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Horizon Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$21,904,000	1,769
Total interest expense	$3,608,000	2,405
Net interest income	$18,296,000	1,552
Provision for loan and lease losses	$170,000	2,128
Total noninterest income	$-694,000	4,588
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$178,000	2,811
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-872,000	4,603
Total noninterest expense	$6,400,000	2,681
Salaries and employee benefits	$3,543,000	2,700
Premises and equipment expense	$423,000	3,175
Additional noninterest expense	$-872,000	4,603
Pre-tax net operating income	$11,032,000	1,088
Securities gains (losses)	$118,000	225
Applicable income taxes	$1,096,000	1,386
Income before extraordinary items	$10,054,000	1,004
Extraordinary gains, net	$0	54
Net income	$10,054,000	1,017
Minority interest net income	$0	88
Net income of bank and minority interests.	$10,054,000	1,007
Net charge-offs	$0	2,884
Cash dividends	$8,450,000	557
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$9,947,800	1,030
2023-09-30 (YTD Data)		Rank
Total interest income	$15,915,000	1,778
Total interest expense	$2,413,000	2,425
Net interest income	$13,502,000	1,586
Provision for loan and lease losses	$110,000	2,075
Total noninterest income	$-534,000	4,616
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$133,000	2,829
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-667,000	4,630
Total noninterest expense	$4,508,000	2,763
Salaries and employee benefits	$2,491,000	2,783
Premises and equipment expense	$327,000	3,150
Additional noninterest expense	$-667,000	4,630
Pre-tax net operating income	$8,350,000	1,111
Securities gains (losses)	$81,000	186
Applicable income taxes	$819,000	1,421
Income before extraordinary items	$7,612,000	1,043
Extraordinary gains, net	$0	52
Net income	$7,612,000	1,049
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,612,000	1,043
Net charge-offs	$0	2,641
Cash dividends	$950,000	1,731
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$7,539,100	1,065
2023-06-30 (YTD Data)		Rank
Total interest income	$10,331,000	1,788
Total interest expense	$1,418,000	2,416
Net interest income	$8,913,000	1,607
Provision for loan and lease losses	$60,000	2,092
Total noninterest income	$-356,000	4,648
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$85,000	2,855
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-441,000	4,659
Total noninterest expense	$2,958,000	2,794
Salaries and employee benefits	$1,611,000	2,830
Premises and equipment expense	$213,000	3,195
Additional noninterest expense	$-441,000	4,659
Pre-tax net operating income	$5,539,000	1,120
Securities gains (losses)	$61,000	245
Applicable income taxes	$462,000	1,549
Income before extraordinary items	$5,138,000	1,031
Extraordinary gains, net	$0	51
Net income	$5,138,000	1,044
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,138,000	1,031
Net charge-offs	$0	2,431
Cash dividends	$450,000	2,035
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$5,081,880	1,047
2023-03-31 (YTD Data)		Rank
Total interest income	$5,166,000	1,757
Total interest expense	$612,000	2,398
Net interest income	$4,554,000	1,588
Provision for loan and lease losses	$30,000	1,903
Total noninterest income	$-179,000	4,668
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$42,000	2,896
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-221,000	4,682
Total noninterest expense	$1,503,000	2,803
Salaries and employee benefits	$798,000	2,887
Premises and equipment expense	$124,000	3,020
Additional noninterest expense	$-221,000	4,682
Pre-tax net operating income	$2,842,000	1,124
Securities gains (losses)	$33,000	339
Applicable income taxes	$245,000	1,545
Income before extraordinary items	$2,630,000	1,034
Extraordinary gains, net	$0	4
Net income	$2,630,000	1,033
Minority interest net income	$0	48
Net income of bank and minority interests.	$2,630,000	1,033
Net charge-offs	$0	2,062
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$2,599,970	1,054
2022-12-31 (YTD Data)		Rank
Total interest income	$18,405,000	1,682
Total interest expense	$2,311,000	1,452
Net interest income	$16,094,000	1,689
Provision for loan and lease losses	$21,000	2,784
Total noninterest income	$-621,000	4,700
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$167,000	2,954
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-788,000	4,712
Total noninterest expense	$6,506,000	2,626
Salaries and employee benefits	$3,555,000	2,679
Premises and equipment expense	$403,000	3,288
Additional noninterest expense	$-788,000	4,712
Pre-tax net operating income	$8,946,000	1,380
Securities gains (losses)	$86,000	182
Applicable income taxes	$873,000	1,665
Income before extraordinary items	$8,159,000	1,292
Extraordinary gains, net	$0	5
Net income	$8,159,000	1,292
Minority interest net income	$0	63
Net income of bank and minority interests.	$8,159,000	1,292
Net charge-offs	$0	2,620
Cash dividends	$6,000,000	666
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$8,081,600	1,321
2022-09-30 (YTD Data)		Rank
Total interest income	$13,057,000	1,696
Total interest expense	$1,880,000	1,069
Net interest income	$11,177,000	1,772
Provision for loan and lease losses	$18,000	2,585
Total noninterest income	$-247,000	4,737
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$121,000	3,001
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-368,000	4,753
Total noninterest expense	$4,812,000	2,637
Salaries and employee benefits	$2,617,000	2,707
Premises and equipment expense	$318,000	3,216
Additional noninterest expense	$-368,000	4,753
Pre-tax net operating income	$6,100,000	1,473
Securities gains (losses)	$28,000	303
Applicable income taxes	$762,000	1,549
Income before extraordinary items	$5,366,000	1,410
Extraordinary gains, net	$0	4
Net income	$5,366,000	1,409
Minority interest net income	$0	57
Net income of bank and minority interests.	$5,366,000	1,410
Net charge-offs	$0	2,349
Cash dividends	$500,000	2,193
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$5,341,360	1,445
2022-06-30 (YTD Data)		Rank
Total interest income	$8,650,000	1,669
Total interest expense	$1,352,000	854
Net interest income	$7,298,000	1,775
Provision for loan and lease losses	$15,000	2,317
Total noninterest income	$-162,000	4,756
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$70,000	3,152
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-232,000	4,757
Total noninterest expense	$3,266,000	2,597
Salaries and employee benefits	$1,699,000	2,746
Premises and equipment expense	$204,000	3,298
Additional noninterest expense	$1,363,000	2,122
Pre-tax net operating income	$3,855,000	1,452
Securities gains (losses)	$16,000	335
Applicable income taxes	$490,000	1,497
Income before extraordinary items	$3,381,000	1,390
Extraordinary gains, net	$0	4
Net income	$3,381,000	1,389
Minority interest net income	$0	60
Net income of bank and minority interests.	$3,381,000	1,390
Net charge-offs	$0	2,156
Cash dividends	$250,000	2,345
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$3,367,080	1,432
2022-03-31 (YTD Data)		Rank
Total interest income	$4,101,000	1,698
Total interest expense	$695,000	787
Net interest income	$3,406,000	1,812
Provision for loan and lease losses	$12,000	1,968
Total noninterest income	$-63,000	4,781
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$40,000	3,006
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-103,000	4,787
Total noninterest expense	$1,468,000	2,757
Salaries and employee benefits	$801,000	2,838
Premises and equipment expense	$101,000	3,333
Additional noninterest expense	$566,000	2,375
Pre-tax net operating income	$1,863,000	1,418
Securities gains (losses)	$4,000	477
Applicable income taxes	$230,000	1,502
Income before extraordinary items	$1,637,000	1,368
Extraordinary gains, net	$0	4
Net income	$1,637,000	1,368
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,637,000	1,368
Net charge-offs	$0	1,838
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,633,480	1,385
2021-12-31 (YTD Data)		Rank
Total interest income	$16,902,000	1,700
Total interest expense	$2,950,000	928
Net interest income	$13,952,000	1,831
Provision for loan and lease losses	$376,000	1,243
Total noninterest income	$-318,000	4,833
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$144,000	3,053
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-462,000	4,841
Total noninterest expense	$4,639,000	3,139
Salaries and employee benefits	$2,908,000	2,983
Premises and equipment expense	$342,000	3,562
Additional noninterest expense	$1,389,000	3,211
Pre-tax net operating income	$8,619,000	1,408
Securities gains (losses)	$181,000	647
Applicable income taxes	$1,224,000	1,464
Income before extraordinary items	$7,576,000	1,400
Extraordinary gains, net	$0	10
Net income	$7,576,000	1,400
Minority interest net income	$0	74
Net income of bank and minority interests.	$7,576,000	1,400
Net charge-offs	$457,000	673
Cash dividends	$3,750,000	1,000
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$7,420,340	1,407
2021-09-30 (YTD Data)		Rank
Total interest income	$12,478,000	1,745
Total interest expense	$2,266,000	949
Net interest income	$10,212,000	1,889
Provision for loan and lease losses	$286,000	1,200
Total noninterest income	$-278,000	4,909
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$106,000	3,085
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-384,000	4,913
Total noninterest expense	$3,509,000	3,143
Salaries and employee benefits	$2,226,000	2,961
Premises and equipment expense	$251,000	3,632
Additional noninterest expense	$1,032,000	3,253
Pre-tax net operating income	$6,139,000	1,523
Securities gains (losses)	$179,000	592
Applicable income taxes	$958,000	1,496
Income before extraordinary items	$5,360,000	1,539
Extraordinary gains, net	$0	8
Net income	$5,360,000	1,539
Minority interest net income	$0	69
Net income of bank and minority interests.	$5,360,000	1,539
Net charge-offs	$457,000	533
Cash dividends	$500,000	2,304
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$5,207,850	1,531
2021-06-30 (YTD Data)		Rank
Total interest income	$8,489,000	1,715
Total interest expense	$1,551,000	961
Net interest income	$6,938,000	1,847
Provision for loan and lease losses	$196,000	1,216
Total noninterest income	$-201,000	4,944
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$66,000	3,123
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-267,000	4,949
Total noninterest expense	$2,325,000	3,145
Salaries and employee benefits	$1,468,000	2,976
Premises and equipment expense	$169,000	3,634
Additional noninterest expense	$688,000	3,236
Pre-tax net operating income	$4,216,000	1,479
Securities gains (losses)	$97,000	675
Applicable income taxes	$668,000	1,455
Income before extraordinary items	$3,645,000	1,496
Extraordinary gains, net	$0	6
Net income	$3,645,000	1,496
Minority interest net income	$0	67
Net income of bank and minority interests.	$3,645,000	1,496
Net charge-offs	$457,000	433
Cash dividends	$250,000	2,491
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$3,562,550	1,487
2021-03-31 (YTD Data)		Rank
Total interest income	$4,209,000	1,730
Total interest expense	$802,000	984
Net interest income	$3,407,000	1,842
Provision for loan and lease losses	$106,000	1,206
Total noninterest income	$-233,000	4,969
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$31,000	3,185
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-264,000	4,975
Total noninterest expense	$1,172,000	3,119
Salaries and employee benefits	$725,000	2,983
Premises and equipment expense	$84,000	3,651
Additional noninterest expense	$363,000	3,106
Pre-tax net operating income	$1,896,000	1,582
Securities gains (losses)	$97,000	490
Applicable income taxes	$293,000	1,521
Income before extraordinary items	$1,700,000	1,579
Extraordinary gains, net	$0	3
Net income	$1,700,000	1,579
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,700,000	1,579
Net charge-offs	$0	1,930
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,617,550	1,599
2020-12-31 (YTD Data)		Rank
Total interest income	$18,337,000	1,606
Total interest expense	$4,037,000	1,155
Net interest income	$14,300,000	1,718
Provision for loan and lease losses	$560,000	2,129
Total noninterest income	$-136,000	4,981
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$153,000	3,083
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-289,000	4,990
Total noninterest expense	$4,894,000	3,047
Salaries and employee benefits	$2,840,000	3,027
Premises and equipment expense	$315,000	3,753
Additional noninterest expense	$1,739,000	2,774
Pre-tax net operating income	$8,710,000	1,180
Securities gains (losses)	$43,000	1,792
Applicable income taxes	$1,372,000	1,203
Income before extraordinary items	$7,381,000	1,212
Extraordinary gains, net	$0	4
Net income	$7,381,000	1,212
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,381,000	1,212
Net charge-offs	$0	3,443
Cash dividends	$2,000,000	1,507
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$7,344,880	1,181
2020-09-30 (YTD Data)		Rank
Total interest income	$13,711,000	1,613
Total interest expense	$3,109,000	1,194
Net interest income	$10,602,000	1,725
Provision for loan and lease losses	$210,000	2,714
Total noninterest income	$-104,000	5,009
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$114,000	3,106
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-218,000	5,022
Total noninterest expense	$3,647,000	3,039
Salaries and employee benefits	$2,116,000	3,014
Premises and equipment expense	$242,000	3,734
Additional noninterest expense	$1,289,000	2,786
Pre-tax net operating income	$6,641,000	1,131
Securities gains (losses)	$21,000	1,900
Applicable income taxes	$1,081,000	1,122
Income before extraordinary items	$5,581,000	1,164
Extraordinary gains, net	$0	4
Net income	$5,581,000	1,164
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,581,000	1,164
Net charge-offs	$0	3,243
Cash dividends	$650,000	2,087
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$5,563,360	1,134
2020-06-30 (YTD Data)		Rank
Total interest income	$9,255,000	1,613
Total interest expense	$1,741,000	1,474
Net interest income	$7,514,000	1,635
Provision for loan and lease losses	$150,000	2,632
Total noninterest income	$-66,000	5,037
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$79,000	3,092
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-145,000	5,043
Total noninterest expense	$2,840,000	2,782
Salaries and employee benefits	$1,414,000	3,027
Premises and equipment expense	$158,000	3,765
Additional noninterest expense	$1,268,000	2,138
Pre-tax net operating income	$4,458,000	1,058
Securities gains (losses)	$4,000	2,045
Applicable income taxes	$726,000	1,051
Income before extraordinary items	$3,736,000	1,089
Extraordinary gains, net	$0	4
Net income	$3,736,000	1,088
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,736,000	1,089
Net charge-offs	$0	3,033
Cash dividends	$350,000	2,274
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$3,732,640	1,064
2020-03-31 (YTD Data)		Rank
Total interest income	$4,457,000	1,663
Total interest expense	$1,005,000	1,413
Net interest income	$3,452,000	1,730
Provision for loan and lease losses	$30,000	2,812
Total noninterest income	$-27,000	5,080
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$48,000	3,105
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-75,000	5,086
Total noninterest expense	$1,348,000	2,887
Salaries and employee benefits	$715,000	3,023
Premises and equipment expense	$95,000	3,505
Additional noninterest expense	$538,000	2,408
Pre-tax net operating income	$2,047,000	1,019
Securities gains (losses)	$2,000	1,565
Applicable income taxes	$325,000	1,018
Income before extraordinary items	$1,724,000	1,057
Extraordinary gains, net	$0	4
Net income	$1,724,000	1,056
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,724,000	1,057
Net charge-offs	$0	2,581
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,722,320	1,044
2019-12-31 (YTD Data)		Rank
Total interest income	$16,697,000	1,770
Total interest expense	$3,705,000	1,566
Net interest income	$12,992,000	1,810
Provision for loan and lease losses	$120,000	2,773
Total noninterest income	$138,000	4,658
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$234,000	2,965
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-96,000	5,145
Total noninterest expense	$5,297,000	2,904
Salaries and employee benefits	$2,853,000	3,025
Premises and equipment expense	$361,000	3,637
Additional noninterest expense	$2,083,000	2,485
Pre-tax net operating income	$7,713,000	1,259
Securities gains (losses)	$12,000	1,837
Applicable income taxes	$837,000	1,564
Income before extraordinary items	$6,888,000	1,259
Extraordinary gains, net	$0	11
Net income	$6,888,000	1,260
Minority interest net income	$0	76
Net income of bank and minority interests.	$6,888,000	1,261
Net charge-offs	$-2,000	4,221
Cash dividends	$3,350,000	1,100
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$6,877,320	1,237
2019-09-30 (YTD Data)		Rank
Total interest income	$12,061,000	1,839
Total interest expense	$2,735,000	1,594
Net interest income	$9,326,000	1,893
Provision for loan and lease losses	$90,000	2,664
Total noninterest income	$186,000	4,354
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$176,000	3,001
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,000	5,045
Total noninterest expense	$3,554,000	3,129
Salaries and employee benefits	$2,092,000	3,072
Premises and equipment expense	$278,000	3,629
Additional noninterest expense	$1,184,000	3,001
Pre-tax net operating income	$5,868,000	1,276
Securities gains (losses)	$0	2,167
Applicable income taxes	$643,000	1,604
Income before extraordinary items	$5,225,000	1,266
Extraordinary gains, net	$0	11
Net income	$5,225,000	1,266
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,225,000	1,268
Net charge-offs	$-2,000	4,087
Cash dividends	$500,000	2,470
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$5,225,000	1,242
2019-06-30 (YTD Data)		Rank
Total interest income	$7,998,000	1,846
Total interest expense	$1,749,000	1,609
Net interest income	$6,249,000	1,894
Provision for loan and lease losses	$60,000	2,560
Total noninterest income	$162,000	4,144
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$114,000	3,034
Trading account gains and fees	NA	NA
Additional Noninterest Income	$48,000	4,526
Total noninterest expense	$2,387,000	3,142
Salaries and employee benefits	$1,400,000	3,080
Premises and equipment expense	$182,000	3,673
Additional noninterest expense	$805,000	2,990
Pre-tax net operating income	$3,964,000	1,244
Securities gains (losses)	$0	1,702
Applicable income taxes	$469,000	1,501
Income before extraordinary items	$3,495,000	1,239
Extraordinary gains, net	$0	11
Net income	$3,495,000	1,239
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,495,000	1,239
Net charge-offs	$-1,000	3,898
Cash dividends	$250,000	2,705
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$3,495,000	1,215
2019-03-31 (YTD Data)		Rank
Total interest income	$3,737,000	1,943
Total interest expense	$813,000	1,652
Net interest income	$2,924,000	1,996
Provision for loan and lease losses	$30,000	2,400
Total noninterest income	$17,000	5,074
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$56,000	3,061
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-39,000	5,326
Total noninterest expense	$1,216,000	3,121
Salaries and employee benefits	$704,000	3,095
Premises and equipment expense	$106,000	3,457
Additional noninterest expense	$406,000	2,973
Pre-tax net operating income	$1,695,000	1,377
Securities gains (losses)	$0	1,087
Applicable income taxes	$181,000	1,669
Income before extraordinary items	$1,514,000	1,348
Extraordinary gains, net	$0	5
Net income	$1,514,000	1,347
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,514,000	1,347
Net charge-offs	$0	2,740
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,514,000	1,324
2018-12-31 (YTD Data)		Rank
Total interest income	$14,448,000	1,911
Total interest expense	$2,367,000	1,721
Net interest income	$12,081,000	1,938
Provision for loan and lease losses	$120,000	2,842
Total noninterest income	$70,000	5,141
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$254,000	2,988
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-184,000	5,376
Total noninterest expense	$5,142,000	2,998
Salaries and employee benefits	$2,920,000	3,018
Premises and equipment expense	$439,000	3,376
Additional noninterest expense	$1,783,000	2,807
Pre-tax net operating income	$6,889,000	1,367
Securities gains (losses)	$140,000	255
Applicable income taxes	$642,000	1,769
Income before extraordinary items	$6,387,000	1,297
Extraordinary gains, net	$0	6
Net income	$6,387,000	1,296
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,387,000	1,296
Net charge-offs	$2,000	3,662
Cash dividends	$1,500,000	1,725
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$6,259,600	1,306
2018-09-30 (YTD Data)		Rank
Total interest income	$10,709,000	1,919
Total interest expense	$1,661,000	1,724
Net interest income	$9,048,000	1,944
Provision for loan and lease losses	$90,000	2,683
Total noninterest income	$44,000	5,246
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$190,000	2,999
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-146,000	5,453
Total noninterest expense	$3,839,000	3,018
Salaries and employee benefits	$2,174,000	3,024
Premises and equipment expense	$339,000	3,374
Additional noninterest expense	$1,326,000	2,819
Pre-tax net operating income	$5,163,000	1,385
Securities gains (losses)	$122,000	268
Applicable income taxes	$463,000	1,859
Income before extraordinary items	$4,822,000	1,310
Extraordinary gains, net	$0	5
Net income	$4,822,000	1,309
Minority interest net income	$0	66
Net income of bank and minority interests.	$4,822,000	1,309
Net charge-offs	$0	3,489
Cash dividends	$500,000	2,346
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$4,710,980	1,309
2018-06-30 (YTD Data)		Rank
Total interest income	$7,034,000	1,928
Total interest expense	$1,073,000	1,686
Net interest income	$5,961,000	1,969
Provision for loan and lease losses	$60,000	2,584
Total noninterest income	$73,000	4,941
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$119,000	3,098
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-46,000	5,513
Total noninterest expense	$2,621,000	3,000
Salaries and employee benefits	$1,468,000	3,035
Premises and equipment expense	$229,000	3,359
Additional noninterest expense	$924,000	2,751
Pre-tax net operating income	$3,353,000	1,393
Securities gains (losses)	$53,000	330
Applicable income taxes	$284,000	1,908
Income before extraordinary items	$3,122,000	1,322
Extraordinary gains, net	$0	6
Net income	$3,122,000	1,321
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,122,000	1,321
Net charge-offs	$0	3,209
Cash dividends	$250,000	2,633
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$3,073,240	1,327
2018-03-31 (YTD Data)		Rank
Total interest income	$3,359,000	1,991
Total interest expense	$535,000	1,624
Net interest income	$2,824,000	2,039
Provision for loan and lease losses	$30,000	2,415
Total noninterest income	$41,000	4,913
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$61,000	3,080
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-20,000	5,576
Total noninterest expense	$1,311,000	3,022
Salaries and employee benefits	$725,000	3,068
Premises and equipment expense	$126,000	3,223
Additional noninterest expense	$460,000	2,793
Pre-tax net operating income	$1,524,000	1,463
Securities gains (losses)	$20,000	339
Applicable income taxes	$100,000	2,182
Income before extraordinary items	$1,444,000	1,366
Extraordinary gains, net	$0	7
Net income	$1,444,000	1,366
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,444,000	1,366
Net charge-offs	$0	2,722
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,425,200	1,374
2017-12-31 (YTD Data)		Rank
Total interest income	$13,336,000	1,945
Total interest expense	$1,954,000	1,567
Net interest income	$11,382,000	2,006
Provision for loan and lease losses	$121,000	2,840
Total noninterest income	$16,000	5,579
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$271,000	3,016
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-255,000	5,649
Total noninterest expense	$5,059,000	3,069
Salaries and employee benefits	$2,932,000	3,043
Premises and equipment expense	$440,000	3,492
Additional noninterest expense	$1,687,000	2,975
Pre-tax net operating income	$6,218,000	1,422
Securities gains (losses)	$453,000	242
Applicable income taxes	$1,416,000	1,586
Income before extraordinary items	$5,255,000	1,299
Extraordinary gains, net	$0	9
Net income	$5,255,000	1,299
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,255,000	1,299
Net charge-offs	$1,000	4,064
Cash dividends	$1,500,000	1,709
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$4,897,130	1,353
2017-09-30 (YTD Data)		Rank
Total interest income	$9,588,000	2,011
Total interest expense	$1,431,000	1,579
Net interest income	$8,157,000	2,095
Provision for loan and lease losses	$91,000	2,733
Total noninterest income	$14,000	5,636
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$204,000	3,036
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-190,000	5,717
Total noninterest expense	$3,722,000	3,117
Salaries and employee benefits	$2,158,000	3,080
Premises and equipment expense	$330,000	3,526
Additional noninterest expense	$1,234,000	3,041
Pre-tax net operating income	$4,358,000	1,512
Securities gains (losses)	$453,000	223
Applicable income taxes	$923,000	1,534
Income before extraordinary items	$3,888,000	1,411
Extraordinary gains, net	$0	9
Net income	$3,888,000	1,409
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,888,000	1,411
Net charge-offs	$1,000	3,697
Cash dividends	$500,000	2,387
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,521,070	1,496
2017-06-30 (YTD Data)		Rank
Total interest income	$6,327,000	2,021
Total interest expense	$920,000	1,577
Net interest income	$5,407,000	2,085
Provision for loan and lease losses	$61,000	2,593
Total noninterest income	$13,000	5,655
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$135,000	3,041
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-122,000	5,764
Total noninterest expense	$2,470,000	3,153
Salaries and employee benefits	$1,445,000	3,093
Premises and equipment expense	$219,000	3,548
Additional noninterest expense	$806,000	3,093
Pre-tax net operating income	$2,889,000	1,505
Securities gains (losses)	$356,000	192
Applicable income taxes	$629,000	1,506
Income before extraordinary items	$2,616,000	1,383
Extraordinary gains, net	$0	11
Net income	$2,616,000	1,383
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,616,000	1,384
Net charge-offs	$1,000	3,381
Cash dividends	$250,000	2,646
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,327,640	1,493
2017-03-31 (YTD Data)		Rank
Total interest income	$3,024,000	2,099
Total interest expense	$459,000	1,560
Net interest income	$2,565,000	2,183
Provision for loan and lease losses	$30,000	2,408
Total noninterest income	$13,000	5,655
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$71,000	2,966
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-58,000	5,837
Total noninterest expense	$1,221,000	3,203
Salaries and employee benefits	$738,000	3,094
Premises and equipment expense	$114,000	3,525
Additional noninterest expense	$369,000	3,275
Pre-tax net operating income	$1,327,000	1,578
Securities gains (losses)	$35,000	409
Applicable income taxes	$225,000	1,757
Income before extraordinary items	$1,137,000	1,522
Extraordinary gains, net	$0	8
Net income	$1,137,000	1,522
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,137,000	1,522
Net charge-offs	$0	2,943
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,107,950	1,533
2016-12-31 (YTD Data)		Rank
Total interest income	$12,361,000	2,018
Total interest expense	$1,738,000	1,581
Net interest income	$10,623,000	2,074
Provision for loan and lease losses	$115,000	3,011
Total noninterest income	$-11,000	5,867
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$270,000	3,126
Trading account gains and fees	$0	170
Additional Noninterest Income	$-281,000	5,896
Total noninterest expense	$4,699,000	3,313
Salaries and employee benefits	$2,768,000	3,203
Premises and equipment expense	$443,000	3,598
Additional noninterest expense	$1,488,000	3,364
Pre-tax net operating income	$5,798,000	1,436
Securities gains (losses)	$329,000	615
Applicable income taxes	$939,000	1,713
Income before extraordinary items	$5,188,000	1,342
Extraordinary gains, net	$0	5
Net income	$5,188,000	1,341
Minority interest net income	$0	82
Net income of bank and minority interests.	$5,188,000	1,341
Net charge-offs	$15,000	3,736
Cash dividends	$1,150,000	2,033
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$4,908,350	1,382
2016-09-30 (YTD Data)		Rank
Total interest income	$9,130,000	2,054
Total interest expense	$1,302,000	1,588
Net interest income	$7,828,000	2,103
Provision for loan and lease losses	$90,000	2,817
Total noninterest income	$3,000	5,913
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$199,000	3,175
Trading account gains and fees	$0	169
Additional Noninterest Income	$-196,000	5,961
Total noninterest expense	$3,556,000	3,296
Salaries and employee benefits	$2,059,000	3,209
Premises and equipment expense	$339,000	3,571
Additional noninterest expense	$1,158,000	3,298
Pre-tax net operating income	$4,185,000	1,501
Securities gains (losses)	$265,000	654
Applicable income taxes	$672,000	1,796
Income before extraordinary items	$3,778,000	1,401
Extraordinary gains, net	$0	5
Net income	$3,778,000	1,401
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,778,000	1,401
Net charge-offs	$0	3,952
Cash dividends	$500,000	2,372
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$3,552,750	1,433
2016-06-30 (YTD Data)		Rank
Total interest income	$6,275,000	2,005
Total interest expense	$870,000	1,587
Net interest income	$5,405,000	2,051
Provision for loan and lease losses	$60,000	2,701
Total noninterest income	$7,000	5,962
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$126,000	3,254
Trading account gains and fees	$0	157
Additional Noninterest Income	$-119,000	6,035
Total noninterest expense	$2,385,000	3,300
Salaries and employee benefits	$1,361,000	3,251
Premises and equipment expense	$224,000	3,625
Additional noninterest expense	$800,000	3,231
Pre-tax net operating income	$2,967,000	1,417
Securities gains (losses)	$117,000	868
Applicable income taxes	$493,000	1,672
Income before extraordinary items	$2,591,000	1,366
Extraordinary gains, net	$0	16
Net income	$2,591,000	1,365
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,591,000	1,366
Net charge-offs	$0	3,689
Cash dividends	$250,000	2,668
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,492,720	1,361
2016-03-31 (YTD Data)		Rank
Total interest income	$2,799,000	2,201
Total interest expense	$439,000	1,569
Net interest income	$2,360,000	2,299
Provision for loan and lease losses	$30,000	2,510
Total noninterest income	$-9,000	6,093
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$58,000	3,385
Trading account gains and fees	$0	142
Additional Noninterest Income	$-67,000	6,102
Total noninterest expense	$1,148,000	3,396
Salaries and employee benefits	$669,000	3,304
Premises and equipment expense	$117,000	3,560
Additional noninterest expense	$362,000	3,464
Pre-tax net operating income	$1,173,000	1,713
Securities gains (losses)	$2,000	1,894
Applicable income taxes	$123,000	2,273
Income before extraordinary items	$1,052,000	1,558
Extraordinary gains, net	$0	12
Net income	$1,052,000	1,558
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,052,000	1,559
Net charge-offs	$0	3,094
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,050,200	1,517
2015-12-31 (YTD Data)		Rank
Total interest income	$10,968,000	2,191
Total interest expense	$1,691,000	1,605
Net interest income	$9,277,000	2,291
Provision for loan and lease losses	$100,000	3,023
Total noninterest income	$-8,000	6,121
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$281,000	3,156
Trading account gains and fees	$0	159
Additional Noninterest Income	$-289,000	6,154
Total noninterest expense	$4,252,000	3,576
Salaries and employee benefits	$2,527,000	3,398
Premises and equipment expense	$426,000	3,792
Additional noninterest expense	$1,299,000	3,741
Pre-tax net operating income	$4,917,000	1,591
Securities gains (losses)	$63,000	1,480
Applicable income taxes	$566,000	2,121
Income before extraordinary items	$4,414,000	1,496
Extraordinary gains, net	$0	23
Net income	$4,414,000	1,496
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,414,000	1,496
Net charge-offs	$0	4,462
Cash dividends	$1,150,000	1,962
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$4,357,930	1,483
2015-09-30 (YTD Data)		Rank
Total interest income	$8,028,000	2,250
Total interest expense	$1,264,000	1,624
Net interest income	$6,764,000	2,362
Provision for loan and lease losses	$50,000	3,229
Total noninterest income	$6,000	6,166
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$209,000	3,186
Trading account gains and fees	$0	153
Additional Noninterest Income	$-203,000	6,230
Total noninterest expense	$3,174,000	3,608
Salaries and employee benefits	$1,886,000	3,409
Premises and equipment expense	$322,000	3,812
Additional noninterest expense	$966,000	3,773
Pre-tax net operating income	$3,546,000	1,668
Securities gains (losses)	$6,000	2,557
Applicable income taxes	$409,000	2,178
Income before extraordinary items	$3,143,000	1,564
Extraordinary gains, net	$0	21
Net income	$3,143,000	1,564
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,143,000	1,565
Net charge-offs	$0	4,182
Cash dividends	$500,000	2,312
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$3,137,720	1,529
2015-06-30 (YTD Data)		Rank
Total interest income	$5,336,000	2,261
Total interest expense	$839,000	1,645
Net interest income	$4,497,000	2,366
Provision for loan and lease losses	$0	4,069
Total noninterest income	$-12,000	6,281
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$138,000	3,186
Trading account gains and fees	$0	157
Additional Noninterest Income	$-150,000	6,304
Total noninterest expense	$2,126,000	3,633
Salaries and employee benefits	$1,261,000	3,432
Premises and equipment expense	$214,000	3,852
Additional noninterest expense	$651,000	3,779
Pre-tax net operating income	$2,359,000	1,661
Securities gains (losses)	$5,000	2,231
Applicable income taxes	$275,000	2,189
Income before extraordinary items	$2,089,000	1,558
Extraordinary gains, net	$0	22
Net income	$2,089,000	1,561
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,089,000	1,561
Net charge-offs	$0	3,893
Cash dividends	$500,000	1,914
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,084,600	1,527
2015-03-31 (YTD Data)		Rank
Total interest income	$2,644,000	2,269
Total interest expense	$418,000	1,656
Net interest income	$2,226,000	2,389
Provision for loan and lease losses	$0	3,703
Total noninterest income	$-5,000	6,352
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$66,000	3,229
Trading account gains and fees	$0	152
Additional Noninterest Income	$-71,000	6,372
Total noninterest expense	$1,092,000	3,601
Salaries and employee benefits	$632,000	3,455
Premises and equipment expense	$114,000	3,775
Additional noninterest expense	$346,000	3,619
Pre-tax net operating income	$1,129,000	1,672
Securities gains (losses)	$2,000	1,821
Applicable income taxes	$123,000	2,284
Income before extraordinary items	$1,008,000	1,587
Extraordinary gains, net	$0	13
Net income	$1,008,000	1,588
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,008,000	1,589
Net charge-offs	$0	3,288
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,006,220	1,528
2014-12-31 (YTD Data)		Rank
Total interest income	$10,738,000	2,244
Total interest expense	$1,803,000	1,613
Net interest income	$8,935,000	2,373
Provision for loan and lease losses	$0	4,603
Total noninterest income	$77,000	6,105
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$312,000	3,133
Trading account gains and fees	$0	180
Additional Noninterest Income	$-235,000	6,433
Total noninterest expense	$4,013,000	3,830
Salaries and employee benefits	$2,447,000	3,523
Premises and equipment expense	$388,000	4,158
Additional noninterest expense	$1,178,000	4,089
Pre-tax net operating income	$4,999,000	1,516
Securities gains (losses)	$322,000	575
Applicable income taxes	$959,000	1,590
Income before extraordinary items	$4,362,000	1,471
Extraordinary gains, net	$0	17
Net income	$4,362,000	1,469
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,362,000	1,470
Net charge-offs	$0	4,970
Cash dividends	$1,250,000	1,753
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,097,960	1,521
2014-09-30 (YTD Data)		Rank
Total interest income	$7,880,000	2,305
Total interest expense	$1,369,000	1,619
Net interest income	$6,511,000	2,455
Provision for loan and lease losses	$0	4,401
Total noninterest income	$133,000	5,598
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$246,000	3,079
Trading account gains and fees	$0	174
Additional Noninterest Income	$-113,000	6,498
Total noninterest expense	$2,930,000	3,900
Salaries and employee benefits	$1,753,000	3,654
Premises and equipment expense	$293,000	4,196
Additional noninterest expense	$884,000	4,113
Pre-tax net operating income	$3,714,000	1,550
Securities gains (losses)	$216,000	615
Applicable income taxes	$772,000	1,546
Income before extraordinary items	$3,158,000	1,500
Extraordinary gains, net	$0	15
Net income	$3,158,000	1,499
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,158,000	1,500
Net charge-offs	$0	4,696
Cash dividends	$500,000	2,192
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,985,200	1,561
2014-06-30 (YTD Data)		Rank
Total interest income	$5,268,000	2,288
Total interest expense	$918,000	1,634
Net interest income	$4,350,000	2,441
Provision for loan and lease losses	$0	4,196
Total noninterest income	$88,000	5,625
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$161,000	3,087
Trading account gains and fees	$0	172
Additional Noninterest Income	$-73,000	6,567
Total noninterest expense	$1,944,000	3,940
Salaries and employee benefits	$1,186,000	3,639
Premises and equipment expense	$185,000	4,339
Additional noninterest expense	$573,000	4,201
Pre-tax net operating income	$2,494,000	1,499
Securities gains (losses)	$215,000	464
Applicable income taxes	$546,000	1,463
Income before extraordinary items	$2,163,000	1,432
Extraordinary gains, net	$0	20
Net income	$2,163,000	1,434
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,163,000	1,434
Net charge-offs	$0	4,375
Cash dividends	$250,000	2,509
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,991,000	1,519
2014-03-31 (YTD Data)		Rank
Total interest income	$2,711,000	2,224
Total interest expense	$462,000	1,638
Net interest income	$2,249,000	2,335
Provision for loan and lease losses	$0	3,817
Total noninterest income	$37,000	5,808
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$72,000	3,281
Trading account gains and fees	$0	147
Additional Noninterest Income	$-35,000	6,619
Total noninterest expense	$970,000	3,973
Salaries and employee benefits	$587,000	3,690
Premises and equipment expense	$104,000	4,128
Additional noninterest expense	$279,000	4,265
Pre-tax net operating income	$1,316,000	1,408
Securities gains (losses)	$117,000	388
Applicable income taxes	$303,000	1,338
Income before extraordinary items	$1,130,000	1,343
Extraordinary gains, net	$0	16
Net income	$1,130,000	1,344
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,130,000	1,345
Net charge-offs	$0	3,660
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,037,570	1,425
2013-12-31 (YTD Data)		Rank
Total interest income	$10,047,000	2,415
Total interest expense	$1,787,000	1,888
Net interest income	$8,260,000	2,530
Provision for loan and lease losses	$0	5,091
Total noninterest income	$69,000	6,371
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$319,000	3,249
Trading account gains and fees	$0	184
Additional Noninterest Income	$-250,000	6,694
Total noninterest expense	$3,746,000	4,078
Salaries and employee benefits	$2,310,000	3,740
Premises and equipment expense	$330,000	4,640
Additional noninterest expense	$1,106,000	4,374
Pre-tax net operating income	$4,583,000	1,530
Securities gains (losses)	$453,000	494
Applicable income taxes	$631,000	1,920
Income before extraordinary items	$4,405,000	1,368
Extraordinary gains, net	$0	29
Net income	$4,405,000	1,371
Minority interest net income	$0	90
Net income of bank and minority interests.	$4,405,000	1,371
Net charge-offs	$0	5,475
Cash dividends	$1,000,000	1,914
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$4,010,890	1,469
2013-09-30 (YTD Data)		Rank
Total interest income	$7,476,000	2,449
Total interest expense	$1,287,000	1,997
Net interest income	$6,189,000	2,546
Provision for loan and lease losses	$0	4,941
Total noninterest income	$51,000	6,469
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$241,000	3,253
Trading account gains and fees	$0	180
Additional Noninterest Income	$-190,000	6,791
Total noninterest expense	$2,694,000	4,203
Salaries and employee benefits	$1,625,000	3,906
Premises and equipment expense	$243,000	4,711
Additional noninterest expense	$826,000	4,399
Pre-tax net operating income	$3,546,000	1,526
Securities gains (losses)	$335,000	586
Applicable income taxes	$743,000	1,522
Income before extraordinary items	$3,138,000	1,445
Extraordinary gains, net	$0	25
Net income	$3,138,000	1,448
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,138,000	1,447
Net charge-offs	$0	5,212
Cash dividends	$200,000	2,912
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,866,650	1,530
2013-06-30 (YTD Data)		Rank
Total interest income	$4,885,000	2,490
Total interest expense	$827,000	2,080
Net interest income	$4,058,000	2,571
Provision for loan and lease losses	$0	4,788
Total noninterest income	$30,000	6,553
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$154,000	3,305
Trading account gains and fees	$0	157
Additional Noninterest Income	$-124,000	6,818
Total noninterest expense	$1,785,000	4,235
Salaries and employee benefits	$1,070,000	3,966
Premises and equipment expense	$162,000	4,721
Additional noninterest expense	$553,000	4,396
Pre-tax net operating income	$2,303,000	1,538
Securities gains (losses)	$312,000	542
Applicable income taxes	$517,000	1,482
Income before extraordinary items	$2,098,000	1,437
Extraordinary gains, net	$0	22
Net income	$2,098,000	1,440
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,098,000	1,440
Net charge-offs	$0	4,909
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,848,400	1,569
2013-03-31 (YTD Data)		Rank
Total interest income	$2,448,000	2,494
Total interest expense	$397,000	2,213
Net interest income	$2,051,000	2,562
Provision for loan and lease losses	$0	4,409
Total noninterest income	$11,000	6,698
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$71,000	3,434
Trading account gains and fees	$0	148
Additional Noninterest Income	$-60,000	6,894
Total noninterest expense	$863,000	4,357
Salaries and employee benefits	$525,000	4,038
Premises and equipment expense	$86,000	4,635
Additional noninterest expense	$252,000	4,625
Pre-tax net operating income	$1,199,000	1,472
Securities gains (losses)	$55,000	878
Applicable income taxes	$297,000	1,337
Income before extraordinary items	$957,000	1,550
Extraordinary gains, net	$0	10
Net income	$957,000	1,553
Minority interest net income	$0	76
Net income of bank and minority interests.	$957,000	1,552
Net charge-offs	$0	4,145
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$915,200	1,544
2012-12-31 (YTD Data)		Rank
Total interest income	$10,718,000	2,404
Total interest expense	$1,786,000	2,361
Net interest income	$8,932,000	2,409
Provision for loan and lease losses	$2,000	5,879
Total noninterest income	$89,000	6,363
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$385,000	3,006
Trading account gains and fees	$0	166
Additional Noninterest Income	$-296,000	6,859
Total noninterest expense	$3,494,000	4,387
Salaries and employee benefits	$2,090,000	4,027
Premises and equipment expense	$308,000	4,901
Additional noninterest expense	$1,096,000	4,574
Pre-tax net operating income	$5,525,000	1,259
Securities gains (losses)	$184,000	1,778
Applicable income taxes	$1,111,000	1,363
Income before extraordinary items	$4,598,000	1,282
Extraordinary gains, net	$0	29
Net income	$4,598,000	1,283
Minority interest net income	$0	93
Net income of bank and minority interests.	$4,598,000	1,283
Net charge-offs	$2,000	5,882
Cash dividends	$2,500,000	1,005
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$4,448,960	1,265
2012-09-30 (YTD Data)		Rank
Total interest income	$7,590,000	2,592
Total interest expense	$1,365,000	2,407
Net interest income	$6,225,000	2,633
Provision for loan and lease losses	$0	5,790
Total noninterest income	$70,000	6,445
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$293,000	3,013
Trading account gains and fees	$0	157
Additional Noninterest Income	$-223,000	6,995
Total noninterest expense	$2,517,000	4,495
Salaries and employee benefits	$1,461,000	4,212
Premises and equipment expense	$220,000	5,089
Additional noninterest expense	$836,000	4,561
Pre-tax net operating income	$3,778,000	1,401
Securities gains (losses)	$184,000	1,500
Applicable income taxes	$760,000	1,493
Income before extraordinary items	$3,202,000	1,402
Extraordinary gains, net	$0	20
Net income	$3,202,000	1,403
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,202,000	1,403
Net charge-offs	$0	5,771
Cash dividends	$500,000	2,021
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$3,052,960	1,378
2012-06-30 (YTD Data)		Rank
Total interest income	$5,045,000	2,611
Total interest expense	$932,000	2,438
Net interest income	$4,113,000	2,647
Provision for loan and lease losses	$0	5,619
Total noninterest income	$49,000	6,456
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$197,000	2,985
Trading account gains and fees	$0	153
Additional Noninterest Income	$-148,000	7,045
Total noninterest expense	$1,718,000	4,478
Salaries and employee benefits	$978,000	4,227
Premises and equipment expense	$150,000	5,051
Additional noninterest expense	$590,000	4,431
Pre-tax net operating income	$2,444,000	1,418
Securities gains (losses)	$138,000	1,374
Applicable income taxes	$502,000	1,486
Income before extraordinary items	$2,080,000	1,433
Extraordinary gains, net	$0	19
Net income	$2,080,000	1,432
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,080,000	1,433
Net charge-offs	$0	5,507
Cash dividends	$284,000	2,224
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,968,220	1,417
2012-03-31 (YTD Data)		Rank
Total interest income	$2,502,000	2,653
Total interest expense	$488,000	2,433
Net interest income	$2,014,000	2,710
Provision for loan and lease losses	$0	5,254
Total noninterest income	$21,000	6,619
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$96,000	3,017
Trading account gains and fees	$0	148
Additional Noninterest Income	$-75,000	7,131
Total noninterest expense	$848,000	4,521
Salaries and employee benefits	$490,000	4,257
Premises and equipment expense	$86,000	4,752
Additional noninterest expense	$272,000	4,635
Pre-tax net operating income	$1,187,000	1,461
Securities gains (losses)	$54,000	1,188
Applicable income taxes	$235,000	1,548
Income before extraordinary items	$1,006,000	1,449
Extraordinary gains, net	$0	19
Net income	$1,006,000	1,449
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,006,000	1,450
Net charge-offs	$0	4,730
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$962,260	1,422
2011-12-31 (YTD Data)		Rank
Total interest income	$9,812,000	2,796
Total interest expense	$2,075,000	2,699
Net interest income	$7,737,000	2,823
Provision for loan and lease losses	$10,000	6,349
Total noninterest income	$215,000	5,651
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$454,000	2,779
Trading account gains and fees	$0	146
Additional Noninterest Income	$-239,000	6,981
Total noninterest expense	$3,243,000	4,661
Salaries and employee benefits	$1,921,000	4,268
Premises and equipment expense	$245,000	5,648
Additional noninterest expense	$1,077,000	4,731
Pre-tax net operating income	$4,699,000	1,239
Securities gains (losses)	$19,000	3,110
Applicable income taxes	$864,000	1,488
Income before extraordinary items	$3,854,000	1,291
Extraordinary gains, net	$0	29
Net income	$3,854,000	1,291
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,854,000	1,291
Net charge-offs	$10,000	6,100
Cash dividends	$1,000,000	1,609
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$3,838,420	1,226
2011-09-30 (YTD Data)		Rank
Total interest income	$7,161,000	2,903
Total interest expense	$1,552,000	2,804
Net interest income	$5,609,000	2,910
Provision for loan and lease losses	$0	6,393
Total noninterest income	$181,000	5,605
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$342,000	2,770
Trading account gains and fees	$0	145
Additional Noninterest Income	$-161,000	7,102
Total noninterest expense	$2,354,000	4,766
Salaries and employee benefits	$1,352,000	4,434
Premises and equipment expense	$176,000	5,780
Additional noninterest expense	$826,000	4,700
Pre-tax net operating income	$3,436,000	1,312
Securities gains (losses)	$0	3,555
Applicable income taxes	$943,000	1,139
Income before extraordinary items	$2,493,000	1,521
Extraordinary gains, net	$0	21
Net income	$2,493,000	1,521
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,493,000	1,521
Net charge-offs	$10,000	5,779
Cash dividends	$400,000	2,021
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,493,000	1,441
2011-06-30 (YTD Data)		Rank
Total interest income	$4,539,000	3,061
Total interest expense	$1,020,000	2,911
Net interest income	$3,519,000	3,068
Provision for loan and lease losses	$0	6,217
Total noninterest income	$132,000	5,506
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$216,000	2,858
Trading account gains and fees	$0	153
Additional Noninterest Income	$-84,000	7,177
Total noninterest expense	$1,590,000	4,784
Salaries and employee benefits	$897,000	4,494
Premises and equipment expense	$112,000	5,883
Additional noninterest expense	$581,000	4,614
Pre-tax net operating income	$2,061,000	1,413
Securities gains (losses)	$0	2,914
Applicable income taxes	$587,000	1,170
Income before extraordinary items	$1,474,000	1,650
Extraordinary gains, net	$0	15
Net income	$1,474,000	1,650
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,474,000	1,650
Net charge-offs	$0	5,875
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,474,000	1,577
2011-03-31 (YTD Data)		Rank
Total interest income	$2,279,000	3,060
Total interest expense	$504,000	3,015
Net interest income	$1,775,000	3,036
Provision for loan and lease losses	$0	5,840
Total noninterest income	$104,000	4,850
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$110,000	2,792
Trading account gains and fees	$0	158
Additional Noninterest Income	$-6,000	7,156
Total noninterest expense	$808,000	4,763
Salaries and employee benefits	$452,000	4,494
Premises and equipment expense	$56,000	5,948
Additional noninterest expense	$300,000	4,528
Pre-tax net operating income	$1,071,000	1,351
Securities gains (losses)	$0	1,772
Applicable income taxes	$362,000	961
Income before extraordinary items	$709,000	1,659
Extraordinary gains, net	$0	9
Net income	$709,000	1,659
Minority interest net income	$0	86
Net income of bank and minority interests.	$709,000	1,659
Net charge-offs	$0	5,107
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$709,000	1,607
2010-12-31 (YTD Data)		Rank
Total interest income	$9,307,000	3,129
Total interest expense	$2,217,000	3,288
Net interest income	$7,090,000	3,038
Provision for loan and lease losses	$71,000	6,268
Total noninterest income	$105,000	6,638
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$439,000	2,900
Trading account gains and fees	$0	175
Additional Noninterest Income	$-334,000	7,354
Total noninterest expense	$3,167,000	4,878
Salaries and employee benefits	$1,794,000	4,534
Premises and equipment expense	$246,000	5,837
Additional noninterest expense	$1,127,000	4,767
Pre-tax net operating income	$3,957,000	1,272
Securities gains (losses)	$0	3,793
Applicable income taxes	$1,125,000	1,126
Income before extraordinary items	$2,832,000	1,472
Extraordinary gains, net	$0	29
Net income	$2,832,000	1,474
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,832,000	1,475
Net charge-offs	$1,000	6,818
Cash dividends	$900,000	1,609
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,832,000	1,420
2010-09-30 (YTD Data)		Rank
Total interest income	$6,716,000	3,295
Total interest expense	$1,703,000	3,352
Net interest income	$5,013,000	3,239
Provision for loan and lease losses	$21,000	6,656
Total noninterest income	$414,000	4,445
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$322,000	3,011
Trading account gains and fees	$0	165
Additional Noninterest Income	$92,000	5,309
Total noninterest expense	$2,290,000	4,990
Salaries and employee benefits	$1,269,000	4,747
Premises and equipment expense	$183,000	5,911
Additional noninterest expense	$838,000	4,790
Pre-tax net operating income	$3,116,000	1,275
Securities gains (losses)	$0	3,651
Applicable income taxes	$948,000	1,040
Income before extraordinary items	$2,168,000	1,541
Extraordinary gains, net	$0	23
Net income	$2,168,000	1,544
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,168,000	1,544
Net charge-offs	$1,000	6,616
Cash dividends	$300,000	2,316
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,168,000	1,471
2010-06-30 (YTD Data)		Rank
Total interest income	$4,322,000	3,447
Total interest expense	$1,160,000	3,402
Net interest income	$3,162,000	3,398
Provision for loan and lease losses	$0	6,857
Total noninterest income	$259,000	4,537
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$196,000	3,195
Trading account gains and fees	$0	152
Additional Noninterest Income	$63,000	5,311
Total noninterest expense	$1,497,000	5,076
Salaries and employee benefits	$831,000	4,816
Premises and equipment expense	$122,000	5,928
Additional noninterest expense	$544,000	4,860
Pre-tax net operating income	$1,924,000	1,348
Securities gains (losses)	$0	3,184
Applicable income taxes	$549,000	1,138
Income before extraordinary items	$1,375,000	1,591
Extraordinary gains, net	$0	19
Net income	$1,375,000	1,591
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,375,000	1,591
Net charge-offs	$0	6,372
Cash dividends	$100,000	2,812
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,375,000	1,516
2010-03-31 (YTD Data)		Rank
Total interest income	$2,095,000	3,593
Total interest expense	$587,000	3,488
Net interest income	$1,508,000	3,541
Provision for loan and lease losses	$0	6,552
Total noninterest income	$118,000	4,741
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$85,000	3,471
Trading account gains and fees	$0	175
Additional Noninterest Income	$33,000	5,318
Total noninterest expense	$760,000	5,080
Salaries and employee benefits	$412,000	4,912
Premises and equipment expense	$70,000	5,752
Additional noninterest expense	$278,000	4,810
Pre-tax net operating income	$866,000	1,511
Securities gains (losses)	$0	2,284
Applicable income taxes	$319,000	1,003
Income before extraordinary items	$547,000	1,978
Extraordinary gains, net	$0	16
Net income	$547,000	1,976
Minority interest net income	$0	91
Net income of bank and minority interests.	$547,000	1,978
Net charge-offs	$0	5,610
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$547,000	1,902
2009-12-31 (YTD Data)		Rank
Total interest income	$7,777,000	3,894
Total interest expense	$2,378,000	4,031
Net interest income	$5,399,000	3,752
Provision for loan and lease losses	$20,000	7,177
Total noninterest income	$422,000	5,031
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$323,000	3,745
Trading account gains and fees	$0	211
Additional Noninterest Income	$99,000	5,655
Total noninterest expense	$2,539,000	5,634
Salaries and employee benefits	$1,506,000	5,179
Premises and equipment expense	$211,000	6,398
Additional noninterest expense	$822,000	5,760
Pre-tax net operating income	$3,262,000	1,238
Securities gains (losses)	$0	3,754
Applicable income taxes	$1,011,000	951
Income before extraordinary items	$2,251,000	1,488
Extraordinary gains, net	$0	34
Net income	$2,251,000	1,486
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,251,000	1,487
Net charge-offs	$1,000	7,192
Cash dividends	$1,176,000	1,460
Sale, conversion, retirement of capital stock, net	$2,507,000	300
Net operating income	$2,251,000	1,453
2009-09-30 (YTD Data)		Rank
Total interest income	$5,625,000	4,054
Total interest expense	$1,717,000	4,232
Net interest income	$3,908,000	3,838
Provision for loan and lease losses	$20,000	6,935
Total noninterest income	$296,000	5,218
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$223,000	3,902
Trading account gains and fees	$0	212
Additional Noninterest Income	$73,000	5,808
Total noninterest expense	$1,763,000	5,866
Salaries and employee benefits	$1,069,000	5,378
Premises and equipment expense	$152,000	6,514
Additional noninterest expense	$542,000	6,072
Pre-tax net operating income	$2,421,000	1,332
Securities gains (losses)	$0	3,497
Applicable income taxes	$627,000	1,191
Income before extraordinary items	$1,794,000	1,496
Extraordinary gains, net	$0	27
Net income	$1,794,000	1,494
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,794,000	1,496
Net charge-offs	$1,000	6,910
Cash dividends	$1,176,000	1,093
Sale, conversion, retirement of capital stock, net	$2,507,000	244
Net operating income	$1,794,000	1,458
2009-06-30 (YTD Data)		Rank
Total interest income	$3,507,000	4,260
Total interest expense	$1,109,000	4,443
Net interest income	$2,398,000	4,039
Provision for loan and lease losses	$20,000	6,682
Total noninterest income	$192,000	5,295
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$143,000	3,969
Trading account gains and fees	$0	193
Additional Noninterest Income	$49,000	5,874
Total noninterest expense	$1,112,000	6,037
Salaries and employee benefits	$697,000	5,505
Premises and equipment expense	$89,000	6,779
Additional noninterest expense	$326,000	6,314
Pre-tax net operating income	$1,458,000	1,555
Securities gains (losses)	$0	3,136
Applicable income taxes	$18,000	3,754
Income before extraordinary items	$1,440,000	1,319
Extraordinary gains, net	$0	21
Net income	$1,440,000	1,317
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,440,000	1,317
Net charge-offs	$1,000	6,525
Cash dividends	$1,076,000	841
Sale, conversion, retirement of capital stock, net	$2,507,000	187
Net operating income	$1,440,000	1,272
2009-03-31 (YTD Data)		Rank
Total interest income	$1,723,000	4,345
Total interest expense	$558,000	4,535
Net interest income	$1,165,000	4,107
Provision for loan and lease losses	$0	6,744
Total noninterest income	$95,000	5,301
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$67,000	4,058
Trading account gains and fees	$0	171
Additional Noninterest Income	$28,000	5,720
Total noninterest expense	$516,000	6,186
Salaries and employee benefits	$349,000	5,548
Premises and equipment expense	$45,000	6,803
Additional noninterest expense	$122,000	6,750
Pre-tax net operating income	$744,000	1,715
Securities gains (losses)	$0	2,434
Applicable income taxes	$9,000	4,029
Income before extraordinary items	$735,000	1,477
Extraordinary gains, net	$0	15
Net income	$735,000	1,479
Minority interest net income	$0	102
Net income of bank and minority interests.	$735,000	1,479
Net charge-offs	$0	5,728
Cash dividends	$500,000	851
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$735,000	1,398
2008-12-31 (YTD Data)		Rank
Total interest income	$7,233,000	4,388
Total interest expense	$2,897,000	4,356
Net interest income	$4,336,000	4,323
Provision for loan and lease losses	$10,000	7,169
Total noninterest income	$388,000	5,327
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$299,000	4,018
Trading account gains and fees	$0	154
Additional Noninterest Income	$89,000	6,081
Total noninterest expense	$1,958,000	6,286
Salaries and employee benefits	$1,296,000	5,769
Premises and equipment expense	$188,000	6,789
Additional noninterest expense	$474,000	6,733
Pre-tax net operating income	$2,756,000	1,941
Securities gains (losses)	$0	3,220
Applicable income taxes	$36,000	4,023
Income before extraordinary items	$2,720,000	1,496
Extraordinary gains, net	$0	39
Net income	$2,720,000	1,497
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	6,263
Cash dividends	$858,000	2,556
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,720,000	1,592
2008-09-30 (YTD Data)		Rank
Total interest income	$5,301,000	4,524
Total interest expense	$2,261,000	4,360
Net interest income	$3,040,000	4,579
Provision for loan and lease losses	$9,000	6,766
Total noninterest income	$291,000	5,423
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$223,000	4,059
Trading account gains and fees	$0	148
Additional Noninterest Income	$68,000	6,176
Total noninterest expense	$1,411,000	6,382
Salaries and employee benefits	$910,000	5,951
Premises and equipment expense	$138,000	6,860
Additional noninterest expense	$363,000	6,684
Pre-tax net operating income	$1,911,000	2,379
Securities gains (losses)	$0	3,106
Applicable income taxes	$25,000	4,501
Income before extraordinary items	$1,886,000	1,875
Extraordinary gains, net	$0	31
Net income	$1,886,000	1,875
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,534
Cash dividends	$808,000	2,086
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,886,000	1,970
2008-06-30 (YTD Data)		Rank
Total interest income	$3,555,000	4,574
Total interest expense	$1,567,000	4,389
Net interest income	$1,988,000	4,638
Provision for loan and lease losses	$6,000	6,439
Total noninterest income	$188,000	5,568
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$141,000	4,160
Trading account gains and fees	$0	149
Additional Noninterest Income	$47,000	6,218
Total noninterest expense	$902,000	6,539
Salaries and employee benefits	$583,000	6,133
Premises and equipment expense	$95,000	6,841
Additional noninterest expense	$224,000	6,856
Pre-tax net operating income	$1,268,000	2,495
Securities gains (losses)	$0	3,233
Applicable income taxes	$16,000	4,791
Income before extraordinary items	$1,252,000	2,114
Extraordinary gains, net	$0	21
Net income	$1,252,000	2,114
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,998
Cash dividends	$539,000	2,178
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,252,000	2,060
2008-03-31 (YTD Data)		Rank
Total interest income	$1,760,000	4,706
Total interest expense	$828,000	4,419
Net interest income	$932,000	4,851
Provision for loan and lease losses	$3,000	5,879
Total noninterest income	$97,000	5,495
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$72,000	4,098
Trading account gains and fees	$0	158
Additional Noninterest Income	$25,000	6,173
Total noninterest expense	$452,000	6,554
Salaries and employee benefits	$289,000	6,196
Premises and equipment expense	$48,000	6,848
Additional noninterest expense	$115,000	6,809
Pre-tax net operating income	$574,000	2,802
Securities gains (losses)	$0	2,688
Applicable income taxes	$8,000	4,911
Income before extraordinary items	$566,000	2,431
Extraordinary gains, net	$0	15
Net income	$566,000	2,433
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$200,000	2,298
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$566,000	2,351
2007-12-31 (YTD Data)		Rank
Total interest income	$6,186,000	5,117
Total interest expense	$3,302,000	4,503
Net interest income	$2,884,000	5,605
Provision for loan and lease losses	$12,000	6,512
Total noninterest income	$782,000	4,049
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$337,000	3,854
Trading account gains and fees	$0	178
Additional Noninterest Income	$445,000	3,534
Total noninterest expense	$1,762,000	6,534
Salaries and employee benefits	$1,118,000	6,185
Premises and equipment expense	$233,000	6,412
Additional noninterest expense	$411,000	6,988
Pre-tax net operating income	$1,892,000	3,427
Securities gains (losses)	$0	2,146
Applicable income taxes	$32,000	5,185
Income before extraordinary items	$1,860,000	2,983
Extraordinary gains, net	$0	39
Net income	$1,860,000	2,982
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,600
Cash dividends	$863,000	2,870
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,860,000	2,978
2007-09-30 (YTD Data)		Rank
Total interest income	$4,523,000	5,228
Total interest expense	$2,409,000	4,600
Net interest income	$2,114,000	5,692
Provision for loan and lease losses	$9,000	6,211
Total noninterest income	$580,000	4,089
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$252,000	3,863
Trading account gains and fees	$0	184
Additional Noninterest Income	$328,000	3,575
Total noninterest expense	$1,313,000	6,536
Salaries and employee benefits	$819,000	6,232
Premises and equipment expense	$180,000	6,334
Additional noninterest expense	$314,000	6,944
Pre-tax net operating income	$1,372,000	3,652
Securities gains (losses)	$0	1,655
Applicable income taxes	$18,000	5,533
Income before extraordinary items	$1,354,000	3,194
Extraordinary gains, net	$0	33
Net income	$1,354,000	3,193
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,076
Cash dividends	$713,000	2,447
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,354,000	3,177
2007-06-30 (YTD Data)		Rank
Total interest income	$2,970,000	5,295
Total interest expense	$1,585,000	4,616
Net interest income	$1,385,000	5,777
Provision for loan and lease losses	$6,000	5,907
Total noninterest income	$382,000	4,135
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$165,000	3,899
Trading account gains and fees	$0	168
Additional Noninterest Income	$217,000	3,630
Total noninterest expense	$876,000	6,584
Salaries and employee benefits	$543,000	6,301
Premises and equipment expense	$123,000	6,299
Additional noninterest expense	$210,000	6,976
Pre-tax net operating income	$885,000	3,801
Securities gains (losses)	$0	1,444
Applicable income taxes	$12,000	5,584
Income before extraordinary items	$873,000	3,323
Extraordinary gains, net	$0	29
Net income	$873,000	3,322
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$475,000	2,515
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$873,000	3,304
2007-03-31 (YTD Data)		Rank
Total interest income	$1,460,000	5,351
Total interest expense	$791,000	4,598
Net interest income	$669,000	5,868
Provision for loan and lease losses	$3,000	5,535
Total noninterest income	$103,000	5,473
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$65,000	4,347
Trading account gains and fees	$0	195
Additional Noninterest Income	$38,000	5,593
Total noninterest expense	$431,000	6,650
Salaries and employee benefits	$269,000	6,362
Premises and equipment expense	$58,000	6,480
Additional noninterest expense	$104,000	7,022
Pre-tax net operating income	$338,000	4,394
Securities gains (losses)	$0	1,187
Applicable income taxes	$7,000	5,533
Income before extraordinary items	$331,000	3,948
Extraordinary gains, net	$0	22
Net income	$331,000	3,949
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$150,000	2,695
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$331,000	3,929
2006-12-31 (YTD Data)		Rank
Total interest income	$5,237,000	5,418
Total interest expense	$2,647,000	4,671
Net interest income	$2,590,000	5,918
Provision for loan and lease losses	$12,000	6,496
Total noninterest income	$707,000	4,340
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$259,000	4,415
Trading account gains and fees	$0	130
Additional Noninterest Income	$448,000	3,541
Total noninterest expense	$1,643,000	6,662
Salaries and employee benefits	$1,048,000	6,295
Premises and equipment expense	$211,000	6,607
Additional noninterest expense	$384,000	7,153
Pre-tax net operating income	$1,642,000	4,094
Securities gains (losses)	$28,000	819
Applicable income taxes	$27,000	5,813
Income before extraordinary items	$1,643,000	3,565
Extraordinary gains, net	$0	51
Net income	$1,643,000	3,564
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,377
Cash dividends	$908,000	2,723
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,615,560	3,587
2006-09-30 (YTD Data)		Rank
Total interest income	$3,809,000	5,510
Total interest expense	$1,867,000	4,746
Net interest income	$1,942,000	5,978
Provision for loan and lease losses	$9,000	6,392
Total noninterest income	$403,000	4,995
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$190,000	4,510
Trading account gains and fees	$0	126
Additional Noninterest Income	$213,000	4,407
Total noninterest expense	$1,233,000	6,676
Salaries and employee benefits	$774,000	6,321
Premises and equipment expense	$144,000	6,837
Additional noninterest expense	$315,000	6,990
Pre-tax net operating income	$1,103,000	4,511
Securities gains (losses)	$12,000	854
Applicable income taxes	$19,000	5,985
Income before extraordinary items	$1,096,000	3,944
Extraordinary gains, net	$0	45
Net income	$1,096,000	3,947
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$783,000	2,282
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,084,240	3,959
2006-06-30 (YTD Data)		Rank
Total interest income	$2,487,000	5,549
Total interest expense	$1,179,000	4,773
Net interest income	$1,308,000	5,988
Provision for loan and lease losses	$6,000	6,150
Total noninterest income	$240,000	5,246
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$121,000	4,582
Trading account gains and fees	$0	126
Additional Noninterest Income	$119,000	4,766
Total noninterest expense	$809,000	6,744
Salaries and employee benefits	$523,000	6,313
Premises and equipment expense	$99,000	6,792
Additional noninterest expense	$187,000	7,219
Pre-tax net operating income	$733,000	4,521
Securities gains (losses)	$4,000	883
Applicable income taxes	$13,000	6,018
Income before extraordinary items	$724,000	3,994
Extraordinary gains, net	$0	39
Net income	$724,000	3,998
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$583,000	2,174
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$720,080	3,990
2006-03-31 (YTD Data)		Rank
Total interest income	$1,247,000	5,485
Total interest expense	$582,000	4,664
Net interest income	$665,000	5,959
Provision for loan and lease losses	$3,000	5,795
Total noninterest income	$70,000	6,337
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$47,000	5,070
Trading account gains and fees	$0	115
Additional Noninterest Income	$23,000	6,492
Total noninterest expense	$415,000	6,681
Salaries and employee benefits	$268,000	6,251
Premises and equipment expense	$49,000	6,794
Additional noninterest expense	$98,000	7,124
Pre-tax net operating income	$317,000	4,817
Securities gains (losses)	$5,000	692
Applicable income taxes	$6,000	6,016
Income before extraordinary items	$316,000	4,285
Extraordinary gains, net	$0	21
Net income	$316,000	4,285
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$215,000	2,317
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$311,100	4,315
2005-12-31 (YTD Data)		Rank
Total interest income	$4,573,000	5,435
Total interest expense	$1,640,000	4,998
Net interest income	$2,933,000	5,580
Provision for loan and lease losses	$12,000	6,720
Total noninterest income	$687,000	4,436
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$173,000	5,354
Trading account gains and fees	$0	138
Additional Noninterest Income	$514,000	3,323
Total noninterest expense	$1,691,000	6,581
Salaries and employee benefits	$1,027,000	6,274
Premises and equipment expense	$186,000	6,877
Additional noninterest expense	$478,000	6,705
Pre-tax net operating income	$1,917,000	3,791
Securities gains (losses)	$0	2,296
Applicable income taxes	$24,000	6,255
Income before extraordinary items	$1,893,000	3,230
Extraordinary gains, net	$0	46
Net income	$1,893,000	3,232
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$1,000,000	2,429
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,893,000	3,199
2005-09-30 (YTD Data)		Rank
Total interest income	$3,395,000	5,436
Total interest expense	$1,156,000	5,040
Net interest income	$2,239,000	5,538
Provision for loan and lease losses	$9,000	6,548
Total noninterest income	$371,000	5,282
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$128,000	5,401
Trading account gains and fees	$0	126
Additional Noninterest Income	$243,000	4,180
Total noninterest expense	$1,181,000	6,756
Salaries and employee benefits	$758,000	6,321
Premises and equipment expense	$146,000	6,780
Additional noninterest expense	$277,000	7,263
Pre-tax net operating income	$1,420,000	3,907
Securities gains (losses)	$0	2,317
Applicable income taxes	$18,000	6,335
Income before extraordinary items	$1,402,000	3,297
Extraordinary gains, net	$0	35
Net income	$1,402,000	3,298
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$825,000	2,080
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,402,000	3,256
2005-06-30 (YTD Data)		Rank
Total interest income	$2,257,000	5,380
Total interest expense	$745,000	4,971
Net interest income	$1,512,000	5,480
Provision for loan and lease losses	$6,000	6,298
Total noninterest income	$183,000	5,936
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$86,000	5,345
Trading account gains and fees	$0	116
Additional Noninterest Income	$97,000	5,252
Total noninterest expense	$778,000	6,800
Salaries and employee benefits	$502,000	6,334
Premises and equipment expense	$92,000	6,876
Additional noninterest expense	$184,000	7,251
Pre-tax net operating income	$911,000	3,963
Securities gains (losses)	$0	2,146
Applicable income taxes	$11,000	6,378
Income before extraordinary items	$900,000	3,360
Extraordinary gains, net	$0	30
Net income	$900,000	3,362
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$561,000	2,040
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$900,000	3,306
2005-03-31 (YTD Data)		Rank
Total interest income	$1,128,000	5,355
Total interest expense	$365,000	4,936
Net interest income	$763,000	5,482
Provision for loan and lease losses	$3,000	5,957
Total noninterest income	$87,000	5,983
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$43,000	5,318
Trading account gains and fees	$0	115
Additional Noninterest Income	$44,000	5,463
Total noninterest expense	$378,000	6,915
Salaries and employee benefits	$250,000	6,391
Premises and equipment expense	$39,000	7,270
Additional noninterest expense	$89,000	7,384
Pre-tax net operating income	$469,000	3,847
Securities gains (losses)	$0	1,685
Applicable income taxes	$4,000	6,466
Income before extraordinary items	$465,000	3,226
Extraordinary gains, net	$0	24
Net income	$465,000	3,227
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$184,000	2,325
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$465,000	3,186
2004-12-31 (YTD Data)		Rank
Total interest income	$4,275,000	5,352
Total interest expense	$1,484,000	4,538
Net interest income	$2,791,000	5,649
Provision for loan and lease losses	$12,000	6,941
Total noninterest income	$553,000	5,022
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$158,000	5,672
Trading account gains and fees	$0	138
Additional Noninterest Income	$395,000	3,740
Total noninterest expense	$1,550,000	6,798
Salaries and employee benefits	$934,000	6,489
Premises and equipment expense	$237,000	6,335
Additional noninterest expense	$379,000	7,242
Pre-tax net operating income	$1,782,000	3,811
Securities gains (losses)	$0	3,819
Applicable income taxes	$24,000	6,462
Income before extraordinary items	$1,758,000	3,237
Extraordinary gains, net	$0	34
Net income	$1,758,000	3,236
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,973
Cash dividends	$987,000	2,380
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,758,000	3,178
2004-09-30 (YTD Data)		Rank
Total interest income	$3,165,000	5,373
Total interest expense	$1,028,000	4,722
Net interest income	$2,137,000	5,570
Provision for loan and lease losses	$9,000	6,765
Total noninterest income	$389,000	5,196
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$116,000	5,767
Trading account gains and fees	$0	134
Additional Noninterest Income	$273,000	3,906
Total noninterest expense	$1,113,000	6,893
Salaries and employee benefits	$668,000	6,608
Premises and equipment expense	$166,000	6,493
Additional noninterest expense	$279,000	7,254
Pre-tax net operating income	$1,404,000	3,741
Securities gains (losses)	$0	3,710
Applicable income taxes	$19,000	6,539
Income before extraordinary items	$1,385,000	3,174
Extraordinary gains, net	$0	26
Net income	$1,385,000	3,175
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$837,000	1,965
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,385,000	3,091
2004-06-30 (YTD Data)		Rank
Total interest income	$2,080,000	5,422
Total interest expense	$682,000	4,750
Net interest income	$1,398,000	5,629
Provision for loan and lease losses	$6,000	6,548
Total noninterest income	$278,000	5,009
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$74,000	5,866
Trading account gains and fees	$0	130
Additional Noninterest Income	$204,000	3,694
Total noninterest expense	$746,000	6,908
Salaries and employee benefits	$440,000	6,692
Premises and equipment expense	$109,000	6,576
Additional noninterest expense	$197,000	7,168
Pre-tax net operating income	$924,000	3,723
Securities gains (losses)	$0	3,413
Applicable income taxes	$13,000	6,532
Income before extraordinary items	$911,000	3,176
Extraordinary gains, net	$0	21
Net income	$911,000	3,175
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$589,000	1,926
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$911,000	3,086
2004-03-31 (YTD Data)		Rank
Total interest income	$1,029,000	5,492
Total interest expense	$329,000	4,894
Net interest income	$700,000	5,636
Provision for loan and lease losses	$3,000	6,219
Total noninterest income	$112,000	5,514
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$35,000	5,922
Trading account gains and fees	$0	121
Additional Noninterest Income	$77,000	4,245
Total noninterest expense	$383,000	6,876
Salaries and employee benefits	$223,000	6,679
Premises and equipment expense	$53,000	6,646
Additional noninterest expense	$107,000	6,978
Pre-tax net operating income	$426,000	3,931
Securities gains (losses)	$0	2,934
Applicable income taxes	$6,000	6,520
Income before extraordinary items	$420,000	3,377
Extraordinary gains, net	$0	16
Net income	$420,000	3,376
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$243,000	1,992
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$420,000	3,256
2003-12-31 (YTD Data)		Rank
Total interest income	$3,928,000	5,710
Total interest expense	$1,492,000	4,884
Net interest income	$2,436,000	5,997
Provision for loan and lease losses	$12,000	7,277
Total noninterest income	$426,000	5,828
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$142,000	5,959
Trading account gains and fees	$0	160
Additional Noninterest Income	$284,000	4,614
Total noninterest expense	$1,310,000	7,248
Salaries and employee benefits	$833,000	6,797
Premises and equipment expense	$196,000	6,824
Additional noninterest expense	$281,000	7,887
Pre-tax net operating income	$1,540,000	4,066
Securities gains (losses)	$119,000	1,735
Applicable income taxes	$22,000	6,748
Income before extraordinary items	$1,637,000	3,332
Extraordinary gains, net	$0	54
Net income	$1,637,000	3,333
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,416
Cash dividends	$1,057,000	2,230
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,519,190	3,373
2003-09-30 (YTD Data)		Rank
Total interest income	$2,929,000	5,793
Total interest expense	$1,042,000	5,249
Net interest income	$1,887,000	5,909
Provision for loan and lease losses	$9,000	7,157
Total noninterest income	$276,000	6,188
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$102,000	6,087
Trading account gains and fees	$0	153
Additional Noninterest Income	$174,000	5,047
Total noninterest expense	$955,000	7,312
Salaries and employee benefits	$598,000	6,925
Premises and equipment expense	$144,000	6,890
Additional noninterest expense	$213,000	7,876
Pre-tax net operating income	$1,199,000	4,073
Securities gains (losses)	$119,000	1,591
Applicable income taxes	$15,000	6,924
Income before extraordinary items	$1,303,000	3,277
Extraordinary gains, net	$0	40
Net income	$1,303,000	3,276
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$957,000	1,811
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,185,190	3,366
2003-06-30 (YTD Data)		Rank
Total interest income	$1,907,000	5,904
Total interest expense	$719,000	5,254
Net interest income	$1,188,000	6,095
Provision for loan and lease losses	$6,000	7,004
Total noninterest income	$191,000	6,106
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$67,000	6,104
Trading account gains and fees	$0	150
Additional Noninterest Income	$124,000	4,941
Total noninterest expense	$616,000	7,422
Salaries and employee benefits	$383,000	7,054
Premises and equipment expense	$86,000	7,125
Additional noninterest expense	$147,000	7,817
Pre-tax net operating income	$757,000	4,211
Securities gains (losses)	$94,000	1,557
Applicable income taxes	$8,000	7,030
Income before extraordinary items	$843,000	3,360
Extraordinary gains, net	$0	30
Net income	$843,000	3,360
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$728,000	1,673
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$749,940	3,482
2003-03-31 (YTD Data)		Rank
Total interest income	$938,000	5,973
Total interest expense	$351,000	5,444
Net interest income	$587,000	6,125
Provision for loan and lease losses	$3,000	6,662
Total noninterest income	$83,000	6,334
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$34,000	6,012
Trading account gains and fees	$0	134
Additional Noninterest Income	$49,000	5,306
Total noninterest expense	$300,000	7,519
Salaries and employee benefits	$183,000	7,188
Premises and equipment expense	$47,000	6,953
Additional noninterest expense	$70,000	7,943
Pre-tax net operating income	$367,000	4,257
Securities gains (losses)	$0	2,891
Applicable income taxes	$1,000	7,273
Income before extraordinary items	$366,000	3,688
Extraordinary gains, net	$0	21
Net income	$366,000	3,686
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$420,000	1,414
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$366,000	3,513
2002-12-31 (YTD Data)		Rank
Total interest income	$3,627,000	6,219
Total interest expense	$1,653,000	5,424
Net interest income	$1,974,000	6,669
Provision for loan and lease losses	$12,000	7,731
Total noninterest income	$403,000	5,767
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$158,000	5,732
Trading account gains and fees	$0	153
Additional Noninterest Income	$245,000	4,647
Total noninterest expense	$1,117,000	7,676
Salaries and employee benefits	$703,000	7,255
Premises and equipment expense	$153,000	7,403
Additional noninterest expense	$261,000	8,096
Pre-tax net operating income	$1,248,000	4,606
Securities gains (losses)	$0	4,537
Applicable income taxes	$30,000	6,839
Income before extraordinary items	$1,218,000	4,048
Extraordinary gains, net	$0	70
Net income	$1,218,000	4,048
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$505,000	3,417
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,218,000	3,939
2001-12-31 (YTD Data)		Rank
Total interest income	$2,989,000	7,266
Total interest expense	$1,680,000	6,636
Net interest income	$1,309,000	7,680
Provision for loan and lease losses	$112,000	5,409
Total noninterest income	$282,000	6,573
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$124,000	6,186
Trading account gains and fees	$0	177
Additional Noninterest Income	$158,000	5,439
Total noninterest expense	$919,000	8,165
Salaries and employee benefits	$525,000	8,047
Premises and equipment expense	$136,000	7,751
Additional noninterest expense	$258,000	8,154
Pre-tax net operating income	$560,000	6,322
Securities gains (losses)	$0	4,612
Applicable income taxes	$5,000	7,734
Income before extraordinary items	$555,000	5,821
Extraordinary gains, net	$0	105
Net income	$555,000	5,824
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$180,000	5,124
Sale, conversion, retirement of capital stock, net	$1,498,000	348
Net operating income	$555,000	5,701
2000-12-31 (YTD Data)		Rank
Total interest income	$2,389,000	8,023
Total interest expense	$1,229,000	7,747
Net interest income	$1,160,000	8,155
Provision for loan and lease losses	$12,000	7,853
Total noninterest income	$212,000	7,147
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$86,000	6,857
Trading account gains and fees	NA	NA
Additional Noninterest Income	$126,000	5,884
Total noninterest expense	$798,000	8,574
Salaries and employee benefits	$472,000	8,394
Premises and equipment expense	$117,000	8,155
Additional noninterest expense	$209,000	8,702
Pre-tax net operating income	$562,000	6,734
Securities gains (losses)	$0	1,956
Applicable income taxes	$6,000	8,174
Income before extraordinary items	$556,000	6,053
Extraordinary gains, net	$0	38
Net income	$556,000	6,051
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$338,000	4,276
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$556,000	6,059
1999-12-31 (YTD Data)		Rank
Total interest income	$2,089,000	8,399
Total interest expense	$971,000	8,247
Net interest income	$1,118,000	8,364
Provision for loan and lease losses	$12,000	7,978
Total noninterest income	$217,000	7,290
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$86,000	6,999
Trading account gains and fees	NA	NA
Additional Noninterest Income	$131,000	5,941
Total noninterest expense	$715,000	8,988
Salaries and employee benefits	$446,000	8,645
Premises and equipment expense	$119,000	8,257
Additional noninterest expense	$150,000	9,512
Pre-tax net operating income	$608,000	6,678
Securities gains (losses)	$0	3,155
Applicable income taxes	$11,000	8,454
Income before extraordinary items	$597,000	5,916
Extraordinary gains, net	$0	35
Net income	$597,000	5,914
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-17,000	9,568
Cash dividends	$360,000	4,146
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$597,000	5,892
1998-12-31 (YTD Data)		Rank
Total interest income	$2,025,000	8,655
Total interest expense	$972,000	8,496
Net interest income	$1,053,000	8,675
Provision for loan and lease losses	$12,000	8,074
Total noninterest income	$270,000	6,773
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$86,000	7,135
Trading account gains and fees	NA	NA
Additional Noninterest Income	$184,000	5,183
Total noninterest expense	$720,000	9,049
Salaries and employee benefits	$436,000	8,738
Premises and equipment expense	$122,000	8,215
Additional noninterest expense	$162,000	9,542
Pre-tax net operating income	$591,000	6,969
Securities gains (losses)	$0	4,449
Applicable income taxes	$17,000	8,941
Income before extraordinary items	$574,000	6,190
Extraordinary gains, net	$0	32
Net income	$574,000	6,190
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	6,450
Cash dividends	$455,000	3,733
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$574,000	6,077
1997-12-31 (YTD Data)		Rank
Total interest income	$1,880,000	9,167
Total interest expense	$892,000	8,988
Net interest income	$988,000	9,216
Provision for loan and lease losses	$6,000	8,580
Total noninterest income	$197,000	7,877
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$82,000	7,607
Trading account gains and fees	NA	NA
Additional Noninterest Income	$115,000	6,392
Total noninterest expense	$670,000	9,488
Salaries and employee benefits	$406,000	9,227
Premises and equipment expense	$102,000	8,911
Additional noninterest expense	$162,000	9,863
Pre-tax net operating income	$509,000	7,868
Securities gains (losses)	$0	3,944
Applicable income taxes	$84,000	8,688
Income before extraordinary items	$425,000	7,477
Extraordinary gains, net	$0	44
Net income	$425,000	7,480
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,728
Cash dividends	$125,000	6,160
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$425,000	7,428
1996-12-31 (YTD Data)		Rank
Total interest income	$1,769,000	9,710
Total interest expense	$817,000	9,593
Net interest income	$952,000	9,686
Provision for loan and lease losses	$42,000	6,906
Total noninterest income	$168,000	8,719
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$81,000	7,959
Trading account gains and fees	NA	NA
Additional Noninterest Income	$87,000	7,512
Total noninterest expense	$621,000	10,091
Salaries and employee benefits	$371,000	9,806
Premises and equipment expense	$97,000	9,380
Additional noninterest expense	$153,000	10,518
Pre-tax net operating income	$457,000	8,182
Securities gains (losses)	$0	4,148
Applicable income taxes	$150,000	7,867
Income before extraordinary items	$307,000	8,362
Extraordinary gains, net	$0	53
Net income	$307,000	8,359
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	5,641
Cash dividends	$125,000	6,318
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$307,000	8,309
1995-12-31 (YTD Data)		Rank
Total interest income	$1,605,000	10,338
Total interest expense	$770,000	10,051
Net interest income	$835,000	10,432
Provision for loan and lease losses	$38,000	6,705
Total noninterest income	$151,000	9,301
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$62,000	8,863
Trading account gains and fees	NA	NA
Additional Noninterest Income	$89,000	7,598
Total noninterest expense	$654,000	10,347
Salaries and employee benefits	$397,000	9,967
Premises and equipment expense	$99,000	9,652
Additional noninterest expense	$158,000	10,957
Pre-tax net operating income	$294,000	9,785
Securities gains (losses)	$17,000	2,020
Applicable income taxes	$101,000	9,160
Income before extraordinary items	$210,000	9,824
Extraordinary gains, net	$0	65
Net income	$210,000	9,829
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	5,621
Cash dividends	$100,000	6,741
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$198,440	9,917
1994-12-31 (YTD Data)		Rank
Total interest income	$1,382,000	10,973
Total interest expense	$607,000	10,572
Net interest income	$775,000	11,136
Provision for loan and lease losses	$6,000	8,739
Total noninterest income	$137,000	9,976
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$71,000	8,971
Trading account gains and fees	NA	NA
Additional Noninterest Income	$66,000	8,828
Total noninterest expense	$620,000	11,031
Salaries and employee benefits	$369,000	10,558
Premises and equipment expense	$82,000	10,584
Additional noninterest expense	$169,000	11,537
Pre-tax net operating income	$286,000	10,231
Securities gains (losses)	$19,000	1,821
Applicable income taxes	$83,000	9,725
Income before extraordinary items	$222,000	10,014
Extraordinary gains, net	$0	249
Net income	$222,000	10,025
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,944
Cash dividends	$100,000	6,840
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$208,130	10,226
1993-12-31 (YTD Data)		Rank
Total interest income	$1,280,000	11,732
Total interest expense	$580,000	11,261
Net interest income	$700,000	11,880
Provision for loan and lease losses	$0	10,371
Total noninterest income	$189,000	9,435
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$65,000	9,505
Trading account gains and fees	NA	NA
Additional Noninterest Income	$124,000	7,197
Total noninterest expense	$609,000	11,600
Salaries and employee benefits	$372,000	10,914
Premises and equipment expense	$50,000	12,210
Additional noninterest expense	$187,000	11,910
Pre-tax net operating income	$280,000	10,399
Securities gains (losses)	$51,000	3,368
Applicable income taxes	$80,000	10,214
Income before extraordinary items	$251,000	10,031
Extraordinary gains, net	$0	3,149
Net income	$251,000	10,168
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	8,555
Cash dividends	$100,000	6,847
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$212,240	10,271
1992-12-31 (YTD Data)		Rank
Total interest income	$1,351,000	12,285
Total interest expense	$644,000	12,089
Net interest income	$707,000	12,292
Provision for loan and lease losses	$0	11,756
Total noninterest income	$211,000	9,203
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$60,000	9,928
Trading account gains and fees	NA	NA
Additional Noninterest Income	$151,000	6,621
Total noninterest expense	$577,000	12,194
Salaries and employee benefits	$379,000	11,109
Premises and equipment expense	$49,000	12,719
Additional noninterest expense	$149,000	12,968
Pre-tax net operating income	$341,000	9,768
Securities gains (losses)	$0	8,369
Applicable income taxes	$122,000	9,301
Income before extraordinary items	$219,000	10,332
Extraordinary gains, net	$0	1,422
Net income	$219,000	10,470
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	11,020
Cash dividends	$125,000	6,110
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$219,000	9,993

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.