Home > Hometown Bank > Income and Expense
Hometown Bank, Income and Expense
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,753,000 | 3,167 |
| Total interest expense | $181,000 | 3,238 |
| Net interest income | $1,572,000 | 3,120 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $323,000 | 2,519 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $92,000 | 2,432 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $231,000 | 2,317 |
| Total noninterest expense | $1,803,000 | 2,462 |
| Salaries and employee benefits | $939,000 | 2,608 |
| Premises and equipment expense | $324,000 | 1,747 |
| Additional noninterest expense | $540,000 | 2,486 |
| Pre-tax net operating income | $92,000 | 4,917 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $92,000 | 4,855 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $92,000 | 4,854 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $92,000 | 4,855 |
| Net charge-offs | $-18,000 | 4,945 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $92,000 | 4,859 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,756,000 | 3,188 |
| Total interest expense | $767,000 | 2,990 |
| Net interest income | $5,989,000 | 3,182 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $1,302,000 | 2,574 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $413,000 | 2,345 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $889,000 | 2,431 |
| Total noninterest expense | $7,081,000 | 2,492 |
| Salaries and employee benefits | $3,782,000 | 2,563 |
| Premises and equipment expense | $1,263,000 | 1,766 |
| Additional noninterest expense | $2,036,000 | 2,614 |
| Pre-tax net operating income | $210,000 | 5,170 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $210,000 | 5,016 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $210,000 | 5,016 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $210,000 | 5,016 |
| Net charge-offs | $-1,000 | 4,501 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $210,000 | 5,004 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,979,000 | 3,240 |
| Total interest expense | $579,000 | 2,972 |
| Net interest income | $4,400,000 | 3,241 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $996,000 | 2,570 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $313,000 | 2,333 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $683,000 | 2,425 |
| Total noninterest expense | $5,244,000 | 2,517 |
| Salaries and employee benefits | $2,844,000 | 2,569 |
| Premises and equipment expense | $948,000 | 1,775 |
| Additional noninterest expense | $1,452,000 | 2,725 |
| Pre-tax net operating income | $152,000 | 5,260 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $152,000 | 5,240 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $152,000 | 5,239 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $152,000 | 5,240 |
| Net charge-offs | $-34,000 | 5,068 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $152,000 | 5,223 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,308,000 | 3,247 |
| Total interest expense | $380,000 | 2,958 |
| Net interest income | $2,928,000 | 3,239 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $652,000 | 2,599 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $211,000 | 2,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $441,000 | 2,475 |
| Total noninterest expense | $3,449,000 | 2,542 |
| Salaries and employee benefits | $1,884,000 | 2,593 |
| Premises and equipment expense | $620,000 | 1,810 |
| Additional noninterest expense | $945,000 | 2,774 |
| Pre-tax net operating income | $131,000 | 5,197 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $131,000 | 5,138 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $131,000 | 5,138 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $131,000 | 5,138 |
| Net charge-offs | $-90,000 | 5,416 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $131,000 | 5,124 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,585,000 | 3,324 |
| Total interest expense | $196,000 | 2,886 |
| Net interest income | $1,389,000 | 3,350 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $381,000 | 2,402 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $103,000 | 2,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $278,000 | 2,196 |
| Total noninterest expense | $1,737,000 | 2,560 |
| Salaries and employee benefits | $940,000 | 2,646 |
| Premises and equipment expense | $308,000 | 1,849 |
| Additional noninterest expense | $489,000 | 2,710 |
| Pre-tax net operating income | $33,000 | 5,407 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $33,000 | 5,378 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $33,000 | 5,378 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $33,000 | 5,378 |
| Net charge-offs | $27,000 | 1,709 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $33,000 | 5,374 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,004,000 | 3,427 |
| Total interest expense | $701,000 | 3,050 |
| Net interest income | $5,303,000 | 3,444 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,726,000 | 2,300 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $444,000 | 2,283 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,282,000 | 2,086 |
| Total noninterest expense | $7,430,000 | 2,434 |
| Salaries and employee benefits | $3,778,000 | 2,607 |
| Premises and equipment expense | $1,253,000 | 1,790 |
| Additional noninterest expense | $2,399,000 | 2,390 |
| Pre-tax net operating income | $-401,000 | 5,767 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $-401,000 | 5,780 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-401,000 | 5,779 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-401,000 | 5,779 |
| Net charge-offs | $84,000 | 2,750 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-401,000 | 5,769 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,460,000 | 3,466 |
| Total interest expense | $509,000 | 3,100 |
| Net interest income | $3,951,000 | 3,473 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,341,000 | 2,254 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $336,000 | 2,268 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,005,000 | 2,044 |
| Total noninterest expense | $5,553,000 | 2,437 |
| Salaries and employee benefits | $2,823,000 | 2,605 |
| Premises and equipment expense | $942,000 | 1,797 |
| Additional noninterest expense | $1,788,000 | 2,403 |
| Pre-tax net operating income | $-261,000 | 5,839 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $-261,000 | 5,850 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-261,000 | 5,850 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-261,000 | 5,850 |
| Net charge-offs | $105,000 | 2,037 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-261,000 | 5,841 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,942,000 | 3,504 |
| Total interest expense | $335,000 | 3,131 |
| Net interest income | $2,607,000 | 3,513 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,035,000 | 2,065 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $214,000 | 2,327 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $821,000 | 1,769 |
| Total noninterest expense | $3,753,000 | 2,425 |
| Salaries and employee benefits | $1,868,000 | 2,627 |
| Premises and equipment expense | $624,000 | 1,797 |
| Additional noninterest expense | $1,261,000 | 2,301 |
| Pre-tax net operating income | $-111,000 | 5,876 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $-111,000 | 5,888 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-111,000 | 5,888 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-111,000 | 5,888 |
| Net charge-offs | $234,000 | 1,020 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-111,000 | 5,878 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,469,000 | 3,512 |
| Total interest expense | $165,000 | 3,177 |
| Net interest income | $1,304,000 | 3,530 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $642,000 | 1,763 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $107,000 | 2,312 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $535,000 | 1,449 |
| Total noninterest expense | $1,985,000 | 2,317 |
| Salaries and employee benefits | $934,000 | 2,633 |
| Premises and equipment expense | $316,000 | 1,795 |
| Additional noninterest expense | $735,000 | 1,982 |
| Pre-tax net operating income | $-39,000 | 5,896 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-39,000 | 5,911 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-39,000 | 5,911 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-39,000 | 5,911 |
| Net charge-offs | $249,000 | 556 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-39,000 | 5,892 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,400,000 | 3,665 |
| Total interest expense | $675,000 | 3,134 |
| Net interest income | $4,725,000 | 3,715 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $2,051,000 | 2,080 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $486,000 | 2,183 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,565,000 | 1,805 |
| Total noninterest expense | $8,159,000 | 2,257 |
| Salaries and employee benefits | $3,721,000 | 2,619 |
| Premises and equipment expense | $1,367,000 | 1,666 |
| Additional noninterest expense | $3,071,000 | 1,965 |
| Pre-tax net operating income | $-1,383,000 | 6,116 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $-1,383,000 | 6,114 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,383,000 | 6,114 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-1,383,000 | 6,114 |
| Net charge-offs | $63,000 | 3,078 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-1,383,000 | 6,111 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,082,000 | 3,691 |
| Total interest expense | $520,000 | 3,120 |
| Net interest income | $3,562,000 | 3,741 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,423,000 | 2,197 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $368,000 | 2,182 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,055,000 | 1,956 |
| Total noninterest expense | $5,945,000 | 2,311 |
| Salaries and employee benefits | $2,751,000 | 2,650 |
| Premises and equipment expense | $1,013,000 | 1,704 |
| Additional noninterest expense | $2,181,000 | 2,048 |
| Pre-tax net operating income | $-960,000 | 6,203 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $-960,000 | 6,203 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-960,000 | 6,203 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-960,000 | 6,203 |
| Net charge-offs | $68,000 | 2,526 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-960,000 | 6,199 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,749,000 | 3,689 |
| Total interest expense | $359,000 | 3,067 |
| Net interest income | $2,390,000 | 3,739 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $850,000 | 2,345 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $245,000 | 2,143 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $605,000 | 2,167 |
| Total noninterest expense | $3,857,000 | 2,376 |
| Salaries and employee benefits | $1,793,000 | 2,707 |
| Premises and equipment expense | $655,000 | 1,763 |
| Additional noninterest expense | $1,409,000 | 2,110 |
| Pre-tax net operating income | $-617,000 | 6,266 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-617,000 | 6,270 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-617,000 | 6,270 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-617,000 | 6,270 |
| Net charge-offs | $54,000 | 2,250 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-617,000 | 6,267 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,364,000 | 3,712 |
| Total interest expense | $184,000 | 3,056 |
| Net interest income | $1,180,000 | 3,782 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $499,000 | 2,106 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $119,000 | 2,179 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $380,000 | 1,836 |
| Total noninterest expense | $1,889,000 | 2,431 |
| Salaries and employee benefits | $883,000 | 2,770 |
| Premises and equipment expense | $303,000 | 1,919 |
| Additional noninterest expense | $703,000 | 2,098 |
| Pre-tax net operating income | $-210,000 | 6,301 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-210,000 | 6,314 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-210,000 | 6,315 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-210,000 | 6,315 |
| Net charge-offs | $22,000 | 2,069 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-210,000 | 6,304 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,287,000 | 3,830 |
| Total interest expense | $794,000 | 3,049 |
| Net interest income | $4,493,000 | 3,924 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,722,000 | 2,325 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $529,000 | 2,193 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,193,000 | 2,078 |
| Total noninterest expense | $7,599,000 | 2,413 |
| Salaries and employee benefits | $3,695,000 | 2,668 |
| Premises and equipment expense | $1,173,000 | 1,958 |
| Additional noninterest expense | $2,731,000 | 2,213 |
| Pre-tax net operating income | $-1,384,000 | 6,393 |
| Securities gains (losses) | $70,000 | 1,502 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-1,314,000 | 6,393 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-1,314,000 | 6,393 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,314,000 | 6,393 |
| Net charge-offs | $152,000 | 2,765 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,384,000 | 6,399 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,959,000 | 3,867 |
| Total interest expense | $602,000 | 3,083 |
| Net interest income | $3,357,000 | 3,961 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,515,000 | 2,098 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $396,000 | 2,212 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,119,000 | 1,800 |
| Total noninterest expense | $5,735,000 | 2,409 |
| Salaries and employee benefits | $2,786,000 | 2,656 |
| Premises and equipment expense | $885,000 | 1,961 |
| Additional noninterest expense | $2,064,000 | 2,182 |
| Pre-tax net operating income | $-863,000 | 6,455 |
| Securities gains (losses) | $25,000 | 1,897 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-838,000 | 6,456 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-838,000 | 6,455 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-838,000 | 6,455 |
| Net charge-offs | $88,000 | 2,805 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-863,000 | 6,461 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,635,000 | 3,874 |
| Total interest expense | $406,000 | 3,097 |
| Net interest income | $2,229,000 | 3,981 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,056,000 | 2,022 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $253,000 | 2,246 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $803,000 | 1,695 |
| Total noninterest expense | $3,829,000 | 2,415 |
| Salaries and employee benefits | $1,861,000 | 2,660 |
| Premises and equipment expense | $574,000 | 2,032 |
| Additional noninterest expense | $1,394,000 | 2,148 |
| Pre-tax net operating income | $-544,000 | 6,524 |
| Securities gains (losses) | $25,000 | 1,545 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-519,000 | 6,529 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-519,000 | 6,529 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-519,000 | 6,529 |
| Net charge-offs | $111,000 | 2,088 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-544,000 | 6,531 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,310,000 | 3,917 |
| Total interest expense | $206,000 | 3,104 |
| Net interest income | $1,104,000 | 4,005 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $490,000 | 2,070 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $126,000 | 2,223 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $364,000 | 1,777 |
| Total noninterest expense | $1,950,000 | 2,389 |
| Salaries and employee benefits | $933,000 | 2,682 |
| Premises and equipment expense | $284,000 | 2,094 |
| Additional noninterest expense | $733,000 | 2,060 |
| Pre-tax net operating income | $-356,000 | 6,598 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-356,000 | 6,603 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-356,000 | 6,603 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-356,000 | 6,603 |
| Net charge-offs | $-10,000 | 5,749 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-356,000 | 6,601 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,644,000 | 3,769 |
| Total interest expense | $950,000 | 3,068 |
| Net interest income | $4,694,000 | 3,851 |
| Provision for loan and lease losses | $-800,000 | 6,644 |
| Total noninterest income | $2,303,000 | 1,955 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $549,000 | 2,225 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,754,000 | 1,670 |
| Total noninterest expense | $7,982,000 | 2,342 |
| Salaries and employee benefits | $4,230,000 | 2,356 |
| Premises and equipment expense | $1,188,000 | 1,934 |
| Additional noninterest expense | $2,564,000 | 2,400 |
| Pre-tax net operating income | $-185,000 | 6,353 |
| Securities gains (losses) | $18,000 | 2,386 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-167,000 | 6,384 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-167,000 | 6,384 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-167,000 | 6,385 |
| Net charge-offs | $67,000 | 4,128 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-185,000 | 6,375 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,268,000 | 3,785 |
| Total interest expense | $727,000 | 3,092 |
| Net interest income | $3,541,000 | 3,863 |
| Provision for loan and lease losses | $-800,000 | 6,763 |
| Total noninterest income | $1,882,000 | 1,871 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $399,000 | 2,287 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,483,000 | 1,566 |
| Total noninterest expense | $6,085,000 | 2,320 |
| Salaries and employee benefits | $3,264,000 | 2,318 |
| Premises and equipment expense | $908,000 | 1,914 |
| Additional noninterest expense | $1,913,000 | 2,399 |
| Pre-tax net operating income | $138,000 | 5,869 |
| Securities gains (losses) | $18,000 | 2,258 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $156,000 | 5,808 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $156,000 | 5,810 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $156,000 | 5,810 |
| Net charge-offs | $-93,000 | 6,580 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $138,000 | 5,811 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,852,000 | 3,788 |
| Total interest expense | $493,000 | 3,111 |
| Net interest income | $2,359,000 | 3,865 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,651,000 | 1,544 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $254,000 | 2,334 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,397,000 | 1,252 |
| Total noninterest expense | $3,973,000 | 2,357 |
| Salaries and employee benefits | $2,182,000 | 2,322 |
| Premises and equipment expense | $610,000 | 1,897 |
| Additional noninterest expense | $1,181,000 | 2,576 |
| Pre-tax net operating income | $37,000 | 6,140 |
| Securities gains (losses) | $18,000 | 2,064 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $55,000 | 6,111 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $55,000 | 6,112 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $55,000 | 6,113 |
| Net charge-offs | $-100,000 | 6,687 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $37,000 | 6,126 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,396,000 | 3,876 |
| Total interest expense | $251,000 | 3,139 |
| Net interest income | $1,145,000 | 3,954 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $581,000 | 2,003 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $125,000 | 2,352 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $456,000 | 1,681 |
| Total noninterest expense | $2,036,000 | 2,332 |
| Salaries and employee benefits | $1,080,000 | 2,351 |
| Premises and equipment expense | $300,000 | 1,964 |
| Additional noninterest expense | $656,000 | 2,353 |
| Pre-tax net operating income | $-310,000 | 6,795 |
| Securities gains (losses) | $18,000 | 1,302 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-292,000 | 6,810 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-292,000 | 6,810 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-292,000 | 6,810 |
| Net charge-offs | $-86,000 | 6,813 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-310,000 | 6,803 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,728,000 | 3,535 |
| Total interest expense | $1,244,000 | 3,131 |
| Net interest income | $5,484,000 | 3,585 |
| Provision for loan and lease losses | $-1,200,000 | 7,036 |
| Total noninterest income | $1,989,000 | 2,192 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $628,000 | 2,082 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,361,000 | 1,970 |
| Total noninterest expense | $8,273,000 | 2,280 |
| Salaries and employee benefits | $4,341,000 | 2,277 |
| Premises and equipment expense | $1,209,000 | 1,929 |
| Additional noninterest expense | $2,723,000 | 2,388 |
| Pre-tax net operating income | $400,000 | 5,149 |
| Securities gains (losses) | $218,000 | 1,621 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $618,000 | 4,651 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $618,000 | 4,651 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $618,000 | 4,652 |
| Net charge-offs | $557,000 | 2,507 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $400,000 | 4,998 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,190,000 | 3,536 |
| Total interest expense | $968,000 | 3,149 |
| Net interest income | $4,222,000 | 3,580 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $2,186,000 | 1,674 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $480,000 | 2,070 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,706,000 | 1,410 |
| Total noninterest expense | $6,242,000 | 2,285 |
| Salaries and employee benefits | $3,289,000 | 2,257 |
| Premises and equipment expense | $925,000 | 1,924 |
| Additional noninterest expense | $2,028,000 | 2,384 |
| Pre-tax net operating income | $166,000 | 5,799 |
| Securities gains (losses) | $218,000 | 1,366 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $384,000 | 5,033 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $384,000 | 5,033 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $384,000 | 5,033 |
| Net charge-offs | $377,000 | 2,532 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $166,000 | 5,702 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,612,000 | 3,449 |
| Total interest expense | $662,000 | 3,179 |
| Net interest income | $2,950,000 | 3,477 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $1,516,000 | 1,619 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $314,000 | 2,073 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,202,000 | 1,340 |
| Total noninterest expense | $4,122,000 | 2,309 |
| Salaries and employee benefits | $2,190,000 | 2,266 |
| Premises and equipment expense | $588,000 | 2,001 |
| Additional noninterest expense | $1,344,000 | 2,419 |
| Pre-tax net operating income | $344,000 | 4,671 |
| Securities gains (losses) | $170,000 | 1,221 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $514,000 | 3,938 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $514,000 | 3,940 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $514,000 | 3,941 |
| Net charge-offs | $48,000 | 4,072 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $344,000 | 4,421 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,953,000 | 3,281 |
| Total interest expense | $341,000 | 3,208 |
| Net interest income | $1,612,000 | 3,256 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $909,000 | 1,407 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $155,000 | 2,073 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $754,000 | 1,125 |
| Total noninterest expense | $2,100,000 | 2,270 |
| Salaries and employee benefits | $1,107,000 | 2,250 |
| Premises and equipment expense | $298,000 | 1,985 |
| Additional noninterest expense | $695,000 | 2,304 |
| Pre-tax net operating income | $421,000 | 3,224 |
| Securities gains (losses) | $87,000 | 979 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $508,000 | 2,568 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $508,000 | 2,570 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $508,000 | 2,571 |
| Net charge-offs | $146,000 | 2,119 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $421,000 | 2,803 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,360,000 | 3,208 |
| Total interest expense | $1,860,000 | 2,928 |
| Net interest income | $6,500,000 | 3,256 |
| Provision for loan and lease losses | $1,000,000 | 2,401 |
| Total noninterest income | $1,991,000 | 2,015 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $712,000 | 1,953 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,279,000 | 1,823 |
| Total noninterest expense | $8,530,000 | 2,226 |
| Salaries and employee benefits | $4,375,000 | 2,211 |
| Premises and equipment expense | $1,412,000 | 1,756 |
| Additional noninterest expense | $2,743,000 | 2,392 |
| Pre-tax net operating income | $-1,039,000 | 6,589 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-1,039,000 | 6,652 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,039,000 | 6,653 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,039,000 | 6,652 |
| Net charge-offs | $1,934,000 | 1,592 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,039,000 | 6,621 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,481,000 | 3,156 |
| Total interest expense | $1,483,000 | 2,897 |
| Net interest income | $4,998,000 | 3,209 |
| Provision for loan and lease losses | $1,000,000 | 1,957 |
| Total noninterest income | $1,290,000 | 2,231 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $528,000 | 1,986 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $762,000 | 2,112 |
| Total noninterest expense | $6,503,000 | 2,205 |
| Salaries and employee benefits | $3,293,000 | 2,205 |
| Premises and equipment expense | $1,086,000 | 1,738 |
| Additional noninterest expense | $2,124,000 | 2,332 |
| Pre-tax net operating income | $-1,215,000 | 6,851 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,215,000 | 6,921 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,215,000 | 6,923 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,215,000 | 6,922 |
| Net charge-offs | $1,713,000 | 1,360 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,215,000 | 6,885 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,461,000 | 3,112 |
| Total interest expense | $1,057,000 | 2,843 |
| Net interest income | $3,404,000 | 3,169 |
| Provision for loan and lease losses | $1,000,000 | 1,493 |
| Total noninterest income | $1,164,000 | 1,793 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $351,000 | 1,970 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $813,000 | 1,548 |
| Total noninterest expense | $4,580,000 | 2,106 |
| Salaries and employee benefits | $2,191,000 | 2,224 |
| Premises and equipment expense | $776,000 | 1,630 |
| Additional noninterest expense | $1,613,000 | 2,097 |
| Pre-tax net operating income | $-1,012,000 | 6,985 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-1,012,000 | 7,041 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,012,000 | 7,040 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,012,000 | 7,041 |
| Net charge-offs | $960,000 | 1,509 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,012,000 | 7,018 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,247,000 | 3,102 |
| Total interest expense | $572,000 | 2,738 |
| Net interest income | $1,675,000 | 3,199 |
| Provision for loan and lease losses | $1,000,000 | 850 |
| Total noninterest income | $456,000 | 2,149 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $171,000 | 1,987 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $285,000 | 1,973 |
| Total noninterest expense | $2,171,000 | 2,217 |
| Salaries and employee benefits | $1,116,000 | 2,205 |
| Premises and equipment expense | $376,000 | 1,713 |
| Additional noninterest expense | $679,000 | 2,442 |
| Pre-tax net operating income | $-1,040,000 | 7,285 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-1,040,000 | 7,299 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,040,000 | 7,299 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,040,000 | 7,300 |
| Net charge-offs | $362,000 | 1,601 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-1,040,000 | 7,301 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,673,000 | 2,793 |
| Total interest expense | $3,342,000 | 2,367 |
| Net interest income | $7,331,000 | 2,958 |
| Provision for loan and lease losses | $3,302,000 | 1,522 |
| Total noninterest income | $2,038,000 | 2,055 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $821,000 | 1,783 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,217,000 | 1,937 |
| Total noninterest expense | $9,068,000 | 2,138 |
| Salaries and employee benefits | $4,750,000 | 2,034 |
| Premises and equipment expense | $1,568,000 | 1,643 |
| Additional noninterest expense | $2,750,000 | 2,467 |
| Pre-tax net operating income | $-3,001,000 | 6,916 |
| Securities gains (losses) | $78,000 | 2,363 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-2,923,000 | 6,983 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,923,000 | 6,984 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,923,000 | 6,984 |
| Net charge-offs | $1,157,000 | 2,487 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-3,001,000 | 6,972 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,257,000 | 2,775 |
| Total interest expense | $2,686,000 | 2,301 |
| Net interest income | $5,571,000 | 2,962 |
| Provision for loan and lease losses | $3,230,000 | 1,207 |
| Total noninterest income | $1,408,000 | 2,186 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $628,000 | 1,807 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $780,000 | 2,102 |
| Total noninterest expense | $6,818,000 | 2,123 |
| Salaries and employee benefits | $3,534,000 | 2,043 |
| Premises and equipment expense | $1,180,000 | 1,654 |
| Additional noninterest expense | $2,104,000 | 2,378 |
| Pre-tax net operating income | $-3,069,000 | 7,211 |
| Securities gains (losses) | $78,000 | 2,135 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-2,991,000 | 7,273 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,991,000 | 7,273 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,991,000 | 7,273 |
| Net charge-offs | $797,000 | 2,470 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-3,069,000 | 7,260 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,582,000 | 2,775 |
| Total interest expense | $1,880,000 | 2,281 |
| Net interest income | $3,702,000 | 2,968 |
| Provision for loan and lease losses | $400,000 | 3,175 |
| Total noninterest income | $1,018,000 | 2,025 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $416,000 | 1,827 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $602,000 | 1,853 |
| Total noninterest expense | $4,419,000 | 2,190 |
| Salaries and employee benefits | $2,300,000 | 2,114 |
| Premises and equipment expense | $775,000 | 1,708 |
| Additional noninterest expense | $1,344,000 | 2,466 |
| Pre-tax net operating income | $-99,000 | 6,277 |
| Securities gains (losses) | $78,000 | 1,599 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-21,000 | 6,233 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-21,000 | 6,234 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-21,000 | 6,233 |
| Net charge-offs | $414,000 | 2,666 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-99,000 | 6,338 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,844,000 | 2,776 |
| Total interest expense | $1,002,000 | 2,255 |
| Net interest income | $1,842,000 | 3,003 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $505,000 | 2,018 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $209,000 | 1,809 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $296,000 | 1,858 |
| Total noninterest expense | $2,248,000 | 2,175 |
| Salaries and employee benefits | $1,142,000 | 2,156 |
| Premises and equipment expense | $386,000 | 1,752 |
| Additional noninterest expense | $720,000 | 2,332 |
| Pre-tax net operating income | $-51,000 | 6,501 |
| Securities gains (losses) | $78,000 | 905 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $27,000 | 6,034 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $27,000 | 6,034 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $27,000 | 6,034 |
| Net charge-offs | $284,000 | 2,084 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-51,000 | 6,544 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,866,000 | 2,567 |
| Total interest expense | $5,712,000 | 2,002 |
| Net interest income | $7,154,000 | 3,011 |
| Provision for loan and lease losses | $1,024,000 | 3,464 |
| Total noninterest income | $1,391,000 | 2,698 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $950,000 | 1,765 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $441,000 | 3,403 |
| Total noninterest expense | $9,329,000 | 2,139 |
| Salaries and employee benefits | $4,709,000 | 2,085 |
| Premises and equipment expense | $1,621,000 | 1,670 |
| Additional noninterest expense | $2,999,000 | 2,345 |
| Pre-tax net operating income | $-1,808,000 | 6,567 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-1,808,000 | 6,688 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,808,000 | 6,687 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,808,000 | 6,687 |
| Net charge-offs | $765,000 | 3,238 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,808,000 | 6,677 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,829,000 | 2,570 |
| Total interest expense | $4,501,000 | 2,006 |
| Net interest income | $5,328,000 | 3,024 |
| Provision for loan and lease losses | $579,000 | 3,580 |
| Total noninterest income | $1,182,000 | 2,523 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $709,000 | 1,778 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $473,000 | 2,899 |
| Total noninterest expense | $7,033,000 | 2,126 |
| Salaries and employee benefits | $3,561,000 | 2,085 |
| Premises and equipment expense | $1,219,000 | 1,682 |
| Additional noninterest expense | $2,253,000 | 2,314 |
| Pre-tax net operating income | $-1,102,000 | 6,706 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,102,000 | 6,799 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,102,000 | 6,798 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,102,000 | 6,800 |
| Net charge-offs | $542,000 | 2,926 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,102,000 | 6,794 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,764,000 | 2,537 |
| Total interest expense | $3,093,000 | 2,039 |
| Net interest income | $3,671,000 | 2,921 |
| Provision for loan and lease losses | $284,000 | 3,827 |
| Total noninterest income | $1,048,000 | 2,105 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $471,000 | 1,759 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $577,000 | 2,035 |
| Total noninterest expense | $4,742,000 | 2,132 |
| Salaries and employee benefits | $2,380,000 | 2,120 |
| Premises and equipment expense | $818,000 | 1,698 |
| Additional noninterest expense | $1,544,000 | 2,272 |
| Pre-tax net operating income | $-307,000 | 6,440 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-307,000 | 6,544 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-307,000 | 6,544 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-307,000 | 6,544 |
| Net charge-offs | $329,000 | 2,824 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-307,000 | 6,536 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,445,000 | 2,521 |
| Total interest expense | $1,593,000 | 2,060 |
| Net interest income | $1,852,000 | 2,904 |
| Provision for loan and lease losses | $149,000 | 3,359 |
| Total noninterest income | $488,000 | 2,183 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $224,000 | 1,786 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $264,000 | 2,124 |
| Total noninterest expense | $2,343,000 | 2,115 |
| Salaries and employee benefits | $1,195,000 | 2,132 |
| Premises and equipment expense | $411,000 | 1,711 |
| Additional noninterest expense | $737,000 | 2,133 |
| Pre-tax net operating income | $-152,000 | 6,796 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-152,000 | 6,944 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-152,000 | 6,945 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-152,000 | 6,945 |
| Net charge-offs | $162,000 | 2,342 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-152,000 | 6,872 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,726,000 | 2,366 |
| Total interest expense | $7,293,000 | 2,128 |
| Net interest income | $8,433,000 | 2,575 |
| Provision for loan and lease losses | $3,031,000 | 1,384 |
| Total noninterest income | $2,045,000 | 2,109 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,041,000 | 1,702 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,004,000 | 2,111 |
| Total noninterest expense | $9,818,000 | 1,965 |
| Salaries and employee benefits | $5,525,000 | 1,843 |
| Premises and equipment expense | $1,772,000 | 1,561 |
| Additional noninterest expense | $2,521,000 | 2,319 |
| Pre-tax net operating income | $-2,371,000 | 7,468 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-2,371,000 | 7,481 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,371,000 | 7,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,460,000 | 1,588 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,371,000 | 7,571 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,022,000 | 2,378 |
| Total interest expense | $5,598,000 | 2,165 |
| Net interest income | $6,424,000 | 2,560 |
| Provision for loan and lease losses | $2,950,000 | 914 |
| Total noninterest income | $1,553,000 | 2,157 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $774,000 | 1,733 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $779,000 | 2,154 |
| Total noninterest expense | $7,460,000 | 1,925 |
| Salaries and employee benefits | $4,282,000 | 1,813 |
| Premises and equipment expense | $1,346,000 | 1,556 |
| Additional noninterest expense | $1,832,000 | 2,331 |
| Pre-tax net operating income | $-2,433,000 | 7,935 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-2,433,000 | 7,944 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,433,000 | 7,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,008,000 | 1,294 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,433,000 | 8,010 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,156,000 | 2,380 |
| Total interest expense | $3,891,000 | 2,161 |
| Net interest income | $4,265,000 | 2,566 |
| Provision for loan and lease losses | $1,865,000 | 829 |
| Total noninterest income | $1,018,000 | 2,204 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $512,000 | 1,727 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $506,000 | 2,226 |
| Total noninterest expense | $5,014,000 | 1,917 |
| Salaries and employee benefits | $2,897,000 | 1,799 |
| Premises and equipment expense | $894,000 | 1,558 |
| Additional noninterest expense | $1,223,000 | 2,298 |
| Pre-tax net operating income | $-1,596,000 | 8,103 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-1,596,000 | 8,167 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,596,000 | 8,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $624,000 | 1,148 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,596,000 | 8,157 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,196,000 | 2,391 |
| Total interest expense | $2,084,000 | 2,167 |
| Net interest income | $2,112,000 | 2,584 |
| Provision for loan and lease losses | $79,000 | 3,082 |
| Total noninterest income | $529,000 | 2,160 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $254,000 | 1,712 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $275,000 | 2,067 |
| Total noninterest expense | $2,496,000 | 1,914 |
| Salaries and employee benefits | $1,476,000 | 1,784 |
| Premises and equipment expense | $444,000 | 1,573 |
| Additional noninterest expense | $576,000 | 2,399 |
| Pre-tax net operating income | $66,000 | 6,400 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $66,000 | 6,327 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $66,000 | 6,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,452 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $66,000 | 6,236 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,203,000 | 2,259 |
| Total interest expense | $9,180,000 | 2,075 |
| Net interest income | $9,023,000 | 2,441 |
| Provision for loan and lease losses | $441,000 | 2,542 |
| Total noninterest income | $2,251,000 | 2,042 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,018,000 | 1,736 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,233,000 | 1,928 |
| Total noninterest expense | $9,789,000 | 1,887 |
| Salaries and employee benefits | $5,481,000 | 1,840 |
| Premises and equipment expense | $1,665,000 | 1,600 |
| Additional noninterest expense | $2,643,000 | 2,075 |
| Pre-tax net operating income | $1,044,000 | 4,649 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,044,000 | 4,215 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,044,000 | 4,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $544,000 | 1,591 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,044,000 | 4,211 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,809,000 | 2,246 |
| Total interest expense | $6,901,000 | 2,071 |
| Net interest income | $6,908,000 | 2,424 |
| Provision for loan and lease losses | $375,000 | 1,954 |
| Total noninterest income | $1,741,000 | 1,994 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $748,000 | 1,747 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $993,000 | 1,847 |
| Total noninterest expense | $7,330,000 | 1,872 |
| Salaries and employee benefits | $4,173,000 | 1,816 |
| Premises and equipment expense | $1,236,000 | 1,607 |
| Additional noninterest expense | $1,921,000 | 2,087 |
| Pre-tax net operating income | $944,000 | 4,487 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $944,000 | 4,007 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $944,000 | 4,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 1,446 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $944,000 | 3,991 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,142,000 | 2,278 |
| Total interest expense | $4,544,000 | 2,093 |
| Net interest income | $4,598,000 | 2,455 |
| Provision for loan and lease losses | $240,000 | 1,865 |
| Total noninterest income | $1,112,000 | 2,075 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $481,000 | 1,809 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $631,000 | 1,917 |
| Total noninterest expense | $4,853,000 | 1,899 |
| Salaries and employee benefits | $2,770,000 | 1,857 |
| Premises and equipment expense | $829,000 | 1,615 |
| Additional noninterest expense | $1,254,000 | 2,139 |
| Pre-tax net operating income | $617,000 | 4,585 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $617,000 | 4,103 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $617,000 | 4,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 1,473 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $617,000 | 4,096 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,500,000 | 2,310 |
| Total interest expense | $2,252,000 | 2,103 |
| Net interest income | $2,248,000 | 2,503 |
| Provision for loan and lease losses | $133,000 | 1,644 |
| Total noninterest income | $490,000 | 2,237 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $214,000 | 1,950 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $276,000 | 2,077 |
| Total noninterest expense | $2,384,000 | 1,941 |
| Salaries and employee benefits | $1,357,000 | 1,895 |
| Premises and equipment expense | $397,000 | 1,679 |
| Additional noninterest expense | $630,000 | 2,087 |
| Pre-tax net operating income | $221,000 | 5,300 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $221,000 | 4,834 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $221,000 | 4,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 1,327 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $221,000 | 4,805 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,848,000 | 2,321 |
| Total interest expense | $7,555,000 | 2,145 |
| Net interest income | $9,293,000 | 2,444 |
| Provision for loan and lease losses | $812,000 | 1,255 |
| Total noninterest income | $2,186,000 | 2,090 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $972,000 | 1,792 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,214,000 | 1,946 |
| Total noninterest expense | $8,705,000 | 2,025 |
| Salaries and employee benefits | $4,908,000 | 1,986 |
| Premises and equipment expense | $1,173,000 | 2,112 |
| Additional noninterest expense | $2,624,000 | 2,024 |
| Pre-tax net operating income | $1,962,000 | 3,690 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $433,000 | 3,332 |
| Income before extraordinary items | $1,529,000 | 3,725 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,529,000 | 3,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $641,000 | 963 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,529,000 | 3,706 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,329,000 | 2,359 |
| Total interest expense | $5,471,000 | 2,161 |
| Net interest income | $6,858,000 | 2,500 |
| Provision for loan and lease losses | $506,000 | 1,377 |
| Total noninterest income | $1,682,000 | 2,055 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $722,000 | 1,811 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $960,000 | 1,877 |
| Total noninterest expense | $6,562,000 | 2,017 |
| Salaries and employee benefits | $3,795,000 | 1,916 |
| Premises and equipment expense | $841,000 | 2,218 |
| Additional noninterest expense | $1,926,000 | 2,038 |
| Pre-tax net operating income | $1,472,000 | 3,827 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $433,000 | 3,060 |
| Income before extraordinary items | $1,039,000 | 4,082 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,039,000 | 4,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 1,391 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,039,000 | 4,064 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,890,000 | 2,404 |
| Total interest expense | $3,387,000 | 2,198 |
| Net interest income | $4,503,000 | 2,539 |
| Provision for loan and lease losses | $361,000 | 1,266 |
| Total noninterest income | $960,000 | 2,286 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $476,000 | 1,818 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $484,000 | 2,260 |
| Total noninterest expense | $4,252,000 | 2,070 |
| Salaries and employee benefits | $2,453,000 | 1,980 |
| Premises and equipment expense | $543,000 | 2,284 |
| Additional noninterest expense | $1,256,000 | 2,085 |
| Pre-tax net operating income | $850,000 | 4,185 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $433,000 | 2,508 |
| Income before extraordinary items | $417,000 | 5,284 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $417,000 | 5,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 1,697 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $417,000 | 5,285 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,790,000 | 2,441 |
| Total interest expense | $1,572,000 | 2,238 |
| Net interest income | $2,218,000 | 2,552 |
| Provision for loan and lease losses | $193,000 | 1,184 |
| Total noninterest income | $479,000 | 2,245 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $216,000 | 1,916 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $263,000 | 2,134 |
| Total noninterest expense | $2,070,000 | 2,138 |
| Salaries and employee benefits | $1,191,000 | 2,067 |
| Premises and equipment expense | $261,000 | 2,387 |
| Additional noninterest expense | $618,000 | 2,099 |
| Pre-tax net operating income | $434,000 | 4,086 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $433,000 | 1,559 |
| Income before extraordinary items | $1,000 | 8,185 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,000 | 8,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 1,225 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,000 | 8,176 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,851,000 | 2,566 |
| Total interest expense | $4,806,000 | 2,278 |
| Net interest income | $8,045,000 | 2,683 |
| Provision for loan and lease losses | $545,000 | 1,771 |
| Total noninterest income | $1,923,000 | 2,280 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $829,000 | 2,049 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,094,000 | 2,085 |
| Total noninterest expense | $7,344,000 | 2,279 |
| Salaries and employee benefits | $4,317,000 | 2,136 |
| Premises and equipment expense | $973,000 | 2,430 |
| Additional noninterest expense | $2,054,000 | 2,420 |
| Pre-tax net operating income | $2,079,000 | 3,591 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $743,000 | 2,714 |
| Income before extraordinary items | $1,336,000 | 4,077 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,336,000 | 4,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 1,880 |
| Cash dividends | $20,000 | 5,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,336,000 | 4,043 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,253,000 | 2,596 |
| Total interest expense | $3,350,000 | 2,322 |
| Net interest income | $5,903,000 | 2,728 |
| Provision for loan and lease losses | $418,000 | 1,660 |
| Total noninterest income | $1,377,000 | 2,356 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $591,000 | 2,127 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $786,000 | 2,152 |
| Total noninterest expense | $5,408,000 | 2,295 |
| Salaries and employee benefits | $3,194,000 | 2,137 |
| Premises and equipment expense | $711,000 | 2,473 |
| Additional noninterest expense | $1,503,000 | 2,448 |
| Pre-tax net operating income | $1,454,000 | 3,844 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $519,000 | 2,877 |
| Income before extraordinary items | $935,000 | 4,355 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $935,000 | 4,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 2,414 |
| Cash dividends | $20,000 | 5,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $935,000 | 4,302 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,886,000 | 2,643 |
| Total interest expense | $2,034,000 | 2,398 |
| Net interest income | $3,852,000 | 2,753 |
| Provision for loan and lease losses | $309,000 | 1,473 |
| Total noninterest income | $893,000 | 2,370 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $347,000 | 2,325 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $546,000 | 2,059 |
| Total noninterest expense | $3,472,000 | 2,370 |
| Salaries and employee benefits | $2,061,000 | 2,197 |
| Premises and equipment expense | $458,000 | 2,533 |
| Additional noninterest expense | $953,000 | 2,558 |
| Pre-tax net operating income | $964,000 | 3,808 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $345,000 | 2,846 |
| Income before extraordinary items | $619,000 | 4,338 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $619,000 | 4,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 2,257 |
| Cash dividends | $20,000 | 4,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $619,000 | 4,282 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,772,000 | 2,748 |
| Total interest expense | $938,000 | 2,462 |
| Net interest income | $1,834,000 | 2,869 |
| Provision for loan and lease losses | $100,000 | 2,031 |
| Total noninterest income | $443,000 | 2,332 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $146,000 | 2,618 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $297,000 | 1,903 |
| Total noninterest expense | $1,703,000 | 2,413 |
| Salaries and employee benefits | $998,000 | 2,286 |
| Premises and equipment expense | $231,000 | 2,529 |
| Additional noninterest expense | $474,000 | 2,562 |
| Pre-tax net operating income | $474,000 | 3,816 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $171,000 | 2,860 |
| Income before extraordinary items | $303,000 | 4,352 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $303,000 | 4,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,610 |
| Cash dividends | $20,000 | 3,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $303,000 | 4,308 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,083,000 | 2,807 |
| Total interest expense | $2,917,000 | 2,688 |
| Net interest income | $7,166,000 | 2,832 |
| Provision for loan and lease losses | $386,000 | 2,436 |
| Total noninterest income | $1,408,000 | 2,801 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $570,000 | 2,824 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $838,000 | 2,420 |
| Total noninterest expense | $6,297,000 | 2,525 |
| Salaries and employee benefits | $3,772,000 | 2,298 |
| Premises and equipment expense | $811,000 | 2,761 |
| Additional noninterest expense | $1,714,000 | 2,787 |
| Pre-tax net operating income | $1,891,000 | 3,641 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $676,000 | 2,823 |
| Income before extraordinary items | $1,215,000 | 4,177 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,215,000 | 4,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,915 |
| Cash dividends | $150,000 | 5,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,215,000 | 4,107 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,375,000 | 2,840 |
| Total interest expense | $2,092,000 | 2,746 |
| Net interest income | $5,283,000 | 2,839 |
| Provision for loan and lease losses | $314,000 | 2,203 |
| Total noninterest income | $1,044,000 | 2,838 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $415,000 | 2,915 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $629,000 | 2,435 |
| Total noninterest expense | $4,564,000 | 2,569 |
| Salaries and employee benefits | $2,731,000 | 2,370 |
| Premises and equipment expense | $576,000 | 2,896 |
| Additional noninterest expense | $1,257,000 | 2,807 |
| Pre-tax net operating income | $1,449,000 | 3,655 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $522,000 | 2,828 |
| Income before extraordinary items | $927,000 | 4,188 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $927,000 | 4,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,170 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $927,000 | 4,123 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,811,000 | 2,886 |
| Total interest expense | $1,359,000 | 2,782 |
| Net interest income | $3,452,000 | 2,894 |
| Provision for loan and lease losses | $178,000 | 2,448 |
| Total noninterest income | $630,000 | 3,062 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $232,000 | 3,306 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $398,000 | 2,525 |
| Total noninterest expense | $2,950,000 | 2,656 |
| Salaries and employee benefits | $1,758,000 | 2,439 |
| Premises and equipment expense | $357,000 | 3,079 |
| Additional noninterest expense | $835,000 | 2,816 |
| Pre-tax net operating income | $954,000 | 3,638 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $344,000 | 2,835 |
| Income before extraordinary items | $610,000 | 4,206 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $610,000 | 4,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,193 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $610,000 | 4,116 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,375,000 | 2,937 |
| Total interest expense | $686,000 | 2,792 |
| Net interest income | $1,689,000 | 2,943 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $283,000 | 3,240 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $103,000 | 3,510 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $180,000 | 2,643 |
| Total noninterest expense | $1,430,000 | 2,758 |
| Salaries and employee benefits | $872,000 | 2,485 |
| Premises and equipment expense | $166,000 | 3,298 |
| Additional noninterest expense | $392,000 | 2,970 |
| Pre-tax net operating income | $467,000 | 3,700 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $168,000 | 2,876 |
| Income before extraordinary items | $299,000 | 4,272 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $299,000 | 4,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,502 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $299,000 | 4,152 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,483,000 | 2,979 |
| Total interest expense | $3,068,000 | 2,807 |
| Net interest income | $6,415,000 | 2,999 |
| Provision for loan and lease losses | $411,000 | 2,539 |
| Total noninterest income | $1,277,000 | 3,173 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $457,000 | 3,331 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $820,000 | 2,699 |
| Total noninterest expense | $5,279,000 | 2,928 |
| Salaries and employee benefits | $3,241,000 | 2,592 |
| Premises and equipment expense | $624,000 | 3,413 |
| Additional noninterest expense | $1,414,000 | 3,252 |
| Pre-tax net operating income | $2,002,000 | 3,402 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $694,000 | 2,815 |
| Income before extraordinary items | $1,308,000 | 3,896 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,308,000 | 3,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,474 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,308,000 | 3,734 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,039,000 | 3,036 |
| Total interest expense | $2,349,000 | 2,841 |
| Net interest income | $4,690,000 | 3,082 |
| Provision for loan and lease losses | $338,000 | 2,312 |
| Total noninterest income | $1,124,000 | 2,916 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $342,000 | 3,347 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $782,000 | 2,397 |
| Total noninterest expense | $3,858,000 | 2,980 |
| Salaries and employee benefits | $2,386,000 | 2,646 |
| Premises and equipment expense | $446,000 | 3,549 |
| Additional noninterest expense | $1,026,000 | 3,323 |
| Pre-tax net operating income | $1,618,000 | 3,357 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $559,000 | 2,815 |
| Income before extraordinary items | $1,059,000 | 3,849 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,059,000 | 3,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,201 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,059,000 | 3,688 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,624,000 | 3,098 |
| Total interest expense | $1,617,000 | 2,846 |
| Net interest income | $3,007,000 | 3,182 |
| Provision for loan and lease losses | $203,000 | 2,489 |
| Total noninterest income | $704,000 | 3,003 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $226,000 | 3,314 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $478,000 | 2,506 |
| Total noninterest expense | $2,499,000 | 3,047 |
| Salaries and employee benefits | $1,533,000 | 2,731 |
| Premises and equipment expense | $284,000 | 3,658 |
| Additional noninterest expense | $682,000 | 3,307 |
| Pre-tax net operating income | $1,009,000 | 3,502 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $339,000 | 3,012 |
| Income before extraordinary items | $670,000 | 3,985 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $670,000 | 3,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $670,000 | 3,806 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,264,000 | 3,166 |
| Total interest expense | $847,000 | 2,787 |
| Net interest income | $1,417,000 | 3,327 |
| Provision for loan and lease losses | $67,000 | 3,113 |
| Total noninterest income | $325,000 | 3,074 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $106,000 | 3,394 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $219,000 | 2,564 |
| Total noninterest expense | $1,229,000 | 3,077 |
| Salaries and employee benefits | $749,000 | 2,774 |
| Premises and equipment expense | $141,000 | 3,672 |
| Additional noninterest expense | $339,000 | 3,282 |
| Pre-tax net operating income | $446,000 | 3,777 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $158,000 | 3,132 |
| Income before extraordinary items | $288,000 | 4,360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $288,000 | 4,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,385 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $288,000 | 4,168 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,895,000 | 3,337 |
| Total interest expense | $3,952,000 | 2,778 |
| Net interest income | $4,943,000 | 3,709 |
| Provision for loan and lease losses | $995,000 | 1,364 |
| Total noninterest income | $1,103,000 | 3,256 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $383,000 | 3,635 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $720,000 | 2,663 |
| Total noninterest expense | $4,488,000 | 3,229 |
| Salaries and employee benefits | $2,799,000 | 2,816 |
| Premises and equipment expense | $512,000 | 3,876 |
| Additional noninterest expense | $1,177,000 | 3,663 |
| Pre-tax net operating income | $563,000 | 6,539 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $103,000 | 5,938 |
| Income before extraordinary items | $460,000 | 6,573 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $460,000 | 6,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $823,000 | 1,133 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $460,000 | 6,444 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,523,000 | 3,804 |
| Total interest expense | $5,062,000 | 3,121 |
| Net interest income | $3,461,000 | 4,594 |
| Provision for loan and lease losses | $643,000 | 1,796 |
| Total noninterest income | $1,041,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $360,000 | 3,689 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $681,000 | 2,615 |
| Total noninterest expense | $3,706,000 | 3,661 |
| Salaries and employee benefits | $2,227,000 | 3,289 |
| Premises and equipment expense | $466,000 | 4,128 |
| Additional noninterest expense | $1,013,000 | 4,029 |
| Pre-tax net operating income | $153,000 | 8,092 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $153,000 | 8,012 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $153,000 | 8,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $377,000 | 1,909 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $153,000 | 7,898 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,023,000 | 4,576 |
| Total interest expense | $3,974,000 | 4,000 |
| Net interest income | $3,049,000 | 5,098 |
| Provision for loan and lease losses | $528,000 | 1,798 |
| Total noninterest income | $529,000 | 4,751 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 4,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $322,000 | 3,772 |
| Total noninterest expense | $2,566,000 | 4,768 |
| Salaries and employee benefits | $1,433,000 | 4,530 |
| Premises and equipment expense | $295,000 | 5,479 |
| Additional noninterest expense | $838,000 | 4,583 |
| Pre-tax net operating income | $484,000 | 7,071 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $484,000 | 6,406 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $484,000 | 6,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,906 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $484,000 | 6,419 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,084,000 | 7,277 |
| Total interest expense | $1,654,000 | 6,628 |
| Net interest income | $1,430,000 | 7,730 |
| Provision for loan and lease losses | $310,000 | 2,576 |
| Total noninterest income | $351,000 | 6,001 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 6,576 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $244,000 | 4,488 |
| Total noninterest expense | $1,823,000 | 6,034 |
| Salaries and employee benefits | $1,012,000 | 5,843 |
| Premises and equipment expense | $217,000 | 6,545 |
| Additional noninterest expense | $594,000 | 5,866 |
| Pre-tax net operating income | $-352,000 | 9,746 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-352,000 | 9,811 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-352,000 | 9,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,395 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-352,000 | 9,788 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $541,000 | 10,201 |
| Total interest expense | $243,000 | 10,134 |
| Net interest income | $298,000 | 10,203 |
| Provision for loan and lease losses | $168,000 | 3,936 |
| Total noninterest income | $80,000 | 9,352 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 8,855 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,511 |
| Total noninterest expense | $748,000 | 8,944 |
| Salaries and employee benefits | $372,000 | 9,141 |
| Premises and equipment expense | $57,000 | 9,657 |
| Additional noninterest expense | $319,000 | 7,939 |
| Pre-tax net operating income | $-538,000 | 10,203 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-538,000 | 10,243 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-538,000 | 10,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 225 |
| Net operating income | $-538,000 | 10,216 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.