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Hometown Community Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$3,715,000	3,936
Total interest expense	$1,047,000	3,672
Net interest income	$2,668,000	3,995
Provision for loan and lease losses	$160,000	2,160
Total noninterest income	$106,000	4,258
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$61,000	3,704
Trading account gains and fees	NA	NA
Additional Noninterest Income	$45,000	4,238
Total noninterest expense	$1,603,000	4,224
Salaries and employee benefits	$913,000	4,166
Premises and equipment expense	$363,000	3,378
Additional noninterest expense	$45,000	4,238
Pre-tax net operating income	$1,011,000	3,578
Securities gains (losses)	$0	988
Applicable income taxes	$101,000	2,788
Income before extraordinary items	$910,000	3,549
Extraordinary gains, net	$0	54
Net income	$910,000	3,586
Minority interest net income	$0	88
Net income of bank and minority interests.	$910,000	3,550
Net charge-offs	$0	2,884
Cash dividends	$566,000	2,658
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$910,000	3,567
2023-09-30 (YTD Data)		Rank
Total interest income	$2,717,000	3,956
Total interest expense	$679,000	3,703
Net interest income	$2,038,000	4,003
Provision for loan and lease losses	$110,000	2,075
Total noninterest income	$72,000	4,296
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$43,000	3,762
Trading account gains and fees	NA	NA
Additional Noninterest Income	$29,000	4,280
Total noninterest expense	$1,195,000	4,229
Salaries and employee benefits	$661,000	4,191
Premises and equipment expense	$274,000	3,386
Additional noninterest expense	$29,000	4,275
Pre-tax net operating income	$805,000	3,604
Securities gains (losses)	$0	849
Applicable income taxes	$68,000	2,898
Income before extraordinary items	$737,000	3,553
Extraordinary gains, net	$0	52
Net income	$737,000	3,585
Minority interest net income	$0	81
Net income of bank and minority interests.	$737,000	3,553
Net charge-offs	$0	2,641
Cash dividends	$368,000	2,465
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$737,000	3,580
2023-06-30 (YTD Data)		Rank
Total interest income	$1,767,000	3,969
Total interest expense	$372,000	3,748
Net interest income	$1,395,000	4,012
Provision for loan and lease losses	$65,000	2,061
Total noninterest income	$44,000	4,335
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$26,000	3,830
Trading account gains and fees	NA	NA
Additional Noninterest Income	$18,000	4,352
Total noninterest expense	$795,000	4,252
Salaries and employee benefits	$453,000	4,190
Premises and equipment expense	$173,000	3,452
Additional noninterest expense	$18,000	4,323
Pre-tax net operating income	$579,000	3,583
Securities gains (losses)	$0	938
Applicable income taxes	$46,000	2,925
Income before extraordinary items	$533,000	3,537
Extraordinary gains, net	$0	51
Net income	$533,000	3,572
Minority interest net income	$0	81
Net income of bank and minority interests.	$533,000	3,536
Net charge-offs	$0	2,431
Cash dividends	$239,000	2,445
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$533,000	3,555
2023-03-31 (YTD Data)		Rank
Total interest income	$862,000	4,009
Total interest expense	$142,000	3,827
Net interest income	$720,000	3,996
Provision for loan and lease losses	$20,000	2,126
Total noninterest income	$20,000	4,407
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$11,000	3,949
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,000	4,373
Total noninterest expense	$387,000	4,321
Salaries and employee benefits	$211,000	4,283
Premises and equipment expense	$91,000	3,433
Additional noninterest expense	$9,000	4,373
Pre-tax net operating income	$333,000	3,538
Securities gains (losses)	$0	950
Applicable income taxes	$19,000	2,985
Income before extraordinary items	$314,000	3,443
Extraordinary gains, net	$0	4
Net income	$314,000	3,441
Minority interest net income	$0	48
Net income of bank and minority interests.	$314,000	3,443
Net charge-offs	$0	2,062
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$314,000	3,469
2022-12-31 (YTD Data)		Rank
Total interest income	$2,983,000	4,010
Total interest expense	$344,000	3,620
Net interest income	$2,639,000	4,011
Provision for loan and lease losses	$65,000	2,431
Total noninterest income	$74,000	4,498
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$33,000	4,150
Trading account gains and fees	NA	NA
Additional Noninterest Income	$41,000	4,419
Total noninterest expense	$1,672,000	4,274
Salaries and employee benefits	$878,000	4,278
Premises and equipment expense	$421,000	3,224
Additional noninterest expense	$41,000	4,419
Pre-tax net operating income	$976,000	3,786
Securities gains (losses)	$0	691
Applicable income taxes	$180,000	2,686
Income before extraordinary items	$796,000	3,844
Extraordinary gains, net	$0	5
Net income	$796,000	3,843
Minority interest net income	$0	63
Net income of bank and minority interests.	$796,000	3,844
Net charge-offs	$-17,000	3,771
Cash dividends	$339,000	2,934
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$796,000	3,862
2022-09-30 (YTD Data)		Rank
Total interest income	$2,134,000	4,043
Total interest expense	$238,000	3,545
Net interest income	$1,896,000	4,051
Provision for loan and lease losses	$30,000	2,440
Total noninterest income	$55,000	4,532
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$24,000	4,198
Trading account gains and fees	NA	NA
Additional Noninterest Income	$31,000	4,443
Total noninterest expense	$1,191,000	4,320
Salaries and employee benefits	$612,000	4,345
Premises and equipment expense	$121,000	4,205
Additional noninterest expense	$31,000	4,443
Pre-tax net operating income	$730,000	3,792
Securities gains (losses)	$0	740
Applicable income taxes	$158,000	2,621
Income before extraordinary items	$572,000	3,845
Extraordinary gains, net	$0	4
Net income	$572,000	3,844
Minority interest net income	$0	57
Net income of bank and minority interests.	$572,000	3,844
Net charge-offs	$-1,000	3,079
Cash dividends	$168,000	2,775
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$572,000	3,883
2022-06-30 (YTD Data)		Rank
Total interest income	$1,391,000	4,072
Total interest expense	$161,000	3,461
Net interest income	$1,230,000	4,090
Provision for loan and lease losses	$30,000	2,075
Total noninterest income	$30,000	4,583
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$8,000	4,454
Trading account gains and fees	NA	NA
Additional Noninterest Income	$22,000	4,463
Total noninterest expense	$778,000	4,345
Salaries and employee benefits	$385,000	4,401
Premises and equipment expense	$83,000	4,202
Additional noninterest expense	$310,000	4,167
Pre-tax net operating income	$452,000	3,764
Securities gains (losses)	$0	687
Applicable income taxes	$45,000	2,983
Income before extraordinary items	$407,000	3,716
Extraordinary gains, net	$0	4
Net income	$407,000	3,714
Minority interest net income	$0	60
Net income of bank and minority interests.	$407,000	3,716
Net charge-offs	$-1,000	2,999
Cash dividends	$168,000	2,547
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$407,000	3,752
2022-03-31 (YTD Data)		Rank
Total interest income	$677,000	4,077
Total interest expense	$83,000	3,407
Net interest income	$594,000	4,105
Provision for loan and lease losses	$0	2,285
Total noninterest income	$12,000	4,628
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$3,000	4,515
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,000	4,505
Total noninterest expense	$395,000	4,347
Salaries and employee benefits	$193,000	4,412
Premises and equipment expense	$44,000	4,176
Additional noninterest expense	$158,000	4,153
Pre-tax net operating income	$211,000	3,704
Securities gains (losses)	$0	623
Applicable income taxes	$23,000	2,873
Income before extraordinary items	$188,000	3,679
Extraordinary gains, net	$0	4
Net income	$188,000	3,678
Minority interest net income	$0	50
Net income of bank and minority interests.	$188,000	3,679
Net charge-offs	$0	1,838
Cash dividends	$140,000	1,883
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$188,000	3,707
2021-12-31 (YTD Data)		Rank
Total interest income	$2,947,000	4,087
Total interest expense	$420,000	3,387
Net interest income	$2,527,000	4,117
Provision for loan and lease losses	$47,000	2,601
Total noninterest income	$156,000	4,398
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$15,000	4,521
Trading account gains and fees	NA	NA
Additional Noninterest Income	$141,000	4,197
Total noninterest expense	$1,565,000	4,389
Salaries and employee benefits	$850,000	4,389
Premises and equipment expense	$156,000	4,304
Additional noninterest expense	$559,000	4,300
Pre-tax net operating income	$1,071,000	3,780
Securities gains (losses)	$0	2,062
Applicable income taxes	$0	3,710
Income before extraordinary items	$1,071,000	3,687
Extraordinary gains, net	$0	10
Net income	$1,071,000	3,687
Minority interest net income	$0	74
Net income of bank and minority interests.	$1,071,000	3,687
Net charge-offs	$-2,000	3,330
Cash dividends	$875,000	2,349
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$1,071,000	3,668
2021-09-30 (YTD Data)		Rank
Total interest income	$2,189,000	4,168
Total interest expense	$329,000	3,430
Net interest income	$1,860,000	4,209
Provision for loan and lease losses	$25,000	2,624
Total noninterest income	$129,000	4,413
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$11,000	4,592
Trading account gains and fees	NA	NA
Additional Noninterest Income	$118,000	4,181
Total noninterest expense	$1,126,000	4,474
Salaries and employee benefits	$601,000	4,480
Premises and equipment expense	$120,000	4,358
Additional noninterest expense	$405,000	4,374
Pre-tax net operating income	$838,000	3,885
Securities gains (losses)	$0	2,015
Applicable income taxes	$0	3,719
Income before extraordinary items	$838,000	3,794
Extraordinary gains, net	$0	8
Net income	$838,000	3,794
Minority interest net income	$0	69
Net income of bank and minority interests.	$838,000	3,794
Net charge-offs	$-2,000	3,208
Cash dividends	$482,000	2,347
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$838,000	3,768
2021-06-30 (YTD Data)		Rank
Total interest income	$1,359,000	4,262
Total interest expense	$228,000	3,453
Net interest income	$1,131,000	4,318
Provision for loan and lease losses	$0	2,862
Total noninterest income	$117,000	4,256
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$6,000	4,656
Trading account gains and fees	NA	NA
Additional Noninterest Income	$111,000	3,975
Total noninterest expense	$758,000	4,490
Salaries and employee benefits	$401,000	4,513
Premises and equipment expense	$82,000	4,349
Additional noninterest expense	$275,000	4,372
Pre-tax net operating income	$490,000	3,984
Securities gains (losses)	$0	1,818
Applicable income taxes	$0	3,702
Income before extraordinary items	$490,000	3,899
Extraordinary gains, net	$0	6
Net income	$490,000	3,899
Minority interest net income	$0	67
Net income of bank and minority interests.	$490,000	3,899
Net charge-offs	$-2,000	3,249
Cash dividends	$382,000	2,182
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$490,000	3,880
2021-03-31 (YTD Data)		Rank
Total interest income	$641,000	4,323
Total interest expense	$117,000	3,502
Net interest income	$524,000	4,385
Provision for loan and lease losses	$0	2,741
Total noninterest income	$103,000	3,851
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$4,000	4,598
Trading account gains and fees	NA	NA
Additional Noninterest Income	$99,000	3,516
Total noninterest expense	$379,000	4,513
Salaries and employee benefits	$199,000	4,540
Premises and equipment expense	$42,000	4,347
Additional noninterest expense	$138,000	4,384
Pre-tax net operating income	$248,000	3,948
Securities gains (losses)	$0	1,392
Applicable income taxes	$0	3,613
Income before extraordinary items	$248,000	3,872
Extraordinary gains, net	$0	3
Net income	$248,000	3,871
Minority interest net income	$0	55
Net income of bank and minority interests.	$248,000	3,872
Net charge-offs	$-1,000	3,038
Cash dividends	$382,000	1,404
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$248,000	3,847
2020-12-31 (YTD Data)		Rank
Total interest income	$2,713,000	4,300
Total interest expense	$561,000	3,705
Net interest income	$2,152,000	4,358
Provision for loan and lease losses	$142,000	3,318
Total noninterest income	$46,000	4,832
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$31,000	4,430
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,000	4,834
Total noninterest expense	$1,508,000	4,532
Salaries and employee benefits	$803,000	4,564
Premises and equipment expense	$181,000	4,330
Additional noninterest expense	$524,000	4,419
Pre-tax net operating income	$548,000	4,150
Securities gains (losses)	$0	2,675
Applicable income taxes	$0	3,697
Income before extraordinary items	$548,000	4,138
Extraordinary gains, net	$0	4
Net income	$548,000	4,137
Minority interest net income	$0	72
Net income of bank and minority interests.	$548,000	4,138
Net charge-offs	$32,000	2,613
Cash dividends	$330,000	3,139
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$548,000	4,074
2020-09-30 (YTD Data)		Rank
Total interest income	$2,092,000	4,312
Total interest expense	$431,000	3,769
Net interest income	$1,661,000	4,361
Provision for loan and lease losses	$92,000	3,360
Total noninterest income	$50,000	4,786
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$23,000	4,456
Trading account gains and fees	NA	NA
Additional Noninterest Income	$27,000	4,718
Total noninterest expense	$1,185,000	4,510
Salaries and employee benefits	$590,000	4,599
Premises and equipment expense	$141,000	4,322
Additional noninterest expense	$454,000	4,296
Pre-tax net operating income	$434,000	4,144
Securities gains (losses)	$0	2,494
Applicable income taxes	$0	3,696
Income before extraordinary items	$434,000	4,117
Extraordinary gains, net	$0	4
Net income	$434,000	4,117
Minority interest net income	$0	65
Net income of bank and minority interests.	$434,000	4,117
Net charge-offs	$-17,000	4,382
Cash dividends	$330,000	2,654
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$434,000	4,072
2020-06-30 (YTD Data)		Rank
Total interest income	$1,430,000	4,334
Total interest expense	$285,000	3,866
Net interest income	$1,145,000	4,363
Provision for loan and lease losses	$42,000	3,542
Total noninterest income	$26,000	4,855
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$15,000	4,503
Trading account gains and fees	NA	NA
Additional Noninterest Income	$11,000	4,800
Total noninterest expense	$805,000	4,519
Salaries and employee benefits	$396,000	4,620
Premises and equipment expense	$97,000	4,308
Additional noninterest expense	$312,000	4,281
Pre-tax net operating income	$324,000	4,073
Securities gains (losses)	$0	2,249
Applicable income taxes	$0	3,655
Income before extraordinary items	$324,000	4,029
Extraordinary gains, net	$0	4
Net income	$324,000	4,029
Minority interest net income	$0	65
Net income of bank and minority interests.	$324,000	4,029
Net charge-offs	$-17,000	4,469
Cash dividends	$330,000	2,321
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$324,000	3,983
2020-03-31 (YTD Data)		Rank
Total interest income	$697,000	4,389
Total interest expense	$142,000	3,986
Net interest income	$555,000	4,424
Provision for loan and lease losses	$32,000	2,802
Total noninterest income	$14,000	4,887
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$10,000	4,481
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,000	4,879
Total noninterest expense	$393,000	4,584
Salaries and employee benefits	$205,000	4,638
Premises and equipment expense	$51,000	4,296
Additional noninterest expense	$137,000	4,461
Pre-tax net operating income	$144,000	4,056
Securities gains (losses)	$0	1,705
Applicable income taxes	$0	3,513
Income before extraordinary items	$144,000	3,988
Extraordinary gains, net	$0	4
Net income	$144,000	3,989
Minority interest net income	$0	56
Net income of bank and minority interests.	$144,000	3,989
Net charge-offs	$-9,000	4,422
Cash dividends	$330,000	1,581
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$144,000	3,968
2019-12-31 (YTD Data)		Rank
Total interest income	$2,747,000	4,463
Total interest expense	$532,000	4,085
Net interest income	$2,215,000	4,498
Provision for loan and lease losses	$116,000	2,864
Total noninterest income	$104,000	4,785
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$52,000	4,461
Trading account gains and fees	NA	NA
Additional Noninterest Income	$52,000	4,697
Total noninterest expense	$1,689,000	4,574
Salaries and employee benefits	$817,000	4,699
Premises and equipment expense	$170,000	4,523
Additional noninterest expense	$702,000	4,265
Pre-tax net operating income	$514,000	4,422
Securities gains (losses)	$0	2,379
Applicable income taxes	$0	3,859
Income before extraordinary items	$514,000	4,366
Extraordinary gains, net	$0	11
Net income	$514,000	4,368
Minority interest net income	$0	76
Net income of bank and minority interests.	$514,000	4,368
Net charge-offs	$89,000	2,281
Cash dividends	$319,000	3,293
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$514,000	4,345
2019-09-30 (YTD Data)		Rank
Total interest income	$2,055,000	4,533
Total interest expense	$393,000	4,149
Net interest income	$1,662,000	4,567
Provision for loan and lease losses	$30,000	3,365
Total noninterest income	$70,000	4,900
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$40,000	4,517
Trading account gains and fees	NA	NA
Additional Noninterest Income	$30,000	4,840
Total noninterest expense	$1,216,000	4,660
Salaries and employee benefits	$585,000	4,783
Premises and equipment expense	$133,000	4,548
Additional noninterest expense	$498,000	4,386
Pre-tax net operating income	$486,000	4,384
Securities gains (losses)	$1,000	2,065
Applicable income taxes	$1,000	3,858
Income before extraordinary items	$486,000	4,311
Extraordinary gains, net	$0	11
Net income	$486,000	4,311
Minority interest net income	$0	72
Net income of bank and minority interests.	$486,000	4,311
Net charge-offs	$0	3,455
Cash dividends	$319,000	2,848
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$485,000	4,285
2019-06-30 (YTD Data)		Rank
Total interest income	$1,353,000	4,575
Total interest expense	$258,000	4,173
Net interest income	$1,095,000	4,611
Provision for loan and lease losses	$30,000	3,043
Total noninterest income	$38,000	4,999
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$24,000	4,607
Trading account gains and fees	NA	NA
Additional Noninterest Income	$14,000	4,980
Total noninterest expense	$820,000	4,677
Salaries and employee benefits	$382,000	4,829
Premises and equipment expense	$93,000	4,523
Additional noninterest expense	$345,000	4,367
Pre-tax net operating income	$283,000	4,482
Securities gains (losses)	$1,000	1,602
Applicable income taxes	$0	3,901
Income before extraordinary items	$284,000	4,403
Extraordinary gains, net	$0	11
Net income	$284,000	4,401
Minority interest net income	$0	69
Net income of bank and minority interests.	$284,000	4,401
Net charge-offs	$-4,000	4,200
Cash dividends	$319,000	2,531
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$283,000	4,390
2019-03-31 (YTD Data)		Rank
Total interest income	$662,000	4,633
Total interest expense	$123,000	4,228
Net interest income	$539,000	4,683
Provision for loan and lease losses	$15,000	2,868
Total noninterest income	$19,000	5,036
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$13,000	4,599
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,000	5,041
Total noninterest expense	$387,000	4,788
Salaries and employee benefits	$190,000	4,883
Premises and equipment expense	$47,000	4,564
Additional noninterest expense	$150,000	4,558
Pre-tax net operating income	$156,000	4,407
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$156,000	4,313
Extraordinary gains, net	$0	5
Net income	$156,000	4,312
Minority interest net income	$0	52
Net income of bank and minority interests.	$156,000	4,312
Net charge-offs	$-2,000	4,062
Cash dividends	$319,000	1,681
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$156,000	4,303
2018-12-31 (YTD Data)		Rank
Total interest income	$2,014,000	4,904
Total interest expense	$304,000	4,475
Net interest income	$1,710,000	4,913
Provision for loan and lease losses	$0	4,082
Total noninterest income	$116,000	4,951
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$44,000	4,792
Trading account gains and fees	NA	NA
Additional Noninterest Income	$72,000	4,759
Total noninterest expense	$1,295,000	4,973
Salaries and employee benefits	$611,000	5,087
Premises and equipment expense	$272,000	4,160
Additional noninterest expense	$412,000	4,958
Pre-tax net operating income	$531,000	4,604
Securities gains (losses)	$0	1,125
Applicable income taxes	$0	3,978
Income before extraordinary items	$531,000	4,502
Extraordinary gains, net	$0	6
Net income	$531,000	4,501
Minority interest net income	$0	72
Net income of bank and minority interests.	$531,000	4,501
Net charge-offs	$-7,000	4,456
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$531,000	4,513
2018-09-30 (YTD Data)		Rank
Total interest income	$1,334,000	5,054
Total interest expense	$194,000	4,646
Net interest income	$1,140,000	5,075
Provision for loan and lease losses	$0	3,948
Total noninterest income	$93,000	4,984
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$29,000	4,913
Trading account gains and fees	NA	NA
Additional Noninterest Income	$64,000	4,732
Total noninterest expense	$928,000	5,052
Salaries and employee benefits	$420,000	5,185
Premises and equipment expense	$194,000	4,267
Additional noninterest expense	$314,000	4,988
Pre-tax net operating income	$305,000	4,846
Securities gains (losses)	$0	1,118
Applicable income taxes	$0	4,032
Income before extraordinary items	$305,000	4,775
Extraordinary gains, net	$0	5
Net income	$305,000	4,773
Minority interest net income	$0	66
Net income of bank and minority interests.	$305,000	4,774
Net charge-offs	$-4,000	4,251
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$305,000	4,784
2018-06-30 (YTD Data)		Rank
Total interest income	$691,000	5,242
Total interest expense	$93,000	4,922
Net interest income	$598,000	5,247
Provision for loan and lease losses	$0	3,782
Total noninterest income	$23,000	5,356
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$19,000	4,975
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,000	5,363
Total noninterest expense	$530,000	5,205
Salaries and employee benefits	$224,000	5,330
Premises and equipment expense	$87,000	4,746
Additional noninterest expense	$219,000	5,002
Pre-tax net operating income	$91,000	5,179
Securities gains (losses)	$0	961
Applicable income taxes	$0	4,018
Income before extraordinary items	$91,000	5,132
Extraordinary gains, net	$0	6
Net income	$91,000	5,131
Minority interest net income	$0	65
Net income of bank and minority interests.	$91,000	5,131
Net charge-offs	$-2,000	4,025
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$91,000	5,138
2018-03-31 (YTD Data)		Rank
Total interest income	$325,000	5,329
Total interest expense	$46,000	4,941
Net interest income	$279,000	5,344
Provision for loan and lease losses	$0	3,508
Total noninterest income	$10,000	5,441
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$7,000	5,141
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,000	5,375
Total noninterest expense	$234,000	5,344
Salaries and employee benefits	$110,000	5,397
Premises and equipment expense	$44,000	4,780
Additional noninterest expense	$80,000	5,267
Pre-tax net operating income	$55,000	5,142
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$55,000	5,095
Extraordinary gains, net	$0	7
Net income	$55,000	5,094
Minority interest net income	$0	52
Net income of bank and minority interests.	$55,000	5,095
Net charge-offs	$0	2,722
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$55,000	5,099
2017-12-31 (YTD Data)		Rank
Total interest income	$1,303,000	5,368
Total interest expense	$167,000	5,003
Net interest income	$1,136,000	5,379
Provision for loan and lease losses	$24,000	3,881
Total noninterest income	$57,000	5,444
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$46,000	5,022
Trading account gains and fees	NA	NA
Additional Noninterest Income	$11,000	5,441
Total noninterest expense	$920,000	5,417
Salaries and employee benefits	$490,000	5,425
Premises and equipment expense	$170,000	4,892
Additional noninterest expense	$260,000	5,445
Pre-tax net operating income	$249,000	5,120
Securities gains (losses)	$0	2,243
Applicable income taxes	$56,000	3,489
Income before extraordinary items	$193,000	5,051
Extraordinary gains, net	$0	9
Net income	$193,000	5,051
Minority interest net income	$0	76
Net income of bank and minority interests.	$193,000	5,051
Net charge-offs	$26,000	3,302
Cash dividends	$90,000	3,938
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$193,000	5,037
2017-09-30 (YTD Data)		Rank
Total interest income	$967,000	5,430
Total interest expense	$119,000	5,093
Net interest income	$848,000	5,436
Provision for loan and lease losses	$0	4,088
Total noninterest income	$40,000	5,528
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$34,000	5,081
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,000	5,558
Total noninterest expense	$664,000	5,479
Salaries and employee benefits	$340,000	5,503
Premises and equipment expense	$134,000	4,882
Additional noninterest expense	$190,000	5,514
Pre-tax net operating income	$224,000	5,130
Securities gains (losses)	$0	2,274
Applicable income taxes	$56,000	3,422
Income before extraordinary items	$168,000	5,199
Extraordinary gains, net	$0	9
Net income	$168,000	5,198
Minority interest net income	$0	71
Net income of bank and minority interests.	$168,000	5,199
Net charge-offs	$-20,000	4,922
Cash dividends	$90,000	3,462
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$168,000	5,186
2017-06-30 (YTD Data)		Rank
Total interest income	$630,000	5,487
Total interest expense	$73,000	5,176
Net interest income	$557,000	5,494
Provision for loan and lease losses	$0	3,871
Total noninterest income	$26,000	5,575
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$22,000	5,128
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,000	5,588
Total noninterest expense	$427,000	5,541
Salaries and employee benefits	$224,000	5,562
Premises and equipment expense	$91,000	4,886
Additional noninterest expense	$112,000	5,605
Pre-tax net operating income	$156,000	5,125
Securities gains (losses)	$0	1,906
Applicable income taxes	$56,000	3,253
Income before extraordinary items	$100,000	5,267
Extraordinary gains, net	$0	11
Net income	$100,000	5,266
Minority interest net income	$0	71
Net income of bank and minority interests.	$100,000	5,267
Net charge-offs	$-20,000	5,019
Cash dividends	$90,000	3,251
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$100,000	5,255
2017-03-31 (YTD Data)		Rank
Total interest income	$302,000	5,569
Total interest expense	$33,000	5,288
Net interest income	$269,000	5,566
Provision for loan and lease losses	$0	3,537
Total noninterest income	$13,000	5,655
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$10,000	5,206
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,000	5,614
Total noninterest expense	$208,000	5,620
Salaries and employee benefits	$110,000	5,630
Premises and equipment expense	$44,000	4,967
Additional noninterest expense	$54,000	5,683
Pre-tax net operating income	$74,000	5,154
Securities gains (losses)	$0	1,153
Applicable income taxes	$56,000	2,824
Income before extraordinary items	$18,000	5,508
Extraordinary gains, net	$0	8
Net income	$18,000	5,508
Minority interest net income	$0	55
Net income of bank and minority interests.	$18,000	5,508
Net charge-offs	$-20,000	5,253
Cash dividends	$90,000	2,436
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$18,000	5,502
2016-12-31 (YTD Data)		Rank
Total interest income	$1,225,000	5,604
Total interest expense	$120,000	5,393
Net interest income	$1,105,000	5,601
Provision for loan and lease losses	$0	4,332
Total noninterest income	$47,000	5,732
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$40,000	5,298
Trading account gains and fees	$0	170
Additional Noninterest Income	$7,000	5,717
Total noninterest expense	$850,000	5,681
Salaries and employee benefits	$433,000	5,714
Premises and equipment expense	$168,000	5,082
Additional noninterest expense	$249,000	5,702
Pre-tax net operating income	$302,000	5,158
Securities gains (losses)	$0	3,212
Applicable income taxes	$118,000	3,220
Income before extraordinary items	$184,000	5,351
Extraordinary gains, net	$0	5
Net income	$184,000	5,350
Minority interest net income	$0	82
Net income of bank and minority interests.	$184,000	5,350
Net charge-offs	$0	4,281
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$184,000	5,314
2016-09-30 (YTD Data)		Rank
Total interest income	$911,000	5,672
Total interest expense	$89,000	5,447
Net interest income	$822,000	5,670
Provision for loan and lease losses	$0	4,186
Total noninterest income	$36,000	5,787
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$31,000	5,342
Trading account gains and fees	$0	169
Additional Noninterest Income	$5,000	5,796
Total noninterest expense	$634,000	5,734
Salaries and employee benefits	$314,000	5,760
Premises and equipment expense	$126,000	5,120
Additional noninterest expense	$194,000	5,740
Pre-tax net operating income	$224,000	5,246
Securities gains (losses)	$0	3,160
Applicable income taxes	$79,000	3,350
Income before extraordinary items	$145,000	5,419
Extraordinary gains, net	$0	5
Net income	$145,000	5,418
Minority interest net income	$0	71
Net income of bank and minority interests.	$145,000	5,419
Net charge-offs	$0	3,952
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$145,000	5,375
2016-06-30 (YTD Data)		Rank
Total interest income	$600,000	5,746
Total interest expense	$58,000	5,525
Net interest income	$542,000	5,737
Provision for loan and lease losses	$0	4,017
Total noninterest income	$19,000	5,907
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$16,000	5,529
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,000	5,877
Total noninterest expense	$415,000	5,807
Salaries and employee benefits	$210,000	5,827
Premises and equipment expense	$84,000	5,167
Additional noninterest expense	$121,000	5,837
Pre-tax net operating income	$146,000	5,290
Securities gains (losses)	$0	2,835
Applicable income taxes	$55,000	3,340
Income before extraordinary items	$91,000	5,495
Extraordinary gains, net	$0	16
Net income	$91,000	5,493
Minority interest net income	$0	71
Net income of bank and minority interests.	$91,000	5,494
Net charge-offs	$0	3,689
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$91,000	5,445
2016-03-31 (YTD Data)		Rank
Total interest income	$295,000	5,813
Total interest expense	$28,000	5,601
Net interest income	$267,000	5,805
Provision for loan and lease losses	$0	3,656
Total noninterest income	$9,000	5,954
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$8,000	5,546
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,000	5,950
Total noninterest expense	$195,000	5,899
Salaries and employee benefits	$102,000	5,898
Premises and equipment expense	$42,000	5,196
Additional noninterest expense	$51,000	5,960
Pre-tax net operating income	$81,000	5,217
Securities gains (losses)	$0	2,077
Applicable income taxes	$33,000	3,223
Income before extraordinary items	$48,000	5,484
Extraordinary gains, net	$0	12
Net income	$48,000	5,483
Minority interest net income	$0	62
Net income of bank and minority interests.	$48,000	5,483
Net charge-offs	$0	3,094
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$48,000	5,427
2015-12-31 (YTD Data)		Rank
Total interest income	$1,077,000	5,906
Total interest expense	$106,000	5,687
Net interest income	$971,000	5,904
Provision for loan and lease losses	$0	4,380
Total noninterest income	$53,000	5,929
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$37,000	5,600
Trading account gains and fees	$0	159
Additional Noninterest Income	$16,000	5,855
Total noninterest expense	$836,000	5,923
Salaries and employee benefits	$447,000	5,928
Premises and equipment expense	$168,000	5,280
Additional noninterest expense	$221,000	5,986
Pre-tax net operating income	$188,000	5,496
Securities gains (losses)	$0	3,216
Applicable income taxes	$63,000	3,545
Income before extraordinary items	$125,000	5,644
Extraordinary gains, net	$0	23
Net income	$125,000	5,647
Minority interest net income	$0	81
Net income of bank and minority interests.	$125,000	5,647
Net charge-offs	$0	4,462
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$125,000	5,600
2015-09-30 (YTD Data)		Rank
Total interest income	$789,000	5,999
Total interest expense	$78,000	5,782
Net interest income	$711,000	5,998
Provision for loan and lease losses	$0	4,232
Total noninterest income	$41,000	6,009
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$28,000	5,674
Trading account gains and fees	$0	153
Additional Noninterest Income	$13,000	5,914
Total noninterest expense	$611,000	6,006
Salaries and employee benefits	$316,000	6,017
Premises and equipment expense	$127,000	5,329
Additional noninterest expense	$168,000	6,057
Pre-tax net operating income	$141,000	5,623
Securities gains (losses)	$0	3,031
Applicable income taxes	$40,000	3,725
Income before extraordinary items	$101,000	5,726
Extraordinary gains, net	$0	21
Net income	$101,000	5,729
Minority interest net income	$0	78
Net income of bank and minority interests.	$101,000	5,729
Net charge-offs	$0	4,182
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$101,000	5,688
2015-06-30 (YTD Data)		Rank
Total interest income	$513,000	6,075
Total interest expense	$52,000	5,842
Net interest income	$461,000	6,070
Provision for loan and lease losses	$0	4,069
Total noninterest income	$26,000	6,086
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$18,000	5,740
Trading account gains and fees	$0	157
Additional Noninterest Income	$8,000	5,984
Total noninterest expense	$404,000	6,084
Salaries and employee benefits	$210,000	6,084
Premises and equipment expense	$83,000	5,396
Additional noninterest expense	$111,000	6,132
Pre-tax net operating income	$83,000	5,691
Securities gains (losses)	$0	2,636
Applicable income taxes	$22,000	3,825
Income before extraordinary items	$61,000	5,797
Extraordinary gains, net	$0	22
Net income	$61,000	5,798
Minority interest net income	$0	75
Net income of bank and minority interests.	$61,000	5,799
Net charge-offs	$0	3,893
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$61,000	5,749
2015-03-31 (YTD Data)		Rank
Total interest income	$255,000	6,140
Total interest expense	$27,000	5,885
Net interest income	$228,000	6,134
Provision for loan and lease losses	$0	3,703
Total noninterest income	$16,000	6,089
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$9,000	5,746
Trading account gains and fees	$0	152
Additional Noninterest Income	$7,000	5,920
Total noninterest expense	$200,000	6,153
Salaries and employee benefits	$102,000	6,169
Premises and equipment expense	$46,000	5,346
Additional noninterest expense	$52,000	6,226
Pre-tax net operating income	$44,000	5,673
Securities gains (losses)	$0	2,027
Applicable income taxes	$16,000	3,628
Income before extraordinary items	$28,000	5,831
Extraordinary gains, net	$0	13
Net income	$28,000	5,831
Minority interest net income	$0	64
Net income of bank and minority interests.	$28,000	5,832
Net charge-offs	$0	3,288
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$28,000	5,778
2014-12-31 (YTD Data)		Rank
Total interest income	$1,045,000	6,204
Total interest expense	$114,000	5,983
Net interest income	$931,000	6,206
Provision for loan and lease losses	$0	4,603
Total noninterest income	$55,000	6,210
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$46,000	5,778
Trading account gains and fees	$0	180
Additional Noninterest Income	$9,000	6,168
Total noninterest expense	$818,000	6,247
Salaries and employee benefits	$423,000	6,248
Premises and equipment expense	$132,000	5,832
Additional noninterest expense	$263,000	6,217
Pre-tax net operating income	$168,000	5,738
Securities gains (losses)	$0	3,259
Applicable income taxes	$62,000	3,624
Income before extraordinary items	$106,000	5,870
Extraordinary gains, net	$0	17
Net income	$106,000	5,870
Minority interest net income	$0	84
Net income of bank and minority interests.	$106,000	5,871
Net charge-offs	$33,000	4,049
Cash dividends	$10,000	4,328
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$106,000	5,837
2014-09-30 (YTD Data)		Rank
Total interest income	$791,000	6,268
Total interest expense	$86,000	6,060
Net interest income	$705,000	6,277
Provision for loan and lease losses	$0	4,401
Total noninterest income	$42,000	6,295
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$35,000	5,836
Trading account gains and fees	$0	174
Additional Noninterest Income	$7,000	6,246
Total noninterest expense	$613,000	6,299
Salaries and employee benefits	$309,000	6,314
Premises and equipment expense	$92,000	5,947
Additional noninterest expense	$212,000	6,231
Pre-tax net operating income	$134,000	5,797
Securities gains (losses)	$0	2,980
Applicable income taxes	$40,000	3,748
Income before extraordinary items	$94,000	5,899
Extraordinary gains, net	$0	15
Net income	$94,000	5,898
Minority interest net income	$0	81
Net income of bank and minority interests.	$94,000	5,899
Net charge-offs	$2,000	4,524
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$94,000	5,870
2014-06-30 (YTD Data)		Rank
Total interest income	$515,000	6,338
Total interest expense	$60,000	6,091
Net interest income	$455,000	6,347
Provision for loan and lease losses	$0	4,196
Total noninterest income	$-6,000	6,569
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$20,000	5,963
Trading account gains and fees	$0	172
Additional Noninterest Income	$-26,000	6,510
Total noninterest expense	$385,000	6,396
Salaries and employee benefits	$207,000	6,376
Premises and equipment expense	$61,000	5,993
Additional noninterest expense	$117,000	6,398
Pre-tax net operating income	$64,000	5,931
Securities gains (losses)	$10,000	1,948
Applicable income taxes	$23,000	3,790
Income before extraordinary items	$51,000	5,983
Extraordinary gains, net	$0	20
Net income	$51,000	5,984
Minority interest net income	$0	80
Net income of bank and minority interests.	$51,000	5,985
Net charge-offs	$1,000	4,238
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$44,100	5,993
2014-03-31 (YTD Data)		Rank
Total interest income	$254,000	6,415
Total interest expense	$30,000	6,165
Net interest income	$224,000	6,425
Provision for loan and lease losses	$0	3,817
Total noninterest income	$-9,000	6,640
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$11,000	5,924
Trading account gains and fees	$0	147
Additional Noninterest Income	$-20,000	6,595
Total noninterest expense	$195,000	6,463
Salaries and employee benefits	$101,000	6,461
Premises and equipment expense	$30,000	6,064
Additional noninterest expense	$64,000	6,410
Pre-tax net operating income	$20,000	6,041
Securities gains (losses)	$7,000	1,257
Applicable income taxes	$8,000	3,893
Income before extraordinary items	$19,000	6,059
Extraordinary gains, net	$0	16
Net income	$19,000	6,060
Minority interest net income	$0	66
Net income of bank and minority interests.	$19,000	6,060
Net charge-offs	$1,000	3,492
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$14,100	6,085
2013-12-31 (YTD Data)		Rank
Total interest income	$1,005,000	6,497
Total interest expense	$150,000	6,178
Net interest income	$855,000	6,516
Provision for loan and lease losses	$0	5,091
Total noninterest income	$24,000	6,583
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$44,000	6,072
Trading account gains and fees	$0	184
Additional Noninterest Income	$-20,000	6,521
Total noninterest expense	$751,000	6,562
Salaries and employee benefits	$435,000	6,510
Premises and equipment expense	$120,000	6,152
Additional noninterest expense	$196,000	6,616
Pre-tax net operating income	$128,000	5,879
Securities gains (losses)	$-2,000	6,101
Applicable income taxes	$39,000	3,865
Income before extraordinary items	$87,000	6,026
Extraordinary gains, net	$0	29
Net income	$87,000	6,026
Minority interest net income	$0	90
Net income of bank and minority interests.	$87,000	6,028
Net charge-offs	$72,000	4,062
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$88,380	5,982
2013-09-30 (YTD Data)		Rank
Total interest income	$748,000	6,577
Total interest expense	$117,000	6,231
Net interest income	$631,000	6,598
Provision for loan and lease losses	$0	4,941
Total noninterest income	$9,000	6,699
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$30,000	6,202
Trading account gains and fees	$0	180
Additional Noninterest Income	$-21,000	6,644
Total noninterest expense	$553,000	6,624
Salaries and employee benefits	$329,000	6,554
Premises and equipment expense	$94,000	6,152
Additional noninterest expense	$130,000	6,730
Pre-tax net operating income	$87,000	6,032
Securities gains (losses)	$0	3,040
Applicable income taxes	$25,000	4,020
Income before extraordinary items	$62,000	6,159
Extraordinary gains, net	$0	25
Net income	$62,000	6,160
Minority interest net income	$0	84
Net income of bank and minority interests.	$62,000	6,159
Net charge-offs	$62,000	3,691
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$62,000	6,097
2013-06-30 (YTD Data)		Rank
Total interest income	$490,000	6,632
Total interest expense	$80,000	6,285
Net interest income	$410,000	6,656
Provision for loan and lease losses	$0	4,788
Total noninterest income	$13,000	6,701
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$19,000	6,254
Trading account gains and fees	$0	157
Additional Noninterest Income	$-6,000	6,669
Total noninterest expense	$370,000	6,663
Salaries and employee benefits	$221,000	6,594
Premises and equipment expense	$63,000	6,182
Additional noninterest expense	$86,000	6,767
Pre-tax net operating income	$53,000	6,059
Securities gains (losses)	$0	2,791
Applicable income taxes	$15,000	4,050
Income before extraordinary items	$38,000	6,200
Extraordinary gains, net	$0	22
Net income	$38,000	6,202
Minority interest net income	$0	82
Net income of bank and minority interests.	$38,000	6,202
Net charge-offs	$60,000	3,207
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$38,000	6,118
2013-03-31 (YTD Data)		Rank
Total interest income	$242,000	6,704
Total interest expense	$40,000	6,364
Net interest income	$202,000	6,725
Provision for loan and lease losses	$0	4,409
Total noninterest income	$3,000	6,816
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$10,000	6,250
Trading account gains and fees	$0	148
Additional Noninterest Income	$-7,000	6,787
Total noninterest expense	$188,000	6,728
Salaries and employee benefits	$115,000	6,633
Premises and equipment expense	$30,000	6,257
Additional noninterest expense	$43,000	6,844
Pre-tax net operating income	$17,000	6,182
Securities gains (losses)	$0	1,966
Applicable income taxes	$5,000	4,175
Income before extraordinary items	$12,000	6,299
Extraordinary gains, net	$0	10
Net income	$12,000	6,300
Minority interest net income	$0	76
Net income of bank and minority interests.	$12,000	6,300
Net charge-offs	$60,000	2,289
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$12,000	6,222
2012-12-31 (YTD Data)		Rank
Total interest income	$1,047,000	6,761
Total interest expense	$190,000	6,446
Net interest income	$857,000	6,778
Provision for loan and lease losses	$0	5,905
Total noninterest income	$26,000	6,734
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$45,000	6,301
Trading account gains and fees	$0	166
Additional Noninterest Income	$-19,000	6,622
Total noninterest expense	$886,000	6,687
Salaries and employee benefits	$495,000	6,647
Premises and equipment expense	$141,000	6,198
Additional noninterest expense	$250,000	6,746
Pre-tax net operating income	$-3,000	6,163
Securities gains (losses)	$5,000	3,522
Applicable income taxes	$-1,000	6,480
Income before extraordinary items	$3,000	6,302
Extraordinary gains, net	$0	29
Net income	$3,000	6,295
Minority interest net income	$0	93
Net income of bank and minority interests.	$3,000	6,297
Net charge-offs	$32,000	5,176
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-2,000	6,173
2012-09-30 (YTD Data)		Rank
Total interest income	$771,000	6,872
Total interest expense	$148,000	6,544
Net interest income	$623,000	6,889
Provision for loan and lease losses	$0	5,790
Total noninterest income	$11,000	6,875
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$34,000	6,378
Trading account gains and fees	$0	157
Additional Noninterest Income	$-23,000	6,776
Total noninterest expense	$636,000	6,796
Salaries and employee benefits	$361,000	6,728
Premises and equipment expense	$108,000	6,245
Additional noninterest expense	$167,000	6,888
Pre-tax net operating income	$-2,000	6,285
Securities gains (losses)	$0	3,575
Applicable income taxes	$3,000	4,607
Income before extraordinary items	$-5,000	6,416
Extraordinary gains, net	$0	20
Net income	$-5,000	6,415
Minority interest net income	$0	86
Net income of bank and minority interests.	$-5,000	6,415
Net charge-offs	$48,000	4,539
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-5,000	6,294
2012-06-30 (YTD Data)		Rank
Total interest income	$518,000	6,926
Total interest expense	$103,000	6,584
Net interest income	$415,000	6,942
Provision for loan and lease losses	$0	5,619
Total noninterest income	$35,000	6,673
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$24,000	6,374
Trading account gains and fees	$0	153
Additional Noninterest Income	$11,000	6,430
Total noninterest expense	$430,000	6,844
Salaries and employee benefits	$241,000	6,792
Premises and equipment expense	$72,000	6,271
Additional noninterest expense	$117,000	6,924
Pre-tax net operating income	$20,000	6,234
Securities gains (losses)	$0	3,178
Applicable income taxes	$-5,000	6,800
Income before extraordinary items	$25,000	6,363
Extraordinary gains, net	$0	19
Net income	$25,000	6,362
Minority interest net income	$0	84
Net income of bank and minority interests.	$25,000	6,363
Net charge-offs	$22,000	4,582
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$25,000	6,226
2012-03-31 (YTD Data)		Rank
Total interest income	$259,000	6,989
Total interest expense	$55,000	6,608
Net interest income	$204,000	7,007
Provision for loan and lease losses	$0	5,254
Total noninterest income	$9,000	6,942
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$11,000	6,444
Trading account gains and fees	$0	148
Additional Noninterest Income	$-2,000	6,926
Total noninterest expense	$204,000	6,947
Salaries and employee benefits	$118,000	6,865
Premises and equipment expense	$37,000	6,275
Additional noninterest expense	$49,000	7,064
Pre-tax net operating income	$9,000	6,342
Securities gains (losses)	$0	2,210
Applicable income taxes	$-6,000	6,946
Income before extraordinary items	$15,000	6,382
Extraordinary gains, net	$0	19
Net income	$15,000	6,381
Minority interest net income	$0	78
Net income of bank and minority interests.	$15,000	6,382
Net charge-offs	$22,000	3,626
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$15,000	6,254
2011-12-31 (YTD Data)		Rank
Total interest income	$1,142,000	6,997
Total interest expense	$284,000	6,618
Net interest income	$858,000	7,031
Provision for loan and lease losses	$0	6,496
Total noninterest income	$95,000	6,473
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$67,000	6,037
Trading account gains and fees	$0	146
Additional Noninterest Income	$28,000	6,248
Total noninterest expense	$923,000	6,917
Salaries and employee benefits	$469,000	6,952
Premises and equipment expense	$143,000	6,472
Additional noninterest expense	$311,000	6,824
Pre-tax net operating income	$30,000	5,936
Securities gains (losses)	$98,000	2,085
Applicable income taxes	$23,000	4,072
Income before extraordinary items	$105,000	5,858
Extraordinary gains, net	$0	29
Net income	$105,000	5,860
Minority interest net income	$0	96
Net income of bank and minority interests.	$105,000	5,860
Net charge-offs	$51,000	5,463
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$24,640	5,973
2011-09-30 (YTD Data)		Rank
Total interest income	$873,000	7,059
Total interest expense	$223,000	6,666
Net interest income	$650,000	7,105
Provision for loan and lease losses	$0	6,393
Total noninterest income	$65,000	6,627
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$55,000	5,946
Trading account gains and fees	$0	145
Additional Noninterest Income	$10,000	6,640
Total noninterest expense	$651,000	7,017
Salaries and employee benefits	$349,000	6,995
Premises and equipment expense	$108,000	6,513
Additional noninterest expense	$194,000	7,022
Pre-tax net operating income	$64,000	5,943
Securities gains (losses)	$98,000	1,807
Applicable income taxes	$-31,000	6,877
Income before extraordinary items	$193,000	5,511
Extraordinary gains, net	$0	21
Net income	$193,000	5,512
Minority interest net income	$0	87
Net income of bank and minority interests.	$193,000	5,512
Net charge-offs	$42,000	5,098
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$95,000	5,803
2011-06-30 (YTD Data)		Rank
Total interest income	$587,000	7,113
Total interest expense	$157,000	6,696
Net interest income	$430,000	7,166
Provision for loan and lease losses	$0	6,217
Total noninterest income	$47,000	6,631
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$39,000	5,861
Trading account gains and fees	$0	153
Additional Noninterest Income	$8,000	6,666
Total noninterest expense	$447,000	7,056
Salaries and employee benefits	$238,000	7,041
Premises and equipment expense	$70,000	6,587
Additional noninterest expense	$139,000	7,049
Pre-tax net operating income	$30,000	6,042
Securities gains (losses)	$32,000	1,856
Applicable income taxes	$-68,000	7,061
Income before extraordinary items	$130,000	5,492
Extraordinary gains, net	$0	15
Net income	$130,000	5,491
Minority interest net income	$0	89
Net income of bank and minority interests.	$130,000	5,492
Net charge-offs	$42,000	4,587
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$98,000	5,626
2011-03-31 (YTD Data)		Rank
Total interest income	$293,000	7,165
Total interest expense	$81,000	6,760
Net interest income	$212,000	7,221
Provision for loan and lease losses	$0	5,840
Total noninterest income	$22,000	6,736
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$18,000	5,934
Trading account gains and fees	$0	158
Additional Noninterest Income	$4,000	6,784
Total noninterest expense	$227,000	7,091
Salaries and employee benefits	$120,000	7,078
Premises and equipment expense	$34,000	6,663
Additional noninterest expense	$73,000	7,064
Pre-tax net operating income	$7,000	6,253
Securities gains (losses)	$21,000	1,080
Applicable income taxes	$-53,000	7,199
Income before extraordinary items	$81,000	5,274
Extraordinary gains, net	$0	9
Net income	$81,000	5,272
Minority interest net income	$0	86
Net income of bank and minority interests.	$81,000	5,274
Net charge-offs	$42,000	3,494
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$60,000	5,505
2010-12-31 (YTD Data)		Rank
Total interest income	$1,262,000	7,211
Total interest expense	$394,000	6,812
Net interest income	$868,000	7,264
Provision for loan and lease losses	$348,000	4,658
Total noninterest income	$116,000	6,554
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$103,000	5,442
Trading account gains and fees	$0	175
Additional Noninterest Income	$13,000	6,740
Total noninterest expense	$899,000	7,173
Salaries and employee benefits	$488,000	7,149
Premises and equipment expense	$133,000	6,772
Additional noninterest expense	$278,000	7,180
Pre-tax net operating income	$-263,000	6,077
Securities gains (losses)	$7,000	3,401
Applicable income taxes	$-54,000	6,728
Income before extraordinary items	$-202,000	6,173
Extraordinary gains, net	$0	29
Net income	$-202,000	6,173
Minority interest net income	$0	111
Net income of bank and minority interests.	$-202,000	6,174
Net charge-offs	$221,000	4,663
Cash dividends	$35,000	4,024
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-207,530	6,117
2010-09-30 (YTD Data)		Rank
Total interest income	$949,000	7,323
Total interest expense	$303,000	6,922
Net interest income	$646,000	7,370
Provision for loan and lease losses	$117,000	5,541
Total noninterest income	$84,000	6,722
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$76,000	5,556
Trading account gains and fees	$0	165
Additional Noninterest Income	$8,000	6,955
Total noninterest expense	$625,000	7,318
Salaries and employee benefits	$364,000	7,226
Premises and equipment expense	$103,000	6,809
Additional noninterest expense	$158,000	7,473
Pre-tax net operating income	$-12,000	6,005
Securities gains (losses)	$7,000	3,200
Applicable income taxes	$-5,000	6,808
Income before extraordinary items	$0	6,123
Extraordinary gains, net	$0	23
Net income	$0	6,124
Minority interest net income	$0	110
Net income of bank and minority interests.	$0	6,124
Net charge-offs	$143,000	4,540
Cash dividends	$35,000	3,538
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-4,480	6,016
2010-06-30 (YTD Data)		Rank
Total interest income	$629,000	7,391
Total interest expense	$205,000	6,991
Net interest income	$424,000	7,438
Provision for loan and lease losses	$30,000	6,130
Total noninterest income	$49,000	6,868
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$50,000	5,593
Trading account gains and fees	$0	152
Additional Noninterest Income	$-1,000	7,289
Total noninterest expense	$411,000	7,390
Salaries and employee benefits	$242,000	7,289
Premises and equipment expense	$67,000	6,886
Additional noninterest expense	$102,000	7,551
Pre-tax net operating income	$32,000	5,916
Securities gains (losses)	$7,000	2,699
Applicable income taxes	$8,000	4,167
Income before extraordinary items	$31,000	6,017
Extraordinary gains, net	$0	19
Net income	$31,000	6,019
Minority interest net income	$0	105
Net income of bank and minority interests.	$31,000	6,018
Net charge-offs	$24,000	5,408
Cash dividends	$35,000	3,277
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$25,470	5,953
2010-03-31 (YTD Data)		Rank
Total interest income	$311,000	7,494
Total interest expense	$103,000	7,111
Net interest income	$208,000	7,543
Provision for loan and lease losses	$0	6,552
Total noninterest income	$19,000	7,139
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$24,000	5,677
Trading account gains and fees	$0	175
Additional Noninterest Income	$-5,000	7,536
Total noninterest expense	$212,000	7,473
Salaries and employee benefits	$120,000	7,392
Premises and equipment expense	$35,000	6,925
Additional noninterest expense	$57,000	7,566
Pre-tax net operating income	$15,000	6,085
Securities gains (losses)	$0	2,284
Applicable income taxes	$-1,000	6,993
Income before extraordinary items	$16,000	6,167
Extraordinary gains, net	$0	16
Net income	$16,000	6,168
Minority interest net income	$0	91
Net income of bank and minority interests.	$16,000	6,168
Net charge-offs	$23,000	4,330
Cash dividends	$35,000	2,391
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$16,000	6,062
2009-12-31 (YTD Data)		Rank
Total interest income	$1,346,000	7,513
Total interest expense	$458,000	7,217
Net interest income	$888,000	7,541
Provision for loan and lease losses	$20,000	7,177
Total noninterest income	$112,000	6,893
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$98,000	5,781
Trading account gains and fees	$0	211
Additional Noninterest Income	$14,000	7,094
Total noninterest expense	$787,000	7,630
Salaries and employee benefits	$477,000	7,486
Premises and equipment expense	$139,000	7,035
Additional noninterest expense	$171,000	7,832
Pre-tax net operating income	$193,000	4,825
Securities gains (losses)	$-1,000	6,865
Applicable income taxes	$60,000	3,171
Income before extraordinary items	$132,000	5,055
Extraordinary gains, net	$0	34
Net income	$132,000	5,054
Minority interest net income	$0	115
Net income of bank and minority interests.	$132,000	5,054
Net charge-offs	$39,000	6,357
Cash dividends	$30,000	4,505
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$132,690	4,988
2009-09-30 (YTD Data)		Rank
Total interest income	$996,000	7,619
Total interest expense	$350,000	7,307
Net interest income	$646,000	7,646
Provision for loan and lease losses	$20,000	6,935
Total noninterest income	$81,000	7,037
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$72,000	5,862
Trading account gains and fees	$0	212
Additional Noninterest Income	$9,000	7,300
Total noninterest expense	$581,000	7,691
Salaries and employee benefits	$352,000	7,541
Premises and equipment expense	$107,000	7,053
Additional noninterest expense	$122,000	7,920
Pre-tax net operating income	$126,000	5,198
Securities gains (losses)	$-1,000	7,086
Applicable income taxes	$39,000	3,468
Income before extraordinary items	$86,000	5,376
Extraordinary gains, net	$0	27
Net income	$86,000	5,376
Minority interest net income	$0	118
Net income of bank and minority interests.	$86,000	5,376
Net charge-offs	$35,000	5,924
Cash dividends	$30,000	4,018
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$86,690	5,319
2009-06-30 (YTD Data)		Rank
Total interest income	$652,000	7,702
Total interest expense	$237,000	7,393
Net interest income	$415,000	7,730
Provision for loan and lease losses	$10,000	6,907
Total noninterest income	$52,000	7,130
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$46,000	5,925
Trading account gains and fees	$0	193
Additional Noninterest Income	$6,000	7,431
Total noninterest expense	$391,000	7,758
Salaries and employee benefits	$235,000	7,618
Premises and equipment expense	$73,000	7,077
Additional noninterest expense	$83,000	7,978
Pre-tax net operating income	$66,000	5,425
Securities gains (losses)	$-1,000	7,343
Applicable income taxes	$14,000	3,870
Income before extraordinary items	$51,000	5,572
Extraordinary gains, net	$0	21
Net income	$51,000	5,569
Minority interest net income	$0	112
Net income of bank and minority interests.	$51,000	5,569
Net charge-offs	$21,000	5,585
Cash dividends	$30,000	3,790
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$51,780	5,496
2009-03-31 (YTD Data)		Rank
Total interest income	$326,000	7,766
Total interest expense	$118,000	7,491
Net interest income	$208,000	7,758
Provision for loan and lease losses	$0	6,744
Total noninterest income	$25,000	7,225
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$23,000	5,885
Trading account gains and fees	$0	171
Additional Noninterest Income	$2,000	7,617
Total noninterest expense	$182,000	7,842
Salaries and employee benefits	$117,000	7,674
Premises and equipment expense	$33,000	7,236
Additional noninterest expense	$32,000	8,095
Pre-tax net operating income	$51,000	5,618
Securities gains (losses)	$0	2,434
Applicable income taxes	$7,000	4,167
Income before extraordinary items	$44,000	5,781
Extraordinary gains, net	$0	15
Net income	$44,000	5,784
Minority interest net income	$0	102
Net income of bank and minority interests.	$44,000	5,784
Net charge-offs	$2,000	5,430
Cash dividends	$30,000	2,832
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$44,000	5,616
2008-12-31 (YTD Data)		Rank
Total interest income	$1,335,000	7,793
Total interest expense	$560,000	7,570
Net interest income	$775,000	7,829
Provision for loan and lease losses	$40,000	6,700
Total noninterest income	$96,000	7,339
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$79,000	6,207
Trading account gains and fees	$0	154
Additional Noninterest Income	$17,000	7,511
Total noninterest expense	$706,000	7,919
Salaries and employee benefits	$417,000	7,860
Premises and equipment expense	$133,000	7,298
Additional noninterest expense	$156,000	8,059
Pre-tax net operating income	$125,000	5,952
Securities gains (losses)	$0	3,220
Applicable income taxes	$40,000	3,968
Income before extraordinary items	$85,000	5,912
Extraordinary gains, net	$0	39
Net income	$85,000	5,914
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	6,455
Cash dividends	$30,000	5,315
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$85,000	6,058
2008-09-30 (YTD Data)		Rank
Total interest income	$1,021,000	7,872
Total interest expense	$440,000	7,631
Net interest income	$581,000	7,916
Provision for loan and lease losses	$40,000	6,090
Total noninterest income	$71,000	7,478
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$58,000	6,270
Trading account gains and fees	$0	148
Additional Noninterest Income	$13,000	7,670
Total noninterest expense	$513,000	7,977
Salaries and employee benefits	$303,000	7,918
Premises and equipment expense	$102,000	7,330
Additional noninterest expense	$108,000	8,144
Pre-tax net operating income	$99,000	6,407
Securities gains (losses)	$0	3,106
Applicable income taxes	$49,000	4,108
Income before extraordinary items	$50,000	6,412
Extraordinary gains, net	$0	31
Net income	$50,000	6,410
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	5,934
Cash dividends	$30,000	4,796
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$50,000	6,572
2008-06-30 (YTD Data)		Rank
Total interest income	$697,000	7,899
Total interest expense	$308,000	7,680
Net interest income	$389,000	7,957
Provision for loan and lease losses	$30,000	5,577
Total noninterest income	$45,000	7,589
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$37,000	6,331
Trading account gains and fees	$0	149
Additional Noninterest Income	$8,000	7,784
Total noninterest expense	$335,000	8,057
Salaries and employee benefits	$202,000	7,978
Premises and equipment expense	$68,000	7,380
Additional noninterest expense	$65,000	8,248
Pre-tax net operating income	$69,000	6,574
Securities gains (losses)	$0	3,233
Applicable income taxes	$29,000	4,452
Income before extraordinary items	$40,000	6,762
Extraordinary gains, net	$0	21
Net income	$40,000	6,761
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	5,448
Cash dividends	$30,000	4,575
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$40,000	6,699
2008-03-31 (YTD Data)		Rank
Total interest income	$369,000	7,920
Total interest expense	$159,000	7,756
Net interest income	$210,000	7,933
Provision for loan and lease losses	$10,000	5,419
Total noninterest income	$20,000	7,703
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$16,000	6,480
Trading account gains and fees	$0	158
Additional Noninterest Income	$4,000	7,805
Total noninterest expense	$166,000	8,105
Salaries and employee benefits	$103,000	8,001
Premises and equipment expense	$34,000	7,392
Additional noninterest expense	$29,000	8,331
Pre-tax net operating income	$54,000	6,559
Securities gains (losses)	$0	2,688
Applicable income taxes	$28,000	4,112
Income before extraordinary items	$26,000	6,934
Extraordinary gains, net	$0	15
Net income	$26,000	6,935
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	3,845
Cash dividends	$30,000	3,516
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$26,000	6,840
2007-12-31 (YTD Data)		Rank
Total interest income	$1,475,000	7,915
Total interest expense	$668,000	7,713
Net interest income	$807,000	7,973
Provision for loan and lease losses	$115,000	4,733
Total noninterest income	$111,000	7,456
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$96,000	6,071
Trading account gains and fees	$0	178
Additional Noninterest Income	$15,000	7,927
Total noninterest expense	$717,000	8,063
Salaries and employee benefits	$456,000	7,912
Premises and equipment expense	$123,000	7,509
Additional noninterest expense	$138,000	8,309
Pre-tax net operating income	$86,000	7,184
Securities gains (losses)	$0	2,146
Applicable income taxes	$-9,000	7,780
Income before extraordinary items	$95,000	7,156
Extraordinary gains, net	$0	39
Net income	$95,000	7,155
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$117,000	3,562
Cash dividends	$10,000	5,776
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$95,000	7,131
2007-09-30 (YTD Data)		Rank
Total interest income	$1,106,000	7,975
Total interest expense	$496,000	7,762
Net interest income	$610,000	8,026
Provision for loan and lease losses	$115,000	3,913
Total noninterest income	$79,000	7,553
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$68,000	6,177
Trading account gains and fees	$0	184
Additional Noninterest Income	$11,000	7,986
Total noninterest expense	$515,000	8,081
Salaries and employee benefits	$349,000	7,871
Premises and equipment expense	$88,000	7,556
Additional noninterest expense	$78,000	8,420
Pre-tax net operating income	$59,000	7,460
Securities gains (losses)	$0	1,655
Applicable income taxes	$0	6,220
Income before extraordinary items	$59,000	7,459
Extraordinary gains, net	$0	33
Net income	$59,000	7,456
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$106,000	2,749
Cash dividends	$10,000	5,141
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$59,000	7,444
2007-06-30 (YTD Data)		Rank
Total interest income	$735,000	8,032
Total interest expense	$323,000	7,829
Net interest income	$412,000	8,074
Provision for loan and lease losses	$45,000	4,495
Total noninterest income	$56,000	7,540
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$39,000	6,398
Trading account gains and fees	$0	168
Additional Noninterest Income	$17,000	7,522
Total noninterest expense	$336,000	8,154
Salaries and employee benefits	$232,000	7,930
Premises and equipment expense	$56,000	7,655
Additional noninterest expense	$48,000	8,492
Pre-tax net operating income	$87,000	7,320
Securities gains (losses)	$0	1,444
Applicable income taxes	$20,000	5,345
Income before extraordinary items	$67,000	7,357
Extraordinary gains, net	$0	29
Net income	$67,000	7,357
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	2,769
Cash dividends	$10,000	4,927
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$67,000	7,348
2007-03-31 (YTD Data)		Rank
Total interest income	$367,000	8,079
Total interest expense	$160,000	7,867
Net interest income	$207,000	8,128
Provision for loan and lease losses	$20,000	4,351
Total noninterest income	$28,000	7,526
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$19,000	6,411
Trading account gains and fees	$0	195
Additional Noninterest Income	$9,000	7,488
Total noninterest expense	$167,000	8,193
Salaries and employee benefits	$114,000	7,990
Premises and equipment expense	$29,000	7,638
Additional noninterest expense	$24,000	8,517
Pre-tax net operating income	$48,000	7,317
Securities gains (losses)	$0	1,187
Applicable income taxes	$12,000	5,224
Income before extraordinary items	$36,000	7,362
Extraordinary gains, net	$0	22
Net income	$36,000	7,361
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	2,349
Cash dividends	$10,000	3,887
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$36,000	7,352
2006-12-31 (YTD Data)		Rank
Total interest income	$1,341,000	8,043
Total interest expense	$557,000	7,807
Net interest income	$784,000	8,116
Provision for loan and lease losses	$110,000	4,597
Total noninterest income	$75,000	7,996
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$62,000	6,701
Trading account gains and fees	$0	130
Additional Noninterest Income	$13,000	8,184
Total noninterest expense	$716,000	8,141
Salaries and employee benefits	$453,000	8,002
Premises and equipment expense	$111,000	7,676
Additional noninterest expense	$152,000	8,358
Pre-tax net operating income	$33,000	7,878
Securities gains (losses)	$0	1,687
Applicable income taxes	$-21,000	8,221
Income before extraordinary items	$54,000	7,839
Extraordinary gains, net	$0	51
Net income	$54,000	7,840
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	3,880
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$54,000	7,829
2006-09-30 (YTD Data)		Rank
Total interest income	$979,000	8,139
Total interest expense	$401,000	7,875
Net interest income	$578,000	8,196
Provision for loan and lease losses	$90,000	4,225
Total noninterest income	$43,000	8,242
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$38,000	6,969
Trading account gains and fees	$0	126
Additional Noninterest Income	$5,000	8,420
Total noninterest expense	$535,000	8,164
Salaries and employee benefits	$340,000	7,994
Premises and equipment expense	$83,000	7,709
Additional noninterest expense	$112,000	8,401
Pre-tax net operating income	$-4,000	8,127
Securities gains (losses)	$0	1,388
Applicable income taxes	$-17,000	8,432
Income before extraordinary items	$13,000	8,090
Extraordinary gains, net	$0	45
Net income	$13,000	8,092
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	3,313
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$13,000	8,078
2006-06-30 (YTD Data)		Rank
Total interest income	$644,000	8,179
Total interest expense	$256,000	7,906
Net interest income	$388,000	8,254
Provision for loan and lease losses	$50,000	4,407
Total noninterest income	$30,000	8,281
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$21,000	7,132
Trading account gains and fees	$0	126
Additional Noninterest Income	$9,000	8,144
Total noninterest expense	$364,000	8,165
Salaries and employee benefits	$227,000	8,042
Premises and equipment expense	$55,000	7,735
Additional noninterest expense	$82,000	8,355
Pre-tax net operating income	$4,000	8,148
Securities gains (losses)	$0	1,185
Applicable income taxes	$5,000	6,332
Income before extraordinary items	$-1,000	8,178
Extraordinary gains, net	$0	39
Net income	$-1,000	8,179
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	2,556
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$-1,000	8,165
2006-03-31 (YTD Data)		Rank
Total interest income	$324,000	8,190
Total interest expense	$129,000	7,854
Net interest income	$195,000	8,272
Provision for loan and lease losses	$50,000	3,099
Total noninterest income	$14,000	8,305
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$10,000	7,160
Trading account gains and fees	$0	115
Additional Noninterest Income	$4,000	8,174
Total noninterest expense	$188,000	8,150
Salaries and employee benefits	$113,000	8,060
Premises and equipment expense	$27,000	7,763
Additional noninterest expense	$48,000	8,212
Pre-tax net operating income	$-29,000	8,318
Securities gains (losses)	$0	955
Applicable income taxes	$-9,000	8,517
Income before extraordinary items	$-20,000	8,293
Extraordinary gains, net	$0	21
Net income	$-20,000	8,294
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	2,001
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$-20,000	8,276
2005-12-31 (YTD Data)		Rank
Total interest income	$1,253,000	8,134
Total interest expense	$474,000	7,700
Net interest income	$779,000	8,249
Provision for loan and lease losses	$386,000	2,333
Total noninterest income	$68,000	8,270
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$45,000	7,154
Trading account gains and fees	$0	138
Additional Noninterest Income	$23,000	8,051
Total noninterest expense	$720,000	8,203
Salaries and employee benefits	$454,000	8,038
Premises and equipment expense	$117,000	7,667
Additional noninterest expense	$149,000	8,499
Pre-tax net operating income	$-259,000	8,414
Securities gains (losses)	$-1,000	6,938
Applicable income taxes	$-33,000	8,530
Income before extraordinary items	$-227,000	8,432
Extraordinary gains, net	$0	46
Net income	$-227,000	8,432
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$447,000	1,275
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$-226,130	8,408
2005-09-30 (YTD Data)		Rank
Total interest income	$932,000	8,170
Total interest expense	$346,000	7,701
Net interest income	$586,000	8,290
Provision for loan and lease losses	$280,000	2,309
Total noninterest income	$50,000	8,319
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$34,000	7,198
Trading account gains and fees	$0	126
Additional Noninterest Income	$16,000	8,136
Total noninterest expense	$552,000	8,174
Salaries and employee benefits	$342,000	8,017
Premises and equipment expense	$88,000	7,674
Additional noninterest expense	$122,000	8,430
Pre-tax net operating income	$-196,000	8,483
Securities gains (losses)	$-1,000	7,299
Applicable income taxes	$-25,000	8,644
Income before extraordinary items	$-172,000	8,503
Extraordinary gains, net	$0	35
Net income	$-172,000	8,503
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$328,000	1,178
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$-171,130	8,474
2005-06-30 (YTD Data)		Rank
Total interest income	$630,000	8,166
Total interest expense	$227,000	7,658
Net interest income	$403,000	8,274
Provision for loan and lease losses	$205,000	2,129
Total noninterest income	$31,000	8,369
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$22,000	7,213
Trading account gains and fees	$0	116
Additional Noninterest Income	$9,000	8,213
Total noninterest expense	$362,000	8,203
Salaries and employee benefits	$229,000	8,022
Premises and equipment expense	$58,000	7,689
Additional noninterest expense	$75,000	8,486
Pre-tax net operating income	$-133,000	8,513
Securities gains (losses)	$-1,000	7,609
Applicable income taxes	$15,000	6,238
Income before extraordinary items	$-149,000	8,548
Extraordinary gains, net	$0	30
Net income	$-149,000	8,548
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$275,000	951
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$-148,000	8,524
2005-03-31 (YTD Data)		Rank
Total interest income	$309,000	8,237
Total interest expense	$111,000	7,695
Net interest income	$198,000	8,363
Provision for loan and lease losses	$90,000	2,180
Total noninterest income	$15,000	8,445
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$11,000	7,233
Trading account gains and fees	$0	115
Additional Noninterest Income	$4,000	8,331
Total noninterest expense	$188,000	8,210
Salaries and employee benefits	$114,000	8,101
Premises and equipment expense	$29,000	7,764
Additional noninterest expense	$45,000	8,379
Pre-tax net operating income	$-65,000	8,604
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$-65,000	8,617
Extraordinary gains, net	$0	24
Net income	$-65,000	8,617
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$151,000	838
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$-65,000	8,595
2004-12-31 (YTD Data)		Rank
Total interest income	$1,274,000	8,132
Total interest expense	$416,000	7,624
Net interest income	$858,000	8,225
Provision for loan and lease losses	$316,000	2,805
Total noninterest income	$95,000	8,133
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$58,000	7,153
Trading account gains and fees	$0	138
Additional Noninterest Income	$37,000	7,758
Total noninterest expense	$660,000	8,390
Salaries and employee benefits	$404,000	8,291
Premises and equipment expense	$117,000	7,757
Additional noninterest expense	$139,000	8,646
Pre-tax net operating income	$-23,000	8,422
Securities gains (losses)	$0	3,819
Applicable income taxes	$-15,000	8,602
Income before extraordinary items	$-8,000	8,444
Extraordinary gains, net	$0	34
Net income	$-8,000	8,446
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$271,000	2,139
Cash dividends	$36,000	5,940
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$-8,000	8,413
2004-09-30 (YTD Data)		Rank
Total interest income	$984,000	8,127
Total interest expense	$308,000	7,662
Net interest income	$676,000	8,209
Provision for loan and lease losses	$190,000	3,078
Total noninterest income	$71,000	8,195
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$46,000	7,147
Trading account gains and fees	$0	134
Additional Noninterest Income	$25,000	7,883
Total noninterest expense	$472,000	8,455
Salaries and employee benefits	$291,000	8,326
Premises and equipment expense	$90,000	7,711
Additional noninterest expense	$91,000	8,761
Pre-tax net operating income	$85,000	8,195
Securities gains (losses)	$0	3,710
Applicable income taxes	$20,000	6,511
Income before extraordinary items	$65,000	8,250
Extraordinary gains, net	$0	26
Net income	$65,000	8,253
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$119,000	2,568
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$65,000	8,209
2004-06-30 (YTD Data)		Rank
Total interest income	$659,000	8,178
Total interest expense	$202,000	7,748
Net interest income	$457,000	8,248
Provision for loan and lease losses	$150,000	2,691
Total noninterest income	$52,000	8,146
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$35,000	7,014
Trading account gains and fees	$0	130
Additional Noninterest Income	$17,000	7,905
Total noninterest expense	$311,000	8,525
Salaries and employee benefits	$186,000	8,442
Premises and equipment expense	$62,000	7,681
Additional noninterest expense	$63,000	8,793
Pre-tax net operating income	$48,000	8,256
Securities gains (losses)	$0	3,413
Applicable income taxes	$4,000	6,937
Income before extraordinary items	$44,000	8,278
Extraordinary gains, net	$0	21
Net income	$44,000	8,280
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$106,000	2,088
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$44,000	8,216
2004-03-31 (YTD Data)		Rank
Total interest income	$332,000	8,211
Total interest expense	$99,000	7,858
Net interest income	$233,000	8,248
Provision for loan and lease losses	$40,000	3,725
Total noninterest income	$26,000	8,131
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$17,000	7,025
Trading account gains and fees	$0	121
Additional Noninterest Income	$9,000	7,855
Total noninterest expense	$155,000	8,573
Salaries and employee benefits	$85,000	8,586
Premises and equipment expense	$33,000	7,611
Additional noninterest expense	$37,000	8,708
Pre-tax net operating income	$64,000	7,694
Securities gains (losses)	$0	2,934
Applicable income taxes	$27,000	5,505
Income before extraordinary items	$37,000	8,024
Extraordinary gains, net	$0	16
Net income	$37,000	8,025
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	1,990
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$37,000	7,962
2003-12-31 (YTD Data)		Rank
Total interest income	$1,267,000	8,322
Total interest expense	$502,000	7,734
Net interest income	$765,000	8,464
Provision for loan and lease losses	$142,000	4,682
Total noninterest income	$109,000	8,214
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$69,000	7,102
Trading account gains and fees	$0	160
Additional Noninterest Income	$40,000	7,815
Total noninterest expense	$568,000	8,726
Salaries and employee benefits	$342,000	8,613
Premises and equipment expense	$111,000	7,926
Additional noninterest expense	$115,000	8,939
Pre-tax net operating income	$164,000	7,947
Securities gains (losses)	$10,000	3,613
Applicable income taxes	$54,000	6,222
Income before extraordinary items	$120,000	8,121
Extraordinary gains, net	$0	54
Net income	$120,000	8,123
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$105,000	3,973
Cash dividends	$36,000	6,026
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$113,100	8,044
2003-09-30 (YTD Data)		Rank
Total interest income	$937,000	8,436
Total interest expense	$392,000	7,809
Net interest income	$545,000	8,592
Provision for loan and lease losses	$107,000	4,561
Total noninterest income	$79,000	8,309
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$52,000	7,162
Trading account gains and fees	$0	153
Additional Noninterest Income	$27,000	7,963
Total noninterest expense	$411,000	8,788
Salaries and employee benefits	$242,000	8,698
Premises and equipment expense	$83,000	7,943
Additional noninterest expense	$86,000	8,982
Pre-tax net operating income	$106,000	8,193
Securities gains (losses)	$0	4,204
Applicable income taxes	$41,000	6,370
Income before extraordinary items	$65,000	8,438
Extraordinary gains, net	$0	40
Net income	$65,000	8,440
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$92,000	3,361
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$65,000	8,322
2003-06-30 (YTD Data)		Rank
Total interest income	$620,000	8,494
Total interest expense	$264,000	7,910
Net interest income	$356,000	8,648
Provision for loan and lease losses	$107,000	3,753
Total noninterest income	$52,000	8,325
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$34,000	7,172
Trading account gains and fees	$0	150
Additional Noninterest Income	$18,000	7,952
Total noninterest expense	$269,000	8,819
Salaries and employee benefits	$160,000	8,733
Premises and equipment expense	$56,000	7,921
Additional noninterest expense	$53,000	9,050
Pre-tax net operating income	$32,000	8,489
Securities gains (losses)	$0	3,782
Applicable income taxes	$-5,000	8,956
Income before extraordinary items	$37,000	8,530
Extraordinary gains, net	$0	30
Net income	$37,000	8,532
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$92,000	2,623
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$37,000	8,404
2003-03-31 (YTD Data)		Rank
Total interest income	$308,000	8,573
Total interest expense	$131,000	8,023
Net interest income	$177,000	8,708
Provision for loan and lease losses	$0	6,934
Total noninterest income	$24,000	8,411
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$17,000	7,137
Trading account gains and fees	$0	134
Additional Noninterest Income	$7,000	8,228
Total noninterest expense	$139,000	8,828
Salaries and employee benefits	$77,000	8,818
Premises and equipment expense	$28,000	7,948
Additional noninterest expense	$34,000	8,932
Pre-tax net operating income	$62,000	7,805
Securities gains (losses)	$0	2,891
Applicable income taxes	$29,000	5,756
Income before extraordinary items	$33,000	8,219
Extraordinary gains, net	$0	21
Net income	$33,000	8,219
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,022
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$33,000	8,087
2002-12-31 (YTD Data)		Rank
Total interest income	$1,242,000	8,636
Total interest expense	$522,000	8,321
Net interest income	$720,000	8,709
Provision for loan and lease losses	$55,000	6,608
Total noninterest income	$90,000	8,515
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$67,000	7,191
Trading account gains and fees	$0	153
Additional Noninterest Income	$23,000	8,435
Total noninterest expense	$505,000	8,981
Salaries and employee benefits	$289,000	8,932
Premises and equipment expense	$113,000	7,983
Additional noninterest expense	$103,000	9,157
Pre-tax net operating income	$250,000	7,750
Securities gains (losses)	$-15,000	8,954
Applicable income taxes	$81,000	6,156
Income before extraordinary items	$154,000	8,068
Extraordinary gains, net	$0	70
Net income	$154,000	8,069
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	6,852
Cash dividends	$36,000	6,083
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$163,900	7,921
2001-12-31 (YTD Data)		Rank
Total interest income	$1,086,000	9,092
Total interest expense	$540,000	8,946
Net interest income	$546,000	9,126
Provision for loan and lease losses	$32,000	7,179
Total noninterest income	$71,000	8,893
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$50,000	7,603
Trading account gains and fees	$0	177
Additional Noninterest Income	$21,000	8,695
Total noninterest expense	$478,000	9,226
Salaries and employee benefits	$282,000	9,134
Premises and equipment expense	$99,000	8,324
Additional noninterest expense	$97,000	9,393
Pre-tax net operating income	$107,000	8,302
Securities gains (losses)	$0	4,612
Applicable income taxes	$30,000	7,079
Income before extraordinary items	$77,000	8,458
Extraordinary gains, net	$0	105
Net income	$77,000	8,457
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	7,531
Cash dividends	$28,000	6,359
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$77,000	8,357
2000-12-31 (YTD Data)		Rank
Total interest income	$901,000	9,469
Total interest expense	$415,000	9,389
Net interest income	$486,000	9,479
Provision for loan and lease losses	$17,000	7,726
Total noninterest income	$62,000	9,152
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$45,000	7,748
Trading account gains and fees	NA	NA
Additional Noninterest Income	$17,000	9,087
Total noninterest expense	$457,000	9,478
Salaries and employee benefits	$267,000	9,394
Premises and equipment expense	$74,000	8,912
Additional noninterest expense	$116,000	9,522
Pre-tax net operating income	$74,000	8,893
Securities gains (losses)	$-5,000	7,961
Applicable income taxes	$13,000	7,999
Income before extraordinary items	$56,000	8,943
Extraordinary gains, net	$0	38
Net income	$56,000	8,943
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	7,468
Cash dividends	$50,000	6,383
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$60,050	8,908
1999-12-31 (YTD Data)		Rank
Total interest income	$801,000	9,773
Total interest expense	$351,000	9,728
Net interest income	$450,000	9,758
Provision for loan and lease losses	$30,000	7,215
Total noninterest income	$141,000	8,223
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$41,000	8,049
Trading account gains and fees	NA	NA
Additional Noninterest Income	$100,000	6,650
Total noninterest expense	$413,000	9,847
Salaries and employee benefits	$237,000	9,765
Premises and equipment expense	$55,000	9,535
Additional noninterest expense	$121,000	9,775
Pre-tax net operating income	$148,000	8,815
Securities gains (losses)	$0	3,155
Applicable income taxes	$47,000	7,686
Income before extraordinary items	$101,000	8,960
Extraordinary gains, net	$0	35
Net income	$101,000	8,958
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	5,236
Cash dividends	$50,000	6,588
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$101,000	8,927
1998-12-31 (YTD Data)		Rank
Total interest income	$793,000	10,026
Total interest expense	$355,000	9,970
Net interest income	$438,000	10,027
Provision for loan and lease losses	$44,000	6,827
Total noninterest income	$70,000	9,516
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$37,000	8,358
Trading account gains and fees	NA	NA
Additional Noninterest Income	$33,000	8,867
Total noninterest expense	$401,000	10,054
Salaries and employee benefits	$251,000	9,871
Premises and equipment expense	$48,000	9,864
Additional noninterest expense	$102,000	10,118
Pre-tax net operating income	$63,000	9,573
Securities gains (losses)	$0	4,449
Applicable income taxes	$18,000	8,924
Income before extraordinary items	$45,000	9,648
Extraordinary gains, net	$0	32
Net income	$45,000	9,646
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	5,129
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$45,000	9,589
1997-12-31 (YTD Data)		Rank
Total interest income	$829,000	10,457
Total interest expense	$364,000	10,409
Net interest income	$465,000	10,449
Provision for loan and lease losses	$33,000	7,298
Total noninterest income	$64,000	10,048
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$43,000	8,594
Trading account gains and fees	NA	NA
Additional Noninterest Income	$21,000	9,798
Total noninterest expense	$362,000	10,570
Salaries and employee benefits	$230,000	10,393
Premises and equipment expense	$42,000	10,388
Additional noninterest expense	$90,000	10,614
Pre-tax net operating income	$134,000	9,926
Securities gains (losses)	$1,000	3,559
Applicable income taxes	$69,000	8,921
Income before extraordinary items	$66,000	10,153
Extraordinary gains, net	$0	44
Net income	$66,000	10,155
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	5,260
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$65,360	10,126
1996-12-31 (YTD Data)		Rank
Total interest income	$859,000	10,968
Total interest expense	$355,000	10,977
Net interest income	$504,000	10,887
Provision for loan and lease losses	$38,000	7,073
Total noninterest income	$29,000	11,152
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$15,000	9,673
Trading account gains and fees	NA	NA
Additional Noninterest Income	$14,000	10,772
Total noninterest expense	$366,000	11,073
Salaries and employee benefits	$225,000	10,876
Premises and equipment expense	$47,000	10,725
Additional noninterest expense	$94,000	11,131
Pre-tax net operating income	$129,000	10,215
Securities gains (losses)	$0	4,148
Applicable income taxes	$29,000	10,047
Income before extraordinary items	$100,000	10,222
Extraordinary gains, net	$0	53
Net income	$100,000	10,222
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	5,431
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$100,000	10,170
1995-12-31 (YTD Data)		Rank
Total interest income	$803,000	11,517
Total interest expense	$319,000	11,537
Net interest income	$484,000	11,435
Provision for loan and lease losses	$61,000	5,684
Total noninterest income	$31,000	11,641
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$16,000	10,084
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,000	11,205
Total noninterest expense	$371,000	11,531
Salaries and employee benefits	$209,000	11,442
Premises and equipment expense	$45,000	11,233
Additional noninterest expense	$117,000	11,452
Pre-tax net operating income	$83,000	11,175
Securities gains (losses)	$-4,000	9,551
Applicable income taxes	$57,000	10,046
Income before extraordinary items	$22,000	11,425
Extraordinary gains, net	$0	65
Net income	$22,000	11,422
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$79,000	4,240
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$24,560	11,386
1994-12-31 (YTD Data)		Rank
Total interest income	$756,000	12,122
Total interest expense	$275,000	12,122
Net interest income	$481,000	12,059
Provision for loan and lease losses	$93,000	4,720
Total noninterest income	$29,000	12,275
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$18,000	10,584
Trading account gains and fees	NA	NA
Additional Noninterest Income	$11,000	12,029
Total noninterest expense	$373,000	12,141
Salaries and employee benefits	$202,000	12,056
Premises and equipment expense	$63,000	11,198
Additional noninterest expense	$108,000	12,233
Pre-tax net operating income	$44,000	11,935
Securities gains (losses)	$0	3,600
Applicable income taxes	$5,000	11,491
Income before extraordinary items	$39,000	11,879
Extraordinary gains, net	$-9,000	12,500
Net income	$30,000	11,917
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	4,975
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$39,000	11,912
1993-12-31 (YTD Data)		Rank
Total interest income	$809,000	12,656
Total interest expense	$325,000	12,562
Net interest income	$484,000	12,596
Provision for loan and lease losses	$58,000	7,185
Total noninterest income	$35,000	12,868
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$21,000	10,981
Trading account gains and fees	NA	NA
Additional Noninterest Income	$14,000	12,477
Total noninterest expense	$398,000	12,659
Salaries and employee benefits	$219,000	12,467
Premises and equipment expense	$48,000	12,290
Additional noninterest expense	$131,000	12,644
Pre-tax net operating income	$63,000	12,101
Securities gains (losses)	$8,000	5,699
Applicable income taxes	$0	12,141
Income before extraordinary items	$71,000	12,094
Extraordinary gains, net	$0	3,149
Net income	$71,000	12,121
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$102,000	4,512
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$63,000	12,005
1992-12-31 (YTD Data)		Rank
Total interest income	$906,000	13,184
Total interest expense	$444,000	13,005
Net interest income	$462,000	13,201
Provision for loan and lease losses	$22,000	10,490
Total noninterest income	$42,000	13,290
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$17,000	11,442
Trading account gains and fees	NA	NA
Additional Noninterest Income	$25,000	12,163
Total noninterest expense	$373,000	13,296
Salaries and employee benefits	$212,000	13,023
Premises and equipment expense	$60,000	12,283
Additional noninterest expense	$101,000	13,517
Pre-tax net operating income	$109,000	11,929
Securities gains (losses)	$12,000	6,245
Applicable income taxes	$45,000	11,390
Income before extraordinary items	$76,000	12,283
Extraordinary gains, net	$45,000	1,023
Net income	$121,000	11,744
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	10,870
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$68,320	12,086

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.