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HomeTown Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$11,436,0001,143
Total interest expense$4,589,0001,061
Net interest income$6,847,0001,215
Provision for loan and lease losses$02,775
Total noninterest income$496,0001,941
Gross Fiduciary activities income$0918
Service charges on deposit accounts$180,0001,278
Trading account gains and feesNANA
Additional Noninterest Income$316,0001,935
Total noninterest expense$5,228,0001,220
Salaries and employee benefits$2,732,0001,325
Premises and equipment expense$518,0001,241
Additional noninterest expense$316,0001,935
Pre-tax net operating income$2,115,0001,389
Securities gains (losses)$0665
Applicable income taxes$335,0001,276
Income before extraordinary items$1,780,0001,410
Extraordinary gains, net$047
Net income$1,780,0001,428
Minority interest net income$065
Net income of bank and minority interests.$1,780,0001,410
Net charge-offs$-1,0003,409
Cash dividends$447,0001,436
Sale, conversion, retirement of capital stock, net$0467
Net operating income$1,780,0001,422
2024-12-31 (YTD Data)Rank
Total interest income$44,246,0001,164
Total interest expense$20,522,0001,014
Net interest income$23,724,0001,288
Provision for loan and lease losses$03,269
Total noninterest income$2,070,0001,961
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$720,0001,311
Trading account gains and feesNANA
Additional Noninterest Income$1,350,0001,944
Total noninterest expense$19,498,0001,275
Salaries and employee benefits$10,440,0001,338
Premises and equipment expense$1,997,0001,232
Additional noninterest expense$1,350,0001,944
Pre-tax net operating income$6,296,0001,598
Securities gains (losses)$0940
Applicable income taxes$932,0001,444
Income before extraordinary items$5,364,0001,619
Extraordinary gains, net$053
Net income$5,364,0001,636
Minority interest net income$090
Net income of bank and minority interests.$5,364,0001,619
Net charge-offs$-411,0004,453
Cash dividends$2,943,0001,288
Sale, conversion, retirement of capital stock, net$0564
Net operating income$5,364,0001,625
2024-09-30 (YTD Data)Rank
Total interest income$32,394,0001,170
Total interest expense$15,238,0001,021
Net interest income$17,156,0001,307
Provision for loan and lease losses$03,100
Total noninterest income$1,581,0001,929
Gross Fiduciary activities income$0972
Service charges on deposit accounts$547,0001,291
Trading account gains and feesNANA
Additional Noninterest Income$1,034,0001,921
Total noninterest expense$14,536,0001,265
Salaries and employee benefits$7,799,0001,328
Premises and equipment expense$1,487,0001,239
Additional noninterest expense$1,034,0001,921
Pre-tax net operating income$4,201,0001,732
Securities gains (losses)$0930
Applicable income taxes$580,0001,578
Income before extraordinary items$3,621,0001,715
Extraordinary gains, net$051
Net income$3,621,0001,735
Minority interest net income$082
Net income of bank and minority interests.$3,621,0001,717
Net charge-offs$-431,0004,488
Cash dividends$931,0001,827
Sale, conversion, retirement of capital stock, net$0527
Net operating income$3,621,0001,717
2024-06-30 (YTD Data)Rank
Total interest income$21,078,0001,182
Total interest expense$9,816,0001,040
Net interest income$11,262,0001,317
Provision for loan and lease losses$02,935
Total noninterest income$1,066,0001,888
Gross Fiduciary activities income$0962
Service charges on deposit accounts$380,0001,233
Trading account gains and feesNANA
Additional Noninterest Income$686,0001,908
Total noninterest expense$9,703,0001,261
Salaries and employee benefits$5,221,0001,322
Premises and equipment expense$956,0001,264
Additional noninterest expense$686,0001,908
Pre-tax net operating income$2,625,0001,784
Securities gains (losses)$0628
Applicable income taxes$355,0001,628
Income before extraordinary items$2,270,0001,778
Extraordinary gains, net$052
Net income$2,270,0001,802
Minority interest net income$084
Net income of bank and minority interests.$2,270,0001,779
Net charge-offs$21,0001,761
Cash dividends$831,0001,584
Sale, conversion, retirement of capital stock, net$0496
Net operating income$2,270,0001,782
2023-12-31 (YTD Data)Rank
Total interest income$36,900,0001,188
Total interest expense$13,722,0001,045
Net interest income$23,178,0001,284
Provision for loan and lease losses$809,000957
Total noninterest income$2,284,0001,873
Gross Fiduciary activities income$0981
Service charges on deposit accounts$854,0001,131
Trading account gains and feesNANA
Additional Noninterest Income$1,430,0001,930
Total noninterest expense$18,542,0001,289
Salaries and employee benefits$9,540,0001,388
Premises and equipment expense$1,853,0001,308
Additional noninterest expense$1,430,0001,930
Pre-tax net operating income$6,111,0001,696
Securities gains (losses)$-70,0003,721
Applicable income taxes$818,0001,567
Income before extraordinary items$5,223,0001,678
Extraordinary gains, net$054
Net income$5,223,0001,698
Minority interest net income$088
Net income of bank and minority interests.$5,223,0001,681
Net charge-offs$715,000629
Cash dividends$2,251,0001,424
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,283,2001,696
2023-09-30 (YTD Data)Rank
Total interest income$26,771,0001,197
Total interest expense$9,047,0001,065
Net interest income$17,724,0001,264
Provision for loan and lease losses$309,0001,320
Total noninterest income$1,728,0001,866
Gross Fiduciary activities income$0950
Service charges on deposit accounts$635,0001,132
Trading account gains and feesNANA
Additional Noninterest Income$1,093,0001,903
Total noninterest expense$14,423,0001,241
Salaries and employee benefits$7,303,0001,362
Premises and equipment expense$1,262,0001,406
Additional noninterest expense$1,093,0001,903
Pre-tax net operating income$4,720,0001,725
Securities gains (losses)$-70,0003,908
Applicable income taxes$635,0001,590
Income before extraordinary items$4,015,0001,714
Extraordinary gains, net$052
Net income$4,015,0001,728
Minority interest net income$081
Net income of bank and minority interests.$4,015,0001,714
Net charge-offs$226,000847
Cash dividends$517,0002,215
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,075,2001,716
2023-06-30 (YTD Data)Rank
Total interest income$17,331,0001,199
Total interest expense$5,663,0001,016
Net interest income$11,668,0001,287
Provision for loan and lease losses$309,000998
Total noninterest income$1,169,0001,794
Gross Fiduciary activities income$0931
Service charges on deposit accounts$427,0001,109
Trading account gains and feesNANA
Additional Noninterest Income$742,0001,824
Total noninterest expense$9,209,0001,269
Salaries and employee benefits$4,886,0001,360
Premises and equipment expense$802,0001,450
Additional noninterest expense$742,0001,822
Pre-tax net operating income$3,319,0001,644
Securities gains (losses)$-70,0004,156
Applicable income taxes$443,0001,572
Income before extraordinary items$2,806,0001,635
Extraordinary gains, net$051
Net income$2,806,0001,654
Minority interest net income$081
Net income of bank and minority interests.$2,806,0001,634
Net charge-offs$222,000640
Cash dividends$517,0001,918
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,866,2001,632
2023-03-31 (YTD Data)Rank
Total interest income$8,482,0001,201
Total interest expense$2,546,0001,000
Net interest income$5,936,0001,277
Provision for loan and lease losses$229,000819
Total noninterest income$621,0001,745
Gross Fiduciary activities income$0913
Service charges on deposit accounts$223,0001,085
Trading account gains and feesNANA
Additional Noninterest Income$398,0001,735
Total noninterest expense$4,668,0001,272
Salaries and employee benefits$2,454,0001,382
Premises and equipment expense$403,0001,480
Additional noninterest expense$398,0001,735
Pre-tax net operating income$1,660,0001,672
Securities gains (losses)$-53,0004,266
Applicable income taxes$209,0001,637
Income before extraordinary items$1,398,0001,682
Extraordinary gains, net$04
Net income$1,398,0001,681
Minority interest net income$048
Net income of bank and minority interests.$1,398,0001,682
Net charge-offs$228,000411
Cash dividends$517,0001,206
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,444,1101,656
2022-12-31 (YTD Data)Rank
Total interest income$29,908,0001,157
Total interest expense$3,451,0001,055
Net interest income$26,457,0001,141
Provision for loan and lease losses$250,0001,629
Total noninterest income$2,202,0001,941
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$811,0001,190
Trading account gains and feesNANA
Additional Noninterest Income$1,391,0001,982
Total noninterest expense$17,195,0001,336
Salaries and employee benefits$9,181,0001,409
Premises and equipment expense$1,649,0001,438
Additional noninterest expense$1,391,0001,982
Pre-tax net operating income$11,214,0001,185
Securities gains (losses)$-2,0003,192
Applicable income taxes$1,831,0001,143
Income before extraordinary items$9,381,0001,151
Extraordinary gains, net$05
Net income$9,381,0001,150
Minority interest net income$063
Net income of bank and minority interests.$9,381,0001,151
Net charge-offs$5,0002,318
Cash dividends$1,971,0001,525
Sale, conversion, retirement of capital stock, net$0568
Net operating income$9,382,6801,174
2022-09-30 (YTD Data)Rank
Total interest income$21,578,0001,141
Total interest expense$1,738,0001,151
Net interest income$19,840,0001,129
Provision for loan and lease losses$50,0002,233
Total noninterest income$1,644,0001,975
Gross Fiduciary activities income$0968
Service charges on deposit accounts$594,0001,224
Trading account gains and feesNANA
Additional Noninterest Income$1,050,0002,001
Total noninterest expense$13,083,0001,310
Salaries and employee benefits$7,030,0001,380
Premises and equipment expense$1,236,0001,440
Additional noninterest expense$1,050,0002,001
Pre-tax net operating income$8,351,0001,174
Securities gains (losses)$0740
Applicable income taxes$1,376,0001,143
Income before extraordinary items$6,975,0001,156
Extraordinary gains, net$04
Net income$6,975,0001,154
Minority interest net income$057
Net income of bank and minority interests.$6,975,0001,156
Net charge-offs$-3,0003,287
Cash dividends$517,0002,167
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,975,0001,176
2022-06-30 (YTD Data)Rank
Total interest income$13,753,0001,140
Total interest expense$980,0001,157
Net interest income$12,773,0001,135
Provision for loan and lease losses$02,599
Total noninterest income$1,173,0001,890
Gross Fiduciary activities income$0925
Service charges on deposit accounts$384,0001,232
Trading account gains and feesNANA
Additional Noninterest Income$789,0001,925
Total noninterest expense$8,660,0001,310
Salaries and employee benefits$4,703,0001,369
Premises and equipment expense$814,0001,449
Additional noninterest expense$3,143,0001,114
Pre-tax net operating income$5,286,0001,163
Securities gains (losses)$0687
Applicable income taxes$868,0001,105
Income before extraordinary items$4,418,0001,147
Extraordinary gains, net$04
Net income$4,418,0001,145
Minority interest net income$060
Net income of bank and minority interests.$4,418,0001,147
Net charge-offs$4,0001,826
Cash dividends$517,0001,853
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,418,0001,178
2022-03-31 (YTD Data)Rank
Total interest income$6,675,0001,137
Total interest expense$437,0001,237
Net interest income$6,238,0001,123
Provision for loan and lease losses$02,285
Total noninterest income$579,0001,903
Gross Fiduciary activities income$0892
Service charges on deposit accounts$189,0001,224
Trading account gains and feesNANA
Additional Noninterest Income$390,0001,932
Total noninterest expense$4,226,0001,331
Salaries and employee benefits$2,336,0001,385
Premises and equipment expense$399,0001,471
Additional noninterest expense$1,491,0001,150
Pre-tax net operating income$2,591,0001,124
Securities gains (losses)$0623
Applicable income taxes$424,0001,067
Income before extraordinary items$2,167,0001,135
Extraordinary gains, net$04
Net income$2,167,0001,134
Minority interest net income$050
Net income of bank and minority interests.$2,167,0001,135
Net charge-offs$8,0001,246
Cash dividends$517,0001,144
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,167,0001,146
2021-12-31 (YTD Data)Rank
Total interest income$27,285,0001,136
Total interest expense$2,182,0001,237
Net interest income$25,103,0001,129
Provision for loan and lease losses$100,0002,175
Total noninterest income$2,207,0002,114
Gross Fiduciary activities income$0994
Service charges on deposit accounts$693,0001,262
Trading account gains and feesNANA
Additional Noninterest Income$1,514,0002,200
Total noninterest expense$15,858,0001,386
Salaries and employee benefits$8,612,0001,468
Premises and equipment expense$1,685,0001,391
Additional noninterest expense$5,561,0001,214
Pre-tax net operating income$11,352,0001,168
Securities gains (losses)$20,0001,501
Applicable income taxes$1,994,0001,104
Income before extraordinary items$9,378,0001,198
Extraordinary gains, net$010
Net income$9,378,0001,198
Minority interest net income$074
Net income of bank and minority interests.$9,378,0001,198
Net charge-offs$4,0002,487
Cash dividends$1,913,0001,596
Sale, conversion, retirement of capital stock, net$0582
Net operating income$9,361,6001,185
2021-09-30 (YTD Data)Rank
Total interest income$20,707,0001,150
Total interest expense$1,710,0001,250
Net interest income$18,997,0001,145
Provision for loan and lease losses$100,0001,926
Total noninterest income$1,655,0002,160
Gross Fiduciary activities income$0957
Service charges on deposit accounts$511,0001,272
Trading account gains and feesNANA
Additional Noninterest Income$1,144,0002,239
Total noninterest expense$12,071,0001,384
Salaries and employee benefits$6,629,0001,436
Premises and equipment expense$1,257,0001,421
Additional noninterest expense$4,185,0001,201
Pre-tax net operating income$8,481,0001,215
Securities gains (losses)$20,0001,394
Applicable income taxes$1,502,0001,148
Income before extraordinary items$6,999,0001,249
Extraordinary gains, net$08
Net income$6,999,0001,249
Minority interest net income$069
Net income of bank and minority interests.$6,999,0001,249
Net charge-offs$3,0002,246
Cash dividends$517,0002,283
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,982,6001,235
2021-06-30 (YTD Data)Rank
Total interest income$14,113,0001,131
Total interest expense$1,186,0001,249
Net interest income$12,927,0001,109
Provision for loan and lease losses$100,0001,668
Total noninterest income$1,111,0002,125
Gross Fiduciary activities income$0951
Service charges on deposit accounts$340,0001,239
Trading account gains and feesNANA
Additional Noninterest Income$771,0002,195
Total noninterest expense$7,987,0001,386
Salaries and employee benefits$4,455,0001,423
Premises and equipment expense$810,0001,456
Additional noninterest expense$2,722,0001,219
Pre-tax net operating income$5,951,0001,154
Securities gains (losses)$61,000814
Applicable income taxes$1,070,0001,095
Income before extraordinary items$4,942,0001,194
Extraordinary gains, net$06
Net income$4,942,0001,195
Minority interest net income$067
Net income of bank and minority interests.$4,942,0001,195
Net charge-offs$-1,0003,056
Cash dividends$517,0001,914
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,891,9801,181
2021-03-31 (YTD Data)Rank
Total interest income$6,947,0001,141
Total interest expense$623,0001,263
Net interest income$6,324,0001,124
Provision for loan and lease losses$50,0001,719
Total noninterest income$576,0002,084
Gross Fiduciary activities income$0922
Service charges on deposit accounts$177,0001,196
Trading account gains and feesNANA
Additional Noninterest Income$399,0002,156
Total noninterest expense$3,898,0001,398
Salaries and employee benefits$2,206,0001,434
Premises and equipment expense$387,0001,518
Additional noninterest expense$1,305,0001,252
Pre-tax net operating income$2,952,0001,156
Securities gains (losses)$01,392
Applicable income taxes$527,0001,098
Income before extraordinary items$2,425,0001,217
Extraordinary gains, net$03
Net income$2,425,0001,217
Minority interest net income$055
Net income of bank and minority interests.$2,425,0001,217
Net charge-offs$1,0001,805
Cash dividends$517,0001,153
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,425,0001,183
2020-12-31 (YTD Data)Rank
Total interest income$29,200,0001,087
Total interest expense$3,580,0001,289
Net interest income$25,620,0001,045
Provision for loan and lease losses$975,0001,615
Total noninterest income$2,056,0002,094
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$817,0001,117
Trading account gains and feesNANA
Additional Noninterest Income$1,239,0002,273
Total noninterest expense$14,937,0001,414
Salaries and employee benefits$8,279,0001,468
Premises and equipment expense$1,588,0001,457
Additional noninterest expense$5,070,0001,260
Pre-tax net operating income$11,764,000930
Securities gains (losses)$70,0001,556
Applicable income taxes$2,199,000882
Income before extraordinary items$9,635,000994
Extraordinary gains, net$04
Net income$9,635,000994
Minority interest net income$072
Net income of bank and minority interests.$9,635,000994
Net charge-offs$-4,0004,089
Cash dividends$1,856,0001,600
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,578,300961
2020-09-30 (YTD Data)Rank
Total interest income$22,510,0001,049
Total interest expense$2,836,0001,297
Net interest income$19,674,0001,014
Provision for loan and lease losses$875,0001,475
Total noninterest income$1,538,0002,065
Gross Fiduciary activities income$0981
Service charges on deposit accounts$631,0001,086
Trading account gains and feesNANA
Additional Noninterest Income$907,0002,246
Total noninterest expense$11,354,0001,381
Salaries and employee benefits$6,262,0001,435
Premises and equipment expense$1,232,0001,415
Additional noninterest expense$3,860,0001,214
Pre-tax net operating income$8,983,000880
Securities gains (losses)$70,0001,380
Applicable income taxes$1,698,000826
Income before extraordinary items$7,355,000935
Extraordinary gains, net$04
Net income$7,355,000935
Minority interest net income$065
Net income of bank and minority interests.$7,355,000935
Net charge-offs$-8,0004,194
Cash dividends$517,0002,279
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,298,300914
2020-06-30 (YTD Data)Rank
Total interest income$15,856,0001,018
Total interest expense$1,955,0001,335
Net interest income$13,901,000975
Provision for loan and lease losses$575,0001,516
Total noninterest income$1,040,0001,978
Gross Fiduciary activities income$0970
Service charges on deposit accounts$446,0001,057
Trading account gains and feesNANA
Additional Noninterest Income$594,0002,201
Total noninterest expense$7,611,0001,371
Salaries and employee benefits$4,255,0001,414
Premises and equipment expense$829,0001,399
Additional noninterest expense$2,527,0001,237
Pre-tax net operating income$6,755,000716
Securities gains (losses)$02,249
Applicable income taxes$1,286,000687
Income before extraordinary items$5,469,000780
Extraordinary gains, net$04
Net income$5,469,000780
Minority interest net income$065
Net income of bank and minority interests.$5,469,000780
Net charge-offs$-3,0003,999
Cash dividends$517,0001,928
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,469,000748
2020-03-31 (YTD Data)Rank
Total interest income$7,010,0001,132
Total interest expense$1,044,0001,385
Net interest income$5,966,0001,084
Provision for loan and lease losses$125,0001,776
Total noninterest income$557,0001,838
Gross Fiduciary activities income$0941
Service charges on deposit accounts$264,0001,068
Trading account gains and feesNANA
Additional Noninterest Income$293,0002,028
Total noninterest expense$3,753,0001,399
Salaries and employee benefits$2,059,0001,462
Premises and equipment expense$408,0001,420
Additional noninterest expense$1,286,0001,236
Pre-tax net operating income$2,645,000830
Securities gains (losses)$01,705
Applicable income taxes$493,000746
Income before extraordinary items$2,152,000873
Extraordinary gains, net$04
Net income$2,152,000872
Minority interest net income$056
Net income of bank and minority interests.$2,152,000873
Net charge-offs$1,0002,430
Cash dividends$517,0001,240
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,152,000860
2019-12-31 (YTD Data)Rank
Total interest income$27,423,0001,165
Total interest expense$3,886,0001,509
Net interest income$23,537,0001,097
Provision for loan and lease losses$776,0001,105
Total noninterest income$2,291,0001,840
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$879,0001,237
Trading account gains and feesNANA
Additional Noninterest Income$1,412,0001,861
Total noninterest expense$14,466,0001,403
Salaries and employee benefits$7,747,0001,486
Premises and equipment expense$1,623,0001,409
Additional noninterest expense$5,096,0001,223
Pre-tax net operating income$10,586,0001,016
Securities gains (losses)$66,0001,126
Applicable income taxes$2,021,000888
Income before extraordinary items$8,631,0001,052
Extraordinary gains, net$011
Net income$8,631,0001,053
Minority interest net income$076
Net income of bank and minority interests.$8,631,0001,053
Net charge-offs$463,0001,092
Cash dividends$1,645,0001,779
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,577,5401,035
2019-09-30 (YTD Data)Rank
Total interest income$20,333,0001,188
Total interest expense$2,789,0001,569
Net interest income$17,544,0001,111
Provision for loan and lease losses$656,000950
Total noninterest income$1,728,0001,831
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$645,0001,264
Trading account gains and feesNANA
Additional Noninterest Income$1,083,0001,822
Total noninterest expense$11,033,0001,390
Salaries and employee benefits$5,836,0001,491
Premises and equipment expense$1,182,0001,457
Additional noninterest expense$4,015,0001,178
Pre-tax net operating income$7,583,0001,065
Securities gains (losses)$61,000989
Applicable income taxes$1,437,000962
Income before extraordinary items$6,207,0001,108
Extraordinary gains, net$011
Net income$6,207,0001,109
Minority interest net income$072
Net income of bank and minority interests.$6,207,0001,109
Net charge-offs$371,000910
Cash dividends$517,0002,451
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,157,5901,089
2019-06-30 (YTD Data)Rank
Total interest income$13,370,0001,192
Total interest expense$1,728,0001,629
Net interest income$11,642,0001,111
Provision for loan and lease losses$581,000770
Total noninterest income$1,149,0001,814
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$423,0001,264
Trading account gains and feesNANA
Additional Noninterest Income$726,0001,805
Total noninterest expense$7,328,0001,399
Salaries and employee benefits$3,894,0001,493
Premises and equipment expense$788,0001,458
Additional noninterest expense$2,646,0001,196
Pre-tax net operating income$4,882,0001,072
Securities gains (losses)$30,000900
Applicable income taxes$947,000946
Income before extraordinary items$3,965,0001,118
Extraordinary gains, net$011
Net income$3,965,0001,118
Minority interest net income$069
Net income of bank and minority interests.$3,965,0001,118
Net charge-offs$348,000716
Cash dividends$517,0002,075
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,940,7001,099
2019-03-31 (YTD Data)Rank
Total interest income$6,579,0001,195
Total interest expense$809,0001,663
Net interest income$5,770,0001,125
Provision for loan and lease losses$265,000766
Total noninterest income$581,0001,770
Gross Fiduciary activities income$0972
Service charges on deposit accounts$214,0001,247
Trading account gains and feesNANA
Additional Noninterest Income$367,0001,746
Total noninterest expense$3,653,0001,403
Salaries and employee benefits$1,937,0001,509
Premises and equipment expense$379,0001,527
Additional noninterest expense$1,337,0001,180
Pre-tax net operating income$2,433,0001,046
Securities gains (losses)$01,087
Applicable income taxes$447,000968
Income before extraordinary items$1,986,0001,095
Extraordinary gains, net$05
Net income$1,986,0001,094
Minority interest net income$052
Net income of bank and minority interests.$1,986,0001,094
Net charge-offs$-88,0005,176
Cash dividends$517,0001,301
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,986,0001,078
2018-12-31 (YTD Data)Rank
Total interest income$26,092,0001,137
Total interest expense$2,370,0001,716
Net interest income$23,722,0001,077
Provision for loan and lease losses$907,000957
Total noninterest income$2,180,0001,889
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$887,0001,261
Trading account gains and feesNANA
Additional Noninterest Income$1,293,0001,959
Total noninterest expense$14,371,0001,407
Salaries and employee benefits$7,444,0001,508
Premises and equipment expense$1,598,0001,410
Additional noninterest expense$5,329,0001,187
Pre-tax net operating income$10,624,000989
Securities gains (losses)$17,000610
Applicable income taxes$1,993,000875
Income before extraordinary items$8,648,0001,045
Extraordinary gains, net$06
Net income$8,648,0001,044
Minority interest net income$072
Net income of bank and minority interests.$8,648,0001,044
Net charge-offs$561,000884
Cash dividends$1,531,0001,707
Sale, conversion, retirement of capital stock, net$0671
Net operating income$8,634,2301,042
2018-09-30 (YTD Data)Rank
Total interest income$18,626,0001,174
Total interest expense$1,713,0001,688
Net interest income$16,913,0001,113
Provision for loan and lease losses$732,000834
Total noninterest income$1,539,0001,977
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$649,0001,298
Trading account gains and feesNANA
Additional Noninterest Income$890,0002,074
Total noninterest expense$10,837,0001,398
Salaries and employee benefits$5,576,0001,503
Premises and equipment expense$1,231,0001,388
Additional noninterest expense$4,030,0001,176
Pre-tax net operating income$6,883,0001,114
Securities gains (losses)$17,000605
Applicable income taxes$1,363,000953
Income before extraordinary items$5,537,0001,163
Extraordinary gains, net$05
Net income$5,537,0001,162
Minority interest net income$066
Net income of bank and minority interests.$5,537,0001,162
Net charge-offs$447,000760
Cash dividends$478,0002,417
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,523,4001,157
2018-06-30 (YTD Data)Rank
Total interest income$12,281,0001,175
Total interest expense$1,111,0001,642
Net interest income$11,170,0001,121
Provision for loan and lease losses$537,000775
Total noninterest income$995,0002,018
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$430,0001,303
Trading account gains and feesNANA
Additional Noninterest Income$565,0002,133
Total noninterest expense$7,249,0001,401
Salaries and employee benefits$3,725,0001,505
Premises and equipment expense$842,0001,379
Additional noninterest expense$2,682,0001,171
Pre-tax net operating income$4,379,0001,137
Securities gains (losses)$1,000871
Applicable income taxes$843,000986
Income before extraordinary items$3,537,0001,169
Extraordinary gains, net$06
Net income$3,537,0001,167
Minority interest net income$065
Net income of bank and minority interests.$3,537,0001,168
Net charge-offs$514,000514
Cash dividends$478,0002,070
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,536,1901,168
2018-03-31 (YTD Data)Rank
Total interest income$6,087,0001,175
Total interest expense$542,0001,607
Net interest income$5,545,0001,131
Provision for loan and lease losses$112,0001,368
Total noninterest income$513,0001,963
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$214,0001,310
Trading account gains and feesNANA
Additional Noninterest Income$299,0002,028
Total noninterest expense$3,658,0001,394
Salaries and employee benefits$1,861,0001,527
Premises and equipment expense$421,0001,388
Additional noninterest expense$1,376,0001,146
Pre-tax net operating income$2,288,0001,076
Securities gains (losses)$1,000666
Applicable income taxes$433,000960
Income before extraordinary items$1,856,0001,111
Extraordinary gains, net$07
Net income$1,856,0001,110
Minority interest net income$052
Net income of bank and minority interests.$1,856,0001,111
Net charge-offs$11,0001,925
Cash dividends$478,0001,243
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,855,1901,105
2017-12-31 (YTD Data)Rank
Total interest income$22,803,0001,208
Total interest expense$1,873,0001,609
Net interest income$20,930,0001,164
Provision for loan and lease losses$293,0002,022
Total noninterest income$2,239,0001,901
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$857,0001,348
Trading account gains and feesNANA
Additional Noninterest Income$1,382,0001,912
Total noninterest expense$13,798,0001,455
Salaries and employee benefits$6,939,0001,595
Premises and equipment expense$1,858,0001,251
Additional noninterest expense$5,001,0001,249
Pre-tax net operating income$9,078,0001,067
Securities gains (losses)$108,000603
Applicable income taxes$3,016,000960
Income before extraordinary items$6,170,0001,144
Extraordinary gains, net$09
Net income$6,170,0001,144
Minority interest net income$076
Net income of bank and minority interests.$6,170,0001,144
Net charge-offs$91,0002,520
Cash dividends$1,377,0001,817
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,097,6401,133
2017-09-30 (YTD Data)Rank
Total interest income$16,867,0001,222
Total interest expense$1,364,0001,634
Net interest income$15,503,0001,181
Provision for loan and lease losses$253,0001,796
Total noninterest income$1,584,0001,989
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$657,0001,331
Trading account gains and feesNANA
Additional Noninterest Income$927,0002,066
Total noninterest expense$10,283,0001,466
Salaries and employee benefits$5,175,0001,614
Premises and equipment expense$1,282,0001,357
Additional noninterest expense$3,826,0001,219
Pre-tax net operating income$6,551,0001,125
Securities gains (losses)$108,000572
Applicable income taxes$1,850,000966
Income before extraordinary items$4,809,0001,200
Extraordinary gains, net$09
Net income$4,809,0001,200
Minority interest net income$071
Net income of bank and minority interests.$4,809,0001,200
Net charge-offs$91,0002,018
Cash dividends$478,0002,460
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,731,2401,195
2017-06-30 (YTD Data)Rank
Total interest income$11,075,0001,231
Total interest expense$883,0001,632
Net interest income$10,192,0001,189
Provision for loan and lease losses$175,0001,703
Total noninterest income$1,075,0001,957
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$451,0001,287
Trading account gains and feesNANA
Additional Noninterest Income$624,0002,072
Total noninterest expense$6,801,0001,478
Salaries and employee benefits$3,415,0001,641
Premises and equipment expense$827,0001,395
Additional noninterest expense$2,559,0001,211
Pre-tax net operating income$4,291,0001,127
Securities gains (losses)$108,000417
Applicable income taxes$1,233,000953
Income before extraordinary items$3,166,0001,189
Extraordinary gains, net$011
Net income$3,166,0001,188
Minority interest net income$071
Net income of bank and minority interests.$3,166,0001,189
Net charge-offs$84,0001,648
Cash dividends$478,0002,085
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,088,2401,195
2017-03-31 (YTD Data)Rank
Total interest income$5,411,0001,247
Total interest expense$449,0001,589
Net interest income$4,962,0001,210
Provision for loan and lease losses$35,0002,341
Total noninterest income$508,0002,028
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$221,0001,306
Trading account gains and feesNANA
Additional Noninterest Income$287,0002,152
Total noninterest expense$3,397,0001,476
Salaries and employee benefits$1,714,0001,649
Premises and equipment expense$410,0001,413
Additional noninterest expense$1,273,0001,226
Pre-tax net operating income$2,038,0001,154
Securities gains (losses)$01,153
Applicable income taxes$549,0001,015
Income before extraordinary items$1,489,0001,220
Extraordinary gains, net$08
Net income$1,489,0001,219
Minority interest net income$055
Net income of bank and minority interests.$1,489,0001,220
Net charge-offs$50,0001,332
Cash dividends$478,0001,276
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,489,0001,204
2016-12-31 (YTD Data)Rank
Total interest income$21,514,0001,220
Total interest expense$1,882,0001,495
Net interest income$19,632,0001,196
Provision for loan and lease losses$101,0003,099
Total noninterest income$1,910,0002,177
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$869,0001,359
Trading account gains and fees$0170
Additional Noninterest Income$1,041,0002,352
Total noninterest expense$13,240,0001,482
Salaries and employee benefits$6,625,0001,640
Premises and equipment expense$1,826,0001,278
Additional noninterest expense$4,789,0001,311
Pre-tax net operating income$8,201,0001,081
Securities gains (losses)$323,000627
Applicable income taxes$2,298,000940
Income before extraordinary items$6,226,0001,156
Extraordinary gains, net$05
Net income$6,226,0001,155
Minority interest net income$082
Net income of bank and minority interests.$6,226,0001,155
Net charge-offs$100,0002,604
Cash dividends$1,339,0001,833
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,990,2101,171
2016-09-30 (YTD Data)Rank
Total interest income$16,010,0001,231
Total interest expense$1,415,0001,492
Net interest income$14,595,0001,203
Provision for loan and lease losses$41,0003,498
Total noninterest income$1,414,0002,201
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$636,0001,383
Trading account gains and fees$0169
Additional Noninterest Income$778,0002,362
Total noninterest expense$9,809,0001,500
Salaries and employee benefits$4,958,0001,636
Premises and equipment expense$1,373,0001,281
Additional noninterest expense$3,478,0001,345
Pre-tax net operating income$6,159,0001,096
Securities gains (losses)$110,0001,186
Applicable income taxes$1,683,000995
Income before extraordinary items$4,586,0001,190
Extraordinary gains, net$05
Net income$4,586,0001,190
Minority interest net income$071
Net income of bank and minority interests.$4,586,0001,190
Net charge-offs$49,0002,600
Cash dividends$478,0002,457
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,505,7001,173
2016-06-30 (YTD Data)Rank
Total interest income$10,601,0001,240
Total interest expense$951,0001,476
Net interest income$9,650,0001,213
Provision for loan and lease losses$41,0003,086
Total noninterest income$933,0002,189
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$407,0001,408
Trading account gains and fees$0157
Additional Noninterest Income$526,0002,312
Total noninterest expense$6,529,0001,510
Salaries and employee benefits$3,305,0001,638
Premises and equipment expense$909,0001,292
Additional noninterest expense$2,315,0001,348
Pre-tax net operating income$4,013,0001,102
Securities gains (losses)$90,0001,033
Applicable income taxes$1,117,0001,000
Income before extraordinary items$2,986,0001,209
Extraordinary gains, net$016
Net income$2,986,0001,209
Minority interest net income$071
Net income of bank and minority interests.$2,986,0001,209
Net charge-offs$-1,0004,332
Cash dividends$478,0002,066
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,920,3001,182
2016-03-31 (YTD Data)Rank
Total interest income$5,281,0001,241
Total interest expense$483,0001,458
Net interest income$4,798,0001,221
Provision for loan and lease losses$16,0002,982
Total noninterest income$448,0002,218
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$208,0001,391
Trading account gains and fees$0142
Additional Noninterest Income$240,0002,390
Total noninterest expense$3,283,0001,494
Salaries and employee benefits$1,653,0001,653
Premises and equipment expense$453,0001,297
Additional noninterest expense$1,177,0001,328
Pre-tax net operating income$1,947,0001,109
Securities gains (losses)$02,077
Applicable income taxes$531,0001,011
Income before extraordinary items$1,416,0001,241
Extraordinary gains, net$012
Net income$1,416,0001,242
Minority interest net income$062
Net income of bank and minority interests.$1,416,0001,242
Net charge-offs$-1,0004,102
Cash dividends$478,0001,257
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,416,0001,205
2015-12-31 (YTD Data)Rank
Total interest income$20,902,0001,224
Total interest expense$2,018,0001,380
Net interest income$18,884,0001,210
Provision for loan and lease losses$50,0003,601
Total noninterest income$1,887,0002,188
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$852,0001,401
Trading account gains and fees$0159
Additional Noninterest Income$1,035,0002,335
Total noninterest expense$12,546,0001,542
Salaries and employee benefits$6,206,0001,701
Premises and equipment expense$1,876,0001,255
Additional noninterest expense$4,464,0001,396
Pre-tax net operating income$8,175,0001,049
Securities gains (losses)$35,0001,887
Applicable income taxes$2,185,000951
Income before extraordinary items$6,025,0001,177
Extraordinary gains, net$023
Net income$6,025,0001,177
Minority interest net income$081
Net income of bank and minority interests.$6,025,0001,177
Net charge-offs$91,0002,744
Cash dividends$1,301,0001,795
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,999,4501,151
2015-09-30 (YTD Data)Rank
Total interest income$15,559,0001,238
Total interest expense$1,529,0001,379
Net interest income$14,030,0001,227
Provision for loan and lease losses$25,0003,699
Total noninterest income$1,418,0002,201
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$636,0001,422
Trading account gains and fees$0153
Additional Noninterest Income$782,0002,344
Total noninterest expense$9,436,0001,544
Salaries and employee benefits$4,668,0001,702
Premises and equipment expense$1,424,0001,264
Additional noninterest expense$3,344,0001,403
Pre-tax net operating income$5,987,0001,090
Securities gains (losses)$-3,0005,887
Applicable income taxes$1,577,000997
Income before extraordinary items$4,407,0001,203
Extraordinary gains, net$021
Net income$4,407,0001,202
Minority interest net income$078
Net income of bank and minority interests.$4,407,0001,203
Net charge-offs$25,0003,231
Cash dividends$478,0002,383
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,409,2201,172
2015-06-30 (YTD Data)Rank
Total interest income$10,369,0001,230
Total interest expense$1,023,0001,379
Net interest income$9,346,0001,215
Provision for loan and lease losses$25,0003,365
Total noninterest income$944,0002,216
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$443,0001,347
Trading account gains and fees$0157
Additional Noninterest Income$501,0002,409
Total noninterest expense$6,183,0001,576
Salaries and employee benefits$3,096,0001,716
Premises and equipment expense$902,0001,323
Additional noninterest expense$2,185,0001,428
Pre-tax net operating income$4,082,0001,068
Securities gains (losses)$-3,0005,992
Applicable income taxes$1,145,000938
Income before extraordinary items$2,934,0001,195
Extraordinary gains, net$022
Net income$2,934,0001,195
Minority interest net income$075
Net income of bank and minority interests.$2,934,0001,196
Net charge-offs$44,0002,414
Cash dividends$478,0001,989
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,936,1601,161
2015-03-31 (YTD Data)Rank
Total interest income$5,160,0001,232
Total interest expense$515,0001,365
Net interest income$4,645,0001,217
Provision for loan and lease losses$25,0002,683
Total noninterest income$484,0002,143
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$221,0001,331
Trading account gains and fees$0152
Additional Noninterest Income$263,0002,285
Total noninterest expense$3,126,0001,554
Salaries and employee benefits$1,560,0001,714
Premises and equipment expense$455,0001,322
Additional noninterest expense$1,111,0001,389
Pre-tax net operating income$1,978,0001,071
Securities gains (losses)$-3,0006,134
Applicable income taxes$551,000955
Income before extraordinary items$1,424,0001,176
Extraordinary gains, net$013
Net income$1,424,0001,177
Minority interest net income$064
Net income of bank and minority interests.$1,424,0001,177
Net charge-offs$11,0002,441
Cash dividends$478,0001,171
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,426,1601,137
2014-12-31 (YTD Data)Rank
Total interest income$20,827,0001,210
Total interest expense$2,065,0001,428
Net interest income$18,762,0001,204
Provision for loan and lease losses$155,0002,743
Total noninterest income$2,304,0001,914
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$891,0001,443
Trading account gains and fees$0180
Additional Noninterest Income$1,413,0001,843
Total noninterest expense$12,363,0001,547
Salaries and employee benefits$6,030,0001,714
Premises and equipment expense$1,689,0001,404
Additional noninterest expense$4,644,0001,381
Pre-tax net operating income$8,548,000965
Securities gains (losses)$28,0002,114
Applicable income taxes$2,290,000888
Income before extraordinary items$6,286,0001,043
Extraordinary gains, net$017
Net income$6,286,0001,042
Minority interest net income$084
Net income of bank and minority interests.$6,286,0001,042
Net charge-offs$57,0003,659
Cash dividends$1,225,0001,777
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,265,5601,030
2014-09-30 (YTD Data)Rank
Total interest income$15,436,0001,233
Total interest expense$1,538,0001,455
Net interest income$13,898,0001,218
Provision for loan and lease losses$30,0003,723
Total noninterest income$1,738,0001,914
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$661,0001,460
Trading account gains and fees$0174
Additional Noninterest Income$1,077,0001,847
Total noninterest expense$9,423,0001,526
Salaries and employee benefits$4,510,0001,720
Premises and equipment expense$1,286,0001,386
Additional noninterest expense$3,627,0001,332
Pre-tax net operating income$6,183,0001,014
Securities gains (losses)$28,0001,816
Applicable income taxes$1,646,000929
Income before extraordinary items$4,565,0001,093
Extraordinary gains, net$015
Net income$4,565,0001,092
Minority interest net income$081
Net income of bank and minority interests.$4,565,0001,092
Net charge-offs$27,0003,687
Cash dividends$478,0002,264
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,544,5601,071
2014-06-30 (YTD Data)Rank
Total interest income$10,237,0001,234
Total interest expense$1,015,0001,478
Net interest income$9,222,0001,213
Provision for loan and lease losses$10,0003,896
Total noninterest income$1,127,0001,939
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$441,0001,445
Trading account gains and fees$0172
Additional Noninterest Income$686,0001,874
Total noninterest expense$6,317,0001,517
Salaries and employee benefits$3,028,0001,696
Premises and equipment expense$844,0001,418
Additional noninterest expense$2,445,0001,320
Pre-tax net operating income$4,022,0001,021
Securities gains (losses)$39,0001,311
Applicable income taxes$1,065,000920
Income before extraordinary items$2,996,0001,078
Extraordinary gains, net$020
Net income$2,996,0001,078
Minority interest net income$080
Net income of bank and minority interests.$2,996,0001,079
Net charge-offs$22,0003,363
Cash dividends$478,0001,865
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,967,1401,060
2014-03-31 (YTD Data)Rank
Total interest income$5,037,0001,261
Total interest expense$503,0001,518
Net interest income$4,534,0001,235
Provision for loan and lease losses$03,817
Total noninterest income$612,0001,778
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$223,0001,406
Trading account gains and fees$0147
Additional Noninterest Income$389,0001,694
Total noninterest expense$3,120,0001,539
Salaries and employee benefits$1,508,0001,718
Premises and equipment expense$428,0001,424
Additional noninterest expense$1,184,0001,346
Pre-tax net operating income$2,026,000966
Securities gains (losses)$01,715
Applicable income taxes$522,000904
Income before extraordinary items$1,504,0001,045
Extraordinary gains, net$016
Net income$1,504,0001,046
Minority interest net income$066
Net income of bank and minority interests.$1,504,0001,046
Net charge-offs$16,0002,612
Cash dividends$478,0001,073
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,504,0001,019
2013-12-31 (YTD Data)Rank
Total interest income$19,767,0001,287
Total interest expense$2,163,0001,582
Net interest income$17,604,0001,254
Provision for loan and lease losses$90,0003,788
Total noninterest income$1,678,0002,408
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$884,0001,512
Trading account gains and fees$0184
Additional Noninterest Income$794,0002,680
Total noninterest expense$12,213,0001,581
Salaries and employee benefits$5,856,0001,753
Premises and equipment expense$1,678,0001,417
Additional noninterest expense$4,679,0001,425
Pre-tax net operating income$6,979,0001,079
Securities gains (losses)$21,0002,321
Applicable income taxes$1,735,0001,007
Income before extraordinary items$5,265,0001,167
Extraordinary gains, net$029
Net income$5,265,0001,169
Minority interest net income$090
Net income of bank and minority interests.$5,265,0001,170
Net charge-offs$88,0003,878
Cash dividends$1,148,0001,761
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,249,2501,142
2013-09-30 (YTD Data)Rank
Total interest income$14,757,0001,301
Total interest expense$1,646,0001,599
Net interest income$13,111,0001,256
Provision for loan and lease losses$90,0003,447
Total noninterest income$1,226,0002,498
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$649,0001,546
Trading account gains and fees$0180
Additional Noninterest Income$577,0002,800
Total noninterest expense$9,200,0001,572
Salaries and employee benefits$4,408,0001,755
Premises and equipment expense$1,252,0001,433
Additional noninterest expense$3,540,0001,406
Pre-tax net operating income$5,047,0001,131
Securities gains (losses)$19,0002,238
Applicable income taxes$1,238,0001,076
Income before extraordinary items$3,828,0001,210
Extraordinary gains, net$025
Net income$3,828,0001,210
Minority interest net income$084
Net income of bank and minority interests.$3,828,0001,212
Net charge-offs$81,0003,450
Cash dividends$478,0002,149
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,813,5601,183
2013-06-30 (YTD Data)Rank
Total interest income$9,749,0001,301
Total interest expense$1,104,0001,617
Net interest income$8,645,0001,258
Provision for loan and lease losses$90,0003,034
Total noninterest income$866,0002,440
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$439,0001,506
Trading account gains and fees$0157
Additional Noninterest Income$427,0002,703
Total noninterest expense$6,236,0001,549
Salaries and employee benefits$2,965,0001,743
Premises and equipment expense$843,0001,429
Additional noninterest expense$2,428,0001,360
Pre-tax net operating income$3,185,0001,169
Securities gains (losses)$19,0002,043
Applicable income taxes$793,0001,109
Income before extraordinary items$2,411,0001,257
Extraordinary gains, net$022
Net income$2,411,0001,259
Minority interest net income$082
Net income of bank and minority interests.$2,411,0001,260
Net charge-offs$60,0003,207
Cash dividends$478,0001,749
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,396,7501,212
2013-03-31 (YTD Data)Rank
Total interest income$4,798,0001,325
Total interest expense$557,0001,663
Net interest income$4,241,0001,277
Provision for loan and lease losses$30,0003,174
Total noninterest income$412,0002,510
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$222,0001,480
Trading account gains and fees$0148
Additional Noninterest Income$190,0002,852
Total noninterest expense$3,138,0001,553
Salaries and employee benefits$1,486,0001,760
Premises and equipment expense$425,0001,440
Additional noninterest expense$1,227,0001,340
Pre-tax net operating income$1,485,0001,225
Securities gains (losses)$19,0001,284
Applicable income taxes$349,0001,188
Income before extraordinary items$1,155,0001,293
Extraordinary gains, net$010
Net income$1,155,0001,295
Minority interest net income$076
Net income of bank and minority interests.$1,155,0001,295
Net charge-offs$87,0002,003
Cash dividends$478,000983
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,140,3701,249
2012-12-31 (YTD Data)Rank
Total interest income$19,921,0001,346
Total interest expense$2,483,0001,759
Net interest income$17,438,0001,262
Provision for loan and lease losses$304,0003,337
Total noninterest income$1,640,0002,483
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$894,0001,559
Trading account gains and fees$0166
Additional Noninterest Income$746,0002,801
Total noninterest expense$11,305,0001,705
Salaries and employee benefits$5,390,0001,875
Premises and equipment expense$1,415,0001,663
Additional noninterest expense$4,500,0001,503
Pre-tax net operating income$7,469,000957
Securities gains (losses)$187,0001,773
Applicable income taxes$1,949,000899
Income before extraordinary items$5,707,0001,042
Extraordinary gains, net$029
Net income$5,707,0001,042
Minority interest net income$093
Net income of bank and minority interests.$5,707,0001,042
Net charge-offs$141,0004,112
Cash dividends$1,148,0001,791
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,566,7501,015
2012-09-30 (YTD Data)Rank
Total interest income$14,846,0001,376
Total interest expense$1,882,0001,811
Net interest income$12,964,0001,284
Provision for loan and lease losses$224,0003,405
Total noninterest income$1,172,0002,552
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$656,0001,595
Trading account gains and fees$0157
Additional Noninterest Income$516,0002,909
Total noninterest expense$8,416,0001,721
Salaries and employee benefits$3,989,0001,887
Premises and equipment expense$1,027,0001,728
Additional noninterest expense$3,400,0001,490
Pre-tax net operating income$5,496,000986
Securities gains (losses)$187,0001,489
Applicable income taxes$1,428,000946
Income before extraordinary items$4,255,0001,075
Extraordinary gains, net$020
Net income$4,255,0001,075
Minority interest net income$086
Net income of bank and minority interests.$4,255,0001,075
Net charge-offs$146,0003,624
Cash dividends$478,0002,090
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,114,7501,045
2012-06-30 (YTD Data)Rank
Total interest income$9,802,0001,400
Total interest expense$1,250,0001,876
Net interest income$8,552,0001,298
Provision for loan and lease losses$159,0003,288
Total noninterest income$798,0002,494
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$428,0001,602
Trading account gains and fees$0153
Additional Noninterest Income$370,0002,755
Total noninterest expense$5,609,0001,729
Salaries and employee benefits$2,664,0001,885
Premises and equipment expense$677,0001,739
Additional noninterest expense$2,268,0001,494
Pre-tax net operating income$3,582,000995
Securities gains (losses)$99,0001,608
Applicable income taxes$925,000947
Income before extraordinary items$2,756,0001,087
Extraordinary gains, net$019
Net income$2,756,0001,088
Minority interest net income$084
Net income of bank and minority interests.$2,756,0001,087
Net charge-offs$55,0003,951
Cash dividends$478,0001,657
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,681,7501,049
2012-03-31 (YTD Data)Rank
Total interest income$4,864,0001,416
Total interest expense$627,0001,960
Net interest income$4,237,0001,305
Provision for loan and lease losses$95,0002,953
Total noninterest income$409,0002,444
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$215,0001,594
Trading account gains and fees$0148
Additional Noninterest Income$194,0002,709
Total noninterest expense$2,754,0001,757
Salaries and employee benefits$1,322,0001,901
Premises and equipment expense$337,0001,756
Additional noninterest expense$1,095,0001,537
Pre-tax net operating income$1,797,000990
Securities gains (losses)$99,000916
Applicable income taxes$461,000954
Income before extraordinary items$1,435,0001,041
Extraordinary gains, net$019
Net income$1,435,0001,043
Minority interest net income$078
Net income of bank and minority interests.$1,435,0001,042
Net charge-offs$27,0003,487
Cash dividends$478,000931
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,359,7601,025
2011-12-31 (YTD Data)Rank
Total interest income$19,171,0001,483
Total interest expense$2,630,0002,193
Net interest income$16,541,0001,330
Provision for loan and lease losses$664,0003,028
Total noninterest income$1,665,0002,291
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$955,0001,535
Trading account gains and fees$0146
Additional Noninterest Income$710,0002,624
Total noninterest expense$10,795,0001,791
Salaries and employee benefits$5,043,0001,922
Premises and equipment expense$1,332,0001,871
Additional noninterest expense$4,420,0001,544
Pre-tax net operating income$6,747,000903
Securities gains (losses)$153,0001,696
Applicable income taxes$1,840,000858
Income before extraordinary items$5,060,000993
Extraordinary gains, net$029
Net income$5,060,000993
Minority interest net income$096
Net income of bank and minority interests.$5,060,000993
Net charge-offs$306,0003,782
Cash dividends$1,090,0001,535
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,948,310974
2011-09-30 (YTD Data)Rank
Total interest income$14,281,0001,515
Total interest expense$1,973,0002,296
Net interest income$12,308,0001,357
Provision for loan and lease losses$489,0002,912
Total noninterest income$1,271,0002,246
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$740,0001,498
Trading account gains and fees$0145
Additional Noninterest Income$531,0002,615
Total noninterest expense$8,225,0001,765
Salaries and employee benefits$3,755,0001,933
Premises and equipment expense$1,038,0001,811
Additional noninterest expense$3,432,0001,505
Pre-tax net operating income$4,865,000955
Securities gains (losses)$153,0001,416
Applicable income taxes$1,312,000882
Income before extraordinary items$3,706,0001,040
Extraordinary gains, net$021
Net income$3,706,0001,040
Minority interest net income$087
Net income of bank and minority interests.$3,706,0001,040
Net charge-offs$237,0003,517
Cash dividends$478,0001,872
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,592,7801,017
2011-06-30 (YTD Data)Rank
Total interest income$9,440,0001,546
Total interest expense$1,310,0002,390
Net interest income$8,130,0001,367
Provision for loan and lease losses$299,0003,058
Total noninterest income$852,0002,234
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$501,0001,464
Trading account gains and fees$0153
Additional Noninterest Income$351,0002,649
Total noninterest expense$5,418,0001,801
Salaries and employee benefits$2,508,0001,944
Premises and equipment expense$698,0001,815
Additional noninterest expense$2,212,0001,566
Pre-tax net operating income$3,265,000931
Securities gains (losses)$02,914
Applicable income taxes$859,000868
Income before extraordinary items$2,406,0001,031
Extraordinary gains, net$015
Net income$2,406,0001,029
Minority interest net income$089
Net income of bank and minority interests.$2,406,0001,031
Net charge-offs$217,0003,023
Cash dividends$478,0001,461
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,406,0001,001
2011-03-31 (YTD Data)Rank
Total interest income$4,659,0001,566
Total interest expense$667,0002,419
Net interest income$3,992,0001,387
Provision for loan and lease losses$154,0002,725
Total noninterest income$418,0002,282
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$249,0001,435
Trading account gains and fees$0158
Additional Noninterest Income$169,0002,717
Total noninterest expense$2,664,0001,846
Salaries and employee benefits$1,251,0001,959
Premises and equipment expense$334,0001,932
Additional noninterest expense$1,079,0001,608
Pre-tax net operating income$1,592,000959
Securities gains (losses)$01,772
Applicable income taxes$404,000881
Income before extraordinary items$1,188,0001,026
Extraordinary gains, net$09
Net income$1,188,0001,026
Minority interest net income$086
Net income of bank and minority interests.$1,188,0001,026
Net charge-offs$23,0003,949
Cash dividends$478,000788
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,188,000993
2010-12-31 (YTD Data)Rank
Total interest income$18,731,0001,627
Total interest expense$3,280,0002,404
Net interest income$15,451,0001,450
Provision for loan and lease losses$1,082,0002,935
Total noninterest income$1,573,0002,446
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,070,0001,420
Trading account gains and fees$0175
Additional Noninterest Income$503,0003,183
Total noninterest expense$9,968,0001,953
Salaries and employee benefits$4,650,0002,079
Premises and equipment expense$1,174,0002,143
Additional noninterest expense$4,144,0001,737
Pre-tax net operating income$5,974,000876
Securities gains (losses)$343,0001,150
Applicable income taxes$1,737,000812
Income before extraordinary items$4,580,000963
Extraordinary gains, net$029
Net income$4,580,000965
Minority interest net income$0111
Net income of bank and minority interests.$4,580,000966
Net charge-offs$340,0004,159
Cash dividends$1,091,0001,385
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,329,610964
2010-09-30 (YTD Data)Rank
Total interest income$14,009,0001,662
Total interest expense$2,561,0002,413
Net interest income$11,448,0001,491
Provision for loan and lease losses$930,0002,606
Total noninterest income$1,231,0002,387
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$799,0001,467
Trading account gains and fees$0165
Additional Noninterest Income$432,0002,992
Total noninterest expense$7,400,0001,957
Salaries and employee benefits$3,407,0002,123
Premises and equipment expense$888,0002,158
Additional noninterest expense$3,105,0001,709
Pre-tax net operating income$4,349,000944
Securities gains (losses)$342,000983
Applicable income taxes$1,329,000820
Income before extraordinary items$3,362,0001,024
Extraordinary gains, net$023
Net income$3,362,0001,027
Minority interest net income$0110
Net income of bank and minority interests.$3,362,0001,027
Net charge-offs$323,0003,638
Cash dividends$478,0001,828
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,115,7601,045
2010-06-30 (YTD Data)Rank
Total interest income$9,259,0001,694
Total interest expense$1,798,0002,392
Net interest income$7,461,0001,521
Provision for loan and lease losses$690,0002,399
Total noninterest income$824,0002,331
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$546,0001,439
Trading account gains and fees$0152
Additional Noninterest Income$278,0002,958
Total noninterest expense$4,861,0002,006
Salaries and employee benefits$2,281,0002,129
Premises and equipment expense$578,0002,232
Additional noninterest expense$2,002,0001,761
Pre-tax net operating income$2,734,000990
Securities gains (losses)$301,000709
Applicable income taxes$838,000824
Income before extraordinary items$2,197,0001,027
Extraordinary gains, net$019
Net income$2,197,0001,028
Minority interest net income$0105
Net income of bank and minority interests.$2,197,0001,028
Net charge-offs$209,0003,487
Cash dividends$478,0001,396
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,980,2801,081
2010-03-31 (YTD Data)Rank
Total interest income$4,552,0001,758
Total interest expense$930,0002,425
Net interest income$3,622,0001,590
Provision for loan and lease losses$450,0001,922
Total noninterest income$403,0002,358
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$270,0001,450
Trading account gains and fees$0175
Additional Noninterest Income$133,0003,042
Total noninterest expense$2,421,0002,031
Salaries and employee benefits$1,141,0002,160
Premises and equipment expense$283,0002,324
Additional noninterest expense$997,0001,750
Pre-tax net operating income$1,154,0001,145
Securities gains (losses)$301,000389
Applicable income taxes$450,000770
Income before extraordinary items$1,005,0001,086
Extraordinary gains, net$016
Net income$1,005,0001,087
Minority interest net income$091
Net income of bank and minority interests.$1,005,0001,088
Net charge-offs$48,0003,740
Cash dividends$478,000721
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$797,3101,334
2009-12-31 (YTD Data)Rank
Total interest income$17,612,0001,917
Total interest expense$4,280,0002,588
Net interest income$13,332,0001,681
Provision for loan and lease losses$751,0003,932
Total noninterest income$1,549,0002,514
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$945,0001,769
Trading account gains and fees$0211
Additional Noninterest Income$604,0002,894
Total noninterest expense$9,228,0002,159
Salaries and employee benefits$4,434,0002,219
Premises and equipment expense$1,136,0002,323
Additional noninterest expense$3,658,0001,996
Pre-tax net operating income$4,902,000854
Securities gains (losses)$17,0003,102
Applicable income taxes$1,335,000773
Income before extraordinary items$3,584,000955
Extraordinary gains, net$034
Net income$3,584,000954
Minority interest net income$0115
Net income of bank and minority interests.$3,584,000954
Net charge-offs$297,0004,495
Cash dividends$1,052,0001,569
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,571,590952
2009-09-30 (YTD Data)Rank
Total interest income$12,916,0002,004
Total interest expense$3,227,0002,683
Net interest income$9,689,0001,735
Provision for loan and lease losses$561,0003,629
Total noninterest income$1,175,0002,538
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$687,0001,827
Trading account gains and fees$0212
Additional Noninterest Income$488,0002,854
Total noninterest expense$6,772,0002,199
Salaries and employee benefits$3,246,0002,297
Premises and equipment expense$841,0002,368
Additional noninterest expense$2,685,0001,968
Pre-tax net operating income$3,531,000945
Securities gains (losses)$4,0003,208
Applicable income taxes$962,000871
Income before extraordinary items$2,573,0001,063
Extraordinary gains, net$027
Net income$2,573,0001,062
Minority interest net income$0118
Net income of bank and minority interests.$2,573,0001,063
Net charge-offs$198,0004,265
Cash dividends$478,0002,067
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,570,0801,044
2009-06-30 (YTD Data)Rank
Total interest income$8,376,0002,097
Total interest expense$2,069,0002,887
Net interest income$6,307,0001,775
Provision for loan and lease losses$428,0003,174
Total noninterest income$781,0002,559
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$431,0001,903
Trading account gains and fees$0193
Additional Noninterest Income$350,0002,742
Total noninterest expense$4,514,0002,226
Salaries and employee benefits$2,140,0002,368
Premises and equipment expense$553,0002,429
Additional noninterest expense$1,821,0001,964
Pre-tax net operating income$2,146,0001,049
Securities gains (losses)$4,0002,814
Applicable income taxes$578,000960
Income before extraordinary items$1,572,0001,196
Extraordinary gains, net$021
Net income$1,572,0001,194
Minority interest net income$0112
Net income of bank and minority interests.$1,572,0001,195
Net charge-offs$173,0003,610
Cash dividends$478,0001,682
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,569,0801,167
2009-03-31 (YTD Data)Rank
Total interest income$4,065,0002,186
Total interest expense$995,0003,062
Net interest income$3,070,0001,809
Provision for loan and lease losses$238,0002,627
Total noninterest income$413,0002,448
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$203,0001,939
Trading account gains and fees$0171
Additional Noninterest Income$210,0002,442
Total noninterest expense$2,113,0002,310
Salaries and employee benefits$1,060,0002,409
Premises and equipment expense$273,0002,492
Additional noninterest expense$780,0002,030
Pre-tax net operating income$1,132,0001,128
Securities gains (losses)$3,0002,164
Applicable income taxes$304,0001,038
Income before extraordinary items$831,0001,323
Extraordinary gains, net$015
Net income$831,0001,324
Minority interest net income$0102
Net income of bank and minority interests.$831,0001,325
Net charge-offs$160,0002,351
Cash dividends$478,000938
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$828,8101,254
2008-12-31 (YTD Data)Rank
Total interest income$15,652,0002,377
Total interest expense$5,031,0002,952
Net interest income$10,621,0002,086
Provision for loan and lease losses$913,0002,850
Total noninterest income$1,495,0002,640
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,001,0001,757
Trading account gains and fees$0154
Additional Noninterest Income$494,0003,192
Total noninterest expense$7,787,0002,429
Salaries and employee benefits$3,851,0002,593
Premises and equipment expense$1,034,0002,550
Additional noninterest expense$2,902,0002,067
Pre-tax net operating income$3,416,0001,591
Securities gains (losses)$48,0001,634
Applicable income taxes$987,0001,208
Income before extraordinary items$2,477,0001,628
Extraordinary gains, net$039
Net income$2,477,0001,629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$280,0003,628
Cash dividends$1,052,0002,212
Sale, conversion, retirement of capital stock, net$33,0001,198
Net operating income$2,442,4401,760
2008-09-30 (YTD Data)Rank
Total interest income$11,647,0002,445
Total interest expense$3,961,0002,927
Net interest income$7,686,0002,183
Provision for loan and lease losses$414,0003,021
Total noninterest income$1,137,0002,678
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$796,0001,679
Trading account gains and fees$0148
Additional Noninterest Income$341,0003,464
Total noninterest expense$5,712,0002,471
Salaries and employee benefits$2,876,0002,639
Premises and equipment expense$786,0002,534
Additional noninterest expense$2,050,0002,118
Pre-tax net operating income$2,697,0001,809
Securities gains (losses)$23,0001,927
Applicable income taxes$784,0001,389
Income before extraordinary items$1,936,0001,826
Extraordinary gains, net$031
Net income$1,936,0001,826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0003,304
Cash dividends$478,0002,809
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,919,6701,941
2008-06-30 (YTD Data)Rank
Total interest income$7,694,0002,498
Total interest expense$2,718,0002,964
Net interest income$4,976,0002,230
Provision for loan and lease losses$217,0003,028
Total noninterest income$765,0002,682
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$540,0001,635
Trading account gains and fees$0149
Additional Noninterest Income$225,0003,538
Total noninterest expense$3,786,0002,498
Salaries and employee benefits$1,916,0002,670
Premises and equipment expense$507,0002,610
Additional noninterest expense$1,363,0002,088
Pre-tax net operating income$1,738,0001,920
Securities gains (losses)$23,0001,954
Applicable income taxes$519,0001,561
Income before extraordinary items$1,242,0002,127
Extraordinary gains, net$021
Net income$1,242,0002,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0002,765
Cash dividends$478,0002,351
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,225,6702,111
2008-03-31 (YTD Data)Rank
Total interest income$3,829,0002,565
Total interest expense$1,396,0003,068
Net interest income$2,433,0002,263
Provision for loan and lease losses$108,0002,615
Total noninterest income$375,0002,724
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$306,0001,433
Trading account gains and fees$0158
Additional Noninterest Income$69,0004,449
Total noninterest expense$1,868,0002,523
Salaries and employee benefits$959,0002,677
Premises and equipment expense$240,0002,743
Additional noninterest expense$669,0002,085
Pre-tax net operating income$832,0002,070
Securities gains (losses)$25,0001,479
Applicable income taxes$255,0001,663
Income before extraordinary items$602,0002,306
Extraordinary gains, net$015
Net income$602,0002,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0001,634
Cash dividends$478,0001,417
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$584,5002,294
2007-12-31 (YTD Data)Rank
Total interest income$15,160,0002,652
Total interest expense$5,872,0003,055
Net interest income$9,288,0002,395
Provision for loan and lease losses$324,0003,058
Total noninterest income$1,419,0002,809
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,128,0001,587
Trading account gains and fees$0178
Additional Noninterest Income$291,0004,295
Total noninterest expense$7,032,0002,585
Salaries and employee benefits$3,633,0002,711
Premises and equipment expense$914,0002,769
Additional noninterest expense$2,485,0002,188
Pre-tax net operating income$3,351,0002,268
Securities gains (losses)$02,146
Applicable income taxes$1,029,0001,831
Income before extraordinary items$2,322,0002,524
Extraordinary gains, net$039
Net income$2,322,0002,523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$254,0002,525
Cash dividends$995,0002,663
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,322,0002,515
2007-09-30 (YTD Data)Rank
Total interest income$11,241,0002,682
Total interest expense$4,346,0003,097
Net interest income$6,895,0002,428
Provision for loan and lease losses$324,0002,198
Total noninterest income$1,066,0002,784
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$838,0001,576
Trading account gains and fees$0184
Additional Noninterest Income$228,0004,247
Total noninterest expense$5,243,0002,580
Salaries and employee benefits$2,762,0002,676
Premises and equipment expense$695,0002,723
Additional noninterest expense$1,786,0002,222
Pre-tax net operating income$2,394,0002,512
Securities gains (losses)$01,655
Applicable income taxes$740,0002,008
Income before extraordinary items$1,654,0002,774
Extraordinary gains, net$033
Net income$1,654,0002,772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$216,0001,868
Cash dividends$478,0003,007
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,654,0002,756
2007-06-30 (YTD Data)Rank
Total interest income$7,373,0002,739
Total interest expense$2,787,0003,187
Net interest income$4,586,0002,462
Provision for loan and lease losses$270,0001,691
Total noninterest income$708,0002,814
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$547,0001,610
Trading account gains and fees$0168
Additional Noninterest Income$161,0004,188
Total noninterest expense$3,452,0002,636
Salaries and employee benefits$1,838,0002,710
Premises and equipment expense$446,0002,842
Additional noninterest expense$1,168,0002,276
Pre-tax net operating income$1,572,0002,601
Securities gains (losses)$01,444
Applicable income taxes$485,0002,106
Income before extraordinary items$1,087,0002,857
Extraordinary gains, net$029
Net income$1,087,0002,856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0001,297
Cash dividends$478,0002,507
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,087,0002,839
2007-03-31 (YTD Data)Rank
Total interest income$3,632,0002,765
Total interest expense$1,361,0003,224
Net interest income$2,271,0002,482
Provision for loan and lease losses$189,0001,225
Total noninterest income$334,0002,901
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$257,0001,673
Trading account gains and fees$0195
Additional Noninterest Income$77,0004,286
Total noninterest expense$1,660,0002,732
Salaries and employee benefits$906,0002,772
Premises and equipment expense$219,0002,892
Additional noninterest expense$535,0002,470
Pre-tax net operating income$756,0002,657
Securities gains (losses)$01,187
Applicable income taxes$200,0002,397
Income before extraordinary items$556,0002,793
Extraordinary gains, net$022
Net income$556,0002,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$213,000707
Cash dividends$478,0001,479
Sale, conversion, retirement of capital stock, net$0885
Net operating income$556,0002,785
2006-12-31 (YTD Data)Rank
Total interest income$13,342,0002,821
Total interest expense$4,086,0003,542
Net interest income$9,256,0002,454
Provision for loan and lease losses$276,0002,933
Total noninterest income$1,257,0003,031
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,001,0001,750
Trading account gains and fees$0130
Additional Noninterest Income$256,0004,607
Total noninterest expense$6,367,0002,738
Salaries and employee benefits$3,309,0002,872
Premises and equipment expense$826,0002,921
Additional noninterest expense$2,232,0002,323
Pre-tax net operating income$3,870,0002,313
Securities gains (losses)$01,687
Applicable income taxes$1,241,0001,917
Income before extraordinary items$2,629,0002,509
Extraordinary gains, net$051
Net income$2,629,0002,510
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,669
Cash dividends$995,0002,613
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,629,0002,487
2006-09-30 (YTD Data)Rank
Total interest income$9,580,0002,912
Total interest expense$2,802,0003,681
Net interest income$6,778,0002,533
Provision for loan and lease losses$207,0002,816
Total noninterest income$939,0003,060
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$748,0001,759
Trading account gains and fees$0126
Additional Noninterest Income$191,0004,625
Total noninterest expense$4,686,0002,779
Salaries and employee benefits$2,461,0002,888
Premises and equipment expense$636,0002,864
Additional noninterest expense$1,589,0002,423
Pre-tax net operating income$2,824,0002,434
Securities gains (losses)$-22,0007,876
Applicable income taxes$900,0002,019
Income before extraordinary items$1,902,0002,677
Extraordinary gains, net$045
Net income$1,902,0002,680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,785
Cash dividends$478,0003,013
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,916,9602,648
2006-06-30 (YTD Data)Rank
Total interest income$6,082,0002,987
Total interest expense$1,714,0003,787
Net interest income$4,368,0002,609
Provision for loan and lease losses$138,0002,788
Total noninterest income$621,0003,051
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$416,0002,030
Trading account gains and fees$0126
Additional Noninterest Income$205,0003,696
Total noninterest expense$3,101,0002,808
Salaries and employee benefits$1,618,0002,922
Premises and equipment expense$412,0002,928
Additional noninterest expense$1,071,0002,412
Pre-tax net operating income$1,750,0002,563
Securities gains (losses)$01,185
Applicable income taxes$560,0002,145
Income before extraordinary items$1,190,0002,802
Extraordinary gains, net$039
Net income$1,190,0002,803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,609
Cash dividends$478,0002,469
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,190,0002,795
2006-03-31 (YTD Data)Rank
Total interest income$2,922,0003,039
Total interest expense$820,0003,761
Net interest income$2,102,0002,674
Provision for loan and lease losses$69,0002,655
Total noninterest income$295,0003,124
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$240,0001,756
Trading account gains and fees$0115
Additional Noninterest Income$55,0004,927
Total noninterest expense$1,542,0002,815
Salaries and employee benefits$812,0002,929
Premises and equipment expense$200,0003,020
Additional noninterest expense$530,0002,418
Pre-tax net operating income$786,0002,746
Securities gains (losses)$0955
Applicable income taxes$250,0002,275
Income before extraordinary items$536,0003,000
Extraordinary gains, net$021
Net income$536,0002,999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,562
Cash dividends$478,0001,430
Sale, conversion, retirement of capital stock, net$0648
Net operating income$536,0002,979
2005-12-31 (YTD Data)Rank
Total interest income$10,064,0003,141
Total interest expense$2,246,0004,100
Net interest income$7,818,0002,765
Provision for loan and lease losses$245,0003,204
Total noninterest income$1,349,0002,880
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,029,0001,683
Trading account gains and fees$0138
Additional Noninterest Income$320,0004,200
Total noninterest expense$5,594,0002,928
Salaries and employee benefits$2,920,0003,038
Premises and equipment expense$712,0003,181
Additional noninterest expense$1,962,0002,539
Pre-tax net operating income$3,328,0002,548
Securities gains (losses)$02,296
Applicable income taxes$1,094,0002,139
Income before extraordinary items$2,234,0002,807
Extraordinary gains, net$046
Net income$2,234,0002,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0003,973
Cash dividends$956,0002,564
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,234,0002,772
2005-09-30 (YTD Data)Rank
Total interest income$7,305,0003,169
Total interest expense$1,572,0004,165
Net interest income$5,733,0002,790
Provision for loan and lease losses$182,0003,112
Total noninterest income$1,045,0002,818
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$786,0001,641
Trading account gains and fees$0126
Additional Noninterest Income$259,0004,063
Total noninterest expense$4,118,0002,937
Salaries and employee benefits$2,126,0003,100
Premises and equipment expense$527,0003,206
Additional noninterest expense$1,465,0002,512
Pre-tax net operating income$2,478,0002,584
Securities gains (losses)$02,317
Applicable income taxes$823,0002,161
Income before extraordinary items$1,655,0002,901
Extraordinary gains, net$035
Net income$1,655,0002,902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0003,633
Cash dividends$478,0002,888
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,655,0002,856
2005-06-30 (YTD Data)Rank
Total interest income$4,713,0003,190
Total interest expense$967,0004,230
Net interest income$3,746,0002,812
Provision for loan and lease losses$120,0003,004
Total noninterest income$705,0002,757
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$524,0001,604
Trading account gains and fees$0116
Additional Noninterest Income$181,0003,933
Total noninterest expense$2,692,0002,989
Salaries and employee benefits$1,381,0003,153
Premises and equipment expense$338,0003,287
Additional noninterest expense$973,0002,503
Pre-tax net operating income$1,639,0002,569
Securities gains (losses)$02,146
Applicable income taxes$550,0002,122
Income before extraordinary items$1,089,0002,900
Extraordinary gains, net$030
Net income$1,089,0002,900
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0003,003
Cash dividends$478,0002,280
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,089,0002,857
2005-03-31 (YTD Data)Rank
Total interest income$2,301,0003,223
Total interest expense$454,0004,310
Net interest income$1,847,0002,851
Provision for loan and lease losses$60,0002,830
Total noninterest income$348,0002,731
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$259,0001,570
Trading account gains and fees$0115
Additional Noninterest Income$89,0003,978
Total noninterest expense$1,314,0003,066
Salaries and employee benefits$686,0003,180
Premises and equipment expense$161,0003,448
Additional noninterest expense$467,0002,595
Pre-tax net operating income$821,0002,520
Securities gains (losses)$01,685
Applicable income taxes$278,0002,094
Income before extraordinary items$543,0002,845
Extraordinary gains, net$024
Net income$543,0002,846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0002,991
Cash dividends$478,0001,297
Sale, conversion, retirement of capital stock, net$0491
Net operating income$543,0002,792
2004-12-31 (YTD Data)Rank
Total interest income$9,363,0003,003
Total interest expense$1,779,0004,006
Net interest income$7,584,0002,661
Provision for loan and lease losses$222,0003,527
Total noninterest income$1,335,0002,906
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,000,0001,751
Trading account gains and fees$0138
Additional Noninterest Income$335,0004,065
Total noninterest expense$5,048,0003,088
Salaries and employee benefits$2,617,0003,224
Premises and equipment expense$640,0003,358
Additional noninterest expense$1,791,0002,660
Pre-tax net operating income$3,649,0002,204
Securities gains (losses)$03,819
Applicable income taxes$1,222,0001,875
Income before extraordinary items$2,427,0002,494
Extraordinary gains, net$034
Net income$2,427,0002,496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0003,277
Cash dividends$957,0002,428
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,427,0002,444
2004-09-30 (YTD Data)Rank
Total interest income$7,021,0002,964
Total interest expense$1,330,0003,984
Net interest income$5,691,0002,631
Provision for loan and lease losses$166,0003,364
Total noninterest income$989,0002,951
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$737,0001,799
Trading account gains and fees$0134
Additional Noninterest Income$252,0004,051
Total noninterest expense$3,743,0003,084
Salaries and employee benefits$1,974,0003,168
Premises and equipment expense$460,0003,487
Additional noninterest expense$1,309,0002,689
Pre-tax net operating income$2,771,0002,207
Securities gains (losses)$03,710
Applicable income taxes$924,0001,902
Income before extraordinary items$1,847,0002,502
Extraordinary gains, net$026
Net income$1,847,0002,505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0002,477
Cash dividends$478,0002,787
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,847,0002,434
2004-06-30 (YTD Data)Rank
Total interest income$4,614,0002,997
Total interest expense$875,0004,011
Net interest income$3,739,0002,652
Provision for loan and lease losses$111,0003,320
Total noninterest income$639,0003,034
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$478,0001,827
Trading account gains and fees$0130
Additional Noninterest Income$161,0004,166
Total noninterest expense$2,479,0003,125
Salaries and employee benefits$1,316,0003,187
Premises and equipment expense$294,0003,614
Additional noninterest expense$869,0002,707
Pre-tax net operating income$1,788,0002,246
Securities gains (losses)$03,413
Applicable income taxes$591,0001,955
Income before extraordinary items$1,197,0002,530
Extraordinary gains, net$021
Net income$1,197,0002,531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0001,734
Cash dividends$478,0002,217
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,197,0002,462
2004-03-31 (YTD Data)Rank
Total interest income$2,285,0003,029
Total interest expense$434,0004,077
Net interest income$1,851,0002,670
Provision for loan and lease losses$56,0003,163
Total noninterest income$308,0003,051
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$228,0001,847
Trading account gains and fees$0121
Additional Noninterest Income$80,0004,184
Total noninterest expense$1,229,0003,149
Salaries and employee benefits$654,0003,209
Premises and equipment expense$141,0003,754
Additional noninterest expense$434,0002,692
Pre-tax net operating income$874,0002,260
Securities gains (losses)$02,934
Applicable income taxes$281,0002,018
Income before extraordinary items$593,0002,521
Extraordinary gains, net$016
Net income$593,0002,522
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0002,516
Cash dividends$478,0001,281
Sale, conversion, retirement of capital stock, net$0464
Net operating income$593,0002,437
2003-12-31 (YTD Data)Rank
Total interest income$9,749,0002,898
Total interest expense$2,127,0003,841
Net interest income$7,622,0002,526
Provision for loan and lease losses$222,0003,829
Total noninterest income$1,187,0003,329
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$867,0001,980
Trading account gains and fees$0160
Additional Noninterest Income$320,0004,378
Total noninterest expense$4,868,0003,118
Salaries and employee benefits$2,492,0003,275
Premises and equipment expense$572,0003,664
Additional noninterest expense$1,804,0002,633
Pre-tax net operating income$3,719,0002,097
Securities gains (losses)$04,500
Applicable income taxes$1,256,0001,874
Income before extraordinary items$2,463,0002,400
Extraordinary gains, net$054
Net income$2,463,0002,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0004,775
Cash dividends$956,0002,405
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,463,0002,295
2003-09-30 (YTD Data)Rank
Total interest income$7,338,0002,930
Total interest expense$1,674,0003,793
Net interest income$5,664,0002,570
Provision for loan and lease losses$166,0003,723
Total noninterest income$884,0003,423
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$641,0002,013
Trading account gains and fees$0153
Additional Noninterest Income$243,0004,432
Total noninterest expense$3,633,0003,136
Salaries and employee benefits$1,867,0003,278
Premises and equipment expense$433,0003,630
Additional noninterest expense$1,333,0002,653
Pre-tax net operating income$2,749,0002,191
Securities gains (losses)$04,204
Applicable income taxes$931,0001,969
Income before extraordinary items$1,818,0002,539
Extraordinary gains, net$040
Net income$1,818,0002,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0004,621
Cash dividends$478,0002,763
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,818,0002,409
2003-06-30 (YTD Data)Rank
Total interest income$4,918,0002,945
Total interest expense$1,180,0003,714
Net interest income$3,738,0002,596
Provision for loan and lease losses$111,0003,686
Total noninterest income$582,0003,424
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$419,0002,006
Trading account gains and fees$0150
Additional Noninterest Income$163,0004,419
Total noninterest expense$2,405,0003,150
Salaries and employee benefits$1,243,0003,283
Premises and equipment expense$279,0003,707
Additional noninterest expense$883,0002,661
Pre-tax net operating income$1,804,0002,235
Securities gains (losses)$03,782
Applicable income taxes$611,0002,019
Income before extraordinary items$1,193,0002,596
Extraordinary gains, net$030
Net income$1,193,0002,594
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0003,562
Cash dividends$478,0002,228
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,193,0002,446
2003-03-31 (YTD Data)Rank
Total interest income$2,476,0002,945
Total interest expense$606,0003,721
Net interest income$1,870,0002,587
Provision for loan and lease losses$55,0003,535
Total noninterest income$308,0003,185
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$213,0001,922
Trading account gains and fees$0134
Additional Noninterest Income$95,0004,025
Total noninterest expense$1,200,0003,146
Salaries and employee benefits$622,0003,265
Premises and equipment expense$138,0003,737
Additional noninterest expense$440,0002,622
Pre-tax net operating income$923,0002,191
Securities gains (losses)$02,891
Applicable income taxes$312,0001,996
Income before extraordinary items$611,0002,503
Extraordinary gains, net$021
Net income$611,0002,499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0002,537
Cash dividends$478,0001,269
Sale, conversion, retirement of capital stock, net$0419
Net operating income$611,0002,364
2002-12-31 (YTD Data)Rank
Total interest income$9,930,0003,037
Total interest expense$2,756,0003,793
Net interest income$7,174,0002,663
Provision for loan and lease losses$243,0003,923
Total noninterest income$1,162,0003,141
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$806,0001,978
Trading account gains and fees$0153
Additional Noninterest Income$356,0003,910
Total noninterest expense$4,594,0003,167
Salaries and employee benefits$2,358,0003,278
Premises and equipment expense$566,0003,588
Additional noninterest expense$1,670,0002,710
Pre-tax net operating income$3,499,0002,207
Securities gains (losses)$04,537
Applicable income taxes$1,174,0001,968
Income before extraordinary items$2,325,0002,489
Extraordinary gains, net$070
Net income$2,325,0002,488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0004,073
Cash dividends$937,0002,378
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,325,0002,403
2001-12-31 (YTD Data)Rank
Total interest income$10,052,0003,293
Total interest expense$3,835,0003,934
Net interest income$6,217,0002,858
Provision for loan and lease losses$158,0004,678
Total noninterest income$1,147,0003,020
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$721,0002,086
Trading account gains and fees$0177
Additional Noninterest Income$426,0003,410
Total noninterest expense$4,347,0003,182
Salaries and employee benefits$2,214,0003,307
Premises and equipment expense$540,0003,659
Additional noninterest expense$1,593,0002,728
Pre-tax net operating income$2,859,0002,378
Securities gains (losses)$04,612
Applicable income taxes$964,0002,128
Income before extraordinary items$1,895,0002,665
Extraordinary gains, net$0105
Net income$1,895,0002,670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,455
Cash dividends$898,0002,455
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,895,0002,579
2000-12-31 (YTD Data)Rank
Total interest income$9,775,0003,466
Total interest expense$3,837,0004,116
Net interest income$5,938,0002,976
Provision for loan and lease losses$178,0004,045
Total noninterest income$1,145,0002,863
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$733,0001,892
Trading account gains and fees$0180
Additional Noninterest Income$412,0003,275
Total noninterest expense$4,132,0003,243
Salaries and employee benefits$2,079,0003,357
Premises and equipment expense$496,0003,816
Additional noninterest expense$1,557,0002,718
Pre-tax net operating income$2,773,0002,546
Securities gains (losses)$01,956
Applicable income taxes$951,0002,214
Income before extraordinary items$1,822,0002,778
Extraordinary gains, net$038
Net income$1,822,0002,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,164
Cash dividends$899,0002,487
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,822,0002,774
1999-12-31 (YTD Data)Rank
Total interest income$8,748,0003,613
Total interest expense$3,283,0004,281
Net interest income$5,465,0003,173
Provision for loan and lease losses$161,0004,095
Total noninterest income$1,092,0002,899
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$769,0001,722
Trading account gains and fees$0173
Additional Noninterest Income$323,0003,851
Total noninterest expense$3,869,0003,415
Salaries and employee benefits$1,927,0003,559
Premises and equipment expense$397,0004,565
Additional noninterest expense$1,545,0002,795
Pre-tax net operating income$2,527,0002,770
Securities gains (losses)$03,155
Applicable income taxes$858,0002,485
Income before extraordinary items$1,669,0002,977
Extraordinary gains, net$035
Net income$1,669,0002,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0003,499
Cash dividends$861,0002,542
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,669,0002,945
1998-12-31 (YTD Data)Rank
Total interest income$8,233,0003,845
Total interest expense$3,417,0004,222
Net interest income$4,816,0003,526
Provision for loan and lease losses$279,0002,790
Total noninterest income$1,136,0002,810
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$658,0001,937
Trading account gains and fees$0224
Additional Noninterest Income$478,0003,065
Total noninterest expense$3,313,0003,780
Salaries and employee benefits$1,724,0003,791
Premises and equipment expense$350,0004,884
Additional noninterest expense$1,239,0003,277
Pre-tax net operating income$2,360,0002,931
Securities gains (losses)$04,449
Applicable income taxes$831,0002,653
Income before extraordinary items$1,529,0003,206
Extraordinary gains, net$032
Net income$1,529,0003,207
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,276
Cash dividends$860,0002,470
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,529,0003,117
1997-12-31 (YTD Data)Rank
Total interest income$7,951,0003,995
Total interest expense$3,298,0004,336
Net interest income$4,653,0003,726
Provision for loan and lease losses$173,0003,830
Total noninterest income$1,003,0003,036
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$721,0001,804
Trading account gains and fees$0239
Additional Noninterest Income$282,0004,072
Total noninterest expense$3,327,0003,768
Salaries and employee benefits$1,615,0003,991
Premises and equipment expense$356,0004,828
Additional noninterest expense$1,356,0002,992
Pre-tax net operating income$2,156,0003,305
Securities gains (losses)$03,944
Applicable income taxes$735,0003,121
Income before extraordinary items$1,421,0003,515
Extraordinary gains, net$044
Net income$1,421,0003,515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0002,786
Cash dividends$861,0002,447
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,421,0003,442
1996-12-31 (YTD Data)Rank
Total interest income$7,210,0004,447
Total interest expense$3,017,0004,766
Net interest income$4,193,0004,157
Provision for loan and lease losses$102,0005,039
Total noninterest income$969,0003,201
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$722,0001,878
Trading account gains and fees$0262
Additional Noninterest Income$247,0004,569
Total noninterest expense$3,061,0004,243
Salaries and employee benefits$1,487,0004,342
Premises and equipment expense$365,0004,881
Additional noninterest expense$1,209,0003,756
Pre-tax net operating income$1,999,0003,421
Securities gains (losses)$04,148
Applicable income taxes$675,0003,255
Income before extraordinary items$1,324,0003,572
Extraordinary gains, net$053
Net income$1,324,0003,572
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0004,102
Cash dividends$765,0002,579
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,324,0003,520
1995-12-31 (YTD Data)Rank
Total interest income$6,814,0004,672
Total interest expense$2,701,0005,227
Net interest income$4,113,0004,215
Provision for loan and lease losses$41,0006,593
Total noninterest income$917,0003,320
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$674,0002,001
Trading account gains and fees$0522
Additional Noninterest Income$243,0004,558
Total noninterest expense$3,023,0004,265
Salaries and employee benefits$1,440,0004,445
Premises and equipment expense$346,0005,064
Additional noninterest expense$1,237,0003,651
Pre-tax net operating income$1,966,0003,550
Securities gains (losses)$-197,00011,670
Applicable income taxes$599,0003,665
Income before extraordinary items$1,170,0004,046
Extraordinary gains, net$065
Net income$1,170,0004,044
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,954
Cash dividends$765,0002,505
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,300,0203,662
1994-12-31 (YTD Data)Rank
Total interest income$6,304,0004,651
Total interest expense$2,150,0005,278
Net interest income$4,154,0004,236
Provision for loan and lease losses$89,0004,852
Total noninterest income$891,0003,387
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$678,0001,990
Trading account gains and fees$0475
Additional Noninterest Income$213,0005,065
Total noninterest expense$3,133,0004,249
Salaries and employee benefits$1,453,0004,396
Premises and equipment expense$348,0005,102
Additional noninterest expense$1,332,0003,696
Pre-tax net operating income$1,823,0003,699
Securities gains (losses)$79,000884
Applicable income taxes$613,0003,451
Income before extraordinary items$1,289,0003,618
Extraordinary gains, net$0249
Net income$1,289,0003,625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0003,137
Cash dividends$765,0002,370
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,235,2803,785
1993-12-31 (YTD Data)Rank
Total interest income$6,532,0004,589
Total interest expense$2,345,0005,080
Net interest income$4,187,0004,227
Provision for loan and lease losses$45,0007,729
Total noninterest income$902,0003,626
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$694,0001,964
Trading account gains and fees$0532
Additional Noninterest Income$208,0005,546
Total noninterest expense$3,119,0004,365
Salaries and employee benefits$1,396,0004,566
Premises and equipment expense$318,0005,587
Additional noninterest expense$1,405,0003,692
Pre-tax net operating income$1,925,0003,432
Securities gains (losses)$53,0003,314
Applicable income taxes$654,0003,331
Income before extraordinary items$1,324,0003,647
Extraordinary gains, net$-32,00012,575
Net income$1,292,0003,851
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0005,115
Cash dividends$669,0002,468
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,288,4903,556
1992-12-31 (YTD Data)Rank
Total interest income$7,461,0004,575
Total interest expense$3,270,0004,815
Net interest income$4,191,0004,265
Provision for loan and lease losses$156,0005,974
Total noninterest income$847,0003,808
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$660,0002,063
Trading account gains and feesNANA
Additional Noninterest Income$187,0005,899
Total noninterest expense$2,981,0004,565
Salaries and employee benefits$1,321,0004,755
Premises and equipment expense$268,0006,470
Additional noninterest expense$1,392,0003,809
Pre-tax net operating income$1,901,0003,260
Securities gains (losses)$08,369
Applicable income taxes$623,0003,326
Income before extraordinary items$1,278,0003,596
Extraordinary gains, net$01,422
Net income$1,278,0003,637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0004,745
Cash dividends$574,0002,497
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,278,0003,329

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.