Home > Hometown National Bank > Income and Expense
Hometown National Bank, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $199,000 | 6,237 |
| Total interest expense | $19,000 | 6,199 |
| Net interest income | $180,000 | 6,237 |
| Provision for loan and lease losses | $-83,000 | 5,900 |
| Total noninterest income | $-91,000 | 6,236 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $7,000 | 6,020 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-98,000 | 6,217 |
| Total noninterest expense | $717,000 | 5,907 |
| Salaries and employee benefits | $274,000 | 6,087 |
| Premises and equipment expense | $111,000 | 5,484 |
| Additional noninterest expense | $332,000 | 5,576 |
| Pre-tax net operating income | $-545,000 | 6,164 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $-545,000 | 6,169 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-545,000 | 6,169 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-545,000 | 6,169 |
| Net charge-offs | $292,000 | 1,219 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-545,000 | 6,160 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $144,000 | 6,309 |
| Total interest expense | $14,000 | 6,263 |
| Net interest income | $130,000 | 6,306 |
| Provision for loan and lease losses | $-83,000 | 6,037 |
| Total noninterest income | $-94,000 | 6,312 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $6,000 | 6,053 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-100,000 | 6,295 |
| Total noninterest expense | $647,000 | 5,702 |
| Salaries and employee benefits | $200,000 | 6,111 |
| Premises and equipment expense | $76,000 | 5,500 |
| Additional noninterest expense | $371,000 | 4,913 |
| Pre-tax net operating income | $-528,000 | 6,253 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-528,000 | 6,260 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-528,000 | 6,260 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-528,000 | 6,260 |
| Net charge-offs | $292,000 | 925 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-528,000 | 6,256 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $87,000 | 6,366 |
| Total interest expense | $9,000 | 6,288 |
| Net interest income | $78,000 | 6,367 |
| Provision for loan and lease losses | $-83,000 | 6,191 |
| Total noninterest income | $-39,000 | 6,372 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $3,000 | 6,103 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-42,000 | 6,353 |
| Total noninterest expense | $329,000 | 5,741 |
| Salaries and employee benefits | $110,000 | 6,132 |
| Premises and equipment expense | $41,000 | 5,464 |
| Additional noninterest expense | $178,000 | 5,019 |
| Pre-tax net operating income | $-207,000 | 6,296 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-207,000 | 6,311 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-207,000 | 6,312 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-207,000 | 6,312 |
| Net charge-offs | $-8,000 | 5,326 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-207,000 | 6,300 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $765,000 | 6,340 |
| Total interest expense | $80,000 | 6,167 |
| Net interest income | $685,000 | 6,332 |
| Provision for loan and lease losses | $-150,000 | 6,082 |
| Total noninterest income | $-262,000 | 6,468 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $14,000 | 6,207 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-276,000 | 6,442 |
| Total noninterest expense | $1,932,000 | 5,327 |
| Salaries and employee benefits | $854,000 | 5,610 |
| Premises and equipment expense | $207,000 | 5,306 |
| Additional noninterest expense | $871,000 | 4,737 |
| Pre-tax net operating income | $-1,359,000 | 6,388 |
| Securities gains (losses) | $242,000 | 717 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-1,117,000 | 6,380 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-1,117,000 | 6,380 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,117,000 | 6,380 |
| Net charge-offs | $139,000 | 2,855 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,359,000 | 6,395 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $633,000 | 6,379 |
| Total interest expense | $68,000 | 6,183 |
| Net interest income | $565,000 | 6,376 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $108,000 | 5,781 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $11,000 | 6,278 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $97,000 | 5,083 |
| Total noninterest expense | $1,529,000 | 5,260 |
| Salaries and employee benefits | $736,000 | 5,402 |
| Premises and equipment expense | $171,000 | 5,210 |
| Additional noninterest expense | $622,000 | 4,868 |
| Pre-tax net operating income | $-856,000 | 6,453 |
| Securities gains (losses) | $242,000 | 560 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-614,000 | 6,418 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-614,000 | 6,417 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-614,000 | 6,417 |
| Net charge-offs | $144,000 | 2,331 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-856,000 | 6,459 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $476,000 | 6,385 |
| Total interest expense | $49,000 | 6,206 |
| Net interest income | $427,000 | 6,378 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $238,000 | 4,405 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $7,000 | 6,336 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $231,000 | 3,414 |
| Total noninterest expense | $1,106,000 | 5,172 |
| Salaries and employee benefits | $601,000 | 5,142 |
| Premises and equipment expense | $133,000 | 4,981 |
| Additional noninterest expense | $372,000 | 5,105 |
| Pre-tax net operating income | $-441,000 | 6,495 |
| Securities gains (losses) | $242,000 | 423 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-199,000 | 6,412 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-199,000 | 6,413 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-199,000 | 6,414 |
| Net charge-offs | $-32,000 | 6,033 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-441,000 | 6,505 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $305,000 | 6,307 |
| Total interest expense | $26,000 | 6,245 |
| Net interest income | $279,000 | 6,285 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $198,000 | 3,478 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $3,000 | 6,406 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $195,000 | 2,599 |
| Total noninterest expense | $608,000 | 5,056 |
| Salaries and employee benefits | $357,000 | 4,863 |
| Premises and equipment expense | $94,000 | 4,361 |
| Additional noninterest expense | $157,000 | 5,433 |
| Pre-tax net operating income | $-131,000 | 6,478 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-131,000 | 6,485 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-131,000 | 6,485 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-131,000 | 6,486 |
| Net charge-offs | $-32,000 | 6,186 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-131,000 | 6,481 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $659,000 | 6,659 |
| Total interest expense | $92,000 | 6,463 |
| Net interest income | $567,000 | 6,669 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $255,000 | 5,333 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $15,000 | 6,475 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $240,000 | 4,366 |
| Total noninterest expense | $3,927,000 | 3,964 |
| Salaries and employee benefits | $2,222,000 | 3,842 |
| Premises and equipment expense | $382,000 | 4,333 |
| Additional noninterest expense | $1,323,000 | 3,958 |
| Pre-tax net operating income | $-3,105,000 | 6,720 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-3,105,000 | 6,726 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,105,000 | 6,726 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-3,105,000 | 6,726 |
| Net charge-offs | $45,000 | 4,421 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-3,105,000 | 6,719 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $466,000 | 6,755 |
| Total interest expense | $66,000 | 6,566 |
| Net interest income | $400,000 | 6,759 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $210,000 | 5,307 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $11,000 | 6,552 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $199,000 | 4,317 |
| Total noninterest expense | $3,220,000 | 3,774 |
| Salaries and employee benefits | $1,862,000 | 3,579 |
| Premises and equipment expense | $290,000 | 4,321 |
| Additional noninterest expense | $1,068,000 | 3,776 |
| Pre-tax net operating income | $-2,610,000 | 6,820 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-2,610,000 | 6,821 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-2,610,000 | 6,822 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,610,000 | 6,822 |
| Net charge-offs | $45,000 | 3,941 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-2,610,000 | 6,814 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $310,000 | 6,808 |
| Total interest expense | $42,000 | 6,644 |
| Net interest income | $268,000 | 6,808 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $178,000 | 5,011 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $7,000 | 6,596 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $171,000 | 4,025 |
| Total noninterest expense | $2,347,000 | 3,592 |
| Salaries and employee benefits | $1,405,000 | 3,289 |
| Premises and equipment expense | $196,000 | 4,314 |
| Additional noninterest expense | $746,000 | 3,666 |
| Pre-tax net operating income | $-1,901,000 | 6,871 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-1,901,000 | 6,872 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,901,000 | 6,873 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-1,901,000 | 6,873 |
| Net charge-offs | $26,000 | 3,836 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-1,901,000 | 6,866 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $167,000 | 6,860 |
| Total interest expense | $17,000 | 6,802 |
| Net interest income | $150,000 | 6,847 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $-1,000 | 6,878 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $3,000 | 6,676 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-4,000 | 6,770 |
| Total noninterest expense | $946,000 | 4,130 |
| Salaries and employee benefits | $659,000 | 3,476 |
| Premises and equipment expense | $100,000 | 4,297 |
| Additional noninterest expense | $187,000 | 5,283 |
| Pre-tax net operating income | $-797,000 | 6,921 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-797,000 | 6,923 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-797,000 | 6,924 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-797,000 | 6,924 |
| Net charge-offs | $-3,000 | 5,668 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-797,000 | 6,914 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $803,000 | 6,882 |
| Total interest expense | $91,000 | 6,854 |
| Net interest income | $712,000 | 6,863 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $17,000 | 6,758 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $14,000 | 6,742 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,000 | 6,496 |
| Total noninterest expense | $1,514,000 | 6,082 |
| Salaries and employee benefits | $673,000 | 6,324 |
| Premises and equipment expense | $189,000 | 5,790 |
| Additional noninterest expense | $652,000 | 5,670 |
| Pre-tax net operating income | $-785,000 | 6,586 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-785,000 | 6,668 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-785,000 | 6,662 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-785,000 | 6,664 |
| Net charge-offs | $305,000 | 3,280 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 82 |
| Net operating income | $-785,000 | 6,613 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $586,000 | 6,996 |
| Total interest expense | $75,000 | 6,938 |
| Net interest income | $511,000 | 6,981 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $4,000 | 6,909 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $10,000 | 6,841 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-6,000 | 6,726 |
| Total noninterest expense | $1,033,000 | 6,288 |
| Salaries and employee benefits | $486,000 | 6,427 |
| Premises and equipment expense | $113,000 | 6,181 |
| Additional noninterest expense | $434,000 | 5,929 |
| Pre-tax net operating income | $-518,000 | 6,694 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-518,000 | 6,756 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-518,000 | 6,754 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-518,000 | 6,754 |
| Net charge-offs | $303,000 | 2,806 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 103 |
| Net operating income | $-518,000 | 6,704 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $420,000 | 7,030 |
| Total interest expense | $54,000 | 6,981 |
| Net interest income | $366,000 | 7,011 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $-9,000 | 7,020 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $6,000 | 6,903 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-15,000 | 6,858 |
| Total noninterest expense | $666,000 | 6,380 |
| Salaries and employee benefits | $340,000 | 6,419 |
| Premises and equipment expense | $75,000 | 6,220 |
| Additional noninterest expense | $251,000 | 6,162 |
| Pre-tax net operating income | $-309,000 | 6,700 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-309,000 | 6,777 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-309,000 | 6,777 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-309,000 | 6,777 |
| Net charge-offs | $261,000 | 2,456 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-309,000 | 6,721 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $197,000 | 7,114 |
| Total interest expense | $29,000 | 7,028 |
| Net interest income | $168,000 | 7,102 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $-21,000 | 7,145 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $3,000 | 6,938 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-24,000 | 7,031 |
| Total noninterest expense | $351,000 | 6,347 |
| Salaries and employee benefits | $169,000 | 6,477 |
| Premises and equipment expense | $38,000 | 6,251 |
| Additional noninterest expense | $144,000 | 6,001 |
| Pre-tax net operating income | $-204,000 | 6,850 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-204,000 | 6,906 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-204,000 | 6,907 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-204,000 | 6,907 |
| Net charge-offs | $259,000 | 1,621 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-204,000 | 6,866 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,021,000 | 7,068 |
| Total interest expense | $195,000 | 6,920 |
| Net interest income | $826,000 | 7,055 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $83,000 | 6,557 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $16,000 | 6,784 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $67,000 | 5,687 |
| Total noninterest expense | $1,410,000 | 6,415 |
| Salaries and employee benefits | $715,000 | 6,453 |
| Premises and equipment expense | $178,000 | 6,182 |
| Additional noninterest expense | $517,000 | 6,231 |
| Pre-tax net operating income | $-501,000 | 6,409 |
| Securities gains (losses) | $26,000 | 2,967 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-475,000 | 6,467 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-475,000 | 6,469 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-475,000 | 6,468 |
| Net charge-offs | $75,000 | 5,207 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-501,000 | 6,435 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $813,000 | 7,112 |
| Total interest expense | $156,000 | 6,976 |
| Net interest income | $657,000 | 7,101 |
| Provision for loan and lease losses | $59,000 | 5,423 |
| Total noninterest income | $85,000 | 6,401 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $12,000 | 6,832 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $73,000 | 5,443 |
| Total noninterest expense | $1,067,000 | 6,434 |
| Salaries and employee benefits | $540,000 | 6,458 |
| Premises and equipment expense | $134,000 | 6,228 |
| Additional noninterest expense | $393,000 | 6,242 |
| Pre-tax net operating income | $-384,000 | 6,533 |
| Securities gains (losses) | $26,000 | 2,700 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-358,000 | 6,615 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-358,000 | 6,617 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-358,000 | 6,617 |
| Net charge-offs | $67,000 | 4,770 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-384,000 | 6,578 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $559,000 | 7,154 |
| Total interest expense | $112,000 | 7,007 |
| Net interest income | $447,000 | 7,143 |
| Provision for loan and lease losses | $59,000 | 5,014 |
| Total noninterest income | $14,000 | 7,077 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $8,000 | 6,873 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,000 | 6,744 |
| Total noninterest expense | $723,000 | 6,466 |
| Salaries and employee benefits | $371,000 | 6,469 |
| Premises and equipment expense | $91,000 | 6,241 |
| Additional noninterest expense | $261,000 | 6,330 |
| Pre-tax net operating income | $-321,000 | 6,665 |
| Securities gains (losses) | $26,000 | 1,960 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-295,000 | 6,718 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-295,000 | 6,718 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-295,000 | 6,719 |
| Net charge-offs | $65,000 | 4,255 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-321,000 | 6,703 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $291,000 | 7,169 |
| Total interest expense | $58,000 | 7,056 |
| Net interest income | $233,000 | 7,163 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $4,000 | 7,223 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $4,000 | 6,879 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 7,066 |
| Total noninterest expense | $374,000 | 6,470 |
| Salaries and employee benefits | $195,000 | 6,427 |
| Premises and equipment expense | $46,000 | 6,267 |
| Additional noninterest expense | $133,000 | 6,354 |
| Pre-tax net operating income | $-137,000 | 6,743 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-137,000 | 6,791 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-137,000 | 6,790 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-137,000 | 6,791 |
| Net charge-offs | $73,000 | 3,036 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-137,000 | 6,782 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,445,000 | 7,091 |
| Total interest expense | $322,000 | 7,000 |
| Net interest income | $1,123,000 | 7,047 |
| Provision for loan and lease losses | $159,000 | 5,592 |
| Total noninterest income | $23,000 | 7,181 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $16,000 | 6,659 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $7,000 | 6,841 |
| Total noninterest expense | $1,604,000 | 6,407 |
| Salaries and employee benefits | $814,000 | 6,423 |
| Premises and equipment expense | $187,000 | 6,313 |
| Additional noninterest expense | $603,000 | 6,202 |
| Pre-tax net operating income | $-617,000 | 6,310 |
| Securities gains (losses) | $2,000 | 3,620 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-615,000 | 6,423 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-615,000 | 6,424 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-615,000 | 6,424 |
| Net charge-offs | $-178,000 | 7,625 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-617,000 | 6,387 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,148,000 | 7,136 |
| Total interest expense | $257,000 | 7,069 |
| Net interest income | $891,000 | 7,092 |
| Provision for loan and lease losses | $159,000 | 5,185 |
| Total noninterest income | $17,000 | 7,354 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $12,000 | 6,750 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $5,000 | 7,023 |
| Total noninterest expense | $1,195,000 | 6,477 |
| Salaries and employee benefits | $603,000 | 6,487 |
| Premises and equipment expense | $140,000 | 6,405 |
| Additional noninterest expense | $452,000 | 6,256 |
| Pre-tax net operating income | $-446,000 | 6,522 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-446,000 | 6,640 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-446,000 | 6,640 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-446,000 | 6,640 |
| Net charge-offs | $48,000 | 5,524 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-446,000 | 6,572 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $783,000 | 7,174 |
| Total interest expense | $182,000 | 7,106 |
| Net interest income | $601,000 | 7,123 |
| Provision for loan and lease losses | $159,000 | 4,538 |
| Total noninterest income | $12,000 | 7,415 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $8,000 | 6,793 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $4,000 | 7,074 |
| Total noninterest expense | $794,000 | 6,520 |
| Salaries and employee benefits | $410,000 | 6,499 |
| Premises and equipment expense | $91,000 | 6,480 |
| Additional noninterest expense | $293,000 | 6,321 |
| Pre-tax net operating income | $-340,000 | 6,611 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-340,000 | 6,734 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-340,000 | 6,736 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-340,000 | 6,735 |
| Net charge-offs | $77,000 | 4,511 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-340,000 | 6,684 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $410,000 | 7,227 |
| Total interest expense | $98,000 | 7,148 |
| Net interest income | $312,000 | 7,158 |
| Provision for loan and lease losses | $57,000 | 4,750 |
| Total noninterest income | $5,000 | 7,561 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $4,000 | 6,875 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,000 | 7,328 |
| Total noninterest expense | $378,000 | 6,689 |
| Salaries and employee benefits | $206,000 | 6,565 |
| Premises and equipment expense | $42,000 | 6,671 |
| Additional noninterest expense | $130,000 | 6,595 |
| Pre-tax net operating income | $-118,000 | 6,697 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-118,000 | 6,792 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-118,000 | 6,793 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-118,000 | 6,792 |
| Net charge-offs | $-7,000 | 7,395 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-118,000 | 6,743 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,950,000 | 7,089 |
| Total interest expense | $573,000 | 6,971 |
| Net interest income | $1,377,000 | 7,047 |
| Provision for loan and lease losses | $1,575,000 | 2,815 |
| Total noninterest income | $30,000 | 7,528 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $21,000 | 6,882 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $9,000 | 7,208 |
| Total noninterest expense | $1,539,000 | 6,743 |
| Salaries and employee benefits | $804,000 | 6,695 |
| Premises and equipment expense | $187,000 | 6,585 |
| Additional noninterest expense | $548,000 | 6,633 |
| Pre-tax net operating income | $-1,707,000 | 6,536 |
| Securities gains (losses) | $2,000 | 3,583 |
| Applicable income taxes | $286,000 | 2,069 |
| Income before extraordinary items | $-1,991,000 | 6,751 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,991,000 | 6,749 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,991,000 | 6,749 |
| Net charge-offs | $1,455,000 | 2,408 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,993,000 | 6,752 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,484,000 | 7,152 |
| Total interest expense | $461,000 | 6,997 |
| Net interest income | $1,023,000 | 7,105 |
| Provision for loan and lease losses | $1,374,000 | 2,338 |
| Total noninterest income | $21,000 | 7,676 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $15,000 | 6,942 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $6,000 | 7,405 |
| Total noninterest expense | $1,115,000 | 6,843 |
| Salaries and employee benefits | $588,000 | 6,781 |
| Premises and equipment expense | $142,000 | 6,614 |
| Additional noninterest expense | $385,000 | 6,760 |
| Pre-tax net operating income | $-1,445,000 | 6,844 |
| Securities gains (losses) | $2,000 | 3,313 |
| Applicable income taxes | $286,000 | 1,970 |
| Income before extraordinary items | $-1,729,000 | 7,085 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,729,000 | 7,083 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,729,000 | 7,084 |
| Net charge-offs | $1,357,000 | 1,872 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,731,000 | 7,071 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,008,000 | 7,202 |
| Total interest expense | $326,000 | 7,025 |
| Net interest income | $682,000 | 7,136 |
| Provision for loan and lease losses | $1,287,000 | 1,780 |
| Total noninterest income | $15,000 | 7,752 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $10,000 | 6,998 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $5,000 | 7,481 |
| Total noninterest expense | $747,000 | 6,893 |
| Salaries and employee benefits | $398,000 | 6,821 |
| Premises and equipment expense | $95,000 | 6,676 |
| Additional noninterest expense | $254,000 | 6,819 |
| Pre-tax net operating income | $-1,337,000 | 7,171 |
| Securities gains (losses) | $2,000 | 2,937 |
| Applicable income taxes | $286,000 | 1,587 |
| Income before extraordinary items | $-1,621,000 | 7,370 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,621,000 | 7,369 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,621,000 | 7,368 |
| Net charge-offs | $1,359,000 | 1,411 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,623,000 | 7,371 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $511,000 | 7,233 |
| Total interest expense | $169,000 | 7,057 |
| Net interest income | $342,000 | 7,152 |
| Provision for loan and lease losses | $692,000 | 1,481 |
| Total noninterest income | $6,000 | 7,878 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $5,000 | 7,012 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,000 | 7,715 |
| Total noninterest expense | $364,000 | 6,912 |
| Salaries and employee benefits | $208,000 | 6,774 |
| Premises and equipment expense | $46,000 | 6,774 |
| Additional noninterest expense | $110,000 | 6,934 |
| Pre-tax net operating income | $-708,000 | 7,490 |
| Securities gains (losses) | $2,000 | 2,230 |
| Applicable income taxes | $-130,000 | 7,610 |
| Income before extraordinary items | $-576,000 | 7,506 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-576,000 | 7,507 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-576,000 | 7,507 |
| Net charge-offs | $760,000 | 1,101 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-577,640 | 7,485 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,241,000 | 7,160 |
| Total interest expense | $839,000 | 7,057 |
| Net interest income | $1,402,000 | 7,126 |
| Provision for loan and lease losses | $110,000 | 5,937 |
| Total noninterest income | $32,000 | 7,861 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $21,000 | 7,028 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $11,000 | 7,663 |
| Total noninterest expense | $1,477,000 | 6,897 |
| Salaries and employee benefits | $783,000 | 6,953 |
| Premises and equipment expense | $189,000 | 6,775 |
| Additional noninterest expense | $505,000 | 6,602 |
| Pre-tax net operating income | $-153,000 | 6,510 |
| Securities gains (losses) | $-482,000 | 7,536 |
| Applicable income taxes | $-204,000 | 7,227 |
| Income before extraordinary items | $-431,000 | 6,672 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-431,000 | 6,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-80,000 | 8,213 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-103,240 | 6,512 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,687,000 | 7,232 |
| Total interest expense | $659,000 | 7,097 |
| Net interest income | $1,028,000 | 7,217 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $23,000 | 7,994 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $16,000 | 7,073 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 7,869 |
| Total noninterest expense | $1,064,000 | 6,989 |
| Salaries and employee benefits | $543,000 | 7,103 |
| Premises and equipment expense | $138,000 | 6,860 |
| Additional noninterest expense | $383,000 | 6,570 |
| Pre-tax net operating income | $-13,000 | 6,773 |
| Securities gains (losses) | $-457,000 | 7,745 |
| Applicable income taxes | $-156,000 | 7,611 |
| Income before extraordinary items | $-314,000 | 7,037 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-314,000 | 7,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-79,000 | 8,258 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-7,810 | 6,781 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,115,000 | 7,314 |
| Total interest expense | $457,000 | 7,157 |
| Net interest income | $658,000 | 7,317 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $19,000 | 8,041 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $11,000 | 7,109 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $8,000 | 7,784 |
| Total noninterest expense | $684,000 | 7,104 |
| Salaries and employee benefits | $346,000 | 7,257 |
| Premises and equipment expense | $93,000 | 6,876 |
| Additional noninterest expense | $245,000 | 6,690 |
| Pre-tax net operating income | $-7,000 | 6,969 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-7,000 | 7,039 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,000 | 7,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-89,000 | 8,336 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-7,000 | 6,997 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $573,000 | 7,350 |
| Total interest expense | $242,000 | 7,190 |
| Net interest income | $331,000 | 7,347 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $8,000 | 8,113 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $5,000 | 7,144 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 7,909 |
| Total noninterest expense | $344,000 | 7,127 |
| Salaries and employee benefits | $173,000 | 7,275 |
| Premises and equipment expense | $46,000 | 6,918 |
| Additional noninterest expense | $125,000 | 6,632 |
| Pre-tax net operating income | $-5,000 | 7,203 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-5,000 | 7,309 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-5,000 | 7,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,665 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-5,000 | 7,227 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,652,000 | 7,092 |
| Total interest expense | $1,209,000 | 6,860 |
| Net interest income | $1,443,000 | 7,197 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $77,000 | 7,779 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $16,000 | 7,213 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $61,000 | 6,885 |
| Total noninterest expense | $1,472,000 | 6,958 |
| Salaries and employee benefits | $762,000 | 7,079 |
| Premises and equipment expense | $196,000 | 6,767 |
| Additional noninterest expense | $514,000 | 6,503 |
| Pre-tax net operating income | $48,000 | 7,294 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $7,000 | 5,711 |
| Income before extraordinary items | $41,000 | 7,361 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $41,000 | 7,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,845 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $41,000 | 7,331 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,990,000 | 7,126 |
| Total interest expense | $915,000 | 6,862 |
| Net interest income | $1,075,000 | 7,259 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $59,000 | 7,823 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $11,000 | 7,266 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $48,000 | 6,845 |
| Total noninterest expense | $1,106,000 | 6,945 |
| Salaries and employee benefits | $572,000 | 7,055 |
| Premises and equipment expense | $149,000 | 6,738 |
| Additional noninterest expense | $385,000 | 6,492 |
| Pre-tax net operating income | $28,000 | 7,573 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $3,000 | 5,991 |
| Income before extraordinary items | $25,000 | 7,594 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $25,000 | 7,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,065 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $25,000 | 7,581 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,307,000 | 7,202 |
| Total interest expense | $598,000 | 6,917 |
| Net interest income | $709,000 | 7,335 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $53,000 | 7,590 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $8,000 | 7,273 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $45,000 | 6,440 |
| Total noninterest expense | $750,000 | 6,944 |
| Salaries and employee benefits | $395,000 | 7,028 |
| Premises and equipment expense | $101,000 | 6,761 |
| Additional noninterest expense | $254,000 | 6,556 |
| Pre-tax net operating income | $12,000 | 7,724 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $12,000 | 7,734 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $12,000 | 7,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 8,291 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $12,000 | 7,719 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $644,000 | 7,259 |
| Total interest expense | $294,000 | 6,958 |
| Net interest income | $350,000 | 7,390 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $28,000 | 7,526 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $4,000 | 7,300 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $24,000 | 6,337 |
| Total noninterest expense | $375,000 | 6,982 |
| Salaries and employee benefits | $203,000 | 7,006 |
| Premises and equipment expense | $47,000 | 6,906 |
| Additional noninterest expense | $125,000 | 6,594 |
| Pre-tax net operating income | $3,000 | 7,814 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $3,000 | 7,829 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,000 | 7,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $3,000 | 7,812 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,695,000 | 7,003 |
| Total interest expense | $1,118,000 | 6,717 |
| Net interest income | $1,577,000 | 7,082 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $50,000 | 8,214 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $21,000 | 7,260 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $29,000 | 7,722 |
| Total noninterest expense | $1,573,000 | 6,772 |
| Salaries and employee benefits | $783,000 | 7,023 |
| Premises and equipment expense | $197,000 | 6,763 |
| Additional noninterest expense | $593,000 | 6,090 |
| Pre-tax net operating income | $54,000 | 7,828 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $11,000 | 6,128 |
| Income before extraordinary items | $43,000 | 7,869 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $43,000 | 7,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 1,674 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $43,000 | 7,861 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,039,000 | 7,034 |
| Total interest expense | $831,000 | 6,715 |
| Net interest income | $1,208,000 | 7,127 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $28,000 | 8,381 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $16,000 | 7,330 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,000 | 8,141 |
| Total noninterest expense | $1,152,000 | 6,834 |
| Salaries and employee benefits | $558,000 | 7,130 |
| Premises and equipment expense | $146,000 | 6,809 |
| Additional noninterest expense | $448,000 | 6,075 |
| Pre-tax net operating income | $84,000 | 7,864 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $17,000 | 6,030 |
| Income before extraordinary items | $67,000 | 7,881 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $67,000 | 7,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 1,481 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $67,000 | 7,878 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,381,000 | 6,998 |
| Total interest expense | $556,000 | 6,641 |
| Net interest income | $825,000 | 7,127 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $25,000 | 8,356 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $11,000 | 7,375 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,000 | 7,856 |
| Total noninterest expense | $756,000 | 6,915 |
| Salaries and employee benefits | $353,000 | 7,282 |
| Premises and equipment expense | $100,000 | 6,762 |
| Additional noninterest expense | $303,000 | 6,052 |
| Pre-tax net operating income | $94,000 | 7,730 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $32,000 | 5,529 |
| Income before extraordinary items | $62,000 | 7,825 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $62,000 | 7,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 1,731 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $62,000 | 7,827 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $697,000 | 6,959 |
| Total interest expense | $281,000 | 6,532 |
| Net interest income | $416,000 | 7,124 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $9,000 | 8,456 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $5,000 | 7,423 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,174 |
| Total noninterest expense | $369,000 | 6,983 |
| Salaries and employee benefits | $158,000 | 7,542 |
| Premises and equipment expense | $48,000 | 6,838 |
| Additional noninterest expense | $163,000 | 5,808 |
| Pre-tax net operating income | $56,000 | 7,619 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $19,000 | 5,395 |
| Income before extraordinary items | $37,000 | 7,739 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $37,000 | 7,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 828 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $37,000 | 7,737 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,004,000 | 6,582 |
| Total interest expense | $1,098,000 | 6,053 |
| Net interest income | $1,906,000 | 6,743 |
| Provision for loan and lease losses | $501,000 | 1,890 |
| Total noninterest income | $88,000 | 8,055 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $30,000 | 7,354 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $58,000 | 7,210 |
| Total noninterest expense | $1,540,000 | 6,817 |
| Salaries and employee benefits | $734,000 | 7,149 |
| Premises and equipment expense | $173,000 | 7,026 |
| Additional noninterest expense | $633,000 | 5,884 |
| Pre-tax net operating income | $-47,000 | 8,297 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-11,000 | 8,467 |
| Income before extraordinary items | $-36,000 | 8,320 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-36,000 | 8,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 1,856 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-36,000 | 8,296 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,332,000 | 6,506 |
| Total interest expense | $825,000 | 5,934 |
| Net interest income | $1,507,000 | 6,665 |
| Provision for loan and lease losses | $277,000 | 2,338 |
| Total noninterest income | $41,000 | 8,435 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $24,000 | 7,378 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 8,089 |
| Total noninterest expense | $1,018,000 | 7,130 |
| Salaries and employee benefits | $456,000 | 7,561 |
| Premises and equipment expense | $119,000 | 7,174 |
| Additional noninterest expense | $443,000 | 6,073 |
| Pre-tax net operating income | $253,000 | 7,411 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $86,000 | 5,378 |
| Income before extraordinary items | $167,000 | 7,623 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $167,000 | 7,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,651 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $167,000 | 7,588 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,578,000 | 6,419 |
| Total interest expense | $556,000 | 5,770 |
| Net interest income | $1,022,000 | 6,611 |
| Provision for loan and lease losses | $142,000 | 2,775 |
| Total noninterest income | $30,000 | 8,392 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $16,000 | 7,398 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $14,000 | 7,946 |
| Total noninterest expense | $664,000 | 7,181 |
| Salaries and employee benefits | $294,000 | 7,645 |
| Premises and equipment expense | $84,000 | 7,053 |
| Additional noninterest expense | $286,000 | 6,152 |
| Pre-tax net operating income | $246,000 | 6,940 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $88,000 | 4,977 |
| Income before extraordinary items | $158,000 | 7,283 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $158,000 | 7,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 2,361 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $158,000 | 7,237 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $782,000 | 6,446 |
| Total interest expense | $276,000 | 5,706 |
| Net interest income | $506,000 | 6,687 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $17,000 | 8,358 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $7,000 | 7,502 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,741 |
| Total noninterest expense | $329,000 | 7,247 |
| Salaries and employee benefits | $149,000 | 7,680 |
| Premises and equipment expense | $40,000 | 7,221 |
| Additional noninterest expense | $140,000 | 6,238 |
| Pre-tax net operating income | $185,000 | 6,128 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $63,000 | 4,453 |
| Income before extraordinary items | $122,000 | 6,539 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $122,000 | 6,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,314 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $122,000 | 6,497 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,576,000 | 6,825 |
| Total interest expense | $897,000 | 5,954 |
| Net interest income | $1,679,000 | 7,068 |
| Provision for loan and lease losses | $316,000 | 2,805 |
| Total noninterest income | $72,000 | 8,388 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $34,000 | 7,505 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $38,000 | 7,732 |
| Total noninterest expense | $1,022,000 | 7,771 |
| Salaries and employee benefits | $507,000 | 7,957 |
| Premises and equipment expense | $161,000 | 7,212 |
| Additional noninterest expense | $354,000 | 7,378 |
| Pre-tax net operating income | $413,000 | 7,025 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $133,000 | 5,233 |
| Income before extraordinary items | $280,000 | 7,313 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $280,000 | 7,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,489 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 767 |
| Net operating income | $280,000 | 7,267 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,834,000 | 6,950 |
| Total interest expense | $642,000 | 6,072 |
| Net interest income | $1,192,000 | 7,209 |
| Provision for loan and lease losses | $207,000 | 2,929 |
| Total noninterest income | $54,000 | 8,438 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $27,000 | 7,536 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $27,000 | 7,817 |
| Total noninterest expense | $730,000 | 7,841 |
| Salaries and employee benefits | $357,000 | 8,037 |
| Premises and equipment expense | $121,000 | 7,179 |
| Additional noninterest expense | $252,000 | 7,475 |
| Pre-tax net operating income | $309,000 | 7,154 |
| Securities gains (losses) | $-1,000 | 8,079 |
| Applicable income taxes | $128,000 | 5,064 |
| Income before extraordinary items | $180,000 | 7,596 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $180,000 | 7,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,170 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 631 |
| Net operating income | $180,640 | 7,539 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,171,000 | 7,101 |
| Total interest expense | $412,000 | 6,214 |
| Net interest income | $759,000 | 7,345 |
| Provision for loan and lease losses | $49,000 | 4,763 |
| Total noninterest income | $35,000 | 8,502 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $18,000 | 7,579 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $17,000 | 7,905 |
| Total noninterest expense | $475,000 | 7,930 |
| Salaries and employee benefits | $232,000 | 8,132 |
| Premises and equipment expense | $80,000 | 7,223 |
| Additional noninterest expense | $163,000 | 7,566 |
| Pre-tax net operating income | $270,000 | 6,694 |
| Securities gains (losses) | $-1,000 | 8,365 |
| Applicable income taxes | $91,000 | 4,952 |
| Income before extraordinary items | $178,000 | 7,094 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $178,000 | 7,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,489 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 525 |
| Net operating income | $178,660 | 7,021 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $593,000 | 7,108 |
| Total interest expense | $206,000 | 6,271 |
| Net interest income | $387,000 | 7,343 |
| Provision for loan and lease losses | $18,000 | 4,919 |
| Total noninterest income | $23,000 | 8,272 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $10,000 | 7,505 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $13,000 | 7,451 |
| Total noninterest expense | $232,000 | 8,011 |
| Salaries and employee benefits | $110,000 | 8,250 |
| Premises and equipment expense | $40,000 | 7,262 |
| Additional noninterest expense | $82,000 | 7,590 |
| Pre-tax net operating income | $160,000 | 6,310 |
| Securities gains (losses) | $-1,000 | 8,686 |
| Applicable income taxes | $54,000 | 4,750 |
| Income before extraordinary items | $105,000 | 6,792 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $105,000 | 6,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 347 |
| Net operating income | $105,660 | 6,677 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,451,000 | 7,093 |
| Total interest expense | $878,000 | 6,482 |
| Net interest income | $1,573,000 | 7,249 |
| Provision for loan and lease losses | $72,000 | 5,782 |
| Total noninterest income | $61,000 | 8,696 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $44,000 | 7,518 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $17,000 | 8,524 |
| Total noninterest expense | $943,000 | 8,005 |
| Salaries and employee benefits | $485,000 | 8,137 |
| Premises and equipment expense | $159,000 | 7,278 |
| Additional noninterest expense | $299,000 | 7,762 |
| Pre-tax net operating income | $619,000 | 6,272 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $217,000 | 4,803 |
| Income before extraordinary items | $404,000 | 6,801 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $404,000 | 6,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,408 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $402,700 | 6,646 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,854,000 | 7,159 |
| Total interest expense | $674,000 | 6,571 |
| Net interest income | $1,180,000 | 7,308 |
| Provision for loan and lease losses | $57,000 | 5,593 |
| Total noninterest income | $51,000 | 8,706 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $33,000 | 7,586 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 8,330 |
| Total noninterest expense | $697,000 | 8,028 |
| Salaries and employee benefits | $356,000 | 8,166 |
| Premises and equipment expense | $120,000 | 7,273 |
| Additional noninterest expense | $221,000 | 7,813 |
| Pre-tax net operating income | $477,000 | 6,384 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $161,000 | 4,991 |
| Income before extraordinary items | $318,000 | 6,845 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $318,000 | 6,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,184 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $316,680 | 6,682 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,232,000 | 7,217 |
| Total interest expense | $459,000 | 6,625 |
| Net interest income | $773,000 | 7,360 |
| Provision for loan and lease losses | $42,000 | 5,388 |
| Total noninterest income | $32,000 | 8,760 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $19,000 | 7,696 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $13,000 | 8,275 |
| Total noninterest expense | $477,000 | 7,989 |
| Salaries and employee benefits | $245,000 | 8,120 |
| Premises and equipment expense | $82,000 | 7,238 |
| Additional noninterest expense | $150,000 | 7,776 |
| Pre-tax net operating income | $286,000 | 6,582 |
| Securities gains (losses) | $2,000 | 3,460 |
| Applicable income taxes | $98,000 | 5,169 |
| Income before extraordinary items | $190,000 | 7,060 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $190,000 | 7,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,382 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $188,680 | 6,883 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $589,000 | 7,365 |
| Total interest expense | $229,000 | 6,722 |
| Net interest income | $360,000 | 7,540 |
| Provision for loan and lease losses | $31,000 | 4,417 |
| Total noninterest income | $28,000 | 8,245 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $8,000 | 7,776 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $20,000 | 6,924 |
| Total noninterest expense | $233,000 | 8,072 |
| Salaries and employee benefits | $119,000 | 8,219 |
| Premises and equipment expense | $40,000 | 7,320 |
| Additional noninterest expense | $74,000 | 7,829 |
| Pre-tax net operating income | $124,000 | 6,838 |
| Securities gains (losses) | $2,000 | 2,590 |
| Applicable income taxes | $43,000 | 5,304 |
| Income before extraordinary items | $83,000 | 7,225 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $83,000 | 7,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,542 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $81,680 | 7,106 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,116,000 | 7,723 |
| Total interest expense | $901,000 | 7,198 |
| Net interest income | $1,215,000 | 7,908 |
| Provision for loan and lease losses | $385,000 | 2,927 |
| Total noninterest income | $89,000 | 8,531 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $31,000 | 7,841 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $58,000 | 7,401 |
| Total noninterest expense | $877,000 | 8,198 |
| Salaries and employee benefits | $458,000 | 8,293 |
| Premises and equipment expense | $161,000 | 7,301 |
| Additional noninterest expense | $258,000 | 8,114 |
| Pre-tax net operating income | $42,000 | 8,502 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $4,000 | 7,480 |
| Income before extraordinary items | $38,000 | 8,595 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $38,000 | 8,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $382,000 | 2,012 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $38,000 | 8,514 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,388,000 | 8,837 |
| Total interest expense | $681,000 | 8,660 |
| Net interest income | $707,000 | 8,836 |
| Provision for loan and lease losses | $215,000 | 3,959 |
| Total noninterest income | $103,000 | 8,463 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $28,000 | 8,010 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $75,000 | 7,000 |
| Total noninterest expense | $777,000 | 8,505 |
| Salaries and employee benefits | $427,000 | 8,505 |
| Premises and equipment expense | $150,000 | 7,511 |
| Additional noninterest expense | $200,000 | 8,652 |
| Pre-tax net operating income | $-182,000 | 8,948 |
| Securities gains (losses) | $36,000 | 2,670 |
| Applicable income taxes | $-301,000 | 9,428 |
| Income before extraordinary items | $155,000 | 7,995 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $155,000 | 7,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $131,960 | 8,042 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $399,000 | 9,752 |
| Total interest expense | $194,000 | 9,666 |
| Net interest income | $205,000 | 9,768 |
| Provision for loan and lease losses | $50,000 | 6,512 |
| Total noninterest income | $8,000 | 9,760 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 8,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 9,680 |
| Total noninterest expense | $612,000 | 9,060 |
| Salaries and employee benefits | $343,000 | 9,035 |
| Premises and equipment expense | $119,000 | 8,117 |
| Additional noninterest expense | $150,000 | 9,237 |
| Pre-tax net operating income | $-449,000 | 9,504 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-449,000 | 9,539 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-449,000 | 9,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $2,686,000 | 313 |
| Net operating income | $-449,000 | 9,539 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.