Home > Homosassa Springs Bank > Income and Expense
Homosassa Springs Bank, Income and Expense
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,466,000 | 6,538 |
| Total interest expense | $1,238,000 | 6,807 |
| Net interest income | $2,228,000 | 6,247 |
| Provision for loan and lease losses | $9,000 | 6,631 |
| Total noninterest income | $460,000 | 5,211 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $372,000 | 3,664 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $88,000 | 6,406 |
| Total noninterest expense | $1,766,000 | 6,527 |
| Salaries and employee benefits | $742,000 | 7,144 |
| Premises and equipment expense | $97,000 | 7,786 |
| Additional noninterest expense | $927,000 | 4,884 |
| Pre-tax net operating income | $913,000 | 4,920 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $913,000 | 4,517 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $913,000 | 4,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $930,000 | 2,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $913,000 | 4,505 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,603,000 | 6,579 |
| Total interest expense | $908,000 | 6,881 |
| Net interest income | $1,695,000 | 6,254 |
| Provision for loan and lease losses | $9,000 | 6,211 |
| Total noninterest income | $338,000 | 5,288 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $276,000 | 3,684 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $62,000 | 6,500 |
| Total noninterest expense | $1,341,000 | 6,485 |
| Salaries and employee benefits | $565,000 | 7,080 |
| Premises and equipment expense | $73,000 | 7,755 |
| Additional noninterest expense | $703,000 | 4,786 |
| Pre-tax net operating income | $683,000 | 5,171 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $683,000 | 4,721 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $683,000 | 4,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $460,000 | 3,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $683,000 | 4,711 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,737,000 | 6,625 |
| Total interest expense | $574,000 | 7,003 |
| Net interest income | $1,163,000 | 6,232 |
| Provision for loan and lease losses | $9,000 | 5,815 |
| Total noninterest income | $225,000 | 5,329 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $187,000 | 3,648 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $38,000 | 6,680 |
| Total noninterest expense | $915,000 | 6,463 |
| Salaries and employee benefits | $389,000 | 7,061 |
| Premises and equipment expense | $46,000 | 7,866 |
| Additional noninterest expense | $480,000 | 4,698 |
| Pre-tax net operating income | $464,000 | 5,193 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $464,000 | 4,729 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $464,000 | 4,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $240,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $464,000 | 4,722 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $868,000 | 6,648 |
| Total interest expense | $271,000 | 7,105 |
| Net interest income | $597,000 | 6,173 |
| Provision for loan and lease losses | $6,000 | 5,291 |
| Total noninterest income | $112,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $94,000 | 3,579 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $18,000 | 6,767 |
| Total noninterest expense | $457,000 | 6,513 |
| Salaries and employee benefits | $200,000 | 7,044 |
| Premises and equipment expense | $14,000 | 8,242 |
| Additional noninterest expense | $243,000 | 4,627 |
| Pre-tax net operating income | $246,000 | 5,093 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $246,000 | 4,602 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $246,000 | 4,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $246,000 | 4,589 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,569,000 | 6,378 |
| Total interest expense | $927,000 | 7,077 |
| Net interest income | $2,642,000 | 5,864 |
| Provision for loan and lease losses | $24,000 | 6,182 |
| Total noninterest income | $519,000 | 5,052 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $414,000 | 3,465 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $105,000 | 6,245 |
| Total noninterest expense | $1,796,000 | 6,446 |
| Salaries and employee benefits | $779,000 | 7,037 |
| Premises and equipment expense | $94,000 | 7,866 |
| Additional noninterest expense | $923,000 | 4,779 |
| Pre-tax net operating income | $1,341,000 | 4,541 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,341,000 | 4,018 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,341,000 | 4,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $1,375,000 | 2,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,341,000 | 4,000 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,704,000 | 6,382 |
| Total interest expense | $670,000 | 7,137 |
| Net interest income | $2,034,000 | 5,849 |
| Provision for loan and lease losses | $18,000 | 6,058 |
| Total noninterest income | $404,000 | 4,991 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $319,000 | 3,432 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $85,000 | 6,123 |
| Total noninterest expense | $1,363,000 | 6,417 |
| Salaries and employee benefits | $591,000 | 6,978 |
| Premises and equipment expense | $73,000 | 7,866 |
| Additional noninterest expense | $699,000 | 4,707 |
| Pre-tax net operating income | $1,057,000 | 4,606 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,057,000 | 4,035 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,057,000 | 4,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $700,000 | 2,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,057,000 | 4,024 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,842,000 | 6,327 |
| Total interest expense | $463,000 | 7,011 |
| Net interest income | $1,379,000 | 5,844 |
| Provision for loan and lease losses | $12,000 | 5,878 |
| Total noninterest income | $272,000 | 4,966 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $210,000 | 3,445 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $62,000 | 6,020 |
| Total noninterest expense | $905,000 | 6,458 |
| Salaries and employee benefits | $396,000 | 6,998 |
| Premises and equipment expense | $48,000 | 7,895 |
| Additional noninterest expense | $461,000 | 4,748 |
| Pre-tax net operating income | $734,000 | 4,517 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $734,000 | 3,941 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $734,000 | 3,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $350,000 | 2,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $734,000 | 3,931 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $932,000 | 6,268 |
| Total interest expense | $238,000 | 6,877 |
| Net interest income | $694,000 | 5,827 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $123,000 | 5,150 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $107,000 | 3,329 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,000 |
| Total noninterest expense | $449,000 | 6,486 |
| Salaries and employee benefits | $195,000 | 7,047 |
| Premises and equipment expense | $24,000 | 7,898 |
| Additional noninterest expense | $230,000 | 4,721 |
| Pre-tax net operating income | $362,000 | 4,515 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $362,000 | 3,945 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $362,000 | 3,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $362,000 | 3,924 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,492,000 | 6,189 |
| Total interest expense | $636,000 | 7,227 |
| Net interest income | $2,856,000 | 5,651 |
| Provision for loan and lease losses | $15,000 | 6,626 |
| Total noninterest income | $500,000 | 5,246 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $427,000 | 3,407 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $73,000 | 6,887 |
| Total noninterest expense | $1,689,000 | 6,583 |
| Salaries and employee benefits | $725,000 | 7,174 |
| Premises and equipment expense | $97,000 | 7,892 |
| Additional noninterest expense | $867,000 | 4,894 |
| Pre-tax net operating income | $1,652,000 | 4,150 |
| Securities gains (losses) | $-9,000 | 7,501 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,643,000 | 3,570 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,643,000 | 3,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $1,430,000 | 1,889 |
| Sale, conversion, retirement of capital stock, net | $-1,402,000 | 8,815 |
| Net operating income | $1,652,000 | 3,523 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,567,000 | 6,241 |
| Total interest expense | $418,000 | 7,401 |
| Net interest income | $2,149,000 | 5,660 |
| Provision for loan and lease losses | $10,000 | 6,490 |
| Total noninterest income | $373,000 | 5,264 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $317,000 | 3,439 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $56,000 | 6,894 |
| Total noninterest expense | $1,275,000 | 6,563 |
| Salaries and employee benefits | $549,000 | 7,141 |
| Premises and equipment expense | $77,000 | 7,839 |
| Additional noninterest expense | $649,000 | 4,865 |
| Pre-tax net operating income | $1,237,000 | 4,237 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,237,000 | 3,587 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,237,000 | 3,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $830,000 | 2,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,237,000 | 3,559 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,681,000 | 6,239 |
| Total interest expense | $244,000 | 7,560 |
| Net interest income | $1,437,000 | 5,632 |
| Provision for loan and lease losses | $6,000 | 6,298 |
| Total noninterest income | $246,000 | 5,255 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $207,000 | 3,431 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $39,000 | 6,823 |
| Total noninterest expense | $843,000 | 6,607 |
| Salaries and employee benefits | $365,000 | 7,158 |
| Premises and equipment expense | $44,000 | 8,001 |
| Additional noninterest expense | $434,000 | 4,840 |
| Pre-tax net operating income | $834,000 | 4,189 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $834,000 | 3,547 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $834,000 | 3,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $420,000 | 2,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $834,000 | 3,496 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $831,000 | 6,276 |
| Total interest expense | $110,000 | 7,710 |
| Net interest income | $721,000 | 5,646 |
| Provision for loan and lease losses | $3,000 | 5,957 |
| Total noninterest income | $120,000 | 5,254 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $99,000 | 3,469 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,763 |
| Total noninterest expense | $415,000 | 6,683 |
| Salaries and employee benefits | $180,000 | 7,241 |
| Premises and equipment expense | $22,000 | 8,069 |
| Additional noninterest expense | $213,000 | 4,873 |
| Pre-tax net operating income | $423,000 | 4,121 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $423,000 | 3,486 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $423,000 | 3,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $423,000 | 3,447 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,232,000 | 6,210 |
| Total interest expense | $458,000 | 7,466 |
| Net interest income | $2,774,000 | 5,675 |
| Provision for loan and lease losses | $6,000 | 7,145 |
| Total noninterest income | $510,000 | 5,213 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $435,000 | 3,455 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $75,000 | 6,883 |
| Total noninterest expense | $1,707,000 | 6,525 |
| Salaries and employee benefits | $759,000 | 7,073 |
| Premises and equipment expense | $93,000 | 8,053 |
| Additional noninterest expense | $855,000 | 4,871 |
| Pre-tax net operating income | $1,571,000 | 4,133 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,571,000 | 3,518 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,571,000 | 3,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $1,550,000 | 1,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,571,000 | 3,444 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,398,000 | 6,248 |
| Total interest expense | $349,000 | 7,458 |
| Net interest income | $2,049,000 | 5,713 |
| Provision for loan and lease losses | $5,000 | 6,935 |
| Total noninterest income | $384,000 | 5,241 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $327,000 | 3,460 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $57,000 | 6,877 |
| Total noninterest expense | $1,282,000 | 6,485 |
| Salaries and employee benefits | $573,000 | 7,016 |
| Premises and equipment expense | $65,000 | 8,129 |
| Additional noninterest expense | $644,000 | 4,820 |
| Pre-tax net operating income | $1,146,000 | 4,270 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,146,000 | 3,666 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,146,000 | 3,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $750,000 | 2,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,146,000 | 3,596 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,593,000 | 6,273 |
| Total interest expense | $237,000 | 7,494 |
| Net interest income | $1,356,000 | 5,730 |
| Provision for loan and lease losses | $3,000 | 6,762 |
| Total noninterest income | $246,000 | 5,335 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $208,000 | 3,541 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $38,000 | 6,883 |
| Total noninterest expense | $841,000 | 6,582 |
| Salaries and employee benefits | $385,000 | 7,032 |
| Premises and equipment expense | $40,000 | 8,252 |
| Additional noninterest expense | $416,000 | 4,929 |
| Pre-tax net operating income | $758,000 | 4,248 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $758,000 | 3,663 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $758,000 | 3,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $370,000 | 2,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $758,000 | 3,574 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $800,000 | 6,266 |
| Total interest expense | $121,000 | 7,511 |
| Net interest income | $679,000 | 5,739 |
| Provision for loan and lease losses | $1,000 | 6,438 |
| Total noninterest income | $120,000 | 5,339 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $100,000 | 3,583 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $20,000 | 6,798 |
| Total noninterest expense | $419,000 | 6,627 |
| Salaries and employee benefits | $195,000 | 7,054 |
| Premises and equipment expense | $18,000 | 8,372 |
| Additional noninterest expense | $206,000 | 4,963 |
| Pre-tax net operating income | $379,000 | 4,215 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $379,000 | 3,656 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $379,000 | 3,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $379,000 | 3,530 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,360,000 | 6,162 |
| Total interest expense | $643,000 | 7,252 |
| Net interest income | $2,717,000 | 5,622 |
| Provision for loan and lease losses | $4,000 | 7,558 |
| Total noninterest income | $525,000 | 5,309 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $425,000 | 3,517 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $100,000 | 6,539 |
| Total noninterest expense | $1,689,000 | 6,546 |
| Salaries and employee benefits | $728,000 | 7,200 |
| Premises and equipment expense | $95,000 | 8,127 |
| Additional noninterest expense | $866,000 | 4,776 |
| Pre-tax net operating income | $1,549,000 | 4,047 |
| Securities gains (losses) | $17,000 | 3,315 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,566,000 | 3,455 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,566,000 | 3,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $1,575,000 | 1,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,549,000 | 3,317 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,545,000 | 6,201 |
| Total interest expense | $508,000 | 7,278 |
| Net interest income | $2,037,000 | 5,660 |
| Provision for loan and lease losses | $2,000 | 7,425 |
| Total noninterest income | $389,000 | 5,392 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $308,000 | 3,603 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $81,000 | 6,450 |
| Total noninterest expense | $1,280,000 | 6,493 |
| Salaries and employee benefits | $540,000 | 7,187 |
| Premises and equipment expense | $73,000 | 8,123 |
| Additional noninterest expense | $667,000 | 4,639 |
| Pre-tax net operating income | $1,144,000 | 4,218 |
| Securities gains (losses) | $16,000 | 3,083 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,160,000 | 3,589 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,160,000 | 3,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $745,000 | 2,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,144,000 | 3,454 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,722,000 | 6,201 |
| Total interest expense | $361,000 | 7,248 |
| Net interest income | $1,361,000 | 5,642 |
| Provision for loan and lease losses | $2,000 | 7,249 |
| Total noninterest income | $268,000 | 5,283 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $207,000 | 3,535 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $61,000 | 6,230 |
| Total noninterest expense | $863,000 | 6,473 |
| Salaries and employee benefits | $362,000 | 7,196 |
| Premises and equipment expense | $44,000 | 8,257 |
| Additional noninterest expense | $457,000 | 4,539 |
| Pre-tax net operating income | $764,000 | 4,184 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $764,000 | 3,634 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $764,000 | 3,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $370,000 | 2,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $764,000 | 3,436 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $877,000 | 6,181 |
| Total interest expense | $188,000 | 7,248 |
| Net interest income | $689,000 | 5,596 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $121,000 | 5,446 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $102,000 | 3,492 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $19,000 | 7,007 |
| Total noninterest expense | $438,000 | 6,440 |
| Salaries and employee benefits | $182,000 | 7,209 |
| Premises and equipment expense | $23,000 | 8,216 |
| Additional noninterest expense | $233,000 | 4,460 |
| Pre-tax net operating income | $372,000 | 4,222 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $372,000 | 3,652 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $372,000 | 3,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $372,000 | 3,478 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,740,000 | 6,125 |
| Total interest expense | $1,000,000 | 6,928 |
| Net interest income | $2,740,000 | 5,601 |
| Provision for loan and lease losses | $7,000 | 7,905 |
| Total noninterest income | $500,000 | 5,217 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $411,000 | 3,472 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $89,000 | 6,670 |
| Total noninterest expense | $1,666,000 | 6,525 |
| Salaries and employee benefits | $731,000 | 7,153 |
| Premises and equipment expense | $94,000 | 8,249 |
| Additional noninterest expense | $841,000 | 4,764 |
| Pre-tax net operating income | $1,567,000 | 4,003 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,567,000 | 3,386 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,567,000 | 3,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,528 |
| Cash dividends | $1,560,000 | 1,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,567,000 | 3,276 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,182,000 | 6,212 |
| Total interest expense | $1,807,000 | 6,405 |
| Net interest income | $2,375,000 | 5,891 |
| Provision for loan and lease losses | $4,000 | 8,142 |
| Total noninterest income | $463,000 | 5,277 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $360,000 | 3,689 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $103,000 | 6,375 |
| Total noninterest expense | $1,587,000 | 6,607 |
| Salaries and employee benefits | $701,000 | 7,198 |
| Premises and equipment expense | $95,000 | 8,379 |
| Additional noninterest expense | $791,000 | 4,819 |
| Pre-tax net operating income | $1,247,000 | 4,342 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,247,000 | 3,697 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,247,000 | 3,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $1,230,000 | 1,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,247,000 | 3,591 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,327,000 | 6,231 |
| Total interest expense | $1,760,000 | 6,679 |
| Net interest income | $2,567,000 | 5,707 |
| Provision for loan and lease losses | $5,000 | 8,144 |
| Total noninterest income | $442,000 | 5,240 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $352,000 | 3,575 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 6,664 |
| Total noninterest expense | $1,666,000 | 6,329 |
| Salaries and employee benefits | $773,000 | 6,862 |
| Premises and equipment expense | $104,000 | 8,374 |
| Additional noninterest expense | $789,000 | 4,789 |
| Pre-tax net operating income | $1,338,000 | 4,416 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $1,338,000 | 3,557 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,338,000 | 3,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,352 |
| Cash dividends | $1,320,000 | 1,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,338,000 | 3,543 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,186,000 | 6,206 |
| Total interest expense | $1,663,000 | 6,609 |
| Net interest income | $2,523,000 | 5,771 |
| Provision for loan and lease losses | $18,000 | 7,756 |
| Total noninterest income | $408,000 | 5,541 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $306,000 | 3,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 6,585 |
| Total noninterest expense | $1,739,000 | 6,214 |
| Salaries and employee benefits | $825,000 | 6,639 |
| Premises and equipment expense | $108,000 | 8,478 |
| Additional noninterest expense | $806,000 | 4,765 |
| Pre-tax net operating income | $1,174,000 | 4,825 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $1,174,000 | 3,944 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,174,000 | 3,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $1,170,000 | 2,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,174,000 | 3,912 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,246,000 | 6,265 |
| Total interest expense | $1,812,000 | 6,530 |
| Net interest income | $2,434,000 | 5,941 |
| Provision for loan and lease losses | $42,000 | 6,869 |
| Total noninterest income | $340,000 | 6,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $256,000 | 4,409 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,070 |
| Total noninterest expense | $1,714,000 | 6,200 |
| Salaries and employee benefits | $778,000 | 6,783 |
| Premises and equipment expense | $105,000 | 8,597 |
| Additional noninterest expense | $831,000 | 4,563 |
| Pre-tax net operating income | $1,018,000 | 5,357 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $1,018,000 | 4,444 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,018,000 | 4,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $1,010,000 | 2,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,018,000 | 4,349 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,226,000 | 6,449 |
| Total interest expense | $1,783,000 | 6,719 |
| Net interest income | $2,443,000 | 6,141 |
| Provision for loan and lease losses | $18,000 | 7,986 |
| Total noninterest income | $349,000 | 6,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $234,000 | 4,860 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,392 |
| Total noninterest expense | $1,690,000 | 6,322 |
| Salaries and employee benefits | $727,000 | 7,155 |
| Premises and equipment expense | $119,000 | 8,523 |
| Additional noninterest expense | $844,000 | 4,540 |
| Pre-tax net operating income | $1,084,000 | 5,590 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $38,000 | 9,437 |
| Income before extraordinary items | $1,046,000 | 4,535 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,046,000 | 4,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $1,030,000 | 2,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,046,000 | 4,476 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,262,000 | 6,619 |
| Total interest expense | $1,827,000 | 6,785 |
| Net interest income | $2,435,000 | 6,310 |
| Provision for loan and lease losses | $8,000 | 8,671 |
| Total noninterest income | $324,000 | 6,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $218,000 | 5,252 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 6,966 |
| Total noninterest expense | $1,602,000 | 6,836 |
| Salaries and employee benefits | $686,000 | 7,616 |
| Premises and equipment expense | $123,000 | 8,728 |
| Additional noninterest expense | $793,000 | 5,235 |
| Pre-tax net operating income | $1,149,000 | 5,265 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $416,000 | 4,775 |
| Income before extraordinary items | $733,000 | 5,608 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $733,000 | 5,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $970,000 | 2,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $733,000 | 5,561 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,440,000 | 6,526 |
| Total interest expense | $2,061,000 | 6,337 |
| Net interest income | $2,379,000 | 6,523 |
| Provision for loan and lease losses | $6,000 | 8,588 |
| Total noninterest income | $291,000 | 7,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,598 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 7,713 |
| Total noninterest expense | $1,753,000 | 6,587 |
| Salaries and employee benefits | $673,000 | 7,905 |
| Premises and equipment expense | $120,000 | 9,038 |
| Additional noninterest expense | $960,000 | 4,512 |
| Pre-tax net operating income | $911,000 | 6,367 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $329,000 | 5,674 |
| Income before extraordinary items | $582,000 | 6,720 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $582,000 | 6,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,374 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $582,000 | 6,707 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,859,000 | 5,789 |
| Total interest expense | $1,834,000 | 5,985 |
| Net interest income | $3,025,000 | 5,583 |
| Provision for loan and lease losses | $12,000 | 8,270 |
| Total noninterest income | $305,000 | 7,183 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $226,000 | 5,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,286 |
| Total noninterest expense | $1,790,000 | 6,715 |
| Salaries and employee benefits | $722,000 | 7,719 |
| Premises and equipment expense | $120,000 | 9,390 |
| Additional noninterest expense | $948,000 | 4,935 |
| Pre-tax net operating income | $1,528,000 | 4,350 |
| Securities gains (losses) | $33,000 | 1,406 |
| Applicable income taxes | $590,000 | 3,563 |
| Income before extraordinary items | $971,000 | 4,631 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $971,000 | 4,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $800,000 | 2,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $949,880 | 4,749 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,977,000 | 5,802 |
| Total interest expense | $1,781,000 | 6,382 |
| Net interest income | $3,196,000 | 5,362 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $309,000 | 7,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 5,363 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,800 |
| Total noninterest expense | $1,696,000 | 7,202 |
| Salaries and employee benefits | $714,000 | 7,911 |
| Premises and equipment expense | $110,000 | 10,124 |
| Additional noninterest expense | $872,000 | 5,510 |
| Pre-tax net operating income | $1,797,000 | 3,679 |
| Securities gains (losses) | $-44,000 | 13,068 |
| Applicable income taxes | $653,000 | 3,332 |
| Income before extraordinary items | $1,100,000 | 4,323 |
| Extraordinary gains, net | $177,000 | 1,096 |
| Net income | $1,277,000 | 3,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $1,500,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,128,160 | 4,018 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,526,000 | 5,878 |
| Total interest expense | $2,483,000 | 6,027 |
| Net interest income | $3,043,000 | 5,649 |
| Provision for loan and lease losses | $55,000 | 8,828 |
| Total noninterest income | $264,000 | 8,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 10,037 |
| Total noninterest expense | $1,543,000 | 7,765 |
| Salaries and employee benefits | $634,000 | 8,518 |
| Premises and equipment expense | $122,000 | 9,963 |
| Additional noninterest expense | $787,000 | 6,150 |
| Pre-tax net operating income | $1,709,000 | 3,600 |
| Securities gains (losses) | $347,000 | 1,407 |
| Applicable income taxes | $477,000 | 4,154 |
| Income before extraordinary items | $1,579,000 | 2,920 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,579,000 | 2,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $1,500,000 | 1,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,311,810 | 3,243 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.