Home > HomeTown Bank > Income and Expense
HomeTown Bank, Income and Expense
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,759,000 | 1,343 |
| Total interest expense | $1,081,000 | 1,349 |
| Net interest income | $4,678,000 | 1,334 |
| Provision for loan and lease losses | $1,274,000 | 243 |
| Total noninterest income | $332,000 | 2,396 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $136,000 | 1,773 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $196,000 | 2,414 |
| Total noninterest expense | $4,257,000 | 1,225 |
| Salaries and employee benefits | $2,518,000 | 1,199 |
| Premises and equipment expense | $396,000 | 1,469 |
| Additional noninterest expense | $1,343,000 | 1,174 |
| Pre-tax net operating income | $-521,000 | 5,316 |
| Securities gains (losses) | $41,000 | 425 |
| Applicable income taxes | $-135,000 | 5,313 |
| Income before extraordinary items | $-345,000 | 5,294 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-345,000 | 5,293 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-345,000 | 5,293 |
| Net charge-offs | $1,339,000 | 181 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 386 |
| Net operating income | $-377,390 | 5,300 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $22,490,000 | 1,302 |
| Total interest expense | $3,164,000 | 1,372 |
| Net interest income | $19,326,000 | 1,279 |
| Provision for loan and lease losses | $561,000 | 1,362 |
| Total noninterest income | $3,301,000 | 1,438 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $578,000 | 1,785 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,723,000 | 1,223 |
| Total noninterest expense | $15,683,000 | 1,292 |
| Salaries and employee benefits | $8,564,000 | 1,344 |
| Premises and equipment expense | $1,623,000 | 1,386 |
| Additional noninterest expense | $5,496,000 | 1,158 |
| Pre-tax net operating income | $6,383,000 | 1,445 |
| Securities gains (losses) | $60,000 | 395 |
| Applicable income taxes | $1,121,000 | 1,288 |
| Income before extraordinary items | $5,322,000 | 1,500 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,278,000 | 1,512 |
| Minority interest net income | $44,000 | 46 |
| Net income of bank and minority interests. | $5,322,000 | 1,499 |
| Net charge-offs | $327,000 | 1,261 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $201,000 | 401 |
| Net operating income | $5,272,200 | 1,511 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $16,619,000 | 1,308 |
| Total interest expense | $2,241,000 | 1,363 |
| Net interest income | $14,378,000 | 1,286 |
| Provision for loan and lease losses | $371,000 | 1,395 |
| Total noninterest income | $2,718,000 | 1,367 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $419,000 | 1,845 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,299,000 | 1,143 |
| Total noninterest expense | $11,874,000 | 1,271 |
| Salaries and employee benefits | $6,397,000 | 1,345 |
| Premises and equipment expense | $1,213,000 | 1,405 |
| Additional noninterest expense | $4,264,000 | 1,121 |
| Pre-tax net operating income | $4,851,000 | 1,457 |
| Securities gains (losses) | $60,000 | 387 |
| Applicable income taxes | $831,000 | 1,335 |
| Income before extraordinary items | $4,080,000 | 1,483 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,042,000 | 1,494 |
| Minority interest net income | $38,000 | 45 |
| Net income of bank and minority interests. | $4,080,000 | 1,482 |
| Net charge-offs | $182,000 | 1,315 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $159,000 | 371 |
| Net operating income | $4,030,200 | 1,483 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $10,871,000 | 1,318 |
| Total interest expense | $1,395,000 | 1,372 |
| Net interest income | $9,476,000 | 1,294 |
| Provision for loan and lease losses | $347,000 | 1,082 |
| Total noninterest income | $1,912,000 | 1,330 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $280,000 | 1,848 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,632,000 | 1,088 |
| Total noninterest expense | $8,090,000 | 1,253 |
| Salaries and employee benefits | $4,301,000 | 1,344 |
| Premises and equipment expense | $810,000 | 1,417 |
| Additional noninterest expense | $2,979,000 | 1,080 |
| Pre-tax net operating income | $2,951,000 | 1,538 |
| Securities gains (losses) | $60,000 | 317 |
| Applicable income taxes | $471,000 | 1,464 |
| Income before extraordinary items | $2,540,000 | 1,555 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,512,000 | 1,569 |
| Minority interest net income | $28,000 | 40 |
| Net income of bank and minority interests. | $2,540,000 | 1,554 |
| Net charge-offs | $188,000 | 975 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $114,000 | 352 |
| Net operating income | $2,489,600 | 1,560 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $5,339,000 | 1,324 |
| Total interest expense | $649,000 | 1,398 |
| Net interest income | $4,690,000 | 1,300 |
| Provision for loan and lease losses | $237,000 | 836 |
| Total noninterest income | $1,169,000 | 1,150 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $133,000 | 1,911 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,036,000 | 909 |
| Total noninterest expense | $4,121,000 | 1,246 |
| Salaries and employee benefits | $2,192,000 | 1,338 |
| Premises and equipment expense | $416,000 | 1,406 |
| Additional noninterest expense | $1,513,000 | 1,068 |
| Pre-tax net operating income | $1,501,000 | 1,483 |
| Securities gains (losses) | $60,000 | 218 |
| Applicable income taxes | $191,000 | 1,611 |
| Income before extraordinary items | $1,370,000 | 1,432 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,358,000 | 1,440 |
| Minority interest net income | $12,000 | 43 |
| Net income of bank and minority interests. | $1,370,000 | 1,432 |
| Net charge-offs | $135,000 | 726 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 294 |
| Net operating income | $1,317,200 | 1,456 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $20,669,000 | 1,311 |
| Total interest expense | $2,509,000 | 1,287 |
| Net interest income | $18,160,000 | 1,313 |
| Provision for loan and lease losses | $1,142,000 | 814 |
| Total noninterest income | $2,631,000 | 1,727 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $545,000 | 1,908 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $2,086,000 | 1,493 |
| Total noninterest expense | $15,112,000 | 1,314 |
| Salaries and employee benefits | $8,019,000 | 1,408 |
| Premises and equipment expense | $1,597,000 | 1,431 |
| Additional noninterest expense | $5,496,000 | 1,158 |
| Pre-tax net operating income | $4,537,000 | 1,859 |
| Securities gains (losses) | $69,000 | 759 |
| Applicable income taxes | $1,503,000 | 1,539 |
| Income before extraordinary items | $3,103,000 | 1,971 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,030,000 | 2,028 |
| Minority interest net income | $73,000 | 44 |
| Net income of bank and minority interests. | $3,103,000 | 1,971 |
| Net charge-offs | $1,020,000 | 689 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $148,000 | 442 |
| Net operating income | $3,056,770 | 1,985 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $15,364,000 | 1,326 |
| Total interest expense | $1,865,000 | 1,271 |
| Net interest income | $13,499,000 | 1,325 |
| Provision for loan and lease losses | $575,000 | 1,049 |
| Total noninterest income | $2,046,000 | 1,696 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $415,000 | 1,895 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,631,000 | 1,464 |
| Total noninterest expense | $11,305,000 | 1,310 |
| Salaries and employee benefits | $6,089,000 | 1,397 |
| Premises and equipment expense | $1,210,000 | 1,424 |
| Additional noninterest expense | $4,006,000 | 1,179 |
| Pre-tax net operating income | $3,665,000 | 1,765 |
| Securities gains (losses) | $60,000 | 800 |
| Applicable income taxes | $1,143,000 | 1,353 |
| Income before extraordinary items | $2,582,000 | 1,983 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,528,000 | 2,014 |
| Minority interest net income | $54,000 | 48 |
| Net income of bank and minority interests. | $2,582,000 | 1,983 |
| Net charge-offs | $505,000 | 803 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 414 |
| Net operating income | $2,540,600 | 1,977 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $10,148,000 | 1,329 |
| Total interest expense | $1,220,000 | 1,253 |
| Net interest income | $8,928,000 | 1,334 |
| Provision for loan and lease losses | $535,000 | 816 |
| Total noninterest income | $1,308,000 | 1,743 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $296,000 | 1,787 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,012,000 | 1,527 |
| Total noninterest expense | $7,560,000 | 1,316 |
| Salaries and employee benefits | $4,005,000 | 1,417 |
| Premises and equipment expense | $831,000 | 1,391 |
| Additional noninterest expense | $2,724,000 | 1,158 |
| Pre-tax net operating income | $2,141,000 | 1,932 |
| Securities gains (losses) | $42,000 | 707 |
| Applicable income taxes | $661,000 | 1,455 |
| Income before extraordinary items | $1,522,000 | 2,127 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,488,000 | 2,166 |
| Minority interest net income | $34,000 | 47 |
| Net income of bank and minority interests. | $1,522,000 | 2,128 |
| Net charge-offs | $471,000 | 592 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $73,000 | 388 |
| Net operating income | $1,492,600 | 2,131 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $5,025,000 | 1,327 |
| Total interest expense | $607,000 | 1,223 |
| Net interest income | $4,418,000 | 1,338 |
| Provision for loan and lease losses | $70,000 | 1,802 |
| Total noninterest income | $684,000 | 1,682 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $155,000 | 1,708 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $529,000 | 1,485 |
| Total noninterest expense | $3,721,000 | 1,346 |
| Salaries and employee benefits | $1,965,000 | 1,453 |
| Premises and equipment expense | $403,000 | 1,440 |
| Additional noninterest expense | $1,353,000 | 1,170 |
| Pre-tax net operating income | $1,311,000 | 1,597 |
| Securities gains (losses) | $13,000 | 600 |
| Applicable income taxes | $412,000 | 1,218 |
| Income before extraordinary items | $912,000 | 1,785 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $900,000 | 1,796 |
| Minority interest net income | $12,000 | 46 |
| Net income of bank and minority interests. | $912,000 | 1,785 |
| Net charge-offs | $-20,000 | 5,253 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 362 |
| Net operating income | $903,030 | 1,779 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $19,174,000 | 1,337 |
| Total interest expense | $2,482,000 | 1,158 |
| Net interest income | $16,692,000 | 1,368 |
| Provision for loan and lease losses | $1,082,000 | 848 |
| Total noninterest income | $2,339,000 | 1,926 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $697,000 | 1,624 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,642,000 | 1,776 |
| Total noninterest expense | $13,347,000 | 1,474 |
| Salaries and employee benefits | $6,917,000 | 1,571 |
| Premises and equipment expense | $1,595,000 | 1,433 |
| Additional noninterest expense | $4,835,000 | 1,296 |
| Pre-tax net operating income | $4,602,000 | 1,730 |
| Securities gains (losses) | $257,000 | 737 |
| Applicable income taxes | $1,718,000 | 1,175 |
| Income before extraordinary items | $3,141,000 | 2,025 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,079,000 | 2,060 |
| Minority interest net income | $62,000 | 53 |
| Net income of bank and minority interests. | $3,141,000 | 2,024 |
| Net charge-offs | $744,000 | 828 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $148,000 | 450 |
| Net operating income | $2,973,950 | 2,063 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $14,205,000 | 1,354 |
| Total interest expense | $1,850,000 | 1,167 |
| Net interest income | $12,355,000 | 1,383 |
| Provision for loan and lease losses | $979,000 | 702 |
| Total noninterest income | $1,974,000 | 1,798 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $518,000 | 1,633 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,456,000 | 1,619 |
| Total noninterest expense | $9,819,000 | 1,498 |
| Salaries and employee benefits | $5,044,000 | 1,607 |
| Premises and equipment expense | $1,208,000 | 1,421 |
| Additional noninterest expense | $3,567,000 | 1,319 |
| Pre-tax net operating income | $3,531,000 | 1,722 |
| Securities gains (losses) | $257,000 | 668 |
| Applicable income taxes | $1,402,000 | 1,130 |
| Income before extraordinary items | $2,386,000 | 2,024 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,337,000 | 2,066 |
| Minority interest net income | $49,000 | 48 |
| Net income of bank and minority interests. | $2,386,000 | 2,024 |
| Net charge-offs | $733,000 | 608 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $111,000 | 411 |
| Net operating income | $2,221,520 | 2,102 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $9,315,000 | 1,372 |
| Total interest expense | $1,208,000 | 1,186 |
| Net interest income | $8,107,000 | 1,406 |
| Provision for loan and lease losses | $868,000 | 567 |
| Total noninterest income | $1,180,000 | 1,903 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $334,000 | 1,668 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $846,000 | 1,735 |
| Total noninterest expense | $6,417,000 | 1,526 |
| Salaries and employee benefits | $3,284,000 | 1,652 |
| Premises and equipment expense | $801,000 | 1,421 |
| Additional noninterest expense | $2,332,000 | 1,341 |
| Pre-tax net operating income | $2,002,000 | 1,936 |
| Securities gains (losses) | $214,000 | 570 |
| Applicable income taxes | $918,000 | 1,147 |
| Income before extraordinary items | $1,298,000 | 2,366 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,281,000 | 2,386 |
| Minority interest net income | $17,000 | 55 |
| Net income of bank and minority interests. | $1,298,000 | 2,365 |
| Net charge-offs | $717,000 | 450 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 397 |
| Net operating income | $1,161,040 | 2,473 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,614,000 | 1,382 |
| Total interest expense | $601,000 | 1,183 |
| Net interest income | $4,013,000 | 1,416 |
| Provision for loan and lease losses | $60,000 | 1,948 |
| Total noninterest income | $606,000 | 1,838 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $163,000 | 1,682 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $443,000 | 1,644 |
| Total noninterest expense | $3,226,000 | 1,521 |
| Salaries and employee benefits | $1,705,000 | 1,600 |
| Premises and equipment expense | $403,000 | 1,427 |
| Additional noninterest expense | $1,118,000 | 1,381 |
| Pre-tax net operating income | $1,333,000 | 1,526 |
| Securities gains (losses) | $5,000 | 1,720 |
| Applicable income taxes | $411,000 | 1,216 |
| Income before extraordinary items | $927,000 | 1,738 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $913,000 | 1,758 |
| Minority interest net income | $14,000 | 50 |
| Net income of bank and minority interests. | $927,000 | 1,739 |
| Net charge-offs | $11,000 | 2,283 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 369 |
| Net operating income | $923,550 | 1,702 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $17,701,000 | 1,401 |
| Total interest expense | $2,291,000 | 1,210 |
| Net interest income | $15,410,000 | 1,435 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $2,449,000 | 1,847 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $583,000 | 1,867 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,866,000 | 1,600 |
| Total noninterest expense | $12,505,000 | 1,551 |
| Salaries and employee benefits | $6,471,000 | 1,627 |
| Premises and equipment expense | $1,497,000 | 1,537 |
| Additional noninterest expense | $4,537,000 | 1,380 |
| Pre-tax net operating income | $5,354,000 | 1,494 |
| Securities gains (losses) | $52,000 | 1,623 |
| Applicable income taxes | $1,663,000 | 1,154 |
| Income before extraordinary items | $3,743,000 | 1,695 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,686,000 | 1,721 |
| Minority interest net income | $57,000 | 55 |
| Net income of bank and minority interests. | $3,743,000 | 1,697 |
| Net charge-offs | $34,000 | 3,503 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $137,000 | 469 |
| Net operating income | $3,707,120 | 1,671 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $13,106,000 | 1,431 |
| Total interest expense | $1,697,000 | 1,237 |
| Net interest income | $11,409,000 | 1,463 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,605,000 | 2,043 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $410,000 | 1,999 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,195,000 | 1,807 |
| Total noninterest expense | $9,261,000 | 1,572 |
| Salaries and employee benefits | $4,755,000 | 1,669 |
| Premises and equipment expense | $1,105,000 | 1,568 |
| Additional noninterest expense | $3,401,000 | 1,374 |
| Pre-tax net operating income | $3,753,000 | 1,604 |
| Securities gains (losses) | $52,000 | 1,436 |
| Applicable income taxes | $1,160,000 | 1,234 |
| Income before extraordinary items | $2,645,000 | 1,812 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,595,000 | 1,837 |
| Minority interest net income | $50,000 | 55 |
| Net income of bank and minority interests. | $2,645,000 | 1,815 |
| Net charge-offs | $19,000 | 3,373 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $102,000 | 445 |
| Net operating income | $2,608,600 | 1,792 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,617,000 | 1,453 |
| Total interest expense | $1,107,000 | 1,265 |
| Net interest income | $7,510,000 | 1,483 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,097,000 | 2,014 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $265,000 | 2,004 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $832,000 | 1,763 |
| Total noninterest expense | $6,136,000 | 1,587 |
| Salaries and employee benefits | $3,128,000 | 1,698 |
| Premises and equipment expense | $719,000 | 1,618 |
| Additional noninterest expense | $2,289,000 | 1,367 |
| Pre-tax net operating income | $2,471,000 | 1,593 |
| Securities gains (losses) | $40,000 | 1,361 |
| Applicable income taxes | $762,000 | 1,265 |
| Income before extraordinary items | $1,749,000 | 1,812 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,706,000 | 1,853 |
| Minority interest net income | $43,000 | 53 |
| Net income of bank and minority interests. | $1,749,000 | 1,817 |
| Net charge-offs | $19,000 | 2,974 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 427 |
| Net operating income | $1,721,000 | 1,794 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,250,000 | 1,469 |
| Total interest expense | $540,000 | 1,307 |
| Net interest income | $3,710,000 | 1,491 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $439,000 | 2,285 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $124,000 | 2,109 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $315,000 | 2,057 |
| Total noninterest expense | $3,026,000 | 1,604 |
| Salaries and employee benefits | $1,525,000 | 1,746 |
| Premises and equipment expense | $355,000 | 1,665 |
| Additional noninterest expense | $1,146,000 | 1,346 |
| Pre-tax net operating income | $1,123,000 | 1,678 |
| Securities gains (losses) | $40,000 | 939 |
| Applicable income taxes | $355,000 | 1,291 |
| Income before extraordinary items | $808,000 | 1,912 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $794,000 | 1,947 |
| Minority interest net income | $14,000 | 52 |
| Net income of bank and minority interests. | $808,000 | 1,915 |
| Net charge-offs | $3,000 | 2,911 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 401 |
| Net operating income | $780,400 | 1,906 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $16,798,000 | 1,483 |
| Total interest expense | $2,118,000 | 1,383 |
| Net interest income | $14,680,000 | 1,505 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,650,000 | 2,380 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $524,000 | 2,210 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,126,000 | 2,166 |
| Total noninterest expense | $11,312,000 | 1,697 |
| Salaries and employee benefits | $5,755,000 | 1,790 |
| Premises and equipment expense | $1,292,000 | 1,794 |
| Additional noninterest expense | $4,265,000 | 1,478 |
| Pre-tax net operating income | $5,018,000 | 1,509 |
| Securities gains (losses) | $128,000 | 1,080 |
| Applicable income taxes | $1,636,000 | 1,133 |
| Income before extraordinary items | $3,510,000 | 1,763 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,510,000 | 1,763 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,510,000 | 1,762 |
| Net charge-offs | $389,000 | 1,752 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 615 |
| Net operating income | $3,422,960 | 1,773 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $12,501,000 | 1,509 |
| Total interest expense | $1,594,000 | 1,394 |
| Net interest income | $10,907,000 | 1,528 |
| Provision for loan and lease losses | $202,000 | 2,060 |
| Total noninterest income | $1,153,000 | 2,501 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $379,000 | 2,280 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $774,000 | 2,306 |
| Total noninterest expense | $8,351,000 | 1,718 |
| Salaries and employee benefits | $4,266,000 | 1,815 |
| Premises and equipment expense | $951,000 | 1,835 |
| Additional noninterest expense | $3,134,000 | 1,512 |
| Pre-tax net operating income | $3,507,000 | 1,623 |
| Securities gains (losses) | $108,000 | 947 |
| Applicable income taxes | $1,125,000 | 1,204 |
| Income before extraordinary items | $2,490,000 | 1,855 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,490,000 | 1,855 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,490,000 | 1,854 |
| Net charge-offs | $401,000 | 1,351 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 593 |
| Net operating income | $2,415,480 | 1,856 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,269,000 | 1,511 |
| Total interest expense | $1,074,000 | 1,387 |
| Net interest income | $7,195,000 | 1,536 |
| Provision for loan and lease losses | $202,000 | 1,629 |
| Total noninterest income | $684,000 | 2,644 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $243,000 | 2,322 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $441,000 | 2,485 |
| Total noninterest expense | $5,317,000 | 1,789 |
| Salaries and employee benefits | $2,767,000 | 1,868 |
| Premises and equipment expense | $620,000 | 1,887 |
| Additional noninterest expense | $1,930,000 | 1,618 |
| Pre-tax net operating income | $2,360,000 | 1,576 |
| Securities gains (losses) | $108,000 | 746 |
| Applicable income taxes | $772,000 | 1,164 |
| Income before extraordinary items | $1,696,000 | 1,775 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,696,000 | 1,778 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,696,000 | 1,777 |
| Net charge-offs | $307,000 | 1,240 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 570 |
| Net operating income | $1,621,480 | 1,808 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,093,000 | 1,520 |
| Total interest expense | $534,000 | 1,417 |
| Net interest income | $3,559,000 | 1,541 |
| Provision for loan and lease losses | $70,000 | 1,937 |
| Total noninterest income | $320,000 | 2,713 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $106,000 | 2,552 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $214,000 | 2,455 |
| Total noninterest expense | $2,621,000 | 1,814 |
| Salaries and employee benefits | $1,401,000 | 1,855 |
| Premises and equipment expense | $317,000 | 1,891 |
| Additional noninterest expense | $903,000 | 1,689 |
| Pre-tax net operating income | $1,188,000 | 1,527 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $370,000 | 1,141 |
| Income before extraordinary items | $818,000 | 1,778 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $818,000 | 1,782 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $818,000 | 1,781 |
| Net charge-offs | $2,000 | 3,350 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 559 |
| Net operating income | $818,000 | 1,751 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $16,030,000 | 1,558 |
| Total interest expense | $2,222,000 | 1,532 |
| Net interest income | $13,808,000 | 1,578 |
| Provision for loan and lease losses | $125,000 | 3,436 |
| Total noninterest income | $497,000 | 4,415 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $376,000 | 2,952 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $121,000 | 5,184 |
| Total noninterest expense | $10,118,000 | 1,874 |
| Salaries and employee benefits | $5,194,000 | 1,959 |
| Premises and equipment expense | $1,134,000 | 2,006 |
| Additional noninterest expense | $3,790,000 | 1,682 |
| Pre-tax net operating income | $4,062,000 | 1,706 |
| Securities gains (losses) | $152,000 | 1,059 |
| Applicable income taxes | $1,389,000 | 1,179 |
| Income before extraordinary items | $2,825,000 | 1,987 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,825,000 | 1,990 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,825,000 | 1,991 |
| Net charge-offs | $194,000 | 3,050 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 714 |
| Net operating income | $2,723,160 | 1,994 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $11,893,000 | 1,587 |
| Total interest expense | $1,683,000 | 1,561 |
| Net interest income | $10,210,000 | 1,604 |
| Provision for loan and lease losses | $125,000 | 3,137 |
| Total noninterest income | $545,000 | 3,878 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $272,000 | 3,047 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $273,000 | 3,888 |
| Total noninterest expense | $7,728,000 | 1,849 |
| Salaries and employee benefits | $4,035,000 | 1,905 |
| Premises and equipment expense | $829,000 | 2,076 |
| Additional noninterest expense | $2,864,000 | 1,677 |
| Pre-tax net operating income | $2,902,000 | 1,793 |
| Securities gains (losses) | $116,000 | 1,120 |
| Applicable income taxes | $999,000 | 1,252 |
| Income before extraordinary items | $2,019,000 | 2,121 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,019,000 | 2,129 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,019,000 | 2,128 |
| Net charge-offs | $231,000 | 2,407 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 672 |
| Net operating income | $1,941,280 | 2,122 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,873,000 | 1,593 |
| Total interest expense | $1,130,000 | 1,584 |
| Net interest income | $6,743,000 | 1,602 |
| Provision for loan and lease losses | $125,000 | 2,665 |
| Total noninterest income | $260,000 | 4,454 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $179,000 | 3,034 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $81,000 | 4,998 |
| Total noninterest expense | $5,176,000 | 1,847 |
| Salaries and employee benefits | $2,717,000 | 1,895 |
| Premises and equipment expense | $549,000 | 2,087 |
| Additional noninterest expense | $1,910,000 | 1,666 |
| Pre-tax net operating income | $1,702,000 | 1,986 |
| Securities gains (losses) | $108,000 | 1,064 |
| Applicable income taxes | $603,000 | 1,345 |
| Income before extraordinary items | $1,207,000 | 2,287 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,207,000 | 2,296 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,207,000 | 2,294 |
| Net charge-offs | $255,000 | 1,849 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 647 |
| Net operating income | $1,134,640 | 2,305 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,865,000 | 1,641 |
| Total interest expense | $570,000 | 1,611 |
| Net interest income | $3,295,000 | 1,639 |
| Provision for loan and lease losses | $125,000 | 1,855 |
| Total noninterest income | $285,000 | 3,076 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $80,000 | 3,235 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $205,000 | 2,747 |
| Total noninterest expense | $2,646,000 | 1,831 |
| Salaries and employee benefits | $1,376,000 | 1,883 |
| Premises and equipment expense | $275,000 | 2,128 |
| Additional noninterest expense | $995,000 | 1,620 |
| Pre-tax net operating income | $809,000 | 2,019 |
| Securities gains (losses) | $2,000 | 1,785 |
| Applicable income taxes | $270,000 | 1,437 |
| Income before extraordinary items | $541,000 | 2,442 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $541,000 | 2,444 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $541,000 | 2,444 |
| Net charge-offs | $116,000 | 1,773 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 626 |
| Net operating income | $539,660 | 2,358 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $15,619,000 | 1,699 |
| Total interest expense | $2,701,000 | 1,641 |
| Net interest income | $12,918,000 | 1,708 |
| Provision for loan and lease losses | $1,408,000 | 1,388 |
| Total noninterest income | $586,000 | 4,212 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $328,000 | 3,322 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $258,000 | 4,261 |
| Total noninterest expense | $9,564,000 | 2,006 |
| Salaries and employee benefits | $4,894,000 | 2,042 |
| Premises and equipment expense | $1,080,000 | 2,119 |
| Additional noninterest expense | $3,590,000 | 1,830 |
| Pre-tax net operating income | $2,532,000 | 2,384 |
| Securities gains (losses) | $131,000 | 2,055 |
| Applicable income taxes | $-2,025,000 | 7,006 |
| Income before extraordinary items | $4,688,000 | 1,256 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,688,000 | 1,257 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,688,000 | 1,257 |
| Net charge-offs | $1,597,000 | 1,358 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 796 |
| Net operating income | $4,557,000 | 1,236 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,694,000 | 1,729 |
| Total interest expense | $2,086,000 | 1,661 |
| Net interest income | $9,608,000 | 1,740 |
| Provision for loan and lease losses | $1,408,000 | 1,136 |
| Total noninterest income | $627,000 | 3,604 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $240,000 | 3,407 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $387,000 | 3,315 |
| Total noninterest expense | $7,153,000 | 1,998 |
| Salaries and employee benefits | $3,629,000 | 2,062 |
| Premises and equipment expense | $806,000 | 2,161 |
| Additional noninterest expense | $2,718,000 | 1,822 |
| Pre-tax net operating income | $1,674,000 | 2,680 |
| Securities gains (losses) | $127,000 | 1,807 |
| Applicable income taxes | $-2,323,000 | 7,128 |
| Income before extraordinary items | $4,124,000 | 1,109 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,124,000 | 1,110 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,124,000 | 1,110 |
| Net charge-offs | $1,486,000 | 1,118 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 754 |
| Net operating income | $3,997,000 | 1,069 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,797,000 | 1,733 |
| Total interest expense | $1,433,000 | 1,682 |
| Net interest income | $6,364,000 | 1,748 |
| Provision for loan and lease losses | $1,278,000 | 902 |
| Total noninterest income | $455,000 | 3,423 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $163,000 | 3,356 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $292,000 | 3,108 |
| Total noninterest expense | $4,788,000 | 1,998 |
| Salaries and employee benefits | $2,365,000 | 2,105 |
| Premises and equipment expense | $543,000 | 2,127 |
| Additional noninterest expense | $1,880,000 | 1,773 |
| Pre-tax net operating income | $753,000 | 3,403 |
| Securities gains (losses) | $127,000 | 1,428 |
| Applicable income taxes | $-2,630,000 | 7,215 |
| Income before extraordinary items | $3,510,000 | 861 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,510,000 | 859 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,510,000 | 861 |
| Net charge-offs | $1,238,000 | 984 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 725 |
| Net operating income | $3,383,000 | 836 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,886,000 | 1,758 |
| Total interest expense | $755,000 | 1,662 |
| Net interest income | $3,131,000 | 1,790 |
| Provision for loan and lease losses | $190,000 | 2,085 |
| Total noninterest income | $235,000 | 3,346 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $88,000 | 3,201 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $147,000 | 3,095 |
| Total noninterest expense | $2,478,000 | 1,936 |
| Salaries and employee benefits | $1,227,000 | 2,050 |
| Premises and equipment expense | $278,000 | 2,100 |
| Additional noninterest expense | $973,000 | 1,710 |
| Pre-tax net operating income | $698,000 | 2,275 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-2,688,000 | 7,294 |
| Income before extraordinary items | $3,386,000 | 478 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,386,000 | 479 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,386,000 | 479 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 673 |
| Net operating income | $3,386,000 | 462 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $16,014,000 | 1,758 |
| Total interest expense | $4,334,000 | 1,400 |
| Net interest income | $11,680,000 | 1,891 |
| Provision for loan and lease losses | $1,222,000 | 2,135 |
| Total noninterest income | $381,000 | 4,859 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $283,000 | 3,712 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $98,000 | 5,329 |
| Total noninterest expense | $9,075,000 | 2,102 |
| Salaries and employee benefits | $4,753,000 | 2,038 |
| Premises and equipment expense | $1,077,000 | 2,252 |
| Additional noninterest expense | $3,245,000 | 2,055 |
| Pre-tax net operating income | $1,764,000 | 2,747 |
| Securities gains (losses) | $196,000 | 1,473 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,960,000 | 2,297 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,960,000 | 2,298 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,960,000 | 2,298 |
| Net charge-offs | $2,471,000 | 1,360 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 929 |
| Net operating income | $1,764,000 | 2,404 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,076,000 | 1,767 |
| Total interest expense | $3,435,000 | 1,379 |
| Net interest income | $8,641,000 | 1,910 |
| Provision for loan and lease losses | $863,000 | 2,164 |
| Total noninterest income | $369,000 | 4,476 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $206,000 | 3,796 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $163,000 | 4,402 |
| Total noninterest expense | $6,846,000 | 2,096 |
| Salaries and employee benefits | $3,584,000 | 2,010 |
| Premises and equipment expense | $819,000 | 2,246 |
| Additional noninterest expense | $2,443,000 | 2,051 |
| Pre-tax net operating income | $1,301,000 | 2,844 |
| Securities gains (losses) | $196,000 | 1,231 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,497,000 | 2,318 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,497,000 | 2,318 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,497,000 | 2,319 |
| Net charge-offs | $1,698,000 | 1,365 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 887 |
| Net operating income | $1,301,000 | 2,486 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,053,000 | 1,785 |
| Total interest expense | $2,384,000 | 1,376 |
| Net interest income | $5,669,000 | 1,941 |
| Provision for loan and lease losses | $514,000 | 2,277 |
| Total noninterest income | $288,000 | 4,178 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $141,000 | 3,714 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $147,000 | 3,988 |
| Total noninterest expense | $4,712,000 | 2,054 |
| Salaries and employee benefits | $2,468,000 | 1,974 |
| Premises and equipment expense | $559,000 | 2,227 |
| Additional noninterest expense | $1,685,000 | 2,029 |
| Pre-tax net operating income | $731,000 | 3,103 |
| Securities gains (losses) | $130,000 | 958 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $861,000 | 2,547 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $861,000 | 2,547 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $861,000 | 2,547 |
| Net charge-offs | $1,422,000 | 1,173 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 777 |
| Net operating income | $731,000 | 2,748 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,967,000 | 1,816 |
| Total interest expense | $1,218,000 | 1,394 |
| Net interest income | $2,749,000 | 1,991 |
| Provision for loan and lease losses | $248,000 | 2,190 |
| Total noninterest income | $144,000 | 4,252 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $68,000 | 3,740 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $76,000 | 3,996 |
| Total noninterest expense | $2,387,000 | 2,026 |
| Salaries and employee benefits | $1,216,000 | 2,014 |
| Premises and equipment expense | $281,000 | 2,257 |
| Additional noninterest expense | $890,000 | 1,898 |
| Pre-tax net operating income | $258,000 | 3,776 |
| Securities gains (losses) | $4,000 | 1,490 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $262,000 | 3,494 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $262,000 | 3,490 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $262,000 | 3,492 |
| Net charge-offs | $397,000 | 1,528 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 675 |
| Net operating income | $258,000 | 3,464 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,185,000 | 1,869 |
| Total interest expense | $5,439,000 | 1,533 |
| Net interest income | $10,746,000 | 2,030 |
| Provision for loan and lease losses | $6,453,000 | 929 |
| Total noninterest income | $790,000 | 3,676 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $322,000 | 3,492 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $468,000 | 3,288 |
| Total noninterest expense | $8,883,000 | 2,189 |
| Salaries and employee benefits | $4,549,000 | 2,133 |
| Premises and equipment expense | $1,083,000 | 2,311 |
| Additional noninterest expense | $3,251,000 | 2,141 |
| Pre-tax net operating income | $-3,800,000 | 7,014 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-3,800,000 | 7,083 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,800,000 | 7,083 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-3,800,000 | 7,084 |
| Net charge-offs | $4,087,000 | 1,189 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 943 |
| Net operating income | $-3,800,000 | 7,062 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,101,000 | 1,912 |
| Total interest expense | $4,156,000 | 1,565 |
| Net interest income | $7,945,000 | 2,081 |
| Provision for loan and lease losses | $4,128,000 | 1,016 |
| Total noninterest income | $605,000 | 3,665 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $247,000 | 3,520 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $358,000 | 3,275 |
| Total noninterest expense | $6,459,000 | 2,244 |
| Salaries and employee benefits | $3,446,000 | 2,102 |
| Premises and equipment expense | $809,000 | 2,368 |
| Additional noninterest expense | $2,204,000 | 2,292 |
| Pre-tax net operating income | $-2,037,000 | 7,070 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-2,037,000 | 7,141 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,037,000 | 7,139 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,037,000 | 7,141 |
| Net charge-offs | $2,786,000 | 1,212 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 873 |
| Net operating income | $-2,037,000 | 7,115 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,968,000 | 1,960 |
| Total interest expense | $2,817,000 | 1,605 |
| Net interest income | $5,151,000 | 2,143 |
| Provision for loan and lease losses | $3,687,000 | 811 |
| Total noninterest income | $400,000 | 3,640 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $171,000 | 3,452 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $229,000 | 3,279 |
| Total noninterest expense | $4,228,000 | 2,290 |
| Salaries and employee benefits | $2,232,000 | 2,184 |
| Premises and equipment expense | $519,000 | 2,456 |
| Additional noninterest expense | $1,477,000 | 2,290 |
| Pre-tax net operating income | $-2,364,000 | 7,331 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-2,364,000 | 7,385 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,364,000 | 7,385 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,364,000 | 7,385 |
| Net charge-offs | $1,585,000 | 1,325 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 817 |
| Net operating income | $-2,364,000 | 7,375 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,889,000 | 2,055 |
| Total interest expense | $1,423,000 | 1,660 |
| Net interest income | $2,466,000 | 2,278 |
| Provision for loan and lease losses | $353,000 | 2,212 |
| Total noninterest income | $227,000 | 3,396 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $85,000 | 3,471 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $142,000 | 2,939 |
| Total noninterest expense | $2,075,000 | 2,352 |
| Salaries and employee benefits | $1,112,000 | 2,222 |
| Premises and equipment expense | $271,000 | 2,410 |
| Additional noninterest expense | $692,000 | 2,400 |
| Pre-tax net operating income | $265,000 | 3,584 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $265,000 | 3,374 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $265,000 | 3,372 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $265,000 | 3,374 |
| Net charge-offs | $64,000 | 3,518 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 794 |
| Net operating income | $265,000 | 3,252 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,885,000 | 2,400 |
| Total interest expense | $5,883,000 | 1,949 |
| Net interest income | $8,002,000 | 2,730 |
| Provision for loan and lease losses | $725,000 | 3,987 |
| Total noninterest income | $602,000 | 4,363 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $457,000 | 3,067 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $145,000 | 5,150 |
| Total noninterest expense | $7,543,000 | 2,610 |
| Salaries and employee benefits | $3,995,000 | 2,450 |
| Premises and equipment expense | $1,081,000 | 2,421 |
| Additional noninterest expense | $2,467,000 | 2,773 |
| Pre-tax net operating income | $336,000 | 4,403 |
| Securities gains (losses) | $160,000 | 1,738 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $496,000 | 3,884 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $496,000 | 3,882 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $496,000 | 3,883 |
| Net charge-offs | $725,000 | 3,302 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 1,042 |
| Net operating income | $336,000 | 4,285 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,949,000 | 2,537 |
| Total interest expense | $4,377,000 | 2,052 |
| Net interest income | $5,572,000 | 2,907 |
| Provision for loan and lease losses | $386,000 | 4,229 |
| Total noninterest income | $396,000 | 4,703 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $303,000 | 3,327 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $93,000 | 5,486 |
| Total noninterest expense | $5,442,000 | 2,718 |
| Salaries and employee benefits | $2,916,000 | 2,532 |
| Premises and equipment expense | $760,000 | 2,574 |
| Additional noninterest expense | $1,766,000 | 2,852 |
| Pre-tax net operating income | $140,000 | 5,153 |
| Securities gains (losses) | $160,000 | 1,457 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $300,000 | 4,424 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $300,000 | 4,421 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $300,000 | 4,424 |
| Net charge-offs | $647,000 | 2,718 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 1,057 |
| Net operating income | $140,000 | 5,079 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,359,000 | 2,671 |
| Total interest expense | $2,881,000 | 2,167 |
| Net interest income | $3,478,000 | 3,060 |
| Provision for loan and lease losses | $205,000 | 4,287 |
| Total noninterest income | $224,000 | 5,015 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $181,000 | 3,505 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $43,000 | 6,017 |
| Total noninterest expense | $3,512,000 | 2,824 |
| Salaries and employee benefits | $1,858,000 | 2,684 |
| Premises and equipment expense | $499,000 | 2,643 |
| Additional noninterest expense | $1,155,000 | 2,925 |
| Pre-tax net operating income | $-15,000 | 5,859 |
| Securities gains (losses) | $160,000 | 1,164 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $145,000 | 4,895 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $145,000 | 4,892 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $145,000 | 4,893 |
| Net charge-offs | $647,000 | 2,058 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 1,021 |
| Net operating income | $-15,000 | 5,898 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,054,000 | 2,808 |
| Total interest expense | $1,404,000 | 2,274 |
| Net interest income | $1,650,000 | 3,190 |
| Provision for loan and lease losses | $86,000 | 4,154 |
| Total noninterest income | $99,000 | 5,236 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $87,000 | 3,531 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $12,000 | 6,706 |
| Total noninterest expense | $1,629,000 | 2,916 |
| Salaries and employee benefits | $934,000 | 2,705 |
| Premises and equipment expense | $247,000 | 2,699 |
| Additional noninterest expense | $448,000 | 3,283 |
| Pre-tax net operating income | $34,000 | 5,837 |
| Securities gains (losses) | $160,000 | 764 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $194,000 | 3,917 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $194,000 | 3,919 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $194,000 | 3,919 |
| Net charge-offs | $628,000 | 1,224 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 915 |
| Net operating income | $34,000 | 5,769 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,786,000 | 3,334 |
| Total interest expense | $5,548,000 | 2,701 |
| Net interest income | $5,238,000 | 3,813 |
| Provision for loan and lease losses | $1,648,000 | 2,036 |
| Total noninterest income | $406,000 | 5,245 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $249,000 | 4,360 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $157,000 | 5,243 |
| Total noninterest expense | $6,171,000 | 3,000 |
| Salaries and employee benefits | $3,668,000 | 2,707 |
| Premises and equipment expense | $822,000 | 3,110 |
| Additional noninterest expense | $1,681,000 | 3,328 |
| Pre-tax net operating income | $-2,175,000 | 7,406 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-2,175,000 | 7,427 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,175,000 | 7,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 3,755 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $5,468,000 | 222 |
| Net operating income | $-2,175,000 | 7,519 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,694,000 | 3,516 |
| Total interest expense | $4,065,000 | 2,867 |
| Net interest income | $3,629,000 | 4,057 |
| Provision for loan and lease losses | $597,000 | 2,494 |
| Total noninterest income | $287,000 | 5,449 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $162,000 | 4,682 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $125,000 | 5,250 |
| Total noninterest expense | $4,589,000 | 2,997 |
| Salaries and employee benefits | $2,777,000 | 2,709 |
| Premises and equipment expense | $601,000 | 3,194 |
| Additional noninterest expense | $1,211,000 | 3,368 |
| Pre-tax net operating income | $-1,270,000 | 7,656 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,270,000 | 7,631 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,270,000 | 7,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 3,098 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $5,460,000 | 152 |
| Net operating income | $-1,270,000 | 7,731 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,988,000 | 3,655 |
| Total interest expense | $2,693,000 | 2,992 |
| Net interest income | $2,295,000 | 4,211 |
| Provision for loan and lease losses | $346,000 | 2,341 |
| Total noninterest income | $189,000 | 5,546 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $85,000 | 5,148 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $104,000 | 4,986 |
| Total noninterest expense | $3,014,000 | 3,043 |
| Salaries and employee benefits | $1,891,000 | 2,697 |
| Premises and equipment expense | $365,000 | 3,456 |
| Additional noninterest expense | $758,000 | 3,498 |
| Pre-tax net operating income | $-876,000 | 7,842 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-876,000 | 7,939 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-876,000 | 7,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $5,452,000 | 104 |
| Net operating income | $-876,000 | 7,920 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,448,000 | 3,776 |
| Total interest expense | $1,339,000 | 3,172 |
| Net interest income | $1,109,000 | 4,306 |
| Provision for loan and lease losses | $177,000 | 1,953 |
| Total noninterest income | $67,000 | 6,189 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $38,000 | 5,321 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $29,000 | 5,952 |
| Total noninterest expense | $1,280,000 | 3,518 |
| Salaries and employee benefits | $757,000 | 3,330 |
| Premises and equipment expense | $168,000 | 3,671 |
| Additional noninterest expense | $355,000 | 3,633 |
| Pre-tax net operating income | $-281,000 | 7,883 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-281,000 | 7,958 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-281,000 | 7,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 922 |
| Net operating income | $-281,000 | 7,932 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,253,000 | 4,644 |
| Total interest expense | $3,886,000 | 4,082 |
| Net interest income | $3,367,000 | 5,170 |
| Provision for loan and lease losses | $857,000 | 1,601 |
| Total noninterest income | $254,000 | 6,363 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $102,000 | 5,994 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $152,000 | 5,551 |
| Total noninterest expense | $4,426,000 | 3,808 |
| Salaries and employee benefits | $2,519,000 | 3,695 |
| Premises and equipment expense | $583,000 | 3,926 |
| Additional noninterest expense | $1,324,000 | 3,785 |
| Pre-tax net operating income | $-1,662,000 | 8,228 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-1,662,000 | 8,268 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,662,000 | 8,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,631 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,233 |
| Net operating income | $-1,662,000 | 8,259 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,935,000 | 4,934 |
| Total interest expense | $2,607,000 | 4,363 |
| Net interest income | $2,328,000 | 5,434 |
| Provision for loan and lease losses | $536,000 | 1,475 |
| Total noninterest income | $267,000 | 5,767 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $77,000 | 6,028 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $190,000 | 4,582 |
| Total noninterest expense | $3,336,000 | 3,778 |
| Salaries and employee benefits | $1,869,000 | 3,724 |
| Premises and equipment expense | $503,000 | 3,533 |
| Additional noninterest expense | $964,000 | 3,809 |
| Pre-tax net operating income | $-1,277,000 | 8,347 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-1,277,000 | 8,379 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,277,000 | 8,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,644 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 1,103 |
| Net operating income | $-1,277,000 | 8,369 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,002,000 | 5,264 |
| Total interest expense | $1,555,000 | 4,678 |
| Net interest income | $1,447,000 | 5,665 |
| Provision for loan and lease losses | $338,000 | 1,406 |
| Total noninterest income | $167,000 | 5,932 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $45,000 | 6,229 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $122,000 | 4,722 |
| Total noninterest expense | $2,202,000 | 3,830 |
| Salaries and employee benefits | $1,324,000 | 3,588 |
| Premises and equipment expense | $307,000 | 3,793 |
| Additional noninterest expense | $571,000 | 4,160 |
| Pre-tax net operating income | $-926,000 | 8,441 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-926,000 | 8,470 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-926,000 | 8,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,834 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,018 |
| Net operating income | $-926,000 | 8,461 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,381,000 | 5,503 |
| Total interest expense | $674,000 | 5,074 |
| Net interest income | $707,000 | 5,734 |
| Provision for loan and lease losses | $128,000 | 1,681 |
| Total noninterest income | $83,000 | 5,910 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $20,000 | 6,360 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $63,000 | 4,645 |
| Total noninterest expense | $1,077,000 | 3,902 |
| Salaries and employee benefits | $686,000 | 3,518 |
| Premises and equipment expense | $149,000 | 3,878 |
| Additional noninterest expense | $242,000 | 4,643 |
| Pre-tax net operating income | $-415,000 | 8,479 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-415,000 | 8,502 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-415,000 | 8,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 852 |
| Net operating income | $-415,000 | 8,496 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,591,000 | 6,361 |
| Total interest expense | $1,510,000 | 6,098 |
| Net interest income | $2,081,000 | 6,472 |
| Provision for loan and lease losses | $648,000 | 1,510 |
| Total noninterest income | $186,000 | 7,033 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $42,000 | 7,008 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $144,000 | 5,694 |
| Total noninterest expense | $4,646,000 | 3,546 |
| Salaries and employee benefits | $3,219,000 | 2,937 |
| Premises and equipment expense | $404,000 | 4,886 |
| Additional noninterest expense | $1,023,000 | 4,444 |
| Pre-tax net operating income | $-3,027,000 | 8,636 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-3,027,000 | 8,644 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-3,027,000 | 8,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $1,263,000 | 463 |
| Net operating income | $-3,027,000 | 8,635 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,395,000 | 6,664 |
| Total interest expense | $964,000 | 6,396 |
| Net interest income | $1,431,000 | 6,740 |
| Provision for loan and lease losses | $492,000 | 1,409 |
| Total noninterest income | $129,000 | 7,190 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $25,000 | 7,196 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $104,000 | 5,775 |
| Total noninterest expense | $3,381,000 | 3,629 |
| Salaries and employee benefits | $2,337,000 | 3,019 |
| Premises and equipment expense | $292,000 | 5,029 |
| Additional noninterest expense | $752,000 | 4,486 |
| Pre-tax net operating income | $-2,313,000 | 8,710 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-2,313,000 | 8,714 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-2,313,000 | 8,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $841,000 | 394 |
| Net operating income | $-2,313,000 | 8,705 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,400,000 | 6,975 |
| Total interest expense | $567,000 | 6,607 |
| Net interest income | $833,000 | 7,106 |
| Provision for loan and lease losses | $370,000 | 1,241 |
| Total noninterest income | $86,000 | 7,234 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $14,000 | 7,307 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $72,000 | 5,737 |
| Total noninterest expense | $2,171,000 | 3,739 |
| Salaries and employee benefits | $1,449,000 | 3,226 |
| Premises and equipment expense | $190,000 | 5,092 |
| Additional noninterest expense | $532,000 | 4,277 |
| Pre-tax net operating income | $-1,622,000 | 8,743 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-1,622,000 | 8,746 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,622,000 | 8,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $421,000 | 351 |
| Net operating income | $-1,622,000 | 8,734 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $556,000 | 7,408 |
| Total interest expense | $208,000 | 7,163 |
| Net interest income | $348,000 | 7,453 |
| Provision for loan and lease losses | $162,000 | 1,343 |
| Total noninterest income | $29,000 | 7,700 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $4,000 | 7,476 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $25,000 | 6,361 |
| Total noninterest expense | $815,000 | 4,630 |
| Salaries and employee benefits | $505,000 | 4,248 |
| Premises and equipment expense | $83,000 | 5,536 |
| Additional noninterest expense | $227,000 | 4,767 |
| Pre-tax net operating income | $-600,000 | 8,713 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-600,000 | 8,723 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-600,000 | 8,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-600,000 | 8,713 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $291,000 | 8,722 |
| Total interest expense | $48,000 | 8,694 |
| Net interest income | $243,000 | 8,708 |
| Provision for loan and lease losses | $16,000 | 6,605 |
| Total noninterest income | $15,000 | 8,634 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,000 | 7,726 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $14,000 | 8,298 |
| Total noninterest expense | $1,185,000 | 7,426 |
| Salaries and employee benefits | $641,000 | 7,472 |
| Premises and equipment expense | $49,000 | 8,486 |
| Additional noninterest expense | $495,000 | 6,615 |
| Pre-tax net operating income | $-943,000 | 8,625 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-943,000 | 8,655 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-943,000 | 8,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $25,000,000 | 50 |
| Net operating income | $-943,000 | 8,639 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.