Home > HomeStar Bank and Financial Services > Net charge- offs to loans
HomeStar Bank and Financial Services, Net charge- offs to loans
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0079% | 4,320 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 4,093 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0131% | 4,313 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0094% | 3,490 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0139% | 4,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0043% | 3,804 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1102% | 4,708 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1102% | 4,672 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1824% | 903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2248% | 289 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4812% | 126 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0276% | 3,639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5881% | 95 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0274% | 4,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2410% | 1,972 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2410% | 1,861 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3919% | 393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4575% | 126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9717% | 55 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0269% | 3,690 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1843% | 39 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0432% | 4,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1835% | 648 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1835% | 579 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0546% | 2,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0392% | 1,364 |
| Percentage Net Loans Charged-off:Construction & development | 0.4640% | 129 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0035% | 1,999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3486% | 126 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0798% | 5,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0191% | 4,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8854% | 923 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8854% | 843 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.2979% | 1,169 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0470% | 2,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0268% | 1,323 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0547% | 1,022 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4712% | 86 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0487% | 4,911 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0068% | 3,921 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9031% | 838 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9031% | 755 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3533% | 1,153 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0339% | 4,784 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0314% | 4,802 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0637% | 5,027 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0230% | 3,723 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0743% | 5,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0437% | 4,368 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1324% | 4,831 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1324% | 4,790 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.6382% | 1,136 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0039% | 2,598 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0188% | 4,697 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0377% | 4,939 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0225% | 3,784 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0417% | 5,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0454% | 4,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7773% | 983 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7773% | 887 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.1236% | 1,119 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0321% | 3,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0125% | 2,265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0520% | 902 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1843% | 285 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0516% | 5,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1037% | 4,845 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7516% | 1,217 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7516% | 1,102 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.3304% | 1,231 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0464% | 2,518 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0388% | 1,449 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0749% | 1,134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0692% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0765% | 1,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1235% | 4,885 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5156% | 1,551 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5156% | 1,408 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.6151% | 1,213 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0400% | 2,402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0298% | 1,418 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0573% | 1,188 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0310% | 3,902 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0825% | 960 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1726% | 5,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5908% | 1,339 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5908% | 1,212 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.3312% | 1,197 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0783% | 1,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0406% | 1,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0778% | 841 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0610% | 4,070 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1180% | 671 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1338% | 4,995 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2556% | 649 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2556% | 568 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.7582% | 1,155 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2998% | 923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1967% | 671 |
| Percentage Net Loans Charged-off:Construction & development | -0.1858% | 5,051 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3832% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1675% | 443 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4479% | 318 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1929% | 5,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0174% | 195 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0174% | 178 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.9166% | 1,224 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3625% | 620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2828% | 396 |
| Percentage Net Loans Charged-off:Construction & development | -0.2471% | 5,153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5413% | 205 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2269% | 327 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6360% | 180 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2818% | 5,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7826% | 208 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7826% | 191 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.4349% | 1,210 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5059% | 432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3760% | 319 |
| Percentage Net Loans Charged-off:Construction & development | -0.3691% | 5,280 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7189% | 161 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2519% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8606% | 139 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1484% | 5,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8998% | 128 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8998% | 114 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.2645% | 1,198 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9080% | 214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7852% | 133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3740% | 80 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1292% | 310 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7559% | 61 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0997% | 5,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7722% | 111 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.7722% | 94 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.7778% | 1,172 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2308% | 1,289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2097% | 889 |
| Percentage Net Loans Charged-off:Construction & development | 0.0977% | 586 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3580% | 586 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8818% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1818% | 1,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1846% | 1,609 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8051% | 1,043 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8051% | 941 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.7274% | 15 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0508% | 2,887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0477% | 2,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.1283% | 499 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0644% | 1,951 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0470% | 722 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0703% | 1,836 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1793% | 5,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3032% | 2,044 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3032% | 1,907 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -7.5099% | 1,279 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0074% | 4,849 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0263% | 5,363 |
| Percentage Net Loans Charged-off:Construction & development | 0.1945% | 377 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0787% | 5,831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0439% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1208% | 5,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1877% | 5,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3744% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3744% | 1,541 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -7.4468% | 1,262 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0148% | 2,870 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0425% | 5,624 |
| Percentage Net Loans Charged-off:Construction & development | 0.3821% | 232 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1394% | 6,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1880% | 6,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1022% | 5,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9861% | 303 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -3.8741% | 1,230 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1891% | 2,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1996% | 1,494 |
| Percentage Net Loans Charged-off:Construction & development | 1.5171% | 328 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1266% | 6,050 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2992% | 5,103 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1719% | 1,783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2386% | 643 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1472% | 1,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7833% | 6,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7987% | 1,195 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7987% | 1,090 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -34.9794% | 1,351 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3596% | 1,122 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4059% | 727 |
| Percentage Net Loans Charged-off:Construction & development | 3.1357% | 167 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3978% | 5,156 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1948% | 1,525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1391% | 771 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2155% | 1,352 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7685% | 6,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6349% | 1,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6349% | 1,258 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -34.9515% | 1,336 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2079% | 1,774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2320% | 1,239 |
| Percentage Net Loans Charged-off:Construction & development | 0.7263% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5962% | 5,197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3369% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2175% | 587 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3815% | 867 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7668% | 6,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6102% | 1,322 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6102% | 1,206 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -36.0007% | 1,310 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3088% | 1,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3942% | 722 |
| Percentage Net Loans Charged-off:Construction & development | -0.0961% | 5,501 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7422% | 430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4337% | 345 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8580% | 372 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2015% | 6,257 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2793% | 1,939 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2793% | 1,833 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -50.7614% | 1,282 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7575% | 240 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8105% | 177 |
| Percentage Net Loans Charged-off:Construction & development | 8.5683% | 141 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6816% | 821 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0643% | 274 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2857% | 318 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8802% | 441 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4348% | 293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4117% | 1,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1422% | 451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1422% | 407 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 17.1717% | 15 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1526% | 164 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2247% | 125 |
| Percentage Net Loans Charged-off:Construction & development | 10.6269% | 104 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9141% | 605 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5426% | 194 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5067% | 256 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0564% | 380 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6718% | 231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9383% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2577% | 399 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2577% | 366 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 39.0556% | 10 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8543% | 112 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8832% | 97 |
| Percentage Net Loans Charged-off:Construction & development | 13.8515% | 89 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9163% | 565 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3206% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0507% | 205 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5631% | 270 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2287% | 194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7316% | 601 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4286% | 255 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4286% | 234 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 70.9471% | 4 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9745% | 118 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3545% | 85 |
| Percentage Net Loans Charged-off:Construction & development | 15.3307% | 79 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9302% | 474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7046% | 149 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9309% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9878% | 131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9986% | 686 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0527% | 5,520 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0527% | 5,458 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 40.9207% | 5 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2649% | 132 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3400% | 112 |
| Percentage Net Loans Charged-off:Construction & development | 7.5619% | 349 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8687% | 438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7164% | 516 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3802% | 124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4764% | 1,048 |
| All other 1-4 family - Percent of loans charged-off, net | 4.4425% | 87 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8995% | 387 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2718% | 537 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2718% | 501 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 160.5505% | 11 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5582% | 124 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5904% | 110 |
| Percentage Net Loans Charged-off:Construction & development | 10.7852% | 246 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8827% | 401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1229% | 169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5390% | 892 |
| All other 1-4 family - Percent of loans charged-off, net | 4.0676% | 116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2291% | 257 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5101% | 462 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5101% | 426 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 211.0820% | 7 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.3605% | 95 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.2369% | 75 |
| Percentage Net Loans Charged-off:Construction & development | 14.4421% | 160 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.8236% | 144 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6195% | 258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6152% | 763 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3539% | 204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.6355% | 133 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1111% | 377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1111% | 352 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 380.3593% | 7 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1650% | 136 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6511% | 155 |
| Percentage Net Loans Charged-off:Construction & development | 6.9681% | 345 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.8594% | 76 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0221% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8026% | 566 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4734% | 318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 18.2555% | 70 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2941% | 516 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2941% | 463 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 680.6883% | 2 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5501% | 452 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4606% | 460 |
| Percentage Net Loans Charged-off:Construction & development | 12.2164% | 333 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6268% | 1,754 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9466% | 1,320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4970% | 1,238 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1228% | 1,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.7945% | 357 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7961% | 895 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7840% | 773 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 172.4485% | 9 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1901% | 560 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0288% | 589 |
| Percentage Net Loans Charged-off:Construction & development | 9.4811% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8154% | 1,233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7827% | 1,471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4338% | 1,161 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9210% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.1337% | 246 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1953% | 1,290 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1846% | 1,089 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 209.8515% | 9 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1770% | 309 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9485% | 346 |
| Percentage Net Loans Charged-off:Construction & development | 13.3626% | 290 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2118% | 844 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1702% | 1,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6460% | 878 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3757% | 844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.2641% | 145 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6282% | 937 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6078% | 749 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 296.5957% | 8 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.5613% | 183 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.4665% | 173 |
| Percentage Net Loans Charged-off:Construction & development | 22.0868% | 129 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4024% | 376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8804% | 1,060 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5408% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0128% | 902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.3122% | 156 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3838% | 617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3361% | 482 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 286.5546% | 4 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.9088% | 100 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.9794% | 178 |
| Percentage Net Loans Charged-off:Construction & development | 23.2094% | 105 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0571% | 1,234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1676% | 1,216 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2847% | 1,502 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4865% | 949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 26.0021% | 33 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1980% | 1,855 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 378.6835% | 10 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.5542% | 136 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0786% | 256 |
| Percentage Net Loans Charged-off:Construction & development | 16.7482% | 221 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1749% | 1,000 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4678% | 855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3781% | 1,228 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8543% | 670 |
| Percentage Net Loans Charged-off: Commercial and industrial | 31.5716% | 24 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6713% | 1,257 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 426.0720% | 7 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8385% | 351 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6119% | 1,054 |
| Percentage Net Loans Charged-off:Construction & development | 4.1890% | 1,144 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3258% | 795 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0352% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5400% | 929 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2079% | 997 |
| Percentage Net Loans Charged-off: Commercial and industrial | 38.9887% | 21 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0079% | 6,568 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 497.2698% | 7 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.5505% | 154 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0090% | 751 |
| Percentage Net Loans Charged-off:Construction & development | 5.2934% | 753 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3900% | 607 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3656% | 797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5071% | 718 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6590% | 658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 73.9908% | 13 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 979.8062% | 1 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6541% | 1,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6884% | 1,228 |
| Percentage Net Loans Charged-off:Construction & development | 6.4529% | 978 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6604% | 1,753 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1112% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5241% | 1,941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3805% | 2,436 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6201% | 1,716 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 13.4827% | 80 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8501% | 2,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7997% | 1,833 |
| Percentage Net Loans Charged-off:Construction & development | 2.8527% | 1,460 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3633% | 2,170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8689% | 778 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2135% | 2,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9399% | 1,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4529% | 3,874 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 13.3330% | 65 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0777% | 1,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0222% | 1,356 |
| Percentage Net Loans Charged-off:Construction & development | 4.0325% | 968 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3045% | 2,066 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6113% | 778 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2169% | 2,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2717% | 1,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6838% | 2,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 20.2811% | 40 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0764% | 1,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1655% | 919 |
| Percentage Net Loans Charged-off:Construction & development | 5.3166% | 545 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0267% | 2,605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0344% | 2,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2972% | 1,249 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0541% | 4,172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 11.3730% | 28 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1825% | 1,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9972% | 928 |
| Percentage Net Loans Charged-off:Construction & development | 3.0808% | 813 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4808% | 888 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2668% | 1,876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0384% | 1,322 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3297% | 1,557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6262% | 418 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0918% | 5,535 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1065% | 4,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1212% | 2,742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6341% | 474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0215% | 3,188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0274% | 2,907 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0104% | 6,939 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0553% | 5,234 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1664% | 3,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1963% | 1,753 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9621% | 278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0594% | 2,245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0754% | 1,948 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0079% | 6,790 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0078% | 7,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3397% | 1,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3961% | 812 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9793% | 102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1210% | 1,312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1542% | 1,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0160% | 3,962 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0181% | 5,880 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,783 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 7,685 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0203% | 5,994 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 3,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2509% | 4,275 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0227% | 5,012 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 7,639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 7,753 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0276% | 5,994 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 7,635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3477% | 3,332 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0142% | 4,769 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 7,644 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0125% | 7,802 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0423% | 5,996 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 7,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2522% | 3,390 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0012% | 6,523 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 7,522 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 7,721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 7,728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0152% | 3,786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0063% | 6,006 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 7,747 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0088% | 7,909 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0234% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0157% | 7,972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1266% | 4,914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0146% | 4,989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0009% | 2,867 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 2,411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0376% | 470 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 7,756 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1683% | 4,212 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0203% | 4,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 2,379 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0041% | 1,965 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0586% | 335 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 7,811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2220% | 3,535 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0075% | 4,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 1,514 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0137% | 1,238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1209% | 198 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 7,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0147% | 3,830 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0014% | 7,612 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0245% | 8,171 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0425% | 8,320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0502% | 8,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0513% | 3,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1988% | 5,094 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0231% | 7,882 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0316% | 8,199 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0545% | 8,324 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0644% | 8,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0639% | 2,984 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0062% | 7,477 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0052% | 7,166 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0130% | 7,901 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0221% | 8,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0260% | 8,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0964% | 2,401 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0100% | 7,255 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0061% | 4,508 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0229% | 8,145 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0384% | 8,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0452% | 8,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5021% | 1,021 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1074% | 7,332 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1183% | 8,661 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1385% | 8,704 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7304% | 8,652 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0356% | 8,386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0410% | 8,384 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1025% | 7,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1295% | 5,838 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0464% | 8,296 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0563% | 8,534 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1726% | 8,582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0456% | 8,439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0523% | 8,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1356% | 7,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1606% | 5,191 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0017% | 7,279 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 7,902 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 7,937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0128% | 7,621 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0053% | 4,949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0767% | 4,490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2944% | 2,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0434% | 2,683 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3741% | 586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8002% | 343 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2313% | 5,691 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3132% | 2,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0575% | 2,044 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5094% | 384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0009% | 2,908 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0009% | 2,762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2432% | 243 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2645% | 5,056 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4482% | 1,381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0857% | 1,490 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7721% | 267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.4265% | 135 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1276% | 5,402 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0097% | 7,587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1380% | 8,067 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4367% | 1,905 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1193% | 1,641 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1578% | 1,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1737% | 1,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5077% | 563 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2934% | 722 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0982% | 5,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0817% | 1,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.1913% | 482 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0859% | 1,677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1190% | 388 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0823% | 1,647 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3093% | 5,248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1976% | 3,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0456% | 448 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0580% | 393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0644% | 339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7446% | 79 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1441% | 1,189 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1315% | 4,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0122% | 808 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0154% | 798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0172% | 725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2144% | 77 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1086% | 1,259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0135% | 7,583 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0402% | 7,031 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0286% | 7,678 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0291% | 7,669 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0125% | 8,388 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0075% | 9,681 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1217% | 8,480 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |