Home > Homestead Federal Savings Association > Income and Expense
Homestead Federal Savings Association, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,193,000 | 8,024 |
| Total interest expense | $3,903,000 | 3,234 |
| Net interest income | $-710,000 | 13,258 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $364,000 | 6,861 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $364,000 | 4,006 |
| Total noninterest expense | $4,856,000 | 2,930 |
| Salaries and employee benefits | $1,517,000 | 4,231 |
| Premises and equipment expense | $868,000 | 2,351 |
| Additional noninterest expense | $2,471,000 | 2,258 |
| Pre-tax net operating income | $-5,202,000 | 13,182 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $641,000 | 3,389 |
| Income before extraordinary items | $-5,843,000 | 13,174 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-5,843,000 | 13,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,032,000 | 13,263 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-5,843,000 | 13,162 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,442,000 | 3,078 |
| Total interest expense | $8,819,000 | 1,920 |
| Net interest income | $2,623,000 | 6,373 |
| Provision for loan and lease losses | $4,966,000 | 602 |
| Total noninterest income | $3,106,000 | 1,390 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,106,000 | 931 |
| Total noninterest expense | $12,200,000 | 1,308 |
| Salaries and employee benefits | $1,795,000 | 3,569 |
| Premises and equipment expense | $1,005,000 | 2,086 |
| Additional noninterest expense | $9,400,000 | 811 |
| Pre-tax net operating income | $-11,437,000 | 13,883 |
| Securities gains (losses) | $749,000 | 803 |
| Applicable income taxes | $22,000 | 12,047 |
| Income before extraordinary items | $-10,710,000 | 13,861 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-10,710,000 | 13,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,558,000 | 1,158 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-11,459,000 | 13,848 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.