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Homestead Federal Savings Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,465,000 | 8,234 |
| Total interest expense | $2,095,000 | 6,880 |
| Net interest income | $1,370,000 | 9,738 |
| Provision for loan and lease losses | $272,000 | 4,381 |
| Total noninterest income | $317,000 | 7,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $317,000 | 4,275 |
| Total noninterest expense | $2,114,000 | 6,117 |
| Salaries and employee benefits | $771,000 | 7,457 |
| Premises and equipment expense | $515,000 | 3,863 |
| Additional noninterest expense | $828,000 | 5,903 |
| Pre-tax net operating income | $-699,000 | 13,396 |
| Securities gains (losses) | $415,000 | 1,246 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-284,000 | 13,244 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-284,000 | 13,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 6,489 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-699,000 | 13,375 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.