Home > Homosassa Springs Bank > Assets and Liabilities
Homosassa Springs Bank, Assets and Liabilities
| 2007-12-31 | Rank | |
| # of Employees: | 16 | 6,654 |
| Assets and Liabilities | ||
| Total Assets: | $61,114,000 | 6,410 |
| Cash and due from depository institutions | $1,350,000 | 6,654 |
| Interest-bearing balances | $157,000 | 4,234 |
| Securities | $8,676,000 | 6,291 |
| Federal funds sold & reverse repurchase agreements | $103,000 | 5,929 |
| Net loans & leases | $49,016,000 | 5,793 |
| Loan loss allowance | $241,000 | 7,374 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $260,000 | 7,601 |
| Other real estate owned | $0 | 6,654 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,709,000 | 5,559 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $61,114,000 | 6,410 |
| Total liabilities | $56,978,000 | 6,228 |
| Total deposits | $50,914,000 | 6,352 |
| Interest-bearing deposits | $42,564,000 | 6,342 |
| Deposits held in domestic offices | $50,914,000 | 6,351 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $6,000,000 | 3,352 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $64,000 | 8,323 |
| Total equity capital | $4,136,000 | 7,600 |
| Total bank equity capital | $4,136,000 | 7,600 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $326,000 | 4,842 |
| Surplus | $3,413,000 | 4,788 |
| Undivided profits | $397,000 | 7,287 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $138,000 | 6,116 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $117,000 | 8,165 |
| Earning assets | $57,952,000 | 6,319 |
| Long-term assets (5+ years) | $34,687,000 | 2,612 |
| Average Assets, year-to-date | $62,159,000 | 6,260 |
| Average Assets, quarterly | $61,581,500 | 6,368 |
| Volatile liabilities | $7,024,000 | 6,831 |
| Insider loans | $721,000 | 4,915 |
| FHLB advances | $6,000,000 | 3,217 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $1,753,000 | 7,352 |
| Tier 1 (core) risk-based capital | $3,956,000 | 7,614 |
| Tier 2 risk-based capital | $241,000 | 7,237 |
| Total risk weighted assets | $32,179,000 | 6,862 |
| Total unused commitments | $1,753,000 | 7,353 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 19 | 6,225 |
| Assets and Liabilities | ||
| Total Assets: | $62,049,000 | 6,364 |
| Cash and due from depository institutions | $2,377,000 | 6,225 |
| Interest-bearing balances | $1,075,000 | 2,345 |
| Securities | $8,497,000 | 6,380 |
| Federal funds sold & reverse repurchase agreements | $262,000 | 5,793 |
| Net loans & leases | $48,942,000 | 5,783 |
| Loan loss allowance | $241,000 | 7,400 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $252,000 | 7,650 |
| Other real estate owned | $0 | 6,225 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,719,000 | 5,617 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $62,049,000 | 6,364 |
| Total liabilities | $57,904,000 | 6,186 |
| Total deposits | $52,798,000 | 6,266 |
| Interest-bearing deposits | $43,389,000 | 6,298 |
| Deposits held in domestic offices | $52,798,000 | 6,265 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $5,000,000 | 3,448 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $106,000 | 8,121 |
| Total equity capital | $4,145,000 | 7,599 |
| Total bank equity capital | $4,145,000 | 7,599 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $326,000 | 4,843 |
| Surplus | $3,412,000 | 4,756 |
| Undivided profits | $407,000 | 7,343 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $129,000 | 8,189 |
| Earning assets | $58,776,000 | 6,277 |
| Long-term assets (5+ years) | $35,663,000 | 2,469 |
| Average Assets, year-to-date | $62,420,250 | 6,269 |
| Average Assets, quarterly | $62,165,000 | 6,338 |
| Volatile liabilities | $7,375,000 | 6,779 |
| Insider loans | $726,000 | 4,883 |
| FHLB advances | $5,000,000 | 3,294 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $2,535,000 | 6,979 |
| Tier 1 (core) risk-based capital | $4,196,000 | 7,538 |
| Tier 2 risk-based capital | $241,000 | 7,268 |
| Total risk weighted assets | $32,389,000 | 6,861 |
| Total unused commitments | $2,535,000 | 6,981 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 19 | 6,276 |
| Assets and Liabilities | ||
| Total Assets: | $62,281,000 | 6,371 |
| Cash and due from depository institutions | $3,414,000 | 6,276 |
| Interest-bearing balances | $2,034,000 | 1,801 |
| Securities | $8,342,000 | 6,431 |
| Federal funds sold & reverse repurchase agreements | $174,000 | 6,050 |
| Net loans & leases | $48,423,000 | 5,787 |
| Loan loss allowance | $241,000 | 7,443 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $237,000 | 7,740 |
| Other real estate owned | $0 | 6,276 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,691,000 | 5,604 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $62,281,000 | 6,371 |
| Total liabilities | $58,342,000 | 6,175 |
| Total deposits | $53,253,000 | 6,257 |
| Interest-bearing deposits | $43,478,000 | 6,311 |
| Deposits held in domestic offices | $53,253,000 | 6,255 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,000,000 | 3,355 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $89,000 | 8,212 |
| Total equity capital | $3,939,000 | 7,670 |
| Total bank equity capital | $3,939,000 | 7,670 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $326,000 | 4,871 |
| Surplus | $3,412,000 | 4,758 |
| Undivided profits | $201,000 | 7,514 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $114,000 | 8,255 |
| Earning assets | $58,973,000 | 6,284 |
| Long-term assets (5+ years) | $37,514,000 | 2,343 |
| Average Assets, year-to-date | $62,544,000 | 6,291 |
| Average Assets, quarterly | $62,725,500 | 6,317 |
| Volatile liabilities | $6,539,000 | 6,941 |
| Insider loans | $711,000 | 4,887 |
| FHLB advances | $5,000,000 | 3,202 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $3,178,000 | 6,786 |
| Tier 1 (core) risk-based capital | $4,197,000 | 7,552 |
| Tier 2 risk-based capital | $241,000 | 7,292 |
| Total risk weighted assets | $32,554,000 | 6,857 |
| Total unused commitments | $3,178,000 | 6,787 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 23 | 5,739 |
| Assets and Liabilities | ||
| Total Assets: | $63,170,000 | 6,331 |
| Cash and due from depository institutions | $3,413,000 | 5,739 |
| Interest-bearing balances | $1,611,000 | 2,129 |
| Securities | $8,563,000 | 6,414 |
| Federal funds sold & reverse repurchase agreements | $106,000 | 6,643 |
| Net loans & leases | $49,143,000 | 5,711 |
| Loan loss allowance | $238,000 | 7,486 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $241,000 | 7,732 |
| Other real estate owned | $0 | 5,739 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,704,000 | 5,523 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $63,170,000 | 6,331 |
| Total liabilities | $59,041,000 | 6,179 |
| Total deposits | $53,981,000 | 6,239 |
| Interest-bearing deposits | $43,243,000 | 6,362 |
| Deposits held in domestic offices | $53,981,000 | 6,237 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $5,000,000 | 3,286 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $60,000 | 8,420 |
| Total equity capital | $4,129,000 | 7,616 |
| Total bank equity capital | $4,129,000 | 7,616 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $326,000 | 4,883 |
| Surplus | $3,413,000 | 4,731 |
| Undivided profits | $390,000 | 7,471 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $124,000 | 8,216 |
| Earning assets | $59,423,000 | 6,274 |
| Long-term assets (5+ years) | $39,093,000 | 2,243 |
| Average Assets, year-to-date | $62,675,500 | 6,322 |
| Average Assets, quarterly | $62,675,500 | 6,322 |
| Volatile liabilities | $5,759,000 | 7,092 |
| Insider loans | $715,000 | 4,893 |
| FHLB advances | $5,000,000 | 3,144 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $4,414,000 | 6,359 |
| Tier 1 (core) risk-based capital | $4,220,000 | 7,534 |
| Tier 2 risk-based capital | $238,000 | 7,329 |
| Total risk weighted assets | $32,838,000 | 6,807 |
| Total unused commitments | $4,414,000 | 6,360 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 23 | 5,740 |
| Assets and Liabilities | ||
| Total Assets: | $62,181,000 | 6,367 |
| Cash and due from depository institutions | $1,341,000 | 5,740 |
| Interest-bearing balances | $15,000 | 6,115 |
| Securities | $8,597,000 | 6,462 |
| Federal funds sold & reverse repurchase agreements | $161,000 | 6,138 |
| Net loans & leases | $50,138,000 | 5,665 |
| Loan loss allowance | $232,000 | 7,539 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $244,000 | 7,743 |
| Other real estate owned | $0 | 5,740 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,700,000 | 5,578 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $62,181,000 | 6,367 |
| Total liabilities | $58,320,000 | 6,206 |
| Total deposits | $52,016,000 | 6,311 |
| Interest-bearing deposits | $42,360,000 | 6,345 |
| Deposits held in domestic offices | $52,016,000 | 6,310 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,250,000 | 3,147 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $54,000 | 8,477 |
| Total equity capital | $3,861,000 | 7,713 |
| Total bank equity capital | $3,861,000 | 7,713 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $326,000 | 4,904 |
| Surplus | $3,412,000 | 4,703 |
| Undivided profits | $123,000 | 7,741 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,000 | 7,103 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $126,000 | 8,264 |
| Earning assets | $58,911,000 | 6,274 |
| Long-term assets (5+ years) | $40,416,000 | 2,135 |
| Average Assets, year-to-date | $65,390,600 | 6,137 |
| Average Assets, quarterly | $61,834,000 | 6,352 |
| Volatile liabilities | $6,777,000 | 6,888 |
| Insider loans | $718,000 | 4,874 |
| FHLB advances | $6,250,000 | 3,018 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $5,202,000 | 5,979 |
| Tier 1 (core) risk-based capital | $3,972,000 | 7,649 |
| Tier 2 risk-based capital | $232,000 | 7,388 |
| Total risk weighted assets | $33,367,000 | 6,789 |
| Total unused commitments | $5,202,000 | 5,981 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 24 | 5,657 |
| Assets and Liabilities | ||
| Total Assets: | $61,487,000 | 6,393 |
| Cash and due from depository institutions | $1,038,000 | 5,657 |
| Interest-bearing balances | $1,000 | 6,654 |
| Securities | $8,631,000 | 6,504 |
| Federal funds sold & reverse repurchase agreements | $206,000 | 5,623 |
| Net loans & leases | $49,822,000 | 5,700 |
| Loan loss allowance | $225,000 | 7,625 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $250,000 | 7,776 |
| Other real estate owned | $0 | 5,657 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,540,000 | 5,833 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $61,487,000 | 6,393 |
| Total liabilities | $57,258,000 | 6,225 |
| Total deposits | $54,520,000 | 6,188 |
| Interest-bearing deposits | $44,006,000 | 6,252 |
| Deposits held in domestic offices | $54,520,000 | 6,186 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,661,000 | 4,411 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $77,000 | 8,379 |
| Total equity capital | $4,229,000 | 7,599 |
| Total bank equity capital | $4,229,000 | 7,599 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $326,000 | 4,940 |
| Surplus | $3,413,000 | 4,684 |
| Undivided profits | $490,000 | 7,553 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $126,000 | 8,324 |
| Earning assets | $58,660,000 | 6,287 |
| Long-term assets (5+ years) | $41,420,000 | 2,101 |
| Average Assets, year-to-date | $66,193,000 | 6,133 |
| Average Assets, quarterly | $62,811,500 | 6,307 |
| Volatile liabilities | $4,978,000 | 7,428 |
| Insider loans | $723,000 | 4,832 |
| FHLB advances | $2,661,000 | 4,233 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $7,107,000 | 5,429 |
| Tier 1 (core) risk-based capital | $4,364,000 | 7,531 |
| Tier 2 risk-based capital | $225,000 | 7,489 |
| Total risk weighted assets | $33,342,000 | 6,802 |
| Total unused commitments | $7,107,000 | 5,429 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 24 | 5,686 |
| Assets and Liabilities | ||
| Total Assets: | $64,136,000 | 6,291 |
| Cash and due from depository institutions | $4,777,000 | 5,686 |
| Interest-bearing balances | $2,431,000 | 1,614 |
| Securities | $8,453,000 | 6,581 |
| Federal funds sold & reverse repurchase agreements | $345,000 | 5,288 |
| Net loans & leases | $48,928,000 | 5,713 |
| Loan loss allowance | $220,000 | 7,672 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $250,000 | 7,802 |
| Other real estate owned | $0 | 5,686 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,383,000 | 6,007 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $64,136,000 | 6,291 |
| Total liabilities | $60,135,000 | 6,143 |
| Total deposits | $60,068,000 | 5,946 |
| Interest-bearing deposits | $49,114,000 | 5,986 |
| Deposits held in domestic offices | $60,068,000 | 5,943 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $67,000 | 8,412 |
| Total equity capital | $4,001,000 | 7,645 |
| Total bank equity capital | $4,001,000 | 7,645 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $326,000 | 4,942 |
| Surplus | $3,412,000 | 4,661 |
| Undivided profits | $263,000 | 7,657 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $112,000 | 8,367 |
| Earning assets | $60,157,000 | 6,226 |
| Long-term assets (5+ years) | $41,934,000 | 2,060 |
| Average Assets, year-to-date | $67,761,670 | 6,111 |
| Average Assets, quarterly | $66,900,000 | 6,165 |
| Volatile liabilities | $7,030,000 | 6,874 |
| Insider loans | $943,000 | 4,346 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $10,222,000 | 4,729 |
| Tier 1 (core) risk-based capital | $4,391,000 | 7,504 |
| Tier 2 risk-based capital | $220,000 | 7,526 |
| Total risk weighted assets | $32,130,000 | 6,870 |
| Total unused commitments | $10,222,000 | 4,729 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 23 | 5,769 |
| Assets and Liabilities | ||
| Total Assets: | $69,664,000 | 6,085 |
| Cash and due from depository institutions | $8,915,000 | 5,769 |
| Interest-bearing balances | $6,745,000 | 862 |
| Securities | $10,983,000 | 6,077 |
| Federal funds sold & reverse repurchase agreements | $219,000 | 5,975 |
| Net loans & leases | $47,901,000 | 5,720 |
| Loan loss allowance | $214,000 | 7,696 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $254,000 | 7,784 |
| Other real estate owned | $0 | 5,769 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,392,000 | 5,910 |
| Life insurance assets | $158,000 | 3,742 |
| Total liabilities and capital | $69,664,000 | 6,085 |
| Total liabilities | $65,482,000 | 5,917 |
| Total deposits | $65,424,000 | 5,684 |
| Interest-bearing deposits | $53,095,000 | 5,758 |
| Deposits held in domestic offices | $65,424,000 | 5,681 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $58,000 | 8,449 |
| Total equity capital | $4,182,000 | 7,558 |
| Total bank equity capital | $4,182,000 | 7,558 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $326,000 | 4,938 |
| Surplus | $3,413,000 | 4,597 |
| Undivided profits | $443,000 | 7,560 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,000 | 7,102 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $106,000 | 8,383 |
| Earning assets | $65,848,000 | 5,990 |
| Long-term assets (5+ years) | $41,441,000 | 2,045 |
| Average Assets, year-to-date | $69,574,500 | 6,057 |
| Average Assets, quarterly | $69,574,500 | 6,057 |
| Volatile liabilities | $8,098,000 | 6,505 |
| Insider loans | $1,071,000 | 4,060 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $10,486,000 | 4,676 |
| Tier 1 (core) risk-based capital | $4,369,000 | 7,487 |
| Tier 2 risk-based capital | $214,000 | 7,541 |
| Total risk weighted assets | $30,244,000 | 6,975 |
| Total unused commitments | $10,486,000 | 4,677 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 21 | 6,052 |
| Assets and Liabilities | ||
| Total Assets: | $69,485,000 | 6,095 |
| Cash and due from depository institutions | $10,792,000 | 6,052 |
| Interest-bearing balances | $8,660,000 | 669 |
| Securities | $11,121,000 | 6,091 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 5,637 |
| Net loans & leases | $45,660,000 | 5,842 |
| Loan loss allowance | $208,000 | 7,773 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $258,000 | 7,788 |
| Other real estate owned | $0 | 6,052 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,354,000 | 6,002 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $69,485,000 | 6,095 |
| Total liabilities | $65,592,000 | 5,922 |
| Total deposits | $65,546,000 | 5,666 |
| Interest-bearing deposits | $54,263,000 | 5,674 |
| Deposits held in domestic offices | $65,546,000 | 5,664 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $46,000 | 8,568 |
| Total equity capital | $3,893,000 | 7,697 |
| Total bank equity capital | $3,893,000 | 7,697 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $326,000 | 4,961 |
| Surplus | $3,413,000 | 4,565 |
| Undivided profits | $154,000 | 7,895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $110,000 | 8,416 |
| Earning assets | $65,741,000 | 5,996 |
| Long-term assets (5+ years) | $40,584,000 | 2,052 |
| Average Assets, year-to-date | $68,031,000 | 6,024 |
| Average Assets, quarterly | $69,523,000 | 6,065 |
| Volatile liabilities | $7,457,000 | 6,622 |
| Insider loans | $1,075,000 | 4,054 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $11,929,000 | 4,346 |
| Tier 1 (core) risk-based capital | $4,007,000 | 7,647 |
| Tier 2 risk-based capital | $208,000 | 7,618 |
| Total risk weighted assets | $31,873,000 | 6,890 |
| Total unused commitments | $11,929,000 | 4,346 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 23 | 5,811 |
| Assets and Liabilities | ||
| Total Assets: | $69,561,000 | 6,086 |
| Cash and due from depository institutions | $6,818,000 | 5,811 |
| Interest-bearing balances | $4,585,000 | 1,168 |
| Securities | $15,634,000 | 5,276 |
| Federal funds sold & reverse repurchase agreements | $1,630,000 | 4,031 |
| Net loans & leases | $43,794,000 | 5,946 |
| Loan loss allowance | $203,000 | 7,845 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $263,000 | 7,804 |
| Other real estate owned | $0 | 5,811 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,422,000 | 5,893 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $69,561,000 | 6,086 |
| Total liabilities | $63,871,000 | 5,970 |
| Total deposits | $63,796,000 | 5,715 |
| Interest-bearing deposits | $53,593,000 | 5,679 |
| Deposits held in domestic offices | $63,796,000 | 5,712 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $75,000 | 8,403 |
| Total equity capital | $5,690,000 | 6,922 |
| Total bank equity capital | $5,690,000 | 6,922 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $435,000 | 4,490 |
| Surplus | $4,550,000 | 3,882 |
| Undivided profits | $705,000 | 7,519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 7,406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $101,000 | 8,485 |
| Earning assets | $65,643,000 | 5,982 |
| Long-term assets (5+ years) | $41,047,000 | 2,043 |
| Average Assets, year-to-date | $67,667,500 | 6,050 |
| Average Assets, quarterly | $68,825,000 | 6,071 |
| Volatile liabilities | $6,615,000 | 6,874 |
| Insider loans | $2,078,000 | 2,750 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $13,105,000 | 4,083 |
| Tier 1 (core) risk-based capital | $5,603,000 | 6,903 |
| Tier 2 risk-based capital | $203,000 | 7,693 |
| Total risk weighted assets | $36,194,000 | 6,586 |
| Total unused commitments | $13,105,000 | 4,085 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 23 | 5,816 |
| Assets and Liabilities | ||
| Total Assets: | $68,089,000 | 6,091 |
| Cash and due from depository institutions | $7,127,000 | 5,816 |
| Interest-bearing balances | $4,849,000 | 1,093 |
| Securities | $15,893,000 | 5,261 |
| Federal funds sold & reverse repurchase agreements | $607,000 | 4,794 |
| Net loans & leases | $42,826,000 | 5,949 |
| Loan loss allowance | $199,000 | 7,876 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $262,000 | 7,793 |
| Other real estate owned | $0 | 5,816 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,374,000 | 5,802 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $68,089,000 | 6,091 |
| Total liabilities | $62,237,000 | 5,994 |
| Total deposits | $62,179,000 | 5,754 |
| Interest-bearing deposits | $51,865,000 | 5,740 |
| Deposits held in domestic offices | $62,179,000 | 5,752 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $58,000 | 8,470 |
| Total equity capital | $5,852,000 | 6,798 |
| Total bank equity capital | $5,852,000 | 6,798 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $435,000 | 4,484 |
| Surplus | $4,550,000 | 3,835 |
| Undivided profits | $867,000 | 7,346 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 7,587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $101,000 | 8,482 |
| Earning assets | $64,175,000 | 5,994 |
| Long-term assets (5+ years) | $41,216,000 | 2,052 |
| Average Assets, year-to-date | $67,036,330 | 6,065 |
| Average Assets, quarterly | $67,702,500 | 6,061 |
| Volatile liabilities | $5,913,000 | 7,004 |
| Insider loans | $1,304,000 | 3,579 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $12,386,000 | 4,173 |
| Tier 1 (core) risk-based capital | $5,610,000 | 6,856 |
| Tier 2 risk-based capital | $199,000 | 7,735 |
| Total risk weighted assets | $35,152,000 | 6,628 |
| Total unused commitments | $12,386,000 | 4,173 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 28 | 5,181 |
| Assets and Liabilities | ||
| Total Assets: | $67,316,000 | 6,123 |
| Cash and due from depository institutions | $8,138,000 | 5,181 |
| Interest-bearing balances | $5,811,000 | 954 |
| Securities | $15,644,000 | 5,363 |
| Federal funds sold & reverse repurchase agreements | $1,427,000 | 4,559 |
| Net loans & leases | $40,421,000 | 6,090 |
| Loan loss allowance | $196,000 | 7,950 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $266,000 | 7,814 |
| Other real estate owned | $0 | 5,181 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,420,000 | 5,745 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $67,316,000 | 6,123 |
| Total liabilities | $61,798,000 | 6,028 |
| Total deposits | $61,764,000 | 5,787 |
| Interest-bearing deposits | $50,920,000 | 5,843 |
| Deposits held in domestic offices | $61,764,000 | 5,784 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $34,000 | 8,735 |
| Total equity capital | $5,518,000 | 6,924 |
| Total bank equity capital | $5,518,000 | 6,924 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $435,000 | 4,506 |
| Surplus | $4,550,000 | 3,819 |
| Undivided profits | $533,000 | 7,610 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $102,000 | 8,492 |
| Earning assets | $63,303,000 | 6,051 |
| Long-term assets (5+ years) | $39,613,000 | 2,155 |
| Average Assets, year-to-date | $66,510,000 | 6,135 |
| Average Assets, quarterly | $66,510,000 | 6,135 |
| Volatile liabilities | $5,326,000 | 7,113 |
| Insider loans | $1,659,000 | 3,134 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $10,953,000 | 4,401 |
| Tier 1 (core) risk-based capital | $5,619,000 | 6,839 |
| Tier 2 risk-based capital | $196,000 | 7,798 |
| Total risk weighted assets | $33,369,000 | 6,744 |
| Total unused commitments | $10,953,000 | 4,402 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 23 | 5,877 |
| Assets and Liabilities | ||
| Total Assets: | $65,704,000 | 6,208 |
| Cash and due from depository institutions | $7,589,000 | 5,877 |
| Interest-bearing balances | $5,779,000 | 972 |
| Securities | $16,126,000 | 5,311 |
| Federal funds sold & reverse repurchase agreements | $356,000 | 5,634 |
| Net loans & leases | $39,994,000 | 6,122 |
| Loan loss allowance | $193,000 | 7,993 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $270,000 | 7,820 |
| Other real estate owned | $0 | 5,877 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,369,000 | 5,784 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $65,704,000 | 6,208 |
| Total liabilities | $60,261,000 | 6,103 |
| Total deposits | $60,242,000 | 5,866 |
| Interest-bearing deposits | $50,721,000 | 5,850 |
| Deposits held in domestic offices | $60,242,000 | 5,864 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $19,000 | 8,876 |
| Total equity capital | $5,443,000 | 7,011 |
| Total bank equity capital | $5,443,000 | 7,011 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $435,000 | 4,521 |
| Surplus | $4,550,000 | 3,784 |
| Undivided profits | $458,000 | 7,822 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $96,000 | 8,557 |
| Earning assets | $62,255,000 | 6,110 |
| Long-term assets (5+ years) | $40,949,000 | 2,151 |
| Average Assets, year-to-date | $66,232,200 | 6,058 |
| Average Assets, quarterly | $65,537,500 | 6,176 |
| Volatile liabilities | $5,566,000 | 7,020 |
| Insider loans | $2,004,000 | 2,732 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $10,027,000 | 4,443 |
| Tier 1 (core) risk-based capital | $5,195,000 | 7,057 |
| Tier 2 risk-based capital | $193,000 | 7,862 |
| Total risk weighted assets | $32,249,000 | 6,833 |
| Total unused commitments | $10,027,000 | 4,443 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 24 | 5,726 |
| Assets and Liabilities | ||
| Total Assets: | $65,371,000 | 6,185 |
| Cash and due from depository institutions | $7,548,000 | 5,726 |
| Interest-bearing balances | $5,508,000 | 1,043 |
| Securities | $16,403,000 | 5,277 |
| Federal funds sold & reverse repurchase agreements | $541,000 | 5,077 |
| Net loans & leases | $38,955,000 | 6,181 |
| Loan loss allowance | $192,000 | 8,027 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $269,000 | 7,841 |
| Other real estate owned | $0 | 5,726 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,655,000 | 5,304 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $65,371,000 | 6,185 |
| Total liabilities | $59,373,000 | 6,109 |
| Total deposits | $59,314,000 | 5,863 |
| Interest-bearing deposits | $50,387,000 | 5,848 |
| Deposits held in domestic offices | $59,314,000 | 5,860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $59,000 | 8,590 |
| Total equity capital | $5,998,000 | 6,772 |
| Total bank equity capital | $5,998,000 | 6,772 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $435,000 | 4,533 |
| Surplus | $4,550,000 | 3,737 |
| Undivided profits | $1,013,000 | 7,405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $96,000 | 8,621 |
| Earning assets | $61,407,000 | 6,109 |
| Long-term assets (5+ years) | $40,393,000 | 2,201 |
| Average Assets, year-to-date | $66,364,250 | 6,061 |
| Average Assets, quarterly | $65,212,000 | 6,162 |
| Volatile liabilities | $5,745,000 | 7,006 |
| Insider loans | $1,184,000 | 3,738 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $7,787,000 | 4,927 |
| Tier 1 (core) risk-based capital | $5,571,000 | 6,864 |
| Tier 2 risk-based capital | $192,000 | 7,884 |
| Total risk weighted assets | $30,977,000 | 6,936 |
| Total unused commitments | $7,787,000 | 4,931 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 24 | 5,785 |
| Assets and Liabilities | ||
| Total Assets: | $65,053,000 | 6,204 |
| Cash and due from depository institutions | $8,470,000 | 5,785 |
| Interest-bearing balances | $6,485,000 | 935 |
| Securities | $16,208,000 | 5,359 |
| Federal funds sold & reverse repurchase agreements | $266,000 | 5,395 |
| Net loans & leases | $38,237,000 | 6,216 |
| Loan loss allowance | $190,000 | 8,079 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $267,000 | 7,881 |
| Other real estate owned | $0 | 5,785 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,605,000 | 5,353 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $65,053,000 | 6,204 |
| Total liabilities | $59,560,000 | 6,107 |
| Total deposits | $59,516,000 | 5,888 |
| Interest-bearing deposits | $51,054,000 | 5,825 |
| Deposits held in domestic offices | $59,516,000 | 5,886 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $44,000 | 8,713 |
| Total equity capital | $5,493,000 | 6,928 |
| Total bank equity capital | $5,493,000 | 6,928 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $435,000 | 4,565 |
| Surplus | $4,550,000 | 3,695 |
| Undivided profits | $508,000 | 7,769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $95,000 | 8,654 |
| Earning assets | $61,196,000 | 6,119 |
| Long-term assets (5+ years) | $39,591,000 | 2,293 |
| Average Assets, year-to-date | $66,695,330 | 6,086 |
| Average Assets, quarterly | $66,759,000 | 6,099 |
| Volatile liabilities | $6,342,000 | 6,792 |
| Insider loans | $1,118,000 | 3,837 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $6,970,000 | 5,189 |
| Tier 1 (core) risk-based capital | $5,563,000 | 6,833 |
| Tier 2 risk-based capital | $190,000 | 7,945 |
| Total risk weighted assets | $30,385,000 | 6,990 |
| Total unused commitments | $6,970,000 | 5,192 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 24 | 5,784 |
| Assets and Liabilities | ||
| Total Assets: | $68,465,000 | 6,072 |
| Cash and due from depository institutions | $10,397,000 | 5,784 |
| Interest-bearing balances | $8,462,000 | 844 |
| Securities | $16,261,000 | 5,332 |
| Federal funds sold & reverse repurchase agreements | $2,164,000 | 4,467 |
| Net loans & leases | $37,723,000 | 6,188 |
| Loan loss allowance | $188,000 | 8,106 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $271,000 | 7,880 |
| Other real estate owned | $0 | 5,784 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,649,000 | 5,126 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $68,465,000 | 6,072 |
| Total liabilities | $62,223,000 | 5,984 |
| Total deposits | $62,189,000 | 5,748 |
| Interest-bearing deposits | $52,227,000 | 5,799 |
| Deposits held in domestic offices | $62,189,000 | 5,746 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $34,000 | 8,905 |
| Total equity capital | $6,242,000 | 6,591 |
| Total bank equity capital | $6,242,000 | 6,591 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $435,000 | 4,576 |
| Surplus | $4,550,000 | 3,653 |
| Undivided profits | $1,257,000 | 7,242 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $95,000 | 8,651 |
| Earning assets | $64,610,000 | 5,961 |
| Long-term assets (5+ years) | $38,638,000 | 2,303 |
| Average Assets, year-to-date | $67,516,500 | 6,080 |
| Average Assets, quarterly | $67,516,500 | 6,080 |
| Volatile liabilities | $6,136,000 | 6,793 |
| Insider loans | $1,192,000 | 3,670 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $5,899,000 | 5,549 |
| Tier 1 (core) risk-based capital | $5,554,000 | 6,820 |
| Tier 2 risk-based capital | $188,000 | 7,965 |
| Total risk weighted assets | $30,471,000 | 6,955 |
| Total unused commitments | $5,899,000 | 5,559 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 24 | 5,799 |
| Assets and Liabilities | ||
| Total Assets: | $66,568,000 | 6,126 |
| Cash and due from depository institutions | $9,387,000 | 5,799 |
| Interest-bearing balances | $7,822,000 | 817 |
| Securities | $16,203,000 | 5,412 |
| Federal funds sold & reverse repurchase agreements | $1,496,000 | 4,494 |
| Net loans & leases | $37,613,000 | 6,204 |
| Loan loss allowance | $187,000 | 8,157 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $275,000 | 7,911 |
| Other real estate owned | $0 | 5,799 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,594,000 | 5,278 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,568,000 | 6,126 |
| Total liabilities | $61,006,000 | 6,028 |
| Total deposits | $60,984,000 | 5,820 |
| Interest-bearing deposits | $52,097,000 | 5,778 |
| Deposits held in domestic offices | $60,984,000 | 5,818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $22,000 | 9,068 |
| Total equity capital | $5,562,000 | 6,929 |
| Total bank equity capital | $5,562,000 | 6,929 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $435,000 | 4,614 |
| Surplus | $4,550,000 | 3,621 |
| Undivided profits | $577,000 | 7,903 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $98,000 | 8,706 |
| Earning assets | $63,134,000 | 6,009 |
| Long-term assets (5+ years) | $37,105,000 | 2,396 |
| Average Assets, year-to-date | $65,208,600 | 6,083 |
| Average Assets, quarterly | $66,669,500 | 6,102 |
| Volatile liabilities | $6,397,000 | 6,739 |
| Insider loans | $1,248,000 | 3,582 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $6,826,000 | 5,121 |
| Tier 1 (core) risk-based capital | $5,175,000 | 6,998 |
| Tier 2 risk-based capital | $187,000 | 8,011 |
| Total risk weighted assets | $30,601,000 | 6,977 |
| Total unused commitments | $6,826,000 | 5,125 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 25 | 5,657 |
| Assets and Liabilities | ||
| Total Assets: | $66,771,000 | 6,118 |
| Cash and due from depository institutions | $8,455,000 | 5,657 |
| Interest-bearing balances | $6,803,000 | 1,051 |
| Securities | $16,635,000 | 5,249 |
| Federal funds sold & reverse repurchase agreements | $2,583,000 | 3,884 |
| Net loans & leases | $37,189,000 | 6,262 |
| Loan loss allowance | $185,000 | 8,208 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $278,000 | 7,940 |
| Other real estate owned | $0 | 5,657 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,631,000 | 5,230 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,771,000 | 6,118 |
| Total liabilities | $60,780,000 | 6,049 |
| Total deposits | $60,722,000 | 5,816 |
| Interest-bearing deposits | $51,371,000 | 5,829 |
| Deposits held in domestic offices | $60,722,000 | 5,814 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $58,000 | 8,859 |
| Total equity capital | $5,991,000 | 6,666 |
| Total bank equity capital | $5,991,000 | 6,666 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $435,000 | 4,648 |
| Surplus | $4,550,000 | 3,549 |
| Undivided profits | $1,006,000 | 7,547 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $105,000 | 8,744 |
| Earning assets | $63,210,000 | 6,017 |
| Long-term assets (5+ years) | $33,284,000 | 2,581 |
| Average Assets, year-to-date | $64,868,750 | 6,129 |
| Average Assets, quarterly | $65,851,000 | 6,153 |
| Volatile liabilities | $6,531,000 | 6,735 |
| Insider loans | $1,479,000 | 3,197 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $6,051,000 | 5,369 |
| Tier 1 (core) risk-based capital | $5,598,000 | 6,771 |
| Tier 2 risk-based capital | $185,000 | 8,067 |
| Total risk weighted assets | $30,376,000 | 7,032 |
| Total unused commitments | $6,051,000 | 5,377 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 24 | 5,823 |
| Assets and Liabilities | ||
| Total Assets: | $64,931,000 | 6,214 |
| Cash and due from depository institutions | $8,416,000 | 5,823 |
| Interest-bearing balances | $6,780,000 | 1,162 |
| Securities | $16,637,000 | 5,201 |
| Federal funds sold & reverse repurchase agreements | $1,627,000 | 5,138 |
| Net loans & leases | $36,411,000 | 6,308 |
| Loan loss allowance | $185,000 | 8,228 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $282,000 | 7,947 |
| Other real estate owned | $0 | 5,823 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,558,000 | 5,226 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,931,000 | 6,214 |
| Total liabilities | $58,669,000 | 6,158 |
| Total deposits | $58,618,000 | 5,935 |
| Interest-bearing deposits | $50,625,000 | 5,886 |
| Deposits held in domestic offices | $58,618,000 | 5,933 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $51,000 | 8,976 |
| Total equity capital | $6,262,000 | 6,523 |
| Total bank equity capital | $6,262,000 | 6,523 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $435,000 | 4,658 |
| Surplus | $4,550,000 | 3,516 |
| Undivided profits | $1,277,000 | 7,336 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $96,000 | 6,924 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $112,000 | 8,699 |
| Earning assets | $61,455,000 | 6,097 |
| Long-term assets (5+ years) | $31,542,000 | 2,532 |
| Average Assets, year-to-date | $64,234,670 | 6,164 |
| Average Assets, quarterly | $64,625,500 | 6,195 |
| Volatile liabilities | $6,470,000 | 6,784 |
| Insider loans | $1,669,000 | 2,951 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $4,949,000 | 5,782 |
| Tier 1 (core) risk-based capital | $5,578,000 | 6,728 |
| Tier 2 risk-based capital | $185,000 | 8,089 |
| Total risk weighted assets | $28,854,000 | 7,181 |
| Total unused commitments | $4,949,000 | 5,793 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 24 | 5,813 |
| Assets and Liabilities | ||
| Total Assets: | $64,320,000 | 6,195 |
| Cash and due from depository institutions | $7,890,000 | 5,813 |
| Interest-bearing balances | $6,117,000 | 1,302 |
| Securities | $16,123,000 | 5,316 |
| Federal funds sold & reverse repurchase agreements | $1,530,000 | 5,713 |
| Net loans & leases | $36,587,000 | 6,257 |
| Loan loss allowance | $183,000 | 8,275 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $286,000 | 7,951 |
| Other real estate owned | $0 | 5,813 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,904,000 | 4,671 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,320,000 | 6,195 |
| Total liabilities | $58,298,000 | 6,140 |
| Total deposits | $58,253,000 | 5,916 |
| Interest-bearing deposits | $50,200,000 | 5,896 |
| Deposits held in domestic offices | $58,253,000 | 5,915 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $45,000 | 9,091 |
| Total equity capital | $6,022,000 | 6,589 |
| Total bank equity capital | $6,022,000 | 6,589 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $435,000 | 4,673 |
| Surplus | $4,550,000 | 3,476 |
| Undivided profits | $1,037,000 | 7,535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $66,000 | 7,260 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $111,000 | 8,752 |
| Earning assets | $60,357,000 | 6,113 |
| Long-term assets (5+ years) | $30,868,000 | 2,508 |
| Average Assets, year-to-date | $63,886,500 | 6,177 |
| Average Assets, quarterly | $63,886,500 | 6,177 |
| Volatile liabilities | $6,363,000 | 6,791 |
| Insider loans | $1,669,000 | 2,878 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $4,262,000 | 6,015 |
| Tier 1 (core) risk-based capital | $5,556,000 | 6,690 |
| Tier 2 risk-based capital | $183,000 | 8,131 |
| Total risk weighted assets | $28,807,000 | 7,156 |
| Total unused commitments | $4,262,000 | 6,027 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 22 | 6,103 |
| Assets and Liabilities | ||
| Total Assets: | $63,453,000 | 6,190 |
| Cash and due from depository institutions | $6,300,000 | 6,103 |
| Interest-bearing balances | $5,093,000 | 1,401 |
| Securities | $17,569,000 | 5,021 |
| Federal funds sold & reverse repurchase agreements | $1,196,000 | 5,655 |
| Net loans & leases | $36,244,000 | 6,297 |
| Loan loss allowance | $183,000 | 8,289 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $290,000 | 7,967 |
| Other real estate owned | $0 | 6,103 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,854,000 | 4,766 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,453,000 | 6,190 |
| Total liabilities | $57,699,000 | 6,135 |
| Total deposits | $57,662,000 | 5,928 |
| Interest-bearing deposits | $50,048,000 | 5,868 |
| Deposits held in domestic offices | $57,662,000 | 5,925 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $37,000 | 9,196 |
| Total equity capital | $5,754,000 | 6,717 |
| Total bank equity capital | $5,754,000 | 6,717 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $435,000 | 4,680 |
| Surplus | $4,550,000 | 3,436 |
| Undivided profits | $769,000 | 7,830 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $115,000 | 8,791 |
| Earning assets | $60,102,000 | 6,081 |
| Long-term assets (5+ years) | $30,038,000 | 2,547 |
| Average Assets, year-to-date | $64,135,400 | 6,011 |
| Average Assets, quarterly | $64,155,500 | 6,131 |
| Volatile liabilities | $6,410,000 | 6,819 |
| Insider loans | $1,815,000 | 2,712 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $4,604,000 | 5,706 |
| Tier 1 (core) risk-based capital | $5,184,000 | 6,898 |
| Tier 2 risk-based capital | $183,000 | 8,154 |
| Total risk weighted assets | $29,925,000 | 7,057 |
| Total unused commitments | $4,604,000 | 5,710 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 24 | 5,812 |
| Assets and Liabilities | ||
| Total Assets: | $64,493,000 | 6,084 |
| Cash and due from depository institutions | $8,113,000 | 5,812 |
| Interest-bearing balances | $6,732,000 | 979 |
| Securities | $16,049,000 | 5,197 |
| Federal funds sold & reverse repurchase agreements | $682,000 | 6,254 |
| Net loans & leases | $37,222,000 | 6,178 |
| Loan loss allowance | $192,000 | 8,305 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $302,000 | 8,096 |
| Other real estate owned | $0 | 5,812 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,125,000 | 4,369 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,493,000 | 6,084 |
| Total liabilities | $59,126,000 | 6,003 |
| Total deposits | $59,064,000 | 5,739 |
| Interest-bearing deposits | $51,830,000 | 5,658 |
| Deposits held in domestic offices | $59,064,000 | 5,735 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $62,000 | 9,281 |
| Total equity capital | $5,367,000 | 6,837 |
| Total bank equity capital | $5,367,000 | 6,837 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $435,000 | 4,787 |
| Surplus | $4,550,000 | 3,335 |
| Undivided profits | $382,000 | 8,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 8,094 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $278,000 | 7,728 |
| Earning assets | $60,685,000 | 5,988 |
| Long-term assets (5+ years) | $31,746,000 | 2,400 |
| Average Assets, year-to-date | $64,253,400 | 5,914 |
| Average Assets, quarterly | $65,146,500 | 6,003 |
| Volatile liabilities | $7,421,000 | 6,439 |
| Insider loans | $1,977,000 | 2,412 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $3,218,000 | 6,475 |
| Tier 1 (core) risk-based capital | $5,177,000 | 6,814 |
| Tier 2 risk-based capital | $192,000 | 8,123 |
| Total risk weighted assets | $29,529,000 | 7,084 |
| Total unused commitments | $3,218,000 | 6,482 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 22 | 6,224 |
| Assets and Liabilities | ||
| Total Assets: | $62,633,000 | 6,074 |
| Cash and due from depository institutions | $4,221,000 | 6,224 |
| Interest-bearing balances | $3,045,000 | 1,267 |
| Securities | $16,457,000 | 5,272 |
| Federal funds sold & reverse repurchase agreements | $3,840,000 | 2,916 |
| Net loans & leases | $36,628,000 | 6,217 |
| Loan loss allowance | $188,000 | 8,417 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $322,000 | 8,225 |
| Other real estate owned | $0 | 6,224 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,165,000 | 5,669 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,633,000 | 6,074 |
| Total liabilities | $57,569,000 | 5,969 |
| Total deposits | $57,469,000 | 5,711 |
| Interest-bearing deposits | $49,937,000 | 5,658 |
| Deposits held in domestic offices | $57,469,000 | 5,706 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $100,000 | 9,287 |
| Total equity capital | $5,064,000 | 7,030 |
| Total bank equity capital | $5,064,000 | 7,030 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $435,000 | 4,937 |
| Surplus | $4,550,000 | 3,276 |
| Undivided profits | $79,000 | 8,855 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $81,000 | 7,016 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $139,000 | 8,644 |
| Earning assets | $59,970,000 | 5,923 |
| Long-term assets (5+ years) | $29,197,000 | 2,459 |
| Average Assets, year-to-date | $61,876,800 | 5,934 |
| Average Assets, quarterly | $62,239,500 | 6,045 |
| Volatile liabilities | $7,220,000 | 6,537 |
| Insider loans | $535,000 | 5,285 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $3,320,000 | 6,318 |
| Tier 1 (core) risk-based capital | $5,160,000 | 6,834 |
| Tier 2 risk-based capital | $188,000 | 8,216 |
| Total risk weighted assets | $27,564,100 | 7,237 |
| Total unused commitments | $3,320,000 | 6,322 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 29 | 5,388 |
| Assets and Liabilities | ||
| Total Assets: | $59,854,000 | 6,253 |
| Cash and due from depository institutions | $3,122,000 | 5,388 |
| Interest-bearing balances | $1,344,000 | 2,119 |
| Securities | $18,268,000 | 5,147 |
| Federal funds sold & reverse repurchase agreements | $1,311,000 | 4,487 |
| Net loans & leases | $35,706,000 | 6,226 |
| Loan loss allowance | $185,000 | 8,595 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $336,000 | 8,418 |
| Other real estate owned | $0 | 5,388 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,111,000 | 5,849 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,854,000 | 6,253 |
| Total liabilities | $55,154,000 | 6,159 |
| Total deposits | $55,063,000 | 5,895 |
| Interest-bearing deposits | $47,222,000 | 5,866 |
| Deposits held in domestic offices | $55,063,000 | 5,893 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $91,000 | 9,517 |
| Total equity capital | $4,700,000 | 7,208 |
| Total bank equity capital | $4,700,000 | 7,208 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $435,000 | 5,089 |
| Surplus | $4,550,000 | 3,240 |
| Undivided profits | $-285,000 | 9,454 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $121,000 | 8,863 |
| Earning assets | $56,629,000 | 6,110 |
| Long-term assets (5+ years) | $31,168,000 | 2,484 |
| Average Assets, year-to-date | $62,840,800 | 5,909 |
| Average Assets, quarterly | $60,296,000 | 6,177 |
| Volatile liabilities | $4,329,000 | 7,672 |
| Insider loans | $573,000 | 5,029 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,752,000 | 6,188 |
| Tier 1 (core) risk-based capital | $5,142,000 | 6,885 |
| Tier 2 risk-based capital | $185,000 | 8,357 |
| Total risk weighted assets | $26,860,400 | 7,325 |
| Total unused commitments | $3,752,000 | 6,193 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 25 | 6,003 |
| Assets and Liabilities | ||
| Total Assets: | $65,897,000 | 5,945 |
| Cash and due from depository institutions | $10,310,000 | 6,003 |
| Interest-bearing balances | $8,459,000 | 744 |
| Securities | $16,543,000 | 5,476 |
| Federal funds sold & reverse repurchase agreements | $3,200,000 | 4,631 |
| Net loans & leases | $34,314,000 | 6,234 |
| Loan loss allowance | $169,000 | 8,894 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $452,000 | 7,987 |
| Other real estate owned | $31,000 | 6,003 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,047,000 | 5,749 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,897,000 | 5,945 |
| Total liabilities | $60,752,000 | 5,816 |
| Total deposits | $60,649,000 | 5,589 |
| Interest-bearing deposits | $52,687,000 | 5,524 |
| Deposits held in domestic offices | $60,649,000 | 5,586 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $103,000 | 9,705 |
| Total equity capital | $5,145,000 | 6,980 |
| Total bank equity capital | $5,145,000 | 6,980 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $435,000 | 5,142 |
| Surplus | $4,550,000 | 3,102 |
| Undivided profits | $160,000 | 9,477 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,000 | 8,609 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $121,000 | 9,077 |
| Earning assets | $62,516,000 | 5,818 |
| Long-term assets (5+ years) | $32,162,000 | 2,254 |
| Average Assets, year-to-date | $62,736,600 | 5,924 |
| Average Assets, quarterly | $63,993,000 | 5,978 |
| Volatile liabilities | $5,702,000 | 6,648 |
| Insider loans | $1,050,000 | 3,430 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,671,000 | 6,111 |
| Tier 1 (core) risk-based capital | $5,138,000 | 6,828 |
| Tier 2 risk-based capital | $169,000 | 8,626 |
| Total risk weighted assets | $27,525,400 | 7,210 |
| Total unused commitments | $3,671,000 | 6,115 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 24 | 6,393 |
| Assets and Liabilities | ||
| Total Assets: | $62,761,000 | 6,172 |
| Cash and due from depository institutions | $5,613,000 | 6,393 |
| Interest-bearing balances | $2,493,000 | 1,545 |
| Securities | $23,017,000 | 4,454 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 4,522 |
| Net loans & leases | $30,212,000 | 6,824 |
| Loan loss allowance | $127,000 | 9,748 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $485,000 | 7,996 |
| Other real estate owned | $0 | 6,393 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,034,000 | 5,886 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,761,000 | 6,172 |
| Total liabilities | $57,804,000 | 6,045 |
| Total deposits | $57,699,000 | 5,814 |
| Interest-bearing deposits | $50,182,000 | 5,764 |
| Deposits held in domestic offices | $57,699,000 | 5,806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $105,000 | 10,156 |
| Total equity capital | $4,957,000 | 7,203 |
| Total bank equity capital | $4,957,000 | 7,203 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $435,000 | 5,355 |
| Surplus | $4,550,000 | 3,033 |
| Undivided profits | $-28,000 | 10,335 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,000 | 8,998 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $113,000 | 9,616 |
| Earning assets | $58,122,000 | 6,116 |
| Long-term assets (5+ years) | $40,110,000 | 1,677 |
| Average Assets, year-to-date | $61,772,200 | 6,032 |
| Average Assets, quarterly | $61,890,000 | 6,161 |
| Volatile liabilities | $4,798,000 | 7,246 |
| Insider loans | $1,381,000 | 2,789 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,491,000 | 6,956 |
| Tier 1 (core) risk-based capital | $5,130,000 | 6,892 |
| Tier 2 risk-based capital | $127,000 | 9,502 |
| Total risk weighted assets | $25,886,200 | 7,535 |
| Total unused commitments | $2,491,000 | 6,963 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 24 | 6,712 |
| Assets and Liabilities | ||
| Total Assets: | $62,110,000 | 6,373 |
| Cash and due from depository institutions | $2,177,000 | 6,712 |
| Interest-bearing balances | $51,000 | 5,372 |
| Securities | $29,308,000 | 3,972 |
| Federal funds sold & reverse repurchase agreements | $5,800,000 | 2,254 |
| Net loans & leases | $22,963,000 | 7,945 |
| Loan loss allowance | $109,000 | 10,416 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $519,000 | 8,009 |
| Other real estate owned | $0 | 6,712 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,343,000 | 5,034 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,110,000 | 6,373 |
| Total liabilities | $57,301,000 | 6,259 |
| Total deposits | $55,193,000 | 6,187 |
| Interest-bearing deposits | $49,085,000 | 6,049 |
| Deposits held in domestic offices | $55,193,000 | 6,178 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,232 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $108,000 | 10,527 |
| Total equity capital | $4,809,000 | 7,411 |
| Total bank equity capital | $4,809,000 | 7,411 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $435,000 | 5,683 |
| Surplus | $4,550,000 | 3,101 |
| Undivided profits | $-176,000 | 10,965 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $104,000 | 10,151 |
| Earning assets | $58,122,000 | 6,282 |
| Long-term assets (5+ years) | $35,319,000 | 1,739 |
| Average Assets, year-to-date | $62,182,800 | 6,197 |
| Average Assets, quarterly | $61,591,500 | 6,360 |
| Volatile liabilities | $7,080,000 | 6,019 |
| Insider loans | $652,000 | 4,788 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,194,000 | 8,527 |
| Tier 1 (core) risk-based capital | $5,114,000 | 7,057 |
| Tier 2 risk-based capital | $109,000 | 10,152 |
| Total risk weighted assets | $23,710,200 | 7,997 |
| Total unused commitments | $1,194,000 | 8,541 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 25 | 6,788 |
| Assets and Liabilities | ||
| Total Assets: | $62,720,000 | 6,429 |
| Cash and due from depository institutions | $1,754,000 | 6,788 |
| Interest-bearing balances | $16,000 | 6,262 |
| Securities | $37,462,000 | 3,375 |
| Federal funds sold & reverse repurchase agreements | $1,750,000 | 5,938 |
| Net loans & leases | $19,934,000 | 8,617 |
| Loan loss allowance | $101,000 | 10,966 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $531,000 | 8,135 |
| Other real estate owned | $52,000 | 6,788 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,237,000 | 5,468 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,720,000 | 6,429 |
| Total liabilities | $57,472,000 | 6,334 |
| Total deposits | $55,356,000 | 6,292 |
| Interest-bearing deposits | $49,414,000 | 6,122 |
| Deposits held in domestic offices | $55,356,000 | 6,286 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,182 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $116,000 | 10,912 |
| Total equity capital | $5,248,000 | 7,151 |
| Total bank equity capital | $5,248,000 | 7,151 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $435,000 | 5,989 |
| Surplus | $4,550,000 | 3,094 |
| Undivided profits | $263,000 | 10,835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $47,000 | 9,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $82,000 | 10,975 |
| Earning assets | $59,162,000 | 6,294 |
| Long-term assets (5+ years) | $35,351,000 | 1,582 |
| Average Assets, year-to-date | $65,714,200 | 6,036 |
| Average Assets, quarterly | $62,110,000 | 6,417 |
| Volatile liabilities | $7,503,000 | 5,521 |
| Insider loans | $647,000 | 4,914 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $191,000 | 10,773 |
| Tier 1 (core) risk-based capital | $5,351,000 | 6,933 |
| Tier 2 risk-based capital | $101,000 | 10,672 |
| Total risk weighted assets | $21,101,000 | 8,592 |
| Total unused commitments | $191,000 | 10,778 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 25 | 7,052 |
| Assets and Liabilities | ||
| Total Assets: | $70,895,000 | 5,867 |
| Cash and due from depository institutions | $2,768,000 | 7,052 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $47,281,000 | 2,759 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $18,947,000 | 8,965 |
| Loan loss allowance | $106,000 | 11,449 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $507,000 | 8,453 |
| Other real estate owned | $0 | 7,052 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,392,000 | 5,246 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,895,000 | 5,867 |
| Total liabilities | $65,877,000 | 5,751 |
| Total deposits | $55,138,000 | 6,339 |
| Interest-bearing deposits | $48,713,000 | 6,200 |
| Deposits held in domestic offices | $55,138,000 | 6,333 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,627,000 | 1,238 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $112,000 | 10,858 |
| Total equity capital | $5,018,000 | 7,122 |
| Total bank equity capital | $5,018,000 | 7,122 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $435,000 | 6,341 |
| Surplus | $4,550,000 | 2,997 |
| Undivided profits | $33,000 | 11,447 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $190,000 | 6,905 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $70,000 | 11,569 |
| Earning assets | $66,228,000 | 5,772 |
| Long-term assets (5+ years) | $37,635,000 | 1,510 |
| Average Assets, year-to-date | $72,795,200 | 5,631 |
| Average Assets, quarterly | $71,632,500 | 5,785 |
| Volatile liabilities | $15,724,000 | 3,077 |
| Insider loans | $471,000 | 5,863 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $576,000 | 10,128 |
| Tier 1 (core) risk-based capital | $5,269,000 | 6,982 |
| Tier 2 risk-based capital | $106,000 | 11,048 |
| Total risk weighted assets | $20,699,800 | 8,823 |
| Total unused commitments | $576,000 | 10,134 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 29 | 6,588 |
| Assets and Liabilities | ||
| Total Assets: | $71,085,000 | 5,996 |
| Cash and due from depository institutions | $3,374,000 | 6,588 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $47,517,000 | 2,934 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 7,708 |
| Net loans & leases | $17,372,000 | 9,414 |
| Loan loss allowance | $94,000 | 12,209 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $525,000 | 8,549 |
| Other real estate owned | $0 | 6,588 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,297,000 | 5,005 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,085,000 | 5,996 |
| Total liabilities | $65,987,000 | 5,874 |
| Total deposits | $60,089,000 | 6,120 |
| Interest-bearing deposits | $54,186,000 | 5,930 |
| Deposits held in domestic offices | $60,089,000 | 6,112 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,782,000 | 1,399 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $116,000 | 11,167 |
| Total equity capital | $5,098,000 | 7,155 |
| Total bank equity capital | $5,098,000 | 7,155 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $435,000 | 6,646 |
| Surplus | $4,550,000 | 2,935 |
| Undivided profits | $113,000 | 11,916 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 11,760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $70,000 | 11,901 |
| Earning assets | $65,889,000 | 5,942 |
| Long-term assets (5+ years) | $33,527,000 | 1,731 |
| Average Assets, year-to-date | $73,144,800 | 5,710 |
| Average Assets, quarterly | $72,229,500 | 5,849 |
| Volatile liabilities | $12,223,000 | 3,540 |
| Insider loans | $522,000 | 5,569 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $277,000 | 11,223 |
| Tier 1 (core) risk-based capital | $5,098,000 | 7,078 |
| Tier 2 risk-based capital | $94,000 | 11,750 |
| Total risk weighted assets | $19,667,700 | 9,225 |
| Total unused commitments | $277,000 | 11,231 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 28 | 6,885 |
| Assets and Liabilities | ||
| Total Assets: | $73,117,000 | 5,915 |
| Cash and due from depository institutions | $2,366,000 | 6,885 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $49,058,000 | 2,787 |
| Federal funds sold & reverse repurchase agreements | $3,800,000 | 4,184 |
| Net loans & leases | $16,190,000 | 9,865 |
| Loan loss allowance | $82,000 | 12,897 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $502,000 | 8,898 |
| Other real estate owned | $0 | 6,885 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,201,000 | 5,485 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,117,000 | 5,915 |
| Total liabilities | $67,796,000 | 5,826 |
| Total deposits | $62,980,000 | 6,005 |
| Interest-bearing deposits | $57,662,000 | 5,770 |
| Deposits held in domestic offices | $62,980,000 | 5,996 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,600,000 | 1,429 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $216,000 | 9,684 |
| Total equity capital | $5,321,000 | 6,759 |
| Total bank equity capital | $5,321,000 | 6,759 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $435,000 | 6,983 |
| Surplus | $4,650,000 | 2,766 |
| Undivided profits | $236,000 | 11,825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $69,000 | 12,490 |
| Earning assets | $69,048,000 | 5,743 |
| Long-term assets (5+ years) | $32,084,000 | 1,750 |
| Average Assets, year-to-date | $73,851,200 | 5,727 |
| Average Assets, quarterly | $73,183,500 | 5,859 |
| Volatile liabilities | $12,614,000 | 3,445 |
| Insider loans | $241,000 | 3,431 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $400,000 | 10,924 |
| Tier 1 (core) risk-based capital | $5,321,000 | 6,694 |
| Tier 2 risk-based capital | $82,000 | 12,414 |
| Total risk weighted assets | $18,452,200 | 9,694 |
| Total unused commitments | $400,000 | 10,948 |
| Derivatives | $0 | 651 |