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $717,000 | 2,621 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,185,000 | 5,177 |
| Total interest expense | $281,000 | 5,348 |
| Net interest income | $904,000 | 4,958 |
| Provision for loan and lease losses | $114,000 | 3,807 |
| Total noninterest income | $167,000 | 4,032 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $88,000 | 3,399 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $79,000 | 3,934 |
| Total noninterest expense | $564,000 | 5,886 |
| Salaries and employee benefits | $324,000 | 5,592 |
| Premises and equipment expense | $49,000 | 6,432 |
| Additional noninterest expense | $191,000 | 5,804 |
| Pre-tax net operating income | $393,000 | 2,868 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $102,000 | 2,100 |
| Income before extraordinary items | $291,000 | 3,183 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $291,000 | 3,180 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $291,000 | 3,183 |
| Net charge-offs | $-10,000 | 7,490 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $291,000 | 3,075 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,927,000 | 5,167 |
| Total interest expense | $1,460,000 | 5,219 |
| Net interest income | $3,467,000 | 4,988 |
| Provision for loan and lease losses | $100,000 | 6,413 |
| Total noninterest income | $700,000 | 4,067 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $320,000 | 3,766 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $380,000 | 3,621 |
| Total noninterest expense | $2,359,000 | 5,831 |
| Salaries and employee benefits | $1,374,000 | 5,443 |
| Premises and equipment expense | $183,000 | 6,621 |
| Additional noninterest expense | $802,000 | 5,824 |
| Pre-tax net operating income | $1,708,000 | 2,170 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $516,000 | 1,526 |
| Income before extraordinary items | $1,192,000 | 2,491 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,192,000 | 2,489 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,192,000 | 2,490 |
| Net charge-offs | $103,000 | 5,666 |
| Cash dividends | $695,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,192,000 | 2,440 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,746,000 | 5,191 |
| Total interest expense | $1,129,000 | 5,283 |
| Net interest income | $2,617,000 | 4,992 |
| Provision for loan and lease losses | $100,000 | 5,952 |
| Total noninterest income | $514,000 | 4,183 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $290,000 | 3,399 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $224,000 | 4,098 |
| Total noninterest expense | $1,630,000 | 6,045 |
| Salaries and employee benefits | $925,000 | 5,792 |
| Premises and equipment expense | $139,000 | 6,650 |
| Additional noninterest expense | $566,000 | 5,962 |
| Pre-tax net operating income | $1,401,000 | 2,164 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $307,000 | 1,907 |
| Income before extraordinary items | $1,094,000 | 2,331 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,094,000 | 2,327 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,094,000 | 2,330 |
| Net charge-offs | $101,000 | 5,043 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,094,000 | 2,288 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,513,000 | 5,217 |
| Total interest expense | $786,000 | 5,319 |
| Net interest income | $1,727,000 | 5,003 |
| Provision for loan and lease losses | $100,000 | 5,300 |
| Total noninterest income | $335,000 | 4,210 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $185,000 | 3,461 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $150,000 | 4,122 |
| Total noninterest expense | $1,120,000 | 6,026 |
| Salaries and employee benefits | $626,000 | 5,820 |
| Premises and equipment expense | $103,000 | 6,529 |
| Additional noninterest expense | $391,000 | 5,885 |
| Pre-tax net operating income | $842,000 | 2,422 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $205,000 | 1,926 |
| Income before extraordinary items | $637,000 | 2,665 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $637,000 | 2,662 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $637,000 | 2,664 |
| Net charge-offs | $94,000 | 4,310 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $637,000 | 2,577 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,266,000 | 5,242 |
| Total interest expense | $416,000 | 5,292 |
| Net interest income | $850,000 | 5,041 |
| Provision for loan and lease losses | $50,000 | 4,881 |
| Total noninterest income | $167,000 | 4,177 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $89,000 | 3,480 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $78,000 | 4,061 |
| Total noninterest expense | $534,000 | 6,099 |
| Salaries and employee benefits | $318,000 | 5,836 |
| Premises and equipment expense | $68,000 | 6,010 |
| Additional noninterest expense | $148,000 | 6,343 |
| Pre-tax net operating income | $433,000 | 2,650 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $102,000 | 2,162 |
| Income before extraordinary items | $331,000 | 2,945 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $331,000 | 2,947 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $331,000 | 2,947 |
| Net charge-offs | $77,000 | 3,144 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $331,000 | 2,811 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,427,000 | 5,234 |
| Total interest expense | $2,183,000 | 5,091 |
| Net interest income | $3,244,000 | 5,193 |
| Provision for loan and lease losses | $100,000 | 6,027 |
| Total noninterest income | $820,000 | 3,829 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $397,000 | 3,465 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $423,000 | 3,489 |
| Total noninterest expense | $2,504,000 | 5,641 |
| Salaries and employee benefits | $1,314,000 | 5,720 |
| Premises and equipment expense | $170,000 | 6,956 |
| Additional noninterest expense | $1,020,000 | 4,759 |
| Pre-tax net operating income | $1,460,000 | 3,076 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $374,000 | 2,152 |
| Income before extraordinary items | $1,086,000 | 3,127 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,086,000 | 3,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 4,681 |
| Cash dividends | $695,000 | 2,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,086,000 | 3,275 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,121,000 | 5,262 |
| Total interest expense | $1,717,000 | 5,104 |
| Net interest income | $2,404,000 | 5,266 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $511,000 | 4,286 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $291,000 | 3,540 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $220,000 | 4,241 |
| Total noninterest expense | $1,791,000 | 5,764 |
| Salaries and employee benefits | $898,000 | 5,995 |
| Premises and equipment expense | $132,000 | 6,927 |
| Additional noninterest expense | $761,000 | 4,702 |
| Pre-tax net operating income | $1,124,000 | 3,455 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $307,000 | 2,437 |
| Income before extraordinary items | $817,000 | 3,524 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $817,000 | 3,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,089 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $817,000 | 3,665 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,734,000 | 5,352 |
| Total interest expense | $1,197,000 | 5,136 |
| Net interest income | $1,537,000 | 5,391 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $333,000 | 4,399 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $190,000 | 3,582 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $143,000 | 4,391 |
| Total noninterest expense | $1,222,000 | 5,738 |
| Salaries and employee benefits | $613,000 | 5,986 |
| Premises and equipment expense | $94,000 | 6,862 |
| Additional noninterest expense | $515,000 | 4,641 |
| Pre-tax net operating income | $648,000 | 3,849 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $205,000 | 2,666 |
| Income before extraordinary items | $443,000 | 4,266 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $443,000 | 4,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,312 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $443,000 | 4,207 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,388,000 | 5,408 |
| Total interest expense | $631,000 | 5,149 |
| Net interest income | $757,000 | 5,466 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $163,000 | 4,421 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $75,000 | 4,016 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $88,000 | 4,007 |
| Total noninterest expense | $604,000 | 5,795 |
| Salaries and employee benefits | $298,000 | 6,100 |
| Premises and equipment expense | $51,000 | 6,733 |
| Additional noninterest expense | $255,000 | 4,622 |
| Pre-tax net operating income | $316,000 | 4,026 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $102,000 | 2,776 |
| Income before extraordinary items | $214,000 | 4,523 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $214,000 | 4,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $214,000 | 4,423 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,965,000 | 5,249 |
| Total interest expense | $2,887,000 | 4,900 |
| Net interest income | $3,078,000 | 5,431 |
| Provision for loan and lease losses | $25,000 | 6,187 |
| Total noninterest income | $840,000 | 3,917 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $415,000 | 3,458 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $425,000 | 3,615 |
| Total noninterest expense | $2,430,000 | 5,691 |
| Salaries and employee benefits | $1,246,000 | 5,873 |
| Premises and equipment expense | $197,000 | 6,761 |
| Additional noninterest expense | $987,000 | 4,706 |
| Pre-tax net operating income | $1,463,000 | 3,950 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $388,000 | 3,064 |
| Income before extraordinary items | $1,075,000 | 4,158 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,075,000 | 4,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,155 |
| Cash dividends | $695,000 | 3,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,075,000 | 4,152 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,456,000 | 5,281 |
| Total interest expense | $2,173,000 | 4,905 |
| Net interest income | $2,283,000 | 5,498 |
| Provision for loan and lease losses | $25,000 | 5,669 |
| Total noninterest income | $639,000 | 3,883 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $311,000 | 3,455 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $328,000 | 3,575 |
| Total noninterest expense | $1,716,000 | 5,827 |
| Salaries and employee benefits | $854,000 | 6,115 |
| Premises and equipment expense | $156,000 | 6,654 |
| Additional noninterest expense | $706,000 | 4,774 |
| Pre-tax net operating income | $1,181,000 | 3,986 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $306,000 | 3,178 |
| Income before extraordinary items | $875,000 | 4,176 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $875,000 | 4,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,141 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $875,000 | 4,162 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,989,000 | 5,278 |
| Total interest expense | $1,473,000 | 4,850 |
| Net interest income | $1,516,000 | 5,534 |
| Provision for loan and lease losses | $25,000 | 5,140 |
| Total noninterest income | $406,000 | 4,005 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $209,000 | 3,424 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $197,000 | 3,806 |
| Total noninterest expense | $1,155,000 | 5,836 |
| Salaries and employee benefits | $576,000 | 6,137 |
| Premises and equipment expense | $104,000 | 6,694 |
| Additional noninterest expense | $475,000 | 4,739 |
| Pre-tax net operating income | $742,000 | 4,187 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $203,000 | 3,243 |
| Income before extraordinary items | $539,000 | 4,392 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $539,000 | 4,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,164 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $539,000 | 4,389 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,505,000 | 5,245 |
| Total interest expense | $728,000 | 4,868 |
| Net interest income | $777,000 | 5,480 |
| Provision for loan and lease losses | $25,000 | 4,116 |
| Total noninterest income | $214,000 | 3,870 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $108,000 | 3,287 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $106,000 | 3,657 |
| Total noninterest expense | $591,000 | 5,799 |
| Salaries and employee benefits | $284,000 | 6,209 |
| Premises and equipment expense | $44,000 | 7,021 |
| Additional noninterest expense | $263,000 | 4,369 |
| Pre-tax net operating income | $375,000 | 4,143 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $102,000 | 3,242 |
| Income before extraordinary items | $273,000 | 4,370 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $273,000 | 4,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,219 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $273,000 | 4,352 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,035,000 | 5,536 |
| Total interest expense | $2,103,000 | 5,266 |
| Net interest income | $2,932,000 | 5,597 |
| Provision for loan and lease losses | $90,000 | 4,875 |
| Total noninterest income | $849,000 | 3,914 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $474,000 | 3,176 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $375,000 | 3,851 |
| Total noninterest expense | $2,374,000 | 5,655 |
| Salaries and employee benefits | $1,147,000 | 6,047 |
| Premises and equipment expense | $193,000 | 6,802 |
| Additional noninterest expense | $1,034,000 | 4,401 |
| Pre-tax net operating income | $1,317,000 | 4,582 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $67,000 | 5,254 |
| Income before extraordinary items | $1,250,000 | 4,191 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,250,000 | 4,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,021 |
| Cash dividends | $695,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,250,000 | 4,166 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,651,000 | 5,634 |
| Total interest expense | $1,431,000 | 5,467 |
| Net interest income | $2,220,000 | 5,624 |
| Provision for loan and lease losses | $40,000 | 5,377 |
| Total noninterest income | $598,000 | 4,068 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $351,000 | 3,215 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $247,000 | 4,116 |
| Total noninterest expense | $1,663,000 | 5,833 |
| Salaries and employee benefits | $794,000 | 6,256 |
| Premises and equipment expense | $126,000 | 7,071 |
| Additional noninterest expense | $743,000 | 4,521 |
| Pre-tax net operating income | $1,115,000 | 4,483 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $253,000 | 3,818 |
| Income before extraordinary items | $862,000 | 4,532 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $862,000 | 4,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,946 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $862,000 | 4,513 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,384,000 | 5,667 |
| Total interest expense | $878,000 | 5,575 |
| Net interest income | $1,506,000 | 5,576 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $384,000 | 4,145 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $225,000 | 3,284 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $159,000 | 4,188 |
| Total noninterest expense | $1,104,000 | 5,877 |
| Salaries and employee benefits | $535,000 | 6,246 |
| Premises and equipment expense | $81,000 | 7,165 |
| Additional noninterest expense | $488,000 | 4,570 |
| Pre-tax net operating income | $786,000 | 4,364 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $160,000 | 3,924 |
| Income before extraordinary items | $626,000 | 4,332 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $626,000 | 4,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $626,000 | 4,327 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,153,000 | 5,708 |
| Total interest expense | $405,000 | 5,649 |
| Net interest income | $748,000 | 5,604 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $185,000 | 4,144 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $106,000 | 3,341 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $79,000 | 4,177 |
| Total noninterest expense | $558,000 | 5,840 |
| Salaries and employee benefits | $272,000 | 6,219 |
| Premises and equipment expense | $46,000 | 6,927 |
| Additional noninterest expense | $240,000 | 4,590 |
| Pre-tax net operating income | $375,000 | 4,425 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $88,000 | 3,760 |
| Income before extraordinary items | $287,000 | 4,529 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $287,000 | 4,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $287,000 | 4,512 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,260,000 | 5,640 |
| Total interest expense | $1,166,000 | 5,888 |
| Net interest income | $3,094,000 | 5,406 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $689,000 | 4,430 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $357,000 | 3,803 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $332,000 | 4,125 |
| Total noninterest expense | $2,375,000 | 5,535 |
| Salaries and employee benefits | $1,188,000 | 5,831 |
| Premises and equipment expense | $206,000 | 6,671 |
| Additional noninterest expense | $981,000 | 4,482 |
| Pre-tax net operating income | $1,408,000 | 4,528 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $426,000 | 3,599 |
| Income before extraordinary items | $982,000 | 4,874 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $982,000 | 4,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,620 |
| Cash dividends | $695,000 | 3,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $982,000 | 4,844 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,148,000 | 5,657 |
| Total interest expense | $805,000 | 6,003 |
| Net interest income | $2,343,000 | 5,389 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $531,000 | 4,373 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $245,000 | 4,012 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $286,000 | 3,881 |
| Total noninterest expense | $1,623,000 | 5,807 |
| Salaries and employee benefits | $788,000 | 6,177 |
| Premises and equipment expense | $146,000 | 6,780 |
| Additional noninterest expense | $689,000 | 4,672 |
| Pre-tax net operating income | $1,251,000 | 4,209 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $236,000 | 4,169 |
| Income before extraordinary items | $1,015,000 | 4,113 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,015,000 | 4,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,898 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,015,000 | 4,073 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,066,000 | 5,640 |
| Total interest expense | $483,000 | 6,125 |
| Net interest income | $1,583,000 | 5,325 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $372,000 | 4,218 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $162,000 | 3,971 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $210,000 | 3,682 |
| Total noninterest expense | $1,078,000 | 5,815 |
| Salaries and employee benefits | $539,000 | 6,112 |
| Premises and equipment expense | $100,000 | 6,702 |
| Additional noninterest expense | $439,000 | 4,808 |
| Pre-tax net operating income | $877,000 | 4,057 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $157,000 | 4,180 |
| Income before extraordinary items | $720,000 | 3,915 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $720,000 | 3,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,134 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $720,000 | 3,865 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,010,000 | 5,701 |
| Total interest expense | $230,000 | 6,176 |
| Net interest income | $780,000 | 5,397 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $185,000 | 4,185 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $79,000 | 3,954 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $106,000 | 3,615 |
| Total noninterest expense | $523,000 | 5,949 |
| Salaries and employee benefits | $259,000 | 6,258 |
| Premises and equipment expense | $51,000 | 6,715 |
| Additional noninterest expense | $213,000 | 4,873 |
| Pre-tax net operating income | $442,000 | 4,014 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $79,000 | 4,134 |
| Income before extraordinary items | $363,000 | 3,878 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $363,000 | 3,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,138 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $363,000 | 3,834 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,855,000 | 5,664 |
| Total interest expense | $824,000 | 6,179 |
| Net interest income | $3,031,000 | 5,380 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $579,000 | 4,902 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $288,000 | 4,408 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $291,000 | 4,324 |
| Total noninterest expense | $2,256,000 | 5,619 |
| Salaries and employee benefits | $1,136,000 | 5,871 |
| Premises and equipment expense | $215,000 | 6,583 |
| Additional noninterest expense | $905,000 | 4,676 |
| Pre-tax net operating income | $1,354,000 | 4,504 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $310,000 | 4,127 |
| Income before extraordinary items | $1,044,000 | 4,574 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,044,000 | 4,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 8,652 |
| Cash dividends | $695,000 | 2,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,044,000 | 4,497 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,866,000 | 5,683 |
| Total interest expense | $599,000 | 6,255 |
| Net interest income | $2,267,000 | 5,380 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $436,000 | 4,912 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $214,000 | 4,460 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $222,000 | 4,298 |
| Total noninterest expense | $1,595,000 | 5,779 |
| Salaries and employee benefits | $780,000 | 6,100 |
| Premises and equipment expense | $158,000 | 6,621 |
| Additional noninterest expense | $657,000 | 4,744 |
| Pre-tax net operating income | $1,108,000 | 4,359 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $236,000 | 4,180 |
| Income before extraordinary items | $872,000 | 4,368 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $872,000 | 4,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 8,620 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $872,000 | 4,289 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,899,000 | 5,714 |
| Total interest expense | $398,000 | 6,301 |
| Net interest income | $1,501,000 | 5,407 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $277,000 | 5,015 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $137,000 | 4,559 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $140,000 | 4,440 |
| Total noninterest expense | $875,000 | 6,455 |
| Salaries and employee benefits | $523,000 | 6,133 |
| Premises and equipment expense | $91,000 | 6,970 |
| Additional noninterest expense | $261,000 | 6,403 |
| Pre-tax net operating income | $903,000 | 3,792 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $228,000 | 3,544 |
| Income before extraordinary items | $675,000 | 3,935 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $675,000 | 3,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,656 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $675,000 | 3,852 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $937,000 | 5,795 |
| Total interest expense | $204,000 | 6,297 |
| Net interest income | $733,000 | 5,474 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $77,000 | 6,377 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $64,000 | 4,635 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $13,000 | 7,451 |
| Total noninterest expense | $434,000 | 6,515 |
| Salaries and employee benefits | $257,000 | 6,239 |
| Premises and equipment expense | $42,000 | 7,151 |
| Additional noninterest expense | $135,000 | 6,311 |
| Pre-tax net operating income | $376,000 | 4,239 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $114,000 | 3,563 |
| Income before extraordinary items | $262,000 | 4,625 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $262,000 | 4,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,486 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $262,000 | 4,496 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,900,000 | 5,735 |
| Total interest expense | $1,038,000 | 6,009 |
| Net interest income | $2,862,000 | 5,451 |
| Provision for loan and lease losses | $90,000 | 5,469 |
| Total noninterest income | $621,000 | 4,867 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $280,000 | 4,478 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $341,000 | 4,259 |
| Total noninterest expense | $2,085,000 | 5,856 |
| Salaries and employee benefits | $1,102,000 | 5,924 |
| Premises and equipment expense | $200,000 | 6,773 |
| Additional noninterest expense | $783,000 | 5,128 |
| Pre-tax net operating income | $1,308,000 | 4,471 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $246,000 | 4,604 |
| Income before extraordinary items | $1,062,000 | 4,473 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,062,000 | 4,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 3,078 |
| Cash dividends | $695,000 | 2,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,062,000 | 4,300 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,936,000 | 5,784 |
| Total interest expense | $814,000 | 6,019 |
| Net interest income | $2,122,000 | 5,521 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $487,000 | 4,816 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $214,000 | 4,433 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $273,000 | 4,203 |
| Total noninterest expense | $1,401,000 | 6,173 |
| Salaries and employee benefits | $741,000 | 6,281 |
| Premises and equipment expense | $149,000 | 6,801 |
| Additional noninterest expense | $511,000 | 5,557 |
| Pre-tax net operating income | $1,118,000 | 4,276 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $342,000 | 3,688 |
| Income before extraordinary items | $776,000 | 4,687 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $776,000 | 4,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 2,682 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $776,000 | 4,505 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,915,000 | 5,892 |
| Total interest expense | $557,000 | 6,066 |
| Net interest income | $1,358,000 | 5,651 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $331,000 | 4,734 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $138,000 | 4,480 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $193,000 | 4,098 |
| Total noninterest expense | $940,000 | 6,186 |
| Salaries and employee benefits | $500,000 | 6,264 |
| Premises and equipment expense | $98,000 | 6,822 |
| Additional noninterest expense | $342,000 | 5,545 |
| Pre-tax net operating income | $689,000 | 4,468 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $228,000 | 3,709 |
| Income before extraordinary items | $461,000 | 5,015 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $461,000 | 5,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 2,225 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $461,000 | 4,811 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $952,000 | 5,928 |
| Total interest expense | $276,000 | 6,196 |
| Net interest income | $676,000 | 5,655 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $156,000 | 4,797 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $63,000 | 4,635 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $93,000 | 4,068 |
| Total noninterest expense | $464,000 | 6,239 |
| Salaries and employee benefits | $242,000 | 6,376 |
| Premises and equipment expense | $59,000 | 6,332 |
| Additional noninterest expense | $163,000 | 5,663 |
| Pre-tax net operating income | $368,000 | 4,252 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $114,000 | 3,720 |
| Income before extraordinary items | $254,000 | 4,678 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $254,000 | 4,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,284 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $254,000 | 4,475 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,162,000 | 5,781 |
| Total interest expense | $1,309,000 | 6,150 |
| Net interest income | $2,853,000 | 5,444 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $696,000 | 4,353 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $264,000 | 4,558 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $432,000 | 3,551 |
| Total noninterest expense | $1,875,000 | 6,104 |
| Salaries and employee benefits | $1,020,000 | 6,061 |
| Premises and equipment expense | $178,000 | 7,061 |
| Additional noninterest expense | $677,000 | 5,516 |
| Pre-tax net operating income | $1,674,000 | 3,820 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $458,000 | 3,627 |
| Income before extraordinary items | $1,216,000 | 4,057 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,216,000 | 4,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,966 |
| Cash dividends | $521,000 | 3,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,216,000 | 3,947 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,223,000 | 5,472 |
| Total interest expense | $2,461,000 | 5,450 |
| Net interest income | $2,762,000 | 5,365 |
| Provision for loan and lease losses | $90,000 | 5,778 |
| Total noninterest income | $634,000 | 4,447 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $258,000 | 4,566 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $376,000 | 3,669 |
| Total noninterest expense | $1,885,000 | 5,960 |
| Salaries and employee benefits | $933,000 | 6,226 |
| Premises and equipment expense | $195,000 | 6,864 |
| Additional noninterest expense | $757,000 | 4,979 |
| Pre-tax net operating income | $1,421,000 | 4,002 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $354,000 | 3,960 |
| Income before extraordinary items | $1,067,000 | 4,103 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,067,000 | 4,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,044 |
| Cash dividends | $347,000 | 4,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,067,000 | 3,980 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,651,000 | 5,298 |
| Total interest expense | $2,549,000 | 5,491 |
| Net interest income | $3,102,000 | 5,028 |
| Provision for loan and lease losses | $249,000 | 3,262 |
| Total noninterest income | $471,000 | 5,071 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $266,000 | 4,363 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 4,739 |
| Total noninterest expense | $1,666,000 | 6,329 |
| Salaries and employee benefits | $833,000 | 6,578 |
| Premises and equipment expense | $170,000 | 7,242 |
| Additional noninterest expense | $663,000 | 5,392 |
| Pre-tax net operating income | $1,658,000 | 3,781 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $323,000 | 4,434 |
| Income before extraordinary items | $1,335,000 | 3,565 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,335,000 | 3,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,142 |
| Cash dividends | $347,000 | 4,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,335,000 | 3,548 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,973,000 | 5,602 |
| Total interest expense | $2,123,000 | 5,773 |
| Net interest income | $2,850,000 | 5,359 |
| Provision for loan and lease losses | $256,000 | 3,005 |
| Total noninterest income | $433,000 | 5,382 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $274,000 | 4,251 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 5,475 |
| Total noninterest expense | $1,527,000 | 6,708 |
| Salaries and employee benefits | $741,000 | 7,025 |
| Premises and equipment expense | $171,000 | 7,309 |
| Additional noninterest expense | $615,000 | 5,733 |
| Pre-tax net operating income | $1,500,000 | 4,090 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $421,000 | 4,027 |
| Income before extraordinary items | $1,079,000 | 4,203 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,079,000 | 4,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,078 |
| Cash dividends | $347,000 | 4,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,079,000 | 4,165 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,849,000 | 5,799 |
| Total interest expense | $2,245,000 | 5,757 |
| Net interest income | $2,604,000 | 5,686 |
| Provision for loan and lease losses | $201,000 | 3,495 |
| Total noninterest income | $401,000 | 5,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 4,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 5,537 |
| Total noninterest expense | $1,493,000 | 6,722 |
| Salaries and employee benefits | $746,000 | 6,945 |
| Premises and equipment expense | $162,000 | 7,398 |
| Additional noninterest expense | $585,000 | 5,854 |
| Pre-tax net operating income | $1,311,000 | 4,584 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $478,000 | 3,958 |
| Income before extraordinary items | $833,000 | 5,058 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $833,000 | 5,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,022 |
| Cash dividends | $278,000 | 4,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $833,000 | 4,978 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,947,000 | 5,845 |
| Total interest expense | $2,178,000 | 5,923 |
| Net interest income | $2,769,000 | 5,630 |
| Provision for loan and lease losses | $139,000 | 4,319 |
| Total noninterest income | $298,000 | 6,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $244,000 | 4,736 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 8,261 |
| Total noninterest expense | $1,358,000 | 7,151 |
| Salaries and employee benefits | $693,000 | 7,356 |
| Premises and equipment expense | $156,000 | 7,672 |
| Additional noninterest expense | $509,000 | 6,430 |
| Pre-tax net operating income | $1,570,000 | 4,312 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $454,000 | 4,502 |
| Income before extraordinary items | $1,116,000 | 4,311 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,116,000 | 4,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,315 |
| Cash dividends | $278,000 | 4,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,116,000 | 4,246 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,556,000 | 6,341 |
| Total interest expense | $2,169,000 | 6,090 |
| Net interest income | $2,387,000 | 6,404 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $259,000 | 7,467 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,503 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,626 |
| Total noninterest expense | $1,384,000 | 7,435 |
| Salaries and employee benefits | $651,000 | 7,841 |
| Premises and equipment expense | $188,000 | 7,257 |
| Additional noninterest expense | $545,000 | 6,721 |
| Pre-tax net operating income | $1,262,000 | 4,951 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $402,000 | 4,875 |
| Income before extraordinary items | $860,000 | 5,027 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $860,000 | 5,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 5,007 |
| Cash dividends | $243,000 | 5,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $860,000 | 4,978 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,007,000 | 6,995 |
| Total interest expense | $1,890,000 | 6,701 |
| Net interest income | $2,117,000 | 7,045 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $641,000 | 4,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 6,200 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $468,000 | 2,998 |
| Total noninterest expense | $1,295,000 | 7,875 |
| Salaries and employee benefits | $616,000 | 8,260 |
| Premises and equipment expense | $111,000 | 9,279 |
| Additional noninterest expense | $568,000 | 6,733 |
| Pre-tax net operating income | $1,463,000 | 4,545 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $489,000 | 4,266 |
| Income before extraordinary items | $974,000 | 4,703 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $974,000 | 4,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,856 |
| Cash dividends | $208,000 | 5,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $974,000 | 4,677 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,696,000 | 8,560 |
| Total interest expense | $1,062,000 | 8,429 |
| Net interest income | $1,634,000 | 8,501 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $163,000 | 9,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 9,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 7,329 |
| Total noninterest expense | $922,000 | 9,673 |
| Salaries and employee benefits | $414,000 | 10,170 |
| Premises and equipment expense | $70,000 | 10,970 |
| Additional noninterest expense | $438,000 | 8,450 |
| Pre-tax net operating income | $875,000 | 6,515 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $285,000 | 6,056 |
| Income before extraordinary items | $590,000 | 6,618 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $590,000 | 6,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,519 |
| Cash dividends | $174,000 | 5,797 |
| Sale, conversion, retirement of capital stock, net | $1,742,000 | 328 |
| Net operating income | $590,000 | 6,675 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,116,000 | 9,958 |
| Total interest expense | $798,000 | 10,069 |
| Net interest income | $1,318,000 | 9,678 |
| Provision for loan and lease losses | $1,000 | 10,323 |
| Total noninterest income | $146,000 | 10,287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 10,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 7,899 |
| Total noninterest expense | $747,000 | 10,934 |
| Salaries and employee benefits | $350,000 | 11,150 |
| Premises and equipment expense | $60,000 | 11,855 |
| Additional noninterest expense | $337,000 | 9,996 |
| Pre-tax net operating income | $716,000 | 7,276 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $188,000 | 7,851 |
| Income before extraordinary items | $528,000 | 7,320 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $528,000 | 7,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 12,031 |
| Cash dividends | $138,000 | 6,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $528,000 | 7,064 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,270,000 | 10,338 |
| Total interest expense | $920,000 | 10,766 |
| Net interest income | $1,350,000 | 9,797 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $157,000 | 10,353 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 8,216 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 10,600 |
| Total noninterest expense | $698,000 | 11,526 |
| Salaries and employee benefits | $344,000 | 11,505 |
| Premises and equipment expense | $51,000 | 12,648 |
| Additional noninterest expense | $303,000 | 10,782 |
| Pre-tax net operating income | $809,000 | 6,519 |
| Securities gains (losses) | $-4,000 | 13,019 |
| Applicable income taxes | $227,000 | 7,050 |
| Income before extraordinary items | $578,000 | 6,717 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $578,000 | 6,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $138,000 | 5,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $580,880 | 6,350 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.