Home > Hometown Bank > Net charge- offs to loans
Hometown Bank, Net charge- offs to loans
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0477% | 4,950 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0775% | 5,209 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2261% | 5,367 |
| Percentage Net Loans Charged-off: Home equity loans | -1.6276% | 4,127 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0109% | 4,543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0621% | 921 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3048% | 1,693 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3048% | 1,579 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0007% | 4,479 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0426% | 5,074 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2036% | 568 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4003% | 147 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1706% | 691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1674% | 1,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1804% | 2,812 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1804% | 2,684 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0313% | 5,011 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0565% | 5,171 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2758% | 374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5292% | 109 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2327% | 461 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0273% | 4,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0543% | 3,165 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0543% | 3,030 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1259% | 5,481 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1431% | 5,501 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2604% | 406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7865% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1696% | 603 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0266% | 4,326 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2898% | 5,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2898% | 5,245 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0765% | 1,568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1009% | 651 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2977% | 356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3487% | 301 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0260% | 4,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0642% | 2,776 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0729% | 5,424 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1208% | 5,476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0145% | 5,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0171% | 5,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2603% | 1,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7560% | 219 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7560% | 202 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1089% | 1,853 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0655% | 5,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1283% | 5,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0324% | 1,898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0381% | 1,736 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3626% | 985 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5867% | 136 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5867% | 123 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3679% | 627 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1258% | 5,675 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1951% | 5,697 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0145% | 5,008 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0171% | 5,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4848% | 204 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3014% | 81 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.3013% | 71 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7928% | 259 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2196% | 5,862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5437% | 5,897 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0098% | 4,918 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0115% | 5,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0126% | 93 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.7223% | 41 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 10.7223% | 34 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0532% | 3,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0279% | 2,651 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1041% | 1,733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4437% | 303 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0323% | 2,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0243% | 4,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0369% | 751 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0369% | 676 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0775% | 2,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0560% | 1,996 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1709% | 1,137 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5845% | 229 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0799% | 1,754 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0240% | 4,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1328% | 603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1328% | 540 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0927% | 2,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1031% | 1,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2690% | 784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8742% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1308% | 1,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0231% | 4,541 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5792% | 1,207 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5792% | 1,101 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0756% | 1,951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0872% | 1,253 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2304% | 780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2854% | 654 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0228% | 4,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4293% | 1,448 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4293% | 1,321 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1443% | 2,597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2017% | 1,479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6096% | 573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0097% | 3,474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2797% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0719% | 6,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0626% | 5,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0541% | 3,659 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0541% | 3,536 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1140% | 2,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1631% | 1,609 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5541% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0310% | 5,907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0407% | 5,962 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0602% | 5,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2147% | 1,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2939% | 1,028 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9469% | 328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0479% | 6,045 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0636% | 6,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0519% | 5,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0388% | 5,703 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0206% | 5,699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0280% | 5,895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0373% | 5,983 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0528% | 5,094 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4202% | 6,062 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4202% | 6,020 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0653% | 4,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1880% | 2,399 |
| Percentage Net Loans Charged-off:Construction & development | -0.0453% | 5,455 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5341% | 1,000 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0205% | 3,855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0811% | 1,260 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0333% | 5,259 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.8051% | 6,592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.8051% | 6,561 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1212% | 6,541 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 5,968 |
| Percentage Net Loans Charged-off:Construction & development | -0.0592% | 5,554 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0685% | 6,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0590% | 3,159 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1077% | 1,094 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0425% | 3,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0266% | 5,138 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.7469% | 6,690 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.7469% | 6,658 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1956% | 6,657 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0364% | 6,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0956% | 6,448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0136% | 3,245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1622% | 900 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0364% | 6,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1606% | 5,826 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.6192% | 6,752 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.6192% | 6,718 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3366% | 6,797 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0466% | 6,365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1776% | 6,627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0683% | 2,206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3265% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0183% | 6,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0555% | 5,341 |
| Percentage Net Loans Charged-off: Loans to individuals | -7.3665% | 6,850 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -7.3665% | 6,815 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5151% | 2,184 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5861% | 1,720 |
| Percentage Net Loans Charged-off:Construction & development | 1.7919% | 1,158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0697% | 2,828 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6680% | 1,390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3850% | 1,157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7675% | 1,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0642% | 3,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3301% | 1,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3301% | 929 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4609% | 2,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5295% | 1,817 |
| Percentage Net Loans Charged-off:Construction & development | 2.3136% | 954 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 6,405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4338% | 1,924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5055% | 918 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4082% | 1,890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0478% | 3,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0783% | 1,186 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0783% | 1,073 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0870% | 4,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1159% | 3,449 |
| Percentage Net Loans Charged-off:Construction & development | 3.3651% | 699 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0595% | 3,378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1991% | 1,127 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 3,565 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1897% | 6,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5023% | 2,035 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5023% | 1,878 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5158% | 1,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6077% | 1,393 |
| Percentage Net Loans Charged-off:Construction & development | 6.4852% | 360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0645% | 2,702 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0874% | 2,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0574% | 5,739 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1667% | 1,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1667% | 903 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4424% | 1,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2946% | 1,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3129% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1341% | 1,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7165% | 1,042 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2768% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3408% | 1,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0425% | 484 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7870% | 456 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6462% | 849 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4891% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3032% | 398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6484% | 651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7624% | 895 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9493% | 549 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9565% | 744 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1819% | 677 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9572% | 647 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3268% | 1,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9304% | 1,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6202% | 1,360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5994% | 707 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1135% | 671 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7617% | 648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1127% | 506 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4376% | 2,604 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3791% | 2,477 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9488% | 1,411 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7663% | 1,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9292% | 816 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3724% | 1,801 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4950% | 1,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3534% | 736 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1962% | 2,860 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1595% | 2,709 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6762% | 2,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7704% | 2,294 |
| Percentage Net Loans Charged-off:Construction & development | 0.0146% | 3,366 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0021% | 3,626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5421% | 898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4618% | 1,284 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8637% | 743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5512% | 3,234 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3384% | 3,963 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6103% | 2,912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7957% | 2,058 |
| Percentage Net Loans Charged-off:Construction & development | -0.3207% | 7,023 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0083% | 3,143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5502% | 811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5084% | 1,100 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8546% | 669 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0863% | 4,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4063% | 3,449 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4701% | 3,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8109% | 1,860 |
| Percentage Net Loans Charged-off:Construction & development | -0.4013% | 7,050 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0823% | 7,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3742% | 876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7563% | 813 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5574% | 791 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6837% | 7,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2422% | 3,730 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6367% | 2,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8465% | 1,543 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0732% | 1,681 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3149% | 1,954 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5009% | 457 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0340% | 7,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0236% | 6,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7373% | 2,191 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3870% | 4,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3777% | 3,319 |
| Percentage Net Loans Charged-off:Construction & development | 1.0172% | 2,567 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3354% | 2,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4246% | 2,287 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0899% | 5,826 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5704% | 1,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4459% | 3,863 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7562% | 3,325 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3585% | 3,855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3086% | 3,079 |
| Percentage Net Loans Charged-off:Construction & development | 1.2297% | 2,048 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1701% | 2,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3015% | 2,393 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1184% | 5,858 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4195% | 1,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5395% | 3,066 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7519% | 3,020 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0877% | 1,607 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3208% | 3,579 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2995% | 2,692 |
| Percentage Net Loans Charged-off:Construction & development | 0.8631% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2293% | 1,483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3120% | 2,042 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1746% | 5,910 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4476% | 1,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4347% | 2,787 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5543% | 3,343 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3135% | 2,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1964% | 2,422 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0703% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3779% | 1,451 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3454% | 5,921 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5804% | 1,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8706% | 1,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1105% | 3,996 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6685% | 1,845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6686% | 1,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.5873% | 1,919 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7357% | 667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9560% | 639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2024% | 1,020 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1719% | 501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6701% | 2,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5645% | 1,403 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6097% | 1,402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5854% | 1,034 |
| Percentage Net Loans Charged-off:Construction & development | 0.7564% | 1,239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6386% | 469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7138% | 659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2714% | 731 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8415% | 513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6700% | 1,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5422% | 1,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5643% | 1,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5534% | 851 |
| Percentage Net Loans Charged-off:Construction & development | 0.7644% | 867 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3740% | 542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8836% | 448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4050% | 503 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0251% | 345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6868% | 1,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7494% | 2,206 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0902% | 3,143 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 7,621 |
| Percentage Net Loans Charged-off:Construction & development | -0.0145% | 7,566 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3060% | 1,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5680% | 2,286 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2520% | 2,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2525% | 1,118 |
| Percentage Net Loans Charged-off:Construction & development | 0.2102% | 982 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2715% | 687 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2310% | 1,130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1156% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2685% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1132% | 3,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9930% | 1,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3866% | 967 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2038% | 1,956 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1691% | 1,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.2910% | 514 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3484% | 570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1544% | 458 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4107% | 473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1498% | 2,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7906% | 1,754 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5185% | 753 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1624% | 2,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1296% | 1,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.4101% | 301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1752% | 866 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2310% | 668 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5488% | 2,250 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1619% | 471 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1520% | 1,720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1949% | 580 |
| Percentage Net Loans Charged-off:Construction & development | 0.8241% | 122 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1654% | 705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2188% | 571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5296% | 2,070 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3160% | 1,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4007% | 356 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5786% | 38 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9713% | 127 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3278% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1642% | 104 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0238% | 7,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7182% | 2,129 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1872% | 1,083 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1513% | 2,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1839% | 622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4953% | 280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4416% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5110% | 265 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0329% | 7,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6614% | 2,024 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1033% | 2,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1399% | 765 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3726% | 359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6683% | 83 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2866% | 457 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0662% | 7,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3887% | 2,771 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1398% | 1,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1880% | 454 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4964% | 242 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3516% | 48 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2547% | 429 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1412% | 7,487 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7187% | 1,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1497% | 2,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0550% | 1,852 |
| Percentage Net Loans Charged-off:Construction & development | 0.2363% | 270 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0716% | 1,724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0888% | 1,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3508% | 2,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9766% | 1,900 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0831% | 3,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0646% | 1,485 |
| Percentage Net Loans Charged-off:Construction & development | 0.3272% | 185 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0722% | 1,469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0890% | 1,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0695% | 7,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0601% | 1,515 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0847% | 3,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0795% | 1,194 |
| Percentage Net Loans Charged-off:Construction & development | 0.5029% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0614% | 1,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0755% | 1,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1096% | 7,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9862% | 1,590 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0118% | 7,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3925% | 7,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1726% | 1,276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0533% | 5,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 3,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 8,124 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2336% | 2,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1944% | 5,458 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0679% | 4,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0083% | 2,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2855% | 2,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2593% | 4,631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0583% | 4,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0127% | 2,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1720% | 2,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3665% | 3,773 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0295% | 4,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0477% | 7,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6938% | 2,427 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1016% | 4,754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 3,702 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0204% | 2,908 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0232% | 2,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4514% | 2,753 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3051% | 5,285 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0988% | 4,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0108% | 3,038 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0273% | 2,299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0308% | 2,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3838% | 2,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4016% | 4,294 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0015% | 6,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0172% | 3,476 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0228% | 7,982 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0213% | 7,885 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0353% | 7,456 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2239% | 8,299 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6848% | 1,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3834% | 590 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8203% | 342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1683% | 1,186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1834% | 1,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7455% | 1,209 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3550% | 1,600 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3795% | 2,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6020% | 1,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6227% | 3,582 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2153% | 2,973 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0126% | 7,388 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,132 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |