Home > HomeTowne Heritage Bank > Assets and Liabilities
HomeTowne Heritage Bank, Assets and Liabilities
| 2003-09-30 | Rank | |
| # of Employees: | 31 | 4,924 |
| Assets and Liabilities | ||
| Total Assets: | $154,934,000 | 3,394 |
| Cash and due from depository institutions | $4,508,000 | 4,924 |
| Interest-bearing balances | $60,000 | 5,823 |
| Securities | $3,896,000 | 8,060 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $141,379,000 | 2,500 |
| Loan loss allowance | $1,790,000 | 2,481 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $697,000 | 6,621 |
| Other real estate owned | $0 | 4,924 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,454,000 | 2,741 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,934,000 | 3,394 |
| Total liabilities | $140,258,000 | 3,357 |
| Total deposits | $124,936,000 | 3,443 |
| Interest-bearing deposits | $114,757,000 | 3,218 |
| Deposits held in domestic offices | $124,936,000 | 3,440 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,846,000 | 1,251 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,977,000 | 2,915 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $499,000 | 5,039 |
| Total equity capital | $14,676,000 | 3,571 |
| Total bank equity capital | $14,676,000 | 3,571 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,745,000 | 1,434 |
| Surplus | $10,981,000 | 1,763 |
| Undivided profits | $950,000 | 7,601 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $514,000 | 5,432 |
| Earning assets | $145,335,000 | 3,321 |
| Long-term assets (5+ years) | $12,521,000 | 4,595 |
| Average Assets, year-to-date | $139,905,750 | 3,628 |
| Average Assets, quarterly | $149,526,500 | 3,482 |
| Volatile liabilities | $20,080,000 | 3,851 |
| Insider loans | $4,116,000 | 1,319 |
| FHLB advances | $6,977,000 | 2,771 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $37,447,000 | 1,862 |
| Tier 1 (core) risk-based capital | $14,641,000 | 3,436 |
| Tier 2 risk-based capital | $1,790,000 | 2,281 |
| Total risk weighted assets | $148,146,000 | 2,470 |
| Total unused commitments | $37,447,000 | 1,864 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 30 | 5,036 |
| Assets and Liabilities | ||
| Total Assets: | $144,119,000 | 3,593 |
| Cash and due from depository institutions | $4,506,000 | 5,036 |
| Interest-bearing balances | $6,000 | 6,806 |
| Securities | $4,989,000 | 7,772 |
| Federal funds sold & reverse repurchase agreements | $319,000 | 6,537 |
| Net loans & leases | $128,846,000 | 2,658 |
| Loan loss allowance | $1,685,000 | 2,569 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $700,000 | 6,605 |
| Other real estate owned | $0 | 5,036 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,759,000 | 2,499 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,119,000 | 3,593 |
| Total liabilities | $129,692,000 | 3,578 |
| Total deposits | $118,813,000 | 3,590 |
| Interest-bearing deposits | $110,933,000 | 3,299 |
| Deposits held in domestic offices | $118,813,000 | 3,586 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,470,000 | 2,273 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $409,000 | 5,650 |
| Total equity capital | $14,427,000 | 3,640 |
| Total bank equity capital | $14,427,000 | 3,640 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,745,000 | 1,426 |
| Surplus | $10,981,000 | 1,726 |
| Undivided profits | $701,000 | 7,911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $515,000 | 5,284 |
| Earning assets | $134,160,000 | 3,535 |
| Long-term assets (5+ years) | $10,215,000 | 4,853 |
| Average Assets, year-to-date | $134,896,330 | 3,742 |
| Average Assets, quarterly | $140,373,000 | 3,643 |
| Volatile liabilities | $16,272,000 | 4,348 |
| Insider loans | $4,419,000 | 1,201 |
| FHLB advances | $10,470,000 | 2,129 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $29,980,000 | 2,126 |
| Tier 1 (core) risk-based capital | $14,361,000 | 3,450 |
| Tier 2 risk-based capital | $1,685,000 | 2,356 |
| Total risk weighted assets | $134,892,000 | 2,662 |
| Total unused commitments | $29,980,000 | 2,135 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 28 | 5,259 |
| Assets and Liabilities | ||
| Total Assets: | $136,627,000 | 3,717 |
| Cash and due from depository institutions | $3,951,000 | 5,259 |
| Interest-bearing balances | $1,000 | 6,952 |
| Securities | $5,548,000 | 7,651 |
| Federal funds sold & reverse repurchase agreements | $2,818,000 | 4,588 |
| Net loans & leases | $121,919,000 | 2,741 |
| Loan loss allowance | $1,525,000 | 2,785 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $721,000 | 6,555 |
| Other real estate owned | $0 | 5,259 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,670,000 | 5,016 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,627,000 | 3,717 |
| Total liabilities | $122,464,000 | 3,726 |
| Total deposits | $114,191,000 | 3,680 |
| Interest-bearing deposits | $105,058,000 | 3,454 |
| Deposits held in domestic offices | $114,191,000 | 3,677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $7,958,000 | 2,582 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $315,000 | 6,412 |
| Total equity capital | $14,163,000 | 3,632 |
| Total bank equity capital | $14,163,000 | 3,632 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,745,000 | 1,430 |
| Surplus | $10,981,000 | 1,697 |
| Undivided profits | $437,000 | 8,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $502,000 | 5,349 |
| Earning assets | $130,286,000 | 3,577 |
| Long-term assets (5+ years) | $10,345,000 | 4,771 |
| Average Assets, year-to-date | $130,285,000 | 3,834 |
| Average Assets, quarterly | $130,285,000 | 3,834 |
| Volatile liabilities | $13,176,000 | 4,908 |
| Insider loans | $4,082,000 | 1,317 |
| FHLB advances | $7,958,000 | 2,454 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $27,478,000 | 2,188 |
| Tier 1 (core) risk-based capital | $14,108,000 | 3,460 |
| Tier 2 risk-based capital | $1,525,000 | 2,533 |
| Total risk weighted assets | $123,232,000 | 2,864 |
| Total unused commitments | $27,478,000 | 2,195 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 27 | 5,382 |
| Assets and Liabilities | ||
| Total Assets: | $123,943,000 | 3,975 |
| Cash and due from depository institutions | $5,011,000 | 5,382 |
| Interest-bearing balances | $752,000 | 3,378 |
| Securities | $9,882,000 | 6,540 |
| Federal funds sold & reverse repurchase agreements | $1,117,000 | 5,716 |
| Net loans & leases | $105,940,000 | 3,060 |
| Loan loss allowance | $1,310,000 | 3,061 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $664,000 | 6,711 |
| Other real estate owned | $0 | 5,382 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,329,000 | 5,681 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,943,000 | 3,975 |
| Total liabilities | $109,952,000 | 4,007 |
| Total deposits | $107,160,000 | 3,817 |
| Interest-bearing deposits | $99,636,000 | 3,553 |
| Deposits held in domestic offices | $107,160,000 | 3,814 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $2,363,000 | 4,165 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $429,000 | 5,683 |
| Total equity capital | $13,991,000 | 3,629 |
| Total bank equity capital | $13,991,000 | 3,629 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,745,000 | 1,424 |
| Surplus | $10,981,000 | 1,657 |
| Undivided profits | $265,000 | 8,384 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $492,000 | 5,655 |
| Earning assets | $117,691,000 | 3,852 |
| Long-term assets (5+ years) | $11,809,000 | 4,480 |
| Average Assets, year-to-date | $106,269,600 | 4,318 |
| Average Assets, quarterly | $121,096,000 | 4,021 |
| Volatile liabilities | $8,774,000 | 6,044 |
| Insider loans | $4,087,000 | 1,288 |
| FHLB advances | $2,363,000 | 3,950 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $26,128,000 | 2,186 |
| Tier 1 (core) risk-based capital | $13,900,000 | 3,445 |
| Tier 2 risk-based capital | $1,310,000 | 2,828 |
| Total risk weighted assets | $106,817,000 | 3,170 |
| Total unused commitments | $26,128,000 | 2,191 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 18 | 6,738 |
| Assets and Liabilities | ||
| Total Assets: | $85,353,000 | 5,081 |
| Cash and due from depository institutions | $3,680,000 | 6,738 |
| Interest-bearing balances | $751,000 | 3,296 |
| Securities | $5,537,000 | 7,784 |
| Federal funds sold & reverse repurchase agreements | $3,354,000 | 3,662 |
| Net loans & leases | $71,305,000 | 4,115 |
| Loan loss allowance | $910,000 | 3,866 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $422,000 | 7,598 |
| Other real estate owned | $0 | 6,738 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,055,000 | 6,456 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,353,000 | 5,081 |
| Total liabilities | $72,068,000 | 5,320 |
| Total deposits | $71,549,000 | 5,058 |
| Interest-bearing deposits | $66,622,000 | 4,760 |
| Deposits held in domestic offices | $71,549,000 | 5,053 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $519,000 | 5,314 |
| Total equity capital | $13,285,000 | 3,572 |
| Total bank equity capital | $13,285,000 | 3,572 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,741,000 | 1,419 |
| Surplus | $10,965,000 | 1,572 |
| Undivided profits | $-421,000 | 9,003 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $349,000 | 7,109 |
| Earning assets | $80,947,000 | 4,943 |
| Long-term assets (5+ years) | $7,452,000 | 5,422 |
| Average Assets, year-to-date | $74,799,200 | 5,389 |
| Average Assets, quarterly | $83,595,500 | 5,118 |
| Volatile liabilities | $7,354,000 | 6,460 |
| Insider loans | $2,303,000 | 2,113 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $21,149,000 | 2,402 |
| Tier 1 (core) risk-based capital | $13,293,000 | 3,403 |
| Tier 2 risk-based capital | $910,000 | 3,630 |
| Total risk weighted assets | $73,288,000 | 4,177 |
| Total unused commitments | $21,149,000 | 2,407 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 16 | 7,222 |
| Assets and Liabilities | ||
| Total Assets: | $63,120,000 | 6,052 |
| Cash and due from depository institutions | $3,365,000 | 7,222 |
| Interest-bearing balances | $750,000 | 2,660 |
| Securities | $8,427,000 | 7,245 |
| Federal funds sold & reverse repurchase agreements | $1,588,000 | 4,688 |
| Net loans & leases | $49,009,000 | 5,242 |
| Loan loss allowance | $615,000 | 5,015 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $374,000 | 7,976 |
| Other real estate owned | $0 | 7,222 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $357,000 | 8,857 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,120,000 | 6,052 |
| Total liabilities | $50,260,000 | 6,428 |
| Total deposits | $50,043,000 | 6,183 |
| Interest-bearing deposits | $45,659,000 | 5,983 |
| Deposits held in domestic offices | $50,043,000 | 6,180 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $217,000 | 8,109 |
| Total equity capital | $12,860,000 | 3,551 |
| Total bank equity capital | $12,860,000 | 3,551 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,056,000 | 1,829 |
| Surplus | $11,650,000 | 1,443 |
| Undivided profits | $-846,000 | 9,505 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $274,000 | 7,192 |
| Earning assets | $59,774,000 | 5,934 |
| Long-term assets (5+ years) | $4,797,000 | 6,086 |
| Average Assets, year-to-date | $49,965,200 | 6,671 |
| Average Assets, quarterly | $59,076,500 | 6,240 |
| Volatile liabilities | $8,672,000 | 6,025 |
| Insider loans | $1,344,000 | 3,167 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $13,241,000 | 3,137 |
| Tier 1 (core) risk-based capital | $12,834,000 | 3,435 |
| Tier 2 risk-based capital | $608,420 | 4,751 |
| Total risk weighted assets | $48,667,120 | 5,413 |
| Total unused commitments | $13,241,000 | 3,138 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 16 | 7,472 |
| Assets and Liabilities | ||
| Total Assets: | $45,199,000 | 7,260 |
| Cash and due from depository institutions | $1,418,000 | 7,472 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $19,477,000 | 4,946 |
| Federal funds sold & reverse repurchase agreements | $1,959,000 | 3,744 |
| Net loans & leases | $21,691,000 | 7,745 |
| Loan loss allowance | $275,000 | 7,635 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $458,000 | 7,872 |
| Other real estate owned | $0 | 7,472 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $196,000 | 9,769 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,199,000 | 7,260 |
| Total liabilities | $32,458,000 | 7,943 |
| Total deposits | $17,411,000 | 9,248 |
| Interest-bearing deposits | $15,985,000 | 9,087 |
| Deposits held in domestic offices | $17,411,000 | 9,247 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $14,989,000 | 1,596 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $58,000 | 9,880 |
| Total equity capital | $12,741,000 | 3,468 |
| Total bank equity capital | $12,741,000 | 3,468 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,831,000 | 524 |
| Surplus | $6,830,000 | 2,290 |
| Undivided profits | $-920,000 | 9,825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $90,000 | 9,288 |
| Earning assets | $43,127,000 | 7,092 |
| Long-term assets (5+ years) | $4,026,000 | 6,681 |
| Average Assets, year-to-date | $32,176,000 | 8,195 |
| Average Assets, quarterly | $32,176,000 | 8,289 |
| Volatile liabilities | $18,762,000 | 3,631 |
| Insider loans | $1,995,000 | 2,230 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $6,961,000 | 4,624 |
| Tier 1 (core) risk-based capital | $12,745,000 | 3,457 |
| Tier 2 risk-based capital | $274,170 | 7,320 |
| Total risk weighted assets | $21,932,470 | 7,958 |
| Total unused commitments | $6,961,000 | 4,627 |
| Derivatives | $0 | 488 |