Home > HomeBank Federal Savings Association > Income and Expense
HomeBank Federal Savings Association, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,056,000 | 6,817 |
| Total interest expense | $3,331,000 | 3,756 |
| Net interest income | $725,000 | 11,770 |
| Provision for loan and lease losses | $-1,867,000 | 13,250 |
| Total noninterest income | $725,000 | 4,326 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $725,000 | 2,537 |
| Total noninterest expense | $17,800,000 | 930 |
| Salaries and employee benefits | $1,973,000 | 3,330 |
| Premises and equipment expense | $1,668,000 | 1,281 |
| Additional noninterest expense | $14,159,000 | 599 |
| Pre-tax net operating income | $-14,483,000 | 13,253 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $16,000 | 11,688 |
| Income before extraordinary items | $-14,500,000 | 13,232 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-14,500,000 | 13,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $980,000 | 1,157 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-14,499,000 | 13,227 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $15,086,000 | 2,328 |
| Total interest expense | $10,002,000 | 1,719 |
| Net interest income | $5,084,000 | 3,569 |
| Provision for loan and lease losses | $3,180,000 | 801 |
| Total noninterest income | $3,131,000 | 1,379 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,131,000 | 925 |
| Total noninterest expense | $9,780,000 | 1,569 |
| Salaries and employee benefits | $2,574,000 | 2,510 |
| Premises and equipment expense | $1,641,000 | 1,334 |
| Additional noninterest expense | $5,565,000 | 1,200 |
| Pre-tax net operating income | $-4,745,000 | 13,777 |
| Securities gains (losses) | $138,000 | 2,530 |
| Applicable income taxes | $79,000 | 10,473 |
| Income before extraordinary items | $-4,686,000 | 13,795 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-4,686,000 | 13,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-979,000 | 13,927 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-4,824,000 | 13,763 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.