Home > Hopkins Federal Savings Bank > Income and Expense
Hopkins Federal Savings Bank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,758,000 | 3,640 |
| Total interest expense | $666,000 | 1,981 |
| Net interest income | $2,092,000 | 3,979 |
| Provision for loan and lease losses | $-427,000 | 5,952 |
| Total noninterest income | $274,000 | 3,982 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $1,000 | 5,885 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $273,000 | 3,152 |
| Total noninterest expense | $2,310,000 | 3,380 |
| Salaries and employee benefits | $1,652,000 | 2,868 |
| Premises and equipment expense | $98,000 | 4,985 |
| Additional noninterest expense | $560,000 | 4,022 |
| Pre-tax net operating income | $483,000 | 4,205 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $483,000 | 4,016 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $400,000 | 4,261 |
| Minority interest net income | $83,000 | 41 |
| Net income of bank and minority interests. | $483,000 | 4,015 |
| Net charge-offs | $-167,000 | 5,824 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $483,000 | 3,941 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,380,000 | 3,647 |
| Total interest expense | $335,000 | 1,969 |
| Net interest income | $1,045,000 | 3,992 |
| Provision for loan and lease losses | $-114,000 | 5,987 |
| Total noninterest income | $153,000 | 3,791 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $1,000 | 5,909 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $152,000 | 2,965 |
| Total noninterest expense | $968,000 | 3,772 |
| Salaries and employee benefits | $644,000 | 3,377 |
| Premises and equipment expense | $42,000 | 5,196 |
| Additional noninterest expense | $282,000 | 4,007 |
| Pre-tax net operating income | $344,000 | 3,650 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $344,000 | 3,392 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $299,000 | 3,636 |
| Minority interest net income | $45,000 | 39 |
| Net income of bank and minority interests. | $344,000 | 3,390 |
| Net charge-offs | $-117,000 | 5,907 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $344,000 | 3,331 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,192,000 | 3,375 |
| Total interest expense | $1,647,000 | 1,639 |
| Net interest income | $4,545,000 | 3,792 |
| Provision for loan and lease losses | $-80,000 | 5,713 |
| Total noninterest income | $476,000 | 4,245 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $2,000 | 6,012 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $474,000 | 3,362 |
| Total noninterest expense | $4,255,000 | 3,575 |
| Salaries and employee benefits | $2,557,000 | 3,362 |
| Premises and equipment expense | $244,000 | 4,810 |
| Additional noninterest expense | $1,454,000 | 3,465 |
| Pre-tax net operating income | $846,000 | 4,332 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $846,000 | 4,169 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $689,000 | 4,434 |
| Minority interest net income | $157,000 | 45 |
| Net income of bank and minority interests. | $846,000 | 4,169 |
| Net charge-offs | $-31,000 | 5,445 |
| Cash dividends | $650,000 | 2,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $846,000 | 4,118 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,791,000 | 3,344 |
| Total interest expense | $1,289,000 | 1,600 |
| Net interest income | $3,502,000 | 3,784 |
| Provision for loan and lease losses | $-68,000 | 5,884 |
| Total noninterest income | $349,000 | 4,306 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $2,000 | 6,089 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $347,000 | 3,408 |
| Total noninterest expense | $3,190,000 | 3,593 |
| Salaries and employee benefits | $1,897,000 | 3,394 |
| Premises and equipment expense | $189,000 | 4,800 |
| Additional noninterest expense | $1,104,000 | 3,451 |
| Pre-tax net operating income | $729,000 | 4,228 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $729,000 | 4,040 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $612,000 | 4,301 |
| Minority interest net income | $117,000 | 46 |
| Net income of bank and minority interests. | $729,000 | 4,042 |
| Net charge-offs | $-17,000 | 5,308 |
| Cash dividends | $462,000 | 2,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $729,000 | 3,983 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,212,000 | 3,347 |
| Total interest expense | $884,000 | 1,564 |
| Net interest income | $2,328,000 | 3,800 |
| Provision for loan and lease losses | $-68,000 | 6,021 |
| Total noninterest income | $241,000 | 4,276 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $1,000 | 6,159 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $240,000 | 3,370 |
| Total noninterest expense | $2,073,000 | 3,692 |
| Salaries and employee benefits | $1,209,000 | 3,524 |
| Premises and equipment expense | $127,000 | 4,822 |
| Additional noninterest expense | $737,000 | 3,470 |
| Pre-tax net operating income | $564,000 | 4,006 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $564,000 | 3,775 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $487,000 | 4,021 |
| Minority interest net income | $77,000 | 45 |
| Net income of bank and minority interests. | $564,000 | 3,778 |
| Net charge-offs | $-24,000 | 5,531 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $564,000 | 3,719 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,676,000 | 3,255 |
| Total interest expense | $452,000 | 1,537 |
| Net interest income | $1,224,000 | 3,675 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $7,000 | 6,245 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $1,000 | 6,193 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $6,000 | 5,971 |
| Total noninterest expense | $990,000 | 3,814 |
| Salaries and employee benefits | $581,000 | 3,652 |
| Premises and equipment expense | $63,000 | 4,884 |
| Additional noninterest expense | $346,000 | 3,619 |
| Pre-tax net operating income | $241,000 | 4,198 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $241,000 | 4,014 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $253,000 | 3,940 |
| Minority interest net income | $-12,000 | 6,409 |
| Net income of bank and minority interests. | $241,000 | 4,018 |
| Net charge-offs | $38,000 | 1,762 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $241,000 | 3,936 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,058,000 | 2,879 |
| Total interest expense | $1,889,000 | 1,565 |
| Net interest income | $6,169,000 | 3,180 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $130,000 | 5,780 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $2,000 | 6,325 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $128,000 | 5,022 |
| Total noninterest expense | $4,284,000 | 3,667 |
| Salaries and employee benefits | $2,409,000 | 3,558 |
| Premises and equipment expense | $277,000 | 4,808 |
| Additional noninterest expense | $1,598,000 | 3,405 |
| Pre-tax net operating income | $2,015,000 | 2,962 |
| Securities gains (losses) | $-890,000 | 6,467 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,125,000 | 3,742 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,107,000 | 3,778 |
| Minority interest net income | $18,000 | 64 |
| Net income of bank and minority interests. | $1,125,000 | 3,744 |
| Net charge-offs | $-830,000 | 6,440 |
| Cash dividends | $1,015,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,015,000 | 2,644 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,212,000 | 2,833 |
| Total interest expense | $1,404,000 | 1,591 |
| Net interest income | $4,808,000 | 3,111 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $31,000 | 6,353 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $2,000 | 6,399 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $29,000 | 5,918 |
| Total noninterest expense | $3,176,000 | 3,711 |
| Salaries and employee benefits | $1,782,000 | 3,607 |
| Premises and equipment expense | $197,000 | 4,953 |
| Additional noninterest expense | $1,197,000 | 3,411 |
| Pre-tax net operating income | $1,663,000 | 2,849 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,663,000 | 2,537 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,663,000 | 2,538 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,663,000 | 2,537 |
| Net charge-offs | $-794,000 | 6,522 |
| Cash dividends | $612,000 | 1,988 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,663,000 | 2,495 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,335,000 | 2,747 |
| Total interest expense | $930,000 | 1,609 |
| Net interest income | $3,405,000 | 2,981 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $35,000 | 6,286 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $1,000 | 6,461 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $34,000 | 5,645 |
| Total noninterest expense | $2,069,000 | 3,790 |
| Salaries and employee benefits | $1,179,000 | 3,650 |
| Premises and equipment expense | $120,000 | 5,168 |
| Additional noninterest expense | $770,000 | 3,516 |
| Pre-tax net operating income | $1,371,000 | 2,408 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,371,000 | 2,126 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,371,000 | 2,130 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,371,000 | 2,129 |
| Net charge-offs | $-550,000 | 6,568 |
| Cash dividends | $612,000 | 1,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,371,000 | 2,077 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,124,000 | 2,787 |
| Total interest expense | $471,000 | 1,615 |
| Net interest income | $1,653,000 | 3,043 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $13,000 | 6,419 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $1,000 | 6,493 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $12,000 | 5,871 |
| Total noninterest expense | $1,064,000 | 3,746 |
| Salaries and employee benefits | $604,000 | 3,623 |
| Premises and equipment expense | $60,000 | 5,233 |
| Additional noninterest expense | $400,000 | 3,405 |
| Pre-tax net operating income | $602,000 | 2,562 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $602,000 | 2,263 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $602,000 | 2,264 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $602,000 | 2,265 |
| Net charge-offs | $-56,000 | 6,350 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $602,000 | 2,225 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,173,000 | 2,628 |
| Total interest expense | $2,411,000 | 1,413 |
| Net interest income | $6,762,000 | 2,985 |
| Provision for loan and lease losses | $21,000 | 4,699 |
| Total noninterest income | $416,000 | 4,690 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $3,000 | 6,606 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $413,000 | 3,619 |
| Total noninterest expense | $3,868,000 | 4,006 |
| Salaries and employee benefits | $2,111,000 | 3,953 |
| Premises and equipment expense | $264,000 | 5,092 |
| Additional noninterest expense | $1,493,000 | 3,670 |
| Pre-tax net operating income | $3,289,000 | 2,015 |
| Securities gains (losses) | $-7,000 | 6,216 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $3,282,000 | 1,760 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,282,000 | 1,763 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,282,000 | 1,763 |
| Net charge-offs | $99,000 | 3,745 |
| Cash dividends | $2,144,000 | 1,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,289,000 | 1,726 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,205,000 | 2,531 |
| Total interest expense | $1,903,000 | 1,383 |
| Net interest income | $5,302,000 | 2,902 |
| Provision for loan and lease losses | $25,000 | 4,386 |
| Total noninterest income | $331,000 | 4,657 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $2,000 | 6,682 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $329,000 | 3,609 |
| Total noninterest expense | $2,916,000 | 4,005 |
| Salaries and employee benefits | $1,557,000 | 4,008 |
| Premises and equipment expense | $236,000 | 4,782 |
| Additional noninterest expense | $1,123,000 | 3,662 |
| Pre-tax net operating income | $2,692,000 | 1,921 |
| Securities gains (losses) | $-4,000 | 6,407 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $2,688,000 | 1,677 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,688,000 | 1,680 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,688,000 | 1,681 |
| Net charge-offs | $-83,000 | 6,558 |
| Cash dividends | $1,550,000 | 1,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,692,000 | 1,623 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,860,000 | 2,503 |
| Total interest expense | $1,352,000 | 1,327 |
| Net interest income | $3,508,000 | 2,910 |
| Provision for loan and lease losses | $25,000 | 4,134 |
| Total noninterest income | $226,000 | 4,669 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $1,000 | 6,729 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $225,000 | 3,605 |
| Total noninterest expense | $1,824,000 | 4,186 |
| Salaries and employee benefits | $987,000 | 4,152 |
| Premises and equipment expense | $153,000 | 4,847 |
| Additional noninterest expense | $684,000 | 3,884 |
| Pre-tax net operating income | $1,885,000 | 1,818 |
| Securities gains (losses) | $-4,000 | 6,577 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,881,000 | 1,616 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,881,000 | 1,618 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,881,000 | 1,621 |
| Net charge-offs | $36,000 | 3,609 |
| Cash dividends | $800,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,885,000 | 1,542 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,470,000 | 2,475 |
| Total interest expense | $708,000 | 1,304 |
| Net interest income | $1,762,000 | 2,908 |
| Provision for loan and lease losses | $28,000 | 3,375 |
| Total noninterest income | $164,000 | 4,014 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $1,000 | 6,768 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $163,000 | 3,064 |
| Total noninterest expense | $960,000 | 4,090 |
| Salaries and employee benefits | $483,000 | 4,242 |
| Premises and equipment expense | $31,000 | 6,232 |
| Additional noninterest expense | $446,000 | 3,240 |
| Pre-tax net operating income | $938,000 | 1,807 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $938,000 | 1,577 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $938,000 | 1,580 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $938,000 | 1,579 |
| Net charge-offs | $17,000 | 3,178 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $938,000 | 1,517 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,724,000 | 2,402 |
| Total interest expense | $3,983,000 | 1,119 |
| Net interest income | $6,741,000 | 3,077 |
| Provision for loan and lease losses | $233,000 | 3,745 |
| Total noninterest income | $277,000 | 5,333 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $3,000 | 6,858 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $274,000 | 4,158 |
| Total noninterest expense | $4,495,000 | 3,732 |
| Salaries and employee benefits | $2,052,000 | 4,073 |
| Premises and equipment expense | $105,000 | 6,485 |
| Additional noninterest expense | $2,338,000 | 2,722 |
| Pre-tax net operating income | $2,290,000 | 2,569 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $2,290,000 | 2,346 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,290,000 | 2,347 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,290,000 | 2,348 |
| Net charge-offs | $973,000 | 1,847 |
| Cash dividends | $220,000 | 3,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,290,000 | 2,223 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,999,000 | 2,460 |
| Total interest expense | $3,156,000 | 1,119 |
| Net interest income | $4,843,000 | 3,231 |
| Provision for loan and lease losses | $-120,000 | 7,030 |
| Total noninterest income | $298,000 | 4,882 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $3,000 | 6,943 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $295,000 | 3,723 |
| Total noninterest expense | $3,418,000 | 3,739 |
| Salaries and employee benefits | $1,582,000 | 4,022 |
| Premises and equipment expense | $71,000 | 6,647 |
| Additional noninterest expense | $1,765,000 | 2,714 |
| Pre-tax net operating income | $1,843,000 | 2,503 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,843,000 | 2,267 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,843,000 | 2,266 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,843,000 | 2,267 |
| Net charge-offs | $547,000 | 2,072 |
| Cash dividends | $220,000 | 2,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,843,000 | 2,140 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,185,000 | 2,545 |
| Total interest expense | $2,225,000 | 1,102 |
| Net interest income | $2,960,000 | 3,467 |
| Provision for loan and lease losses | $136,000 | 3,489 |
| Total noninterest income | $88,000 | 5,936 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $2,000 | 6,999 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $86,000 | 4,844 |
| Total noninterest expense | $2,036,000 | 4,038 |
| Salaries and employee benefits | $1,092,000 | 3,942 |
| Premises and equipment expense | $50,000 | 6,643 |
| Additional noninterest expense | $894,000 | 3,403 |
| Pre-tax net operating income | $876,000 | 3,110 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $876,000 | 2,849 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $876,000 | 2,850 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $876,000 | 2,850 |
| Net charge-offs | $512,000 | 1,738 |
| Cash dividends | $220,000 | 2,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $876,000 | 2,716 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,664,000 | 2,512 |
| Total interest expense | $1,170,000 | 1,085 |
| Net interest income | $1,494,000 | 3,467 |
| Provision for loan and lease losses | $49,000 | 3,734 |
| Total noninterest income | $67,000 | 5,500 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $1,000 | 7,039 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $66,000 | 4,315 |
| Total noninterest expense | $980,000 | 4,150 |
| Salaries and employee benefits | $546,000 | 3,975 |
| Premises and equipment expense | $24,000 | 6,706 |
| Additional noninterest expense | $410,000 | 3,581 |
| Pre-tax net operating income | $532,000 | 2,755 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $532,000 | 2,479 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $532,000 | 2,481 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $532,000 | 2,482 |
| Net charge-offs | $344,000 | 1,376 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $532,000 | 2,357 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,357,000 | 2,260 |
| Total interest expense | $6,023,000 | 1,009 |
| Net interest income | $6,334,000 | 3,325 |
| Provision for loan and lease losses | $1,889,000 | 1,637 |
| Total noninterest income | $815,000 | 3,479 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $815,000 | 2,418 |
| Total noninterest expense | $3,928,000 | 4,159 |
| Salaries and employee benefits | $2,084,000 | 4,069 |
| Premises and equipment expense | $390,000 | 4,627 |
| Additional noninterest expense | $1,454,000 | 3,936 |
| Pre-tax net operating income | $1,332,000 | 3,229 |
| Securities gains (losses) | $-172,000 | 7,146 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,160,000 | 3,256 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,160,000 | 3,259 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,160,000 | 3,259 |
| Net charge-offs | $2,799,000 | 1,252 |
| Cash dividends | $953,000 | 1,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,332,000 | 2,913 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,482,000 | 2,237 |
| Total interest expense | $4,704,000 | 1,019 |
| Net interest income | $4,778,000 | 3,331 |
| Provision for loan and lease losses | $361,000 | 3,357 |
| Total noninterest income | $509,000 | 3,846 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $509,000 | 2,673 |
| Total noninterest expense | $2,912,000 | 4,193 |
| Salaries and employee benefits | $1,562,000 | 4,060 |
| Premises and equipment expense | $292,000 | 4,678 |
| Additional noninterest expense | $1,058,000 | 4,018 |
| Pre-tax net operating income | $2,014,000 | 2,082 |
| Securities gains (losses) | $-39,000 | 7,129 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,975,000 | 1,853 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,975,000 | 1,853 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,975,000 | 1,853 |
| Net charge-offs | $1,252,000 | 1,682 |
| Cash dividends | $953,000 | 1,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,014,000 | 1,746 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,438,000 | 2,215 |
| Total interest expense | $3,242,000 | 1,022 |
| Net interest income | $3,196,000 | 3,324 |
| Provision for loan and lease losses | $15,000 | 5,808 |
| Total noninterest income | $435,000 | 3,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $435,000 | 2,311 |
| Total noninterest expense | $1,971,000 | 4,207 |
| Salaries and employee benefits | $1,048,000 | 4,073 |
| Premises and equipment expense | $206,000 | 4,589 |
| Additional noninterest expense | $717,000 | 4,034 |
| Pre-tax net operating income | $1,645,000 | 1,732 |
| Securities gains (losses) | $-39,000 | 7,204 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,606,000 | 1,532 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,606,000 | 1,532 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,606,000 | 1,532 |
| Net charge-offs | $364,000 | 2,468 |
| Cash dividends | $953,000 | 853 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,645,000 | 1,428 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,204,000 | 2,237 |
| Total interest expense | $1,646,000 | 1,043 |
| Net interest income | $1,558,000 | 3,367 |
| Provision for loan and lease losses | $11,000 | 5,352 |
| Total noninterest income | $362,000 | 2,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $362,000 | 1,682 |
| Total noninterest expense | $948,000 | 4,339 |
| Salaries and employee benefits | $573,000 | 3,860 |
| Premises and equipment expense | $119,000 | 4,293 |
| Additional noninterest expense | $256,000 | 4,951 |
| Pre-tax net operating income | $961,000 | 1,502 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $961,000 | 1,286 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $961,000 | 1,286 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $961,000 | 1,286 |
| Net charge-offs | $364,000 | 1,597 |
| Cash dividends | $120,000 | 1,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $961,000 | 1,249 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,509,000 | 2,077 |
| Total interest expense | $7,317,000 | 1,129 |
| Net interest income | $7,192,000 | 3,004 |
| Provision for loan and lease losses | $1,222,000 | 2,753 |
| Total noninterest income | $250,000 | 5,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $250,000 | 4,250 |
| Total noninterest expense | $3,366,000 | 4,697 |
| Salaries and employee benefits | $1,704,000 | 4,682 |
| Premises and equipment expense | $383,000 | 4,843 |
| Additional noninterest expense | $1,279,000 | 4,442 |
| Pre-tax net operating income | $2,854,000 | 1,689 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $2,854,000 | 1,463 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,854,000 | 1,465 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,854,000 | 1,466 |
| Net charge-offs | $671,000 | 3,231 |
| Cash dividends | $1,500,000 | 1,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,854,000 | 1,412 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,321,000 | 2,044 |
| Total interest expense | $5,538,000 | 1,158 |
| Net interest income | $5,783,000 | 2,850 |
| Provision for loan and lease losses | $547,000 | 3,392 |
| Total noninterest income | $213,000 | 5,584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $213,000 | 4,085 |
| Total noninterest expense | $2,630,000 | 4,605 |
| Salaries and employee benefits | $1,428,000 | 4,414 |
| Premises and equipment expense | $296,000 | 4,868 |
| Additional noninterest expense | $906,000 | 4,585 |
| Pre-tax net operating income | $2,819,000 | 1,392 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $2,819,000 | 1,195 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,819,000 | 1,199 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,819,000 | 1,199 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $1,500,000 | 712 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,819,000 | 1,140 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,636,000 | 2,047 |
| Total interest expense | $3,748,000 | 1,193 |
| Net interest income | $3,888,000 | 2,824 |
| Provision for loan and lease losses | $277,000 | 3,755 |
| Total noninterest income | $138,000 | 5,633 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $138,000 | 4,125 |
| Total noninterest expense | $1,639,000 | 4,792 |
| Salaries and employee benefits | $919,000 | 4,520 |
| Premises and equipment expense | $201,000 | 4,858 |
| Additional noninterest expense | $519,000 | 4,985 |
| Pre-tax net operating income | $2,110,000 | 1,243 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $2,110,000 | 1,068 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,110,000 | 1,070 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,110,000 | 1,069 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $1,000,000 | 705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,110,000 | 1,022 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,758,000 | 2,124 |
| Total interest expense | $1,917,000 | 1,219 |
| Net interest income | $1,841,000 | 3,005 |
| Provision for loan and lease losses | $7,000 | 6,262 |
| Total noninterest income | $27,000 | 6,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $27,000 | 5,578 |
| Total noninterest expense | $787,000 | 4,972 |
| Salaries and employee benefits | $465,000 | 4,551 |
| Premises and equipment expense | $98,000 | 4,997 |
| Additional noninterest expense | $224,000 | 5,415 |
| Pre-tax net operating income | $1,074,000 | 1,219 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $1,074,000 | 1,021 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,074,000 | 1,023 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,074,000 | 1,024 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,074,000 | 989 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,696,000 | 2,269 |
| Total interest expense | $9,260,000 | 1,284 |
| Net interest income | $5,436,000 | 3,735 |
| Provision for loan and lease losses | $354,000 | 5,050 |
| Total noninterest income | $-231,000 | 7,832 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-231,000 | 7,702 |
| Total noninterest expense | $3,757,000 | 4,509 |
| Salaries and employee benefits | $2,194,000 | 4,077 |
| Premises and equipment expense | $442,000 | 4,732 |
| Additional noninterest expense | $1,121,000 | 4,919 |
| Pre-tax net operating income | $1,094,000 | 2,849 |
| Securities gains (losses) | $3,000 | 3,532 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,097,000 | 2,622 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,097,000 | 2,620 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,097,000 | 2,621 |
| Net charge-offs | $524,000 | 3,721 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,094,000 | 2,578 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,989,000 | 2,312 |
| Total interest expense | $7,192,000 | 1,306 |
| Net interest income | $3,797,000 | 3,914 |
| Provision for loan and lease losses | $-421,000 | 8,094 |
| Total noninterest income | $-392,000 | 7,995 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-392,000 | 7,937 |
| Total noninterest expense | $2,931,000 | 4,419 |
| Salaries and employee benefits | $1,751,000 | 3,931 |
| Premises and equipment expense | $323,000 | 4,836 |
| Additional noninterest expense | $857,000 | 4,855 |
| Pre-tax net operating income | $895,000 | 2,931 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $895,000 | 2,660 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $895,000 | 2,657 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $895,000 | 2,660 |
| Net charge-offs | $100,000 | 5,053 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $895,000 | 2,620 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,335,000 | 2,347 |
| Total interest expense | $4,908,000 | 1,350 |
| Net interest income | $2,427,000 | 4,010 |
| Provision for loan and lease losses | $-663,000 | 8,188 |
| Total noninterest income | $-445,000 | 8,103 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-445,000 | 8,072 |
| Total noninterest expense | $1,984,000 | 4,404 |
| Salaries and employee benefits | $1,160,000 | 3,976 |
| Premises and equipment expense | $220,000 | 4,815 |
| Additional noninterest expense | $604,000 | 4,703 |
| Pre-tax net operating income | $661,000 | 2,860 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $661,000 | 2,599 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $661,000 | 2,596 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $661,000 | 2,598 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $661,000 | 2,517 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,766,000 | 2,317 |
| Total interest expense | $2,506,000 | 1,376 |
| Net interest income | $1,260,000 | 3,910 |
| Provision for loan and lease losses | $-670,000 | 8,237 |
| Total noninterest income | $-578,000 | 8,202 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-578,000 | 8,202 |
| Total noninterest expense | $898,000 | 4,615 |
| Salaries and employee benefits | $590,000 | 3,962 |
| Premises and equipment expense | $102,000 | 5,065 |
| Additional noninterest expense | $206,000 | 5,524 |
| Pre-tax net operating income | $454,000 | 2,553 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $454,000 | 2,317 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $454,000 | 2,317 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $454,000 | 2,319 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $454,000 | 2,181 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,901,000 | 2,478 |
| Total interest expense | $10,116,000 | 1,612 |
| Net interest income | $4,785,000 | 4,065 |
| Provision for loan and lease losses | $767,000 | 3,115 |
| Total noninterest income | $637,000 | 4,340 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $637,000 | 2,802 |
| Total noninterest expense | $3,182,000 | 4,926 |
| Salaries and employee benefits | $2,135,000 | 4,239 |
| Premises and equipment expense | $414,000 | 4,992 |
| Additional noninterest expense | $633,000 | 6,094 |
| Pre-tax net operating income | $1,473,000 | 3,056 |
| Securities gains (losses) | $4,000 | 2,823 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,477,000 | 2,543 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,477,000 | 2,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $801,000 | 2,194 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,473,000 | 2,693 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,047,000 | 2,562 |
| Total interest expense | $7,567,000 | 1,665 |
| Net interest income | $3,480,000 | 4,179 |
| Provision for loan and lease losses | $43,000 | 6,051 |
| Total noninterest income | $496,000 | 4,346 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $496,000 | 2,829 |
| Total noninterest expense | $2,292,000 | 5,043 |
| Salaries and employee benefits | $1,564,000 | 4,338 |
| Premises and equipment expense | $307,000 | 5,042 |
| Additional noninterest expense | $421,000 | 6,354 |
| Pre-tax net operating income | $1,641,000 | 2,661 |
| Securities gains (losses) | $4,000 | 2,700 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,645,000 | 2,142 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,645,000 | 2,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,890 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,641,000 | 2,248 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,252,000 | 2,631 |
| Total interest expense | $5,103,000 | 1,720 |
| Net interest income | $2,149,000 | 4,386 |
| Provision for loan and lease losses | $34,000 | 5,522 |
| Total noninterest income | $299,000 | 4,632 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $299,000 | 3,022 |
| Total noninterest expense | $1,534,000 | 5,056 |
| Salaries and employee benefits | $1,040,000 | 4,388 |
| Premises and equipment expense | $215,000 | 4,931 |
| Additional noninterest expense | $279,000 | 6,373 |
| Pre-tax net operating income | $880,000 | 3,221 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $880,000 | 2,852 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $880,000 | 2,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $880,000 | 2,792 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,595,000 | 2,718 |
| Total interest expense | $2,578,000 | 1,821 |
| Net interest income | $1,017,000 | 4,566 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $171,000 | 4,304 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $171,000 | 2,818 |
| Total noninterest expense | $803,000 | 4,922 |
| Salaries and employee benefits | $536,000 | 4,307 |
| Premises and equipment expense | $119,000 | 4,656 |
| Additional noninterest expense | $148,000 | 6,209 |
| Pre-tax net operating income | $370,000 | 3,714 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $370,000 | 3,356 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $370,000 | 3,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $370,000 | 3,261 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,541,000 | 2,466 |
| Total interest expense | $9,798,000 | 1,971 |
| Net interest income | $6,743,000 | 3,196 |
| Provision for loan and lease losses | $825,000 | 1,641 |
| Total noninterest income | $650,000 | 4,463 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $650,000 | 2,877 |
| Total noninterest expense | $3,223,000 | 4,787 |
| Salaries and employee benefits | $2,128,000 | 4,187 |
| Premises and equipment expense | $457,000 | 4,631 |
| Additional noninterest expense | $638,000 | 5,976 |
| Pre-tax net operating income | $3,345,000 | 2,274 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $3,345,000 | 1,867 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,345,000 | 1,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $3,300,000 | 1,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,345,000 | 1,854 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,400,000 | 2,474 |
| Total interest expense | $7,248,000 | 1,991 |
| Net interest income | $5,152,000 | 3,156 |
| Provision for loan and lease losses | $242,000 | 2,667 |
| Total noninterest income | $504,000 | 4,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $504,000 | 2,826 |
| Total noninterest expense | $2,340,000 | 4,861 |
| Salaries and employee benefits | $1,561,000 | 4,253 |
| Premises and equipment expense | $353,000 | 4,521 |
| Additional noninterest expense | $426,000 | 6,229 |
| Pre-tax net operating income | $3,074,000 | 2,060 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $3,074,000 | 1,646 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,074,000 | 1,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $2,800,000 | 927 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,074,000 | 1,633 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,275,000 | 2,489 |
| Total interest expense | $4,792,000 | 2,020 |
| Net interest income | $3,483,000 | 3,143 |
| Provision for loan and lease losses | $-28,000 | 8,403 |
| Total noninterest income | $295,000 | 4,706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $295,000 | 3,039 |
| Total noninterest expense | $1,595,000 | 4,827 |
| Salaries and employee benefits | $1,038,000 | 4,303 |
| Premises and equipment expense | $274,000 | 4,110 |
| Additional noninterest expense | $283,000 | 6,271 |
| Pre-tax net operating income | $2,211,000 | 1,989 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $2,211,000 | 1,584 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,211,000 | 1,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $1,600,000 | 1,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,211,000 | 1,564 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,101,000 | 2,509 |
| Total interest expense | $2,355,000 | 2,034 |
| Net interest income | $1,746,000 | 3,130 |
| Provision for loan and lease losses | $11,000 | 4,971 |
| Total noninterest income | $103,000 | 5,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $103,000 | 3,716 |
| Total noninterest expense | $827,000 | 4,709 |
| Salaries and employee benefits | $523,000 | 4,288 |
| Premises and equipment expense | $163,000 | 3,650 |
| Additional noninterest expense | $141,000 | 6,288 |
| Pre-tax net operating income | $1,011,000 | 2,148 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $1,011,000 | 1,700 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,011,000 | 1,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $1,100,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,011,000 | 1,688 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,331,000 | 2,378 |
| Total interest expense | $8,837,000 | 1,877 |
| Net interest income | $7,494,000 | 2,922 |
| Provision for loan and lease losses | $255,000 | 3,055 |
| Total noninterest income | $1,017,000 | 3,505 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,017,000 | 2,195 |
| Total noninterest expense | $2,989,000 | 4,899 |
| Salaries and employee benefits | $2,036,000 | 4,207 |
| Premises and equipment expense | $383,000 | 5,066 |
| Additional noninterest expense | $570,000 | 6,205 |
| Pre-tax net operating income | $5,267,000 | 1,799 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $5,267,000 | 1,387 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,267,000 | 1,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $3,500,000 | 979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,267,000 | 1,379 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,259,000 | 2,366 |
| Total interest expense | $6,546,000 | 1,849 |
| Net interest income | $5,713,000 | 2,906 |
| Provision for loan and lease losses | $186,000 | 2,997 |
| Total noninterest income | $688,000 | 3,754 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $688,000 | 2,340 |
| Total noninterest expense | $2,138,000 | 5,045 |
| Salaries and employee benefits | $1,427,000 | 4,411 |
| Premises and equipment expense | $289,000 | 5,069 |
| Additional noninterest expense | $422,000 | 6,252 |
| Pre-tax net operating income | $4,077,000 | 1,804 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $4,077,000 | 1,392 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,077,000 | 1,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $3,500,000 | 727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,077,000 | 1,374 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,953,000 | 2,385 |
| Total interest expense | $4,291,000 | 1,793 |
| Net interest income | $3,662,000 | 3,021 |
| Provision for loan and lease losses | $72,000 | 3,866 |
| Total noninterest income | $285,000 | 4,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $285,000 | 3,111 |
| Total noninterest expense | $1,405,000 | 5,108 |
| Salaries and employee benefits | $942,000 | 4,460 |
| Premises and equipment expense | $187,000 | 5,145 |
| Additional noninterest expense | $276,000 | 6,320 |
| Pre-tax net operating income | $2,470,000 | 1,967 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $2,470,000 | 1,502 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,470,000 | 1,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $2,000,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,470,000 | 1,481 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,939,000 | 2,359 |
| Total interest expense | $2,061,000 | 1,771 |
| Net interest income | $1,878,000 | 2,940 |
| Provision for loan and lease losses | $164,000 | 1,334 |
| Total noninterest income | $108,000 | 5,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $108,000 | 3,577 |
| Total noninterest expense | $683,000 | 5,204 |
| Salaries and employee benefits | $480,000 | 4,408 |
| Premises and equipment expense | $82,000 | 5,576 |
| Additional noninterest expense | $121,000 | 6,613 |
| Pre-tax net operating income | $1,139,000 | 2,066 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $1,139,000 | 1,587 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,139,000 | 1,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $2,000,000 | 412 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,139,000 | 1,566 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,731,000 | 2,408 |
| Total interest expense | $6,824,000 | 1,667 |
| Net interest income | $6,907,000 | 3,072 |
| Provision for loan and lease losses | $173,000 | 3,886 |
| Total noninterest income | $1,243,000 | 3,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,243,000 | 1,919 |
| Total noninterest expense | $2,784,000 | 5,031 |
| Salaries and employee benefits | $1,845,000 | 4,391 |
| Premises and equipment expense | $358,000 | 5,209 |
| Additional noninterest expense | $581,000 | 6,157 |
| Pre-tax net operating income | $5,193,000 | 1,806 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $-191,000 | 8,671 |
| Income before extraordinary items | $5,383,000 | 1,326 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,383,000 | 1,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,024 |
| Cash dividends | $2,050,000 | 1,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,384,000 | 1,309 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,083,000 | 2,391 |
| Total interest expense | $4,909,000 | 1,644 |
| Net interest income | $5,174,000 | 3,065 |
| Provision for loan and lease losses | $204,000 | 2,929 |
| Total noninterest income | $991,000 | 2,925 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $991,000 | 1,826 |
| Total noninterest expense | $1,925,000 | 5,269 |
| Salaries and employee benefits | $1,302,000 | 4,572 |
| Premises and equipment expense | $249,000 | 5,446 |
| Additional noninterest expense | $374,000 | 6,559 |
| Pre-tax net operating income | $4,036,000 | 1,750 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $4,036,000 | 1,341 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,036,000 | 1,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,791 |
| Cash dividends | $2,050,000 | 1,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,036,000 | 1,316 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,560,000 | 2,396 |
| Total interest expense | $3,125,000 | 1,622 |
| Net interest income | $3,435,000 | 3,044 |
| Provision for loan and lease losses | $42,000 | 4,804 |
| Total noninterest income | $567,000 | 3,238 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $567,000 | 2,013 |
| Total noninterest expense | $1,258,000 | 5,312 |
| Salaries and employee benefits | $849,000 | 4,623 |
| Premises and equipment expense | $154,000 | 5,635 |
| Additional noninterest expense | $255,000 | 6,476 |
| Pre-tax net operating income | $2,702,000 | 1,715 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $2,702,000 | 1,306 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,702,000 | 1,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,718 |
| Cash dividends | $1,050,000 | 1,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,702,000 | 1,280 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,235,000 | 2,380 |
| Total interest expense | $1,503,000 | 1,589 |
| Net interest income | $1,732,000 | 3,016 |
| Provision for loan and lease losses | $64,000 | 2,777 |
| Total noninterest income | $172,000 | 4,357 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $172,000 | 2,731 |
| Total noninterest expense | $639,000 | 5,296 |
| Salaries and employee benefits | $433,000 | 4,567 |
| Premises and equipment expense | $75,000 | 5,744 |
| Additional noninterest expense | $131,000 | 6,423 |
| Pre-tax net operating income | $1,201,000 | 1,879 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $1,201,000 | 1,413 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,201,000 | 1,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $450,000 | 1,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,201,000 | 1,390 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,765,000 | 2,444 |
| Total interest expense | $5,262,000 | 1,559 |
| Net interest income | $6,503,000 | 3,079 |
| Provision for loan and lease losses | $125,000 | 4,546 |
| Total noninterest income | $775,000 | 4,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $775,000 | 2,548 |
| Total noninterest expense | $2,413,000 | 5,423 |
| Salaries and employee benefits | $1,606,000 | 4,715 |
| Premises and equipment expense | $306,000 | 5,633 |
| Additional noninterest expense | $501,000 | 6,525 |
| Pre-tax net operating income | $4,740,000 | 1,774 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $-97,000 | 8,728 |
| Income before extraordinary items | $4,840,000 | 1,332 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,840,000 | 1,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $1,450,000 | 1,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,837,000 | 1,300 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,717,000 | 2,442 |
| Total interest expense | $3,782,000 | 1,599 |
| Net interest income | $4,935,000 | 3,038 |
| Provision for loan and lease losses | $46,000 | 5,461 |
| Total noninterest income | $608,000 | 4,037 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $608,000 | 2,477 |
| Total noninterest expense | $1,691,000 | 5,598 |
| Salaries and employee benefits | $1,160,000 | 4,788 |
| Premises and equipment expense | $221,000 | 5,691 |
| Additional noninterest expense | $310,000 | 7,014 |
| Pre-tax net operating income | $3,806,000 | 1,691 |
| Securities gains (losses) | $3,000 | 3,253 |
| Applicable income taxes | $-97,000 | 8,854 |
| Income before extraordinary items | $3,906,000 | 1,265 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,906,000 | 1,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $1,450,000 | 1,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,903,000 | 1,227 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,714,000 | 2,456 |
| Total interest expense | $2,462,000 | 1,617 |
| Net interest income | $3,252,000 | 3,063 |
| Provision for loan and lease losses | $-16,000 | 8,883 |
| Total noninterest income | $414,000 | 4,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $414,000 | 2,459 |
| Total noninterest expense | $1,136,000 | 5,612 |
| Salaries and employee benefits | $775,000 | 4,821 |
| Premises and equipment expense | $152,000 | 5,624 |
| Additional noninterest expense | $209,000 | 7,033 |
| Pre-tax net operating income | $2,546,000 | 1,659 |
| Securities gains (losses) | $3,000 | 2,926 |
| Applicable income taxes | $-97,000 | 8,937 |
| Income before extraordinary items | $2,646,000 | 1,231 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,646,000 | 1,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $600,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,643,000 | 1,189 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,876,000 | 2,442 |
| Total interest expense | $1,242,000 | 1,623 |
| Net interest income | $1,634,000 | 3,032 |
| Provision for loan and lease losses | $-36,000 | 8,987 |
| Total noninterest income | $253,000 | 3,497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $253,000 | 2,115 |
| Total noninterest expense | $561,000 | 5,665 |
| Salaries and employee benefits | $390,000 | 4,830 |
| Premises and equipment expense | $74,000 | 5,726 |
| Additional noninterest expense | $97,000 | 7,220 |
| Pre-tax net operating income | $1,362,000 | 1,522 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-97,000 | 9,033 |
| Income before extraordinary items | $1,459,000 | 1,125 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,459,000 | 1,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,459,000 | 1,062 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,773,000 | 2,427 |
| Total interest expense | $5,564,000 | 1,619 |
| Net interest income | $6,209,000 | 3,092 |
| Provision for loan and lease losses | $52,000 | 6,221 |
| Total noninterest income | $785,000 | 4,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $785,000 | 2,767 |
| Total noninterest expense | $2,470,000 | 5,259 |
| Salaries and employee benefits | $1,649,000 | 4,537 |
| Premises and equipment expense | $287,000 | 5,793 |
| Additional noninterest expense | $534,000 | 6,355 |
| Pre-tax net operating income | $4,472,000 | 1,798 |
| Securities gains (losses) | $96,000 | 1,933 |
| Applicable income taxes | $1,709,000 | 1,448 |
| Income before extraordinary items | $2,859,000 | 2,125 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,859,000 | 2,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,116 |
| Cash dividends | $1,000,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,797,560 | 2,073 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,958,000 | 2,428 |
| Total interest expense | $4,290,000 | 1,642 |
| Net interest income | $4,668,000 | 3,095 |
| Provision for loan and lease losses | $57,000 | 5,593 |
| Total noninterest income | $622,000 | 4,204 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $622,000 | 2,777 |
| Total noninterest expense | $1,848,000 | 5,245 |
| Salaries and employee benefits | $1,227,000 | 4,548 |
| Premises and equipment expense | $208,000 | 5,887 |
| Additional noninterest expense | $413,000 | 6,246 |
| Pre-tax net operating income | $3,385,000 | 1,848 |
| Securities gains (losses) | $96,000 | 1,787 |
| Applicable income taxes | $1,291,000 | 1,509 |
| Income before extraordinary items | $2,190,000 | 2,148 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,190,000 | 2,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,592 |
| Cash dividends | $1,000,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,128,560 | 2,085 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,040,000 | 2,423 |
| Total interest expense | $2,952,000 | 1,646 |
| Net interest income | $3,088,000 | 3,107 |
| Provision for loan and lease losses | $25,000 | 6,080 |
| Total noninterest income | $480,000 | 3,830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $480,000 | 2,502 |
| Total noninterest expense | $1,150,000 | 5,492 |
| Salaries and employee benefits | $790,000 | 4,657 |
| Premises and equipment expense | $144,000 | 5,786 |
| Additional noninterest expense | $216,000 | 6,942 |
| Pre-tax net operating income | $2,393,000 | 1,750 |
| Securities gains (losses) | $95,000 | 1,552 |
| Applicable income taxes | $921,000 | 1,459 |
| Income before extraordinary items | $1,567,000 | 2,026 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,567,000 | 2,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,353 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,506,200 | 1,984 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,088,000 | 2,385 |
| Total interest expense | $1,507,000 | 1,647 |
| Net interest income | $1,581,000 | 3,021 |
| Provision for loan and lease losses | $13,000 | 5,878 |
| Total noninterest income | $232,000 | 3,803 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $232,000 | 2,467 |
| Total noninterest expense | $610,000 | 5,283 |
| Salaries and employee benefits | $432,000 | 4,377 |
| Premises and equipment expense | $71,000 | 5,797 |
| Additional noninterest expense | $107,000 | 6,979 |
| Pre-tax net operating income | $1,190,000 | 1,761 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $447,000 | 1,506 |
| Income before extraordinary items | $743,000 | 2,107 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $743,000 | 2,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $743,000 | 1,991 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,434,000 | 2,672 |
| Total interest expense | $6,472,000 | 1,762 |
| Net interest income | $4,962,000 | 3,698 |
| Provision for loan and lease losses | $-167,000 | 9,292 |
| Total noninterest income | $497,000 | 5,236 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $497,000 | 3,293 |
| Total noninterest expense | $2,309,000 | 5,364 |
| Salaries and employee benefits | $1,398,000 | 4,944 |
| Premises and equipment expense | $318,000 | 5,381 |
| Additional noninterest expense | $593,000 | 5,978 |
| Pre-tax net operating income | $3,317,000 | 2,307 |
| Securities gains (losses) | $-14,000 | 8,946 |
| Applicable income taxes | $1,209,000 | 1,937 |
| Income before extraordinary items | $2,094,000 | 2,701 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,094,000 | 2,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-71,000 | 9,200 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,102,960 | 2,601 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,080,000 | 3,043 |
| Total interest expense | $7,375,000 | 2,178 |
| Net interest income | $3,705,000 | 4,383 |
| Provision for loan and lease losses | $-19,000 | 9,459 |
| Total noninterest income | $466,000 | 5,265 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $466,000 | 3,253 |
| Total noninterest expense | $1,954,000 | 5,823 |
| Salaries and employee benefits | $1,342,000 | 4,919 |
| Premises and equipment expense | $224,000 | 6,440 |
| Additional noninterest expense | $388,000 | 7,239 |
| Pre-tax net operating income | $2,236,000 | 2,915 |
| Securities gains (losses) | $5,000 | 3,927 |
| Applicable income taxes | $792,000 | 2,443 |
| Income before extraordinary items | $1,449,000 | 3,300 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,449,000 | 3,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 9,130 |
| Cash dividends | $1,000,000 | 2,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,445,750 | 3,206 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,795,000 | 3,186 |
| Total interest expense | $6,381,000 | 2,610 |
| Net interest income | $4,414,000 | 3,870 |
| Provision for loan and lease losses | $28,000 | 7,325 |
| Total noninterest income | $478,000 | 5,029 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $478,000 | 3,022 |
| Total noninterest expense | $1,945,000 | 5,772 |
| Salaries and employee benefits | $1,198,000 | 5,234 |
| Premises and equipment expense | $227,000 | 6,359 |
| Additional noninterest expense | $520,000 | 6,279 |
| Pre-tax net operating income | $2,919,000 | 2,441 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,049,000 | 2,040 |
| Income before extraordinary items | $1,870,000 | 2,717 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,870,000 | 2,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 9,516 |
| Cash dividends | $1,000,000 | 2,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,870,000 | 2,717 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,008,000 | 2,933 |
| Total interest expense | $6,917,000 | 2,146 |
| Net interest income | $4,091,000 | 4,099 |
| Provision for loan and lease losses | $-24,000 | 10,017 |
| Total noninterest income | $1,595,000 | 2,207 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,595,000 | 1,339 |
| Total noninterest expense | $1,963,000 | 5,759 |
| Salaries and employee benefits | $1,232,000 | 5,064 |
| Premises and equipment expense | $214,000 | 6,582 |
| Additional noninterest expense | $517,000 | 6,384 |
| Pre-tax net operating income | $3,747,000 | 1,965 |
| Securities gains (losses) | $-28,000 | 9,642 |
| Applicable income taxes | $1,277,000 | 1,811 |
| Income before extraordinary items | $2,442,000 | 2,146 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,442,000 | 2,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,729 |
| Cash dividends | $1,000,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,460,480 | 2,095 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,854,000 | 2,974 |
| Total interest expense | $6,998,000 | 2,167 |
| Net interest income | $3,856,000 | 4,249 |
| Provision for loan and lease losses | $-134,000 | 10,345 |
| Total noninterest income | $792,000 | 3,650 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $792,000 | 2,186 |
| Total noninterest expense | $1,741,000 | 6,140 |
| Salaries and employee benefits | $1,108,000 | 5,374 |
| Premises and equipment expense | $200,000 | 6,717 |
| Additional noninterest expense | $433,000 | 6,952 |
| Pre-tax net operating income | $3,041,000 | 2,340 |
| Securities gains (losses) | $11,000 | 2,878 |
| Applicable income taxes | $1,085,000 | 2,159 |
| Income before extraordinary items | $1,967,000 | 2,588 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,967,000 | 2,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-235,000 | 10,366 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,959,960 | 2,525 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,530,000 | 3,081 |
| Total interest expense | $6,434,000 | 2,335 |
| Net interest income | $4,096,000 | 4,158 |
| Provision for loan and lease losses | $268,000 | 2,839 |
| Total noninterest income | $534,000 | 4,787 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $534,000 | 2,693 |
| Total noninterest expense | $1,766,000 | 6,147 |
| Salaries and employee benefits | $1,125,000 | 5,374 |
| Premises and equipment expense | $182,000 | 7,166 |
| Additional noninterest expense | $459,000 | 6,847 |
| Pre-tax net operating income | $2,596,000 | 2,822 |
| Securities gains (losses) | $-6,000 | 9,765 |
| Applicable income taxes | $879,000 | 2,714 |
| Income before extraordinary items | $1,711,000 | 2,972 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,711,000 | 2,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 2,360 |
| Cash dividends | $1,000,000 | 2,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,714,960 | 2,912 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,687,000 | 3,373 |
| Total interest expense | $6,244,000 | 2,465 |
| Net interest income | $3,443,000 | 4,884 |
| Provision for loan and lease losses | $-299,000 | 11,370 |
| Total noninterest income | $416,000 | 5,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $416,000 | 3,326 |
| Total noninterest expense | $2,437,000 | 5,109 |
| Salaries and employee benefits | $982,000 | 6,079 |
| Premises and equipment expense | $200,000 | 7,027 |
| Additional noninterest expense | $1,255,000 | 3,638 |
| Pre-tax net operating income | $1,721,000 | 3,871 |
| Securities gains (losses) | $-30,000 | 10,843 |
| Applicable income taxes | $694,000 | 3,200 |
| Income before extraordinary items | $997,000 | 4,528 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $997,000 | 4,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $270,000 | 4,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,016,200 | 4,371 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,081,000 | 3,971 |
| Total interest expense | $4,678,000 | 3,204 |
| Net interest income | $3,403,000 | 4,980 |
| Provision for loan and lease losses | $175,000 | 3,337 |
| Total noninterest income | $161,000 | 9,123 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $161,000 | 5,779 |
| Total noninterest expense | $1,499,000 | 7,278 |
| Salaries and employee benefits | $793,000 | 7,139 |
| Premises and equipment expense | $167,000 | 7,878 |
| Additional noninterest expense | $539,000 | 6,952 |
| Pre-tax net operating income | $1,890,000 | 3,675 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $585,000 | 3,723 |
| Income before extraordinary items | $1,305,000 | 3,669 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,305,000 | 3,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,371 |
| Cash dividends | $1,000,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,305,000 | 3,646 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,190,000 | 4,120 |
| Total interest expense | $3,590,000 | 3,378 |
| Net interest income | $3,600,000 | 4,827 |
| Provision for loan and lease losses | $-160,000 | 12,278 |
| Total noninterest income | $338,000 | 6,803 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $338,000 | 3,804 |
| Total noninterest expense | $1,512,000 | 7,561 |
| Salaries and employee benefits | $780,000 | 7,316 |
| Premises and equipment expense | $153,000 | 8,471 |
| Additional noninterest expense | $579,000 | 7,185 |
| Pre-tax net operating income | $2,586,000 | 2,739 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $937,000 | 2,376 |
| Income before extraordinary items | $1,649,000 | 2,921 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,649,000 | 2,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,447 |
| Cash dividends | $1,000,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,649,000 | 2,946 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,620,000 | 3,999 |
| Total interest expense | $3,757,000 | 3,355 |
| Net interest income | $3,863,000 | 4,541 |
| Provision for loan and lease losses | $198,000 | 3,956 |
| Total noninterest income | $182,000 | 9,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $182,000 | 5,963 |
| Total noninterest expense | $1,417,000 | 8,115 |
| Salaries and employee benefits | $711,000 | 7,931 |
| Premises and equipment expense | $97,000 | 10,539 |
| Additional noninterest expense | $609,000 | 7,251 |
| Pre-tax net operating income | $2,430,000 | 2,779 |
| Securities gains (losses) | $104,000 | 2,454 |
| Applicable income taxes | $1,023,000 | 2,196 |
| Income before extraordinary items | $1,511,000 | 3,235 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,511,000 | 3,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 6,126 |
| Cash dividends | $1,500,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,444,440 | 3,176 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,532,000 | 4,527 |
| Total interest expense | $4,423,000 | 3,705 |
| Net interest income | $3,109,000 | 5,560 |
| Provision for loan and lease losses | $224,000 | 4,930 |
| Total noninterest income | $321,000 | 7,446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $321,000 | 4,244 |
| Total noninterest expense | $1,157,000 | 9,249 |
| Salaries and employee benefits | $596,000 | 8,839 |
| Premises and equipment expense | $119,000 | 10,050 |
| Additional noninterest expense | $442,000 | 9,073 |
| Pre-tax net operating income | $2,049,000 | 3,035 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $821,000 | 2,540 |
| Income before extraordinary items | $1,228,000 | 3,721 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,228,000 | 3,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 3,559 |
| Cash dividends | $800,000 | 1,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,228,000 | 3,454 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.