Home > Hometown Bank > Income and Expense

Hometown Bank, Income and Expense

2022-12-31 (YTD Data)		Rank
Total interest income	$22,976,000	1,408
Total interest expense	$1,207,000	2,175
Net interest income	$21,769,000	1,339
Provision for loan and lease losses	$0	3,012
Total noninterest income	$5,711,000	1,100
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$671,000	1,388
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,040,000	906
Total noninterest expense	$14,084,000	1,569
Salaries and employee benefits	$8,910,000	1,450
Premises and equipment expense	$1,173,000	1,840
Additional noninterest expense	$5,040,000	906
Pre-tax net operating income	$13,396,000	1,041
Securities gains (losses)	$0	691
Applicable income taxes	$3,551,000	743
Income before extraordinary items	$9,845,000	1,118
Extraordinary gains, net	$0	5
Net income	$9,845,000	1,117
Minority interest net income	$0	63
Net income of bank and minority interests.	$9,845,000	1,118
Net charge-offs	$169,000	1,004
Cash dividends	$2,700,000	1,243
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$9,845,000	1,143
2022-09-30 (YTD Data)		Rank
Total interest income	$16,117,000	1,428
Total interest expense	$533,000	2,587
Net interest income	$15,584,000	1,372
Provision for loan and lease losses	$0	2,835
Total noninterest income	$3,775,000	1,210
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$499,000	1,409
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,276,000	1,001
Total noninterest expense	$10,352,000	1,589
Salaries and employee benefits	$6,576,000	1,460
Premises and equipment expense	$928,000	1,784
Additional noninterest expense	$3,276,000	1,001
Pre-tax net operating income	$9,007,000	1,110
Securities gains (losses)	$0	740
Applicable income taxes	$2,370,000	806
Income before extraordinary items	$6,637,000	1,190
Extraordinary gains, net	$0	4
Net income	$6,637,000	1,189
Minority interest net income	$0	57
Net income of bank and minority interests.	$6,637,000	1,190
Net charge-offs	$-127,000	4,364
Cash dividends	$2,700,000	905
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$6,637,000	1,216
2022-06-30 (YTD Data)		Rank
Total interest income	$10,050,000	1,462
Total interest expense	$252,000	2,903
Net interest income	$9,798,000	1,410
Provision for loan and lease losses	$0	2,599
Total noninterest income	$2,533,000	1,198
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$331,000	1,391
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,202,000	1,032
Total noninterest expense	$7,019,000	1,550
Salaries and employee benefits	$4,477,000	1,435
Premises and equipment expense	$616,000	1,792
Additional noninterest expense	$1,926,000	1,649
Pre-tax net operating income	$5,312,000	1,160
Securities gains (losses)	$0	687
Applicable income taxes	$1,398,000	825
Income before extraordinary items	$3,914,000	1,252
Extraordinary gains, net	$0	4
Net income	$3,914,000	1,252
Minority interest net income	$0	60
Net income of bank and minority interests.	$3,914,000	1,252
Net charge-offs	$-8,000	3,588
Cash dividends	$130,000	2,640
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$3,914,000	1,273
2022-03-31 (YTD Data)		Rank
Total interest income	$4,625,000	1,525
Total interest expense	$120,000	2,940
Net interest income	$4,505,000	1,472
Provision for loan and lease losses	$0	2,285
Total noninterest income	$1,293,000	1,178
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$164,000	1,391
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,129,000	1,011
Total noninterest expense	$3,485,000	1,553
Salaries and employee benefits	$2,127,000	1,499
Premises and equipment expense	$341,000	1,681
Additional noninterest expense	$1,017,000	1,557
Pre-tax net operating income	$2,313,000	1,223
Securities gains (losses)	$0	623
Applicable income taxes	$608,000	870
Income before extraordinary items	$1,705,000	1,337
Extraordinary gains, net	$0	4
Net income	$1,705,000	1,337
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,705,000	1,337
Net charge-offs	$-5,000	3,667
Cash dividends	$50,000	2,139
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,705,000	1,352
2021-12-31 (YTD Data)		Rank
Total interest income	$20,697,000	1,438
Total interest expense	$681,000	2,741
Net interest income	$20,016,000	1,366
Provision for loan and lease losses	$1,904,000	312
Total noninterest income	$8,370,000	956
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$647,000	1,335
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,723,000	804
Total noninterest expense	$13,981,000	1,542
Salaries and employee benefits	$8,263,000	1,529
Premises and equipment expense	$1,265,000	1,760
Additional noninterest expense	$4,453,000	1,462
Pre-tax net operating income	$12,501,000	1,097
Securities gains (losses)	$0	2,062
Applicable income taxes	$3,310,000	809
Income before extraordinary items	$9,191,000	1,221
Extraordinary gains, net	$0	10
Net income	$9,191,000	1,221
Minority interest net income	$0	74
Net income of bank and minority interests.	$9,191,000	1,221
Net charge-offs	$132,000	1,213
Cash dividends	$4,675,000	837
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$9,191,000	1,203
2021-09-30 (YTD Data)		Rank
Total interest income	$13,807,000	1,612
Total interest expense	$551,000	2,728
Net interest income	$13,256,000	1,535
Provision for loan and lease losses	$1,615,000	269
Total noninterest income	$7,160,000	881
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$473,000	1,346
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,687,000	752
Total noninterest expense	$10,504,000	1,544
Salaries and employee benefits	$6,224,000	1,520
Premises and equipment expense	$972,000	1,743
Additional noninterest expense	$3,308,000	1,474
Pre-tax net operating income	$8,297,000	1,248
Securities gains (losses)	$0	2,015
Applicable income taxes	$2,188,000	921
Income before extraordinary items	$6,109,000	1,374
Extraordinary gains, net	$0	8
Net income	$6,109,000	1,374
Minority interest net income	$0	69
Net income of bank and minority interests.	$6,109,000	1,374
Net charge-offs	$-36,000	4,090
Cash dividends	$3,070,000	840
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$6,109,000	1,361
2021-06-30 (YTD Data)		Rank
Total interest income	$9,068,000	1,624
Total interest expense	$389,000	2,715
Net interest income	$8,679,000	1,540
Provision for loan and lease losses	$1,065,000	289
Total noninterest income	$5,067,000	845
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$306,000	1,341
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,761,000	713
Total noninterest expense	$7,117,000	1,516
Salaries and employee benefits	$4,129,000	1,526
Premises and equipment expense	$664,000	1,700
Additional noninterest expense	$2,324,000	1,403
Pre-tax net operating income	$5,564,000	1,219
Securities gains (losses)	$0	1,818
Applicable income taxes	$1,467,000	904
Income before extraordinary items	$4,097,000	1,370
Extraordinary gains, net	$0	6
Net income	$4,097,000	1,370
Minority interest net income	$0	67
Net income of bank and minority interests.	$4,097,000	1,370
Net charge-offs	$-33,000	4,230
Cash dividends	$840,000	1,522
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$4,097,000	1,341
2021-03-31 (YTD Data)		Rank
Total interest income	$4,551,000	1,626
Total interest expense	$205,000	2,721
Net interest income	$4,346,000	1,536
Provision for loan and lease losses	$672,000	276
Total noninterest income	$2,668,000	814
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$149,000	1,358
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,519,000	698
Total noninterest expense	$3,654,000	1,471
Salaries and employee benefits	$2,157,000	1,452
Premises and equipment expense	$354,000	1,635
Additional noninterest expense	$1,143,000	1,380
Pre-tax net operating income	$2,688,000	1,238
Securities gains (losses)	$0	1,392
Applicable income taxes	$708,000	910
Income before extraordinary items	$1,980,000	1,405
Extraordinary gains, net	$0	3
Net income	$1,980,000	1,405
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,980,000	1,405
Net charge-offs	$-5,000	3,772
Cash dividends	$665,000	1,003
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,980,000	1,370
2020-12-31 (YTD Data)		Rank
Total interest income	$20,004,000	1,500
Total interest expense	$1,462,000	2,421
Net interest income	$18,542,000	1,378
Provision for loan and lease losses	$1,417,000	1,295
Total noninterest income	$8,330,000	909
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$621,000	1,372
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,709,000	764
Total noninterest expense	$14,816,000	1,423
Salaries and employee benefits	$8,597,000	1,422
Premises and equipment expense	$1,257,000	1,741
Additional noninterest expense	$4,962,000	1,290
Pre-tax net operating income	$10,639,000	1,016
Securities gains (losses)	$0	2,675
Applicable income taxes	$2,492,000	799
Income before extraordinary items	$8,147,000	1,131
Extraordinary gains, net	$0	4
Net income	$8,147,000	1,131
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,147,000	1,131
Net charge-offs	$-116,000	4,779
Cash dividends	$860,000	2,363
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$8,147,000	1,096
2020-09-30 (YTD Data)		Rank
Total interest income	$15,226,000	1,483
Total interest expense	$1,230,000	2,343
Net interest income	$13,996,000	1,361
Provision for loan and lease losses	$405,000	2,134
Total noninterest income	$5,369,000	980
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$455,000	1,395
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,914,000	823
Total noninterest expense	$10,954,000	1,418
Salaries and employee benefits	$6,266,000	1,432
Premises and equipment expense	$987,000	1,675
Additional noninterest expense	$3,701,000	1,268
Pre-tax net operating income	$8,006,000	975
Securities gains (losses)	$0	2,494
Applicable income taxes	$2,102,000	704
Income before extraordinary items	$5,904,000	1,119
Extraordinary gains, net	$0	4
Net income	$5,904,000	1,119
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,904,000	1,119
Net charge-offs	$-107,000	4,824
Cash dividends	$715,000	2,008
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$5,904,000	1,082
2020-06-30 (YTD Data)		Rank
Total interest income	$10,342,000	1,475
Total interest expense	$957,000	2,211
Net interest income	$9,385,000	1,351
Provision for loan and lease losses	$199,000	2,431
Total noninterest income	$3,209,000	989
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$303,000	1,410
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,906,000	834
Total noninterest expense	$7,201,000	1,427
Salaries and employee benefits	$4,070,000	1,465
Premises and equipment expense	$661,000	1,665
Additional noninterest expense	$2,470,000	1,258
Pre-tax net operating income	$5,194,000	922
Securities gains (losses)	$0	2,249
Applicable income taxes	$1,364,000	649
Income before extraordinary items	$3,830,000	1,071
Extraordinary gains, net	$0	4
Net income	$3,830,000	1,071
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,830,000	1,071
Net charge-offs	$-126,000	4,921
Cash dividends	$440,000	2,089
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$3,830,000	1,046
2020-03-31 (YTD Data)		Rank
Total interest income	$5,289,000	1,440
Total interest expense	$625,000	1,994
Net interest income	$4,664,000	1,329
Provision for loan and lease losses	$61,000	2,347
Total noninterest income	$1,066,000	1,233
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$175,000	1,456
Trading account gains and fees	NA	NA
Additional Noninterest Income	$891,000	1,056
Total noninterest expense	$3,458,000	1,484
Salaries and employee benefits	$1,969,000	1,522
Premises and equipment expense	$336,000	1,668
Additional noninterest expense	$1,153,000	1,354
Pre-tax net operating income	$2,211,000	959
Securities gains (losses)	$0	1,705
Applicable income taxes	$581,000	663
Income before extraordinary items	$1,630,000	1,109
Extraordinary gains, net	$0	4
Net income	$1,630,000	1,108
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,630,000	1,109
Net charge-offs	$-118,000	4,985
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,630,000	1,086
2019-12-31 (YTD Data)		Rank
Total interest income	$22,447,000	1,382
Total interest expense	$2,942,000	1,828
Net interest income	$19,505,000	1,287
Provision for loan and lease losses	$567,000	1,384
Total noninterest income	$3,905,000	1,338
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$717,000	1,462
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,188,000	1,155
Total noninterest expense	$13,654,000	1,465
Salaries and employee benefits	$7,531,000	1,539
Premises and equipment expense	$1,124,000	1,881
Additional noninterest expense	$4,999,000	1,245
Pre-tax net operating income	$9,189,000	1,116
Securities gains (losses)	$0	2,379
Applicable income taxes	$2,405,000	803
Income before extraordinary items	$6,784,000	1,268
Extraordinary gains, net	$0	11
Net income	$6,784,000	1,269
Minority interest net income	$0	76
Net income of bank and minority interests.	$6,784,000	1,270
Net charge-offs	$68,000	2,450
Cash dividends	$2,837,000	1,235
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$6,784,000	1,247
2019-09-30 (YTD Data)		Rank
Total interest income	$16,929,000	1,385
Total interest expense	$2,236,000	1,827
Net interest income	$14,693,000	1,290
Provision for loan and lease losses	$169,000	2,158
Total noninterest income	$3,083,000	1,278
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$527,000	1,500
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,556,000	1,087
Total noninterest expense	$10,297,000	1,466
Salaries and employee benefits	$5,666,000	1,530
Premises and equipment expense	$900,000	1,815
Additional noninterest expense	$3,731,000	1,255
Pre-tax net operating income	$7,310,000	1,096
Securities gains (losses)	$0	2,167
Applicable income taxes	$1,921,000	791
Income before extraordinary items	$5,389,000	1,238
Extraordinary gains, net	$0	11
Net income	$5,389,000	1,240
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,389,000	1,240
Net charge-offs	$74,000	1,958
Cash dividends	$2,762,000	934
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$5,389,000	1,211
2019-06-30 (YTD Data)		Rank
Total interest income	$11,264,000	1,382
Total interest expense	$1,431,000	1,863
Net interest income	$9,833,000	1,288
Provision for loan and lease losses	$169,000	1,715
Total noninterest income	$1,885,000	1,327
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$361,000	1,441
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,524,000	1,152
Total noninterest expense	$6,777,000	1,490
Salaries and employee benefits	$3,778,000	1,533
Premises and equipment expense	$604,000	1,810
Additional noninterest expense	$2,395,000	1,312
Pre-tax net operating income	$4,772,000	1,089
Securities gains (losses)	$0	1,702
Applicable income taxes	$1,255,000	775
Income before extraordinary items	$3,517,000	1,234
Extraordinary gains, net	$0	11
Net income	$3,517,000	1,234
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,517,000	1,234
Net charge-offs	$71,000	1,600
Cash dividends	$2,442,000	757
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$3,517,000	1,208
2019-03-31 (YTD Data)		Rank
Total interest income	$5,713,000	1,355
Total interest expense	$693,000	1,854
Net interest income	$5,020,000	1,265
Provision for loan and lease losses	$92,000	1,526
Total noninterest income	$883,000	1,347
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$182,000	1,429
Trading account gains and fees	NA	NA
Additional Noninterest Income	$701,000	1,164
Total noninterest expense	$3,554,000	1,444
Salaries and employee benefits	$1,955,000	1,492
Premises and equipment expense	$313,000	1,783
Additional noninterest expense	$1,286,000	1,215
Pre-tax net operating income	$2,257,000	1,118
Securities gains (losses)	$0	1,087
Applicable income taxes	$594,000	784
Income before extraordinary items	$1,663,000	1,257
Extraordinary gains, net	$0	5
Net income	$1,663,000	1,256
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,663,000	1,256
Net charge-offs	$54,000	1,174
Cash dividends	$1,948,000	527
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,663,000	1,236
2018-12-31 (YTD Data)		Rank
Total interest income	$13,052,000	2,073
Total interest expense	$1,302,000	2,551
Net interest income	$11,750,000	1,980
Provision for loan and lease losses	$0	4,082
Total noninterest income	$3,232,000	1,457
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$550,000	1,849
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,682,000	1,233
Total noninterest expense	$7,885,000	2,273
Salaries and employee benefits	$4,895,000	2,134
Premises and equipment expense	$783,000	2,394
Additional noninterest expense	$2,207,000	2,432
Pre-tax net operating income	$7,097,000	1,333
Securities gains (losses)	$0	1,125
Applicable income taxes	$1,859,000	918
Income before extraordinary items	$5,238,000	1,531
Extraordinary gains, net	$0	6
Net income	$5,238,000	1,529
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,238,000	1,530
Net charge-offs	$19,000	3,126
Cash dividends	$6,405,000	599
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$5,238,000	1,520
2018-09-30 (YTD Data)		Rank
Total interest income	$9,561,000	2,098
Total interest expense	$844,000	2,696
Net interest income	$8,717,000	1,997
Provision for loan and lease losses	$0	3,948
Total noninterest income	$2,043,000	1,671
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$412,000	1,866
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,631,000	1,445
Total noninterest expense	$5,787,000	2,308
Salaries and employee benefits	$3,525,000	2,195
Premises and equipment expense	$579,000	2,445
Additional noninterest expense	$1,683,000	2,401
Pre-tax net operating income	$4,973,000	1,432
Securities gains (losses)	$0	1,118
Applicable income taxes	$1,281,000	995
Income before extraordinary items	$3,692,000	1,617
Extraordinary gains, net	$0	5
Net income	$3,692,000	1,616
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,692,000	1,616
Net charge-offs	$-63,000	4,990
Cash dividends	$635,000	2,142
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$3,692,000	1,604
2018-06-30 (YTD Data)		Rank
Total interest income	$6,252,000	2,114
Total interest expense	$472,000	2,876
Net interest income	$5,780,000	2,013
Provision for loan and lease losses	$0	3,782
Total noninterest income	$1,303,000	1,717
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$272,000	1,878
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,031,000	1,487
Total noninterest expense	$3,792,000	2,341
Salaries and employee benefits	$2,328,000	2,221
Premises and equipment expense	$395,000	2,428
Additional noninterest expense	$1,069,000	2,487
Pre-tax net operating income	$3,291,000	1,421
Securities gains (losses)	$0	961
Applicable income taxes	$856,000	976
Income before extraordinary items	$2,435,000	1,609
Extraordinary gains, net	$0	6
Net income	$2,435,000	1,608
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,435,000	1,608
Net charge-offs	$12,000	2,509
Cash dividends	$365,000	2,300
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,435,000	1,595
2018-03-31 (YTD Data)		Rank
Total interest income	$3,050,000	2,146
Total interest expense	$229,000	2,871
Net interest income	$2,821,000	2,041
Provision for loan and lease losses	$0	3,508
Total noninterest income	$638,000	1,730
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$140,000	1,842
Trading account gains and fees	NA	NA
Additional Noninterest Income	$498,000	1,487
Total noninterest expense	$1,860,000	2,400
Salaries and employee benefits	$1,097,000	2,351
Premises and equipment expense	$205,000	2,405
Additional noninterest expense	$558,000	2,424
Pre-tax net operating income	$1,599,000	1,421
Securities gains (losses)	$0	735
Applicable income taxes	$413,000	985
Income before extraordinary items	$1,186,000	1,601
Extraordinary gains, net	$0	7
Net income	$1,186,000	1,601
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,186,000	1,601
Net charge-offs	$15,000	1,795
Cash dividends	$205,000	1,872
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,186,000	1,589
2017-12-31 (YTD Data)		Rank
Total interest income	$11,155,000	2,249
Total interest expense	$737,000	3,060
Net interest income	$10,418,000	2,151
Provision for loan and lease losses	$-330,000	5,478
Total noninterest income	$3,430,000	1,441
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$536,000	1,933
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,894,000	1,194
Total noninterest expense	$7,597,000	2,361
Salaries and employee benefits	$4,575,000	2,243
Premises and equipment expense	$776,000	2,501
Additional noninterest expense	$2,246,000	2,449
Pre-tax net operating income	$6,581,000	1,376
Securities gains (losses)	$0	2,243
Applicable income taxes	$2,578,000	1,079
Income before extraordinary items	$4,003,000	1,611
Extraordinary gains, net	$0	9
Net income	$4,003,000	1,611
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,003,000	1,611
Net charge-offs	$-26,000	4,996
Cash dividends	$745,000	2,552
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$4,003,000	1,593
2017-09-30 (YTD Data)		Rank
Total interest income	$8,198,000	2,278
Total interest expense	$553,000	3,043
Net interest income	$7,645,000	2,201
Provision for loan and lease losses	$-330,000	5,602
Total noninterest income	$2,750,000	1,384
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$394,000	1,971
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,356,000	1,139
Total noninterest expense	$5,635,000	2,393
Salaries and employee benefits	$3,364,000	2,287
Premises and equipment expense	$607,000	2,450
Additional noninterest expense	$1,664,000	2,480
Pre-tax net operating income	$5,090,000	1,355
Securities gains (losses)	$0	2,274
Applicable income taxes	$1,534,000	1,096
Income before extraordinary items	$3,556,000	1,504
Extraordinary gains, net	$0	9
Net income	$3,556,000	1,503
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,556,000	1,504
Net charge-offs	$-62,000	5,219
Cash dividends	$595,000	2,250
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,556,000	1,484
2017-06-30 (YTD Data)		Rank
Total interest income	$5,310,000	2,312
Total interest expense	$346,000	3,125
Net interest income	$4,964,000	2,235
Provision for loan and lease losses	$-330,000	5,681
Total noninterest income	$2,118,000	1,261
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$259,000	1,985
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,859,000	1,020
Total noninterest expense	$3,901,000	2,317
Salaries and employee benefits	$2,252,000	2,293
Premises and equipment expense	$415,000	2,410
Additional noninterest expense	$1,234,000	2,267
Pre-tax net operating income	$3,511,000	1,317
Securities gains (losses)	$0	1,906
Applicable income taxes	$955,000	1,136
Income before extraordinary items	$2,556,000	1,407
Extraordinary gains, net	$0	11
Net income	$2,556,000	1,407
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,556,000	1,408
Net charge-offs	$-45,000	5,264
Cash dividends	$295,000	2,539
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,556,000	1,385
2017-03-31 (YTD Data)		Rank
Total interest income	$2,610,000	2,344
Total interest expense	$177,000	3,084
Net interest income	$2,433,000	2,269
Provision for loan and lease losses	$0	3,537
Total noninterest income	$1,429,000	1,025
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$129,000	1,993
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,300,000	795
Total noninterest expense	$1,708,000	2,583
Salaries and employee benefits	$1,107,000	2,339
Premises and equipment expense	$211,000	2,429
Additional noninterest expense	$390,000	3,162
Pre-tax net operating income	$2,154,000	1,102
Securities gains (losses)	$0	1,153
Applicable income taxes	$450,000	1,159
Income before extraordinary items	$1,704,000	1,097
Extraordinary gains, net	$0	8
Net income	$1,704,000	1,096
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,704,000	1,097
Net charge-offs	$-2,000	4,280
Cash dividends	$120,000	2,284
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,704,000	1,073
2016-12-31 (YTD Data)		Rank
Total interest income	$11,334,000	2,170
Total interest expense	$841,000	2,728
Net interest income	$10,493,000	2,098
Provision for loan and lease losses	$150,000	2,726
Total noninterest income	$2,350,000	1,922
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$523,000	2,015
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,827,000	1,675
Total noninterest expense	$7,260,000	2,486
Salaries and employee benefits	$4,199,000	2,412
Premises and equipment expense	$880,000	2,352
Additional noninterest expense	$2,181,000	2,593
Pre-tax net operating income	$5,433,000	1,515
Securities gains (losses)	$-4,000	5,580
Applicable income taxes	$2,004,000	1,044
Income before extraordinary items	$3,425,000	1,882
Extraordinary gains, net	$0	5
Net income	$3,425,000	1,881
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,425,000	1,881
Net charge-offs	$192,000	1,965
Cash dividends	$640,000	2,708
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,427,560	1,838
2016-09-30 (YTD Data)		Rank
Total interest income	$7,703,000	2,349
Total interest expense	$634,000	2,718
Net interest income	$7,069,000	2,296
Provision for loan and lease losses	$0	4,186
Total noninterest income	$1,764,000	1,924
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$384,000	2,056
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,380,000	1,670
Total noninterest expense	$4,953,000	2,669
Salaries and employee benefits	$2,982,000	2,496
Premises and equipment expense	$570,000	2,594
Additional noninterest expense	$1,401,000	2,882
Pre-tax net operating income	$3,880,000	1,591
Securities gains (losses)	$0	3,160
Applicable income taxes	$1,426,000	1,117
Income before extraordinary items	$2,454,000	1,982
Extraordinary gains, net	$0	5
Net income	$2,454,000	1,982
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,454,000	1,982
Net charge-offs	$51,000	2,574
Cash dividends	$565,000	2,246
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,454,000	1,920
2016-06-30 (YTD Data)		Rank
Total interest income	$5,061,000	2,388
Total interest expense	$421,000	2,741
Net interest income	$4,640,000	2,333
Provision for loan and lease losses	$0	4,017
Total noninterest income	$1,107,000	1,973
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$249,000	2,074
Trading account gains and fees	$0	157
Additional Noninterest Income	$858,000	1,719
Total noninterest expense	$3,277,000	2,694
Salaries and employee benefits	$1,977,000	2,527
Premises and equipment expense	$378,000	2,615
Additional noninterest expense	$922,000	2,918
Pre-tax net operating income	$2,470,000	1,653
Securities gains (losses)	$0	2,835
Applicable income taxes	$902,000	1,161
Income before extraordinary items	$1,568,000	2,036
Extraordinary gains, net	$0	16
Net income	$1,568,000	2,036
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,568,000	2,036
Net charge-offs	$33,000	2,453
Cash dividends	$475,000	2,068
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,568,000	1,976
2016-03-31 (YTD Data)		Rank
Total interest income	$2,531,000	2,382
Total interest expense	$207,000	2,781
Net interest income	$2,324,000	2,329
Provision for loan and lease losses	$0	3,656
Total noninterest income	$576,000	1,893
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$127,000	2,023
Trading account gains and fees	$0	142
Additional Noninterest Income	$449,000	1,629
Total noninterest expense	$1,703,000	2,621
Salaries and employee benefits	$1,048,000	2,432
Premises and equipment expense	$186,000	2,686
Additional noninterest expense	$469,000	2,885
Pre-tax net operating income	$1,197,000	1,676
Securities gains (losses)	$0	2,077
Applicable income taxes	$429,000	1,181
Income before extraordinary items	$768,000	2,058
Extraordinary gains, net	$0	12
Net income	$768,000	2,058
Minority interest net income	$0	62
Net income of bank and minority interests.	$768,000	2,058
Net charge-offs	$20,000	1,985
Cash dividends	$85,000	2,477
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$768,000	2,011
2015-12-31 (YTD Data)		Rank
Total interest income	$8,308,000	2,764
Total interest expense	$689,000	3,095
Net interest income	$7,619,000	2,696
Provision for loan and lease losses	$0	4,380
Total noninterest income	$1,631,000	2,382
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$354,000	2,742
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,277,000	2,064
Total noninterest expense	$5,171,000	3,139
Salaries and employee benefits	$2,942,000	3,065
Premises and equipment expense	$570,000	3,215
Additional noninterest expense	$1,659,000	3,190
Pre-tax net operating income	$4,079,000	1,836
Securities gains (losses)	$0	3,216
Applicable income taxes	$1,542,000	1,215
Income before extraordinary items	$2,537,000	2,313
Extraordinary gains, net	$0	23
Net income	$2,537,000	2,313
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,537,000	2,314
Net charge-offs	$47,000	3,296
Cash dividends	$5,350,000	624
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,537,000	2,272
2015-09-30 (YTD Data)		Rank
Total interest income	$6,099,000	2,819
Total interest expense	$519,000	3,130
Net interest income	$5,580,000	2,765
Provision for loan and lease losses	$0	4,232
Total noninterest income	$1,252,000	2,366
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$253,000	2,831
Trading account gains and fees	$0	153
Additional Noninterest Income	$999,000	2,027
Total noninterest expense	$3,541,000	3,383
Salaries and employee benefits	$2,097,000	3,188
Premises and equipment expense	$422,000	3,283
Additional noninterest expense	$1,022,000	3,631
Pre-tax net operating income	$3,291,000	1,773
Securities gains (losses)	$0	3,031
Applicable income taxes	$1,244,000	1,191
Income before extraordinary items	$2,047,000	2,222
Extraordinary gains, net	$0	21
Net income	$2,047,000	2,223
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,047,000	2,223
Net charge-offs	$28,000	3,161
Cash dividends	$250,000	2,951
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,047,000	2,186
2015-06-30 (YTD Data)		Rank
Total interest income	$4,051,000	2,835
Total interest expense	$349,000	3,131
Net interest income	$3,702,000	2,773
Provision for loan and lease losses	$0	4,069
Total noninterest income	$860,000	2,337
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$166,000	2,837
Trading account gains and fees	$0	157
Additional Noninterest Income	$694,000	1,980
Total noninterest expense	$2,386,000	3,371
Salaries and employee benefits	$1,395,000	3,215
Premises and equipment expense	$301,000	3,158
Additional noninterest expense	$690,000	3,620
Pre-tax net operating income	$2,176,000	1,777
Securities gains (losses)	$0	2,636
Applicable income taxes	$821,000	1,190
Income before extraordinary items	$1,355,000	2,222
Extraordinary gains, net	$0	22
Net income	$1,355,000	2,223
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,355,000	2,224
Net charge-offs	$29,000	2,709
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,355,000	2,170
2015-03-31 (YTD Data)		Rank
Total interest income	$1,999,000	2,863
Total interest expense	$178,000	3,119
Net interest income	$1,821,000	2,801
Provision for loan and lease losses	$0	3,703
Total noninterest income	$469,000	2,180
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$80,000	2,869
Trading account gains and fees	$0	152
Additional Noninterest Income	$389,000	1,807
Total noninterest expense	$1,217,000	3,340
Salaries and employee benefits	$707,000	3,219
Premises and equipment expense	$157,000	3,103
Additional noninterest expense	$353,000	3,565
Pre-tax net operating income	$1,073,000	1,741
Securities gains (losses)	$0	2,027
Applicable income taxes	$402,000	1,189
Income before extraordinary items	$671,000	2,216
Extraordinary gains, net	$0	13
Net income	$671,000	2,217
Minority interest net income	$0	64
Net income of bank and minority interests.	$671,000	2,217
Net charge-offs	$-1,000	4,352
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$671,000	2,149
2014-12-31 (YTD Data)		Rank
Total interest income	$8,414,000	2,777
Total interest expense	$802,000	3,030
Net interest income	$7,612,000	2,734
Provision for loan and lease losses	$189,000	2,552
Total noninterest income	$1,318,000	2,688
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$338,000	2,999
Trading account gains and fees	$0	180
Additional Noninterest Income	$980,000	2,347
Total noninterest expense	$4,688,000	3,457
Salaries and employee benefits	$2,433,000	3,532
Premises and equipment expense	$598,000	3,240
Additional noninterest expense	$1,657,000	3,304
Pre-tax net operating income	$4,053,000	1,817
Securities gains (losses)	$0	3,259
Applicable income taxes	$1,560,000	1,167
Income before extraordinary items	$2,493,000	2,317
Extraordinary gains, net	$0	17
Net income	$2,493,000	2,317
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,493,000	2,317
Net charge-offs	$-4,000	5,513
Cash dividends	$950,000	2,105
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,493,000	2,264
2014-09-30 (YTD Data)		Rank
Total interest income	$6,357,000	2,788
Total interest expense	$602,000	3,083
Net interest income	$5,755,000	2,732
Provision for loan and lease losses	$142,000	2,438
Total noninterest income	$971,000	2,740
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$249,000	3,054
Trading account gains and fees	$0	174
Additional Noninterest Income	$722,000	2,403
Total noninterest expense	$3,433,000	3,526
Salaries and employee benefits	$1,820,000	3,551
Premises and equipment expense	$516,000	2,982
Additional noninterest expense	$1,097,000	3,632
Pre-tax net operating income	$3,151,000	1,774
Securities gains (losses)	$0	2,980
Applicable income taxes	$1,206,000	1,147
Income before extraordinary items	$1,945,000	2,265
Extraordinary gains, net	$0	15
Net income	$1,945,000	2,266
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,945,000	2,265
Net charge-offs	$-1,000	5,188
Cash dividends	$725,000	1,847
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,945,000	2,213
2014-06-30 (YTD Data)		Rank
Total interest income	$4,230,000	2,796
Total interest expense	$400,000	3,129
Net interest income	$3,830,000	2,737
Provision for loan and lease losses	$95,000	2,419
Total noninterest income	$570,000	2,902
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$163,000	3,059
Trading account gains and fees	$0	172
Additional Noninterest Income	$407,000	2,604
Total noninterest expense	$2,335,000	3,494
Salaries and employee benefits	$1,260,000	3,492
Premises and equipment expense	$360,000	2,902
Additional noninterest expense	$715,000	3,695
Pre-tax net operating income	$1,970,000	1,844
Securities gains (losses)	$0	2,580
Applicable income taxes	$763,000	1,168
Income before extraordinary items	$1,207,000	2,330
Extraordinary gains, net	$0	20
Net income	$1,207,000	2,334
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,207,000	2,334
Net charge-offs	$-47,000	6,129
Cash dividends	$625,000	1,579
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,207,000	2,282
2014-03-31 (YTD Data)		Rank
Total interest income	$2,152,000	2,756
Total interest expense	$202,000	3,153
Net interest income	$1,950,000	2,690
Provision for loan and lease losses	$47,000	2,300
Total noninterest income	$257,000	3,020
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$73,000	3,258
Trading account gains and fees	$0	147
Additional Noninterest Income	$184,000	2,677
Total noninterest expense	$1,221,000	3,437
Salaries and employee benefits	$690,000	3,322
Premises and equipment expense	$189,000	2,863
Additional noninterest expense	$342,000	3,798
Pre-tax net operating income	$939,000	1,858
Securities gains (losses)	$0	1,715
Applicable income taxes	$364,000	1,161
Income before extraordinary items	$575,000	2,337
Extraordinary gains, net	$0	16
Net income	$575,000	2,338
Minority interest net income	$0	66
Net income of bank and minority interests.	$575,000	2,339
Net charge-offs	$-5,000	5,444
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$575,000	2,304
2013-12-31 (YTD Data)		Rank
Total interest income	$8,839,000	2,711
Total interest expense	$977,000	2,994
Net interest income	$7,862,000	2,647
Provision for loan and lease losses	$502,000	1,827
Total noninterest income	$1,413,000	2,686
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$260,000	3,637
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,153,000	2,182
Total noninterest expense	$4,725,000	3,546
Salaries and employee benefits	$2,451,000	3,594
Premises and equipment expense	$698,000	2,976
Additional noninterest expense	$1,576,000	3,526
Pre-tax net operating income	$4,048,000	1,711
Securities gains (losses)	$0	3,182
Applicable income taxes	$1,577,000	1,090
Income before extraordinary items	$2,471,000	2,210
Extraordinary gains, net	$0	29
Net income	$2,471,000	2,214
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,471,000	2,213
Net charge-offs	$1,196,000	1,103
Cash dividends	$2,140,000	1,146
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,471,000	2,158
2013-09-30 (YTD Data)		Rank
Total interest income	$6,614,000	2,734
Total interest expense	$755,000	3,006
Net interest income	$5,859,000	2,667
Provision for loan and lease losses	$62,000	3,806
Total noninterest income	$1,164,000	2,579
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$190,000	3,705
Trading account gains and fees	$0	180
Additional Noninterest Income	$974,000	2,073
Total noninterest expense	$3,444,000	3,621
Salaries and employee benefits	$1,822,000	3,638
Premises and equipment expense	$504,000	3,088
Additional noninterest expense	$1,118,000	3,676
Pre-tax net operating income	$3,517,000	1,532
Securities gains (losses)	$0	3,040
Applicable income taxes	$1,407,000	976
Income before extraordinary items	$2,110,000	2,039
Extraordinary gains, net	$0	25
Net income	$2,110,000	2,046
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,110,000	2,045
Net charge-offs	$773,000	1,211
Cash dividends	$2,000,000	865
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,110,000	1,982
2013-06-30 (YTD Data)		Rank
Total interest income	$4,434,000	2,720
Total interest expense	$520,000	2,982
Net interest income	$3,914,000	2,655
Provision for loan and lease losses	$62,000	3,366
Total noninterest income	$710,000	2,736
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$126,000	3,685
Trading account gains and fees	$0	157
Additional Noninterest Income	$584,000	2,271
Total noninterest expense	$2,302,000	3,635
Salaries and employee benefits	$1,235,000	3,607
Premises and equipment expense	$335,000	3,099
Additional noninterest expense	$732,000	3,718
Pre-tax net operating income	$2,260,000	1,562
Securities gains (losses)	$0	2,791
Applicable income taxes	$904,000	1,007
Income before extraordinary items	$1,356,000	2,099
Extraordinary gains, net	$0	22
Net income	$1,356,000	2,107
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,356,000	2,105
Net charge-offs	$739,000	954
Cash dividends	$2,000,000	614
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,356,000	2,014
2013-03-31 (YTD Data)		Rank
Total interest income	$2,267,000	2,693
Total interest expense	$269,000	2,984
Net interest income	$1,998,000	2,616
Provision for loan and lease losses	$0	4,409
Total noninterest income	$383,000	2,615
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$64,000	3,631
Trading account gains and fees	$0	148
Additional Noninterest Income	$319,000	2,137
Total noninterest expense	$1,191,000	3,581
Salaries and employee benefits	$632,000	3,587
Premises and equipment expense	$172,000	3,062
Additional noninterest expense	$387,000	3,594
Pre-tax net operating income	$1,190,000	1,483
Securities gains (losses)	$0	1,966
Applicable income taxes	$476,000	958
Income before extraordinary items	$714,000	1,979
Extraordinary gains, net	$0	10
Net income	$714,000	1,980
Minority interest net income	$0	76
Net income of bank and minority interests.	$714,000	1,981
Net charge-offs	$19,000	3,117
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$714,000	1,893
2012-12-31 (YTD Data)		Rank
Total interest income	$9,760,000	2,625
Total interest expense	$1,291,000	3,047
Net interest income	$8,469,000	2,536
Provision for loan and lease losses	$540,000	2,617
Total noninterest income	$1,785,000	2,364
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$296,000	3,511
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,489,000	1,861
Total noninterest expense	$5,158,000	3,385
Salaries and employee benefits	$2,805,000	3,271
Premises and equipment expense	$830,000	2,658
Additional noninterest expense	$1,523,000	3,750
Pre-tax net operating income	$4,556,000	1,492
Securities gains (losses)	$0	3,810
Applicable income taxes	$1,788,000	954
Income before extraordinary items	$2,768,000	1,997
Extraordinary gains, net	$0	29
Net income	$2,768,000	1,996
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,768,000	1,998
Net charge-offs	$-77,000	6,912
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,768,000	1,889
2012-09-30 (YTD Data)		Rank
Total interest income	$7,264,000	2,693
Total interest expense	$997,000	3,086
Net interest income	$6,267,000	2,610
Provision for loan and lease losses	$405,000	2,565
Total noninterest income	$1,264,000	2,443
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$219,000	3,572
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,045,000	1,938
Total noninterest expense	$3,687,000	3,529
Salaries and employee benefits	$2,067,000	3,339
Premises and equipment expense	$555,000	2,943
Additional noninterest expense	$1,065,000	3,941
Pre-tax net operating income	$3,439,000	1,517
Securities gains (losses)	$0	3,575
Applicable income taxes	$1,376,000	966
Income before extraordinary items	$2,063,000	2,054
Extraordinary gains, net	$0	20
Net income	$2,063,000	2,053
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,063,000	2,055
Net charge-offs	$-81,000	6,995
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,063,000	1,937
2012-06-30 (YTD Data)		Rank
Total interest income	$4,811,000	2,731
Total interest expense	$674,000	3,137
Net interest income	$4,137,000	2,630
Provision for loan and lease losses	$270,000	2,583
Total noninterest income	$781,000	2,515
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$148,000	3,539
Trading account gains and fees	$0	153
Additional Noninterest Income	$633,000	2,042
Total noninterest expense	$2,373,000	3,645
Salaries and employee benefits	$1,367,000	3,379
Premises and equipment expense	$375,000	2,914
Additional noninterest expense	$631,000	4,266
Pre-tax net operating income	$2,275,000	1,518
Securities gains (losses)	$0	3,178
Applicable income taxes	$910,000	959
Income before extraordinary items	$1,365,000	2,050
Extraordinary gains, net	$0	19
Net income	$1,365,000	2,048
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,365,000	2,050
Net charge-offs	$-40,000	6,940
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,365,000	1,942
2012-03-31 (YTD Data)		Rank
Total interest income	$2,392,000	2,783
Total interest expense	$350,000	3,148
Net interest income	$2,042,000	2,673
Provision for loan and lease losses	$135,000	2,529
Total noninterest income	$403,000	2,470
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$78,000	3,429
Trading account gains and fees	$0	148
Additional Noninterest Income	$325,000	2,007
Total noninterest expense	$1,168,000	3,704
Salaries and employee benefits	$686,000	3,390
Premises and equipment expense	$189,000	2,903
Additional noninterest expense	$293,000	4,441
Pre-tax net operating income	$1,142,000	1,506
Securities gains (losses)	$0	2,210
Applicable income taxes	$457,000	961
Income before extraordinary items	$685,000	2,038
Extraordinary gains, net	$0	19
Net income	$685,000	2,039
Minority interest net income	$0	78
Net income of bank and minority interests.	$685,000	2,040
Net charge-offs	$-60,000	7,097
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$685,000	1,939
2011-12-31 (YTD Data)		Rank
Total interest income	$9,529,000	2,880
Total interest expense	$1,702,000	3,127
Net interest income	$7,827,000	2,801
Provision for loan and lease losses	$780,000	2,777
Total noninterest income	$1,678,000	2,277
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$335,000	3,380
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,343,000	1,763
Total noninterest expense	$5,035,000	3,517
Salaries and employee benefits	$2,685,000	3,373
Premises and equipment expense	$729,000	3,100
Additional noninterest expense	$1,621,000	3,664
Pre-tax net operating income	$3,690,000	1,524
Securities gains (losses)	$118,000	1,934
Applicable income taxes	$1,530,000	977
Income before extraordinary items	$2,278,000	2,034
Extraordinary gains, net	$0	29
Net income	$2,278,000	2,035
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,278,000	2,035
Net charge-offs	$272,000	3,914
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,202,480	2,007
2011-09-30 (YTD Data)		Rank
Total interest income	$7,125,000	2,920
Total interest expense	$1,314,000	3,170
Net interest income	$5,811,000	2,822
Provision for loan and lease losses	$585,000	2,664
Total noninterest income	$1,154,000	2,402
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$253,000	3,375
Trading account gains and fees	$0	145
Additional Noninterest Income	$901,000	1,889
Total noninterest expense	$3,706,000	3,573
Salaries and employee benefits	$2,002,000	3,396
Premises and equipment expense	$568,000	3,050
Additional noninterest expense	$1,136,000	3,831
Pre-tax net operating income	$2,674,000	1,635
Securities gains (losses)	$118,000	1,637
Applicable income taxes	$1,155,000	969
Income before extraordinary items	$1,637,000	2,165
Extraordinary gains, net	$0	21
Net income	$1,637,000	2,165
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,637,000	2,166
Net charge-offs	$234,000	3,535
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,561,480	2,150
2011-06-30 (YTD Data)		Rank
Total interest income	$4,676,000	2,982
Total interest expense	$895,000	3,224
Net interest income	$3,781,000	2,881
Provision for loan and lease losses	$390,000	2,626
Total noninterest income	$729,000	2,471
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$171,000	3,331
Trading account gains and fees	$0	153
Additional Noninterest Income	$558,000	1,951
Total noninterest expense	$2,387,000	3,701
Salaries and employee benefits	$1,360,000	3,369
Premises and equipment expense	$378,000	3,075
Additional noninterest expense	$649,000	4,304
Pre-tax net operating income	$1,733,000	1,643
Securities gains (losses)	$118,000	1,021
Applicable income taxes	$740,000	972
Income before extraordinary items	$1,111,000	2,079
Extraordinary gains, net	$0	15
Net income	$1,111,000	2,079
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,111,000	2,079
Net charge-offs	$85,000	4,004
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,035,480	2,139
2011-03-31 (YTD Data)		Rank
Total interest income	$2,275,000	3,066
Total interest expense	$467,000	3,215
Net interest income	$1,808,000	2,985
Provision for loan and lease losses	$195,000	2,476
Total noninterest income	$354,000	2,551
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$85,000	3,313
Trading account gains and fees	$0	158
Additional Noninterest Income	$269,000	2,056
Total noninterest expense	$1,154,000	3,803
Salaries and employee benefits	$669,000	3,437
Premises and equipment expense	$198,000	3,026
Additional noninterest expense	$287,000	4,652
Pre-tax net operating income	$813,000	1,756
Securities gains (losses)	$0	1,772
Applicable income taxes	$325,000	1,046
Income before extraordinary items	$488,000	2,297
Extraordinary gains, net	$0	9
Net income	$488,000	2,296
Minority interest net income	$0	86
Net income of bank and minority interests.	$488,000	2,297
Net charge-offs	$99,000	2,745
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$488,000	2,245
2010-12-31 (YTD Data)		Rank
Total interest income	$8,656,000	3,331
Total interest expense	$2,275,000	3,217
Net interest income	$6,381,000	3,316
Provision for loan and lease losses	$800,000	3,403
Total noninterest income	$1,943,000	2,111
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$400,000	3,077
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,543,000	1,666
Total noninterest expense	$5,238,000	3,478
Salaries and employee benefits	$2,539,000	3,544
Premises and equipment expense	$903,000	2,690
Additional noninterest expense	$1,796,000	3,536
Pre-tax net operating income	$2,286,000	2,021
Securities gains (losses)	$10,000	3,313
Applicable income taxes	$878,000	1,349
Income before extraordinary items	$1,418,000	2,603
Extraordinary gains, net	$0	29
Net income	$1,418,000	2,599
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,418,000	2,605
Net charge-offs	$900,000	2,838
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,411,600	2,508
2010-09-30 (YTD Data)		Rank
Total interest income	$6,457,000	3,414
Total interest expense	$1,778,000	3,237
Net interest income	$4,679,000	3,426
Provision for loan and lease losses	$575,000	3,312
Total noninterest income	$1,323,000	2,287
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$298,000	3,165
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,025,000	1,771
Total noninterest expense	$3,869,000	3,525
Salaries and employee benefits	$1,903,000	3,580
Premises and equipment expense	$619,000	2,957
Additional noninterest expense	$1,347,000	3,516
Pre-tax net operating income	$1,558,000	2,305
Securities gains (losses)	$0	3,651
Applicable income taxes	$623,000	1,438
Income before extraordinary items	$935,000	3,013
Extraordinary gains, net	$0	23
Net income	$935,000	3,010
Minority interest net income	$0	110
Net income of bank and minority interests.	$935,000	3,013
Net charge-offs	$869,000	2,356
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$935,000	2,889
2010-06-30 (YTD Data)		Rank
Total interest income	$4,257,000	3,483
Total interest expense	$1,241,000	3,225
Net interest income	$3,016,000	3,498
Provision for loan and lease losses	$300,000	3,591
Total noninterest income	$750,000	2,470
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$192,000	3,225
Trading account gains and fees	$0	152
Additional Noninterest Income	$558,000	1,963
Total noninterest expense	$2,483,000	3,639
Salaries and employee benefits	$1,259,000	3,619
Premises and equipment expense	$420,000	2,934
Additional noninterest expense	$804,000	3,786
Pre-tax net operating income	$983,000	2,410
Securities gains (losses)	$0	3,184
Applicable income taxes	$393,000	1,464
Income before extraordinary items	$590,000	3,101
Extraordinary gains, net	$0	19
Net income	$590,000	3,096
Minority interest net income	$0	105
Net income of bank and minority interests.	$590,000	3,099
Net charge-offs	$626,000	2,190
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$590,000	2,995
2010-03-31 (YTD Data)		Rank
Total interest income	$2,131,000	3,549
Total interest expense	$670,000	3,160
Net interest income	$1,461,000	3,633
Provision for loan and lease losses	$150,000	3,336
Total noninterest income	$392,000	2,401
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$94,000	3,271
Trading account gains and fees	$0	175
Additional Noninterest Income	$298,000	1,853
Total noninterest expense	$1,244,000	3,664
Salaries and employee benefits	$635,000	3,650
Premises and equipment expense	$221,000	2,880
Additional noninterest expense	$388,000	3,869
Pre-tax net operating income	$459,000	2,570
Securities gains (losses)	$0	2,284
Applicable income taxes	$184,000	1,509
Income before extraordinary items	$275,000	3,305
Extraordinary gains, net	$0	16
Net income	$275,000	3,302
Minority interest net income	$0	91
Net income of bank and minority interests.	$275,000	3,305
Net charge-offs	$530,000	1,541
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$275,000	3,194
2009-12-31 (YTD Data)		Rank
Total interest income	$9,800,000	3,284
Total interest expense	$3,057,000	3,372
Net interest income	$6,743,000	3,149
Provision for loan and lease losses	$1,200,000	3,210
Total noninterest income	$1,719,000	2,354
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$321,000	3,760
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,398,000	1,728
Total noninterest expense	$6,675,000	2,914
Salaries and employee benefits	$2,082,000	4,229
Premises and equipment expense	$722,000	3,379
Additional noninterest expense	$3,871,000	1,898
Pre-tax net operating income	$587,000	3,800
Securities gains (losses)	$-11,823,000	7,948
Applicable income taxes	$-3,904,000	7,687
Income before extraordinary items	$-7,332,000	7,449
Extraordinary gains, net	$0	34
Net income	$-7,332,000	7,446
Minority interest net income	$0	115
Net income of bank and minority interests.	$-7,332,000	7,447
Net charge-offs	$266,000	4,639
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$352,950	4,245
2009-09-30 (YTD Data)		Rank
Total interest income	$7,408,000	3,312
Total interest expense	$2,334,000	3,451
Net interest income	$5,074,000	3,152
Provision for loan and lease losses	$450,000	3,968
Total noninterest income	$1,302,000	2,388
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$244,000	3,746
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,058,000	1,755
Total noninterest expense	$3,607,000	3,808
Salaries and employee benefits	$1,571,000	4,242
Premises and equipment expense	$562,000	3,339
Additional noninterest expense	$1,474,000	3,320
Pre-tax net operating income	$2,319,000	1,386
Securities gains (losses)	$-13,520,000	8,053
Applicable income taxes	$-4,414,000	7,885
Income before extraordinary items	$-6,787,000	7,678
Extraordinary gains, net	$0	27
Net income	$-6,787,000	7,677
Minority interest net income	$0	118
Net income of bank and minority interests.	$-6,787,000	7,677
Net charge-offs	$169,000	4,456
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,865,800	1,404
2009-06-30 (YTD Data)		Rank
Total interest income	$5,034,000	3,292
Total interest expense	$1,585,000	3,534
Net interest income	$3,449,000	3,086
Provision for loan and lease losses	$300,000	3,683
Total noninterest income	$979,000	2,215
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$163,000	3,727
Trading account gains and fees	$0	193
Additional Noninterest Income	$816,000	1,628
Total noninterest expense	$2,375,000	3,884
Salaries and employee benefits	$1,046,000	4,298
Premises and equipment expense	$380,000	3,318
Additional noninterest expense	$949,000	3,413
Pre-tax net operating income	$1,753,000	1,312
Securities gains (losses)	$-13,520,000	8,155
Applicable income taxes	$-4,707,000	8,032
Income before extraordinary items	$-7,060,000	7,881
Extraordinary gains, net	$0	21
Net income	$-7,060,000	7,880
Minority interest net income	$0	112
Net income of bank and minority interests.	$-7,060,000	7,880
Net charge-offs	$200,000	3,416
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,592,800	1,155
2009-03-31 (YTD Data)		Rank
Total interest income	$2,562,000	3,281
Total interest expense	$808,000	3,589
Net interest income	$1,754,000	3,034
Provision for loan and lease losses	$150,000	3,210
Total noninterest income	$505,000	2,125
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$80,000	3,714
Trading account gains and fees	$0	171
Additional Noninterest Income	$425,000	1,555
Total noninterest expense	$1,173,000	3,837
Salaries and employee benefits	$524,000	4,319
Premises and equipment expense	$203,000	3,188
Additional noninterest expense	$446,000	3,291
Pre-tax net operating income	$936,000	1,375
Securities gains (losses)	$-13,520,000	8,231
Applicable income taxes	$-5,034,000	8,156
Income before extraordinary items	$-7,550,000	8,098
Extraordinary gains, net	$0	15
Net income	$-7,550,000	8,098
Minority interest net income	$0	102
Net income of bank and minority interests.	$-7,550,000	8,098
Net charge-offs	$137,000	2,509
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,102,800	915
2008-12-31 (YTD Data)		Rank
Total interest income	$11,679,000	3,115
Total interest expense	$4,638,000	3,175
Net interest income	$7,041,000	3,040
Provision for loan and lease losses	$803,000	3,041
Total noninterest income	$1,384,000	2,780
Gross Fiduciary activities income	$9,000	1,231
Service charges on deposit accounts	$340,000	3,781
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,035,000	2,073
Total noninterest expense	$5,650,000	3,253
Salaries and employee benefits	$2,513,000	3,773
Premises and equipment expense	$1,015,000	2,594
Additional noninterest expense	$2,122,000	2,711
Pre-tax net operating income	$1,972,000	2,477
Securities gains (losses)	$-3,980,000	8,040
Applicable income taxes	$-331,000	7,353
Income before extraordinary items	$-1,677,000	7,268
Extraordinary gains, net	$0	39
Net income	$-1,677,000	7,265
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$244,000	3,831
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,666,200	2,464
2008-09-30 (YTD Data)		Rank
Total interest income	$8,828,000	3,156
Total interest expense	$3,573,000	3,198
Net interest income	$5,255,000	3,074
Provision for loan and lease losses	$653,000	2,353
Total noninterest income	$1,037,000	2,840
Gross Fiduciary activities income	$7,000	1,205
Service charges on deposit accounts	$239,000	3,942
Trading account gains and fees	$0	148
Additional Noninterest Income	$791,000	2,136
Total noninterest expense	$4,268,000	3,207
Salaries and employee benefits	$1,934,000	3,715
Premises and equipment expense	$774,000	2,571
Additional noninterest expense	$1,560,000	2,679
Pre-tax net operating income	$1,371,000	3,031
Securities gains (losses)	$-3,028,000	8,142
Applicable income taxes	$-539,000	7,901
Income before extraordinary items	$-1,118,000	7,564
Extraordinary gains, net	$0	31
Net income	$-1,118,000	7,563
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$241,000	2,821
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$910,760	3,428
2008-06-30 (YTD Data)		Rank
Total interest income	$5,950,000	3,178
Total interest expense	$2,515,000	3,168
Net interest income	$3,435,000	3,111
Provision for loan and lease losses	$300,000	2,524
Total noninterest income	$722,000	2,784
Gross Fiduciary activities income	$5,000	1,218
Service charges on deposit accounts	$165,000	3,872
Trading account gains and fees	$0	149
Additional Noninterest Income	$552,000	2,097
Total noninterest expense	$2,888,000	3,172
Salaries and employee benefits	$1,313,000	3,695
Premises and equipment expense	$535,000	2,496
Additional noninterest expense	$1,040,000	2,657
Pre-tax net operating income	$969,000	3,012
Securities gains (losses)	$0	3,233
Applicable income taxes	$346,000	2,032
Income before extraordinary items	$623,000	3,563
Extraordinary gains, net	$0	21
Net income	$623,000	3,563
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-28,000	8,132
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$623,000	3,508
2008-03-31 (YTD Data)		Rank
Total interest income	$3,194,000	3,048
Total interest expense	$1,413,000	3,047
Net interest income	$1,781,000	3,013
Provision for loan and lease losses	$150,000	2,123
Total noninterest income	$387,000	2,663
Gross Fiduciary activities income	$2,000	1,203
Service charges on deposit accounts	$80,000	3,888
Trading account gains and fees	$0	158
Additional Noninterest Income	$305,000	1,947
Total noninterest expense	$1,461,000	3,141
Salaries and employee benefits	$681,000	3,621
Premises and equipment expense	$262,000	2,565
Additional noninterest expense	$518,000	2,638
Pre-tax net operating income	$557,000	2,858
Securities gains (losses)	$0	2,688
Applicable income taxes	$199,000	1,979
Income before extraordinary items	$358,000	3,446
Extraordinary gains, net	$0	15
Net income	$358,000	3,449
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-28,000	8,217
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$358,000	3,345
2007-12-31 (YTD Data)		Rank
Total interest income	$12,770,000	3,122
Total interest expense	$5,604,000	3,180
Net interest income	$7,166,000	3,040
Provision for loan and lease losses	$560,000	2,166
Total noninterest income	$1,716,000	2,472
Gross Fiduciary activities income	$2,000	1,406
Service charges on deposit accounts	$248,000	4,471
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,466,000	1,695
Total noninterest expense	$5,568,000	3,161
Salaries and employee benefits	$2,675,000	3,538
Premises and equipment expense	$950,000	2,681
Additional noninterest expense	$1,943,000	2,725
Pre-tax net operating income	$2,754,000	2,616
Securities gains (losses)	$1,000	1,983
Applicable income taxes	$868,000	2,037
Income before extraordinary items	$1,887,000	2,949
Extraordinary gains, net	$0	39
Net income	$1,887,000	2,948
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	5,164
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,886,320	2,940
2007-09-30 (YTD Data)		Rank
Total interest income	$9,337,000	3,179
Total interest expense	$4,006,000	3,282
Net interest income	$5,331,000	3,061
Provision for loan and lease losses	$360,000	2,007
Total noninterest income	$1,051,000	2,819
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$176,000	4,609
Trading account gains and fees	$0	184
Additional Noninterest Income	$875,000	2,004
Total noninterest expense	$4,099,000	3,184
Salaries and employee benefits	$1,954,000	3,602
Premises and equipment expense	$684,000	2,767
Additional noninterest expense	$1,461,000	2,678
Pre-tax net operating income	$1,923,000	2,928
Securities gains (losses)	$1,000	1,492
Applicable income taxes	$640,000	2,199
Income before extraordinary items	$1,284,000	3,316
Extraordinary gains, net	$0	33
Net income	$1,284,000	3,315
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	4,582
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,283,330	3,303
2007-06-30 (YTD Data)		Rank
Total interest income	$5,913,000	3,333
Total interest expense	$2,453,000	3,508
Net interest income	$3,460,000	3,161
Provision for loan and lease losses	$240,000	1,865
Total noninterest income	$700,000	2,832
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$114,000	4,674
Trading account gains and fees	$0	168
Additional Noninterest Income	$586,000	2,019
Total noninterest expense	$2,692,000	3,249
Salaries and employee benefits	$1,270,000	3,707
Premises and equipment expense	$457,000	2,771
Additional noninterest expense	$965,000	2,710
Pre-tax net operating income	$1,228,000	3,070
Securities gains (losses)	$1,000	1,305
Applicable income taxes	$426,000	2,298
Income before extraordinary items	$803,000	3,512
Extraordinary gains, net	$0	29
Net income	$803,000	3,512
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	3,811
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$802,350	3,489
2007-03-31 (YTD Data)		Rank
Total interest income	$2,820,000	3,454
Total interest expense	$1,114,000	3,726
Net interest income	$1,706,000	3,184
Provision for loan and lease losses	$120,000	1,752
Total noninterest income	$327,000	2,948
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$54,000	4,717
Trading account gains and fees	$0	195
Additional Noninterest Income	$273,000	2,093
Total noninterest expense	$1,272,000	3,412
Salaries and employee benefits	$589,000	3,941
Premises and equipment expense	$223,000	2,858
Additional noninterest expense	$460,000	2,793
Pre-tax net operating income	$641,000	2,972
Securities gains (losses)	$1,000	1,055
Applicable income taxes	$226,000	2,229
Income before extraordinary items	$416,000	3,397
Extraordinary gains, net	$0	22
Net income	$416,000	3,397
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	3,116
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$415,350	3,383
2006-12-31 (YTD Data)		Rank
Total interest income	$8,550,000	4,024
Total interest expense	$2,915,000	4,387
Net interest income	$5,635,000	3,687
Provision for loan and lease losses	$394,000	2,302
Total noninterest income	$1,807,000	2,388
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$235,000	4,642
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,572,000	1,613
Total noninterest expense	$5,328,000	3,172
Salaries and employee benefits	$2,476,000	3,634
Premises and equipment expense	$937,000	2,625
Additional noninterest expense	$1,915,000	2,673
Pre-tax net operating income	$1,720,000	3,983
Securities gains (losses)	$-5,000	7,083
Applicable income taxes	$594,000	2,895
Income before extraordinary items	$1,121,000	4,437
Extraordinary gains, net	$0	51
Net income	$1,121,000	4,437
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	3,668
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,124,250	4,414
2006-09-30 (YTD Data)		Rank
Total interest income	$6,082,000	4,140
Total interest expense	$2,036,000	4,501
Net interest income	$4,046,000	3,818
Provision for loan and lease losses	$295,000	2,188
Total noninterest income	$1,459,000	2,275
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$181,000	4,618
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,278,000	1,522
Total noninterest expense	$4,010,000	3,165
Salaries and employee benefits	$1,976,000	3,479
Premises and equipment expense	$672,000	2,737
Additional noninterest expense	$1,362,000	2,779
Pre-tax net operating income	$1,200,000	4,300
Securities gains (losses)	$-5,000	7,392
Applicable income taxes	$411,000	3,138
Income before extraordinary items	$784,000	4,746
Extraordinary gains, net	$0	45
Net income	$784,000	4,750
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	2,805
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$787,300	4,734
2006-06-30 (YTD Data)		Rank
Total interest income	$3,934,000	4,181
Total interest expense	$1,273,000	4,538
Net interest income	$2,661,000	3,875
Provision for loan and lease losses	$196,000	2,150
Total noninterest income	$1,056,000	2,139
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$122,000	4,569
Trading account gains and fees	$0	126
Additional Noninterest Income	$934,000	1,430
Total noninterest expense	$2,692,000	3,147
Salaries and employee benefits	$1,319,000	3,485
Premises and equipment expense	$453,000	2,703
Additional noninterest expense	$920,000	2,762
Pre-tax net operating income	$829,000	4,244
Securities gains (losses)	$-7,000	7,777
Applicable income taxes	$279,000	3,154
Income before extraordinary items	$543,000	4,682
Extraordinary gains, net	$0	39
Net income	$543,000	4,686
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,236
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$547,620	4,649
2006-03-31 (YTD Data)		Rank
Total interest income	$1,921,000	4,202
Total interest expense	$600,000	4,576
Net interest income	$1,321,000	3,892
Provision for loan and lease losses	$97,000	2,059
Total noninterest income	$464,000	2,302
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$58,000	4,612
Trading account gains and fees	$0	115
Additional Noninterest Income	$406,000	1,563
Total noninterest expense	$1,319,000	3,219
Salaries and employee benefits	$637,000	3,600
Premises and equipment expense	$226,000	2,708
Additional noninterest expense	$456,000	2,775
Pre-tax net operating income	$369,000	4,464
Securities gains (losses)	$-8,000	8,193
Applicable income taxes	$123,000	3,311
Income before extraordinary items	$238,000	4,955
Extraordinary gains, net	$0	21
Net income	$238,000	4,956
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	6,875
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$243,280	4,893
2005-12-31 (YTD Data)		Rank
Total interest income	$6,368,000	4,447
Total interest expense	$1,701,000	4,908
Net interest income	$4,667,000	4,157
Provision for loan and lease losses	$554,000	1,752
Total noninterest income	$1,984,000	2,224
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$239,000	4,661
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,745,000	1,489
Total noninterest expense	$5,011,000	3,236
Salaries and employee benefits	$2,818,000	3,140
Premises and equipment expense	$780,000	2,965
Additional noninterest expense	$1,413,000	3,384
Pre-tax net operating income	$1,086,000	5,138
Securities gains (losses)	$6,000	1,641
Applicable income taxes	$378,000	3,790
Income before extraordinary items	$714,000	5,622
Extraordinary gains, net	$0	46
Net income	$714,000	5,626
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$590,000	1,010
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$710,100	5,610
2005-09-30 (YTD Data)		Rank
Total interest income	$4,528,000	4,556
Total interest expense	$1,133,000	5,097
Net interest income	$3,395,000	4,240
Provision for loan and lease losses	$339,000	2,005
Total noninterest income	$1,506,000	2,196
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$149,000	5,085
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,357,000	1,458
Total noninterest expense	$3,734,000	3,221
Salaries and employee benefits	$2,069,000	3,178
Premises and equipment expense	$631,000	2,748
Additional noninterest expense	$1,034,000	3,418
Pre-tax net operating income	$828,000	5,255
Securities gains (losses)	$5,000	1,712
Applicable income taxes	$283,000	3,894
Income before extraordinary items	$550,000	5,672
Extraordinary gains, net	$0	35
Net income	$550,000	5,675
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$592,000	730
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$546,700	5,645
2005-06-30 (YTD Data)		Rank
Total interest income	$2,841,000	4,673
Total interest expense	$668,000	5,287
Net interest income	$2,173,000	4,351
Provision for loan and lease losses	$150,000	2,598
Total noninterest income	$948,000	2,267
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$114,000	4,756
Trading account gains and fees	$0	116
Additional Noninterest Income	$834,000	1,531
Total noninterest expense	$2,517,000	3,175
Salaries and employee benefits	$1,380,000	3,155
Premises and equipment expense	$469,000	2,469
Additional noninterest expense	$668,000	3,480
Pre-tax net operating income	$454,000	5,682
Securities gains (losses)	$3,000	1,754
Applicable income taxes	$155,000	4,199
Income before extraordinary items	$302,000	6,109
Extraordinary gains, net	$0	30
Net income	$302,000	6,112
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$593,000	525
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$300,020	6,070
2005-03-31 (YTD Data)		Rank
Total interest income	$1,362,000	4,783
Total interest expense	$307,000	5,410
Net interest income	$1,055,000	4,449
Provision for loan and lease losses	$60,000	2,830
Total noninterest income	$452,000	2,301
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$53,000	4,860
Trading account gains and fees	$0	115
Additional Noninterest Income	$399,000	1,553
Total noninterest expense	$1,272,000	3,152
Salaries and employee benefits	$702,000	3,111
Premises and equipment expense	$256,000	2,307
Additional noninterest expense	$314,000	3,666
Pre-tax net operating income	$175,000	6,254
Securities gains (losses)	$2,000	1,406
Applicable income taxes	$60,000	4,523
Income before extraordinary items	$117,000	6,619
Extraordinary gains, net	$0	24
Net income	$117,000	6,621
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$115,680	6,615
2004-12-31 (YTD Data)		Rank
Total interest income	$4,711,000	5,046
Total interest expense	$814,000	6,213
Net interest income	$3,897,000	4,563
Provision for loan and lease losses	$27,000	6,524
Total noninterest income	$2,262,000	2,014
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$270,000	4,563
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,992,000	1,324
Total noninterest expense	$5,077,000	3,067
Salaries and employee benefits	$2,470,000	3,381
Premises and equipment expense	$960,000	2,382
Additional noninterest expense	$1,647,000	2,895
Pre-tax net operating income	$1,055,000	5,105
Securities gains (losses)	$7,000	3,010
Applicable income taxes	$401,000	3,723
Income before extraordinary items	$661,000	5,733
Extraordinary gains, net	$0	34
Net income	$661,000	5,735
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$79,000	3,989
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$656,520	5,680
2004-09-30 (YTD Data)		Rank
Total interest income	$3,313,000	5,222
Total interest expense	$552,000	6,455
Net interest income	$2,761,000	4,735
Provision for loan and lease losses	$0	7,100
Total noninterest income	$1,825,000	1,919
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$207,000	4,550
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,618,000	1,253
Total noninterest expense	$3,779,000	3,063
Salaries and employee benefits	$1,804,000	3,422
Premises and equipment expense	$721,000	2,368
Additional noninterest expense	$1,254,000	2,813
Pre-tax net operating income	$807,000	5,159
Securities gains (losses)	$7,000	2,893
Applicable income taxes	$275,000	3,927
Income before extraordinary items	$539,000	5,629
Extraordinary gains, net	$0	26
Net income	$539,000	5,629
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	3,964
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$534,380	5,582
2004-06-30 (YTD Data)		Rank
Total interest income	$2,129,000	5,351
Total interest expense	$350,000	6,615
Net interest income	$1,779,000	4,837
Provision for loan and lease losses	$0	6,885
Total noninterest income	$1,329,000	1,763
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$138,000	4,532
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,191,000	1,180
Total noninterest expense	$2,574,000	3,001
Salaries and employee benefits	$1,184,000	3,489
Premises and equipment expense	$476,000	2,385
Additional noninterest expense	$914,000	2,587
Pre-tax net operating income	$534,000	5,143
Securities gains (losses)	$2,000	3,048
Applicable income taxes	$182,000	3,952
Income before extraordinary items	$354,000	5,636
Extraordinary gains, net	$0	21
Net income	$354,000	5,636
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	4,586
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$352,680	5,566
2004-03-31 (YTD Data)		Rank
Total interest income	$1,041,000	5,444
Total interest expense	$177,000	6,662
Net interest income	$864,000	4,940
Provision for loan and lease losses	$0	6,501
Total noninterest income	$567,000	1,977
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$68,000	4,481
Trading account gains and fees	$0	121
Additional Noninterest Income	$499,000	1,296
Total noninterest expense	$1,277,000	3,040
Salaries and employee benefits	$593,000	3,508
Premises and equipment expense	$245,000	2,355
Additional noninterest expense	$439,000	2,664
Pre-tax net operating income	$154,000	6,389
Securities gains (losses)	$2,000	2,612
Applicable income taxes	$53,000	4,770
Income before extraordinary items	$103,000	6,825
Extraordinary gains, net	$0	16
Net income	$103,000	6,827
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,582
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$101,680	6,755
2003-12-31 (YTD Data)		Rank
Total interest income	$4,025,000	5,622
Total interest expense	$951,000	6,258
Net interest income	$3,074,000	5,232
Provision for loan and lease losses	$15,000	7,196
Total noninterest income	$2,519,000	1,938
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$236,000	4,882
Trading account gains and fees	$0	160
Additional Noninterest Income	$2,283,000	1,332
Total noninterest expense	$4,693,000	3,221
Salaries and employee benefits	$2,382,000	3,396
Premises and equipment expense	$872,000	2,560
Additional noninterest expense	$1,439,000	3,203
Pre-tax net operating income	$885,000	5,461
Securities gains (losses)	$12,000	3,514
Applicable income taxes	$301,000	4,278
Income before extraordinary items	$596,000	5,970
Extraordinary gains, net	$0	54
Net income	$596,000	5,974
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	6,174
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$588,080	5,818
2003-09-30 (YTD Data)		Rank
Total interest income	$2,960,000	5,756
Total interest expense	$754,000	6,254
Net interest income	$2,206,000	5,380
Provision for loan and lease losses	$0	7,481
Total noninterest income	$1,944,000	1,954
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$170,000	5,015
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,774,000	1,352
Total noninterest expense	$3,493,000	3,240
Salaries and employee benefits	$1,764,000	3,419
Premises and equipment expense	$647,000	2,588
Additional noninterest expense	$1,082,000	3,176
Pre-tax net operating income	$657,000	5,665
Securities gains (losses)	$5,000	3,620
Applicable income taxes	$225,000	4,464
Income before extraordinary items	$437,000	6,158
Extraordinary gains, net	$0	40
Net income	$437,000	6,159
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	8,128
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$433,700	6,009
2003-06-30 (YTD Data)		Rank
Total interest income	$1,985,000	5,774
Total interest expense	$550,000	6,105
Net interest income	$1,435,000	5,467
Provision for loan and lease losses	$0	7,324
Total noninterest income	$1,246,000	1,996
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$107,000	5,112
Trading account gains and fees	$0	150
Additional Noninterest Income	$1,139,000	1,384
Total noninterest expense	$2,296,000	3,284
Salaries and employee benefits	$1,140,000	3,509
Premises and equipment expense	$409,000	2,712
Additional noninterest expense	$747,000	3,056
Pre-tax net operating income	$385,000	5,961
Securities gains (losses)	$5,000	3,210
Applicable income taxes	$133,000	4,688
Income before extraordinary items	$257,000	6,459
Extraordinary gains, net	$0	30
Net income	$257,000	6,459
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,985
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$253,700	6,292
2003-03-31 (YTD Data)		Rank
Total interest income	$1,002,000	5,762
Total interest expense	$290,000	6,044
Net interest income	$712,000	5,497
Provision for loan and lease losses	$0	6,934
Total noninterest income	$383,000	2,752
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$51,000	5,142
Trading account gains and fees	$0	134
Additional Noninterest Income	$332,000	1,969
Total noninterest expense	$982,000	3,719
Salaries and employee benefits	$534,000	3,707
Premises and equipment expense	$201,000	2,744
Additional noninterest expense	$247,000	4,254
Pre-tax net operating income	$113,000	6,997
Securities gains (losses)	$0	2,891
Applicable income taxes	$33,000	5,621
Income before extraordinary items	$80,000	7,286
Extraordinary gains, net	$0	21
Net income	$80,000	7,287
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	4,384
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$80,000	7,135
2002-12-31 (YTD Data)		Rank
Total interest income	$4,807,000	5,308
Total interest expense	$1,571,000	5,581
Net interest income	$3,236,000	5,029
Provision for loan and lease losses	$217,000	4,198
Total noninterest income	$1,580,000	2,535
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$182,000	5,436
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,398,000	1,742
Total noninterest expense	$3,671,000	3,801
Salaries and employee benefits	$2,086,000	3,610
Premises and equipment expense	$616,000	3,337
Additional noninterest expense	$969,000	4,281
Pre-tax net operating income	$928,000	5,392
Securities gains (losses)	$-31,000	9,037
Applicable income taxes	$282,000	4,545
Income before extraordinary items	$615,000	5,902
Extraordinary gains, net	$0	70
Net income	$615,000	5,900
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	4,987
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$636,390	5,685
2001-12-31 (YTD Data)		Rank
Total interest income	$6,074,000	4,916
Total interest expense	$3,295,000	4,396
Net interest income	$2,779,000	5,339
Provision for loan and lease losses	$350,000	2,901
Total noninterest income	$2,050,000	1,978
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$139,000	5,956
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,911,000	1,290
Total noninterest expense	$3,777,000	3,608
Salaries and employee benefits	$2,313,000	3,172
Premises and equipment expense	$492,000	3,925
Additional noninterest expense	$972,000	4,162
Pre-tax net operating income	$702,000	5,811
Securities gains (losses)	$111,000	1,673
Applicable income taxes	$324,000	4,119
Income before extraordinary items	$489,000	6,134
Extraordinary gains, net	$0	105
Net income	$489,000	6,135
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	6,011
Cash dividends	$20,000	6,427
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$417,960	6,352
2000-12-31 (YTD Data)		Rank
Total interest income	$4,390,000	6,175
Total interest expense	$2,430,000	5,656
Net interest income	$1,960,000	6,616
Provision for loan and lease losses	$171,000	4,128
Total noninterest income	$1,429,000	2,434
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$132,000	6,019
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,297,000	1,562
Total noninterest expense	$2,596,000	4,727
Salaries and employee benefits	$1,607,000	4,135
Premises and equipment expense	$400,000	4,509
Additional noninterest expense	$589,000	5,860
Pre-tax net operating income	$622,000	6,499
Securities gains (losses)	$22,000	930
Applicable income taxes	$174,000	5,672
Income before extraordinary items	$470,000	6,479
Extraordinary gains, net	$0	38
Net income	$470,000	6,478
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	7,220
Cash dividends	$165,000	5,371
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$453,940	6,587
1999-12-31 (YTD Data)		Rank
Total interest income	$3,202,000	7,155
Total interest expense	$1,372,000	7,260
Net interest income	$1,830,000	6,954
Provision for loan and lease losses	$60,000	6,124
Total noninterest income	$331,000	6,165
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$88,000	6,960
Trading account gains and fees	NA	NA
Additional Noninterest Income	$243,000	4,494
Total noninterest expense	$1,448,000	6,910
Salaries and employee benefits	$729,000	7,087
Premises and equipment expense	$151,000	7,646
Additional noninterest expense	$568,000	6,032
Pre-tax net operating income	$653,000	6,504
Securities gains (losses)	$0	3,155
Applicable income taxes	$183,000	5,889
Income before extraordinary items	$470,000	6,597
Extraordinary gains, net	$0	35
Net income	$470,000	6,595
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-17,000	9,568
Cash dividends	$196,000	5,301
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$470,000	6,573
1998-12-31 (YTD Data)		Rank
Total interest income	$2,088,000	8,574
Total interest expense	$870,000	8,766
Net interest income	$1,218,000	8,295
Provision for loan and lease losses	$320,000	2,466
Total noninterest income	$543,000	4,697
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$55,000	7,918
Trading account gains and fees	NA	NA
Additional Noninterest Income	$488,000	3,023
Total noninterest expense	$786,000	8,819
Salaries and employee benefits	$423,000	8,821
Premises and equipment expense	$54,000	9,724
Additional noninterest expense	$309,000	8,035
Pre-tax net operating income	$655,000	6,658
Securities gains (losses)	$0	4,449
Applicable income taxes	$189,000	6,311
Income before extraordinary items	$466,000	6,809
Extraordinary gains, net	$0	32
Net income	$466,000	6,807
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	4,414
Cash dividends	$140,000	5,882
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$466,000	6,705
1997-12-31 (YTD Data)		Rank
Total interest income	$1,577,000	9,583
Total interest expense	$655,000	9,675
Net interest income	$922,000	9,369
Provision for loan and lease losses	$12,000	8,256
Total noninterest income	$124,000	8,990
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$72,000	7,828
Trading account gains and fees	NA	NA
Additional Noninterest Income	$52,000	8,342
Total noninterest expense	$731,000	9,293
Salaries and employee benefits	$395,000	9,292
Premises and equipment expense	$94,000	9,100
Additional noninterest expense	$242,000	8,940
Pre-tax net operating income	$303,000	8,983
Securities gains (losses)	$-4,000	9,548
Applicable income taxes	$123,000	8,030
Income before extraordinary items	$176,000	9,365
Extraordinary gains, net	$0	44
Net income	$176,000	9,367
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	7,548
Cash dividends	$24,000	7,566
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$178,560	9,303
1996-12-31 (YTD Data)		Rank
Total interest income	$1,527,000	10,063
Total interest expense	$682,000	10,021
Net interest income	$845,000	9,980
Provision for loan and lease losses	$11,000	8,496
Total noninterest income	$125,000	9,446
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$75,000	8,148
Trading account gains and fees	NA	NA
Additional Noninterest Income	$50,000	8,888
Total noninterest expense	$626,000	10,078
Salaries and employee benefits	$377,000	9,763
Premises and equipment expense	$103,000	9,206
Additional noninterest expense	$146,000	10,592
Pre-tax net operating income	$333,000	8,901
Securities gains (losses)	$-14,000	10,446
Applicable income taxes	$91,000	8,903
Income before extraordinary items	$228,000	9,022
Extraordinary gains, net	$0	53
Net income	$228,000	9,026
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	7,336
Cash dividends	$24,000	8,001
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$237,940	8,879
1995-12-31 (YTD Data)		Rank
Total interest income	$1,450,000	10,614
Total interest expense	$663,000	10,437
Net interest income	$787,000	10,567
Provision for loan and lease losses	$17,000	7,866
Total noninterest income	$114,000	9,977
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$65,000	8,754
Trading account gains and fees	NA	NA
Additional Noninterest Income	$49,000	9,276
Total noninterest expense	$636,000	10,426
Salaries and employee benefits	$369,000	10,175
Premises and equipment expense	$106,000	9,444
Additional noninterest expense	$161,000	10,923
Pre-tax net operating income	$248,000	10,131
Securities gains (losses)	$-10,000	10,097
Applicable income taxes	$73,000	9,728
Income before extraordinary items	$165,000	10,311
Extraordinary gains, net	$0	65
Net income	$165,000	10,314
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	6,876
Cash dividends	$24,000	8,316
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$171,900	10,224
1994-12-31 (YTD Data)		Rank
Total interest income	$1,275,000	11,192
Total interest expense	$564,000	10,780
Net interest income	$711,000	11,345
Provision for loan and lease losses	$10,000	8,460
Total noninterest income	$118,000	10,333
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$69,000	9,035
Trading account gains and fees	NA	NA
Additional Noninterest Income	$49,000	9,662
Total noninterest expense	$635,000	10,957
Salaries and employee benefits	$359,000	10,650
Premises and equipment expense	$104,000	9,897
Additional noninterest expense	$172,000	11,501
Pre-tax net operating income	$184,000	11,016
Securities gains (losses)	$0	3,600
Applicable income taxes	$45,000	10,591
Income before extraordinary items	$139,000	10,949
Extraordinary gains, net	$0	249
Net income	$139,000	10,955
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	8,524
Cash dividends	$21,000	8,560
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$139,000	11,008
1993-12-31 (YTD Data)		Rank
Total interest income	$1,306,000	11,673
Total interest expense	$584,000	11,229
Net interest income	$722,000	11,781
Provision for loan and lease losses	$0	10,371
Total noninterest income	$134,000	10,548
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$73,000	9,246
Trading account gains and fees	NA	NA
Additional Noninterest Income	$61,000	9,494
Total noninterest expense	$679,000	11,264
Salaries and employee benefits	$353,000	11,117
Premises and equipment expense	$110,000	10,124
Additional noninterest expense	$216,000	11,521
Pre-tax net operating income	$177,000	11,247
Securities gains (losses)	$0	7,477
Applicable income taxes	$36,000	11,244
Income before extraordinary items	$141,000	11,312
Extraordinary gains, net	$74,000	1,859
Net income	$215,000	10,573
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	5,721
Cash dividends	$21,000	8,652
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$141,000	11,106
1992-12-31 (YTD Data)		Rank
Total interest income	$1,510,000	11,946
Total interest expense	$734,000	11,655
Net interest income	$776,000	12,006
Provision for loan and lease losses	$4,000	11,584
Total noninterest income	$123,000	11,096
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$69,000	9,583
Trading account gains and fees	NA	NA
Additional Noninterest Income	$54,000	10,164
Total noninterest expense	$629,000	11,887
Salaries and employee benefits	$348,000	11,460
Premises and equipment expense	$106,000	10,520
Additional noninterest expense	$175,000	12,598
Pre-tax net operating income	$266,000	10,460
Securities gains (losses)	$0	8,369
Applicable income taxes	$72,000	10,657
Income before extraordinary items	$194,000	10,678
Extraordinary gains, net	$0	1,422
Net income	$194,000	10,793
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	11,020
Cash dividends	$21,000	8,450
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$194,000	10,340

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.