Home > Homestead Savings Bank, FSB > Income and Expense
Homestead Savings Bank, FSB, Income and Expense
1993-12-31 (YTD Data) | Rank | |
Total interest income | $4,329,000 | 6,494 |
Total interest expense | $2,071,000 | 5,673 |
Net interest income | $2,258,000 | 7,018 |
Provision for loan and lease losses | $90,000 | 6,008 |
Total noninterest income | $106,000 | 11,176 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $106,000 | 7,681 |
Total noninterest expense | $1,428,000 | 8,082 |
Salaries and employee benefits | $575,000 | 9,014 |
Premises and equipment expense | $269,000 | 6,349 |
Additional noninterest expense | $584,000 | 7,479 |
Pre-tax net operating income | $846,000 | 6,591 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $347,000 | 5,537 |
Income before extraordinary items | $499,000 | 7,572 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $499,000 | 7,760 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $23,000 | 7,509 |
Cash dividends | $100,000 | 6,847 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $499,000 | 7,309 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $4,794,000 | 6,577 |
Total interest expense | $2,682,000 | 5,668 |
Net interest income | $2,112,000 | 7,464 |
Provision for loan and lease losses | $60,000 | 8,535 |
Total noninterest income | $116,000 | 11,297 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $116,000 | 7,567 |
Total noninterest expense | $1,353,000 | 8,476 |
Salaries and employee benefits | $628,000 | 8,568 |
Premises and equipment expense | $290,000 | 6,114 |
Additional noninterest expense | $435,000 | 9,143 |
Pre-tax net operating income | $815,000 | 6,497 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $302,000 | 5,895 |
Income before extraordinary items | $513,000 | 7,212 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $513,000 | 7,308 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $6,000 | 10,379 |
Cash dividends | $83,000 | 6,950 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $513,000 | 6,840 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.