Home > Homestead Bank, S.S.B. > Income and Expense
Homestead Bank, S.S.B., Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,141,000 | 9,185 |
| Total interest expense | $949,000 | 9,185 |
| Net interest income | $1,192,000 | 9,044 |
| Provision for loan and lease losses | $42,000 | 6,906 |
| Total noninterest income | $407,000 | 5,885 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $375,000 | 3,529 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 9,747 |
| Total noninterest expense | $1,571,000 | 6,912 |
| Salaries and employee benefits | $684,000 | 7,628 |
| Premises and equipment expense | $136,000 | 8,382 |
| Additional noninterest expense | $751,000 | 5,451 |
| Pre-tax net operating income | $-14,000 | 10,833 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-14,000 | 10,856 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-14,000 | 10,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-14,000 | 10,810 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,199,000 | 9,415 |
| Total interest expense | $990,000 | 9,292 |
| Net interest income | $1,209,000 | 9,305 |
| Provision for loan and lease losses | $1,000 | 8,909 |
| Total noninterest income | $478,000 | 5,346 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $413,000 | 3,266 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 8,550 |
| Total noninterest expense | $1,433,000 | 7,481 |
| Salaries and employee benefits | $652,000 | 8,050 |
| Premises and equipment expense | $163,000 | 7,979 |
| Additional noninterest expense | $618,000 | 6,413 |
| Pre-tax net operating income | $253,000 | 10,089 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $74,000 | 9,703 |
| Income before extraordinary items | $179,000 | 10,178 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $179,000 | 10,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,275 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $179,000 | 10,146 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,951,000 | 9,883 |
| Total interest expense | $816,000 | 9,517 |
| Net interest income | $1,135,000 | 9,948 |
| Provision for loan and lease losses | $-54,000 | 12,017 |
| Total noninterest income | $852,000 | 3,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $852,000 | 2,056 |
| Total noninterest expense | $1,566,000 | 7,389 |
| Salaries and employee benefits | $692,000 | 7,942 |
| Premises and equipment expense | $188,000 | 7,687 |
| Additional noninterest expense | $686,000 | 6,429 |
| Pre-tax net operating income | $475,000 | 8,825 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $161,000 | 8,089 |
| Income before extraordinary items | $314,000 | 8,991 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $314,000 | 8,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $199,000 | 702 |
| Net operating income | $314,000 | 9,056 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,902,000 | 10,386 |
| Total interest expense | $866,000 | 9,712 |
| Net interest income | $1,036,000 | 10,653 |
| Provision for loan and lease losses | $11,000 | 9,693 |
| Total noninterest income | $782,000 | 4,060 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $782,000 | 2,422 |
| Total noninterest expense | $1,606,000 | 7,488 |
| Salaries and employee benefits | $631,000 | 8,545 |
| Premises and equipment expense | $168,000 | 8,425 |
| Additional noninterest expense | $807,000 | 5,885 |
| Pre-tax net operating income | $201,000 | 11,025 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $82,000 | 10,157 |
| Income before extraordinary items | $119,000 | 11,587 |
| Extraordinary gains, net | $130,000 | 1,350 |
| Net income | $249,000 | 10,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,134 |
| Net operating income | $119,000 | 11,382 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,240,000 | 10,400 |
| Total interest expense | $1,285,000 | 9,298 |
| Net interest income | $955,000 | 11,277 |
| Provision for loan and lease losses | $-154,000 | 13,777 |
| Total noninterest income | $855,000 | 3,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $855,000 | 2,218 |
| Total noninterest expense | $1,495,000 | 7,933 |
| Salaries and employee benefits | $540,000 | 9,368 |
| Premises and equipment expense | $127,000 | 9,784 |
| Additional noninterest expense | $828,000 | 5,903 |
| Pre-tax net operating income | $469,000 | 8,645 |
| Securities gains (losses) | $52,000 | 4,050 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $521,000 | 7,158 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $521,000 | 7,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 8,990 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $251,000 | 684 |
| Net operating income | $469,000 | 7,232 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.