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Hometown Bank of Corbin, Inc., Income and Expense

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2024-12-31 (YTD Data)		Rank
Total interest income	$12,718,000	2,692
Total interest expense	$4,577,000	2,593
Net interest income	$8,141,000	2,693
Provision for loan and lease losses	$249,000	1,884
Total noninterest income	$2,998,000	1,595
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$1,047,000	983
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,951,000	1,596
Total noninterest expense	$9,606,000	2,138
Salaries and employee benefits	$4,736,000	2,327
Premises and equipment expense	$794,000	2,334
Additional noninterest expense	$1,951,000	1,596
Pre-tax net operating income	$1,284,000	3,280
Securities gains (losses)	$-3,000	3,439
Applicable income taxes	$141,000	2,551
Income before extraordinary items	$1,140,000	3,261
Extraordinary gains, net	$0	53
Net income	$1,140,000	3,293
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,140,000	3,261
Net charge-offs	$264,000	1,248
Cash dividends	$800,000	2,436
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$1,142,670	3,271
2024-09-30 (YTD Data)		Rank
Total interest income	$9,342,000	2,704
Total interest expense	$3,378,000	2,608
Net interest income	$5,964,000	2,721
Provision for loan and lease losses	$190,000	1,766
Total noninterest income	$2,247,000	1,590
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$774,000	985
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,473,000	1,580
Total noninterest expense	$7,204,000	2,117
Salaries and employee benefits	$3,500,000	2,329
Premises and equipment expense	$597,000	2,314
Additional noninterest expense	$1,473,000	1,580
Pre-tax net operating income	$817,000	3,436
Securities gains (losses)	$-3,000	3,665
Applicable income taxes	$68,000	2,765
Income before extraordinary items	$746,000	3,396
Extraordinary gains, net	$0	51
Net income	$746,000	3,434
Minority interest net income	$0	82
Net income of bank and minority interests.	$746,000	3,399
Net charge-offs	$170,000	1,141
Cash dividends	$600,000	2,130
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$748,760	3,406
2024-06-30 (YTD Data)		Rank
Total interest income	$6,053,000	2,725
Total interest expense	$2,154,000	2,631
Net interest income	$3,899,000	2,740
Provision for loan and lease losses	$139,000	1,636
Total noninterest income	$1,347,000	1,673
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$489,000	1,012
Trading account gains and fees	NA	NA
Additional Noninterest Income	$858,000	1,693
Total noninterest expense	$4,705,000	2,136
Salaries and employee benefits	$2,325,000	2,343
Premises and equipment expense	$390,000	2,335
Additional noninterest expense	$858,000	1,693
Pre-tax net operating income	$402,000	3,641
Securities gains (losses)	$-3,000	3,571
Applicable income taxes	$33,000	2,862
Income before extraordinary items	$366,000	3,599
Extraordinary gains, net	$0	52
Net income	$366,000	3,639
Minority interest net income	$0	84
Net income of bank and minority interests.	$366,000	3,602
Net charge-offs	$114,000	1,027
Cash dividends	$400,000	2,143
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$368,760	3,612
2024-03-31 (YTD Data)		Rank
Total interest income	$2,989,000	2,723
Total interest expense	$1,031,000	2,656
Net interest income	$1,958,000	2,725
Provision for loan and lease losses	$102,000	1,226
Total noninterest income	$644,000	1,678
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$231,000	1,054
Trading account gains and fees	NA	NA
Additional Noninterest Income	$413,000	1,688
Total noninterest expense	$2,343,000	2,154
Salaries and employee benefits	$1,137,000	2,373
Premises and equipment expense	$199,000	2,328
Additional noninterest expense	$413,000	1,688
Pre-tax net operating income	$157,000	3,722
Securities gains (losses)	$-3,000	3,940
Applicable income taxes	$33,000	2,524
Income before extraordinary items	$121,000	3,786
Extraordinary gains, net	$0	51
Net income	$121,000	3,823
Minority interest net income	$0	72
Net income of bank and minority interests.	$121,000	3,786
Net charge-offs	$52,000	938
Cash dividends	$200,000	1,783
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$123,370	3,791
2023-12-31 (YTD Data)		Rank
Total interest income	$10,841,000	2,721
Total interest expense	$2,746,000	2,732
Net interest income	$8,095,000	2,679
Provision for loan and lease losses	$157,000	2,167
Total noninterest income	$2,527,000	1,792
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$950,000	1,037
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,577,000	1,830
Total noninterest expense	$8,764,000	2,199
Salaries and employee benefits	$4,368,000	2,394
Premises and equipment expense	$758,000	2,375
Additional noninterest expense	$1,577,000	1,830
Pre-tax net operating income	$1,701,000	3,128
Securities gains (losses)	$-15,000	3,432
Applicable income taxes	$241,000	2,353
Income before extraordinary items	$1,445,000	3,121
Extraordinary gains, net	$0	54
Net income	$1,445,000	3,155
Minority interest net income	$0	88
Net income of bank and minority interests.	$1,445,000	3,123
Net charge-offs	$132,000	1,350
Cash dividends	$800,000	2,368
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$1,457,900	3,145
2023-09-30 (YTD Data)		Rank
Total interest income	$7,904,000	2,733
Total interest expense	$1,815,000	2,757
Net interest income	$6,089,000	2,695
Provision for loan and lease losses	$88,000	2,230
Total noninterest income	$1,768,000	1,846
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$697,000	1,052
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,071,000	1,921
Total noninterest expense	$6,366,000	2,238
Salaries and employee benefits	$3,178,000	2,434
Premises and equipment expense	$560,000	2,408
Additional noninterest expense	$1,071,000	1,921
Pre-tax net operating income	$1,403,000	3,090
Securities gains (losses)	$-15,000	3,570
Applicable income taxes	$211,000	2,319
Income before extraordinary items	$1,177,000	3,107
Extraordinary gains, net	$0	52
Net income	$1,177,000	3,140
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,177,000	3,108
Net charge-offs	$83,000	1,261
Cash dividends	$600,000	2,093
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,189,750	3,129
2023-06-30 (YTD Data)		Rank
Total interest income	$5,131,000	2,741
Total interest expense	$981,000	2,823
Net interest income	$4,150,000	2,678
Provision for loan and lease losses	$60,000	2,092
Total noninterest income	$1,163,000	1,799
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$452,000	1,060
Trading account gains and fees	NA	NA
Additional Noninterest Income	$711,000	1,865
Total noninterest expense	$4,225,000	2,238
Salaries and employee benefits	$2,103,000	2,438
Premises and equipment expense	$372,000	2,401
Additional noninterest expense	$711,000	1,862
Pre-tax net operating income	$1,028,000	3,005
Securities gains (losses)	$-15,000	3,858
Applicable income taxes	$161,000	2,272
Income before extraordinary items	$852,000	3,048
Extraordinary gains, net	$0	51
Net income	$852,000	3,081
Minority interest net income	$0	81
Net income of bank and minority interests.	$852,000	3,047
Net charge-offs	$30,000	1,381
Cash dividends	$400,000	2,106
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$864,600	3,051
2023-03-31 (YTD Data)		Rank
Total interest income	$2,484,000	2,774
Total interest expense	$387,000	2,900
Net interest income	$2,097,000	2,680
Provision for loan and lease losses	$41,000	1,806
Total noninterest income	$586,000	1,795
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$222,000	1,090
Trading account gains and fees	NA	NA
Additional Noninterest Income	$364,000	1,840
Total noninterest expense	$2,060,000	2,302
Salaries and employee benefits	$1,022,000	2,514
Premises and equipment expense	$195,000	2,381
Additional noninterest expense	$364,000	1,840
Pre-tax net operating income	$582,000	2,934
Securities gains (losses)	$-4,000	3,953
Applicable income taxes	$98,000	2,154
Income before extraordinary items	$480,000	2,987
Extraordinary gains, net	$0	4
Net income	$480,000	2,986
Minority interest net income	$0	48
Net income of bank and minority interests.	$480,000	2,987
Net charge-offs	$6,000	1,532
Cash dividends	$200,000	1,791
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$483,320	3,003
2022-12-31 (YTD Data)		Rank
Total interest income	$8,781,000	2,716
Total interest expense	$597,000	3,041
Net interest income	$8,184,000	2,651
Provision for loan and lease losses	$128,000	2,058
Total noninterest income	$2,369,000	1,873
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$840,000	1,159
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,529,000	1,885
Total noninterest expense	$8,185,000	2,269
Salaries and employee benefits	$4,156,000	2,438
Premises and equipment expense	$750,000	2,406
Additional noninterest expense	$1,529,000	1,885
Pre-tax net operating income	$2,240,000	2,989
Securities gains (losses)	$-56,000	3,781
Applicable income taxes	$375,000	2,243
Income before extraordinary items	$1,809,000	3,055
Extraordinary gains, net	$0	5
Net income	$1,809,000	3,052
Minority interest net income	$0	63
Net income of bank and minority interests.	$1,809,000	3,054
Net charge-offs	$33,000	1,736
Cash dividends	$67,000	3,381
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$1,855,480	3,063
2022-09-30 (YTD Data)		Rank
Total interest income	$6,362,000	2,713
Total interest expense	$378,000	3,010
Net interest income	$5,984,000	2,672
Provision for loan and lease losses	$101,000	1,851
Total noninterest income	$1,803,000	1,873
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$610,000	1,198
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,193,000	1,875
Total noninterest expense	$6,017,000	2,293
Salaries and employee benefits	$3,047,000	2,468
Premises and equipment expense	$581,000	2,371
Additional noninterest expense	$1,193,000	1,875
Pre-tax net operating income	$1,669,000	2,985
Securities gains (losses)	$-55,000	4,122
Applicable income taxes	$287,000	2,245
Income before extraordinary items	$1,327,000	3,062
Extraordinary gains, net	$0	4
Net income	$1,327,000	3,060
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,327,000	3,061
Net charge-offs	$16,000	1,674
Cash dividends	$67,000	2,990
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,372,100	3,043
2022-06-30 (YTD Data)		Rank
Total interest income	$4,131,000	2,718
Total interest expense	$249,000	2,921
Net interest income	$3,882,000	2,675
Provision for loan and lease losses	$62,000	1,757
Total noninterest income	$1,171,000	1,893
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$380,000	1,245
Trading account gains and fees	NA	NA
Additional Noninterest Income	$791,000	1,924
Total noninterest expense	$3,966,000	2,298
Salaries and employee benefits	$2,036,000	2,467
Premises and equipment expense	$404,000	2,321
Additional noninterest expense	$1,526,000	1,977
Pre-tax net operating income	$1,025,000	2,980
Securities gains (losses)	$-55,000	4,262
Applicable income taxes	$168,000	2,268
Income before extraordinary items	$802,000	3,074
Extraordinary gains, net	$0	4
Net income	$802,000	3,073
Minority interest net income	$0	60
Net income of bank and minority interests.	$802,000	3,074
Net charge-offs	$-3,000	3,282
Cash dividends	$67,000	2,827
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$847,650	3,056
2022-03-31 (YTD Data)		Rank
Total interest income	$2,025,000	2,694
Total interest expense	$129,000	2,847
Net interest income	$1,896,000	2,661
Provision for loan and lease losses	$26,000	1,695
Total noninterest income	$591,000	1,884
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$187,000	1,237
Trading account gains and fees	NA	NA
Additional Noninterest Income	$404,000	1,901
Total noninterest expense	$1,981,000	2,301
Salaries and employee benefits	$1,016,000	2,480
Premises and equipment expense	$212,000	2,262
Additional noninterest expense	$753,000	1,976
Pre-tax net operating income	$480,000	2,957
Securities gains (losses)	$-4,000	4,101
Applicable income taxes	$82,000	2,204
Income before extraordinary items	$394,000	2,995
Extraordinary gains, net	$0	4
Net income	$394,000	2,994
Minority interest net income	$0	50
Net income of bank and minority interests.	$394,000	2,995
Net charge-offs	$-9,000	3,881
Cash dividends	$67,000	2,100
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$397,320	3,010
2021-12-31 (YTD Data)		Rank
Total interest income	$8,974,000	2,628
Total interest expense	$577,000	2,965
Net interest income	$8,397,000	2,579
Provision for loan and lease losses	$66,000	2,408
Total noninterest income	$2,103,000	2,162
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$605,000	1,402
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,498,000	2,209
Total noninterest expense	$7,307,000	2,412
Salaries and employee benefits	$3,949,000	2,520
Premises and equipment expense	$616,000	2,708
Additional noninterest expense	$2,742,000	2,110
Pre-tax net operating income	$3,127,000	2,641
Securities gains (losses)	$328,000	461
Applicable income taxes	$753,000	1,817
Income before extraordinary items	$2,702,000	2,665
Extraordinary gains, net	$0	10
Net income	$2,702,000	2,666
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,702,000	2,666
Net charge-offs	$26,000	1,956
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,442,880	2,760
2021-09-30 (YTD Data)		Rank
Total interest income	$6,819,000	2,656
Total interest expense	$437,000	3,037
Net interest income	$6,382,000	2,595
Provision for loan and lease losses	$25,000	2,624
Total noninterest income	$1,520,000	2,252
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$420,000	1,472
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,100,000	2,282
Total noninterest expense	$5,407,000	2,444
Salaries and employee benefits	$2,926,000	2,549
Premises and equipment expense	$460,000	2,725
Additional noninterest expense	$2,021,000	2,144
Pre-tax net operating income	$2,470,000	2,685
Securities gains (losses)	$190,000	578
Applicable income taxes	$585,000	1,874
Income before extraordinary items	$2,075,000	2,745
Extraordinary gains, net	$0	8
Net income	$2,075,000	2,745
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,075,000	2,745
Net charge-offs	$14,000	1,869
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,924,900	2,830
2021-06-30 (YTD Data)		Rank
Total interest income	$4,359,000	2,727
Total interest expense	$296,000	3,112
Net interest income	$4,063,000	2,670
Provision for loan and lease losses	$21,000	2,528
Total noninterest income	$991,000	2,250
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$262,000	1,496
Trading account gains and fees	NA	NA
Additional Noninterest Income	$729,000	2,260
Total noninterest expense	$3,567,000	2,458
Salaries and employee benefits	$1,913,000	2,579
Premises and equipment expense	$314,000	2,680
Additional noninterest expense	$1,340,000	2,125
Pre-tax net operating income	$1,466,000	2,796
Securities gains (losses)	$-7,000	4,614
Applicable income taxes	$312,000	1,991
Income before extraordinary items	$1,147,000	2,976
Extraordinary gains, net	$0	6
Net income	$1,147,000	2,975
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,147,000	2,976
Net charge-offs	$6,000	1,873
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,152,530	2,947
2021-03-31 (YTD Data)		Rank
Total interest income	$2,155,000	2,739
Total interest expense	$149,000	3,187
Net interest income	$2,006,000	2,664
Provision for loan and lease losses	$16,000	2,325
Total noninterest income	$499,000	2,240
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$134,000	1,460
Trading account gains and fees	NA	NA
Additional Noninterest Income	$365,000	2,250
Total noninterest expense	$1,765,000	2,462
Salaries and employee benefits	$948,000	2,588
Premises and equipment expense	$164,000	2,637
Additional noninterest expense	$653,000	2,131
Pre-tax net operating income	$724,000	2,797
Securities gains (losses)	$-3,000	4,585
Applicable income taxes	$155,000	1,992
Income before extraordinary items	$566,000	2,975
Extraordinary gains, net	$0	3
Net income	$566,000	2,974
Minority interest net income	$0	55
Net income of bank and minority interests.	$566,000	2,975
Net charge-offs	$6,000	1,479
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$568,370	2,940
2020-12-31 (YTD Data)		Rank
Total interest income	$8,159,000	2,849
Total interest expense	$702,000	3,444
Net interest income	$7,457,000	2,721
Provision for loan and lease losses	$105,000	3,498
Total noninterest income	$1,809,000	2,233
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$554,000	1,497
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,255,000	2,255
Total noninterest expense	$7,159,000	2,419
Salaries and employee benefits	$3,887,000	2,527
Premises and equipment expense	$580,000	2,809
Additional noninterest expense	$2,692,000	2,099
Pre-tax net operating income	$2,002,000	2,952
Securities gains (losses)	$403,000	688
Applicable income taxes	$402,000	2,097
Income before extraordinary items	$2,003,000	2,832
Extraordinary gains, net	$0	4
Net income	$2,003,000	2,831
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,003,000	2,832
Net charge-offs	$14,000	2,926
Cash dividends	$230,000	3,326
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,668,510	3,009
2020-09-30 (YTD Data)		Rank
Total interest income	$5,899,000	2,927
Total interest expense	$542,000	3,494
Net interest income	$5,357,000	2,795
Provision for loan and lease losses	$73,000	3,519
Total noninterest income	$1,340,000	2,204
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$399,000	1,543
Trading account gains and fees	NA	NA
Additional Noninterest Income	$941,000	2,205
Total noninterest expense	$5,256,000	2,446
Salaries and employee benefits	$2,900,000	2,513
Premises and equipment expense	$433,000	2,818
Additional noninterest expense	$1,923,000	2,134
Pre-tax net operating income	$1,368,000	3,077
Securities gains (losses)	$20,000	1,917
Applicable income taxes	$210,000	2,356
Income before extraordinary items	$1,178,000	3,141
Extraordinary gains, net	$0	4
Net income	$1,178,000	3,140
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,178,000	3,141
Net charge-offs	$3,000	3,032
Cash dividends	$180,000	2,963
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,161,000	3,104
2020-06-30 (YTD Data)		Rank
Total interest income	$3,898,000	2,977
Total interest expense	$380,000	3,522
Net interest income	$3,518,000	2,830
Provision for loan and lease losses	$59,000	3,383
Total noninterest income	$888,000	2,164
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$266,000	1,567
Trading account gains and fees	NA	NA
Additional Noninterest Income	$622,000	2,149
Total noninterest expense	$3,535,000	2,436
Salaries and employee benefits	$1,943,000	2,520
Premises and equipment expense	$285,000	2,838
Additional noninterest expense	$1,307,000	2,096
Pre-tax net operating income	$812,000	3,217
Securities gains (losses)	$-17,000	4,840
Applicable income taxes	$112,000	2,460
Income before extraordinary items	$683,000	3,314
Extraordinary gains, net	$0	4
Net income	$683,000	3,313
Minority interest net income	$0	65
Net income of bank and minority interests.	$683,000	3,314
Net charge-offs	$34,000	1,932
Cash dividends	$120,000	2,906
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$697,620	3,224
2020-03-31 (YTD Data)		Rank
Total interest income	$1,929,000	2,985
Total interest expense	$205,000	3,562
Net interest income	$1,724,000	2,832
Provision for loan and lease losses	$35,000	2,766
Total noninterest income	$485,000	1,975
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$174,000	1,465
Trading account gains and fees	NA	NA
Additional Noninterest Income	$311,000	1,970
Total noninterest expense	$1,722,000	2,491
Salaries and employee benefits	$912,000	2,632
Premises and equipment expense	$138,000	2,933
Additional noninterest expense	$672,000	2,076
Pre-tax net operating income	$452,000	2,906
Securities gains (losses)	$-17,000	4,866
Applicable income taxes	$68,000	2,205
Income before extraordinary items	$367,000	3,038
Extraordinary gains, net	$0	4
Net income	$367,000	3,038
Minority interest net income	$0	56
Net income of bank and minority interests.	$367,000	3,039
Net charge-offs	$0	2,581
Cash dividends	$60,000	2,446
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$381,280	2,970
2019-12-31 (YTD Data)		Rank
Total interest income	$7,553,000	3,057
Total interest expense	$846,000	3,540
Net interest income	$6,707,000	2,917
Provision for loan and lease losses	$85,000	3,062
Total noninterest income	$2,071,000	1,932
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$706,000	1,486
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,365,000	1,903
Total noninterest expense	$6,492,000	2,561
Salaries and employee benefits	$3,437,000	2,697
Premises and equipment expense	$565,000	2,894
Additional noninterest expense	$2,490,000	2,219
Pre-tax net operating income	$2,201,000	2,909
Securities gains (losses)	$53,000	1,217
Applicable income taxes	$296,000	2,365
Income before extraordinary items	$1,958,000	2,932
Extraordinary gains, net	$0	11
Net income	$1,958,000	2,932
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,958,000	2,933
Net charge-offs	$85,000	2,306
Cash dividends	$500,000	2,974
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,911,890	2,924
2019-09-30 (YTD Data)		Rank
Total interest income	$5,623,000	3,102
Total interest expense	$631,000	3,573
Net interest income	$4,992,000	2,962
Provision for loan and lease losses	$60,000	2,989
Total noninterest income	$1,600,000	1,906
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$526,000	1,503
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,074,000	1,833
Total noninterest expense	$4,823,000	2,599
Salaries and employee benefits	$2,544,000	2,725
Premises and equipment expense	$421,000	2,929
Additional noninterest expense	$1,858,000	2,233
Pre-tax net operating income	$1,709,000	2,942
Securities gains (losses)	$12,000	1,604
Applicable income taxes	$233,000	2,412
Income before extraordinary items	$1,488,000	2,964
Extraordinary gains, net	$0	11
Net income	$1,488,000	2,965
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,488,000	2,965
Net charge-offs	$60,000	2,106
Cash dividends	$450,000	2,570
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,477,680	2,948
2019-06-30 (YTD Data)		Rank
Total interest income	$3,681,000	3,136
Total interest expense	$403,000	3,627
Net interest income	$3,278,000	2,997
Provision for loan and lease losses	$37,000	2,963
Total noninterest income	$1,153,000	1,811
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$341,000	1,520
Trading account gains and fees	NA	NA
Additional Noninterest Income	$812,000	1,699
Total noninterest expense	$3,157,000	2,646
Salaries and employee benefits	$1,668,000	2,774
Premises and equipment expense	$276,000	2,977
Additional noninterest expense	$1,213,000	2,272
Pre-tax net operating income	$1,237,000	2,816
Securities gains (losses)	$5,000	1,370
Applicable income taxes	$156,000	2,379
Income before extraordinary items	$1,086,000	2,824
Extraordinary gains, net	$0	11
Net income	$1,086,000	2,823
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,086,000	2,823
Net charge-offs	$37,000	2,040
Cash dividends	$300,000	2,574
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,081,650	2,813
2019-03-31 (YTD Data)		Rank
Total interest income	$1,791,000	3,203
Total interest expense	$187,000	3,711
Net interest income	$1,604,000	3,058
Provision for loan and lease losses	$15,000	2,868
Total noninterest income	$688,000	1,585
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$166,000	1,539
Trading account gains and fees	NA	NA
Additional Noninterest Income	$522,000	1,405
Total noninterest expense	$1,562,000	2,678
Salaries and employee benefits	$835,000	2,790
Premises and equipment expense	$141,000	2,959
Additional noninterest expense	$586,000	2,313
Pre-tax net operating income	$715,000	2,545
Securities gains (losses)	$6,000	809
Applicable income taxes	$67,000	2,447
Income before extraordinary items	$654,000	2,460
Extraordinary gains, net	$0	5
Net income	$654,000	2,459
Minority interest net income	$0	52
Net income of bank and minority interests.	$654,000	2,459
Net charge-offs	$5,000	2,211
Cash dividends	$150,000	2,193
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$648,540	2,466
2018-12-31 (YTD Data)		Rank
Total interest income	$6,862,000	3,195
Total interest expense	$451,000	4,043
Net interest income	$6,411,000	3,051
Provision for loan and lease losses	$171,000	2,533
Total noninterest income	$1,490,000	2,349
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$743,000	1,460
Trading account gains and fees	NA	NA
Additional Noninterest Income	$747,000	2,580
Total noninterest expense	$6,063,000	2,714
Salaries and employee benefits	$3,233,000	2,820
Premises and equipment expense	$557,000	2,972
Additional noninterest expense	$2,273,000	2,384
Pre-tax net operating income	$1,667,000	3,374
Securities gains (losses)	$-7,000	4,318
Applicable income taxes	$261,000	2,490
Income before extraordinary items	$1,399,000	3,454
Extraordinary gains, net	$0	6
Net income	$1,399,000	3,452
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,399,000	3,453
Net charge-offs	$111,000	2,080
Cash dividends	$740,000	2,569
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,404,880	3,460
2018-09-30 (YTD Data)		Rank
Total interest income	$5,062,000	3,237
Total interest expense	$308,000	4,130
Net interest income	$4,754,000	3,091
Provision for loan and lease losses	$122,000	2,445
Total noninterest income	$1,107,000	2,368
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$549,000	1,485
Trading account gains and fees	NA	NA
Additional Noninterest Income	$558,000	2,617
Total noninterest expense	$4,533,000	2,719
Salaries and employee benefits	$2,410,000	2,836
Premises and equipment expense	$416,000	3,003
Additional noninterest expense	$1,707,000	2,375
Pre-tax net operating income	$1,206,000	3,489
Securities gains (losses)	$-7,000	4,683
Applicable income taxes	$199,000	2,548
Income before extraordinary items	$1,000,000	3,571
Extraordinary gains, net	$0	5
Net income	$1,000,000	3,570
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,000,000	3,570
Net charge-offs	$72,000	1,964
Cash dividends	$405,000	2,571
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,005,810	3,564
2018-06-30 (YTD Data)		Rank
Total interest income	$3,301,000	3,266
Total interest expense	$195,000	4,170
Net interest income	$3,106,000	3,128
Provision for loan and lease losses	$61,000	2,572
Total noninterest income	$721,000	2,399
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$359,000	1,503
Trading account gains and fees	NA	NA
Additional Noninterest Income	$362,000	2,653
Total noninterest expense	$3,019,000	2,737
Salaries and employee benefits	$1,588,000	2,888
Premises and equipment expense	$290,000	2,936
Additional noninterest expense	$1,141,000	2,385
Pre-tax net operating income	$747,000	3,595
Securities gains (losses)	$-1,000	4,637
Applicable income taxes	$125,000	2,563
Income before extraordinary items	$621,000	3,677
Extraordinary gains, net	$0	6
Net income	$621,000	3,675
Minority interest net income	$0	65
Net income of bank and minority interests.	$621,000	3,676
Net charge-offs	$46,000	1,817
Cash dividends	$270,000	2,585
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$621,830	3,680
2018-03-31 (YTD Data)		Rank
Total interest income	$1,625,000	3,303
Total interest expense	$91,000	4,234
Net interest income	$1,534,000	3,164
Provision for loan and lease losses	$32,000	2,391
Total noninterest income	$358,000	2,388
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$175,000	1,541
Trading account gains and fees	NA	NA
Additional Noninterest Income	$183,000	2,598
Total noninterest expense	$1,478,000	2,809
Salaries and employee benefits	$796,000	2,923
Premises and equipment expense	$144,000	2,986
Additional noninterest expense	$538,000	2,497
Pre-tax net operating income	$382,000	3,506
Securities gains (losses)	$0	735
Applicable income taxes	$65,000	2,501
Income before extraordinary items	$317,000	3,591
Extraordinary gains, net	$0	7
Net income	$317,000	3,590
Minority interest net income	$0	52
Net income of bank and minority interests.	$317,000	3,591
Net charge-offs	$42,000	1,283
Cash dividends	$135,000	2,173
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$317,000	3,595
2017-12-31 (YTD Data)		Rank
Total interest income	$6,325,000	3,308
Total interest expense	$309,000	4,371
Net interest income	$6,016,000	3,174
Provision for loan and lease losses	$182,000	2,466
Total noninterest income	$1,339,000	2,543
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$715,000	1,539
Trading account gains and fees	NA	NA
Additional Noninterest Income	$624,000	2,875
Total noninterest expense	$5,788,000	2,835
Salaries and employee benefits	$2,991,000	2,989
Premises and equipment expense	$521,000	3,180
Additional noninterest expense	$2,276,000	2,418
Pre-tax net operating income	$1,385,000	3,638
Securities gains (losses)	$12,000	1,530
Applicable income taxes	$386,000	2,602
Income before extraordinary items	$1,011,000	3,703
Extraordinary gains, net	$0	9
Net income	$1,011,000	3,702
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,011,000	3,703
Net charge-offs	$76,000	2,678
Cash dividends	$440,000	3,085
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,002,360	3,704
2017-09-30 (YTD Data)		Rank
Total interest income	$4,713,000	3,335
Total interest expense	$222,000	4,445
Net interest income	$4,491,000	3,204
Provision for loan and lease losses	$158,000	2,255
Total noninterest income	$983,000	2,584
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$526,000	1,575
Trading account gains and fees	NA	NA
Additional Noninterest Income	$457,000	2,925
Total noninterest expense	$4,283,000	2,882
Salaries and employee benefits	$2,217,000	3,037
Premises and equipment expense	$394,000	3,205
Additional noninterest expense	$1,672,000	2,468
Pre-tax net operating income	$1,033,000	3,726
Securities gains (losses)	$-2,000	5,199
Applicable income taxes	$265,000	2,576
Income before extraordinary items	$766,000	3,900
Extraordinary gains, net	$0	9
Net income	$766,000	3,899
Minority interest net income	$0	71
Net income of bank and minority interests.	$766,000	3,900
Net charge-offs	$72,000	2,181
Cash dividends	$330,000	2,795
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$767,480	3,885
2017-06-30 (YTD Data)		Rank
Total interest income	$3,075,000	3,372
Total interest expense	$144,000	4,479
Net interest income	$2,931,000	3,235
Provision for loan and lease losses	$113,000	2,158
Total noninterest income	$638,000	2,631
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$340,000	1,599
Trading account gains and fees	NA	NA
Additional Noninterest Income	$298,000	2,949
Total noninterest expense	$2,823,000	2,918
Salaries and employee benefits	$1,449,000	3,086
Premises and equipment expense	$267,000	3,167
Additional noninterest expense	$1,107,000	2,488
Pre-tax net operating income	$633,000	3,816
Securities gains (losses)	$-2,000	5,321
Applicable income taxes	$155,000	2,648
Income before extraordinary items	$476,000	3,952
Extraordinary gains, net	$0	11
Net income	$476,000	3,951
Minority interest net income	$0	71
Net income of bank and minority interests.	$476,000	3,952
Net charge-offs	$62,000	1,837
Cash dividends	$220,000	2,767
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$477,500	3,940
2017-03-31 (YTD Data)		Rank
Total interest income	$1,525,000	3,400
Total interest expense	$72,000	4,493
Net interest income	$1,453,000	3,254
Provision for loan and lease losses	$65,000	1,825
Total noninterest income	$327,000	2,603
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$167,000	1,615
Trading account gains and fees	NA	NA
Additional Noninterest Income	$160,000	2,858
Total noninterest expense	$1,393,000	2,966
Salaries and employee benefits	$720,000	3,144
Premises and equipment expense	$128,000	3,301
Additional noninterest expense	$545,000	2,503
Pre-tax net operating income	$322,000	3,727
Securities gains (losses)	$-2,000	5,508
Applicable income taxes	$78,000	2,620
Income before extraordinary items	$242,000	3,905
Extraordinary gains, net	$0	8
Net income	$242,000	3,903
Minority interest net income	$0	55
Net income of bank and minority interests.	$242,000	3,905
Net charge-offs	$39,000	1,477
Cash dividends	$110,000	2,335
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$243,520	3,889
2016-12-31 (YTD Data)		Rank
Total interest income	$5,691,000	3,545
Total interest expense	$274,000	4,573
Net interest income	$5,417,000	3,391
Provision for loan and lease losses	$175,000	2,605
Total noninterest income	$1,232,000	2,740
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$691,000	1,634
Trading account gains and fees	$0	170
Additional Noninterest Income	$541,000	3,152
Total noninterest expense	$5,638,000	2,951
Salaries and employee benefits	$2,822,000	3,148
Premises and equipment expense	$568,000	3,123
Additional noninterest expense	$2,248,000	2,530
Pre-tax net operating income	$836,000	4,293
Securities gains (losses)	$174,000	954
Applicable income taxes	$200,000	2,930
Income before extraordinary items	$810,000	4,167
Extraordinary gains, net	$0	5
Net income	$810,000	4,164
Minority interest net income	$0	82
Net income of bank and minority interests.	$810,000	4,166
Net charge-offs	$41,000	3,276
Cash dividends	$396,000	3,227
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$670,800	4,352
2016-09-30 (YTD Data)		Rank
Total interest income	$4,197,000	3,588
Total interest expense	$204,000	4,627
Net interest income	$3,993,000	3,452
Provision for loan and lease losses	$128,000	2,521
Total noninterest income	$932,000	2,723
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$507,000	1,665
Trading account gains and fees	$0	169
Additional Noninterest Income	$425,000	3,092
Total noninterest expense	$4,156,000	2,990
Salaries and employee benefits	$2,077,000	3,190
Premises and equipment expense	$431,000	3,119
Additional noninterest expense	$1,648,000	2,583
Pre-tax net operating income	$641,000	4,347
Securities gains (losses)	$174,000	883
Applicable income taxes	$188,000	2,845
Income before extraordinary items	$627,000	4,189
Extraordinary gains, net	$0	5
Net income	$627,000	4,188
Minority interest net income	$0	71
Net income of bank and minority interests.	$627,000	4,189
Net charge-offs	$47,000	2,629
Cash dividends	$297,000	2,912
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$493,020	4,435
2016-06-30 (YTD Data)		Rank
Total interest income	$2,759,000	3,639
Total interest expense	$133,000	4,692
Net interest income	$2,626,000	3,493
Provision for loan and lease losses	$66,000	2,649
Total noninterest income	$598,000	2,757
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$322,000	1,712
Trading account gains and fees	$0	157
Additional Noninterest Income	$276,000	3,136
Total noninterest expense	$2,759,000	3,018
Salaries and employee benefits	$1,363,000	3,246
Premises and equipment expense	$293,000	3,086
Additional noninterest expense	$1,103,000	2,576
Pre-tax net operating income	$399,000	4,439
Securities gains (losses)	$172,000	660
Applicable income taxes	$135,000	2,789
Income before extraordinary items	$436,000	4,161
Extraordinary gains, net	$0	16
Net income	$436,000	4,158
Minority interest net income	$0	71
Net income of bank and minority interests.	$436,000	4,160
Net charge-offs	$26,000	2,598
Cash dividends	$198,000	2,881
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$305,280	4,553
2016-03-31 (YTD Data)		Rank
Total interest income	$1,374,000	3,652
Total interest expense	$69,000	4,676
Net interest income	$1,305,000	3,526
Provision for loan and lease losses	$32,000	2,487
Total noninterest income	$282,000	2,819
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$147,000	1,824
Trading account gains and fees	$0	142
Additional Noninterest Income	$135,000	3,114
Total noninterest expense	$1,353,000	3,072
Salaries and employee benefits	$661,000	3,328
Premises and equipment expense	$151,000	3,042
Additional noninterest expense	$541,000	2,611
Pre-tax net operating income	$202,000	4,418
Securities gains (losses)	$9,000	1,537
Applicable income taxes	$43,000	3,067
Income before extraordinary items	$168,000	4,479
Extraordinary gains, net	$0	12
Net income	$168,000	4,478
Minority interest net income	$0	62
Net income of bank and minority interests.	$168,000	4,480
Net charge-offs	$12,000	2,244
Cash dividends	$99,000	2,424
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$160,800	4,480
2015-12-31 (YTD Data)		Rank
Total interest income	$5,439,000	3,647
Total interest expense	$315,000	4,528
Net interest income	$5,124,000	3,530
Provision for loan and lease losses	$134,000	2,750
Total noninterest income	$1,087,000	2,926
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$699,000	1,651
Trading account gains and fees	$0	159
Additional Noninterest Income	$388,000	3,628
Total noninterest expense	$5,145,000	3,149
Salaries and employee benefits	$2,612,000	3,308
Premises and equipment expense	$516,000	3,417
Additional noninterest expense	$2,017,000	2,776
Pre-tax net operating income	$932,000	4,187
Securities gains (losses)	$2,000	3,028
Applicable income taxes	$156,000	3,089
Income before extraordinary items	$778,000	4,290
Extraordinary gains, net	$0	23
Net income	$778,000	4,288
Minority interest net income	$0	81
Net income of bank and minority interests.	$778,000	4,290
Net charge-offs	$134,000	2,377
Cash dividends	$356,000	3,260
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$776,340	4,247
2015-09-30 (YTD Data)		Rank
Total interest income	$4,065,000	3,697
Total interest expense	$240,000	4,571
Net interest income	$3,825,000	3,573
Provision for loan and lease losses	$110,000	2,573
Total noninterest income	$923,000	2,769
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$536,000	1,626
Trading account gains and fees	$0	153
Additional Noninterest Income	$387,000	3,266
Total noninterest expense	$3,900,000	3,153
Salaries and employee benefits	$1,926,000	3,355
Premises and equipment expense	$386,000	3,467
Additional noninterest expense	$1,588,000	2,671
Pre-tax net operating income	$738,000	4,206
Securities gains (losses)	$2,000	2,829
Applicable income taxes	$163,000	2,965
Income before extraordinary items	$577,000	4,384
Extraordinary gains, net	$0	21
Net income	$577,000	4,386
Minority interest net income	$0	78
Net income of bank and minority interests.	$577,000	4,387
Net charge-offs	$95,000	2,217
Cash dividends	$267,000	2,915
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$575,440	4,335
2015-06-30 (YTD Data)		Rank
Total interest income	$2,688,000	3,738
Total interest expense	$164,000	4,574
Net interest income	$2,524,000	3,605
Provision for loan and lease losses	$79,000	2,489
Total noninterest income	$604,000	2,813
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$343,000	1,659
Trading account gains and fees	$0	157
Additional Noninterest Income	$261,000	3,246
Total noninterest expense	$2,590,000	3,192
Salaries and employee benefits	$1,277,000	3,399
Premises and equipment expense	$260,000	3,458
Additional noninterest expense	$1,053,000	2,693
Pre-tax net operating income	$459,000	4,300
Securities gains (losses)	$2,000	2,428
Applicable income taxes	$104,000	2,996
Income before extraordinary items	$357,000	4,473
Extraordinary gains, net	$0	22
Net income	$357,000	4,474
Minority interest net income	$0	75
Net income of bank and minority interests.	$357,000	4,475
Net charge-offs	$69,000	2,053
Cash dividends	$178,000	2,873
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$355,460	4,410
2015-03-31 (YTD Data)		Rank
Total interest income	$1,330,000	3,769
Total interest expense	$87,000	4,536
Net interest income	$1,243,000	3,642
Provision for loan and lease losses	$58,000	1,995
Total noninterest income	$317,000	2,711
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$162,000	1,731
Trading account gains and fees	$0	152
Additional Noninterest Income	$155,000	2,973
Total noninterest expense	$1,253,000	3,280
Salaries and employee benefits	$621,000	3,495
Premises and equipment expense	$132,000	3,463
Additional noninterest expense	$500,000	2,796
Pre-tax net operating income	$249,000	4,143
Securities gains (losses)	$2,000	1,821
Applicable income taxes	$59,000	2,883
Income before extraordinary items	$192,000	4,346
Extraordinary gains, net	$0	13
Net income	$192,000	4,348
Minority interest net income	$0	64
Net income of bank and minority interests.	$192,000	4,349
Net charge-offs	$58,000	1,454
Cash dividends	$89,000	2,399
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$190,480	4,276
2014-12-31 (YTD Data)		Rank
Total interest income	$5,538,000	3,708
Total interest expense	$419,000	4,363
Net interest income	$5,119,000	3,585
Provision for loan and lease losses	$405,000	1,654
Total noninterest income	$1,183,000	2,859
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$760,000	1,640
Trading account gains and fees	$0	180
Additional Noninterest Income	$423,000	3,516
Total noninterest expense	$5,283,000	3,186
Salaries and employee benefits	$2,497,000	3,477
Premises and equipment expense	$583,000	3,298
Additional noninterest expense	$2,203,000	2,663
Pre-tax net operating income	$614,000	4,808
Securities gains (losses)	$-3,000	5,900
Applicable income taxes	$100,000	3,398
Income before extraordinary items	$511,000	4,903
Extraordinary gains, net	$0	17
Net income	$511,000	4,902
Minority interest net income	$0	84
Net income of bank and minority interests.	$511,000	4,903
Net charge-offs	$540,000	1,394
Cash dividends	$348,000	3,266
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$513,520	4,852
2014-09-30 (YTD Data)		Rank
Total interest income	$4,168,000	3,731
Total interest expense	$320,000	4,381
Net interest income	$3,848,000	3,605
Provision for loan and lease losses	$305,000	1,613
Total noninterest income	$867,000	2,916
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$565,000	1,663
Trading account gains and fees	$0	174
Additional Noninterest Income	$302,000	3,631
Total noninterest expense	$4,027,000	3,174
Salaries and employee benefits	$1,850,000	3,519
Premises and equipment expense	$479,000	3,130
Additional noninterest expense	$1,698,000	2,617
Pre-tax net operating income	$383,000	5,100
Securities gains (losses)	$-3,000	6,006
Applicable income taxes	$64,000	3,544
Income before extraordinary items	$316,000	5,182
Extraordinary gains, net	$0	15
Net income	$316,000	5,182
Minority interest net income	$0	81
Net income of bank and minority interests.	$316,000	5,184
Net charge-offs	$375,000	1,394
Cash dividends	$261,000	2,868
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$318,490	5,130
2014-06-30 (YTD Data)		Rank
Total interest income	$2,704,000	3,802
Total interest expense	$218,000	4,382
Net interest income	$2,486,000	3,679
Provision for loan and lease losses	$204,000	1,623
Total noninterest income	$503,000	3,101
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$358,000	1,718
Trading account gains and fees	$0	172
Additional Noninterest Income	$145,000	4,079
Total noninterest expense	$2,682,000	3,181
Salaries and employee benefits	$1,243,000	3,527
Premises and equipment expense	$323,000	3,126
Additional noninterest expense	$1,116,000	2,644
Pre-tax net operating income	$103,000	5,760
Securities gains (losses)	$-3,000	6,148
Applicable income taxes	$0	4,568
Income before extraordinary items	$100,000	5,745
Extraordinary gains, net	$0	20
Net income	$100,000	5,747
Minority interest net income	$0	80
Net income of bank and minority interests.	$100,000	5,747
Net charge-offs	$289,000	1,277
Cash dividends	$174,000	2,844
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$103,000	5,696
2014-03-31 (YTD Data)		Rank
Total interest income	$1,343,000	3,836
Total interest expense	$111,000	4,410
Net interest income	$1,232,000	3,724
Provision for loan and lease losses	$109,000	1,517
Total noninterest income	$215,000	3,343
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$162,000	1,827
Trading account gains and fees	$0	147
Additional Noninterest Income	$53,000	4,478
Total noninterest expense	$1,311,000	3,262
Salaries and employee benefits	$611,000	3,597
Premises and equipment expense	$159,000	3,216
Additional noninterest expense	$541,000	2,711
Pre-tax net operating income	$27,000	5,975
Securities gains (losses)	$-11,000	6,442
Applicable income taxes	$0	4,445
Income before extraordinary items	$16,000	6,081
Extraordinary gains, net	$0	16
Net income	$16,000	6,082
Minority interest net income	$0	66
Net income of bank and minority interests.	$16,000	6,082
Net charge-offs	$189,000	984
Cash dividends	$87,000	2,339
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$27,000	5,937
2013-12-31 (YTD Data)		Rank
Total interest income	$5,684,000	3,755
Total interest expense	$517,000	4,387
Net interest income	$5,167,000	3,623
Provision for loan and lease losses	$944,000	1,155
Total noninterest income	$1,169,000	2,946
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$761,000	1,718
Trading account gains and fees	$0	184
Additional Noninterest Income	$408,000	3,647
Total noninterest expense	$5,269,000	3,284
Salaries and employee benefits	$2,405,000	3,637
Premises and equipment expense	$652,000	3,107
Additional noninterest expense	$2,212,000	2,764
Pre-tax net operating income	$123,000	5,895
Securities gains (losses)	$53,000	1,750
Applicable income taxes	$-48,000	6,414
Income before extraordinary items	$224,000	5,641
Extraordinary gains, net	$0	29
Net income	$224,000	5,643
Minority interest net income	$0	90
Net income of bank and minority interests.	$224,000	5,643
Net charge-offs	$1,159,000	1,132
Cash dividends	$448,000	2,894
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$171,000	5,734
2013-09-30 (YTD Data)		Rank
Total interest income	$4,306,000	3,772
Total interest expense	$398,000	4,425
Net interest income	$3,908,000	3,623
Provision for loan and lease losses	$916,000	941
Total noninterest income	$914,000	2,940
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$568,000	1,729
Trading account gains and fees	$0	180
Additional Noninterest Income	$346,000	3,532
Total noninterest expense	$3,889,000	3,326
Salaries and employee benefits	$1,790,000	3,676
Premises and equipment expense	$505,000	3,082
Additional noninterest expense	$1,594,000	2,841
Pre-tax net operating income	$17,000	6,229
Securities gains (losses)	$53,000	1,611
Applicable income taxes	$-36,000	6,607
Income before extraordinary items	$106,000	5,992
Extraordinary gains, net	$0	25
Net income	$106,000	5,994
Minority interest net income	$0	84
Net income of bank and minority interests.	$106,000	5,994
Net charge-offs	$991,000	1,013
Cash dividends	$361,000	2,434
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$53,000	6,126
2013-06-30 (YTD Data)		Rank
Total interest income	$2,897,000	3,757
Total interest expense	$272,000	4,429
Net interest income	$2,625,000	3,594
Provision for loan and lease losses	$158,000	2,381
Total noninterest income	$621,000	2,952
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$358,000	1,777
Trading account gains and fees	$0	157
Additional Noninterest Income	$263,000	3,388
Total noninterest expense	$2,588,000	3,347
Salaries and employee benefits	$1,189,000	3,702
Premises and equipment expense	$340,000	3,056
Additional noninterest expense	$1,059,000	2,840
Pre-tax net operating income	$500,000	4,139
Securities gains (losses)	$53,000	1,477
Applicable income taxes	$147,000	2,708
Income before extraordinary items	$406,000	4,294
Extraordinary gains, net	$0	22
Net income	$406,000	4,296
Minority interest net income	$0	82
Net income of bank and minority interests.	$406,000	4,297
Net charge-offs	$133,000	2,484
Cash dividends	$274,000	2,302
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$367,310	4,363
2013-03-31 (YTD Data)		Rank
Total interest income	$1,460,000	3,761
Total interest expense	$138,000	4,486
Net interest income	$1,322,000	3,604
Provision for loan and lease losses	$92,000	2,161
Total noninterest income	$299,000	3,019
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$173,000	1,823
Trading account gains and fees	$0	148
Additional Noninterest Income	$126,000	3,420
Total noninterest expense	$1,296,000	3,352
Salaries and employee benefits	$595,000	3,731
Premises and equipment expense	$163,000	3,192
Additional noninterest expense	$538,000	2,805
Pre-tax net operating income	$233,000	4,236
Securities gains (losses)	$53,000	893
Applicable income taxes	$77,000	2,638
Income before extraordinary items	$209,000	4,199
Extraordinary gains, net	$0	10
Net income	$209,000	4,201
Minority interest net income	$0	76
Net income of bank and minority interests.	$209,000	4,201
Net charge-offs	$117,000	1,765
Cash dividends	$187,000	1,679
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$170,310	4,442
2012-12-31 (YTD Data)		Rank
Total interest income	$6,115,000	3,777
Total interest expense	$605,000	4,735
Net interest income	$5,510,000	3,576
Provision for loan and lease losses	$422,000	2,949
Total noninterest income	$1,220,000	2,936
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$769,000	1,747
Trading account gains and fees	$0	166
Additional Noninterest Income	$451,000	3,476
Total noninterest expense	$5,414,000	3,276
Salaries and employee benefits	$2,359,000	3,709
Premises and equipment expense	$695,000	3,037
Additional noninterest expense	$2,360,000	2,698
Pre-tax net operating income	$894,000	4,179
Securities gains (losses)	$61,000	2,600
Applicable income taxes	$225,000	2,913
Income before extraordinary items	$730,000	4,410
Extraordinary gains, net	$0	29
Net income	$730,000	4,407
Minority interest net income	$0	93
Net income of bank and minority interests.	$730,000	4,409
Net charge-offs	$572,000	2,473
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$683,640	4,328
2012-09-30 (YTD Data)		Rank
Total interest income	$4,592,000	3,845
Total interest expense	$460,000	4,836
Net interest income	$4,132,000	3,637
Provision for loan and lease losses	$288,000	3,030
Total noninterest income	$890,000	2,994
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$564,000	1,808
Trading account gains and fees	$0	157
Additional Noninterest Income	$326,000	3,573
Total noninterest expense	$4,043,000	3,313
Salaries and employee benefits	$1,778,000	3,707
Premises and equipment expense	$525,000	3,056
Additional noninterest expense	$1,740,000	2,751
Pre-tax net operating income	$691,000	4,237
Securities gains (losses)	$61,000	2,319
Applicable income taxes	$198,000	2,845
Income before extraordinary items	$554,000	4,506
Extraordinary gains, net	$0	20
Net income	$554,000	4,505
Minority interest net income	$0	86
Net income of bank and minority interests.	$554,000	4,504
Net charge-offs	$388,000	2,494
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$508,860	4,445
2012-06-30 (YTD Data)		Rank
Total interest income	$3,053,000	3,883
Total interest expense	$315,000	4,889
Net interest income	$2,738,000	3,663
Provision for loan and lease losses	$161,000	3,262
Total noninterest income	$532,000	3,125
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$355,000	1,882
Trading account gains and fees	$0	153
Additional Noninterest Income	$177,000	3,837
Total noninterest expense	$2,680,000	3,342
Salaries and employee benefits	$1,183,000	3,738
Premises and equipment expense	$345,000	3,093
Additional noninterest expense	$1,152,000	2,784
Pre-tax net operating income	$429,000	4,342
Securities gains (losses)	$61,000	1,912
Applicable income taxes	$137,000	2,793
Income before extraordinary items	$353,000	4,563
Extraordinary gains, net	$0	19
Net income	$353,000	4,565
Minority interest net income	$0	84
Net income of bank and minority interests.	$353,000	4,565
Net charge-offs	$261,000	2,456
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$309,080	4,584
2012-03-31 (YTD Data)		Rank
Total interest income	$1,531,000	3,921
Total interest expense	$161,000	4,951
Net interest income	$1,370,000	3,679
Provision for loan and lease losses	$76,000	3,173
Total noninterest income	$257,000	3,207
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$173,000	1,923
Trading account gains and fees	$0	148
Additional Noninterest Income	$84,000	3,962
Total noninterest expense	$1,316,000	3,396
Salaries and employee benefits	$585,000	3,799
Premises and equipment expense	$175,000	3,083
Additional noninterest expense	$556,000	2,835
Pre-tax net operating income	$235,000	4,269
Securities gains (losses)	$0	2,210
Applicable income taxes	$69,000	2,777
Income before extraordinary items	$166,000	4,679
Extraordinary gains, net	$0	19
Net income	$166,000	4,683
Minority interest net income	$0	78
Net income of bank and minority interests.	$166,000	4,683
Net charge-offs	$76,000	2,689
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$166,000	4,545
2011-12-31 (YTD Data)		Rank
Total interest income	$6,252,000	3,943
Total interest expense	$892,000	4,666
Net interest income	$5,360,000	3,742
Provision for loan and lease losses	$366,000	3,857
Total noninterest income	$1,008,000	3,102
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$723,000	1,930
Trading account gains and fees	$0	146
Additional Noninterest Income	$285,000	3,948
Total noninterest expense	$5,223,000	3,414
Salaries and employee benefits	$2,235,000	3,870
Premises and equipment expense	$710,000	3,170
Additional noninterest expense	$2,278,000	2,791
Pre-tax net operating income	$779,000	4,129
Securities gains (losses)	$106,000	2,018
Applicable income taxes	$278,000	2,607
Income before extraordinary items	$607,000	4,382
Extraordinary gains, net	$0	29
Net income	$607,000	4,383
Minority interest net income	$0	96
Net income of bank and minority interests.	$607,000	4,383
Net charge-offs	$191,000	4,339
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$533,860	4,453
2011-09-30 (YTD Data)		Rank
Total interest income	$4,725,000	3,964
Total interest expense	$720,000	4,612
Net interest income	$4,005,000	3,769
Provision for loan and lease losses	$302,000	3,592
Total noninterest income	$783,000	3,049
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$550,000	1,918
Trading account gains and fees	$0	145
Additional Noninterest Income	$233,000	3,859
Total noninterest expense	$3,858,000	3,467
Salaries and employee benefits	$1,639,000	3,918
Premises and equipment expense	$532,000	3,209
Additional noninterest expense	$1,687,000	2,835
Pre-tax net operating income	$628,000	4,148
Securities gains (losses)	$106,000	1,733
Applicable income taxes	$246,000	2,467
Income before extraordinary items	$488,000	4,356
Extraordinary gains, net	$0	21
Net income	$488,000	4,358
Minority interest net income	$0	87
Net income of bank and minority interests.	$488,000	4,358
Net charge-offs	$152,000	3,999
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$418,040	4,468
2011-06-30 (YTD Data)		Rank
Total interest income	$3,170,000	3,984
Total interest expense	$514,000	4,548
Net interest income	$2,656,000	3,802
Provision for loan and lease losses	$226,000	3,374
Total noninterest income	$517,000	3,057
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$362,000	1,916
Trading account gains and fees	$0	153
Additional Noninterest Income	$155,000	3,890
Total noninterest expense	$2,561,000	3,511
Salaries and employee benefits	$1,071,000	4,019
Premises and equipment expense	$373,000	3,107
Additional noninterest expense	$1,117,000	2,905
Pre-tax net operating income	$386,000	4,262
Securities gains (losses)	$106,000	1,099
Applicable income taxes	$168,000	2,394
Income before extraordinary items	$324,000	4,333
Extraordinary gains, net	$0	15
Net income	$324,000	4,332
Minority interest net income	$0	89
Net income of bank and minority interests.	$324,000	4,334
Net charge-offs	$101,000	3,829
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$254,040	4,602
2011-03-31 (YTD Data)		Rank
Total interest income	$1,592,000	3,999
Total interest expense	$288,000	4,411
Net interest income	$1,304,000	3,839
Provision for loan and lease losses	$122,000	3,104
Total noninterest income	$258,000	3,103
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$180,000	1,898
Trading account gains and fees	$0	158
Additional Noninterest Income	$78,000	3,953
Total noninterest expense	$1,255,000	3,572
Salaries and employee benefits	$519,000	4,124
Premises and equipment expense	$197,000	3,036
Additional noninterest expense	$539,000	2,996
Pre-tax net operating income	$185,000	4,363
Securities gains (losses)	$0	1,772
Applicable income taxes	$65,000	2,620
Income before extraordinary items	$120,000	4,768
Extraordinary gains, net	$0	9
Net income	$120,000	4,766
Minority interest net income	$0	86
Net income of bank and minority interests.	$120,000	4,768
Net charge-offs	$82,000	2,935
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$120,000	4,708
2010-12-31 (YTD Data)		Rank
Total interest income	$6,810,000	3,985
Total interest expense	$1,774,000	3,861
Net interest income	$5,036,000	3,942
Provision for loan and lease losses	$771,000	3,448
Total noninterest income	$1,034,000	3,173
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$643,000	2,182
Trading account gains and fees	$0	175
Additional Noninterest Income	$391,000	3,552
Total noninterest expense	$4,997,000	3,618
Salaries and employee benefits	$2,102,000	4,093
Premises and equipment expense	$721,000	3,216
Additional noninterest expense	$2,174,000	3,021
Pre-tax net operating income	$302,000	4,893
Securities gains (losses)	$226,000	1,492
Applicable income taxes	$197,000	2,730
Income before extraordinary items	$331,000	4,839
Extraordinary gains, net	$0	29
Net income	$331,000	4,842
Minority interest net income	$0	111
Net income of bank and minority interests.	$331,000	4,842
Net charge-offs	$896,000	2,841
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$186,360	5,192
2010-09-30 (YTD Data)		Rank
Total interest income	$5,168,000	4,025
Total interest expense	$1,418,000	3,847
Net interest income	$3,750,000	4,009
Provision for loan and lease losses	$313,000	4,261
Total noninterest income	$738,000	3,301
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$470,000	2,267
Trading account gains and fees	$0	165
Additional Noninterest Income	$268,000	3,723
Total noninterest expense	$3,721,000	3,638
Salaries and employee benefits	$1,554,000	4,157
Premises and equipment expense	$528,000	3,332
Additional noninterest expense	$1,639,000	2,970
Pre-tax net operating income	$454,000	4,350
Securities gains (losses)	$0	3,651
Applicable income taxes	$99,000	3,134
Income before extraordinary items	$355,000	4,632
Extraordinary gains, net	$0	23
Net income	$355,000	4,635
Minority interest net income	$0	110
Net income of bank and minority interests.	$355,000	4,635
Net charge-offs	$588,000	2,853
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$355,000	4,445
2010-06-30 (YTD Data)		Rank
Total interest income	$3,473,000	4,043
Total interest expense	$993,000	3,827
Net interest income	$2,480,000	4,034
Provision for loan and lease losses	$197,000	4,269
Total noninterest income	$482,000	3,282
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$308,000	2,308
Trading account gains and fees	$0	152
Additional Noninterest Income	$174,000	3,737
Total noninterest expense	$2,463,000	3,666
Salaries and employee benefits	$1,017,000	4,242
Premises and equipment expense	$349,000	3,379
Additional noninterest expense	$1,097,000	2,953
Pre-tax net operating income	$302,000	4,404
Securities gains (losses)	$0	3,184
Applicable income taxes	$48,000	3,304
Income before extraordinary items	$254,000	4,568
Extraordinary gains, net	$0	19
Net income	$254,000	4,568
Minority interest net income	$0	105
Net income of bank and minority interests.	$254,000	4,568
Net charge-offs	$447,000	2,566
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$254,000	4,420
2010-03-31 (YTD Data)		Rank
Total interest income	$1,721,000	4,125
Total interest expense	$503,000	3,911
Net interest income	$1,218,000	4,115
Provision for loan and lease losses	$60,000	4,570
Total noninterest income	$224,000	3,424
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$141,000	2,456
Trading account gains and fees	$0	175
Additional Noninterest Income	$83,000	3,837
Total noninterest expense	$1,219,000	3,718
Salaries and employee benefits	$508,000	4,301
Premises and equipment expense	$169,000	3,552
Additional noninterest expense	$542,000	2,959
Pre-tax net operating income	$163,000	4,419
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$163,000	4,227
Extraordinary gains, net	$0	16
Net income	$163,000	4,228
Minority interest net income	$0	91
Net income of bank and minority interests.	$163,000	4,226
Net charge-offs	$235,000	2,271
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$163,000	4,128
2009-12-31 (YTD Data)		Rank
Total interest income	$7,282,000	4,073
Total interest expense	$2,613,000	3,780
Net interest income	$4,669,000	4,117
Provision for loan and lease losses	$701,000	4,035
Total noninterest income	$937,000	3,472
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$586,000	2,581
Trading account gains and fees	$0	211
Additional Noninterest Income	$351,000	3,731
Total noninterest expense	$4,781,000	3,822
Salaries and employee benefits	$1,977,000	4,405
Premises and equipment expense	$699,000	3,458
Additional noninterest expense	$2,105,000	3,185
Pre-tax net operating income	$124,000	5,018
Securities gains (losses)	$65,000	2,452
Applicable income taxes	$-103,000	6,578
Income before extraordinary items	$292,000	4,500
Extraordinary gains, net	$0	34
Net income	$292,000	4,500
Minority interest net income	$0	115
Net income of bank and minority interests.	$292,000	4,501
Net charge-offs	$451,000	3,928
Cash dividends	$79,000	4,267
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$227,000	4,652
2009-09-30 (YTD Data)		Rank
Total interest income	$5,465,000	4,128
Total interest expense	$2,060,000	3,783
Net interest income	$3,405,000	4,213
Provision for loan and lease losses	$483,000	3,853
Total noninterest income	$587,000	3,888
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$426,000	2,641
Trading account gains and fees	$0	212
Additional Noninterest Income	$161,000	4,640
Total noninterest expense	$3,617,000	3,796
Salaries and employee benefits	$1,491,000	4,408
Premises and equipment expense	$516,000	3,544
Additional noninterest expense	$1,610,000	3,105
Pre-tax net operating income	$-108,000	5,897
Securities gains (losses)	$65,000	2,125
Applicable income taxes	$-103,000	6,950
Income before extraordinary items	$60,000	5,512
Extraordinary gains, net	$0	27
Net income	$60,000	5,512
Minority interest net income	$0	118
Net income of bank and minority interests.	$60,000	5,512
Net charge-offs	$233,000	4,069
Cash dividends	$79,000	3,730
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$18,400	5,644
2009-06-30 (YTD Data)		Rank
Total interest income	$3,623,000	4,174
Total interest expense	$1,436,000	3,775
Net interest income	$2,187,000	4,322
Provision for loan and lease losses	$440,000	3,134
Total noninterest income	$352,000	4,113
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$267,000	2,733
Trading account gains and fees	$0	193
Additional Noninterest Income	$85,000	5,080
Total noninterest expense	$2,380,000	3,879
Salaries and employee benefits	$994,000	4,456
Premises and equipment expense	$338,000	3,617
Additional noninterest expense	$1,048,000	3,180
Pre-tax net operating income	$-281,000	6,404
Securities gains (losses)	$65,000	1,741
Applicable income taxes	$-103,000	7,151
Income before extraordinary items	$-113,000	6,215
Extraordinary gains, net	$0	21
Net income	$-113,000	6,214
Minority interest net income	$0	112
Net income of bank and minority interests.	$-113,000	6,214
Net charge-offs	$240,000	3,217
Cash dividends	$79,000	3,443
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-154,600	6,265
2009-03-31 (YTD Data)		Rank
Total interest income	$1,796,000	4,239
Total interest expense	$736,000	3,813
Net interest income	$1,060,000	4,399
Provision for loan and lease losses	$359,000	2,104
Total noninterest income	$134,000	4,661
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$129,000	2,747
Trading account gains and fees	$0	171
Additional Noninterest Income	$5,000	7,314
Total noninterest expense	$1,283,000	3,573
Salaries and employee benefits	$515,000	4,369
Premises and equipment expense	$173,000	3,602
Additional noninterest expense	$595,000	2,580
Pre-tax net operating income	$-448,000	7,265
Securities gains (losses)	$163,000	756
Applicable income taxes	$-103,000	7,559
Income before extraordinary items	$-182,000	7,000
Extraordinary gains, net	$0	15
Net income	$-182,000	7,001
Minority interest net income	$0	102
Net income of bank and minority interests.	$-182,000	7,001
Net charge-offs	$9,000	4,815
Cash dividends	$79,000	2,425
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-286,320	7,117
2008-12-31 (YTD Data)		Rank
Total interest income	$7,849,000	4,184
Total interest expense	$3,579,000	3,790
Net interest income	$4,270,000	4,375
Provision for loan and lease losses	$586,000	3,550
Total noninterest income	$1,031,000	3,344
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$576,000	2,724
Trading account gains and fees	$0	154
Additional Noninterest Income	$455,000	3,355
Total noninterest expense	$4,680,000	3,765
Salaries and employee benefits	$1,946,000	4,544
Premises and equipment expense	$684,000	3,572
Additional noninterest expense	$2,050,000	2,809
Pre-tax net operating income	$35,000	6,205
Securities gains (losses)	$0	3,220
Applicable income taxes	$9,000	4,560
Income before extraordinary items	$26,000	6,121
Extraordinary gains, net	$0	39
Net income	$26,000	6,121
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$411,000	3,085
Cash dividends	$304,000	4,039
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$26,000	6,267
2008-09-30 (YTD Data)		Rank
Total interest income	$5,971,000	4,216
Total interest expense	$2,730,000	3,854
Net interest income	$3,241,000	4,368
Provision for loan and lease losses	$444,000	2,936
Total noninterest income	$755,000	3,472
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$429,000	2,757
Trading account gains and fees	$0	148
Additional Noninterest Income	$326,000	3,545
Total noninterest expense	$3,292,000	3,933
Salaries and employee benefits	$1,390,000	4,724
Premises and equipment expense	$493,000	3,674
Additional noninterest expense	$1,409,000	2,941
Pre-tax net operating income	$260,000	5,793
Securities gains (losses)	$0	3,106
Applicable income taxes	$66,000	3,921
Income before extraordinary items	$194,000	5,728
Extraordinary gains, net	$0	31
Net income	$194,000	5,726
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$369,000	2,314
Cash dividends	$228,000	3,723
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$194,000	5,898
2008-06-30 (YTD Data)		Rank
Total interest income	$4,029,000	4,230
Total interest expense	$1,873,000	3,894
Net interest income	$2,156,000	4,369
Provision for loan and lease losses	$182,000	3,295
Total noninterest income	$492,000	3,542
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$278,000	2,798
Trading account gains and fees	$0	149
Additional Noninterest Income	$214,000	3,629
Total noninterest expense	$2,148,000	4,030
Salaries and employee benefits	$916,000	4,795
Premises and equipment expense	$332,000	3,672
Additional noninterest expense	$900,000	3,012
Pre-tax net operating income	$318,000	5,184
Securities gains (losses)	$0	3,233
Applicable income taxes	$77,000	3,708
Income before extraordinary items	$241,000	5,341
Extraordinary gains, net	$0	21
Net income	$241,000	5,342
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$107,000	2,946
Cash dividends	$153,000	3,709
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$241,000	5,263
2008-03-31 (YTD Data)		Rank
Total interest income	$2,044,000	4,256
Total interest expense	$984,000	3,945
Net interest income	$1,060,000	4,425
Provision for loan and lease losses	$56,000	3,670
Total noninterest income	$234,000	3,661
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$133,000	2,851
Trading account gains and fees	$0	158
Additional Noninterest Income	$101,000	3,742
Total noninterest expense	$1,087,000	3,993
Salaries and employee benefits	$465,000	4,782
Premises and equipment expense	$173,000	3,598
Additional noninterest expense	$449,000	2,980
Pre-tax net operating income	$151,000	5,424
Securities gains (losses)	$0	2,688
Applicable income taxes	$37,000	3,853
Income before extraordinary items	$114,000	5,652
Extraordinary gains, net	$0	15
Net income	$114,000	5,655
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	2,651
Cash dividends	$77,000	3,129
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$114,000	5,548
2007-12-31 (YTD Data)		Rank
Total interest income	$8,091,000	4,330
Total interest expense	$3,941,000	4,044
Net interest income	$4,150,000	4,508
Provision for loan and lease losses	$189,000	3,963
Total noninterest income	$985,000	3,564
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$473,000	3,169
Trading account gains and fees	$0	178
Additional Noninterest Income	$512,000	3,273
Total noninterest expense	$4,213,000	3,959
Salaries and employee benefits	$1,926,000	4,515
Premises and equipment expense	$567,000	3,997
Additional noninterest expense	$1,720,000	3,059
Pre-tax net operating income	$733,000	5,359
Securities gains (losses)	$0	2,146
Applicable income taxes	$190,000	3,893
Income before extraordinary items	$543,000	5,534
Extraordinary gains, net	$0	39
Net income	$543,000	5,534
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$139,000	3,328
Cash dividends	$300,000	4,401
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$543,000	5,521
2007-09-30 (YTD Data)		Rank
Total interest income	$5,977,000	4,385
Total interest expense	$2,883,000	4,112
Net interest income	$3,094,000	4,558
Provision for loan and lease losses	$149,000	3,511
Total noninterest income	$719,000	3,627
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$337,000	3,288
Trading account gains and fees	$0	184
Additional Noninterest Income	$382,000	3,295
Total noninterest expense	$2,979,000	4,120
Salaries and employee benefits	$1,378,000	4,638
Premises and equipment expense	$420,000	4,019
Additional noninterest expense	$1,181,000	3,234
Pre-tax net operating income	$685,000	5,164
Securities gains (losses)	$0	1,655
Applicable income taxes	$216,000	3,626
Income before extraordinary items	$469,000	5,514
Extraordinary gains, net	$0	33
Net income	$469,000	5,512
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$134,000	2,463
Cash dividends	$225,000	3,973
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$469,000	5,500
2007-06-30 (YTD Data)		Rank
Total interest income	$3,871,000	4,490
Total interest expense	$1,862,000	4,201
Net interest income	$2,009,000	4,652
Provision for loan and lease losses	$100,000	3,268
Total noninterest income	$485,000	3,621
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$219,000	3,318
Trading account gains and fees	$0	168
Additional Noninterest Income	$266,000	3,224
Total noninterest expense	$1,975,000	4,161
Salaries and employee benefits	$952,000	4,569
Premises and equipment expense	$272,000	4,133
Additional noninterest expense	$751,000	3,362
Pre-tax net operating income	$419,000	5,418
Securities gains (losses)	$0	1,444
Applicable income taxes	$130,000	3,822
Income before extraordinary items	$289,000	5,732
Extraordinary gains, net	$0	29
Net income	$289,000	5,732
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	2,655
Cash dividends	$150,000	3,935
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$289,000	5,721
2007-03-31 (YTD Data)		Rank
Total interest income	$1,902,000	4,543
Total interest expense	$903,000	4,260
Net interest income	$999,000	4,688
Provision for loan and lease losses	$50,000	3,068
Total noninterest income	$261,000	3,421
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$103,000	3,387
Trading account gains and fees	$0	195
Additional Noninterest Income	$158,000	2,916
Total noninterest expense	$1,015,000	4,096
Salaries and employee benefits	$492,000	4,491
Premises and equipment expense	$140,000	4,053
Additional noninterest expense	$383,000	3,292
Pre-tax net operating income	$195,000	5,580
Securities gains (losses)	$0	1,187
Applicable income taxes	$64,000	3,835
Income before extraordinary items	$131,000	5,922
Extraordinary gains, net	$0	22
Net income	$131,000	5,921
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	2,785
Cash dividends	$75,000	3,338
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$131,000	5,900
2006-12-31 (YTD Data)		Rank
Total interest income	$6,711,000	4,680
Total interest expense	$2,820,000	4,478
Net interest income	$3,891,000	4,735
Provision for loan and lease losses	$293,000	2,846
Total noninterest income	$779,000	4,126
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$398,000	3,547
Trading account gains and fees	$0	130
Additional Noninterest Income	$381,000	3,817
Total noninterest expense	$3,259,000	4,618
Salaries and employee benefits	$1,573,000	5,033
Premises and equipment expense	$390,000	5,007
Additional noninterest expense	$1,296,000	3,713
Pre-tax net operating income	$1,118,000	4,946
Securities gains (losses)	$0	1,687
Applicable income taxes	$341,000	3,625
Income before extraordinary items	$777,000	5,273
Extraordinary gains, net	$0	51
Net income	$777,000	5,276
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$238,000	1,966
Cash dividends	$243,000	4,746
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$777,000	5,271
2006-09-30 (YTD Data)		Rank
Total interest income	$4,890,000	4,744
Total interest expense	$2,004,000	4,546
Net interest income	$2,886,000	4,809
Provision for loan and lease losses	$194,000	2,927
Total noninterest income	$571,000	4,177
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$288,000	3,647
Trading account gains and fees	$0	126
Additional Noninterest Income	$283,000	3,840
Total noninterest expense	$2,362,000	4,714
Salaries and employee benefits	$1,101,000	5,239
Premises and equipment expense	$296,000	4,990
Additional noninterest expense	$965,000	3,706
Pre-tax net operating income	$901,000	4,963
Securities gains (losses)	$0	1,388
Applicable income taxes	$283,000	3,669
Income before extraordinary items	$618,000	5,287
Extraordinary gains, net	$0	45
Net income	$618,000	5,290
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$204,000	1,502
Cash dividends	$170,000	4,327
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$618,000	5,275
2006-06-30 (YTD Data)		Rank
Total interest income	$3,154,000	4,799
Total interest expense	$1,258,000	4,581
Net interest income	$1,896,000	4,869
Provision for loan and lease losses	$104,000	3,267
Total noninterest income	$355,000	4,316
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$182,000	3,753
Trading account gains and fees	$0	126
Additional Noninterest Income	$173,000	4,029
Total noninterest expense	$1,530,000	4,813
Salaries and employee benefits	$734,000	5,255
Premises and equipment expense	$165,000	5,518
Additional noninterest expense	$631,000	3,764
Pre-tax net operating income	$617,000	4,919
Securities gains (losses)	$0	1,185
Applicable income taxes	$199,000	3,630
Income before extraordinary items	$418,000	5,280
Extraordinary gains, net	$0	39
Net income	$418,000	5,284
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	2,304
Cash dividends	$99,000	4,426
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$418,000	5,280
2006-03-31 (YTD Data)		Rank
Total interest income	$1,513,000	4,873
Total interest expense	$613,000	4,521
Net interest income	$900,000	5,031
Provision for loan and lease losses	$39,000	3,587
Total noninterest income	$169,000	4,354
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$85,000	3,811
Trading account gains and fees	$0	115
Additional Noninterest Income	$84,000	4,044
Total noninterest expense	$715,000	5,065
Salaries and employee benefits	$337,000	5,563
Premises and equipment expense	$79,000	5,661
Additional noninterest expense	$299,000	3,908
Pre-tax net operating income	$315,000	4,841
Securities gains (losses)	$0	955
Applicable income taxes	$104,000	3,539
Income before extraordinary items	$211,000	5,240
Extraordinary gains, net	$0	21
Net income	$211,000	5,239
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	3,017
Cash dividends	$36,000	3,694
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$211,000	5,233
2005-12-31 (YTD Data)		Rank
Total interest income	$5,209,000	5,021
Total interest expense	$1,937,000	4,528
Net interest income	$3,272,000	5,218
Provision for loan and lease losses	$247,000	3,193
Total noninterest income	$784,000	4,089
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$358,000	3,796
Trading account gains and fees	$0	138
Additional Noninterest Income	$426,000	3,667
Total noninterest expense	$2,886,000	4,902
Salaries and employee benefits	$1,409,000	5,264
Premises and equipment expense	$373,000	5,077
Additional noninterest expense	$1,104,000	4,103
Pre-tax net operating income	$923,000	5,575
Securities gains (losses)	$0	2,296
Applicable income taxes	$365,000	3,845
Income before extraordinary items	$558,000	6,152
Extraordinary gains, net	$0	46
Net income	$558,000	6,157
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$102,000	3,316
Cash dividends	$109,000	5,433
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$558,000	6,116
2005-09-30 (YTD Data)		Rank
Total interest income	$3,764,000	5,108
Total interest expense	$1,358,000	4,584
Net interest income	$2,406,000	5,297
Provision for loan and lease losses	$191,000	3,034
Total noninterest income	$584,000	4,126
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$251,000	3,949
Trading account gains and fees	$0	126
Additional Noninterest Income	$333,000	3,615
Total noninterest expense	$2,138,000	4,912
Salaries and employee benefits	$1,035,000	5,314
Premises and equipment expense	$294,000	4,911
Additional noninterest expense	$809,000	4,147
Pre-tax net operating income	$661,000	5,768
Securities gains (losses)	$0	2,317
Applicable income taxes	$263,000	4,010
Income before extraordinary items	$398,000	6,394
Extraordinary gains, net	$0	35
Net income	$398,000	6,396
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	3,321
Cash dividends	$79,000	4,833
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$398,000	6,352
2005-06-30 (YTD Data)		Rank
Total interest income	$2,377,000	5,220
Total interest expense	$840,000	4,655
Net interest income	$1,537,000	5,424
Provision for loan and lease losses	$137,000	2,820
Total noninterest income	$328,000	4,550
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$134,000	4,409
Trading account gains and fees	$0	116
Additional Noninterest Income	$194,000	3,809
Total noninterest expense	$1,399,000	4,972
Salaries and employee benefits	$662,000	5,424
Premises and equipment expense	$211,000	4,630
Additional noninterest expense	$526,000	4,203
Pre-tax net operating income	$329,000	6,409
Securities gains (losses)	$0	2,146
Applicable income taxes	$138,000	4,376
Income before extraordinary items	$191,000	7,001
Extraordinary gains, net	$0	30
Net income	$191,000	7,002
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	2,928
Cash dividends	$52,000	4,703
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$191,000	6,953
2005-03-31 (YTD Data)		Rank
Total interest income	$1,152,000	5,297
Total interest expense	$384,000	4,795
Net interest income	$768,000	5,458
Provision for loan and lease losses	$69,000	2,690
Total noninterest income	$134,000	5,007
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$30,000	5,982
Trading account gains and fees	$0	115
Additional Noninterest Income	$104,000	3,652
Total noninterest expense	$683,000	5,086
Salaries and employee benefits	$323,000	5,558
Premises and equipment expense	$108,000	4,611
Additional noninterest expense	$252,000	4,340
Pre-tax net operating income	$150,000	6,565
Securities gains (losses)	$0	1,685
Applicable income taxes	$68,000	4,330
Income before extraordinary items	$82,000	7,194
Extraordinary gains, net	$0	24
Net income	$82,000	7,194
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	2,216
Cash dividends	$25,000	3,673
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$82,000	7,162
2004-12-31 (YTD Data)		Rank
Total interest income	$4,171,000	5,425
Total interest expense	$1,309,000	4,873
Net interest income	$2,862,000	5,551
Provision for loan and lease losses	$301,000	2,893
Total noninterest income	$568,000	4,950
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$112,000	6,300
Trading account gains and fees	$0	138
Additional Noninterest Income	$456,000	3,485
Total noninterest expense	$2,774,000	4,929
Salaries and employee benefits	$1,250,000	5,570
Premises and equipment expense	$376,000	4,969
Additional noninterest expense	$1,148,000	3,883
Pre-tax net operating income	$355,000	7,260
Securities gains (losses)	$0	3,819
Applicable income taxes	$61,000	5,913
Income before extraordinary items	$294,000	7,256
Extraordinary gains, net	$0	34
Net income	$294,000	7,255
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$276,000	2,115
Cash dividends	$72,000	5,694
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$294,000	7,203
2004-09-30 (YTD Data)		Rank
Total interest income	$3,059,000	5,490
Total interest expense	$962,000	4,888
Net interest income	$2,097,000	5,634
Provision for loan and lease losses	$258,000	2,533
Total noninterest income	$421,000	5,014
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$80,000	6,413
Trading account gains and fees	$0	134
Additional Noninterest Income	$341,000	3,482
Total noninterest expense	$2,058,000	4,937
Salaries and employee benefits	$947,000	5,495
Premises and equipment expense	$279,000	4,993
Additional noninterest expense	$832,000	3,966
Pre-tax net operating income	$202,000	7,690
Securities gains (losses)	$0	3,710
Applicable income taxes	$9,000	6,807
Income before extraordinary items	$193,000	7,528
Extraordinary gains, net	$0	26
Net income	$193,000	7,528
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	3,609
Cash dividends	$50,000	4,981
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$193,000	7,470
2004-06-30 (YTD Data)		Rank
Total interest income	$1,964,000	5,603
Total interest expense	$646,000	4,880
Net interest income	$1,318,000	5,831
Provision for loan and lease losses	$156,000	2,636
Total noninterest income	$273,000	5,042
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$48,000	6,596
Trading account gains and fees	$0	130
Additional Noninterest Income	$225,000	3,524
Total noninterest expense	$1,367,000	4,975
Salaries and employee benefits	$636,000	5,505
Premises and equipment expense	$187,000	4,999
Additional noninterest expense	$544,000	4,048
Pre-tax net operating income	$68,000	8,135
Securities gains (losses)	$0	3,413
Applicable income taxes	$9,000	6,693
Income before extraordinary items	$59,000	8,154
Extraordinary gains, net	$0	21
Net income	$59,000	8,157
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	4,398
Cash dividends	$21,000	4,943
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$59,000	8,106
2004-03-31 (YTD Data)		Rank
Total interest income	$1,004,000	5,558
Total interest expense	$329,000	4,894
Net interest income	$675,000	5,754
Provision for loan and lease losses	$62,000	2,894
Total noninterest income	$132,000	5,090
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$22,000	6,668
Trading account gains and fees	$0	121
Additional Noninterest Income	$110,000	3,509
Total noninterest expense	$657,000	5,133
Salaries and employee benefits	$316,000	5,570
Premises and equipment expense	$97,000	4,884
Additional noninterest expense	$244,000	4,405
Pre-tax net operating income	$88,000	7,338
Securities gains (losses)	$0	2,934
Applicable income taxes	$9,000	6,307
Income before extraordinary items	$79,000	7,246
Extraordinary gains, net	$0	16
Net income	$79,000	7,248
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-23,000	8,593
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$79,000	7,166
2003-12-31 (YTD Data)		Rank
Total interest income	$3,788,000	5,817
Total interest expense	$1,331,000	5,260
Net interest income	$2,457,000	5,958
Provision for loan and lease losses	$422,000	2,472
Total noninterest income	$878,000	4,008
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$82,000	6,865
Trading account gains and fees	$0	160
Additional Noninterest Income	$796,000	2,747
Total noninterest expense	$2,525,000	5,177
Salaries and employee benefits	$1,261,000	5,466
Premises and equipment expense	$380,000	4,919
Additional noninterest expense	$884,000	4,694
Pre-tax net operating income	$388,000	7,093
Securities gains (losses)	$0	4,500
Applicable income taxes	$-49,000	8,869
Income before extraordinary items	$437,000	6,627
Extraordinary gains, net	$0	54
Net income	$437,000	6,631
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$492,000	1,623
Cash dividends	$38,000	6,013
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$437,000	6,463
2003-09-30 (YTD Data)		Rank
Total interest income	$2,813,000	5,917
Total interest expense	$1,016,000	5,333
Net interest income	$1,797,000	6,056
Provision for loan and lease losses	$89,000	5,015
Total noninterest income	$521,000	4,639
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$59,000	6,981
Trading account gains and fees	$0	153
Additional Noninterest Income	$462,000	3,270
Total noninterest expense	$1,917,000	5,121
Salaries and employee benefits	$964,000	5,379
Premises and equipment expense	$283,000	4,924
Additional noninterest expense	$670,000	4,616
Pre-tax net operating income	$312,000	7,114
Securities gains (losses)	$0	4,204
Applicable income taxes	$103,000	5,539
Income before extraordinary items	$209,000	7,540
Extraordinary gains, net	$0	40
Net income	$209,000	7,543
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$134,000	2,780
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$209,000	7,383
2003-06-30 (YTD Data)		Rank
Total interest income	$1,854,000	5,969
Total interest expense	$690,000	5,389
Net interest income	$1,164,000	6,155
Provision for loan and lease losses	$54,000	5,044
Total noninterest income	$343,000	4,634
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$41,000	6,904
Trading account gains and fees	$0	150
Additional Noninterest Income	$302,000	3,277
Total noninterest expense	$1,243,000	5,213
Salaries and employee benefits	$628,000	5,466
Premises and equipment expense	$190,000	4,871
Additional noninterest expense	$425,000	4,796
Pre-tax net operating income	$210,000	7,127
Securities gains (losses)	$0	3,782
Applicable income taxes	$71,000	5,543
Income before extraordinary items	$139,000	7,566
Extraordinary gains, net	$0	30
Net income	$139,000	7,568
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$104,000	2,447
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$139,000	7,379
2003-03-31 (YTD Data)		Rank
Total interest income	$912,000	6,057
Total interest expense	$351,000	5,444
Net interest income	$561,000	6,280
Provision for loan and lease losses	$39,000	4,168
Total noninterest income	$148,000	4,922
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$19,000	6,970
Trading account gains and fees	$0	134
Additional Noninterest Income	$129,000	3,478
Total noninterest expense	$594,000	5,371
Salaries and employee benefits	$282,000	5,818
Premises and equipment expense	$94,000	4,897
Additional noninterest expense	$218,000	4,659
Pre-tax net operating income	$76,000	7,593
Securities gains (losses)	$0	2,891
Applicable income taxes	$26,000	5,851
Income before extraordinary items	$50,000	7,898
Extraordinary gains, net	$0	21
Net income	$50,000	7,897
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$174,000	1,025
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$50,000	7,742
2002-12-31 (YTD Data)		Rank
Total interest income	$3,374,000	6,461
Total interest expense	$1,293,000	6,196
Net interest income	$2,081,000	6,499
Provision for loan and lease losses	$787,000	1,660
Total noninterest income	$504,000	5,192
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$76,000	7,019
Trading account gains and fees	$0	153
Additional Noninterest Income	$428,000	3,574
Total noninterest expense	$2,065,000	5,776
Salaries and employee benefits	$963,000	6,271
Premises and equipment expense	$354,000	5,061
Additional noninterest expense	$748,000	5,169
Pre-tax net operating income	$-267,000	8,864
Securities gains (losses)	$0	4,537
Applicable income taxes	$-91,000	9,054
Income before extraordinary items	$-176,000	8,889
Extraordinary gains, net	$0	70
Net income	$-176,000	8,889
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$567,000	1,501
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$-176,000	8,835
2001-12-31 (YTD Data)		Rank
Total interest income	$3,109,000	7,145
Total interest expense	$1,483,000	7,014
Net interest income	$1,626,000	7,105
Provision for loan and lease losses	$236,000	3,797
Total noninterest income	$374,000	5,859
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$57,000	7,450
Trading account gains and fees	$0	177
Additional Noninterest Income	$317,000	3,995
Total noninterest expense	$1,679,000	6,388
Salaries and employee benefits	$845,000	6,598
Premises and equipment expense	$296,000	5,556
Additional noninterest expense	$538,000	6,214
Pre-tax net operating income	$85,000	8,400
Securities gains (losses)	$0	4,612
Applicable income taxes	$-75,000	9,212
Income before extraordinary items	$160,000	7,968
Extraordinary gains, net	$0	105
Net income	$160,000	7,971
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$18,000	6,460
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$160,000	7,854
2000-12-31 (YTD Data)		Rank
Total interest income	$1,185,000	9,235
Total interest expense	$562,000	9,134
Net interest income	$623,000	9,256
Provision for loan and lease losses	$265,000	3,112
Total noninterest income	$26,000	9,625
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$8,000	8,450
Trading account gains and fees	NA	NA
Additional Noninterest Income	$18,000	9,043
Total noninterest expense	$1,083,000	7,791
Salaries and employee benefits	$496,000	8,259
Premises and equipment expense	$175,000	7,161
Additional noninterest expense	$412,000	7,054
Pre-tax net operating income	$-699,000	9,634
Securities gains (losses)	$0	1,956
Applicable income taxes	$0	8,362
Income before extraordinary items	$-699,000	9,656
Extraordinary gains, net	$0	38
Net income	$-699,000	9,655
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$5,370,000	192
Net operating income	$-699,000	9,655

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.