Home > Homebanc Federal Savings Bank > Loan Charge- Offs and Recoveries
Homebanc Federal Savings Bank, Loan Charge- Offs and Recoveries
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $649,000 | 1,891 |
| Loans secured by real estate, total | $602,000 | 935 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $602,000 | 934 |
| Construction and land development | $4,000 | 1,152 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $198,000 | 911 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $400,000 | 652 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,929 |
| Loans to individuals | $47,000 | 4,029 |
| Credit card loan charge offs | $0 | 4,176 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $47,000 | 3,615 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $996,000 | 566 |
| Loans secured by real estate, total | $985,000 | 205 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $985,000 | 204 |
| Construction and land development | $801,000 | 63 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $94,000 | 443 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $90,000 | 587 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $5,000 | 6,756 |
| Loans to individuals | $6,000 | 6,499 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $6,000 | 6,221 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-347,000 | 13,192 |
| Loans secured by real estate, total | $-383,000 | 13,227 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-383,000 | 13,267 |
| Construction and land development | $-797,000 | 13,268 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $104,000 | 1,182 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $310,000 | 648 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-5,000 | 10,933 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $41,000 | 3,218 |
| Credit card loan net charge offs | $0 | 3,895 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $41,000 | 2,759 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,515,000 | 630 |
| Loans secured by real estate, total | $4,138,000 | 327 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $4,138,000 | 326 |
| Construction and land development | $2,945,000 | 132 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $642,000 | 428 |
| Secured by multifamily residential properties | $551,000 | 207 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $199,000 | 2,700 |
| Loans to individuals | $178,000 | 2,021 |
| Credit card loan charge offs | $12,000 | 2,152 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $166,000 | 1,839 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $216,000 | 1,823 |
| Loans secured by real estate, total | $213,000 | 579 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $213,000 | 578 |
| Construction and land development | $17,000 | 550 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $82,000 | 478 |
| Secured by multifamily residential properties | $74,000 | 113 |
| Secured by nonfarm nonresidential properties | $40,000 | 842 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 9,301 |
| Loans to individuals | $3,000 | 8,167 |
| Credit card loan recoveries | $3,000 | 1,679 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 10,286 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,299,000 | 590 |
| Loans secured by real estate, total | $3,925,000 | 313 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,925,000 | 312 |
| Construction and land development | $2,928,000 | 125 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $560,000 | 424 |
| Secured by multifamily residential properties | $477,000 | 221 |
| Secured by nonfarm nonresidential properties | $-40,000 | 13,738 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $199,000 | 2,237 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $175,000 | 1,610 |
| Credit card loan net charge offs | $9,000 | 2,193 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $166,000 | 1,352 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.