Home > Hometown Bank of the Hudson Valley > Income and Expense
Hometown Bank of the Hudson Valley, Income and Expense
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,263,000 | 3,952 |
| Total interest expense | $185,000 | 4,110 |
| Net interest income | $2,078,000 | 3,917 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $674,000 | 2,558 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $230,000 | 2,166 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $444,000 | 2,465 |
| Total noninterest expense | $3,032,000 | 2,782 |
| Salaries and employee benefits | $1,383,000 | 3,175 |
| Premises and equipment expense | $331,000 | 2,782 |
| Additional noninterest expense | $1,318,000 | 2,145 |
| Pre-tax net operating income | $-280,000 | 5,688 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $-280,000 | 5,684 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-280,000 | 5,684 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-280,000 | 5,684 |
| Net charge-offs | $-5,000 | 4,564 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 608 |
| Net operating income | $-280,000 | 5,684 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,160,000 | 3,938 |
| Total interest expense | $92,000 | 4,141 |
| Net interest income | $1,068,000 | 3,880 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $374,000 | 2,424 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $121,000 | 2,083 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 2,302 |
| Total noninterest expense | $1,633,000 | 2,670 |
| Salaries and employee benefits | $737,000 | 3,096 |
| Premises and equipment expense | $178,000 | 2,707 |
| Additional noninterest expense | $718,000 | 2,003 |
| Pre-tax net operating income | $-191,000 | 5,765 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $-191,000 | 5,765 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-191,000 | 5,765 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-191,000 | 5,765 |
| Net charge-offs | $-3,000 | 4,448 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 587 |
| Net operating income | $-191,000 | 5,762 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,729,000 | 3,908 |
| Total interest expense | $350,000 | 4,251 |
| Net interest income | $4,379,000 | 3,837 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $2,043,000 | 2,088 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $466,000 | 2,209 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,577,000 | 1,820 |
| Total noninterest expense | $6,913,000 | 2,577 |
| Salaries and employee benefits | $3,321,000 | 2,849 |
| Premises and equipment expense | $675,000 | 2,801 |
| Additional noninterest expense | $2,917,000 | 2,028 |
| Pre-tax net operating income | $-491,000 | 5,785 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $9,000 | 4,019 |
| Income before extraordinary items | $-500,000 | 5,797 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-500,000 | 5,796 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-500,000 | 5,796 |
| Net charge-offs | $270,000 | 1,634 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 694 |
| Net operating income | $-500,000 | 5,787 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,538,000 | 3,937 |
| Total interest expense | $254,000 | 4,330 |
| Net interest income | $3,284,000 | 3,863 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,402,000 | 2,210 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $345,000 | 2,231 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,057,000 | 1,970 |
| Total noninterest expense | $5,011,000 | 2,638 |
| Salaries and employee benefits | $2,455,000 | 2,866 |
| Premises and equipment expense | $511,000 | 2,789 |
| Additional noninterest expense | $2,045,000 | 2,143 |
| Pre-tax net operating income | $-325,000 | 5,856 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $9,000 | 4,039 |
| Income before extraordinary items | $-334,000 | 5,864 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-334,000 | 5,864 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-334,000 | 5,864 |
| Net charge-offs | $151,000 | 1,684 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 658 |
| Net operating income | $-334,000 | 5,858 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,370,000 | 3,957 |
| Total interest expense | $167,000 | 4,379 |
| Net interest income | $2,203,000 | 3,869 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $869,000 | 2,273 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $218,000 | 2,296 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $651,000 | 2,038 |
| Total noninterest expense | $3,282,000 | 2,686 |
| Salaries and employee benefits | $1,610,000 | 2,923 |
| Premises and equipment expense | $346,000 | 2,782 |
| Additional noninterest expense | $1,326,000 | 2,206 |
| Pre-tax net operating income | $-210,000 | 5,928 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $7,000 | 4,028 |
| Income before extraordinary items | $-217,000 | 5,931 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-217,000 | 5,931 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-217,000 | 5,931 |
| Net charge-offs | $151,000 | 1,316 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 649 |
| Net operating income | $-217,000 | 5,926 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,182,000 | 3,975 |
| Total interest expense | $80,000 | 4,464 |
| Net interest income | $1,102,000 | 3,883 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $406,000 | 2,342 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $108,000 | 2,301 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $298,000 | 2,097 |
| Total noninterest expense | $1,622,000 | 2,711 |
| Salaries and employee benefits | $790,000 | 2,968 |
| Premises and equipment expense | $174,000 | 2,798 |
| Additional noninterest expense | $658,000 | 2,208 |
| Pre-tax net operating income | $-114,000 | 5,974 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $6,000 | 3,887 |
| Income before extraordinary items | $-120,000 | 5,980 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-120,000 | 5,979 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-120,000 | 5,979 |
| Net charge-offs | $10,000 | 2,329 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 618 |
| Net operating income | $-120,000 | 5,972 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,866,000 | 3,902 |
| Total interest expense | $337,000 | 4,442 |
| Net interest income | $4,529,000 | 3,801 |
| Provision for loan and lease losses | $-306,000 | 5,880 |
| Total noninterest income | $2,002,000 | 2,109 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $483,000 | 2,198 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,519,000 | 1,834 |
| Total noninterest expense | $6,625,000 | 2,666 |
| Salaries and employee benefits | $3,185,000 | 2,924 |
| Premises and equipment expense | $699,000 | 2,822 |
| Additional noninterest expense | $2,741,000 | 2,167 |
| Pre-tax net operating income | $212,000 | 5,437 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $-7,000 | 5,868 |
| Income before extraordinary items | $219,000 | 5,417 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $219,000 | 5,419 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $219,000 | 5,420 |
| Net charge-offs | $120,000 | 2,499 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 768 |
| Net operating income | $219,000 | 5,369 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,689,000 | 3,920 |
| Total interest expense | $256,000 | 4,473 |
| Net interest income | $3,433,000 | 3,830 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,487,000 | 2,141 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $346,000 | 2,286 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,141,000 | 1,856 |
| Total noninterest expense | $5,027,000 | 2,652 |
| Salaries and employee benefits | $2,394,000 | 2,937 |
| Premises and equipment expense | $531,000 | 2,848 |
| Additional noninterest expense | $2,102,000 | 2,114 |
| Pre-tax net operating income | $-107,000 | 6,041 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $-7,000 | 6,056 |
| Income before extraordinary items | $-100,000 | 6,065 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-100,000 | 6,065 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-100,000 | 6,065 |
| Net charge-offs | $114,000 | 2,036 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 731 |
| Net operating income | $-100,000 | 6,042 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,466,000 | 3,927 |
| Total interest expense | $175,000 | 4,473 |
| Net interest income | $2,291,000 | 3,838 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $873,000 | 2,304 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $213,000 | 2,390 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $660,000 | 2,041 |
| Total noninterest expense | $3,290,000 | 2,707 |
| Salaries and employee benefits | $1,574,000 | 2,983 |
| Premises and equipment expense | $366,000 | 2,786 |
| Additional noninterest expense | $1,350,000 | 2,180 |
| Pre-tax net operating income | $-126,000 | 6,137 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $-7,000 | 6,141 |
| Income before extraordinary items | $-119,000 | 6,156 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-119,000 | 6,156 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-119,000 | 6,156 |
| Net charge-offs | $129,000 | 1,498 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 710 |
| Net operating income | $-119,000 | 6,137 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,236,000 | 3,935 |
| Total interest expense | $93,000 | 4,419 |
| Net interest income | $1,143,000 | 3,853 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $346,000 | 2,591 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $105,000 | 2,396 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $241,000 | 2,404 |
| Total noninterest expense | $1,632,000 | 2,732 |
| Salaries and employee benefits | $771,000 | 3,045 |
| Premises and equipment expense | $187,000 | 2,781 |
| Additional noninterest expense | $674,000 | 2,167 |
| Pre-tax net operating income | $-143,000 | 6,267 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-7,000 | 6,238 |
| Income before extraordinary items | $-136,000 | 6,271 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-136,000 | 6,271 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-136,000 | 6,272 |
| Net charge-offs | $105,000 | 1,084 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 661 |
| Net operating income | $-136,000 | 6,259 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,150,000 | 3,896 |
| Total interest expense | $402,000 | 4,436 |
| Net interest income | $4,748,000 | 3,786 |
| Provision for loan and lease losses | $1,605,000 | 569 |
| Total noninterest income | $1,265,000 | 2,748 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $459,000 | 2,406 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $806,000 | 2,633 |
| Total noninterest expense | $7,267,000 | 2,528 |
| Salaries and employee benefits | $3,432,000 | 2,801 |
| Premises and equipment expense | $728,000 | 2,843 |
| Additional noninterest expense | $3,107,000 | 1,979 |
| Pre-tax net operating income | $-2,859,000 | 6,455 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $21,000 | 4,005 |
| Income before extraordinary items | $-2,880,000 | 6,450 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-2,880,000 | 6,449 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,880,000 | 6,449 |
| Net charge-offs | $1,700,000 | 594 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 800 |
| Net operating income | $-2,880,000 | 6,451 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,925,000 | 3,886 |
| Total interest expense | $303,000 | 4,499 |
| Net interest income | $3,622,000 | 3,769 |
| Provision for loan and lease losses | $1,601,000 | 419 |
| Total noninterest income | $876,000 | 2,897 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $330,000 | 2,532 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $546,000 | 2,789 |
| Total noninterest expense | $5,559,000 | 2,485 |
| Salaries and employee benefits | $2,660,000 | 2,741 |
| Premises and equipment expense | $554,000 | 2,841 |
| Additional noninterest expense | $2,345,000 | 1,964 |
| Pre-tax net operating income | $-2,662,000 | 6,550 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-2,662,000 | 6,542 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,662,000 | 6,541 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-2,662,000 | 6,541 |
| Net charge-offs | $1,604,000 | 467 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 758 |
| Net operating income | $-2,662,000 | 6,543 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,628,000 | 3,883 |
| Total interest expense | $198,000 | 4,592 |
| Net interest income | $2,430,000 | 3,748 |
| Provision for loan and lease losses | $1,538,000 | 314 |
| Total noninterest income | $456,000 | 3,272 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $213,000 | 2,565 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $243,000 | 3,340 |
| Total noninterest expense | $3,850,000 | 2,404 |
| Salaries and employee benefits | $1,814,000 | 2,719 |
| Premises and equipment expense | $374,000 | 2,837 |
| Additional noninterest expense | $1,662,000 | 1,844 |
| Pre-tax net operating income | $-2,502,000 | 6,633 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-2,502,000 | 6,628 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-2,502,000 | 6,628 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-2,502,000 | 6,628 |
| Net charge-offs | $1,706,000 | 327 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 712 |
| Net operating income | $-2,502,000 | 6,628 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,314,000 | 3,905 |
| Total interest expense | $94,000 | 4,757 |
| Net interest income | $1,220,000 | 3,748 |
| Provision for loan and lease losses | $183,000 | 1,059 |
| Total noninterest income | $307,000 | 2,765 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $110,000 | 2,476 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $197,000 | 2,584 |
| Total noninterest expense | $1,900,000 | 2,450 |
| Salaries and employee benefits | $918,000 | 2,712 |
| Premises and equipment expense | $200,000 | 2,751 |
| Additional noninterest expense | $782,000 | 1,922 |
| Pre-tax net operating income | $-556,000 | 6,642 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-556,000 | 6,644 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-556,000 | 6,644 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-556,000 | 6,644 |
| Net charge-offs | $523,000 | 484 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 674 |
| Net operating income | $-556,000 | 6,644 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,727,000 | 3,737 |
| Total interest expense | $424,000 | 4,793 |
| Net interest income | $5,303,000 | 3,562 |
| Provision for loan and lease losses | $3,175,000 | 417 |
| Total noninterest income | $842,000 | 3,537 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $478,000 | 2,475 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $364,000 | 3,811 |
| Total noninterest expense | $8,879,000 | 2,135 |
| Salaries and employee benefits | $4,160,000 | 2,392 |
| Premises and equipment expense | $754,000 | 2,820 |
| Additional noninterest expense | $3,965,000 | 1,630 |
| Pre-tax net operating income | $-5,909,000 | 6,765 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,137,000 | 1,348 |
| Income before extraordinary items | $-7,046,000 | 6,775 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,046,000 | 6,776 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-7,046,000 | 6,776 |
| Net charge-offs | $3,047,000 | 536 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 786 |
| Net operating income | $-7,046,000 | 6,772 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,414,000 | 3,715 |
| Total interest expense | $327,000 | 4,837 |
| Net interest income | $4,087,000 | 3,514 |
| Provision for loan and lease losses | $2,257,000 | 433 |
| Total noninterest income | $490,000 | 4,051 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $350,000 | 2,541 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $140,000 | 4,801 |
| Total noninterest expense | $6,760,000 | 2,099 |
| Salaries and employee benefits | $3,166,000 | 2,374 |
| Premises and equipment expense | $578,000 | 2,801 |
| Additional noninterest expense | $3,016,000 | 1,609 |
| Pre-tax net operating income | $-4,440,000 | 6,851 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,121,000 | 1,153 |
| Income before extraordinary items | $-5,561,000 | 6,862 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-5,561,000 | 6,863 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-5,561,000 | 6,863 |
| Net charge-offs | $2,315,000 | 541 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 730 |
| Net operating income | $-5,561,000 | 6,859 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,028,000 | 3,634 |
| Total interest expense | $223,000 | 4,850 |
| Net interest income | $2,805,000 | 3,446 |
| Provision for loan and lease losses | $195,000 | 2,161 |
| Total noninterest income | $839,000 | 2,478 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $230,000 | 2,531 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $609,000 | 2,209 |
| Total noninterest expense | $4,149,000 | 2,288 |
| Salaries and employee benefits | $2,168,000 | 2,332 |
| Premises and equipment expense | $378,000 | 2,838 |
| Additional noninterest expense | $1,603,000 | 1,948 |
| Pre-tax net operating income | $-700,000 | 6,738 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-288,000 | 6,841 |
| Income before extraordinary items | $-412,000 | 6,694 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-412,000 | 6,695 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-412,000 | 6,695 |
| Net charge-offs | $301,000 | 1,685 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 686 |
| Net operating income | $-412,000 | 6,668 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,511,000 | 3,671 |
| Total interest expense | $113,000 | 4,905 |
| Net interest income | $1,398,000 | 3,465 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $507,000 | 2,209 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $37,000 | 4,624 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $470,000 | 1,643 |
| Total noninterest expense | $2,082,000 | 2,286 |
| Salaries and employee benefits | $1,080,000 | 2,351 |
| Premises and equipment expense | $195,000 | 2,811 |
| Additional noninterest expense | $807,000 | 1,942 |
| Pre-tax net operating income | $-177,000 | 6,705 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-77,000 | 6,902 |
| Income before extraordinary items | $-100,000 | 6,661 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-100,000 | 6,662 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-100,000 | 6,662 |
| Net charge-offs | $10,000 | 3,448 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 645 |
| Net operating income | $-100,000 | 6,629 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,624,000 | 3,585 |
| Total interest expense | $602,000 | 4,746 |
| Net interest income | $6,022,000 | 3,362 |
| Provision for loan and lease losses | $1,494,000 | 1,333 |
| Total noninterest income | $2,073,000 | 2,125 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $559,000 | 2,272 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,514,000 | 1,837 |
| Total noninterest expense | $8,375,000 | 2,252 |
| Salaries and employee benefits | $4,166,000 | 2,362 |
| Premises and equipment expense | $725,000 | 2,946 |
| Additional noninterest expense | $3,484,000 | 1,886 |
| Pre-tax net operating income | $-1,774,000 | 6,779 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-703,000 | 6,928 |
| Income before extraordinary items | $-1,071,000 | 6,733 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,071,000 | 6,728 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,071,000 | 6,729 |
| Net charge-offs | $579,000 | 2,460 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 807 |
| Net operating income | $-1,071,000 | 6,696 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,162,000 | 3,546 |
| Total interest expense | $475,000 | 4,766 |
| Net interest income | $4,687,000 | 3,333 |
| Provision for loan and lease losses | $1,382,000 | 1,151 |
| Total noninterest income | $1,542,000 | 2,144 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $419,000 | 2,302 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,123,000 | 1,849 |
| Total noninterest expense | $6,275,000 | 2,273 |
| Salaries and employee benefits | $3,098,000 | 2,381 |
| Premises and equipment expense | $541,000 | 2,990 |
| Additional noninterest expense | $2,636,000 | 1,881 |
| Pre-tax net operating income | $-1,428,000 | 6,914 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-571,000 | 7,052 |
| Income before extraordinary items | $-857,000 | 6,852 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-857,000 | 6,850 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-857,000 | 6,851 |
| Net charge-offs | $280,000 | 2,911 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 770 |
| Net operating income | $-857,000 | 6,808 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,449,000 | 3,564 |
| Total interest expense | $328,000 | 4,789 |
| Net interest income | $3,121,000 | 3,332 |
| Provision for loan and lease losses | $44,000 | 4,691 |
| Total noninterest income | $1,005,000 | 2,143 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $276,000 | 2,306 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $729,000 | 1,867 |
| Total noninterest expense | $4,000,000 | 2,366 |
| Salaries and employee benefits | $2,026,000 | 2,428 |
| Premises and equipment expense | $359,000 | 2,999 |
| Additional noninterest expense | $1,615,000 | 2,022 |
| Pre-tax net operating income | $82,000 | 5,952 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $19,000 | 4,020 |
| Income before extraordinary items | $63,000 | 6,158 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $63,000 | 6,158 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $63,000 | 6,158 |
| Net charge-offs | $-108,000 | 7,100 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 725 |
| Net operating income | $63,000 | 6,019 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,739,000 | 3,582 |
| Total interest expense | $171,000 | 4,797 |
| Net interest income | $1,568,000 | 3,332 |
| Provision for loan and lease losses | $25,000 | 4,328 |
| Total noninterest income | $519,000 | 2,095 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $140,000 | 2,265 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $379,000 | 1,822 |
| Total noninterest expense | $2,101,000 | 2,269 |
| Salaries and employee benefits | $1,023,000 | 2,423 |
| Premises and equipment expense | $188,000 | 2,915 |
| Additional noninterest expense | $890,000 | 1,861 |
| Pre-tax net operating income | $-39,000 | 6,584 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-21,000 | 7,032 |
| Income before extraordinary items | $-18,000 | 6,620 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-18,000 | 6,619 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-18,000 | 6,619 |
| Net charge-offs | $2,000 | 4,518 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 688 |
| Net operating income | $-18,000 | 6,528 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,164,000 | 3,619 |
| Total interest expense | $814,000 | 4,887 |
| Net interest income | $6,350,000 | 3,319 |
| Provision for loan and lease losses | $1,066,000 | 2,328 |
| Total noninterest income | $1,183,000 | 2,826 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $656,000 | 2,090 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $527,000 | 3,041 |
| Total noninterest expense | $7,044,000 | 2,656 |
| Salaries and employee benefits | $4,099,000 | 2,349 |
| Premises and equipment expense | $1,389,000 | 1,786 |
| Additional noninterest expense | $1,556,000 | 3,763 |
| Pre-tax net operating income | $-577,000 | 6,441 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-245,000 | 6,950 |
| Income before extraordinary items | $-332,000 | 6,399 |
| Extraordinary gains, net | $-59,000 | 7,347 |
| Net income | $-391,000 | 6,435 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-391,000 | 6,434 |
| Net charge-offs | $721,000 | 2,748 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-332,000 | 6,353 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,411,000 | 3,642 |
| Total interest expense | $627,000 | 4,937 |
| Net interest income | $4,784,000 | 3,322 |
| Provision for loan and lease losses | $277,000 | 3,716 |
| Total noninterest income | $1,238,000 | 2,283 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $490,000 | 2,115 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $748,000 | 2,136 |
| Total noninterest expense | $5,326,000 | 2,641 |
| Salaries and employee benefits | $3,116,000 | 2,314 |
| Premises and equipment expense | $999,000 | 1,883 |
| Additional noninterest expense | $1,211,000 | 3,668 |
| Pre-tax net operating income | $419,000 | 4,711 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $158,000 | 2,864 |
| Income before extraordinary items | $261,000 | 5,227 |
| Extraordinary gains, net | $-59,000 | 7,429 |
| Net income | $202,000 | 5,482 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $202,000 | 5,482 |
| Net charge-offs | $237,000 | 3,517 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $261,000 | 5,108 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,619,000 | 3,664 |
| Total interest expense | $431,000 | 4,978 |
| Net interest income | $3,188,000 | 3,331 |
| Provision for loan and lease losses | $178,000 | 3,714 |
| Total noninterest income | $902,000 | 2,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $318,000 | 2,134 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $584,000 | 1,904 |
| Total noninterest expense | $3,494,000 | 2,697 |
| Salaries and employee benefits | $2,097,000 | 2,310 |
| Premises and equipment expense | $658,000 | 1,916 |
| Additional noninterest expense | $739,000 | 3,944 |
| Pre-tax net operating income | $418,000 | 4,134 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $158,000 | 2,456 |
| Income before extraordinary items | $260,000 | 4,653 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $260,000 | 4,651 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $260,000 | 4,653 |
| Net charge-offs | $200,000 | 3,119 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $260,000 | 4,568 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,808,000 | 3,679 |
| Total interest expense | $223,000 | 5,013 |
| Net interest income | $1,585,000 | 3,328 |
| Provision for loan and lease losses | $24,000 | 4,887 |
| Total noninterest income | $393,000 | 2,372 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 2,119 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $234,000 | 2,246 |
| Total noninterest expense | $1,743,000 | 2,719 |
| Salaries and employee benefits | $1,051,000 | 2,329 |
| Premises and equipment expense | $343,000 | 1,879 |
| Additional noninterest expense | $349,000 | 4,103 |
| Pre-tax net operating income | $211,000 | 4,149 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $80,000 | 2,425 |
| Income before extraordinary items | $131,000 | 4,652 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $131,000 | 4,651 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $131,000 | 4,652 |
| Net charge-offs | $18,000 | 4,096 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $131,000 | 4,592 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,634,000 | 3,669 |
| Total interest expense | $1,181,000 | 4,863 |
| Net interest income | $6,453,000 | 3,283 |
| Provision for loan and lease losses | $862,000 | 3,289 |
| Total noninterest income | $1,850,000 | 2,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,850,000 | 1,473 |
| Total noninterest expense | $6,447,000 | 2,926 |
| Salaries and employee benefits | $3,971,000 | 2,410 |
| Premises and equipment expense | $1,277,000 | 1,989 |
| Additional noninterest expense | $1,199,000 | 4,613 |
| Pre-tax net operating income | $994,000 | 3,391 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $367,000 | 2,181 |
| Income before extraordinary items | $627,000 | 4,012 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $627,000 | 4,011 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $627,000 | 4,012 |
| Net charge-offs | $793,000 | 3,002 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $627,000 | 3,870 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,720,000 | 3,749 |
| Total interest expense | $938,000 | 4,864 |
| Net interest income | $4,782,000 | 3,361 |
| Provision for loan and lease losses | $548,000 | 3,391 |
| Total noninterest income | $1,299,000 | 2,314 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,299,000 | 1,497 |
| Total noninterest expense | $4,739,000 | 2,976 |
| Salaries and employee benefits | $2,956,000 | 2,446 |
| Premises and equipment expense | $965,000 | 2,000 |
| Additional noninterest expense | $818,000 | 4,862 |
| Pre-tax net operating income | $794,000 | 3,481 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $308,000 | 2,114 |
| Income before extraordinary items | $486,000 | 4,170 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $486,000 | 4,171 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $486,000 | 4,171 |
| Net charge-offs | $470,000 | 3,169 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $486,000 | 4,016 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,837,000 | 3,777 |
| Total interest expense | $650,000 | 4,869 |
| Net interest income | $3,187,000 | 3,371 |
| Provision for loan and lease losses | $388,000 | 3,246 |
| Total noninterest income | $776,000 | 2,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $776,000 | 1,557 |
| Total noninterest expense | $3,153,000 | 2,990 |
| Salaries and employee benefits | $1,959,000 | 2,488 |
| Premises and equipment expense | $646,000 | 2,012 |
| Additional noninterest expense | $548,000 | 4,840 |
| Pre-tax net operating income | $422,000 | 3,910 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $164,000 | 2,319 |
| Income before extraordinary items | $258,000 | 4,548 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $258,000 | 4,548 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $258,000 | 4,548 |
| Net charge-offs | $389,000 | 2,739 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $258,000 | 4,400 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,938,000 | 3,801 |
| Total interest expense | $336,000 | 4,922 |
| Net interest income | $1,602,000 | 3,378 |
| Provision for loan and lease losses | $50,000 | 4,831 |
| Total noninterest income | $404,000 | 2,350 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $404,000 | 1,502 |
| Total noninterest expense | $1,575,000 | 3,020 |
| Salaries and employee benefits | $980,000 | 2,513 |
| Premises and equipment expense | $332,000 | 2,024 |
| Additional noninterest expense | $263,000 | 4,973 |
| Pre-tax net operating income | $381,000 | 2,917 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $147,000 | 1,754 |
| Income before extraordinary items | $234,000 | 3,607 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $234,000 | 3,604 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $234,000 | 3,606 |
| Net charge-offs | $73,000 | 3,394 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $234,000 | 3,482 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,073,000 | 3,789 |
| Total interest expense | $1,981,000 | 4,482 |
| Net interest income | $6,092,000 | 3,420 |
| Provision for loan and lease losses | $656,000 | 4,127 |
| Total noninterest income | $1,697,000 | 2,367 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,697,000 | 1,534 |
| Total noninterest expense | $6,628,000 | 2,932 |
| Salaries and employee benefits | $3,905,000 | 2,503 |
| Premises and equipment expense | $1,270,000 | 2,110 |
| Additional noninterest expense | $1,453,000 | 4,174 |
| Pre-tax net operating income | $505,000 | 3,989 |
| Securities gains (losses) | $540,000 | 835 |
| Applicable income taxes | $405,000 | 1,748 |
| Income before extraordinary items | $640,000 | 3,507 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $640,000 | 3,506 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $640,000 | 3,506 |
| Net charge-offs | $718,000 | 3,315 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $294,400 | 4,422 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,035,000 | 3,847 |
| Total interest expense | $1,607,000 | 4,390 |
| Net interest income | $4,428,000 | 3,514 |
| Provision for loan and lease losses | $429,000 | 4,077 |
| Total noninterest income | $1,372,000 | 2,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,372,000 | 1,482 |
| Total noninterest expense | $5,150,000 | 2,835 |
| Salaries and employee benefits | $3,053,000 | 2,437 |
| Premises and equipment expense | $957,000 | 2,119 |
| Additional noninterest expense | $1,140,000 | 4,018 |
| Pre-tax net operating income | $221,000 | 4,846 |
| Securities gains (losses) | $488,000 | 716 |
| Applicable income taxes | $275,000 | 2,010 |
| Income before extraordinary items | $434,000 | 3,923 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $434,000 | 3,920 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $434,000 | 3,922 |
| Net charge-offs | $613,000 | 2,782 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $121,680 | 5,159 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,070,000 | 3,854 |
| Total interest expense | $1,145,000 | 4,361 |
| Net interest income | $2,925,000 | 3,527 |
| Provision for loan and lease losses | $318,000 | 3,610 |
| Total noninterest income | $937,000 | 2,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $937,000 | 1,493 |
| Total noninterest expense | $3,477,000 | 2,843 |
| Salaries and employee benefits | $2,031,000 | 2,482 |
| Premises and equipment expense | $633,000 | 2,155 |
| Additional noninterest expense | $813,000 | 3,829 |
| Pre-tax net operating income | $67,000 | 5,420 |
| Securities gains (losses) | $384,000 | 626 |
| Applicable income taxes | $175,000 | 2,110 |
| Income before extraordinary items | $276,000 | 4,095 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $276,000 | 4,095 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $276,000 | 4,095 |
| Net charge-offs | $71,000 | 4,599 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $30,240 | 5,626 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,061,000 | 3,850 |
| Total interest expense | $598,000 | 4,364 |
| Net interest income | $1,463,000 | 3,524 |
| Provision for loan and lease losses | $160,000 | 3,128 |
| Total noninterest income | $424,000 | 2,393 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $424,000 | 1,560 |
| Total noninterest expense | $1,611,000 | 2,944 |
| Salaries and employee benefits | $992,000 | 2,568 |
| Premises and equipment expense | $324,000 | 2,152 |
| Additional noninterest expense | $295,000 | 4,466 |
| Pre-tax net operating income | $116,000 | 4,859 |
| Securities gains (losses) | $204,000 | 661 |
| Applicable income taxes | $124,000 | 1,969 |
| Income before extraordinary items | $196,000 | 3,900 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $196,000 | 3,902 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $196,000 | 3,902 |
| Net charge-offs | $36,000 | 3,846 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $65,440 | 5,284 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,288,000 | 4,039 |
| Total interest expense | $2,572,000 | 4,666 |
| Net interest income | $5,716,000 | 3,597 |
| Provision for loan and lease losses | $579,000 | 3,579 |
| Total noninterest income | $1,999,000 | 2,149 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,999,000 | 1,305 |
| Total noninterest expense | $6,262,000 | 2,953 |
| Salaries and employee benefits | $3,821,000 | 2,614 |
| Premises and equipment expense | $1,243,000 | 2,168 |
| Additional noninterest expense | $1,198,000 | 4,292 |
| Pre-tax net operating income | $874,000 | 4,015 |
| Securities gains (losses) | $135,000 | 931 |
| Applicable income taxes | $378,000 | 2,138 |
| Income before extraordinary items | $631,000 | 4,093 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $631,000 | 4,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,287 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $544,600 | 4,478 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,261,000 | 4,081 |
| Total interest expense | $1,925,000 | 4,789 |
| Net interest income | $4,336,000 | 3,596 |
| Provision for loan and lease losses | $234,000 | 3,949 |
| Total noninterest income | $1,482,000 | 2,229 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,482,000 | 1,372 |
| Total noninterest expense | $4,724,000 | 2,920 |
| Salaries and employee benefits | $2,890,000 | 2,623 |
| Premises and equipment expense | $945,000 | 2,156 |
| Additional noninterest expense | $889,000 | 4,251 |
| Pre-tax net operating income | $860,000 | 3,964 |
| Securities gains (losses) | $104,000 | 940 |
| Applicable income taxes | $375,000 | 2,233 |
| Income before extraordinary items | $589,000 | 4,160 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $589,000 | 4,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,625 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $522,440 | 4,506 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,163,000 | 4,134 |
| Total interest expense | $1,340,000 | 4,821 |
| Net interest income | $2,823,000 | 3,660 |
| Provision for loan and lease losses | $100,000 | 4,246 |
| Total noninterest income | $937,000 | 2,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $937,000 | 1,467 |
| Total noninterest expense | $3,099,000 | 2,966 |
| Salaries and employee benefits | $1,905,000 | 2,678 |
| Premises and equipment expense | $622,000 | 2,171 |
| Additional noninterest expense | $572,000 | 4,334 |
| Pre-tax net operating income | $561,000 | 4,159 |
| Securities gains (losses) | $63,000 | 1,279 |
| Applicable income taxes | $238,000 | 2,491 |
| Income before extraordinary items | $386,000 | 4,552 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $386,000 | 4,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,312 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $345,680 | 4,701 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,117,000 | 4,165 |
| Total interest expense | $753,000 | 4,677 |
| Net interest income | $1,364,000 | 3,730 |
| Provision for loan and lease losses | $26,000 | 4,670 |
| Total noninterest income | $413,000 | 2,547 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $413,000 | 1,591 |
| Total noninterest expense | $1,520,000 | 3,018 |
| Salaries and employee benefits | $925,000 | 2,758 |
| Premises and equipment expense | $308,000 | 2,215 |
| Additional noninterest expense | $287,000 | 4,253 |
| Pre-tax net operating income | $231,000 | 4,695 |
| Securities gains (losses) | $34,000 | 1,302 |
| Applicable income taxes | $104,000 | 2,753 |
| Income before extraordinary items | $161,000 | 5,108 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $161,000 | 5,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $139,240 | 5,236 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,465,000 | 4,206 |
| Total interest expense | $3,148,000 | 4,652 |
| Net interest income | $5,317,000 | 3,815 |
| Provision for loan and lease losses | $185,000 | 3,989 |
| Total noninterest income | $1,874,000 | 2,316 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,874,000 | 1,415 |
| Total noninterest expense | $5,846,000 | 3,037 |
| Salaries and employee benefits | $3,515,000 | 2,793 |
| Premises and equipment expense | $1,140,000 | 2,287 |
| Additional noninterest expense | $1,191,000 | 4,092 |
| Pre-tax net operating income | $1,160,000 | 4,429 |
| Securities gains (losses) | $262,000 | 389 |
| Applicable income taxes | $576,000 | 2,563 |
| Income before extraordinary items | $846,000 | 4,665 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $846,000 | 4,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,475 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $678,320 | 5,099 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,284,000 | 4,254 |
| Total interest expense | $2,358,000 | 4,667 |
| Net interest income | $3,926,000 | 3,870 |
| Provision for loan and lease losses | $160,000 | 3,381 |
| Total noninterest income | $1,369,000 | 2,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,369,000 | 1,467 |
| Total noninterest expense | $4,315,000 | 3,051 |
| Salaries and employee benefits | $2,622,000 | 2,790 |
| Premises and equipment expense | $839,000 | 2,304 |
| Additional noninterest expense | $854,000 | 4,179 |
| Pre-tax net operating income | $820,000 | 4,788 |
| Securities gains (losses) | $198,000 | 373 |
| Applicable income taxes | $393,000 | 2,820 |
| Income before extraordinary items | $625,000 | 4,924 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $625,000 | 4,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,861 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $498,280 | 5,375 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,060,000 | 4,351 |
| Total interest expense | $1,567,000 | 4,652 |
| Net interest income | $2,493,000 | 4,027 |
| Provision for loan and lease losses | $94,000 | 3,390 |
| Total noninterest income | $915,000 | 2,368 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $915,000 | 1,481 |
| Total noninterest expense | $2,830,000 | 3,105 |
| Salaries and employee benefits | $1,749,000 | 2,840 |
| Premises and equipment expense | $541,000 | 2,384 |
| Additional noninterest expense | $540,000 | 4,332 |
| Pre-tax net operating income | $484,000 | 5,105 |
| Securities gains (losses) | $145,000 | 354 |
| Applicable income taxes | $242,000 | 3,011 |
| Income before extraordinary items | $387,000 | 5,143 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $387,000 | 5,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,237 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $294,200 | 5,680 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,954,000 | 4,459 |
| Total interest expense | $757,000 | 4,757 |
| Net interest income | $1,197,000 | 4,166 |
| Provision for loan and lease losses | $59,000 | 2,928 |
| Total noninterest income | $461,000 | 2,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $461,000 | 1,449 |
| Total noninterest expense | $1,386,000 | 3,176 |
| Salaries and employee benefits | $873,000 | 2,863 |
| Premises and equipment expense | $272,000 | 2,394 |
| Additional noninterest expense | $241,000 | 4,659 |
| Pre-tax net operating income | $213,000 | 5,376 |
| Securities gains (losses) | $84,000 | 330 |
| Applicable income taxes | $115,000 | 3,083 |
| Income before extraordinary items | $182,000 | 5,268 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $182,000 | 5,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,606 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $128,240 | 5,942 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,956,000 | 4,588 |
| Total interest expense | $2,302,000 | 5,039 |
| Net interest income | $4,654,000 | 4,233 |
| Provision for loan and lease losses | $102,000 | 4,687 |
| Total noninterest income | $2,010,000 | 2,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,010,000 | 1,349 |
| Total noninterest expense | $5,270,000 | 3,211 |
| Salaries and employee benefits | $3,214,000 | 2,941 |
| Premises and equipment expense | $1,011,000 | 2,447 |
| Additional noninterest expense | $1,045,000 | 4,366 |
| Pre-tax net operating income | $1,292,000 | 4,629 |
| Securities gains (losses) | $93,000 | 551 |
| Applicable income taxes | $519,000 | 3,104 |
| Income before extraordinary items | $866,000 | 5,039 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $866,000 | 5,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,543 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,233 |
| Net operating income | $806,480 | 5,187 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,046,000 | 4,662 |
| Total interest expense | $1,597,000 | 5,176 |
| Net interest income | $3,449,000 | 4,292 |
| Provision for loan and lease losses | $63,000 | 4,799 |
| Total noninterest income | $1,121,000 | 2,720 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,121,000 | 1,668 |
| Total noninterest expense | $3,951,000 | 3,205 |
| Salaries and employee benefits | $2,406,000 | 2,943 |
| Premises and equipment expense | $741,000 | 2,499 |
| Additional noninterest expense | $804,000 | 4,248 |
| Pre-tax net operating income | $556,000 | 6,019 |
| Securities gains (losses) | $106,000 | 429 |
| Applicable income taxes | $244,000 | 3,879 |
| Income before extraordinary items | $418,000 | 6,150 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $418,000 | 6,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,026 |
| Net operating income | $350,160 | 6,463 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,243,000 | 4,732 |
| Total interest expense | $981,000 | 5,277 |
| Net interest income | $2,262,000 | 4,356 |
| Provision for loan and lease losses | $44,000 | 4,630 |
| Total noninterest income | $662,000 | 2,933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $662,000 | 1,838 |
| Total noninterest expense | $2,616,000 | 3,230 |
| Salaries and employee benefits | $1,591,000 | 2,975 |
| Premises and equipment expense | $478,000 | 2,576 |
| Additional noninterest expense | $547,000 | 4,200 |
| Pre-tax net operating income | $264,000 | 6,683 |
| Securities gains (losses) | $67,000 | 401 |
| Applicable income taxes | $122,000 | 4,283 |
| Income before extraordinary items | $209,000 | 6,686 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $209,000 | 6,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 869 |
| Net operating income | $166,120 | 7,045 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,497,000 | 4,905 |
| Total interest expense | $422,000 | 5,550 |
| Net interest income | $1,075,000 | 4,490 |
| Provision for loan and lease losses | $10,000 | 5,231 |
| Total noninterest income | $334,000 | 2,871 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $334,000 | 1,785 |
| Total noninterest expense | $1,270,000 | 3,327 |
| Salaries and employee benefits | $784,000 | 3,034 |
| Premises and equipment expense | $239,000 | 2,566 |
| Additional noninterest expense | $247,000 | 4,516 |
| Pre-tax net operating income | $129,000 | 6,692 |
| Securities gains (losses) | $32,000 | 405 |
| Applicable income taxes | $59,000 | 4,298 |
| Income before extraordinary items | $102,000 | 6,706 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $102,000 | 6,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $81,520 | 7,039 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,328,000 | 4,959 |
| Total interest expense | $1,165,000 | 5,891 |
| Net interest income | $4,163,000 | 4,497 |
| Provision for loan and lease losses | $99,000 | 4,862 |
| Total noninterest income | $1,584,000 | 2,597 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,584,000 | 1,599 |
| Total noninterest expense | $4,677,000 | 3,420 |
| Salaries and employee benefits | $2,938,000 | 3,020 |
| Premises and equipment expense | $850,000 | 2,735 |
| Additional noninterest expense | $889,000 | 4,822 |
| Pre-tax net operating income | $971,000 | 5,428 |
| Securities gains (losses) | $248,000 | 446 |
| Applicable income taxes | $486,000 | 3,412 |
| Income before extraordinary items | $733,000 | 5,562 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $733,000 | 5,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,288 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $574,280 | 6,066 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,897,000 | 5,007 |
| Total interest expense | $775,000 | 6,096 |
| Net interest income | $3,122,000 | 4,508 |
| Provision for loan and lease losses | $53,000 | 5,130 |
| Total noninterest income | $1,188,000 | 2,600 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,188,000 | 1,597 |
| Total noninterest expense | $3,478,000 | 3,416 |
| Salaries and employee benefits | $2,209,000 | 2,980 |
| Premises and equipment expense | $622,000 | 2,782 |
| Additional noninterest expense | $647,000 | 4,870 |
| Pre-tax net operating income | $779,000 | 5,397 |
| Securities gains (losses) | $186,000 | 497 |
| Applicable income taxes | $389,000 | 3,375 |
| Income before extraordinary items | $576,000 | 5,559 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $576,000 | 5,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,856 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $456,960 | 6,070 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,535,000 | 5,018 |
| Total interest expense | $468,000 | 6,202 |
| Net interest income | $2,067,000 | 4,517 |
| Provision for loan and lease losses | $33,000 | 5,080 |
| Total noninterest income | $788,000 | 2,567 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $788,000 | 1,596 |
| Total noninterest expense | $2,305,000 | 3,410 |
| Salaries and employee benefits | $1,473,000 | 2,974 |
| Premises and equipment expense | $416,000 | 2,741 |
| Additional noninterest expense | $416,000 | 4,955 |
| Pre-tax net operating income | $517,000 | 5,401 |
| Securities gains (losses) | $89,000 | 612 |
| Applicable income taxes | $240,000 | 3,477 |
| Income before extraordinary items | $366,000 | 5,667 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $366,000 | 5,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $309,040 | 6,007 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,238,000 | 5,086 |
| Total interest expense | $213,000 | 6,377 |
| Net interest income | $1,025,000 | 4,535 |
| Provision for loan and lease losses | $16,000 | 4,844 |
| Total noninterest income | $374,000 | 2,618 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $374,000 | 1,625 |
| Total noninterest expense | $1,121,000 | 3,510 |
| Salaries and employee benefits | $725,000 | 3,027 |
| Premises and equipment expense | $210,000 | 2,749 |
| Additional noninterest expense | $186,000 | 5,341 |
| Pre-tax net operating income | $262,000 | 5,336 |
| Securities gains (losses) | $33,000 | 651 |
| Applicable income taxes | $116,000 | 3,521 |
| Income before extraordinary items | $179,000 | 5,681 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $179,000 | 5,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $157,880 | 5,960 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,477,000 | 5,196 |
| Total interest expense | $761,000 | 6,384 |
| Net interest income | $3,716,000 | 4,712 |
| Provision for loan and lease losses | $90,000 | 5,165 |
| Total noninterest income | $1,618,000 | 2,541 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,618,000 | 1,541 |
| Total noninterest expense | $4,625,000 | 3,340 |
| Salaries and employee benefits | $2,946,000 | 2,884 |
| Premises and equipment expense | $751,000 | 2,946 |
| Additional noninterest expense | $928,000 | 4,598 |
| Pre-tax net operating income | $619,000 | 6,337 |
| Securities gains (losses) | $139,000 | 1,024 |
| Applicable income taxes | $293,000 | 4,198 |
| Income before extraordinary items | $465,000 | 6,487 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $465,000 | 6,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,343 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $376,040 | 6,839 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,259,000 | 5,267 |
| Total interest expense | $575,000 | 6,354 |
| Net interest income | $2,684,000 | 4,819 |
| Provision for loan and lease losses | $56,000 | 5,245 |
| Total noninterest income | $1,197,000 | 2,580 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,197,000 | 1,569 |
| Total noninterest expense | $3,466,000 | 3,321 |
| Salaries and employee benefits | $2,202,000 | 2,871 |
| Premises and equipment expense | $566,000 | 2,929 |
| Additional noninterest expense | $698,000 | 4,541 |
| Pre-tax net operating income | $359,000 | 6,921 |
| Securities gains (losses) | $89,000 | 1,258 |
| Applicable income taxes | $173,000 | 4,659 |
| Income before extraordinary items | $275,000 | 7,059 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $275,000 | 7,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,223 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $218,040 | 7,316 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,136,000 | 5,339 |
| Total interest expense | $396,000 | 6,318 |
| Net interest income | $1,740,000 | 4,908 |
| Provision for loan and lease losses | $12,000 | 6,242 |
| Total noninterest income | $763,000 | 2,672 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $763,000 | 1,602 |
| Total noninterest expense | $2,357,000 | 3,276 |
| Salaries and employee benefits | $1,491,000 | 2,848 |
| Premises and equipment expense | $382,000 | 2,899 |
| Additional noninterest expense | $484,000 | 4,415 |
| Pre-tax net operating income | $134,000 | 7,666 |
| Securities gains (losses) | $58,000 | 1,362 |
| Applicable income taxes | $75,000 | 5,193 |
| Income before extraordinary items | $117,000 | 7,616 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $117,000 | 7,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $79,880 | 7,919 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,050,000 | 5,413 |
| Total interest expense | $206,000 | 6,271 |
| Net interest income | $844,000 | 5,013 |
| Provision for loan and lease losses | $6,000 | 5,941 |
| Total noninterest income | $389,000 | 2,584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $389,000 | 1,566 |
| Total noninterest expense | $1,210,000 | 3,208 |
| Salaries and employee benefits | $749,000 | 2,841 |
| Premises and equipment expense | $204,000 | 2,769 |
| Additional noninterest expense | $257,000 | 4,226 |
| Pre-tax net operating income | $17,000 | 8,350 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $9,000 | 6,307 |
| Income before extraordinary items | $8,000 | 8,496 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $8,000 | 8,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $8,000 | 8,435 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,478,000 | 5,257 |
| Total interest expense | $1,076,000 | 5,908 |
| Net interest income | $3,402,000 | 4,891 |
| Provision for loan and lease losses | $22,000 | 7,018 |
| Total noninterest income | $2,106,000 | 2,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,106,000 | 1,424 |
| Total noninterest expense | $4,682,000 | 3,232 |
| Salaries and employee benefits | $3,007,000 | 2,765 |
| Premises and equipment expense | $880,000 | 2,539 |
| Additional noninterest expense | $795,000 | 5,063 |
| Pre-tax net operating income | $804,000 | 5,692 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $284,000 | 4,364 |
| Income before extraordinary items | $520,000 | 6,257 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $520,000 | 6,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $520,000 | 6,104 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,408,000 | 5,265 |
| Total interest expense | $855,000 | 5,882 |
| Net interest income | $2,553,000 | 4,902 |
| Provision for loan and lease losses | $18,000 | 6,830 |
| Total noninterest income | $1,662,000 | 2,190 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,662,000 | 1,424 |
| Total noninterest expense | $3,510,000 | 3,222 |
| Salaries and employee benefits | $2,240,000 | 2,786 |
| Premises and equipment expense | $666,000 | 2,529 |
| Additional noninterest expense | $604,000 | 4,980 |
| Pre-tax net operating income | $687,000 | 5,555 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $235,000 | 4,387 |
| Income before extraordinary items | $452,000 | 6,084 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $452,000 | 6,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $452,000 | 5,914 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,313,000 | 5,261 |
| Total interest expense | $602,000 | 5,830 |
| Net interest income | $1,711,000 | 4,880 |
| Provision for loan and lease losses | $12,000 | 6,682 |
| Total noninterest income | $1,048,000 | 2,274 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,048,000 | 1,466 |
| Total noninterest expense | $2,336,000 | 3,236 |
| Salaries and employee benefits | $1,487,000 | 2,802 |
| Premises and equipment expense | $440,000 | 2,535 |
| Additional noninterest expense | $409,000 | 4,926 |
| Pre-tax net operating income | $411,000 | 5,793 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $142,000 | 4,596 |
| Income before extraordinary items | $269,000 | 6,355 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $269,000 | 6,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $269,000 | 6,142 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,192,000 | 5,182 |
| Total interest expense | $305,000 | 5,891 |
| Net interest income | $887,000 | 4,750 |
| Provision for loan and lease losses | $6,000 | 6,408 |
| Total noninterest income | $508,000 | 2,258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $508,000 | 1,470 |
| Total noninterest expense | $1,135,000 | 3,301 |
| Salaries and employee benefits | $736,000 | 2,831 |
| Premises and equipment expense | $205,000 | 2,709 |
| Additional noninterest expense | $194,000 | 5,069 |
| Pre-tax net operating income | $254,000 | 5,239 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $92,000 | 4,095 |
| Income before extraordinary items | $162,000 | 5,837 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $162,000 | 5,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $162,000 | 5,635 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,713,000 | 5,373 |
| Total interest expense | $1,481,000 | 5,759 |
| Net interest income | $3,232,000 | 5,036 |
| Provision for loan and lease losses | $33,000 | 7,142 |
| Total noninterest income | $1,818,000 | 2,307 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,818,000 | 1,423 |
| Total noninterest expense | $4,234,000 | 3,399 |
| Salaries and employee benefits | $2,712,000 | 2,894 |
| Premises and equipment expense | $692,000 | 3,031 |
| Additional noninterest expense | $830,000 | 4,799 |
| Pre-tax net operating income | $783,000 | 5,822 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $231,000 | 4,891 |
| Income before extraordinary items | $552,000 | 6,170 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $552,000 | 6,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,185 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $552,000 | 6,020 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,302,000 | 5,422 |
| Total interest expense | $2,512,000 | 5,379 |
| Net interest income | $2,790,000 | 5,328 |
| Provision for loan and lease losses | $32,000 | 7,179 |
| Total noninterest income | $1,537,000 | 2,466 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,537,000 | 1,487 |
| Total noninterest expense | $3,680,000 | 3,682 |
| Salaries and employee benefits | $2,315,000 | 3,167 |
| Premises and equipment expense | $620,000 | 3,283 |
| Additional noninterest expense | $745,000 | 5,036 |
| Pre-tax net operating income | $615,000 | 6,118 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $174,000 | 5,245 |
| Income before extraordinary items | $441,000 | 6,349 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $441,000 | 6,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,344 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $441,000 | 6,233 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,817,000 | 5,879 |
| Total interest expense | $2,176,000 | 6,010 |
| Net interest income | $2,641,000 | 5,609 |
| Provision for loan and lease losses | $31,000 | 7,188 |
| Total noninterest income | $1,052,000 | 3,028 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,052,000 | 1,796 |
| Total noninterest expense | $2,865,000 | 4,390 |
| Salaries and employee benefits | $1,744,000 | 3,869 |
| Premises and equipment expense | $492,000 | 3,837 |
| Additional noninterest expense | $629,000 | 5,599 |
| Pre-tax net operating income | $797,000 | 5,880 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $276,000 | 4,760 |
| Income before extraordinary items | $521,000 | 6,207 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $521,000 | 6,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $521,000 | 6,219 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,075,000 | 6,305 |
| Total interest expense | $1,848,000 | 6,267 |
| Net interest income | $2,227,000 | 6,228 |
| Provision for loan and lease losses | $65,000 | 6,026 |
| Total noninterest income | $854,000 | 3,461 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $854,000 | 2,068 |
| Total noninterest expense | $2,493,000 | 4,901 |
| Salaries and employee benefits | $1,478,000 | 4,394 |
| Premises and equipment expense | $452,000 | 4,105 |
| Additional noninterest expense | $563,000 | 6,065 |
| Pre-tax net operating income | $523,000 | 7,044 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $146,000 | 6,331 |
| Income before extraordinary items | $377,000 | 7,113 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $377,000 | 7,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,073 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $377,000 | 7,088 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,997,000 | 6,484 |
| Total interest expense | $1,982,000 | 6,217 |
| Net interest income | $2,015,000 | 6,642 |
| Provision for loan and lease losses | $67,000 | 5,949 |
| Total noninterest income | $831,000 | 3,521 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $831,000 | 2,108 |
| Total noninterest expense | $2,193,000 | 5,230 |
| Salaries and employee benefits | $1,280,000 | 4,829 |
| Premises and equipment expense | $453,000 | 3,985 |
| Additional noninterest expense | $460,000 | 6,719 |
| Pre-tax net operating income | $586,000 | 6,991 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $145,000 | 6,914 |
| Income before extraordinary items | $441,000 | 6,980 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $441,000 | 6,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,626 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $441,000 | 6,878 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,722,000 | 6,933 |
| Total interest expense | $1,924,000 | 6,414 |
| Net interest income | $1,798,000 | 7,326 |
| Provision for loan and lease losses | $48,000 | 6,747 |
| Total noninterest income | $563,000 | 4,618 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $563,000 | 2,610 |
| Total noninterest expense | $1,909,000 | 5,824 |
| Salaries and employee benefits | $1,143,000 | 5,300 |
| Premises and equipment expense | $421,000 | 4,267 |
| Additional noninterest expense | $345,000 | 7,854 |
| Pre-tax net operating income | $404,000 | 8,426 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $104,000 | 8,335 |
| Income before extraordinary items | $300,000 | 8,376 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $300,000 | 8,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,092 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $300,000 | 8,331 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,478,000 | 7,428 |
| Total interest expense | $1,769,000 | 6,909 |
| Net interest income | $1,709,000 | 7,759 |
| Provision for loan and lease losses | $73,000 | 5,762 |
| Total noninterest income | $386,000 | 6,064 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $386,000 | 3,471 |
| Total noninterest expense | $1,765,000 | 6,465 |
| Salaries and employee benefits | $895,000 | 6,484 |
| Premises and equipment expense | $135,000 | 8,405 |
| Additional noninterest expense | $735,000 | 5,545 |
| Pre-tax net operating income | $257,000 | 9,436 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $91,000 | 8,903 |
| Income before extraordinary items | $166,000 | 9,639 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $166,000 | 9,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,733 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $166,000 | 9,578 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,308,000 | 7,793 |
| Total interest expense | $1,725,000 | 7,075 |
| Net interest income | $1,583,000 | 8,299 |
| Provision for loan and lease losses | $44,000 | 6,492 |
| Total noninterest income | $323,000 | 6,808 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $323,000 | 3,831 |
| Total noninterest expense | $1,375,000 | 7,662 |
| Salaries and employee benefits | $790,000 | 7,158 |
| Premises and equipment expense | $139,000 | 8,553 |
| Additional noninterest expense | $446,000 | 7,744 |
| Pre-tax net operating income | $487,000 | 8,507 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $144,000 | 8,373 |
| Income before extraordinary items | $343,000 | 8,545 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $343,000 | 8,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,745 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $343,000 | 8,508 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,747,000 | 8,465 |
| Total interest expense | $1,359,000 | 7,355 |
| Net interest income | $1,388,000 | 9,196 |
| Provision for loan and lease losses | $17,000 | 7,997 |
| Total noninterest income | $409,000 | 6,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $409,000 | 3,359 |
| Total noninterest expense | $1,329,000 | 8,144 |
| Salaries and employee benefits | $774,000 | 7,354 |
| Premises and equipment expense | $152,000 | 8,497 |
| Additional noninterest expense | $403,000 | 8,800 |
| Pre-tax net operating income | $451,000 | 8,990 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $169,000 | 7,945 |
| Income before extraordinary items | $282,000 | 9,346 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $282,000 | 9,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,622 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $282,000 | 9,409 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,692,000 | 8,837 |
| Total interest expense | $1,392,000 | 7,574 |
| Net interest income | $1,300,000 | 9,729 |
| Provision for loan and lease losses | $106,000 | 5,611 |
| Total noninterest income | $669,000 | 4,581 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $669,000 | 2,674 |
| Total noninterest expense | $1,337,000 | 8,383 |
| Salaries and employee benefits | $829,000 | 7,145 |
| Premises and equipment expense | $136,000 | 9,286 |
| Additional noninterest expense | $372,000 | 9,572 |
| Pre-tax net operating income | $526,000 | 8,479 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $199,000 | 7,638 |
| Income before extraordinary items | $327,000 | 9,158 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $327,000 | 9,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,933 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $327,000 | 8,901 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,106,000 | 8,790 |
| Total interest expense | $1,852,000 | 7,473 |
| Net interest income | $1,254,000 | 10,119 |
| Provision for loan and lease losses | $9,000 | 11,277 |
| Total noninterest income | $662,000 | 4,611 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $662,000 | 2,641 |
| Total noninterest expense | $1,199,000 | 9,040 |
| Salaries and employee benefits | $699,000 | 7,993 |
| Premises and equipment expense | $125,000 | 9,856 |
| Additional noninterest expense | $375,000 | 9,880 |
| Pre-tax net operating income | $708,000 | 7,055 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $293,000 | 6,029 |
| Income before extraordinary items | $415,000 | 8,060 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $415,000 | 8,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $415,000 | 7,713 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.