Home > Hometown Bank > Assets and Liabilities
Hometown Bank, Assets and Liabilities
| 2018-03-31 | Rank | |
| # of Employees: | 62 | 2,194 |
| Assets and Liabilities | ||
| Total Assets: | $182,018,000 | 3,116 |
| Cash and due from depository institutions | $7,333,000 | 2,194 |
| Interest-bearing balances | $5,086,000 | 3,773 |
| Securities | $7,261,000 | 4,686 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,470 |
| Net loans & leases | $148,042,000 | 2,693 |
| Loan loss allowance | $2,348,000 | 2,285 |
| Trading account assets | $0 | 223 |
| Bank premises and fixed assets | $13,881,000 | 890 |
| Other real estate owned | $1,647,000 | 2,194 |
| Goodwill and other intangibles | $0 | 2,649 |
| All other assets | $3,854,000 | 3,226 |
| Life insurance assets | $0 | 3,566 |
| Total liabilities and capital | $182,018,000 | 3,116 |
| Total liabilities | $165,535,000 | 3,061 |
| Total deposits | $161,001,000 | 3,019 |
| Interest-bearing deposits | $130,780,000 | 2,934 |
| Deposits held in domestic offices | $161,001,000 | 3,019 |
| % insured | 81.76% | 2,859 |
| Federal funds purchased & repurchase agreements | $2,159,000 | 1,091 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $2,000,000 | 2,621 |
| Subordinated debt | $0 | 102 |
| All other liabilities | $375,000 | 3,973 |
| Total equity capital | $16,483,000 | 3,528 |
| Total bank equity capital | $16,483,000 | 3,528 |
| Perpetual preferred stock | $0 | 94 |
| Common stock | $2,500,000 | 977 |
| Surplus | $18,250,000 | 1,488 |
| Undivided profits | $-4,267,000 | 5,404 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 119 |
| Memoranda | ||
| Noncurrent loans and leases | $2,702,000 | 1,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $277,000 | 509 |
| Income earned, not collected on loans | $721,000 | 3,258 |
| Earning assets | $160,389,000 | 3,228 |
| Long-term assets (5+ years) | $36,232,000 | 3,452 |
| Average Assets, year-to-date | $180,832,500 | 3,122 |
| Average Assets, quarterly | $180,832,500 | 3,122 |
| Volatile liabilities | $20,851,000 | 2,055 |
| Insider loans | $4,426,000 | 1,314 |
| FHLB advances | $2,000,000 | 2,535 |
| Loans and leases held for sale | $0 | 1,594 |
| Unused loan commitments | $21,731,000 | 2,671 |
| Tier 1 (core) risk-based capital | $16,705,000 | 3,510 |
| Tier 2 risk-based capital | $1,930,000 | 2,447 |
| Total risk weighted assets | $154,101,000 | 2,703 |
| Total unused commitments | $21,731,000 | 2,671 |
| Derivatives | $1,706,000 | 1,042 |
| 2017-12-31 | Rank | |
| # of Employees: | 65 | 2,143 |
| Assets and Liabilities | ||
| Total Assets: | $179,647,000 | 3,167 |
| Cash and due from depository institutions | $5,417,000 | 2,143 |
| Interest-bearing balances | $1,759,000 | 4,646 |
| Securities | $7,420,000 | 4,729 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,327 |
| Net loans & leases | $149,192,000 | 2,699 |
| Loan loss allowance | $2,330,000 | 2,308 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $14,008,000 | 884 |
| Other real estate owned | $1,592,000 | 2,143 |
| Goodwill and other intangibles | $0 | 2,658 |
| All other assets | $2,018,000 | 4,163 |
| Life insurance assets | $0 | 3,602 |
| Total liabilities and capital | $179,647,000 | 3,167 |
| Total liabilities | $163,195,000 | 3,116 |
| Total deposits | $151,898,000 | 3,152 |
| Interest-bearing deposits | $121,481,000 | 3,086 |
| Deposits held in domestic offices | $151,898,000 | 3,152 |
| % insured | 85.56% | 2,027 |
| Federal funds purchased & repurchase agreements | $977,000 | 1,446 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $10,000,000 | 1,736 |
| Subordinated debt | $0 | 103 |
| All other liabilities | $320,000 | 4,159 |
| Total equity capital | $16,452,000 | 3,579 |
| Total bank equity capital | $16,452,000 | 3,579 |
| Perpetual preferred stock | $0 | 95 |
| Common stock | $2,500,000 | 988 |
| Surplus | $18,250,000 | 1,509 |
| Undivided profits | $-4,298,000 | 5,453 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 122 |
| Memoranda | ||
| Noncurrent loans and leases | $2,759,000 | 1,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $282,000 | 504 |
| Income earned, not collected on loans | $639,000 | 3,632 |
| Earning assets | $158,371,000 | 3,257 |
| Long-term assets (5+ years) | $37,892,000 | 3,450 |
| Average Assets, year-to-date | $176,773,200 | 3,158 |
| Average Assets, quarterly | $181,138,000 | 3,135 |
| Volatile liabilities | $27,261,000 | 1,774 |
| Insider loans | $4,426,000 | 1,343 |
| FHLB advances | $10,000,000 | 1,677 |
| Loans and leases held for sale | $118,000 | 1,547 |
| Unused loan commitments | $19,954,000 | 2,751 |
| Tier 1 (core) risk-based capital | $16,613,000 | 3,531 |
| Tier 2 risk-based capital | $1,894,000 | 2,484 |
| Total risk weighted assets | $151,049,000 | 2,757 |
| Total unused commitments | $19,954,000 | 2,751 |
| Derivatives | $1,803,000 | 1,008 |
| 2017-09-30 | Rank | |
| # of Employees: | 67 | 2,105 |
| Assets and Liabilities | ||
| Total Assets: | $182,629,000 | 3,149 |
| Cash and due from depository institutions | $8,791,000 | 2,105 |
| Interest-bearing balances | $5,880,000 | 3,450 |
| Securities | $8,183,000 | 4,712 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,374 |
| Net loans & leases | $147,973,000 | 2,713 |
| Loan loss allowance | $2,363,000 | 2,316 |
| Trading account assets | $0 | 232 |
| Bank premises and fixed assets | $14,138,000 | 875 |
| Other real estate owned | $1,572,000 | 2,105 |
| Goodwill and other intangibles | $0 | 2,676 |
| All other assets | $1,972,000 | 4,233 |
| Life insurance assets | $0 | 3,632 |
| Total liabilities and capital | $182,629,000 | 3,149 |
| Total liabilities | $166,184,000 | 3,094 |
| Total deposits | $158,684,000 | 3,073 |
| Interest-bearing deposits | $124,110,000 | 3,070 |
| Deposits held in domestic offices | $158,684,000 | 3,073 |
| % insured | 83.33% | 2,643 |
| Federal funds purchased & repurchase agreements | $42,000 | 1,719 |
| Trading liabilities | $0 | 166 |
| Other borrowed funds | $7,000,000 | 2,071 |
| Subordinated debt | $0 | 100 |
| All other liabilities | $458,000 | 4,008 |
| Total equity capital | $16,445,000 | 3,634 |
| Total bank equity capital | $16,445,000 | 3,634 |
| Perpetual preferred stock | $0 | 98 |
| Common stock | $2,500,000 | 1,011 |
| Surplus | $18,250,000 | 1,508 |
| Undivided profits | $-4,305,000 | 5,523 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 123 |
| Memoranda | ||
| Noncurrent loans and leases | $2,701,000 | 1,520 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $287,000 | 521 |
| Income earned, not collected on loans | $694,000 | 3,489 |
| Earning assets | $162,036,000 | 3,230 |
| Long-term assets (5+ years) | $39,134,000 | 3,460 |
| Average Assets, year-to-date | $176,054,750 | 3,198 |
| Average Assets, quarterly | $180,476,000 | 3,163 |
| Volatile liabilities | $22,900,000 | 1,990 |
| Insider loans | $4,426,000 | 1,344 |
| FHLB advances | $7,000,000 | 2,001 |
| Loans and leases held for sale | $135,000 | 1,600 |
| Unused loan commitments | $17,392,000 | 2,967 |
| Tier 1 (core) risk-based capital | $16,554,000 | 3,568 |
| Tier 2 risk-based capital | $1,866,000 | 2,526 |
| Total risk weighted assets | $148,718,000 | 2,801 |
| Total unused commitments | $17,392,000 | 2,967 |
| Derivatives | $881,000 | 1,191 |
| 2017-06-30 | Rank | |
| # of Employees: | 67 | 2,118 |
| Assets and Liabilities | ||
| Total Assets: | $178,421,000 | 3,201 |
| Cash and due from depository institutions | $7,998,000 | 2,118 |
| Interest-bearing balances | $4,710,000 | 3,770 |
| Securities | $8,315,000 | 4,748 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,423 |
| Net loans & leases | $144,323,000 | 2,757 |
| Loan loss allowance | $2,419,000 | 2,290 |
| Trading account assets | $0 | 233 |
| Bank premises and fixed assets | $14,256,000 | 863 |
| Other real estate owned | $1,572,000 | 2,118 |
| Goodwill and other intangibles | $0 | 2,688 |
| All other assets | $1,957,000 | 4,200 |
| Life insurance assets | $0 | 3,636 |
| Total liabilities and capital | $178,421,000 | 3,201 |
| Total liabilities | $161,961,000 | 3,147 |
| Total deposits | $151,620,000 | 3,173 |
| Interest-bearing deposits | $124,480,000 | 3,068 |
| Deposits held in domestic offices | $151,620,000 | 3,173 |
| % insured | 85.86% | 2,170 |
| Federal funds purchased & repurchase agreements | $1,885,000 | 1,264 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $8,100,000 | 1,954 |
| Subordinated debt | $0 | 99 |
| All other liabilities | $356,000 | 4,203 |
| Total equity capital | $16,460,000 | 3,636 |
| Total bank equity capital | $16,460,000 | 3,636 |
| Perpetual preferred stock | $0 | 102 |
| Common stock | $2,500,000 | 1,020 |
| Surplus | $18,250,000 | 1,513 |
| Undivided profits | $-4,290,000 | 5,566 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 127 |
| Memoranda | ||
| Noncurrent loans and leases | $516,000 | 3,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $291,000 | 508 |
| Income earned, not collected on loans | $637,000 | 3,533 |
| Earning assets | $157,348,000 | 3,293 |
| Long-term assets (5+ years) | $39,856,000 | 3,459 |
| Average Assets, year-to-date | $173,927,330 | 3,239 |
| Average Assets, quarterly | $175,441,000 | 3,226 |
| Volatile liabilities | $26,090,000 | 1,761 |
| Insider loans | $6,131,000 | 1,008 |
| FHLB advances | $8,100,000 | 1,891 |
| Loans and leases held for sale | $69,000 | 1,736 |
| Unused loan commitments | $16,571,000 | 3,056 |
| Tier 1 (core) risk-based capital | $16,563,000 | 3,562 |
| Tier 2 risk-based capital | $1,816,000 | 2,568 |
| Total risk weighted assets | $144,632,000 | 2,852 |
| Total unused commitments | $16,571,000 | 3,056 |
| Derivatives | $1,336,000 | 1,145 |
| 2017-03-31 | Rank | |
| # of Employees: | 65 | 2,182 |
| Assets and Liabilities | ||
| Total Assets: | $172,461,000 | 3,304 |
| Cash and due from depository institutions | $5,546,000 | 2,182 |
| Interest-bearing balances | $2,072,000 | 4,785 |
| Securities | $8,393,000 | 4,805 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,558 |
| Net loans & leases | $140,430,000 | 2,797 |
| Loan loss allowance | $2,302,000 | 2,373 |
| Trading account assets | $0 | 232 |
| Bank premises and fixed assets | $14,387,000 | 847 |
| Other real estate owned | $1,667,000 | 2,182 |
| Goodwill and other intangibles | $0 | 2,703 |
| All other assets | $2,038,000 | 4,183 |
| Life insurance assets | $0 | 3,665 |
| Total liabilities and capital | $172,461,000 | 3,304 |
| Total liabilities | $156,147,000 | 3,252 |
| Total deposits | $148,695,000 | 3,238 |
| Interest-bearing deposits | $122,198,000 | 3,150 |
| Deposits held in domestic offices | $148,695,000 | 3,238 |
| % insured | 85.84% | 2,205 |
| Federal funds purchased & repurchase agreements | $972,000 | 1,366 |
| Trading liabilities | $0 | 164 |
| Other borrowed funds | $6,100,000 | 2,037 |
| Subordinated debt | $0 | 105 |
| All other liabilities | $380,000 | 4,084 |
| Total equity capital | $16,314,000 | 3,649 |
| Total bank equity capital | $16,314,000 | 3,649 |
| Perpetual preferred stock | $0 | 106 |
| Common stock | $2,500,000 | 1,033 |
| Surplus | $18,250,000 | 1,518 |
| Undivided profits | $-4,436,000 | 5,627 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 125 |
| Memoranda | ||
| Noncurrent loans and leases | $345,000 | 3,982 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $292,000 | 492 |
| Income earned, not collected on loans | $670,000 | 3,366 |
| Earning assets | $150,895,000 | 3,403 |
| Long-term assets (5+ years) | $40,735,000 | 3,451 |
| Average Assets, year-to-date | $171,680,500 | 3,294 |
| Average Assets, quarterly | $171,680,500 | 3,294 |
| Volatile liabilities | $23,169,000 | 1,857 |
| Insider loans | $6,931,000 | 890 |
| FHLB advances | $6,100,000 | 1,968 |
| Loans and leases held for sale | $320,000 | 1,350 |
| Unused loan commitments | $17,112,000 | 3,059 |
| Tier 1 (core) risk-based capital | $16,465,000 | 3,590 |
| Tier 2 risk-based capital | $1,775,000 | 2,621 |
| Total risk weighted assets | $141,427,000 | 2,896 |
| Total unused commitments | $17,112,000 | 3,059 |
| Derivatives | $4,291,000 | 906 |
| 2016-12-31 | Rank | |
| # of Employees: | 65 | 2,182 |
| Assets and Liabilities | ||
| Total Assets: | $170,900,000 | 3,312 |
| Cash and due from depository institutions | $6,451,000 | 2,182 |
| Interest-bearing balances | $3,230,000 | 4,300 |
| Securities | $8,610,000 | 4,803 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,478 |
| Net loans & leases | $137,224,000 | 2,852 |
| Loan loss allowance | $2,329,000 | 2,364 |
| Trading account assets | $0 | 239 |
| Bank premises and fixed assets | $14,516,000 | 827 |
| Other real estate owned | $2,069,000 | 2,182 |
| Goodwill and other intangibles | $0 | 2,724 |
| All other assets | $2,030,000 | 4,268 |
| Life insurance assets | $0 | 3,682 |
| Total liabilities and capital | $170,900,000 | 3,312 |
| Total liabilities | $154,654,000 | 3,262 |
| Total deposits | $144,320,000 | 3,294 |
| Interest-bearing deposits | $119,275,000 | 3,184 |
| Deposits held in domestic offices | $144,320,000 | 3,294 |
| % insured | 86.28% | 2,089 |
| Federal funds purchased & repurchase agreements | $1,719,000 | 1,334 |
| Trading liabilities | $0 | 164 |
| Other borrowed funds | $8,100,000 | 1,938 |
| Subordinated debt | $0 | 112 |
| All other liabilities | $515,000 | 3,706 |
| Total equity capital | $16,246,000 | 3,651 |
| Total bank equity capital | $16,246,000 | 3,651 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,500,000 | 1,048 |
| Surplus | $18,250,000 | 1,521 |
| Undivided profits | $-4,504,000 | 5,665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 128 |
| Memoranda | ||
| Noncurrent loans and leases | $383,000 | 3,894 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $293,000 | 480 |
| Income earned, not collected on loans | $605,000 | 3,725 |
| Earning assets | $149,064,000 | 3,422 |
| Long-term assets (5+ years) | $41,726,000 | 3,412 |
| Average Assets, year-to-date | $165,130,000 | 3,346 |
| Average Assets, quarterly | $169,872,500 | 3,317 |
| Volatile liabilities | $23,914,000 | 1,852 |
| Insider loans | $6,519,000 | 946 |
| FHLB advances | $8,100,000 | 1,868 |
| Loans and leases held for sale | $808,000 | 1,125 |
| Unused loan commitments | $15,735,000 | 3,120 |
| Tier 1 (core) risk-based capital | $16,432,000 | 3,594 |
| Tier 2 risk-based capital | $1,762,000 | 2,637 |
| Total risk weighted assets | $140,344,000 | 2,928 |
| Total unused commitments | $15,735,000 | 3,120 |
| Derivatives | $2,966,000 | 978 |
| 2016-09-30 | Rank | |
| # of Employees: | 64 | 2,222 |
| Assets and Liabilities | ||
| Total Assets: | $168,845,000 | 3,349 |
| Cash and due from depository institutions | $10,413,000 | 2,222 |
| Interest-bearing balances | $3,546,000 | 4,283 |
| Securities | $8,936,000 | 4,813 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,556 |
| Net loans & leases | $130,253,000 | 2,947 |
| Loan loss allowance | $2,308,000 | 2,389 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $14,566,000 | 827 |
| Other real estate owned | $2,382,000 | 2,222 |
| Goodwill and other intangibles | $0 | 2,742 |
| All other assets | $2,295,000 | 4,090 |
| Life insurance assets | $0 | 3,692 |
| Total liabilities and capital | $168,845,000 | 3,349 |
| Total liabilities | $152,290,000 | 3,287 |
| Total deposits | $141,028,000 | 3,332 |
| Interest-bearing deposits | $116,018,000 | 3,223 |
| Deposits held in domestic offices | $141,028,000 | 3,332 |
| % insured | 88.20% | 1,786 |
| Federal funds purchased & repurchase agreements | $1,680,000 | 1,330 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $9,100,000 | 1,905 |
| Subordinated debt | $0 | 113 |
| All other liabilities | $482,000 | 4,113 |
| Total equity capital | $16,555,000 | 3,706 |
| Total bank equity capital | $16,555,000 | 3,705 |
| Perpetual preferred stock | $0 | 115 |
| Common stock | $2,500,000 | 1,062 |
| Surplus | $18,250,000 | 1,516 |
| Undivided profits | $-4,195,000 | 5,729 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 128 |
| Memoranda | ||
| Noncurrent loans and leases | $1,592,000 | 2,307 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $294,000 | 491 |
| Income earned, not collected on loans | $695,000 | 3,450 |
| Earning assets | $142,735,000 | 3,511 |
| Long-term assets (5+ years) | $24,255,000 | 4,264 |
| Average Assets, year-to-date | $163,687,500 | 3,374 |
| Average Assets, quarterly | $167,198,500 | 3,353 |
| Volatile liabilities | $15,772,000 | 2,393 |
| Insider loans | $5,796,000 | 1,064 |
| FHLB advances | $9,100,000 | 1,839 |
| Loans and leases held for sale | $834,000 | 1,235 |
| Unused loan commitments | $15,093,000 | 3,195 |
| Tier 1 (core) risk-based capital | $16,573,000 | 3,590 |
| Tier 2 risk-based capital | $1,697,000 | 2,709 |
| Total risk weighted assets | $135,150,000 | 2,992 |
| Total unused commitments | $15,093,000 | 3,195 |
| Derivatives | $4,647,000 | 969 |
| 2016-06-30 | Rank | |
| # of Employees: | 63 | 2,261 |
| Assets and Liabilities | ||
| Total Assets: | $165,552,000 | 3,389 |
| Cash and due from depository institutions | $9,888,000 | 2,261 |
| Interest-bearing balances | $4,783,000 | 3,895 |
| Securities | $9,079,000 | 4,854 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,524 |
| Net loans & leases | $128,135,000 | 2,971 |
| Loan loss allowance | $2,179,000 | 2,501 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $14,710,000 | 812 |
| Other real estate owned | $1,765,000 | 2,261 |
| Goodwill and other intangibles | $0 | 2,761 |
| All other assets | $1,975,000 | 4,268 |
| Life insurance assets | $0 | 3,715 |
| Total liabilities and capital | $165,552,000 | 3,389 |
| Total liabilities | $148,852,000 | 3,340 |
| Total deposits | $138,755,000 | 3,367 |
| Interest-bearing deposits | $112,165,000 | 3,309 |
| Deposits held in domestic offices | $138,755,000 | 3,367 |
| % insured | 89.55% | 1,575 |
| Federal funds purchased & repurchase agreements | $1,619,000 | 1,393 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $8,100,000 | 2,012 |
| Subordinated debt | $0 | 116 |
| All other liabilities | $378,000 | 4,352 |
| Total equity capital | $16,700,000 | 3,688 |
| Total bank equity capital | $16,700,000 | 3,687 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $2,500,000 | 1,079 |
| Surplus | $18,250,000 | 1,519 |
| Undivided profits | $-4,050,000 | 5,786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 130 |
| Memoranda | ||
| Noncurrent loans and leases | $1,118,000 | 2,750 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $711,000 | 327 |
| Income earned, not collected on loans | $573,000 | 3,781 |
| Earning assets | $141,997,000 | 3,529 |
| Long-term assets (5+ years) | $42,177,000 | 3,422 |
| Average Assets, year-to-date | $161,968,330 | 3,413 |
| Average Assets, quarterly | $162,851,000 | 3,407 |
| Volatile liabilities | $10,708,000 | 2,933 |
| Insider loans | $5,999,000 | 1,042 |
| FHLB advances | $8,100,000 | 1,950 |
| Loans and leases held for sale | $690,000 | 1,285 |
| Unused loan commitments | $18,315,000 | 2,921 |
| Tier 1 (core) risk-based capital | $16,723,000 | 3,564 |
| Tier 2 risk-based capital | $1,646,000 | 2,763 |
| Total risk weighted assets | $131,161,000 | 3,047 |
| Total unused commitments | $18,315,000 | 2,921 |
| Derivatives | $5,310,000 | 918 |
| 2016-03-31 | Rank | |
| # of Employees: | 62 | 2,277 |
| Assets and Liabilities | ||
| Total Assets: | $160,150,000 | 3,457 |
| Cash and due from depository institutions | $7,519,000 | 2,277 |
| Interest-bearing balances | $4,253,000 | 4,202 |
| Securities | $9,157,000 | 4,919 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,601 |
| Net loans & leases | $124,452,000 | 3,001 |
| Loan loss allowance | $2,164,000 | 2,515 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $14,862,000 | 811 |
| Other real estate owned | $2,070,000 | 2,277 |
| Goodwill and other intangibles | $0 | 2,761 |
| All other assets | $2,090,000 | 4,195 |
| Life insurance assets | $0 | 3,726 |
| Total liabilities and capital | $160,150,000 | 3,457 |
| Total liabilities | $143,449,000 | 3,429 |
| Total deposits | $133,099,000 | 3,476 |
| Interest-bearing deposits | $108,268,000 | 3,403 |
| Deposits held in domestic offices | $133,099,000 | 3,476 |
| % insured | 91.79% | 1,111 |
| Federal funds purchased & repurchase agreements | $1,862,000 | 1,323 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $8,100,000 | 1,911 |
| Subordinated debt | $0 | 118 |
| All other liabilities | $388,000 | 4,229 |
| Total equity capital | $16,701,000 | 3,663 |
| Total bank equity capital | $16,701,000 | 3,663 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,500,000 | 1,096 |
| Surplus | $18,250,000 | 1,522 |
| Undivided profits | $-4,049,000 | 5,832 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 134 |
| Memoranda | ||
| Noncurrent loans and leases | $1,168,000 | 2,751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $726,000 | 322 |
| Income earned, not collected on loans | $624,000 | 3,601 |
| Earning assets | $137,862,000 | 3,601 |
| Long-term assets (5+ years) | $39,616,000 | 3,546 |
| Average Assets, year-to-date | $160,176,500 | 3,446 |
| Average Assets, quarterly | $160,176,500 | 3,446 |
| Volatile liabilities | $8,705,000 | 3,214 |
| Insider loans | $5,999,000 | 1,039 |
| FHLB advances | $8,100,000 | 1,847 |
| Loans and leases held for sale | $718,000 | 1,127 |
| Unused loan commitments | $15,376,000 | 3,198 |
| Tier 1 (core) risk-based capital | $16,795,000 | 3,546 |
| Tier 2 risk-based capital | $1,565,000 | 2,844 |
| Total risk weighted assets | $124,588,000 | 3,137 |
| Total unused commitments | $15,376,000 | 3,198 |
| Derivatives | $3,692,000 | 969 |
| 2015-12-31 | Rank | |
| # of Employees: | 62 | 2,290 |
| Assets and Liabilities | ||
| Total Assets: | $160,203,000 | 3,458 |
| Cash and due from depository institutions | $6,827,000 | 2,290 |
| Interest-bearing balances | $3,598,000 | 4,305 |
| Securities | $9,353,000 | 4,970 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,502 |
| Net loans & leases | $122,244,000 | 3,044 |
| Loan loss allowance | $2,413,000 | 2,331 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $14,980,000 | 803 |
| Other real estate owned | $4,574,000 | 2,290 |
| Goodwill and other intangibles | $0 | 2,763 |
| All other assets | $2,225,000 | 4,195 |
| Life insurance assets | $0 | 3,740 |
| Total liabilities and capital | $160,203,000 | 3,458 |
| Total liabilities | $143,512,000 | 3,431 |
| Total deposits | $124,993,000 | 3,626 |
| Interest-bearing deposits | $99,434,000 | 3,583 |
| Deposits held in domestic offices | $124,993,000 | 3,626 |
| % insured | 93.51% | 740 |
| Federal funds purchased & repurchase agreements | $4,024,000 | 1,145 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $14,100,000 | 1,519 |
| Subordinated debt | $0 | 118 |
| All other liabilities | $395,000 | 4,198 |
| Total equity capital | $16,691,000 | 3,642 |
| Total bank equity capital | $16,691,000 | 3,641 |
| Perpetual preferred stock | $0 | 135 |
| Common stock | $2,500,000 | 1,118 |
| Surplus | $18,250,000 | 1,529 |
| Undivided profits | $-4,059,000 | 5,870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 136 |
| Memoranda | ||
| Noncurrent loans and leases | $1,365,000 | 2,545 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $733,000 | 304 |
| Income earned, not collected on loans | $601,000 | 3,730 |
| Earning assets | $135,195,000 | 3,648 |
| Long-term assets (5+ years) | $38,724,000 | 3,625 |
| Average Assets, year-to-date | $158,535,600 | 3,449 |
| Average Assets, quarterly | $157,484,000 | 3,488 |
| Volatile liabilities | $14,115,000 | 2,531 |
| Insider loans | $6,044,000 | 1,038 |
| FHLB advances | $14,100,000 | 1,462 |
| Loans and leases held for sale | $202,000 | 1,592 |
| Unused loan commitments | $15,134,000 | 3,164 |
| Tier 1 (core) risk-based capital | $16,834,000 | 3,544 |
| Tier 2 risk-based capital | $1,614,000 | 2,801 |
| Total risk weighted assets | $128,338,000 | 3,092 |
| Total unused commitments | $15,134,000 | 3,164 |
| Derivatives | $2,150,000 | 1,017 |
| 2015-09-30 | Rank | |
| # of Employees: | 67 | 2,176 |
| Assets and Liabilities | ||
| Total Assets: | $154,765,000 | 3,552 |
| Cash and due from depository institutions | $7,832,000 | 2,176 |
| Interest-bearing balances | $4,494,000 | 3,977 |
| Securities | $9,495,000 | 5,050 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,541 |
| Net loans & leases | $115,797,000 | 3,164 |
| Loan loss allowance | $2,408,000 | 2,355 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $15,055,000 | 803 |
| Other real estate owned | $4,574,000 | 2,176 |
| Goodwill and other intangibles | $0 | 2,786 |
| All other assets | $2,012,000 | 4,364 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $154,765,000 | 3,552 |
| Total liabilities | $137,660,000 | 3,543 |
| Total deposits | $123,093,000 | 3,671 |
| Interest-bearing deposits | $98,091,000 | 3,618 |
| Deposits held in domestic offices | $123,093,000 | 3,671 |
| % insured | 95.29% | 497 |
| Federal funds purchased & repurchase agreements | $3,888,000 | 1,161 |
| Trading liabilities | $0 | 169 |
| Other borrowed funds | $10,100,000 | 1,777 |
| Subordinated debt | $0 | 120 |
| All other liabilities | $579,000 | 3,970 |
| Total equity capital | $17,105,000 | 3,604 |
| Total bank equity capital | $17,105,000 | 3,603 |
| Perpetual preferred stock | $0 | 149 |
| Common stock | $2,500,000 | 1,152 |
| Surplus | $18,250,000 | 1,543 |
| Undivided profits | $-3,645,000 | 5,933 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 144 |
| Memoranda | ||
| Noncurrent loans and leases | $2,217,000 | 1,994 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,314,000 | 216 |
| Income earned, not collected on loans | $548,000 | 4,032 |
| Earning assets | $129,786,000 | 3,769 |
| Long-term assets (5+ years) | $40,390,000 | 3,602 |
| Average Assets, year-to-date | $158,118,750 | 3,490 |
| Average Assets, quarterly | $157,184,000 | 3,519 |
| Volatile liabilities | $6,978,000 | 3,623 |
| Insider loans | $6,259,000 | 995 |
| FHLB advances | $10,100,000 | 1,701 |
| Loans and leases held for sale | $499,000 | 1,297 |
| Unused loan commitments | $15,470,000 | 3,165 |
| Tier 1 (core) risk-based capital | $17,256,000 | 3,498 |
| Tier 2 risk-based capital | $1,542,000 | 2,893 |
| Total risk weighted assets | $122,466,000 | 3,207 |
| Total unused commitments | $15,470,000 | 3,165 |
| Derivatives | $2,195,000 | 1,035 |
| 2015-06-30 | Rank | |
| # of Employees: | 65 | 2,240 |
| Assets and Liabilities | ||
| Total Assets: | $159,603,000 | 3,510 |
| Cash and due from depository institutions | $13,842,000 | 2,240 |
| Interest-bearing balances | $11,160,000 | 2,441 |
| Securities | $9,597,000 | 5,117 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,585 |
| Net loans & leases | $114,510,000 | 3,181 |
| Loan loss allowance | $2,422,000 | 2,368 |
| Trading account assets | $0 | 255 |
| Bank premises and fixed assets | $15,166,000 | 798 |
| Other real estate owned | $4,664,000 | 2,240 |
| Goodwill and other intangibles | $0 | 2,811 |
| All other assets | $1,824,000 | 4,508 |
| Life insurance assets | $0 | 3,781 |
| Total liabilities and capital | $159,603,000 | 3,510 |
| Total liabilities | $142,227,000 | 3,487 |
| Total deposits | $126,532,000 | 3,618 |
| Interest-bearing deposits | $101,400,000 | 3,574 |
| Deposits held in domestic offices | $126,532,000 | 3,618 |
| % insured | 94.85% | 614 |
| Federal funds purchased & repurchase agreements | $4,061,000 | 1,153 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $11,100,000 | 1,714 |
| Subordinated debt | $0 | 123 |
| All other liabilities | $534,000 | 3,916 |
| Total equity capital | $17,376,000 | 3,529 |
| Total bank equity capital | $17,376,000 | 3,527 |
| Perpetual preferred stock | $0 | 164 |
| Common stock | $2,500,000 | 1,170 |
| Surplus | $18,250,000 | 1,558 |
| Undivided profits | $-3,374,000 | 5,963 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 143 |
| Memoranda | ||
| Noncurrent loans and leases | $2,251,000 | 2,038 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,364,000 | 211 |
| Income earned, not collected on loans | $339,000 | 4,968 |
| Earning assets | $135,267,000 | 3,690 |
| Long-term assets (5+ years) | $36,074,000 | 3,827 |
| Average Assets, year-to-date | $159,236,670 | 3,498 |
| Average Assets, quarterly | $160,055,000 | 3,498 |
| Volatile liabilities | $8,150,000 | 3,400 |
| Insider loans | $6,527,000 | 949 |
| FHLB advances | $11,100,000 | 1,648 |
| Loans and leases held for sale | $343,000 | 1,552 |
| Unused loan commitments | $16,127,000 | 3,110 |
| Tier 1 (core) risk-based capital | $17,599,000 | 3,437 |
| Tier 2 risk-based capital | $1,499,000 | 2,937 |
| Total risk weighted assets | $118,938,000 | 3,259 |
| Total unused commitments | $16,127,000 | 3,110 |
| Derivatives | $2,923,000 | 994 |
| 2015-03-31 | Rank | |
| # of Employees: | 64 | 2,264 |
| Assets and Liabilities | ||
| Total Assets: | $160,507,000 | 3,512 |
| Cash and due from depository institutions | $10,673,000 | 2,264 |
| Interest-bearing balances | $8,385,000 | 3,276 |
| Securities | $10,886,000 | 5,056 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,825 |
| Net loans & leases | $115,317,000 | 3,156 |
| Loan loss allowance | $2,454,000 | 2,360 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $15,316,000 | 780 |
| Other real estate owned | $6,084,000 | 2,264 |
| Goodwill and other intangibles | $0 | 2,810 |
| All other assets | $2,231,000 | 4,184 |
| Life insurance assets | $0 | 3,784 |
| Total liabilities and capital | $160,507,000 | 3,512 |
| Total liabilities | $142,606,000 | 3,498 |
| Total deposits | $126,161,000 | 3,670 |
| Interest-bearing deposits | $102,098,000 | 3,600 |
| Deposits held in domestic offices | $126,161,000 | 3,670 |
| % insured | 95.57% | 501 |
| Federal funds purchased & repurchase agreements | $2,917,000 | 1,234 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $13,100,000 | 1,473 |
| Subordinated debt | $0 | 128 |
| All other liabilities | $428,000 | 4,247 |
| Total equity capital | $17,901,000 | 3,495 |
| Total bank equity capital | $17,901,000 | 3,493 |
| Perpetual preferred stock | $0 | 175 |
| Common stock | $2,500,000 | 1,188 |
| Surplus | $18,250,000 | 1,573 |
| Undivided profits | $-2,849,000 | 5,990 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $715,000 | 3,588 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $615,000 | 376 |
| Income earned, not collected on loans | $583,000 | 3,740 |
| Earning assets | $134,588,000 | 3,722 |
| Long-term assets (5+ years) | $39,858,000 | 3,656 |
| Average Assets, year-to-date | $159,053,500 | 3,523 |
| Average Assets, quarterly | $159,053,500 | 3,523 |
| Volatile liabilities | $9,005,000 | 3,155 |
| Insider loans | $6,687,000 | 947 |
| FHLB advances | $13,100,000 | 1,417 |
| Loans and leases held for sale | $329,000 | 1,555 |
| Unused loan commitments | $15,589,000 | 3,161 |
| Tier 1 (core) risk-based capital | $18,006,000 | 3,384 |
| Tier 2 risk-based capital | $1,533,000 | 2,883 |
| Total risk weighted assets | $121,738,000 | 3,200 |
| Total unused commitments | $15,589,000 | 3,162 |
| Derivatives | $3,919,000 | 951 |
| 2014-12-31 | Rank | |
| # of Employees: | 65 | 2,278 |
| Assets and Liabilities | ||
| Total Assets: | $157,600,000 | 3,570 |
| Cash and due from depository institutions | $10,168,000 | 2,278 |
| Interest-bearing balances | $7,359,000 | 3,231 |
| Securities | $11,418,000 | 5,059 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,666 |
| Net loans & leases | $112,462,000 | 3,226 |
| Loan loss allowance | $2,476,000 | 2,355 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $15,460,000 | 767 |
| Other real estate owned | $5,994,000 | 2,278 |
| Goodwill and other intangibles | $0 | 2,812 |
| All other assets | $2,098,000 | 4,365 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $157,600,000 | 3,570 |
| Total liabilities | $139,604,000 | 3,559 |
| Total deposits | $124,559,000 | 3,716 |
| Interest-bearing deposits | $100,493,000 | 3,650 |
| Deposits held in domestic offices | $124,559,000 | 3,716 |
| % insured | 95.84% | 486 |
| Federal funds purchased & repurchase agreements | $2,673,000 | 1,395 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $12,100,000 | 1,631 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $272,000 | 4,834 |
| Total equity capital | $17,996,000 | 3,476 |
| Total bank equity capital | $17,996,000 | 3,475 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $2,500,000 | 1,213 |
| Surplus | $18,250,000 | 1,589 |
| Undivided profits | $-2,754,000 | 6,055 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $785,000 | 3,562 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $607,000 | 376 |
| Income earned, not collected on loans | $496,000 | 4,222 |
| Earning assets | $131,239,000 | 3,800 |
| Long-term assets (5+ years) | $40,645,000 | 3,666 |
| Average Assets, year-to-date | $158,285,000 | 3,514 |
| Average Assets, quarterly | $158,070,500 | 3,555 |
| Volatile liabilities | $8,060,000 | 3,456 |
| Insider loans | $6,672,000 | 930 |
| FHLB advances | $12,100,000 | 1,562 |
| Loans and leases held for sale | $202,000 | 1,584 |
| Unused loan commitments | $15,658,000 | 3,095 |
| Tier 1 (core) risk-based capital | $18,216,000 | 3,366 |
| Tier 2 risk-based capital | $1,496,000 | 2,949 |
| Total risk weighted assets | $118,634,000 | 3,243 |
| Total unused commitments | $15,658,000 | 3,095 |
| Derivatives | $1,702,000 | 1,020 |
| 2014-09-30 | Rank | |
| # of Employees: | 65 | 2,287 |
| Assets and Liabilities | ||
| Total Assets: | $158,541,000 | 3,572 |
| Cash and due from depository institutions | $18,412,000 | 2,287 |
| Interest-bearing balances | $16,064,000 | 1,901 |
| Securities | $17,096,000 | 4,623 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,747 |
| Net loans & leases | $99,012,000 | 3,489 |
| Loan loss allowance | $2,540,000 | 2,368 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $15,599,000 | 756 |
| Other real estate owned | $6,305,000 | 2,287 |
| Goodwill and other intangibles | $0 | 2,848 |
| All other assets | $2,117,000 | 4,416 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $158,541,000 | 3,572 |
| Total liabilities | $140,309,000 | 3,565 |
| Total deposits | $126,430,000 | 3,690 |
| Interest-bearing deposits | $102,195,000 | 3,636 |
| Deposits held in domestic offices | $126,430,000 | 3,690 |
| % insured | 94.85% | 715 |
| Federal funds purchased & repurchase agreements | $3,288,000 | 1,301 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $10,100,000 | 1,753 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $491,000 | 4,281 |
| Total equity capital | $18,232,000 | 3,450 |
| Total bank equity capital | $18,232,000 | 3,449 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $2,500,000 | 1,232 |
| Surplus | $18,250,000 | 1,590 |
| Undivided profits | $-2,518,000 | 6,084 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $825,000 | 3,627 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $630,000 | 364 |
| Income earned, not collected on loans | $566,000 | 4,062 |
| Earning assets | $132,172,000 | 3,788 |
| Long-term assets (5+ years) | $38,363,000 | 3,856 |
| Average Assets, year-to-date | $158,456,250 | 3,535 |
| Average Assets, quarterly | $157,666,000 | 3,581 |
| Volatile liabilities | $6,951,000 | 3,736 |
| Insider loans | $6,672,000 | 919 |
| FHLB advances | $10,100,000 | 1,673 |
| Loans and leases held for sale | $704,000 | 1,145 |
| Unused loan commitments | $17,807,000 | 2,936 |
| Tier 1 (core) risk-based capital | $18,692,000 | 3,339 |
| Tier 2 risk-based capital | $1,372,000 | 3,146 |
| Total risk weighted assets | $108,546,000 | 3,449 |
| Total unused commitments | $17,807,000 | 2,936 |
| Derivatives | $2,190,000 | 979 |
| 2014-06-30 | Rank | |
| # of Employees: | 65 | 2,294 |
| Assets and Liabilities | ||
| Total Assets: | $156,791,000 | 3,606 |
| Cash and due from depository institutions | $10,776,000 | 2,294 |
| Interest-bearing balances | $8,295,000 | 2,994 |
| Securities | $17,548,000 | 4,640 |
| Federal funds sold & reverse repurchase agreements | $2,691,000 | 1,163 |
| Net loans & leases | $101,543,000 | 3,425 |
| Loan loss allowance | $2,517,000 | 2,418 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $15,728,000 | 749 |
| Other real estate owned | $6,398,000 | 2,294 |
| Goodwill and other intangibles | $0 | 2,849 |
| All other assets | $2,107,000 | 4,400 |
| Life insurance assets | $0 | 3,825 |
| Total liabilities and capital | $156,791,000 | 3,606 |
| Total liabilities | $138,151,000 | 3,613 |
| Total deposits | $125,367,000 | 3,731 |
| Interest-bearing deposits | $102,185,000 | 3,671 |
| Deposits held in domestic offices | $125,367,000 | 3,731 |
| % insured | 95.88% | 529 |
| Federal funds purchased & repurchase agreements | $2,101,000 | 1,492 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $10,100,000 | 1,742 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $583,000 | 3,897 |
| Total equity capital | $18,640,000 | 3,401 |
| Total bank equity capital | $18,640,000 | 3,400 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,500,000 | 1,250 |
| Surplus | $18,250,000 | 1,596 |
| Undivided profits | $-2,110,000 | 6,100 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $862,000 | 3,648 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $653,000 | 378 |
| Income earned, not collected on loans | $517,000 | 4,177 |
| Earning assets | $130,077,000 | 3,837 |
| Long-term assets (5+ years) | $35,830,000 | 4,019 |
| Average Assets, year-to-date | $158,428,000 | 3,558 |
| Average Assets, quarterly | $157,678,000 | 3,590 |
| Volatile liabilities | $5,463,000 | 4,097 |
| Insider loans | $6,746,000 | 916 |
| FHLB advances | $10,100,000 | 1,663 |
| Loans and leases held for sale | $391,000 | 1,439 |
| Unused loan commitments | $14,371,000 | 3,310 |
| Tier 1 (core) risk-based capital | $19,011,000 | 3,278 |
| Tier 2 risk-based capital | $1,414,000 | 3,084 |
| Total risk weighted assets | $112,007,000 | 3,361 |
| Total unused commitments | $14,371,000 | 3,310 |
| Derivatives | $1,270,000 | 1,098 |
| 2014-03-31 | Rank | |
| # of Employees: | 68 | 2,191 |
| Assets and Liabilities | ||
| Total Assets: | $158,581,000 | 3,598 |
| Cash and due from depository institutions | $14,914,000 | 2,191 |
| Interest-bearing balances | $11,717,000 | 2,741 |
| Securities | $17,711,000 | 4,676 |
| Federal funds sold & reverse repurchase agreements | $1,742,000 | 1,748 |
| Net loans & leases | $99,626,000 | 3,438 |
| Loan loss allowance | $2,638,000 | 2,357 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $15,847,000 | 752 |
| Other real estate owned | $6,626,000 | 2,191 |
| Goodwill and other intangibles | $0 | 2,875 |
| All other assets | $2,115,000 | 4,454 |
| Life insurance assets | $0 | 3,830 |
| Total liabilities and capital | $158,581,000 | 3,598 |
| Total liabilities | $139,934,000 | 3,608 |
| Total deposits | $127,639,000 | 3,725 |
| Interest-bearing deposits | $104,815,000 | 3,665 |
| Deposits held in domestic offices | $127,639,000 | 3,725 |
| % insured | 96.10% | 523 |
| Federal funds purchased & repurchase agreements | $1,726,000 | 1,483 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $10,100,000 | 1,622 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $469,000 | 4,164 |
| Total equity capital | $18,647,000 | 3,378 |
| Total bank equity capital | $18,647,000 | 3,377 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $2,500,000 | 1,267 |
| Surplus | $18,250,000 | 1,612 |
| Undivided profits | $-2,103,000 | 6,128 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $2,731,000 | 2,135 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $653,000 | 378 |
| Income earned, not collected on loans | $509,000 | 4,178 |
| Earning assets | $130,796,000 | 3,845 |
| Long-term assets (5+ years) | $32,999,000 | 4,175 |
| Average Assets, year-to-date | $159,246,500 | 3,570 |
| Average Assets, quarterly | $159,246,500 | 3,570 |
| Volatile liabilities | $3,459,000 | 4,675 |
| Insider loans | $6,746,000 | 919 |
| FHLB advances | $10,100,000 | 1,562 |
| Loans and leases held for sale | $333,000 | 1,313 |
| Unused loan commitments | $16,014,000 | 3,126 |
| Tier 1 (core) risk-based capital | $19,192,000 | 3,244 |
| Tier 2 risk-based capital | $1,418,000 | 3,102 |
| Total risk weighted assets | $112,229,000 | 3,360 |
| Total unused commitments | $16,014,000 | 3,126 |
| Derivatives | $2,395,000 | 923 |
| 2013-12-31 | Rank | |
| # of Employees: | 66 | 2,275 |
| Assets and Liabilities | ||
| Total Assets: | $159,912,000 | 3,576 |
| Cash and due from depository institutions | $13,881,000 | 2,275 |
| Interest-bearing balances | $10,661,000 | 2,675 |
| Securities | $19,391,000 | 4,513 |
| Federal funds sold & reverse repurchase agreements | $490,000 | 2,270 |
| Net loans & leases | $101,350,000 | 3,439 |
| Loan loss allowance | $2,628,000 | 2,376 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $15,888,000 | 745 |
| Other real estate owned | $6,742,000 | 2,275 |
| Goodwill and other intangibles | $0 | 2,889 |
| All other assets | $2,170,000 | 4,504 |
| Life insurance assets | $0 | 3,841 |
| Total liabilities and capital | $159,912,000 | 3,576 |
| Total liabilities | $141,139,000 | 3,589 |
| Total deposits | $128,235,000 | 3,705 |
| Interest-bearing deposits | $108,145,000 | 3,582 |
| Deposits held in domestic offices | $128,235,000 | 3,705 |
| % insured | 96.12% | 551 |
| Federal funds purchased & repurchase agreements | $2,360,000 | 1,519 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $10,100,000 | 1,695 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $444,000 | 4,228 |
| Total equity capital | $18,773,000 | 3,308 |
| Total bank equity capital | $18,773,000 | 3,307 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $2,500,000 | 1,284 |
| Surplus | $18,250,000 | 1,615 |
| Undivided profits | $-1,977,000 | 6,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $2,179,000 | 2,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $586,000 | 3,964 |
| Earning assets | $131,892,000 | 3,820 |
| Long-term assets (5+ years) | $32,231,000 | 4,211 |
| Average Assets, year-to-date | $166,213,200 | 3,471 |
| Average Assets, quarterly | $162,604,000 | 3,524 |
| Volatile liabilities | $4,151,000 | 4,567 |
| Insider loans | $6,797,000 | 898 |
| FHLB advances | $10,100,000 | 1,628 |
| Loans and leases held for sale | $424,000 | 1,291 |
| Unused loan commitments | $13,611,000 | 3,359 |
| Tier 1 (core) risk-based capital | $19,540,000 | 3,198 |
| Tier 2 risk-based capital | $1,469,000 | 3,044 |
| Total risk weighted assets | $116,386,000 | 3,311 |
| Total unused commitments | $13,611,000 | 3,359 |
| Derivatives | $1,194,000 | 1,035 |
| 2013-09-30 | Rank | |
| # of Employees: | 75 | 2,033 |
| Assets and Liabilities | ||
| Total Assets: | $165,296,000 | 3,511 |
| Cash and due from depository institutions | $19,238,000 | 2,033 |
| Interest-bearing balances | $15,336,000 | 2,118 |
| Securities | $19,816,000 | 4,516 |
| Federal funds sold & reverse repurchase agreements | $1,435,000 | 1,675 |
| Net loans & leases | $99,650,000 | 3,473 |
| Loan loss allowance | $2,788,000 | 2,333 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $15,921,000 | 736 |
| Other real estate owned | $7,089,000 | 2,033 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $2,147,000 | 4,541 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $165,296,000 | 3,511 |
| Total liabilities | $146,306,000 | 3,524 |
| Total deposits | $133,064,000 | 3,633 |
| Interest-bearing deposits | $110,774,000 | 3,560 |
| Deposits held in domestic offices | $133,064,000 | 3,633 |
| % insured | 95.74% | 655 |
| Federal funds purchased & repurchase agreements | $2,554,000 | 1,482 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $10,100,000 | 1,681 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $588,000 | 4,061 |
| Total equity capital | $18,990,000 | 3,306 |
| Total bank equity capital | $18,990,000 | 3,305 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $2,500,000 | 1,305 |
| Surplus | $18,250,000 | 1,626 |
| Undivided profits | $-1,760,000 | 6,179 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $2,547,000 | 2,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $84,000 | 817 |
| Income earned, not collected on loans | $561,000 | 4,172 |
| Earning assets | $136,237,000 | 3,758 |
| Long-term assets (5+ years) | $29,882,000 | 4,372 |
| Average Assets, year-to-date | $167,788,500 | 3,483 |
| Average Assets, quarterly | $166,142,500 | 3,500 |
| Volatile liabilities | $4,347,000 | 4,524 |
| Insider loans | $6,992,000 | 876 |
| FHLB advances | $10,100,000 | 1,613 |
| Loans and leases held for sale | $1,018,000 | 1,039 |
| Unused loan commitments | $14,476,000 | 3,261 |
| Tier 1 (core) risk-based capital | $19,834,000 | 3,156 |
| Tier 2 risk-based capital | $1,463,000 | 3,080 |
| Total risk weighted assets | $115,693,000 | 3,330 |
| Total unused commitments | $14,476,000 | 3,261 |
| Derivatives | $2,395,000 | 950 |
| 2013-06-30 | Rank | |
| # of Employees: | 78 | 1,951 |
| Assets and Liabilities | ||
| Total Assets: | $166,989,000 | 3,502 |
| Cash and due from depository institutions | $21,539,000 | 1,951 |
| Interest-bearing balances | $18,258,000 | 1,955 |
| Securities | $19,492,000 | 4,546 |
| Federal funds sold & reverse repurchase agreements | $1,225,000 | 1,951 |
| Net loans & leases | $98,669,000 | 3,490 |
| Loan loss allowance | $3,595,000 | 1,903 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $16,031,000 | 727 |
| Other real estate owned | $7,795,000 | 1,951 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $2,238,000 | 4,449 |
| Life insurance assets | $0 | 3,807 |
| Total liabilities and capital | $166,989,000 | 3,502 |
| Total liabilities | $147,632,000 | 3,511 |
| Total deposits | $134,392,000 | 3,622 |
| Interest-bearing deposits | $113,450,000 | 3,517 |
| Deposits held in domestic offices | $134,392,000 | 3,621 |
| % insured | 96.24% | 590 |
| Federal funds purchased & repurchase agreements | $2,566,000 | 1,447 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $10,100,000 | 1,668 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $574,000 | 3,991 |
| Total equity capital | $19,357,000 | 3,264 |
| Total bank equity capital | $19,357,000 | 3,263 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $2,500,000 | 1,310 |
| Surplus | $18,250,000 | 1,629 |
| Undivided profits | $-1,393,000 | 6,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $2,222,000 | 2,716 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $60,000 | 894 |
| Income earned, not collected on loans | $574,000 | 4,105 |
| Earning assets | $137,644,000 | 3,754 |
| Long-term assets (5+ years) | $30,087,000 | 4,316 |
| Average Assets, year-to-date | $168,619,330 | 3,490 |
| Average Assets, quarterly | $168,799,000 | 3,478 |
| Volatile liabilities | $4,358,000 | 4,503 |
| Insider loans | $7,142,000 | 865 |
| FHLB advances | $10,100,000 | 1,597 |
| Loans and leases held for sale | $1,098,000 | 1,205 |
| Unused loan commitments | $16,092,000 | 3,059 |
| Tier 1 (core) risk-based capital | $19,752,000 | 3,145 |
| Tier 2 risk-based capital | $1,450,000 | 3,099 |
| Total risk weighted assets | $113,869,000 | 3,370 |
| Total unused commitments | $16,092,000 | 3,059 |
| Derivatives | $3,803,000 | 918 |
| 2013-03-31 | Rank | |
| # of Employees: | 77 | 1,984 |
| Assets and Liabilities | ||
| Total Assets: | $170,609,000 | 3,486 |
| Cash and due from depository institutions | $25,470,000 | 1,984 |
| Interest-bearing balances | $22,405,000 | 1,976 |
| Securities | $15,026,000 | 5,000 |
| Federal funds sold & reverse repurchase agreements | $4,306,000 | 1,327 |
| Net loans & leases | $96,369,000 | 3,549 |
| Loan loss allowance | $3,580,000 | 1,945 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $16,138,000 | 731 |
| Other real estate owned | $10,719,000 | 1,984 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $2,581,000 | 4,199 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $170,609,000 | 3,486 |
| Total liabilities | $151,172,000 | 3,498 |
| Total deposits | $137,969,000 | 3,596 |
| Interest-bearing deposits | $115,867,000 | 3,520 |
| Deposits held in domestic offices | $137,969,000 | 3,595 |
| % insured | 95.31% | 809 |
| Federal funds purchased & repurchase agreements | $2,563,000 | 1,386 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $10,100,000 | 1,577 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $540,000 | 4,237 |
| Total equity capital | $19,437,000 | 3,340 |
| Total bank equity capital | $19,437,000 | 3,338 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $2,500,000 | 1,328 |
| Surplus | $18,250,000 | 1,640 |
| Undivided profits | $-1,313,000 | 6,256 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $2,307,000 | 2,766 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $122,000 | 752 |
| Income earned, not collected on loans | $625,000 | 3,849 |
| Earning assets | $138,106,000 | 3,806 |
| Long-term assets (5+ years) | $22,342,000 | 4,844 |
| Average Assets, year-to-date | $169,434,500 | 3,511 |
| Average Assets, quarterly | $169,434,500 | 3,511 |
| Volatile liabilities | $4,353,000 | 4,479 |
| Insider loans | $7,112,000 | 863 |
| FHLB advances | $10,100,000 | 1,506 |
| Loans and leases held for sale | $1,384,000 | 1,097 |
| Unused loan commitments | $16,809,000 | 2,994 |
| Tier 1 (core) risk-based capital | $19,406,000 | 3,191 |
| Tier 2 risk-based capital | $1,517,000 | 2,999 |
| Total risk weighted assets | $119,217,000 | 3,244 |
| Total unused commitments | $16,809,000 | 2,994 |
| Derivatives | $6,849,000 | 789 |
| 2012-12-31 | Rank | |
| # of Employees: | 77 | 1,982 |
| Assets and Liabilities | ||
| Total Assets: | $168,260,000 | 3,545 |
| Cash and due from depository institutions | $12,677,000 | 1,982 |
| Interest-bearing balances | $8,356,000 | 3,485 |
| Securities | $24,687,000 | 4,064 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $100,977,000 | 3,471 |
| Loan loss allowance | $3,495,000 | 1,995 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $16,242,000 | 715 |
| Other real estate owned | $11,083,000 | 1,982 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $2,594,000 | 4,234 |
| Life insurance assets | $0 | 3,787 |
| Total liabilities and capital | $168,260,000 | 3,545 |
| Total liabilities | $148,419,000 | 3,549 |
| Total deposits | $134,580,000 | 3,653 |
| Interest-bearing deposits | $114,481,000 | 3,542 |
| Deposits held in domestic offices | $134,580,000 | 3,652 |
| % insured | 96.98% | 793 |
| Federal funds purchased & repurchase agreements | $3,351,000 | 1,396 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $10,100,000 | 1,695 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $388,000 | 4,830 |
| Total equity capital | $19,841,000 | 3,279 |
| Total bank equity capital | $19,841,000 | 3,276 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $2,500,000 | 1,336 |
| Surplus | $18,250,000 | 1,644 |
| Undivided profits | $-909,000 | 6,260 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $2,266,000 | 2,857 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $55,000 | 871 |
| Income earned, not collected on loans | $659,000 | 3,788 |
| Earning assets | $134,020,000 | 3,878 |
| Long-term assets (5+ years) | $30,658,000 | 4,203 |
| Average Assets, year-to-date | $175,925,600 | 3,367 |
| Average Assets, quarterly | $169,722,500 | 3,501 |
| Volatile liabilities | $5,133,000 | 4,337 |
| Insider loans | $6,597,000 | 944 |
| FHLB advances | $10,100,000 | 1,623 |
| Loans and leases held for sale | $2,016,000 | 1,123 |
| Unused loan commitments | $16,595,000 | 2,920 |
| Tier 1 (core) risk-based capital | $19,697,000 | 3,133 |
| Tier 2 risk-based capital | $1,555,000 | 2,954 |
| Total risk weighted assets | $122,774,000 | 3,187 |
| Total unused commitments | $16,595,000 | 2,920 |
| Derivatives | $6,105,000 | 826 |
| 2012-09-30 | Rank | |
| # of Employees: | 77 | 1,987 |
| Assets and Liabilities | ||
| Total Assets: | $171,185,000 | 3,496 |
| Cash and due from depository institutions | $12,542,000 | 1,987 |
| Interest-bearing balances | $10,091,000 | 3,037 |
| Securities | $26,349,000 | 3,969 |
| Federal funds sold & reverse repurchase agreements | $2,356,000 | 1,698 |
| Net loans & leases | $100,274,000 | 3,521 |
| Loan loss allowance | $4,875,000 | 1,510 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $16,372,000 | 703 |
| Other real estate owned | $10,742,000 | 1,987 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $2,550,000 | 4,339 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $171,185,000 | 3,496 |
| Total liabilities | $151,549,000 | 3,505 |
| Total deposits | $138,963,000 | 3,582 |
| Interest-bearing deposits | $119,630,000 | 3,428 |
| Deposits held in domestic offices | $138,963,000 | 3,581 |
| % insured | 97.08% | 827 |
| Federal funds purchased & repurchase agreements | $2,116,000 | 1,576 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $10,100,000 | 1,749 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $370,000 | 5,217 |
| Total equity capital | $19,636,000 | 3,355 |
| Total bank equity capital | $19,636,000 | 3,352 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,500,000 | 1,362 |
| Surplus | $18,250,000 | 1,659 |
| Undivided profits | $-1,114,000 | 6,350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $2,461,000 | 2,867 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $42,000 | 945 |
| Income earned, not collected on loans | $754,000 | 3,682 |
| Earning assets | $139,070,000 | 3,803 |
| Long-term assets (5+ years) | $29,655,000 | 4,260 |
| Average Assets, year-to-date | $177,842,000 | 3,382 |
| Average Assets, quarterly | $173,938,000 | 3,435 |
| Volatile liabilities | $3,778,000 | 4,890 |
| Insider loans | $5,866,000 | 1,090 |
| FHLB advances | $10,100,000 | 1,668 |
| Loans and leases held for sale | $2,078,000 | 1,093 |
| Unused loan commitments | $16,875,000 | 2,893 |
| Tier 1 (core) risk-based capital | $19,463,000 | 3,199 |
| Tier 2 risk-based capital | $1,561,000 | 2,962 |
| Total risk weighted assets | $121,514,000 | 3,218 |
| Total unused commitments | $16,875,000 | 2,893 |
| Derivatives | $5,837,000 | 849 |
| 2012-06-30 | Rank | |
| # of Employees: | 79 | 1,924 |
| Assets and Liabilities | ||
| Total Assets: | $176,691,000 | 3,416 |
| Cash and due from depository institutions | $22,690,000 | 1,924 |
| Interest-bearing balances | $17,924,000 | 2,065 |
| Securities | $22,908,000 | 4,313 |
| Federal funds sold & reverse repurchase agreements | $2,633,000 | 1,711 |
| Net loans & leases | $99,391,000 | 3,546 |
| Loan loss allowance | $5,204,000 | 1,451 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $16,384,000 | 704 |
| Other real estate owned | $10,192,000 | 1,924 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $2,493,000 | 4,362 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $176,691,000 | 3,416 |
| Total liabilities | $157,005,000 | 3,419 |
| Total deposits | $144,905,000 | 3,477 |
| Interest-bearing deposits | $124,089,000 | 3,356 |
| Deposits held in domestic offices | $144,905,000 | 3,476 |
| % insured | 97.32% | 790 |
| Federal funds purchased & repurchase agreements | $1,546,000 | 1,715 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $10,100,000 | 1,791 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $454,000 | 4,692 |
| Total equity capital | $19,686,000 | 3,303 |
| Total bank equity capital | $19,686,000 | 3,301 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $2,500,000 | 1,388 |
| Surplus | $18,250,000 | 1,659 |
| Undivided profits | $-1,064,000 | 6,346 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $2,479,000 | 2,901 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $778,000 | 3,415 |
| Earning assets | $142,856,000 | 3,744 |
| Long-term assets (5+ years) | $25,283,000 | 4,571 |
| Average Assets, year-to-date | $180,061,000 | 3,356 |
| Average Assets, quarterly | $178,733,500 | 3,393 |
| Volatile liabilities | $3,206,000 | 5,162 |
| Insider loans | $5,774,000 | 1,119 |
| FHLB advances | $10,100,000 | 1,714 |
| Loans and leases held for sale | $1,008,000 | 1,330 |
| Unused loan commitments | $18,641,000 | 2,727 |
| Tier 1 (core) risk-based capital | $19,593,000 | 3,137 |
| Tier 2 risk-based capital | $1,561,000 | 2,986 |
| Total risk weighted assets | $121,223,000 | 3,228 |
| Total unused commitments | $18,641,000 | 2,727 |
| Derivatives | $6,955,000 | 779 |
| 2012-03-31 | Rank | |
| # of Employees: | 75 | 2,018 |
| Assets and Liabilities | ||
| Total Assets: | $180,776,000 | 3,390 |
| Cash and due from depository institutions | $17,274,000 | 2,018 |
| Interest-bearing balances | $14,298,000 | 2,701 |
| Securities | $26,109,000 | 4,039 |
| Federal funds sold & reverse repurchase agreements | $4,139,000 | 1,573 |
| Net loans & leases | $105,904,000 | 3,392 |
| Loan loss allowance | $5,106,000 | 1,495 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $16,453,000 | 698 |
| Other real estate owned | $8,209,000 | 2,018 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $2,688,000 | 4,232 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $180,776,000 | 3,390 |
| Total liabilities | $161,119,000 | 3,383 |
| Total deposits | $149,610,000 | 3,431 |
| Interest-bearing deposits | $128,294,000 | 3,327 |
| Deposits held in domestic offices | $149,610,000 | 3,430 |
| % insured | 97.67% | 691 |
| Federal funds purchased & repurchase agreements | $874,000 | 1,812 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $10,100,000 | 1,811 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $535,000 | 4,348 |
| Total equity capital | $19,657,000 | 3,289 |
| Total bank equity capital | $19,657,000 | 3,287 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $2,500,000 | 1,408 |
| Surplus | $18,250,000 | 1,667 |
| Undivided profits | $-1,093,000 | 6,382 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $6,153,000 | 1,758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,366,000 | 163 |
| Income earned, not collected on loans | $790,000 | 3,355 |
| Earning assets | $150,450,000 | 3,635 |
| Long-term assets (5+ years) | $28,002,000 | 4,371 |
| Average Assets, year-to-date | $181,746,000 | 3,349 |
| Average Assets, quarterly | $181,746,000 | 3,349 |
| Volatile liabilities | $2,790,000 | 5,376 |
| Insider loans | $5,774,000 | 1,103 |
| FHLB advances | $10,100,000 | 1,737 |
| Loans and leases held for sale | $975,000 | 1,293 |
| Unused loan commitments | $19,326,000 | 2,673 |
| Tier 1 (core) risk-based capital | $19,587,000 | 3,124 |
| Tier 2 risk-based capital | $1,613,000 | 2,911 |
| Total risk weighted assets | $125,501,000 | 3,148 |
| Total unused commitments | $19,326,000 | 2,673 |
| Derivatives | $5,243,000 | 794 |
| 2011-12-31 | Rank | |
| # of Employees: | 76 | 1,996 |
| Assets and Liabilities | ||
| Total Assets: | $182,716,000 | 3,337 |
| Cash and due from depository institutions | $11,589,000 | 1,996 |
| Interest-bearing balances | $8,752,000 | 3,195 |
| Securities | $30,293,000 | 3,652 |
| Federal funds sold & reverse repurchase agreements | $2,844,000 | 1,709 |
| Net loans & leases | $110,193,000 | 3,334 |
| Loan loss allowance | $5,252,000 | 1,434 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $16,748,000 | 681 |
| Other real estate owned | $8,254,000 | 1,996 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $2,795,000 | 4,235 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $182,716,000 | 3,337 |
| Total liabilities | $163,450,000 | 3,323 |
| Total deposits | $150,192,000 | 3,388 |
| Interest-bearing deposits | $131,398,000 | 3,237 |
| Deposits held in domestic offices | $150,192,000 | 3,387 |
| % insured | 96.64% | 1,133 |
| Federal funds purchased & repurchase agreements | $2,547,000 | 1,561 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $10,100,000 | 1,941 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $611,000 | 4,141 |
| Total equity capital | $19,266,000 | 3,323 |
| Total bank equity capital | $19,266,000 | 3,320 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $2,500,000 | 1,418 |
| Surplus | $18,250,000 | 1,676 |
| Undivided profits | $-1,484,000 | 6,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $3,684,000 | 2,480 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $289,000 | 602 |
| Income earned, not collected on loans | $847,000 | 3,293 |
| Earning assets | $152,082,000 | 3,568 |
| Long-term assets (5+ years) | $32,718,000 | 3,520 |
| Average Assets, year-to-date | $191,448,000 | 3,167 |
| Average Assets, quarterly | $186,763,500 | 3,266 |
| Volatile liabilities | $4,710,000 | 4,736 |
| Insider loans | $5,796,000 | 1,118 |
| FHLB advances | $10,100,000 | 1,843 |
| Loans and leases held for sale | $1,658,000 | 956 |
| Unused loan commitments | $15,470,000 | 2,994 |
| Tier 1 (core) risk-based capital | $19,079,000 | 3,178 |
| Tier 2 risk-based capital | $1,644,000 | 2,878 |
| Total risk weighted assets | $127,923,000 | 3,116 |
| Total unused commitments | $15,470,000 | 2,995 |
| Derivatives | $5,930,000 | 662 |
| 2011-09-30 | Rank | |
| # of Employees: | 78 | 1,944 |
| Assets and Liabilities | ||
| Total Assets: | $190,811,000 | 3,234 |
| Cash and due from depository institutions | $9,594,000 | 1,944 |
| Interest-bearing balances | $6,997,000 | 3,669 |
| Securities | $30,264,000 | 3,584 |
| Federal funds sold & reverse repurchase agreements | $7,028,000 | 914 |
| Net loans & leases | $115,360,000 | 3,240 |
| Loan loss allowance | $5,473,000 | 1,421 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $16,873,000 | 667 |
| Other real estate owned | $8,876,000 | 1,944 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $2,816,000 | 4,268 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $190,811,000 | 3,234 |
| Total liabilities | $171,709,000 | 3,191 |
| Total deposits | $158,429,000 | 3,242 |
| Interest-bearing deposits | $137,583,000 | 3,141 |
| Deposits held in domestic offices | $158,429,000 | 3,241 |
| % insured | 96.55% | 1,237 |
| Federal funds purchased & repurchase agreements | $2,530,000 | 1,580 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $10,100,000 | 1,991 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $650,000 | 4,268 |
| Total equity capital | $19,102,000 | 3,389 |
| Total bank equity capital | $19,102,000 | 3,389 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $2,500,000 | 1,446 |
| Surplus | $18,250,000 | 1,689 |
| Undivided profits | $-1,648,000 | 6,533 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $5,926,000 | 1,892 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $544,000 | 451 |
| Income earned, not collected on loans | $878,000 | 3,319 |
| Earning assets | $159,649,000 | 3,447 |
| Long-term assets (5+ years) | $35,113,000 | 3,328 |
| Average Assets, year-to-date | $193,631,000 | 3,152 |
| Average Assets, quarterly | $192,345,500 | 3,189 |
| Volatile liabilities | $4,443,000 | 4,886 |
| Insider loans | $5,797,000 | 1,119 |
| FHLB advances | $10,100,000 | 1,879 |
| Loans and leases held for sale | $1,266,000 | 1,005 |
| Unused loan commitments | $16,748,000 | 2,880 |
| Tier 1 (core) risk-based capital | $18,903,000 | 3,211 |
| Tier 2 risk-based capital | $1,719,000 | 2,795 |
| Total risk weighted assets | $133,742,000 | 3,023 |
| Total unused commitments | $16,748,000 | 2,880 |
| Derivatives | $5,451,000 | 736 |
| 2011-06-30 | Rank | |
| # of Employees: | 78 | 1,968 |
| Assets and Liabilities | ||
| Total Assets: | $193,880,000 | 3,184 |
| Cash and due from depository institutions | $18,360,000 | 1,968 |
| Interest-bearing balances | $15,037,000 | 2,202 |
| Securities | $19,114,000 | 4,666 |
| Federal funds sold & reverse repurchase agreements | $3,426,000 | 1,616 |
| Net loans & leases | $122,678,000 | 3,119 |
| Loan loss allowance | $6,226,000 | 1,278 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $16,993,000 | 666 |
| Other real estate owned | $10,317,000 | 1,968 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $2,992,000 | 4,161 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $193,880,000 | 3,184 |
| Total liabilities | $174,733,000 | 3,158 |
| Total deposits | $162,657,000 | 3,179 |
| Interest-bearing deposits | $138,890,000 | 3,138 |
| Deposits held in domestic offices | $162,657,000 | 3,177 |
| % insured | 97.72% | 808 |
| Federal funds purchased & repurchase agreements | $1,346,000 | 1,870 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $10,100,000 | 2,043 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $630,000 | 4,137 |
| Total equity capital | $19,147,000 | 3,304 |
| Total bank equity capital | $19,147,000 | 3,304 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,500,000 | 1,468 |
| Surplus | $18,250,000 | 1,678 |
| Undivided profits | $-1,603,000 | 6,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $7,810,000 | 1,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $142,000 | 800 |
| Income earned, not collected on loans | $756,000 | 3,717 |
| Earning assets | $160,255,000 | 3,448 |
| Long-term assets (5+ years) | $20,793,000 | 4,295 |
| Average Assets, year-to-date | $194,571,000 | 3,157 |
| Average Assets, quarterly | $192,743,500 | 3,194 |
| Volatile liabilities | $3,255,000 | 5,421 |
| Insider loans | $5,897,000 | 1,124 |
| FHLB advances | $10,100,000 | 1,944 |
| Loans and leases held for sale | $1,013,000 | 874 |
| Unused loan commitments | $17,643,000 | 2,787 |
| Tier 1 (core) risk-based capital | $19,106,000 | 3,156 |
| Tier 2 risk-based capital | $1,842,000 | 2,645 |
| Total risk weighted assets | $142,969,000 | 2,897 |
| Total unused commitments | $17,643,000 | 2,789 |
| Derivatives | $4,299,000 | 672 |
| 2011-03-31 | Rank | |
| # of Employees: | 76 | 2,005 |
| Assets and Liabilities | ||
| Total Assets: | $191,607,000 | 3,236 |
| Cash and due from depository institutions | $8,104,000 | 2,005 |
| Interest-bearing balances | $4,785,000 | 4,193 |
| Securities | $8,636,000 | 6,006 |
| Federal funds sold & reverse repurchase agreements | $8,009,000 | 1,009 |
| Net loans & leases | $139,432,000 | 2,821 |
| Loan loss allowance | $6,824,000 | 1,189 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $16,913,000 | 675 |
| Other real estate owned | $7,392,000 | 2,005 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $3,121,000 | 4,140 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $191,607,000 | 3,236 |
| Total liabilities | $172,478,000 | 3,220 |
| Total deposits | $159,499,000 | 3,266 |
| Interest-bearing deposits | $140,718,000 | 3,151 |
| Deposits held in domestic offices | $159,499,000 | 3,263 |
| % insured | 97.69% | 877 |
| Federal funds purchased & repurchase agreements | $2,364,000 | 1,620 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $10,100,000 | 2,086 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $515,000 | 4,457 |
| Total equity capital | $19,129,000 | 3,281 |
| Total bank equity capital | $19,129,000 | 3,280 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,500,000 | 1,490 |
| Surplus | $18,250,000 | 1,691 |
| Undivided profits | $-1,621,000 | 6,560 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $16,442,000 | 966 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $111,000 | 841 |
| Income earned, not collected on loans | $923,000 | 3,112 |
| Earning assets | $160,862,000 | 3,455 |
| Long-term assets (5+ years) | $16,251,000 | 4,643 |
| Average Assets, year-to-date | $194,916,500 | 3,178 |
| Average Assets, quarterly | $194,916,500 | 3,178 |
| Volatile liabilities | $4,646,000 | 4,873 |
| Insider loans | $5,897,000 | 1,137 |
| FHLB advances | $10,100,000 | 1,981 |
| Loans and leases held for sale | $777,000 | 853 |
| Unused loan commitments | $20,532,000 | 2,555 |
| Tier 1 (core) risk-based capital | $19,078,000 | 3,171 |
| Tier 2 risk-based capital | $1,980,000 | 2,511 |
| Total risk weighted assets | $153,512,000 | 2,757 |
| Total unused commitments | $20,532,000 | 2,557 |
| Derivatives | $2,413,000 | 752 |
| 2010-12-31 | Rank | |
| # of Employees: | 82 | 1,882 |
| Assets and Liabilities | ||
| Total Assets: | $198,226,000 | 3,151 |
| Cash and due from depository institutions | $5,619,000 | 1,882 |
| Interest-bearing balances | $3,090,000 | 4,529 |
| Securities | $10,153,000 | 5,682 |
| Federal funds sold & reverse repurchase agreements | $1,658,000 | 2,668 |
| Net loans & leases | $152,788,000 | 2,664 |
| Loan loss allowance | $6,186,000 | 1,294 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $17,094,000 | 669 |
| Other real estate owned | $7,879,000 | 1,882 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $3,035,000 | 4,298 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $198,226,000 | 3,151 |
| Total liabilities | $178,054,000 | 3,155 |
| Total deposits | $161,185,000 | 3,239 |
| Interest-bearing deposits | $145,403,000 | 3,071 |
| Deposits held in domestic offices | $161,185,000 | 3,236 |
| % insured | 98.12% | 659 |
| Federal funds purchased & repurchase agreements | $3,028,000 | 1,573 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $13,100,000 | 1,943 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $741,000 | 3,798 |
| Total equity capital | $20,172,000 | 3,115 |
| Total bank equity capital | $20,172,000 | 3,114 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,500,000 | 1,508 |
| Surplus | $18,250,000 | 1,698 |
| Undivided profits | $-578,000 | 6,423 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $11,233,000 | 1,334 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $101,000 | 932 |
| Income earned, not collected on loans | $982,000 | 3,064 |
| Earning assets | $167,689,000 | 3,352 |
| Long-term assets (5+ years) | $18,883,000 | 4,344 |
| Average Assets, year-to-date | $219,332,400 | 2,878 |
| Average Assets, quarterly | $205,546,500 | 3,053 |
| Volatile liabilities | $44,166,000 | 2,795 |
| Insider loans | $5,897,000 | 1,168 |
| FHLB advances | $13,100,000 | 1,843 |
| Loans and leases held for sale | $2,038,000 | 917 |
| Unused loan commitments | $18,098,000 | 2,742 |
| Tier 1 (core) risk-based capital | $20,118,000 | 3,010 |
| Tier 2 risk-based capital | $2,116,000 | 2,404 |
| Total risk weighted assets | $165,179,000 | 2,619 |
| Total unused commitments | $18,098,000 | 2,742 |
| Derivatives | $5,289,000 | 656 |
| 2010-09-30 | Rank | |
| # of Employees: | 84 | 1,837 |
| Assets and Liabilities | ||
| Total Assets: | $215,167,000 | 2,981 |
| Cash and due from depository institutions | $6,452,000 | 1,837 |
| Interest-bearing balances | $3,339,000 | 4,374 |
| Securities | $11,701,000 | 5,422 |
| Federal funds sold & reverse repurchase agreements | $4,054,000 | 1,752 |
| Net loans & leases | $163,928,000 | 2,539 |
| Loan loss allowance | $4,173,000 | 1,858 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $17,290,000 | 655 |
| Other real estate owned | $8,183,000 | 1,837 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $3,559,000 | 4,019 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $215,167,000 | 2,981 |
| Total liabilities | $192,729,000 | 2,987 |
| Total deposits | $168,264,000 | 3,129 |
| Interest-bearing deposits | $150,955,000 | 3,005 |
| Deposits held in domestic offices | $168,264,000 | 3,125 |
| % insured | 96.48% | 994 |
| Federal funds purchased & repurchase agreements | $2,635,000 | 1,646 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $21,100,000 | 1,499 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $730,000 | 4,191 |
| Total equity capital | $22,438,000 | 2,919 |
| Total bank equity capital | $22,438,000 | 2,918 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $2,500,000 | 1,530 |
| Surplus | $18,250,000 | 1,698 |
| Undivided profits | $1,688,000 | 5,667 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $4,160,000 | 2,541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $118,000 | 923 |
| Income earned, not collected on loans | $1,189,000 | 2,714 |
| Earning assets | $183,022,000 | 3,148 |
| Long-term assets (5+ years) | $19,173,000 | 4,264 |
| Average Assets, year-to-date | $225,184,000 | 2,847 |
| Average Assets, quarterly | $217,142,500 | 2,955 |
| Volatile liabilities | $51,987,000 | 2,507 |
| Insider loans | $5,997,000 | 1,197 |
| FHLB advances | $21,100,000 | 1,405 |
| Loans and leases held for sale | $3,517,000 | 721 |
| Unused loan commitments | $20,928,000 | 2,546 |
| Tier 1 (core) risk-based capital | $22,350,000 | 2,765 |
| Tier 2 risk-based capital | $2,233,000 | 2,346 |
| Total risk weighted assets | $176,646,000 | 2,517 |
| Total unused commitments | $20,928,000 | 2,547 |
| Derivatives | $10,123,000 | 624 |
| 2010-06-30 | Rank | |
| # of Employees: | 83 | 1,885 |
| Assets and Liabilities | ||
| Total Assets: | $219,118,000 | 2,957 |
| Cash and due from depository institutions | $7,212,000 | 1,885 |
| Interest-bearing balances | $4,385,000 | 3,905 |
| Securities | $13,674,000 | 5,154 |
| Federal funds sold & reverse repurchase agreements | $2,675,000 | 2,331 |
| Net loans & leases | $167,571,000 | 2,521 |
| Loan loss allowance | $4,026,000 | 1,908 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $17,753,000 | 643 |
| Other real estate owned | $6,696,000 | 1,885 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $3,537,000 | 4,060 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $219,118,000 | 2,957 |
| Total liabilities | $196,054,000 | 2,968 |
| Total deposits | $173,219,000 | 3,080 |
| Interest-bearing deposits | $156,202,000 | 2,957 |
| Deposits held in domestic offices | $173,219,000 | 3,077 |
| % insured | 95.75% | 1,333 |
| Federal funds purchased & repurchase agreements | $3,007,000 | 1,588 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $19,100,000 | 1,692 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $728,000 | 4,063 |
| Total equity capital | $23,064,000 | 2,827 |
| Total bank equity capital | $23,064,000 | 2,827 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,500,000 | 1,551 |
| Surplus | $18,250,000 | 1,692 |
| Undivided profits | $2,314,000 | 5,401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $5,392,000 | 2,226 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $100,000 | 959 |
| Income earned, not collected on loans | $1,250,000 | 2,527 |
| Earning assets | $188,305,000 | 3,105 |
| Long-term assets (5+ years) | $21,405,000 | 4,029 |
| Average Assets, year-to-date | $228,523,000 | 2,833 |
| Average Assets, quarterly | $224,690,000 | 2,884 |
| Volatile liabilities | $46,882,000 | 2,800 |
| Insider loans | $4,477,000 | 1,599 |
| FHLB advances | $19,100,000 | 1,614 |
| Loans and leases held for sale | $1,204,000 | 968 |
| Unused loan commitments | $24,490,000 | 2,291 |
| Tier 1 (core) risk-based capital | $23,020,000 | 2,659 |
| Tier 2 risk-based capital | $2,285,000 | 2,316 |
| Total risk weighted assets | $181,082,000 | 2,491 |
| Total unused commitments | $24,490,000 | 2,294 |
| Derivatives | $5,410,000 | 657 |
| 2010-03-31 | Rank | |
| # of Employees: | 81 | 1,967 |
| Assets and Liabilities | ||
| Total Assets: | $230,262,000 | 2,875 |
| Cash and due from depository institutions | $8,638,000 | 1,967 |
| Interest-bearing balances | $5,520,000 | 3,567 |
| Securities | $15,654,000 | 4,945 |
| Federal funds sold & reverse repurchase agreements | $5,652,000 | 1,599 |
| Net loans & leases | $170,964,000 | 2,543 |
| Loan loss allowance | $3,907,000 | 1,971 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $17,954,000 | 652 |
| Other real estate owned | $6,952,000 | 1,967 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $4,448,000 | 3,647 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $230,261,000 | 2,875 |
| Total liabilities | $207,186,000 | 2,871 |
| Total deposits | $178,710,000 | 3,045 |
| Interest-bearing deposits | $160,926,000 | 2,930 |
| Deposits held in domestic offices | $178,710,000 | 3,044 |
| % insured | 96.03% | 1,294 |
| Federal funds purchased & repurchase agreements | $3,827,000 | 1,510 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $24,100,000 | 1,517 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $549,000 | 4,655 |
| Total equity capital | $23,075,000 | 2,840 |
| Total bank equity capital | $23,075,000 | 2,840 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $2,500,000 | 1,588 |
| Surplus | $18,250,000 | 1,725 |
| Undivided profits | $2,325,000 | 5,381 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $3,477,000 | 2,885 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $132,000 | 865 |
| Income earned, not collected on loans | $1,265,000 | 2,579 |
| Earning assets | $197,790,000 | 3,037 |
| Long-term assets (5+ years) | $20,960,000 | 4,090 |
| Average Assets, year-to-date | $233,225,500 | 2,835 |
| Average Assets, quarterly | $233,225,500 | 2,835 |
| Volatile liabilities | $53,758,000 | 2,555 |
| Insider loans | $7,776,000 | 964 |
| FHLB advances | $24,100,000 | 1,428 |
| Loans and leases held for sale | $957,000 | 933 |
| Unused loan commitments | $27,853,000 | 2,156 |
| Tier 1 (core) risk-based capital | $23,068,000 | 2,695 |
| Tier 2 risk-based capital | $2,390,000 | 2,259 |
| Total risk weighted assets | $189,595,000 | 2,447 |
| Total unused commitments | $27,853,000 | 2,160 |
| Derivatives | $5,321,000 | 637 |
| 2009-12-31 | Rank | |
| # of Employees: | 82 | 1,964 |
| Assets and Liabilities | ||
| Total Assets: | $236,189,000 | 2,817 |
| Cash and due from depository institutions | $9,966,000 | 1,964 |
| Interest-bearing balances | $6,208,000 | 2,988 |
| Securities | $14,278,000 | 5,126 |
| Federal funds sold & reverse repurchase agreements | $6,756,000 | 1,254 |
| Net loans & leases | $177,907,000 | 2,500 |
| Loan loss allowance | $4,040,000 | 1,901 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $18,154,000 | 652 |
| Other real estate owned | $5,288,000 | 1,964 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $3,840,000 | 4,037 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $236,189,000 | 2,817 |
| Total liabilities | $213,036,000 | 2,803 |
| Total deposits | $182,744,000 | 2,967 |
| Interest-bearing deposits | $165,250,000 | 2,852 |
| Deposits held in domestic offices | $182,744,000 | 2,965 |
| % insured | 96.15% | 1,222 |
| Federal funds purchased & repurchase agreements | $5,412,000 | 1,399 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $24,100,000 | 1,628 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $780,000 | 3,953 |
| Total equity capital | $23,153,000 | 2,796 |
| Total bank equity capital | $23,153,000 | 2,796 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,500,000 | 1,617 |
| Surplus | $18,250,000 | 1,726 |
| Undivided profits | $2,403,000 | 5,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $5,657,000 | 2,178 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $135,000 | 849 |
| Income earned, not collected on loans | $1,264,000 | 2,682 |
| Earning assets | $205,149,000 | 2,941 |
| Long-term assets (5+ years) | $20,349,000 | 4,137 |
| Average Assets, year-to-date | $250,656,000 | 2,601 |
| Average Assets, quarterly | $243,455,500 | 2,723 |
| Volatile liabilities | $56,677,000 | 2,453 |
| Insider loans | $8,477,000 | 876 |
| FHLB advances | $24,100,000 | 1,532 |
| Loans and leases held for sale | $2,270,000 | 697 |
| Unused loan commitments | $26,435,000 | 2,256 |
| Tier 1 (core) risk-based capital | $23,041,000 | 2,676 |
| Tier 2 risk-based capital | $2,432,000 | 2,274 |
| Total risk weighted assets | $192,892,000 | 2,459 |
| Total unused commitments | $26,435,000 | 2,257 |
| Derivatives | $5,548,000 | 599 |
| 2009-09-30 | Rank | |
| # of Employees: | 82 | 1,982 |
| Assets and Liabilities | ||
| Total Assets: | $250,722,000 | 2,662 |
| Cash and due from depository institutions | $13,645,000 | 1,982 |
| Interest-bearing balances | $11,318,000 | 1,877 |
| Securities | $15,558,000 | 4,988 |
| Federal funds sold & reverse repurchase agreements | $8,048,000 | 1,158 |
| Net loans & leases | $187,130,000 | 2,439 |
| Loan loss allowance | $3,818,000 | 1,931 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $18,353,000 | 649 |
| Other real estate owned | $3,755,000 | 1,982 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $4,233,000 | 3,448 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $250,722,000 | 2,662 |
| Total liabilities | $226,844,000 | 2,645 |
| Total deposits | $195,585,000 | 2,784 |
| Interest-bearing deposits | $177,282,000 | 2,648 |
| Deposits held in domestic offices | $195,585,000 | 2,781 |
| % insured | 94.31% | 2,163 |
| Federal funds purchased & repurchase agreements | $6,269,000 | 1,355 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $24,100,000 | 1,679 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $890,000 | 4,029 |
| Total equity capital | $23,878,000 | 2,808 |
| Total bank equity capital | $23,878,000 | 2,807 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,500,000 | 1,643 |
| Surplus | $18,250,000 | 1,723 |
| Undivided profits | $3,128,000 | 5,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $7,006,000 | 1,881 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,433,000 | 2,549 |
| Earning assets | $222,054,000 | 2,759 |
| Long-term assets (5+ years) | $20,809,000 | 4,097 |
| Average Assets, year-to-date | $254,272,750 | 2,581 |
| Average Assets, quarterly | $252,689,500 | 2,619 |
| Volatile liabilities | $60,600,000 | 2,342 |
| Insider loans | $8,471,000 | 905 |
| FHLB advances | $24,100,000 | 1,583 |
| Loans and leases held for sale | $1,998,000 | 667 |
| Unused loan commitments | $29,019,000 | 2,186 |
| Tier 1 (core) risk-based capital | $23,748,000 | 2,659 |
| Tier 2 risk-based capital | $2,537,000 | 2,175 |
| Total risk weighted assets | $201,617,000 | 2,386 |
| Total unused commitments | $29,019,000 | 2,188 |
| Derivatives | $7,518,000 | 577 |
| 2009-06-30 | Rank | |
| # of Employees: | 85 | 1,947 |
| Assets and Liabilities | ||
| Total Assets: | $254,657,000 | 2,616 |
| Cash and due from depository institutions | $10,327,000 | 1,947 |
| Interest-bearing balances | $7,968,000 | 2,100 |
| Securities | $15,539,000 | 4,976 |
| Federal funds sold & reverse repurchase agreements | $4,652,000 | 2,018 |
| Net loans & leases | $198,176,000 | 2,353 |
| Loan loss allowance | $3,736,000 | 1,881 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $18,553,000 | 656 |
| Other real estate owned | $3,035,000 | 1,947 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $4,375,000 | 3,394 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $254,657,000 | 2,616 |
| Total liabilities | $231,527,000 | 2,598 |
| Total deposits | $203,523,000 | 2,665 |
| Interest-bearing deposits | $184,593,000 | 2,545 |
| Deposits held in domestic offices | $203,523,000 | 2,663 |
| % insured | 87.40% | 1,507 |
| Federal funds purchased & repurchase agreements | $2,828,000 | 1,817 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $24,100,000 | 1,788 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,076,000 | 3,635 |
| Total equity capital | $23,130,000 | 2,867 |
| Total bank equity capital | $23,130,000 | 2,867 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,500,000 | 1,667 |
| Surplus | $16,750,000 | 1,850 |
| Undivided profits | $3,880,000 | 4,839 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $5,670,000 | 2,093 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,000 | 1,142 |
| Income earned, not collected on loans | $1,465,000 | 2,383 |
| Earning assets | $226,335,000 | 2,706 |
| Long-term assets (5+ years) | $23,438,000 | 3,811 |
| Average Assets, year-to-date | $255,456,330 | 2,578 |
| Average Assets, quarterly | $254,165,000 | 2,612 |
| Volatile liabilities | $48,591,000 | 2,837 |
| Insider loans | $8,444,000 | 925 |
| FHLB advances | $24,100,000 | 1,677 |
| Loans and leases held for sale | $4,542,000 | 583 |
| Unused loan commitments | $30,256,000 | 2,208 |
| Tier 1 (core) risk-based capital | $23,042,000 | 2,758 |
| Tier 2 risk-based capital | $2,627,000 | 2,107 |
| Total risk weighted assets | $209,000,000 | 2,337 |
| Total unused commitments | $30,256,000 | 2,211 |
| Derivatives | $9,020,000 | 592 |
| 2009-03-31 | Rank | |
| # of Employees: | 86 | 1,932 |
| Assets and Liabilities | ||
| Total Assets: | $253,673,000 | 2,633 |
| Cash and due from depository institutions | $3,208,000 | 1,932 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $12,080,000 | 5,537 |
| Federal funds sold & reverse repurchase agreements | $12,857,000 | 941 |
| Net loans & leases | $199,452,000 | 2,345 |
| Loan loss allowance | $3,768,000 | 1,807 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $18,765,000 | 651 |
| Other real estate owned | $2,896,000 | 1,932 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $4,415,000 | 3,375 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $253,673,000 | 2,633 |
| Total liabilities | $230,371,000 | 2,610 |
| Total deposits | $203,192,000 | 2,660 |
| Interest-bearing deposits | $184,321,000 | 2,562 |
| Deposits held in domestic offices | $203,192,000 | 2,658 |
| % insured | 87.83% | 1,511 |
| Federal funds purchased & repurchase agreements | $2,352,000 | 1,939 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $24,100,000 | 1,824 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $727,000 | 4,408 |
| Total equity capital | $23,302,000 | 2,862 |
| Total bank equity capital | $23,302,000 | 2,862 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,500,000 | 1,679 |
| Surplus | $16,750,000 | 1,827 |
| Undivided profits | $4,052,000 | 4,834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $5,490,000 | 1,981 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $124,000 | 798 |
| Income earned, not collected on loans | $1,523,000 | 2,351 |
| Earning assets | $224,389,000 | 2,728 |
| Long-term assets (5+ years) | $26,954,000 | 3,479 |
| Average Assets, year-to-date | $255,856,000 | 2,583 |
| Average Assets, quarterly | $255,856,000 | 2,583 |
| Volatile liabilities | $46,781,000 | 2,894 |
| Insider loans | $7,527,000 | 1,052 |
| FHLB advances | $24,100,000 | 1,714 |
| Loans and leases held for sale | $1,412,000 | 965 |
| Unused loan commitments | $35,785,000 | 2,027 |
| Tier 1 (core) risk-based capital | $23,197,000 | 2,743 |
| Tier 2 risk-based capital | $2,658,000 | 2,075 |
| Total risk weighted assets | $211,565,000 | 2,312 |
| Total unused commitments | $35,785,000 | 2,029 |
| Derivatives | $8,904,000 | 629 |
| 2008-12-31 | Rank | |
| # of Employees: | 90 | 1,868 |
| Assets and Liabilities | ||
| Total Assets: | $258,039,000 | 2,560 |
| Cash and due from depository institutions | $4,580,000 | 1,868 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $11,252,000 | 5,693 |
| Federal funds sold & reverse repurchase agreements | $11,737,000 | 812 |
| Net loans & leases | $206,448,000 | 2,284 |
| Loan loss allowance | $3,781,000 | 1,764 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $18,983,000 | 637 |
| Other real estate owned | $796,000 | 1,868 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $4,243,000 | 3,492 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $258,039,000 | 2,560 |
| Total liabilities | $234,671,000 | 2,547 |
| Total deposits | $206,294,000 | 2,571 |
| Interest-bearing deposits | $190,525,000 | 2,430 |
| Deposits held in domestic offices | $206,294,000 | 2,569 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,417,000 | 2,210 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $25,100,000 | 1,905 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $860,000 | 4,077 |
| Total equity capital | $23,368,000 | 2,838 |
| Total bank equity capital | $23,368,000 | 2,838 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,500,000 | 1,682 |
| Surplus | $16,625,000 | 1,800 |
| Undivided profits | $4,243,000 | 4,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,855,000 | 1,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $174,000 | 653 |
| Income earned, not collected on loans | $1,619,000 | 2,348 |
| Earning assets | $229,437,000 | 2,641 |
| Long-term assets (5+ years) | $26,940,000 | 3,476 |
| Average Assets, year-to-date | $261,714,800 | 2,453 |
| Average Assets, quarterly | $262,833,500 | 2,498 |
| Volatile liabilities | $48,147,000 | 2,832 |
| Insider loans | $7,527,000 | 1,073 |
| FHLB advances | $25,100,000 | 1,795 |
| Loans and leases held for sale | $1,807,000 | 658 |
| Unused loan commitments | $36,763,000 | 2,025 |
| Tier 1 (core) risk-based capital | $23,224,000 | 2,708 |
| Tier 2 risk-based capital | $2,726,000 | 2,001 |
| Total risk weighted assets | $216,973,000 | 2,249 |
| Total unused commitments | $36,763,000 | 2,026 |
| Derivatives | $10,061,000 | 532 |
| 2008-09-30 | Rank | |
| # of Employees: | 96 | 1,754 |
| Assets and Liabilities | ||
| Total Assets: | $267,628,000 | 2,457 |
| Cash and due from depository institutions | $3,909,000 | 1,754 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $9,395,000 | 6,004 |
| Federal funds sold & reverse repurchase agreements | $15,658,000 | 752 |
| Net loans & leases | $214,102,000 | 2,226 |
| Loan loss allowance | $4,152,000 | 1,492 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $19,192,000 | 622 |
| Other real estate owned | $849,000 | 1,754 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,523,000 | 3,383 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $267,628,000 | 2,457 |
| Total liabilities | $245,358,000 | 2,424 |
| Total deposits | $214,344,000 | 2,436 |
| Interest-bearing deposits | $197,222,000 | 2,304 |
| Deposits held in domestic offices | $214,344,000 | 2,432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,139,000 | 2,365 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $28,100,000 | 1,783 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $775,000 | 4,438 |
| Total equity capital | $22,270,000 | 2,968 |
| Total bank equity capital | $22,270,000 | 2,968 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,500,000 | 1,695 |
| Surplus | $15,700,000 | 1,860 |
| Undivided profits | $4,070,000 | 4,896 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,366,000 | 1,518 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $236,000 | 572 |
| Income earned, not collected on loans | $1,875,000 | 2,130 |
| Earning assets | $239,155,000 | 2,530 |
| Long-term assets (5+ years) | $26,630,000 | 3,464 |
| Average Assets, year-to-date | $262,633,750 | 2,451 |
| Average Assets, quarterly | $265,083,000 | 2,469 |
| Volatile liabilities | $48,767,000 | 2,723 |
| Insider loans | $7,527,000 | 1,043 |
| FHLB advances | $28,100,000 | 1,688 |
| Loans and leases held for sale | $1,639,000 | 601 |
| Unused loan commitments | $36,018,000 | 2,161 |
| Tier 1 (core) risk-based capital | $22,236,000 | 2,864 |
| Tier 2 risk-based capital | $2,854,000 | 1,869 |
| Total risk weighted assets | $227,044,000 | 2,184 |
| Total unused commitments | $36,018,000 | 2,163 |
| Derivatives | $4,317,000 | 606 |
| 2008-06-30 | Rank | |
| # of Employees: | 104 | 1,652 |
| Assets and Liabilities | ||
| Total Assets: | $262,538,000 | 2,498 |
| Cash and due from depository institutions | $4,979,000 | 1,652 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $8,577,000 | 6,210 |
| Federal funds sold & reverse repurchase agreements | $7,959,000 | 1,517 |
| Net loans & leases | $216,773,000 | 2,183 |
| Loan loss allowance | $3,451,000 | 1,680 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $19,394,000 | 603 |
| Other real estate owned | $595,000 | 1,652 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $4,261,000 | 3,435 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $262,538,000 | 2,498 |
| Total liabilities | $242,434,000 | 2,439 |
| Total deposits | $210,088,000 | 2,474 |
| Interest-bearing deposits | $191,376,000 | 2,364 |
| Deposits held in domestic offices | $210,088,000 | 2,471 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,393,000 | 2,133 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $28,100,000 | 1,723 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $853,000 | 4,176 |
| Total equity capital | $20,104,000 | 3,257 |
| Total bank equity capital | $20,104,000 | 3,257 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,500,000 | 1,697 |
| Surplus | $12,700,000 | 2,204 |
| Undivided profits | $4,904,000 | 4,578 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,370,000 | 1,235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $283,000 | 505 |
| Income earned, not collected on loans | $1,705,000 | 2,258 |
| Earning assets | $233,309,000 | 2,574 |
| Long-term assets (5+ years) | $25,679,000 | 3,508 |
| Average Assets, year-to-date | $260,969,000 | 2,471 |
| Average Assets, quarterly | $262,340,500 | 2,484 |
| Volatile liabilities | $53,436,000 | 2,531 |
| Insider loans | $7,349,000 | 1,073 |
| FHLB advances | $28,100,000 | 1,630 |
| Loans and leases held for sale | $2,127,000 | 606 |
| Unused loan commitments | $38,036,000 | 2,145 |
| Tier 1 (core) risk-based capital | $20,074,000 | 3,165 |
| Tier 2 risk-based capital | $2,815,000 | 1,869 |
| Total risk weighted assets | $224,593,000 | 2,183 |
| Total unused commitments | $38,036,000 | 2,146 |
| Derivatives | $5,931,000 | 549 |
| 2008-03-31 | Rank | |
| # of Employees: | 105 | 1,617 |
| Assets and Liabilities | ||
| Total Assets: | $262,143,000 | 2,506 |
| Cash and due from depository institutions | $6,101,000 | 1,617 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $8,877,000 | 6,163 |
| Federal funds sold & reverse repurchase agreements | $2,293,000 | 4,741 |
| Net loans & leases | $220,231,000 | 2,126 |
| Loan loss allowance | $2,239,000 | 2,376 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $19,568,000 | 593 |
| Other real estate owned | $123,000 | 1,617 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $4,950,000 | 3,045 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $262,143,000 | 2,506 |
| Total liabilities | $240,318,000 | 2,447 |
| Total deposits | $196,966,000 | 2,644 |
| Interest-bearing deposits | $180,239,000 | 2,520 |
| Deposits held in domestic offices | $196,966,000 | 2,641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,051,000 | 1,983 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $39,500,000 | 1,275 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $801,000 | 4,543 |
| Total equity capital | $21,825,000 | 3,105 |
| Total bank equity capital | $21,825,000 | 3,105 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,500,000 | 1,693 |
| Surplus | $12,700,000 | 2,185 |
| Undivided profits | $6,625,000 | 4,081 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,870,000 | 1,040 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $284,000 | 470 |
| Income earned, not collected on loans | $1,896,000 | 2,078 |
| Earning assets | $231,401,000 | 2,588 |
| Long-term assets (5+ years) | $22,732,000 | 3,615 |
| Average Assets, year-to-date | $260,184,500 | 2,487 |
| Average Assets, quarterly | $260,184,500 | 2,487 |
| Volatile liabilities | $66,923,000 | 2,057 |
| Insider loans | $7,274,000 | 1,070 |
| FHLB advances | $39,500,000 | 1,200 |
| Loans and leases held for sale | $1,335,000 | 825 |
| Unused loan commitments | $45,466,000 | 1,912 |
| Tier 1 (core) risk-based capital | $21,736,000 | 2,932 |
| Tier 2 risk-based capital | $2,239,000 | 2,218 |
| Total risk weighted assets | $228,935,000 | 2,132 |
| Total unused commitments | $45,466,000 | 1,913 |
| Derivatives | $4,783,000 | 643 |
| 2007-12-31 | Rank | |
| # of Employees: | 107 | 1,604 |
| Assets and Liabilities | ||
| Total Assets: | $258,226,000 | 2,504 |
| Cash and due from depository institutions | $5,599,000 | 1,604 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $8,320,000 | 6,364 |
| Federal funds sold & reverse repurchase agreements | $650,000 | 5,305 |
| Net loans & leases | $218,625,000 | 2,147 |
| Loan loss allowance | $2,210,000 | 2,360 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $19,692,000 | 579 |
| Other real estate owned | $123,000 | 1,604 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,217,000 | 2,974 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $258,226,000 | 2,504 |
| Total liabilities | $236,467,000 | 2,456 |
| Total deposits | $195,223,000 | 2,623 |
| Interest-bearing deposits | $177,702,000 | 2,503 |
| Deposits held in domestic offices | $195,223,000 | 2,621 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,581,000 | 2,006 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $37,100,000 | 1,251 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $563,000 | 5,384 |
| Total equity capital | $21,759,000 | 3,073 |
| Total bank equity capital | $21,759,000 | 3,073 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,500,000 | 1,684 |
| Surplus | $12,700,000 | 2,164 |
| Undivided profits | $6,559,000 | 4,068 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,926,000 | 973 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,194,000 | 1,919 |
| Earning assets | $227,595,000 | 2,590 |
| Long-term assets (5+ years) | $6,035,000 | 5,771 |
| Average Assets, year-to-date | $250,756,000 | 2,487 |
| Average Assets, quarterly | $253,940,500 | 2,514 |
| Volatile liabilities | $70,636,000 | 1,962 |
| Insider loans | $10,924,000 | 658 |
| FHLB advances | $37,100,000 | 1,175 |
| Loans and leases held for sale | $2,063,000 | 639 |
| Unused loan commitments | $45,236,000 | 1,923 |
| Tier 1 (core) risk-based capital | $21,670,000 | 2,922 |
| Tier 2 risk-based capital | $2,210,000 | 2,217 |
| Total risk weighted assets | $230,667,000 | 2,102 |
| Total unused commitments | $45,236,000 | 1,924 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 102 | 1,665 |
| Assets and Liabilities | ||
| Total Assets: | $249,655,000 | 2,539 |
| Cash and due from depository institutions | $3,031,000 | 1,665 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $8,201,000 | 6,441 |
| Federal funds sold & reverse repurchase agreements | $869,000 | 5,131 |
| Net loans & leases | $212,981,000 | 2,155 |
| Loan loss allowance | $2,360,000 | 2,176 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $19,894,000 | 550 |
| Other real estate owned | $20,000 | 1,665 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $4,659,000 | 3,239 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $249,655,000 | 2,539 |
| Total liabilities | $228,057,000 | 2,500 |
| Total deposits | $201,440,000 | 2,521 |
| Interest-bearing deposits | $185,030,000 | 2,395 |
| Deposits held in domestic offices | $201,440,000 | 2,518 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,813,000 | 2,111 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $23,000,000 | 1,613 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $804,000 | 4,568 |
| Total equity capital | $21,598,000 | 3,052 |
| Total bank equity capital | $21,598,000 | 3,052 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,500,000 | 1,662 |
| Surplus | $12,700,000 | 2,132 |
| Undivided profits | $6,398,000 | 4,142 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,293,000 | 1,349 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $15,000 | 1,047 |
| Income earned, not collected on loans | $2,366,000 | 1,901 |
| Earning assets | $222,051,000 | 2,611 |
| Long-term assets (5+ years) | $4,969,000 | 5,935 |
| Average Assets, year-to-date | $248,888,500 | 2,498 |
| Average Assets, quarterly | $249,978,500 | 2,515 |
| Volatile liabilities | $64,946,000 | 2,063 |
| Insider loans | $12,049,000 | 592 |
| FHLB advances | $23,000,000 | 1,524 |
| Loans and leases held for sale | $2,093,000 | 588 |
| Unused loan commitments | $44,591,000 | 1,952 |
| Tier 1 (core) risk-based capital | $21,570,000 | 2,925 |
| Tier 2 risk-based capital | $2,360,000 | 2,083 |
| Total risk weighted assets | $225,833,000 | 2,111 |
| Total unused commitments | $44,591,000 | 1,952 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 108 | 1,621 |
| Assets and Liabilities | ||
| Total Assets: | $250,302,000 | 2,544 |
| Cash and due from depository institutions | $3,445,000 | 1,621 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $7,885,000 | 6,525 |
| Federal funds sold & reverse repurchase agreements | $670,000 | 5,422 |
| Net loans & leases | $214,268,000 | 2,140 |
| Loan loss allowance | $2,379,000 | 2,179 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $19,751,000 | 548 |
| Other real estate owned | $20,000 | 1,621 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $4,263,000 | 3,387 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $250,302,000 | 2,544 |
| Total liabilities | $229,116,000 | 2,497 |
| Total deposits | $202,894,000 | 2,520 |
| Interest-bearing deposits | $185,921,000 | 2,393 |
| Deposits held in domestic offices | $202,894,000 | 2,518 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,507,000 | 2,133 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $23,000,000 | 1,532 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $715,000 | 4,662 |
| Total equity capital | $21,186,000 | 3,059 |
| Total bank equity capital | $21,186,000 | 3,059 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,500,000 | 1,654 |
| Surplus | $12,700,000 | 2,125 |
| Undivided profits | $5,986,000 | 4,234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,862,000 | 1,939 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,130,000 | 1,972 |
| Earning assets | $222,823,000 | 2,609 |
| Long-term assets (5+ years) | $4,699,000 | 5,966 |
| Average Assets, year-to-date | $248,633,000 | 2,531 |
| Average Assets, quarterly | $250,019,000 | 2,534 |
| Volatile liabilities | $65,719,000 | 2,023 |
| Insider loans | $11,999,000 | 590 |
| FHLB advances | $23,000,000 | 1,442 |
| Loans and leases held for sale | $2,035,000 | 715 |
| Unused loan commitments | $49,175,000 | 1,843 |
| Tier 1 (core) risk-based capital | $21,243,000 | 2,965 |
| Tier 2 risk-based capital | $2,379,000 | 2,091 |
| Total risk weighted assets | $226,461,000 | 2,092 |
| Total unused commitments | $49,175,000 | 1,844 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 106 | 1,632 |
| Assets and Liabilities | ||
| Total Assets: | $249,736,000 | 2,562 |
| Cash and due from depository institutions | $2,623,000 | 1,632 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $7,873,000 | 6,577 |
| Federal funds sold & reverse repurchase agreements | $1,677,000 | 5,292 |
| Net loans & leases | $213,186,000 | 2,122 |
| Loan loss allowance | $2,365,000 | 2,182 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $19,035,000 | 568 |
| Other real estate owned | $1,080,000 | 1,632 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $4,262,000 | 3,326 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $249,736,000 | 2,562 |
| Total liabilities | $228,902,000 | 2,509 |
| Total deposits | $204,237,000 | 2,512 |
| Interest-bearing deposits | $186,700,000 | 2,387 |
| Deposits held in domestic offices | $204,237,000 | 2,509 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,859,000 | 1,906 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $21,000,000 | 1,566 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $806,000 | 4,416 |
| Total equity capital | $20,834,000 | 3,118 |
| Total bank equity capital | $20,834,000 | 3,118 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,500,000 | 1,642 |
| Surplus | $12,700,000 | 2,093 |
| Undivided profits | $5,634,000 | 4,438 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,831,000 | 1,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,113,000 | 1,926 |
| Earning assets | $222,736,000 | 2,619 |
| Long-term assets (5+ years) | $4,887,000 | 5,891 |
| Average Assets, year-to-date | $247,798,500 | 2,555 |
| Average Assets, quarterly | $247,798,500 | 2,555 |
| Volatile liabilities | $63,729,000 | 2,044 |
| Insider loans | $9,849,000 | 707 |
| FHLB advances | $21,000,000 | 1,483 |
| Loans and leases held for sale | $1,411,000 | 840 |
| Unused loan commitments | $50,278,000 | 1,807 |
| Tier 1 (core) risk-based capital | $20,846,000 | 2,996 |
| Tier 2 risk-based capital | $2,365,000 | 2,097 |
| Total risk weighted assets | $226,950,000 | 2,073 |
| Total unused commitments | $50,278,000 | 1,808 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 100 | 1,725 |
| Assets and Liabilities | ||
| Total Assets: | $245,861,000 | 2,587 |
| Cash and due from depository institutions | $3,605,000 | 1,725 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $7,831,000 | 6,624 |
| Federal funds sold & reverse repurchase agreements | $2,675,000 | 4,007 |
| Net loans & leases | $208,499,000 | 2,152 |
| Loan loss allowance | $2,313,000 | 2,199 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $18,206,000 | 582 |
| Other real estate owned | $724,000 | 1,725 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,321,000 | 3,325 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $245,861,000 | 2,587 |
| Total liabilities | $225,281,000 | 2,532 |
| Total deposits | $198,443,000 | 2,565 |
| Interest-bearing deposits | $180,455,000 | 2,433 |
| Deposits held in domestic offices | $198,443,000 | 2,562 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,264,000 | 2,524 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $25,000,000 | 1,469 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $574,000 | 5,173 |
| Total equity capital | $20,580,000 | 3,109 |
| Total bank equity capital | $20,580,000 | 3,109 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,500,000 | 1,632 |
| Surplus | $12,700,000 | 2,042 |
| Undivided profits | $5,380,000 | 4,524 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,833,000 | 1,662 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,086,000 | 2,019 |
| Earning assets | $219,005,000 | 2,640 |
| Long-term assets (5+ years) | $5,663,000 | 5,620 |
| Average Assets, year-to-date | $233,679,600 | 2,606 |
| Average Assets, quarterly | $243,147,000 | 2,582 |
| Volatile liabilities | $61,418,000 | 2,259 |
| Insider loans | $9,499,000 | 725 |
| FHLB advances | $25,000,000 | 1,383 |
| Loans and leases held for sale | $1,580,000 | 787 |
| Unused loan commitments | $49,370,000 | 1,840 |
| Tier 1 (core) risk-based capital | $20,625,000 | 2,978 |
| Tier 2 risk-based capital | $2,313,000 | 2,111 |
| Total risk weighted assets | $223,484,000 | 2,098 |
| Total unused commitments | $49,370,000 | 1,840 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 93 | 1,872 |
| Assets and Liabilities | ||
| Total Assets: | $240,433,000 | 2,614 |
| Cash and due from depository institutions | $2,518,000 | 1,872 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $7,869,000 | 6,677 |
| Federal funds sold & reverse repurchase agreements | $788,000 | 4,933 |
| Net loans & leases | $208,320,000 | 2,143 |
| Loan loss allowance | $2,420,000 | 2,114 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $15,802,000 | 669 |
| Other real estate owned | $739,000 | 1,872 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $4,397,000 | 3,304 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $240,433,000 | 2,614 |
| Total liabilities | $220,324,000 | 2,561 |
| Total deposits | $192,966,000 | 2,607 |
| Interest-bearing deposits | $176,438,000 | 2,456 |
| Deposits held in domestic offices | $192,966,000 | 2,604 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,340,000 | 2,638 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $25,000,000 | 1,540 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,018,000 | 3,795 |
| Total equity capital | $20,109,000 | 3,140 |
| Total bank equity capital | $20,109,000 | 3,140 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,626 |
| Surplus | $12,700,000 | 2,010 |
| Undivided profits | $4,909,000 | 4,727 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,152,000 | 1,400 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,017,000 | 2,083 |
| Earning assets | $216,977,000 | 2,650 |
| Long-term assets (5+ years) | $10,226,000 | 4,600 |
| Average Assets, year-to-date | $230,634,250 | 2,658 |
| Average Assets, quarterly | $239,973,500 | 2,597 |
| Volatile liabilities | $58,690,000 | 2,330 |
| Insider loans | $8,993,000 | 756 |
| FHLB advances | $25,000,000 | 1,437 |
| Loans and leases held for sale | $2,919,000 | 543 |
| Unused loan commitments | $48,063,000 | 1,915 |
| Tier 1 (core) risk-based capital | $20,135,000 | 3,028 |
| Tier 2 risk-based capital | $2,420,000 | 2,039 |
| Total risk weighted assets | $217,396,000 | 2,130 |
| Total unused commitments | $48,063,000 | 1,915 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 94 | 1,862 |
| Assets and Liabilities | ||
| Total Assets: | $239,514,000 | 2,610 |
| Cash and due from depository institutions | $3,435,000 | 1,862 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $7,839,000 | 6,705 |
| Federal funds sold & reverse repurchase agreements | $2,330,000 | 3,446 |
| Net loans & leases | $206,949,000 | 2,127 |
| Loan loss allowance | $2,401,000 | 2,113 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $13,716,000 | 777 |
| Other real estate owned | $749,000 | 1,862 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,496,000 | 3,225 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $239,514,000 | 2,610 |
| Total liabilities | $220,121,000 | 2,560 |
| Total deposits | $188,610,000 | 2,649 |
| Interest-bearing deposits | $171,714,000 | 2,494 |
| Deposits held in domestic offices | $188,610,000 | 2,646 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,409,000 | 2,697 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $29,500,000 | 1,381 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $602,000 | 4,795 |
| Total equity capital | $19,393,000 | 3,133 |
| Total bank equity capital | $19,393,000 | 3,133 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,500,000 | 1,620 |
| Surplus | $12,700,000 | 1,971 |
| Undivided profits | $4,193,000 | 4,937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,924,000 | 1,432 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,885,000 | 1,979 |
| Earning assets | $217,118,000 | 2,628 |
| Long-term assets (5+ years) | $9,744,000 | 4,642 |
| Average Assets, year-to-date | $227,368,000 | 2,688 |
| Average Assets, quarterly | $233,442,000 | 2,658 |
| Volatile liabilities | $59,057,000 | 2,268 |
| Insider loans | $9,323,000 | 720 |
| FHLB advances | $29,500,000 | 1,295 |
| Loans and leases held for sale | $1,838,000 | 715 |
| Unused loan commitments | $44,201,000 | 2,032 |
| Tier 1 (core) risk-based capital | $19,513,000 | 3,061 |
| Tier 2 risk-based capital | $2,401,000 | 2,032 |
| Total risk weighted assets | $213,095,000 | 2,145 |
| Total unused commitments | $44,201,000 | 2,032 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 89 | 1,957 |
| Assets and Liabilities | ||
| Total Assets: | $227,370,000 | 2,711 |
| Cash and due from depository institutions | $2,899,000 | 1,957 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $7,845,000 | 6,767 |
| Federal funds sold & reverse repurchase agreements | $4,468,000 | 2,861 |
| Net loans & leases | $195,668,000 | 2,189 |
| Loan loss allowance | $2,268,000 | 2,184 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $11,562,000 | 937 |
| Other real estate owned | $865,000 | 1,957 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,063,000 | 3,353 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $227,370,000 | 2,711 |
| Total liabilities | $209,475,000 | 2,650 |
| Total deposits | $177,321,000 | 2,781 |
| Interest-bearing deposits | $159,385,000 | 2,639 |
| Deposits held in domestic offices | $177,321,000 | 2,778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $604,000 | 2,869 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $31,000,000 | 1,276 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $550,000 | 4,922 |
| Total equity capital | $17,895,000 | 3,338 |
| Total bank equity capital | $17,895,000 | 3,338 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,609 |
| Surplus | $11,600,000 | 2,055 |
| Undivided profits | $3,795,000 | 5,175 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,084,000 | 2,233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $18,000 | 1,064 |
| Income earned, not collected on loans | $1,687,000 | 2,114 |
| Earning assets | $207,981,000 | 2,706 |
| Long-term assets (5+ years) | $8,106,000 | 4,944 |
| Average Assets, year-to-date | $221,295,000 | 2,751 |
| Average Assets, quarterly | $221,295,000 | 2,751 |
| Volatile liabilities | $57,764,000 | 2,216 |
| Insider loans | $3,363,000 | 1,927 |
| FHLB advances | $31,000,000 | 1,198 |
| Loans and leases held for sale | $1,105,000 | 797 |
| Unused loan commitments | $43,067,000 | 2,022 |
| Tier 1 (core) risk-based capital | $17,997,000 | 3,240 |
| Tier 2 risk-based capital | $2,268,000 | 2,083 |
| Total risk weighted assets | $200,952,000 | 2,220 |
| Total unused commitments | $43,067,000 | 2,023 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 84 | 2,060 |
| Assets and Liabilities | ||
| Total Assets: | $215,220,000 | 2,810 |
| Cash and due from depository institutions | $5,161,000 | 2,060 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $7,867,000 | 6,791 |
| Federal funds sold & reverse repurchase agreements | $3,240,000 | 3,216 |
| Net loans & leases | $183,308,000 | 2,278 |
| Loan loss allowance | $2,142,000 | 2,245 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $10,399,000 | 1,049 |
| Other real estate owned | $1,049,000 | 2,060 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,196,000 | 3,289 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $215,220,000 | 2,810 |
| Total liabilities | $197,877,000 | 2,747 |
| Total deposits | $170,028,000 | 2,872 |
| Interest-bearing deposits | $152,517,000 | 2,715 |
| Deposits held in domestic offices | $170,028,000 | 2,868 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $288,000 | 3,276 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $27,000,000 | 1,422 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $561,000 | 4,831 |
| Total equity capital | $17,343,000 | 3,382 |
| Total bank equity capital | $17,343,000 | 3,382 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,500,000 | 1,596 |
| Surplus | $11,000,000 | 2,102 |
| Undivided profits | $3,843,000 | 5,188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,085,000 | 2,197 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,526,000 | 2,328 |
| Earning assets | $194,415,000 | 2,828 |
| Long-term assets (5+ years) | $8,600,000 | 4,865 |
| Average Assets, year-to-date | $204,561,800 | 2,822 |
| Average Assets, quarterly | $215,972,500 | 2,769 |
| Volatile liabilities | $51,616,000 | 2,390 |
| Insider loans | $3,058,000 | 2,085 |
| FHLB advances | $27,000,000 | 1,332 |
| Loans and leases held for sale | $1,121,000 | 829 |
| Unused loan commitments | $36,225,000 | 2,230 |
| Tier 1 (core) risk-based capital | $17,397,000 | 3,292 |
| Tier 2 risk-based capital | $2,142,000 | 2,156 |
| Total risk weighted assets | $185,254,000 | 2,316 |
| Total unused commitments | $36,225,000 | 2,231 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 80 | 2,157 |
| Assets and Liabilities | ||
| Total Assets: | $216,725,000 | 2,760 |
| Cash and due from depository institutions | $3,714,000 | 2,157 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $7,883,000 | 6,805 |
| Federal funds sold & reverse repurchase agreements | $3,609,000 | 2,818 |
| Net loans & leases | $186,327,000 | 2,203 |
| Loan loss allowance | $2,173,000 | 2,217 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $9,075,000 | 1,179 |
| Other real estate owned | $1,098,000 | 2,157 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $5,019,000 | 2,831 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $216,725,000 | 2,760 |
| Total liabilities | $199,788,000 | 2,690 |
| Total deposits | $165,808,000 | 2,869 |
| Interest-bearing deposits | $147,189,000 | 2,736 |
| Deposits held in domestic offices | $165,808,000 | 2,865 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $416,000 | 3,250 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $33,000,000 | 1,242 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $564,000 | 4,852 |
| Total equity capital | $16,937,000 | 3,417 |
| Total bank equity capital | $16,937,000 | 3,417 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,568 |
| Surplus | $11,000,000 | 2,043 |
| Undivided profits | $3,437,000 | 5,501 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,300,000 | 1,946 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,437,000 | 2,421 |
| Earning assets | $197,819,000 | 2,761 |
| Long-term assets (5+ years) | $10,069,000 | 4,608 |
| Average Assets, year-to-date | $201,897,250 | 2,839 |
| Average Assets, quarterly | $213,300,500 | 2,760 |
| Volatile liabilities | $52,154,000 | 2,305 |
| Insider loans | $3,352,000 | 1,916 |
| FHLB advances | $33,000,000 | 1,155 |
| Loans and leases held for sale | $2,523,000 | 604 |
| Unused loan commitments | $35,516,000 | 2,238 |
| Tier 1 (core) risk-based capital | $16,996,000 | 3,313 |
| Tier 2 risk-based capital | $2,173,000 | 2,114 |
| Total risk weighted assets | $187,599,000 | 2,266 |
| Total unused commitments | $35,516,000 | 2,240 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 79 | 2,185 |
| Assets and Liabilities | ||
| Total Assets: | $209,876,000 | 2,783 |
| Cash and due from depository institutions | $2,411,000 | 2,185 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $7,922,000 | 6,844 |
| Federal funds sold & reverse repurchase agreements | $2,968,000 | 2,955 |
| Net loans & leases | $182,500,000 | 2,200 |
| Loan loss allowance | $2,101,000 | 2,241 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,264,000 | 1,278 |
| Other real estate owned | $1,120,000 | 2,185 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $4,691,000 | 2,876 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $209,876,000 | 2,783 |
| Total liabilities | $193,238,000 | 2,727 |
| Total deposits | $152,462,000 | 3,007 |
| Interest-bearing deposits | $138,937,000 | 2,830 |
| Deposits held in domestic offices | $152,462,000 | 3,004 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $394,000 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $40,000,000 | 1,093 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $382,000 | 5,573 |
| Total equity capital | $16,638,000 | 3,412 |
| Total bank equity capital | $16,638,000 | 3,412 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,549 |
| Surplus | $11,000,000 | 1,985 |
| Undivided profits | $3,138,000 | 5,628 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $658,000 | 3,122 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,311,000 | 2,429 |
| Earning assets | $193,390,000 | 2,777 |
| Long-term assets (5+ years) | $8,948,000 | 4,893 |
| Average Assets, year-to-date | $196,954,670 | 2,883 |
| Average Assets, quarterly | $202,195,500 | 2,837 |
| Volatile liabilities | $46,386,000 | 2,409 |
| Insider loans | $3,251,000 | 1,907 |
| FHLB advances | $40,000,000 | 1,011 |
| Loans and leases held for sale | $937,000 | 1,004 |
| Unused loan commitments | $31,167,000 | 2,378 |
| Tier 1 (core) risk-based capital | $16,680,000 | 3,295 |
| Tier 2 risk-based capital | $2,101,000 | 2,141 |
| Total risk weighted assets | $180,728,000 | 2,282 |
| Total unused commitments | $31,167,000 | 2,380 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 74 | 2,312 |
| Assets and Liabilities | ||
| Total Assets: | $194,515,000 | 2,945 |
| Cash and due from depository institutions | $2,865,000 | 2,312 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $7,884,000 | 6,914 |
| Federal funds sold & reverse repurchase agreements | $926,000 | 5,126 |
| Net loans & leases | $171,306,000 | 2,284 |
| Loan loss allowance | $1,971,000 | 2,350 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,515,000 | 1,396 |
| Other real estate owned | $191,000 | 2,312 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,828,000 | 3,290 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $194,515,000 | 2,945 |
| Total liabilities | $178,723,000 | 2,884 |
| Total deposits | $145,249,000 | 3,144 |
| Interest-bearing deposits | $131,446,000 | 2,955 |
| Deposits held in domestic offices | $145,249,000 | 3,140 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $304,000 | 3,065 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $33,000,000 | 1,201 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $170,000 | 7,216 |
| Total equity capital | $15,792,000 | 3,494 |
| Total bank equity capital | $15,792,000 | 3,494 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,551 |
| Surplus | $10,500,000 | 2,014 |
| Undivided profits | $2,792,000 | 5,812 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,153,000 | 1,236 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $468,000 | 336 |
| Income earned, not collected on loans | $1,161,000 | 2,651 |
| Earning assets | $180,116,000 | 2,922 |
| Long-term assets (5+ years) | $9,474,000 | 4,841 |
| Average Assets, year-to-date | $190,494,000 | 2,964 |
| Average Assets, quarterly | $190,494,000 | 2,964 |
| Volatile liabilities | $37,538,000 | 2,711 |
| Insider loans | $2,570,000 | 2,279 |
| FHLB advances | $33,000,000 | 1,115 |
| Loans and leases held for sale | $1,687,000 | 707 |
| Unused loan commitments | $28,452,000 | 2,479 |
| Tier 1 (core) risk-based capital | $15,864,000 | 3,410 |
| Tier 2 risk-based capital | $1,971,000 | 2,255 |
| Total risk weighted assets | $169,239,000 | 2,388 |
| Total unused commitments | $28,452,000 | 2,484 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 74 | 2,318 |
| Assets and Liabilities | ||
| Total Assets: | $186,473,000 | 3,018 |
| Cash and due from depository institutions | $2,650,000 | 2,318 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $7,940,000 | 6,901 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $164,562,000 | 2,345 |
| Loan loss allowance | $1,866,000 | 2,447 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,278,000 | 1,424 |
| Other real estate owned | $190,000 | 2,318 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,853,000 | 3,231 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $186,473,000 | 3,018 |
| Total liabilities | $171,430,000 | 2,968 |
| Total deposits | $136,501,000 | 3,296 |
| Interest-bearing deposits | $122,930,000 | 3,097 |
| Deposits held in domestic offices | $136,501,000 | 3,293 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $693,000 | 2,908 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $34,000,000 | 1,207 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $236,000 | 6,520 |
| Total equity capital | $15,043,000 | 3,644 |
| Total bank equity capital | $15,043,000 | 3,644 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,534 |
| Surplus | $10,000,000 | 2,053 |
| Undivided profits | $2,543,000 | 6,077 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,623,000 | 1,575 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $485,000 | 322 |
| Income earned, not collected on loans | $1,152,000 | 2,645 |
| Earning assets | $172,502,000 | 2,999 |
| Long-term assets (5+ years) | $9,102,000 | 4,986 |
| Average Assets, year-to-date | $175,458,200 | 3,070 |
| Average Assets, quarterly | $183,259,500 | 3,041 |
| Volatile liabilities | $38,439,000 | 2,625 |
| Insider loans | $2,020,000 | 2,718 |
| FHLB advances | $34,000,000 | 1,113 |
| Loans and leases held for sale | $1,427,000 | 739 |
| Unused loan commitments | $28,100,000 | 2,407 |
| Tier 1 (core) risk-based capital | $15,081,000 | 3,514 |
| Tier 2 risk-based capital | $1,866,000 | 2,323 |
| Total risk weighted assets | $160,421,000 | 2,479 |
| Total unused commitments | $28,100,000 | 2,408 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 73 | 2,340 |
| Assets and Liabilities | ||
| Total Assets: | $180,046,000 | 3,087 |
| Cash and due from depository institutions | $2,114,000 | 2,340 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $8,100,000 | 6,917 |
| Federal funds sold & reverse repurchase agreements | $1,373,000 | 4,169 |
| Net loans & leases | $158,328,000 | 2,385 |
| Loan loss allowance | $1,799,000 | 2,520 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,173,000 | 1,634 |
| Other real estate owned | $292,000 | 2,340 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,666,000 | 3,280 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $180,046,000 | 3,087 |
| Total liabilities | $165,105,000 | 3,024 |
| Total deposits | $132,229,000 | 3,356 |
| Interest-bearing deposits | $120,438,000 | 3,135 |
| Deposits held in domestic offices | $132,229,000 | 3,351 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $523,000 | 3,170 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $32,000,000 | 1,253 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $353,000 | 5,790 |
| Total equity capital | $14,941,000 | 3,668 |
| Total bank equity capital | $14,941,000 | 3,668 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,500,000 | 1,524 |
| Surplus | $10,000,000 | 2,012 |
| Undivided profits | $2,441,000 | 6,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,590,000 | 1,720 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $588,000 | 282 |
| Income earned, not collected on loans | $1,169,000 | 2,674 |
| Earning assets | $167,801,000 | 3,035 |
| Long-term assets (5+ years) | $8,723,000 | 5,186 |
| Average Assets, year-to-date | $172,704,500 | 3,093 |
| Average Assets, quarterly | $177,085,500 | 3,094 |
| Volatile liabilities | $40,287,000 | 2,474 |
| Insider loans | $2,520,000 | 2,274 |
| FHLB advances | $32,000,000 | 1,150 |
| Loans and leases held for sale | $216,000 | 1,479 |
| Unused loan commitments | $24,696,000 | 2,600 |
| Tier 1 (core) risk-based capital | $14,943,000 | 3,518 |
| Tier 2 risk-based capital | $1,799,000 | 2,376 |
| Total risk weighted assets | $154,140,000 | 2,536 |
| Total unused commitments | $24,696,000 | 2,604 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 71 | 2,431 |
| Assets and Liabilities | ||
| Total Assets: | $174,125,000 | 3,142 |
| Cash and due from depository institutions | $2,508,000 | 2,431 |
| Interest-bearing balances | $95,000 | 5,399 |
| Securities | $8,030,000 | 7,006 |
| Federal funds sold & reverse repurchase agreements | $1,061,000 | 4,353 |
| Net loans & leases | $153,075,000 | 2,410 |
| Loan loss allowance | $1,697,000 | 2,647 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,799,000 | 1,738 |
| Other real estate owned | $292,000 | 2,431 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,360,000 | 3,489 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $174,125,000 | 3,142 |
| Total liabilities | $159,555,000 | 3,092 |
| Total deposits | $129,638,000 | 3,387 |
| Interest-bearing deposits | $116,962,000 | 3,197 |
| Deposits held in domestic offices | $129,638,000 | 3,384 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $713,000 | 3,049 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $29,000,000 | 1,318 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $204,000 | 6,777 |
| Total equity capital | $14,570,000 | 3,627 |
| Total bank equity capital | $14,570,000 | 3,627 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,500,000 | 1,525 |
| Surplus | $10,000,000 | 1,973 |
| Undivided profits | $2,070,000 | 6,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,284,000 | 2,102 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $488,000 | 340 |
| Income earned, not collected on loans | $1,043,000 | 2,827 |
| Earning assets | $162,261,000 | 3,087 |
| Long-term assets (5+ years) | $11,915,000 | 4,706 |
| Average Assets, year-to-date | $170,257,330 | 3,136 |
| Average Assets, quarterly | $170,805,500 | 3,149 |
| Volatile liabilities | $41,391,000 | 2,380 |
| Insider loans | $2,520,000 | 2,240 |
| FHLB advances | $29,000,000 | 1,220 |
| Loans and leases held for sale | $603,000 | 1,119 |
| Unused loan commitments | $32,225,000 | 2,170 |
| Tier 1 (core) risk-based capital | $14,626,000 | 3,549 |
| Tier 2 risk-based capital | $1,697,000 | 2,469 |
| Total risk weighted assets | $148,332,000 | 2,579 |
| Total unused commitments | $32,225,000 | 2,175 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 70 | 2,459 |
| Assets and Liabilities | ||
| Total Assets: | $167,486,000 | 3,198 |
| Cash and due from depository institutions | $2,720,000 | 2,459 |
| Interest-bearing balances | $95,000 | 5,500 |
| Securities | $8,162,000 | 6,962 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $147,903,000 | 2,426 |
| Loan loss allowance | $1,627,000 | 2,721 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,527,000 | 1,798 |
| Other real estate owned | $0 | 2,459 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,174,000 | 3,485 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $167,486,000 | 3,198 |
| Total liabilities | $153,141,000 | 3,155 |
| Total deposits | $124,680,000 | 3,500 |
| Interest-bearing deposits | $113,589,000 | 3,277 |
| Deposits held in domestic offices | $124,680,000 | 3,496 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,149,000 | 2,434 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $27,003,000 | 1,308 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $309,000 | 6,124 |
| Total equity capital | $14,345,000 | 3,749 |
| Total bank equity capital | $14,345,000 | 3,749 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $10,000,000 | 1,936 |
| Undivided profits | $1,845,000 | 6,724 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,855,000 | 1,609 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $692,000 | 267 |
| Income earned, not collected on loans | $1,021,000 | 2,836 |
| Earning assets | $156,160,000 | 3,160 |
| Long-term assets (5+ years) | $12,049,000 | 4,614 |
| Average Assets, year-to-date | $168,323,500 | 3,165 |
| Average Assets, quarterly | $168,323,500 | 3,165 |
| Volatile liabilities | $41,160,000 | 2,311 |
| Insider loans | $2,086,000 | 2,557 |
| FHLB advances | $27,000,000 | 1,210 |
| Loans and leases held for sale | $887,000 | 1,036 |
| Unused loan commitments | $21,427,000 | 2,792 |
| Tier 1 (core) risk-based capital | $14,315,000 | 3,574 |
| Tier 2 risk-based capital | $1,627,000 | 2,515 |
| Total risk weighted assets | $143,196,000 | 2,609 |
| Total unused commitments | $21,427,000 | 2,799 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 69 | 2,514 |
| Assets and Liabilities | ||
| Total Assets: | $169,161,000 | 3,168 |
| Cash and due from depository institutions | $2,294,000 | 2,514 |
| Interest-bearing balances | $95,000 | 5,441 |
| Securities | $8,129,000 | 7,026 |
| Federal funds sold & reverse repurchase agreements | $3,092,000 | 3,232 |
| Net loans & leases | $146,867,000 | 2,420 |
| Loan loss allowance | $1,563,000 | 2,792 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,554,000 | 1,782 |
| Other real estate owned | $138,000 | 2,514 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,087,000 | 3,556 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,161,000 | 3,168 |
| Total liabilities | $155,111,000 | 3,125 |
| Total deposits | $126,959,000 | 3,421 |
| Interest-bearing deposits | $116,226,000 | 3,185 |
| Deposits held in domestic offices | $126,959,000 | 3,418 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,894,000 | 1,784 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $24,000,000 | 1,435 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $258,000 | 6,449 |
| Total equity capital | $14,050,000 | 3,750 |
| Total bank equity capital | $14,050,000 | 3,750 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,500,000 | 1,527 |
| Surplus | $10,000,000 | 1,912 |
| Undivided profits | $1,550,000 | 6,959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $826,000 | 3,094 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $484,000 | 366 |
| Income earned, not collected on loans | $1,073,000 | 2,801 |
| Earning assets | $158,183,000 | 3,115 |
| Long-term assets (5+ years) | $9,612,000 | 5,084 |
| Average Assets, year-to-date | $156,159,400 | 3,283 |
| Average Assets, quarterly | $164,275,500 | 3,221 |
| Volatile liabilities | $40,652,000 | 2,317 |
| Insider loans | $2,005,000 | 2,603 |
| FHLB advances | $24,000,000 | 1,332 |
| Loans and leases held for sale | $174,000 | 1,541 |
| Unused loan commitments | $21,010,000 | 2,752 |
| Tier 1 (core) risk-based capital | $14,016,000 | 3,603 |
| Tier 2 risk-based capital | $1,563,000 | 2,581 |
| Total risk weighted assets | $144,612,000 | 2,551 |
| Total unused commitments | $21,010,000 | 2,756 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 67 | 2,600 |
| Assets and Liabilities | ||
| Total Assets: | $159,390,000 | 3,305 |
| Cash and due from depository institutions | $2,041,000 | 2,600 |
| Interest-bearing balances | $95,000 | 5,525 |
| Securities | $2,428,000 | 8,451 |
| Federal funds sold & reverse repurchase agreements | $3,426,000 | 3,377 |
| Net loans & leases | $142,465,000 | 2,471 |
| Loan loss allowance | $1,530,000 | 2,833 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,570,000 | 1,765 |
| Other real estate owned | $344,000 | 2,600 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,116,000 | 3,550 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,390,000 | 3,305 |
| Total liabilities | $145,595,000 | 3,261 |
| Total deposits | $119,072,000 | 3,589 |
| Interest-bearing deposits | $109,296,000 | 3,356 |
| Deposits held in domestic offices | $119,072,000 | 3,586 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $546,000 | 2,854 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $25,382,000 | 1,344 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $595,000 | 4,554 |
| Total equity capital | $13,795,000 | 3,792 |
| Total bank equity capital | $13,795,000 | 3,792 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,500,000 | 1,526 |
| Surplus | $10,000,000 | 1,887 |
| Undivided profits | $1,295,000 | 7,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $555,000 | 4,120 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $310,000 | 531 |
| Income earned, not collected on loans | $1,146,000 | 2,755 |
| Earning assets | $148,414,000 | 3,264 |
| Long-term assets (5+ years) | $11,260,000 | 4,800 |
| Average Assets, year-to-date | $152,909,000 | 3,343 |
| Average Assets, quarterly | $158,230,000 | 3,311 |
| Volatile liabilities | $23,900,000 | 3,429 |
| Insider loans | $1,964,000 | 2,634 |
| FHLB advances | $25,382,000 | 1,235 |
| Loans and leases held for sale | $314,000 | 1,578 |
| Unused loan commitments | $22,210,000 | 2,654 |
| Tier 1 (core) risk-based capital | $13,767,000 | 3,634 |
| Tier 2 risk-based capital | $1,530,000 | 2,614 |
| Total risk weighted assets | $137,013,000 | 2,654 |
| Total unused commitments | $22,210,000 | 2,657 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 64 | 2,720 |
| Assets and Liabilities | ||
| Total Assets: | $157,070,000 | 3,331 |
| Cash and due from depository institutions | $3,632,000 | 2,720 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $2,411,000 | 8,478 |
| Federal funds sold & reverse repurchase agreements | $223,000 | 6,648 |
| Net loans & leases | $142,131,000 | 2,443 |
| Loan loss allowance | $1,496,000 | 2,867 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,129,000 | 1,881 |
| Other real estate owned | $470,000 | 2,720 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,074,000 | 3,453 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $157,070,000 | 3,331 |
| Total liabilities | $143,660,000 | 3,286 |
| Total deposits | $115,791,000 | 3,673 |
| Interest-bearing deposits | $105,542,000 | 3,457 |
| Deposits held in domestic offices | $115,791,000 | 3,669 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $781,000 | 2,628 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $26,389,000 | 1,313 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $699,000 | 4,202 |
| Total equity capital | $13,410,000 | 3,881 |
| Total bank equity capital | $13,410,000 | 3,881 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $10,000,000 | 1,844 |
| Undivided profits | $910,000 | 7,680 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $393,000 | 4,870 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $112,000 | 915 |
| Income earned, not collected on loans | $1,027,000 | 2,959 |
| Earning assets | $144,765,000 | 3,309 |
| Long-term assets (5+ years) | $10,546,000 | 4,806 |
| Average Assets, year-to-date | $150,748,670 | 3,385 |
| Average Assets, quarterly | $153,068,000 | 3,365 |
| Volatile liabilities | $23,808,000 | 3,381 |
| Insider loans | $1,762,000 | 2,834 |
| FHLB advances | $26,389,000 | 1,203 |
| Loans and leases held for sale | $2,448,000 | 1,050 |
| Unused loan commitments | $17,788,000 | 3,037 |
| Tier 1 (core) risk-based capital | $13,378,000 | 3,663 |
| Tier 2 risk-based capital | $1,496,000 | 2,624 |
| Total risk weighted assets | $136,252,000 | 2,635 |
| Total unused commitments | $17,788,000 | 3,047 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 62 | 2,769 |
| Assets and Liabilities | ||
| Total Assets: | $149,066,000 | 3,437 |
| Cash and due from depository institutions | $2,874,000 | 2,769 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $2,421,000 | 8,537 |
| Federal funds sold & reverse repurchase agreements | $3,048,000 | 4,394 |
| Net loans & leases | $132,395,000 | 2,539 |
| Loan loss allowance | $1,368,000 | 3,025 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,064,000 | 1,861 |
| Other real estate owned | $561,000 | 2,769 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,703,000 | 3,763 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,066,000 | 3,437 |
| Total liabilities | $136,031,000 | 3,383 |
| Total deposits | $116,513,000 | 3,613 |
| Interest-bearing deposits | $106,740,000 | 3,413 |
| Deposits held in domestic offices | $116,513,000 | 3,610 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $692,000 | 2,528 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $18,395,000 | 1,593 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $431,000 | 5,560 |
| Total equity capital | $13,035,000 | 3,899 |
| Total bank equity capital | $13,035,000 | 3,899 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,500,000 | 1,525 |
| Surplus | $10,000,000 | 1,818 |
| Undivided profits | $535,000 | 8,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $98,000 | 6,906 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $999,000 | 3,035 |
| Earning assets | $137,864,000 | 3,399 |
| Long-term assets (5+ years) | $9,611,000 | 4,908 |
| Average Assets, year-to-date | $147,588,000 | 3,441 |
| Average Assets, quarterly | $147,588,000 | 3,441 |
| Volatile liabilities | $21,535,000 | 3,577 |
| Insider loans | $1,762,000 | 2,776 |
| FHLB advances | $18,395,000 | 1,489 |
| Loans and leases held for sale | $2,464,000 | 914 |
| Unused loan commitments | $17,384,000 | 2,965 |
| Tier 1 (core) risk-based capital | $12,996,000 | 3,694 |
| Tier 2 risk-based capital | $1,368,000 | 2,760 |
| Total risk weighted assets | $127,871,000 | 2,763 |
| Total unused commitments | $17,384,000 | 2,976 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 62 | 2,734 |
| Assets and Liabilities | ||
| Total Assets: | $146,110,000 | 3,451 |
| Cash and due from depository institutions | $3,199,000 | 2,734 |
| Interest-bearing balances | $23,000 | 6,285 |
| Securities | $2,622,000 | 8,528 |
| Federal funds sold & reverse repurchase agreements | $4,478,000 | 3,050 |
| Net loans & leases | $127,723,000 | 2,602 |
| Loan loss allowance | $1,294,000 | 3,097 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,789,000 | 1,932 |
| Other real estate owned | $322,000 | 2,734 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,977,000 | 3,487 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,110,000 | 3,451 |
| Total liabilities | $133,362,000 | 3,397 |
| Total deposits | $113,359,000 | 3,636 |
| Interest-bearing deposits | $102,623,000 | 3,464 |
| Deposits held in domestic offices | $113,359,000 | 3,633 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $266,000 | 2,968 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $19,402,000 | 1,571 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $335,000 | 6,376 |
| Total equity capital | $12,748,000 | 3,922 |
| Total bank equity capital | $12,748,000 | 3,922 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,500,000 | 1,516 |
| Surplus | $10,000,000 | 1,778 |
| Undivided profits | $248,000 | 8,401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $201,000 | 5,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,099,000 | 2,927 |
| Earning assets | $134,846,000 | 3,436 |
| Long-term assets (5+ years) | $9,113,000 | 4,994 |
| Average Assets, year-to-date | $136,155,200 | 3,524 |
| Average Assets, quarterly | $144,594,000 | 3,452 |
| Volatile liabilities | $21,138,000 | 3,594 |
| Insider loans | $1,612,000 | 2,956 |
| FHLB advances | $19,402,000 | 1,452 |
| Loans and leases held for sale | $2,595,000 | 952 |
| Unused loan commitments | $14,768,000 | 3,208 |
| Tier 1 (core) risk-based capital | $12,708,000 | 3,708 |
| Tier 2 risk-based capital | $1,294,000 | 2,861 |
| Total risk weighted assets | $125,416,000 | 2,772 |
| Total unused commitments | $14,768,000 | 3,212 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 60 | 2,829 |
| Assets and Liabilities | ||
| Total Assets: | $124,970,000 | 3,817 |
| Cash and due from depository institutions | $3,066,000 | 2,829 |
| Interest-bearing balances | $12,000 | 6,548 |
| Securities | $1,968,000 | 8,871 |
| Federal funds sold & reverse repurchase agreements | $1,790,000 | 5,015 |
| Net loans & leases | $110,263,000 | 2,878 |
| Loan loss allowance | $1,122,000 | 3,291 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,873,000 | 1,848 |
| Other real estate owned | $192,000 | 2,829 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,818,000 | 3,548 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,970,000 | 3,817 |
| Total liabilities | $114,598,000 | 3,761 |
| Total deposits | $100,108,000 | 3,938 |
| Interest-bearing deposits | $93,646,000 | 3,644 |
| Deposits held in domestic offices | $100,108,000 | 3,932 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $788,000 | 2,757 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $13,429,000 | 1,801 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $273,000 | 7,164 |
| Total equity capital | $10,372,000 | 4,367 |
| Total bank equity capital | $10,372,000 | 4,367 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,500,000 | 1,512 |
| Surplus | $8,105,000 | 2,071 |
| Undivided profits | $-233,000 | 8,911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,015,000 | 2,667 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $381,000 | 435 |
| Income earned, not collected on loans | $942,000 | 3,657 |
| Earning assets | $114,033,000 | 3,820 |
| Long-term assets (5+ years) | $6,573,000 | 5,657 |
| Average Assets, year-to-date | $115,531,800 | 3,927 |
| Average Assets, quarterly | $124,187,000 | 3,812 |
| Volatile liabilities | $15,504,000 | 4,407 |
| Insider loans | $764,000 | 4,503 |
| FHLB advances | $13,429,000 | 1,665 |
| Loans and leases held for sale | $1,458,000 | 1,031 |
| Unused loan commitments | $13,106,000 | 3,323 |
| Tier 1 (core) risk-based capital | $10,353,000 | 4,226 |
| Tier 2 risk-based capital | $1,122,000 | 3,051 |
| Total risk weighted assets | $109,553,000 | 2,989 |
| Total unused commitments | $13,106,000 | 3,328 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 43 | 3,829 |
| Assets and Liabilities | ||
| Total Assets: | $102,433,000 | 4,372 |
| Cash and due from depository institutions | $1,832,000 | 3,829 |
| Interest-bearing balances | $17,000 | 6,089 |
| Securities | $1,403,000 | 9,429 |
| Federal funds sold & reverse repurchase agreements | $9,240,000 | 1,291 |
| Net loans & leases | $84,812,000 | 3,521 |
| Loan loss allowance | $856,000 | 3,951 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,062,000 | 2,170 |
| Other real estate owned | $0 | 3,829 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,084,000 | 5,891 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,433,000 | 4,372 |
| Total liabilities | $93,929,000 | 4,295 |
| Total deposits | $86,177,000 | 4,304 |
| Interest-bearing deposits | $81,043,000 | 3,967 |
| Deposits held in domestic offices | $86,177,000 | 4,300 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,454,000 | 2,397 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $298,000 | 7,326 |
| Total equity capital | $8,504,000 | 4,999 |
| Total bank equity capital | $8,504,000 | 4,999 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,500,000 | 1,522 |
| Surplus | $6,400,000 | 2,458 |
| Undivided profits | $-396,000 | 9,278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $481,000 | 3,835 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $992,000 | 2,762 |
| Earning assets | $95,472,000 | 4,312 |
| Long-term assets (5+ years) | $1,770,000 | 7,481 |
| Average Assets, year-to-date | $82,995,800 | 4,915 |
| Average Assets, quarterly | $97,194,000 | 4,489 |
| Volatile liabilities | $10,080,000 | 5,584 |
| Insider loans | $884,000 | 4,165 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $12,880,000 | 3,194 |
| Tier 1 (core) risk-based capital | $8,495,000 | 4,890 |
| Tier 2 risk-based capital | $856,000 | 3,720 |
| Total risk weighted assets | $84,783,100 | 3,582 |
| Total unused commitments | $12,880,000 | 3,196 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 30 | 5,233 |
| Assets and Liabilities | ||
| Total Assets: | $61,607,000 | 6,142 |
| Cash and due from depository institutions | $1,933,000 | 5,233 |
| Interest-bearing balances | $18,000 | 6,068 |
| Securities | $1,083,000 | 9,839 |
| Federal funds sold & reverse repurchase agreements | $7,357,000 | 1,297 |
| Net loans & leases | $47,647,000 | 5,237 |
| Loan loss allowance | $474,000 | 5,863 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,019,000 | 2,831 |
| Other real estate owned | $0 | 5,233 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $568,000 | 7,900 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,607,000 | 6,142 |
| Total liabilities | $55,100,000 | 6,162 |
| Total deposits | $51,450,000 | 6,133 |
| Interest-bearing deposits | $48,298,000 | 5,783 |
| Deposits held in domestic offices | $51,450,000 | 6,130 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,477,000 | 3,347 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $173,000 | 8,422 |
| Total equity capital | $6,507,000 | 5,954 |
| Total bank equity capital | $6,507,000 | 5,954 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $4,900,000 | 3,062 |
| Undivided profits | $-893,000 | 9,805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $496,000 | 4,592 |
| Earning assets | $56,105,000 | 6,146 |
| Long-term assets (5+ years) | $1,962,000 | 7,695 |
| Average Assets, year-to-date | $41,189,600 | 7,437 |
| Average Assets, quarterly | $54,957,500 | 6,514 |
| Volatile liabilities | $5,445,000 | 7,119 |
| Insider loans | $1,056,000 | 3,625 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $6,453,000 | 4,815 |
| Tier 1 (core) risk-based capital | $6,511,000 | 5,957 |
| Tier 2 risk-based capital | $474,000 | 5,511 |
| Total risk weighted assets | $48,866,700 | 5,282 |
| Total unused commitments | $6,453,000 | 4,820 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 20 | 6,877 |
| Assets and Liabilities | ||
| Total Assets: | $22,217,000 | 9,335 |
| Cash and due from depository institutions | $590,000 | 6,877 |
| Interest-bearing balances | $6,000 | 6,439 |
| Securities | $486,000 | 10,192 |
| Federal funds sold & reverse repurchase agreements | $2,674,000 | 5,132 |
| Net loans & leases | $16,645,000 | 8,447 |
| Loan loss allowance | $168,000 | 8,906 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,642,000 | 4,514 |
| Other real estate owned | $0 | 6,877 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $180,000 | 9,997 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,217,000 | 9,335 |
| Total liabilities | $17,754,000 | 9,494 |
| Total deposits | $17,176,000 | 9,454 |
| Interest-bearing deposits | $15,929,000 | 9,278 |
| Deposits held in domestic offices | $17,176,000 | 9,454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $500,000 | 4,176 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $78,000 | 9,961 |
| Total equity capital | $4,463,000 | 7,530 |
| Total bank equity capital | $4,463,000 | 7,530 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,500,000 | 1,467 |
| Surplus | $2,500,000 | 4,694 |
| Undivided profits | $-537,000 | 10,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $133,000 | 8,902 |
| Earning assets | $19,811,000 | 9,357 |
| Long-term assets (5+ years) | $2,333,000 | 7,535 |
| Average Assets, year-to-date | $15,070,670 | 9,871 |
| Average Assets, quarterly | $18,628,500 | 9,618 |
| Volatile liabilities | $2,085,000 | 8,949 |
| Insider loans | $25,000 | 8,927 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,188,000 | 7,275 |
| Tier 1 (core) risk-based capital | $4,462,000 | 7,370 |
| Tier 2 risk-based capital | $168,000 | 8,635 |
| Total risk weighted assets | $17,007,600 | 8,667 |
| Total unused commitments | $2,188,000 | 7,287 |
| Derivatives | $0 | 527 |